Keybank National Association Mortgage Lending & HMDA Data, 2016
In 2016, Keybank National Association of Cleveland, OH reported 24,298 mortgage applications totaling $7.9 billion, down 10% from 2015. The average application was for $324,606, and applicants reported an average income of $103,839. 49% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Cleveland-Elyria, OH (2,513), Buffalo-Cheektowaga-Niagara Falls, NY (1,964) and Seattle-Bellevue-Everett, WA (1,374) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 127 Public Square Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 24,298 |
| Total Mortgage Loan Application Amount | $7,887,293,000 |
| Average Mortgage Loan Application Amount | $324,606 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $103,839 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cleveland-Elyria, OH | 2,513 | $ 238,191,000 | $ 94,783 | $ 99,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,964 | $ 197,450,000 | $ 100,534 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 1,374 | $ 455,193,000 | $ 331,290 | $ 141,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,206 | $ 371,604,000 | $ 308,129 | $ 131,887 |
| Indianapolis-Carmel-Anderson, IN | 1,185 | $ 173,782,000 | $ 146,651 | $ 97,000 |
| Denver-Aurora-Lakewood, CO | 862 | $ 368,861,000 | $ 427,912 | $ 116,000 |
| Tacoma-Lakewood, WA | 733 | $ 186,512,000 | $ 254,450 | $ 100,000 |
| Albany-Schenectady-Troy, NY | 570 | $ 83,602,000 | $ 146,670 | $ 107,000 |
| Boise City, ID | 542 | $ 102,598,000 | $ 189,295 | $ 119,000 |
| Toledo, OH | 541 | $ 82,011,000 | $ 151,591 | $ 74,000 |
| Rochester, NY | 513 | $ 105,272,000 | $ 205,208 | $ 96,000 |
| Columbus, OH | 509 | $ 145,899,000 | $ 286,638 | $ 105,000 |
| Portland-South Portland, ME | 502 | $ 90,202,000 | $ 179,685 | $ 136,000 |
| Akron, OH | 492 | $ 71,763,000 | $ 145,859 | $ 102,000 |
| Cincinnati, OH-KY-IN | 491 | $ 93,813,000 | $ 191,065 | $ 118,983 |
| Syracuse, NY | 417 | $ 53,794,000 | $ 129,002 | $ 96,000 |
| Salt Lake City, UT | 389 | $ 89,026,000 | $ 228,858 | $ 113,000 |
| New York-Jersey City-White Plains, NY-NJ | 370 | $ 101,758,000 | $ 275,021 | $ 141,778 |
| Dayton, OH | 295 | $ 25,305,000 | $ 85,779 | $ 74,000 |
| Salem, OR | 274 | $ 64,300,000 | $ 234,671 | $ 80,000 |
| Yakima, WA | 253 | $ 29,631,000 | $ 117,118 | $ 82,000 |
| Warren-Troy-Farmington Hills, MI | 247 | $ 91,444,000 | $ 370,218 | $ 155,000 |
| Canton-Massillon, OH | 239 | $ 30,678,000 | $ 128,359 | $ 101,000 |
| Olympia-Tumwater, WA | 214 | $ 34,298,000 | $ 160,271 | $ 88,000 |
| Ogden-Clearfield, UT | 207 | $ 44,961,000 | $ 217,202 | $ 112,000 |
| Eugene, OR | 189 | $ 29,038,000 | $ 153,640 | $ 122,000 |
| Elkhart-Goshen, IN | 158 | $ 11,892,000 | $ 75,265 | $ 64,000 |
| Albany, OR | 146 | $ 19,236,000 | $ 131,753 | $ 70,000 |
| Bangor, ME | 142 | $ 11,385,000 | $ 80,176 | $ 68,000 |
| South Bend-Mishawaka, IN-MI | 142 | $ 12,701,000 | $ 89,443 | $ 79,626 |
| Bremerton-Silverdale, WA | 115 | $ 26,474,000 | $ 230,208 | $ 130,000 |
| Dutchess County-Putnam County, NY | 112 | $ 17,682,000 | $ 157,875 | $ 92,000 |
| Idaho Falls, ID | 112 | $ 14,735,000 | $ 131,562 | $ 76,000 |
| Kingston, NY | 103 | $ 12,083,000 | $ 117,310 | $ 86,000 |
| Monroe, MI | 101 | $ 8,878,000 | $ 87,900 | $ 70,000 |
| Utica-Rome, NY | 101 | $ 7,421,000 | $ 73,475 | $ 105,000 |
| Ann Arbor, MI | 98 | $ 14,625,000 | $ 149,234 | $ 148,000 |
| Youngstown-Warren-Boardman, OH-PA | 90 | $ 6,782,000 | $ 75,355 | $ 71,000 |
| Watertown-Fort Drum, NY | 88 | $ 8,718,000 | $ 99,068 | $ 73,000 |
| Medford, OR | 87 | $ 16,832,000 | $ 193,471 | $ 101,000 |
| Pittsburgh, PA | 85 | $ 26,512,000 | $ 311,905 | $ 56,000 |
| Detroit-Dearborn-Livonia, MI | 84 | $ 5,979,000 | $ 71,178 | $ 109,000 |
| Lewiston-Auburn, ME | 83 | $ 9,691,000 | $ 116,759 | $ 74,000 |
| Mansfield, OH | 83 | $ 4,456,000 | $ 53,686 | $ 59,000 |
| Anchorage, AK | 81 | $ 12,572,000 | $ 155,209 | $ 115,000 |
| Burlington-South Burlington, VT | 81 | $ 14,969,000 | $ 184,802 | $ 103,000 |
| Colorado Springs, CO | 81 | $ 13,703,000 | $ 169,172 | $ 119,000 |
| Bellingham, WA | 79 | $ 16,814,000 | $ 212,835 | $ 99,000 |
| Provo-Orem, UT | 74 | $ 13,780,000 | $ 186,216 | $ 151,000 |
| Kennewick-Richland, WA | 69 | $ 9,033,000 | $ 130,913 | $ 89,000 |
| Fort Collins, CO | 66 | $ 40,817,000 | $ 618,439 | $ 118,000 |
| Kokomo, IN | 61 | $ 4,430,000 | $ 72,622 | $ 59,000 |
| Hartford-West Hartford-East Hartford, CT | 51 | $ 7,999,000 | $ 156,843 | $ 108,000 |
| Springfield, OH | 51 | $ 2,737,000 | $ 53,666 | $ 73,000 |
| Boulder, CO | 47 | $ 16,321,000 | $ 347,255 | $ 205,000 |
| Montgomery County-Bucks County-Chester County, PA | 45 | $ 65,655,000 | $ 1,459,000 | $ 84,000 |
| New Haven-Milford, CT | 39 | $ 28,483,000 | $ 730,333 | $ 94,000 |
| Spokane-Spokane Valley, WA | 36 | $ 4,562,000 | $ 126,722 | $ 76,000 |
| Glens Falls, NY | 34 | $ 8,547,000 | $ 251,382 | $ 122,000 |
| Pocatello, ID | 33 | $ 3,401,000 | $ 103,060 | $ 61,000 |
| Bend-Redmond, OR | 32 | $ 6,164,000 | $ 192,625 | $ 109,000 |
| Mount Vernon-Anacortes, WA | 32 | $ 5,728,000 | $ 179,000 | $ 109,000 |
| Nassau County-Suffolk County, NY | 32 | $ 5,658,000 | $ 176,812 | $ 175,000 |
| Wenatchee, WA | 31 | $ 33,984,000 | $ 1,096,258 | $ 238,000 |
| Gary, IN | 30 | $ 1,838,000 | $ 61,266 | $ 167,000 |
| Greeley, CO | 30 | $ 4,358,000 | $ 145,266 | $ 185,000 |
| Logan, UT-ID | 27 | $ 4,919,000 | $ 182,185 | $ 94,000 |
| Phoenix-Mesa-Scottsdale, AZ | 27 | $ 117,983,000 | $ 4,369,740 | $ 147,000 |
| Springfield, MA | 24 | $ 3,841,000 | $ 160,041 | $ 65,000 |
| Corvallis, OR | 23 | $ 5,217,000 | $ 226,826 | $ 140,000 |
| Flint, MI | 23 | $ 1,074,000 | $ 46,695 | $ 141,000 |
| Cape Coral-Fort Myers, FL | 22 | $ 6,933,000 | $ 315,136 | $ 251,000 |
| Grants Pass, OR | 21 | $ 2,565,000 | $ 122,142 | $ 64,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 1,526,000 | $ 80,315 | $ 80,000 |
| Bridgeport-Stamford-Norwalk, CT | 19 | $ 46,034,000 | $ 2,422,842 | $ 160,000 |
| Atlanta-Sandy Springs-Roswell, GA | 18 | $ 380,723,000 | $ 21,151,277 | $ 25,000 |
| Jackson, MI | 18 | $ 1,570,000 | $ 87,222 | $ 69,000 |
| Cambridge-Newton-Framingham, MA | 17 | $ 89,023,000 | $ 5,236,647 | $ 62,000 |
| Fort Wayne, IN | 17 | $ 1,383,000 | $ 81,352 | $ 101,000 |
| Muncie, IN | 16 | $ 1,303,000 | $ 81,437 | $ 77,000 |
| Binghamton, NY | 15 | $ 1,089,000 | $ 72,600 | $ 69,000 |
| Erie, PA | 15 | $ 1,344,000 | $ 89,600 | $ 93,000 |
| Longview, WA | 15 | $ 2,612,000 | $ 174,133 | $ 88,000 |
| Charlotte-Concord-Gastonia, NC-SC | 14 | $ 123,975,000 | $ 8,855,357 | $ 127,214 |
| Worcester, MA-CT | 14 | $ 5,471,000 | $ 390,785 | $ 64,142 |
| Ithaca, NY | 13 | $ 956,000 | $ 73,538 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 8,429,000 | $ 648,384 | $ 426,000 |
| St. George, UT | 13 | $ 2,812,000 | $ 216,307 | $ 147,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 16,544,000 | $ 1,272,615 | $ 461,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 128,247,000 | $ 10,687,250 | $ 125,000 |
| Bloomington, IN | 11 | $ 870,000 | $ 79,090 | $ 73,000 |
| Tampa-St. Petersburg-Clearwater, FL | 11 | $ 35,358,000 | $ 3,214,363 | $ 289,000 |
| Lansing-East Lansing, MI | 10 | $ 14,656,000 | $ 1,465,600 | $ 85,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 130,655,000 | $ 13,065,500 | $ 55,000 |
| Niles-Benton Harbor, MI | 10 | $ 1,364,000 | $ 136,400 | $ 127,000 |
| San Diego-Carlsbad, CA | 10 | $ 11,200,000 | $ 1,120,000 | $ 229,000 |
| Charleston-North Charleston, SC | 9 | $ 35,737,000 | $ 3,970,777 | $ 64,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 7,499,000 | $ 833,222 | $ 135,111 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 8,973,000 | $ 997,000 | $ 439,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 108,039,000 | $ 12,004,333 | $ 135,000 |
| Jacksonville, FL | 8 | $ 110,498,000 | $ 13,812,250 | $ 82,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 50,059,000 | $ 6,257,375 | $ 220,000 |
| Dallas-Plano-Irving, TX | 7 | $ 207,546,000 | $ 29,649,428 | $ 0 |
| Fairbanks, AK | 7 | $ 1,487,000 | $ 212,428 | $ 188,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 46,651,000 | $ 6,664,428 | $ 88,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 81,026,000 | $ 11,575,142 | $ 56,857 |
| Chicago-Naperville-Arlington Heights, IL | 6 | $ 57,069,000 | $ 9,511,500 | $ 140,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 14,349,000 | $ 2,391,500 | $ 552,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 199,083,000 | $ 33,180,500 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 1,169,000 | $ 194,833 | $ 224,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 39,387,000 | $ 6,564,500 | $ 258,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 3,313,000 | $ 552,166 | $ 878,000 |
| Newark, NJ-PA | 6 | $ 1,527,000 | $ 254,500 | $ 123,833 |
| Tucson, AZ | 6 | $ 8,772,000 | $ 1,462,000 | $ 139,000 |
| Wilmington, NC | 6 | $ 61,767,000 | $ 10,294,500 | $ 14,000 |
| Barnstable Town, MA | 5 | $ 1,399,000 | $ 279,800 | $ 136,000 |
| Boston, MA | 5 | $ 11,345,000 | $ 2,269,000 | $ 67,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 41,728,000 | $ 8,345,600 | $ 94,000 |
| Reading, PA | 5 | $ 208,000 | $ 41,600 | $ 99,000 |
| Sebastian-Vero Beach, FL | 5 | $ 14,004,000 | $ 2,800,800 | $ 309,000 |
| St. Louis, MO-IL | 5 | $ 30,453,000 | $ 6,090,600 | $ 81,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 25,063,000 | $ 6,265,750 | $ 164,000 |
| Coeur D'Alene, ID | 4 | $ 929,000 | $ 232,250 | $ 191,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 19,174,000 | $ 4,793,500 | $ 94,000 |
| Kalamazoo-Portage, MI | 4 | $ 170,000 | $ 42,500 | $ 166,000 |
| Lafayette-West Lafayette, IN | 4 | $ 4,264,000 | $ 1,066,000 | $ 53,000 |
| Lakeland-Winter Haven, FL | 4 | $ 22,730,000 | $ 5,682,500 | $ 84,000 |
| Lexington-Fayette, KY | 4 | $ 711,000 | $ 177,750 | $ 135,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 122,269,000 | $ 30,567,250 | $ 188,000 |
| Port St. Lucie, FL | 4 | $ 354,000 | $ 88,500 | $ 80,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,492,000 | $ 373,000 | $ 154,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 2,953,000 | $ 738,250 | $ 234,000 |
| Terre Haute, IN | 4 | $ 321,000 | $ 80,250 | $ 156,000 |
| Austin-Round Rock, TX | 3 | $ 104,231,000 | $ 34,743,666 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 43,721,000 | $ 14,573,666 | $ 0 |
| Columbus, IN | 3 | $ 49,000 | $ 16,333 | $ 72,000 |
| East Stroudsburg, PA | 3 | $ 319,000 | $ 106,333 | $ 40,000 |
| Elmira, NY | 3 | $ 152,000 | $ 50,666 | $ 76,000 |
| Evansville, IN-KY | 3 | $ 5,290,000 | $ 1,763,333 | $ 178,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 1,149,000 | $ 383,000 | $ 373,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,341,000 | $ 780,333 | $ 146,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 4,359,000 | $ 1,453,000 | $ 51,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 8,329,000 | $ 2,776,333 | $ 44,000 |
| Prescott, AZ | 3 | $ 13,295,000 | $ 4,431,666 | $ 33,000 |
| Punta Gorda, FL | 3 | $ 629,000 | $ 209,666 | $ 124,000 |
| Reno, NV | 3 | $ 75,217,000 | $ 25,072,333 | $ 18,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3 | $ 11,451,000 | $ 3,817,000 | $ 232,000 |
| Saginaw, MI | 3 | $ 90,000 | $ 30,000 | $ 131,000 |
| Silver Spring-Frederick-Rockville, MD | 3 | $ 74,560,000 | $ 24,853,333 | $ 39,000 |
| Battle Creek, MI | 2 | $ 78,000 | $ 39,000 | $ 93,000 |
| Bay City, MI | 2 | $ 69,000 | $ 34,500 | $ 91,000 |
| Camden, NJ | 2 | $ 14,400,000 | $ 7,200,000 | $ 0 |
| Columbia, SC | 2 | $ 33,300,000 | $ 16,650,000 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 47,475,000 | $ 23,737,500 | $ 0 |
| Flagstaff, AZ | 2 | $ 13,699,000 | $ 6,849,500 | $ 70,000 |
| Grand Junction, CO | 2 | $ 14,580,000 | $ 7,290,000 | $ 110,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 856,000 | $ 428,000 | $ 216,000 |
| Knoxville, TN | 2 | $ 337,000 | $ 168,500 | $ 149,000 |
| Lima, OH | 2 | $ 128,000 | $ 64,000 | $ 140,000 |
| Memphis, TN-MS-AR | 2 | $ 20,040,000 | $ 10,020,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| Oklahoma City, OK | 2 | $ 20,416,000 | $ 10,208,000 | $ 0 |
| Pittsfield, MA | 2 | $ 208,000 | $ 104,000 | $ 30,000 |
| Pueblo, CO | 2 | $ 45,000 | $ 22,500 | $ 116,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,555,000 | $ 777,500 | $ 366,000 |
| Santa Rosa, CA | 2 | $ 791,000 | $ 395,500 | $ 140,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 8,260,000 | $ 4,130,000 | $ 47,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 238,000 | $ 119,000 | $ 106,000 |
| Winston-Salem, NC | 2 | $ 2,736,000 | $ 1,368,000 | $ 23,000 |
| Ames, IA | 1 | $ 11,770,000 | $ 11,770,000 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 228,000 | $ 228,000 | $ 101,000 |
| Asheville, NC | 1 | $ 17,250,000 | $ 17,250,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 4,050,000 | $ 4,050,000 | $ 0 |
| Billings, MT | 1 | $ 311,000 | $ 311,000 | $ 202,000 |
| Brunswick, GA | 1 | $ 9,623,000 | $ 9,623,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 11,272,000 | $ 11,272,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 8,436,000 | $ 8,436,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 166,000 | $ 166,000 | $ 183,000 |
| Charlottesville, VA | 1 | $ 54,586,000 | $ 54,586,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 3,666,000 | $ 3,666,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 850,000 | $ 850,000 | $ 511,000 |
| Des Moines-West Des Moines, IA | 1 | $ 10,975,000 | $ 10,975,000 | $ 0 |
| Eau Claire, WI | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Elgin, IL | 1 | $ 21,880,000 | $ 21,880,000 | $ 0 |
| Fayetteville, NC | 1 | $ 7,200,000 | $ 7,200,000 | $ 0 |
| Florence, SC | 1 | $ 190,000 | $ 190,000 | $ 73,000 |
| Fort Worth-Arlington, TX | 1 | $ 35,811,000 | $ 35,811,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 12,400,000 | $ 12,400,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 2,512,000 | $ 2,512,000 | $ 0 |
| Huntsville, AL | 1 | $ 17,903,000 | $ 17,903,000 | $ 0 |
| Kansas City, MO-KS | 1 | $ 10,200,000 | $ 10,200,000 | $ 0 |
| Lancaster, PA | 1 | $ 204,000 | $ 204,000 | $ 150,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 26,650,000 | $ 26,650,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 20,000 | $ 20,000 | $ 126,000 |
| Midland, MI | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Monroe, LA | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Muskegon, MI | 1 | $ 11,498,000 | $ 11,498,000 | $ 0 |
| New Orleans-Metairie, LA | 1 | $ 16,650,000 | $ 16,650,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 206,000 | $ 206,000 | $ 90,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 407,000 | $ 407,000 | $ 60,000 |
| Ocala, FL | 1 | $ 10,356,000 | $ 10,356,000 | $ 0 |
| Ocean City, NJ | 1 | $ 246,000 | $ 246,000 | $ 233,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 2,775,000 | $ 2,775,000 | $ 0 |
| Philadelphia, PA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Raleigh, NC | 1 | $ 18,000,000 | $ 18,000,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Shreveport-Bossier City, LA | 1 | $ 2,443,000 | $ 2,443,000 | $ 0 |
| Spartanburg, SC | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Tallahassee, FL | 1 | $ 133,000 | $ 133,000 | $ 140,000 |
| The Villages, FL | 1 | $ 28,860,000 | $ 28,860,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 385,000 | $ 385,000 | $ 111,000 |
| Vineland-Bridgeton, NJ | 1 | $ 7,050,000 | $ 7,050,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Warner Robins, GA | 1 | $ 12,746,000 | $ 12,746,000 | $ 0 |
| Wausau, WI | 1 | $ 3,767,000 | $ 3,767,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Wilmington, DE-MD-NJ | 1 | $ 6,106,000 | $ 6,106,000 | $ 0 |
| York-Hanover, PA | 1 | $ 48,000 | $ 48,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,585 | $4,731,543,000 | $447,000 | $99,999,000 | $106,000 | $9,999,000 |
| Home Improvement | 8,946 | $586,267,000 | $65,000 | $24,000,000 | $98,000 | $2,580,000 |
| Home Purchase | 4,767 | $2,569,483,000 | $539,000 | $65,200,000 | $110,000 | $8,330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,990 | $2,353,693,000 | $130,000 | $3,719,000 | $103,000 | $9,999,000 |
| Not Provided | 3,050 | $664,105,000 | $217,000 | $3,750,000 | $139,000 | $5,896,000 |
| Black or African American | 1,178 | $84,633,000 | $71,000 | $1,500,000 | $68,000 | $2,000,000 |
| Hispanic | 963 | $103,768,000 | $107,000 | $750,000 | $72,000 | $932,000 |
| Asian | 635 | $127,429,000 | $200,000 | $2,311,000 | $115,000 | $1,692,000 |
| Not applicable | 298 | $4,530,129,000 | $15,201,000 | $99,999,000 | $0 | $0 |
| American Indian or Alaskan Native | 125 | $14,092,000 | $112,000 | $642,000 | $84,000 | $744,000 |
| Native Hawaiin or Other Pacific Islander | 59 | $9,444,000 | $160,000 | $801,000 | $113,000 | $825,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,476 | $7,627,742,000 | $324,000 | $99,999,000 | $105,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 599 | $217,101,000 | $362,000 | $19,143,000 | $58,000 | $436,000 |
| VA-guaranteed (Veterans Administration) | 218 | $41,871,000 | $192,000 | $614,000 | $74,000 | $339,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $579,000 | $115,000 | $195,000 | $44,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,845 | $5,205,581,000 | $439,000 | $80,400,000 | $108,000 | $5,896,000 |
| Application Denied By Financial Institution | 7,336 | $856,891,000 | $116,000 | $10,975,000 | $87,000 | $3,414,000 |
| File Closed For Incompleteness | 2,345 | $456,063,000 | $194,000 | $29,181,000 | $124,000 | $8,330,000 |
| Application Withdrawn By Applicant | 2,338 | $1,327,075,000 | $567,000 | $99,999,000 | $116,000 | $9,999,000 |
| Application Approved But Not Accepted | 434 | $41,683,000 | $96,000 | $959,000 | $93,000 | $590,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,047 | $212,395,000 | $69,000 | $991,000 | $86,000 | $1,632,000 |
| Debt-To-Income Ratio | 1,868 | $252,939,000 | $135,000 | $2,311,000 | $56,000 | $767,000 |
| Collateral | 1,245 | $196,924,000 | $158,000 | $10,975,000 | $101,000 | $2,022,000 |
| Other | 502 | $73,674,000 | $146,000 | $3,719,000 | $144,000 | $3,414,000 |
| Credit Application Incomplete | 412 | $71,374,000 | $173,000 | $907,000 | $112,000 | $1,440,000 |
| Unverifiable Information | 112 | $16,095,000 | $143,000 | $1,200,000 | $99,000 | $996,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $27,859,000 | $250,000 | $1,400,000 | $117,000 | $807,000 |
| Employment History | 38 | $5,573,000 | $146,000 | $1,016,000 | $54,000 | $179,000 |
| Mortgage Insurance Denied | 1 | $58,000 | $58,000 | $58,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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