Lower, LLC Mortgage Lending & HMDA Data, 2017
In 2017, Lower, LLC of Columbia, MD reported 9,380 mortgage applications totaling $1.9 billion, up 22% from 2016. The average application was for $206,275, and applicants reported an average income of $90,851. 60% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (846), Columbus, OH (802) and Charlotte-Concord-Gastonia, NC-SC (618) (applications in parentheses).
| Mortgage Company & Address | Lower, LLC 5950 Symphony Woods Drive Columbia, MD 21044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 9,380 |
| Total Mortgage Loan Application Amount | $1,934,866,000 |
| Average Mortgage Loan Application Amount | $206,275 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $90,851 |
| Highest Applicant Income | $4,179,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lower, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin, Ohio | 561 | $ 91,954,000 | $ 163,910 | $ 77,000 |
| Wake, North Carolina | 408 | $ 98,237,000 | $ 240,776 | $ 101,000 |
| Mecklenburg, North Carolina | 398 | $ 86,538,000 | $ 217,432 | $ 95,000 |
| Summit, Ohio | 291 | $ 42,592,000 | $ 146,364 | $ 79,000 |
| Cuyahoga, Ohio | 286 | $ 40,748,000 | $ 142,475 | $ 72,000 |
| Stark, Ohio | 274 | $ 38,875,000 | $ 141,879 | $ 71,000 |
| Prince George's, Maryland | 189 | $ 49,413,000 | $ 261,444 | $ 86,000 |
| Fairfax, Virginia | 160 | $ 60,402,000 | $ 377,512 | $ 121,000 |
| Mobile, Alabama | 153 | $ 17,639,000 | $ 115,287 | $ 58,000 |
| Pinellas, Florida | 140 | $ 24,651,000 | $ 176,078 | $ 92,000 |
| Montgomery, Maryland | 138 | $ 43,532,000 | $ 315,449 | $ 98,000 |
| Prince William, Virginia | 133 | $ 39,243,000 | $ 295,060 | $ 91,000 |
| Durham, North Carolina | 111 | $ 21,865,000 | $ 196,981 | $ 86,000 |
| Loudoun, Virginia | 108 | $ 45,589,000 | $ 422,120 | $ 144,000 |
| Orange, Florida | 104 | $ 19,935,000 | $ 191,682 | $ 76,000 |
| Hillsborough, Florida | 89 | $ 19,138,000 | $ 215,033 | $ 106,000 |
| Lorain, Ohio | 87 | $ 14,830,000 | $ 170,459 | $ 78,000 |
| Hamilton, Ohio | 86 | $ 13,073,000 | $ 152,011 | $ 83,000 |
| Broward, Florida | 79 | $ 18,414,000 | $ 233,088 | $ 91,000 |
| Johnston, North Carolina | 79 | $ 14,772,000 | $ 186,987 | $ 70,000 |
| Delaware, Ohio | 79 | $ 19,940,000 | $ 252,405 | $ 119,000 |
| Miami-Dade, Florida | 78 | $ 18,619,000 | $ 238,705 | $ 88,000 |
| Cook, Illinois | 77 | $ 16,598,000 | $ 215,558 | $ 105,000 |
| Medina, Ohio | 77 | $ 12,673,000 | $ 164,584 | $ 80,000 |
| Pasco, Florida | 75 | $ 11,949,000 | $ 159,320 | $ 70,000 |
| Palm Beach, Florida | 66 | $ 15,888,000 | $ 240,727 | $ 116,000 |
| Portage, Ohio | 66 | $ 10,276,000 | $ 155,696 | $ 78,000 |
| Cobb, Georgia | 64 | $ 12,874,000 | $ 201,156 | $ 90,000 |
| Gaston, North Carolina | 63 | $ 10,386,000 | $ 164,857 | $ 80,000 |
| Centre, Pennsylvania | 59 | $ 13,038,000 | $ 220,983 | $ 94,000 |
| Gwinnett, Georgia | 55 | $ 10,527,000 | $ 191,400 | $ 99,000 |
| Monroe, Pennsylvania | 53 | $ 8,176,000 | $ 154,264 | $ 77,000 |
| Anne Arundel, Maryland | 47 | $ 13,058,000 | $ 277,829 | $ 87,000 |
| Fairfield, Ohio | 46 | $ 8,772,000 | $ 190,695 | $ 82,000 |
| Fulton, Georgia | 45 | $ 10,987,000 | $ 244,155 | $ 112,000 |
| Butler, Ohio | 45 | $ 7,912,000 | $ 175,822 | $ 83,000 |
| Licking, Ohio | 45 | $ 7,950,000 | $ 176,666 | $ 74,000 |
| Osceola, Florida | 42 | $ 6,523,000 | $ 155,309 | $ 68,000 |
| York, South Carolina | 41 | $ 9,122,000 | $ 222,487 | $ 98,000 |
| Jefferson, Alabama | 40 | $ 8,051,000 | $ 201,275 | $ 79,000 |
| Warren, Ohio | 40 | $ 8,506,000 | $ 212,650 | $ 104,000 |
| Polk, Florida | 39 | $ 6,109,000 | $ 156,641 | $ 71,000 |
| Montgomery, Pennsylvania | 39 | $ 10,669,000 | $ 273,564 | $ 131,000 |
| District of Columbia, District Of Columbia | 38 | $ 13,715,000 | $ 360,921 | $ 130,000 |
| Union, North Carolina | 38 | $ 8,452,000 | $ 222,421 | $ 101,000 |
| Stafford, Virginia | 38 | $ 11,586,000 | $ 304,894 | $ 121,000 |
| St. Lucie, Florida | 36 | $ 6,163,000 | $ 171,194 | $ 69,000 |
| DeKalb, Georgia | 36 | $ 7,519,000 | $ 208,861 | $ 107,000 |
| Montgomery, Ohio | 35 | $ 5,085,000 | $ 145,285 | $ 81,000 |
| Cabarrus, North Carolina | 33 | $ 7,229,000 | $ 219,060 | $ 85,000 |
| Pickaway, Ohio | 33 | $ 5,980,000 | $ 181,212 | $ 80,000 |
| Brevard, Florida | 32 | $ 6,675,000 | $ 208,593 | $ 96,000 |
| Clermont, Ohio | 32 | $ 4,918,000 | $ 153,687 | $ 60,000 |
| Arlington, Virginia | 31 | $ 11,864,000 | $ 382,709 | $ 331,000 |
| Volusia, Florida | 30 | $ 4,441,000 | $ 148,033 | $ 82,000 |
| Will, Illinois | 30 | $ 6,339,000 | $ 211,300 | $ 114,000 |
| Baltimore City, Maryland | 30 | $ 5,965,000 | $ 198,833 | $ 78,000 |
| Howard, Maryland | 30 | $ 10,585,000 | $ 352,833 | $ 129,000 |
| Duval, Florida | 29 | $ 4,765,000 | $ 164,310 | $ 76,000 |
| Baltimore, Maryland | 29 | $ 6,510,000 | $ 224,482 | $ 102,000 |
| Williamson, Tennessee | 29 | $ 9,627,000 | $ 331,965 | $ 122,000 |
| Lee, Florida | 28 | $ 6,523,000 | $ 232,964 | $ 87,000 |
| Seminole, Florida | 28 | $ 5,363,000 | $ 191,535 | $ 85,000 |
| Frederick, Maryland | 28 | $ 8,235,000 | $ 294,107 | $ 106,000 |
| Orange, North Carolina | 28 | $ 6,767,000 | $ 241,678 | $ 93,000 |
| Henry, Georgia | 27 | $ 5,176,000 | $ 191,703 | $ 92,000 |
| Bucks, Pennsylvania | 27 | $ 8,080,000 | $ 299,259 | $ 109,000 |
| Chesterfield, Virginia | 27 | $ 6,173,000 | $ 228,629 | $ 114,000 |
| Virginia Beach, Virginia | 27 | $ 5,714,000 | $ 211,629 | $ 105,000 |
| Marion, Indiana | 26 | $ 3,566,000 | $ 137,153 | $ 78,000 |
| Jefferson, Kentucky | 26 | $ 4,705,000 | $ 180,961 | $ 90,000 |
| Chester, Pennsylvania | 26 | $ 8,983,000 | $ 345,500 | $ 148,000 |
| Walton, Georgia | 25 | $ 4,549,000 | $ 181,960 | $ 149,000 |
| Alexandria, Virginia | 25 | $ 9,157,000 | $ 366,280 | $ 142,000 |
| Burlington, New Jersey | 24 | $ 6,368,000 | $ 265,333 | $ 137,000 |
| Catawba, North Carolina | 24 | $ 4,181,000 | $ 174,208 | $ 88,000 |
| Philadelphia, Pennsylvania | 24 | $ 4,607,000 | $ 191,958 | $ 92,000 |
| Greenville, South Carolina | 23 | $ 4,386,000 | $ 190,695 | $ 81,000 |
| Lake, Florida | 22 | $ 4,093,000 | $ 186,045 | $ 88,000 |
| Sarasota, Florida | 22 | $ 4,679,000 | $ 212,681 | $ 95,000 |
| Cherokee, Georgia | 22 | $ 5,727,000 | $ 260,318 | $ 114,000 |
| Newton, Georgia | 22 | $ 3,138,000 | $ 142,636 | $ 67,000 |
| Guilford, North Carolina | 22 | $ 3,762,000 | $ 171,000 | $ 95,000 |
| Wayne, Ohio | 22 | $ 3,216,000 | $ 146,181 | $ 70,000 |
| Charleston, South Carolina | 22 | $ 5,325,000 | $ 242,045 | $ 100,000 |
| Spotsylvania, Virginia | 22 | $ 6,341,000 | $ 288,227 | $ 86,000 |
| Hamilton, Indiana | 21 | $ 4,154,000 | $ 197,809 | $ 104,000 |
| Brunswick, North Carolina | 21 | $ 3,902,000 | $ 185,809 | $ 86,000 |
| Chatham, North Carolina | 21 | $ 5,640,000 | $ 268,571 | $ 114,000 |
| Lake, Ohio | 21 | $ 3,466,000 | $ 165,047 | $ 69,000 |
| Allegheny, Pennsylvania | 21 | $ 4,113,000 | $ 195,857 | $ 92,000 |
| Baldwin, Alabama | 20 | $ 3,135,000 | $ 156,750 | $ 81,000 |
| Douglas, Colorado | 20 | $ 6,664,000 | $ 333,200 | $ 125,000 |
| Monmouth, New Jersey | 20 | $ 6,690,000 | $ 334,500 | $ 138,000 |
| New Hanover, North Carolina | 20 | $ 4,103,000 | $ 205,150 | $ 82,000 |
| Northampton, Pennsylvania | 20 | $ 3,594,000 | $ 179,700 | $ 189,000 |
| Rutherford, Tennessee | 20 | $ 3,619,000 | $ 180,950 | $ 74,000 |
| Fauquier, Virginia | 20 | $ 6,630,000 | $ 331,500 | $ 97,000 |
| Adams, Colorado | 19 | $ 4,899,000 | $ 257,842 | $ 93,000 |
| Alamance, North Carolina | 19 | $ 2,933,000 | $ 154,368 | $ 63,000 |
| Harnett, North Carolina | 19 | $ 3,577,000 | $ 188,263 | $ 92,000 |
| Union, Ohio | 19 | $ 3,816,000 | $ 200,842 | $ 77,000 |
| Shelby, Tennessee | 19 | $ 3,192,000 | $ 168,000 | $ 94,000 |
| Manassas, Virginia | 19 | $ 5,243,000 | $ 275,947 | $ 77,000 |
| DuPage, Illinois | 18 | $ 3,657,000 | $ 203,166 | $ 125,000 |
| Charles, Maryland | 18 | $ 4,746,000 | $ 263,666 | $ 79,000 |
| Buncombe, North Carolina | 18 | $ 3,325,000 | $ 184,722 | $ 60,000 |
| Iredell, North Carolina | 18 | $ 3,374,000 | $ 187,444 | $ 69,000 |
| Spartanburg, South Carolina | 18 | $ 3,532,000 | $ 196,222 | $ 73,000 |
| Davidson, Tennessee | 18 | $ 4,131,000 | $ 229,500 | $ 82,000 |
| Lake, Indiana | 17 | $ 2,594,000 | $ 152,588 | $ 74,000 |
| Cumberland, North Carolina | 17 | $ 2,377,000 | $ 139,823 | $ 90,000 |
| Forsyth, North Carolina | 17 | $ 3,288,000 | $ 193,411 | $ 100,000 |
| Franklin, North Carolina | 17 | $ 3,411,000 | $ 200,647 | $ 76,000 |
| Granville, North Carolina | 17 | $ 3,406,000 | $ 200,352 | $ 86,000 |
| El Paso, Colorado | 16 | $ 3,276,000 | $ 204,750 | $ 70,000 |
| Bergen, New Jersey | 16 | $ 4,689,000 | $ 293,062 | $ 121,000 |
| Ocean, New Jersey | 16 | $ 3,397,000 | $ 212,312 | $ 73,000 |
| Cleveland, North Carolina | 16 | $ 2,776,000 | $ 173,500 | $ 93,000 |
| Delaware, Pennsylvania | 16 | $ 2,825,000 | $ 176,562 | $ 79,000 |
| Richland, South Carolina | 16 | $ 2,948,000 | $ 184,250 | $ 106,000 |
| Chesapeake, Virginia | 16 | $ 3,961,000 | $ 247,562 | $ 81,000 |
| Camden, New Jersey | 15 | $ 2,185,000 | $ 145,666 | $ 82,000 |
| Culpeper, Virginia | 15 | $ 3,813,000 | $ 254,200 | $ 76,000 |
| Coweta, Georgia | 14 | $ 2,918,000 | $ 208,428 | $ 96,000 |
| Oconee, Georgia | 14 | $ 2,927,000 | $ 209,071 | $ 63,000 |
| Kane, Illinois | 14 | $ 3,666,000 | $ 261,857 | $ 128,000 |
| Harford, Maryland | 14 | $ 3,762,000 | $ 268,714 | $ 145,000 |
| Lancaster, Pennsylvania | 14 | $ 2,048,000 | $ 146,285 | $ 67,000 |
| Wilson, Tennessee | 14 | $ 3,040,000 | $ 217,142 | $ 107,000 |
| Henrico, Virginia | 14 | $ 2,647,000 | $ 189,071 | $ 60,000 |
| Jefferson, Colorado | 13 | $ 4,170,000 | $ 320,769 | $ 103,000 |
| Charlotte, Florida | 13 | $ 2,363,000 | $ 181,769 | $ 56,000 |
| Manatee, Florida | 13 | $ 3,548,000 | $ 272,923 | $ 93,000 |
| Barrow, Georgia | 13 | $ 1,842,000 | $ 141,692 | $ 59,000 |
| Fayette, Georgia | 13 | $ 2,918,000 | $ 224,461 | $ 91,000 |
| Forsyth, Georgia | 13 | $ 2,930,000 | $ 225,384 | $ 117,000 |
| Paulding, Georgia | 13 | $ 2,017,000 | $ 155,153 | $ 75,000 |
| Rockdale, Georgia | 13 | $ 2,012,000 | $ 154,769 | $ 53,000 |
| Lake, Illinois | 13 | $ 2,582,000 | $ 198,615 | $ 126,000 |
| Boone, Kentucky | 13 | $ 2,458,000 | $ 189,076 | $ 97,000 |
| Horry, South Carolina | 13 | $ 3,404,000 | $ 261,846 | $ 104,000 |
| Hamilton, Tennessee | 13 | $ 1,978,000 | $ 152,153 | $ 78,000 |
| Frederick, Virginia | 13 | $ 2,701,000 | $ 207,769 | $ 77,000 |
| Madison, Alabama | 12 | $ 2,120,000 | $ 176,666 | $ 93,000 |
| Shelby, Alabama | 12 | $ 2,421,000 | $ 201,750 | $ 82,000 |
| Arapahoe, Colorado | 12 | $ 2,797,000 | $ 233,083 | $ 119,000 |
| Clay, Florida | 12 | $ 2,306,000 | $ 192,166 | $ 80,000 |
| Hernando, Florida | 12 | $ 1,554,000 | $ 129,500 | $ 58,000 |
| Marion, Florida | 12 | $ 2,259,000 | $ 188,250 | $ 73,000 |
| Greene, Georgia | 12 | $ 3,048,000 | $ 254,000 | $ 121,000 |
| Putnam, Georgia | 12 | $ 2,836,000 | $ 236,333 | $ 117,000 |
| St. Tammany, Louisiana | 12 | $ 2,281,000 | $ 190,083 | $ 96,000 |
| Middlesex, New Jersey | 12 | $ 3,358,000 | $ 279,833 | $ 142,000 |
| Madison, Ohio | 12 | $ 2,162,000 | $ 180,166 | $ 80,000 |
| York, Pennsylvania | 12 | $ 2,077,000 | $ 173,083 | $ 99,000 |
| Berkeley, South Carolina | 12 | $ 2,094,000 | $ 174,500 | $ 80,000 |
| Sumner, Tennessee | 12 | $ 2,579,000 | $ 214,916 | $ 76,000 |
| Montgomery, Alabama | 11 | $ 2,178,000 | $ 198,000 | $ 81,000 |
| Alachua, Florida | 11 | $ 2,257,000 | $ 205,181 | $ 91,000 |
| Indian River, Florida | 11 | $ 2,102,000 | $ 191,090 | $ 197,000 |
| Santa Rosa, Florida | 11 | $ 2,335,000 | $ 212,272 | $ 83,000 |
| St. Johns, Florida | 11 | $ 2,743,000 | $ 249,363 | $ 119,000 |
| Chatham, Georgia | 11 | $ 2,576,000 | $ 234,181 | $ 80,000 |
| Morgan, Georgia | 11 | $ 2,089,000 | $ 189,909 | $ 77,000 |
| Union, New Jersey | 11 | $ 3,217,000 | $ 292,454 | $ 138,000 |
| Luzerne, Pennsylvania | 11 | $ 1,553,000 | $ 141,181 | $ 80,000 |
| Lexington, South Carolina | 11 | $ 2,059,000 | $ 187,181 | $ 100,000 |
| Kern, California | 10 | $ 1,922,000 | $ 192,200 | $ 82,000 |
| Denver, Colorado | 10 | $ 2,523,000 | $ 252,300 | $ 115,000 |
| Weld, Colorado | 10 | $ 3,152,000 | $ 315,200 | $ 128,000 |
| New Castle, Delaware | 10 | $ 2,326,000 | $ 232,600 | $ 153,000 |
| Okaloosa, Florida | 10 | $ 2,351,000 | $ 235,100 | $ 79,000 |
| Bartow, Georgia | 10 | $ 2,105,000 | $ 210,500 | $ 71,000 |
| Essex, New Jersey | 10 | $ 2,498,000 | $ 249,800 | $ 126,000 |
| Morris, New Jersey | 10 | $ 3,594,000 | $ 359,400 | $ 155,000 |
| Henderson, North Carolina | 10 | $ 2,246,000 | $ 224,600 | $ 63,000 |
| Geauga, Ohio | 10 | $ 2,090,000 | $ 209,000 | $ 107,000 |
| Knox, Ohio | 10 | $ 2,076,000 | $ 207,600 | $ 103,000 |
| Butler, Pennsylvania | 10 | $ 3,032,000 | $ 303,200 | $ 91,000 |
| Dorchester, South Carolina | 10 | $ 1,924,000 | $ 192,400 | $ 80,000 |
| Lancaster, South Carolina | 10 | $ 2,344,000 | $ 234,400 | $ 107,000 |
| Martin, Florida | 9 | $ 2,424,000 | $ 269,333 | $ 132,000 |
| Hendricks, Indiana | 9 | $ 1,265,000 | $ 140,555 | $ 68,000 |
| Carteret, North Carolina | 9 | $ 2,082,000 | $ 231,333 | $ 132,000 |
| Lee, North Carolina | 9 | $ 1,177,000 | $ 130,777 | $ 47,000 |
| Lincoln, North Carolina | 9 | $ 2,176,000 | $ 241,777 | $ 118,000 |
| Clark, Ohio | 9 | $ 1,217,000 | $ 135,222 | $ 76,000 |
| Tuscarawas, Ohio | 9 | $ 1,395,000 | $ 155,000 | $ 70,000 |
| Lehigh, Pennsylvania | 9 | $ 1,815,000 | $ 201,666 | $ 127,000 |
| Hanover, Virginia | 9 | $ 1,637,000 | $ 181,888 | $ 79,000 |
| Warren, Virginia | 9 | $ 2,003,000 | $ 222,555 | $ 94,000 |
| Columbia, Georgia | 8 | $ 1,794,000 | $ 224,250 | $ 86,000 |
| Glynn, Georgia | 8 | $ 1,278,000 | $ 159,750 | $ 63,000 |
| Hall, Georgia | 8 | $ 2,167,000 | $ 270,875 | $ 111,000 |
| Jackson, Georgia | 8 | $ 1,276,000 | $ 159,500 | $ 70,000 |
| Elkhart, Indiana | 8 | $ 1,176,000 | $ 147,000 | $ 78,000 |
| Johnson, Indiana | 8 | $ 1,381,000 | $ 172,625 | $ 65,000 |
| Fayette, Kentucky | 8 | $ 1,933,000 | $ 241,625 | $ 91,000 |
| Kenton, Kentucky | 8 | $ 1,338,000 | $ 167,250 | $ 63,000 |
| Jefferson, Louisiana | 8 | $ 1,427,000 | $ 178,375 | $ 66,000 |
| St. Mary's, Maryland | 8 | $ 1,900,000 | $ 237,500 | $ 104,000 |
| Nash, North Carolina | 8 | $ 1,368,000 | $ 171,000 | $ 64,000 |
| Ashtabula, Ohio | 8 | $ 1,049,000 | $ 131,125 | $ 71,000 |
| Carroll, Ohio | 8 | $ 907,000 | $ 113,375 | $ 52,000 |
| Adams, Pennsylvania | 8 | $ 1,459,000 | $ 182,375 | $ 65,000 |
| Knox, Tennessee | 8 | $ 1,288,000 | $ 161,000 | $ 77,000 |
| Montgomery, Tennessee | 8 | $ 1,495,000 | $ 186,875 | $ 70,000 |
| Suffolk, Virginia | 8 | $ 1,843,000 | $ 230,375 | $ 99,000 |
| Cabell, West Virginia | 8 | $ 1,381,000 | $ 172,625 | $ 135,000 |
| St. Clair, Alabama | 7 | $ 1,301,000 | $ 185,857 | $ 100,000 |
| Bay, Florida | 7 | $ 1,855,000 | $ 265,000 | $ 224,000 |
| Collier, Florida | 7 | $ 1,768,000 | $ 252,571 | $ 118,000 |
| Flagler, Florida | 7 | $ 1,144,000 | $ 163,428 | $ 71,000 |
| Highlands, Florida | 7 | $ 902,000 | $ 128,857 | $ 53,000 |
| Clarke, Georgia | 7 | $ 1,120,000 | $ 160,000 | $ 107,000 |
| Clayton, Georgia | 7 | $ 1,007,000 | $ 143,857 | $ 62,000 |
| Allen, Indiana | 7 | $ 1,765,000 | $ 252,142 | $ 258,000 |
| Floyd, Indiana | 7 | $ 1,243,000 | $ 177,571 | $ 107,000 |
| East Baton Rouge, Louisiana | 7 | $ 1,412,000 | $ 201,714 | $ 140,000 |
| Washington, Maryland | 7 | $ 1,251,000 | $ 178,714 | $ 53,000 |
| Atlantic, New Jersey | 7 | $ 1,675,000 | $ 239,285 | $ 151,000 |
| Alexander, North Carolina | 7 | $ 1,083,000 | $ 154,714 | $ 79,000 |
| Onslow, North Carolina | 7 | $ 1,281,000 | $ 183,000 | $ 77,000 |
| Pender, North Carolina | 7 | $ 1,503,000 | $ 214,714 | $ 74,000 |
| Person, North Carolina | 7 | $ 1,279,000 | $ 182,714 | $ 51,000 |
| Erie, Ohio | 7 | $ 912,000 | $ 130,285 | $ 100,000 |
| Mahoning, Ohio | 7 | $ 1,491,000 | $ 213,000 | $ 103,000 |
| Berks, Pennsylvania | 7 | $ 1,225,000 | $ 175,000 | $ 96,000 |
| Clearfield, Pennsylvania | 7 | $ 970,000 | $ 138,571 | $ 60,000 |
| Erie, Pennsylvania | 7 | $ 978,000 | $ 139,714 | $ 67,000 |
| Anderson, South Carolina | 7 | $ 1,293,000 | $ 184,714 | $ 98,000 |
| Beaufort, South Carolina | 7 | $ 1,959,000 | $ 279,857 | $ 128,000 |
| Norfolk, Virginia | 7 | $ 1,016,000 | $ 145,142 | $ 90,000 |
| Roanoke, Virginia | 7 | $ 1,155,000 | $ 165,000 | $ 90,000 |
| Tallapoosa, Alabama | 6 | $ 982,000 | $ 163,666 | $ 105,000 |
| Contra Costa, California | 6 | $ 2,116,000 | $ 352,666 | $ 86,000 |
| Los Angeles, California | 6 | $ 2,972,000 | $ 495,333 | $ 117,000 |
| Riverside, California | 6 | $ 1,067,000 | $ 177,833 | $ 69,000 |
| Citrus, Florida | 6 | $ 1,002,000 | $ 167,000 | $ 52,000 |
| Nassau, Florida | 6 | $ 1,190,000 | $ 198,333 | $ 54,000 |
| Carroll, Georgia | 6 | $ 994,000 | $ 165,666 | $ 61,000 |
| Catoosa, Georgia | 6 | $ 970,000 | $ 161,666 | $ 68,000 |
| Madison, Illinois | 6 | $ 933,000 | $ 155,500 | $ 56,000 |
| McHenry, Illinois | 6 | $ 1,027,000 | $ 171,166 | $ 91,000 |
| Monroe, Indiana | 6 | $ 1,123,000 | $ 187,166 | $ 83,000 |
| Campbell, Kentucky | 6 | $ 1,191,000 | $ 198,500 | $ 97,000 |
| Shelby, Kentucky | 6 | $ 1,185,000 | $ 197,500 | $ 67,000 |
| Calcasieu, Louisiana | 6 | $ 1,214,000 | $ 202,333 | $ 98,000 |
| Lafayette, Louisiana | 6 | $ 597,000 | $ 99,500 | $ 99,000 |
| Orleans, Louisiana | 6 | $ 1,396,000 | $ 232,666 | $ 62,000 |
| Queen Anne's, Maryland | 6 | $ 1,648,000 | $ 274,666 | $ 143,000 |
| Hudson, New Jersey | 6 | $ 1,545,000 | $ 257,500 | $ 119,000 |
| Mercer, New Jersey | 6 | $ 1,003,000 | $ 167,166 | $ 104,000 |
| Caldwell, North Carolina | 6 | $ 703,000 | $ 117,166 | $ 49,000 |
| Moore, North Carolina | 6 | $ 1,049,000 | $ 174,833 | $ 62,000 |
| Pitt, North Carolina | 6 | $ 833,000 | $ 138,833 | $ 106,000 |
| Rowan, North Carolina | 6 | $ 999,000 | $ 166,500 | $ 68,000 |
| Ashland, Ohio | 6 | $ 714,000 | $ 119,000 | $ 91,000 |
| Brown, Ohio | 6 | $ 611,000 | $ 101,833 | $ 37,000 |
| Columbiana, Ohio | 6 | $ 987,000 | $ 164,500 | $ 70,000 |
| Lucas, Ohio | 6 | $ 1,029,000 | $ 171,500 | $ 101,000 |
| Miami, Ohio | 6 | $ 779,000 | $ 129,833 | $ 77,000 |
| Muskingum, Ohio | 6 | $ 953,000 | $ 158,833 | $ 68,000 |
| Carbon, Pennsylvania | 6 | $ 792,000 | $ 132,000 | $ 129,000 |
| Cumberland, Pennsylvania | 6 | $ 1,215,000 | $ 202,500 | $ 81,000 |
| Dauphin, Pennsylvania | 6 | $ 796,000 | $ 132,666 | $ 85,000 |
| Aiken, South Carolina | 6 | $ 1,196,000 | $ 199,333 | $ 81,000 |
| Georgetown, South Carolina | 6 | $ 1,312,000 | $ 218,666 | $ 81,000 |
| Kershaw, South Carolina | 6 | $ 1,074,000 | $ 179,000 | $ 60,000 |
| Robertson, Tennessee | 6 | $ 864,000 | $ 144,000 | $ 58,000 |
| Roanoke City, Virginia | 6 | $ 948,000 | $ 158,000 | $ 93,000 |
| Shenandoah, Virginia | 6 | $ 899,000 | $ 149,833 | $ 48,000 |
| Lee, Alabama | 5 | $ 1,051,000 | $ 210,200 | $ 81,000 |
| Mesa, Colorado | 5 | $ 1,327,000 | $ 265,400 | $ 90,000 |
| Sussex, Delaware | 5 | $ 763,000 | $ 152,600 | $ 69,000 |
| Escambia, Florida | 5 | $ 661,000 | $ 132,200 | $ 59,000 |
| Walton, Florida | 5 | $ 1,049,000 | $ 209,800 | $ 113,000 |
| Bryan, Georgia | 5 | $ 1,099,000 | $ 219,800 | $ 72,000 |
| Lumpkin, Georgia | 5 | $ 905,000 | $ 181,000 | $ 196,000 |
| Kendall, Illinois | 5 | $ 1,190,000 | $ 238,000 | $ 136,000 |
| Hancock, Indiana | 5 | $ 1,069,000 | $ 213,800 | $ 85,000 |
| Porter, Indiana | 5 | $ 1,166,000 | $ 233,200 | $ 137,000 |
| Hardin, Kentucky | 5 | $ 1,038,000 | $ 207,600 | $ 72,000 |
| Jessamine, Kentucky | 5 | $ 929,000 | $ 185,800 | $ 74,000 |
| Scott, Kentucky | 5 | $ 771,000 | $ 154,200 | $ 70,000 |
| Bossier, Louisiana | 5 | $ 856,000 | $ 171,200 | $ 78,000 |
| Terrebonne, Louisiana | 5 | $ 746,000 | $ 149,200 | $ 84,000 |
| Worcester, Maryland | 5 | $ 1,062,000 | $ 212,400 | $ 85,000 |
| Cape May, New Jersey | 5 | $ 1,118,000 | $ 223,600 | $ 95,000 |
| Ashe, North Carolina | 5 | $ 1,382,000 | $ 276,400 | $ 120,000 |
| Cherokee, North Carolina | 5 | $ 920,000 | $ 184,000 | $ 76,000 |
| Davidson, North Carolina | 5 | $ 700,000 | $ 140,000 | $ 73,000 |
| Hoke, North Carolina | 5 | $ 776,000 | $ 155,200 | $ 71,000 |
| Clinton, Ohio | 5 | $ 767,000 | $ 153,400 | $ 52,000 |
| Greene, Ohio | 5 | $ 958,000 | $ 191,600 | $ 87,000 |
| Marion, Ohio | 5 | $ 602,000 | $ 120,400 | $ 53,000 |
| Richland, Ohio | 5 | $ 836,000 | $ 167,200 | $ 61,000 |
| Trumbull, Ohio | 5 | $ 772,000 | $ 154,400 | $ 81,000 |
| Columbia, Pennsylvania | 5 | $ 847,000 | $ 169,400 | $ 95,000 |
| Lackawanna, Pennsylvania | 5 | $ 696,000 | $ 139,200 | $ 79,000 |
| Westmoreland, Pennsylvania | 5 | $ 1,260,000 | $ 252,000 | $ 92,000 |
| Pickens, South Carolina | 5 | $ 710,000 | $ 142,000 | $ 79,000 |
| Gloucester, Virginia | 5 | $ 904,000 | $ 180,800 | $ 78,000 |
| Hampton, Virginia | 5 | $ 753,000 | $ 150,600 | $ 56,000 |
| Richmond City, Virginia | 5 | $ 1,079,000 | $ 215,800 | $ 162,000 |
| Walker, Alabama | 4 | $ 1,123,000 | $ 280,750 | $ 91,000 |
| Alameda, California | 4 | $ 1,261,000 | $ 315,250 | $ 125,000 |
| San Diego, California | 4 | $ 1,435,000 | $ 358,750 | $ 81,000 |
| Boulder, Colorado | 4 | $ 1,314,000 | $ 328,500 | $ 92,000 |
| Leon, Florida | 4 | $ 782,000 | $ 195,500 | $ 71,000 |
| Camden, Georgia | 4 | $ 1,128,000 | $ 282,000 | $ 120,000 |
| Dougherty, Georgia | 4 | $ 758,000 | $ 189,500 | $ 103,000 |
| Douglas, Georgia | 4 | $ 628,000 | $ 157,000 | $ 59,000 |
| Muscogee, Georgia | 4 | $ 565,000 | $ 141,250 | $ 109,000 |
| LaSalle, Illinois | 4 | $ 601,000 | $ 150,250 | $ 92,000 |
| Sangamon, Illinois | 4 | $ 776,000 | $ 194,000 | $ 199,000 |
| St. Clair, Illinois | 4 | $ 667,000 | $ 166,750 | $ 122,000 |
| Winnebago, Illinois | 4 | $ 569,000 | $ 142,250 | $ 73,000 |
| Bartholomew, Indiana | 4 | $ 693,000 | $ 173,250 | $ 84,000 |
| St. Joseph, Indiana | 4 | $ 667,000 | $ 166,750 | $ 95,000 |
| Nelson, Kentucky | 4 | $ 476,000 | $ 119,000 | $ 82,000 |
| Oldham, Kentucky | 4 | $ 803,000 | $ 200,750 | $ 136,000 |
| Calvert, Maryland | 4 | $ 1,214,000 | $ 303,500 | $ 75,000 |
| Carroll, Maryland | 4 | $ 1,154,000 | $ 288,500 | $ 143,000 |
| Cecil, Maryland | 4 | $ 660,000 | $ 165,000 | $ 106,000 |
| Garrett, Maryland | 4 | $ 1,273,000 | $ 318,250 | $ 130,000 |
| Gloucester, New Jersey | 4 | $ 1,338,000 | $ 334,500 | $ 160,000 |
| Sussex, New Jersey | 4 | $ 889,000 | $ 222,250 | $ 85,000 |
| Beaufort, North Carolina | 4 | $ 585,000 | $ 146,250 | $ 77,000 |
| Haywood, North Carolina | 4 | $ 648,000 | $ 162,000 | $ 70,000 |
| Randolph, North Carolina | 4 | $ 472,000 | $ 118,000 | $ 53,000 |
| Wayne, North Carolina | 4 | $ 579,000 | $ 144,750 | $ 69,000 |
| Allen, Ohio | 4 | $ 449,000 | $ 112,250 | $ 58,000 |
| Fayette, Ohio | 4 | $ 742,000 | $ 185,500 | $ 71,000 |
| Ottawa, Ohio | 4 | $ 493,000 | $ 123,250 | $ 72,000 |
| Shelby, Ohio | 4 | $ 539,000 | $ 134,750 | $ 62,000 |
| Clinton, Pennsylvania | 4 | $ 411,000 | $ 102,750 | $ 40,000 |
| Pike, Pennsylvania | 4 | $ 577,000 | $ 144,250 | $ 51,000 |
| Schuylkill, Pennsylvania | 4 | $ 735,000 | $ 183,750 | $ 74,000 |
| Blount, Tennessee | 4 | $ 761,000 | $ 190,250 | $ 84,000 |
| Cheatham, Tennessee | 4 | $ 1,055,000 | $ 263,750 | $ 116,000 |
| Fayette, Tennessee | 4 | $ 959,000 | $ 239,750 | $ 87,000 |
| Loudon, Tennessee | 4 | $ 864,000 | $ 216,000 | $ 119,000 |
| Rhea, Tennessee | 4 | $ 662,000 | $ 165,500 | $ 49,000 |
| Fairfax City, Virginia | 4 | $ 1,338,000 | $ 334,500 | $ 86,000 |
| Manassas Park, Virginia | 4 | $ 866,000 | $ 216,500 | $ 47,000 |
| Rappahannock, Virginia | 4 | $ 1,194,000 | $ 298,500 | $ 96,000 |
| Elmore, Alabama | 3 | $ 460,000 | $ 153,333 | $ 68,000 |
| Lauderdale, Alabama | 3 | $ 643,000 | $ 214,333 | $ 57,000 |
| Limestone, Alabama | 3 | $ 580,000 | $ 193,333 | $ 85,000 |
| Russell, Alabama | 3 | $ 520,000 | $ 173,333 | $ 65,000 |
| San Bernardino, California | 3 | $ 579,000 | $ 193,000 | $ 47,000 |
| Ventura, California | 3 | $ 1,170,000 | $ 390,000 | $ 108,000 |
| Broomfield, Colorado | 3 | $ 1,046,000 | $ 348,666 | $ 130,000 |
| Larimer, Colorado | 3 | $ 932,000 | $ 310,666 | $ 127,000 |
| Levy, Florida | 3 | $ 554,000 | $ 184,666 | $ 84,000 |
| Sumter, Florida | 3 | $ 683,000 | $ 227,666 | $ 78,000 |
| Bulloch, Georgia | 3 | $ 492,000 | $ 164,000 | $ 96,000 |
| Dawson, Georgia | 3 | $ 765,000 | $ 255,000 | $ 112,000 |
| Harris, Georgia | 3 | $ 571,000 | $ 190,333 | $ 133,000 |
| Houston, Georgia | 3 | $ 544,000 | $ 181,333 | $ 100,000 |
| Jasper, Georgia | 3 | $ 558,000 | $ 186,000 | $ 116,000 |
| Madison, Georgia | 3 | $ 499,000 | $ 166,333 | $ 52,000 |
| Richmond, Georgia | 3 | $ 648,000 | $ 216,000 | $ 79,000 |
| Thomas, Georgia | 3 | $ 338,000 | $ 112,666 | $ 49,000 |
| Whitfield, Georgia | 3 | $ 502,000 | $ 167,333 | $ 63,000 |
| Kankakee, Illinois | 3 | $ 542,000 | $ 180,666 | $ 69,000 |
| Tazewell, Illinois | 3 | $ 407,000 | $ 135,666 | $ 85,000 |
| Clark, Indiana | 3 | $ 362,000 | $ 120,666 | $ 97,000 |
| LaPorte, Indiana | 3 | $ 349,000 | $ 116,333 | $ 62,000 |
| Madison, Indiana | 3 | $ 304,000 | $ 101,333 | $ 67,000 |
| Steuben, Indiana | 3 | $ 428,000 | $ 142,666 | $ 76,000 |
| Hancock, Kentucky | 3 | $ 278,000 | $ 92,666 | $ 59,000 |
| Johnson, Kentucky | 3 | $ 394,000 | $ 131,333 | $ 47,000 |
| Spencer, Kentucky | 3 | $ 448,000 | $ 149,333 | $ 60,000 |
| Warren, Kentucky | 3 | $ 387,000 | $ 129,000 | $ 95,000 |
| Caddo, Louisiana | 3 | $ 527,000 | $ 175,666 | $ 71,000 |
| St. Charles, Louisiana | 3 | $ 650,000 | $ 216,666 | $ 103,000 |
| Tangipahoa, Louisiana | 3 | $ 717,000 | $ 239,000 | $ 129,000 |
| Talbot, Maryland | 3 | $ 928,000 | $ 309,333 | $ 79,000 |
| Passaic, New Jersey | 3 | $ 739,000 | $ 246,333 | $ 126,000 |
| Salem, New Jersey | 3 | $ 460,000 | $ 153,333 | $ 85,000 |
| Somerset, New Jersey | 3 | $ 1,193,000 | $ 397,666 | $ 106,000 |
| Craven, North Carolina | 3 | $ 424,000 | $ 141,333 | $ 82,000 |
| Wilson, North Carolina | 3 | $ 540,000 | $ 180,000 | $ 79,000 |
| Belmont, Ohio | 3 | $ 444,000 | $ 148,000 | $ 68,000 |
| Defiance, Ohio | 3 | $ 314,000 | $ 104,666 | $ 40,000 |
| Hancock, Ohio | 3 | $ 374,000 | $ 124,666 | $ 79,000 |
| Hocking, Ohio | 3 | $ 557,000 | $ 185,666 | $ 83,000 |
| Lawrence, Ohio | 3 | $ 618,000 | $ 206,000 | $ 62,000 |
| Mercer, Ohio | 3 | $ 491,000 | $ 163,666 | $ 81,000 |
| Morrow, Ohio | 3 | $ 329,000 | $ 109,666 | $ 60,000 |
| Preble, Ohio | 3 | $ 303,000 | $ 101,000 | $ 41,000 |
| Sandusky, Ohio | 3 | $ 318,000 | $ 106,000 | $ 48,000 |
| Wood, Ohio | 3 | $ 591,000 | $ 197,000 | $ 97,000 |
| Lebanon, Pennsylvania | 3 | $ 455,000 | $ 151,666 | $ 103,000 |
| Lycoming, Pennsylvania | 3 | $ 463,000 | $ 154,333 | $ 60,000 |
| Perry, Pennsylvania | 3 | $ 494,000 | $ 164,666 | $ 64,000 |
| Edgefield, South Carolina | 3 | $ 438,000 | $ 146,000 | $ 163,000 |
| Greenwood, South Carolina | 3 | $ 403,000 | $ 134,333 | $ 68,000 |
| Laurens, South Carolina | 3 | $ 451,000 | $ 150,333 | $ 86,000 |
| Dickson, Tennessee | 3 | $ 516,000 | $ 172,000 | $ 71,000 |
| Jefferson, Tennessee | 3 | $ 414,000 | $ 138,000 | $ 55,000 |
| Sevier, Tennessee | 3 | $ 681,000 | $ 227,000 | $ 117,000 |
| Sullivan, Tennessee | 3 | $ 272,000 | $ 90,666 | $ 29,000 |
| Washington, Tennessee | 3 | $ 426,000 | $ 142,000 | $ 69,000 |
| Franklin, Virginia | 3 | $ 1,425,000 | $ 475,000 | $ 208,000 |
| Halifax, Virginia | 3 | $ 556,000 | $ 185,333 | $ 67,000 |
| Isle of Wight, Virginia | 3 | $ 616,000 | $ 205,333 | $ 123,000 |
| Mecklenburg, Virginia | 3 | $ 403,000 | $ 134,333 | $ 45,000 |
| Newport News, Virginia | 3 | $ 633,000 | $ 211,000 | $ 61,000 |
| Pittsylvania, Virginia | 3 | $ 372,000 | $ 124,000 | $ 101,000 |
| Powhatan, Virginia | 3 | $ 849,000 | $ 283,000 | $ 123,000 |
| Salem, Virginia | 3 | $ 639,000 | $ 213,000 | $ 104,000 |
| Autauga, Alabama | 2 | $ 318,000 | $ 159,000 | $ 111,000 |
| Blount, Alabama | 2 | $ 122,000 | $ 61,000 | $ 58,000 |
| Dale, Alabama | 2 | $ 216,000 | $ 108,000 | $ 55,000 |
| Dallas, Alabama | 2 | $ 274,000 | $ 137,000 | $ 45,000 |
| DeKalb, Alabama | 2 | $ 302,000 | $ 151,000 | $ 66,000 |
| Etowah, Alabama | 2 | $ 427,000 | $ 213,500 | $ 101,000 |
| Marshall, Alabama | 2 | $ 278,000 | $ 139,000 | $ 72,000 |
| Tuscaloosa, Alabama | 2 | $ 391,000 | $ 195,500 | $ 75,000 |
| Winston, Alabama | 2 | $ 349,000 | $ 174,500 | $ 151,000 |
| Sacramento, California | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Santa Clara, California | 2 | $ 1,424,000 | $ 712,000 | $ 177,000 |
| Stanislaus, California | 2 | $ 566,000 | $ 283,000 | $ 93,000 |
| Tulare, California | 2 | $ 261,000 | $ 130,500 | $ 34,000 |
| Elbert, Colorado | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| Fremont, Colorado | 2 | $ 422,000 | $ 211,000 | $ 93,000 |
| La Plata, Colorado | 2 | $ 653,000 | $ 326,500 | $ 106,000 |
| Logan, Colorado | 2 | $ 532,000 | $ 266,000 | $ 82,000 |
| Pueblo, Colorado | 2 | $ 331,000 | $ 165,500 | $ 70,000 |
| Teller, Colorado | 2 | $ 469,000 | $ 234,500 | $ 70,000 |
| Kent, Delaware | 2 | $ 427,000 | $ 213,500 | $ 55,000 |
| Monroe, Florida | 2 | $ 510,000 | $ 255,000 | $ 43,000 |
| Putnam, Florida | 2 | $ 492,000 | $ 246,000 | $ 151,000 |
| Washington, Florida | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Appling, Georgia | 2 | $ 231,000 | $ 115,500 | $ 44,000 |
| Bibb, Georgia | 2 | $ 198,000 | $ 99,000 | $ 48,000 |
| Butts, Georgia | 2 | $ 222,000 | $ 111,000 | $ 77,000 |
| Habersham, Georgia | 2 | $ 440,000 | $ 220,000 | $ 125,000 |
| Oglethorpe, Georgia | 2 | $ 309,000 | $ 154,500 | $ 62,000 |
| Pickens, Georgia | 2 | $ 329,000 | $ 164,500 | $ 178,000 |
| Pike, Georgia | 2 | $ 380,000 | $ 190,000 | $ 99,000 |
| Polk, Georgia | 2 | $ 306,000 | $ 153,000 | $ 115,000 |
| Wilkes, Georgia | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| Boone, Illinois | 2 | $ 227,000 | $ 113,500 | $ 108,000 |
| Grundy, Illinois | 2 | $ 414,000 | $ 207,000 | $ 113,000 |
| Jersey, Illinois | 2 | $ 208,000 | $ 104,000 | $ 53,000 |
| Ogle, Illinois | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| Rock Island, Illinois | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| Boone, Indiana | 2 | $ 326,000 | $ 163,000 | $ 58,000 |
| Grant, Indiana | 2 | $ 288,000 | $ 144,000 | $ 54,000 |
| Jasper, Indiana | 2 | $ 238,000 | $ 119,000 | $ 34,000 |
| Kosciusko, Indiana | 2 | $ 354,000 | $ 177,000 | $ 92,000 |
| Noble, Indiana | 2 | $ 392,000 | $ 196,000 | $ 42,000 |
| Ripley, Indiana | 2 | $ 224,000 | $ 112,000 | $ 62,000 |
| Scott, Indiana | 2 | $ 242,000 | $ 121,000 | $ 74,000 |
| Shelby, Indiana | 2 | $ 339,000 | $ 169,500 | $ 23,000 |
| Tippecanoe, Indiana | 2 | $ 323,000 | $ 161,500 | $ 67,000 |
| Vigo, Indiana | 2 | $ 470,000 | $ 235,000 | $ 133,000 |
| Boyle, Kentucky | 2 | $ 348,000 | $ 174,000 | $ 132,000 |
| Graves, Kentucky | 2 | $ 392,000 | $ 196,000 | $ 109,000 |
| Madison, Kentucky | 2 | $ 357,000 | $ 178,500 | $ 120,000 |
| McCracken, Kentucky | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| Montgomery, Kentucky | 2 | $ 225,000 | $ 112,500 | $ 52,000 |
| Muhlenberg, Kentucky | 2 | $ 171,000 | $ 85,500 | $ 39,000 |
| Pike, Kentucky | 2 | $ 140,000 | $ 70,000 | $ 22,000 |
| Taylor, Kentucky | 2 | $ 256,000 | $ 128,000 | $ 63,000 |
| Ascension, Louisiana | 2 | $ 348,000 | $ 174,000 | $ 74,000 |
| East Feliciana, Louisiana | 2 | $ 392,000 | $ 196,000 | $ 81,000 |
| Livingston, Louisiana | 2 | $ 455,000 | $ 227,500 | $ 135,000 |
| Ouachita, Louisiana | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| St. Bernard, Louisiana | 2 | $ 324,000 | $ 162,000 | $ 91,000 |
| Allegany, Maryland | 2 | $ 318,000 | $ 159,000 | $ 65,000 |
| Caroline, Maryland | 2 | $ 506,000 | $ 253,000 | $ 98,000 |
| Wicomico, Maryland | 2 | $ 254,000 | $ 127,000 | $ 53,000 |
| Cumberland, New Jersey | 2 | $ 371,000 | $ 185,500 | $ 124,000 |
| Burke, North Carolina | 2 | $ 254,000 | $ 127,000 | $ 59,000 |
| Camden, North Carolina | 2 | $ 384,000 | $ 192,000 | $ 94,000 |
| Dare, North Carolina | 2 | $ 652,000 | $ 326,000 | $ 114,000 |
| Davie, North Carolina | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| Hertford, North Carolina | 2 | $ 445,000 | $ 222,500 | $ 108,000 |
| Macon, North Carolina | 2 | $ 235,000 | $ 117,500 | $ 43,000 |
| Rockingham, North Carolina | 2 | $ 427,000 | $ 213,500 | $ 81,000 |
| Rutherford, North Carolina | 2 | $ 386,000 | $ 193,000 | $ 97,000 |
| Sampson, North Carolina | 2 | $ 395,000 | $ 197,500 | $ 60,000 |
| Surry, North Carolina | 2 | $ 313,000 | $ 156,500 | $ 74,000 |
| Auglaize, Ohio | 2 | $ 235,000 | $ 117,500 | $ 52,000 |
| Champaign, Ohio | 2 | $ 165,000 | $ 82,500 | $ 29,000 |
| Darke, Ohio | 2 | $ 259,000 | $ 129,500 | $ 100,000 |
| Jefferson, Ohio | 2 | $ 328,000 | $ 164,000 | $ 127,000 |
| Seneca, Ohio | 2 | $ 178,000 | $ 89,000 | $ 59,000 |
| Van Wert, Ohio | 2 | $ 375,000 | $ 187,500 | $ 62,000 |
| Beaver, Pennsylvania | 2 | $ 281,000 | $ 140,500 | $ 114,000 |
| Blair, Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 44,000 |
| Franklin, Pennsylvania | 2 | $ 399,000 | $ 199,500 | $ 78,000 |
| Huntingdon, Pennsylvania | 2 | $ 329,000 | $ 164,500 | $ 48,000 |
| McKean, Pennsylvania | 2 | $ 362,000 | $ 181,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Lower, LLC in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,806 | $964,180,000 | $200,000 | $913,000 | $85,000 | $4,179,000 |
| Refinancing | 4,574 | $970,686,000 | $212,000 | $1,170,000 | $97,000 | $1,680,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,462 | $1,291,732,000 | $199,000 | $1,170,000 | $92,000 | $4,179,000 |
| Black or African American | 993 | $198,284,000 | $199,000 | $744,000 | $77,000 | $405,000 |
| Hispanic | 821 | $184,249,000 | $224,000 | $877,000 | $76,000 | $479,000 |
| Not Provided | 646 | $147,183,000 | $227,000 | $836,000 | $105,000 | $1,680,000 |
| Asian | 388 | $97,244,000 | $250,000 | $913,000 | $103,000 | $970,000 |
| American Indian or Alaskan Native | 39 | $7,167,000 | $183,000 | $424,000 | $82,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $9,007,000 | $290,000 | $636,000 | $150,000 | $1,175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,211 | $1,318,775,000 | $212,000 | $1,170,000 | $103,000 | $4,179,000 |
| FHA-insured (Federal Housing Administration) | 2,152 | $384,717,000 | $178,000 | $647,000 | $63,000 | $709,000 |
| VA-guaranteed (Veterans Administration) | 859 | $207,141,000 | $241,000 | $976,000 | $82,000 | $1,680,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 158 | $24,233,000 | $153,000 | $379,000 | $51,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,649 | $1,170,084,000 | $207,000 | $836,000 | $90,000 | $4,179,000 |
| Application Withdrawn By Applicant | 2,409 | $495,268,000 | $205,000 | $966,000 | $95,000 | $1,680,000 |
| Application Denied By Financial Institution | 887 | $179,496,000 | $202,000 | $913,000 | $84,000 | $1,240,000 |
| File Closed For Incompleteness | 372 | $78,443,000 | $210,000 | $1,170,000 | $85,000 | $634,000 |
| Application Approved But Not Accepted | 63 | $11,575,000 | $183,000 | $489,000 | $82,000 | $308,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 345 | $71,421,000 | $207,000 | $693,000 | $88,000 | $709,000 |
| Collateral | 186 | $35,826,000 | $192,000 | $540,000 | $96,000 | $1,240,000 |
| Debt-To-Income Ratio | 157 | $33,487,000 | $213,000 | $913,000 | $58,000 | $300,000 |
| Credit History | 80 | $16,682,000 | $208,000 | $636,000 | $101,000 | $547,000 |
| Other | 43 | $7,381,000 | $171,000 | $450,000 | $74,000 | $258,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $6,740,000 | $192,000 | $636,000 | $79,000 | $179,000 |
| Unverifiable Information | 17 | $3,873,000 | $227,000 | $442,000 | $83,000 | $183,000 |
| Employment History | 14 | $1,947,000 | $139,000 | $263,000 | $64,000 | $268,000 |
| Mortgage Insurance Denied | 1 | $139,000 | $139,000 | $139,000 | $70,000 | $70,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lower, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lower, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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