Global Home Loans and Finance Mortgage Lending & HMDA Data, 2005
In 2005, Global Home Loans and Finance of Melville, NY reported 2,547 mortgage applications totaling $588.9 million. The average application was for $231,197, and applicants reported an average income of $103,352. 51% of its applications resulted in an originated loan and 7% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (893), Nassau-Suffolk, NY (495) and Atlanta-Sandy Springs-Marietta, GA (58) (applications in parentheses).
| Mortgage Company & Address | Global Home Loans and Finance 270 South Service Road Suite 25 Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 |
| Total Number of Mortgage Applications | 2,547 |
| Total Mortgage Loan Application Amount | $588,859,000 |
| Average Mortgage Loan Application Amount | $231,197 |
| Highest Mortgage Loan Application Amount | $1,956,000 |
| Average Applicant Income | $103,352 |
| Highest Applicant Income | $2,034,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Global Home Loans and Finance filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens, New York | 451 | $ 118,822,000 | $ 263,463 | $ 104,000 |
| Suffolk, New York | 330 | $ 78,324,000 | $ 237,345 | $ 119,000 |
| Kings, New York | 248 | $ 70,726,000 | $ 285,185 | $ 106,000 |
| Nassau, New York | 165 | $ 49,318,000 | $ 298,896 | $ 157,000 |
| Bronx, New York | 70 | $ 16,897,000 | $ 241,385 | $ 84,000 |
| Richmond, New York | 43 | $ 10,099,000 | $ 234,860 | $ 95,000 |
| Westchester, New York | 40 | $ 12,657,000 | $ 316,425 | $ 109,000 |
| Maricopa, Arizona | 33 | $ 6,291,000 | $ 190,636 | $ 112,000 |
| Broward, Florida | 33 | $ 5,702,000 | $ 172,787 | $ 109,000 |
| Hudson, New Jersey | 23 | $ 5,914,000 | $ 257,130 | $ 145,000 |
| Miami-Dade, Florida | 20 | $ 3,739,000 | $ 186,950 | $ 140,000 |
| Orange, New York | 20 | $ 3,219,000 | $ 160,950 | $ 104,000 |
| Providence, Rhode Island | 20 | $ 3,469,000 | $ 173,450 | $ 60,000 |
| Essex, New Jersey | 19 | $ 4,366,000 | $ 229,789 | $ 91,000 |
| New York, New York | 18 | $ 5,782,000 | $ 321,222 | $ 213,000 |
| Prince George's, Maryland | 17 | $ 4,095,000 | $ 240,882 | $ 71,000 |
| Fairfield, Connecticut | 16 | $ 3,522,000 | $ 220,125 | $ 98,000 |
| Orange, Florida | 16 | $ 2,814,000 | $ 175,875 | $ 77,000 |
| Bergen, New Jersey | 16 | $ 5,915,000 | $ 369,687 | $ 101,000 |
| New Haven, Connecticut | 15 | $ 2,779,000 | $ 185,266 | $ 89,000 |
| Middlesex, Massachusetts | 15 | $ 3,771,000 | $ 251,400 | $ 81,000 |
| Fulton, Georgia | 14 | $ 1,514,000 | $ 108,142 | $ 74,000 |
| Monroe, Pennsylvania | 14 | $ 2,675,000 | $ 191,071 | $ 108,000 |
| Palm Beach, Florida | 13 | $ 4,341,000 | $ 333,923 | $ 52,000 |
| Morris, New Jersey | 13 | $ 3,553,000 | $ 273,307 | $ 97,000 |
| Erie, New York | 13 | $ 2,049,000 | $ 157,615 | $ 304,000 |
| Rockland, New York | 13 | $ 3,365,000 | $ 258,846 | $ 103,000 |
| Philadelphia, Pennsylvania | 13 | $ 1,584,000 | $ 121,846 | $ 79,000 |
| Pasco, Florida | 12 | $ 1,450,000 | $ 120,833 | $ 102,000 |
| St. Lucie, Florida | 12 | $ 1,737,000 | $ 144,750 | $ 150,000 |
| Hampden, Massachusetts | 12 | $ 1,549,000 | $ 129,083 | $ 110,000 |
| Passaic, New Jersey | 12 | $ 3,556,000 | $ 296,333 | $ 109,000 |
| Somerset, New Jersey | 12 | $ 3,191,000 | $ 265,916 | $ 87,000 |
| Montgomery, Pennsylvania | 12 | $ 1,866,000 | $ 155,500 | $ 101,000 |
| DeKalb, Georgia | 11 | $ 1,158,000 | $ 105,272 | $ 60,000 |
| Hillsborough, New Hampshire | 11 | $ 1,948,000 | $ 177,090 | $ 76,000 |
| Monmouth, New Jersey | 11 | $ 3,595,000 | $ 326,818 | $ 108,000 |
| Hartford, Connecticut | 10 | $ 1,198,000 | $ 119,800 | $ 94,000 |
| Cobb, Georgia | 10 | $ 1,796,000 | $ 179,600 | $ 95,000 |
| Essex, Massachusetts | 10 | $ 2,452,000 | $ 245,200 | $ 85,000 |
| Suffolk, Massachusetts | 10 | $ 2,662,000 | $ 266,200 | $ 69,000 |
| Ocean, New Jersey | 10 | $ 3,074,000 | $ 307,400 | $ 116,000 |
| Dutchess, New York | 10 | $ 2,101,000 | $ 210,100 | $ 80,000 |
| Putnam, New York | 10 | $ 2,880,000 | $ 288,000 | $ 90,000 |
| Osceola, Florida | 9 | $ 1,174,000 | $ 130,444 | $ 83,000 |
| Norfolk, Massachusetts | 9 | $ 2,267,000 | $ 251,888 | $ 79,000 |
| Union, New Jersey | 9 | $ 2,725,000 | $ 302,777 | $ 82,000 |
| Sacramento, California | 8 | $ 1,411,000 | $ 176,375 | $ 94,000 |
| District of Columbia, District Of Columbia | 8 | $ 2,351,000 | $ 293,875 | $ 61,000 |
| Hillsborough, Florida | 8 | $ 1,126,000 | $ 140,750 | $ 82,000 |
| Lake, Florida | 8 | $ 1,240,000 | $ 155,000 | $ 106,000 |
| Pinellas, Florida | 8 | $ 1,228,000 | $ 153,500 | $ 80,000 |
| Gwinnett, Georgia | 8 | $ 1,564,000 | $ 195,500 | $ 62,000 |
| Anne Arundel, Maryland | 8 | $ 1,450,000 | $ 181,250 | $ 57,000 |
| Baltimore, Maryland | 8 | $ 1,744,000 | $ 218,000 | $ 84,000 |
| Plymouth, Massachusetts | 8 | $ 2,106,000 | $ 263,250 | $ 65,000 |
| Worcester, Massachusetts | 8 | $ 1,421,000 | $ 177,625 | $ 55,000 |
| Burlington, New Jersey | 8 | $ 1,840,000 | $ 230,000 | $ 67,000 |
| Middlesex, New Jersey | 8 | $ 1,611,000 | $ 201,375 | $ 59,000 |
| Richland, South Carolina | 8 | $ 652,000 | $ 81,500 | $ 35,000 |
| Barnstable, Massachusetts | 7 | $ 1,955,000 | $ 279,285 | $ 181,000 |
| Bristol, Massachusetts | 7 | $ 1,321,000 | $ 188,714 | $ 109,000 |
| Rockingham, New Hampshire | 7 | $ 1,866,000 | $ 266,571 | $ 58,000 |
| Camden, New Jersey | 7 | $ 1,554,000 | $ 222,000 | $ 54,000 |
| Mercer, New Jersey | 7 | $ 1,036,000 | $ 148,000 | $ 71,000 |
| New Castle, Delaware | 6 | $ 684,000 | $ 114,000 | $ 74,000 |
| Volusia, Florida | 6 | $ 971,000 | $ 161,833 | $ 61,000 |
| Cook, Illinois | 6 | $ 785,000 | $ 130,833 | $ 86,000 |
| Sullivan, New York | 6 | $ 893,000 | $ 148,833 | $ 68,000 |
| Horry, South Carolina | 6 | $ 1,062,000 | $ 177,000 | $ 101,000 |
| Stanislaus, California | 5 | $ 2,201,000 | $ 440,200 | $ 157,000 |
| Middlesex, Connecticut | 5 | $ 569,000 | $ 113,800 | $ 115,000 |
| Brevard, Florida | 5 | $ 680,000 | $ 136,000 | $ 46,000 |
| Clayton, Georgia | 5 | $ 270,000 | $ 54,000 | $ 63,000 |
| York, Maine | 5 | $ 1,409,000 | $ 281,800 | $ 98,000 |
| Queen Anne's, Maryland | 5 | $ 791,000 | $ 158,200 | $ 68,000 |
| Atlantic, New Jersey | 5 | $ 971,000 | $ 194,200 | $ 67,000 |
| Charleston, South Carolina | 5 | $ 1,112,000 | $ 222,400 | $ 70,000 |
| Berkeley, West Virginia | 5 | $ 976,000 | $ 195,200 | $ 68,000 |
| Pinal, Arizona | 4 | $ 434,000 | $ 108,500 | $ 80,000 |
| San Diego, California | 4 | $ 1,163,000 | $ 290,750 | $ 304,000 |
| Solano, California | 4 | $ 1,221,000 | $ 305,250 | $ 116,000 |
| Martin, Florida | 4 | $ 944,000 | $ 236,000 | $ 90,000 |
| Seminole, Florida | 4 | $ 973,000 | $ 243,250 | $ 151,000 |
| Marion, Indiana | 4 | $ 291,000 | $ 72,750 | $ 52,000 |
| Dickinson, Michigan | 4 | $ 198,000 | $ 49,500 | $ 47,000 |
| Wayne, Michigan | 4 | $ 563,000 | $ 140,750 | $ 65,000 |
| Greene, Missouri | 4 | $ 349,000 | $ 87,250 | $ 55,000 |
| Salem, New Jersey | 4 | $ 746,000 | $ 186,500 | $ 83,000 |
| Albany, New York | 4 | $ 417,000 | $ 104,250 | $ 84,000 |
| Greene, New York | 4 | $ 2,552,000 | $ 638,000 | $ 292,000 |
| Livingston, New York | 4 | $ 360,000 | $ 90,000 | $ 82,000 |
| Monroe, New York | 4 | $ 436,000 | $ 109,000 | $ 51,000 |
| Saratoga, New York | 4 | $ 623,000 | $ 155,750 | $ 54,000 |
| Ulster, New York | 4 | $ 472,000 | $ 118,000 | $ 68,000 |
| Delaware, Pennsylvania | 4 | $ 436,000 | $ 109,000 | $ 70,000 |
| Pike, Pennsylvania | 4 | $ 612,000 | $ 153,000 | $ 106,000 |
| Shelby, Tennessee | 4 | $ 297,000 | $ 74,250 | $ 55,000 |
| Virginia Beach, Virginia | 4 | $ 631,000 | $ 157,750 | $ 53,000 |
| Pierce, Washington | 4 | $ 678,000 | $ 169,500 | $ 75,000 |
| Contra Costa, California | 3 | $ 1,086,000 | $ 362,000 | $ 125,000 |
| Los Angeles, California | 3 | $ 648,000 | $ 216,000 | $ 164,000 |
| Sutter, California | 3 | $ 583,000 | $ 194,333 | $ 45,000 |
| Litchfield, Connecticut | 3 | $ 236,000 | $ 78,666 | $ 98,000 |
| Collier, Florida | 3 | $ 858,000 | $ 286,000 | $ 96,000 |
| Indian River, Florida | 3 | $ 514,000 | $ 171,333 | $ 26,000 |
| Polk, Florida | 3 | $ 378,000 | $ 126,000 | $ 78,000 |
| St. Johns, Florida | 3 | $ 445,000 | $ 148,333 | $ 301,000 |
| Howard, Maryland | 3 | $ 675,000 | $ 225,000 | $ 59,000 |
| Montgomery, Maryland | 3 | $ 876,000 | $ 292,000 | $ 170,000 |
| Berkshire, Massachusetts | 3 | $ 722,000 | $ 240,666 | $ 289,000 |
| Belknap, New Hampshire | 3 | $ 338,000 | $ 112,666 | $ 40,000 |
| Merrimack, New Hampshire | 3 | $ 395,000 | $ 131,666 | $ 70,000 |
| Cape May, New Jersey | 3 | $ 616,000 | $ 205,333 | $ 82,000 |
| Cumberland, New Jersey | 3 | $ 317,000 | $ 105,666 | $ 83,000 |
| Gloucester, New Jersey | 3 | $ 499,000 | $ 166,333 | $ 89,000 |
| Sussex, New Jersey | 3 | $ 589,000 | $ 196,333 | $ 60,000 |
| Broome, New York | 3 | $ 612,000 | $ 204,000 | $ 111,000 |
| Oneida, New York | 3 | $ 196,000 | $ 65,333 | $ 63,000 |
| Schenectady, New York | 3 | $ 223,000 | $ 74,333 | $ 59,000 |
| Chester, Pennsylvania | 3 | $ 403,000 | $ 134,333 | $ 48,000 |
| Lackawanna, Pennsylvania | 3 | $ 201,000 | $ 67,000 | $ 75,000 |
| Lancaster, Pennsylvania | 3 | $ 313,000 | $ 104,333 | $ 63,000 |
| Lehigh, Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| Northampton, Pennsylvania | 3 | $ 620,000 | $ 206,666 | $ 79,000 |
| Kent, Rhode Island | 3 | $ 755,000 | $ 251,666 | $ 74,000 |
| Lexington, South Carolina | 3 | $ 489,000 | $ 163,000 | $ 133,000 |
| York, South Carolina | 3 | $ 292,000 | $ 97,333 | $ 54,000 |
| Newport News, Virginia | 3 | $ 328,000 | $ 109,333 | $ 184,000 |
| Spotsylvania, Virginia | 3 | $ 801,000 | $ 267,000 | $ 120,000 |
| Wood, West Virginia | 3 | $ 113,000 | $ 37,666 | $ 66,000 |
| Pima, Arizona | 2 | $ 415,000 | $ 207,500 | $ 115,000 |
| Pulaski, Arkansas | 2 | $ 109,000 | $ 54,500 | $ 76,000 |
| San Luis Obispo, California | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Santa Clara, California | 2 | $ 607,000 | $ 303,500 | $ 0 |
| Tulare, California | 2 | $ 249,000 | $ 124,500 | $ 108,000 |
| Clay, Florida | 2 | $ 247,000 | $ 123,500 | $ 127,000 |
| Hernando, Florida | 2 | $ 461,000 | $ 230,500 | $ 113,000 |
| Lee, Florida | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Bartow, Georgia | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Chatham, Georgia | 2 | $ 144,000 | $ 72,000 | $ 73,000 |
| Fayette, Georgia | 2 | $ 467,000 | $ 233,500 | $ 94,000 |
| Rockdale, Georgia | 2 | $ 267,000 | $ 133,500 | $ 90,000 |
| Lake, Indiana | 2 | $ 607,000 | $ 303,500 | $ 236,000 |
| Johnson, Kansas | 2 | $ 162,000 | $ 81,000 | $ 40,000 |
| Cumberland, Maine | 2 | $ 226,000 | $ 113,000 | $ 60,000 |
| Baltimore City, Maryland | 2 | $ 162,000 | $ 81,000 | $ 58,000 |
| Charles, Maryland | 2 | $ 612,000 | $ 306,000 | $ 78,000 |
| Harford, Maryland | 2 | $ 394,000 | $ 197,000 | $ 16,000 |
| St. Mary's, Maryland | 2 | $ 459,000 | $ 229,500 | $ 45,000 |
| Monroe, Michigan | 2 | $ 382,000 | $ 191,000 | $ 89,000 |
| Muskegon, Michigan | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| Christian, Missouri | 2 | $ 137,000 | $ 68,500 | $ 61,000 |
| Johnson, Missouri | 2 | $ 191,000 | $ 95,500 | $ 67,000 |
| Webster, Missouri | 2 | $ 127,000 | $ 63,500 | $ 44,000 |
| Douglas, Nebraska | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Grafton, New Hampshire | 2 | $ 802,000 | $ 401,000 | $ 213,000 |
| Strafford, New Hampshire | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Santa Fe, New Mexico | 2 | $ 275,000 | $ 137,500 | $ 156,000 |
| Cayuga, New York | 2 | $ 127,000 | $ 63,500 | $ 30,000 |
| Chautauqua, New York | 2 | $ 88,000 | $ 44,000 | $ 42,000 |
| Chemung, New York | 2 | $ 163,000 | $ 81,500 | $ 128,000 |
| Rensselaer, New York | 2 | $ 298,000 | $ 149,000 | $ 107,000 |
| Warren, New York | 2 | $ 538,000 | $ 269,000 | $ 85,000 |
| Clackamas, Oregon | 2 | $ 305,000 | $ 152,500 | $ 130,000 |
| Jackson, Oregon | 2 | $ 360,000 | $ 180,000 | $ 180,000 |
| Lane, Oregon | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| Multnomah, Oregon | 2 | $ 286,000 | $ 143,000 | $ 55,000 |
| Washington, Oregon | 2 | $ 178,000 | $ 89,000 | $ 43,000 |
| Berks, Pennsylvania | 2 | $ 367,000 | $ 183,500 | $ 50,000 |
| Carbon, Pennsylvania | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Dauphin, Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 38,000 |
| York, Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 71,000 |
| Bristol, Rhode Island | 2 | $ 386,000 | $ 193,000 | $ 104,000 |
| Dorchester, South Carolina | 2 | $ 328,000 | $ 164,000 | $ 79,000 |
| Bedford, Tennessee | 2 | $ 114,000 | $ 57,000 | $ 31,000 |
| Cumberland, Tennessee | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| Hardeman, Tennessee | 2 | $ 55,000 | $ 27,500 | $ 39,000 |
| Sumner, Tennessee | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Rutland, Vermont | 2 | $ 167,000 | $ 83,500 | $ 79,000 |
| Fairfax, Virginia | 2 | $ 945,000 | $ 472,500 | $ 191,000 |
| Norfolk, Virginia | 2 | $ 156,000 | $ 78,000 | $ 62,000 |
| Pulaski, Virginia | 2 | $ 143,000 | $ 71,500 | $ 132,000 |
| Richmond City, Virginia | 2 | $ 216,000 | $ 108,000 | $ 218,000 |
| Pleasants, West Virginia | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Teton, Wyoming | 2 | $ 477,000 | $ 238,500 | $ 112,000 |
| Mohave, Arizona | 1 | $ 236,000 | $ 236,000 | $ 87,000 |
| Cross, Arkansas | 1 | $ 44,000 | $ 44,000 | $ 133,000 |
| Washington, Arkansas | 1 | $ 198,000 | $ 198,000 | $ 72,000 |
| Fresno, California | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Madera, California | 1 | $ 296,000 | $ 296,000 | $ 125,000 |
| Monterey, California | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| San Bernardino, California | 1 | $ 160,000 | $ 160,000 | $ 216,000 |
| Ventura, California | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Arapahoe, Colorado | 1 | $ 128,000 | $ 128,000 | $ 0 |
| New London, Connecticut | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Tolland, Connecticut | 1 | $ 196,000 | $ 196,000 | $ 67,000 |
| Kent, Delaware | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Alachua, Florida | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| Duval, Florida | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Escambia, Florida | 1 | $ 99,000 | $ 99,000 | $ 22,000 |
| Flagler, Florida | 1 | $ 178,000 | $ 178,000 | $ 30,000 |
| Manatee, Florida | 1 | $ 189,000 | $ 189,000 | $ 103,000 |
| Okaloosa, Florida | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Putnam, Florida | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Coweta, Georgia | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Douglas, Georgia | 1 | $ 271,000 | $ 271,000 | $ 105,000 |
| Forsyth, Georgia | 1 | $ 277,000 | $ 277,000 | $ 83,000 |
| Hall, Georgia | 1 | $ 126,000 | $ 126,000 | $ 99,000 |
| Harris, Georgia | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| Lowndes, Georgia | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| McIntosh, Georgia | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Paulding, Georgia | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Stephens, Georgia | 1 | $ 192,000 | $ 192,000 | $ 54,000 |
| Towns, Georgia | 1 | $ 267,000 | $ 267,000 | $ 126,000 |
| Union, Georgia | 1 | $ 350,000 | $ 350,000 | $ 696,000 |
| Maui, Hawaii | 1 | $ 1,956,000 | $ 1,956,000 | $ 600,000 |
| Blaine, Idaho | 1 | $ 330,000 | $ 330,000 | $ 109,000 |
| Bonner, Idaho | 1 | $ 158,000 | $ 158,000 | $ 32,000 |
| Valley, Idaho | 1 | $ 202,000 | $ 202,000 | $ 105,000 |
| Champaign, Illinois | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| DuPage, Illinois | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Kendall, Illinois | 1 | $ 223,000 | $ 223,000 | $ 74,000 |
| Will, Illinois | 1 | $ 144,000 | $ 144,000 | $ 66,000 |
| Allen, Indiana | 1 | $ 223,000 | $ 223,000 | $ 115,000 |
| Ripley, Indiana | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Vanderburgh, Indiana | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Polk, Iowa | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Fayette, Kentucky | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| Jefferson, Kentucky | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Carroll, Maryland | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| Frederick, Maryland | 1 | $ 233,000 | $ 233,000 | $ 64,000 |
| Washington, Maryland | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Benzie, Michigan | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Marquette, Michigan | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Oakland, Michigan | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Pine, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| Lancaster, Nebraska | 1 | $ 37,000 | $ 37,000 | $ 57,000 |
| Lyon, Nevada | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Carroll, New Hampshire | 1 | $ 216,000 | $ 216,000 | $ 213,000 |
| Coos, New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Warren, New Jersey | 1 | $ 351,000 | $ 351,000 | $ 113,000 |
| Cattaraugus, New York | 1 | $ 61,000 | $ 61,000 | $ 56,000 |
| Delaware, New York | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Franklin, New York | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Herkimer, New York | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Ontario, New York | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Orleans, New York | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Steuben, New York | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Washington, New York | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Wayne, New York | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Okmulgee, Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 78,000 |
| Marion, Oregon | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Beaver, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Bucks, Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 70,000 |
| Columbia, Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Luzerne, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 22,000 |
| Snyder, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Westmoreland, Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Newport, Rhode Island | 1 | $ 340,000 | $ 340,000 | $ 90,000 |
| Beaufort, South Carolina | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Cherokee, South Carolina | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Spartanburg, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Union, South Carolina | 1 | $ 187,000 | $ 187,000 | $ 28,000 |
| Fall River, South Dakota | 1 | $ 44,000 | $ 44,000 | $ 13,000 |
| Cannon, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Greene, Tennessee | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Lewis, Tennessee | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Montgomery, Tennessee | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Rutherford, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Weakley, Tennessee | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| Salt Lake, Utah | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| Bennington, Vermont | 1 | $ 170,000 | $ 170,000 | $ 43,000 |
| Caledonia, Vermont | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Chittenden, Vermont | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Franklin, Vermont | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Windham, Vermont | 1 | $ 218,000 | $ 218,000 | $ 79,000 |
| Windsor, Vermont | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Alexandria, Virginia | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Botetourt, Virginia | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Caroline, Virginia | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Chesterfield, Virginia | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
| Henrico, Virginia | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Loudoun, Virginia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Lynchburg, Virginia | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Manassas, Virginia | 1 | $ 264,000 | $ 264,000 | $ 80,000 |
| Mecklenburg, Virginia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Page, Virginia | 1 | $ 210,000 | $ 210,000 | $ 48,000 |
| Prince William, Virginia | 1 | $ 384,000 | $ 384,000 | $ 91,000 |
| Roanoke, Virginia | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| York, Virginia | 1 | $ 392,000 | $ 392,000 | $ 134,000 |
| King, Washington | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| Walla Walla, Washington | 1 | $ 274,000 | $ 274,000 | $ 89,000 |
| Harrison, West Virginia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Marshall, West Virginia | 1 | $ 42,000 | $ 42,000 | $ 19,000 |
| Monongalia, West Virginia | 1 | $ 164,000 | $ 164,000 | $ 104,000 |
| Ritchie, West Virginia | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Tyler, West Virginia | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Wetzel, West Virginia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Clark, Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Milwaukee, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Washington, Wisconsin | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Global Home Loans and Finance in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,308 | $319,011,000 | $218,119 | $1,956,000 | $82,380 | $2,034,000 |
| Home Purchase | 1,226 | $268,098,000 | $138,142 | $1,000,000 | $87,928 | $1,024,000 |
| Home Improvement | 13 | $1,750,000 | $102,750 | $332,000 | $68,000 | $696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,686 | $388,155,000 | $208,700 | $1,956,000 | $84,575 | $1,200,000 |
| White | 378 | $85,052,000 | $175,392 | $1,200,000 | $88,250 | $2,034,000 |
| Black or African American | 216 | $48,604,000 | $189,142 | $1,000,000 | $65,428 | $486,000 |
| Hispanic | 170 | $42,974,000 | $230,800 | $760,000 | $97,000 | $725,000 |
| Asian | 94 | $23,460,000 | $187,857 | $760,000 | $89,142 | $252,000 |
| American Indian or Alaskan Native | 3 | $614,000 | $204,000 | $364,000 | $198,000 | $297,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,542 | $587,643,000 | $202,813 | $1,956,000 | $84,744 | $2,034,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,216,000 | $243,000 | $381,000 | $93,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,306 | $303,934,000 | $182,423 | $1,200,000 | $79,923 | $1,200,000 |
| Application Withdrawn By Applicant | 1,067 | $245,725,000 | $205,692 | $1,956,000 | $83,717 | $2,034,000 |
| Application Denied By Financial Institution | 174 | $39,200,000 | $180,950 | $1,890,000 | $99,550 | $720,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Global Home Loans and Finance's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Global Home Loans and Finance's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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