In 2017, Flagstar Bank NA of Troy, MI reported 147,729 mortgage applications totaling $40.9 billion, up 2% from 2016. The average application was for $276,898, and applicants reported an average income of $80,346. 59% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (8,704), Riverside-San Bernardino-Ontario, CA (5,422) and Houston-The Woodlands-Sugar Land, TX (4,962) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 147,729 |
| Total Mortgage Loan Application Amount | $40,905,947,000 |
| Average Mortgage Loan Application Amount | $276,898 |
| Highest Mortgage Loan Application Amount | $11,500,000 |
| Average Applicant Income | $80,346 |
| Highest Applicant Income | $8,486,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 8,704 | $ 3,665,514,000 | $ 421,129 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 5,422 | $ 1,595,734,000 | $ 294,307 | $ 85,000 |
| Houston-The Woodlands-Sugar Land, TX | 4,962 | $ 1,201,034,000 | $ 242,046 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 4,173 | $ 811,674,000 | $ 194,506 | $ 81,000 |
| Denver-Aurora-Lakewood, CO | 3,839 | $ 1,167,818,000 | $ 304,198 | $ 57,000 |
| Anaheim-Santa Ana-Irvine, CA | 3,803 | $ 1,737,476,000 | $ 456,869 | $ 117,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,705 | $ 937,493,000 | $ 253,034 | $ 70,000 |
| San Diego-Carlsbad, CA | 3,292 | $ 1,410,416,000 | $ 428,437 | $ 93,000 |
| Chicago-Naperville-Arlington Heights, IL | 2,829 | $ 683,777,000 | $ 241,702 | $ 82,000 |
| Oakland-Hayward-Berkeley, CA | 2,763 | $ 1,316,971,000 | $ 476,645 | $ 118,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,633 | $ 955,707,000 | $ 362,972 | $ 97,517 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,476 | $ 578,813,000 | $ 233,769 | $ 73,078 |
| Seattle-Bellevue-Everett, WA | 2,469 | $ 1,023,935,000 | $ 414,716 | $ 121,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,438 | $ 790,967,000 | $ 324,432 | $ 93,000 |
| Dallas-Plano-Irving, TX | 2,301 | $ 600,632,000 | $ 261,030 | $ 74,000 |
| Atlanta-Sandy Springs-Roswell, GA | 2,161 | $ 494,568,000 | $ 228,860 | $ 59,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,122 | $ 751,691,000 | $ 354,237 | $ 74,754 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,855 | $ 1,089,396,000 | $ 587,275 | $ 148,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,735 | $ 403,144,000 | $ 232,359 | $ 85,000 |
| Orlando-Kissimmee-Sanford, FL | 1,716 | $ 388,116,000 | $ 226,174 | $ 71,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,641 | $ 430,665,000 | $ 262,440 | $ 111,000 |
| Kansas City, MO-KS | 1,622 | $ 326,041,000 | $ 201,011 | $ 61,408 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,594 | $ 415,865,000 | $ 260,893 | $ 97,000 |
| Detroit-Dearborn-Livonia, MI | 1,407 | $ 243,068,000 | $ 172,756 | $ 86,000 |
| Austin-Round Rock, TX | 1,396 | $ 408,890,000 | $ 292,901 | $ 107,000 |
| St. Louis, MO-IL | 1,369 | $ 261,817,000 | $ 191,246 | $ 54,899 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,356 | $ 400,877,000 | $ 295,632 | $ 86,415 |
| Miami-Miami Beach-Kendall, FL | 1,311 | $ 356,854,000 | $ 272,199 | $ 97,000 |
| Las Vegas-Henderson-Paradise, NV | 1,288 | $ 318,691,000 | $ 247,430 | $ 71,000 |
| Baltimore-Columbia-Towson, MD | 1,223 | $ 357,396,000 | $ 292,228 | $ 79,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,030 | $ 251,141,000 | $ 243,826 | $ 78,532 |
| Fort Worth-Arlington, TX | 975 | $ 216,188,000 | $ 221,731 | $ 62,000 |
| San Francisco-Redwood City-South San Francisco, CA | 964 | $ 623,286,000 | $ 646,562 | $ 175,000 |
| North Port-Sarasota-Bradenton, FL | 902 | $ 219,766,000 | $ 243,643 | $ 92,000 |
| Nassau County-Suffolk County, NY | 889 | $ 336,921,000 | $ 378,988 | $ 98,000 |
| Salt Lake City, UT | 868 | $ 226,983,000 | $ 261,501 | $ 56,000 |
| Providence-Warwick, RI-MA | 864 | $ 213,261,000 | $ 246,829 | $ 81,113 |
| Oxnard-Thousand Oaks-Ventura, CA | 861 | $ 374,551,000 | $ 435,018 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 850 | $ 205,637,000 | $ 241,925 | $ 60,000 |
| Jacksonville, FL | 810 | $ 187,962,000 | $ 232,051 | $ 73,000 |
| Fresno, CA | 809 | $ 204,672,000 | $ 252,993 | $ 80,000 |
| Columbus, OH | 800 | $ 141,724,000 | $ 177,155 | $ 41,000 |
| Cape Coral-Fort Myers, FL | 790 | $ 183,775,000 | $ 232,626 | $ 107,000 |
| Tucson, AZ | 713 | $ 144,087,000 | $ 202,085 | $ 55,000 |
| Grand Rapids-Wyoming, MI | 712 | $ 106,612,000 | $ 149,735 | $ 63,000 |
| Stockton-Lodi, CA | 709 | $ 216,091,000 | $ 304,782 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 707 | $ 127,948,000 | $ 180,973 | $ 58,514 |
| San Antonio-New Braunfels, TX | 676 | $ 156,868,000 | $ 232,053 | $ 71,000 |
| Pittsburgh, PA | 670 | $ 115,942,000 | $ 173,047 | $ 75,000 |
| Port St. Lucie, FL | 629 | $ 131,736,000 | $ 209,437 | $ 72,000 |
| Lansing-East Lansing, MI | 617 | $ 85,495,000 | $ 138,565 | $ 74,000 |
| Indianapolis-Carmel-Anderson, IN | 612 | $ 114,377,000 | $ 186,890 | $ 61,000 |
| Silver Spring-Frederick-Rockville, MD | 605 | $ 218,821,000 | $ 361,687 | $ 99,000 |
| Modesto, CA | 592 | $ 143,007,000 | $ 241,565 | $ 77,000 |
| Santa Rosa, CA | 591 | $ 248,568,000 | $ 420,588 | $ 118,000 |
| Lake County-Kenosha County, IL-WI | 568 | $ 125,371,000 | $ 220,723 | $ 93,281 |
| Newark, NJ-PA | 562 | $ 177,799,000 | $ 316,368 | $ 86,701 |
| Boise City, ID | 559 | $ 119,787,000 | $ 214,288 | $ 74,000 |
| Spokane-Spokane Valley, WA | 526 | $ 107,171,000 | $ 203,747 | $ 77,000 |
| Provo-Orem, UT | 499 | $ 126,108,000 | $ 252,721 | $ 49,000 |
| Colorado Springs, CO | 497 | $ 126,419,000 | $ 254,364 | $ 51,000 |
| Tacoma-Lakewood, WA | 481 | $ 139,734,000 | $ 290,507 | $ 63,000 |
| Lake Havasu City-Kingman, AZ | 473 | $ 100,373,000 | $ 212,205 | $ 100,000 |
| Cincinnati, OH-KY-IN | 469 | $ 73,009,000 | $ 155,669 | $ 43,164 |
| Charleston-North Charleston, SC | 450 | $ 122,689,000 | $ 272,642 | $ 89,000 |
| Lakeland-Winter Haven, FL | 448 | $ 77,737,000 | $ 173,520 | $ 53,000 |
| Kennewick-Richland, WA | 446 | $ 94,192,000 | $ 211,192 | $ 86,000 |
| Vallejo-Fairfield, CA | 442 | $ 145,666,000 | $ 329,561 | $ 79,000 |
| Ann Arbor, MI | 440 | $ 92,023,000 | $ 209,143 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 423 | $ 144,125,000 | $ 340,721 | $ 45,000 |
| Flint, MI | 423 | $ 55,973,000 | $ 132,323 | $ 60,000 |
| Jackson, MI | 421 | $ 46,652,000 | $ 110,812 | $ 65,000 |
| Salem, OR | 420 | $ 95,891,000 | $ 228,311 | $ 82,000 |
| Santa Cruz-Watsonville, CA | 420 | $ 221,823,000 | $ 528,150 | $ 153,000 |
| Ogden-Clearfield, UT | 413 | $ 99,762,000 | $ 241,554 | $ 52,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 413 | $ 183,490,000 | $ 444,285 | $ 151,000 |
| Boston, MA | 402 | $ 132,098,000 | $ 328,601 | $ 37,000 |
| Cleveland-Elyria, OH | 398 | $ 59,830,000 | $ 150,326 | $ 30,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 398 | $ 73,919,000 | $ 185,726 | $ 63,000 |
| Wichita, KS | 397 | $ 59,956,000 | $ 151,022 | $ 52,000 |
| Naples-Immokalee-Marco Island, FL | 372 | $ 113,464,000 | $ 305,010 | $ 144,000 |
| Green Bay, WI | 370 | $ 65,037,000 | $ 175,775 | $ 74,000 |
| Raleigh, NC | 361 | $ 90,770,000 | $ 251,440 | $ 70,000 |
| Memphis, TN-MS-AR | 360 | $ 61,146,000 | $ 169,850 | $ 42,211 |
| Greeley, CO | 359 | $ 95,787,000 | $ 266,816 | $ 50,000 |
| Palm Bay-Melbourne-Titusville, FL | 333 | $ 70,600,000 | $ 212,012 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 332 | $ 67,453,000 | $ 203,171 | $ 72,000 |
| Albuquerque, NM | 321 | $ 62,990,000 | $ 196,230 | $ 64,000 |
| Montgomery County-Bucks County-Chester County, PA | 320 | $ 81,593,000 | $ 254,978 | $ 66,000 |
| Eugene, OR | 311 | $ 78,127,000 | $ 251,212 | $ 105,000 |
| Bakersfield, CA | 304 | $ 66,100,000 | $ 217,434 | $ 69,000 |
| New Haven-Milford, CT | 302 | $ 57,113,000 | $ 189,115 | $ 75,000 |
| Harrisburg-Carlisle, PA | 300 | $ 53,822,000 | $ 179,406 | $ 74,000 |
| Birmingham-Hoover, AL | 296 | $ 52,371,000 | $ 176,929 | $ 47,000 |
| Fort Collins, CO | 285 | $ 77,999,000 | $ 273,680 | $ 70,000 |
| Camden, NJ | 281 | $ 58,436,000 | $ 207,957 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 275 | $ 59,276,000 | $ 215,549 | $ 80,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 271 | $ 54,525,000 | $ 201,199 | $ 78,678 |
| Chattanooga, TN-GA | 269 | $ 51,983,000 | $ 193,245 | $ 72,033 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 258 | $ 70,018,000 | $ 271,387 | $ 55,651 |
| Elgin, IL | 257 | $ 54,247,000 | $ 211,077 | $ 62,000 |
| Greenville-Anderson-Mauldin, SC | 253 | $ 52,148,000 | $ 206,118 | $ 52,000 |
| San Rafael, CA | 244 | $ 158,768,000 | $ 650,688 | $ 181,000 |
| Billings, MT | 243 | $ 51,018,000 | $ 209,950 | $ 69,000 |
| Visalia-Porterville, CA | 235 | $ 53,496,000 | $ 227,642 | $ 44,000 |
| Evansville, IN-KY | 231 | $ 34,497,000 | $ 149,337 | $ 27,619 |
| Richmond, VA | 231 | $ 52,640,000 | $ 227,878 | $ 54,000 |
| Louisville/Jefferson County, KY-IN | 227 | $ 42,519,000 | $ 187,308 | $ 28,740 |
| Laredo, TX | 226 | $ 41,922,000 | $ 185,495 | $ 75,000 |
| Augusta-Richmond County, GA-SC | 223 | $ 37,784,000 | $ 169,434 | $ 58,053 |
| Lafayette, LA | 219 | $ 42,860,000 | $ 195,707 | $ 72,000 |
| Savannah, GA | 219 | $ 46,817,000 | $ 213,776 | $ 67,000 |
| Redding, CA | 216 | $ 52,404,000 | $ 242,611 | $ 78,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 210 | $ 33,629,000 | $ 160,138 | $ 77,000 |
| Toledo, OH | 210 | $ 28,278,000 | $ 134,657 | $ 49,000 |
| Olympia-Tumwater, WA | 209 | $ 54,653,000 | $ 261,497 | $ 78,000 |
| New Orleans-Metairie, LA | 208 | $ 38,665,000 | $ 185,889 | $ 58,000 |
| Bend-Redmond, OR | 206 | $ 58,406,000 | $ 283,524 | $ 94,000 |
| Clarksville, TN-KY | 206 | $ 37,474,000 | $ 181,912 | $ 58,825 |
| Salinas, CA | 203 | $ 83,189,000 | $ 409,798 | $ 107,000 |
| Killeen-Temple, TX | 201 | $ 33,148,000 | $ 164,915 | $ 67,000 |
| Bridgeport-Stamford-Norwalk, CT | 199 | $ 66,451,000 | $ 333,924 | $ 105,000 |
| Fort Wayne, IN | 195 | $ 27,463,000 | $ 140,835 | $ 63,000 |
| Merced, CA | 193 | $ 40,361,000 | $ 209,124 | $ 66,000 |
| Oklahoma City, OK | 191 | $ 47,661,000 | $ 249,534 | $ 98,000 |
| Santa Maria-Santa Barbara, CA | 189 | $ 83,506,000 | $ 441,830 | $ 101,000 |
| Reno, NV | 187 | $ 55,238,000 | $ 295,390 | $ 110,000 |
| Boulder, CO | 179 | $ 63,077,000 | $ 352,385 | $ 70,000 |
| Worcester, MA-CT | 179 | $ 43,375,000 | $ 242,318 | $ 45,463 |
| Philadelphia, PA | 178 | $ 39,288,000 | $ 220,719 | $ 59,000 |
| College Station-Bryan, TX | 176 | $ 40,814,000 | $ 231,897 | $ 135,000 |
| Anchorage, AK | 175 | $ 57,309,000 | $ 327,480 | $ 99,000 |
| Sheboygan, WI | 171 | $ 23,706,000 | $ 138,631 | $ 76,000 |
| Ocala, FL | 169 | $ 26,802,000 | $ 158,591 | $ 56,000 |
| Columbia, SC | 168 | $ 35,481,000 | $ 211,196 | $ 25,000 |
| Lexington-Fayette, KY | 161 | $ 30,864,000 | $ 191,701 | $ 79,000 |
| Altoona, PA | 160 | $ 20,390,000 | $ 127,437 | $ 67,000 |
| Akron, OH | 158 | $ 35,314,000 | $ 223,506 | $ 18,000 |
| Knoxville, TN | 158 | $ 31,397,000 | $ 198,715 | $ 46,000 |
| Urban Honolulu, HI | 155 | $ 78,591,000 | $ 507,038 | $ 63,000 |
| Wilmington, DE-MD-NJ | 153 | $ 35,697,000 | $ 233,313 | $ 38,581 |
| Idaho Falls, ID | 151 | $ 28,772,000 | $ 190,543 | $ 58,000 |
| Des Moines-West Des Moines, IA | 149 | $ 27,736,000 | $ 186,147 | $ 75,000 |
| Great Falls, MT | 146 | $ 25,807,000 | $ 176,760 | $ 61,000 |
| Springfield, MO | 145 | $ 21,750,000 | $ 150,000 | $ 16,000 |
| El Paso, TX | 140 | $ 25,181,000 | $ 179,864 | $ 70,000 |
| Gary, IN | 135 | $ 23,696,000 | $ 175,525 | $ 41,000 |
| Rockingham County-Strafford County, NH | 133 | $ 37,618,000 | $ 282,842 | $ 37,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 128 | $ 27,063,000 | $ 211,429 | $ 69,593 |
| Bay City, MI | 127 | $ 13,443,000 | $ 105,850 | $ 62,000 |
| Bismarck, ND | 127 | $ 30,873,000 | $ 243,094 | $ 74,000 |
| Madison, WI | 127 | $ 27,144,000 | $ 213,732 | $ 70,000 |
| Beaumont-Port Arthur, TX | 124 | $ 22,700,000 | $ 183,064 | $ 80,000 |
| Bremerton-Silverdale, WA | 124 | $ 35,375,000 | $ 285,282 | $ 71,000 |
| Eau Claire, WI | 124 | $ 18,711,000 | $ 150,895 | $ 58,000 |
| Albany, OR | 123 | $ 25,588,000 | $ 208,032 | $ 70,000 |
| Sioux Falls, SD | 120 | $ 26,170,000 | $ 218,083 | $ 21,000 |
| Yakima, WA | 118 | $ 19,565,000 | $ 165,805 | $ 65,000 |
| Saginaw, MI | 116 | $ 19,784,000 | $ 170,551 | $ 66,000 |
| Albany, GA | 115 | $ 19,291,000 | $ 167,747 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 114 | $ 20,843,000 | $ 182,833 | $ 46,000 |
| Kalamazoo-Portage, MI | 113 | $ 20,534,000 | $ 181,716 | $ 79,000 |
| Dutchess County-Putnam County, NY | 112 | $ 27,021,000 | $ 241,258 | $ 100,000 |
| Pensacola-Ferry Pass-Brent, FL | 112 | $ 24,943,000 | $ 222,705 | $ 66,000 |
| Rapid City, SD | 112 | $ 20,677,000 | $ 184,616 | $ 16,000 |
| Huntsville, AL | 111 | $ 21,032,000 | $ 189,477 | $ 54,000 |
| Durham-Chapel Hill, NC | 110 | $ 27,681,000 | $ 251,645 | $ 71,000 |
| St. George, UT | 110 | $ 27,814,000 | $ 252,854 | $ 86,000 |
| Albany-Schenectady-Troy, NY | 109 | $ 19,258,000 | $ 176,678 | $ 75,000 |
| Kahului-Wailuku-Lahaina, HI | 105 | $ 43,677,000 | $ 415,971 | $ 110,000 |
| Lincoln, NE | 105 | $ 18,660,000 | $ 177,714 | $ 49,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 104 | $ 22,123,000 | $ 212,721 | $ 79,788 |
| Corpus Christi, TX | 103 | $ 22,623,000 | $ 219,640 | $ 79,000 |
| Tulsa, OK | 102 | $ 18,775,000 | $ 184,068 | $ 23,000 |
| Canton-Massillon, OH | 101 | $ 14,984,000 | $ 148,356 | $ 37,000 |
| Gainesville, GA | 101 | $ 24,417,000 | $ 241,752 | $ 66,000 |
| Napa, CA | 101 | $ 46,740,000 | $ 462,772 | $ 117,000 |
| Madera, CA | 99 | $ 21,635,000 | $ 218,535 | $ 70,000 |
| Sebastian-Vero Beach, FL | 99 | $ 19,878,000 | $ 200,787 | $ 54,000 |
| Erie, PA | 97 | $ 11,343,000 | $ 116,938 | $ 50,000 |
| Dayton, OH | 96 | $ 13,681,000 | $ 142,510 | $ 48,000 |
| Santa Fe, NM | 94 | $ 28,837,000 | $ 306,776 | $ 137,000 |
| Yuba City, CA | 92 | $ 22,771,000 | $ 247,510 | $ 74,000 |
| Hanford-Corcoran, CA | 91 | $ 19,824,000 | $ 217,846 | $ 29,000 |
| Lawrence, KS | 90 | $ 17,591,000 | $ 195,455 | $ 124,000 |
| Manchester-Nashua, NH | 90 | $ 21,160,000 | $ 235,111 | $ 43,000 |
| Crestview-Fort Walton Beach-Destin, FL | 89 | $ 29,051,000 | $ 326,415 | $ 95,000 |
| Punta Gorda, FL | 89 | $ 17,293,000 | $ 194,303 | $ 68,000 |
| Monroe, MI | 88 | $ 13,580,000 | $ 154,318 | $ 60,000 |
| York-Hanover, PA | 88 | $ 17,996,000 | $ 204,500 | $ 78,000 |
| Battle Creek, MI | 87 | $ 9,815,000 | $ 112,816 | $ 68,000 |
| Missoula, MT | 86 | $ 22,714,000 | $ 264,116 | $ 90,000 |
| Topeka, KS | 85 | $ 13,539,000 | $ 159,282 | $ 78,000 |
| Prescott, AZ | 84 | $ 21,989,000 | $ 261,773 | $ 79,000 |
| Mankato-North Mankato, MN | 82 | $ 13,592,000 | $ 165,756 | $ 19,000 |
| Mount Vernon-Anacortes, WA | 82 | $ 23,431,000 | $ 285,743 | $ 131,000 |
| Auburn-Opelika, AL | 78 | $ 16,234,000 | $ 208,128 | $ 90,000 |
| Salisbury, MD-DE | 78 | $ 18,489,000 | $ 237,038 | $ 70,025 |
| Portland-South Portland, ME | 77 | $ 20,425,000 | $ 265,259 | $ 59,000 |
| Baton Rouge, LA | 74 | $ 14,552,000 | $ 196,648 | $ 31,000 |
| Sebring, FL | 73 | $ 9,882,000 | $ 135,369 | $ 57,000 |
| Bellingham, WA | 72 | $ 20,127,000 | $ 279,541 | $ 86,000 |
| Chico, CA | 72 | $ 18,053,000 | $ 250,736 | $ 88,000 |
| Amarillo, TX | 69 | $ 11,587,000 | $ 167,927 | $ 11,000 |
| Grand Junction, CO | 69 | $ 15,801,000 | $ 229,000 | $ 45,000 |
| Tuscaloosa, AL | 69 | $ 11,291,000 | $ 163,637 | $ 48,000 |
| Springfield, MA | 68 | $ 14,024,000 | $ 206,235 | $ 29,000 |
| Coeur D'Alene, ID | 67 | $ 15,453,000 | $ 230,641 | $ 42,000 |
| Winston-Salem, NC | 67 | $ 12,991,000 | $ 193,895 | $ 27,000 |
| Greensboro-High Point, NC | 65 | $ 14,827,000 | $ 228,107 | $ 65,000 |
| Yuma, AZ | 64 | $ 12,057,000 | $ 188,390 | $ 44,000 |
| Logan, UT-ID | 63 | $ 12,560,000 | $ 199,365 | $ 39,222 |
| State College, PA | 62 | $ 14,147,000 | $ 228,177 | $ 87,000 |
| Appleton, WI | 60 | $ 10,045,000 | $ 167,416 | $ 62,000 |
| Dalton, GA | 60 | $ 9,095,000 | $ 151,583 | $ 44,000 |
| Columbia, MO | 59 | $ 9,568,000 | $ 162,169 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 59 | $ 9,304,000 | $ 157,694 | $ 73,864 |
| Muskegon, MI | 59 | $ 7,772,000 | $ 131,728 | $ 60,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 59 | $ 7,971,000 | $ 135,101 | $ 51,000 |
| Spartanburg, SC | 59 | $ 11,807,000 | $ 200,118 | $ 52,000 |
| Barnstable Town, MA | 58 | $ 17,125,000 | $ 295,258 | $ 66,000 |
| Carbondale-Marion, IL | 58 | $ 7,815,000 | $ 134,741 | $ 83,000 |
| Norwich-New London, CT | 57 | $ 12,129,000 | $ 212,789 | $ 64,000 |
| Pueblo, CO | 57 | $ 10,768,000 | $ 188,912 | $ 58,000 |
| Morgantown, WV | 56 | $ 10,748,000 | $ 191,928 | $ 69,000 |
| Little Rock-North Little Rock-Conway, AR | 55 | $ 9,837,000 | $ 178,854 | $ 20,000 |
| Warner Robins, GA | 55 | $ 9,210,000 | $ 167,454 | $ 14,000 |
| Waco, TX | 54 | $ 9,921,000 | $ 183,722 | $ 103,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 53 | $ 16,279,000 | $ 307,150 | $ 99,000 |
| Springfield, IL | 53 | $ 8,887,000 | $ 167,679 | $ 16,000 |
| Youngstown-Warren-Boardman, OH-PA | 53 | $ 7,166,000 | $ 135,207 | $ 31,037 |
| Joplin, MO | 51 | $ 7,052,000 | $ 138,274 | $ 50,000 |
| Asheville, NC | 50 | $ 11,591,000 | $ 231,820 | $ 40,000 |
| Montgomery, AL | 50 | $ 9,444,000 | $ 188,880 | $ 55,000 |
| Sherman-Denison, TX | 50 | $ 11,254,000 | $ 225,080 | $ 46,000 |
| Springfield, OH | 50 | $ 6,138,000 | $ 122,760 | $ 24,000 |
| St. Cloud, MN | 50 | $ 7,890,000 | $ 157,800 | $ 50,000 |
| Lancaster, PA | 49 | $ 9,501,000 | $ 193,897 | $ 53,000 |
| Gainesville, FL | 48 | $ 9,585,000 | $ 199,687 | $ 58,000 |
| Medford, OR | 48 | $ 13,163,000 | $ 274,229 | $ 50,000 |
| Panama City, FL | 48 | $ 10,125,000 | $ 210,937 | $ 81,000 |
| Fayetteville, NC | 47 | $ 8,246,000 | $ 175,446 | $ 21,000 |
| Homosassa Springs, FL | 47 | $ 7,550,000 | $ 160,638 | $ 63,000 |
| Niles-Benton Harbor, MI | 47 | $ 8,297,000 | $ 176,531 | $ 82,000 |
| California-Lexington Park, MD | 46 | $ 13,472,000 | $ 292,869 | $ 73,000 |
| El Centro, CA | 46 | $ 10,499,000 | $ 228,239 | $ 66,000 |
| Wilmington, NC | 46 | $ 10,048,000 | $ 218,434 | $ 33,000 |
| Lubbock, TX | 45 | $ 8,374,000 | $ 186,088 | $ 56,000 |
| Rochester, NY | 45 | $ 6,650,000 | $ 147,777 | $ 64,000 |
| Charlottesville, VA | 44 | $ 12,671,000 | $ 287,977 | $ 73,000 |
| Hickory-Lenoir-Morganton, NC | 44 | $ 9,395,000 | $ 213,522 | $ 44,000 |
| Champaign-Urbana, IL | 43 | $ 6,531,000 | $ 151,883 | $ 19,000 |
| Dover, DE | 43 | $ 8,662,000 | $ 201,441 | $ 28,000 |
| Tallahassee, FL | 43 | $ 8,307,000 | $ 193,186 | $ 59,000 |
| Bloomington, IN | 42 | $ 8,158,000 | $ 194,238 | $ 11,000 |
| Longview, WA | 42 | $ 9,820,000 | $ 233,809 | $ 37,000 |
| Bloomington, IL | 41 | $ 7,050,000 | $ 171,951 | $ 13,000 |
| Flagstaff, AZ | 41 | $ 11,489,000 | $ 280,219 | $ 138,000 |
| Rochester, MN | 41 | $ 9,268,000 | $ 226,048 | $ 71,000 |
| Sierra Vista-Douglas, AZ | 41 | $ 7,135,000 | $ 174,024 | $ 13,000 |
| Trenton, NJ | 40 | $ 10,319,000 | $ 257,975 | $ 50,000 |
| Weirton-Steubenville, WV-OH | 40 | $ 4,825,000 | $ 120,625 | $ 54,350 |
| Cheyenne, WY | 39 | $ 9,100,000 | $ 233,333 | $ 5,000 |
| Jefferson City, MO | 39 | $ 6,058,000 | $ 155,333 | $ 46,000 |
| Fargo, ND-MN | 38 | $ 8,194,000 | $ 215,631 | $ 55,184 |
| Winchester, VA-WV | 38 | $ 9,053,000 | $ 238,236 | $ 70,368 |
| Daphne-Fairhope-Foley, AL | 37 | $ 9,143,000 | $ 247,108 | $ 57,000 |
| Shreveport-Bossier City, LA | 36 | $ 6,988,000 | $ 194,111 | $ 12,000 |
| South Bend-Mishawaka, IN-MI | 36 | $ 6,642,000 | $ 184,500 | $ 50,388 |
| The Villages, FL | 36 | $ 7,381,000 | $ 205,027 | $ 65,000 |
| East Stroudsburg, PA | 35 | $ 6,243,000 | $ 178,371 | $ 52,000 |
| Lake Charles, LA | 35 | $ 7,630,000 | $ 218,000 | $ 61,000 |
| Macon-Bibb County, GA | 35 | $ 5,005,000 | $ 143,000 | $ 15,000 |
| Midland, MI | 35 | $ 5,626,000 | $ 160,742 | $ 70,000 |
| Duluth, MN-WI | 34 | $ 5,963,000 | $ 175,382 | $ 39,235 |
| Hagerstown-Martinsburg, MD-WV | 34 | $ 7,293,000 | $ 214,500 | $ 48,941 |
| Manhattan, KS | 34 | $ 6,862,000 | $ 201,823 | $ 38,000 |
| Reading, PA | 34 | $ 6,299,000 | $ 185,264 | $ 38,000 |
| Athens-Clarke County, GA | 33 | $ 8,026,000 | $ 243,212 | $ 42,000 |
| Morristown, TN | 33 | $ 4,995,000 | $ 151,363 | $ 45,000 |
| Parkersburg-Vienna, WV | 33 | $ 4,232,000 | $ 128,242 | $ 52,000 |
| Tyler, TX | 33 | $ 6,278,000 | $ 190,242 | $ 26,000 |
| Brunswick, GA | 32 | $ 6,567,000 | $ 205,218 | $ 36,000 |
| Lynchburg, VA | 32 | $ 5,773,000 | $ 180,406 | $ 26,000 |
| Corvallis, OR | 31 | $ 8,230,000 | $ 265,483 | $ 91,000 |
| Cape Girardeau, MO-IL | 30 | $ 4,610,000 | $ 153,666 | $ 52,000 |
| Dothan, AL | 30 | $ 4,100,000 | $ 136,666 | $ 50,000 |
| Mobile, AL | 30 | $ 4,381,000 | $ 146,033 | $ 38,000 |
| Victoria, TX | 30 | $ 4,610,000 | $ 153,666 | $ 53,000 |
| Brownsville-Harlingen, TX | 29 | $ 4,472,000 | $ 154,206 | $ 54,000 |
| Burlington-South Burlington, VT | 29 | $ 6,624,000 | $ 228,413 | $ 17,000 |
| Cleveland, TN | 29 | $ 5,190,000 | $ 178,965 | $ 74,000 |
| La Crosse-Onalaska, WI-MN | 29 | $ 5,170,000 | $ 178,275 | $ 48,586 |
| Lawton, OK | 29 | $ 3,764,000 | $ 129,793 | $ 53,000 |
| Midland, TX | 29 | $ 4,906,000 | $ 169,172 | $ 55,000 |
| Rockford, IL | 29 | $ 4,771,000 | $ 164,517 | $ 51,000 |
| Decatur, AL | 28 | $ 4,190,000 | $ 149,642 | $ 67,000 |
| Roanoke, VA | 28 | $ 5,410,000 | $ 193,214 | $ 50,000 |
| Atlantic City-Hammonton, NJ | 27 | $ 6,608,000 | $ 244,740 | $ 74,000 |
| Columbus, GA-AL | 27 | $ 5,043,000 | $ 186,777 | $ 38,888 |
| Gulfport-Biloxi-Pascagoula, MS | 27 | $ 4,345,000 | $ 160,925 | $ 15,000 |
| Jackson, MS | 27 | $ 4,486,000 | $ 166,148 | $ 15,000 |
| Oshkosh-Neenah, WI | 27 | $ 4,495,000 | $ 166,481 | $ 71,000 |
| Grand Forks, ND-MN | 26 | $ 5,265,000 | $ 202,500 | $ 45,615 |
| St. Joseph, MO-KS | 26 | $ 4,036,000 | $ 155,230 | $ 43,000 |
| Huntington-Ashland, WV-KY-OH | 25 | $ 3,894,000 | $ 155,760 | $ 24,200 |
| Kankakee, IL | 25 | $ 4,075,000 | $ 163,000 | $ 50,000 |
| Owensboro, KY | 25 | $ 3,783,000 | $ 151,320 | $ 1,000 |
| Janesville-Beloit, WI | 24 | $ 3,494,000 | $ 145,583 | $ 51,000 |
| Grants Pass, OR | 23 | $ 5,375,000 | $ 233,695 | $ 48,000 |
| Racine, WI | 23 | $ 3,979,000 | $ 173,000 | $ 37,000 |
| Wenatchee, WA | 23 | $ 6,979,000 | $ 303,434 | $ 100,000 |
| Wheeling, WV-OH | 23 | $ 3,553,000 | $ 154,478 | $ 61,913 |
| Lewiston, ID-WA | 22 | $ 3,403,000 | $ 154,681 | $ 49,090 |
| Peoria, IL | 22 | $ 3,293,000 | $ 149,681 | $ 36,000 |
| Texarkana, TX-AR | 22 | $ 4,125,000 | $ 187,500 | $ 22,454 |
| Jacksonville, NC | 21 | $ 3,981,000 | $ 189,571 | $ 39,000 |
| Pocatello, ID | 21 | $ 3,155,000 | $ 150,238 | $ 31,000 |
| Terre Haute, IN | 21 | $ 2,627,000 | $ 125,095 | $ 55,000 |
| Chambersburg-Waynesboro, PA | 20 | $ 3,831,000 | $ 191,550 | $ 57,000 |
| Burlington, NC | 19 | $ 2,929,000 | $ 154,157 | $ 36,000 |
| Las Cruces, NM | 19 | $ 3,917,000 | $ 206,157 | $ 70,000 |
| Ocean City, NJ | 19 | $ 4,372,000 | $ 230,105 | $ 70,000 |
| San Angelo, TX | 19 | $ 3,419,000 | $ 179,947 | $ 33,000 |
| Houma-Thibodaux, LA | 18 | $ 2,947,000 | $ 163,722 | $ 51,000 |
| Jackson, TN | 18 | $ 2,834,000 | $ 157,444 | $ 20,000 |
| Kingsport-Bristol-Bristol, TN-VA | 18 | $ 3,113,000 | $ 172,944 | $ 28,666 |
| Kingston, NY | 18 | $ 3,832,000 | $ 212,888 | $ 92,000 |
| Mansfield, OH | 18 | $ 2,020,000 | $ 112,222 | $ 16,000 |
| Syracuse, NY | 18 | $ 2,927,000 | $ 162,611 | $ 47,000 |
| Walla Walla, WA | 18 | $ 3,496,000 | $ 194,222 | $ 54,000 |
| Florence-Muscle Shoals, AL | 17 | $ 2,212,000 | $ 130,117 | $ 45,000 |
| Lafayette-West Lafayette, IN | 17 | $ 2,705,000 | $ 159,117 | $ 39,000 |
| Lebanon, PA | 17 | $ 3,688,000 | $ 216,941 | $ 46,000 |
| Odessa, TX | 17 | $ 3,018,000 | $ 177,529 | $ 24,000 |
| Sioux City, IA-NE-SD | 17 | $ 2,768,000 | $ 162,823 | $ 39,411 |
| Blacksburg-Christiansburg-Radford, VA | 16 | $ 3,240,000 | $ 202,500 | $ 69,000 |
| Farmington, NM | 16 | $ 3,063,000 | $ 191,437 | $ 31,000 |
| Gettysburg, PA | 16 | $ 3,646,000 | $ 227,875 | $ 61,000 |
| Williamsport, PA | 16 | $ 2,463,000 | $ 153,937 | $ 34,000 |
| Charleston, WV | 15 | $ 2,252,000 | $ 150,133 | $ 17,000 |
| Gadsden, AL | 15 | $ 2,623,000 | $ 174,866 | $ 17,000 |
| Johnson City, TN | 15 | $ 1,863,000 | $ 124,200 | $ 26,000 |
| Wichita Falls, TX | 15 | $ 1,590,000 | $ 106,000 | $ 14,000 |
| Cedar Rapids, IA | 14 | $ 2,315,000 | $ 165,357 | $ 12,000 |
| Florence, SC | 14 | $ 2,117,000 | $ 151,214 | $ 28,000 |
| Goldsboro, NC | 14 | $ 2,522,000 | $ 180,142 | $ 35,000 |
| Hattiesburg, MS | 14 | $ 2,609,000 | $ 186,357 | $ 16,000 |
| Hinesville, GA | 14 | $ 2,365,000 | $ 168,928 | $ 39,000 |
| Johnstown, PA | 14 | $ 1,274,000 | $ 91,000 | $ 62,000 |
| Michigan City-La Porte, IN | 14 | $ 2,995,000 | $ 213,928 | $ 100,000 |
| New Bern, NC | 14 | $ 2,575,000 | $ 183,928 | $ 29,000 |
| Bowling Green, KY | 13 | $ 2,716,000 | $ 208,923 | $ 14,000 |
| Carson City, NV | 13 | $ 3,186,000 | $ 245,076 | $ 71,000 |
| Elizabethtown-Fort Knox, KY | 13 | $ 2,146,000 | $ 165,076 | $ 3,000 |
| Muncie, IN | 13 | $ 1,920,000 | $ 147,692 | $ 56,000 |
| Rocky Mount, NC | 13 | $ 1,949,000 | $ 149,923 | $ 37,000 |
| Alexandria, LA | 12 | $ 2,120,000 | $ 176,666 | $ 11,000 |
| Elkhart-Goshen, IN | 12 | $ 1,844,000 | $ 153,666 | $ 44,000 |
| Glens Falls, NY | 12 | $ 1,716,000 | $ 143,000 | $ 74,000 |
| Longview, TX | 12 | $ 1,526,000 | $ 127,166 | $ 104,000 |
| Pine Bluff, AR | 12 | $ 1,922,000 | $ 160,166 | $ 0 |
| Decatur, IL | 11 | $ 1,262,000 | $ 114,727 | $ 4,000 |
| Fort Smith, AR-OK | 11 | $ 2,089,000 | $ 189,909 | $ 40,909 |
| Staunton-Waynesboro, VA | 11 | $ 1,997,000 | $ 181,545 | $ 46,000 |
| Abilene, TX | 10 | $ 2,272,000 | $ 227,200 | $ 52,000 |
| Ames, IA | 10 | $ 1,491,000 | $ 149,100 | $ 42,000 |
| Beckley, WV | 10 | $ 1,254,000 | $ 125,400 | $ 43,000 |
| Casper, WY | 10 | $ 2,021,000 | $ 202,100 | $ 12,000 |
| Monroe, LA | 10 | $ 2,018,000 | $ 201,800 | $ 33,000 |
| Pittsfield, MA | 10 | $ 2,245,000 | $ 224,500 | $ 41,000 |
| Rome, GA | 10 | $ 1,603,000 | $ 160,300 | $ 51,000 |
| Anniston-Oxford-Jacksonville, AL | 9 | $ 1,304,000 | $ 144,888 | $ 9,000 |
| Harrisonburg, VA | 9 | $ 2,142,000 | $ 238,000 | $ 25,000 |
| Lima, OH | 9 | $ 1,472,000 | $ 163,555 | $ 27,000 |
| Valdosta, GA | 9 | $ 1,521,000 | $ 169,000 | $ 18,000 |
| Bangor, ME | 8 | $ 1,254,000 | $ 156,750 | $ 14,000 |
| Wausau, WI | 8 | $ 1,239,000 | $ 154,875 | $ 44,000 |
| Fairbanks, AK | 7 | $ 1,724,000 | $ 246,285 | $ 67,000 |
| Lewiston-Auburn, ME | 7 | $ 1,218,000 | $ 174,000 | $ 38,000 |
| Sumter, SC | 7 | $ 999,000 | $ 142,714 | $ 40,000 |
| Bloomsburg-Berwick, PA | 6 | $ 1,192,000 | $ 198,666 | $ 58,000 |
| Fond Du Lac, WI | 6 | $ 927,000 | $ 154,500 | $ 58,000 |
| Greenville, NC | 6 | $ 985,000 | $ 164,166 | $ 25,000 |
| Hot Springs, AR | 6 | $ 1,058,000 | $ 176,333 | $ 36,000 |
| Binghamton, NY | 5 | $ 574,000 | $ 114,800 | $ 68,000 |
| Hammond, LA | 5 | $ 1,013,000 | $ 202,600 | $ 31,000 |
| Iowa City, IA | 5 | $ 1,361,000 | $ 272,200 | $ 39,000 |
| Kokomo, IN | 5 | $ 571,000 | $ 114,200 | $ 44,000 |
| Utica-Rome, NY | 5 | $ 819,000 | $ 163,800 | $ 56,000 |
| Dubuque, IA | 4 | $ 894,000 | $ 223,500 | $ 0 |
| Watertown-Fort Drum, NY | 4 | $ 933,000 | $ 233,250 | $ 6,000 |
| Columbus, IN | 3 | $ 742,000 | $ 247,333 | $ 50,000 |
| Cumberland, MD-WV | 3 | $ 373,000 | $ 124,333 | $ 8,666 |
| Grand Island, NE | 3 | $ 554,000 | $ 184,666 | $ 55,000 |
| Elmira, NY | 2 | $ 331,000 | $ 165,500 | $ 33,000 |
| Jonesboro, AR | 2 | $ 229,000 | $ 114,500 | $ 41,000 |
| Vineland-Bridgeton, NJ | 2 | $ 334,000 | $ 167,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 257,000 | $ 128,500 | $ 33,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82,205 | $22,399,832,000 | $272,000 | $3,450,000 | $81,000 | $2,946,000 |
| Refinancing | 61,177 | $17,420,891,000 | $284,000 | $11,500,000 | $78,000 | $8,486,000 |
| Home Improvement | 4,347 | $1,085,224,000 | $249,000 | $1,500,000 | $101,000 | $1,106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 69,895 | $18,678,554,000 | $267,000 | $3,000,000 | $109,000 | $8,486,000 |
| Not applicable | 37,409 | $10,119,435,000 | $270,000 | $11,500,000 | $0 | $0 |
| Asian | 13,970 | $5,025,123,000 | $359,000 | $3,000,000 | $129,000 | $1,996,000 |
| Hispanic | 12,476 | $3,203,727,000 | $256,000 | $1,960,000 | $86,000 | $1,719,000 |
| Not Provided | 7,644 | $2,283,486,000 | $298,000 | $2,500,000 | $108,000 | $1,800,000 |
| Black or African American | 5,725 | $1,398,539,000 | $244,000 | $2,739,000 | $87,000 | $2,771,000 |
| Native Hawaiian or Other Pacific Islander | 400 | $140,142,000 | $350,000 | $1,123,000 | $110,000 | $952,000 |
| American Indian or Alaskan Native | 210 | $56,941,000 | $271,000 | $1,360,000 | $99,000 | $781,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94,777 | $27,662,421,000 | $291,000 | $11,500,000 | $96,000 | $8,486,000 |
| FHA-insured (Federal Housing Administration) | 33,029 | $7,656,192,000 | $231,000 | $1,178,000 | $52,000 | $1,025,000 |
| VA-guaranteed (Veterans Administration) | 17,030 | $5,168,241,000 | $303,000 | $2,000,000 | $58,000 | $835,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,893 | $419,093,000 | $144,000 | $444,000 | $38,000 | $132,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 86,594 | $23,934,989,000 | $276,000 | $11,500,000 | $109,000 | $2,946,000 |
| Loan Purchased By The Institution | 37,399 | $10,094,725,000 | $269,000 | $1,793,000 | $0 | $0 |
| Application Denied By Financial Institution | 19,766 | $5,679,601,000 | $287,000 | $3,000,000 | $102,000 | $2,250,000 |
| Application Approved But Not Accepted | 2,393 | $680,947,000 | $284,000 | $2,541,000 | $111,000 | $1,550,000 |
| Application Withdrawn By Applicant | 1,558 | $507,929,000 | $326,000 | $3,000,000 | $135,000 | $8,486,000 |
| File Closed For Incompleteness | 19 | $7,756,000 | $408,000 | $1,000,000 | $139,000 | $354,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 11,999 | $3,389,834,000 | $282,000 | $2,700,000 | $108,000 | $2,250,000 |
| Debt-To-Income Ratio | 3,564 | $1,141,714,000 | $320,000 | $3,000,000 | $74,000 | $974,000 |
| Collateral | 1,973 | $506,219,000 | $256,000 | $2,000,000 | $108,000 | $1,800,000 |
| Credit History | 1,281 | $358,572,000 | $279,000 | $2,322,000 | $110,000 | $1,997,000 |
| Other | 500 | $153,468,000 | $306,000 | $1,920,000 | $126,000 | $1,543,000 |
| Unverifiable Information | 192 | $55,460,000 | $288,000 | $1,293,000 | $97,000 | $496,000 |
| Employment History | 118 | $32,451,000 | $275,000 | $1,313,000 | $77,000 | $612,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $33,888,000 | $305,000 | $2,400,000 | $98,000 | $409,000 |
| Mortgage Insurance Denied | 28 | $7,995,000 | $285,000 | $615,000 | $115,000 | $302,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About