First National Bank of Omaha Mortgage Lending & HMDA Data, 2014

In 2014, First National Bank of Omaha of Omaha, NE reported 8,032 mortgage applications totaling $1.3 billion, down 7% from 2013. The average application was for $162,583, and applicants reported an average income of $82,331. 75% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (3,903), Fort Collins, CO (555) and Chicago-Naperville-Arlington Heights, IL (419) (applications in parentheses).

Mortgage Company & Address First National Bank of Omaha
1620 Dodge Street
Omaha, NE 68197
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,032
Total Mortgage Loan Application Amount $1,305,874,000
Average Mortgage Loan Application Amount $162,583
Highest Mortgage Loan Application Amount $42,250,000
Average Applicant Income $82,331
Highest Applicant Income $3,518,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Omaha by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Douglas, Nebraska 2,621 $ 331,635,000 $ 126,529 $ 76,000
Sarpy, Nebraska 799 $ 126,018,000 $ 157,719 $ 77,000
Larimer, Colorado 555 $ 110,428,000 $ 198,969 $ 86,000
Weld, Colorado 373 $ 83,231,000 $ 223,139 $ 72,000
Lancaster, Nebraska 290 $ 41,749,000 $ 143,962 $ 79,000
Pottawattamie, Iowa 244 $ 26,974,000 $ 110,549 $ 68,000
DeKalb, Illinois 223 $ 30,229,000 $ 135,556 $ 76,000
Johnson, Kansas 220 $ 63,068,000 $ 286,672 $ 110,000
Dodge, Nebraska 212 $ 19,016,000 $ 89,698 $ 125,000
McHenry, Illinois 202 $ 23,894,000 $ 118,287 $ 72,000
Kendall, Illinois 160 $ 19,515,000 $ 121,968 $ 76,000
Buffalo, Nebraska 123 $ 13,149,000 $ 106,902 $ 82,000
Kane, Illinois 112 $ 18,651,000 $ 166,526 $ 101,000
Boulder, Colorado 108 $ 24,210,000 $ 224,166 $ 111,000
Lincoln, Nebraska 92 $ 8,466,000 $ 92,021 $ 68,000
Gage, Nebraska 79 $ 4,607,000 $ 58,316 $ 56,000
Hall, Nebraska 69 $ 6,200,000 $ 89,855 $ 67,000
Box Butte, Nebraska 66 $ 4,289,000 $ 64,984 $ 67,000
Mills, Iowa 62 $ 7,764,000 $ 125,225 $ 82,000
Washington, Nebraska 58 $ 8,110,000 $ 139,827 $ 80,000
Collin, Texas 57 $ 9,817,000 $ 172,228 $ 158,000
Jackson, Missouri 55 $ 21,214,000 $ 385,709 $ 121,000
Cass, Nebraska 55 $ 7,387,000 $ 134,309 $ 72,000
LaSalle, Illinois 49 $ 3,867,000 $ 78,918 $ 54,000
Saunders, Nebraska 49 $ 6,009,000 $ 122,632 $ 92,000
Platte, Nebraska 44 $ 4,150,000 $ 94,318 $ 76,000
Adams, Colorado 43 $ 8,231,000 $ 191,418 $ 99,000
Butler, Nebraska 39 $ 3,022,000 $ 77,487 $ 80,000
Madison, Nebraska 38 $ 5,103,000 $ 134,289 $ 79,000
Boone, Illinois 37 $ 4,860,000 $ 131,351 $ 46,000
Denton, Texas 37 $ 5,437,000 $ 146,945 $ 101,000
Jefferson, Colorado 30 $ 4,886,000 $ 162,866 $ 76,000
Denver, Colorado 29 $ 9,890,000 $ 341,034 $ 196,000
Cook, Illinois 29 $ 4,934,000 $ 170,137 $ 79,000
Dallas, Texas 27 $ 5,780,000 $ 214,074 $ 104,000
Scotts Bluff, Nebraska 24 $ 1,884,000 $ 78,500 $ 62,000
Dawes, Nebraska 22 $ 1,725,000 $ 78,409 $ 60,000
Broomfield, Colorado 21 $ 32,929,000 $ 1,568,047 $ 102,000
Winnebago, Illinois 20 $ 6,724,000 $ 336,200 $ 57,000
Ogle, Illinois 19 $ 1,245,000 $ 65,526 $ 53,000
DuPage, Illinois 18 $ 2,606,000 $ 144,777 $ 80,000
Harrison, Iowa 15 $ 1,261,000 $ 84,066 $ 163,000
Clay, Missouri 15 $ 2,267,000 $ 151,133 $ 113,000
Davison, South Dakota 15 $ 1,670,000 $ 111,333 $ 130,000
Polk, Iowa 14 $ 2,546,000 $ 181,857 $ 75,000
Harris, Texas 13 $ 2,741,000 $ 210,846 $ 112,000
Wyandotte, Kansas 12 $ 1,780,000 $ 148,333 $ 102,000
Adams, Nebraska 11 $ 816,000 $ 74,181 $ 65,000
Saline, Nebraska 11 $ 1,001,000 $ 91,000 $ 54,000
Maricopa, Arizona 10 $ 1,438,000 $ 143,800 $ 105,000
Arapahoe, Colorado 10 $ 2,751,000 $ 275,100 $ 81,000
Douglas, Colorado 10 $ 2,754,000 $ 275,400 $ 227,000
Platte, Missouri 10 $ 1,596,000 $ 159,600 $ 159,000
Kearney, Nebraska 10 $ 805,000 $ 80,500 $ 82,000
Jackson, Colorado 9 $ 1,448,000 $ 160,888 $ 87,000
Will, Illinois 9 $ 1,010,000 $ 112,222 $ 56,000
Shelby, Iowa 9 $ 845,000 $ 93,888 $ 82,000
Burt, Nebraska 9 $ 795,000 $ 88,333 $ 103,000
Otoe, Nebraska 9 $ 848,000 $ 94,222 $ 75,000
Pierce, Nebraska 8 $ 493,000 $ 61,625 $ 49,000
Sheridan, Nebraska 8 $ 186,000 $ 23,250 $ 88,000
Page, Iowa 7 $ 354,000 $ 50,571 $ 45,000
Leavenworth, Kansas 7 $ 1,237,000 $ 176,714 $ 90,000
Cuming, Nebraska 7 $ 596,000 $ 85,142 $ 113,000
Yankton, South Dakota 7 $ 1,429,000 $ 204,142 $ 113,000
Tarrant, Texas 7 $ 26,066,000 $ 3,723,714 $ 67,000
Antelope, Nebraska 6 $ 351,000 $ 58,500 $ 60,000
Colfax, Nebraska 6 $ 770,000 $ 128,333 $ 39,000
Dawson, Nebraska 6 $ 1,116,000 $ 186,000 $ 27,000
Summit, Colorado 5 $ 1,195,000 $ 239,000 $ 169,000
Lake, Illinois 5 $ 1,057,000 $ 211,400 $ 76,000
Lee, Illinois 5 $ 775,000 $ 155,000 $ 115,000
Miami, Kansas 5 $ 629,000 $ 125,800 $ 114,000
Boone, Nebraska 5 $ 725,000 $ 145,000 $ 67,000
Howard, Nebraska 5 $ 286,000 $ 57,200 $ 88,000
Jefferson, Nebraska 5 $ 130,000 $ 26,000 $ 32,000
Phelps, Nebraska 5 $ 1,598,000 $ 319,600 $ 106,000
Seward, Nebraska 5 $ 732,000 $ 146,400 $ 93,000
El Paso, Colorado 4 $ 962,000 $ 240,500 $ 89,000
Cass, Iowa 4 $ 150,000 $ 37,500 $ 54,000
Woodbury, Iowa 4 $ 740,000 $ 185,000 $ 87,000
Camden, Missouri 4 $ 450,000 $ 112,500 $ 209,000
Franklin, Nebraska 4 $ 210,000 $ 52,500 $ 209,000
Kimball, Nebraska 4 $ 146,000 $ 36,500 $ 53,000
Merrick, Nebraska 4 $ 306,000 $ 76,500 $ 43,000
Morrill, Nebraska 4 $ 258,000 $ 64,500 $ 59,000
Nance, Nebraska 4 $ 414,000 $ 103,500 $ 88,000
Polk, Nebraska 4 $ 555,000 $ 138,750 $ 47,000
Red Willow, Nebraska 4 $ 327,000 $ 81,750 $ 97,000
Sherman, Nebraska 4 $ 503,000 $ 125,750 $ 87,000
Wayne, Nebraska 4 $ 247,000 $ 61,750 $ 49,000
Beadle, South Dakota 4 $ 121,000 $ 30,250 $ 46,000
Montgomery, Texas 4 $ 632,000 $ 158,000 $ 63,000
Travis, Texas 4 $ 1,208,000 $ 302,000 $ 164,000
Grand, Colorado 3 $ 957,000 $ 319,000 $ 139,000
Crawford, Iowa 3 $ 164,000 $ 54,666 $ 31,000
Linn, Iowa 3 $ 224,000 $ 74,666 $ 30,000
Douglas, Kansas 3 $ 385,000 $ 128,333 $ 72,000
Cass, Missouri 3 $ 636,000 $ 212,000 $ 215,000
Cheyenne, Nebraska 3 $ 233,000 $ 77,666 $ 56,000
Custer, Nebraska 3 $ 131,000 $ 43,666 $ 53,000
Hamilton, Nebraska 3 $ 304,000 $ 101,333 $ 97,000
Holt, Nebraska 3 $ 335,000 $ 111,666 $ 38,000
Johnson, Nebraska 3 $ 239,000 $ 79,666 $ 63,000
Keith, Nebraska 3 $ 298,000 $ 99,333 $ 39,000
Knox, Nebraska 3 $ 592,000 $ 197,333 $ 72,000
Stanton, Nebraska 3 $ 99,000 $ 33,000 $ 24,000
Webster, Nebraska 3 $ 469,000 $ 156,333 $ 91,000
York, Nebraska 3 $ 220,000 $ 73,333 $ 62,000
Bon Homme, South Dakota 3 $ 217,000 $ 72,333 $ 54,000
Minnehaha, South Dakota 3 $ 488,000 $ 162,666 $ 150,000
Racine, Wisconsin 3 $ 472,000 $ 157,333 $ 35,000
Walworth, Wisconsin 3 $ 614,000 $ 204,666 $ 97,000
Pinal, Arizona 2 $ 30,000 $ 15,000 $ 75,000
San Diego, California 2 $ 876,000 $ 438,000 $ 140,000
Clear Creek, Colorado 2 $ 35,000 $ 17,500 $ 63,000
Elbert, Colorado 2 $ 794,000 $ 397,000 $ 178,000
Morgan, Colorado 2 $ 237,000 $ 118,500 $ 66,000
Routt, Colorado 2 $ 5,074,000 $ 2,537,000 $ 62,000
Bonneville, Idaho 2 $ 442,000 $ 221,000 $ 90,000
Audubon, Iowa 2 $ 127,000 $ 63,500 $ 97,000
Dickinson, Iowa 2 $ 917,000 $ 458,500 $ 163,000
Fremont, Iowa 2 $ 204,000 $ 102,000 $ 87,000
Jasper, Iowa 2 $ 366,000 $ 183,000 $ 33,000
Plymouth, Iowa 2 $ 160,000 $ 80,000 $ 51,000
Warren, Iowa 2 $ 340,000 $ 170,000 $ 62,000
Linn, Kansas 2 $ 232,000 $ 116,000 $ 258,000
Hennepin, Minnesota 2 $ 636,000 $ 318,000 $ 72,000
Pennington, Minnesota 2 $ 294,000 $ 147,000 $ 65,000
Buchanan, Missouri 2 $ 286,000 $ 143,000 $ 38,000
Morgan, Missouri 2 $ 295,000 $ 147,500 $ 170,000
St. Louis, Missouri 2 $ 420,000 $ 210,000 $ 116,000
Greeley, Nebraska 2 $ 4,000 $ 2,000 $ 80,000
Hooker, Nebraska 2 $ 63,000 $ 31,500 $ 128,000
Lincoln, South Dakota 2 $ 231,000 $ 115,500 $ 72,000
Franklin, Texas 2 $ 410,000 $ 205,000 $ 229,000
Rockwall, Texas 2 $ 440,000 $ 220,000 $ 78,000
Williamson, Texas 2 $ 344,000 $ 172,000 $ 69,000
Door, Wisconsin 2 $ 625,000 $ 312,500 $ 763,000
Laramie, Wyoming 2 $ 266,000 $ 133,000 $ 86,000
Orange, California 1 $ 282,000 $ 282,000 $ 61,000
Riverside, California 1 $ 262,000 $ 262,000 $ 251,000
Tulare, California 1 $ 37,000 $ 37,000 $ 53,000
Eagle, Colorado 1 $ 280,000 $ 280,000 $ 314,000
Huerfano, Colorado 1 $ 349,000 $ 349,000 $ 0
La Plata, Colorado 1 $ 85,000 $ 85,000 $ 71,000
Mesa, Colorado 1 $ 204,000 $ 204,000 $ 285,000
Park, Colorado 1 $ 25,000 $ 25,000 $ 72,000
Bay, Florida 1 $ 375,000 $ 375,000 $ 761,000
Charlotte, Florida 1 $ 195,000 $ 195,000 $ 102,000
Pasco, Florida 1 $ 35,000 $ 35,000 $ 106,000
Volusia, Florida 1 $ 45,000 $ 45,000 $ 199,000
Cherokee, Georgia 1 $ 288,000 $ 288,000 $ 83,000
DeKalb, Georgia 1 $ 255,000 $ 255,000 $ 298,000
Maui, Hawaii 1 $ 90,000 $ 90,000 $ 65,000
Blaine, Idaho 1 $ 560,000 $ 560,000 $ 634,000
Kootenai, Idaho 1 $ 417,000 $ 417,000 $ 134,000
Carroll, Illinois 1 $ 550,000 $ 550,000 $ 0
Grundy, Illinois 1 $ 120,000 $ 120,000 $ 39,000
Jo Daviess, Illinois 1 $ 181,000 $ 181,000 $ 164,000
Kankakee, Illinois 1 $ 370,000 $ 370,000 $ 121,000
McLean, Illinois 1 $ 148,000 $ 148,000 $ 45,000
Menard, Illinois 1 $ 72,000 $ 72,000 $ 29,000
Stephenson, Illinois 1 $ 79,000 $ 79,000 $ 140,000
Tazewell, Illinois 1 $ 5,000 $ 5,000 $ 71,000
Vermilion, Illinois 1 $ 7,000 $ 7,000 $ 30,000
St. Joseph, Indiana 1 $ 96,000 $ 96,000 $ 89,000
Black Hawk, Iowa 1 $ 161,000 $ 161,000 $ 70,000
Dallas, Iowa 1 $ 144,000 $ 144,000 $ 94,000
Davis, Iowa 1 $ 111,000 $ 111,000 $ 0
Ida, Iowa 1 $ 50,000 $ 50,000 $ 120,000
Johnson, Iowa 1 $ 128,000 $ 128,000 $ 25,000
Monona, Iowa 1 $ 15,000 $ 15,000 $ 0
Montgomery, Iowa 1 $ 28,000 $ 28,000 $ 31,000
Butler, Kansas 1 $ 163,000 $ 163,000 $ 105,000
Crawford, Kansas 1 $ 48,000 $ 48,000 $ 162,000
Gove, Kansas 1 $ 96,000 $ 96,000 $ 106,000
Lincoln, Kansas 1 $ 4,500,000 $ 4,500,000 $ 0
Marshall, Kansas 1 $ 30,000 $ 30,000 $ 72,000
Osage, Kansas 1 $ 85,000 $ 85,000 $ 76,000
Pottawatomie, Kansas 1 $ 125,000 $ 125,000 $ 60,000
Reno, Kansas 1 $ 200,000 $ 200,000 $ 0
Rush, Kansas 1 $ 46,000 $ 46,000 $ 66,000
Saline, Kansas 1 $ 97,000 $ 97,000 $ 40,000
Shawnee, Kansas 1 $ 110,000 $ 110,000 $ 38,000
Pulaski, Kentucky 1 $ 132,000 $ 132,000 $ 35,000
Gogebic, Michigan 1 $ 203,000 $ 203,000 $ 200,000
Kalamazoo, Michigan 1 $ 6,000 $ 6,000 $ 67,000
Carver, Minnesota 1 $ 251,000 $ 251,000 $ 136,000
Cass, Minnesota 1 $ 160,000 $ 160,000 $ 39,000
Crow Wing, Minnesota 1 $ 235,000 $ 235,000 $ 0
Dakota, Minnesota 1 $ 160,000 $ 160,000 $ 66,000
Mahnomen, Minnesota 1 $ 121,000 $ 121,000 $ 137,000
Stearns, Minnesota 1 $ 240,000 $ 240,000 $ 146,000
Wright, Minnesota 1 $ 207,000 $ 207,000 $ 95,000
Barton, Missouri 1 $ 80,000 $ 80,000 $ 58,000
Christian, Missouri 1 $ 125,000 $ 125,000 $ 97,000
Dent, Missouri 1 $ 131,000 $ 131,000 $ 99,000
Gasconade, Missouri 1 $ 295,000 $ 295,000 $ 0
Jefferson, Missouri 1 $ 140,000 $ 140,000 $ 0
Johnson, Missouri 1 $ 177,000 $ 177,000 $ 51,000
Polk, Missouri 1 $ 80,000 $ 80,000 $ 95,000
St. Louis City, Missouri 1 $ 42,250,000 $ 42,250,000 $ 0
Stone, Missouri 1 $ 192,000 $ 192,000 $ 613,000
Brown, Nebraska 1 $ 4,000 $ 4,000 $ 48,000
Cedar, Nebraska 1 $ 20,000 $ 20,000 $ 15,000
Chase, Nebraska 1 $ 8,000 $ 8,000 $ 38,000
Dixon, Nebraska 1 $ 145,000 $ 145,000 $ 83,000
Dundy, Nebraska 1 $ 62,000 $ 62,000 $ 104,000
Frontier, Nebraska 1 $ 105,000 $ 105,000 $ 57,000
Furnas, Nebraska 1 $ 10,000 $ 10,000 $ 53,000
Garden, Nebraska 1 $ 30,000 $ 30,000 $ 21,000
Garfield, Nebraska 1 $ 41,000 $ 41,000 $ 23,000
Gosper, Nebraska 1 $ 50,000 $ 50,000 $ 62,000
Grant, Nebraska 1 $ 35,000 $ 35,000 $ 71,000
Nemaha, Nebraska 1 $ 3,000 $ 3,000 $ 103,000
Nuckolls, Nebraska 1 $ 25,000 $ 25,000 $ 40,000
Perkins, Nebraska 1 $ 9,000 $ 9,000 $ 72,000
Richardson, Nebraska 1 $ 244,000 $ 244,000 $ 92,000
Sioux, Nebraska 1 $ 8,000 $ 8,000 $ 118,000
Thayer, Nebraska 1 $ 49,000 $ 49,000 $ 32,000
Thomas, Nebraska 1 $ 85,000 $ 85,000 $ 23,000
Thurston, Nebraska 1 $ 98,000 $ 98,000 $ 33,000
Valley, Nebraska 1 $ 8,000 $ 8,000 $ 72,000
Clark, Nevada 1 $ 401,000 $ 401,000 $ 168,000
Bergen, New Jersey 1 $ 97,000 $ 97,000 $ 181,000
Ocean, New Jersey 1 $ 246,000 $ 246,000 $ 80,000
Santa Fe, New Mexico 1 $ 300,000 $ 300,000 $ 433,000
Taos, New Mexico 1 $ 140,000 $ 140,000 $ 203,000
Franklin, North Carolina 1 $ 340,000 $ 340,000 $ 112,000
Guilford, North Carolina 1 $ 25,000 $ 25,000 $ 127,000
Mecklenburg, North Carolina 1 $ 68,000 $ 68,000 $ 55,000
Burleigh, North Dakota 1 $ 248,000 $ 248,000 $ 162,000
Franklin, Ohio 1 $ 21,600,000 $ 21,600,000 $ 0
McCurtain, Oklahoma 1 $ 100,000 $ 100,000 $ 95,000
Sequoyah, Oklahoma 1 $ 203,000 $ 203,000 $ 66,000
Greenville, South Carolina 1 $ 108,000 $ 108,000 $ 0
Brown, South Dakota 1 $ 148,000 $ 148,000 $ 47,000
Buffalo, South Dakota 1 $ 156,000 $ 156,000 $ 0
Hanson, South Dakota 1 $ 143,000 $ 143,000 $ 58,000
Hutchinson, South Dakota 1 $ 81,000 $ 81,000 $ 48,000
Jerauld, South Dakota 1 $ 34,000 $ 34,000 $ 149,000
Lawrence, South Dakota 1 $ 72,000 $ 72,000 $ 131,000
Sanborn, South Dakota 1 $ 7,000 $ 7,000 $ 53,000
Union, South Dakota 1 $ 325,000 $ 325,000 $ 110,000
Bastrop, Texas 1 $ 196,000 $ 196,000 $ 100,000
Bexar, Texas 1 $ 132,000 $ 132,000 $ 45,000
El Paso, Texas 1 $ 56,000 $ 56,000 $ 19,000
Ellis, Texas 1 $ 249,000 $ 249,000 $ 0
Grayson, Texas 1 $ 170,000 $ 170,000 $ 62,000
Hunt, Texas 1 $ 146,000 $ 146,000 $ 78,000
Navarro, Texas 1 $ 25,000 $ 25,000 $ 255,000
Wilson, Texas 1 $ 161,000 $ 161,000 $ 73,000
Washington, Utah 1 $ 200,000 $ 200,000 $ 65,000
Lancaster, Virginia 1 $ 605,000 $ 605,000 $ 184,000
Prince William, Virginia 1 $ 30,000 $ 30,000 $ 97,000
Columbia, Wisconsin 1 $ 185,000 $ 185,000 $ 141,000
Dane, Wisconsin 1 $ 296,000 $ 296,000 $ 138,000
Milwaukee, Wisconsin 1 $ 94,000 $ 94,000 $ 36,000
Rock, Wisconsin 1 $ 93,000 $ 93,000 $ 152,000
Vilas, Wisconsin 1 $ 97,000 $ 97,000 $ 100,000
Waukesha, Wisconsin 1 $ 60,000 $ 60,000 $ 53,000
Winnebago, Wisconsin 1 $ 45,000 $ 45,000 $ 28,000
Platte, Wyoming 1 $ 57,000 $ 57,000 $ 59,000

Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,087 $893,721,000 $218,000 $42,250,000 $84,000 $3,518,000
Refinancing 2,270 $351,064,000 $154,000 $12,800,000 $84,000 $1,677,000
Home Improvement 1,675 $61,089,000 $36,000 $1,700,000 $76,000 $1,329,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,767 $773,321,000 $134,000 $1,700,000 $87,000 $3,518,000
Not Provided 1,157 $151,665,000 $131,000 $1,138,000 $94,000 $1,366,000
Hispanic 589 $54,575,000 $92,000 $1,300,000 $56,000 $1,008,000
Not applicable 218 $296,214,000 $1,358,000 $42,250,000 $0 $55,000
Black or African American 152 $12,197,000 $80,000 $320,000 $52,000 $195,000
Asian 125 $16,100,000 $128,000 $417,000 $73,000 $555,000
American Indian or Alaskan Native 18 $817,000 $45,000 $143,000 $70,000 $170,000
Native Hawaiian or Other Pacific Islander 6 $985,000 $164,000 $417,000 $203,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,679 $1,098,876,000 $164,000 $42,250,000 $87,000 $3,518,000
FHA-insured (Federal Housing Administration) 904 $122,446,000 $135,000 $320,000 $55,000 $242,000
VA-guaranteed (Veterans Administration) 368 $74,142,000 $201,000 $638,000 $71,000 $648,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 81 $10,410,000 $128,000 $257,000 $43,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,013 $1,100,658,000 $183,000 $42,250,000 $84,000 $3,518,000
Application Denied By Financial Institution 971 $69,500,000 $71,000 $864,000 $65,000 $1,329,000
Application Withdrawn By Applicant 557 $80,619,000 $144,000 $881,000 $78,000 $648,000
Application Approved But Not Accepted 411 $40,213,000 $97,000 $646,000 $91,000 $1,059,000
File Closed For Incompleteness 72 $13,976,000 $194,000 $1,138,000 $113,000 $449,000
Preapproval Approved but not Accepted 7 $785,000 $112,000 $180,000 $52,000 $108,000
Preapproval Denied by Financial Institution 1 $123,000 $123,000 $123,000 $45,000 $45,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 416 $15,512,000 $37,000 $402,000 $61,000 $420,000
Debt-To-Income Ratio 315 $23,493,000 $74,000 $848,000 $51,000 $234,000
Collateral 176 $22,059,000 $125,000 $864,000 $100,000 $1,329,000
Other 31 $3,398,000 $109,000 $417,000 $81,000 $329,000
Unverifiable Information 17 $2,427,000 $142,000 $349,000 $30,000 $229,000
Employment History 12 $2,045,000 $170,000 $748,000 $46,000 $145,000
Insufficient Cash (Downpayment, Closing Cost) 5 $689,000 $137,000 $180,000 $52,000 $88,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Omaha's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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