Financial Freedom Acquisition Mortgage Lending & HMDA Data, 2009
In 2009, Financial Freedom Acquisition of Irvine, CA reported 4,340 mortgage applications totaling $950.9 million. The average application was for $219,094, and applicants reported an average income of $0. 68% of its applications resulted in an originated loan and 23% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (298), Miami-Miami Beach-Kendall, FL (185) and Chicago-Naperville-Joliet, IL (159) (applications in parentheses).
| Mortgage Company & Address | Financial Freedom Acquisition 1 Banting Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 4,340 |
| Total Mortgage Loan Application Amount | $950,870,000 |
| Average Mortgage Loan Application Amount | $219,094 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Financial Freedom Acquisition filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 298 | $ 101,718,000 | $ 341,335 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 185 | $ 36,233,000 | $ 195,854 | $ 0 |
| Chicago-Naperville-Joliet, IL | 159 | $ 28,250,000 | $ 177,672 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 151 | $ 51,962,000 | $ 344,119 | $ 0 |
| Nassau-Suffolk, NY | 127 | $ 39,642,000 | $ 312,141 | $ 0 |
| Baltimore-Towson, MD | 87 | $ 16,535,000 | $ 190,057 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 76 | $ 29,263,000 | $ 385,039 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 76 | $ 20,861,000 | $ 274,486 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 69 | $ 9,643,000 | $ 139,753 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 59 | $ 9,410,000 | $ 159,491 | $ 0 |
| Boston-Quincy, MA | 53 | $ 15,070,000 | $ 284,339 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 46 | $ 10,038,000 | $ 218,217 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 46 | $ 19,010,000 | $ 413,260 | $ 0 |
| Philadelphia, PA | 45 | $ 8,769,000 | $ 194,866 | $ 0 |
| Newark-Union, NJ-PA | 43 | $ 10,170,000 | $ 236,511 | $ 0 |
| Oakland-Fremont-Hayward, CA | 42 | $ 14,121,000 | $ 336,214 | $ 0 |
| Seattle-Bellevue-Everett, WA | 42 | $ 12,799,000 | $ 304,738 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 41 | $ 8,690,000 | $ 211,951 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 39 | $ 6,514,000 | $ 167,025 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 37 | $ 10,039,000 | $ 271,324 | $ 0 |
| Salt Lake City, UT | 37 | $ 7,570,000 | $ 204,594 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 37 | $ 11,975,000 | $ 323,648 | $ 0 |
| St. Louis, MO-IL | 37 | $ 5,412,000 | $ 146,270 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 34 | $ 7,766,000 | $ 228,411 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 34 | $ 7,509,000 | $ 220,852 | $ 0 |
| Dallas-Plano-Irving, TX | 32 | $ 4,837,000 | $ 151,156 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 4,926,000 | $ 153,937 | $ 0 |
| El Paso, TX | 31 | $ 3,332,000 | $ 107,483 | $ 0 |
| Fort Worth-Arlington, TX | 31 | $ 2,987,000 | $ 96,354 | $ 0 |
| Richmond, VA | 31 | $ 5,554,000 | $ 179,161 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 30 | $ 5,341,000 | $ 178,033 | $ 0 |
| Denver-Aurora-Broomfield, CO | 30 | $ 7,204,000 | $ 240,133 | $ 0 |
| Edison-New Brunswick, NJ | 30 | $ 7,458,000 | $ 248,600 | $ 0 |
| Jacksonville, FL | 30 | $ 6,132,000 | $ 204,400 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 30 | $ 5,194,000 | $ 173,133 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 29 | $ 8,758,000 | $ 302,000 | $ 0 |
| San Antonio, TX | 29 | $ 3,899,000 | $ 134,448 | $ 0 |
| Austin-Round Rock, TX | 27 | $ 5,084,000 | $ 188,296 | $ 0 |
| Cambridge-Newton-Framingham, MA | 27 | $ 7,915,000 | $ 293,148 | $ 0 |
| Orlando-Kissimmee, FL | 27 | $ 4,047,000 | $ 149,888 | $ 0 |
| Albuquerque, NM | 26 | $ 3,598,000 | $ 138,384 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 26 | $ 6,295,000 | $ 242,115 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 26 | $ 10,393,000 | $ 399,730 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 25 | $ 7,150,000 | $ 286,000 | $ 0 |
| Honolulu, HI | 24 | $ 8,094,000 | $ 337,250 | $ 0 |
| Knoxville, TN | 24 | $ 3,140,000 | $ 130,833 | $ 0 |
| Peabody, MA | 24 | $ 6,124,000 | $ 255,166 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 23 | $ 4,691,000 | $ 203,956 | $ 0 |
| New Haven-Milford, CT | 22 | $ 4,580,000 | $ 208,181 | $ 0 |
| Chattanooga, TN-GA | 21 | $ 3,116,000 | $ 148,380 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 3,765,000 | $ 179,285 | $ 0 |
| Oklahoma City, OK | 21 | $ 2,564,000 | $ 122,095 | $ 0 |
| Tucson, AZ | 21 | $ 4,888,000 | $ 232,761 | $ 0 |
| Camden, NJ | 20 | $ 3,939,000 | $ 196,950 | $ 0 |
| Barnstable Town, MA | 18 | $ 6,341,000 | $ 352,277 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 18 | $ 2,469,000 | $ 137,166 | $ 0 |
| Bradenton-Sarasota-Venice, FL | 17 | $ 4,251,000 | $ 250,058 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 17 | $ 1,170,000 | $ 68,823 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 17 | $ 2,506,000 | $ 147,411 | $ 0 |
| Bethesda-Frederick-Rockville, MD | 16 | $ 5,096,000 | $ 318,500 | $ 0 |
| Boise City-Nampa, ID | 16 | $ 2,394,000 | $ 149,625 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 16 | $ 1,561,000 | $ 97,562 | $ 0 |
| Lakeland-Winter Haven, FL | 16 | $ 1,734,000 | $ 108,375 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 4,105,000 | $ 256,562 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 16 | $ 1,895,000 | $ 118,437 | $ 0 |
| Norwich-New London, CT | 16 | $ 3,445,000 | $ 215,312 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 1,914,000 | $ 127,600 | $ 0 |
| Santa Rosa-Petaluma, CA | 15 | $ 5,697,000 | $ 379,800 | $ 0 |
| Eugene-Springfield, OR | 14 | $ 2,319,000 | $ 165,642 | $ 0 |
| Lake Havasu City-Kingman, AZ | 14 | $ 2,161,000 | $ 154,357 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 2,095,000 | $ 149,642 | $ 0 |
| Ocala, FL | 14 | $ 2,230,000 | $ 159,285 | $ 0 |
| Cleveland, TN | 13 | $ 1,716,000 | $ 132,000 | $ 0 |
| Ogden-Clearfield, UT | 13 | $ 2,132,000 | $ 164,000 | $ 0 |
| Kansas City, MO-KS | 12 | $ 1,809,000 | $ 150,750 | $ 0 |
| Manchester-Nashua, NH | 12 | $ 1,966,000 | $ 163,833 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 4,280,000 | $ 356,666 | $ 0 |
| Portland-South Portland-Biddeford, ME | 12 | $ 2,501,000 | $ 208,416 | $ 0 |
| Albany-Schenectady-Troy, NY | 11 | $ 1,726,000 | $ 156,909 | $ 0 |
| Buffalo-Niagara Falls, NY | 11 | $ 1,115,000 | $ 101,363 | $ 0 |
| Columbia, SC | 11 | $ 1,107,000 | $ 100,636 | $ 0 |
| Gary, IN | 11 | $ 975,000 | $ 88,636 | $ 0 |
| Rockingham County-Strafford County, NH | 11 | $ 2,932,000 | $ 266,545 | $ 0 |
| Santa Fe, NM | 11 | $ 3,353,000 | $ 304,818 | $ 0 |
| Worcester, MA | 11 | $ 1,989,000 | $ 180,818 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 10 | $ 2,274,000 | $ 227,400 | $ 0 |
| Indianapolis-Carmel, IN | 10 | $ 1,293,000 | $ 129,300 | $ 0 |
| Medford, OR | 10 | $ 2,345,000 | $ 234,500 | $ 0 |
| Palm Coast, FL | 10 | $ 1,945,000 | $ 194,500 | $ 0 |
| Syracuse, NY | 10 | $ 920,000 | $ 92,000 | $ 0 |
| Akron, OH | 9 | $ 956,000 | $ 106,222 | $ 0 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,270,000 | $ 141,111 | $ 0 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,216,000 | $ 246,222 | $ 0 |
| Memphis, TN-MS-AR | 9 | $ 692,000 | $ 76,888 | $ 0 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,398,000 | $ 266,444 | $ 0 |
| Reno-Sparks, NV | 9 | $ 2,113,000 | $ 234,777 | $ 0 |
| Springfield, MO | 9 | $ 924,000 | $ 102,666 | $ 0 |
| Las Vegas-Paradise, NV | 8 | $ 1,506,000 | $ 188,250 | $ 0 |
| Provo-Orem, UT | 8 | $ 1,617,000 | $ 202,125 | $ 0 |
| Tacoma, WA | 8 | $ 1,476,000 | $ 184,500 | $ 0 |
| York-Hanover, PA | 8 | $ 827,000 | $ 103,375 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,260,000 | $ 180,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,392,000 | $ 198,857 | $ 0 |
| Bend, OR | 7 | $ 2,486,000 | $ 355,142 | $ 0 |
| Bremerton-Silverdale, WA | 7 | $ 1,773,000 | $ 253,285 | $ 0 |
| Columbus, OH | 7 | $ 1,112,000 | $ 158,857 | $ 0 |
| Cumberland, MD-WV | 7 | $ 529,000 | $ 75,571 | $ 0 |
| Green Bay, WI | 7 | $ 948,000 | $ 135,428 | $ 0 |
| Jackson, MS | 7 | $ 677,000 | $ 96,714 | $ 0 |
| Naples-Marco Island, FL | 7 | $ 2,171,000 | $ 310,142 | $ 0 |
| Olympia, WA | 7 | $ 1,941,000 | $ 277,285 | $ 0 |
| Scranton--Wilkes-Barre, PA | 7 | $ 1,043,000 | $ 149,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 759,000 | $ 108,428 | $ 0 |
| Amarillo, TX | 6 | $ 455,000 | $ 75,833 | $ 0 |
| Birmingham-Hoover, AL | 6 | $ 494,000 | $ 82,333 | $ 0 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,046,000 | $ 174,333 | $ 0 |
| Mobile, AL | 6 | $ 604,000 | $ 100,666 | $ 0 |
| Pittsburgh, PA | 6 | $ 533,000 | $ 88,833 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 6 | $ 1,131,000 | $ 188,500 | $ 0 |
| Tulsa, OK | 6 | $ 902,000 | $ 150,333 | $ 0 |
| Tyler, TX | 6 | $ 1,106,000 | $ 184,333 | $ 0 |
| Bakersfield, CA | 5 | $ 1,000,000 | $ 200,000 | $ 0 |
| Baton Rouge, LA | 5 | $ 407,000 | $ 81,400 | $ 0 |
| Coeur D'Alene, ID | 5 | $ 847,000 | $ 169,400 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 768,000 | $ 153,600 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 906,000 | $ 181,200 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 5 | $ 1,462,000 | $ 292,400 | $ 0 |
| Grand Junction, CO | 5 | $ 906,000 | $ 181,200 | $ 0 |
| Lancaster, PA | 5 | $ 590,000 | $ 118,000 | $ 0 |
| Longview, TX | 5 | $ 478,000 | $ 95,600 | $ 0 |
| Louisville-Jefferson County, KY-IN | 5 | $ 612,000 | $ 122,400 | $ 0 |
| Missoula, MT | 5 | $ 1,133,000 | $ 226,600 | $ 0 |
| Morristown, TN | 5 | $ 938,000 | $ 187,600 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 676,000 | $ 135,200 | $ 0 |
| Port St. Lucie, FL | 5 | $ 890,000 | $ 178,000 | $ 0 |
| Prescott, AZ | 5 | $ 819,000 | $ 163,800 | $ 0 |
| Reading, PA | 5 | $ 847,000 | $ 169,400 | $ 0 |
| Rochester, NY | 5 | $ 595,000 | $ 119,000 | $ 0 |
| Spokane, WA | 5 | $ 672,000 | $ 134,400 | $ 0 |
| Springfield, MA | 5 | $ 753,000 | $ 150,600 | $ 0 |
| Boulder, CO | 4 | $ 1,175,000 | $ 293,750 | $ 0 |
| Canton-Massillon, OH | 4 | $ 412,000 | $ 103,000 | $ 0 |
| Dothan, AL | 4 | $ 312,000 | $ 78,000 | $ 0 |
| Evansville, IN-KY | 4 | $ 293,000 | $ 73,250 | $ 0 |
| Florence, SC | 4 | $ 309,000 | $ 77,250 | $ 0 |
| Fort Collins-Loveland, CO | 4 | $ 752,000 | $ 188,000 | $ 0 |
| Glens Falls, NY | 4 | $ 1,265,000 | $ 316,250 | $ 0 |
| Harrisburg-Carlisle, PA | 4 | $ 386,000 | $ 96,500 | $ 0 |
| Joplin, MO | 4 | $ 304,000 | $ 76,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 681,000 | $ 170,250 | $ 0 |
| Las Cruces, NM | 4 | $ 537,000 | $ 134,250 | $ 0 |
| Lewiston-Auburn, ME | 4 | $ 335,000 | $ 83,750 | $ 0 |
| Lynchburg, VA | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Madison, WI | 4 | $ 733,000 | $ 183,250 | $ 0 |
| Rockford, IL | 4 | $ 526,000 | $ 131,500 | $ 0 |
| Salinas, CA | 4 | $ 1,270,000 | $ 317,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,476,000 | $ 369,000 | $ 0 |
| Tallahassee, FL | 4 | $ 944,000 | $ 236,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 494,000 | $ 123,500 | $ 0 |
| Wichita Falls, TX | 4 | $ 342,000 | $ 85,500 | $ 0 |
| Bellingham, WA | 3 | $ 650,000 | $ 216,666 | $ 0 |
| Binghamton, NY | 3 | $ 457,000 | $ 152,333 | $ 0 |
| Brunswick, GA | 3 | $ 760,000 | $ 253,333 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Chico, CA | 3 | $ 416,000 | $ 138,666 | $ 0 |
| Duluth, MN-WI | 3 | $ 487,000 | $ 162,333 | $ 0 |
| Fresno, CA | 3 | $ 856,000 | $ 285,333 | $ 0 |
| Greenville-Mauldin-Easley, SC | 3 | $ 293,000 | $ 97,666 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 796,000 | $ 265,333 | $ 0 |
| Hattiesburg, MS | 3 | $ 286,000 | $ 95,333 | $ 0 |
| Lebanon, PA | 3 | $ 320,000 | $ 106,666 | $ 0 |
| Lewiston, ID-WA | 3 | $ 407,000 | $ 135,666 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 388,000 | $ 129,333 | $ 0 |
| Michigan City-La Porte, IN | 3 | $ 560,000 | $ 186,666 | $ 0 |
| Muskegon-Norton Shores, MI | 3 | $ 427,000 | $ 142,333 | $ 0 |
| Ocean City, NJ | 3 | $ 1,098,000 | $ 366,000 | $ 0 |
| Pascagoula, MS | 3 | $ 311,000 | $ 103,666 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 259,000 | $ 86,333 | $ 0 |
| Peoria, IL | 3 | $ 306,000 | $ 102,000 | $ 0 |
| Roanoke, VA | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 1,523,000 | $ 507,666 | $ 0 |
| Savannah, GA | 3 | $ 689,000 | $ 229,666 | $ 0 |
| St. George, UT | 3 | $ 716,000 | $ 238,666 | $ 0 |
| Trenton-Ewing, NJ | 3 | $ 682,000 | $ 227,333 | $ 0 |
| Vallejo-Fairfield, CA | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Wilmington, NC | 3 | $ 393,000 | $ 131,000 | $ 0 |
| Asheville, NC | 2 | $ 255,000 | $ 127,500 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Augusta-Richmond County, GA-SC | 2 | $ 129,000 | $ 64,500 | $ 0 |
| Billings, MT | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Bloomington, IN | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Carson City, NV | 2 | $ 659,000 | $ 329,500 | $ 0 |
| Charlottesville, VA | 2 | $ 268,000 | $ 134,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Colorado Springs, CO | 2 | $ 455,000 | $ 227,500 | $ 0 |
| Columbus, GA-AL | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Corpus Christi, TX | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Dover, DE | 2 | $ 278,000 | $ 139,000 | $ 0 |
| El Centro, CA | 2 | $ 776,000 | $ 388,000 | $ 0 |
| Flint, MI | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Gainesville, GA | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Greeley, CO | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Huntsville, AL | 2 | $ 285,000 | $ 142,500 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Kingston, NY | 2 | $ 413,000 | $ 206,500 | $ 0 |
| Lake Charles, LA | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 303,000 | $ 151,500 | $ 0 |
| Longview, WA | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Lubbock, TX | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Modesto, CA | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Monroe, LA | 2 | $ 143,000 | $ 71,500 | $ 0 |
| Montgomery, AL | 2 | $ 97,000 | $ 48,500 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 515,000 | $ 257,500 | $ 0 |
| Napa, CA | 2 | $ 873,000 | $ 436,500 | $ 0 |
| Punta Gorda, FL | 2 | $ 357,000 | $ 178,500 | $ 0 |
| Raleigh-Cary, NC | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Salem, OR | 2 | $ 252,000 | $ 126,000 | $ 0 |
| Salisbury, MD | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Sheboygan, WI | 2 | $ 187,000 | $ 93,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Springfield, IL | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Yakima, WA | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Yuma, AZ | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Abilene, TX | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Albany, GA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Alexandria, LA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Appleton, WI | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Bangor, ME | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Battle Creek, MI | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Bay City, MI | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Charleston, WV | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Columbus, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Gadsden, AL | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Goldsboro, NC | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Great Falls, MT | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Holland-Grand Haven, MI | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Hot Springs, AR | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Janesville, WI | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Jefferson City, MO | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Johnson City, TN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 84,000 | $ 84,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lafayette, LA | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Logan, UT-ID | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Mansfield, OH | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Merced, CA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Midland, TX | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Morgantown, WV | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Owensboro, KY | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Pocatello, ID | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Pueblo, CO | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Rapid City, SD | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Redding, CA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| San Angelo, TX | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Sandusky, OH | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Spartanburg, SC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Springfield, OH | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Stockton, CA | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Topeka, KS | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Valdosta, GA | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Waco, TX | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Warner Robins, GA | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Williamsport, PA | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Yuba City, CA | 1 | $ 187,000 | $ 187,000 | $ 0 |
Mortgage Loan Application Detail Totals for Financial Freedom Acquisition in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,754 | $839,465,000 | $223,000 | $626,000 | $0 | $0 |
| Home Improvement | 465 | $88,207,000 | $189,000 | $518,000 | $0 | $0 |
| Home Purchase | 121 | $23,198,000 | $191,000 | $537,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,943 | $673,932,000 | $228,000 | $626,000 | $0 | $0 |
| Black or African American | 731 | $141,444,000 | $193,000 | $563,000 | $0 | $0 |
| Hispanic | 381 | $75,476,000 | $198,000 | $502,000 | $0 | $0 |
| Not Provided | 107 | $23,291,000 | $217,000 | $507,000 | $0 | $0 |
| Not applicable | 85 | $12,069,000 | $141,000 | $396,000 | $0 | $0 |
| Asian | 44 | $13,102,000 | $297,000 | $471,000 | $0 | $0 |
| American Indian or Alaskan Native | 26 | $5,275,000 | $202,000 | $502,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 23 | $6,281,000 | $273,000 | $512,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,340 | $950,870,000 | $219,000 | $626,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,960 | $667,826,000 | $225,000 | $563,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,007 | $209,999,000 | $208,000 | $552,000 | $0 | $0 |
| Application Withdrawn By Applicant | 182 | $38,147,000 | $209,000 | $626,000 | $0 | $0 |
| Application Approved But Not Accepted | 106 | $22,829,000 | $215,000 | $512,000 | $0 | $0 |
| Loan Purchased By The Institution | 85 | $12,069,000 | $141,000 | $396,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 470 | $98,481,000 | $209,000 | $537,000 | $0 | $0 |
| Credit Application Incomplete | 425 | $87,617,000 | $206,000 | $552,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $9,656,000 | $185,000 | $447,000 | $0 | $0 |
| Other | 30 | $6,775,000 | $225,000 | $523,000 | $0 | $0 |
| Unverifiable Information | 30 | $7,470,000 | $249,000 | $480,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Freedom Acquisition's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Financial Freedom Acquisition's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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