First Choice Loan Services Inc. Mortgage Lending & HMDA Data, 2018

In 2018, First Choice Loan Services Inc. of East Brunswick, NJ reported 11,060 mortgage applications totaling $3.6 billion, down 3% from 2017. The average application was for $326,330, and applicants reported an average income of $134,183. 69% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (964), Dallas-Plano-Irving, TX (765) and Phoenix-Mesa-Scottsdale, AZ (709) (applications in parentheses).

Mortgage Company & Address First Choice Loan Services Inc.
One Tower Center, Floor #18
East Brunswick, NJ 08816
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 11,060
Total Mortgage Loan Application Amount $3,609,210,000
Average Mortgage Loan Application Amount $326,330
Highest Mortgage Loan Application Amount $11,005,000
Average Applicant Income $134,183
Highest Applicant Income $9,166,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Choice Loan Services Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Choice Loan Services Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 676 $ 194,400,000 $ 287,573 $ 113,000
Middlesex, Massachusetts 614 $ 321,390,000 $ 523,436 $ 199,000
Los Angeles, California 385 $ 167,555,000 $ 435,207 $ 134,000
Harris, Texas 381 $ 88,775,000 $ 233,005 $ 101,000
Essex, Massachusetts 350 $ 134,570,000 $ 384,485 $ 160,000
Riverside, California 342 $ 95,080,000 $ 278,011 $ 92,000
Dallas, Texas 324 $ 86,360,000 $ 266,543 $ 127,000
Tarrant, Texas 258 $ 63,900,000 $ 247,674 $ 100,000
San Bernardino, California 256 $ 64,400,000 $ 251,562 $ 87,000
Suffolk, Massachusetts 234 $ 136,230,000 $ 582,179 $ 287,000
San Diego, California 232 $ 102,900,000 $ 443,534 $ 136,000
Montgomery, Pennsylvania 219 $ 62,945,000 $ 287,420 $ 127,000
Collin, Texas 182 $ 54,650,000 $ 300,274 $ 119,000
Denton, Texas 177 $ 53,495,000 $ 302,231 $ 121,000
Philadelphia, Pennsylvania 171 $ 57,635,000 $ 337,046 $ 146,000
Bucks, Pennsylvania 161 $ 46,515,000 $ 288,913 $ 120,000
Monmouth, New Jersey 133 $ 44,975,000 $ 338,157 $ 178,000
Mercer, New Jersey 131 $ 40,165,000 $ 306,603 $ 150,000
Norfolk, Massachusetts 130 $ 66,310,000 $ 510,076 $ 198,000
Orange, California 127 $ 56,195,000 $ 442,480 $ 132,000
Clark, Nevada 126 $ 36,490,000 $ 289,603 $ 129,000
Worcester, Massachusetts 115 $ 37,935,000 $ 329,869 $ 129,000
Middlesex, New Jersey 113 $ 40,005,000 $ 354,026 $ 165,000
Berks, Pennsylvania 111 $ 17,265,000 $ 155,540 $ 71,000
Fort Bend, Texas 82 $ 22,420,000 $ 273,414 $ 113,000
King, Washington 80 $ 33,990,000 $ 424,875 $ 166,000
Hartford, Connecticut 78 $ 20,920,000 $ 268,205 $ 203,000
Washoe, Nevada 78 $ 23,700,000 $ 303,846 $ 113,000
Plymouth, Massachusetts 73 $ 27,665,000 $ 378,972 $ 136,000
Contra Costa, California 70 $ 31,090,000 $ 444,142 $ 132,000
Montgomery, Texas 70 $ 18,250,000 $ 260,714 $ 119,000
Bexar, Texas 65 $ 16,205,000 $ 249,307 $ 107,000
Travis, Texas 65 $ 21,825,000 $ 335,769 $ 141,000
Ocean, New Jersey 57 $ 17,305,000 $ 303,596 $ 164,000
Denver, Colorado 56 $ 21,960,000 $ 392,142 $ 156,000
Bristol, Massachusetts 53 $ 16,085,000 $ 303,490 $ 107,000
Hampden, Massachusetts 52 $ 10,790,000 $ 207,500 $ 93,000
Barnstable, Massachusetts 50 $ 18,430,000 $ 368,600 $ 236,000
Santa Fe, New Mexico 50 $ 28,190,000 $ 563,800 $ 145,000
Navarro, Texas 50 $ 8,510,000 $ 170,200 $ 92,000
Sacramento, California 46 $ 15,190,000 $ 330,217 $ 124,000
Salt Lake, Utah 46 $ 16,390,000 $ 356,304 $ 139,000
Rockingham, New Hampshire 44 $ 14,530,000 $ 330,227 $ 126,000
Williamson, Texas 44 $ 13,310,000 $ 302,500 $ 110,000
Cook, Illinois 43 $ 12,555,000 $ 291,976 $ 138,000
Burlington, New Jersey 43 $ 10,925,000 $ 254,069 $ 131,000
New London, Connecticut 41 $ 14,875,000 $ 362,804 $ 219,000
Miami-Dade, Florida 41 $ 18,565,000 $ 452,804 $ 229,000
Galveston, Texas 41 $ 9,905,000 $ 241,585 $ 120,000
Broward, Florida 40 $ 12,680,000 $ 317,000 $ 121,000
Cameron, Texas 39 $ 7,925,000 $ 203,205 $ 99,000
Washington, Oregon 38 $ 12,200,000 $ 321,052 $ 115,000
Chester, Pennsylvania 38 $ 14,330,000 $ 377,105 $ 156,000
Titus, Texas 37 $ 6,635,000 $ 179,324 $ 78,000
Berkshire, Massachusetts 35 $ 7,015,000 $ 200,428 $ 127,000
Pima, Arizona 34 $ 8,830,000 $ 259,705 $ 94,000
Pinal, Arizona 33 $ 8,205,000 $ 248,636 $ 81,000
Alameda, California 33 $ 19,655,000 $ 595,606 $ 193,000
Palm Beach, Florida 33 $ 10,055,000 $ 304,696 $ 150,000
Somerset, New Jersey 33 $ 11,835,000 $ 358,636 $ 152,000
Solano, California 32 $ 9,650,000 $ 301,562 $ 97,000
Snohomish, Washington 32 $ 11,350,000 $ 354,687 $ 123,000
San Joaquin, California 30 $ 9,610,000 $ 320,333 $ 107,000
Pierce, Washington 30 $ 10,950,000 $ 365,000 $ 121,000
Fresno, California 29 $ 7,925,000 $ 273,275 $ 136,000
Brazoria, Texas 29 $ 6,745,000 $ 232,586 $ 109,000
Delaware, Pennsylvania 28 $ 8,310,000 $ 296,785 $ 130,000
Northampton, Pennsylvania 28 $ 5,630,000 $ 201,071 $ 89,000
Stanislaus, California 27 $ 7,995,000 $ 296,111 $ 107,000
Hillsborough, New Hampshire 27 $ 7,755,000 $ 287,222 $ 114,000
Multnomah, Oregon 27 $ 9,525,000 $ 352,777 $ 130,000
Fairfield, Connecticut 26 $ 13,010,000 $ 500,384 $ 183,000
Orange, Florida 26 $ 8,690,000 $ 334,230 $ 148,000
Mecklenburg, North Carolina 26 $ 6,500,000 $ 250,000 $ 103,000
Rockwall, Texas 26 $ 8,860,000 $ 340,769 $ 131,000
Fairfax, Virginia 26 $ 11,810,000 $ 454,230 $ 144,000
Yavapai, Arizona 25 $ 7,085,000 $ 283,400 $ 96,000
New Haven, Connecticut 25 $ 5,295,000 $ 211,800 $ 99,000
Ada, Idaho 25 $ 7,055,000 $ 282,200 $ 115,000
Morris, New Jersey 25 $ 9,455,000 $ 378,200 $ 158,000
Kaufman, Texas 25 $ 5,655,000 $ 226,200 $ 83,000
Navajo, Arizona 24 $ 4,700,000 $ 195,833 $ 114,000
Ventura, California 23 $ 11,675,000 $ 507,608 $ 166,000
Clackamas, Oregon 23 $ 8,055,000 $ 350,217 $ 127,000
Fulton, Georgia 22 $ 7,110,000 $ 323,181 $ 151,000
Parker, Texas 22 $ 6,120,000 $ 278,181 $ 113,000
Hillsborough, Florida 21 $ 6,085,000 $ 289,761 $ 130,000
Deschutes, Oregon 21 $ 6,445,000 $ 306,904 $ 114,000
Ellis, Texas 21 $ 5,095,000 $ 242,619 $ 94,000
Arapahoe, Colorado 20 $ 7,240,000 $ 362,000 $ 105,000
Jefferson, Colorado 20 $ 6,930,000 $ 346,500 $ 136,000
Pinellas, Florida 20 $ 4,830,000 $ 241,500 $ 127,000
Oakland, Michigan 20 $ 5,440,000 $ 272,000 $ 140,000
Shelby, Tennessee 20 $ 2,590,000 $ 129,500 $ 103,000
Utah, Utah 20 $ 6,760,000 $ 338,000 $ 115,000
Honolulu, Hawaii 19 $ 8,325,000 $ 438,157 $ 144,000
Montgomery, Maryland 19 $ 8,015,000 $ 421,842 $ 171,000
Oneida, New York 19 $ 2,135,000 $ 112,368 $ 72,000
Wake, North Carolina 19 $ 6,025,000 $ 317,105 $ 134,000
Gwinnett, Georgia 18 $ 5,640,000 $ 313,333 $ 132,000
Davidson, Tennessee 18 $ 6,110,000 $ 339,444 $ 147,000
Hennepin, Minnesota 17 $ 5,675,000 $ 333,823 $ 153,000
Essex, New Jersey 17 $ 5,235,000 $ 307,941 $ 150,000
Bernalillo, New Mexico 17 $ 4,845,000 $ 285,000 $ 150,000
Lehigh, Pennsylvania 17 $ 4,065,000 $ 239,117 $ 100,000
Bell, Texas 17 $ 4,035,000 $ 237,352 $ 100,000
Davis, Utah 17 $ 5,505,000 $ 323,823 $ 107,000
New Castle, Delaware 16 $ 4,240,000 $ 265,000 $ 133,000
Cobb, Georgia 16 $ 5,120,000 $ 320,000 $ 148,000
Hawaii, Hawaii 16 $ 6,540,000 $ 408,750 $ 125,000
Orleans, Louisiana 16 $ 3,960,000 $ 247,500 $ 106,000
Morris, Texas 16 $ 1,870,000 $ 116,875 $ 62,000
Jefferson, Louisiana 15 $ 2,085,000 $ 139,000 $ 60,000
Albany, New York 15 $ 3,115,000 $ 207,666 $ 110,000
Santa Clara, California 14 $ 7,450,000 $ 532,142 $ 162,000
DuPage, Illinois 14 $ 5,070,000 $ 362,142 $ 154,000
Franklin, Ohio 14 $ 3,020,000 $ 215,714 $ 74,000
Camp, Texas 14 $ 1,930,000 $ 137,857 $ 75,000
Clark, Washington 14 $ 4,870,000 $ 347,857 $ 113,000
Douglas, Colorado 13 $ 4,475,000 $ 344,230 $ 146,000
Sarasota, Florida 13 $ 3,665,000 $ 281,923 $ 215,000
Cape May, New Jersey 13 $ 6,245,000 $ 480,384 $ 302,000
Hudson, New Jersey 13 $ 5,815,000 $ 447,307 $ 151,000
Hays, Texas 13 $ 4,485,000 $ 345,000 $ 131,000
Johnson, Texas 13 $ 3,125,000 $ 240,384 $ 90,000
Loudoun, Virginia 13 $ 5,685,000 $ 437,307 $ 135,000
San Francisco, California 12 $ 6,490,000 $ 540,833 $ 141,000
Kane, Illinois 12 $ 2,930,000 $ 244,166 $ 111,000
Macomb, Michigan 12 $ 2,670,000 $ 222,500 $ 111,000
Camden, New Jersey 12 $ 4,700,000 $ 391,666 $ 254,000
Cuyahoga, Ohio 12 $ 1,810,000 $ 150,833 $ 118,000
Calhoun, Texas 12 $ 1,390,000 $ 115,833 $ 66,000
Comal, Texas 12 $ 4,050,000 $ 337,500 $ 151,000
Spokane, Washington 12 $ 3,270,000 $ 272,500 $ 117,000
Anchorage, Alaska 11 $ 3,525,000 $ 320,454 $ 132,000
Kern, California 11 $ 2,675,000 $ 243,181 $ 138,000
Collier, Florida 11 $ 3,045,000 $ 276,818 $ 136,000
Duval, Florida 11 $ 2,845,000 $ 258,636 $ 135,000
Forsyth, Georgia 11 $ 3,575,000 $ 325,000 $ 146,000
Kootenai, Idaho 11 $ 2,715,000 $ 246,818 $ 67,000
Union, New Jersey 11 $ 3,695,000 $ 335,909 $ 149,000
El Paso, Texas 11 $ 2,295,000 $ 208,636 $ 89,000
Thurston, Washington 11 $ 3,425,000 $ 311,363 $ 116,000
Monterey, California 10 $ 4,500,000 $ 450,000 $ 131,000
Napa, California 10 $ 4,340,000 $ 434,000 $ 148,000
San Mateo, California 10 $ 5,730,000 $ 573,000 $ 184,000
Sonoma, California 10 $ 4,260,000 $ 426,000 $ 132,000
Tulare, California 10 $ 2,390,000 $ 239,000 $ 87,000
Middlesex, Connecticut 10 $ 3,420,000 $ 342,000 $ 148,000
Lee, Florida 10 $ 2,420,000 $ 242,000 $ 114,000
Okaloosa, Florida 10 $ 2,600,000 $ 260,000 $ 85,000
Walton, Florida 10 $ 2,810,000 $ 281,000 $ 131,000
Douglas, Nebraska 10 $ 2,500,000 $ 250,000 $ 140,000
Carroll, New Hampshire 10 $ 2,790,000 $ 279,000 $ 208,000
Monroe, Pennsylvania 10 $ 1,540,000 $ 154,000 $ 90,000
Brazos, Texas 10 $ 2,380,000 $ 238,000 $ 123,000
Franklin, Texas 10 $ 3,220,000 $ 322,000 $ 168,000
Hunt, Texas 10 $ 2,360,000 $ 236,000 $ 88,000
Prince William, Virginia 10 $ 3,550,000 $ 355,000 $ 114,000
Kitsap, Washington 10 $ 3,440,000 $ 344,000 $ 118,000
Coconino, Arizona 9 $ 3,565,000 $ 396,111 $ 297,000
Bay, Florida 9 $ 1,915,000 $ 212,777 $ 106,000
Brevard, Florida 9 $ 2,185,000 $ 242,777 $ 114,000
Howard, Maryland 9 $ 3,505,000 $ 389,444 $ 144,000
Prince George's, Maryland 9 $ 2,255,000 $ 250,555 $ 115,000
Washington, Minnesota 9 $ 2,815,000 $ 312,777 $ 132,000
Bergen, New Jersey 9 $ 3,675,000 $ 408,333 $ 219,000
Hunterdon, New Jersey 9 $ 2,815,000 $ 312,777 $ 215,000
Nassau, New York 9 $ 3,075,000 $ 341,666 $ 132,000
Jackson, Oregon 9 $ 2,785,000 $ 309,444 $ 89,000
Schuylkill, Pennsylvania 9 $ 1,415,000 $ 157,222 $ 90,000
Virginia Beach, Virginia 9 $ 2,345,000 $ 260,555 $ 99,000
Jefferson, Alabama 8 $ 1,210,000 $ 151,250 $ 126,000
Placer, California 8 $ 3,070,000 $ 383,750 $ 146,000
Yolo, California 8 $ 2,700,000 $ 337,500 $ 130,000
Adams, Colorado 8 $ 3,140,000 $ 392,500 $ 202,000
Boulder, Colorado 8 $ 3,200,000 $ 400,000 $ 122,000
Manatee, Florida 8 $ 3,170,000 $ 396,250 $ 150,000
St. Johns, Florida 8 $ 4,170,000 $ 521,250 $ 250,000
Maui, Hawaii 8 $ 4,180,000 $ 522,500 $ 217,000
Frederick, Maryland 8 $ 2,510,000 $ 313,750 $ 150,000
Dukes, Massachusetts 8 $ 5,310,000 $ 663,750 $ 434,000
Wayne, Michigan 8 $ 1,280,000 $ 160,000 $ 85,000
Charleston, South Carolina 8 $ 2,340,000 $ 292,500 $ 132,000
York, South Carolina 8 $ 1,720,000 $ 215,000 $ 102,000
Williamson, Tennessee 8 $ 3,400,000 $ 425,000 $ 157,000
Hidalgo, Texas 8 $ 1,550,000 $ 193,750 $ 94,000
Yakima, Washington 8 $ 1,720,000 $ 215,000 $ 136,000
Lee, Alabama 7 $ 1,225,000 $ 175,000 $ 120,000
Mohave, Arizona 7 $ 1,565,000 $ 223,571 $ 98,000
El Dorado, California 7 $ 2,925,000 $ 417,857 $ 189,000
El Paso, Colorado 7 $ 2,425,000 $ 346,428 $ 105,000
Litchfield, Connecticut 7 $ 2,045,000 $ 292,142 $ 136,000
Seminole, Florida 7 $ 2,275,000 $ 325,000 $ 139,000
Hampshire, Massachusetts 7 $ 1,505,000 $ 215,000 $ 142,000
Livingston, Michigan 7 $ 1,855,000 $ 265,000 $ 104,000
Washtenaw, Michigan 7 $ 1,785,000 $ 255,000 $ 134,000
Dakota, Minnesota 7 $ 1,835,000 $ 262,142 $ 121,000
Jackson, Missouri 7 $ 1,655,000 $ 236,428 $ 91,000
Flathead, Montana 7 $ 1,995,000 $ 285,000 $ 111,000
Lyon, Nevada 7 $ 1,645,000 $ 235,000 $ 109,000
Belknap, New Hampshire 7 $ 3,735,000 $ 533,571 $ 294,000
Gloucester, New Jersey 7 $ 1,755,000 $ 250,714 $ 89,000
Suffolk, New York 7 $ 2,375,000 $ 339,285 $ 147,000
Forsyth, North Carolina 7 $ 1,355,000 $ 193,571 $ 80,000
Lane, Oregon 7 $ 1,775,000 $ 253,571 $ 102,000
Horry, South Carolina 7 $ 1,345,000 $ 192,142 $ 132,000
Hamilton, Tennessee 7 $ 1,505,000 $ 215,000 $ 102,000
Grayson, Texas 7 $ 1,795,000 $ 256,428 $ 201,000
Waller, Texas 7 $ 2,095,000 $ 299,285 $ 123,000
Henrico, Virginia 7 $ 2,005,000 $ 286,428 $ 138,000
Juneau, Alaska 6 $ 2,090,000 $ 348,333 $ 98,000
Imperial, California 6 $ 1,460,000 $ 243,333 $ 84,000
Larimer, Colorado 6 $ 1,780,000 $ 296,666 $ 102,000
Tolland, Connecticut 6 $ 1,370,000 $ 228,333 $ 100,000
Cherokee, Georgia 6 $ 1,830,000 $ 305,000 $ 91,000
DeKalb, Georgia 6 $ 1,660,000 $ 276,666 $ 99,000
Kauai, Hawaii 6 $ 2,720,000 $ 453,333 $ 227,000
Johnson, Kansas 6 $ 1,610,000 $ 268,333 $ 100,000
Cumberland, Maine 6 $ 3,000,000 $ 500,000 $ 98,000
Baltimore City, Maryland 6 $ 1,050,000 $ 175,000 $ 100,000
Kent, Michigan 6 $ 1,550,000 $ 258,333 $ 135,000
Anoka, Minnesota 6 $ 1,680,000 $ 280,000 $ 124,000
Gallatin, Montana 6 $ 2,380,000 $ 396,666 $ 136,000
Strafford, New Hampshire 6 $ 1,420,000 $ 236,666 $ 65,000
Columbia, New York 6 $ 1,540,000 $ 256,666 $ 144,000
Onondaga, New York 6 $ 1,010,000 $ 168,333 $ 87,000
Saratoga, New York 6 $ 1,670,000 $ 278,333 $ 119,000
Durham, North Carolina 6 $ 1,320,000 $ 220,000 $ 75,000
Marion, Oregon 6 $ 1,780,000 $ 296,666 $ 97,000
Allegheny, Pennsylvania 6 $ 1,170,000 $ 195,000 $ 102,000
Bowie, Texas 6 $ 1,090,000 $ 181,666 $ 55,000
Cass, Texas 6 $ 740,000 $ 123,333 $ 52,000
Henderson, Texas 6 $ 930,000 $ 155,000 $ 87,000
Kendall, Texas 6 $ 1,560,000 $ 260,000 $ 104,000
Nueces, Texas 6 $ 1,390,000 $ 231,666 $ 78,000
Red River, Texas 6 $ 520,000 $ 86,666 $ 51,000
Upshur, Texas 6 $ 1,010,000 $ 168,333 $ 56,000
Washington, Utah 6 $ 1,920,000 $ 320,000 $ 125,000
Arlington, Virginia 6 $ 2,630,000 $ 438,333 $ 171,000
Stafford, Virginia 6 $ 2,330,000 $ 388,333 $ 108,000
Skagit, Washington 6 $ 1,590,000 $ 265,000 $ 86,000
Butte, California 5 $ 1,805,000 $ 361,000 $ 123,000
Madera, California 5 $ 1,135,000 $ 227,000 $ 119,000
Santa Cruz, California 5 $ 2,845,000 $ 569,000 $ 133,000
Volusia, Florida 5 $ 955,000 $ 191,000 $ 145,000
Hall, Georgia 5 $ 985,000 $ 197,000 $ 67,000
Hamilton, Indiana 5 $ 1,045,000 $ 209,000 $ 88,000
Marion, Indiana 5 $ 1,735,000 $ 347,000 $ 144,000
Carver, Minnesota 5 $ 1,655,000 $ 331,000 $ 119,000
Harrison, Mississippi 5 $ 1,395,000 $ 279,000 $ 138,000
St. Louis, Missouri 5 $ 1,785,000 $ 357,000 $ 160,000
Douglas, Nevada 5 $ 1,875,000 $ 375,000 $ 118,000
Passaic, New Jersey 5 $ 2,095,000 $ 419,000 $ 139,000
Rensselaer, New York 5 $ 825,000 $ 165,000 $ 69,000
Comanche, Oklahoma 5 $ 845,000 $ 169,000 $ 75,000
Oklahoma, Oklahoma 5 $ 795,000 $ 159,000 $ 77,000
Tulsa, Oklahoma 5 $ 1,255,000 $ 251,000 $ 170,000
Coos, Oregon 5 $ 1,615,000 $ 323,000 $ 156,000
Pike, Pennsylvania 5 $ 805,000 $ 161,000 $ 164,000
Providence, Rhode Island 5 $ 865,000 $ 173,000 $ 105,000
Lancaster, South Carolina 5 $ 1,415,000 $ 283,000 $ 61,000
Richland, South Carolina 5 $ 1,215,000 $ 243,000 $ 72,000
Knox, Tennessee 5 $ 1,385,000 $ 277,000 $ 97,000
Jefferson, Texas 5 $ 755,000 $ 151,000 $ 61,000
Liberty, Texas 5 $ 685,000 $ 137,000 $ 59,000
Wilson, Texas 5 $ 1,705,000 $ 341,000 $ 106,000
Benton, Washington 5 $ 1,955,000 $ 391,000 $ 159,000
Whatcom, Washington 5 $ 2,295,000 $ 459,000 $ 116,000
Grant, Wisconsin 5 $ 705,000 $ 141,000 $ 62,000
Gila, Arizona 4 $ 830,000 $ 207,500 $ 53,000
Marin, California 4 $ 2,130,000 $ 532,500 $ 149,000
Merced, California 4 $ 880,000 $ 220,000 $ 63,000
Nevada, California 4 $ 1,630,000 $ 407,500 $ 166,000
Shasta, California 4 $ 1,420,000 $ 355,000 $ 165,000
Tuolumne, California 4 $ 1,050,000 $ 262,500 $ 86,000
Weld, Colorado 4 $ 750,000 $ 187,500 $ 58,000
District of Columbia, District Of Columbia 4 $ 2,180,000 $ 545,000 $ 149,000
Charlotte, Florida 4 $ 860,000 $ 215,000 $ 70,000
Martin, Florida 4 $ 1,060,000 $ 265,000 $ 139,000
Osceola, Florida 4 $ 1,140,000 $ 285,000 $ 208,000
Pasco, Florida 4 $ 790,000 $ 197,500 $ 111,000
Chatham, Georgia 4 $ 1,100,000 $ 275,000 $ 73,000
Muscogee, Georgia 4 $ 450,000 $ 112,500 $ 42,000
Kendall, Illinois 4 $ 1,110,000 $ 277,500 $ 107,000
Lake, Illinois 4 $ 1,260,000 $ 315,000 $ 191,000
McHenry, Illinois 4 $ 1,210,000 $ 302,500 $ 160,000
St. Bernard, Louisiana 4 $ 520,000 $ 130,000 $ 55,000
Tangipahoa, Louisiana 4 $ 670,000 $ 167,500 $ 74,000
York, Maine 4 $ 1,500,000 $ 375,000 $ 267,000
Anne Arundel, Maryland 4 $ 1,470,000 $ 367,500 $ 143,000
Rankin, Mississippi 4 $ 870,000 $ 217,500 $ 98,000
Clay, Missouri 4 $ 1,060,000 $ 265,000 $ 123,000
Atlantic, New Jersey 4 $ 710,000 $ 177,500 $ 143,000
Warren, New Jersey 4 $ 810,000 $ 202,500 $ 113,000
Herkimer, New York 4 $ 470,000 $ 117,500 $ 73,000
Schenectady, New York 4 $ 570,000 $ 142,500 $ 43,000
Guilford, North Carolina 4 $ 1,180,000 $ 295,000 $ 86,000
New Hanover, North Carolina 4 $ 790,000 $ 197,500 $ 113,000
Union, North Carolina 4 $ 980,000 $ 245,000 $ 77,000
Benton, Oregon 4 $ 1,180,000 $ 295,000 $ 70,000
Newport, Rhode Island 4 $ 2,030,000 $ 507,500 $ 243,000
Washington, Rhode Island 4 $ 2,050,000 $ 512,500 $ 182,000
Angelina, Texas 4 $ 1,190,000 $ 297,500 $ 97,000
Bastrop, Texas 4 $ 1,050,000 $ 262,500 $ 97,000
Freestone, Texas 4 $ 660,000 $ 165,000 $ 141,000
Gregg, Texas 4 $ 720,000 $ 180,000 $ 70,000
Hood, Texas 4 $ 860,000 $ 215,000 $ 84,000
McLennan, Texas 4 $ 820,000 $ 205,000 $ 63,000
Smith, Texas 4 $ 840,000 $ 210,000 $ 84,000
Van Zandt, Texas 4 $ 870,000 $ 217,500 $ 156,000
Webb, Texas 4 $ 960,000 $ 240,000 $ 115,000
Chesterfield, Virginia 4 $ 880,000 $ 220,000 $ 109,000
Klickitat, Washington 4 $ 970,000 $ 242,500 $ 119,000
Dane, Wisconsin 4 $ 1,420,000 $ 355,000 $ 136,000
Waukesha, Wisconsin 4 $ 1,180,000 $ 295,000 $ 118,000
Baldwin, Alabama 3 $ 995,000 $ 331,666 $ 74,000
Shelby, Alabama 3 $ 725,000 $ 241,666 $ 82,000
Matanuska-Susitna, Alaska 3 $ 715,000 $ 238,333 $ 116,000
Yuma, Arizona 3 $ 545,000 $ 181,666 $ 97,000
Kings, California 3 $ 835,000 $ 278,333 $ 161,000
San Luis Obispo, California 3 $ 1,145,000 $ 381,666 $ 158,000
Broomfield, Colorado 3 $ 1,055,000 $ 351,666 $ 139,000
Clear Creek, Colorado 3 $ 805,000 $ 268,333 $ 66,000
Mesa, Colorado 3 $ 935,000 $ 311,666 $ 105,000
Sussex, Delaware 3 $ 715,000 $ 238,333 $ 113,000
Lake, Florida 3 $ 665,000 $ 221,666 $ 72,000
Coweta, Georgia 3 $ 1,215,000 $ 405,000 $ 134,000
Newton, Georgia 3 $ 545,000 $ 181,666 $ 50,000
Canyon, Idaho 3 $ 885,000 $ 295,000 $ 124,000
Will, Illinois 3 $ 735,000 $ 245,000 $ 140,000
Boone, Indiana 3 $ 855,000 $ 285,000 $ 86,000
Caddo, Louisiana 3 $ 555,000 $ 185,000 $ 81,000
Harford, Maryland 3 $ 945,000 $ 315,000 $ 112,000
Nantucket, Massachusetts 3 $ 2,435,000 $ 811,666 $ 633,000
Stearns, Minnesota 3 $ 825,000 $ 275,000 $ 154,000
St. Charles, Missouri 3 $ 895,000 $ 298,333 $ 106,000
Grafton, New Hampshire 3 $ 535,000 $ 178,333 $ 264,000
Merrimack, New Hampshire 3 $ 895,000 $ 298,333 $ 120,000
Sandoval, New Mexico 3 $ 645,000 $ 215,000 $ 93,000
Madison, New York 3 $ 305,000 $ 101,666 $ 81,000
Brunswick, North Carolina 3 $ 745,000 $ 248,333 $ 85,000
Delaware, Ohio 3 $ 695,000 $ 231,666 $ 104,000
Hamilton, Ohio 3 $ 925,000 $ 308,333 $ 164,000
Lucas, Ohio 3 $ 465,000 $ 155,000 $ 64,000
Montgomery, Ohio 3 $ 535,000 $ 178,333 $ 85,000
Warren, Ohio 3 $ 1,165,000 $ 388,333 $ 207,000
McCurtain, Oklahoma 3 $ 845,000 $ 281,666 $ 157,000
Polk, Oregon 3 $ 845,000 $ 281,666 $ 105,000
Yamhill, Oregon 3 $ 845,000 $ 281,666 $ 126,000
Kent, Rhode Island 3 $ 725,000 $ 241,666 $ 84,000
Beaufort, South Carolina 3 $ 815,000 $ 271,666 $ 88,000
Greenville, South Carolina 3 $ 1,005,000 $ 335,000 $ 118,000
Spartanburg, South Carolina 3 $ 795,000 $ 265,000 $ 100,000
Maury, Tennessee 3 $ 1,055,000 $ 351,666 $ 79,000
Rutherford, Tennessee 3 $ 815,000 $ 271,666 $ 91,000
Wilson, Tennessee 3 $ 955,000 $ 318,333 $ 141,000
Coryell, Texas 3 $ 625,000 $ 208,333 $ 66,000
Erath, Texas 3 $ 905,000 $ 301,666 $ 78,000
Gillespie, Texas 3 $ 915,000 $ 305,000 $ 168,000
Guadalupe, Texas 3 $ 515,000 $ 171,666 $ 165,000
Jackson, Texas 3 $ 385,000 $ 128,333 $ 50,000
Jasper, Texas 3 $ 455,000 $ 151,666 $ 92,000
Medina, Texas 3 $ 815,000 $ 271,666 $ 62,000
Nacogdoches, Texas 3 $ 1,025,000 $ 341,666 $ 159,000
Randall, Texas 3 $ 635,000 $ 211,666 $ 78,000
Victoria, Texas 3 $ 325,000 $ 108,333 $ 61,000
Walker, Texas 3 $ 585,000 $ 195,000 $ 135,000
Wise, Texas 3 $ 715,000 $ 238,333 $ 101,000
Wood, Texas 3 $ 475,000 $ 158,333 $ 67,000
Weber, Utah 3 $ 625,000 $ 208,333 $ 58,000
Bennington, Vermont 3 $ 875,000 $ 291,666 $ 131,000
Chittenden, Vermont 3 $ 625,000 $ 208,333 $ 112,000
Lamoille, Vermont 3 $ 2,705,000 $ 901,666 $ 741,000
Frederick, Virginia 3 $ 805,000 $ 268,333 $ 96,000
Clallam, Washington 3 $ 825,000 $ 275,000 $ 72,000
Grant, Washington 3 $ 735,000 $ 245,000 $ 139,000
Island, Washington 3 $ 855,000 $ 285,000 $ 97,000
Jefferson, Washington 3 $ 825,000 $ 275,000 $ 112,000
Milwaukee, Wisconsin 3 $ 815,000 $ 271,666 $ 105,000
Barbour, Alabama 2 $ 300,000 $ 150,000 $ 76,000
Madison, Alabama 2 $ 450,000 $ 225,000 $ 95,000
Kenai Peninsula, Alaska 2 $ 570,000 $ 285,000 $ 133,000
Inyo, California 2 $ 430,000 $ 215,000 $ 47,000
Plumas, California 2 $ 480,000 $ 240,000 $ 160,000
Santa Barbara, California 2 $ 1,380,000 $ 690,000 $ 176,000
Summit, Colorado 2 $ 740,000 $ 370,000 $ 304,000
Escambia, Florida 2 $ 420,000 $ 210,000 $ 57,000
Flagler, Florida 2 $ 480,000 $ 240,000 $ 116,000
Hernando, Florida 2 $ 360,000 $ 180,000 $ 43,000
Leon, Florida 2 $ 330,000 $ 165,000 $ 94,000
Marion, Florida 2 $ 470,000 $ 235,000 $ 87,000
Polk, Florida 2 $ 360,000 $ 180,000 $ 61,000
Santa Rosa, Florida 2 $ 590,000 $ 295,000 $ 127,000
Sumter, Florida 2 $ 560,000 $ 280,000 $ 140,000
Fannin, Georgia 2 $ 510,000 $ 255,000 $ 274,000
Bonner, Idaho 2 $ 650,000 $ 325,000 $ 182,000
Fayette, Illinois 2 $ 720,000 $ 360,000 $ 160,000
St. Clair, Illinois 2 $ 490,000 $ 245,000 $ 59,000
Clinton, Indiana 2 $ 450,000 $ 225,000 $ 383,000
Howard, Indiana 2 $ 470,000 $ 235,000 $ 115,000
Lake, Indiana 2 $ 250,000 $ 125,000 $ 88,000
Tippecanoe, Indiana 2 $ 540,000 $ 270,000 $ 180,000
Sedgwick, Kansas 2 $ 290,000 $ 145,000 $ 74,000
Fayette, Kentucky 2 $ 430,000 $ 215,000 $ 148,000
East Baton Rouge, Louisiana 2 $ 670,000 $ 335,000 $ 117,000
St. Charles, Louisiana 2 $ 230,000 $ 115,000 $ 50,000
Hancock, Maine 2 $ 910,000 $ 455,000 $ 460,000
Piscataquis, Maine 2 $ 630,000 $ 315,000 $ 126,000
Baltimore, Maryland 2 $ 370,000 $ 185,000 $ 45,000
Calvert, Maryland 2 $ 530,000 $ 265,000 $ 104,000
Cecil, Maryland 2 $ 500,000 $ 250,000 $ 136,000
Charles, Maryland 2 $ 610,000 $ 305,000 $ 199,000
Worcester, Maryland 2 $ 600,000 $ 300,000 $ 236,000
Franklin, Massachusetts 2 $ 380,000 $ 190,000 $ 49,000
Genesee, Michigan 2 $ 280,000 $ 140,000 $ 160,000
Ingham, Michigan 2 $ 550,000 $ 275,000 $ 107,000
Ottawa, Michigan 2 $ 470,000 $ 235,000 $ 133,000
DeSoto, Mississippi 2 $ 500,000 $ 250,000 $ 90,000
Madison, Mississippi 2 $ 580,000 $ 290,000 $ 215,000
Franklin, Missouri 2 $ 310,000 $ 155,000 $ 69,000
Jefferson, Missouri 2 $ 400,000 $ 200,000 $ 68,000
Pulaski, Missouri 2 $ 370,000 $ 185,000 $ 80,000
Taney, Missouri 2 $ 370,000 $ 185,000 $ 120,000
Lewis and Clark, Montana 2 $ 650,000 $ 325,000 $ 109,000
Richland, Montana 2 $ 440,000 $ 220,000 $ 61,000
Carson City, Nevada 2 $ 510,000 $ 255,000 $ 73,000
Coos, New Hampshire 2 $ 490,000 $ 245,000 $ 159,000
Salem, New Jersey 2 $ 510,000 $ 255,000 $ 161,000
Los Alamos, New Mexico 2 $ 770,000 $ 385,000 $ 188,000
Otero, New Mexico 2 $ 410,000 $ 205,000 $ 76,000
Dutchess, New York 2 $ 570,000 $ 285,000 $ 85,000
Kings, New York 2 $ 710,000 $ 355,000 $ 96,000
Oswego, New York 2 $ 240,000 $ 120,000 $ 87,000
Westchester, New York 2 $ 590,000 $ 295,000 $ 130,000
Columbus, North Carolina 2 $ 310,000 $ 155,000 $ 61,000
Cumberland, North Carolina 2 $ 520,000 $ 260,000 $ 211,000
Franklin, North Carolina 2 $ 540,000 $ 270,000 $ 102,000
Orange, North Carolina 2 $ 200,000 $ 100,000 $ 65,000
Lorain, Ohio 2 $ 480,000 $ 240,000 $ 79,000
Wood, Ohio 2 $ 380,000 $ 190,000 $ 171,000
Pittsburg, Oklahoma 2 $ 410,000 $ 205,000 $ 70,000
Douglas, Oregon 2 $ 430,000 $ 215,000 $ 85,000
Josephine, Oregon 2 $ 670,000 $ 335,000 $ 121,000
Lincoln, Oregon 2 $ 670,000 $ 335,000 $ 443,000
Tillamook, Oregon 2 $ 630,000 $ 315,000 $ 75,000
Carbon, Pennsylvania 2 $ 250,000 $ 125,000 $ 59,000
Dauphin, Pennsylvania 2 $ 320,000 $ 160,000 $ 114,000
York, Pennsylvania 2 $ 360,000 $ 180,000 $ 81,000
Minnehaha, South Dakota 2 $ 490,000 $ 245,000 $ 98,000
Atascosa, Texas 2 $ 590,000 $ 295,000 $ 181,000
Burnet, Texas 2 $ 560,000 $ 280,000 $ 134,000
Callahan, Texas 2 $ 300,000 $ 150,000 $ 63,000
Chambers, Texas 2 $ 720,000 $ 360,000 $ 120,000
Comanche, Texas 2 $ 170,000 $ 85,000 $ 44,000
Fannin, Texas 2 $ 430,000 $ 215,000 $ 84,000
Fayette, Texas 2 $ 830,000 $ 415,000 $ 89,000
Gaines, Texas 2 $ 440,000 $ 220,000 $ 143,000
Glasscock, Texas 2 $ 370,000 $ 185,000 $ 53,000
Grimes, Texas 2 $ 300,000 $ 150,000 $ 52,000
Hill, Texas 2 $ 320,000 $ 160,000 $ 90,000
Lamar, Texas 2 $ 280,000 $ 140,000 $ 46,000
Midland, Texas 2 $ 480,000 $ 240,000 $ 75,000
Montague, Texas 2 $ 390,000 $ 195,000 $ 79,000
Palo Pinto, Texas 2 $ 630,000 $ 315,000 $ 98,000
Polk, Texas 2 $ 440,000 $ 220,000 $ 116,000
Rusk, Texas 2 $ 550,000 $ 275,000 $ 68,000
San Jacinto, Texas 2 $ 540,000 $ 270,000 $ 167,000
Somervell, Texas 2 $ 570,000 $ 285,000 $ 144,000
Taylor, Texas 2 $ 440,000 $ 220,000 $ 72,000
Trinity, Texas 2 $ 300,000 $ 150,000 $ 64,000
Val Verde, Texas 2 $ 520,000 $ 260,000 $ 102,000
Washington, Texas 2 $ 530,000 $ 265,000 $ 88,000
Box Elder, Utah 2 $ 370,000 $ 185,000 $ 78,000
Summit, Utah 2 $ 940,000 $ 470,000 $ 426,000
Tooele, Utah 2 $ 650,000 $ 325,000 $ 111,000
Caledonia, Vermont 2 $ 430,000 $ 215,000 $ 184,000
Rutland, Vermont 2 $ 260,000 $ 130,000 $ 62,000
Windsor, Vermont 2 $ 260,000 $ 130,000 $ 187,000
Accomack, Virginia 2 $ 720,000 $ 360,000 $ 187,000
Albemarle, Virginia 2 $ 440,000 $ 220,000 $ 75,000
Portsmouth, Virginia 2 $ 390,000 $ 195,000 $ 96,000
Grays Harbor, Washington 2 $ 400,000 $ 200,000 $ 160,000
Whitman, Washington 2 $ 410,000 $ 205,000 $ 78,000
Waushara, Wisconsin 2 $ 540,000 $ 270,000 $ 139,000
Covington, Alabama 1 $ 75,000 $ 75,000 $ 20,000
Cullman, Alabama 1 $ 235,000 $ 235,000 $ 42,000
Elmore, Alabama 1 $ 455,000 $ 455,000 $ 240,000
Marion, Alabama 1 $ 205,000 $ 205,000 $ 80,000
Montgomery, Alabama 1 $ 155,000 $ 155,000 $ 60,000
Morgan, Alabama 1 $ 125,000 $ 125,000 $ 35,000
Pike, Alabama 1 $ 225,000 $ 225,000 $ 44,000
Russell, Alabama 1 $ 65,000 $ 65,000 $ 40,000
Talladega, Alabama 1 $ 115,000 $ 115,000 $ 34,000
Tallapoosa, Alabama 1 $ 225,000 $ 225,000 $ 200,000
Cochise, Arizona 1 $ 275,000 $ 275,000 $ 155,000
Santa Cruz, Arizona 1 $ 325,000 $ 325,000 $ 114,000
Garland, Arkansas 1 $ 275,000 $ 275,000 $ 125,000
Pulaski, Arkansas 1 $ 325,000 $ 325,000 $ 152,000
Washington, Arkansas 1 $ 425,000 $ 425,000 $ 108,000
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Mortgage Loan Application Detail Totals for First Choice Loan Services Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,093 $2,584,795,000 $319,000 $11,005,000 $130,000 $9,166,000
Cash-out Refinancing 1,335 $455,175,000 $340,000 $3,335,000 $134,000 $2,222,000
Refinancing 1,227 $447,355,000 $364,000 $2,805,000 $155,000 $2,207,000
Home Improvement 208 $68,560,000 $329,000 $985,000 $163,000 $1,161,000
Other Purpose 183 $50,415,000 $275,000 $1,005,000 $151,000 $1,226,000
Not Applicable 14 $2,910,000 $207,000 $435,000 $98,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,311 $2,096,375,000 $332,000 $11,005,000 $141,000 $9,166,000
Not Provided 1,570 $518,490,000 $330,000 $3,335,000 $146,000 $6,051,000
Hispanic 1,442 $372,620,000 $258,000 $1,265,000 $92,000 $470,000
Asian 1,075 $435,035,000 $404,000 $1,805,000 $148,000 $833,000
Black or African American 566 $156,730,000 $276,000 $975,000 $105,000 $2,111,000
Native Hawaiian or Other Pacific Islander 33 $10,975,000 $332,000 $725,000 $124,000 $409,000
American Indian or Alaskan Native 25 $6,945,000 $277,000 $625,000 $104,000 $349,000
Not applicable 8 $1,980,000 $247,000 $385,000 $82,000 $147,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,376 $2,885,150,000 $344,000 $11,005,000 $149,000 $9,166,000
FHA-insured (Federal Housing Administration) 1,693 $425,325,000 $251,000 $885,000 $82,000 $462,000
VA-guaranteed (Veterans Administration) 940 $291,460,000 $310,000 $1,055,000 $98,000 $388,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $7,275,000 $142,000 $365,000 $57,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,647 $2,441,215,000 $319,000 $3,015,000 $134,000 $6,051,000
Application Withdrawn By Applicant 2,071 $718,185,000 $346,000 $3,335,000 $139,000 $9,166,000
Application Approved But Not Accepted 693 $231,835,000 $334,000 $1,745,000 $142,000 $6,051,000
File Closed For Incompleteness 260 $94,440,000 $363,000 $2,175,000 $135,000 $1,122,000
Loan Purchased By The Institution 209 $44,085,000 $210,000 $515,000 $99,000 $396,000
Application Denied By Financial Institution 176 $78,530,000 $446,000 $11,005,000 $109,000 $801,000
Preapproval Denied by Financial Institution 4 $920,000 $230,000 $295,000 $55,000 $81,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 10,880 $3,529,760,000 $324,000 $3,335,000 $135,000 $9,166,000
Debt-To-Income Ratio 73 $37,575,000 $514,000 $11,005,000 $88,000 $786,000
Collateral 37 $12,255,000 $331,000 $2,315,000 $133,000 $393,000
Credit History 32 $17,470,000 $545,000 $8,505,000 $135,000 $801,000
Employment History 10 $2,440,000 $244,000 $495,000 $62,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,180,000 $318,000 $565,000 $137,000 $257,000
Other 9 $3,135,000 $348,000 $675,000 $118,000 $260,000
Unverifiable Information 9 $3,395,000 $377,000 $615,000 $82,000 $208,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Loan Services Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Choice Loan Services Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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