Gateway Business Bank Mortgage Lending & HMDA Data, 2010

In 2010, Gateway Business Bank of Cerritos, CA reported 7,220 mortgage applications totaling $1.6 billion, up 5% from 2009. The average application was for $218,394, and applicants reported an average income of $80,778. 59% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (1,096), Chico, CA (608) and Santa Rosa-Petaluma, CA (595) (applications in parentheses).

Mortgage Company & Address Gateway Business Bank
18000 Studebaker Road, Suite 550
Cerritos, CA 90703
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,220
Total Mortgage Loan Application Amount $1,576,811,000
Average Mortgage Loan Application Amount $218,394
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $80,778
Highest Applicant Income $1,843,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway Business Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gateway Business Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Riverside, California 728 $ 146,827,000 $ 201,685 $ 73,000
Butte, California 608 $ 115,232,000 $ 189,526 $ 77,000
Sonoma, California 595 $ 165,781,000 $ 278,623 $ 92,000
Los Angeles, California 453 $ 120,028,000 $ 264,962 $ 167,000
San Bernardino, California 368 $ 77,187,000 $ 209,747 $ 72,000
Orange, California 366 $ 114,526,000 $ 312,912 $ 96,000
Contra Costa, California 221 $ 64,814,000 $ 293,276 $ 97,000
Solano, California 190 $ 56,479,000 $ 297,257 $ 92,000
Klamath, Oregon 138 $ 20,739,000 $ 150,282 $ 62,000
Tulare, California 137 $ 21,105,000 $ 154,051 $ 62,000
Yavapai, Arizona 131 $ 20,530,000 $ 156,717 $ 72,000
Fresno, California 114 $ 16,471,000 $ 144,482 $ 63,000
Kern, California 112 $ 14,341,000 $ 128,044 $ 52,000
Alameda, California 106 $ 41,626,000 $ 392,698 $ 123,000
Shasta, California 105 $ 18,014,000 $ 171,561 $ 68,000
Josephine, Oregon 102 $ 18,930,000 $ 185,588 $ 64,000
Jackson, Oregon 96 $ 16,446,000 $ 171,312 $ 64,000
Linn, Oregon 82 $ 13,142,000 $ 160,268 $ 60,000
Mendocino, California 80 $ 17,354,000 $ 216,925 $ 70,000
Maricopa, Arizona 77 $ 15,055,000 $ 195,519 $ 63,000
Glenn, California 69 $ 9,026,000 $ 130,811 $ 52,000
Coconino, Arizona 49 $ 10,664,000 $ 217,632 $ 88,000
San Diego, California 47 $ 13,343,000 $ 283,893 $ 82,000
Sutter, California 41 $ 6,707,000 $ 163,585 $ 70,000
Tehama, California 38 $ 5,987,000 $ 157,552 $ 53,000
Salt Lake, Utah 38 $ 6,843,000 $ 180,078 $ 53,000
Sacramento, California 34 $ 7,621,000 $ 224,147 $ 77,000
Gila, Arizona 32 $ 5,498,000 $ 171,812 $ 89,000
Benton, Oregon 32 $ 8,378,000 $ 261,812 $ 110,000
Marin, California 31 $ 9,986,000 $ 322,129 $ 154,000
Marion, Oregon 30 $ 5,272,000 $ 175,733 $ 82,000
Bernalillo, New Mexico 26 $ 4,442,000 $ 170,846 $ 76,000
Jefferson, Colorado 25 $ 4,965,000 $ 198,600 $ 69,000
El Paso, Colorado 24 $ 4,148,000 $ 172,833 $ 51,000
Davis, Utah 24 $ 4,544,000 $ 189,333 $ 72,000
Yolo, California 23 $ 6,539,000 $ 284,304 $ 107,000
Multnomah, Oregon 23 $ 4,750,000 $ 206,521 $ 59,000
Arapahoe, Colorado 22 $ 4,636,000 $ 210,727 $ 67,000
Yuba, California 21 $ 3,023,000 $ 143,952 $ 77,000
King, Washington 21 $ 5,870,000 $ 279,523 $ 80,000
Napa, California 20 $ 5,870,000 $ 293,500 $ 101,000
Middlesex, New Jersey 20 $ 4,865,000 $ 243,250 $ 88,000
Allegheny, Pennsylvania 20 $ 2,909,000 $ 145,450 $ 87,000
Clark, Nevada 19 $ 3,684,000 $ 193,894 $ 66,000
Suffolk, New York 19 $ 4,552,000 $ 239,578 $ 89,000
Pierce, Washington 19 $ 4,458,000 $ 234,631 $ 83,000
Pima, Arizona 18 $ 3,271,000 $ 181,722 $ 54,000
Larimer, Colorado 18 $ 3,399,000 $ 188,833 $ 59,000
Santa Clara, California 17 $ 7,687,000 $ 452,176 $ 94,000
Placer, California 16 $ 3,216,000 $ 201,000 $ 88,000
Franklin, Ohio 16 $ 2,249,000 $ 140,562 $ 56,000
Adams, Colorado 15 $ 2,912,000 $ 194,133 $ 45,000
Middlesex, Massachusetts 15 $ 4,073,000 $ 271,533 $ 58,000
Montgomery, Pennsylvania 15 $ 3,372,000 $ 224,800 $ 91,000
Douglas, Colorado 14 $ 3,425,000 $ 244,642 $ 58,000
Burlington, New Jersey 14 $ 3,292,000 $ 235,142 $ 85,000
Lane, Oregon 14 $ 2,389,000 $ 170,642 $ 69,000
Washington, Oregon 14 $ 3,153,000 $ 225,214 $ 53,000
Delaware, Pennsylvania 14 $ 2,655,000 $ 189,642 $ 67,000
Philadelphia, Pennsylvania 14 $ 2,619,000 $ 187,071 $ 53,000
Fairfax, Virginia 14 $ 3,785,000 $ 270,357 $ 121,000
Utah, Utah 13 $ 2,446,000 $ 188,153 $ 59,000
Ventura, California 12 $ 4,781,000 $ 398,416 $ 82,000
Denver, Colorado 12 $ 2,472,000 $ 206,000 $ 70,000
Weld, Colorado 12 $ 2,150,000 $ 179,166 $ 61,000
Worcester, Massachusetts 12 $ 2,618,000 $ 218,166 $ 68,000
Clark, Washington 12 $ 2,217,000 $ 184,750 $ 61,000
Lake, California 11 $ 1,743,000 $ 158,454 $ 61,000
Oakland, Michigan 11 $ 1,905,000 $ 173,181 $ 50,000
Pinal, Arizona 10 $ 1,293,000 $ 129,300 $ 46,000
San Francisco, California 10 $ 4,201,000 $ 420,100 $ 68,000
San Mateo, California 10 $ 3,741,000 $ 374,100 $ 92,000
Boulder, Colorado 10 $ 2,645,000 $ 264,500 $ 53,000
Polk, Oregon 10 $ 1,765,000 $ 176,500 $ 50,000
Bucks, Pennsylvania 10 $ 2,310,000 $ 231,000 $ 83,000
Chesterfield, Virginia 10 $ 1,918,000 $ 191,800 $ 31,000
Spokane, Washington 10 $ 1,684,000 $ 168,400 $ 38,000
Pulaski, Arkansas 9 $ 1,405,000 $ 156,111 $ 69,000
Humboldt, California 9 $ 2,003,000 $ 222,555 $ 57,000
Madera, California 9 $ 1,210,000 $ 134,444 $ 58,000
San Joaquin, California 9 $ 1,668,000 $ 185,333 $ 66,000
Essex, Massachusetts 9 $ 1,981,000 $ 220,111 $ 62,000
Hennepin, Minnesota 9 $ 1,514,000 $ 168,222 $ 42,000
Clackamas, Oregon 9 $ 1,775,000 $ 197,222 $ 66,000
Douglas, Oregon 9 $ 1,298,000 $ 144,222 $ 27,000
Chester, Pennsylvania 9 $ 2,188,000 $ 243,111 $ 99,000
Lancaster, Pennsylvania 9 $ 1,570,000 $ 174,444 $ 56,000
Northampton, Pennsylvania 9 $ 1,982,000 $ 220,222 $ 60,000
Westmoreland, Pennsylvania 9 $ 1,554,000 $ 172,666 $ 41,000
Snohomish, Washington 9 $ 1,983,000 $ 220,333 $ 39,000
Monterey, California 8 $ 2,971,000 $ 371,375 $ 96,000
Norfolk, Massachusetts 8 $ 1,768,000 $ 221,000 $ 86,000
Bergen, New Jersey 8 $ 2,407,000 $ 300,875 $ 76,000
Onondaga, New York 8 $ 1,122,000 $ 140,250 $ 39,000
Westchester, New York 8 $ 1,503,000 $ 187,875 $ 137,000
Cuyahoga, Ohio 8 $ 1,057,000 $ 132,125 $ 70,000
Hamilton, Ohio 8 $ 1,102,000 $ 137,750 $ 53,000
Luzerne, Pennsylvania 8 $ 910,000 $ 113,750 $ 39,000
York, Pennsylvania 8 $ 1,741,000 $ 217,625 $ 81,000
Washington, Utah 8 $ 1,482,000 $ 185,250 $ 38,000
Mohave, Arizona 7 $ 916,000 $ 130,857 $ 71,000
Saline, Arkansas 7 $ 1,059,000 $ 151,285 $ 57,000
Santa Barbara, California 7 $ 1,623,000 $ 231,857 $ 51,000
Mesa, Colorado 7 $ 1,124,000 $ 160,571 $ 54,000
Plymouth, Massachusetts 7 $ 1,968,000 $ 281,142 $ 72,000
Gloucester, New Jersey 7 $ 1,484,000 $ 212,000 $ 57,000
Dutchess, New York 7 $ 1,602,000 $ 228,857 $ 49,000
Deschutes, Oregon 7 $ 1,452,000 $ 207,428 $ 41,000
Lehigh, Pennsylvania 7 $ 1,288,000 $ 184,000 $ 30,000
Davidson, Tennessee 7 $ 1,454,000 $ 207,714 $ 81,000
Cache, Utah 7 $ 1,078,000 $ 154,000 $ 52,000
Thurston, Washington 7 $ 1,336,000 $ 190,857 $ 64,000
Benton, Arkansas 6 $ 962,000 $ 160,333 $ 60,000
El Dorado, California 6 $ 2,588,000 $ 431,333 $ 133,000
Plumas, California 6 $ 1,109,000 $ 184,833 $ 151,000
San Luis Obispo, California 6 $ 2,031,000 $ 338,500 $ 170,000
Pueblo, Colorado 6 $ 1,010,000 $ 168,333 $ 62,000
Dakota, Minnesota 6 $ 1,076,000 $ 179,333 $ 69,000
Dona Ana, New Mexico 6 $ 1,072,000 $ 178,666 $ 49,000
Erie, New York 6 $ 906,000 $ 151,000 $ 83,000
Monroe, New York 6 $ 930,000 $ 155,000 $ 74,000
Nassau, New York 6 $ 1,409,000 $ 234,833 $ 35,000
Richmond, New York 6 $ 2,179,000 $ 363,166 $ 101,000
Clermont, Ohio 6 $ 1,204,000 $ 200,666 $ 26,000
Cumberland, Pennsylvania 6 $ 1,148,000 $ 191,333 $ 63,000
Weber, Utah 6 $ 872,000 $ 145,333 $ 49,000
Chesapeake, Virginia 6 $ 1,226,000 $ 204,333 $ 49,000
Henrico, Virginia 6 $ 1,177,000 $ 196,166 $ 60,000
Prince William, Virginia 6 $ 1,749,000 $ 291,500 $ 84,000
Kitsap, Washington 6 $ 1,584,000 $ 264,000 $ 107,000
Whatcom, Washington 6 $ 1,226,000 $ 204,333 $ 71,000
Navajo, Arizona 5 $ 740,000 $ 148,000 $ 109,000
Imperial, California 5 $ 974,000 $ 194,800 $ 86,000
Lassen, California 5 $ 677,000 $ 135,400 $ 46,000
Stanislaus, California 5 $ 885,000 $ 177,000 $ 39,000
Broomfield, Colorado 5 $ 1,086,000 $ 217,200 $ 72,000
Teller, Colorado 5 $ 845,000 $ 169,000 $ 65,000
Hawaii, Hawaii 5 $ 1,104,000 $ 220,800 $ 49,000
Ramsey, Minnesota 5 $ 808,000 $ 161,600 $ 58,000
Washoe, Nevada 5 $ 975,000 $ 195,000 $ 57,000
Monmouth, New Jersey 5 $ 1,199,000 $ 239,800 $ 54,000
Warren, New Jersey 5 $ 797,000 $ 159,400 $ 77,000
Lorain, Ohio 5 $ 1,000,000 $ 200,000 $ 48,000
Dauphin, Pennsylvania 5 $ 965,000 $ 193,000 $ 41,000
Knox, Tennessee 5 $ 656,000 $ 131,200 $ 69,000
Hanover, Virginia 5 $ 1,302,000 $ 260,400 $ 51,000
Loudoun, Virginia 5 $ 1,796,000 $ 359,200 $ 92,000
Dane, Wisconsin 5 $ 899,000 $ 179,800 $ 74,000
Milwaukee, Wisconsin 5 $ 777,000 $ 155,400 $ 51,000
Washington, Arkansas 4 $ 697,000 $ 174,250 $ 74,000
Colusa, California 4 $ 728,000 $ 182,000 $ 71,000
Nevada, California 4 $ 1,198,000 $ 299,500 $ 122,000
Siskiyou, California 4 $ 516,000 $ 129,000 $ 67,000
Montrose, Colorado 4 $ 693,000 $ 173,250 $ 28,000
Fulton, Georgia 4 $ 438,000 $ 109,500 $ 67,000
Honolulu, Hawaii 4 $ 1,282,000 $ 320,500 $ 103,000
Ada, Idaho 4 $ 738,000 $ 184,500 $ 42,000
Allen, Indiana 4 $ 588,000 $ 147,000 $ 46,000
Marion, Indiana 4 $ 724,000 $ 181,000 $ 138,000
Jefferson, Kentucky 4 $ 728,000 $ 182,000 $ 116,000
Hampden, Massachusetts 4 $ 574,000 $ 143,500 $ 69,000
Essex, New Jersey 4 $ 773,000 $ 193,250 $ 65,000
Hunterdon, New Jersey 4 $ 1,417,000 $ 354,250 $ 131,000
Kings, New York 4 $ 1,270,000 $ 317,500 $ 85,000
Rensselaer, New York 4 $ 703,000 $ 175,750 $ 50,000
Rockland, New York 4 $ 818,000 $ 204,500 $ 95,000
Saratoga, New York 4 $ 655,000 $ 163,750 $ 103,000
Wayne, New York 4 $ 537,000 $ 134,250 $ 77,000
Fairfield, Ohio 4 $ 617,000 $ 154,250 $ 51,000
Montgomery, Ohio 4 $ 556,000 $ 139,000 $ 86,000
Summit, Ohio 4 $ 571,000 $ 142,750 $ 48,000
Washington, Ohio 4 $ 479,000 $ 119,750 $ 52,000
Tillamook, Oregon 4 $ 582,000 $ 145,500 $ 89,000
Adams, Pennsylvania 4 $ 829,000 $ 207,250 $ 82,000
Butler, Pennsylvania 4 $ 837,000 $ 209,250 $ 48,000
Franklin, Pennsylvania 4 $ 521,000 $ 130,250 $ 11,000
Perry, Pennsylvania 4 $ 665,000 $ 166,250 $ 60,000
Pike, Pennsylvania 4 $ 654,000 $ 163,500 $ 54,000
Shelby, Tennessee 4 $ 768,000 $ 192,000 $ 52,000
Arlington, Virginia 4 $ 1,556,000 $ 389,000 $ 78,000
Newport News, Virginia 4 $ 619,000 $ 154,750 $ 66,000
Benton, Washington 4 $ 868,000 $ 217,000 $ 80,000
Waukesha, Wisconsin 4 $ 759,000 $ 189,750 $ 56,000
Cochise, Arizona 3 $ 600,000 $ 200,000 $ 106,000
Craighead, Arkansas 3 $ 487,000 $ 162,333 $ 35,000
Sebastian, Arkansas 3 $ 516,000 $ 172,000 $ 38,000
Santa Cruz, California 3 $ 648,000 $ 216,000 $ 84,000
Cobb, Georgia 3 $ 726,000 $ 242,000 $ 27,000
Gwinnett, Georgia 3 $ 484,000 $ 161,333 $ 78,000
Hamilton, Indiana 3 $ 636,000 $ 212,000 $ 85,000
Lake, Indiana 3 $ 754,000 $ 251,333 $ 61,000
Fayette, Kentucky 3 $ 527,000 $ 175,666 $ 17,000
Calcasieu, Louisiana 3 $ 419,000 $ 139,666 $ 21,000
East Baton Rouge, Louisiana 3 $ 387,000 $ 129,000 $ 39,000
Jefferson, Louisiana 3 $ 453,000 $ 151,000 $ 37,000
Livingston, Louisiana 3 $ 436,000 $ 145,333 $ 94,000
Orleans, Louisiana 3 $ 556,000 $ 185,333 $ 62,000
St. Tammany, Louisiana 3 $ 382,000 $ 127,333 $ 56,000
Terrebonne, Louisiana 3 $ 398,000 $ 132,666 $ 72,000
Berkshire, Massachusetts 3 $ 486,000 $ 162,000 $ 36,000
Bristol, Massachusetts 3 $ 700,000 $ 233,333 $ 85,000
Suffolk, Massachusetts 3 $ 520,000 $ 173,333 $ 55,000
Kent, Michigan 3 $ 545,000 $ 181,666 $ 65,000
Marquette, Michigan 3 $ 362,000 $ 120,666 $ 54,000
Scott, Minnesota 3 $ 746,000 $ 248,666 $ 76,000
Sherburne, Minnesota 3 $ 505,000 $ 168,333 $ 41,000
Silver Bow, Montana 3 $ 390,000 $ 130,000 $ 16,000
Yellowstone, Montana 3 $ 322,000 $ 107,333 $ 23,000
Atlantic, New Jersey 3 $ 239,000 $ 79,666 $ 285,000
Hudson, New Jersey 3 $ 385,000 $ 128,333 $ 108,000
Somerset, New Jersey 3 $ 837,000 $ 279,000 $ 40,000
Sandoval, New Mexico 3 $ 472,000 $ 157,333 $ 26,000
Santa Fe, New Mexico 3 $ 673,000 $ 224,333 $ 52,000
Oneida, New York 3 $ 365,000 $ 121,666 $ 55,000
Putnam, New York 3 $ 1,465,000 $ 488,333 $ 63,000
Butler, Ohio 3 $ 445,000 $ 148,333 $ 33,000
Delaware, Ohio 3 $ 688,000 $ 229,333 $ 116,000
Licking, Ohio 3 $ 393,000 $ 131,000 $ 86,000
Mahoning, Ohio 3 $ 455,000 $ 151,666 $ 67,000
Trumbull, Ohio 3 $ 387,000 $ 129,000 $ 20,000
Yamhill, Oregon 3 $ 612,000 $ 204,000 $ 49,000
Armstrong, Pennsylvania 3 $ 369,000 $ 123,000 $ 49,000
Berks, Pennsylvania 3 $ 537,000 $ 179,000 $ 76,000
Carbon, Pennsylvania 3 $ 501,000 $ 167,000 $ 63,000
Lycoming, Pennsylvania 3 $ 323,000 $ 107,666 $ 36,000
Monroe, Pennsylvania 3 $ 712,000 $ 237,333 $ 96,000
Hamilton, Tennessee 3 $ 408,000 $ 136,000 $ 57,000
Rutherford, Tennessee 3 $ 337,000 $ 112,333 $ 88,000
Tooele, Utah 3 $ 633,000 $ 211,000 $ 90,000
Hampton, Virginia 3 $ 555,000 $ 185,000 $ 84,000
Warren, Virginia 3 $ 514,000 $ 171,333 $ 78,000
Outagamie, Wisconsin 3 $ 422,000 $ 140,666 $ 72,000
Walworth, Wisconsin 3 $ 695,000 $ 231,666 $ 26,000
Washington, Wisconsin 3 $ 346,000 $ 115,333 $ 12,000
La Paz, Arizona 2 $ 453,000 $ 226,500 $ 105,000
Yuma, Arizona 2 $ 328,000 $ 164,000 $ 55,000
Clark, Arkansas 2 $ 326,000 $ 163,000 $ 60,000
Faulkner, Arkansas 2 $ 267,000 $ 133,500 $ 0
Calaveras, California 2 $ 334,000 $ 167,000 $ 21,000
Kings, California 2 $ 315,000 $ 157,500 $ 102,000
Merced, California 2 $ 168,000 $ 84,000 $ 61,000
Modoc, California 2 $ 334,000 $ 167,000 $ 85,000
Trinity, California 2 $ 321,000 $ 160,500 $ 107,000
Tuolumne, California 2 $ 741,000 $ 370,500 $ 0
Archuleta, Colorado 2 $ 396,000 $ 198,000 $ 69,000
Fremont, Colorado 2 $ 292,000 $ 146,000 $ 54,000
Garfield, Colorado 2 $ 469,000 $ 234,500 $ 48,000
Grand, Colorado 2 $ 593,000 $ 296,500 $ 80,000
La Plata, Colorado 2 $ 628,000 $ 314,000 $ 41,000
Park, Colorado 2 $ 347,000 $ 173,500 $ 74,000
Summit, Colorado 2 $ 698,000 $ 349,000 $ 51,000
Cherokee, Georgia 2 $ 363,000 $ 181,500 $ 0
Bannock, Idaho 2 $ 245,000 $ 122,500 $ 23,000
Lemhi, Idaho 2 $ 196,000 $ 98,000 $ 30,000
Hancock, Indiana 2 $ 325,000 $ 162,500 $ 70,000
Monroe, Indiana 2 $ 337,000 $ 168,500 $ 72,000
Porter, Indiana 2 $ 354,000 $ 177,000 $ 81,000
St. Joseph, Indiana 2 $ 248,000 $ 124,000 $ 61,000
Vanderburgh, Indiana 2 $ 338,000 $ 169,000 $ 0
Ascension, Louisiana 2 $ 405,000 $ 202,500 $ 69,000
Lafayette, Louisiana 2 $ 377,000 $ 188,500 $ 167,000
Barnstable, Massachusetts 2 $ 489,000 $ 244,500 $ 71,000
Allegan, Michigan 2 $ 248,000 $ 124,000 $ 185,000
Calhoun, Michigan 2 $ 409,000 $ 204,500 $ 60,000
Genesee, Michigan 2 $ 281,000 $ 140,500 $ 54,000
Ingham, Michigan 2 $ 303,000 $ 151,500 $ 100,000
Lapeer, Michigan 2 $ 385,000 $ 192,500 $ 78,000
Macomb, Michigan 2 $ 315,000 $ 157,500 $ 22,000
Monroe, Michigan 2 $ 290,000 $ 145,000 $ 42,000
Washtenaw, Michigan 2 $ 456,000 $ 228,000 $ 40,000
Wayne, Michigan 2 $ 374,000 $ 187,000 $ 93,000
Anoka, Minnesota 2 $ 261,000 $ 130,500 $ 25,000
Carver, Minnesota 2 $ 379,000 $ 189,500 $ 39,000
Stearns, Minnesota 2 $ 250,000 $ 125,000 $ 19,000
Washington, Minnesota 2 $ 428,000 $ 214,000 $ 77,000
Pearl River, Mississippi 2 $ 325,000 $ 162,500 $ 100,000
Gallatin, Montana 2 $ 399,000 $ 199,500 $ 58,000
Ravalli, Montana 2 $ 396,000 $ 198,000 $ 47,000
Douglas, Nebraska 2 $ 265,000 $ 132,500 $ 53,000
Carson City, Nevada 2 $ 569,000 $ 284,500 $ 67,000
Lyon, Nevada 2 $ 284,000 $ 142,000 $ 38,000
Morris, New Jersey 2 $ 330,000 $ 165,000 $ 107,000
Ocean, New Jersey 2 $ 616,000 $ 308,000 $ 43,000
Passaic, New Jersey 2 $ 475,000 $ 237,500 $ 43,000
Grant, New Mexico 2 $ 315,000 $ 157,500 $ 99,000
Lea, New Mexico 2 $ 328,000 $ 164,000 $ 80,000
Albany, New York 2 $ 303,000 $ 151,500 $ 92,000
Chemung, New York 2 $ 219,000 $ 109,500 $ 72,000
Cortland, New York 2 $ 345,000 $ 172,500 $ 131,000
Delaware, New York 2 $ 285,000 $ 142,500 $ 34,000
Essex, New York 2 $ 249,000 $ 124,500 $ 68,000
Niagara, New York 2 $ 396,000 $ 198,000 $ 38,000
Orange, New York 2 $ 381,000 $ 190,500 $ 99,000
Oswego, New York 2 $ 133,000 $ 66,500 $ 23,000
Queens, New York 2 $ 253,000 $ 126,500 $ 47,000
Schenectady, New York 2 $ 414,000 $ 207,000 $ 69,000
Ulster, New York 2 $ 438,000 $ 219,000 $ 74,000
Warren, New York 2 $ 398,000 $ 199,000 $ 18,000
Lucas, Ohio 2 $ 238,000 $ 119,000 $ 49,000
Marion, Ohio 2 $ 329,000 $ 164,500 $ 96,000
Wayne, Ohio 2 $ 461,000 $ 230,500 $ 74,000
Columbia, Oregon 2 $ 462,000 $ 231,000 $ 89,000
Coos, Oregon 2 $ 313,000 $ 156,500 $ 42,000
Lincoln, Oregon 2 $ 519,000 $ 259,500 $ 116,000
Centre, Pennsylvania 2 $ 272,000 $ 136,000 $ 68,000
Columbia, Pennsylvania 2 $ 249,000 $ 124,500 $ 39,000
Erie, Pennsylvania 2 $ 386,000 $ 193,000 $ 59,000
Mercer, Pennsylvania 2 $ 341,000 $ 170,500 $ 40,000
Schuylkill, Pennsylvania 2 $ 384,000 $ 192,000 $ 94,000
Snyder, Pennsylvania 2 $ 422,000 $ 211,000 $ 52,000
Sumner, Tennessee 2 $ 509,000 $ 254,500 $ 32,000
Washington, Tennessee 2 $ 414,000 $ 207,000 $ 184,000
San Juan, Utah 2 $ 239,000 $ 119,500 $ 98,000
Uintah, Utah 2 $ 465,000 $ 232,500 $ 45,000
Wasatch, Utah 2 $ 438,000 $ 219,000 $ 54,000
Campbell, Virginia 2 $ 234,000 $ 117,000 $ 44,000
King George, Virginia 2 $ 478,000 $ 239,000 $ 26,000
Nottoway, Virginia 2 $ 327,000 $ 163,500 $ 39,000
Richmond City, Virginia 2 $ 304,000 $ 152,000 $ 36,000
Spotsylvania, Virginia 2 $ 392,000 $ 196,000 $ 46,000
Stafford, Virginia 2 $ 804,000 $ 402,000 $ 86,000
Suffolk, Virginia 2 $ 382,000 $ 191,000 $ 25,000
Virginia Beach, Virginia 2 $ 334,000 $ 167,000 $ 65,000
York, Virginia 2 $ 555,000 $ 277,500 $ 61,000
Cowlitz, Washington 2 $ 230,000 $ 115,000 $ 19,000
Yakima, Washington 2 $ 300,000 $ 150,000 $ 22,000
Racine, Wisconsin 2 $ 404,000 $ 202,000 $ 69,000
Rock, Wisconsin 2 $ 324,000 $ 162,000 $ 59,000
Apache, Arizona 1 $ 164,000 $ 164,000 $ 0
Graham, Arizona 1 $ 240,000 $ 240,000 $ 138,000
Arkansas, Arkansas 1 $ 100,000 $ 100,000 $ 115,000
Columbia, Arkansas 1 $ 251,000 $ 251,000 $ 86,000
Fulton, Arkansas 1 $ 129,000 $ 129,000 $ 39,000
Garland, Arkansas 1 $ 121,000 $ 121,000 $ 32,000
Grant, Arkansas 1 $ 151,000 $ 151,000 $ 0
Hot Spring, Arkansas 1 $ 174,000 $ 174,000 $ 105,000
Independence, Arkansas 1 $ 118,000 $ 118,000 $ 0
Izard, Arkansas 1 $ 142,000 $ 142,000 $ 54,000
Jefferson, Arkansas 1 $ 181,000 $ 181,000 $ 96,000
Marion, Arkansas 1 $ 128,000 $ 128,000 $ 67,000
Perry, Arkansas 1 $ 196,000 $ 196,000 $ 58,000
Amador, California 1 $ 180,000 $ 180,000 $ 166,000
Del Norte, California 1 $ 202,000 $ 202,000 $ 0
San Benito, California 1 $ 241,000 $ 241,000 $ 114,000
Chaffee, Colorado 1 $ 120,000 $ 120,000 $ 69,000
Clear Creek, Colorado 1 $ 315,000 $ 315,000 $ 93,000
Conejos, Colorado 1 $ 127,000 $ 127,000 $ 10,000
Delta, Colorado 1 $ 150,000 $ 150,000 $ 0
Eagle, Colorado 1 $ 167,000 $ 167,000 $ 54,000
Elbert, Colorado 1 $ 224,000 $ 224,000 $ 58,000
Gunnison, Colorado 1 $ 126,000 $ 126,000 $ 41,000
Huerfano, Colorado 1 $ 210,000 $ 210,000 $ 50,000
Lake, Colorado 1 $ 114,000 $ 114,000 $ 61,000
Las Animas, Colorado 1 $ 156,000 $ 156,000 $ 60,000
Logan, Colorado 1 $ 146,000 $ 146,000 $ 106,000
Otero, Colorado 1 $ 216,000 $ 216,000 $ 27,000
Rio Grande, Colorado 1 $ 158,000 $ 158,000 $ 0
Saguache, Colorado 1 $ 148,000 $ 148,000 $ 0
Sedgwick, Colorado 1 $ 110,000 $ 110,000 $ 0
Chatham, Georgia 1 $ 260,000 $ 260,000 $ 100,000
Fayette, Georgia 1 $ 158,000 $ 158,000 $ 111,000
Forsyth, Georgia 1 $ 240,000 $ 240,000 $ 115,000
Lumpkin, Georgia 1 $ 208,000 $ 208,000 $ 84,000
Madison, Georgia 1 $ 109,000 $ 109,000 $ 42,000
Monroe, Georgia 1 $ 256,000 $ 256,000 $ 213,000
Oconee, Georgia 1 $ 167,000 $ 167,000 $ 91,000
Walton, Georgia 1 $ 128,000 $ 128,000 $ 0
Kauai, Hawaii 1 $ 263,000 $ 263,000 $ 0
Maui, Hawaii 1 $ 340,000 $ 340,000 $ 0
Bonneville, Idaho 1 $ 114,000 $ 114,000 $ 45,000
Franklin, Idaho 1 $ 116,000 $ 116,000 $ 20,000
Kootenai, Idaho 1 $ 193,000 $ 193,000 $ 0
Nez Perce, Idaho 1 $ 69,000 $ 69,000 $ 0
Payette, Idaho 1 $ 1,000 $ 1,000 $ 0
Boone, Indiana 1 $ 131,000 $ 131,000 $ 0
Brown, Indiana 1 $ 112,000 $ 112,000 $ 22,000
Carroll, Indiana 1 $ 143,000 $ 143,000 $ 122,000
Clark, Indiana 1 $ 100,000 $ 100,000 $ 100,000
Clay, Indiana 1 $ 86,000 $ 86,000 $ 58,000
Dearborn, Indiana 1 $ 159,000 $ 159,000 $ 0
Delaware, Indiana 1 $ 85,000 $ 85,000 $ 25,000
Elkhart, Indiana 1 $ 132,000 $ 132,000 $ 0
Floyd, Indiana 1 $ 133,000 $ 133,000 $ 46,000
Hendricks, Indiana 1 $ 256,000 $ 256,000 $ 124,000
Jefferson, Indiana 1 $ 112,000 $ 112,000 $ 0
Johnson, Indiana 1 $ 256,000 $ 256,000 $ 104,000
LaPorte, Indiana 1 $ 169,000 $ 169,000 $ 105,000
Marshall, Indiana 1 $ 108,000 $ 108,000 $ 56,000
Vigo, Indiana 1 $ 123,000 $ 123,000 $ 106,000
Wabash, Indiana 1 $ 90,000 $ 90,000 $ 0
Washington, Indiana 1 $ 156,000 $ 156,000 $ 100,000
Carter, Kentucky 1 $ 182,000 $ 182,000 $ 85,000
Franklin, Kentucky 1 $ 200,000 $ 200,000 $ 109,000
Johnson, Kentucky 1 $ 154,000 $ 154,000 $ 53,000
McCracken, Kentucky 1 $ 150,000 $ 150,000 $ 0
Pike, Kentucky 1 $ 216,000 $ 216,000 $ 25,000
Trimble, Kentucky 1 $ 183,000 $ 183,000 $ 0
Wayne, Kentucky 1 $ 142,000 $ 142,000 $ 52,000
Bossier, Louisiana 1 $ 260,000 $ 260,000 $ 0
Caddo, Louisiana 1 $ 129,000 $ 129,000 $ 0
Lincoln, Louisiana 1 $ 110,000 $ 110,000 $ 62,000
Ouachita, Louisiana 1 $ 1,000 $ 1,000 $ 0
Pointe Coupee, Louisiana 1 $ 136,000 $ 136,000 $ 105,000
Rapides, Louisiana 1 $ 112,000 $ 112,000 $ 0
St. Bernard, Louisiana 1 $ 106,000 $ 106,000 $ 55,000
St. Martin, Louisiana 1 $ 153,000 $ 153,000 $ 70,000
St. Mary, Louisiana 1 $ 174,000 $ 174,000 $ 0
West Baton Rouge, Louisiana 1 $ 102,000 $ 102,000 $ 61,000
West Feliciana, Louisiana 1 $ 147,000 $ 147,000 $ 154,000
Hampshire, Massachusetts 1 $ 417,000 $ 417,000 $ 221,000
Bay, Michigan 1 $ 170,000 $ 170,000 $ 0
Berrien, Michigan 1 $ 196,000 $ 196,000 $ 49,000
Charlevoix, Michigan 1 $ 121,000 $ 121,000 $ 96,000
Chippewa, Michigan 1 $ 1,000 $ 1,000 $ 97,000
Gogebic, Michigan 1 $ 203,000 $ 203,000 $ 58,000
Hillsdale, Michigan 1 $ 200,000 $ 200,000 $ 0
Isabella, Michigan 1 $ 208,000 $ 208,000 $ 95,000
Leelanau, Michigan 1 $ 221,000 $ 221,000 $ 92,000
Lenawee, Michigan 1 $ 239,000 $ 239,000 $ 92,000
Mason, Michigan 1 $ 178,000 $ 178,000 $ 68,000
Newaygo, Michigan 1 $ 160,000 $ 160,000 $ 45,000
Ottawa, Michigan 1 $ 220,000 $ 220,000 $ 52,000
Roscommon, Michigan 1 $ 105,000 $ 105,000 $ 44,000
St. Clair, Michigan 1 $ 166,000 $ 166,000 $ 0
Van Buren, Michigan 1 $ 169,000 $ 169,000 $ 51,000
Beltrami, Minnesota 1 $ 204,000 $ 204,000 $ 33,000
Benton, Minnesota 1 $ 165,000 $ 165,000 $ 55,000
Carlton, Minnesota 1 $ 170,000 $ 170,000 $ 40,000
Chippewa, Minnesota 1 $ 184,000 $ 184,000 $ 0
Chisago, Minnesota 1 $ 330,000 $ 330,000 $ 117,000
Freeborn, Minnesota 1 $ 132,000 $ 132,000 $ 43,000
Kanabec, Minnesota 1 $ 128,000 $ 128,000 $ 26,000
Lake, Minnesota 1 $ 138,000 $ 138,000 $ 63,000
Lyon, Minnesota 1 $ 250,000 $ 250,000 $ 107,000
Mille Lacs, Minnesota 1 $ 156,000 $ 156,000 $ 83,000
Olmsted, Minnesota 1 $ 107,000 $ 107,000 $ 47,000
Rice, Minnesota 1 $ 158,000 $ 158,000 $ 47,000
St. Louis, Minnesota 1 $ 98,000 $ 98,000 $ 53,000
Todd, Minnesota 1 $ 150,000 $ 150,000 $ 47,000
Winona, Minnesota 1 $ 186,000 $ 186,000 $ 64,000
Wright, Minnesota 1 $ 238,000 $ 238,000 $ 92,000
Alcorn, Mississippi 1 $ 233,000 $ 233,000 $ 60,000
Benton, Mississippi 1 $ 123,000 $ 123,000 $ 0
Bolivar, Mississippi 1 $ 123,000 $ 123,000 $ 0
Carroll, Mississippi 1 $ 118,000 $ 118,000 $ 125,000
Hinds, Mississippi 1 $ 150,000 $ 150,000 $ 0
Jackson, Mississippi 1 $ 226,000 $ 226,000 $ 30,000
Lauderdale, Mississippi 1 $ 92,000 $ 92,000 $ 73,000
Lee, Mississippi 1 $ 155,000 $ 155,000 $ 65,000
Madison, Mississippi 1 $ 179,000 $ 179,000 $ 146,000
Rankin, Mississippi 1 $ 126,000 $ 126,000 $ 0
Sunflower, Mississippi 1 $ 104,000 $ 104,000 $ 0
Jackson, Missouri 1 $ 169,000 $ 169,000 $ 57,000
Lincoln, Missouri 1 $ 111,000 $ 111,000 $ 35,000
Montgomery, Missouri 1 $ 156,000 $ 156,000 $ 47,000
St. Charles, Missouri 1 $ 190,000 $ 190,000 $ 44,000
St. Louis, Missouri 1 $ 119,000 $ 119,000 $ 49,000
Custer, Montana 1 $ 111,000 $ 111,000 $ 0
Jefferson, Montana 1 $ 143,000 $ 143,000 $ 0
Madison, Montana 1 $ 84,000 $ 84,000 $ 0
Gage, Nebraska 1 $ 118,000 $ 118,000 $ 0
Churchill, Nevada 1 $ 277,000 $ 277,000 $ 0
Douglas, Nevada 1 $ 302,000 $ 302,000 $ 133,000
Elko, Nevada 1 $ 165,000 $ 165,000 $ 0
Camden, New Jersey 1 $ 111,000 $ 111,000 $ 129,000
Cape May, New Jersey 1 $ 128,000 $ 128,000 $ 170,000
Cumberland, New Jersey 1 $ 87,000 $ 87,000 $ 60,000
Mercer, New Jersey 1 $ 319,000 $ 319,000 $ 0
Salem, New Jersey 1 $ 135,000 $ 135,000 $ 113,000
Union, New Jersey 1 $ 138,000 $ 138,000 $ 141,000
Catron, New Mexico 1 $ 283,000 $ 283,000 $ 42,000
Chaves, New Mexico 1 $ 143,000 $ 143,000 $ 53,000
Eddy, New Mexico 1 $ 112,000 $ 112,000 $ 190,000
Rio Arriba, New Mexico 1 $ 135,000 $ 135,000 $ 55,000
San Juan, New Mexico 1 $ 156,000 $ 156,000 $ 86,000
Socorro, New Mexico 1 $ 118,000 $ 118,000 $ 23,000
Torrance, New Mexico 1 $ 1,000 $ 1,000 $ 0
Valencia, New Mexico 1 $ 265,000 $ 265,000 $ 0
Allegany, New York 1 $ 120,000 $ 120,000 $ 96,000
Bronx, New York 1 $ 206,000 $ 206,000 $ 99,000
Broome, New York 1 $ 120,000 $ 120,000 $ 55,000
Cattaraugus, New York 1 $ 135,000 $ 135,000 $ 61,000
Chenango, New York 1 $ 140,000 $ 140,000 $ 54,000
Clinton, New York 1 $ 100,000 $ 100,000 $ 85,000
Columbia, New York 1 $ 200,000 $ 200,000 $ 76,000
Fulton, New York 1 $ 181,000 $ 181,000 $ 38,000
Greene, New York 1 $ 220,000 $ 220,000 $ 48,000
Jefferson, New York 1 $ 170,000 $ 170,000 $ 159,000
Livingston, New York 1 $ 120,000 $ 120,000 $ 99,000
New York, New York 1 $ 315,000 $ 315,000 $ 260,000
Schoharie, New York 1 $ 145,000 $ 145,000 $ 34,000
Seneca, New York 1 $ 151,000 $ 151,000 $ 74,000
Sullivan, New York 1 $ 215,000 $ 215,000 $ 0
Tioga, New York 1 $ 125,000 $ 125,000 $ 0
Wyoming, New York 1 $ 129,000 $ 129,000 $ 67,000
Harnett, North Carolina 1 $ 1,000 $ 1,000 $ 69,000
Mecklenburg, North Carolina 1 $ 1,000 $ 1,000 $ 18,000
Burleigh, North Dakota 1 $ 208,000 $ 208,000 $ 49,000
Williams, North Dakota 1 $ 120,000 $ 120,000 $ 150,000
Clark, Ohio 1 $ 245,000 $ 245,000 $ 122,000
Page:

Mortgage Loan Application Detail Totals for Gateway Business Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,850 $842,231,000 $218,000 $2,000,000 $77,000 $1,031,000
Refinancing 3,101 $680,517,000 $219,000 $757,000 $74,000 $903,000
Home Improvement 269 $54,063,000 $200,000 $680,000 $213,000 $1,843,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,010 $887,899,000 $221,000 $2,000,000 $96,000 $1,843,000
Not Provided 1,408 $299,885,000 $212,000 $746,000 $58,000 $455,000
Hispanic 972 $184,983,000 $190,000 $640,000 $60,000 $720,000
Asian 372 $99,032,000 $266,000 $746,000 $94,000 $807,000
Black or African American 186 $45,650,000 $245,000 $705,000 $77,000 $213,000
Not applicable 167 $32,576,000 $195,000 $417,000 $0 $0
Native Hawaiian or Other Pacific Islander 84 $23,249,000 $276,000 $620,000 $90,000 $205,000
American Indian or Alaskan Native 21 $3,537,000 $168,000 $309,000 $70,000 $230,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,644 $755,973,000 $207,000 $2,000,000 $93,000 $1,843,000
FHA-insured (Federal Housing Administration) 3,173 $726,698,000 $229,000 $746,000 $69,000 $720,000
VA-guaranteed (Veterans Administration) 326 $83,835,000 $257,000 $1,157,000 $73,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $10,305,000 $133,000 $362,000 $41,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,291 $923,037,000 $215,000 $1,157,000 $86,000 $1,843,000
Application Withdrawn By Applicant 1,342 $305,659,000 $227,000 $2,000,000 $83,000 $1,843,000
Application Denied By Financial Institution 964 $211,315,000 $219,000 $1,000,000 $69,000 $807,000
File Closed For Incompleteness 479 $104,114,000 $217,000 $746,000 $54,000 $348,000
Application Approved But Not Accepted 144 $32,686,000 $226,000 $647,000 $85,000 $274,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 378 $83,690,000 $221,000 $716,000 $78,000 $720,000
Debt-To-Income Ratio 252 $59,350,000 $235,000 $1,000,000 $57,000 $247,000
Credit History 132 $25,316,000 $191,000 $675,000 $59,000 $400,000
Other 110 $22,739,000 $206,000 $705,000 $76,000 $807,000
Unverifiable Information 31 $7,785,000 $251,000 $690,000 $93,000 $514,000
Employment History 30 $6,164,000 $205,000 $743,000 $58,000 $205,000
Insufficient Cash (Downpayment, Closing Cost) 22 $4,586,000 $208,000 $505,000 $56,000 $182,000
Credit Application Incomplete 8 $1,512,000 $189,000 $350,000 $59,000 $140,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Business Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway Business Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List