Gateway Business Bank Mortgage Lending & HMDA Data, 2011

In 2011, Gateway Business Bank of Cerritos, CA reported 7,095 mortgage applications totaling $1.5 billion, down 2% from 2010. The average application was for $208,659, and applicants reported an average income of $97,915. 58% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (787), Chico, CA (600) and Santa Rosa-Petaluma, CA (516) (applications in parentheses).

Mortgage Company & Address Gateway Business Bank
18000 Studebaker Road, Suite 550
Cerritos, CA 90703
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,095
Total Mortgage Loan Application Amount $1,480,436,000
Average Mortgage Loan Application Amount $208,659
Highest Mortgage Loan Application Amount $3,700,000
Average Applicant Income $97,915
Highest Applicant Income $3,829,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway Business Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gateway Business Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Butte, California 600 $ 97,400,000 $ 162,333 $ 67,000
Riverside, California 573 $ 90,260,000 $ 157,521 $ 69,000
Sonoma, California 516 $ 126,542,000 $ 245,236 $ 90,000
Los Angeles, California 385 $ 99,939,000 $ 259,581 $ 365,000
Contra Costa, California 233 $ 54,021,000 $ 231,849 $ 86,000
Orange, California 233 $ 72,874,000 $ 312,763 $ 101,000
San Bernardino, California 214 $ 41,416,000 $ 193,532 $ 71,000
Tulare, California 190 $ 23,502,000 $ 123,694 $ 60,000
Solano, California 175 $ 47,573,000 $ 271,845 $ 102,000
Yavapai, Arizona 148 $ 22,895,000 $ 154,695 $ 78,000
Fresno, California 133 $ 16,757,000 $ 125,992 $ 53,000
Klamath, Oregon 128 $ 16,452,000 $ 128,531 $ 59,000
Kern, California 102 $ 9,936,000 $ 97,411 $ 41,000
Alameda, California 100 $ 43,682,000 $ 436,820 $ 141,000
Jackson, Oregon 100 $ 15,500,000 $ 155,000 $ 64,000
Josephine, Oregon 90 $ 15,767,000 $ 175,188 $ 61,000
Maricopa, Arizona 88 $ 17,956,000 $ 204,045 $ 86,000
Shasta, California 88 $ 13,762,000 $ 156,386 $ 65,000
Glenn, California 83 $ 11,850,000 $ 142,771 $ 57,000
San Diego, California 82 $ 25,128,000 $ 306,439 $ 104,000
Linn, Oregon 78 $ 13,192,000 $ 169,128 $ 66,000
Mendocino, California 76 $ 14,731,000 $ 193,828 $ 82,000
Coconino, Arizona 58 $ 11,399,000 $ 196,534 $ 79,000
Suffolk, New York 51 $ 14,552,000 $ 285,333 $ 128,000
King, Washington 49 $ 13,501,000 $ 275,530 $ 121,000
Benton, Oregon 47 $ 9,840,000 $ 209,361 $ 153,000
Salt Lake, Utah 46 $ 10,503,000 $ 228,326 $ 83,000
Pima, Arizona 40 $ 8,183,000 $ 204,575 $ 111,000
Siskiyou, California 40 $ 5,159,000 $ 128,975 $ 60,000
Fairfax, Virginia 36 $ 11,875,000 $ 329,861 $ 143,000
Nassau, New York 35 $ 11,488,000 $ 328,228 $ 123,000
Marion, Oregon 35 $ 6,306,000 $ 180,171 $ 75,000
Marin, California 34 $ 10,836,000 $ 318,705 $ 117,000
Tehama, California 33 $ 5,323,000 $ 161,303 $ 56,000
Pierce, Washington 30 $ 6,253,000 $ 208,433 $ 82,000
Yolo, California 29 $ 7,392,000 $ 254,896 $ 104,000
Erie, New York 28 $ 4,872,000 $ 174,000 $ 89,000
Santa Clara, California 25 $ 11,496,000 $ 459,840 $ 123,000
Westchester, New York 25 $ 8,606,000 $ 344,240 $ 119,000
El Paso, Colorado 24 $ 4,525,000 $ 188,541 $ 73,000
Jefferson, Colorado 24 $ 5,640,000 $ 235,000 $ 75,000
Montgomery, Pennsylvania 24 $ 5,985,000 $ 249,375 $ 105,000
Prince William, Virginia 24 $ 6,348,000 $ 264,500 $ 113,000
Snohomish, Washington 24 $ 8,735,000 $ 363,958 $ 108,000
Washington, Oregon 22 $ 4,536,000 $ 206,181 $ 75,000
Clackamas, Oregon 21 $ 5,465,000 $ 260,238 $ 81,000
Napa, California 20 $ 5,761,000 $ 288,050 $ 105,000
Sacramento, California 20 $ 3,476,000 $ 173,800 $ 66,000
San Mateo, California 20 $ 6,569,000 $ 328,450 $ 99,000
Middlesex, Massachusetts 20 $ 5,314,000 $ 265,700 $ 104,000
Spokane, Washington 20 $ 3,656,000 $ 182,800 $ 71,000
Yuba, California 19 $ 2,326,000 $ 122,421 $ 70,000
Multnomah, Oregon 19 $ 3,772,000 $ 198,526 $ 83,000
Benton, Arkansas 18 $ 3,007,000 $ 167,055 $ 123,000
Boulder, Colorado 18 $ 4,290,000 $ 238,333 $ 104,000
Davis, Utah 18 $ 3,457,000 $ 192,055 $ 87,000
Gila, Arizona 17 $ 2,416,000 $ 142,117 $ 89,000
Lake, California 17 $ 1,794,000 $ 105,529 $ 53,000
Plumas, California 17 $ 1,962,000 $ 115,411 $ 69,000
Sutter, California 17 $ 2,498,000 $ 146,941 $ 59,000
Douglas, Colorado 17 $ 4,573,000 $ 269,000 $ 102,000
Honolulu, Hawaii 17 $ 6,266,000 $ 368,588 $ 96,000
Virginia Beach, Virginia 17 $ 3,948,000 $ 232,235 $ 78,000
Bernalillo, New Mexico 16 $ 2,964,000 $ 185,250 $ 93,000
Clark, Washington 16 $ 3,610,000 $ 225,625 $ 77,000
Kitsap, Washington 15 $ 3,250,000 $ 216,666 $ 91,000
Ventura, California 14 $ 4,562,000 $ 325,857 $ 94,000
Essex, Massachusetts 14 $ 3,702,000 $ 264,428 $ 91,000
Queens, New York 14 $ 4,007,000 $ 286,214 $ 109,000
Utah, Utah 14 $ 2,784,000 $ 198,857 $ 81,000
Mohave, Arizona 13 $ 2,073,000 $ 159,461 $ 76,000
San Francisco, California 13 $ 5,398,000 $ 415,230 $ 99,000
Adams, Colorado 13 $ 2,307,000 $ 177,461 $ 88,000
Richmond, New York 13 $ 4,031,000 $ 310,076 $ 110,000
Allegheny, Pennsylvania 13 $ 2,079,000 $ 159,923 $ 96,000
Humboldt, California 12 $ 1,652,000 $ 137,666 $ 52,000
Denver, Colorado 12 $ 2,812,000 $ 234,333 $ 62,000
Rockland, New York 12 $ 3,470,000 $ 289,166 $ 128,000
Bucks, Pennsylvania 12 $ 2,675,000 $ 222,916 $ 108,000
Chester, Pennsylvania 12 $ 2,862,000 $ 238,500 $ 106,000
Philadelphia, Pennsylvania 12 $ 2,452,000 $ 204,333 $ 92,000
Madera, California 11 $ 1,507,000 $ 137,000 $ 61,000
San Joaquin, California 11 $ 2,014,000 $ 183,090 $ 97,000
San Luis Obispo, California 11 $ 3,544,000 $ 322,181 $ 106,000
Bristol, Massachusetts 11 $ 2,170,000 $ 197,272 $ 67,000
Worcester, Massachusetts 11 $ 2,133,000 $ 193,909 $ 82,000
Bergen, New Jersey 11 $ 3,651,000 $ 331,909 $ 110,000
Chesterfield, Virginia 11 $ 1,854,000 $ 168,545 $ 64,000
Cochise, Arizona 10 $ 1,920,000 $ 192,000 $ 79,000
Santa Barbara, California 10 $ 3,671,000 $ 367,100 $ 95,000
Arapahoe, Colorado 10 $ 1,949,000 $ 194,900 $ 49,000
Burlington, New Jersey 10 $ 1,899,000 $ 189,900 $ 78,000
Deschutes, Oregon 10 $ 1,695,000 $ 169,500 $ 85,000
Douglas, Oregon 10 $ 1,901,000 $ 190,100 $ 72,000
Lane, Oregon 10 $ 1,956,000 $ 195,600 $ 99,000
Monroe, Pennsylvania 10 $ 1,657,000 $ 165,700 $ 81,000
Shelby, Tennessee 10 $ 1,551,000 $ 155,100 $ 71,000
Henrico, Virginia 10 $ 1,965,000 $ 196,500 $ 98,000
Loudoun, Virginia 10 $ 4,152,000 $ 415,200 $ 157,000
Thurston, Washington 10 $ 2,106,000 $ 210,600 $ 81,000
Pulaski, Arkansas 9 $ 1,421,000 $ 157,888 $ 77,000
Imperial, California 9 $ 1,116,000 $ 124,000 $ 63,000
Barnstable, Massachusetts 9 $ 1,653,000 $ 183,666 $ 85,000
Plymouth, Massachusetts 9 $ 2,195,000 $ 243,888 $ 105,000
Ocean, New Jersey 9 $ 2,158,000 $ 239,777 $ 115,000
Kings, New York 9 $ 3,283,000 $ 364,777 $ 148,000
Onondaga, New York 9 $ 1,389,000 $ 154,333 $ 79,000
Rensselaer, New York 9 $ 1,620,000 $ 180,000 $ 101,000
Ulster, New York 9 $ 1,756,000 $ 195,111 $ 71,000
Lincoln, Oregon 9 $ 2,071,000 $ 230,111 $ 72,000
Chesapeake, Virginia 9 $ 2,200,000 $ 244,444 $ 114,000
Pinal, Arizona 8 $ 1,367,000 $ 170,875 $ 74,000
Placer, California 8 $ 2,223,000 $ 277,875 $ 133,000
Larimer, Colorado 8 $ 1,633,000 $ 204,125 $ 95,000
Weld, Colorado 8 $ 1,554,000 $ 194,250 $ 65,000
Hampden, Massachusetts 8 $ 1,587,000 $ 198,375 $ 63,000
Middlesex, New Jersey 8 $ 2,290,000 $ 286,250 $ 130,000
Yamhill, Oregon 8 $ 1,907,000 $ 238,375 $ 63,000
Northampton, Pennsylvania 8 $ 1,993,000 $ 249,125 $ 125,000
York, Pennsylvania 8 $ 1,642,000 $ 205,250 $ 72,000
Summit, Utah 8 $ 3,023,000 $ 377,875 $ 131,000
Arlington, Virginia 8 $ 2,914,000 $ 364,250 $ 152,000
Hampton, Virginia 8 $ 1,374,000 $ 171,750 $ 69,000
Yakima, Washington 8 $ 2,198,000 $ 274,750 $ 70,000
Kings, California 7 $ 1,479,000 $ 211,285 $ 78,000
Norfolk, Massachusetts 7 $ 1,495,000 $ 213,571 $ 100,000
Morris, New Jersey 7 $ 1,709,000 $ 244,142 $ 144,000
Dutchess, New York 7 $ 1,556,000 $ 222,285 $ 100,000
Orange, New York 7 $ 1,730,000 $ 247,142 $ 101,000
Saratoga, New York 7 $ 1,153,000 $ 164,714 $ 89,000
Lake, Oregon 7 $ 998,000 $ 142,571 $ 59,000
Lancaster, Pennsylvania 7 $ 1,545,000 $ 220,714 $ 77,000
Washington, Utah 7 $ 1,046,000 $ 149,428 $ 171,000
York, Virginia 7 $ 2,634,000 $ 376,285 $ 140,000
Benton, Washington 7 $ 1,442,000 $ 206,000 $ 78,000
Lewis, Washington 7 $ 1,642,000 $ 234,571 $ 65,000
Colusa, California 6 $ 580,000 $ 96,666 $ 48,000
El Dorado, California 6 $ 1,413,000 $ 235,500 $ 85,000
Nevada, California 6 $ 1,595,000 $ 265,833 $ 104,000
Gwinnett, Georgia 6 $ 904,000 $ 150,666 $ 67,000
Marion, Indiana 6 $ 1,032,000 $ 172,000 $ 64,000
Gloucester, New Jersey 6 $ 1,207,000 $ 201,166 $ 114,000
Sandoval, New Mexico 6 $ 993,000 $ 165,500 $ 61,000
Albany, New York 6 $ 1,034,000 $ 172,333 $ 87,000
Monroe, New York 6 $ 1,065,000 $ 177,500 $ 113,000
Polk, Oregon 6 $ 1,011,000 $ 168,500 $ 87,000
Berks, Pennsylvania 6 $ 1,039,000 $ 173,166 $ 99,000
Luzerne, Pennsylvania 6 $ 1,295,000 $ 215,833 $ 78,000
Northumberland, Pennsylvania 6 $ 785,000 $ 130,833 $ 72,000
Davidson, Tennessee 6 $ 803,000 $ 133,833 $ 80,000
Montgomery, Tennessee 6 $ 798,000 $ 133,000 $ 71,000
Cache, Utah 6 $ 1,025,000 $ 170,833 $ 59,000
Fauquier, Virginia 6 $ 1,647,000 $ 274,500 $ 115,000
Hanover, Virginia 6 $ 1,440,000 $ 240,000 $ 85,000
Roanoke, Virginia 6 $ 1,011,000 $ 168,500 $ 100,000
Mason, Washington 6 $ 1,900,000 $ 316,666 $ 70,000
Lassen, California 5 $ 719,000 $ 143,800 $ 52,000
Monterey, California 5 $ 1,702,000 $ 340,400 $ 74,000
Trinity, California 5 $ 932,000 $ 186,400 $ 58,000
Teller, Colorado 5 $ 1,009,000 $ 201,800 $ 81,000
Clark, Nevada 5 $ 706,000 $ 141,200 $ 90,000
Essex, New Jersey 5 $ 1,636,000 $ 327,200 $ 130,000
New York, New York 5 $ 2,622,000 $ 524,400 $ 157,000
Dauphin, Pennsylvania 5 $ 995,000 $ 199,000 $ 100,000
Delaware, Pennsylvania 5 $ 1,014,000 $ 202,800 $ 74,000
Westmoreland, Pennsylvania 5 $ 912,000 $ 182,400 $ 116,000
Hamilton, Tennessee 5 $ 851,000 $ 170,200 $ 76,000
Weber, Utah 5 $ 949,000 $ 189,800 $ 69,000
Alexandria, Virginia 5 $ 2,008,000 $ 401,600 $ 136,000
Gloucester, Virginia 5 $ 1,073,000 $ 214,600 $ 52,000
Norfolk, Virginia 5 $ 990,000 $ 198,000 $ 63,000
Roanoke City, Virginia 5 $ 659,000 $ 131,800 $ 44,000
Skagit, Washington 5 $ 1,068,000 $ 213,600 $ 76,000
Modoc, California 4 $ 442,000 $ 110,500 $ 53,000
Santa Cruz, California 4 $ 1,469,000 $ 367,250 $ 99,000
Mesa, Colorado 4 $ 775,000 $ 193,750 $ 49,000
Pueblo, Colorado 4 $ 775,000 $ 193,750 $ 88,000
Cobb, Georgia 4 $ 724,000 $ 181,000 $ 89,000
Hawaii, Hawaii 4 $ 2,037,000 $ 509,250 $ 168,000
Hampshire, Massachusetts 4 $ 611,000 $ 152,750 $ 56,000
Camden, New Jersey 4 $ 667,000 $ 166,750 $ 94,000
Hudson, New Jersey 4 $ 772,000 $ 193,000 $ 84,000
Somerset, New Jersey 4 $ 987,000 $ 246,750 $ 92,000
Santa Fe, New Mexico 4 $ 944,000 $ 236,000 $ 70,000
Bronx, New York 4 $ 1,242,000 $ 310,500 $ 75,000
Clinton, New York 4 $ 612,000 $ 153,000 $ 73,000
Essex, New York 4 $ 665,000 $ 166,250 $ 63,000
Greene, New York 4 $ 576,000 $ 144,000 $ 82,000
Niagara, New York 4 $ 528,000 $ 132,000 $ 89,000
Curry, Oregon 4 $ 938,000 $ 234,500 $ 46,000
Adams, Pennsylvania 4 $ 691,000 $ 172,750 $ 96,000
Cumberland, Pennsylvania 4 $ 645,000 $ 161,250 $ 55,000
Lehigh, Pennsylvania 4 $ 695,000 $ 173,750 $ 60,000
Knox, Tennessee 4 $ 645,000 $ 161,250 $ 137,000
Newport News, Virginia 4 $ 749,000 $ 187,250 $ 123,000
Spotsylvania, Virginia 4 $ 1,062,000 $ 265,500 $ 124,000
Clallam, Washington 4 $ 715,000 $ 178,750 $ 76,000
Grant, Washington 4 $ 849,000 $ 212,250 $ 79,000
Island, Washington 4 $ 622,000 $ 155,500 $ 33,000
Walla Walla, Washington 4 $ 776,000 $ 194,000 $ 72,000
Graham, Arizona 3 $ 492,000 $ 164,000 $ 70,000
Yuma, Arizona 3 $ 515,000 $ 171,666 $ 84,000
Faulkner, Arkansas 3 $ 433,000 $ 144,333 $ 67,000
Garland, Arkansas 3 $ 558,000 $ 186,000 $ 170,000
Calaveras, California 3 $ 670,000 $ 223,333 $ 183,000
Merced, California 3 $ 303,000 $ 101,000 $ 43,000
Tuolumne, California 3 $ 579,000 $ 193,000 $ 90,000
Chaffee, Colorado 3 $ 694,000 $ 231,333 $ 56,000
Fremont, Colorado 3 $ 476,000 $ 158,666 $ 49,000
Las Animas, Colorado 3 $ 563,000 $ 187,666 $ 55,000
Fulton, Georgia 3 $ 542,000 $ 180,666 $ 75,000
Kootenai, Idaho 3 $ 492,000 $ 164,000 $ 210,000
Berkshire, Massachusetts 3 $ 403,000 $ 134,333 $ 79,000
Oakland, Michigan 3 $ 681,000 $ 227,000 $ 129,000
Washtenaw, Michigan 3 $ 625,000 $ 208,333 $ 144,000
Anoka, Minnesota 3 $ 439,000 $ 146,333 $ 78,000
St. Louis, Missouri 3 $ 381,000 $ 127,000 $ 146,000
Atlantic, New Jersey 3 $ 673,000 $ 224,333 $ 118,000
Monmouth, New Jersey 3 $ 575,000 $ 191,666 $ 84,000
Sussex, New Jersey 3 $ 581,000 $ 193,666 $ 37,000
Union, New Jersey 3 $ 904,000 $ 301,333 $ 118,000
San Juan, New Mexico 3 $ 478,000 $ 159,333 $ 103,000
Columbia, New York 3 $ 508,000 $ 169,333 $ 65,000
Jefferson, New York 3 $ 662,000 $ 220,666 $ 109,000
Livingston, New York 3 $ 423,000 $ 141,000 $ 100,000
Oneida, New York 3 $ 459,000 $ 153,000 $ 90,000
Oswego, New York 3 $ 471,000 $ 157,000 $ 52,000
Otsego, New York 3 $ 530,000 $ 176,666 $ 61,000
Putnam, New York 3 $ 887,000 $ 295,666 $ 122,000
Sullivan, New York 3 $ 517,000 $ 172,333 $ 49,000
Warren, New York 3 $ 718,000 $ 239,333 $ 95,000
Cuyahoga, Ohio 3 $ 325,000 $ 108,333 $ 60,000
Franklin, Ohio 3 $ 586,000 $ 195,333 $ 108,000
Jefferson, Oregon 3 $ 399,000 $ 133,000 $ 61,000
Tillamook, Oregon 3 $ 604,000 $ 201,333 $ 63,000
Centre, Pennsylvania 3 $ 606,000 $ 202,000 $ 107,000
Pike, Pennsylvania 3 $ 456,000 $ 152,000 $ 73,000
Union, Pennsylvania 3 $ 443,000 $ 147,666 $ 52,000
Rutherford, Tennessee 3 $ 388,000 $ 129,333 $ 56,000
Tooele, Utah 3 $ 447,000 $ 149,000 $ 94,000
Frederick, Virginia 3 $ 595,000 $ 198,333 $ 52,000
Louisa, Virginia 3 $ 706,000 $ 235,333 $ 113,000
Richmond City, Virginia 3 $ 618,000 $ 206,000 $ 87,000
Stafford, Virginia 3 $ 864,000 $ 288,000 $ 82,000
Suffolk, Virginia 3 $ 850,000 $ 283,333 $ 124,000
Washington, Wisconsin 3 $ 749,000 $ 249,666 $ 76,000
Navajo, Arizona 2 $ 226,000 $ 113,000 $ 40,000
Santa Cruz, Arizona 2 $ 287,000 $ 143,500 $ 50,000
Baxter, Arkansas 2 $ 353,000 $ 176,500 $ 74,000
Grant, Arkansas 2 $ 128,000 $ 64,000 $ 30,000
Lonoke, Arkansas 2 $ 304,000 $ 152,000 $ 76,000
Mississippi, Arkansas 2 $ 247,000 $ 123,500 $ 124,000
Saline, Arkansas 2 $ 225,000 $ 112,500 $ 112,000
San Benito, California 2 $ 710,000 $ 355,000 $ 94,000
Stanislaus, California 2 $ 291,000 $ 145,500 $ 59,000
Archuleta, Colorado 2 $ 258,000 $ 129,000 $ 47,000
Delta, Colorado 2 $ 351,000 $ 175,500 $ 50,000
Gunnison, Colorado 2 $ 494,000 $ 247,000 $ 24,000
La Plata, Colorado 2 $ 487,000 $ 243,500 $ 41,000
Kauai, Hawaii 2 $ 562,000 $ 281,000 $ 92,000
Madison, Idaho 2 $ 499,000 $ 249,500 $ 87,000
Johnson, Indiana 2 $ 359,000 $ 179,500 $ 94,000
Jefferson, Louisiana 2 $ 173,000 $ 86,500 $ 59,000
St. Tammany, Louisiana 2 $ 358,000 $ 179,000 $ 80,000
Suffolk, Massachusetts 2 $ 490,000 $ 245,000 $ 88,000
Lapeer, Michigan 2 $ 412,000 $ 206,000 $ 97,000
Beltrami, Minnesota 2 $ 272,000 $ 136,000 $ 40,000
Dakota, Minnesota 2 $ 408,000 $ 204,000 $ 56,000
Hennepin, Minnesota 2 $ 260,000 $ 130,000 $ 87,000
Pine, Minnesota 2 $ 418,000 $ 209,000 $ 74,000
Ramsey, Minnesota 2 $ 372,000 $ 186,000 $ 65,000
Washington, Minnesota 2 $ 493,000 $ 246,500 $ 47,000
Wright, Minnesota 2 $ 349,000 $ 174,500 $ 130,000
Jackson, Mississippi 2 $ 227,000 $ 113,500 $ 67,000
Pontotoc, Mississippi 2 $ 212,000 $ 106,000 $ 84,000
Boone, Missouri 2 $ 190,000 $ 95,000 $ 27,000
Jackson, Missouri 2 $ 416,000 $ 208,000 $ 111,000
Laclede, Missouri 2 $ 209,000 $ 104,500 $ 55,000
Cape May, New Jersey 2 $ 436,000 $ 218,000 $ 92,000
Hunterdon, New Jersey 2 $ 1,125,000 $ 562,500 $ 527,000
Mercer, New Jersey 2 $ 526,000 $ 263,000 $ 106,000
Passaic, New Jersey 2 $ 377,000 $ 188,500 $ 74,000
Colfax, New Mexico 2 $ 271,000 $ 135,500 $ 48,000
Dona Ana, New Mexico 2 $ 320,000 $ 160,000 $ 81,000
Eddy, New Mexico 2 $ 265,000 $ 132,500 $ 123,000
Lincoln, New Mexico 2 $ 484,000 $ 242,000 $ 139,000
Otero, New Mexico 2 $ 400,000 $ 200,000 $ 68,000
Delaware, New York 2 $ 457,000 $ 228,500 $ 69,000
Madison, New York 2 $ 317,000 $ 158,500 $ 50,000
Ontario, New York 2 $ 363,000 $ 181,500 $ 74,000
Schoharie, New York 2 $ 351,000 $ 175,500 $ 119,000
Steuben, New York 2 $ 421,000 $ 210,500 $ 149,000
Washington, New York 2 $ 393,000 $ 196,500 $ 60,000
Medina, Ohio 2 $ 294,000 $ 147,000 $ 58,000
Summit, Ohio 2 $ 237,000 $ 118,500 $ 53,000
Trumbull, Ohio 2 $ 252,000 $ 126,000 $ 52,000
Union, Ohio 2 $ 256,000 $ 128,000 $ 81,000
Hood River, Oregon 2 $ 556,000 $ 278,000 $ 90,000
Bedford, Pennsylvania 2 $ 269,000 $ 134,500 $ 26,000
Franklin, Pennsylvania 2 $ 334,000 $ 167,000 $ 65,000
Juniata, Pennsylvania 2 $ 337,000 $ 168,500 $ 70,000
Lackawanna, Pennsylvania 2 $ 203,000 $ 101,500 $ 43,000
Mercer, Pennsylvania 2 $ 285,000 $ 142,500 $ 50,000
Schuylkill, Pennsylvania 2 $ 299,000 $ 149,500 $ 120,000
Washington, Pennsylvania 2 $ 213,000 $ 106,500 $ 126,000
Greene, Tennessee 2 $ 230,000 $ 115,000 $ 59,000
Robertson, Tennessee 2 $ 338,000 $ 169,000 $ 67,000
Sequatchie, Tennessee 2 $ 377,000 $ 188,500 $ 86,000
Sumner, Tennessee 2 $ 309,000 $ 154,500 $ 75,000
Tipton, Tennessee 2 $ 244,000 $ 122,000 $ 71,000
Wilson, Tennessee 2 $ 290,000 $ 145,000 $ 52,000
Iron, Utah 2 $ 306,000 $ 153,000 $ 61,000
Sanpete, Utah 2 $ 384,000 $ 192,000 $ 92,000
Sevier, Utah 2 $ 183,000 $ 91,500 $ 73,000
Wasatch, Utah 2 $ 679,000 $ 339,500 $ 317,000
Accomack, Virginia 2 $ 355,000 $ 177,500 $ 46,000
Augusta, Virginia 2 $ 403,000 $ 201,500 $ 70,000
Botetourt, Virginia 2 $ 246,000 $ 123,000 $ 53,000
Caroline, Virginia 2 $ 220,000 $ 110,000 $ 82,000
Fredericksburg, Virginia 2 $ 566,000 $ 283,000 $ 152,000
Greene, Virginia 2 $ 521,000 $ 260,500 $ 68,000
Manassas, Virginia 2 $ 592,000 $ 296,000 $ 62,000
Waynesboro, Virginia 2 $ 364,000 $ 182,000 $ 42,000
Westmoreland, Virginia 2 $ 262,000 $ 131,000 $ 37,000
Cowlitz, Washington 2 $ 401,000 $ 200,500 $ 111,000
Grays Harbor, Washington 2 $ 299,000 $ 149,500 $ 65,000
Jefferson, Washington 2 $ 471,000 $ 235,500 $ 53,000
San Juan, Washington 2 $ 598,000 $ 299,000 $ 90,000
Stevens, Washington 2 $ 260,000 $ 130,000 $ 46,000
Milwaukee, Wisconsin 2 $ 249,000 $ 124,500 $ 49,000
Outagamie, Wisconsin 2 $ 331,000 $ 165,500 $ 55,000
Apache, Arizona 1 $ 145,000 $ 145,000 $ 62,000
Boone, Arkansas 1 $ 98,000 $ 98,000 $ 66,000
Bradley, Arkansas 1 $ 148,000 $ 148,000 $ 66,000
Columbia, Arkansas 1 $ 175,000 $ 175,000 $ 99,000
Conway, Arkansas 1 $ 198,000 $ 198,000 $ 186,000
Craighead, Arkansas 1 $ 176,000 $ 176,000 $ 50,000
Crittenden, Arkansas 1 $ 129,000 $ 129,000 $ 104,000
Hot Spring, Arkansas 1 $ 213,000 $ 213,000 $ 51,000
Independence, Arkansas 1 $ 136,000 $ 136,000 $ 250,000
Izard, Arkansas 1 $ 104,000 $ 104,000 $ 72,000
Logan, Arkansas 1 $ 146,000 $ 146,000 $ 60,000
Ouachita, Arkansas 1 $ 120,000 $ 120,000 $ 26,000
Polk, Arkansas 1 $ 235,000 $ 235,000 $ 60,000
Van Buren, Arkansas 1 $ 162,000 $ 162,000 $ 85,000
Washington, Arkansas 1 $ 144,000 $ 144,000 $ 75,000
White, Arkansas 1 $ 184,000 $ 184,000 $ 66,000
Woodruff, Arkansas 1 $ 160,000 $ 160,000 $ 130,000
Alpine, California 1 $ 188,000 $ 188,000 $ 34,000
Del Norte, California 1 $ 160,000 $ 160,000 $ 72,000
Inyo, California 1 $ 298,000 $ 298,000 $ 156,000
Mono, California 1 $ 272,000 $ 272,000 $ 62,000
Broomfield, Colorado 1 $ 170,000 $ 170,000 $ 77,000
Elbert, Colorado 1 $ 240,000 $ 240,000 $ 58,000
Garfield, Colorado 1 $ 381,000 $ 381,000 $ 135,000
Gilpin, Colorado 1 $ 215,000 $ 215,000 $ 66,000
Jackson, Colorado 1 $ 105,000 $ 105,000 $ 19,000
Lake, Colorado 1 $ 145,000 $ 145,000 $ 65,000
Moffat, Colorado 1 $ 154,000 $ 154,000 $ 58,000
Montezuma, Colorado 1 $ 139,000 $ 139,000 $ 34,000
Montrose, Colorado 1 $ 238,000 $ 238,000 $ 104,000
Park, Colorado 1 $ 221,000 $ 221,000 $ 52,000
Saguache, Colorado 1 $ 199,000 $ 199,000 $ 36,000
Summit, Colorado 1 $ 310,000 $ 310,000 $ 48,000
Fairfield, Connecticut 1 $ 136,000 $ 136,000 $ 23,000
Camden, Georgia 1 $ 178,000 $ 178,000 $ 67,000
Cherokee, Georgia 1 $ 209,000 $ 209,000 $ 140,000
Clarke, Georgia 1 $ 144,000 $ 144,000 $ 98,000
Douglas, Georgia 1 $ 100,000 $ 100,000 $ 89,000
Fayette, Georgia 1 $ 211,000 $ 211,000 $ 87,000
Floyd, Georgia 1 $ 163,000 $ 163,000 $ 192,000
Forsyth, Georgia 1 $ 154,000 $ 154,000 $ 120,000
Hall, Georgia 1 $ 146,000 $ 146,000 $ 70,000
Harris, Georgia 1 $ 287,000 $ 287,000 $ 116,000
Hart, Georgia 1 $ 206,000 $ 206,000 $ 60,000
Henry, Georgia 1 $ 116,000 $ 116,000 $ 120,000
Jackson, Georgia 1 $ 133,000 $ 133,000 $ 39,000
Oconee, Georgia 1 $ 161,000 $ 161,000 $ 100,000
Walker, Georgia 1 $ 187,000 $ 187,000 $ 0
Maui, Hawaii 1 $ 544,000 $ 544,000 $ 482,000
Ada, Idaho 1 $ 180,000 $ 180,000 $ 56,000
Bonneville, Idaho 1 $ 149,000 $ 149,000 $ 0
Canyon, Idaho 1 $ 86,000 $ 86,000 $ 90,000
Elmore, Idaho 1 $ 244,000 $ 244,000 $ 156,000
Allen, Indiana 1 $ 87,000 $ 87,000 $ 46,000
Daviess, Indiana 1 $ 48,000 $ 48,000 $ 54,000
Dubois, Indiana 1 $ 168,000 $ 168,000 $ 35,000
Elkhart, Indiana 1 $ 119,000 $ 119,000 $ 37,000
Hamilton, Indiana 1 $ 177,000 $ 177,000 $ 83,000
Huntington, Indiana 1 $ 179,000 $ 179,000 $ 117,000
Jennings, Indiana 1 $ 131,000 $ 131,000 $ 107,000
Lake, Indiana 1 $ 157,000 $ 157,000 $ 37,000
Madison, Indiana 1 $ 548,000 $ 548,000 $ 78,000
St. Joseph, Indiana 1 $ 189,000 $ 189,000 $ 72,000
Tippecanoe, Indiana 1 $ 90,000 $ 90,000 $ 24,000
Wabash, Indiana 1 $ 201,000 $ 201,000 $ 78,000
Warrick, Indiana 1 $ 97,000 $ 97,000 $ 110,000
Boone, Kentucky 1 $ 286,000 $ 286,000 $ 98,000
Rapides, Louisiana 1 $ 202,000 $ 202,000 $ 62,000
Tangipahoa, Louisiana 1 $ 145,000 $ 145,000 $ 35,000
Anne Arundel, Maryland 1 $ 559,000 $ 559,000 $ 180,000
Franklin, Massachusetts 1 $ 194,000 $ 194,000 $ 24,000
Bay, Michigan 1 $ 148,000 $ 148,000 $ 108,000
Hillsdale, Michigan 1 $ 181,000 $ 181,000 $ 150,000
Jackson, Michigan 1 $ 112,000 $ 112,000 $ 50,000
Kalamazoo, Michigan 1 $ 157,000 $ 157,000 $ 43,000
Macomb, Michigan 1 $ 244,000 $ 244,000 $ 189,000
Muskegon, Michigan 1 $ 90,000 $ 90,000 $ 75,000
Roscommon, Michigan 1 $ 250,000 $ 250,000 $ 186,000
Carver, Minnesota 1 $ 167,000 $ 167,000 $ 77,000
Cass, Minnesota 1 $ 157,000 $ 157,000 $ 117,000
Chisago, Minnesota 1 $ 230,000 $ 230,000 $ 224,000
Clay, Minnesota 1 $ 181,000 $ 181,000 $ 88,000
Douglas, Minnesota 1 $ 119,000 $ 119,000 $ 45,000
Freeborn, Minnesota 1 $ 125,000 $ 125,000 $ 110,000
Itasca, Minnesota 1 $ 134,000 $ 134,000 $ 78,000
Le Sueur, Minnesota 1 $ 153,000 $ 153,000 $ 80,000
McLeod, Minnesota 1 $ 212,000 $ 212,000 $ 116,000
Otter Tail, Minnesota 1 $ 236,000 $ 236,000 $ 153,000
Polk, Minnesota 1 $ 205,000 $ 205,000 $ 50,000
Pope, Minnesota 1 $ 173,000 $ 173,000 $ 90,000
Rice, Minnesota 1 $ 179,000 $ 179,000 $ 56,000
Scott, Minnesota 1 $ 317,000 $ 317,000 $ 60,000
Sherburne, Minnesota 1 $ 161,000 $ 161,000 $ 56,000
St. Louis, Minnesota 1 $ 155,000 $ 155,000 $ 121,000
Steele, Minnesota 1 $ 158,000 $ 158,000 $ 85,000
Wadena, Minnesota 1 $ 179,000 $ 179,000 $ 45,000
Waseca, Minnesota 1 $ 209,000 $ 209,000 $ 36,000
Lamar, Mississippi 1 $ 139,000 $ 139,000 $ 99,000
St. Louis City, Missouri 1 $ 76,000 $ 76,000 $ 33,000
Texas, Missouri 1 $ 137,000 $ 137,000 $ 25,000
Douglas, Nevada 1 $ 75,000 $ 75,000 $ 59,000
Elko, Nevada 1 $ 248,000 $ 248,000 $ 141,000
Washoe, Nevada 1 $ 89,000 $ 89,000 $ 91,000
White Pine, Nevada 1 $ 245,000 $ 245,000 $ 106,000
Cumberland, New Jersey 1 $ 64,000 $ 64,000 $ 41,000
Salem, New Jersey 1 $ 122,000 $ 122,000 $ 61,000
Chaves, New Mexico 1 $ 275,000 $ 275,000 $ 129,000
Grant, New Mexico 1 $ 113,000 $ 113,000 $ 42,000
Luna, New Mexico 1 $ 97,000 $ 97,000 $ 24,000
McKinley, New Mexico 1 $ 194,000 $ 194,000 $ 43,000
San Miguel, New Mexico 1 $ 133,000 $ 133,000 $ 65,000
Sierra, New Mexico 1 $ 178,000 $ 178,000 $ 100,000
Valencia, New Mexico 1 $ 103,000 $ 103,000 $ 23,000
Allegany, New York 1 $ 202,000 $ 202,000 $ 62,000
Broome, New York 1 $ 217,000 $ 217,000 $ 227,000
Cattaraugus, New York 1 $ 249,000 $ 249,000 $ 118,000
Cayuga, New York 1 $ 193,000 $ 193,000 $ 47,000
Chautauqua, New York 1 $ 63,000 $ 63,000 $ 34,000
Chemung, New York 1 $ 132,000 $ 132,000 $ 48,000
Franklin, New York 1 $ 184,000 $ 184,000 $ 65,000
Fulton, New York 1 $ 124,000 $ 124,000 $ 53,000
Herkimer, New York 1 $ 125,000 $ 125,000 $ 86,000
Seneca, New York 1 $ 101,000 $ 101,000 $ 69,000
Tompkins, New York 1 $ 160,000 $ 160,000 $ 66,000
Wayne, New York 1 $ 192,000 $ 192,000 $ 86,000
Yates, New York 1 $ 187,000 $ 187,000 $ 41,000
Clark, Ohio 1 $ 197,000 $ 197,000 $ 79,000
Morrow, Ohio 1 $ 135,000 $ 135,000 $ 31,000
Ottawa, Ohio 1 $ 165,000 $ 165,000 $ 108,000
Richland, Ohio 1 $ 171,000 $ 171,000 $ 72,000
Scioto, Ohio 1 $ 99,000 $ 99,000 $ 27,000
Clatsop, Oregon 1 $ 206,000 $ 206,000 $ 102,000
Coos, Oregon 1 $ 122,000 $ 122,000 $ 35,000
Malheur, Oregon 1 $ 158,000 $ 158,000 $ 80,000
Morrow, Oregon 1 $ 126,000 $ 126,000 $ 82,000
Umatilla, Oregon 1 $ 198,000 $ 198,000 $ 20,000
Armstrong, Pennsylvania 1 $ 141,000 $ 141,000 $ 88,000
Beaver, Pennsylvania 1 $ 195,000 $ 195,000 $ 130,000
Bradford, Pennsylvania 1 $ 119,000 $ 119,000 $ 56,000
Butler, Pennsylvania 1 $ 197,000 $ 197,000 $ 111,000
Columbia, Pennsylvania 1 $ 166,000 $ 166,000 $ 56,000
Erie, Pennsylvania 1 $ 212,000 $ 212,000 $ 62,000
Fayette, Pennsylvania 1 $ 119,000 $ 119,000 $ 29,000
Greene, Pennsylvania 1 $ 150,000 $ 150,000 $ 112,000
Huntingdon, Pennsylvania 1 $ 155,000 $ 155,000 $ 40,000
Indiana, Pennsylvania 1 $ 202,000 $ 202,000 $ 101,000
Lebanon, Pennsylvania 1 $ 153,000 $ 153,000 $ 75,000
Perry, Pennsylvania 1 $ 300,000 $ 300,000 $ 82,000
Somerset, Pennsylvania 1 $ 105,000 $ 105,000 $ 70,000
Susquehanna, Pennsylvania 1 $ 94,000 $ 94,000 $ 51,000
Wyoming, Pennsylvania 1 $ 209,000 $ 209,000 $ 57,000
Anderson, Tennessee 1 $ 103,000 $ 103,000 $ 61,000
Bradley, Tennessee 1 $ 181,000 $ 181,000 $ 156,000
Carter, Tennessee 1 $ 154,000 $ 154,000 $ 88,000
Cheatham, Tennessee 1 $ 283,000 $ 283,000 $ 91,000
Fayette, Tennessee 1 $ 144,000 $ 144,000 $ 60,000
Gibson, Tennessee 1 $ 117,000 $ 117,000 $ 92,000
Hardin, Tennessee 1 $ 131,000 $ 131,000 $ 95,000
Henderson, Tennessee 1 $ 144,000 $ 144,000 $ 90,000
Lincoln, Tennessee 1 $ 113,000 $ 113,000 $ 21,000
Loudon, Tennessee 1 $ 504,000 $ 504,000 $ 85,000
Marion, Tennessee 1 $ 124,000 $ 124,000 $ 42,000
McNairy, Tennessee 1 $ 140,000 $ 140,000 $ 33,000
Putnam, Tennessee 1 $ 103,000 $ 103,000 $ 71,000
Sullivan, Tennessee 1 $ 193,000 $ 193,000 $ 76,000
Washington, Tennessee 1 $ 174,000 $ 174,000 $ 67,000
Williamson, Tennessee 1 $ 402,000 $ 402,000 $ 166,000
Harris, Texas 1 $ 132,000 $ 132,000 $ 82,000
Box Elder, Utah 1 $ 185,000 $ 185,000 $ 65,000
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Mortgage Loan Application Detail Totals for Gateway Business Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,624 $665,096,000 $183,000 $1,141,000 $73,000 $2,066,000
Refinancing 3,258 $774,890,000 $237,000 $3,700,000 $93,000 $1,000,000
Home Improvement 213 $40,450,000 $189,000 $508,000 $597,000 $3,829,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,495 $940,940,000 $209,000 $2,580,000 $111,000 $3,829,000
Hispanic 1,061 $163,778,000 $154,000 $669,000 $58,000 $334,000
Not Provided 768 $184,040,000 $239,000 $1,306,000 $94,000 $720,000
Asian 342 $88,967,000 $260,000 $737,000 $96,000 $500,000
Black or African American 190 $42,734,000 $224,000 $730,000 $86,000 $441,000
Not applicable 104 $26,314,000 $253,000 $3,700,000 $0 $0
Native Hawaiian or Other Pacific Islander 96 $25,455,000 $265,000 $618,000 $92,000 $218,000
American Indian or Alaskan Native 39 $8,208,000 $210,000 $669,000 $91,000 $262,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,017 $798,626,000 $198,000 $3,700,000 $118,000 $3,829,000
FHA-insured (Federal Housing Administration) 2,463 $544,113,000 $220,000 $737,000 $71,000 $532,000
VA-guaranteed (Veterans Administration) 476 $119,088,000 $250,000 $887,000 $78,000 $262,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 139 $18,609,000 $133,000 $360,000 $43,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,103 $800,303,000 $195,000 $3,700,000 $97,000 $3,829,000
Application Withdrawn By Applicant 1,387 $307,829,000 $221,000 $760,000 $112,000 $3,829,000
Application Denied By Financial Institution 904 $202,540,000 $224,000 $1,388,000 $79,000 $730,000
File Closed For Incompleteness 603 $148,237,000 $245,000 $2,580,000 $100,000 $720,000
Application Approved But Not Accepted 98 $21,527,000 $219,000 $689,000 $89,000 $458,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 333 $74,292,000 $223,000 $695,000 $89,000 $456,000
Debt-To-Income Ratio 234 $55,149,000 $235,000 $887,000 $57,000 $210,000
Other 140 $29,426,000 $210,000 $1,306,000 $85,000 $590,000
Credit History 129 $27,404,000 $212,000 $625,000 $78,000 $245,000
Insufficient Cash (Downpayment, Closing Cost) 27 $8,777,000 $325,000 $1,388,000 $117,000 $730,000
Employment History 24 $3,996,000 $166,000 $495,000 $57,000 $161,000
Unverifiable Information 16 $3,179,000 $198,000 $376,000 $81,000 $275,000
Mortgage Insurance Denied 1 $317,000 $317,000 $317,000 $98,000 $98,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Business Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway Business Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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