Fidelity Bank Mortgage Lending & HMDA Data, 2009

In 2009, Fidelity Bank of Wichita, KS reported 3,614 mortgage applications totaling $279.8 million, up 24% from 2008. The average application was for $77,428, and applicants reported an average income of $55,790. 47% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Wichita, KS (1,261), Oklahoma City, OK (118) and Tulsa, OK (83) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,614
Total Mortgage Loan Application Amount $279,825,000
Average Mortgage Loan Application Amount $77,428
Highest Mortgage Loan Application Amount $3,300,000
Average Applicant Income $55,790
Highest Applicant Income $612,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,133 $ 116,264,000 $ 102,616 $ 58,000
Butler, Kansas 68 $ 7,708,000 $ 113,352 $ 75,000
Douglas, Kansas 65 $ 9,915,000 $ 152,538 $ 54,000
Oklahoma, Oklahoma 59 $ 5,297,000 $ 89,779 $ 47,000
Cowley, Kansas 55 $ 4,823,000 $ 87,690 $ 60,000
Sumner, Kansas 45 $ 3,641,000 $ 80,911 $ 57,000
Tulsa, Oklahoma 26 $ 1,484,000 $ 57,076 $ 61,000
Creek, Oklahoma 23 $ 1,100,000 $ 47,826 $ 53,000
Harvey, Kansas 20 $ 1,522,000 $ 76,100 $ 49,000
Cleveland, Oklahoma 20 $ 1,387,000 $ 69,350 $ 54,000
Maricopa, Arizona 19 $ 1,536,000 $ 80,842 $ 73,000
Pima, Arizona 17 $ 1,008,000 $ 59,294 $ 49,000
Pinal, Arizona 17 $ 1,037,000 $ 61,000 $ 66,000
Johnson, Kansas 17 $ 2,445,000 $ 143,823 $ 57,000
Saline, Kansas 17 $ 703,000 $ 41,352 $ 89,000
Bernalillo, New Mexico 17 $ 648,000 $ 38,117 $ 46,000
Jefferson, Arkansas 16 $ 631,000 $ 39,437 $ 54,000
Mobile, Alabama 15 $ 614,000 $ 40,933 $ 64,000
San Diego, California 15 $ 1,107,000 $ 73,800 $ 63,000
Pittsburg, Oklahoma 15 $ 943,000 $ 62,866 $ 62,000
Wagoner, Oklahoma 15 $ 757,000 $ 50,466 $ 70,000
Clackamas, Oregon 15 $ 581,000 $ 38,733 $ 56,000
Los Angeles, California 14 $ 1,053,000 $ 75,214 $ 59,000
Canadian, Oklahoma 14 $ 1,691,000 $ 120,785 $ 58,000
White, Arkansas 13 $ 564,000 $ 43,384 $ 53,000
Tuscaloosa, Alabama 12 $ 683,000 $ 56,916 $ 45,000
Washington, Alabama 12 $ 334,000 $ 27,833 $ 39,000
Hillsborough, Florida 12 $ 472,000 $ 39,333 $ 39,000
Polk, Florida 12 $ 727,000 $ 60,583 $ 58,000
Jefferson, Alabama 11 $ 723,000 $ 65,727 $ 46,000
Orange, California 11 $ 1,146,000 $ 104,181 $ 78,000
Eddy, New Mexico 11 $ 629,000 $ 57,181 $ 53,000
Robeson, North Carolina 11 $ 373,000 $ 33,909 $ 36,000
Pottawatomie, Oklahoma 11 $ 497,000 $ 45,181 $ 50,000
Coconino, Arizona 10 $ 407,000 $ 40,700 $ 112,000
Saline, Arkansas 10 $ 413,000 $ 41,300 $ 40,000
Clark, Nevada 10 $ 403,000 $ 40,300 $ 63,000
Mayes, Oklahoma 10 $ 645,000 $ 64,500 $ 49,000
McClain, Oklahoma 10 $ 596,000 $ 59,600 $ 72,000
Multnomah, Oregon 10 $ 562,000 $ 56,200 $ 53,000
Coffee, Alabama 9 $ 316,000 $ 35,111 $ 41,000
Dale, Alabama 9 $ 383,000 $ 42,555 $ 47,000
Elmore, Alabama 9 $ 461,000 $ 51,222 $ 47,000
Garland, Arkansas 9 $ 557,000 $ 61,888 $ 62,000
Union, Arkansas 9 $ 460,000 $ 51,111 $ 49,000
Santa Clara, California 9 $ 1,102,000 $ 122,444 $ 79,000
Lee, Florida 9 $ 733,000 $ 81,444 $ 87,000
San Juan, New Mexico 9 $ 447,000 $ 49,666 $ 55,000
Comanche, Oklahoma 9 $ 491,000 $ 54,555 $ 66,000
Rogers, Oklahoma 9 $ 414,000 $ 46,000 $ 51,000
Marion, Oregon 9 $ 498,000 $ 55,333 $ 63,000
Baldwin, Alabama 8 $ 403,000 $ 50,375 $ 46,000
Chilton, Alabama 8 $ 465,000 $ 58,125 $ 42,000
St. Clair, Alabama 8 $ 557,000 $ 69,625 $ 40,000
Lonoke, Arkansas 8 $ 478,000 $ 59,750 $ 52,000
Miami-Dade, Florida 8 $ 411,000 $ 51,375 $ 46,000
Chaves, New Mexico 8 $ 362,000 $ 45,250 $ 64,000
Taos, New Mexico 8 $ 493,000 $ 61,625 $ 43,000
Le Flore, Oklahoma 8 $ 293,000 $ 36,625 $ 62,000
Logan, Oklahoma 8 $ 573,000 $ 71,625 $ 53,000
Muskogee, Oklahoma 8 $ 309,000 $ 38,625 $ 50,000
Okmulgee, Oklahoma 8 $ 306,000 $ 38,250 $ 47,000
Lane, Oregon 8 $ 300,000 $ 37,500 $ 47,000
Allegheny, Pennsylvania 8 $ 674,000 $ 84,250 $ 49,000
Calhoun, Alabama 7 $ 279,000 $ 39,857 $ 35,000
Talladega, Alabama 7 $ 299,000 $ 42,714 $ 56,000
Benton, Arkansas 7 $ 704,000 $ 100,571 $ 56,000
Faulkner, Arkansas 7 $ 364,000 $ 52,000 $ 51,000
Sebastian, Arkansas 7 $ 368,000 $ 52,571 $ 47,000
San Bernardino, California 7 $ 550,000 $ 78,571 $ 54,000
Orange, Florida 7 $ 397,000 $ 56,714 $ 42,000
Putnam, Florida 7 $ 322,000 $ 46,000 $ 42,000
Sarasota, Florida 7 $ 544,000 $ 77,714 $ 87,000
St. Johns, Florida 7 $ 675,000 $ 96,428 $ 102,000
Dona Ana, New Mexico 7 $ 245,000 $ 35,000 $ 38,000
Franklin, Ohio 7 $ 687,000 $ 98,142 $ 37,000
Carter, Oklahoma 7 $ 408,000 $ 58,285 $ 61,000
Cherokee, Oklahoma 7 $ 363,000 $ 51,857 $ 52,000
Marshall, Oklahoma 7 $ 278,000 $ 39,714 $ 56,000
Payne, Oklahoma 7 $ 421,000 $ 60,142 $ 58,000
Washington, Oklahoma 7 $ 340,000 $ 48,571 $ 44,000
Houston, Alabama 6 $ 355,000 $ 59,166 $ 54,000
Pickens, Alabama 6 $ 207,000 $ 34,500 $ 36,000
Pike, Alabama 6 $ 310,000 $ 51,666 $ 60,000
Walker, Alabama 6 $ 294,000 $ 49,000 $ 61,000
Mohave, Arizona 6 $ 425,000 $ 70,833 $ 98,000
Ashley, Arkansas 6 $ 250,000 $ 41,666 $ 66,000
Cleburne, Arkansas 6 $ 268,000 $ 44,666 $ 42,000
Craighead, Arkansas 6 $ 282,000 $ 47,000 $ 50,000
Lincoln, Arkansas 6 $ 245,000 $ 40,833 $ 35,000
Sonoma, California 6 $ 509,000 $ 84,833 $ 64,000
Ventura, California 6 $ 598,000 $ 99,666 $ 66,000
Mesa, Colorado 6 $ 240,000 $ 40,000 $ 41,000
Alachua, Florida 6 $ 449,000 $ 74,833 $ 39,000
Broward, Florida 6 $ 349,000 $ 58,166 $ 82,000
Charlotte, Florida 6 $ 866,000 $ 144,333 $ 77,000
Lake, Florida 6 $ 646,000 $ 107,666 $ 77,000
Volusia, Florida 6 $ 334,000 $ 55,666 $ 49,000
Shawnee, Kansas 6 $ 373,000 $ 62,166 $ 52,000
Jackson, Mississippi 6 $ 335,000 $ 55,833 $ 34,000
Lea, New Mexico 6 $ 249,000 $ 41,500 $ 61,000
Quay, New Mexico 6 $ 316,000 $ 52,666 $ 53,000
Socorro, New Mexico 6 $ 204,000 $ 34,000 $ 47,000
Lincoln, Oklahoma 6 $ 296,000 $ 49,333 $ 57,000
McIntosh, Oklahoma 6 $ 323,000 $ 53,833 $ 66,000
Jackson, Oregon 6 $ 349,000 $ 58,166 $ 102,000
Linn, Oregon 6 $ 474,000 $ 79,000 $ 54,000
Clark, Washington 6 $ 303,000 $ 50,500 $ 55,000
Spokane, Washington 6 $ 398,000 $ 66,333 $ 51,000
Clay, Alabama 5 $ 277,000 $ 55,400 $ 59,000
Escambia, Alabama 5 $ 285,000 $ 57,000 $ 78,000
Geneva, Alabama 5 $ 138,000 $ 27,600 $ 44,000
Yavapai, Arizona 5 $ 181,000 $ 36,200 $ 35,000
Crawford, Arkansas 5 $ 215,000 $ 43,000 $ 60,000
Drew, Arkansas 5 $ 234,000 $ 46,800 $ 62,000
Johnson, Arkansas 5 $ 171,000 $ 34,200 $ 62,000
Washington, Arkansas 5 $ 204,000 $ 40,800 $ 44,000
Humboldt, California 5 $ 446,000 $ 89,200 $ 72,000
Riverside, California 5 $ 259,000 $ 51,800 $ 79,000
Columbia, Florida 5 $ 207,000 $ 41,400 $ 29,000
Coffee, Georgia 5 $ 230,000 $ 46,000 $ 63,000
Ware, Georgia 5 $ 236,000 $ 47,200 $ 42,000
Jefferson, Kansas 5 $ 600,000 $ 120,000 $ 59,000
Wayne, Michigan 5 $ 378,000 $ 75,600 $ 6,000
Carroll, Mississippi 5 $ 227,000 $ 45,400 $ 63,000
Pearl River, Mississippi 5 $ 265,000 $ 53,000 $ 30,000
Otero, New Mexico 5 $ 193,000 $ 38,600 $ 41,000
Roosevelt, New Mexico 5 $ 225,000 $ 45,000 $ 32,000
Halifax, North Carolina 5 $ 198,000 $ 39,600 $ 31,000
Nash, North Carolina 5 $ 223,000 $ 44,600 $ 30,000
Wayne, North Carolina 5 $ 216,000 $ 43,200 $ 43,000
Bryan, Oklahoma 5 $ 195,000 $ 39,000 $ 68,000
Pawnee, Oklahoma 5 $ 326,000 $ 65,200 $ 42,000
Sequoyah, Oklahoma 5 $ 209,000 $ 41,800 $ 35,000
Barbour, Alabama 4 $ 131,000 $ 32,750 $ 96,000
Butler, Alabama 4 $ 231,000 $ 57,750 $ 39,000
Covington, Alabama 4 $ 266,000 $ 66,500 $ 50,000
Lauderdale, Alabama 4 $ 132,000 $ 33,000 $ 53,000
Lee, Alabama 4 $ 252,000 $ 63,000 $ 45,000
Madison, Alabama 4 $ 187,000 $ 46,750 $ 26,000
Marion, Alabama 4 $ 210,000 $ 52,500 $ 25,000
Arkansas, Arkansas 4 $ 209,000 $ 52,250 $ 54,000
Grant, Arkansas 4 $ 150,000 $ 37,500 $ 41,000
Izard, Arkansas 4 $ 208,000 $ 52,000 $ 43,000
Lafayette, Arkansas 4 $ 258,000 $ 64,500 $ 52,000
Miller, Arkansas 4 $ 181,000 $ 45,250 $ 48,000
Pulaski, Arkansas 4 $ 216,000 $ 54,000 $ 45,000
Yell, Arkansas 4 $ 193,000 $ 48,250 $ 46,000
Sacramento, California 4 $ 195,000 $ 48,750 $ 74,000
Bay, Florida 4 $ 291,000 $ 72,750 $ 72,000
Brevard, Florida 4 $ 286,000 $ 71,500 $ 40,000
Clay, Florida 4 $ 296,000 $ 74,000 $ 134,000
Collier, Florida 4 $ 308,000 $ 77,000 $ 59,000
Duval, Florida 4 $ 228,000 $ 57,000 $ 47,000
Nassau, Florida 4 $ 290,000 $ 72,500 $ 49,000
Pinellas, Florida 4 $ 307,000 $ 76,750 $ 55,000
Walton, Florida 4 $ 255,000 $ 63,750 $ 53,000
Dickinson, Kansas 4 $ 87,000 $ 21,750 $ 44,000
McPherson, Kansas 4 $ 65,000 $ 16,250 $ 53,000
Reno, Kansas 4 $ 345,000 $ 86,250 $ 48,000
Cibola, New Mexico 4 $ 198,000 $ 49,500 $ 50,000
San Miguel, New Mexico 4 $ 218,000 $ 54,500 $ 45,000
Bertie, North Carolina 4 $ 183,000 $ 45,750 $ 23,000
Bladen, North Carolina 4 $ 201,000 $ 50,250 $ 52,000
Brunswick, North Carolina 4 $ 193,000 $ 48,250 $ 45,000
Craven, North Carolina 4 $ 248,000 $ 62,000 $ 40,000
Franklin, North Carolina 4 $ 139,000 $ 34,750 $ 47,000
Johnston, North Carolina 4 $ 237,000 $ 59,250 $ 62,000
New Hanover, North Carolina 4 $ 264,000 $ 66,000 $ 33,000
Rutherford, North Carolina 4 $ 256,000 $ 64,000 $ 55,000
Caddo, Oklahoma 4 $ 141,000 $ 35,250 $ 33,000
Delaware, Oklahoma 4 $ 294,000 $ 73,500 $ 77,000
Haskell, Oklahoma 4 $ 289,000 $ 72,250 $ 84,000
Osage, Oklahoma 4 $ 210,000 $ 52,500 $ 75,000
Yamhill, Oregon 4 $ 214,000 $ 53,500 $ 61,000
Greenville, South Carolina 4 $ 178,000 $ 44,500 $ 40,000
Horry, South Carolina 4 $ 217,000 $ 54,250 $ 38,000
Laurens, South Carolina 4 $ 167,000 $ 41,750 $ 32,000
Knox, Tennessee 4 $ 200,000 $ 50,000 $ 39,000
Sevier, Tennessee 4 $ 372,000 $ 93,000 $ 42,000
Salt Lake, Utah 4 $ 326,000 $ 81,500 $ 21,000
Pierce, Washington 4 $ 296,000 $ 74,000 $ 59,000
Thurston, Washington 4 $ 176,000 $ 44,000 $ 51,000
Autauga, Alabama 3 $ 171,000 $ 57,000 $ 61,000
Blount, Alabama 3 $ 195,000 $ 65,000 $ 41,000
Crenshaw, Alabama 3 $ 159,000 $ 53,000 $ 50,000
Cullman, Alabama 3 $ 89,000 $ 29,666 $ 52,000
Morgan, Alabama 3 $ 82,000 $ 27,333 $ 28,000
Shelby, Alabama 3 $ 211,000 $ 70,333 $ 36,000
Bradley, Arkansas 3 $ 171,000 $ 57,000 $ 34,000
Chicot, Arkansas 3 $ 81,000 $ 27,000 $ 34,000
Cleveland, Arkansas 3 $ 168,000 $ 56,000 $ 122,000
Columbia, Arkansas 3 $ 116,000 $ 38,666 $ 34,000
Franklin, Arkansas 3 $ 131,000 $ 43,666 $ 44,000
Hempstead, Arkansas 3 $ 161,000 $ 53,666 $ 34,000
Mississippi, Arkansas 3 $ 141,000 $ 47,000 $ 37,000
Scott, Arkansas 3 $ 72,000 $ 24,000 $ 37,000
Sharp, Arkansas 3 $ 138,000 $ 46,000 $ 71,000
Alameda, California 3 $ 323,000 $ 107,666 $ 81,000
Contra Costa, California 3 $ 276,000 $ 92,000 $ 46,000
San Mateo, California 3 $ 306,000 $ 102,000 $ 98,000
Shasta, California 3 $ 187,000 $ 62,333 $ 71,000
Siskiyou, California 3 $ 190,000 $ 63,333 $ 53,000
Garfield, Colorado 3 $ 203,000 $ 67,666 $ 55,000
Holmes, Florida 3 $ 242,000 $ 80,666 $ 58,000
Indian River, Florida 3 $ 145,000 $ 48,333 $ 54,000
Marion, Florida 3 $ 161,000 $ 53,666 $ 54,000
Osceola, Florida 3 $ 263,000 $ 87,666 $ 112,000
St. Lucie, Florida 3 $ 275,000 $ 91,666 $ 157,000
Appling, Georgia 3 $ 161,000 $ 53,666 $ 68,000
Burke, Georgia 3 $ 82,000 $ 27,333 $ 37,000
Catoosa, Georgia 3 $ 281,000 $ 93,666 $ 82,000
Columbia, Georgia 3 $ 209,000 $ 69,666 $ 39,000
Gordon, Georgia 3 $ 228,000 $ 76,000 $ 43,000
Houston, Georgia 3 $ 73,000 $ 24,333 $ 48,000
Jenkins, Georgia 3 $ 104,000 $ 34,666 $ 41,000
Cook, Illinois 3 $ 169,000 $ 56,333 $ 34,000
Franklin, Kansas 3 $ 510,000 $ 170,000 $ 68,000
Montgomery, Kansas 3 $ 154,000 $ 51,333 $ 31,000
Caddo, Louisiana 3 $ 365,000 $ 121,666 $ 80,000
Choctaw, Mississippi 3 $ 99,000 $ 33,000 $ 23,000
George, Mississippi 3 $ 113,000 $ 37,666 $ 65,000
Harrison, Mississippi 3 $ 80,000 $ 26,666 $ 21,000
Hinds, Mississippi 3 $ 345,000 $ 115,000 $ 62,000
Neshoba, Mississippi 3 $ 156,000 $ 52,000 $ 42,000
Panola, Mississippi 3 $ 152,000 $ 50,666 $ 46,000
Pike, Mississippi 3 $ 195,000 $ 65,000 $ 54,000
Scott, Mississippi 3 $ 143,000 $ 47,666 $ 44,000
Wayne, Mississippi 3 $ 100,000 $ 33,333 $ 38,000
McKinley, New Mexico 3 $ 170,000 $ 56,666 $ 78,000
Rio Arriba, New Mexico 3 $ 156,000 $ 52,000 $ 46,000
Sandoval, New Mexico 3 $ 115,000 $ 38,333 $ 26,000
Torrance, New Mexico 3 $ 164,000 $ 54,666 $ 48,000
Carteret, North Carolina 3 $ 82,000 $ 27,333 $ 35,000
Hertford, North Carolina 3 $ 105,000 $ 35,000 $ 23,000
Lenoir, North Carolina 3 $ 145,000 $ 48,333 $ 43,000
Onslow, North Carolina 3 $ 149,000 $ 49,666 $ 30,000
Sampson, North Carolina 3 $ 129,000 $ 43,000 $ 36,000
Scotland, North Carolina 3 $ 133,000 $ 44,333 $ 69,000
Adair, Oklahoma 3 $ 107,000 $ 35,666 $ 48,000
Atoka, Oklahoma 3 $ 81,000 $ 27,000 $ 39,000
Beckham, Oklahoma 3 $ 93,000 $ 31,000 $ 91,000
Garfield, Oklahoma 3 $ 158,000 $ 52,666 $ 74,000
Grady, Oklahoma 3 $ 266,000 $ 88,666 $ 59,000
Kingfisher, Oklahoma 3 $ 152,000 $ 50,666 $ 50,000
Ottawa, Oklahoma 3 $ 210,000 $ 70,000 $ 53,000
Stephens, Oklahoma 3 $ 167,000 $ 55,666 $ 52,000
Washita, Oklahoma 3 $ 237,000 $ 79,000 $ 67,000
Klamath, Oregon 3 $ 203,000 $ 67,666 $ 52,000
Charleston, South Carolina 3 $ 226,000 $ 75,333 $ 72,000
Lexington, South Carolina 3 $ 147,000 $ 49,000 $ 29,000
Marlboro, South Carolina 3 $ 84,000 $ 28,000 $ 30,000
Orangeburg, South Carolina 3 $ 144,000 $ 48,000 $ 54,000
York, South Carolina 3 $ 225,000 $ 75,000 $ 42,000
Lincoln, Tennessee 3 $ 140,000 $ 46,666 $ 51,000
McMinn, Tennessee 3 $ 152,000 $ 50,666 $ 61,000
McNairy, Tennessee 3 $ 170,000 $ 56,666 $ 54,000
Rhea, Tennessee 3 $ 52,000 $ 17,333 $ 28,000
Grant, Washington 3 $ 121,000 $ 40,333 $ 31,000
King, Washington 3 $ 142,000 $ 47,333 $ 51,000
Choctaw, Alabama 2 $ 75,000 $ 37,500 $ 29,000
Clarke, Alabama 2 $ 58,000 $ 29,000 $ 36,000
Cleburne, Alabama 2 $ 70,000 $ 35,000 $ 31,000
Colbert, Alabama 2 $ 98,000 $ 49,000 $ 30,000
Conecuh, Alabama 2 $ 133,000 $ 66,500 $ 55,000
Dallas, Alabama 2 $ 136,000 $ 68,000 $ 53,000
DeKalb, Alabama 2 $ 187,000 $ 93,500 $ 14,000
Etowah, Alabama 2 $ 157,000 $ 78,500 $ 70,000
Fayette, Alabama 2 $ 50,000 $ 25,000 $ 51,000
Franklin, Alabama 2 $ 77,000 $ 38,500 $ 15,000
Greene, Alabama 2 $ 126,000 $ 63,000 $ 42,000
Randolph, Alabama 2 $ 69,000 $ 34,500 $ 30,000
Russell, Alabama 2 $ 74,000 $ 37,000 $ 38,000
Tallapoosa, Alabama 2 $ 76,000 $ 38,000 $ 32,000
Apache, Arizona 2 $ 139,000 $ 69,500 $ 73,000
Graham, Arizona 2 $ 163,000 $ 81,500 $ 72,000
Navajo, Arizona 2 $ 129,000 $ 64,500 $ 96,000
Baxter, Arkansas 2 $ 50,000 $ 25,000 $ 17,000
Calhoun, Arkansas 2 $ 91,000 $ 45,500 $ 42,000
Clay, Arkansas 2 $ 141,000 $ 70,500 $ 60,000
Lee, Arkansas 2 $ 109,000 $ 54,500 $ 37,000
Logan, Arkansas 2 $ 48,000 $ 24,000 $ 16,000
Poinsett, Arkansas 2 $ 111,000 $ 55,500 $ 78,000
Polk, Arkansas 2 $ 90,000 $ 45,000 $ 79,000
Pope, Arkansas 2 $ 45,000 $ 22,500 $ 52,000
St. Francis, Arkansas 2 $ 81,000 $ 40,500 $ 26,000
El Dorado, California 2 $ 176,000 $ 88,000 $ 50,000
San Benito, California 2 $ 182,000 $ 91,000 $ 70,000
San Joaquin, California 2 $ 143,000 $ 71,500 $ 63,000
Baca, Colorado 2 $ 145,000 $ 72,500 $ 54,000
Boulder, Colorado 2 $ 75,000 $ 37,500 $ 49,000
Larimer, Colorado 2 $ 52,000 $ 26,000 $ 34,000
Hartford, Connecticut 2 $ 201,000 $ 100,500 $ 38,000
Escambia, Florida 2 $ 120,000 $ 60,000 $ 57,000
Gilchrist, Florida 2 $ 142,000 $ 71,000 $ 52,000
Hernando, Florida 2 $ 104,000 $ 52,000 $ 42,000
Palm Beach, Florida 2 $ 115,000 $ 57,500 $ 57,000
Pasco, Florida 2 $ 237,000 $ 118,500 $ 101,000
Santa Rosa, Florida 2 $ 270,000 $ 135,000 $ 62,000
Taylor, Florida 2 $ 64,000 $ 32,000 $ 113,000
Washington, Florida 2 $ 47,000 $ 23,500 $ 36,000
Brantley, Georgia 2 $ 59,000 $ 29,500 $ 33,000
Brooks, Georgia 2 $ 138,000 $ 69,000 $ 46,000
Camden, Georgia 2 $ 119,000 $ 59,500 $ 57,000
Decatur, Georgia 2 $ 106,000 $ 53,000 $ 67,000
Emanuel, Georgia 2 $ 144,000 $ 72,000 $ 31,000
Glascock, Georgia 2 $ 148,000 $ 74,000 $ 49,000
Jackson, Georgia 2 $ 97,000 $ 48,500 $ 64,000
Lowndes, Georgia 2 $ 92,000 $ 46,000 $ 39,000
Monroe, Georgia 2 $ 120,000 $ 60,000 $ 62,000
Richmond, Georgia 2 $ 119,000 $ 59,500 $ 46,000
Screven, Georgia 2 $ 46,000 $ 23,000 $ 41,000
Telfair, Georgia 2 $ 67,000 $ 33,500 $ 40,000
Tift, Georgia 2 $ 101,000 $ 50,500 $ 33,000
Union, Georgia 2 $ 117,000 $ 58,500 $ 51,000
Wayne, Georgia 2 $ 108,000 $ 54,000 $ 46,000
Geary, Kansas 2 $ 12,000 $ 6,000 $ 76,000
Kingman, Kansas 2 $ 131,000 $ 65,500 $ 98,000
Leavenworth, Kansas 2 $ 192,000 $ 96,000 $ 44,000
Wyandotte, Kansas 2 $ 287,000 $ 143,500 $ 44,000
Jefferson, Louisiana 2 $ 254,000 $ 127,000 $ 31,000
Rapides, Louisiana 2 $ 70,000 $ 35,000 $ 34,000
St. Tammany, Louisiana 2 $ 115,000 $ 57,500 $ 89,000
Livingston, Michigan 2 $ 245,000 $ 122,500 $ 45,000
Macomb, Michigan 2 $ 346,000 $ 173,000 $ 20,000
Adams, Mississippi 2 $ 77,000 $ 38,500 $ 32,000
Clarke, Mississippi 2 $ 52,000 $ 26,000 $ 67,000
Clay, Mississippi 2 $ 75,000 $ 37,500 $ 26,000
Jasper, Mississippi 2 $ 121,000 $ 60,500 $ 60,000
Jones, Mississippi 2 $ 114,000 $ 57,000 $ 43,000
Lawrence, Mississippi 2 $ 75,000 $ 37,500 $ 92,000
Lee, Mississippi 2 $ 66,000 $ 33,000 $ 16,000
Lincoln, Mississippi 2 $ 71,000 $ 35,500 $ 43,000
Lowndes, Mississippi 2 $ 56,000 $ 28,000 $ 43,000
Newton, Mississippi 2 $ 85,000 $ 42,500 $ 37,000
Simpson, Mississippi 2 $ 79,000 $ 39,500 $ 41,000
Tate, Mississippi 2 $ 114,000 $ 57,000 $ 53,000
Walthall, Mississippi 2 $ 146,000 $ 73,000 $ 37,000
Lander, Nevada 2 $ 78,000 $ 39,000 $ 20,000
Guadalupe, New Mexico 2 $ 132,000 $ 66,000 $ 60,000
Santa Fe, New Mexico 2 $ 120,000 $ 60,000 $ 55,000
Valencia, New Mexico 2 $ 111,000 $ 55,500 $ 67,000
Queens, New York 2 $ 274,000 $ 137,000 $ 54,000
Richmond, New York 2 $ 267,000 $ 133,500 $ 114,000
Suffolk, New York 2 $ 736,000 $ 368,000 $ 138,000
Ulster, New York 2 $ 235,000 $ 117,500 $ 79,000
Anson, North Carolina 2 $ 131,000 $ 65,500 $ 40,000
Catawba, North Carolina 2 $ 51,000 $ 25,500 $ 31,000
Cherokee, North Carolina 2 $ 89,000 $ 44,500 $ 44,000
Cumberland, North Carolina 2 $ 82,000 $ 41,000 $ 38,000
Duplin, North Carolina 2 $ 81,000 $ 40,500 $ 37,000
Gates, North Carolina 2 $ 90,000 $ 45,000 $ 40,000
Mecklenburg, North Carolina 2 $ 203,000 $ 101,500 $ 45,000
Pitt, North Carolina 2 $ 81,000 $ 40,500 $ 24,000
Polk, North Carolina 2 $ 90,000 $ 45,000 $ 43,000
Randolph, North Carolina 2 $ 112,000 $ 56,000 $ 82,000
Wake, North Carolina 2 $ 145,000 $ 72,500 $ 48,000
Butler, Ohio 2 $ 216,000 $ 108,000 $ 74,000
Lorain, Ohio 2 $ 235,000 $ 117,500 $ 101,000
Blaine, Oklahoma 2 $ 72,000 $ 36,000 $ 44,000
Custer, Oklahoma 2 $ 55,000 $ 27,500 $ 32,000
Garvin, Oklahoma 2 $ 113,000 $ 56,500 $ 85,000
Kiowa, Oklahoma 2 $ 117,000 $ 58,500 $ 47,000
Latimer, Oklahoma 2 $ 120,000 $ 60,000 $ 36,000
Major, Oklahoma 2 $ 97,000 $ 48,500 $ 45,000
Pontotoc, Oklahoma 2 $ 88,000 $ 44,000 $ 49,000
Pushmataha, Oklahoma 2 $ 109,000 $ 54,500 $ 51,000
Benton, Oregon 2 $ 90,000 $ 45,000 $ 62,000
Douglas, Oregon 2 $ 124,000 $ 62,000 $ 49,000
Lincoln, Oregon 2 $ 110,000 $ 55,000 $ 55,000
Polk, Oregon 2 $ 136,000 $ 68,000 $ 68,000
Aiken, South Carolina 2 $ 117,000 $ 58,500 $ 51,000
Anderson, South Carolina 2 $ 76,000 $ 38,000 $ 35,000
Beaufort, South Carolina 2 $ 69,000 $ 34,500 $ 33,000
Berkeley, South Carolina 2 $ 147,000 $ 73,500 $ 74,000
Cherokee, South Carolina 2 $ 63,000 $ 31,500 $ 20,000
Dorchester, South Carolina 2 $ 49,000 $ 24,500 $ 37,000
Edgefield, South Carolina 2 $ 109,000 $ 54,500 $ 62,000
McCormick, South Carolina 2 $ 173,000 $ 86,500 $ 43,000
Sumter, South Carolina 2 $ 170,000 $ 85,000 $ 70,000
Bedford, Tennessee 2 $ 68,000 $ 34,000 $ 20,000
Benton, Tennessee 2 $ 92,000 $ 46,000 $ 33,000
Blount, Tennessee 2 $ 129,000 $ 64,500 $ 43,000
Coffee, Tennessee 2 $ 56,000 $ 28,000 $ 28,000
Crockett, Tennessee 2 $ 109,000 $ 54,500 $ 65,000
Davidson, Tennessee 2 $ 228,000 $ 114,000 $ 61,000
Fayette, Tennessee 2 $ 110,000 $ 55,000 $ 37,000
Loudon, Tennessee 2 $ 75,000 $ 37,500 $ 31,000
Obion, Tennessee 2 $ 128,000 $ 64,000 $ 85,000
Roane, Tennessee 2 $ 75,000 $ 37,500 $ 46,000
Collin, Texas 2 $ 328,000 $ 164,000 $ 76,000
Harris, Texas 2 $ 203,000 $ 101,500 $ 0
Tarrant, Texas 2 $ 161,000 $ 80,500 $ 0
Sanpete, Utah 2 $ 207,000 $ 103,500 $ 40,000
Utah, Utah 2 $ 70,000 $ 35,000 $ 45,000
York, Virginia 2 $ 272,000 $ 136,000 $ 0
Chelan, Washington 2 $ 81,000 $ 40,500 $ 142,000
Grays Harbor, Washington 2 $ 58,000 $ 29,000 $ 60,000
Lewis, Washington 2 $ 79,000 $ 39,500 $ 29,000
Snohomish, Washington 2 $ 144,000 $ 72,000 $ 62,000
Bibb, Alabama 1 $ 54,000 $ 54,000 $ 54,000
Bullock, Alabama 1 $ 65,000 $ 65,000 $ 34,000
Chambers, Alabama 1 $ 82,000 $ 82,000 $ 116,000
Coosa, Alabama 1 $ 77,000 $ 77,000 $ 50,000
Hale, Alabama 1 $ 70,000 $ 70,000 $ 33,000
Henry, Alabama 1 $ 51,000 $ 51,000 $ 37,000
Jackson, Alabama 1 $ 31,000 $ 31,000 $ 30,000
Lamar, Alabama 1 $ 19,000 $ 19,000 $ 19,000
Lowndes, Alabama 1 $ 58,000 $ 58,000 $ 36,000
Marshall, Alabama 1 $ 36,000 $ 36,000 $ 15,000
Monroe, Alabama 1 $ 35,000 $ 35,000 $ 34,000
Sumter, Alabama 1 $ 26,000 $ 26,000 $ 25,000
Winston, Alabama 1 $ 72,000 $ 72,000 $ 41,000
Cochise, Arizona 1 $ 69,000 $ 69,000 $ 27,000
Gila, Arizona 1 $ 93,000 $ 93,000 $ 143,000
La Paz, Arizona 1 $ 48,000 $ 48,000 $ 67,000
Boone, Arkansas 1 $ 71,000 $ 71,000 $ 28,000
Carroll, Arkansas 1 $ 28,000 $ 28,000 $ 38,000
Conway, Arkansas 1 $ 48,000 $ 48,000 $ 62,000
Crittenden, Arkansas 1 $ 65,000 $ 65,000 $ 43,000
Cross, Arkansas 1 $ 27,000 $ 27,000 $ 20,000
Fulton, Arkansas 1 $ 49,000 $ 49,000 $ 53,000
Greene, Arkansas 1 $ 34,000 $ 34,000 $ 54,000
Hot Spring, Arkansas 1 $ 63,000 $ 63,000 $ 25,000
Independence, Arkansas 1 $ 29,000 $ 29,000 $ 26,000
Jackson, Arkansas 1 $ 29,000 $ 29,000 $ 34,000
Little River, Arkansas 1 $ 27,000 $ 27,000 $ 36,000
Montgomery, Arkansas 1 $ 18,000 $ 18,000 $ 29,000
Nevada, Arkansas 1 $ 52,000 $ 52,000 $ 117,000
Ouachita, Arkansas 1 $ 33,000 $ 33,000 $ 48,000
Phillips, Arkansas 1 $ 29,000 $ 29,000 $ 65,000
Prairie, Arkansas 1 $ 57,000 $ 57,000 $ 35,000
Stone, Arkansas 1 $ 30,000 $ 30,000 $ 39,000
Van Buren, Arkansas 1 $ 74,000 $ 74,000 $ 120,000
Woodruff, Arkansas 1 $ 73,000 $ 73,000 $ 22,000
Butte, California 1 $ 102,000 $ 102,000 $ 50,000
Fresno, California 1 $ 70,000 $ 70,000 $ 58,000
Inyo, California 1 $ 51,000 $ 51,000 $ 87,000
Kern, California 1 $ 35,000 $ 35,000 $ 41,000
Merced, California 1 $ 121,000 $ 121,000 $ 50,000
Napa, California 1 $ 82,000 $ 82,000 $ 109,000
Placer, California 1 $ 52,000 $ 52,000 $ 86,000
San Luis Obispo, California 1 $ 122,000 $ 122,000 $ 66,000
Solano, California 1 $ 78,000 $ 78,000 $ 127,000
Stanislaus, California 1 $ 150,000 $ 150,000 $ 75,000
Tehama, California 1 $ 169,000 $ 169,000 $ 111,000
Tuolumne, California 1 $ 34,000 $ 34,000 $ 42,000
Yolo, California 1 $ 32,000 $ 32,000 $ 53,000
Broomfield, Colorado 1 $ 37,000 $ 37,000 $ 46,000
Costilla, Colorado 1 $ 75,000 $ 75,000 $ 55,000
Delta, Colorado 1 $ 33,000 $ 33,000 $ 35,000
Eagle, Colorado 1 $ 41,000 $ 41,000 $ 41,000
El Paso, Colorado 1 $ 187,000 $ 187,000 $ 12,000
Gunnison, Colorado 1 $ 135,000 $ 135,000 $ 160,000
La Plata, Colorado 1 $ 95,000 $ 95,000 $ 174,000
Lake, Colorado 1 $ 54,000 $ 54,000 $ 43,000
Logan, Colorado 1 $ 96,000 $ 96,000 $ 81,000
Montrose, Colorado 1 $ 45,000 $ 45,000 $ 41,000
Park, Colorado 1 $ 37,000 $ 37,000 $ 21,000
Summit, Colorado 1 $ 70,000 $ 70,000 $ 60,000
Weld, Colorado 1 $ 34,000 $ 34,000 $ 45,000
Fairfield, Connecticut 1 $ 132,000 $ 132,000 $ 35,000
Litchfield, Connecticut 1 $ 86,000 $ 86,000 $ 21,000
District of Columbia, District Of Columbia 1 $ 496,000 $ 496,000 $ 110,000
Baker, Florida 1 $ 43,000 $ 43,000 $ 18,000
Bradford, Florida 1 $ 45,000 $ 45,000 $ 30,000
Citrus, Florida 1 $ 59,000 $ 59,000 $ 43,000
Dixie, Florida 1 $ 40,000 $ 40,000 $ 40,000
Gadsden, Florida 1 $ 39,000 $ 39,000 $ 21,000
Glades, Florida 1 $ 35,000 $ 35,000 $ 53,000
Gulf, Florida 1 $ 81,000 $ 81,000 $ 144,000
Hamilton, Florida 1 $ 32,000 $ 32,000 $ 77,000
Hendry, Florida 1 $ 70,000 $ 70,000 $ 67,000
Highlands, Florida 1 $ 58,000 $ 58,000 $ 32,000
Jackson, Florida 1 $ 52,000 $ 52,000 $ 65,000
Jefferson, Florida 1 $ 83,000 $ 83,000 $ 42,000
Leon, Florida 1 $ 66,000 $ 66,000 $ 93,000
Levy, Florida 1 $ 76,000 $ 76,000 $ 36,000
Liberty, Florida 1 $ 70,000 $ 70,000 $ 51,000
Madison, Florida 1 $ 16,000 $ 16,000 $ 70,000
Okaloosa, Florida 1 $ 20,000 $ 20,000 $ 18,000
Suwannee, Florida 1 $ 29,000 $ 29,000 $ 31,000
Wakulla, Florida 1 $ 54,000 $ 54,000 $ 83,000
Atkinson, Georgia 1 $ 42,000 $ 42,000 $ 18,000
Bacon, Georgia 1 $ 27,000 $ 27,000 $ 32,000
Baldwin, Georgia 1 $ 41,000 $ 41,000 $ 26,000
Bartow, Georgia 1 $ 44,000 $ 44,000 $ 74,000
Ben Hill, Georgia 1 $ 36,000 $ 36,000 $ 22,000
Berrien, Georgia 1 $ 53,000 $ 53,000 $ 41,000
Bibb, Georgia 1 $ 56,000 $ 56,000 $ 34,000
Bryan, Georgia 1 $ 40,000 $ 40,000 $ 46,000
Bulloch, Georgia 1 $ 26,000 $ 26,000 $ 42,000
Carroll, Georgia 1 $ 44,000 $ 44,000 $ 50,000
Charlton, Georgia 1 $ 62,000 $ 62,000 $ 42,000
Chattahoochee, Georgia 1 $ 84,000 $ 84,000 $ 264,000
Cherokee, Georgia 1 $ 10,000 $ 10,000 $ 71,000
Clayton, Georgia 1 $ 116,000 $ 116,000 $ 35,000
Clinch, Georgia 1 $ 45,000 $ 45,000 $ 23,000
Cobb, Georgia 1 $ 93,000 $ 93,000 $ 0
Cook, Georgia 1 $ 80,000 $ 80,000 $ 51,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,697 $194,988,000 $72,000 $3,300,000 $54,000 $612,000
Refinancing 701 $82,293,000 $117,000 $980,000 $62,000 $485,000
Home Improvement 216 $2,544,000 $11,000 $150,000 $58,000 $492,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,954 $233,595,000 $79,000 $980,000 $58,000 $612,000
Hispanic 179 $11,952,000 $66,000 $366,000 $49,000 $178,000
Not Provided 166 $8,770,000 $52,000 $373,000 $61,000 $234,000
Black or African American 150 $9,975,000 $66,000 $324,000 $44,000 $160,000
Not applicable 95 $10,183,000 $107,000 $3,300,000 $0 $0
American Indian or Alaskan Native 44 $2,269,000 $51,000 $274,000 $55,000 $182,000
Asian 25 $2,869,000 $114,000 $346,000 $86,000 $492,000
Native Hawaiian or Other Pacific Islander 1 $212,000 $212,000 $212,000 $45,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,732 $177,061,000 $64,000 $3,300,000 $59,000 $612,000
FHA-insured (Federal Housing Administration) 747 $83,401,000 $111,000 $275,000 $45,000 $319,000
VA-guaranteed (Veterans Administration) 135 $19,363,000 $143,000 $325,000 $54,000 $167,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,698 $168,253,000 $99,000 $3,300,000 $60,000 $612,000
Application Denied By Financial Institution 930 $52,733,000 $56,000 $373,000 $50,000 $259,000
Application Approved But Not Accepted 784 $40,804,000 $52,000 $352,000 $56,000 $333,000
Application Withdrawn By Applicant 101 $10,629,000 $105,000 $366,000 $60,000 $492,000
Loan Purchased By The Institution 70 $4,957,000 $70,000 $139,000 $0 $0
File Closed For Incompleteness 31 $2,449,000 $79,000 $345,000 $55,000 $137,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 443 $22,159,000 $50,000 $280,000 $51,000 $252,000
Debt-To-Income Ratio 165 $11,761,000 $71,000 $373,000 $47,000 $202,000
Insufficient Cash (Downpayment, Closing Cost) 139 $7,872,000 $56,000 $180,000 $54,000 $259,000
Other 68 $4,720,000 $69,000 $283,000 $58,000 $246,000
Unverifiable Information 49 $2,639,000 $53,000 $154,000 $49,000 $150,000
Employment History 34 $1,797,000 $52,000 $171,000 $38,000 $136,000
Collateral 30 $1,648,000 $54,000 $203,000 $49,000 $136,000
Credit Application Incomplete 1 $35,000 $35,000 $35,000 $80,000 $80,000
Mortgage Insurance Denied 1 $102,000 $102,000 $102,000 $42,000 $42,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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