HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2007

In 2007, HSBC Bank USA, NA of Buffalo, NY reported 31,017 mortgage applications totaling $8.5 billion, down 67% from 2006. The average application was for $273,822, and applicants reported an average income of $3. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (2,447), Los Angeles-Long Beach-Glendale, CA (1,649) and Riverside-San Bernardino-Ontario, CA (1,191) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA
1 HSBC Center - 24th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 31,017
Total Mortgage Loan Application Amount $8,493,158,000
Average Mortgage Loan Application Amount $273,822
Highest Mortgage Loan Application Amount $34,000,000
Average Applicant Income $3
Highest Applicant Income $159,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,649 $ 639,148,000 $ 387,597 $ 0
Santa Clara, California 864 $ 371,564,000 $ 430,050 $ 0
Cook, Illinois 735 $ 185,419,000 $ 252,270 $ 0
Maricopa, Arizona 706 $ 197,535,000 $ 279,794 $ 0
Queens, New York 641 $ 204,416,000 $ 318,901 $ 0
Miami-Dade, Florida 604 $ 134,744,000 $ 223,086 $ 0
Riverside, California 599 $ 222,686,000 $ 371,762 $ 0
San Bernardino, California 592 $ 184,100,000 $ 310,979 $ 0
Alameda, California 575 $ 227,033,000 $ 394,840 $ 0
Kings, New York 502 $ 186,505,000 $ 371,523 $ 0
Broward, Florida 420 $ 101,341,000 $ 241,288 $ 0
Harris, Texas 416 $ 53,010,000 $ 127,427 $ 0
Orange, California 350 $ 162,336,000 $ 463,817 $ 0
Clark, Nevada 326 $ 83,049,000 $ 254,751 $ 0
Westchester, New York 326 $ 104,724,000 $ 321,239 $ 0
King, Washington 320 $ 168,325,000 $ 526,015 $ 0
San Diego, California 317 $ 145,895,000 $ 460,236 $ 0
Suffolk, New York 297 $ 97,946,000 $ 329,784 $ 0
Prince George's, Maryland 292 $ 77,449,000 $ 265,236 $ 0
Nassau, New York 266 $ 91,065,000 $ 342,349 $ 0
Contra Costa, California 250 $ 101,019,000 $ 404,076 $ 0
Sacramento, California 241 $ 62,903,000 $ 261,008 $ 0
New York, New York 236 $ 154,769,000 $ 655,800 $ 0
Palm Beach, Florida 233 $ 52,513,000 $ 225,377 $ 0
Bronx, New York 214 $ 63,195,000 $ 295,303 $ 2,000
Erie, New York 207 $ 21,459,000 $ 103,666 $ 1,000
Kern, California 203 $ 40,318,000 $ 198,610 $ 0
Orange, Florida 189 $ 55,025,000 $ 291,137 $ 0
San Joaquin, California 183 $ 54,267,000 $ 296,540 $ 0
Hillsborough, Florida 179 $ 33,926,000 $ 189,530 $ 0
Dallas, Texas 177 $ 31,614,000 $ 178,610 $ 0
Wayne, Michigan 172 $ 21,932,000 $ 127,511 $ 0
Essex, New Jersey 157 $ 49,232,000 $ 313,579 $ 0
Pierce, Washington 153 $ 32,441,000 $ 212,032 $ 0
Shelby, Tennessee 152 $ 44,460,000 $ 292,500 $ 0
Philadelphia, Pennsylvania 139 $ 16,096,000 $ 115,798 $ 0
Hudson, New Jersey 138 $ 42,686,000 $ 309,318 $ 0
Tarrant, Texas 135 $ 15,320,000 $ 113,481 $ 0
Lee, Florida 131 $ 28,120,000 $ 214,656 $ 0
Fulton, Georgia 128 $ 56,205,000 $ 439,101 $ 0
Baltimore, Maryland 124 $ 23,959,000 $ 193,217 $ 0
Bergen, New Jersey 123 $ 49,078,000 $ 399,008 $ 0
Fresno, California 122 $ 27,325,000 $ 223,975 $ 0
Baltimore City, Maryland 122 $ 16,371,000 $ 134,188 $ 0
Middlesex, Massachusetts 120 $ 43,693,000 $ 364,108 $ 0
Snohomish, Washington 120 $ 34,683,000 $ 289,025 $ 0
Duval, Florida 117 $ 18,224,000 $ 155,760 $ 0
Montgomery, Maryland 116 $ 39,966,000 $ 344,534 $ 0
Bexar, Texas 116 $ 15,019,000 $ 129,474 $ 0
Will, Illinois 115 $ 24,810,000 $ 215,739 $ 0
San Mateo, California 114 $ 59,313,000 $ 520,289 $ 0
District of Columbia, District Of Columbia 114 $ 34,536,000 $ 302,947 $ 0
San Francisco, California 105 $ 49,771,000 $ 474,009 $ 0
Milwaukee, Wisconsin 105 $ 14,070,000 $ 134,000 $ 0
Monroe, New York 101 $ 9,256,000 $ 91,643 $ 0
St. Louis, Missouri 100 $ 20,546,000 $ 205,460 $ 0
Rockland, New York 100 $ 27,629,000 $ 276,290 $ 0
DeKalb, Georgia 97 $ 15,921,000 $ 164,134 $ 0
Union, New Jersey 96 $ 28,969,000 $ 301,760 $ 0
Pinellas, Florida 95 $ 42,340,000 $ 445,684 $ 0
Honolulu, Hawaii 95 $ 30,925,000 $ 325,526 $ 0
Solano, California 94 $ 32,789,000 $ 348,819 $ 0
Ventura, California 93 $ 40,367,000 $ 434,053 $ 0
DuPage, Illinois 93 $ 38,618,000 $ 415,247 $ 0
Richmond, New York 93 $ 28,635,000 $ 307,903 $ 0
Fairfax, Virginia 93 $ 36,497,000 $ 392,440 $ 0
Osceola, Florida 91 $ 19,300,000 $ 212,087 $ 0
Essex, Massachusetts 89 $ 31,607,000 $ 355,134 $ 0
Mecklenburg, North Carolina 89 $ 39,004,000 $ 438,247 $ 0
Pinal, Arizona 86 $ 15,726,000 $ 182,860 $ 0
Worcester, Massachusetts 86 $ 18,176,000 $ 211,348 $ 0
Fairfield, Connecticut 85 $ 32,832,000 $ 386,258 $ 0
Hennepin, Minnesota 85 $ 21,924,000 $ 257,929 $ 0
Cuyahoga, Ohio 81 $ 9,683,000 $ 119,543 $ 0
Norfolk, Massachusetts 80 $ 35,066,000 $ 438,325 $ 0
Stanislaus, California 79 $ 23,016,000 $ 291,341 $ 0
Polk, Florida 79 $ 13,176,000 $ 166,784 $ 0
Gwinnett, Georgia 79 $ 51,660,000 $ 653,924 $ 0
Volusia, Florida 75 $ 13,200,000 $ 176,000 $ 0
Marion, Indiana 75 $ 9,213,000 $ 122,840 $ 0
Pima, Arizona 74 $ 16,057,000 $ 216,986 $ 0
Plymouth, Massachusetts 74 $ 23,631,000 $ 319,337 $ 0
Suffolk, Massachusetts 74 $ 23,277,000 $ 314,554 $ 0
Multnomah, Oregon 73 $ 16,995,000 $ 232,808 $ 0
Middlesex, New Jersey 72 $ 20,520,000 $ 285,000 $ 0
Wake, North Carolina 71 $ 13,600,000 $ 191,549 $ 0
Tulare, California 69 $ 11,996,000 $ 173,855 $ 0
Bernalillo, New Mexico 69 $ 10,708,000 $ 155,188 $ 0
Salt Lake, Utah 69 $ 17,865,000 $ 258,913 $ 0
Hartford, Connecticut 68 $ 12,915,000 $ 189,926 $ 0
Oakland, Michigan 68 $ 19,217,000 $ 282,602 $ 0
Camden, New Jersey 68 $ 10,603,000 $ 155,926 $ 0
Anne Arundel, Maryland 67 $ 19,953,000 $ 297,805 $ 0
Franklin, Ohio 67 $ 7,714,000 $ 115,134 $ 0
New Haven, Connecticut 66 $ 13,017,000 $ 197,227 $ 0
Kane, Illinois 64 $ 11,881,000 $ 185,640 $ 0
Travis, Texas 64 $ 10,967,000 $ 171,359 $ 0
Merced, California 62 $ 15,527,000 $ 250,435 $ 0
Douglas, Nebraska 62 $ 7,249,000 $ 116,919 $ 0
Denton, Texas 62 $ 11,937,000 $ 192,532 $ 0
Fort Bend, Texas 62 $ 8,488,000 $ 136,903 $ 0
Albany, New York 61 $ 8,066,000 $ 132,229 $ 1,000
St. Lucie, Florida 59 $ 10,174,000 $ 172,440 $ 0
Passaic, New Jersey 58 $ 16,666,000 $ 287,344 $ 0
Lake, Illinois 57 $ 18,642,000 $ 327,052 $ 0
Hampden, Massachusetts 57 $ 8,455,000 $ 148,333 $ 0
Burlington, New Jersey 57 $ 13,230,000 $ 232,105 $ 0
Monmouth, New Jersey 57 $ 25,293,000 $ 443,736 $ 0
Prince William, Virginia 57 $ 16,903,000 $ 296,543 $ 0
Ocean, New Jersey 56 $ 15,077,000 $ 269,232 $ 0
Collin, Texas 56 $ 9,424,000 $ 168,285 $ 0
Denver, Colorado 54 $ 13,366,000 $ 247,518 $ 0
New Castle, Delaware 54 $ 8,696,000 $ 161,037 $ 0
Brevard, Florida 54 $ 10,343,000 $ 191,537 $ 0
Seminole, Florida 54 $ 10,122,000 $ 187,444 $ 0
Bristol, Massachusetts 53 $ 13,072,000 $ 246,641 $ 0
Davidson, Tennessee 53 $ 28,036,000 $ 528,981 $ 0
Jackson, Missouri 52 $ 5,455,000 $ 104,903 $ 0
Cobb, Georgia 51 $ 43,711,000 $ 857,078 $ 0
Gloucester, New Jersey 50 $ 10,602,000 $ 212,040 $ 0
El Paso, Texas 50 $ 5,614,000 $ 112,280 $ 0
Chesterfield, Virginia 50 $ 8,700,000 $ 174,000 $ 0
Washington, Oregon 49 $ 11,127,000 $ 227,081 $ 0
Knox, Tennessee 49 $ 55,156,000 $ 1,125,632 $ 0
Collier, Florida 48 $ 17,444,000 $ 363,416 $ 0
Orange, New York 48 $ 13,925,000 $ 290,104 $ 0
Allegheny, Pennsylvania 48 $ 6,356,000 $ 132,416 $ 0
Virginia Beach, Virginia 48 $ 9,384,000 $ 195,500 $ 0
Hidalgo, Texas 46 $ 4,907,000 $ 106,673 $ 0
Monterey, California 45 $ 16,987,000 $ 377,488 $ 0
Pasco, Florida 45 $ 6,731,000 $ 149,577 $ 0
Washoe, Nevada 45 $ 13,241,000 $ 294,244 $ 0
Morris, New Jersey 44 $ 15,378,000 $ 349,500 $ 0
Oklahoma, Oklahoma 44 $ 4,935,000 $ 112,159 $ 0
Delaware, Pennsylvania 43 $ 6,369,000 $ 148,116 $ 0
Montgomery, Pennsylvania 43 $ 9,465,000 $ 220,116 $ 0
Charleston, South Carolina 43 $ 11,271,000 $ 262,116 $ 0
Niagara, New York 42 $ 3,637,000 $ 86,595 $ 0
Clayton, Georgia 41 $ 4,700,000 $ 114,634 $ 0
Providence, Rhode Island 41 $ 9,509,000 $ 231,926 $ 0
Jefferson, Alabama 40 $ 6,189,000 $ 154,725 $ 0
Sonoma, California 40 $ 17,129,000 $ 428,225 $ 0
Dutchess, New York 40 $ 10,234,000 $ 255,850 $ 0
Clackamas, Oregon 40 $ 11,087,000 $ 277,175 $ 0
Marion, Florida 39 $ 7,241,000 $ 185,666 $ 0
Lake, Indiana 39 $ 5,452,000 $ 139,794 $ 0
Charles, Maryland 39 $ 10,835,000 $ 277,820 $ 0
DeSoto, Mississippi 39 $ 5,627,000 $ 144,282 $ 0
Guilford, North Carolina 39 $ 15,417,000 $ 395,307 $ 0
Macomb, Michigan 37 $ 5,901,000 $ 159,486 $ 0
Madera, California 36 $ 8,491,000 $ 235,861 $ 0
Placer, California 36 $ 14,720,000 $ 408,888 $ 0
Richland, South Carolina 36 $ 5,017,000 $ 139,361 $ 0
Polk, Iowa 35 $ 3,283,000 $ 93,800 $ 0
Frederick, Maryland 35 $ 9,109,000 $ 260,257 $ 0
Marion, Oregon 35 $ 6,213,000 $ 177,514 $ 0
Chesapeake, Virginia 35 $ 7,539,000 $ 215,400 $ 0
Clark, Washington 35 $ 8,372,000 $ 239,200 $ 0
Imperial, California 34 $ 6,335,000 $ 186,323 $ 0
Adams, Colorado 34 $ 4,723,000 $ 138,911 $ 0
Howard, Maryland 34 $ 13,604,000 $ 400,117 $ 0
Anoka, Minnesota 34 $ 6,558,000 $ 192,882 $ 0
Ramsey, Minnesota 34 $ 6,008,000 $ 176,705 $ 0
Bucks, Pennsylvania 34 $ 9,054,000 $ 266,294 $ 0
Greenville, South Carolina 34 $ 30,987,000 $ 911,382 $ 0
Horry, South Carolina 34 $ 8,055,000 $ 236,911 $ 0
Galveston, Texas 34 $ 3,951,000 $ 116,205 $ 0
Sarasota, Florida 33 $ 9,712,000 $ 294,303 $ 0
Jefferson, Kentucky 33 $ 4,832,000 $ 146,424 $ 0
East Baton Rouge, Louisiana 33 $ 3,963,000 $ 120,090 $ 0
Harford, Maryland 33 $ 7,793,000 $ 236,151 $ 0
Broome, New York 33 $ 2,983,000 $ 90,393 $ 1,000
Anchorage, Alaska 32 $ 7,443,000 $ 232,593 $ 0
Kent, Michigan 32 $ 3,880,000 $ 121,250 $ 0
St. Louis City, Missouri 32 $ 5,101,000 $ 159,406 $ 0
Hamilton, Ohio 32 $ 3,808,000 $ 119,000 $ 0
El Paso, Colorado 31 $ 5,700,000 $ 183,870 $ 0
Lake, Florida 31 $ 7,965,000 $ 256,935 $ 0
Caddo, Louisiana 31 $ 2,802,000 $ 90,387 $ 0
Onondaga, New York 31 $ 5,129,000 $ 165,451 $ 0
Schenectady, New York 31 $ 3,982,000 $ 128,451 $ 0
Summit, Ohio 31 $ 2,920,000 $ 94,193 $ 0
Loudoun, Virginia 31 $ 14,256,000 $ 459,870 $ 0
Arapahoe, Colorado 30 $ 5,336,000 $ 177,866 $ 0
Manatee, Florida 30 $ 9,409,000 $ 313,633 $ 0
York, Maine 30 $ 6,323,000 $ 210,766 $ 0
Mercer, New Jersey 30 $ 6,867,000 $ 228,900 $ 0
Hamilton, Tennessee 30 $ 13,486,000 $ 449,533 $ 0
Williamson, Texas 30 $ 5,319,000 $ 177,300 $ 0
Ada, Idaho 29 $ 5,165,000 $ 178,103 $ 0
Chester, Pennsylvania 29 $ 6,824,000 $ 235,310 $ 0
Thurston, Washington 29 $ 6,244,000 $ 215,310 $ 0
Yolo, California 28 $ 8,191,000 $ 292,535 $ 0
Henry, Georgia 28 $ 3,607,000 $ 128,821 $ 0
Hawaii, Hawaii 28 $ 7,739,000 $ 276,392 $ 0
Henrico, Virginia 28 $ 5,547,000 $ 198,107 $ 0
Norfolk, Virginia 28 $ 5,190,000 $ 185,357 $ 0
Escambia, Florida 27 $ 3,560,000 $ 131,851 $ 0
Allen, Indiana 27 $ 16,293,000 $ 603,444 $ 0
Barnstable, Massachusetts 27 $ 9,760,000 $ 361,481 $ 0
Hinds, Mississippi 27 $ 2,222,000 $ 82,296 $ 0
Atlantic, New Jersey 27 $ 6,784,000 $ 251,259 $ 0
Somerset, New Jersey 27 $ 8,187,000 $ 303,222 $ 0
Monroe, Pennsylvania 27 $ 5,671,000 $ 210,037 $ 0
York, Pennsylvania 27 $ 4,441,000 $ 164,481 $ 0
Utah, Utah 27 $ 5,841,000 $ 216,333 $ 0
Spokane, Washington 27 $ 3,280,000 $ 121,481 $ 0
Kendall, Illinois 26 $ 5,067,000 $ 194,884 $ 0
Sussex, New Jersey 26 $ 7,305,000 $ 280,961 $ 0
Northampton, Pennsylvania 26 $ 4,933,000 $ 189,730 $ 0
Pulaski, Arkansas 25 $ 3,104,000 $ 124,160 $ 0
Santa Barbara, California 25 $ 12,908,000 $ 516,320 $ 0
Jefferson, Colorado 25 $ 5,498,000 $ 219,920 $ 0
Clay, Florida 25 $ 5,135,000 $ 205,400 $ 0
Canyon, Idaho 25 $ 3,032,000 $ 121,280 $ 0
McHenry, Illinois 25 $ 6,782,000 $ 271,280 $ 0
St. Charles, Missouri 25 $ 5,795,000 $ 231,800 $ 0
Saratoga, New York 25 $ 4,613,000 $ 184,520 $ 0
Lehigh, Pennsylvania 25 $ 3,824,000 $ 152,960 $ 0
Montgomery, Texas 25 $ 4,587,000 $ 183,480 $ 0
Douglas, Colorado 24 $ 8,416,000 $ 350,666 $ 0
Scott, Iowa 24 $ 2,905,000 $ 121,041 $ 0
St. Tammany, Louisiana 24 $ 4,609,000 $ 192,041 $ 0
Cumberland, Maine 24 $ 5,247,000 $ 218,625 $ 0
Dakota, Minnesota 24 $ 5,341,000 $ 222,541 $ 0
Berks, Pennsylvania 24 $ 4,172,000 $ 173,833 $ 0
Luzerne, Pennsylvania 24 $ 3,609,000 $ 150,375 $ 0
Cameron, Texas 24 $ 2,324,000 $ 96,833 $ 0
Nueces, Texas 24 $ 2,709,000 $ 112,875 $ 0
Richmond City, Virginia 24 $ 3,279,000 $ 136,625 $ 0
Johnson, Kansas 23 $ 7,719,000 $ 335,608 $ 0
Sedgwick, Kansas 23 $ 2,355,000 $ 102,391 $ 0
Montgomery, Ohio 23 $ 2,088,000 $ 90,782 $ 0
Webb, Texas 23 $ 2,421,000 $ 105,260 $ 0
Stafford, Virginia 23 $ 6,620,000 $ 287,826 $ 0
Suffolk, Virginia 23 $ 5,248,000 $ 228,173 $ 0
Baldwin, Alabama 22 $ 5,764,000 $ 262,000 $ 0
Mohave, Arizona 22 $ 5,287,000 $ 240,318 $ 0
Santa Cruz, California 22 $ 11,408,000 $ 518,545 $ 0
Jefferson, Louisiana 22 $ 2,866,000 $ 130,272 $ 0
Calvert, Maryland 22 $ 5,812,000 $ 264,181 $ 0
Carroll, Maryland 22 $ 7,028,000 $ 319,454 $ 0
Durham, North Carolina 22 $ 2,862,000 $ 130,090 $ 0
Sussex, Delaware 21 $ 4,975,000 $ 236,904 $ 0
Madison, Illinois 21 $ 3,310,000 $ 157,619 $ 0
Genesee, Michigan 21 $ 2,629,000 $ 125,190 $ 0
Lancaster, Nebraska 21 $ 2,614,000 $ 124,476 $ 0
Forsyth, North Carolina 21 $ 2,640,000 $ 125,714 $ 0
Rutherford, Tennessee 21 $ 2,653,000 $ 126,333 $ 0
Racine, Wisconsin 21 $ 2,829,000 $ 134,714 $ 0
Mobile, Alabama 20 $ 1,706,000 $ 85,300 $ 0
Yavapai, Arizona 20 $ 6,853,000 $ 342,650 $ 0
El Dorado, California 20 $ 8,953,000 $ 447,650 $ 0
Kings, California 20 $ 3,821,000 $ 191,050 $ 0
Marin, California 20 $ 10,157,000 $ 507,850 $ 0
Macon, Illinois 20 $ 870,000 $ 43,500 $ 0
St. Joseph, Indiana 20 $ 1,863,000 $ 93,150 $ 0
Washington, Minnesota 20 $ 4,031,000 $ 201,550 $ 0
Union, North Carolina 20 $ 5,031,000 $ 251,550 $ 0
Lancaster, Pennsylvania 20 $ 4,642,000 $ 232,100 $ 0
Ellis, Texas 20 $ 2,565,000 $ 128,250 $ 0
Portsmouth, Virginia 20 $ 2,835,000 $ 141,750 $ 0
Kitsap, Washington 20 $ 5,933,000 $ 296,650 $ 0
Waukesha, Wisconsin 20 $ 4,376,000 $ 218,800 $ 0
Yuma, Arizona 19 $ 3,365,000 $ 177,105 $ 0
Sutter, California 19 $ 3,549,000 $ 186,789 $ 0
Hernando, Florida 19 $ 2,864,000 $ 150,736 $ 0
St. Clair, Illinois 19 $ 2,382,000 $ 125,368 $ 0
Rensselaer, New York 19 $ 2,838,000 $ 149,368 $ 0
Deschutes, Oregon 19 $ 6,264,000 $ 329,684 $ 0
Lexington, South Carolina 19 $ 2,632,000 $ 138,526 $ 0
York, South Carolina 19 $ 3,487,000 $ 183,526 $ 0
Brazoria, Texas 19 $ 2,775,000 $ 146,052 $ 0
Shasta, California 18 $ 4,483,000 $ 249,055 $ 0
Citrus, Florida 18 $ 3,822,000 $ 212,333 $ 0
Chatham, Georgia 18 $ 17,672,000 $ 981,777 $ 0
Cherokee, Georgia 18 $ 4,631,000 $ 257,277 $ 0
Lafayette, Louisiana 18 $ 2,254,000 $ 125,222 $ 0
Orleans, Louisiana 18 $ 3,136,000 $ 174,222 $ 0
New Hanover, North Carolina 18 $ 26,916,000 $ 1,495,333 $ 0
Tulsa, Oklahoma 18 $ 2,656,000 $ 147,555 $ 0
Kent, Rhode Island 18 $ 4,108,000 $ 228,222 $ 0
Bradley, Tennessee 18 $ 2,175,000 $ 120,833 $ 0
Hampton, Virginia 18 $ 2,665,000 $ 148,055 $ 0
Yakima, Washington 18 $ 1,802,000 $ 100,111 $ 0
Pueblo, Colorado 17 $ 1,883,000 $ 110,764 $ 0
Kent, Delaware 17 $ 3,740,000 $ 220,000 $ 0
Hamilton, Indiana 17 $ 3,410,000 $ 200,588 $ 0
Wyandotte, Kansas 17 $ 1,038,000 $ 61,058 $ 0
Sherburne, Minnesota 17 $ 2,657,000 $ 156,294 $ 0
Greene, Missouri 17 $ 2,163,000 $ 127,235 $ 0
Cumberland, New Jersey 17 $ 2,354,000 $ 138,470 $ 0
Buncombe, North Carolina 17 $ 3,484,000 $ 204,941 $ 0
Newport News, Virginia 17 $ 2,629,000 $ 154,647 $ 0
Shelby, Alabama 16 $ 2,524,000 $ 157,750 $ 0
Butte, California 16 $ 3,459,000 $ 216,187 $ 0
Napa, California 16 $ 8,718,000 $ 544,875 $ 0
San Luis Obispo, California 16 $ 8,301,000 $ 518,812 $ 0
Weld, Colorado 16 $ 3,076,000 $ 192,250 $ 0
St. Johns, Florida 16 $ 5,440,000 $ 340,000 $ 0
Newton, Georgia 16 $ 1,945,000 $ 121,562 $ 0
Wicomico, Maryland 16 $ 3,600,000 $ 225,000 $ 0
Livingston, New York 16 $ 1,272,000 $ 79,500 $ 0
Putnam, New York 16 $ 4,411,000 $ 275,687 $ 0
Cumberland, North Carolina 16 $ 1,564,000 $ 97,750 $ 0
Gaston, North Carolina 16 $ 1,898,000 $ 118,625 $ 0
Lane, Oregon 16 $ 3,920,000 $ 245,000 $ 0
Madison, Tennessee 16 $ 1,658,000 $ 103,625 $ 0
Lubbock, Texas 16 $ 1,454,000 $ 90,875 $ 0
Weber, Utah 16 $ 2,863,000 $ 178,937 $ 0
Madison, Alabama 15 $ 2,165,000 $ 144,333 $ 0
Mesa, Colorado 15 $ 2,273,000 $ 151,533 $ 0
Maui, Hawaii 15 $ 7,592,000 $ 506,133 $ 0
Kootenai, Idaho 15 $ 2,963,000 $ 197,533 $ 0
Winnebago, Illinois 15 $ 1,342,000 $ 89,466 $ 0
Linn, Iowa 15 $ 1,851,000 $ 123,400 $ 0
Penobscot, Maine 15 $ 1,742,000 $ 116,133 $ 0
Scott, Minnesota 15 $ 4,392,000 $ 292,800 $ 0
Hillsborough, New Hampshire 15 $ 3,419,000 $ 227,933 $ 0
Cape May, New Jersey 15 $ 6,217,000 $ 414,466 $ 0
Sandoval, New Mexico 15 $ 2,710,000 $ 180,666 $ 0
Dauphin, Pennsylvania 15 $ 2,941,000 $ 196,066 $ 0
Lackawanna, Pennsylvania 15 $ 1,690,000 $ 112,666 $ 0
Beaufort, South Carolina 15 $ 4,239,000 $ 282,600 $ 0
Dorchester, South Carolina 15 $ 2,728,000 $ 181,866 $ 0
Spartanburg, South Carolina 15 $ 1,606,000 $ 107,066 $ 0
Larimer, Colorado 14 $ 4,241,000 $ 302,928 $ 0
New London, Connecticut 14 $ 3,155,000 $ 225,357 $ 0
Flagler, Florida 14 $ 3,100,000 $ 221,428 $ 0
Bibb, Georgia 14 $ 40,759,000 $ 2,911,357 $ 0
Douglas, Georgia 14 $ 13,200,000 $ 942,857 $ 0
Muscogee, Georgia 14 $ 1,376,000 $ 98,285 $ 0
Richmond, Georgia 14 $ 15,383,000 $ 1,098,785 $ 0
Sangamon, Illinois 14 $ 1,782,000 $ 127,285 $ 0
St. Louis, Minnesota 14 $ 1,639,000 $ 117,071 $ 0
Wright, Minnesota 14 $ 3,057,000 $ 218,357 $ 0
Jefferson, Missouri 14 $ 2,008,000 $ 143,428 $ 0
Ulster, New York 14 $ 2,601,000 $ 185,785 $ 0
Florence, South Carolina 14 $ 2,186,000 $ 156,142 $ 0
McLennan, Texas 14 $ 1,566,000 $ 111,857 $ 0
Spotsylvania, Virginia 14 $ 3,769,000 $ 269,214 $ 0
Indian River, Florida 13 $ 2,538,000 $ 195,230 $ 0
Peoria, Illinois 13 $ 1,940,000 $ 149,230 $ 0
Woodbury, Iowa 13 $ 977,000 $ 75,153 $ 0
Washtenaw, Michigan 13 $ 3,878,000 $ 298,307 $ 0
Wayne, New York 13 $ 958,000 $ 73,692 $ 0
Cabarrus, North Carolina 13 $ 2,833,000 $ 217,923 $ 0
Davidson, North Carolina 13 $ 1,642,000 $ 126,307 $ 0
Butler, Ohio 13 $ 1,558,000 $ 119,846 $ 0
Lake, Ohio 13 $ 1,527,000 $ 117,461 $ 0
Lucas, Ohio 13 $ 1,503,000 $ 115,615 $ 0
Stark, Ohio 13 $ 1,435,000 $ 110,384 $ 0
Linn, Oregon 13 $ 3,063,000 $ 235,615 $ 0
Gregg, Texas 13 $ 1,263,000 $ 97,153 $ 0
Arlington, Virginia 13 $ 4,889,000 $ 376,076 $ 0
Benton, Arkansas 12 $ 1,638,000 $ 136,500 $ 0
Windham, Connecticut 12 $ 1,790,000 $ 149,166 $ 0
Charlotte, Florida 12 $ 1,496,000 $ 124,666 $ 0
Highlands, Florida 12 $ 1,668,000 $ 139,000 $ 0
Okaloosa, Florida 12 $ 2,406,000 $ 200,500 $ 0
Porter, Indiana 12 $ 14,660,000 $ 1,221,666 $ 0
St. Mary's, Maryland 12 $ 3,015,000 $ 251,250 $ 0
Ingham, Michigan 12 $ 1,030,000 $ 85,833 $ 0
Kalamazoo, Michigan 12 $ 1,353,000 $ 112,750 $ 0
Harrison, Mississippi 12 $ 1,517,000 $ 126,416 $ 0
Jefferson, New York 12 $ 1,221,000 $ 101,750 $ 3,000
Oneida, New York 12 $ 965,000 $ 80,416 $ 5,000
Cleveland, Oklahoma 12 $ 1,142,000 $ 95,166 $ 0
Berkeley, South Carolina 12 $ 18,486,000 $ 1,540,500 $ 0
Davis, Utah 12 $ 2,542,000 $ 211,833 $ 0
Washington, Utah 12 $ 3,424,000 $ 285,333 $ 0
Benton, Washington 12 $ 1,228,000 $ 102,333 $ 0
Litchfield, Connecticut 11 $ 3,867,000 $ 351,545 $ 0
Bay, Florida 11 $ 2,802,000 $ 254,727 $ 0
Martin, Florida 11 $ 4,201,000 $ 381,909 $ 0
Hall, Georgia 11 $ 1,684,000 $ 153,090 $ 0
Kankakee, Illinois 11 $ 1,529,000 $ 139,000 $ 0
Fayette, Kentucky 11 $ 3,045,000 $ 276,818 $ 0
Calhoun, Michigan 11 $ 1,024,000 $ 93,090 $ 0
Hunterdon, New Jersey 11 $ 4,356,000 $ 396,000 $ 0
Dona Ana, New Mexico 11 $ 1,966,000 $ 178,727 $ 0
Iredell, North Carolina 11 $ 2,646,000 $ 240,545 $ 0
Delaware, Ohio 11 $ 2,565,000 $ 233,181 $ 0
Lorain, Ohio 11 $ 1,072,000 $ 97,454 $ 0
Mahoning, Ohio 11 $ 975,000 $ 88,636 $ 0
Wayne, Ohio 11 $ 1,024,000 $ 93,090 $ 0
Blount, Tennessee 11 $ 1,765,000 $ 160,454 $ 0
Bell, Texas 11 $ 1,581,000 $ 143,727 $ 0
Hanover, Virginia 11 $ 2,816,000 $ 256,000 $ 0
Lewis, Washington 11 $ 1,762,000 $ 160,181 $ 0
Walworth, Wisconsin 11 $ 1,993,000 $ 181,181 $ 0
Garland, Arkansas 10 $ 991,000 $ 99,100 $ 0
San Benito, California 10 $ 4,623,000 $ 462,300 $ 0
Yuba, California 10 $ 2,229,000 $ 222,900 $ 0
Forsyth, Georgia 10 $ 3,527,000 $ 352,700 $ 0
Paulding, Georgia 10 $ 1,780,000 $ 178,000 $ 0
Rockdale, Georgia 10 $ 1,624,000 $ 162,400 $ 0
Rock Island, Illinois 10 $ 922,000 $ 92,200 $ 0
Livingston, Louisiana 10 $ 1,320,000 $ 132,000 $ 0
St. Landry, Louisiana 10 $ 1,026,000 $ 102,600 $ 0
Jackson, Michigan 10 $ 1,068,000 $ 106,800 $ 0
Livingston, Michigan 10 $ 3,035,000 $ 303,500 $ 0
Saginaw, Michigan 10 $ 1,338,000 $ 133,800 $ 0
Clay, Missouri 10 $ 1,432,000 $ 143,200 $ 0
Ontario, New York 10 $ 1,089,000 $ 108,900 $ 0
Sullivan, New York 10 $ 1,770,000 $ 177,000 $ 0
Johnston, North Carolina 10 $ 2,290,000 $ 229,000 $ 0
Randolph, North Carolina 10 $ 1,206,000 $ 120,600 $ 0
Medina, Ohio 10 $ 1,379,000 $ 137,900 $ 0
Jackson, Oregon 10 $ 2,331,000 $ 233,100 $ 0
Westmoreland, Pennsylvania 10 $ 1,621,000 $ 162,100 $ 0
Rockwall, Texas 10 $ 2,443,000 $ 244,300 $ 0
Fauquier, Virginia 10 $ 3,643,000 $ 364,300 $ 0
Orange, Virginia 10 $ 2,216,000 $ 221,600 $ 0
Grays Harbor, Washington 10 $ 1,701,000 $ 170,100 $ 0
Island, Washington 10 $ 2,161,000 $ 216,100 $ 0
Whatcom, Washington 10 $ 2,252,000 $ 225,200 $ 0
Montgomery, Alabama 9 $ 827,000 $ 91,888 $ 0
Calaveras, California 9 $ 3,459,000 $ 384,333 $ 0
Humboldt, California 9 $ 2,725,000 $ 302,777 $ 0
Lake, California 9 $ 2,386,000 $ 265,111 $ 0
Alachua, Florida 9 $ 1,435,000 $ 159,444 $ 0
Leon, Florida 9 $ 1,569,000 $ 174,333 $ 0
Santa Rosa, Florida 9 $ 1,986,000 $ 220,666 $ 0
Carroll, Georgia 9 $ 2,034,000 $ 226,000 $ 0
Columbia, Georgia 9 $ 1,730,000 $ 192,222 $ 0
Ouachita, Louisiana 9 $ 1,130,000 $ 125,555 $ 0
St. John the Baptist, Louisiana 9 $ 1,238,000 $ 137,555 $ 0
Kennebec, Maine 9 $ 1,091,000 $ 121,222 $ 0
Queen Anne's, Maryland 9 $ 2,913,000 $ 323,666 $ 0
Stearns, Minnesota 9 $ 951,000 $ 105,666 $ 0
Jackson, Mississippi 9 $ 1,077,000 $ 119,666 $ 0
Lauderdale, Mississippi 9 $ 530,000 $ 58,888 $ 0
Lincoln, Missouri 9 $ 1,441,000 $ 160,111 $ 0
Sarpy, Nebraska 9 $ 699,000 $ 77,666 $ 0
Salem, New Jersey 9 $ 1,316,000 $ 146,222 $ 0
Warren, New York 9 $ 1,346,000 $ 149,555 $ 0
Cleveland, North Carolina 9 $ 830,000 $ 92,222 $ 0
Warren, Ohio 9 $ 1,923,000 $ 213,666 $ 0
Pike, Pennsylvania 9 $ 1,577,000 $ 175,222 $ 0
Anderson, Tennessee 9 $ 1,011,000 $ 112,333 $ 0
Sevier, Tennessee 9 $ 17,084,000 $ 1,898,222 $ 0
Guadalupe, Texas 9 $ 1,209,000 $ 134,333 $ 0
Johnson, Texas 9 $ 845,000 $ 93,888 $ 0
Midland, Texas 9 $ 2,023,000 $ 224,777 $ 0
Lynchburg, Virginia 9 $ 900,000 $ 100,000 $ 0
Manassas, Virginia 9 $ 2,329,000 $ 258,777 $ 0
Petersburg, Virginia 9 $ 870,000 $ 96,666 $ 0
Roanoke, Virginia 9 $ 1,397,000 $ 155,222 $ 0
Raleigh, West Virginia 9 $ 1,166,000 $ 129,555 $ 0
Dane, Wisconsin 9 $ 1,929,000 $ 214,333 $ 0
Eau Claire, Wisconsin 9 $ 1,148,000 $ 127,555 $ 0
Kenosha, Wisconsin 9 $ 1,177,000 $ 130,777 $ 0
Tuscaloosa, Alabama 8 $ 1,619,000 $ 202,375 $ 0
Fremont, Colorado 8 $ 702,000 $ 87,750 $ 0
Columbia, Florida 8 $ 1,613,000 $ 201,625 $ 0
Houston, Georgia 8 $ 23,448,000 $ 2,931,000 $ 0
Boone, Illinois 8 $ 1,284,000 $ 160,500 $ 0
Hendricks, Indiana 8 $ 1,331,000 $ 166,375 $ 0
Ascension, Louisiana 8 $ 1,151,000 $ 143,875 $ 0
Bossier, Louisiana 8 $ 1,407,000 $ 175,875 $ 0
Androscoggin, Maine 8 $ 1,113,000 $ 139,125 $ 0
Washington, Maryland 8 $ 1,305,000 $ 163,125 $ 0
Berrien, Michigan 8 $ 1,190,000 $ 148,750 $ 0
Clinton, Michigan 8 $ 977,000 $ 122,125 $ 0
Lapeer, Michigan 8 $ 1,131,000 $ 141,375 $ 0
Lee, Mississippi 8 $ 559,000 $ 69,875 $ 0
Rockingham, New Hampshire 8 $ 1,770,000 $ 221,250 $ 0
Valencia, New Mexico 8 $ 859,000 $ 107,375 $ 0
Greene, Ohio 8 $ 979,000 $ 122,375 $ 0
Portage, Ohio 8 $ 903,000 $ 112,875 $ 0
Trumbull, Ohio 8 $ 473,000 $ 59,125 $ 0
Washington, Rhode Island 8 $ 3,185,000 $ 398,125 $ 0
Hamblen, Tennessee 8 $ 844,000 $ 105,500 $ 0
Montgomery, Tennessee 8 $ 668,000 $ 83,500 $ 0
Wilson, Tennessee 8 $ 1,661,000 $ 207,625 $ 0
Clallam, Washington 8 $ 1,247,000 $ 155,875 $ 0
Cowlitz, Washington 8 $ 1,436,000 $ 179,500 $ 0
Mason, Washington 8 $ 2,356,000 $ 294,500 $ 0
Skagit, Washington 8 $ 1,037,000 $ 129,625 $ 0
Rock, Wisconsin 8 $ 971,000 $ 121,375 $ 0
St. Croix, Wisconsin 8 $ 1,956,000 $ 244,500 $ 0
Winnebago, Wisconsin 8 $ 1,187,000 $ 148,375 $ 0
Uinta, Wyoming 8 $ 1,023,000 $ 127,875 $ 0
Matanuska-Susitna, Alaska 7 $ 1,530,000 $ 218,571 $ 0
Washington, Arkansas 7 $ 920,000 $ 131,428 $ 0
Nevada, California 7 $ 2,712,000 $ 387,428 $ 0
Tuolumne, California 7 $ 1,727,000 $ 246,714 $ 0
Boulder, Colorado 7 $ 2,631,000 $ 375,857 $ 0
Clarke, Georgia 7 $ 1,082,000 $ 154,571 $ 0
Coweta, Georgia 7 $ 1,253,000 $ 179,000 $ 0
Fayette, Georgia 7 $ 1,786,000 $ 255,142 $ 0
Kauai, Hawaii 7 $ 3,255,000 $ 465,000 $ 0
DeKalb, Illinois 7 $ 928,000 $ 132,571 $ 0
Bartholomew, Indiana 7 $ 677,000 $ 96,714 $ 0
Elkhart, Indiana 7 $ 552,000 $ 78,857 $ 0
Clinton, Iowa 7 $ 434,000 $ 62,000 $ 0
Pottawattamie, Iowa 7 $ 554,000 $ 79,142 $ 0
Lyon, Kansas 7 $ 496,000 $ 70,857 $ 0
Hardin, Kentucky 7 $ 835,000 $ 119,285 $ 0
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 16,020 $4,524,307,000 $282,000 $20,000,000 $0 $40,000
Home Purchase 14,936 $3,841,308,000 $257,000 $34,000,000 $0 $159,000
Home Improvement 61 $127,543,000 $2,090,000 $28,500,000 $2,000 $110,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 30,953 $8,473,772,000 $273,000 $34,000,000 $0 $0
White 18 $8,814,000 $489,000 $3,120,000 $25,000 $159,000
Black or African American 18 $2,182,000 $121,000 $620,000 $23,000 $77,000
Asian 17 $5,730,000 $337,000 $910,000 $22,000 $124,000
Hispanic 9 $1,635,000 $181,000 $525,000 $28,000 $67,000
Native Hawaiian or Other Pacific Islander 2 $1,025,000 $512,000 $825,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,012 $8,492,248,000 $273,000 $34,000,000 $0 $159,000
FHA-insured (Federal Housing Administration) 4 $861,000 $215,000 $367,000 $0 $0
VA-guaranteed (Veterans Administration) 1 $49,000 $49,000 $49,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 30,809 $7,685,282,000 $249,000 $2,991,000 $0 $0
Loan Originated 102 $653,931,000 $6,411,000 $34,000,000 $5,000 $124,000
Application Denied By Financial Institution 70 $19,174,000 $273,000 $1,475,000 $12,000 $159,000
Application Withdrawn By Applicant 22 $127,703,000 $5,804,000 $28,500,000 $0 $19,000
Application Approved But Not Accepted 11 $4,543,000 $413,000 $620,000 $1,000 $20,000
File Closed For Incompleteness 3 $2,525,000 $841,000 $1,000,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 19 $2,332,000 $122,000 $350,000 $8,000 $48,000
Debt-To-Income Ratio 17 $6,287,000 $369,000 $1,475,000 $16,000 $159,000
Other 15 $3,462,000 $230,000 $700,000 $18,000 $110,000
Unverifiable Information 11 $1,356,000 $123,000 $300,000 $8,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 6 $4,238,000 $706,000 $1,100,000 $0 $0
Collateral 1 $1,200,000 $1,200,000 $1,200,000 $0 $0
Credit Application Incomplete 1 $299,000 $299,000 $299,000 $56,000 $56,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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