Hfc Mortgage Lending & HMDA Data, 2004

In 2004, Hfc of Elmhurst, IL reported 600,485 mortgage applications totaling $73.0 billion, up 51% from 2003. The average application was for $121,583, and applicants reported an average income of $53,452. 9% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (19,683), Riverside-San Bernardino-Ontario, CA (15,351) and Phoenix-Mesa-Scottsdale, AZ (13,677) (applications in parentheses).

Mortgage Company & Address Hfc
140 Industrial Drive
Elmhurst, IL 60126
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 600,485
Total Mortgage Loan Application Amount $73,008,986,000
Average Mortgage Loan Application Amount $121,583
Highest Mortgage Loan Application Amount $2,260,000
Average Applicant Income $53,452
Highest Applicant Income $9,780,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hfc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hfc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 19,683 $ 3,914,560,000 $ 198,880 $ 75,000
Maricopa, Arizona 12,730 $ 1,516,224,000 $ 119,106 $ 61,000
San Bernardino, California 9,058 $ 1,418,932,000 $ 156,649 $ 63,000
Cook, Illinois 7,852 $ 1,043,322,000 $ 132,873 $ 63,000
Wayne, Michigan 6,768 $ 643,096,000 $ 95,020 $ 52,000
San Diego, California 6,664 $ 1,579,220,000 $ 236,977 $ 76,000
Riverside, California 6,293 $ 1,053,532,000 $ 167,413 $ 73,000
Miami-Dade, Florida 6,279 $ 792,581,000 $ 126,227 $ 65,000
Cuyahoga, Ohio 5,347 $ 586,456,000 $ 109,679 $ 50,000
Broward, Florida 5,159 $ 689,218,000 $ 133,595 $ 60,000
Prince George's, Maryland 5,004 $ 845,256,000 $ 168,916 $ 71,000
Clark, Nevada 4,427 $ 574,640,000 $ 129,803 $ 60,000
King, Washington 4,334 $ 703,894,000 $ 162,412 $ 70,000
Orange, California 4,227 $ 1,044,384,000 $ 247,074 $ 84,000
Harris, Texas 3,972 $ 265,340,000 $ 66,802 $ 63,000
Philadelphia, Pennsylvania 3,947 $ 294,149,000 $ 74,524 $ 45,000
Sacramento, California 3,855 $ 639,473,000 $ 165,881 $ 65,000
Pierce, Washington 3,825 $ 486,901,000 $ 127,294 $ 61,000
Hillsborough, Florida 3,670 $ 401,972,000 $ 109,529 $ 53,000
Jackson, Missouri 3,652 $ 363,393,000 $ 99,505 $ 46,000
Allegheny, Pennsylvania 3,185 $ 300,725,000 $ 94,419 $ 45,000
Suffolk, New York 3,141 $ 536,010,000 $ 170,649 $ 71,000
Kern, California 3,038 $ 327,211,000 $ 107,706 $ 59,000
St. Louis, Missouri 2,952 $ 309,889,000 $ 104,975 $ 57,000
Orange, Florida 2,900 $ 320,668,000 $ 110,575 $ 56,000
Shelby, Tennessee 2,861 $ 266,626,000 $ 93,193 $ 54,000
Franklin, Ohio 2,796 $ 270,125,000 $ 96,611 $ 52,000
Duval, Florida 2,777 $ 257,683,000 $ 92,791 $ 51,000
Palm Beach, Florida 2,746 $ 355,000,000 $ 129,278 $ 57,000
Pinellas, Florida 2,678 $ 290,856,000 $ 108,609 $ 50,000
Fresno, California 2,667 $ 340,338,000 $ 127,610 $ 61,000
Oakland, Michigan 2,651 $ 381,976,000 $ 144,087 $ 66,000
Hartford, Connecticut 2,526 $ 310,662,000 $ 122,985 $ 56,000
Baltimore City, Maryland 2,518 $ 201,914,000 $ 80,188 $ 49,000
Baltimore, Maryland 2,517 $ 329,202,000 $ 130,791 $ 61,000
Genesee, Michigan 2,467 $ 230,649,000 $ 93,493 $ 52,000
Marion, Indiana 2,464 $ 207,152,000 $ 84,071 $ 53,000
Contra Costa, California 2,432 $ 557,251,000 $ 229,132 $ 85,000
Brevard, Florida 2,414 $ 253,214,000 $ 104,893 $ 47,000
Erie, New York 2,313 $ 173,133,000 $ 74,852 $ 48,000
Macomb, Michigan 2,300 $ 296,472,000 $ 128,900 $ 68,000
Jefferson, Alabama 2,298 $ 183,240,000 $ 79,738 $ 49,000
Pima, Arizona 2,298 $ 239,058,000 $ 104,028 $ 49,000
Milwaukee, Wisconsin 2,292 $ 237,577,000 $ 103,654 $ 51,000
New Castle, Delaware 2,260 $ 285,404,000 $ 126,284 $ 60,000
Monroe, New York 2,256 $ 185,040,000 $ 82,021 $ 54,000
Dallas, Texas 2,217 $ 147,865,000 $ 66,695 $ 60,000
Salt Lake, Utah 2,214 $ 254,829,000 $ 115,098 $ 46,000
Alameda, California 2,182 $ 526,015,000 $ 241,070 $ 86,000
Queens, New York 2,078 $ 377,545,000 $ 181,686 $ 73,000
Montgomery, Ohio 2,070 $ 176,052,000 $ 85,049 $ 48,000
Montgomery, Pennsylvania 2,030 $ 309,724,000 $ 152,573 $ 72,000
Middlesex, Massachusetts 1,998 $ 417,060,000 $ 208,738 $ 72,000
Multnomah, Oregon 1,986 $ 265,373,000 $ 133,621 $ 54,000
Delaware, Pennsylvania 1,983 $ 226,360,000 $ 114,150 $ 60,000
Hamilton, Ohio 1,959 $ 177,190,000 $ 90,449 $ 53,000
Kings, New York 1,936 $ 354,951,000 $ 183,342 $ 70,000
New Haven, Connecticut 1,880 $ 231,833,000 $ 123,315 $ 62,000
Snohomish, Washington 1,870 $ 266,181,000 $ 142,342 $ 67,000
Mecklenburg, North Carolina 1,864 $ 205,194,000 $ 110,082 $ 82,000
San Joaquin, California 1,849 $ 330,295,000 $ 178,634 $ 72,000
Lucas, Ohio 1,844 $ 168,179,000 $ 91,203 $ 47,000
Virginia Beach, Virginia 1,821 $ 239,036,000 $ 131,266 $ 64,000
Anne Arundel, Maryland 1,818 $ 301,989,000 $ 166,110 $ 67,000
Arapahoe, Colorado 1,800 $ 257,673,000 $ 143,151 $ 68,000
DeKalb, Georgia 1,797 $ 207,491,000 $ 115,465 $ 64,000
Fairfax, Virginia 1,757 $ 357,643,000 $ 203,553 $ 84,000
Johnson, Kansas 1,752 $ 249,749,000 $ 142,550 $ 72,000
Ventura, California 1,720 $ 391,499,000 $ 227,615 $ 77,000
Bronx, New York 1,708 $ 231,931,000 $ 135,790 $ 74,000
Bucks, Pennsylvania 1,706 $ 286,614,000 $ 168,003 $ 66,000
Nassau, New York 1,693 $ 322,137,000 $ 190,275 $ 83,000
Camden, New Jersey 1,687 $ 168,671,000 $ 99,982 $ 62,000
Bristol, Massachusetts 1,666 $ 292,795,000 $ 175,747 $ 58,000
Fulton, Georgia 1,656 $ 203,821,000 $ 123,080 $ 70,000
Summit, Ohio 1,635 $ 173,214,000 $ 105,941 $ 57,000
Onondaga, New York 1,610 $ 128,326,000 $ 79,705 $ 47,000
Santa Clara, California 1,607 $ 428,706,000 $ 266,774 $ 93,000
Gwinnett, Georgia 1,588 $ 181,448,000 $ 114,261 $ 66,000
Montgomery, Maryland 1,575 $ 333,776,000 $ 211,921 $ 70,000
Adams, Colorado 1,535 $ 212,586,000 $ 138,492 $ 60,000
Oklahoma, Oklahoma 1,531 $ 120,506,000 $ 78,710 $ 49,000
Madison, Alabama 1,516 $ 140,171,000 $ 92,461 $ 56,000
Kent, Michigan 1,506 $ 160,838,000 $ 106,798 $ 48,000
Davidson, Tennessee 1,504 $ 152,925,000 $ 101,678 $ 47,000
Bexar, Texas 1,504 $ 87,564,000 $ 58,220 $ 52,000
Providence, Rhode Island 1,501 $ 218,844,000 $ 145,798 $ 54,000
Pasco, Florida 1,494 $ 140,602,000 $ 94,111 $ 50,000
Worcester, Massachusetts 1,490 $ 231,940,000 $ 155,664 $ 58,000
Polk, Florida 1,489 $ 130,094,000 $ 87,370 $ 48,000
Will, Illinois 1,476 $ 206,483,000 $ 139,893 $ 70,000
Cobb, Georgia 1,470 $ 171,904,000 $ 116,941 $ 67,000
Chesterfield, Virginia 1,466 $ 172,974,000 $ 117,990 $ 59,000
Tarrant, Texas 1,462 $ 104,707,000 $ 71,619 $ 60,000
Volusia, Florida 1,442 $ 138,449,000 $ 96,011 $ 48,000
Lancaster, Pennsylvania 1,440 $ 160,593,000 $ 111,522 $ 49,000
Tulare, California 1,413 $ 159,991,000 $ 113,227 $ 52,000
Hampton, Virginia 1,412 $ 133,569,000 $ 94,595 $ 48,000
Jefferson, Kentucky 1,403 $ 135,255,000 $ 96,404 $ 49,000
Essex, Massachusetts 1,400 $ 259,506,000 $ 185,361 $ 73,000
Solano, California 1,377 $ 289,591,000 $ 210,305 $ 77,000
Hennepin, Minnesota 1,374 $ 211,864,000 $ 154,195 $ 64,000
Wake, North Carolina 1,367 $ 165,000,000 $ 120,702 $ 64,000
Guilford, North Carolina 1,365 $ 154,193,000 $ 112,961 $ 55,000
Prince William, Virginia 1,362 $ 256,937,000 $ 188,646 $ 72,000
Clark, Washington 1,346 $ 169,339,000 $ 125,809 $ 75,000
York, Pennsylvania 1,320 $ 139,251,000 $ 105,493 $ 55,000
Chester, Pennsylvania 1,319 $ 229,482,000 $ 173,981 $ 83,000
Luzerne, Pennsylvania 1,318 $ 118,060,000 $ 89,575 $ 48,000
Suffolk, Massachusetts 1,314 $ 269,932,000 $ 205,427 $ 75,000
Bernalillo, New Mexico 1,312 $ 139,390,000 $ 106,242 $ 49,000
Orange, New York 1,304 $ 172,961,000 $ 132,638 $ 85,000
Denver, Colorado 1,294 $ 177,967,000 $ 137,532 $ 61,000
Washington, Oregon 1,287 $ 185,977,000 $ 144,504 $ 70,000
Plymouth, Massachusetts 1,268 $ 235,573,000 $ 185,783 $ 64,000
Jefferson, Colorado 1,250 $ 190,731,000 $ 152,584 $ 60,000
Stanislaus, California 1,245 $ 173,743,000 $ 139,552 $ 68,000
Richland, South Carolina 1,244 $ 113,663,000 $ 91,368 $ 53,000
Chesapeake, Virginia 1,239 $ 165,970,000 $ 133,954 $ 51,000
Essex, New Jersey 1,225 $ 161,817,000 $ 132,095 $ 71,000
Lake, Indiana 1,223 $ 95,028,000 $ 77,700 $ 49,000
Kalamazoo, Michigan 1,207 $ 127,309,000 $ 105,475 $ 51,000
Hillsborough, New Hampshire 1,187 $ 183,408,000 $ 154,513 $ 64,000
Richmond, New York 1,185 $ 211,357,000 $ 178,360 $ 73,000
Lorain, Ohio 1,156 $ 133,867,000 $ 115,801 $ 47,000
Monmouth, New Jersey 1,154 $ 207,040,000 $ 179,410 $ 99,000
Lee, Florida 1,148 $ 127,017,000 $ 110,641 $ 56,000
DuPage, Illinois 1,142 $ 189,511,000 $ 165,946 $ 64,000
El Paso, Colorado 1,132 $ 131,084,000 $ 115,798 $ 56,000
Hampden, Massachusetts 1,128 $ 122,700,000 $ 108,776 $ 50,000
Washoe, Nevada 1,125 $ 160,293,000 $ 142,482 $ 63,000
Burlington, New Jersey 1,114 $ 138,752,000 $ 124,552 $ 70,000
Lake, Illinois 1,106 $ 170,909,000 $ 154,528 $ 68,000
Douglas, Nebraska 1,105 $ 108,822,000 $ 98,481 $ 54,000
Butler, Ohio 1,099 $ 115,825,000 $ 105,391 $ 54,000
Ocean, New Jersey 1,094 $ 153,601,000 $ 140,403 $ 68,000
Norfolk, Virginia 1,090 $ 108,694,000 $ 99,719 $ 44,000
Middlesex, New Jersey 1,088 $ 185,851,000 $ 170,818 $ 77,000
Tulsa, Oklahoma 1,065 $ 90,227,000 $ 84,720 $ 47,000
Berks, Pennsylvania 1,064 $ 107,964,000 $ 101,469 $ 51,000
Stark, Ohio 1,059 $ 99,327,000 $ 93,793 $ 46,000
Gloucester, New Jersey 1,058 $ 129,207,000 $ 122,123 $ 60,000
Fairfield, Connecticut 1,028 $ 145,116,000 $ 141,163 $ 74,000
Mobile, Alabama 1,026 $ 79,688,000 $ 77,668 $ 44,000
Hamilton, Tennessee 1,020 $ 98,719,000 $ 96,783 $ 52,000
Henrico, Virginia 1,007 $ 126,631,000 $ 125,750 $ 59,000
Kitsap, Washington 1,007 $ 126,529,000 $ 125,649 $ 61,000
Clayton, Georgia 988 $ 102,854,000 $ 104,103 $ 53,000
Monroe, Pennsylvania 981 $ 133,437,000 $ 136,021 $ 59,000
Bergen, New Jersey 979 $ 211,848,000 $ 216,392 $ 100,000
Seminole, Florida 975 $ 121,472,000 $ 124,586 $ 63,000
Lehigh, Pennsylvania 972 $ 104,305,000 $ 107,309 $ 59,000
Norfolk, Massachusetts 969 $ 184,394,000 $ 190,293 $ 89,000
Greenville, South Carolina 966 $ 88,394,000 $ 91,505 $ 47,000
Westchester, New York 950 $ 208,559,000 $ 219,535 $ 104,000
Clackamas, Oregon 949 $ 146,970,000 $ 154,868 $ 59,000
Pinal, Arizona 947 $ 84,115,000 $ 88,822 $ 50,000
Atlantic, New Jersey 936 $ 103,791,000 $ 110,887 $ 58,000
St. Charles, Missouri 925 $ 123,517,000 $ 133,531 $ 68,000
Chautauqua, New York 925 $ 55,867,000 $ 60,396 $ 48,000
Northampton, Pennsylvania 925 $ 118,190,000 $ 127,772 $ 58,000
Oneida, New York 921 $ 66,070,000 $ 71,737 $ 53,000
Westmoreland, Pennsylvania 916 $ 91,703,000 $ 100,112 $ 46,000
Clay, Missouri 913 $ 98,381,000 $ 107,755 $ 55,000
Newport News, Virginia 907 $ 85,709,000 $ 94,497 $ 48,000
St. Louis City, Missouri 906 $ 67,654,000 $ 74,673 $ 54,000
Calhoun, Michigan 891 $ 79,267,000 $ 88,964 $ 48,000
Knox, Tennessee 890 $ 89,246,000 $ 100,276 $ 46,000
Merced, California 887 $ 132,215,000 $ 149,058 $ 59,000
Jackson, Michigan 881 $ 85,253,000 $ 96,768 $ 48,000
Niagara, New York 874 $ 67,390,000 $ 77,105 $ 47,000
Lake, Ohio 864 $ 101,082,000 $ 116,993 $ 47,000
Harford, Maryland 861 $ 120,097,000 $ 139,485 $ 66,000
Wyandotte, Kansas 848 $ 70,051,000 $ 82,607 $ 44,000
Utah, Utah 848 $ 99,720,000 $ 117,594 $ 52,000
Marion, Oregon 843 $ 101,658,000 $ 120,590 $ 48,000
Lackawanna, Pennsylvania 840 $ 80,609,000 $ 95,963 $ 44,000
Jefferson, Louisiana 839 $ 82,336,000 $ 98,135 $ 51,000
Travis, Texas 837 $ 68,004,000 $ 81,247 $ 59,000
San Mateo, California 820 $ 223,388,000 $ 272,424 $ 94,000
Kane, Illinois 816 $ 119,437,000 $ 146,368 $ 65,000
Dauphin, Pennsylvania 816 $ 76,279,000 $ 93,479 $ 47,000
St. Clair, Michigan 810 $ 100,878,000 $ 124,540 $ 49,000
Charleston, South Carolina 810 $ 93,121,000 $ 114,964 $ 50,000
Beaver, Pennsylvania 809 $ 80,019,000 $ 98,911 $ 45,000
Albany, New York 805 $ 81,366,000 $ 101,075 $ 69,000
Osceola, Florida 801 $ 89,301,000 $ 111,486 $ 59,000
Orleans, Louisiana 801 $ 76,224,000 $ 95,161 $ 48,000
Spokane, Washington 791 $ 66,353,000 $ 83,884 $ 45,000
Loudoun, Virginia 789 $ 171,241,000 $ 217,035 $ 78,000
Anderson, South Carolina 776 $ 70,413,000 $ 90,738 $ 46,000
Mercer, New Jersey 771 $ 93,293,000 $ 121,002 $ 64,000
New London, Connecticut 767 $ 97,275,000 $ 126,825 $ 58,000
Dutchess, New York 758 $ 122,327,000 $ 161,381 $ 57,000
Durham, North Carolina 755 $ 83,942,000 $ 111,181 $ 58,000
Rockingham, New Hampshire 746 $ 120,532,000 $ 161,571 $ 60,000
Forsyth, North Carolina 746 $ 72,188,000 $ 96,766 $ 52,000
Passaic, New Jersey 738 $ 116,141,000 $ 157,372 $ 66,000
Sarasota, Florida 731 $ 91,402,000 $ 125,036 $ 55,000
Shelby, Alabama 724 $ 67,688,000 $ 93,491 $ 54,000
Weld, Colorado 723 $ 99,471,000 $ 137,580 $ 53,000
Lexington, South Carolina 710 $ 65,544,000 $ 92,315 $ 51,000
Kent, Delaware 709 $ 84,067,000 $ 118,571 $ 64,000
Spotsylvania, Virginia 704 $ 107,960,000 $ 153,352 $ 57,000
Shawnee, Kansas 702 $ 62,198,000 $ 88,601 $ 49,000
Ingham, Michigan 701 $ 68,240,000 $ 97,346 $ 52,000
Polk, Iowa 699 $ 60,048,000 $ 85,905 $ 55,000
Saratoga, New York 695 $ 68,647,000 $ 98,772 $ 60,000
Mahoning, Ohio 695 $ 56,631,000 $ 81,483 $ 43,000
Montgomery, Alabama 693 $ 47,854,000 $ 69,053 $ 50,000
Fort Bend, Texas 679 $ 54,319,000 $ 79,998 $ 63,000
Yakima, Washington 679 $ 68,422,000 $ 100,768 $ 44,000
Saginaw, Michigan 671 $ 51,963,000 $ 77,441 $ 46,000
Ramsey, Minnesota 669 $ 104,318,000 $ 155,931 $ 58,000
Spartanburg, South Carolina 667 $ 54,137,000 $ 81,164 $ 43,000
Thurston, Washington 661 $ 77,550,000 $ 117,322 $ 64,000
Douglas, Colorado 656 $ 99,916,000 $ 152,310 $ 77,000
Charles, Maryland 649 $ 113,721,000 $ 175,224 $ 72,000
Jefferson, Missouri 649 $ 65,619,000 $ 101,107 $ 50,000
Manatee, Florida 644 $ 77,801,000 $ 120,809 $ 55,000
St. Lucie, Florida 641 $ 72,151,000 $ 112,560 $ 47,000
Ada, Idaho 632 $ 63,298,000 $ 100,155 $ 53,000
East Baton Rouge, Louisiana 628 $ 58,175,000 $ 92,635 $ 51,000
Union, New Jersey 628 $ 95,423,000 $ 151,947 $ 72,000
Lancaster, Nebraska 620 $ 61,951,000 $ 99,920 $ 54,000
Berrien, Michigan 618 $ 57,814,000 $ 93,550 $ 45,000
Portsmouth, Virginia 613 $ 57,910,000 $ 94,469 $ 45,000
Blair, Pennsylvania 612 $ 49,441,000 $ 80,785 $ 35,000
Berkeley, South Carolina 610 $ 63,763,000 $ 104,529 $ 52,000
Lake, Florida 604 $ 60,524,000 $ 100,205 $ 50,000
Placer, California 591 $ 106,112,000 $ 179,546 $ 72,000
Clay, Florida 586 $ 57,197,000 $ 97,605 $ 59,000
St. Joseph, Indiana 582 $ 46,771,000 $ 80,362 $ 45,000
Rensselaer, New York 582 $ 54,059,000 $ 92,884 $ 54,000
Henry, Georgia 580 $ 69,669,000 $ 120,118 $ 58,000
Lane, Oregon 580 $ 67,387,000 $ 116,184 $ 54,000
Larimer, Colorado 579 $ 82,186,000 $ 141,944 $ 52,000
Anoka, Minnesota 576 $ 85,262,000 $ 148,024 $ 59,000
Madison, Illinois 571 $ 50,340,000 $ 88,161 $ 51,000
Collin, Texas 569 $ 51,974,000 $ 91,342 $ 78,000
Frederick, Maryland 568 $ 92,537,000 $ 162,917 $ 63,000
Barnstable, Massachusetts 567 $ 99,402,000 $ 175,312 $ 77,000
Cumberland, Pennsylvania 565 $ 62,179,000 $ 110,051 $ 48,000
Greene, Missouri 564 $ 49,718,000 $ 88,152 $ 48,000
Denton, Texas 564 $ 46,099,000 $ 81,735 $ 68,000
Sonoma, California 563 $ 121,225,000 $ 215,319 $ 82,000
Benton, Washington 559 $ 55,980,000 $ 100,143 $ 58,000
Morgan, Alabama 558 $ 45,401,000 $ 81,363 $ 47,000
Butler, Pennsylvania 555 $ 63,398,000 $ 114,230 $ 60,000
Sumner, Tennessee 555 $ 59,653,000 $ 107,482 $ 51,000
Alachua, Florida 551 $ 48,379,000 $ 87,802 $ 48,000
Cass, Missouri 548 $ 65,052,000 $ 118,708 $ 47,000
Richmond City, Virginia 548 $ 47,768,000 $ 87,167 $ 38,000
Ottawa, Michigan 547 $ 64,821,000 $ 118,502 $ 53,000
Ulster, New York 543 $ 67,158,000 $ 123,679 $ 57,000
Dakota, Minnesota 540 $ 85,279,000 $ 157,924 $ 64,000
St. Clair, Illinois 538 $ 43,178,000 $ 80,256 $ 45,000
Howard, Maryland 532 $ 107,832,000 $ 202,691 $ 74,000
Kent, Rhode Island 529 $ 74,361,000 $ 140,568 $ 54,000
Dane, Wisconsin 525 $ 68,189,000 $ 129,883 $ 57,000
McHenry, Illinois 523 $ 72,826,000 $ 139,246 $ 65,000
Van Buren, Michigan 517 $ 51,762,000 $ 100,119 $ 50,000
Rutherford, Tennessee 517 $ 52,145,000 $ 100,860 $ 49,000
Sedgwick, Kansas 515 $ 41,194,000 $ 79,988 $ 49,000
Stafford, Virginia 515 $ 97,589,000 $ 189,493 $ 67,000
Hernando, Florida 513 $ 47,571,000 $ 92,730 $ 43,000
Warren, Ohio 512 $ 60,198,000 $ 117,574 $ 62,000
Gaston, North Carolina 511 $ 47,462,000 $ 92,880 $ 46,000
Kings, California 507 $ 59,127,000 $ 116,621 $ 63,000
Marion, Florida 501 $ 38,919,000 $ 77,682 $ 44,000
Allegan, Michigan 499 $ 57,131,000 $ 114,490 $ 43,000
Clermont, Ohio 497 $ 51,504,000 $ 103,629 $ 52,000
Schenectady, New York 496 $ 45,175,000 $ 91,078 $ 54,000
Caddo, Louisiana 491 $ 40,827,000 $ 83,150 $ 48,000
Leon, Florida 490 $ 47,403,000 $ 96,740 $ 54,000
Cherokee, Georgia 490 $ 62,261,000 $ 127,063 $ 67,000
Cleveland, Oklahoma 489 $ 45,165,000 $ 92,361 $ 47,000
Clark, Ohio 487 $ 41,151,000 $ 84,498 $ 44,000
Waukesha, Wisconsin 482 $ 80,392,000 $ 166,788 $ 68,000
Fayette, Kentucky 479 $ 43,993,000 $ 91,843 $ 47,000
Jefferson, New York 477 $ 30,797,000 $ 64,563 $ 48,000
Washington, Pennsylvania 476 $ 47,411,000 $ 99,602 $ 50,000
Escambia, Florida 475 $ 35,685,000 $ 75,126 $ 44,000
Jackson, Oregon 475 $ 56,184,000 $ 118,282 $ 56,000
Peoria, Illinois 473 $ 40,956,000 $ 86,587 $ 45,000
Weber, Utah 471 $ 46,802,000 $ 99,367 $ 49,000
Davis, Utah 470 $ 51,509,000 $ 109,593 $ 57,000
Somerset, New Jersey 469 $ 79,006,000 $ 168,456 $ 67,000
Scott, Iowa 467 $ 39,222,000 $ 83,987 $ 63,000
Oswego, New York 467 $ 34,599,000 $ 74,087 $ 46,000
Paulding, Georgia 466 $ 49,483,000 $ 106,186 $ 48,000
Wayne, New York 461 $ 35,792,000 $ 77,639 $ 54,000
Washtenaw, Michigan 459 $ 60,035,000 $ 130,795 $ 62,000
Ontario, New York 456 $ 40,446,000 $ 88,697 $ 65,000
Morris, New Jersey 453 $ 86,603,000 $ 191,176 $ 80,000
Williamson, Texas 451 $ 37,630,000 $ 83,436 $ 66,000
Tuscaloosa, Alabama 446 $ 43,257,000 $ 96,988 $ 42,000
Houston, Alabama 445 $ 31,013,000 $ 69,692 $ 43,000
Collier, Florida 445 $ 62,077,000 $ 139,498 $ 54,000
Allen, Indiana 445 $ 34,955,000 $ 78,550 $ 38,000
Trumbull, Ohio 445 $ 36,939,000 $ 83,008 $ 45,000
Canyon, Idaho 441 $ 38,754,000 $ 87,877 $ 44,000
Medina, Ohio 441 $ 65,120,000 $ 147,664 $ 54,000
Rockland, New York 438 $ 78,013,000 $ 178,111 $ 91,000
Suffolk, Virginia 437 $ 54,352,000 $ 124,375 $ 56,000
Dorchester, South Carolina 436 $ 50,805,000 $ 116,525 $ 50,000
Greene, Ohio 433 $ 45,245,000 $ 104,491 $ 53,000
Muskegon, Michigan 430 $ 37,411,000 $ 87,002 $ 44,000
Livingston, Michigan 428 $ 58,298,000 $ 136,210 $ 72,000
Davidson, North Carolina 414 $ 38,050,000 $ 91,908 $ 47,000
Hamilton, Indiana 413 $ 49,087,000 $ 118,854 $ 75,000
Hudson, New Jersey 410 $ 58,993,000 $ 143,885 $ 77,000
Madera, California 409 $ 55,815,000 $ 136,466 $ 52,000
York, Maine 408 $ 60,079,000 $ 147,252 $ 56,000
Linn, Iowa 405 $ 33,585,000 $ 82,925 $ 52,000
Montgomery, Texas 404 $ 29,734,000 $ 73,599 $ 53,000
Randolph, North Carolina 403 $ 41,626,000 $ 103,290 $ 57,000
Union, North Carolina 398 $ 47,566,000 $ 119,512 $ 49,000
Racine, Wisconsin 396 $ 43,973,000 $ 111,042 $ 51,000
Monterey, California 393 $ 77,917,000 $ 198,262 $ 73,000
Litchfield, Connecticut 392 $ 55,142,000 $ 140,668 $ 61,000
Marshall, Alabama 391 $ 32,501,000 $ 83,122 $ 43,000
Portage, Ohio 390 $ 43,500,000 $ 111,538 $ 48,000
Sussex, New Jersey 389 $ 59,186,000 $ 152,149 $ 68,000
Lenawee, Michigan 387 $ 36,783,000 $ 95,046 $ 46,000
Bannock, Idaho 383 $ 36,368,000 $ 94,955 $ 40,000
San Francisco, California 380 $ 91,020,000 $ 239,526 $ 87,000
Johnston, North Carolina 379 $ 33,023,000 $ 87,131 $ 51,000
Sangamon, Illinois 378 $ 30,199,000 $ 79,891 $ 48,000
Washington, Minnesota 374 $ 69,182,000 $ 184,978 $ 63,000
Kenosha, Wisconsin 370 $ 42,639,000 $ 115,240 $ 54,000
Twin Falls, Idaho 368 $ 31,444,000 $ 85,445 $ 42,000
St. Tammany, Louisiana 367 $ 35,235,000 $ 96,008 $ 57,000
Carroll, Maryland 367 $ 61,697,000 $ 168,111 $ 68,000
Baldwin, Alabama 366 $ 37,316,000 $ 101,956 $ 45,000
Bibb, Georgia 366 $ 33,432,000 $ 91,344 $ 44,000
Cambria, Pennsylvania 364 $ 25,437,000 $ 69,881 $ 45,000
Elkhart, Indiana 353 $ 31,115,000 $ 88,144 $ 49,000
Roanoke City, Virginia 353 $ 33,853,000 $ 95,900 $ 41,000
Washington, Maryland 352 $ 48,161,000 $ 136,821 $ 54,000
Douglas, Georgia 351 $ 36,152,000 $ 102,997 $ 54,000
Montcalm, Michigan 350 $ 33,132,000 $ 94,662 $ 43,000
Pitt, North Carolina 350 $ 27,746,000 $ 79,274 $ 49,000
Lawrence, Pennsylvania 350 $ 30,541,000 $ 87,260 $ 42,000
Pickens, South Carolina 350 $ 31,144,000 $ 88,982 $ 56,000
Shasta, California 347 $ 43,046,000 $ 124,051 $ 48,000
Woodbury, Iowa 347 $ 23,566,000 $ 67,913 $ 46,000
Limestone, Alabama 344 $ 28,930,000 $ 84,098 $ 47,000
Licking, Ohio 344 $ 36,451,000 $ 105,962 $ 53,000
Mohave, Arizona 343 $ 32,009,000 $ 93,320 $ 40,000
Herkimer, New York 343 $ 23,497,000 $ 68,504 $ 35,000
Schuylkill, Pennsylvania 342 $ 24,132,000 $ 70,561 $ 39,000
Johnson, Indiana 340 $ 37,730,000 $ 110,970 $ 45,000
Monroe, Michigan 340 $ 42,636,000 $ 125,400 $ 68,000
Ashtabula, Ohio 335 $ 32,287,000 $ 96,379 $ 36,000
El Paso, Texas 333 $ 17,640,000 $ 52,972 $ 59,000
Boulder, Colorado 331 $ 53,924,000 $ 162,912 $ 63,000
Bonneville, Idaho 331 $ 29,612,000 $ 89,462 $ 50,000
Sarpy, Nebraska 331 $ 37,017,000 $ 111,833 $ 50,000
Cattaraugus, New York 330 $ 20,160,000 $ 61,090 $ 41,000
Madison, Indiana 329 $ 22,976,000 $ 69,835 $ 44,000
Cumberland, New Jersey 329 $ 31,170,000 $ 94,741 $ 63,000
Wayne, North Carolina 329 $ 23,350,000 $ 70,972 $ 46,000
Tazewell, Illinois 327 $ 29,297,000 $ 89,593 $ 44,000
Delaware, Ohio 322 $ 39,837,000 $ 123,717 $ 69,000
Cabarrus, North Carolina 321 $ 38,450,000 $ 119,781 $ 61,000
York, South Carolina 320 $ 30,798,000 $ 96,243 $ 46,000
St. Joseph, Michigan 317 $ 27,897,000 $ 88,003 $ 47,000
Adams, Pennsylvania 317 $ 37,247,000 $ 117,498 $ 49,000
Lebanon, Pennsylvania 316 $ 33,119,000 $ 104,806 $ 44,000
Windham, Connecticut 315 $ 35,659,000 $ 113,203 $ 50,000
Tolland, Connecticut 314 $ 39,801,000 $ 126,754 $ 65,000
Washington, New York 313 $ 22,523,000 $ 71,958 $ 40,000
Barry, Michigan 312 $ 33,417,000 $ 107,105 $ 49,000
Lapeer, Michigan 310 $ 42,108,000 $ 135,832 $ 54,000
Franklin, Missouri 310 $ 32,649,000 $ 105,319 $ 45,000
Strafford, New Hampshire 310 $ 37,733,000 $ 121,719 $ 49,000
Galveston, Texas 309 $ 20,772,000 $ 67,223 $ 56,000
Merrimack, New Hampshire 307 $ 38,447,000 $ 125,234 $ 50,000
Eaton, Michigan 306 $ 35,483,000 $ 115,957 $ 51,000
Sanilac, Michigan 306 $ 33,343,000 $ 108,964 $ 52,000
Santa Rosa, Florida 305 $ 26,864,000 $ 88,078 $ 52,000
Alamance, North Carolina 305 $ 31,813,000 $ 104,304 $ 52,000
Platte, Missouri 304 $ 42,086,000 $ 138,440 $ 70,000
St. Lawrence, New York 303 $ 18,180,000 $ 60,000 $ 45,000
Montgomery, Tennessee 303 $ 26,362,000 $ 87,003 $ 44,000
Middlesex, Connecticut 301 $ 40,220,000 $ 133,621 $ 62,000
Yamhill, Oregon 301 $ 36,010,000 $ 119,634 $ 54,000
Wood, Ohio 299 $ 34,561,000 $ 115,588 $ 58,000
Sussex, Delaware 296 $ 32,398,000 $ 109,452 $ 52,000
Fairfield, Ohio 296 $ 36,576,000 $ 123,567 $ 57,000
Columbiana, Ohio 294 $ 25,338,000 $ 86,183 $ 36,000
Washington, Tennessee 294 $ 25,799,000 $ 87,751 $ 49,000
Branch, Michigan 293 $ 26,471,000 $ 90,344 $ 42,000
Wilson, Tennessee 293 $ 35,277,000 $ 120,399 $ 46,000
Talladega, Alabama 291 $ 20,131,000 $ 69,178 $ 42,000
Pike, Pennsylvania 291 $ 35,975,000 $ 123,625 $ 52,000
Cochise, Arizona 288 $ 22,602,000 $ 78,479 $ 45,000
Indian River, Florida 288 $ 28,819,000 $ 100,065 $ 39,000
Bradley, Tennessee 287 $ 27,505,000 $ 95,836 $ 54,000
Sullivan, Tennessee 287 $ 22,644,000 $ 78,898 $ 40,000
Cecil, Maryland 285 $ 38,630,000 $ 135,543 $ 55,000
Miami, Ohio 284 $ 28,307,000 $ 99,672 $ 50,000
Blount, Tennessee 283 $ 29,517,000 $ 104,300 $ 53,000
Coweta, Georgia 282 $ 29,342,000 $ 104,049 $ 45,000
Hillsdale, Michigan 279 $ 22,367,000 $ 80,168 $ 46,000
St. Johns, Florida 278 $ 33,587,000 $ 120,816 $ 53,000
Houston, Georgia 277 $ 21,866,000 $ 78,938 $ 49,000
Hendricks, Indiana 277 $ 32,738,000 $ 118,187 $ 52,000
Hall, Georgia 276 $ 28,251,000 $ 102,358 $ 45,000
Warren, New York 273 $ 22,977,000 $ 84,164 $ 48,000
Cass, Michigan 272 $ 28,931,000 $ 106,363 $ 48,000
Robertson, Tennessee 271 $ 26,469,000 $ 97,671 $ 44,000
Roanoke, Virginia 271 $ 30,943,000 $ 114,180 $ 46,000
Calvert, Maryland 270 $ 47,098,000 $ 174,437 $ 64,000
Hidalgo, Texas 268 $ 17,313,000 $ 64,600 $ 47,000
Ionia, Michigan 267 $ 27,168,000 $ 101,752 $ 39,000
Orangeburg, South Carolina 267 $ 20,522,000 $ 76,861 $ 41,000
Hanover, Virginia 267 $ 40,425,000 $ 151,404 $ 57,000
Bay, Michigan 266 $ 23,986,000 $ 90,172 $ 42,000
Vanderburgh, Indiana 263 $ 19,327,000 $ 73,486 $ 35,000
Sandoval, New Mexico 262 $ 24,320,000 $ 92,824 $ 45,000
Madison, New York 262 $ 20,039,000 $ 76,484 $ 47,000
Carroll, Georgia 261 $ 24,961,000 $ 95,636 $ 43,000
Orleans, New York 261 $ 17,282,000 $ 66,214 $ 43,000
Whatcom, Washington 261 $ 25,216,000 $ 96,613 $ 48,000
Brazoria, Texas 260 $ 20,207,000 $ 77,719 $ 60,000
Fayette, Pennsylvania 258 $ 20,800,000 $ 80,620 $ 46,000
Charlotte, Florida 256 $ 28,458,000 $ 111,164 $ 49,000
Cumberland, North Carolina 256 $ 19,049,000 $ 74,410 $ 55,000
Sullivan, New York 254 $ 24,975,000 $ 98,326 $ 56,000
Leavenworth, Kansas 252 $ 29,393,000 $ 116,638 $ 47,000
DeKalb, Alabama 251 $ 16,581,000 $ 66,059 $ 36,000
El Dorado, California 251 $ 53,769,000 $ 214,219 $ 76,000
Shiawassee, Michigan 251 $ 27,590,000 $ 109,920 $ 50,000
Warren, New Jersey 251 $ 41,763,000 $ 166,386 $ 78,000
Rowan, North Carolina 251 $ 22,870,000 $ 91,115 $ 50,000
Winnebago, Illinois 248 $ 18,895,000 $ 76,189 $ 55,000
Petersburg, Virginia 248 $ 20,252,000 $ 81,661 $ 40,000
Carbon, Pennsylvania 247 $ 24,713,000 $ 100,052 $ 47,000
Jackson, Alabama 246 $ 19,024,000 $ 77,333 $ 39,000
Cowlitz, Washington 245 $ 26,370,000 $ 107,632 $ 51,000
Greenwood, South Carolina 243 $ 22,413,000 $ 92,234 $ 51,000
Santa Barbara, California 241 $ 37,937,000 $ 157,414 $ 82,000
Fulton, New York 241 $ 17,082,000 $ 70,879 $ 50,000
Genesee, New York 241 $ 18,186,000 $ 75,460 $ 43,000
New York, New York 240 $ 28,401,000 $ 118,337 $ 83,000
Linn, Oregon 239 $ 26,379,000 $ 110,372 $ 52,000
Rock, Wisconsin 238 $ 22,990,000 $ 96,596 $ 49,000
Newton, Georgia 237 $ 24,289,000 $ 102,485 $ 51,000
Cape May, New Jersey 237 $ 25,443,000 $ 107,354 $ 52,000
Yavapai, Arizona 234 $ 22,535,000 $ 96,303 $ 48,000
Okaloosa, Florida 233 $ 20,965,000 $ 89,978 $ 45,000
Porter, Indiana 232 $ 24,542,000 $ 105,784 $ 45,000
Tuscola, Michigan 232 $ 22,019,000 $ 94,909 $ 46,000
Douglas, Kansas 230 $ 28,920,000 $ 125,739 $ 62,000
Grand Traverse, Michigan 230 $ 26,129,000 $ 113,604 $ 44,000
Wayne, Ohio 229 $ 24,493,000 $ 106,956 $ 38,000
Cheshire, New Hampshire 228 $ 26,347,000 $ 115,557 $ 51,000
Rockingham, North Carolina 228 $ 20,234,000 $ 88,745 $ 45,000
Oconee, South Carolina 228 $ 21,686,000 $ 95,114 $ 41,000
Kenton, Kentucky 225 $ 17,568,000 $ 78,080 $ 60,000
Dubuque, Iowa 222 $ 17,184,000 $ 77,405 $ 42,000
Valencia, New Mexico 222 $ 20,199,000 $ 90,986 $ 44,000
Livingston, Louisiana 221 $ 17,686,000 $ 80,027 $ 43,000
Cayuga, New York 221 $ 16,300,000 $ 73,755 $ 51,000
Horry, South Carolina 221 $ 19,470,000 $ 88,099 $ 50,000
Bartow, Georgia 220 $ 18,092,000 $ 82,236 $ 46,000
Cullman, Alabama 219 $ 18,847,000 $ 86,059 $ 40,000
Lauderdale, Alabama 218 $ 16,613,000 $ 76,206 $ 46,000
Yolo, California 217 $ 39,341,000 $ 181,294 $ 61,000
Forsyth, Georgia 216 $ 27,133,000 $ 125,615 $ 73,000
Columbia, Oregon 215 $ 28,976,000 $ 134,772 $ 52,000
Walworth, Wisconsin 215 $ 27,612,000 $ 128,427 $ 48,000
Mercer, Pennsylvania 213 $ 18,199,000 $ 85,441 $ 33,000
Richmond, Georgia 212 $ 14,920,000 $ 70,377 $ 46,000
Morgan, Indiana 212 $ 20,410,000 $ 96,273 $ 41,000
Rockdale, Georgia 211 $ 25,314,000 $ 119,971 $ 55,000
Canadian, Oklahoma 211 $ 16,775,000 $ 79,502 $ 52,000
Dale, Alabama 210 $ 11,910,000 $ 56,714 $ 47,000
St. Mary's, Maryland 209 $ 30,723,000 $ 147,000 $ 56,000
Midland, Michigan 209 $ 18,578,000 $ 88,889 $ 48,000
Perry, Pennsylvania 209 $ 21,015,000 $ 100,550 $ 46,000
Columbia, Pennsylvania 208 $ 19,199,000 $ 92,302 $ 56,000
Franklin, Pennsylvania 208 $ 22,178,000 $ 106,625 $ 42,000
Kershaw, South Carolina 207 $ 16,422,000 $ 79,333 $ 52,000
Polk, Oregon 206 $ 25,342,000 $ 123,019 $ 56,000
Williamson, Tennessee 206 $ 31,662,000 $ 153,699 $ 76,000
Alexandria, Virginia 204 $ 33,627,000 $ 164,838 $ 63,000
Black Hawk, Iowa 203 $ 13,629,000 $ 67,137 $ 38,000
Geauga, Ohio 203 $ 37,713,000 $ 185,778 $ 69,000
Marion, Ohio 203 $ 18,874,000 $ 92,975 $ 41,000
Mason, Washington 203 $ 19,280,000 $ 94,975 $ 68,000
Chatham, Georgia 201 $ 16,589,000 $ 82,532 $ 43,000
Pottawattamie, Iowa 201 $ 16,071,000 $ 79,955 $ 45,000
Bossier, Louisiana 201 $ 17,774,000 $ 88,427 $ 48,000
Erie, Ohio 200 $ 20,019,000 $ 100,095 $ 73,000
Citrus, Florida 198 $ 15,847,000 $ 80,035 $ 41,000
Buncombe, North Carolina 198 $ 20,896,000 $ 105,535 $ 52,000
Livingston, New York 197 $ 16,762,000 $ 85,086 $ 60,000
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Mortgage Loan Application Detail Totals for Hfc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 444,575 $61,757,705,000 $125,403 $2,260,000 $47,500 $9,780,000
Home Improvement 109,054 $6,834,975,000 $51,254 $1,000,000 $49,588 $1,899,000
Home Purchase 46,856 $4,416,306,000 $92,788 $878,000 $7,903 $4,852,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 260,799 $31,563,639,000 $107,529 $2,260,000 $58,039 $9,780,000
Not applicable 125,057 $13,615,947,000 $105,461 $1,172,000 $1,980 $400,000
Black or African American 79,333 $9,144,640,000 $109,617 $1,750,000 $56,425 $3,461,000
Not Provided 78,973 $10,407,070,000 $105,380 $1,643,000 $58,060 $6,000,000
Hispanic 43,764 $6,221,094,000 $111,045 $1,023,000 $57,681 $1,400,000
Asian 6,624 $1,233,344,000 $134,093 $1,329,000 $67,348 $924,000
American Indian or Alaskan Native 3,254 $294,988,000 $80,043 $760,000 $54,760 $1,670,000
Native Hawaiian or Other Pacific Islander 2,681 $528,264,000 $123,309 $990,000 $63,976 $1,314,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 600,484 $73,008,791,000 $109,788 $2,260,000 $44,096 $9,780,000
VA-guaranteed (Veterans Administration) 1 $195,000 $195,000 $195,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 230,807 $25,703,282,000 $97,196 $2,260,000 $54,019 $1,899,000
Application Withdrawn By Applicant 176,830 $24,516,083,000 $116,959 $1,150,000 $60,428 $1,680,000
Loan Purchased By The Institution 124,687 $13,580,405,000 $105,557 $1,172,000 $0 $0
Loan Originated 55,887 $7,509,309,000 $111,333 $1,000,000 $64,187 $9,780,000
Application Approved But Not Accepted 10,875 $1,508,130,000 $114,145 $789,000 $62,645 $6,000,000
File Closed For Incompleteness 1,399 $191,777,000 $124,651 $760,000 $69,162 $647,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 72,993 $7,131,423,000 $88,208 $980,000 $51,666 $1,883,000
Other 61,700 $7,400,610,000 $107,900 $2,260,000 $56,900 $1,899,000
Credit Application Incomplete 43,451 $5,328,025,000 $101,934 $1,750,000 $61,108 $1,812,000
Debt-To-Income Ratio 30,152 $3,347,925,000 $95,000 $1,358,000 $36,125 $810,000
Collateral 15,547 $1,772,044,000 $112,444 $980,000 $64,066 $1,272,000
Employment History 2,714 $192,701,000 $69,476 $980,000 $63,190 $1,193,000
Unverifiable Information 1,393 $268,918,000 $168,243 $878,000 $66,567 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hfc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hfc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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