Geneva Financial LLC Mortgage Lending & HMDA Data, 2018
In 2018, Geneva Financial LLC of Chandler, AZ reported 4,706 mortgage applications totaling $1.0 billion, up 94% from 2017. The average application was for $219,160, and applicants reported an average income of $96,831. 64% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (767), Miami-Miami Beach-Kendall, FL (246) and Seattle-Bellevue-Everett, WA (147) (applications in parentheses).
| Mortgage Company & Address | Geneva Financial LLC 180 S Arizona Ave Ste 310 Chandler, AZ 85225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,706 |
| Total Mortgage Loan Application Amount | $1,031,370,000 |
| Average Mortgage Loan Application Amount | $219,160 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $96,831 |
| Highest Applicant Income | $4,259,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Geneva Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 767 | $ 177,075,000 | $ 230,867 | $ 89,000 |
| Outside any metro area | 338 | $ 56,610,000 | $ 167,485 | $ 71,514 |
| Miami-Miami Beach-Kendall, FL | 246 | $ 61,410,000 | $ 249,634 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 147 | $ 54,995,000 | $ 374,115 | $ 133,000 |
| Port St. Lucie, FL | 137 | $ 26,015,000 | $ 189,890 | $ 78,000 |
| Lakeland-Winter Haven, FL | 122 | $ 20,040,000 | $ 164,262 | $ 64,000 |
| Dallas-Plano-Irving, TX | 120 | $ 27,090,000 | $ 225,750 | $ 126,000 |
| Houston-The Woodlands-Sugar Land, TX | 109 | $ 19,755,000 | $ 181,238 | $ 94,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 109 | $ 30,425,000 | $ 279,128 | $ 117,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 100 | $ 31,920,000 | $ 319,200 | $ 143,360 |
| Richmond, VA | 74 | $ 13,370,000 | $ 180,675 | $ 100,000 |
| Jacksonville, FL | 73 | $ 10,625,000 | $ 145,547 | $ 64,000 |
| Chicago-Naperville-Arlington Heights, IL | 70 | $ 12,950,000 | $ 185,000 | $ 95,000 |
| Denver-Aurora-Lakewood, CO | 65 | $ 21,635,000 | $ 332,846 | $ 133,000 |
| Salt Lake City, UT | 60 | $ 15,530,000 | $ 258,833 | $ 112,000 |
| Tucson, AZ | 58 | $ 9,800,000 | $ 168,965 | $ 64,000 |
| Boise City, ID | 57 | $ 10,015,000 | $ 175,701 | $ 75,000 |
| Atlanta-Sandy Springs-Roswell, GA | 56 | $ 11,200,000 | $ 200,000 | $ 72,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 55 | $ 13,455,000 | $ 244,636 | $ 83,000 |
| Indianapolis-Carmel-Anderson, IN | 54 | $ 8,430,000 | $ 156,111 | $ 107,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 52 | $ 9,670,000 | $ 185,961 | $ 78,000 |
| Cleveland-Elyria, OH | 51 | $ 5,115,000 | $ 100,294 | $ 114,000 |
| Las Vegas-Henderson-Paradise, NV | 50 | $ 12,680,000 | $ 253,600 | $ 97,000 |
| Austin-Round Rock, TX | 48 | $ 10,530,000 | $ 219,375 | $ 117,000 |
| Orlando-Kissimmee-Sanford, FL | 48 | $ 9,760,000 | $ 203,333 | $ 78,000 |
| Charlotte-Concord-Gastonia, NC-SC | 47 | $ 7,445,000 | $ 158,404 | $ 83,510 |
| Sebring, FL | 45 | $ 6,025,000 | $ 133,888 | $ 57,000 |
| Birmingham-Hoover, AL | 44 | $ 4,210,000 | $ 95,681 | $ 125,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 44 | $ 11,430,000 | $ 259,772 | $ 98,000 |
| Tampa-St. Petersburg-Clearwater, FL | 43 | $ 7,745,000 | $ 180,116 | $ 86,000 |
| Fort Worth-Arlington, TX | 42 | $ 8,650,000 | $ 205,952 | $ 89,000 |
| Santa Maria-Santa Barbara, CA | 42 | $ 12,140,000 | $ 289,047 | $ 99,000 |
| Gary, IN | 40 | $ 3,960,000 | $ 99,000 | $ 270,000 |
| Provo-Orem, UT | 35 | $ 9,065,000 | $ 259,000 | $ 129,000 |
| Warren-Troy-Farmington Hills, MI | 33 | $ 5,625,000 | $ 170,454 | $ 68,000 |
| Cincinnati, OH-KY-IN | 32 | $ 4,110,000 | $ 128,437 | $ 76,781 |
| Cape Coral-Fort Myers, FL | 30 | $ 5,590,000 | $ 186,333 | $ 59,000 |
| Raleigh, NC | 29 | $ 6,485,000 | $ 223,620 | $ 61,000 |
| Ogden-Clearfield, UT | 28 | $ 6,050,000 | $ 216,071 | $ 103,000 |
| St. Louis, MO-IL | 28 | $ 4,010,000 | $ 143,214 | $ 84,357 |
| Memphis, TN-MS-AR | 26 | $ 2,710,000 | $ 104,230 | $ 156,076 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 7,050,000 | $ 271,153 | $ 84,000 |
| San Antonio-New Braunfels, TX | 26 | $ 4,590,000 | $ 176,538 | $ 80,000 |
| Los Angeles-Long Beach-Glendale, CA | 25 | $ 10,335,000 | $ 413,400 | $ 93,000 |
| Napa, CA | 25 | $ 10,995,000 | $ 439,800 | $ 142,000 |
| Newark, NJ-PA | 23 | $ 5,375,000 | $ 233,695 | $ 90,000 |
| Oakland-Hayward-Berkeley, CA | 23 | $ 9,085,000 | $ 395,000 | $ 132,000 |
| Tacoma-Lakewood, WA | 23 | $ 7,535,000 | $ 327,608 | $ 98,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 22 | $ 5,730,000 | $ 260,454 | $ 141,000 |
| Kansas City, MO-KS | 19 | $ 2,165,000 | $ 113,947 | $ 157,631 |
| San Diego-Carlsbad, CA | 17 | $ 8,185,000 | $ 481,470 | $ 138,000 |
| Sierra Vista-Douglas, AZ | 17 | $ 2,755,000 | $ 162,058 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 2,300,000 | $ 143,750 | $ 55,000 |
| Palm Bay-Melbourne-Titusville, FL | 16 | $ 2,890,000 | $ 180,625 | $ 86,000 |
| Dayton, OH | 15 | $ 1,745,000 | $ 116,333 | $ 100,000 |
| Baltimore-Columbia-Towson, MD | 14 | $ 1,950,000 | $ 139,285 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 1,370,000 | $ 97,857 | $ 194,000 |
| New York-Jersey City-White Plains, NY-NJ | 14 | $ 4,510,000 | $ 322,142 | $ 101,000 |
| North Port-Sarasota-Bradenton, FL | 14 | $ 2,180,000 | $ 155,714 | $ 78,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 4,430,000 | $ 316,428 | $ 95,000 |
| St. Cloud, MN | 14 | $ 1,770,000 | $ 126,428 | $ 56,000 |
| Des Moines-West Des Moines, IA | 13 | $ 1,935,000 | $ 148,846 | $ 74,000 |
| Louisville/Jefferson County, KY-IN | 13 | $ 1,745,000 | $ 134,230 | $ 84,923 |
| Montgomery, AL | 13 | $ 1,075,000 | $ 82,692 | $ 129,000 |
| Prescott, AZ | 13 | $ 3,135,000 | $ 241,153 | $ 95,000 |
| Columbia, SC | 11 | $ 1,625,000 | $ 147,727 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 2,905,000 | $ 264,090 | $ 117,818 |
| Albuquerque, NM | 10 | $ 1,720,000 | $ 172,000 | $ 96,000 |
| Colorado Springs, CO | 10 | $ 2,540,000 | $ 254,000 | $ 73,000 |
| Clarksville, TN-KY | 9 | $ 1,425,000 | $ 158,333 | $ 62,222 |
| Oklahoma City, OK | 9 | $ 1,455,000 | $ 161,666 | $ 267,000 |
| Philadelphia, PA | 9 | $ 915,000 | $ 101,666 | $ 117,000 |
| Vallejo-Fairfield, CA | 9 | $ 3,015,000 | $ 335,000 | $ 124,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 910,000 | $ 113,750 | $ 48,000 |
| Kennewick-Richland, WA | 8 | $ 2,080,000 | $ 260,000 | $ 82,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,090,000 | $ 136,250 | $ 63,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 3,170,000 | $ 396,250 | $ 161,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 12,845,000 | $ 1,835,000 | $ 451,000 |
| Bakersfield, CA | 7 | $ 1,295,000 | $ 185,000 | $ 75,000 |
| Columbus, OH | 7 | $ 725,000 | $ 103,571 | $ 101,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 715,000 | $ 102,142 | $ 124,000 |
| Idaho Falls, ID | 7 | $ 1,375,000 | $ 196,428 | $ 69,000 |
| Salem, OR | 7 | $ 1,655,000 | $ 236,428 | $ 83,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,015,000 | $ 145,000 | $ 98,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 1,965,000 | $ 280,714 | $ 127,000 |
| Bremerton-Silverdale, WA | 6 | $ 1,900,000 | $ 316,666 | $ 178,000 |
| Fresno, CA | 6 | $ 1,350,000 | $ 225,000 | $ 85,000 |
| Greensboro-High Point, NC | 6 | $ 1,200,000 | $ 200,000 | $ 86,000 |
| Huntsville, AL | 6 | $ 480,000 | $ 80,000 | $ 144,000 |
| Olympia-Tumwater, WA | 6 | $ 1,190,000 | $ 198,333 | $ 60,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 4,350,000 | $ 725,000 | $ 256,000 |
| Boston, MA | 5 | $ 965,000 | $ 193,000 | $ 67,000 |
| Decatur, AL | 5 | $ 895,000 | $ 179,000 | $ 51,000 |
| Elgin, IL | 5 | $ 1,225,000 | $ 245,000 | $ 113,000 |
| Fort Wayne, IN | 5 | $ 515,000 | $ 103,000 | $ 89,000 |
| Longview, WA | 5 | $ 925,000 | $ 185,000 | $ 98,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,665,000 | $ 333,000 | $ 86,000 |
| Spokane-Spokane Valley, WA | 5 | $ 975,000 | $ 195,000 | $ 96,000 |
| Jackson, MS | 4 | $ 900,000 | $ 225,000 | $ 106,000 |
| Lafayette, LA | 4 | $ 460,000 | $ 115,000 | $ 69,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 610,000 | $ 152,500 | $ 106,000 |
| Modesto, CA | 4 | $ 1,030,000 | $ 257,500 | $ 76,000 |
| Ocala, FL | 4 | $ 350,000 | $ 87,500 | $ 127,000 |
| Pittsburgh, PA | 4 | $ 270,000 | $ 67,500 | $ 129,000 |
| Stockton-Lodi, CA | 4 | $ 1,140,000 | $ 285,000 | $ 107,000 |
| Durham-Chapel Hill, NC | 3 | $ 455,000 | $ 151,666 | $ 42,000 |
| Fayetteville, NC | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Flagstaff, AZ | 3 | $ 605,000 | $ 201,666 | $ 104,000 |
| Greeley, CO | 3 | $ 575,000 | $ 191,666 | $ 74,000 |
| Killeen-Temple, TX | 3 | $ 485,000 | $ 161,666 | $ 44,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 485,000 | $ 161,666 | $ 167,333 |
| Tulsa, OK | 3 | $ 405,000 | $ 135,000 | $ 46,000 |
| Waco, TX | 3 | $ 475,000 | $ 158,333 | $ 67,000 |
| Yuma, AZ | 3 | $ 425,000 | $ 141,666 | $ 60,000 |
| Albany, OR | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
| Athens-Clarke County, GA | 2 | $ 350,000 | $ 175,000 | $ 42,000 |
| Bend-Redmond, OR | 2 | $ 620,000 | $ 310,000 | $ 123,000 |
| Boulder, CO | 2 | $ 790,000 | $ 395,000 | $ 95,000 |
| Burlington, NC | 2 | $ 310,000 | $ 155,000 | $ 43,000 |
| Carson City, NV | 2 | $ 530,000 | $ 265,000 | $ 67,000 |
| Chattanooga, TN-GA | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Coeur D'Alene, ID | 2 | $ 490,000 | $ 245,000 | $ 59,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 950,000 | $ 475,000 | $ 681,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Fort Collins, CO | 2 | $ 760,000 | $ 380,000 | $ 136,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Greenville, NC | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Homosassa Springs, FL | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Jackson, TN | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Jacksonville, NC | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 620,000 | $ 310,000 | $ 975,000 |
| Knoxville, TN | 2 | $ 250,000 | $ 125,000 | $ 22,000 |
| Laredo, TX | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Pueblo, CO | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Reading, PA | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Rochester, MN | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Rome, GA | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Salinas, CA | 2 | $ 2,060,000 | $ 1,030,000 | $ 44,000 |
| Santa Rosa, CA | 2 | $ 1,540,000 | $ 770,000 | $ 201,000 |
| Sherman-Denison, TX | 2 | $ 240,000 | $ 120,000 | $ 630,000 |
| Shreveport-Bossier City, LA | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| Tallahassee, FL | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Tuscaloosa, AL | 2 | $ 190,000 | $ 95,000 | $ 218,000 |
| Wenatchee, WA | 2 | $ 600,000 | $ 300,000 | $ 72,000 |
| Wilmington, DE-MD-NJ | 2 | $ 700,000 | $ 350,000 | $ 144,000 |
| Winston-Salem, NC | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| York-Hanover, PA | 2 | $ 470,000 | $ 235,000 | $ 160,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Akron, OH | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 145,000 | $ 145,000 | $ 9,000 |
| Barnstable Town, MA | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Bloomsburg-Berwick, PA | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Carbondale-Marion, IL | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Champaign-Urbana, IL | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Charlottesville, VA | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| College Station-Bryan, TX | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Corpus Christi, TX | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Corvallis, OR | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| El Centro, CA | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| El Paso, TX | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Eugene, OR | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Gainesville, FL | 1 | $ 95,000 | $ 95,000 | $ 226,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Lancaster, PA | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Lewiston, ID-WA | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Logan, UT-ID | 1 | $ 265,000 | $ 265,000 | $ 208,000 |
| Lynchburg, VA | 1 | $ 455,000 | $ 455,000 | $ 170,000 |
| Macon-Bibb County, GA | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Michigan City-La Porte, IN | 1 | $ 85,000 | $ 85,000 | $ 339,000 |
| Mobile, AL | 1 | $ 105,000 | $ 105,000 | $ 231,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| New Bern, NC | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| New Orleans-Metairie, LA | 1 | $ 205,000 | $ 205,000 | $ 262,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 175,000 | $ 175,000 | $ 236,000 |
| Peoria, IL | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Pocatello, ID | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Providence-Warwick, RI-MA | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Punta Gorda, FL | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Reno, NV | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| San Angelo, TX | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Savannah, GA | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| The Villages, FL | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Tyler, TX | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Urban Honolulu, HI | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Vineland-Bridgeton, NJ | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Warner Robins, GA | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Yakima, WA | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Geneva Financial LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,491 | $747,765,000 | $214,000 | $1,285,000 | $93,000 | $1,350,000 |
| Refinancing | 429 | $107,135,000 | $249,000 | $1,725,000 | $109,000 | $2,928,000 |
| Home Improvement | 370 | $92,140,000 | $249,000 | $6,005,000 | $107,000 | $1,392,000 |
| Cash-out Refinancing | 274 | $63,000,000 | $229,000 | $1,445,000 | $121,000 | $4,259,000 |
| Not Applicable | 82 | $17,560,000 | $214,000 | $1,765,000 | $90,000 | $461,000 |
| Other Purpose | 60 | $3,770,000 | $62,000 | $385,000 | $69,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,905 | $639,005,000 | $219,000 | $1,765,000 | $101,000 | $4,259,000 |
| Hispanic | 981 | $207,695,000 | $211,000 | $6,005,000 | $73,000 | $1,200,000 |
| Black or African American | 512 | $108,190,000 | $211,000 | $1,105,000 | $93,000 | $2,928,000 |
| Asian | 208 | $47,360,000 | $227,000 | $1,045,000 | $135,000 | $794,000 |
| Not Provided | 52 | $16,790,000 | $322,000 | $5,415,000 | $118,000 | $1,346,000 |
| American Indian or Alaskan Native | 19 | $4,295,000 | $226,000 | $465,000 | $181,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,915,000 | $261,000 | $875,000 | $105,000 | $215,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,070 | $688,980,000 | $224,000 | $6,005,000 | $113,000 | $4,259,000 |
| FHA-insured (Federal Housing Administration) | 1,250 | $253,280,000 | $202,000 | $725,000 | $65,000 | $211,000 |
| VA-guaranteed (Veterans Administration) | 290 | $73,450,000 | $253,000 | $695,000 | $75,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $15,660,000 | $163,000 | $615,000 | $55,000 | $162,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,023 | $657,635,000 | $217,000 | $1,725,000 | $100,000 | $4,259,000 |
| Application Withdrawn By Applicant | 1,264 | $283,790,000 | $224,000 | $5,415,000 | $95,000 | $2,928,000 |
| Application Denied By Financial Institution | 180 | $34,590,000 | $192,000 | $765,000 | $64,000 | $317,000 |
| Application Approved But Not Accepted | 125 | $24,505,000 | $196,000 | $625,000 | $93,000 | $820,000 |
| File Closed For Incompleteness | 108 | $29,780,000 | $275,000 | $6,005,000 | $90,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 5 | $965,000 | $193,000 | $285,000 | $55,000 | $98,000 |
| Preapproval Approved but not Accepted | 1 | $105,000 | $105,000 | $105,000 | $81,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,521 | $995,815,000 | $220,000 | $6,005,000 | $98,000 | $4,259,000 |
| Debt-To-Income Ratio | 47 | $8,925,000 | $189,000 | $765,000 | $57,000 | $317,000 |
| Credit History | 37 | $7,675,000 | $207,000 | $475,000 | $68,000 | $147,000 |
| Other | 33 | $5,965,000 | $180,000 | $615,000 | $70,000 | $279,000 |
| Collateral | 20 | $3,630,000 | $181,000 | $395,000 | $66,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $3,270,000 | $181,000 | $315,000 | $60,000 | $156,000 |
| Unverifiable Information | 15 | $2,405,000 | $160,000 | $265,000 | $53,000 | $166,000 |
| Credit Application Incomplete | 8 | $2,120,000 | $265,000 | $605,000 | $86,000 | $156,000 |
| Employment History | 7 | $1,565,000 | $223,000 | $455,000 | $68,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Geneva Financial LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Geneva Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About