Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Flagstar Bank, N.A. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 147,729 |
| Total Mortgage Loan Application Amount | $40,905,947,000 |
| Average Mortgage Loan Application Amount | $268,333 |
| Highest Mortgage Loan Application Amount | $11,500,000 |
| Average Applicant Income | $86,666 |
| Highest Applicant Income | $8,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 8,704 | $ 3,665,514,000 | $ 421,000 | $ 96,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 5,422 | $ 1,595,734,000 | $ 294,000 | $ 85,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4,962 | $ 1,201,034,000 | $ 242,000 | $ 102,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4,173 | $ 811,674,000 | $ 194,000 | $ 81,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3,839 | $ 1,167,818,000 | $ 304,000 | $ 57,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3,803 | $ 1,737,476,000 | $ 456,000 | $ 117,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,705 | $ 937,493,000 | $ 253,000 | $ 70,000 |
| SAN DIEGO-CARLSBAD, CA | 3,292 | $ 1,410,416,000 | $ 428,000 | $ 93,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2,829 | $ 683,777,000 | $ 241,000 | $ 82,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,763 | $ 1,316,971,000 | $ 476,000 | $ 118,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,633 | $ 955,707,000 | $ 364,500 | $ 98,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,476 | $ 578,813,000 | $ 219,000 | $ 74,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,469 | $ 1,023,935,000 | $ 414,000 | $ 121,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2,438 | $ 790,967,000 | $ 324,000 | $ 93,000 |
| DALLAS-PLANO-IRVING, TX | 2,301 | $ 600,632,000 | $ 261,000 | $ 74,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,161 | $ 494,568,000 | $ 228,000 | $ 59,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,122 | $ 751,691,000 | $ 353,750 | $ 72,250 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,855 | $ 1,089,396,000 | $ 587,000 | $ 148,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,735 | $ 403,144,000 | $ 232,000 | $ 85,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,716 | $ 388,116,000 | $ 226,000 | $ 71,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,641 | $ 430,665,000 | $ 262,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 1,622 | $ 326,041,000 | $ 203,000 | $ 62,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,594 | $ 415,865,000 | $ 260,000 | $ 97,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,407 | $ 243,068,000 | $ 172,000 | $ 86,000 |
| AUSTIN-ROUND ROCK, TX | 1,396 | $ 408,890,000 | $ 292,000 | $ 107,000 |
| ST. LOUIS, MO-IL | 1,369 | $ 261,817,000 | $ 180,000 | $ 46,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,356 | $ 400,877,000 | $ 293,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,311 | $ 356,854,000 | $ 272,000 | $ 97,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,288 | $ 318,691,000 | $ 247,000 | $ 71,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,223 | $ 357,396,000 | $ 292,000 | $ 79,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,030 | $ 251,141,000 | $ 241,500 | $ 76,000 |
| FORT WORTH-ARLINGTON, TX | 975 | $ 216,188,000 | $ 221,000 | $ 62,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 964 | $ 623,286,000 | $ 646,000 | $ 175,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 902 | $ 219,766,000 | $ 243,000 | $ 92,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 889 | $ 336,921,000 | $ 378,000 | $ 98,000 |
| SALT LAKE CITY, UT | 868 | $ 226,983,000 | $ 261,000 | $ 56,000 |
| PROVIDENCE-WARWICK, RI-MA | 864 | $ 213,261,000 | $ 251,500 | $ 73,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 861 | $ 374,551,000 | $ 435,000 | $ 95,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 850 | $ 205,637,000 | $ 241,000 | $ 60,000 |
| JACKSONVILLE, FL | 810 | $ 187,962,000 | $ 232,000 | $ 73,000 |
| FRESNO, CA | 809 | $ 204,672,000 | $ 252,000 | $ 80,000 |
| COLUMBUS, OH | 800 | $ 141,724,000 | $ 177,000 | $ 41,000 |
| CAPE CORAL-FORT MYERS, FL | 790 | $ 183,775,000 | $ 232,000 | $ 107,000 |
| TUCSON, AZ | 713 | $ 144,087,000 | $ 202,000 | $ 55,000 |
| GRAND RAPIDS-WYOMING, MI | 712 | $ 106,612,000 | $ 149,000 | $ 63,000 |
| STOCKTON-LODI, CA | 709 | $ 216,091,000 | $ 304,000 | $ 86,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 707 | $ 127,948,000 | $ 168,000 | $ 49,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 676 | $ 156,868,000 | $ 232,000 | $ 71,000 |
| PITTSBURGH, PA | 670 | $ 115,942,000 | $ 173,000 | $ 75,000 |
| PORT ST. LUCIE, FL | 629 | $ 131,736,000 | $ 209,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 617 | $ 85,495,000 | $ 138,000 | $ 74,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 612 | $ 114,377,000 | $ 186,000 | $ 61,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 605 | $ 218,821,000 | $ 361,000 | $ 99,000 |
| MODESTO, CA | 592 | $ 143,007,000 | $ 241,000 | $ 77,000 |
| SANTA ROSA, CA | 591 | $ 248,568,000 | $ 420,000 | $ 118,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 568 | $ 125,371,000 | $ 202,000 | $ 81,000 |
| NEWARK, NJ-PA | 562 | $ 177,799,000 | $ 238,000 | $ 83,000 |
| BOISE CITY, ID | 559 | $ 119,787,000 | $ 214,000 | $ 74,000 |
| SPOKANE-SPOKANE VALLEY, WA | 526 | $ 107,171,000 | $ 203,000 | $ 77,000 |
| PROVO-OREM, UT | 499 | $ 126,108,000 | $ 252,000 | $ 49,000 |
| COLORADO SPRINGS, CO | 497 | $ 126,419,000 | $ 254,000 | $ 51,000 |
| TACOMA-LAKEWOOD, WA | 481 | $ 139,734,000 | $ 290,000 | $ 63,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 473 | $ 100,373,000 | $ 212,000 | $ 100,000 |
| CINCINNATI, OH-KY-IN | 469 | $ 73,009,000 | $ 161,333 | $ 47,333 |
| CHARLESTON-NORTH CHARLESTON, SC | 450 | $ 122,689,000 | $ 272,000 | $ 89,000 |
| LAKELAND-WINTER HAVEN, FL | 448 | $ 77,737,000 | $ 173,000 | $ 53,000 |
| KENNEWICK-RICHLAND, WA | 446 | $ 94,192,000 | $ 211,000 | $ 86,000 |
| VALLEJO-FAIRFIELD, CA | 442 | $ 145,666,000 | $ 329,000 | $ 79,000 |
| ANN ARBOR, MI | 440 | $ 92,023,000 | $ 209,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 423 | $ 144,125,000 | $ 340,000 | $ 45,000 |
| FLINT, MI | 423 | $ 55,973,000 | $ 132,000 | $ 60,000 |
| JACKSON, MI | 421 | $ 46,652,000 | $ 110,000 | $ 65,000 |
| SALEM, OR | 420 | $ 95,891,000 | $ 228,000 | $ 82,000 |
| SANTA CRUZ-WATSONVILLE, CA | 420 | $ 221,823,000 | $ 528,000 | $ 153,000 |
| OGDEN-CLEARFIELD, UT | 413 | $ 99,762,000 | $ 241,000 | $ 52,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 413 | $ 183,490,000 | $ 444,000 | $ 151,000 |
| BOSTON, MA | 402 | $ 132,098,000 | $ 328,000 | $ 37,000 |
| CLEVELAND-ELYRIA, OH | 398 | $ 59,830,000 | $ 150,000 | $ 30,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 398 | $ 73,919,000 | $ 185,000 | $ 63,000 |
| WICHITA, KS | 397 | $ 59,956,000 | $ 151,000 | $ 52,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 372 | $ 113,464,000 | $ 305,000 | $ 144,000 |
| GREEN BAY, WI | 370 | $ 65,037,000 | $ 175,000 | $ 74,000 |
| RALEIGH, NC | 361 | $ 90,770,000 | $ 251,000 | $ 70,000 |
| MEMPHIS, TN-MS-AR | 360 | $ 61,146,000 | $ 146,666 | $ 27,666 |
| GREELEY, CO | 359 | $ 95,787,000 | $ 266,000 | $ 50,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 333 | $ 70,600,000 | $ 212,000 | $ 72,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 332 | $ 67,453,000 | $ 203,000 | $ 72,000 |
| ALBUQUERQUE, NM | 321 | $ 62,990,000 | $ 196,000 | $ 64,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 320 | $ 81,593,000 | $ 254,000 | $ 66,000 |
| EUGENE, OR | 311 | $ 78,127,000 | $ 251,000 | $ 105,000 |
| BAKERSFIELD, CA | 304 | $ 66,100,000 | $ 217,000 | $ 69,000 |
| NEW HAVEN-MILFORD, CT | 302 | $ 57,113,000 | $ 189,000 | $ 75,000 |
| HARRISBURG-CARLISLE, PA | 300 | $ 53,822,000 | $ 179,000 | $ 74,000 |
| BIRMINGHAM-HOOVER, AL | 296 | $ 52,371,000 | $ 176,000 | $ 47,000 |
| FORT COLLINS, CO | 285 | $ 77,999,000 | $ 273,000 | $ 70,000 |
| CAMDEN, NJ | 281 | $ 58,436,000 | $ 207,000 | $ 48,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 275 | $ 59,276,000 | $ 215,000 | $ 80,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 271 | $ 54,525,000 | $ 248,000 | $ 77,500 |
| CHATTANOOGA, TN-GA | 269 | $ 51,983,000 | $ 181,500 | $ 65,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 258 | $ 70,018,000 | $ 276,000 | $ 48,500 |
| ELGIN, IL | 257 | $ 54,247,000 | $ 211,000 | $ 62,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 253 | $ 52,148,000 | $ 206,000 | $ 52,000 |
| SAN RAFAEL, CA | 244 | $ 158,768,000 | $ 650,000 | $ 181,000 |
| BILLINGS, MT | 243 | $ 51,018,000 | $ 209,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 235 | $ 53,496,000 | $ 227,000 | $ 44,000 |
| EVANSVILLE, IN-KY | 231 | $ 34,497,000 | $ 137,000 | $ 14,500 |
| RICHMOND, VA | 231 | $ 52,640,000 | $ 227,000 | $ 54,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 227 | $ 42,519,000 | $ 183,000 | $ 35,500 |
| LAREDO, TX | 226 | $ 41,922,000 | $ 185,000 | $ 75,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 223 | $ 37,784,000 | $ 182,000 | $ 53,000 |
| LAFAYETTE, LA | 219 | $ 42,860,000 | $ 195,000 | $ 72,000 |
| SAVANNAH, GA | 219 | $ 46,817,000 | $ 213,000 | $ 67,000 |
| REDDING, CA | 216 | $ 52,404,000 | $ 242,000 | $ 78,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 210 | $ 33,629,000 | $ 160,000 | $ 77,000 |
| TOLEDO, OH | 210 | $ 28,278,000 | $ 134,000 | $ 49,000 |
| OLYMPIA-TUMWATER, WA | 209 | $ 54,653,000 | $ 261,000 | $ 78,000 |
| NEW ORLEANS-METAIRIE, LA | 208 | $ 38,665,000 | $ 185,000 | $ 58,000 |
| BEND-REDMOND, OR | 206 | $ 58,406,000 | $ 283,000 | $ 94,000 |
| CLARKSVILLE, TN-KY | 206 | $ 37,474,000 | $ 121,500 | $ 50,000 |
| SALINAS, CA | 203 | $ 83,189,000 | $ 409,000 | $ 107,000 |
| KILLEEN-TEMPLE, TX | 201 | $ 33,148,000 | $ 164,000 | $ 67,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 199 | $ 66,451,000 | $ 333,000 | $ 105,000 |
| FORT WAYNE, IN | 195 | $ 27,463,000 | $ 140,000 | $ 63,000 |
| MERCED, CA | 193 | $ 40,361,000 | $ 209,000 | $ 66,000 |
| OKLAHOMA CITY, OK | 191 | $ 47,661,000 | $ 249,000 | $ 98,000 |
| SANTA MARIA-SANTA BARBARA, CA | 189 | $ 83,506,000 | $ 441,000 | $ 101,000 |
| RENO, NV | 187 | $ 55,238,000 | $ 295,000 | $ 110,000 |
| BOULDER, CO | 179 | $ 63,077,000 | $ 352,000 | $ 70,000 |
| WORCESTER, MA-CT | 179 | $ 43,375,000 | $ 219,000 | $ 52,000 |
| PHILADELPHIA, PA | 178 | $ 39,288,000 | $ 220,000 | $ 59,000 |
| COLLEGE STATION-BRYAN, TX | 176 | $ 40,814,000 | $ 231,000 | $ 135,000 |
| ANCHORAGE, AK | 175 | $ 57,309,000 | $ 327,000 | $ 99,000 |
| SHEBOYGAN, WI | 171 | $ 23,706,000 | $ 138,000 | $ 76,000 |
| OCALA, FL | 169 | $ 26,802,000 | $ 158,000 | $ 56,000 |
| COLUMBIA, SC | 168 | $ 35,481,000 | $ 211,000 | $ 25,000 |
| LEXINGTON-FAYETTE, KY | 161 | $ 30,864,000 | $ 191,000 | $ 79,000 |
| ALTOONA, PA | 160 | $ 20,390,000 | $ 127,000 | $ 67,000 |
| AKRON, OH | 158 | $ 35,314,000 | $ 223,000 | $ 18,000 |
| KNOXVILLE, TN | 158 | $ 31,397,000 | $ 198,000 | $ 46,000 |
| URBAN HONOLULU, HI | 155 | $ 78,591,000 | $ 507,000 | $ 63,000 |
| WILMINGTON, DE-MD-NJ | 153 | $ 35,697,000 | $ 222,000 | $ 42,666 |
| IDAHO FALLS, ID | 151 | $ 28,772,000 | $ 190,000 | $ 58,000 |
| DES MOINES-WEST DES MOINES, IA | 149 | $ 27,736,000 | $ 186,000 | $ 75,000 |
| GREAT FALLS, MT | 146 | $ 25,807,000 | $ 176,000 | $ 61,000 |
| SPRINGFIELD, MO | 145 | $ 21,750,000 | $ 150,000 | $ 16,000 |
| EL PASO, TX | 140 | $ 25,181,000 | $ 179,000 | $ 70,000 |
| GARY, IN | 135 | $ 23,696,000 | $ 175,000 | $ 41,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 133 | $ 37,618,000 | $ 282,000 | $ 37,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 128 | $ 27,063,000 | $ 214,000 | $ 66,500 |
| BAY CITY, MI | 127 | $ 13,443,000 | $ 105,000 | $ 62,000 |
| BISMARCK, ND | 127 | $ 30,873,000 | $ 243,000 | $ 74,000 |
| MADISON, WI | 127 | $ 27,144,000 | $ 213,000 | $ 70,000 |
| BEAUMONT-PORT ARTHUR, TX | 124 | $ 22,700,000 | $ 183,000 | $ 80,000 |
| BREMERTON-SILVERDALE, WA | 124 | $ 35,375,000 | $ 285,000 | $ 71,000 |
| EAU CLAIRE, WI | 124 | $ 18,711,000 | $ 150,000 | $ 58,000 |
| ALBANY, OR | 123 | $ 25,588,000 | $ 208,000 | $ 70,000 |
| SIOUX FALLS, SD | 120 | $ 26,170,000 | $ 218,000 | $ 21,000 |
| YAKIMA, WA | 118 | $ 19,565,000 | $ 165,000 | $ 65,000 |
| SAGINAW, MI | 116 | $ 19,784,000 | $ 170,000 | $ 66,000 |
| ALBANY, GA | 115 | $ 19,291,000 | $ 167,000 | $ 80,000 |
| MCALLEN-EDINBURG-MISSION, TX | 114 | $ 20,843,000 | $ 182,000 | $ 46,000 |
| KALAMAZOO-PORTAGE, MI | 113 | $ 20,534,000 | $ 181,000 | $ 79,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 112 | $ 27,021,000 | $ 241,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 112 | $ 24,943,000 | $ 222,000 | $ 66,000 |
| RAPID CITY, SD | 112 | $ 20,677,000 | $ 184,000 | $ 16,000 |
| HUNTSVILLE, AL | 111 | $ 21,032,000 | $ 189,000 | $ 54,000 |
| DURHAM-CHAPEL HILL, NC | 110 | $ 27,681,000 | $ 251,000 | $ 71,000 |
| ST. GEORGE, UT | 110 | $ 27,814,000 | $ 252,000 | $ 86,000 |
| ALBANY-SCHENECTADY-TROY, NY | 109 | $ 19,258,000 | $ 176,000 | $ 75,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 105 | $ 43,677,000 | $ 415,000 | $ 110,000 |
| LINCOLN, NE | 105 | $ 18,660,000 | $ 177,000 | $ 49,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 104 | $ 22,123,000 | $ 149,500 | $ 49,500 |
| CORPUS CHRISTI, TX | 103 | $ 22,623,000 | $ 219,000 | $ 79,000 |
| TULSA, OK | 102 | $ 18,775,000 | $ 184,000 | $ 23,000 |
| CANTON-MASSILLON, OH | 101 | $ 14,984,000 | $ 148,000 | $ 37,000 |
| GAINESVILLE, GA | 101 | $ 24,417,000 | $ 241,000 | $ 66,000 |
| NAPA, CA | 101 | $ 46,740,000 | $ 462,000 | $ 117,000 |
| MADERA, CA | 99 | $ 21,635,000 | $ 218,000 | $ 70,000 |
| SEBASTIAN-VERO BEACH, FL | 99 | $ 19,878,000 | $ 200,000 | $ 54,000 |
| ERIE, PA | 97 | $ 11,343,000 | $ 116,000 | $ 50,000 |
| DAYTON, OH | 96 | $ 13,681,000 | $ 142,000 | $ 48,000 |
| SANTA FE, NM | 94 | $ 28,837,000 | $ 306,000 | $ 137,000 |
| YUBA CITY, CA | 92 | $ 22,771,000 | $ 247,000 | $ 74,000 |
| HANFORD-CORCORAN, CA | 91 | $ 19,824,000 | $ 217,000 | $ 29,000 |
| LAWRENCE, KS | 90 | $ 17,591,000 | $ 195,000 | $ 124,000 |
| MANCHESTER-NASHUA, NH | 90 | $ 21,160,000 | $ 235,000 | $ 43,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 89 | $ 29,051,000 | $ 326,000 | $ 95,000 |
| PUNTA GORDA, FL | 89 | $ 17,293,000 | $ 194,000 | $ 68,000 |
| MONROE, MI | 88 | $ 13,580,000 | $ 154,000 | $ 60,000 |
| YORK-HANOVER, PA | 88 | $ 17,996,000 | $ 204,000 | $ 78,000 |
| BATTLE CREEK, MI | 87 | $ 9,815,000 | $ 112,000 | $ 68,000 |
| MISSOULA, MT | 86 | $ 22,714,000 | $ 264,000 | $ 90,000 |
| TOPEKA, KS | 85 | $ 13,539,000 | $ 159,000 | $ 78,000 |
| PRESCOTT, AZ | 84 | $ 21,989,000 | $ 261,000 | $ 79,000 |
| MANKATO-NORTH MANKATO, MN | 82 | $ 13,592,000 | $ 165,000 | $ 19,000 |
| MOUNT VERNON-ANACORTES, WA | 82 | $ 23,431,000 | $ 285,000 | $ 131,000 |
| AUBURN-OPELIKA, AL | 78 | $ 16,234,000 | $ 208,000 | $ 90,000 |
| SALISBURY, MD-DE | 78 | $ 18,489,000 | $ 233,000 | $ 71,500 |
| PORTLAND-SOUTH PORTLAND, ME | 77 | $ 20,425,000 | $ 265,000 | $ 59,000 |
| BATON ROUGE, LA | 74 | $ 14,552,000 | $ 196,000 | $ 31,000 |
| SEBRING, FL | 73 | $ 9,882,000 | $ 135,000 | $ 57,000 |
| BELLINGHAM, WA | 72 | $ 20,127,000 | $ 279,000 | $ 86,000 |
| CHICO, CA | 72 | $ 18,053,000 | $ 250,000 | $ 88,000 |
| AMARILLO, TX | 69 | $ 11,587,000 | $ 167,000 | $ 11,000 |
| GRAND JUNCTION, CO | 69 | $ 15,801,000 | $ 229,000 | $ 45,000 |
| TUSCALOOSA, AL | 69 | $ 11,291,000 | $ 163,000 | $ 48,000 |
| SPRINGFIELD, MA | 68 | $ 14,024,000 | $ 206,000 | $ 29,000 |
| COEUR D'ALENE, ID | 67 | $ 15,453,000 | $ 230,000 | $ 42,000 |
| WINSTON-SALEM, NC | 67 | $ 12,991,000 | $ 193,000 | $ 27,000 |
| GREENSBORO-HIGH POINT, NC | 65 | $ 14,827,000 | $ 228,000 | $ 65,000 |
| YUMA, AZ | 64 | $ 12,057,000 | $ 188,000 | $ 44,000 |
| LOGAN, UT-ID | 63 | $ 12,560,000 | $ 178,000 | $ 32,000 |
| STATE COLLEGE, PA | 62 | $ 14,147,000 | $ 228,000 | $ 87,000 |
| APPLETON, WI | 60 | $ 10,045,000 | $ 167,000 | $ 62,000 |
| DALTON, GA | 60 | $ 9,095,000 | $ 151,000 | $ 44,000 |
| COLUMBIA, MO | 59 | $ 9,568,000 | $ 162,000 | $ 67,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 59 | $ 9,304,000 | $ 154,500 | $ 70,000 |
| MUSKEGON, MI | 59 | $ 7,772,000 | $ 131,000 | $ 60,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 59 | $ 7,971,000 | $ 135,000 | $ 51,000 |
| SPARTANBURG, SC | 59 | $ 11,807,000 | $ 200,000 | $ 52,000 |
| BARNSTABLE TOWN, MA | 58 | $ 17,125,000 | $ 295,000 | $ 66,000 |
| CARBONDALE-MARION, IL | 58 | $ 7,815,000 | $ 134,000 | $ 83,000 |
| NORWICH-NEW LONDON, CT | 57 | $ 12,129,000 | $ 212,000 | $ 64,000 |
| PUEBLO, CO | 57 | $ 10,768,000 | $ 188,000 | $ 58,000 |
| MORGANTOWN, WV | 56 | $ 10,748,000 | $ 191,000 | $ 69,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 55 | $ 9,837,000 | $ 178,000 | $ 20,000 |
| WARNER ROBINS, GA | 55 | $ 9,210,000 | $ 167,000 | $ 14,000 |
| WACO, TX | 54 | $ 9,921,000 | $ 183,000 | $ 103,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 53 | $ 16,279,000 | $ 307,000 | $ 99,000 |
| SPRINGFIELD, IL | 53 | $ 8,887,000 | $ 167,000 | $ 16,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 53 | $ 7,166,000 | $ 133,500 | $ 40,000 |
| JOPLIN, MO | 51 | $ 7,052,000 | $ 138,000 | $ 50,000 |
| ASHEVILLE, NC | 50 | $ 11,591,000 | $ 231,000 | $ 40,000 |
| MONTGOMERY, AL | 50 | $ 9,444,000 | $ 188,000 | $ 55,000 |
| SHERMAN-DENISON, TX | 50 | $ 11,254,000 | $ 225,000 | $ 46,000 |
| SPRINGFIELD, OH | 50 | $ 6,138,000 | $ 122,000 | $ 24,000 |
| ST. CLOUD, MN | 50 | $ 7,890,000 | $ 157,000 | $ 50,000 |
| LANCASTER, PA | 49 | $ 9,501,000 | $ 193,000 | $ 53,000 |
| GAINESVILLE, FL | 48 | $ 9,585,000 | $ 199,000 | $ 58,000 |
| MEDFORD, OR | 48 | $ 13,163,000 | $ 274,000 | $ 50,000 |
| PANAMA CITY, FL | 48 | $ 10,125,000 | $ 210,000 | $ 81,000 |
| FAYETTEVILLE, NC | 47 | $ 8,246,000 | $ 175,000 | $ 21,000 |
| HOMOSASSA SPRINGS, FL | 47 | $ 7,550,000 | $ 160,000 | $ 63,000 |
| NILES-BENTON HARBOR, MI | 47 | $ 8,297,000 | $ 176,000 | $ 82,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 46 | $ 13,472,000 | $ 292,000 | $ 73,000 |
| EL CENTRO, CA | 46 | $ 10,499,000 | $ 228,000 | $ 66,000 |
| WILMINGTON, NC | 46 | $ 10,048,000 | $ 218,000 | $ 33,000 |
| LUBBOCK, TX | 45 | $ 8,374,000 | $ 186,000 | $ 56,000 |
| ROCHESTER, NY | 45 | $ 6,650,000 | $ 147,000 | $ 64,000 |
| CHARLOTTESVILLE, VA | 44 | $ 12,671,000 | $ 287,000 | $ 73,000 |
| HICKORY-LENOIR-MORGANTON, NC | 44 | $ 9,395,000 | $ 213,000 | $ 44,000 |
| CHAMPAIGN-URBANA, IL | 43 | $ 6,531,000 | $ 151,000 | $ 19,000 |
| DOVER, DE | 43 | $ 8,662,000 | $ 201,000 | $ 28,000 |
| TALLAHASSEE, FL | 43 | $ 8,307,000 | $ 193,000 | $ 59,000 |
| BLOOMINGTON, IN | 42 | $ 8,158,000 | $ 194,000 | $ 11,000 |
| LONGVIEW, WA | 42 | $ 9,820,000 | $ 233,000 | $ 37,000 |
| BLOOMINGTON, IL | 41 | $ 7,050,000 | $ 171,000 | $ 13,000 |
| FLAGSTAFF, AZ | 41 | $ 11,489,000 | $ 280,000 | $ 138,000 |
| ROCHESTER, MN | 41 | $ 9,268,000 | $ 226,000 | $ 71,000 |
| SIERRA VISTA-DOUGLAS, AZ | 41 | $ 7,135,000 | $ 174,000 | $ 13,000 |
| TRENTON, NJ | 40 | $ 10,319,000 | $ 257,000 | $ 50,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 40 | $ 4,825,000 | $ 120,500 | $ 54,000 |
| CHEYENNE, WY | 39 | $ 9,100,000 | $ 233,000 | $ 5,000 |
| JEFFERSON CITY, MO | 39 | $ 6,058,000 | $ 155,000 | $ 46,000 |
| FARGO, ND-MN | 38 | $ 8,194,000 | $ 212,500 | $ 54,500 |
| WINCHESTER, VA-WV | 38 | $ 9,053,000 | $ 209,500 | $ 60,500 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 37 | $ 9,143,000 | $ 247,000 | $ 57,000 |
| SHREVEPORT-BOSSIER CITY, LA | 36 | $ 6,988,000 | $ 194,000 | $ 12,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 36 | $ 6,642,000 | $ 184,500 | $ 54,000 |
| THE VILLAGES, FL | 36 | $ 7,381,000 | $ 205,000 | $ 65,000 |
| EAST STROUDSBURG, PA | 35 | $ 6,243,000 | $ 178,000 | $ 52,000 |
| LAKE CHARLES, LA | 35 | $ 7,630,000 | $ 218,000 | $ 61,000 |
| MACON-BIBB COUNTY, GA | 35 | $ 5,005,000 | $ 143,000 | $ 15,000 |
| MIDLAND, MI | 35 | $ 5,626,000 | $ 160,000 | $ 70,000 |
| DULUTH, MN-WI | 34 | $ 5,963,000 | $ 159,500 | $ 40,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 34 | $ 7,293,000 | $ 207,500 | $ 39,000 |
| MANHATTAN, KS | 34 | $ 6,862,000 | $ 201,000 | $ 38,000 |
| READING, PA | 34 | $ 6,299,000 | $ 185,000 | $ 38,000 |
| ATHENS-CLARKE COUNTY, GA | 33 | $ 8,026,000 | $ 243,000 | $ 42,000 |
| MORRISTOWN, TN | 33 | $ 4,995,000 | $ 151,000 | $ 45,000 |
| PARKERSBURG-VIENNA, WV | 33 | $ 4,232,000 | $ 128,000 | $ 52,000 |
| TYLER, TX | 33 | $ 6,278,000 | $ 190,000 | $ 26,000 |
| BRUNSWICK, GA | 32 | $ 6,567,000 | $ 205,000 | $ 36,000 |
| LYNCHBURG, VA | 32 | $ 5,773,000 | $ 180,000 | $ 26,000 |
| CORVALLIS, OR | 31 | $ 8,230,000 | $ 265,000 | $ 91,000 |
| CAPE GIRARDEAU, MO-IL | 30 | $ 4,610,000 | $ 153,000 | $ 52,000 |
| DOTHAN, AL | 30 | $ 4,100,000 | $ 136,000 | $ 50,000 |
| MOBILE, AL | 30 | $ 4,381,000 | $ 146,000 | $ 38,000 |
| VICTORIA, TX | 30 | $ 4,610,000 | $ 153,000 | $ 53,000 |
| BROWNSVILLE-HARLINGEN, TX | 29 | $ 4,472,000 | $ 154,000 | $ 54,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 29 | $ 6,624,000 | $ 228,000 | $ 17,000 |
| CLEVELAND, TN | 29 | $ 5,190,000 | $ 178,000 | $ 74,000 |
| LA CROSSE-ONALASKA, WI-MN | 29 | $ 5,170,000 | $ 147,000 | $ 43,000 |
| LAWTON, OK | 29 | $ 3,764,000 | $ 129,000 | $ 53,000 |
| MIDLAND, TX | 29 | $ 4,906,000 | $ 169,000 | $ 55,000 |
| ROCKFORD, IL | 29 | $ 4,771,000 | $ 164,000 | $ 51,000 |
| DECATUR, AL | 28 | $ 4,190,000 | $ 149,000 | $ 67,000 |
| ROANOKE, VA | 28 | $ 5,410,000 | $ 193,000 | $ 50,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 27 | $ 6,608,000 | $ 244,000 | $ 74,000 |
| COLUMBUS, GA-AL | 27 | $ 5,043,000 | $ 195,500 | $ 49,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 27 | $ 4,345,000 | $ 160,000 | $ 15,000 |
| JACKSON, MS | 27 | $ 4,486,000 | $ 166,000 | $ 15,000 |
| OSHKOSH-NEENAH, WI | 27 | $ 4,495,000 | $ 166,000 | $ 71,000 |
| GRAND FORKS, ND-MN | 26 | $ 5,265,000 | $ 188,000 | $ 48,500 |
| ST. JOSEPH, MO-KS | 26 | $ 4,036,000 | $ 155,000 | $ 43,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 25 | $ 3,894,000 | $ 148,666 | $ 20,333 |
| KANKAKEE, IL | 25 | $ 4,075,000 | $ 163,000 | $ 50,000 |
| OWENSBORO, KY | 25 | $ 3,783,000 | $ 151,000 | $ 1,000 |
| JANESVILLE-BELOIT, WI | 24 | $ 3,494,000 | $ 145,000 | $ 51,000 |
| GRANTS PASS, OR | 23 | $ 5,375,000 | $ 233,000 | $ 48,000 |
| RACINE, WI | 23 | $ 3,979,000 | $ 173,000 | $ 37,000 |
| WENATCHEE, WA | 23 | $ 6,979,000 | $ 303,000 | $ 100,000 |
| WHEELING, WV-OH | 23 | $ 3,553,000 | $ 156,000 | $ 62,500 |
| LEWISTON, ID-WA | 22 | $ 3,403,000 | $ 155,000 | $ 49,000 |
| PEORIA, IL | 22 | $ 3,293,000 | $ 149,000 | $ 36,000 |
| TEXARKANA, TX-AR | 22 | $ 4,125,000 | $ 196,000 | $ 34,500 |
| JACKSONVILLE, NC | 21 | $ 3,981,000 | $ 189,000 | $ 39,000 |
| POCATELLO, ID | 21 | $ 3,155,000 | $ 150,000 | $ 31,000 |
| TERRE HAUTE, IN | 21 | $ 2,627,000 | $ 125,000 | $ 55,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 20 | $ 3,831,000 | $ 191,000 | $ 57,000 |
| BURLINGTON, NC | 19 | $ 2,929,000 | $ 154,000 | $ 36,000 |
| LAS CRUCES, NM | 19 | $ 3,917,000 | $ 206,000 | $ 70,000 |
| OCEAN CITY, NJ | 19 | $ 4,372,000 | $ 230,000 | $ 70,000 |
| SAN ANGELO, TX | 19 | $ 3,419,000 | $ 179,000 | $ 33,000 |
| HOUMA-THIBODAUX, LA | 18 | $ 2,947,000 | $ 163,000 | $ 51,000 |
| JACKSON, TN | 18 | $ 2,834,000 | $ 157,000 | $ 20,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 18 | $ 3,113,000 | $ 174,500 | $ 29,000 |
| KINGSTON, NY | 18 | $ 3,832,000 | $ 212,000 | $ 92,000 |
| MANSFIELD, OH | 18 | $ 2,020,000 | $ 112,000 | $ 16,000 |
| SYRACUSE, NY | 18 | $ 2,927,000 | $ 162,000 | $ 47,000 |
| WALLA WALLA, WA | 18 | $ 3,496,000 | $ 194,000 | $ 54,000 |
| FLORENCE-MUSCLE SHOALS, AL | 17 | $ 2,212,000 | $ 130,000 | $ 45,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 17 | $ 2,705,000 | $ 159,000 | $ 39,000 |
| LEBANON, PA | 17 | $ 3,688,000 | $ 216,000 | $ 46,000 |
| ODESSA, TX | 17 | $ 3,018,000 | $ 177,000 | $ 24,000 |
| SIOUX CITY, IA-NE-SD | 17 | $ 2,768,000 | $ 177,666 | $ 46,333 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 3,240,000 | $ 202,000 | $ 69,000 |
| FARMINGTON, NM | 16 | $ 3,063,000 | $ 191,000 | $ 31,000 |
| GETTYSBURG, PA | 16 | $ 3,646,000 | $ 227,000 | $ 61,000 |
| WILLIAMSPORT, PA | 16 | $ 2,463,000 | $ 153,000 | $ 34,000 |
| CHARLESTON, WV | 15 | $ 2,252,000 | $ 150,000 | $ 17,000 |
| GADSDEN, AL | 15 | $ 2,623,000 | $ 174,000 | $ 17,000 |
| JOHNSON CITY, TN | 15 | $ 1,863,000 | $ 124,000 | $ 26,000 |
| WICHITA FALLS, TX | 15 | $ 1,590,000 | $ 106,000 | $ 14,000 |
| CEDAR RAPIDS, IA | 14 | $ 2,315,000 | $ 165,000 | $ 12,000 |
| FLORENCE, SC | 14 | $ 2,117,000 | $ 151,000 | $ 28,000 |
| GOLDSBORO, NC | 14 | $ 2,522,000 | $ 180,000 | $ 35,000 |
| HATTIESBURG, MS | 14 | $ 2,609,000 | $ 186,000 | $ 16,000 |
| HINESVILLE, GA | 14 | $ 2,365,000 | $ 168,000 | $ 39,000 |
| JOHNSTOWN, PA | 14 | $ 1,274,000 | $ 91,000 | $ 62,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 2,995,000 | $ 213,000 | $ 100,000 |
| NEW BERN, NC | 14 | $ 2,575,000 | $ 183,000 | $ 29,000 |
| BOWLING GREEN, KY | 13 | $ 2,716,000 | $ 208,000 | $ 14,000 |
| CARSON CITY, NV | 13 | $ 3,186,000 | $ 245,000 | $ 71,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 13 | $ 2,146,000 | $ 165,000 | $ 3,000 |
| MUNCIE, IN | 13 | $ 1,920,000 | $ 147,000 | $ 56,000 |
| ROCKY MOUNT, NC | 13 | $ 1,949,000 | $ 149,000 | $ 37,000 |
| ALEXANDRIA, LA | 12 | $ 2,120,000 | $ 176,000 | $ 11,000 |
| ELKHART-GOSHEN, IN | 12 | $ 1,844,000 | $ 153,000 | $ 44,000 |
| GLENS FALLS, NY | 12 | $ 1,716,000 | $ 143,000 | $ 74,000 |
| LONGVIEW, TX | 12 | $ 1,526,000 | $ 127,000 | $ 104,000 |
| PINE BLUFF, AR | 12 | $ 1,922,000 | $ 160,000 | $ 0 |
| DECATUR, IL | 11 | $ 1,262,000 | $ 114,000 | $ 4,000 |
| FORT SMITH, AR-OK | 11 | $ 2,089,000 | $ 175,500 | $ 25,000 |
| STAUNTON-WAYNESBORO, VA | 11 | $ 1,997,000 | $ 181,000 | $ 46,000 |
| ABILENE, TX | 10 | $ 2,272,000 | $ 227,000 | $ 52,000 |
| AMES, IA | 10 | $ 1,491,000 | $ 149,000 | $ 42,000 |
| BECKLEY, WV | 10 | $ 1,254,000 | $ 125,000 | $ 43,000 |
| CASPER, WY | 10 | $ 2,021,000 | $ 202,000 | $ 12,000 |
| MONROE, LA | 10 | $ 2,018,000 | $ 201,000 | $ 33,000 |
| PITTSFIELD, MA | 10 | $ 2,245,000 | $ 224,000 | $ 41,000 |
| ROME, GA | 10 | $ 1,603,000 | $ 160,000 | $ 51,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,304,000 | $ 144,000 | $ 9,000 |
| HARRISONBURG, VA | 9 | $ 2,142,000 | $ 238,000 | $ 25,000 |
| LIMA, OH | 9 | $ 1,472,000 | $ 163,000 | $ 27,000 |
| VALDOSTA, GA | 9 | $ 1,521,000 | $ 169,000 | $ 18,000 |
| BANGOR, ME | 8 | $ 1,254,000 | $ 156,000 | $ 14,000 |
| WAUSAU, WI | 8 | $ 1,239,000 | $ 154,000 | $ 44,000 |
| FAIRBANKS, AK | 7 | $ 1,724,000 | $ 246,000 | $ 67,000 |
| LEWISTON-AUBURN, ME | 7 | $ 1,218,000 | $ 174,000 | $ 38,000 |
| SUMTER, SC | 7 | $ 999,000 | $ 142,000 | $ 40,000 |
| BLOOMSBURG-BERWICK, PA | 6 | $ 1,192,000 | $ 198,000 | $ 58,000 |
| FOND DU LAC, WI | 6 | $ 927,000 | $ 154,000 | $ 58,000 |
| GREENVILLE, NC | 6 | $ 985,000 | $ 164,000 | $ 25,000 |
| HOT SPRINGS, AR | 6 | $ 1,058,000 | $ 176,000 | $ 36,000 |
| BINGHAMTON, NY | 5 | $ 574,000 | $ 114,000 | $ 68,000 |
| HAMMOND, LA | 5 | $ 1,013,000 | $ 202,000 | $ 31,000 |
| IOWA CITY, IA | 5 | $ 1,361,000 | $ 272,000 | $ 39,000 |
| KOKOMO, IN | 5 | $ 571,000 | $ 114,000 | $ 44,000 |
| UTICA-ROME, NY | 5 | $ 819,000 | $ 163,000 | $ 56,000 |
| DUBUQUE, IA | 4 | $ 894,000 | $ 223,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 4 | $ 933,000 | $ 233,000 | $ 6,000 |
| COLUMBUS, IN | 3 | $ 742,000 | $ 247,000 | $ 50,000 |
| CUMBERLAND, MD-WV | 3 | $ 373,000 | $ 119,000 | $ 13,000 |
| GRAND ISLAND, NE | 3 | $ 554,000 | $ 184,000 | $ 55,000 |
| ELMIRA, NY | 2 | $ 331,000 | $ 165,000 | $ 33,000 |
| JONESBORO, AR | 2 | $ 229,000 | $ 114,000 | $ 41,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 334,000 | $ 167,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 257,000 | $ 128,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82,205 | $22,399,832,000 | $272,000 | $3,450,000 | $81,000 | $2,946,000 |
| Refinancing | 61,177 | $17,420,891,000 | $284,000 | $11,500,000 | $78,000 | $8,486,000 |
| Home Improvement | 4,347 | $1,085,224,000 | $249,000 | $1,500,000 | $101,000 | $1,106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69,895 | $18,678,554,000 | $267,000 | $3,000,000 | $109,000 | $8,486,000 |
| Not applicable | 37,409 | $10,119,435,000 | $270,000 | $11,500,000 | $0 | $0 |
| Asian | 13,970 | $5,025,123,000 | $359,000 | $3,000,000 | $129,000 | $1,996,000 |
| Hispanic | 12,476 | $3,203,727,000 | $256,000 | $1,960,000 | $86,000 | $1,719,000 |
| Not Provided | 7,644 | $2,283,486,000 | $298,000 | $2,500,000 | $108,000 | $1,800,000 |
| Black or African American | 5,725 | $1,398,539,000 | $244,000 | $2,739,000 | $87,000 | $2,771,000 |
| Native Hawaiian or Other Pacific Islander | 400 | $140,142,000 | $350,000 | $1,123,000 | $110,000 | $952,000 |
| American Indian or Alaskan Native | 210 | $56,941,000 | $271,000 | $1,360,000 | $99,000 | $781,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94,777 | $27,662,421,000 | $291,000 | $11,500,000 | $96,000 | $8,486,000 |
| FHA-insured (Federal Housing Administration) | 33,029 | $7,656,192,000 | $231,000 | $1,178,000 | $52,000 | $1,025,000 |
| VA-guaranteed (Veterans Administration) | 17,030 | $5,168,241,000 | $303,000 | $2,000,000 | $58,000 | $835,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,893 | $419,093,000 | $144,000 | $444,000 | $38,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 86,594 | $23,934,989,000 | $276,000 | $11,500,000 | $109,000 | $2,946,000 |
| Loan Purchased By The Institution | 37,399 | $10,094,725,000 | $269,000 | $1,793,000 | $0 | $0 |
| Application Denied By Financial Institution | 19,766 | $5,679,601,000 | $287,000 | $3,000,000 | $102,000 | $2,250,000 |
| Application Approved But Not Accepted | 2,393 | $680,947,000 | $284,000 | $2,541,000 | $111,000 | $1,550,000 |
| Application Withdrawn By Applicant | 1,558 | $507,929,000 | $326,000 | $3,000,000 | $135,000 | $8,486,000 |
| File Closed For Incompleteness | 19 | $7,756,000 | $408,000 | $1,000,000 | $139,000 | $354,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11,999 | $3,389,834,000 | $282,000 | $2,700,000 | $108,000 | $2,250,000 |
| Debt-To-Income Ratio | 3,564 | $1,141,714,000 | $320,000 | $3,000,000 | $74,000 | $974,000 |
| Collateral | 1,973 | $506,219,000 | $256,000 | $2,000,000 | $108,000 | $1,800,000 |
| Credit History | 1,281 | $358,572,000 | $279,000 | $2,322,000 | $110,000 | $1,997,000 |
| Other | 500 | $153,468,000 | $306,000 | $1,920,000 | $126,000 | $1,543,000 |
| Unverifiable Information | 192 | $55,460,000 | $288,000 | $1,293,000 | $97,000 | $496,000 |
| Employment History | 118 | $32,451,000 | $275,000 | $1,313,000 | $77,000 | $612,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $33,888,000 | $305,000 | $2,400,000 | $98,000 | $409,000 |
| Mortgage Insurance Denied | 28 | $7,995,000 | $285,000 | $615,000 | $115,000 | $302,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.