Finemark National Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Finemark National Bank & Trust of Fort Myers, FL reported 235 mortgage applications totaling $242.6 million, down 6% from 2024. The average application was for $1,032,531, and applicants reported an average income of $608,778. 82% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Cape Coral-Fort Myers, FL (70), Naples-Immokalee-Marco Island, FL (40) and Phoenix-Mesa-Scottsdale, AZ (28) (applications in parentheses).
| Mortgage Company & Address | Finemark National Bank & Trust 12681 Creekside Lane Fort Myers, FL 33919 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 235 |
| Total Mortgage Loan Application Amount | $242,645,000 |
| Average Mortgage Loan Application Amount | $1,032,531 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $608,778 |
| Highest Applicant Income | $4,314,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finemark National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee, Florida | 70 | $ 55,970,000 | $ 799,571 | $ 627,000 |
| Collier, Florida | 40 | $ 40,300,000 | $ 1,007,500 | $ 745,000 |
| Maricopa, Arizona | 28 | $ 17,040,000 | $ 608,571 | $ 390,000 |
| Charleston, South Carolina | 10 | $ 12,830,000 | $ 1,283,000 | $ 591,000 |
| Palm Beach, Florida | 9 | $ 15,055,000 | $ 1,672,777 | $ 172,000 |
| Berkeley, South Carolina | 8 | $ 6,930,000 | $ 866,250 | $ 358,000 |
| Tarrant, Texas | 4 | $ 3,710,000 | $ 927,500 | $ 274,000 |
| Marion, Florida | 3 | $ 1,485,000 | $ 495,000 | $ 475,000 |
| Orange, Florida | 3 | $ 3,125,000 | $ 1,041,666 | $ 177,000 |
| San Diego, California | 2 | $ 4,340,000 | $ 2,170,000 | $ 1,520,000 |
| Hillsborough, Florida | 2 | $ 1,030,000 | $ 515,000 | $ 1,070,000 |
| Leon, Florida | 2 | $ 670,000 | $ 335,000 | $ 366,000 |
| Monroe, Florida | 2 | $ 1,650,000 | $ 825,000 | $ 750,000 |
| Fulton, Georgia | 2 | $ 5,540,000 | $ 2,770,000 | $ 839,000 |
| Hennepin, Minnesota | 2 | $ 2,550,000 | $ 1,275,000 | $ 831,000 |
| Suffolk, New York | 2 | $ 1,180,000 | $ 590,000 | $ 260,000 |
| Clarendon, South Carolina | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Collin, Texas | 2 | $ 21,660,000 | $ 10,830,000 | $ 0 |
| Lubbock, Texas | 2 | $ 1,790,000 | $ 895,000 | $ 1,664,000 |
| Mobile, Alabama | 1 | $ 1,325,000 | $ 1,325,000 | $ 1,250,000 |
| Charlotte, Florida | 1 | $ 1,705,000 | $ 1,705,000 | $ 854,000 |
| Flagler, Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 2,638,000 |
| Martin, Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 1,055,000 | $ 1,055,000 | $ 309,000 |
| Sarasota, Florida | 1 | $ 3,605,000 | $ 3,605,000 | $ 1,366,000 |
| St. Johns, Florida | 1 | $ 2,115,000 | $ 2,115,000 | $ 869,000 |
| St. Lucie, Florida | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Gilmer, Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 798,000 |
| Grady, Georgia | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Putnam, Georgia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Cook, Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lake, Indiana | 1 | $ 235,000 | $ 235,000 | $ 353,000 |
| Jefferson, Kentucky | 1 | $ 505,000 | $ 505,000 | $ 147,000 |
| Middlesex, Massachusetts | 1 | $ 1,105,000 | $ 1,105,000 | $ 240,000 |
| Emmet, Michigan | 1 | $ 455,000 | $ 455,000 | $ 335,000 |
| Macomb, Michigan | 1 | $ 525,000 | $ 525,000 | $ 92,000 |
| Wayne, Michigan | 1 | $ 105,000 | $ 105,000 | $ 2,293,000 |
| Cass, Missouri | 1 | $ 4,255,000 | $ 4,255,000 | $ 0 |
| Flathead, Montana | 1 | $ 4,565,000 | $ 4,565,000 | $ 0 |
| Washoe, Nevada | 1 | $ 2,085,000 | $ 2,085,000 | $ 1,902,000 |
| Atlantic, New Jersey | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 1,045,000 | $ 1,045,000 | $ 622,000 |
| Cuyahoga, Ohio | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Delaware, Ohio | 1 | $ 65,000 | $ 65,000 | $ 168,000 |
| Fairfield, Ohio | 1 | $ 335,000 | $ 335,000 | $ 73,000 |
| Payne, Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 1,386,000 |
| Franklin, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Providence, Rhode Island | 1 | $ 1,485,000 | $ 1,485,000 | $ 765,000 |
| Laurens, South Carolina | 1 | $ 475,000 | $ 475,000 | $ 399,000 |
| Davidson, Tennessee | 1 | $ 735,000 | $ 735,000 | $ 462,000 |
| Dallas, Texas | 1 | $ 405,000 | $ 405,000 | $ 78,000 |
| Denton, Texas | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Parker, Texas | 1 | $ 805,000 | $ 805,000 | $ 776,000 |
| Travis, Texas | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Lamoille, Vermont | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,161,000 |
| Alexandria, Virginia | 1 | $ 1,655,000 | $ 1,655,000 | $ 566,000 |
| Franklin, Virginia | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 415,000 | $ 415,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for Finemark National Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 206 | $211,500,000 | $1,026,000 | $17,005,000 | $613,000 | $4,314,000 |
| Other Purpose | 14 | $15,470,000 | $1,105,000 | $3,005,000 | $873,000 | $2,638,000 |
| Refinancing | 7 | $8,335,000 | $1,190,000 | $5,205,000 | $199,000 | $290,000 |
| Cash-out Refinancing | 6 | $5,920,000 | $986,000 | $2,105,000 | $366,000 | $622,000 |
| Home Improvement | 2 | $1,420,000 | $710,000 | $955,000 | $487,000 | $757,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 148 | $152,240,000 | $1,028,000 | $8,785,000 | $695,000 | $4,314,000 |
| Not applicable | 38 | $62,420,000 | $1,642,000 | $17,005,000 | $0 | $0 |
| Hispanic | 25 | $9,985,000 | $399,000 | $1,885,000 | $240,000 | $1,326,000 |
| Asian | 9 | $9,095,000 | $1,010,000 | $2,675,000 | $461,000 | $1,437,000 |
| Not Provided | 8 | $6,690,000 | $836,000 | $2,925,000 | $827,000 | $2,925,000 |
| Black or African American | 6 | $2,080,000 | $346,000 | $1,055,000 | $154,000 | $451,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $43,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 235 | $242,645,000 | $1,032,000 | $17,005,000 | $606,000 | $4,314,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 193 | $204,225,000 | $1,058,000 | $17,005,000 | $642,000 | $4,314,000 |
| Application Withdrawn By Applicant | 18 | $18,430,000 | $1,023,000 | $4,655,000 | $548,000 | $1,664,000 |
| Application Approved But Not Accepted | 9 | $10,155,000 | $1,128,000 | $2,525,000 | $919,000 | $3,960,000 |
| Loan Purchased By The Institution | 8 | $650,000 | $81,000 | $125,000 | $35,000 | $44,000 |
| Application Denied By Financial Institution | 7 | $9,185,000 | $1,312,000 | $5,205,000 | $107,000 | $246,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 228 | $233,460,000 | $1,023,000 | $17,005,000 | $620,000 | $4,314,000 |
| Debt-To-Income Ratio | 4 | $7,780,000 | $1,945,000 | $5,205,000 | $128,000 | $246,000 |
| Credit History | 2 | $400,000 | $200,000 | $285,000 | $25,000 | $25,000 |
| Credit Application Incomplete | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finemark National Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finemark National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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