Gmfs, LLC Mortgage Lending & HMDA Data, 2014
In 2014, Gmfs, LLC of Baton Rouge, LA reported 12,202 mortgage applications totaling $2.2 billion, down 11% from 2013. The average application was for $181,989, and applicants reported an average income of $78,668. 60% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Baton Rouge, LA (4,123), New Orleans-Metairie, LA (2,218) and Lafayette, LA (798) (applications in parentheses).
| Mortgage Company & Address | Gmfs, LLC 7389 Florida Blvd, Ste 200-A Baton Rouge, LA 70806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,202 |
| Total Mortgage Loan Application Amount | $2,220,633,000 |
| Average Mortgage Loan Application Amount | $181,989 |
| Highest Mortgage Loan Application Amount | $1,825,000 |
| Average Applicant Income | $78,668 |
| Highest Applicant Income | $1,416,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gmfs, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baton Rouge, LA | 4,123 | $ 763,361,000 | $ 185,146 | $ 78,000 |
| New Orleans-Metairie, LA | 2,218 | $ 420,325,000 | $ 189,506 | $ 78,000 |
| Lafayette, LA | 798 | $ 143,803,000 | $ 180,204 | $ 75,000 |
| Hammond, LA | 342 | $ 54,754,000 | $ 160,099 | $ 63,000 |
| Houma-Thibodaux, LA | 266 | $ 48,075,000 | $ 180,733 | $ 80,000 |
| Mobile, AL | 233 | $ 33,671,000 | $ 144,510 | $ 66,000 |
| Birmingham-Hoover, AL | 222 | $ 41,196,000 | $ 185,567 | $ 77,000 |
| Alexandria, LA | 220 | $ 37,598,000 | $ 170,900 | $ 84,000 |
| Huntsville, AL | 218 | $ 40,242,000 | $ 184,596 | $ 95,000 |
| Lake Charles, LA | 185 | $ 29,808,000 | $ 161,124 | $ 78,000 |
| Shreveport-Bossier City, LA | 142 | $ 28,551,000 | $ 201,063 | $ 91,000 |
| Daphne-Fairhope-Foley, AL | 124 | $ 22,241,000 | $ 179,362 | $ 77,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 123 | $ 19,151,000 | $ 155,699 | $ 57,000 |
| Tallahassee, FL | 108 | $ 22,147,000 | $ 205,064 | $ 113,000 |
| Atlanta-Sandy Springs-Roswell, GA | 103 | $ 24,186,000 | $ 234,815 | $ 107,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 97 | $ 20,435,000 | $ 210,670 | $ 106,113 |
| Jackson, MS | 97 | $ 20,908,000 | $ 215,546 | $ 97,000 |
| Monroe, LA | 95 | $ 14,152,000 | $ 148,968 | $ 62,000 |
| Chicago-Naperville-Arlington Heights, IL | 93 | $ 24,799,000 | $ 266,655 | $ 121,000 |
| Macon, GA | 90 | $ 14,145,000 | $ 157,166 | $ 92,000 |
| Little Rock-North Little Rock-Conway, AR | 79 | $ 14,847,000 | $ 187,936 | $ 81,000 |
| Montgomery, AL | 74 | $ 14,260,000 | $ 192,702 | $ 87,000 |
| Gadsden, AL | 60 | $ 7,339,000 | $ 122,316 | $ 56,000 |
| Clarksville, TN-KY | 56 | $ 9,014,000 | $ 160,964 | $ 52,142 |
| Augusta-Richmond County, GA-SC | 43 | $ 6,992,000 | $ 162,604 | $ 79,604 |
| Jonesboro, AR | 36 | $ 5,223,000 | $ 145,083 | $ 64,000 |
| Salt Lake City, UT | 33 | $ 8,927,000 | $ 270,515 | $ 79,000 |
| Warner Robins, GA | 32 | $ 5,143,000 | $ 160,718 | $ 79,000 |
| Tuscaloosa, AL | 31 | $ 7,238,000 | $ 233,483 | $ 91,000 |
| Gulfport-Biloxi-Pascagoula, MS | 29 | $ 4,336,000 | $ 149,517 | $ 74,000 |
| Knoxville, TN | 27 | $ 3,761,000 | $ 139,296 | $ 57,000 |
| Oklahoma City, OK | 23 | $ 3,225,000 | $ 140,217 | $ 65,000 |
| Hattiesburg, MS | 20 | $ 3,433,000 | $ 171,650 | $ 75,000 |
| Hot Springs, AR | 18 | $ 2,505,000 | $ 139,166 | $ 75,000 |
| Los Angeles-Long Beach-Glendale, CA | 18 | $ 7,780,000 | $ 432,222 | $ 101,000 |
| Elgin, IL | 16 | $ 3,586,000 | $ 224,125 | $ 91,000 |
| Lake County-Kenosha County, IL-WI | 16 | $ 3,702,000 | $ 231,375 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 6,948,000 | $ 463,200 | $ 159,000 |
| Houston-The Woodlands-Sugar Land, TX | 15 | $ 2,849,000 | $ 189,933 | $ 95,000 |
| Ogden-Clearfield, UT | 14 | $ 2,756,000 | $ 196,857 | $ 68,000 |
| Tyler, TX | 14 | $ 2,389,000 | $ 170,642 | $ 78,000 |
| Columbia, SC | 12 | $ 1,583,000 | $ 131,916 | $ 49,000 |
| Decatur, AL | 12 | $ 2,201,000 | $ 183,416 | $ 75,000 |
| Florence, SC | 12 | $ 2,046,000 | $ 170,500 | $ 66,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 3,295,000 | $ 274,583 | $ 115,000 |
| Memphis, TN-MS-AR | 11 | $ 2,836,000 | $ 257,818 | $ 114,545 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 5,022,000 | $ 502,200 | $ 153,000 |
| Tulsa, OK | 10 | $ 1,267,000 | $ 126,700 | $ 114,000 |
| Dallas-Plano-Irving, TX | 8 | $ 2,207,000 | $ 275,875 | $ 174,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,150,000 | $ 143,750 | $ 89,000 |
| Chattanooga, TN-GA | 7 | $ 1,163,000 | $ 166,142 | $ 61,428 |
| Fort Smith, AR-OK | 7 | $ 917,000 | $ 131,000 | $ 74,571 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,116,000 | $ 159,428 | $ 77,000 |
| Florence-Muscle Shoals, AL | 6 | $ 1,176,000 | $ 196,000 | $ 90,000 |
| Provo-Orem, UT | 6 | $ 1,181,000 | $ 196,833 | $ 68,000 |
| Savannah, GA | 6 | $ 1,035,000 | $ 172,500 | $ 77,000 |
| Auburn-Opelika, AL | 5 | $ 774,000 | $ 154,800 | $ 54,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 502,000 | $ 125,500 | $ 48,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 1,338,000 | $ 334,500 | $ 90,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 1,649,000 | $ 412,250 | $ 123,000 |
| San Diego-Carlsbad, CA | 4 | $ 1,247,000 | $ 311,750 | $ 81,000 |
| Bowling Green, KY | 3 | $ 456,000 | $ 152,000 | $ 44,000 |
| Columbus, GA-AL | 3 | $ 576,000 | $ 192,000 | $ 86,666 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 371,000 | $ 123,666 | $ 65,000 |
| Peoria, IL | 3 | $ 360,000 | $ 120,000 | $ 50,000 |
| Port St. Lucie, FL | 3 | $ 581,000 | $ 193,666 | $ 55,000 |
| Rome, GA | 3 | $ 399,000 | $ 133,000 | $ 72,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,173,000 | $ 391,000 | $ 78,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3 | $ 639,000 | $ 213,000 | $ 83,000 |
| Charleston-North Charleston, SC | 2 | $ 277,000 | $ 138,500 | $ 56,000 |
| Cleveland, TN | 2 | $ 480,000 | $ 240,000 | $ 111,000 |
| Dothan, AL | 2 | $ 424,000 | $ 212,000 | $ 69,000 |
| Durham-Chapel Hill, NC | 2 | $ 364,000 | $ 182,000 | $ 162,000 |
| Fort Worth-Arlington, TX | 2 | $ 365,000 | $ 182,500 | $ 81,000 |
| Gainesville, FL | 2 | $ 484,000 | $ 242,000 | $ 96,000 |
| Jackson, TN | 2 | $ 236,000 | $ 118,000 | $ 44,000 |
| Johnson City, TN | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Logan, UT-ID | 2 | $ 323,000 | $ 161,500 | $ 63,000 |
| Longview, TX | 2 | $ 195,000 | $ 97,500 | $ 82,000 |
| Morristown, TN | 2 | $ 208,000 | $ 104,000 | $ 50,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 304,000 | $ 152,000 | $ 90,000 |
| San Antonio-New Braunfels, TX | 2 | $ 427,000 | $ 213,500 | $ 107,000 |
| Sumter, SC | 2 | $ 240,000 | $ 120,000 | $ 138,000 |
| Texarkana, TX-AR | 2 | $ 202,000 | $ 101,000 | $ 43,000 |
| Albany, GA | 1 | $ 81,000 | $ 81,000 | $ 88,000 |
| Altoona, PA | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Asheville, NC | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| Austin-Round Rock, TX | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 352,000 | $ 352,000 | $ 131,000 |
| Brunswick, GA | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Champaign-Urbana, IL | 1 | $ 334,000 | $ 334,000 | $ 131,000 |
| Chico, CA | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| Colorado Springs, CO | 1 | $ 216,000 | $ 216,000 | $ 96,000 |
| Columbus, OH | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 775,000 | $ 775,000 | $ 480,000 |
| Dayton, OH | 1 | $ 82,000 | $ 82,000 | $ 16,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 163,000 | $ 163,000 | $ 76,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 261,000 | $ 261,000 | $ 97,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 77,000 | $ 77,000 | $ 66,000 |
| Elkhart-Goshen, IN | 1 | $ 102,000 | $ 102,000 | $ 21,000 |
| Evansville, IN-KY | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Fort Wayne, IN | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Gainesville, GA | 1 | $ 260,000 | $ 260,000 | $ 122,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 175,000 | $ 175,000 | $ 480,000 |
| Hinesville, GA | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Jacksonville, FL | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| Kankakee, IL | 1 | $ 221,000 | $ 221,000 | $ 56,000 |
| Lawton, OK | 1 | $ 99,000 | $ 99,000 | $ 83,000 |
| Lexington-Fayette, KY | 1 | $ 171,000 | $ 171,000 | $ 45,000 |
| Michigan City-La Porte, IN | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 191,000 | $ 191,000 | $ 59,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 282,000 | $ 282,000 | $ 65,000 |
| Panama City, FL | 1 | $ 253,000 | $ 253,000 | $ 63,000 |
| Pine Bluff, AR | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Pittsburgh, PA | 1 | $ 430,000 | $ 430,000 | $ 112,000 |
| Raleigh, NC | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 592,000 | $ 592,000 | $ 239,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 443,000 | $ 443,000 | $ 109,000 |
| Silver Spring-Frederick-Rockville, MD | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| St. George, UT | 1 | $ 225,000 | $ 225,000 | $ 276,000 |
| Stockton-Lodi, CA | 1 | $ 324,000 | $ 324,000 | $ 70,000 |
| Valdosta, GA | 1 | $ 172,000 | $ 172,000 | $ 95,000 |
| Waco, TX | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| Winston-Salem, NC | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Gmfs, LLC in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,458 | $1,490,004,000 | $176,000 | $1,000,000 | $75,000 | $1,416,000 |
| Refinancing | 3,689 | $721,826,000 | $195,000 | $1,825,000 | $87,000 | $1,035,000 |
| Home Improvement | 55 | $8,803,000 | $160,000 | $382,000 | $84,000 | $285,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,054 | $1,680,255,000 | $185,000 | $1,825,000 | $82,000 | $1,416,000 |
| Not Provided | 1,406 | $250,311,000 | $178,000 | $1,313,000 | $72,000 | $1,005,000 |
| Black or African American | 1,245 | $200,618,000 | $161,000 | $959,000 | $63,000 | $1,100,000 |
| Hispanic | 277 | $47,019,000 | $169,000 | $567,000 | $68,000 | $500,000 |
| Asian | 185 | $36,451,000 | $197,000 | $1,000,000 | $82,000 | $674,000 |
| American Indian or Alaskan Native | 23 | $3,336,000 | $145,000 | $349,000 | $67,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,643,000 | $220,000 | $758,000 | $99,000 | $352,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,320 | $1,281,700,000 | $202,000 | $1,825,000 | $96,000 | $1,416,000 |
| FHA-insured (Federal Housing Administration) | 2,989 | $466,406,000 | $156,000 | $493,000 | $64,000 | $731,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,100 | $308,666,000 | $146,000 | $393,000 | $47,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 793 | $163,861,000 | $206,000 | $798,000 | $79,000 | $528,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,296 | $1,347,567,000 | $184,000 | $1,825,000 | $83,000 | $1,100,000 |
| Application Withdrawn By Applicant | 4,291 | $771,687,000 | $179,000 | $1,497,000 | $75,000 | $1,416,000 |
| Application Denied By Financial Institution | 584 | $94,940,000 | $162,000 | $1,012,000 | $56,000 | $660,000 |
| File Closed For Incompleteness | 31 | $6,439,000 | $207,000 | $417,000 | $42,000 | $140,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 265 | $41,043,000 | $154,000 | $540,000 | $54,000 | $660,000 |
| Debt-To-Income Ratio | 144 | $25,359,000 | $176,000 | $850,000 | $55,000 | $360,000 |
| Other | 120 | $18,901,000 | $157,000 | $919,000 | $57,000 | $609,000 |
| Collateral | 23 | $3,417,000 | $148,000 | $1,012,000 | $67,000 | $492,000 |
| Employment History | 18 | $3,666,000 | $203,000 | $800,000 | $90,000 | $283,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,836,000 | $183,000 | $301,000 | $70,000 | $138,000 |
| Unverifiable Information | 4 | $718,000 | $179,000 | $230,000 | $33,000 | $56,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gmfs, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gmfs, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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