Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Guidance Residential, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,176 |
| Total Mortgage Loan Application Amount | $1,519,240,000 |
| Average Mortgage Loan Application Amount | $324,666 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $141,666 |
| Highest Applicant Income | $2,135,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DuPage County Illinois | 130 | $ 39,120,000 | $ 300,000 | $ 133,000 |
| Cook County Illinois | 128 | $ 33,480,000 | $ 261,000 | $ 119,000 |
| Harris County Texas | 103 | $ 28,495,000 | $ 276,000 | $ 128,000 |
| Collin County Texas | 90 | $ 36,430,000 | $ 404,000 | $ 180,000 |
| King County Washington | 89 | $ 45,585,000 | $ 512,000 | $ 141,000 |
| Fort Bend County Texas | 81 | $ 31,935,000 | $ 394,000 | $ 157,000 |
| Erie County New York | 80 | $ 14,160,000 | $ 177,000 | $ 69,000 |
| Dallas County Texas | 70 | $ 28,120,000 | $ 401,000 | $ 184,000 |
| Middlesex County New Jersey | 67 | $ 26,025,000 | $ 388,000 | $ 137,000 |
| Maricopa County Arizona | 65 | $ 24,575,000 | $ 378,000 | $ 136,000 |
| Nassau County New York | 62 | $ 33,200,000 | $ 535,000 | $ 177,000 |
| Queens County New York | 54 | $ 29,430,000 | $ 545,000 | $ 139,000 |
| Wake County North Carolina | 52 | $ 18,270,000 | $ 351,000 | $ 121,000 |
| Wayne County Michigan | 46 | $ 10,680,000 | $ 232,000 | $ 105,000 |
| Franklin County Ohio | 46 | $ 11,070,000 | $ 240,000 | $ 91,000 |
| Hillsborough County Florida | 45 | $ 15,665,000 | $ 348,000 | $ 155,000 |
| Will County Illinois | 45 | $ 17,565,000 | $ 390,000 | $ 150,000 |
| Middlesex County Massachusetts | 38 | $ 19,130,000 | $ 503,000 | $ 182,000 |
| Hennepin County Minnesota | 35 | $ 11,415,000 | $ 326,000 | $ 165,000 |
| St. Louis County Missouri | 35 | $ 10,035,000 | $ 286,000 | $ 126,000 |
| Hartford County Connecticut | 34 | $ 9,450,000 | $ 277,000 | $ 95,000 |
| Bronx County New York | 34 | $ 18,170,000 | $ 534,000 | $ 118,000 |
| Sacramento County California | 33 | $ 14,255,000 | $ 431,000 | $ 139,000 |
| Passaic County New Jersey | 33 | $ 10,915,000 | $ 330,000 | $ 111,000 |
| Fairfax County Virginia | 33 | $ 15,795,000 | $ 478,000 | $ 150,000 |
| Macomb County Michigan | 32 | $ 7,420,000 | $ 231,000 | $ 78,000 |
| Prince William County Virginia | 31 | $ 14,125,000 | $ 455,000 | $ 110,000 |
| Los Angeles County California | 29 | $ 15,965,000 | $ 550,000 | $ 171,000 |
| Suffolk County New York | 29 | $ 14,015,000 | $ 483,000 | $ 134,000 |
| Williamson County Texas | 29 | $ 12,405,000 | $ 427,000 | $ 176,000 |
| Orange County Florida | 28 | $ 10,670,000 | $ 381,000 | $ 153,000 |
| Howard County Maryland | 28 | $ 10,870,000 | $ 388,000 | $ 136,000 |
| Anoka County Minnesota | 28 | $ 10,000,000 | $ 357,000 | $ 103,000 |
| Tarrant County Texas | 28 | $ 9,450,000 | $ 337,000 | $ 129,000 |
| Contra Costa County California | 27 | $ 18,655,000 | $ 690,000 | $ 228,000 |
| Prince George's County Maryland | 27 | $ 10,525,000 | $ 389,000 | $ 136,000 |
| San Joaquin County California | 26 | $ 13,250,000 | $ 509,000 | $ 159,000 |
| Gwinnett County Georgia | 26 | $ 10,120,000 | $ 389,000 | $ 129,000 |
| Broward County Florida | 25 | $ 8,645,000 | $ 345,000 | $ 129,000 |
| Riverside County California | 24 | $ 11,120,000 | $ 463,000 | $ 155,000 |
| Travis County Texas | 24 | $ 8,710,000 | $ 362,000 | $ 143,000 |
| Santa Clara County California | 23 | $ 17,405,000 | $ 756,000 | $ 330,000 |
| Kings County New York | 23 | $ 13,695,000 | $ 595,000 | $ 122,000 |
| Washington County Oregon | 23 | $ 11,555,000 | $ 502,000 | $ 205,000 |
| Worcester County Massachusetts | 22 | $ 9,510,000 | $ 432,000 | $ 144,000 |
| Oakland County Michigan | 22 | $ 7,250,000 | $ 329,000 | $ 168,000 |
| Bergen County New Jersey | 22 | $ 13,390,000 | $ 608,000 | $ 166,000 |
| Somerset County New Jersey | 22 | $ 9,580,000 | $ 435,000 | $ 137,000 |
| Alameda County California | 21 | $ 14,635,000 | $ 696,000 | $ 213,000 |
| Fulton County Georgia | 21 | $ 8,255,000 | $ 393,000 | $ 173,000 |
| Denton County Texas | 21 | $ 9,045,000 | $ 430,000 | $ 170,000 |
| Baltimore County Maryland | 20 | $ 5,410,000 | $ 270,000 | $ 99,000 |
| Dakota County Minnesota | 20 | $ 6,800,000 | $ 340,000 | $ 149,000 |
| Providence County Rhode Island | 20 | $ 5,630,000 | $ 281,000 | $ 134,000 |
| Shelby County Tennessee | 20 | $ 5,610,000 | $ 280,000 | $ 161,000 |
| Fairfield County Connecticut | 19 | $ 5,915,000 | $ 311,000 | $ 124,000 |
| New Castle County Delaware | 19 | $ 5,275,000 | $ 277,000 | $ 100,000 |
| DeKalb County Georgia | 19 | $ 4,975,000 | $ 261,000 | $ 137,000 |
| Cuyahoga County Ohio | 19 | $ 5,335,000 | $ 280,000 | $ 169,000 |
| Albany County New York | 18 | $ 3,840,000 | $ 213,000 | $ 84,000 |
| Richmond County New York | 18 | $ 8,160,000 | $ 453,000 | $ 121,000 |
| Montgomery County Pennsylvania | 18 | $ 5,450,000 | $ 302,000 | $ 139,000 |
| Essex County New Jersey | 17 | $ 6,455,000 | $ 379,000 | $ 154,000 |
| Allegheny County Pennsylvania | 17 | $ 3,945,000 | $ 232,000 | $ 105,000 |
| Snohomish County Washington | 17 | $ 9,215,000 | $ 542,000 | $ 175,000 |
| Ramsey County Minnesota | 16 | $ 4,850,000 | $ 303,000 | $ 74,000 |
| Delaware County Pennsylvania | 16 | $ 3,350,000 | $ 209,000 | $ 81,000 |
| Lehigh County Pennsylvania | 16 | $ 6,060,000 | $ 378,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 16 | $ 4,550,000 | $ 284,000 | $ 110,000 |
| San Diego County California | 15 | $ 8,955,000 | $ 597,000 | $ 185,000 |
| Cobb County Georgia | 15 | $ 4,705,000 | $ 313,000 | $ 148,000 |
| Forsyth County Georgia | 15 | $ 6,095,000 | $ 406,000 | $ 132,000 |
| Montgomery County Texas | 15 | $ 5,155,000 | $ 343,000 | $ 142,000 |
| Loudoun County Virginia | 15 | $ 7,015,000 | $ 467,000 | $ 171,000 |
| Pierce County Washington | 15 | $ 7,305,000 | $ 487,000 | $ 192,000 |
| Fresno County California | 14 | $ 5,400,000 | $ 385,000 | $ 205,000 |
| Camden County New Jersey | 14 | $ 4,500,000 | $ 321,000 | $ 150,000 |
| Mecklenburg County North Carolina | 14 | $ 5,050,000 | $ 360,000 | $ 122,000 |
| Orange County California | 13 | $ 8,945,000 | $ 688,000 | $ 174,000 |
| Osceola County Florida | 13 | $ 4,245,000 | $ 326,000 | $ 231,000 |
| Palm Beach County Florida | 13 | $ 3,335,000 | $ 256,000 | $ 136,000 |
| Montgomery County Maryland | 13 | $ 5,025,000 | $ 386,000 | $ 124,000 |
| Burlington County New Jersey | 13 | $ 4,575,000 | $ 351,000 | $ 135,000 |
| Henrico County Virginia | 13 | $ 4,385,000 | $ 337,000 | $ 127,000 |
| New Haven County Connecticut | 12 | $ 3,040,000 | $ 253,000 | $ 92,000 |
| Pasco County Florida | 12 | $ 5,150,000 | $ 429,000 | $ 168,000 |
| Marion County Indiana | 12 | $ 2,420,000 | $ 201,000 | $ 212,000 |
| Norfolk County Massachusetts | 12 | $ 7,050,000 | $ 587,000 | $ 175,000 |
| Washtenaw County Michigan | 12 | $ 3,860,000 | $ 321,000 | $ 162,000 |
| Mercer County New Jersey | 12 | $ 4,280,000 | $ 356,000 | $ 122,000 |
| Morris County New Jersey | 12 | $ 5,610,000 | $ 467,000 | $ 218,000 |
| Davidson County Tennessee | 12 | $ 4,750,000 | $ 395,000 | $ 107,000 |
| Brazoria County Texas | 12 | $ 3,510,000 | $ 292,000 | $ 131,000 |
| Hamilton County Indiana | 11 | $ 4,295,000 | $ 390,000 | $ 160,000 |
| Hudson County New Jersey | 11 | $ 4,845,000 | $ 440,000 | $ 261,000 |
| Miami-Dade County Florida | 10 | $ 3,800,000 | $ 380,000 | $ 360,000 |
| Champaign County Illinois | 10 | $ 2,820,000 | $ 282,000 | $ 248,000 |
| Bucks County Pennsylvania | 10 | $ 3,720,000 | $ 372,000 | $ 128,000 |
| Benton County Arkansas | 9 | $ 3,595,000 | $ 399,000 | $ 131,000 |
| San Bernardino County California | 9 | $ 3,395,000 | $ 377,000 | $ 175,000 |
| Seminole County Florida | 9 | $ 2,655,000 | $ 295,000 | $ 205,000 |
| Kane County Illinois | 9 | $ 2,625,000 | $ 291,000 | $ 138,000 |
| Johnson County Kansas | 9 | $ 3,885,000 | $ 431,000 | $ 181,000 |
| Jefferson County Kentucky | 9 | $ 2,455,000 | $ 272,000 | $ 148,000 |
| Anne Arundel County Maryland | 9 | $ 3,695,000 | $ 410,000 | $ 148,000 |
| Hampden County Massachusetts | 9 | $ 2,775,000 | $ 308,000 | $ 86,000 |
| Suffolk County Massachusetts | 9 | $ 4,995,000 | $ 555,000 | $ 179,000 |
| Jackson County Missouri | 9 | $ 2,175,000 | $ 241,000 | $ 180,000 |
| Guilford County North Carolina | 9 | $ 1,835,000 | $ 203,000 | $ 78,000 |
| Jefferson County Alabama | 8 | $ 3,040,000 | $ 380,000 | $ 144,000 |
| Pulaski County Arkansas | 8 | $ 2,740,000 | $ 342,000 | $ 242,000 |
| Baltimore City County Maryland | 8 | $ 1,560,000 | $ 195,000 | $ 97,000 |
| Essex County Massachusetts | 8 | $ 3,960,000 | $ 495,000 | $ 137,000 |
| Olmsted County Minnesota | 8 | $ 1,870,000 | $ 233,000 | $ 66,000 |
| Westchester County New York | 8 | $ 4,430,000 | $ 553,000 | $ 169,000 |
| Delaware County Ohio | 8 | $ 2,750,000 | $ 343,000 | $ 80,000 |
| Multnomah County Oregon | 8 | $ 3,270,000 | $ 408,000 | $ 104,000 |
| Richland County South Carolina | 8 | $ 1,900,000 | $ 237,000 | $ 135,000 |
| Placer County California | 7 | $ 3,325,000 | $ 475,000 | $ 187,000 |
| San Francisco County California | 7 | $ 3,555,000 | $ 507,000 | $ 269,000 |
| Alachua County Florida | 7 | $ 1,725,000 | $ 246,000 | $ 167,000 |
| Sedgwick County Kansas | 7 | $ 1,995,000 | $ 285,000 | $ 202,000 |
| Bristol County Massachusetts | 7 | $ 4,145,000 | $ 592,000 | $ 183,000 |
| Stearns County Minnesota | 7 | $ 1,925,000 | $ 275,000 | $ 63,000 |
| Niagara County New York | 7 | $ 865,000 | $ 123,000 | $ 109,000 |
| Butler County Ohio | 7 | $ 2,365,000 | $ 337,000 | $ 115,000 |
| Cumberland County Pennsylvania | 7 | $ 2,785,000 | $ 397,000 | $ 174,000 |
| Bexar County Texas | 7 | $ 1,875,000 | $ 267,000 | $ 76,000 |
| Kaufman County Texas | 7 | $ 2,335,000 | $ 333,000 | $ 91,000 |
| Chesterfield County Virginia | 7 | $ 2,685,000 | $ 383,000 | $ 94,000 |
| Milwaukee County Wisconsin | 7 | $ 1,645,000 | $ 235,000 | $ 114,000 |
| Solano County California | 6 | $ 3,120,000 | $ 520,000 | $ 171,000 |
| Lake County Illinois | 6 | $ 1,900,000 | $ 316,000 | $ 173,000 |
| Winnebago County Illinois | 6 | $ 790,000 | $ 131,000 | $ 84,000 |
| St. Charles County Missouri | 6 | $ 1,840,000 | $ 306,000 | $ 133,000 |
| Monroe County New York | 6 | $ 840,000 | $ 140,000 | $ 68,000 |
| Cumberland County North Carolina | 6 | $ 560,000 | $ 93,000 | $ 138,000 |
| Durham County North Carolina | 6 | $ 1,750,000 | $ 291,000 | $ 103,000 |
| Lucas County Ohio | 6 | $ 1,100,000 | $ 183,000 | $ 220,000 |
| Thurston County Washington | 6 | $ 2,390,000 | $ 398,000 | $ 102,000 |
| Dane County Wisconsin | 6 | $ 1,860,000 | $ 310,000 | $ 103,000 |
| Pima County Arizona | 5 | $ 1,185,000 | $ 237,000 | $ 130,000 |
| Arapahoe County Colorado | 5 | $ 2,875,000 | $ 575,000 | $ 168,000 |
| Brevard County Florida | 5 | $ 1,045,000 | $ 209,000 | $ 154,000 |
| Clay County Florida | 5 | $ 855,000 | $ 171,000 | $ 300,000 |
| Columbia County Georgia | 5 | $ 1,395,000 | $ 279,000 | $ 127,000 |
| Kendall County Illinois | 5 | $ 1,625,000 | $ 325,000 | $ 117,000 |
| Scott County Minnesota | 5 | $ 2,135,000 | $ 427,000 | $ 116,000 |
| Boone County Missouri | 5 | $ 2,465,000 | $ 493,000 | $ 359,000 |
| Union County New Jersey | 5 | $ 1,775,000 | $ 355,000 | $ 134,000 |
| Dutchess County New York | 5 | $ 1,315,000 | $ 263,000 | $ 420,000 |
| Rensselaer County New York | 5 | $ 565,000 | $ 113,000 | $ 89,000 |
| Schenectady County New York | 5 | $ 1,375,000 | $ 275,000 | $ 80,000 |
| Johnston County North Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 85,000 |
| Hamilton County Ohio | 5 | $ 955,000 | $ 191,000 | $ 98,000 |
| Lorain County Ohio | 5 | $ 1,655,000 | $ 331,000 | $ 423,000 |
| Chester County Pennsylvania | 5 | $ 2,215,000 | $ 443,000 | $ 132,000 |
| Galveston County Texas | 5 | $ 2,205,000 | $ 441,000 | $ 143,000 |
| Jefferson County Texas | 5 | $ 1,335,000 | $ 267,000 | $ 161,000 |
| Rockingham County Virginia | 5 | $ 1,055,000 | $ 211,000 | $ 69,000 |
| Stafford County Virginia | 5 | $ 1,755,000 | $ 351,000 | $ 96,000 |
| Kern County California | 4 | $ 1,420,000 | $ 355,000 | $ 110,000 |
| Stanislaus County California | 4 | $ 1,940,000 | $ 485,000 | $ 101,000 |
| Litchfield County Connecticut | 4 | $ 640,000 | $ 160,000 | $ 69,000 |
| Duval County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 234,000 |
| Manatee County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 244,000 |
| Polk County Florida | 4 | $ 820,000 | $ 205,000 | $ 90,000 |
| Peoria County Illinois | 4 | $ 840,000 | $ 210,000 | $ 96,000 |
| Washington County Minnesota | 4 | $ 1,310,000 | $ 327,000 | $ 117,000 |
| Atlantic County New Jersey | 4 | $ 590,000 | $ 147,000 | $ 80,000 |
| Hunterdon County New Jersey | 4 | $ 1,770,000 | $ 442,000 | $ 124,000 |
| Monmouth County New Jersey | 4 | $ 810,000 | $ 202,000 | $ 108,000 |
| Broome County New York | 4 | $ 1,110,000 | $ 277,000 | $ 216,000 |
| Onondaga County New York | 4 | $ 1,360,000 | $ 340,000 | $ 85,000 |
| Rockland County New York | 4 | $ 1,790,000 | $ 447,000 | $ 234,000 |
| Gaston County North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 80,000 |
| Union County Ohio | 4 | $ 1,910,000 | $ 477,000 | $ 218,000 |
| Northampton County Pennsylvania | 4 | $ 930,000 | $ 232,000 | $ 86,000 |
| Greenville County South Carolina | 4 | $ 1,430,000 | $ 357,000 | $ 126,000 |
| Horry County South Carolina | 4 | $ 720,000 | $ 180,000 | $ 50,000 |
| Knox County Tennessee | 4 | $ 1,490,000 | $ 372,000 | $ 106,000 |
| Montgomery County Tennessee | 4 | $ 1,100,000 | $ 275,000 | $ 81,000 |
| Johnson County Texas | 4 | $ 1,540,000 | $ 385,000 | $ 109,000 |
| Clark County Washington | 4 | $ 680,000 | $ 170,000 | $ 62,000 |
| Baldwin County Alabama | 3 | $ 835,000 | $ 278,000 | $ 167,000 |
| Madison County Alabama | 3 | $ 835,000 | $ 278,000 | $ 133,000 |
| Shelby County Alabama | 3 | $ 705,000 | $ 235,000 | $ 46,000 |
| Pinal County Arizona | 3 | $ 955,000 | $ 318,000 | $ 97,000 |
| Drew County Arkansas | 3 | $ 425,000 | $ 141,000 | $ 67,000 |
| New London County Connecticut | 3 | $ 1,375,000 | $ 458,000 | $ 314,000 |
| Sussex County Delaware | 3 | $ 1,115,000 | $ 371,000 | $ 383,000 |
| District of Columbia County District Of Columbia | 3 | $ 875,000 | $ 291,000 | $ 118,000 |
| Escambia County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 253,000 |
| Lake County Florida | 3 | $ 755,000 | $ 251,000 | $ 363,000 |
| Lee County Florida | 3 | $ 675,000 | $ 225,000 | $ 180,000 |
| Sarasota County Florida | 3 | $ 975,000 | $ 325,000 | $ 383,000 |
| Bibb County Georgia | 3 | $ 705,000 | $ 235,000 | $ 228,000 |
| Cherokee County Georgia | 3 | $ 1,095,000 | $ 365,000 | $ 96,000 |
| Hall County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 83,000 |
| Paulding County Georgia | 3 | $ 845,000 | $ 281,000 | $ 80,000 |
| McLean County Illinois | 3 | $ 585,000 | $ 195,000 | $ 94,000 |
| Hendricks County Indiana | 3 | $ 795,000 | $ 265,000 | $ 181,000 |
| Charles County Maryland | 3 | $ 865,000 | $ 288,000 | $ 98,000 |
| Frederick County Maryland | 3 | $ 1,585,000 | $ 528,000 | $ 123,000 |
| Gloucester County New Jersey | 3 | $ 645,000 | $ 215,000 | $ 65,000 |
| Oneida County New York | 3 | $ 635,000 | $ 211,000 | $ 286,000 |
| Orange County New York | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| Ulster County New York | 3 | $ 565,000 | $ 188,000 | $ 64,000 |
| Fairfield County Ohio | 3 | $ 925,000 | $ 308,000 | $ 112,000 |
| Greene County Ohio | 3 | $ 995,000 | $ 331,000 | $ 103,000 |
| Montgomery County Ohio | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| Summit County Ohio | 3 | $ 1,135,000 | $ 378,000 | $ 134,000 |
| Warren County Ohio | 3 | $ 1,325,000 | $ 441,000 | $ 142,000 |
| Anderson County South Carolina | 3 | $ 645,000 | $ 215,000 | $ 93,000 |
| Saluda County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 78,000 |
| York County South Carolina | 3 | $ 965,000 | $ 321,000 | $ 102,000 |
| Rutherford County Tennessee | 3 | $ 1,265,000 | $ 421,000 | $ 80,000 |
| Sevier County Tennessee | 3 | $ 795,000 | $ 265,000 | $ 144,000 |
| El Paso County Texas | 3 | $ 545,000 | $ 181,000 | $ 91,000 |
| Hidalgo County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 148,000 |
| Lubbock County Texas | 3 | $ 975,000 | $ 325,000 | $ 139,000 |
| Smith County Texas | 3 | $ 1,115,000 | $ 371,000 | $ 117,000 |
| Walker County Texas | 3 | $ 655,000 | $ 218,000 | $ 416,000 |
| Waller County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 153,000 |
| Alexandria County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 138,000 |
| Hampton County Virginia | 3 | $ 545,000 | $ 181,000 | $ 80,000 |
| Monongalia County West Virginia | 3 | $ 925,000 | $ 308,000 | $ 147,000 |
| Dale County Alabama | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Mobile County Alabama | 2 | $ 750,000 | $ 375,000 | $ 203,000 |
| Montgomery County Alabama | 2 | $ 550,000 | $ 275,000 | $ 238,000 |
| Yavapai County Arizona | 2 | $ 830,000 | $ 415,000 | $ 418,000 |
| Sebastian County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 275,000 |
| Butte County California | 2 | $ 560,000 | $ 280,000 | $ 416,000 |
| Merced County California | 2 | $ 830,000 | $ 415,000 | $ 156,000 |
| San Luis Obispo County California | 2 | $ 1,510,000 | $ 755,000 | $ 599,000 |
| Tulare County California | 2 | $ 900,000 | $ 450,000 | $ 429,000 |
| Ventura County California | 2 | $ 1,100,000 | $ 550,000 | $ 185,000 |
| Yolo County California | 2 | $ 1,240,000 | $ 620,000 | $ 219,000 |
| El Paso County Colorado | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Middlesex County Connecticut | 2 | $ 510,000 | $ 255,000 | $ 157,000 |
| Bay County Florida | 2 | $ 650,000 | $ 325,000 | $ 161,000 |
| Pinellas County Florida | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| St. Johns County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 232,000 |
| Clayton County Georgia | 2 | $ 330,000 | $ 165,000 | $ 462,000 |
| Muscogee County Georgia | 2 | $ 1,240,000 | $ 620,000 | $ 568,000 |
| Shelby County Indiana | 2 | $ 390,000 | $ 195,000 | $ 452,000 |
| Kenton County Kentucky | 2 | $ 690,000 | $ 345,000 | $ 153,000 |
| Cecil County Maryland | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| Harford County Maryland | 2 | $ 540,000 | $ 270,000 | $ 86,000 |
| Genesee County Michigan | 2 | $ 760,000 | $ 380,000 | $ 105,000 |
| Kent County Michigan | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| DeSoto County Mississippi | 2 | $ 820,000 | $ 410,000 | $ 141,000 |
| Clay County Missouri | 2 | $ 700,000 | $ 350,000 | $ 133,000 |
| Platte County Missouri | 2 | $ 570,000 | $ 285,000 | $ 166,000 |
| Davidson County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 210,000 |
| Forsyth County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 97,000 |
| Franklin County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 123,000 |
| New Hanover County North Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 227,000 |
| Lake County Ohio | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| Stark County Ohio | 2 | $ 310,000 | $ 155,000 | $ 166,000 |
| Clackamas County Oregon | 2 | $ 950,000 | $ 475,000 | $ 109,000 |
| Polk County Oregon | 2 | $ 980,000 | $ 490,000 | $ 187,000 |
| Carbon County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Lebanon County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 285,000 |
| Hamilton County Tennessee | 2 | $ 720,000 | $ 360,000 | $ 74,000 |
| Washington County Tennessee | 2 | $ 950,000 | $ 475,000 | $ 166,000 |
| Williamson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 104,000 |
| Brazos County Texas | 2 | $ 540,000 | $ 270,000 | $ 220,000 |
| Chambers County Texas | 2 | $ 510,000 | $ 255,000 | $ 167,000 |
| Hunt County Texas | 2 | $ 510,000 | $ 255,000 | $ 188,000 |
| Orange County Texas | 2 | $ 150,000 | $ 75,000 | $ 118,000 |
| Randall County Texas | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Fredericksburg County Virginia | 2 | $ 660,000 | $ 330,000 | $ 81,000 |
| Manassas Park County Virginia | 2 | $ 840,000 | $ 420,000 | $ 112,000 |
| Richmond City County Virginia | 2 | $ 610,000 | $ 305,000 | $ 155,000 |
| Spotsylvania County Virginia | 2 | $ 800,000 | $ 400,000 | $ 125,000 |
| Virginia Beach County Virginia | 2 | $ 720,000 | $ 360,000 | $ 101,000 |
| Kitsap County Washington | 2 | $ 530,000 | $ 265,000 | $ 548,000 |
| Spokane County Washington | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Berkeley County West Virginia | 2 | $ 340,000 | $ 170,000 | $ 350,000 |
| La Crosse County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 60,000 |
| Waukesha County Wisconsin | 2 | $ 960,000 | $ 480,000 | $ 303,000 |
| Houston County Alabama | 1 | $ 195,000 | $ 195,000 | $ 214,000 |
| Tuscaloosa County Alabama | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Washington County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Adams County Colorado | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Boulder County Colorado | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| Broomfield County Colorado | 1 | $ 475,000 | $ 475,000 | $ 103,000 |
| Denver County Colorado | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
| Douglas County Colorado | 1 | $ 485,000 | $ 485,000 | $ 93,000 |
| Elbert County Colorado | 1 | $ 535,000 | $ 535,000 | $ 95,000 |
| Jefferson County Colorado | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| Tolland County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Windham County Connecticut | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Putnam County Florida | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| St. Lucie County Florida | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Walton County Florida | 1 | $ 645,000 | $ 645,000 | $ 156,000 |
| Carroll County Georgia | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Harris County Georgia | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Henry County Georgia | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Lee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lowndes County Georgia | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Pickens County Georgia | 1 | $ 405,000 | $ 405,000 | $ 166,000 |
| Walton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 53,000 |
| Boone County Illinois | 1 | $ 225,000 | $ 225,000 | $ 375,000 |
| Rock Island County Illinois | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Sangamon County Illinois | 1 | $ 265,000 | $ 265,000 | $ 208,000 |
| Allen County Indiana | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Noble County Indiana | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| St. Joseph County Indiana | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Tippecanoe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| Miami County Kansas | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Shawnee County Kansas | 1 | $ 405,000 | $ 405,000 | $ 252,000 |
| Fayette County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 310,000 |
| Madison County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Carroll County Maryland | 1 | $ 645,000 | $ 645,000 | $ 155,000 |
| St. Mary's County Maryland | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Washington County Maryland | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Plymouth County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Clinton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Ingham County Michigan | 1 | $ 445,000 | $ 445,000 | $ 194,000 |
| Kalamazoo County Michigan | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Muskegon County Michigan | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Van Buren County Michigan | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Goodhue County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Kandiyohi County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Sherburne County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Madison County Mississippi | 1 | $ 295,000 | $ 295,000 | $ 204,000 |
| Rankin County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Buchanan County Missouri | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Cape Girardeau County Missouri | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| Howell County Missouri | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
| Jefferson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Cumberland County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Ocean County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Sussex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Clinton County New York | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Montgomery County New York | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| New York County New York | 1 | $ 475,000 | $ 475,000 | $ 300,000 |
| Ontario County New York | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Saratoga County New York | 1 | $ 515,000 | $ 515,000 | $ 171,000 |
| Schoharie County New York | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| St. Lawrence County New York | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Steuben County New York | 1 | $ 365,000 | $ 365,000 | $ 375,000 |
| Warren County New York | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Brunswick County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Burke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Chatham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Vance County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Clark County Ohio | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Licking County Ohio | 1 | $ 265,000 | $ 265,000 | $ 625,000 |
| Madison County Ohio | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Medina County Ohio | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Portage County Ohio | 1 | $ 515,000 | $ 515,000 | $ 123,000 |
| Tuscarawas County Ohio | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Wood County Ohio | 1 | $ 425,000 | $ 425,000 | $ 350,000 |
| Linn County Oregon | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Marion County Oregon | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Cambria County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 425,000 |
| Centre County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 526,000 |
| Columbia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Dauphin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Monroe County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Pike County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Washington County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| York County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 435,000 |
| Berkeley County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Lancaster County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 154,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Pickens County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Greene County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Loudon County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Sumner County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 172,000 |
| Wilson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Fannin County Texas | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Grayson County Texas | 1 | $ 345,000 | $ 345,000 | $ 291,000 |
| Lamar County Texas | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| McLennan County Texas | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Midland County Texas | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| Potter County Texas | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 126,000 |
| Bedford County Virginia | 1 | $ 385,000 | $ 385,000 | $ 500,000 |
| Chesapeake County Virginia | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Fairfax City County Virginia | 1 | $ 515,000 | $ 515,000 | $ 90,000 |
| Floyd County Virginia | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Hanover County Virginia | 1 | $ 525,000 | $ 525,000 | $ 115,000 |
| Harrisonburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Montgomery County Virginia | 1 | $ 645,000 | $ 645,000 | $ 514,000 |
| Newport News County Virginia | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Orange County Virginia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Patrick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Portsmouth County Virginia | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Prince George County Virginia | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Roanoke County Virginia | 1 | $ 105,000 | $ 105,000 | $ 280,000 |
| Shenandoah County Virginia | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Cabell County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 260,000 |
| Harrison County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Kanawha County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Brown County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| Manitowoc County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Racine County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Rock County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Wood County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 310,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,445 | $1,301,185,000 | $377,000 | $1,005,000 | $142,000 | $2,135,000 |
| Refinancing | 418 | $122,440,000 | $292,000 | $925,000 | $122,000 | $720,000 |
| Cash-out Refinancing | 313 | $95,615,000 | $305,000 | $975,000 | $161,000 | $1,300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,933 | $714,525,000 | $369,000 | $1,005,000 | $145,000 | $2,135,000 |
| White | 952 | $338,360,000 | $355,000 | $975,000 | $138,000 | $1,909,000 |
| Not Provided | 749 | $286,455,000 | $382,000 | $975,000 | $155,000 | $2,135,000 |
| Black or African American | 516 | $170,290,000 | $330,000 | $865,000 | $114,000 | $639,000 |
| Hispanic | 22 | $8,470,000 | $385,000 | $725,000 | $109,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $825,000 | $275,000 | $525,000 | $103,000 | $144,000 |
| American Indian or Alaskan Native | 1 | $315,000 | $315,000 | $315,000 | $82,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,176 | $1,519,240,000 | $363,000 | $1,005,000 | $141,000 | $2,135,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,154 | $781,090,000 | $362,000 | $975,000 | $148,000 | $2,135,000 |
| Application Withdrawn By Applicant | 450 | $173,620,000 | $385,000 | $975,000 | $145,000 | $1,260,000 |
| File Closed For Incompleteness | 448 | $165,100,000 | $368,000 | $975,000 | $153,000 | $1,300,000 |
| Preapproval Denied by Financial Institution | 441 | $147,935,000 | $335,000 | $975,000 | $98,000 | $730,000 |
| Application Approved But Not Accepted | 288 | $102,240,000 | $355,000 | $955,000 | $143,000 | $829,000 |
| Preapproval Approved but not Accepted | 229 | $94,005,000 | $410,000 | $975,000 | $146,000 | $648,000 |
| Application Denied By Financial Institution | 166 | $55,250,000 | $332,000 | $1,005,000 | $115,000 | $493,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,569 | $1,316,055,000 | $368,000 | $975,000 | $148,000 | $2,135,000 |
| Credit History | 194 | $63,910,000 | $329,000 | $975,000 | $113,000 | $562,000 |
| Debt-To-Income Ratio | 146 | $47,370,000 | $324,000 | $1,005,000 | $66,000 | $238,000 |
| Unverifiable Information | 99 | $34,845,000 | $351,000 | $805,000 | $111,000 | $360,000 |
| Employment History | 72 | $24,330,000 | $337,000 | $765,000 | $95,000 | $730,000 |
| Mortgage Insurance Denied | 40 | $13,850,000 | $346,000 | $695,000 | $126,000 | $476,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $10,735,000 | $346,000 | $825,000 | $114,000 | $480,000 |
| Collateral | 24 | $7,820,000 | $325,000 | $645,000 | $173,000 | $493,000 |
| Other | 1 | $325,000 | $325,000 | $325,000 | $206,000 | $206,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.