First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First National Bank Of Omaha 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,032 |
| Total Mortgage Loan Application Amount | $1,305,874,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $42,250,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $3,518,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 2,621 | $ 331,635,000 | $ 126,000 | $ 76,000 |
| Sarpy County Nebraska | 799 | $ 126,018,000 | $ 157,000 | $ 77,000 |
| Larimer County Colorado | 555 | $ 110,428,000 | $ 198,000 | $ 86,000 |
| Weld County Colorado | 373 | $ 83,231,000 | $ 223,000 | $ 72,000 |
| Lancaster County Nebraska | 290 | $ 41,749,000 | $ 143,000 | $ 79,000 |
| Pottawattamie County Iowa | 244 | $ 26,974,000 | $ 110,000 | $ 68,000 |
| DeKalb County Illinois | 223 | $ 30,229,000 | $ 135,000 | $ 76,000 |
| Johnson County Kansas | 220 | $ 63,068,000 | $ 286,000 | $ 110,000 |
| Dodge County Nebraska | 212 | $ 19,016,000 | $ 89,000 | $ 125,000 |
| McHenry County Illinois | 202 | $ 23,894,000 | $ 118,000 | $ 72,000 |
| Kendall County Illinois | 160 | $ 19,515,000 | $ 121,000 | $ 76,000 |
| Buffalo County Nebraska | 123 | $ 13,149,000 | $ 106,000 | $ 82,000 |
| Kane County Illinois | 112 | $ 18,651,000 | $ 166,000 | $ 101,000 |
| Boulder County Colorado | 108 | $ 24,210,000 | $ 224,000 | $ 111,000 |
| Lincoln County Nebraska | 92 | $ 8,466,000 | $ 92,000 | $ 68,000 |
| Gage County Nebraska | 79 | $ 4,607,000 | $ 58,000 | $ 56,000 |
| Hall County Nebraska | 69 | $ 6,200,000 | $ 89,000 | $ 67,000 |
| Box Butte County Nebraska | 66 | $ 4,289,000 | $ 64,000 | $ 67,000 |
| Mills County Iowa | 62 | $ 7,764,000 | $ 125,000 | $ 82,000 |
| Washington County Nebraska | 58 | $ 8,110,000 | $ 139,000 | $ 80,000 |
| Collin County Texas | 57 | $ 9,817,000 | $ 172,000 | $ 158,000 |
| Jackson County Missouri | 55 | $ 21,214,000 | $ 385,000 | $ 121,000 |
| Cass County Nebraska | 55 | $ 7,387,000 | $ 134,000 | $ 72,000 |
| LaSalle County Illinois | 49 | $ 3,867,000 | $ 78,000 | $ 54,000 |
| Saunders County Nebraska | 49 | $ 6,009,000 | $ 122,000 | $ 92,000 |
| Platte County Nebraska | 44 | $ 4,150,000 | $ 94,000 | $ 76,000 |
| Adams County Colorado | 43 | $ 8,231,000 | $ 191,000 | $ 99,000 |
| Butler County Nebraska | 39 | $ 3,022,000 | $ 77,000 | $ 80,000 |
| Madison County Nebraska | 38 | $ 5,103,000 | $ 134,000 | $ 79,000 |
| Boone County Illinois | 37 | $ 4,860,000 | $ 131,000 | $ 46,000 |
| Denton County Texas | 37 | $ 5,437,000 | $ 146,000 | $ 101,000 |
| Jefferson County Colorado | 30 | $ 4,886,000 | $ 162,000 | $ 76,000 |
| Denver County Colorado | 29 | $ 9,890,000 | $ 341,000 | $ 196,000 |
| Cook County Illinois | 29 | $ 4,934,000 | $ 170,000 | $ 79,000 |
| Dallas County Texas | 27 | $ 5,780,000 | $ 214,000 | $ 104,000 |
| Scotts Bluff County Nebraska | 24 | $ 1,884,000 | $ 78,000 | $ 62,000 |
| Dawes County Nebraska | 22 | $ 1,725,000 | $ 78,000 | $ 60,000 |
| Broomfield County Colorado | 21 | $ 32,929,000 | $ 1,568,000 | $ 102,000 |
| Winnebago County Illinois | 20 | $ 6,724,000 | $ 336,000 | $ 57,000 |
| Ogle County Illinois | 19 | $ 1,245,000 | $ 65,000 | $ 53,000 |
| DuPage County Illinois | 18 | $ 2,606,000 | $ 144,000 | $ 80,000 |
| Harrison County Iowa | 15 | $ 1,261,000 | $ 84,000 | $ 163,000 |
| Clay County Missouri | 15 | $ 2,267,000 | $ 151,000 | $ 113,000 |
| Davison County South Dakota | 15 | $ 1,670,000 | $ 111,000 | $ 130,000 |
| Polk County Iowa | 14 | $ 2,546,000 | $ 181,000 | $ 75,000 |
| Harris County Texas | 13 | $ 2,741,000 | $ 210,000 | $ 112,000 |
| Wyandotte County Kansas | 12 | $ 1,780,000 | $ 148,000 | $ 102,000 |
| Adams County Nebraska | 11 | $ 816,000 | $ 74,000 | $ 65,000 |
| Saline County Nebraska | 11 | $ 1,001,000 | $ 91,000 | $ 54,000 |
| Maricopa County Arizona | 10 | $ 1,438,000 | $ 143,000 | $ 105,000 |
| Arapahoe County Colorado | 10 | $ 2,751,000 | $ 275,000 | $ 81,000 |
| Douglas County Colorado | 10 | $ 2,754,000 | $ 275,000 | $ 227,000 |
| Platte County Missouri | 10 | $ 1,596,000 | $ 159,000 | $ 159,000 |
| Kearney County Nebraska | 10 | $ 805,000 | $ 80,000 | $ 82,000 |
| Jackson County Colorado | 9 | $ 1,448,000 | $ 160,000 | $ 87,000 |
| Will County Illinois | 9 | $ 1,010,000 | $ 112,000 | $ 56,000 |
| Shelby County Iowa | 9 | $ 845,000 | $ 93,000 | $ 82,000 |
| Burt County Nebraska | 9 | $ 795,000 | $ 88,000 | $ 103,000 |
| Otoe County Nebraska | 9 | $ 848,000 | $ 94,000 | $ 75,000 |
| Pierce County Nebraska | 8 | $ 493,000 | $ 61,000 | $ 49,000 |
| Sheridan County Nebraska | 8 | $ 186,000 | $ 23,000 | $ 88,000 |
| Page County Iowa | 7 | $ 354,000 | $ 50,000 | $ 45,000 |
| Leavenworth County Kansas | 7 | $ 1,237,000 | $ 176,000 | $ 90,000 |
| Cuming County Nebraska | 7 | $ 596,000 | $ 85,000 | $ 113,000 |
| Yankton County South Dakota | 7 | $ 1,429,000 | $ 204,000 | $ 113,000 |
| Tarrant County Texas | 7 | $ 26,066,000 | $ 3,723,000 | $ 67,000 |
| Antelope County Nebraska | 6 | $ 351,000 | $ 58,000 | $ 60,000 |
| Colfax County Nebraska | 6 | $ 770,000 | $ 128,000 | $ 39,000 |
| Dawson County Nebraska | 6 | $ 1,116,000 | $ 186,000 | $ 27,000 |
| Summit County Colorado | 5 | $ 1,195,000 | $ 239,000 | $ 169,000 |
| Lake County Illinois | 5 | $ 1,057,000 | $ 211,000 | $ 76,000 |
| Lee County Illinois | 5 | $ 775,000 | $ 155,000 | $ 115,000 |
| Miami County Kansas | 5 | $ 629,000 | $ 125,000 | $ 114,000 |
| Boone County Nebraska | 5 | $ 725,000 | $ 145,000 | $ 67,000 |
| Howard County Nebraska | 5 | $ 286,000 | $ 57,000 | $ 88,000 |
| Jefferson County Nebraska | 5 | $ 130,000 | $ 26,000 | $ 32,000 |
| Phelps County Nebraska | 5 | $ 1,598,000 | $ 319,000 | $ 106,000 |
| Seward County Nebraska | 5 | $ 732,000 | $ 146,000 | $ 93,000 |
| El Paso County Colorado | 4 | $ 962,000 | $ 240,000 | $ 89,000 |
| Cass County Iowa | 4 | $ 150,000 | $ 37,000 | $ 54,000 |
| Woodbury County Iowa | 4 | $ 740,000 | $ 185,000 | $ 87,000 |
| Camden County Missouri | 4 | $ 450,000 | $ 112,000 | $ 209,000 |
| Franklin County Nebraska | 4 | $ 210,000 | $ 52,000 | $ 209,000 |
| Kimball County Nebraska | 4 | $ 146,000 | $ 36,000 | $ 53,000 |
| Merrick County Nebraska | 4 | $ 306,000 | $ 76,000 | $ 43,000 |
| Morrill County Nebraska | 4 | $ 258,000 | $ 64,000 | $ 59,000 |
| Nance County Nebraska | 4 | $ 414,000 | $ 103,000 | $ 88,000 |
| Polk County Nebraska | 4 | $ 555,000 | $ 138,000 | $ 47,000 |
| Red Willow County Nebraska | 4 | $ 327,000 | $ 81,000 | $ 97,000 |
| Sherman County Nebraska | 4 | $ 503,000 | $ 125,000 | $ 87,000 |
| Wayne County Nebraska | 4 | $ 247,000 | $ 61,000 | $ 49,000 |
| Beadle County South Dakota | 4 | $ 121,000 | $ 30,000 | $ 46,000 |
| Montgomery County Texas | 4 | $ 632,000 | $ 158,000 | $ 63,000 |
| Travis County Texas | 4 | $ 1,208,000 | $ 302,000 | $ 164,000 |
| Grand County Colorado | 3 | $ 957,000 | $ 319,000 | $ 139,000 |
| Crawford County Iowa | 3 | $ 164,000 | $ 54,000 | $ 31,000 |
| Linn County Iowa | 3 | $ 224,000 | $ 74,000 | $ 30,000 |
| Douglas County Kansas | 3 | $ 385,000 | $ 128,000 | $ 72,000 |
| Cass County Missouri | 3 | $ 636,000 | $ 212,000 | $ 215,000 |
| Cheyenne County Nebraska | 3 | $ 233,000 | $ 77,000 | $ 56,000 |
| Custer County Nebraska | 3 | $ 131,000 | $ 43,000 | $ 53,000 |
| Hamilton County Nebraska | 3 | $ 304,000 | $ 101,000 | $ 97,000 |
| Holt County Nebraska | 3 | $ 335,000 | $ 111,000 | $ 38,000 |
| Johnson County Nebraska | 3 | $ 239,000 | $ 79,000 | $ 63,000 |
| Keith County Nebraska | 3 | $ 298,000 | $ 99,000 | $ 39,000 |
| Knox County Nebraska | 3 | $ 592,000 | $ 197,000 | $ 72,000 |
| Stanton County Nebraska | 3 | $ 99,000 | $ 33,000 | $ 24,000 |
| Webster County Nebraska | 3 | $ 469,000 | $ 156,000 | $ 91,000 |
| York County Nebraska | 3 | $ 220,000 | $ 73,000 | $ 62,000 |
| Bon Homme County South Dakota | 3 | $ 217,000 | $ 72,000 | $ 54,000 |
| Minnehaha County South Dakota | 3 | $ 488,000 | $ 162,000 | $ 150,000 |
| Racine County Wisconsin | 3 | $ 472,000 | $ 157,000 | $ 35,000 |
| Walworth County Wisconsin | 3 | $ 614,000 | $ 204,000 | $ 97,000 |
| Pinal County Arizona | 2 | $ 30,000 | $ 15,000 | $ 75,000 |
| San Diego County California | 2 | $ 876,000 | $ 438,000 | $ 140,000 |
| Clear Creek County Colorado | 2 | $ 35,000 | $ 17,000 | $ 63,000 |
| Elbert County Colorado | 2 | $ 794,000 | $ 397,000 | $ 178,000 |
| Morgan County Colorado | 2 | $ 237,000 | $ 118,000 | $ 66,000 |
| Routt County Colorado | 2 | $ 5,074,000 | $ 2,537,000 | $ 62,000 |
| Bonneville County Idaho | 2 | $ 442,000 | $ 221,000 | $ 90,000 |
| Audubon County Iowa | 2 | $ 127,000 | $ 63,000 | $ 97,000 |
| Dickinson County Iowa | 2 | $ 917,000 | $ 458,000 | $ 163,000 |
| Fremont County Iowa | 2 | $ 204,000 | $ 102,000 | $ 87,000 |
| Jasper County Iowa | 2 | $ 366,000 | $ 183,000 | $ 33,000 |
| Plymouth County Iowa | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Warren County Iowa | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Linn County Kansas | 2 | $ 232,000 | $ 116,000 | $ 258,000 |
| Hennepin County Minnesota | 2 | $ 636,000 | $ 318,000 | $ 72,000 |
| Pennington County Minnesota | 2 | $ 294,000 | $ 147,000 | $ 65,000 |
| Buchanan County Missouri | 2 | $ 286,000 | $ 143,000 | $ 38,000 |
| Morgan County Missouri | 2 | $ 295,000 | $ 147,000 | $ 170,000 |
| St. Louis County Missouri | 2 | $ 420,000 | $ 210,000 | $ 116,000 |
| Greeley County Nebraska | 2 | $ 4,000 | $ 2,000 | $ 80,000 |
| Hooker County Nebraska | 2 | $ 63,000 | $ 31,000 | $ 128,000 |
| Lincoln County South Dakota | 2 | $ 231,000 | $ 115,000 | $ 72,000 |
| Franklin County Texas | 2 | $ 410,000 | $ 205,000 | $ 229,000 |
| Rockwall County Texas | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Williamson County Texas | 2 | $ 344,000 | $ 172,000 | $ 69,000 |
| Door County Wisconsin | 2 | $ 625,000 | $ 312,000 | $ 763,000 |
| Laramie County Wyoming | 2 | $ 266,000 | $ 133,000 | $ 86,000 |
| Orange County California | 1 | $ 282,000 | $ 282,000 | $ 61,000 |
| Riverside County California | 1 | $ 262,000 | $ 262,000 | $ 251,000 |
| Tulare County California | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Eagle County Colorado | 1 | $ 280,000 | $ 280,000 | $ 314,000 |
| Huerfano County Colorado | 1 | $ 349,000 | $ 349,000 | $ 0 |
| La Plata County Colorado | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Mesa County Colorado | 1 | $ 204,000 | $ 204,000 | $ 285,000 |
| Park County Colorado | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Bay County Florida | 1 | $ 375,000 | $ 375,000 | $ 761,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Pasco County Florida | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Volusia County Florida | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| Cherokee County Georgia | 1 | $ 288,000 | $ 288,000 | $ 83,000 |
| DeKalb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 298,000 |
| Maui County Hawaii | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Blaine County Idaho | 1 | $ 560,000 | $ 560,000 | $ 634,000 |
| Kootenai County Idaho | 1 | $ 417,000 | $ 417,000 | $ 134,000 |
| Carroll County Illinois | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Grundy County Illinois | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Jo Daviess County Illinois | 1 | $ 181,000 | $ 181,000 | $ 164,000 |
| Kankakee County Illinois | 1 | $ 370,000 | $ 370,000 | $ 121,000 |
| McLean County Illinois | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Menard County Illinois | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Stephenson County Illinois | 1 | $ 79,000 | $ 79,000 | $ 140,000 |
| Tazewell County Illinois | 1 | $ 5,000 | $ 5,000 | $ 71,000 |
| Vermilion County Illinois | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| St. Joseph County Indiana | 1 | $ 96,000 | $ 96,000 | $ 89,000 |
| Black Hawk County Iowa | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Dallas County Iowa | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Davis County Iowa | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Ida County Iowa | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Johnson County Iowa | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
| Monona County Iowa | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 28,000 | $ 28,000 | $ 31,000 |
| Butler County Kansas | 1 | $ 163,000 | $ 163,000 | $ 105,000 |
| Crawford County Kansas | 1 | $ 48,000 | $ 48,000 | $ 162,000 |
| Gove County Kansas | 1 | $ 96,000 | $ 96,000 | $ 106,000 |
| Lincoln County Kansas | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Marshall County Kansas | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Osage County Kansas | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Pottawatomie County Kansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Reno County Kansas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rush County Kansas | 1 | $ 46,000 | $ 46,000 | $ 66,000 |
| Saline County Kansas | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Shawnee County Kansas | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Pulaski County Kentucky | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Gogebic County Michigan | 1 | $ 203,000 | $ 203,000 | $ 200,000 |
| Kalamazoo County Michigan | 1 | $ 6,000 | $ 6,000 | $ 67,000 |
| Carver County Minnesota | 1 | $ 251,000 | $ 251,000 | $ 136,000 |
| Cass County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Crow Wing County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Mahnomen County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 137,000 |
| Stearns County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 146,000 |
| Wright County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 95,000 |
| Barton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Christian County Missouri | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Dent County Missouri | 1 | $ 131,000 | $ 131,000 | $ 99,000 |
| Gasconade County Missouri | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Johnson County Missouri | 1 | $ 177,000 | $ 177,000 | $ 51,000 |
| Polk County Missouri | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| St. Louis City County Missouri | 1 | $ 42,250,000 | $ 42,250,000 | $ 0 |
| Stone County Missouri | 1 | $ 192,000 | $ 192,000 | $ 613,000 |
| Brown County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Cedar County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
| Chase County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 38,000 |
| Dixon County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Dundy County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 104,000 |
| Frontier County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Furnas County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Garden County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Garfield County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 23,000 |
| Gosper County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Grant County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Nemaha County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 103,000 |
| Nuckolls County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Perkins County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 72,000 |
| Richardson County Nebraska | 1 | $ 244,000 | $ 244,000 | $ 92,000 |
| Sioux County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 118,000 |
| Thayer County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Thomas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Thurston County Nebraska | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Valley County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 72,000 |
| Clark County Nevada | 1 | $ 401,000 | $ 401,000 | $ 168,000 |
| Bergen County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 181,000 |
| Ocean County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Santa Fe County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 433,000 |
| Taos County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 203,000 |
| Franklin County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 112,000 |
| Guilford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 127,000 |
| Mecklenburg County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Burleigh County North Dakota | 1 | $ 248,000 | $ 248,000 | $ 162,000 |
| Franklin County Ohio | 1 | $ 21,600,000 | $ 21,600,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Sequoyah County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Greenville County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Brown County South Dakota | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Buffalo County South Dakota | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Hanson County South Dakota | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Hutchinson County South Dakota | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Jerauld County South Dakota | 1 | $ 34,000 | $ 34,000 | $ 149,000 |
| Lawrence County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 131,000 |
| Sanborn County South Dakota | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Union County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Bastrop County Texas | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Bexar County Texas | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| El Paso County Texas | 1 | $ 56,000 | $ 56,000 | $ 19,000 |
| Ellis County Texas | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Grayson County Texas | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Hunt County Texas | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Navarro County Texas | 1 | $ 25,000 | $ 25,000 | $ 255,000 |
| Wilson County Texas | 1 | $ 161,000 | $ 161,000 | $ 73,000 |
| Washington County Utah | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Lancaster County Virginia | 1 | $ 605,000 | $ 605,000 | $ 184,000 |
| Prince William County Virginia | 1 | $ 30,000 | $ 30,000 | $ 97,000 |
| Columbia County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 141,000 |
| Dane County Wisconsin | 1 | $ 296,000 | $ 296,000 | $ 138,000 |
| Milwaukee County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Rock County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 152,000 |
| Vilas County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 100,000 |
| Waukesha County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Winnebago County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Platte County Wyoming | 1 | $ 57,000 | $ 57,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,087 | $893,721,000 | $218,000 | $42,250,000 | $84,000 | $3,518,000 |
| Refinancing | 2,270 | $351,064,000 | $154,000 | $12,800,000 | $84,000 | $1,677,000 |
| Home Improvement | 1,675 | $61,089,000 | $36,000 | $1,700,000 | $76,000 | $1,329,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,767 | $773,321,000 | $134,000 | $1,700,000 | $87,000 | $3,518,000 |
| Not Provided | 1,157 | $151,665,000 | $131,000 | $1,138,000 | $94,000 | $1,366,000 |
| Hispanic | 589 | $54,575,000 | $92,000 | $1,300,000 | $56,000 | $1,008,000 |
| Not applicable | 218 | $296,214,000 | $1,358,000 | $42,250,000 | $0 | $55,000 |
| Black or African American | 152 | $12,197,000 | $80,000 | $320,000 | $52,000 | $195,000 |
| Asian | 125 | $16,100,000 | $128,000 | $417,000 | $73,000 | $555,000 |
| American Indian or Alaskan Native | 18 | $817,000 | $45,000 | $143,000 | $70,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $985,000 | $164,000 | $417,000 | $203,000 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,679 | $1,098,876,000 | $164,000 | $42,250,000 | $87,000 | $3,518,000 |
| FHA-insured (Federal Housing Administration) | 904 | $122,446,000 | $135,000 | $320,000 | $55,000 | $242,000 |
| VA-guaranteed (Veterans Administration) | 368 | $74,142,000 | $201,000 | $638,000 | $71,000 | $648,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $10,410,000 | $128,000 | $257,000 | $43,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,013 | $1,100,658,000 | $183,000 | $42,250,000 | $84,000 | $3,518,000 |
| Application Denied By Financial Institution | 971 | $69,500,000 | $71,000 | $864,000 | $65,000 | $1,329,000 |
| Application Withdrawn By Applicant | 557 | $80,619,000 | $144,000 | $881,000 | $78,000 | $648,000 |
| Application Approved But Not Accepted | 411 | $40,213,000 | $97,000 | $646,000 | $91,000 | $1,059,000 |
| File Closed For Incompleteness | 72 | $13,976,000 | $194,000 | $1,138,000 | $113,000 | $449,000 |
| Preapproval Approved but not Accepted | 7 | $785,000 | $112,000 | $180,000 | $52,000 | $108,000 |
| Preapproval Denied by Financial Institution | 1 | $123,000 | $123,000 | $123,000 | $45,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 416 | $15,512,000 | $37,000 | $402,000 | $61,000 | $420,000 |
| Debt-To-Income Ratio | 315 | $23,493,000 | $74,000 | $848,000 | $51,000 | $234,000 |
| Collateral | 176 | $22,059,000 | $125,000 | $864,000 | $100,000 | $1,329,000 |
| Other | 31 | $3,398,000 | $109,000 | $417,000 | $81,000 | $329,000 |
| Unverifiable Information | 17 | $2,427,000 | $142,000 | $349,000 | $30,000 | $229,000 |
| Employment History | 12 | $2,045,000 | $170,000 | $748,000 | $46,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $689,000 | $137,000 | $180,000 | $52,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.