HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2007
In 2007, HSBC Bank USA, NA of Buffalo, NY reported 31,017 mortgage applications totaling $8.5 billion, down 67% from 2006. The average application was for $273,822, and applicants reported an average income of $3. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (2,447), Los Angeles-Long Beach-Glendale, CA (1,649) and Riverside-San Bernardino-Ontario, CA (1,191) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA 1 HSBC Center - 24th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 31,017 |
| Total Mortgage Loan Application Amount | $8,493,158,000 |
| Average Mortgage Loan Application Amount | $273,822 |
| Highest Mortgage Loan Application Amount | $34,000,000 |
| Average Applicant Income | $3 |
| Highest Applicant Income | $159,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 2,447 | $ 882,714,000 | $ 360,733 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 1,649 | $ 639,148,000 | $ 387,597 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 1,191 | $ 406,786,000 | $ 341,549 | $ 0 |
| Chicago-Naperville-Joliet, IL | 1,069 | $ 274,680,000 | $ 256,950 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 874 | $ 376,187,000 | $ 430,419 | $ 0 |
| Oakland-Fremont-Hayward, CA | 825 | $ 328,052,000 | $ 397,638 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 792 | $ 213,261,000 | $ 269,268 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 740 | $ 223,120,000 | $ 301,513 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 604 | $ 134,744,000 | $ 223,086 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 569 | $ 74,044,000 | $ 130,130 | $ 0 |
| Nassau-Suffolk, NY | 563 | $ 189,011,000 | $ 335,721 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 560 | $ 214,097,000 | $ 382,316 | $ 0 |
| Seattle-Bellevue-Everett, WA | 440 | $ 203,008,000 | $ 461,381 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 420 | $ 101,341,000 | $ 241,288 | $ 0 |
| Baltimore-Towson, MD | 411 | $ 91,621,000 | $ 222,922 | $ 0 |
| Orlando-Kissimmee, FL | 365 | $ 92,412,000 | $ 253,183 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 350 | $ 162,336,000 | $ 463,817 | $ 0 |
| Newark-Union, NJ-PA | 343 | $ 106,817,000 | $ 311,419 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 338 | $ 85,861,000 | $ 254,026 | $ 0 |
| Dallas-Plano-Irving, TX | 332 | $ 58,829,000 | $ 177,195 | $ 0 |
| Las Vegas-Paradise, NV | 326 | $ 83,049,000 | $ 254,751 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 325 | $ 94,767,000 | $ 291,590 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 317 | $ 145,895,000 | $ 460,236 | $ 0 |
| Philadelphia, PA | 288 | $ 47,808,000 | $ 166,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 269 | $ 59,334,000 | $ 220,572 | $ 0 |
| Buffalo-Niagara Falls, NY | 249 | $ 25,096,000 | $ 100,787 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 239 | $ 119,241,000 | $ 498,916 | $ 0 |
| St. Louis, MO-IL | 233 | $ 42,153,000 | $ 180,914 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 233 | $ 52,513,000 | $ 225,377 | $ 0 |
| Boston-Quincy, MA | 228 | $ 81,974,000 | $ 359,535 | $ 0 |
| Edison, NJ | 212 | $ 69,077,000 | $ 325,834 | $ 0 |
| Memphis, TN-MS-AR | 211 | $ 54,840,000 | $ 259,905 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 208 | $ 41,348,000 | $ 198,788 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 207 | $ 49,236,000 | $ 237,855 | $ 0 |
| Bakersfield, CA | 203 | $ 40,318,000 | $ 198,610 | $ 0 |
| Stockton, CA | 183 | $ 54,267,000 | $ 296,540 | $ 0 |
| Camden, NJ | 175 | $ 34,435,000 | $ 196,771 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 172 | $ 21,932,000 | $ 127,511 | $ 0 |
| Denver-Aurora, CO | 170 | $ 38,278,000 | $ 225,164 | $ 0 |
| Jacksonville, FL | 164 | $ 29,666,000 | $ 180,890 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 158 | $ 52,416,000 | $ 331,746 | $ 0 |
| Richmond, VA | 153 | $ 27,144,000 | $ 177,411 | $ 0 |
| Tacoma, WA | 153 | $ 32,441,000 | $ 212,032 | $ 0 |
| Fort Worth-Arlington, TX | 152 | $ 17,709,000 | $ 116,506 | $ 0 |
| Bethesda-Gaithersburg-Frederick, MD | 151 | $ 49,075,000 | $ 325,000 | $ 0 |
| Rochester, NY | 147 | $ 12,992,000 | $ 88,380 | $ 0 |
| Albany-Schenectady-Troy, NY | 138 | $ 19,663,000 | $ 142,485 | $ 0 |
| San Antonio, TX | 137 | $ 18,372,000 | $ 134,102 | $ 0 |
| Cape Coral-Fort Myers, FL | 131 | $ 28,120,000 | $ 214,656 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 131 | $ 19,622,000 | $ 149,786 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 125 | $ 29,549,000 | $ 236,392 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 124 | $ 31,199,000 | $ 251,604 | $ 0 |
| Kansas City, MO-KS | 123 | $ 18,336,000 | $ 149,073 | $ 0 |
| Fresno, CA | 122 | $ 27,325,000 | $ 223,975 | $ 0 |
| Cambridge-Newton-Framingham, MA | 120 | $ 43,693,000 | $ 364,108 | $ 0 |
| Indianapolis-Carmel, IN | 119 | $ 16,927,000 | $ 142,243 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 116 | $ 13,857,000 | $ 119,456 | $ 0 |
| Austin-Round Rock, TX | 106 | $ 18,330,000 | $ 172,924 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 103 | $ 36,409,000 | $ 353,485 | $ 0 |
| Columbus, OH | 95 | $ 13,077,000 | $ 137,652 | $ 0 |
| Honolulu, HI | 95 | $ 30,925,000 | $ 325,526 | $ 0 |
| Vallejo-Fairfield, CA | 94 | $ 32,789,000 | $ 348,819 | $ 0 |
| Albuquerque, NM | 93 | $ 14,527,000 | $ 156,204 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 93 | $ 40,367,000 | $ 434,053 | $ 0 |
| Peabody, MA | 89 | $ 31,607,000 | $ 355,134 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 88 | $ 24,159,000 | $ 274,534 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 87 | $ 9,249,000 | $ 106,310 | $ 0 |
| Raleigh-Cary, NC | 86 | $ 16,467,000 | $ 191,476 | $ 0 |
| Worcester, MA | 86 | $ 18,176,000 | $ 211,348 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 85 | $ 32,832,000 | $ 386,258 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 82 | $ 11,301,000 | $ 137,817 | $ 0 |
| Salt Lake City, UT | 80 | $ 21,424,000 | $ 267,800 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 79 | $ 16,000,000 | $ 202,531 | $ 0 |
| Lakeland, FL | 79 | $ 13,176,000 | $ 166,784 | $ 0 |
| Modesto, CA | 79 | $ 23,016,000 | $ 291,341 | $ 0 |
| Pittsburgh, PA | 77 | $ 10,301,000 | $ 133,779 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 76 | $ 12,183,000 | $ 160,302 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 75 | $ 13,200,000 | $ 176,000 | $ 0 |
| Tucson, AZ | 74 | $ 16,057,000 | $ 216,986 | $ 0 |
| Knoxville, TN | 72 | $ 58,129,000 | $ 807,347 | $ 0 |
| Charleston-North Charleston, SC | 70 | $ 32,485,000 | $ 464,071 | $ 0 |
| Port St. Lucie, FL | 70 | $ 14,375,000 | $ 205,357 | $ 0 |
| Visalia-Porterville, CA | 69 | $ 11,996,000 | $ 173,855 | $ 0 |
| Wilmington, DE-MD-NJ | 69 | $ 11,783,000 | $ 170,768 | $ 0 |
| Lake County-Kenosha County, IL-WI | 66 | $ 19,819,000 | $ 300,287 | $ 0 |
| New Haven-Milford, CT | 66 | $ 13,017,000 | $ 197,227 | $ 0 |
| Birmingham-Hoover, AL | 63 | $ 9,617,000 | $ 152,650 | $ 0 |
| Oklahoma City, OK | 63 | $ 6,929,000 | $ 109,984 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 63 | $ 19,121,000 | $ 303,507 | $ 0 |
| Springfield, MA | 63 | $ 9,324,000 | $ 148,000 | $ 0 |
| Merced, CA | 62 | $ 15,527,000 | $ 250,435 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 61 | $ 11,207,000 | $ 183,721 | $ 0 |
| Baton Rouge, LA | 61 | $ 7,324,000 | $ 120,065 | $ 0 |
| Boise City-Nampa, ID | 58 | $ 8,527,000 | $ 147,017 | $ 0 |
| Columbia, SC | 58 | $ 7,906,000 | $ 136,310 | $ 0 |
| Portland-South Portland-Biddeford, ME | 58 | $ 12,111,000 | $ 208,810 | $ 0 |
| Greensboro-High Point, NC | 55 | $ 17,190,000 | $ 312,545 | $ 0 |
| Gary, IN | 54 | $ 20,551,000 | $ 380,574 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 54 | $ 10,343,000 | $ 191,537 | $ 0 |
| El Paso, TX | 50 | $ 5,614,000 | $ 112,280 | $ 0 |
| Louisville-Jefferson County, KY-IN | 50 | $ 7,746,000 | $ 154,920 | $ 0 |
| Naples-Marco Island, FL | 48 | $ 17,444,000 | $ 363,416 | $ 0 |
| McAllen-Edinburg-Mission, TX | 46 | $ 4,907,000 | $ 106,673 | $ 0 |
| Reno-Sparks, NV | 45 | $ 13,241,000 | $ 294,244 | $ 0 |
| Salinas, CA | 45 | $ 16,987,000 | $ 377,488 | $ 0 |
| Greenville-Mauldin-Easley, SC | 44 | $ 32,067,000 | $ 728,795 | $ 0 |
| Des Moines-West Des Moines, IA | 42 | $ 4,081,000 | $ 97,166 | $ 0 |
| Salem, OR | 41 | $ 7,797,000 | $ 190,170 | $ 0 |
| Santa Rosa-Petaluma, CA | 40 | $ 17,129,000 | $ 428,225 | $ 0 |
| Scranton--Wilkes-Barre, PA | 40 | $ 5,378,000 | $ 134,450 | $ 0 |
| Shreveport-Bossier City, LA | 40 | $ 4,455,000 | $ 111,375 | $ 0 |
| Syracuse, NY | 40 | $ 5,828,000 | $ 145,700 | $ 0 |
| Akron, OH | 39 | $ 3,823,000 | $ 98,025 | $ 0 |
| Anchorage, AK | 39 | $ 8,973,000 | $ 230,076 | $ 0 |
| Jackson, MS | 39 | $ 5,272,000 | $ 135,179 | $ 0 |
| Ocala, FL | 39 | $ 7,241,000 | $ 185,666 | $ 0 |
| Binghamton, NY | 38 | $ 3,385,000 | $ 89,078 | $ 1,000 |
| Chattanooga, TN-GA | 38 | $ 14,449,000 | $ 380,236 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 38 | $ 4,082,000 | $ 107,421 | $ 0 |
| Madera, CA | 36 | $ 8,491,000 | $ 235,861 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 36 | $ 5,546,000 | $ 154,055 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 35 | $ 4,105,000 | $ 117,285 | $ 0 |
| El Centro, CA | 34 | $ 6,335,000 | $ 186,323 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 34 | $ 8,055,000 | $ 236,911 | $ 0 |
| Colorado Springs, CO | 33 | $ 6,084,000 | $ 184,363 | $ 0 |
| Dayton, OH | 33 | $ 3,503,000 | $ 106,151 | $ 0 |
| Grand Rapids-Wyoming, MI | 33 | $ 4,042,000 | $ 122,484 | $ 0 |
| Durham, NC | 32 | $ 5,847,000 | $ 182,718 | $ 0 |
| Fort Wayne, IN | 31 | $ 16,781,000 | $ 541,322 | $ 0 |
| Trenton-Ewing, NJ | 30 | $ 6,867,000 | $ 228,900 | $ 0 |
| Olympia, WA | 29 | $ 6,244,000 | $ 215,310 | $ 0 |
| Yuba City, CA | 29 | $ 5,778,000 | $ 199,241 | $ 0 |
| Asheville, NC | 28 | $ 5,865,000 | $ 209,464 | $ 0 |
| Corpus Christi, TX | 28 | $ 3,220,000 | $ 115,000 | $ 0 |
| Ogden-Clearfield, UT | 28 | $ 5,405,000 | $ 193,035 | $ 0 |
| Provo-Orem, UT | 28 | $ 6,095,000 | $ 217,678 | $ 0 |
| Tulsa, OK | 28 | $ 3,604,000 | $ 128,714 | $ 0 |
| Wilmington, NC | 28 | $ 29,770,000 | $ 1,063,214 | $ 0 |
| Atlantic City, NJ | 27 | $ 6,784,000 | $ 251,259 | $ 0 |
| Barnstable Town, MA | 27 | $ 9,760,000 | $ 361,481 | $ 0 |
| Lansing-East Lansing, MI | 27 | $ 2,762,000 | $ 102,296 | $ 0 |
| Spokane, WA | 27 | $ 3,280,000 | $ 121,481 | $ 0 |
| York-Hanover, PA | 27 | $ 4,441,000 | $ 164,481 | $ 0 |
| Winston-Salem, NC | 26 | $ 3,128,000 | $ 120,307 | $ 0 |
| Augusta-Richmond County, GA-SC | 25 | $ 17,280,000 | $ 691,200 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 25 | $ 12,908,000 | $ 516,320 | $ 0 |
| South Bend-Mishawaka, IN-MI | 25 | $ 2,529,000 | $ 101,160 | $ 0 |
| Wichita, KS | 25 | $ 2,518,000 | $ 100,720 | $ 0 |
| Brownsville-Harlingen, TX | 24 | $ 2,324,000 | $ 96,833 | $ 0 |
| Reading, PA | 24 | $ 4,172,000 | $ 173,833 | $ 0 |
| Lafayette, LA | 23 | $ 2,993,000 | $ 130,130 | $ 0 |
| Laredo, TX | 23 | $ 2,421,000 | $ 105,260 | $ 0 |
| Peoria, IL | 23 | $ 3,067,000 | $ 133,347 | $ 0 |
| Rockford, IL | 23 | $ 2,626,000 | $ 114,173 | $ 0 |
| Savannah, GA | 23 | $ 18,870,000 | $ 820,434 | $ 0 |
| Harrisburg-Carlisle, PA | 22 | $ 3,824,000 | $ 173,818 | $ 0 |
| Lake Havasu City-Kingman, AZ | 22 | $ 5,287,000 | $ 240,318 | $ 0 |
| Santa Cruz-Watsonville, CA | 22 | $ 11,408,000 | $ 518,545 | $ 0 |
| Springfield, MO | 22 | $ 2,633,000 | $ 119,681 | $ 0 |
| Flint, MI | 21 | $ 2,629,000 | $ 125,190 | $ 0 |
| Lincoln, NE | 21 | $ 2,614,000 | $ 124,476 | $ 0 |
| Racine, WI | 21 | $ 2,829,000 | $ 134,714 | $ 0 |
| Roanoke, VA | 21 | $ 3,726,000 | $ 177,428 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 1,601,000 | $ 76,238 | $ 0 |
| Bremerton-Silverdale, WA | 20 | $ 5,933,000 | $ 296,650 | $ 0 |
| Columbus, GA-AL | 20 | $ 2,725,000 | $ 136,250 | $ 0 |
| Decatur, IL | 20 | $ 870,000 | $ 43,500 | $ 0 |
| Duluth, MN-WI | 20 | $ 2,862,000 | $ 143,100 | $ 0 |
| Fayetteville, NC | 20 | $ 1,862,000 | $ 93,100 | $ 0 |
| Hanford-Corcoran, CA | 20 | $ 3,821,000 | $ 191,050 | $ 0 |
| Lancaster, PA | 20 | $ 4,642,000 | $ 232,100 | $ 0 |
| Mobile, AL | 20 | $ 1,706,000 | $ 85,300 | $ 0 |
| Prescott, AZ | 20 | $ 6,853,000 | $ 342,650 | $ 0 |
| Salisbury, MD | 20 | $ 4,167,000 | $ 208,350 | $ 0 |
| Toledo, OH | 20 | $ 2,497,000 | $ 124,850 | $ 0 |
| Bend, OR | 19 | $ 6,264,000 | $ 329,684 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 2,558,000 | $ 134,631 | $ 0 |
| Yuma, AZ | 19 | $ 3,365,000 | $ 177,105 | $ 0 |
| Cleveland, TN | 18 | $ 2,175,000 | $ 120,833 | $ 0 |
| Lynchburg, VA | 18 | $ 2,831,000 | $ 157,277 | $ 0 |
| Macon, GA | 18 | $ 41,053,000 | $ 2,280,722 | $ 0 |
| Montgomery, AL | 18 | $ 2,679,000 | $ 148,833 | $ 0 |
| Redding, CA | 18 | $ 4,483,000 | $ 249,055 | $ 0 |
| Yakima, WA | 18 | $ 1,802,000 | $ 100,111 | $ 0 |
| Dover, DE | 17 | $ 3,740,000 | $ 220,000 | $ 0 |
| Florence, SC | 17 | $ 2,447,000 | $ 143,941 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 2,808,000 | $ 165,176 | $ 0 |
| Huntsville, AL | 17 | $ 2,628,000 | $ 154,588 | $ 0 |
| Jackson, TN | 17 | $ 1,808,000 | $ 106,352 | $ 0 |
| Lexington-Fayette, KY | 17 | $ 3,673,000 | $ 216,058 | $ 0 |
| Lubbock, TX | 17 | $ 1,469,000 | $ 86,411 | $ 0 |
| Madison, WI | 17 | $ 3,072,000 | $ 180,705 | $ 0 |
| Pueblo, CO | 17 | $ 1,883,000 | $ 110,764 | $ 0 |
| Tallahassee, FL | 17 | $ 3,225,000 | $ 189,705 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 17 | $ 2,354,000 | $ 138,470 | $ 0 |
| Cedar Rapids, IA | 16 | $ 1,995,000 | $ 124,687 | $ 0 |
| Chico, CA | 16 | $ 3,459,000 | $ 216,187 | $ 0 |
| Eugene-Springfield, OR | 16 | $ 3,920,000 | $ 245,000 | $ 0 |
| Glens Falls, NY | 16 | $ 1,926,000 | $ 120,375 | $ 0 |
| Greeley, CO | 16 | $ 3,076,000 | $ 192,250 | $ 0 |
| Napa, CA | 16 | $ 8,718,000 | $ 544,875 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 16 | $ 8,301,000 | $ 518,812 | $ 0 |
| Utica-Rome, NY | 16 | $ 1,241,000 | $ 77,562 | $ 4,000 |
| Bangor, ME | 15 | $ 1,742,000 | $ 116,133 | $ 0 |
| Canton-Massillon, OH | 15 | $ 1,741,000 | $ 116,066 | $ 0 |
| Coeur D'Alene, ID | 15 | $ 2,963,000 | $ 197,533 | $ 0 |
| Grand Junction, CO | 15 | $ 2,273,000 | $ 151,533 | $ 0 |
| Kennewick-Richland-Pasco, WA | 15 | $ 1,593,000 | $ 106,200 | $ 0 |
| Longview, TX | 15 | $ 1,335,000 | $ 89,000 | $ 0 |
| Manchester-Nashua, NH | 15 | $ 3,419,000 | $ 227,933 | $ 0 |
| Ocean City, NJ | 15 | $ 6,217,000 | $ 414,466 | $ 0 |
| Rochester, MN | 15 | $ 2,112,000 | $ 140,800 | $ 0 |
| Spartanburg, SC | 15 | $ 1,606,000 | $ 107,066 | $ 0 |
| Springfield, IL | 15 | $ 1,837,000 | $ 122,466 | $ 0 |
| Charlottesville, VA | 14 | $ 3,015,000 | $ 215,357 | $ 0 |
| Fort Collins-Loveland, CO | 14 | $ 4,241,000 | $ 302,928 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 14 | $ 2,060,000 | $ 147,142 | $ 0 |
| Kalamazoo-Portage, MI | 14 | $ 1,473,000 | $ 105,214 | $ 0 |
| Kingston, NY | 14 | $ 2,601,000 | $ 185,785 | $ 0 |
| Norwich-New London, CT | 14 | $ 3,155,000 | $ 225,357 | $ 0 |
| Palm Coast, FL | 14 | $ 3,100,000 | $ 221,428 | $ 0 |
| Sioux City, IA-NE-SD | 14 | $ 1,065,000 | $ 76,071 | $ 0 |
| Waco, TX | 14 | $ 1,566,000 | $ 111,857 | $ 0 |
| Ann Arbor, MI | 13 | $ 3,878,000 | $ 298,307 | $ 0 |
| Eau Claire, WI | 13 | $ 1,713,000 | $ 131,769 | $ 0 |
| Sebastian-Vero Beach, FL | 13 | $ 2,538,000 | $ 195,230 | $ 0 |
| St. Cloud, MN | 13 | $ 1,439,000 | $ 110,692 | $ 0 |
| Athens-Clarke County, GA | 12 | $ 2,167,000 | $ 180,583 | $ 0 |
| Clarksville, TN-KY | 12 | $ 1,099,000 | $ 91,583 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 12 | $ 2,406,000 | $ 200,500 | $ 0 |
| Gulfport-Biloxi, MS | 12 | $ 1,517,000 | $ 126,416 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 12 | $ 1,629,000 | $ 135,750 | $ 0 |
| Morristown, TN | 12 | $ 1,505,000 | $ 125,416 | $ 0 |
| Punta Gorda, FL | 12 | $ 1,496,000 | $ 124,666 | $ 0 |
| Rockingham County-Strafford County, NH | 12 | $ 2,321,000 | $ 193,416 | $ 0 |
| St. George, UT | 12 | $ 3,424,000 | $ 285,333 | $ 0 |
| Battle Creek, MI | 11 | $ 1,024,000 | $ 93,090 | $ 0 |
| Fargo, ND-MN | 11 | $ 1,308,000 | $ 118,909 | $ 0 |
| Gainesville, GA | 11 | $ 1,684,000 | $ 153,090 | $ 0 |
| Kankakee-Bradley, IL | 11 | $ 1,529,000 | $ 139,000 | $ 0 |
| Kokomo, IN | 11 | $ 861,000 | $ 78,272 | $ 0 |
| Las Cruces, NM | 11 | $ 1,966,000 | $ 178,727 | $ 0 |
| Panama City-Lynn Haven, FL | 11 | $ 2,802,000 | $ 254,727 | $ 0 |
| Beaumont-Port Arthur, TX | 10 | $ 1,205,000 | $ 120,500 | $ 0 |
| Bellingham, WA | 10 | $ 2,252,000 | $ 225,200 | $ 0 |
| Hot Springs, AR | 10 | $ 991,000 | $ 99,100 | $ 0 |
| Jackson, MI | 10 | $ 1,068,000 | $ 106,800 | $ 0 |
| Medford, OR | 10 | $ 2,331,000 | $ 233,100 | $ 0 |
| Pascagoula, MS | 10 | $ 1,159,000 | $ 115,900 | $ 0 |
| Saginaw-Saginaw Township North, MI | 10 | $ 1,338,000 | $ 133,800 | $ 0 |
| Sioux Falls, SD | 10 | $ 1,177,000 | $ 117,700 | $ 0 |
| Gainesville, FL | 9 | $ 1,435,000 | $ 159,444 | $ 0 |
| Midland, TX | 9 | $ 2,023,000 | $ 224,777 | $ 0 |
| Monroe, LA | 9 | $ 1,130,000 | $ 125,555 | $ 0 |
| Appleton, WI | 8 | $ 1,100,000 | $ 137,500 | $ 0 |
| Green Bay, WI | 8 | $ 1,134,000 | $ 141,750 | $ 0 |
| Harrisonburg, VA | 8 | $ 1,365,000 | $ 170,625 | $ 0 |
| Janesville, WI | 8 | $ 971,000 | $ 121,375 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 727,000 | $ 90,875 | $ 0 |
| Lewiston-Auburn, ME | 8 | $ 1,113,000 | $ 139,125 | $ 0 |
| Longview, WA | 8 | $ 1,436,000 | $ 179,500 | $ 0 |
| Mount Vernon-Anacortes, WA | 8 | $ 1,037,000 | $ 129,625 | $ 0 |
| Niles-Benton Harbor, MI | 8 | $ 1,190,000 | $ 148,750 | $ 0 |
| Oshkosh-Neenah, WI | 8 | $ 1,187,000 | $ 148,375 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 8 | $ 913,000 | $ 114,125 | $ 0 |
| Tuscaloosa, AL | 8 | $ 1,619,000 | $ 202,375 | $ 0 |
| Warner Robins, GA | 8 | $ 23,448,000 | $ 2,931,000 | $ 0 |
| Alexandria, LA | 7 | $ 688,000 | $ 98,285 | $ 0 |
| Anderson, SC | 7 | $ 505,000 | $ 72,142 | $ 0 |
| Boulder, CO | 7 | $ 2,631,000 | $ 375,857 | $ 0 |
| Burlington, NC | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Charleston, WV | 7 | $ 1,001,000 | $ 143,000 | $ 0 |
| Columbus, IN | 7 | $ 677,000 | $ 96,714 | $ 0 |
| Elizabethtown, KY | 7 | $ 835,000 | $ 119,285 | $ 0 |
| Elkhart-Goshen, IN | 7 | $ 552,000 | $ 78,857 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 7 | $ 729,000 | $ 104,142 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 892,000 | $ 127,428 | $ 0 |
| Iowa City, IA | 7 | $ 893,000 | $ 127,571 | $ 0 |
| Lake Charles, LA | 7 | $ 821,000 | $ 117,285 | $ 0 |
| Lawton, OK | 7 | $ 674,000 | $ 96,285 | $ 0 |
| Missoula, MT | 7 | $ 1,183,000 | $ 169,000 | $ 0 |
| Rocky Mount, NC | 7 | $ 690,000 | $ 98,571 | $ 0 |
| Winchester, VA-WV | 7 | $ 1,295,000 | $ 185,000 | $ 0 |
| Anderson, IN | 6 | $ 524,000 | $ 87,333 | $ 0 |
| Cheyenne, WY | 6 | $ 1,307,000 | $ 217,833 | $ 0 |
| College Station-Bryan, TX | 6 | $ 809,000 | $ 134,833 | $ 0 |
| Erie, PA | 6 | $ 293,000 | $ 48,833 | $ 0 |
| Fond Du Lac, WI | 6 | $ 586,000 | $ 97,666 | $ 0 |
| Fort Smith, AR-OK | 6 | $ 944,000 | $ 157,333 | $ 0 |
| Goldsboro, NC | 6 | $ 562,000 | $ 93,666 | $ 0 |
| Hattiesburg, MS | 6 | $ 794,000 | $ 132,333 | $ 0 |
| Holland-Grand Haven, MI | 6 | $ 1,283,000 | $ 213,833 | $ 0 |
| Jacksonville, NC | 6 | $ 1,016,000 | $ 169,333 | $ 0 |
| Johnstown, PA | 6 | $ 526,000 | $ 87,666 | $ 0 |
| Jonesboro, AR | 6 | $ 1,142,000 | $ 190,333 | $ 0 |
| Logan, UT-ID | 6 | $ 963,000 | $ 160,500 | $ 0 |
| Monroe, MI | 6 | $ 869,000 | $ 144,833 | $ 0 |
| Muncie, IN | 6 | $ 748,000 | $ 124,666 | $ 0 |
| Muskegon-Norton Shores, MI | 6 | $ 621,000 | $ 103,500 | $ 0 |
| Pittsfield, MA | 6 | $ 1,041,000 | $ 173,500 | $ 0 |
| St. Joseph, MO-KS | 6 | $ 591,000 | $ 98,500 | $ 0 |
| State College, PA | 6 | $ 1,135,000 | $ 189,166 | $ 0 |
| Valdosta, GA | 6 | $ 1,387,000 | $ 231,166 | $ 0 |
| Wichita Falls, TX | 6 | $ 569,000 | $ 94,833 | $ 0 |
| Albany, GA | 5 | $ 380,000 | $ 76,000 | $ 0 |
| Altoona, PA | 5 | $ 257,000 | $ 51,400 | $ 0 |
| Amarillo, TX | 5 | $ 450,000 | $ 90,000 | $ 0 |
| Bloomington, IN | 5 | $ 948,000 | $ 189,600 | $ 0 |
| Bloomington-Normal, IL | 5 | $ 902,000 | $ 180,400 | $ 0 |
| Burlington-South Burlington, VT | 5 | $ 909,000 | $ 181,800 | $ 0 |
| Champaign-Urbana, IL | 5 | $ 474,000 | $ 94,800 | $ 0 |
| Cumberland, MD-WV | 5 | $ 530,000 | $ 106,000 | $ 0 |
| Dothan, AL | 5 | $ 821,000 | $ 164,200 | $ 0 |
| Evansville, IN-KY | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Fairbanks, AK | 5 | $ 628,000 | $ 125,600 | $ 0 |
| Johnson City, TN | 5 | $ 672,000 | $ 134,400 | $ 0 |
| Joplin, MO | 5 | $ 569,000 | $ 113,800 | $ 0 |
| Odessa, TX | 5 | $ 522,000 | $ 104,400 | $ 0 |
| Santa Fe, NM | 5 | $ 1,588,000 | $ 317,600 | $ 0 |
| Sherman-Denison, TX | 5 | $ 674,000 | $ 134,800 | $ 0 |
| Sumter, SC | 5 | $ 602,000 | $ 120,400 | $ 0 |
| Tyler, TX | 5 | $ 593,000 | $ 118,600 | $ 0 |
| Waterloo-Cedar Falls, IA | 5 | $ 592,000 | $ 118,400 | $ 0 |
| Williamsport, PA | 5 | $ 446,000 | $ 89,200 | $ 0 |
| Abilene, TX | 4 | $ 324,000 | $ 81,000 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 414,000 | $ 103,500 | $ 0 |
| Brunswick, GA | 4 | $ 1,335,000 | $ 333,750 | $ 0 |
| Dalton, GA | 4 | $ 398,000 | $ 99,500 | $ 0 |
| Danville, IL | 4 | $ 345,000 | $ 86,250 | $ 0 |
| Dubuque, IA | 4 | $ 315,000 | $ 78,750 | $ 0 |
| Elmira, NY | 4 | $ 297,000 | $ 74,250 | $ 0 |
| Flagstaff, AZ | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Grand Forks, ND-MN | 4 | $ 435,000 | $ 108,750 | $ 0 |
| Greenville, NC | 4 | $ 488,000 | $ 122,000 | $ 0 |
| La Crosse, WI-MN | 4 | $ 959,000 | $ 239,750 | $ 0 |
| Lafayette, IN | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Lebanon, PA | 4 | $ 844,000 | $ 211,000 | $ 0 |
| Lima, OH | 4 | $ 318,000 | $ 79,500 | $ 0 |
| Owensboro, KY | 4 | $ 548,000 | $ 137,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 425,000 | $ 106,250 | $ 0 |
| Pocatello, ID | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Rapid City, SD | 4 | $ 557,000 | $ 139,250 | $ 0 |
| Springfield, OH | 4 | $ 198,000 | $ 49,500 | $ 0 |
| Victoria, TX | 4 | $ 446,000 | $ 111,500 | $ 0 |
| Wenatchee, WA | 4 | $ 536,000 | $ 134,000 | $ 0 |
| Anniston-Oxford, AL | 3 | $ 268,000 | $ 89,333 | $ 0 |
| Billings, MT | 3 | $ 958,000 | $ 319,333 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 484,000 | $ 161,333 | $ 0 |
| Bowling Green, KY | 3 | $ 1,669,000 | $ 556,333 | $ 0 |
| Carson City, NV | 3 | $ 424,000 | $ 141,333 | $ 0 |
| Danville, VA | 3 | $ 278,000 | $ 92,666 | $ 0 |
| Ithaca, NY | 3 | $ 346,000 | $ 115,333 | $ 0 |
| Lewiston, ID-WA | 3 | $ 426,000 | $ 142,000 | $ 0 |
| Pine Bluff, AR | 3 | $ 481,000 | $ 160,333 | $ 0 |
| Rome, GA | 3 | $ 923,000 | $ 307,666 | $ 0 |
| San Angelo, TX | 3 | $ 304,000 | $ 101,333 | $ 0 |
| Sandusky, OH | 3 | $ 219,000 | $ 73,000 | $ 0 |
| Topeka, KS | 3 | $ 332,000 | $ 110,666 | $ 0 |
| Wausau, WI | 3 | $ 400,000 | $ 133,333 | $ 0 |
| Weirton-Steubenville, WV-OH | 3 | $ 281,000 | $ 93,666 | $ 0 |
| Bay City, MI | 2 | $ 201,000 | $ 100,500 | $ 0 |
| Columbia, MO | 2 | $ 233,000 | $ 116,500 | $ 0 |
| Corvallis, OR | 2 | $ 373,000 | $ 186,500 | $ 0 |
| Farmington, NM | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Idaho Falls, ID | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Mansfield, OH | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Terre Haute, IN | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Bismarck, ND | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Casper, WY | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Decatur, AL | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Great Falls, MT | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jefferson City, MO | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 200,000 | $ 200,000 | $ 0 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,020 | $4,524,307,000 | $282,000 | $20,000,000 | $0 | $40,000 |
| Home Purchase | 14,936 | $3,841,308,000 | $257,000 | $34,000,000 | $0 | $159,000 |
| Home Improvement | 61 | $127,543,000 | $2,090,000 | $28,500,000 | $2,000 | $110,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,953 | $8,473,772,000 | $273,000 | $34,000,000 | $0 | $0 |
| White | 18 | $8,814,000 | $489,000 | $3,120,000 | $25,000 | $159,000 |
| Black or African American | 18 | $2,182,000 | $121,000 | $620,000 | $23,000 | $77,000 |
| Asian | 17 | $5,730,000 | $337,000 | $910,000 | $22,000 | $124,000 |
| Hispanic | 9 | $1,635,000 | $181,000 | $525,000 | $28,000 | $67,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,025,000 | $512,000 | $825,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,012 | $8,492,248,000 | $273,000 | $34,000,000 | $0 | $159,000 |
| FHA-insured (Federal Housing Administration) | 4 | $861,000 | $215,000 | $367,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $49,000 | $49,000 | $49,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 30,809 | $7,685,282,000 | $249,000 | $2,991,000 | $0 | $0 |
| Loan Originated | 102 | $653,931,000 | $6,411,000 | $34,000,000 | $5,000 | $124,000 |
| Application Denied By Financial Institution | 70 | $19,174,000 | $273,000 | $1,475,000 | $12,000 | $159,000 |
| Application Withdrawn By Applicant | 22 | $127,703,000 | $5,804,000 | $28,500,000 | $0 | $19,000 |
| Application Approved But Not Accepted | 11 | $4,543,000 | $413,000 | $620,000 | $1,000 | $20,000 |
| File Closed For Incompleteness | 3 | $2,525,000 | $841,000 | $1,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $2,332,000 | $122,000 | $350,000 | $8,000 | $48,000 |
| Debt-To-Income Ratio | 17 | $6,287,000 | $369,000 | $1,475,000 | $16,000 | $159,000 |
| Other | 15 | $3,462,000 | $230,000 | $700,000 | $18,000 | $110,000 |
| Unverifiable Information | 11 | $1,356,000 | $123,000 | $300,000 | $8,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $4,238,000 | $706,000 | $1,100,000 | $0 | $0 |
| Collateral | 1 | $1,200,000 | $1,200,000 | $1,200,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $299,000 | $299,000 | $299,000 | $56,000 | $56,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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