Lendmark Financial Services Mortgage Lending & HMDA Data, 2003

In 2003, Lendmark Financial Services of Wilson, NC reported 11,495 mortgage applications totaling $518.6 million. The average application was for $45,116, and applicants reported an average income of $55,933. 26% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Baltimore, MD (1,970), Atlanta, GA (594) and Norfolk-Virginia Beach-Newport News, VA-NC (538) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,495
Total Mortgage Loan Application Amount $518,610,000
Average Mortgage Loan Application Amount $45,116
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $55,933
Highest Applicant Income $902,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 1,566 $ 12,919,000 $ 8,249 $ 65,000
Baltimore, Maryland 688 $ 7,547,000 $ 10,969 $ 59,000
Baltimore City, Maryland 541 $ 5,101,000 $ 9,428 $ 46,000
Montgomery, Maryland 519 $ 5,412,000 $ 10,427 $ 75,000
Anne Arundel, Maryland 416 $ 7,484,000 $ 17,990 $ 62,000
District of Columbia, District Of Columbia 352 $ 3,882,000 $ 11,028 $ 61,000
Fairfax, Virginia 335 $ 4,643,000 $ 13,859 $ 78,000
Prince William, Virginia 264 $ 5,248,000 $ 19,878 $ 73,000
Virginia Beach, Virginia 207 $ 3,518,000 $ 16,995 $ 55,000
Charles, Maryland 169 $ 2,214,000 $ 13,100 $ 67,000
Anderson, South Carolina 131 $ 12,315,000 $ 94,007 $ 44,000
Frederick, Maryland 129 $ 3,569,000 $ 27,666 $ 59,000
Harford, Maryland 117 $ 1,073,000 $ 9,170 $ 68,000
Howard, Maryland 105 $ 2,910,000 $ 27,714 $ 85,000
Greenville, South Carolina 105 $ 10,770,000 $ 102,571 $ 46,000
Charleston, South Carolina 103 $ 13,125,000 $ 127,427 $ 56,000
Chesterfield, Virginia 101 $ 2,246,000 $ 22,237 $ 48,000
Loudoun, Virginia 93 $ 1,551,000 $ 16,677 $ 78,000
Carroll, Maryland 89 $ 2,678,000 $ 30,089 $ 61,000
Chesapeake, Virginia 82 $ 996,000 $ 12,146 $ 59,000
Horry, South Carolina 80 $ 8,823,000 $ 110,287 $ 56,000
Fulton, Georgia 79 $ 13,448,000 $ 170,227 $ 76,000
New Castle, Delaware 78 $ 773,000 $ 9,910 $ 48,000
Oconee, South Carolina 78 $ 6,272,000 $ 80,410 $ 38,000
Orange, Florida 77 $ 7,587,000 $ 98,532 $ 51,000
Bibb, Georgia 76 $ 5,465,000 $ 71,907 $ 43,000
DeKalb, Georgia 74 $ 9,556,000 $ 129,135 $ 68,000
Berkeley, South Carolina 74 $ 7,255,000 $ 98,040 $ 48,000
Spartanburg, South Carolina 68 $ 5,017,000 $ 73,779 $ 42,000
Richland, South Carolina 67 $ 6,571,000 $ 98,074 $ 59,000
Hillsborough, Florida 65 $ 6,655,000 $ 102,384 $ 57,000
Norfolk, Virginia 62 $ 1,004,000 $ 16,193 $ 48,000
Calvert, Maryland 61 $ 1,008,000 $ 16,524 $ 73,000
Kanawha, West Virginia 61 $ 3,051,000 $ 50,016 $ 42,000
Newton, Georgia 56 $ 4,652,000 $ 83,071 $ 46,000
Jefferson, Kentucky 56 $ 3,370,000 $ 60,178 $ 44,000
Henrico, Virginia 54 $ 1,589,000 $ 29,425 $ 50,000
Duval, Florida 50 $ 5,128,000 $ 102,560 $ 64,000
Cobb, Georgia 49 $ 6,561,000 $ 133,897 $ 56,000
Forsyth, North Carolina 49 $ 4,535,000 $ 92,551 $ 48,000
Gwinnett, Georgia 48 $ 6,826,000 $ 142,208 $ 76,000
Newport News, Virginia 48 $ 570,000 $ 11,875 $ 57,000
Chatham, Georgia 47 $ 4,106,000 $ 87,361 $ 51,000
Volusia, Florida 45 $ 4,343,000 $ 96,511 $ 47,000
Pickens, South Carolina 45 $ 4,344,000 $ 96,533 $ 46,000
Pinellas, Florida 43 $ 4,275,000 $ 99,418 $ 48,000
Orangeburg, South Carolina 43 $ 3,596,000 $ 83,627 $ 51,000
Stafford, Virginia 43 $ 1,645,000 $ 38,255 $ 81,000
Polk, Florida 42 $ 3,198,000 $ 76,142 $ 44,000
Spotsylvania, Virginia 38 $ 1,632,000 $ 42,947 $ 47,000
Muscogee, Georgia 37 $ 3,159,000 $ 85,378 $ 37,000
Osceola, Florida 36 $ 3,495,000 $ 97,083 $ 51,000
Davidson, North Carolina 36 $ 2,807,000 $ 77,972 $ 37,000
Dorchester, South Carolina 36 $ 3,438,000 $ 95,500 $ 41,000
Lexington, South Carolina 36 $ 3,056,000 $ 84,888 $ 40,000
Hampton, Virginia 36 $ 309,000 $ 8,583 $ 55,000
Pasco, Florida 35 $ 3,282,000 $ 93,771 $ 52,000
Paulding, Georgia 35 $ 3,465,000 $ 99,000 $ 61,000
Mecklenburg, North Carolina 35 $ 3,346,000 $ 95,600 $ 58,000
Suffolk, Virginia 35 $ 1,048,000 $ 29,942 $ 57,000
Cumberland, North Carolina 32 $ 2,101,000 $ 65,656 $ 40,000
Gaston, North Carolina 31 $ 2,545,000 $ 82,096 $ 57,000
Clayton, Georgia 30 $ 3,885,000 $ 129,500 $ 52,000
Wake, North Carolina 30 $ 3,262,000 $ 108,733 $ 55,000
Camden, Georgia 29 $ 1,728,000 $ 59,586 $ 46,000
Georgetown, South Carolina 28 $ 2,852,000 $ 101,857 $ 53,000
Berkeley, West Virginia 28 $ 3,229,000 $ 115,321 $ 54,000
Baldwin, Georgia 27 $ 1,737,000 $ 64,333 $ 39,000
Douglas, Georgia 27 $ 2,923,000 $ 108,259 $ 62,000
Washington, Maryland 27 $ 810,000 $ 30,000 $ 71,000
New Hanover, North Carolina 27 $ 3,006,000 $ 111,333 $ 47,000
Florence, South Carolina 27 $ 2,518,000 $ 93,259 $ 55,000
Portsmouth, Virginia 27 $ 519,000 $ 19,222 $ 43,000
Effingham, Georgia 26 $ 2,052,000 $ 78,923 $ 36,000
Walton, Georgia 26 $ 2,413,000 $ 92,807 $ 45,000
St. Mary's, Maryland 26 $ 253,000 $ 9,730 $ 59,000
Lake, Florida 25 $ 2,442,000 $ 97,680 $ 38,000
Carroll, Georgia 25 $ 1,717,000 $ 68,680 $ 42,000
Gilmer, Georgia 24 $ 2,018,000 $ 84,083 $ 45,000
Lee, North Carolina 24 $ 1,980,000 $ 82,500 $ 38,000
Frederick, Virginia 24 $ 1,330,000 $ 55,416 $ 57,000
Seminole, Florida 23 $ 2,336,000 $ 101,565 $ 60,000
Coweta, Georgia 23 $ 2,352,000 $ 102,260 $ 54,000
Wayne, North Carolina 23 $ 1,507,000 $ 65,521 $ 55,000
Cleveland, North Carolina 22 $ 1,796,000 $ 81,636 $ 41,000
Moore, North Carolina 22 $ 1,951,000 $ 88,681 $ 40,000
Richmond City, Virginia 22 $ 780,000 $ 35,454 $ 40,000
Gordon, Georgia 21 $ 1,563,000 $ 74,428 $ 42,000
Henry, Georgia 21 $ 2,523,000 $ 120,142 $ 88,000
Brevard, Florida 20 $ 1,700,000 $ 85,000 $ 47,000
Houston, Georgia 20 $ 1,314,000 $ 65,700 $ 45,000
Rockdale, Georgia 20 $ 2,178,000 $ 108,900 $ 75,000
Columbus, North Carolina 20 $ 1,454,000 $ 72,700 $ 37,000
Arlington, Virginia 20 $ 1,013,000 $ 50,650 $ 114,000
Manassas, Virginia 20 $ 128,000 $ 6,400 $ 50,000
Richmond, Georgia 19 $ 1,193,000 $ 62,789 $ 44,000
York, South Carolina 19 $ 1,733,000 $ 91,210 $ 45,000
Jefferson, West Virginia 19 $ 1,457,000 $ 76,684 $ 51,000
Marion, Florida 18 $ 1,488,000 $ 82,666 $ 45,000
Nassau, Florida 18 $ 1,336,000 $ 74,222 $ 37,000
Fannin, Georgia 18 $ 1,218,000 $ 67,666 $ 35,000
Cecil, Maryland 18 $ 219,000 $ 12,166 $ 48,000
Catawba, North Carolina 18 $ 1,311,000 $ 72,833 $ 33,000
Guilford, North Carolina 18 $ 1,494,000 $ 83,000 $ 59,000
Nash, North Carolina 18 $ 1,395,000 $ 77,500 $ 43,000
Laurens, South Carolina 18 $ 1,299,000 $ 72,166 $ 40,000
Fauquier, Virginia 18 $ 1,682,000 $ 93,444 $ 71,000
Bartow, Georgia 17 $ 1,355,000 $ 79,705 $ 53,000
Cherokee, Georgia 17 $ 2,111,000 $ 124,176 $ 51,000
Pike, Kentucky 17 $ 989,000 $ 58,176 $ 45,000
Caroline, Maryland 17 $ 502,000 $ 29,529 $ 35,000
Beaufort, South Carolina 17 $ 1,897,000 $ 111,588 $ 49,000
Clay, Florida 16 $ 1,422,000 $ 88,875 $ 49,000
Sarasota, Florida 16 $ 1,308,000 $ 81,750 $ 47,000
Cherokee, North Carolina 16 $ 1,075,000 $ 67,187 $ 30,000
Union, North Carolina 16 $ 1,530,000 $ 95,625 $ 46,000
Greenwood, South Carolina 16 $ 1,303,000 $ 81,437 $ 42,000
Tazewell, Virginia 16 $ 594,000 $ 37,125 $ 30,000
Mingo, West Virginia 16 $ 845,000 $ 52,812 $ 45,000
Coffee, Georgia 15 $ 805,000 $ 53,666 $ 36,000
Ware, Georgia 15 $ 781,000 $ 52,066 $ 40,000
Whitfield, Georgia 15 $ 903,000 $ 60,200 $ 44,000
Smyth, Virginia 15 $ 612,000 $ 40,800 $ 29,000
Forsyth, Georgia 14 $ 1,548,000 $ 110,571 $ 61,000
Hall, Georgia 14 $ 1,447,000 $ 103,357 $ 52,000
Queen Anne's, Maryland 14 $ 335,000 $ 23,928 $ 68,000
Talbot, Maryland 14 $ 698,000 $ 49,857 $ 43,000
Harnett, North Carolina 14 $ 625,000 $ 44,642 $ 34,000
Cherokee, South Carolina 14 $ 1,545,000 $ 110,357 $ 44,000
Newberry, South Carolina 14 $ 1,130,000 $ 80,714 $ 33,000
Sumter, South Carolina 14 $ 981,000 $ 70,071 $ 40,000
Alexandria, Virginia 14 $ 217,000 $ 15,500 $ 46,000
Manatee, Florida 13 $ 1,505,000 $ 115,769 $ 63,000
Jones, Georgia 13 $ 949,000 $ 73,000 $ 41,000
Brunswick, North Carolina 13 $ 1,234,000 $ 94,923 $ 44,000
Buncombe, North Carolina 13 $ 1,289,000 $ 99,153 $ 68,000
Burke, North Carolina 13 $ 1,039,000 $ 79,923 $ 42,000
Craven, North Carolina 13 $ 1,165,000 $ 89,615 $ 52,000
Davie, North Carolina 13 $ 1,009,000 $ 77,615 $ 35,000
Hanover, Virginia 13 $ 630,000 $ 48,461 $ 60,000
Hernando, Florida 12 $ 908,000 $ 75,666 $ 50,000
St. Johns, Florida 12 $ 2,046,000 $ 170,500 $ 84,000
Glynn, Georgia 12 $ 1,411,000 $ 117,583 $ 75,000
Durham, North Carolina 12 $ 1,606,000 $ 133,833 $ 56,000
Pitt, North Carolina 12 $ 861,000 $ 71,750 $ 48,000
Charles City, Virginia 12 $ 914,000 $ 76,166 $ 38,000
Shenandoah, Virginia 12 $ 784,000 $ 65,333 $ 41,000
Murray, Georgia 11 $ 956,000 $ 86,909 $ 48,000
Spalding, Georgia 11 $ 856,000 $ 77,818 $ 47,000
Rutherford, North Carolina 11 $ 724,000 $ 65,818 $ 44,000
Surry, North Carolina 11 $ 631,000 $ 57,363 $ 34,000
Hamilton, Tennessee 11 $ 810,000 $ 73,636 $ 40,000
Knox, Tennessee 11 $ 1,125,000 $ 102,272 $ 40,000
Amherst, Virginia 11 $ 838,000 $ 76,181 $ 40,000
Prince George, Virginia 11 $ 447,000 $ 40,636 $ 40,000
Southampton, Virginia 11 $ 385,000 $ 35,000 $ 32,000
Crawford, Georgia 10 $ 835,000 $ 83,500 $ 46,000
Thomas, Georgia 10 $ 701,000 $ 70,100 $ 33,000
Iredell, North Carolina 10 $ 841,000 $ 84,100 $ 40,000
Rockingham, North Carolina 10 $ 506,000 $ 50,600 $ 36,000
York, Pennsylvania 10 $ 48,000 $ 4,800 $ 51,000
Culpeper, Virginia 10 $ 667,000 $ 66,700 $ 59,000
Gloucester, Virginia 10 $ 456,000 $ 45,600 $ 40,000
Wood, West Virginia 10 $ 781,000 $ 78,100 $ 57,000
Alachua, Florida 9 $ 914,000 $ 101,555 $ 57,000
Leon, Florida 9 $ 605,000 $ 67,222 $ 61,000
Barrow, Georgia 9 $ 1,142,000 $ 126,888 $ 39,000
Jasper, Georgia 9 $ 639,000 $ 71,000 $ 44,000
Lumpkin, Georgia 9 $ 771,000 $ 85,666 $ 51,000
Peach, Georgia 9 $ 585,000 $ 65,000 $ 42,000
Pickens, Georgia 9 $ 690,000 $ 76,666 $ 55,000
Walker, Georgia 9 $ 642,000 $ 71,333 $ 56,000
Wicomico, Maryland 9 $ 227,000 $ 25,222 $ 44,000
Carteret, North Carolina 9 $ 785,000 $ 87,222 $ 55,000
Edgecombe, North Carolina 9 $ 471,000 $ 52,333 $ 33,000
Franklin, North Carolina 9 $ 895,000 $ 99,444 $ 48,000
Halifax, North Carolina 9 $ 521,000 $ 57,888 $ 48,000
Randolph, North Carolina 9 $ 733,000 $ 81,444 $ 52,000
Robeson, North Carolina 9 $ 507,000 $ 56,333 $ 47,000
Stokes, North Carolina 9 $ 824,000 $ 91,555 $ 46,000
Vance, North Carolina 9 $ 426,000 $ 47,333 $ 30,000
Watauga, North Carolina 9 $ 798,000 $ 88,666 $ 36,000
Wilson, North Carolina 9 $ 613,000 $ 68,111 $ 35,000
Aiken, South Carolina 9 $ 548,000 $ 60,888 $ 48,000
Colleton, South Carolina 9 $ 795,000 $ 88,333 $ 32,000
Caroline, Virginia 9 $ 493,000 $ 54,777 $ 35,000
Colonial Heights, Virginia 9 $ 396,000 $ 44,000 $ 39,000
Isle of Wight, Virginia 9 $ 395,000 $ 43,888 $ 77,000
Petersburg, Virginia 9 $ 592,000 $ 65,777 $ 29,000
York, Virginia 9 $ 773,000 $ 85,888 $ 90,000
Greenbrier, West Virginia 9 $ 641,000 $ 71,222 $ 43,000
Kent, Delaware 8 $ 74,000 $ 9,250 $ 48,000
Harris, Georgia 8 $ 669,000 $ 83,625 $ 57,000
Monroe, Georgia 8 $ 639,000 $ 79,875 $ 36,000
Morgan, Georgia 8 $ 774,000 $ 96,750 $ 43,000
Duplin, North Carolina 8 $ 521,000 $ 65,125 $ 41,000
Johnston, North Carolina 8 $ 474,000 $ 59,250 $ 27,000
Sampson, North Carolina 8 $ 580,000 $ 72,500 $ 40,000
Abbeville, South Carolina 8 $ 662,000 $ 82,750 $ 41,000
Dillon, South Carolina 8 $ 409,000 $ 51,125 $ 36,000
McCormick, South Carolina 8 $ 802,000 $ 100,250 $ 69,000
Union, South Carolina 8 $ 487,000 $ 60,875 $ 41,000
Lynchburg, Virginia 8 $ 451,000 $ 56,375 $ 46,000
Patrick, Virginia 8 $ 551,000 $ 68,875 $ 28,000
Rockingham, Virginia 8 $ 927,000 $ 115,875 $ 34,000
Logan, West Virginia 8 $ 356,000 $ 44,500 $ 50,000
Mercer, West Virginia 8 $ 328,000 $ 41,000 $ 33,000
Bulloch, Georgia 7 $ 797,000 $ 113,857 $ 50,000
Mitchell, Georgia 7 $ 460,000 $ 65,714 $ 44,000
Taylor, Georgia 7 $ 354,000 $ 50,571 $ 43,000
Troup, Georgia 7 $ 473,000 $ 67,571 $ 49,000
Calloway, Kentucky 7 $ 477,000 $ 68,142 $ 38,000
Dorchester, Maryland 7 $ 193,000 $ 27,571 $ 36,000
Worcester, Maryland 7 $ 452,000 $ 64,571 $ 45,000
Anson, North Carolina 7 $ 452,000 $ 64,571 $ 34,000
Montgomery, North Carolina 7 $ 375,000 $ 53,571 $ 35,000
Pasquotank, North Carolina 7 $ 390,000 $ 55,714 $ 44,000
Yadkin, North Carolina 7 $ 931,000 $ 133,000 $ 38,000
Kershaw, South Carolina 7 $ 509,000 $ 72,714 $ 50,000
Fairfax City, Virginia 7 $ 56,000 $ 8,000 $ 54,000
Fluvanna, Virginia 7 $ 299,000 $ 42,714 $ 27,000
Halifax, Virginia 7 $ 313,000 $ 44,714 $ 37,000
James City, Virginia 7 $ 591,000 $ 84,428 $ 68,000
King William, Virginia 7 $ 462,000 $ 66,000 $ 43,000
Louisa, Virginia 7 $ 492,000 $ 70,285 $ 44,000
Manassas Park, Virginia 7 $ 28,000 $ 4,000 $ 64,000
Warren, Virginia 7 $ 350,000 $ 50,000 $ 57,000
Fayette, West Virginia 7 $ 307,000 $ 43,857 $ 25,000
Preston, West Virginia 7 $ 379,000 $ 54,142 $ 36,000
Putnam, West Virginia 7 $ 362,000 $ 51,714 $ 45,000
Highlands, Florida 6 $ 711,000 $ 118,500 $ 60,000
Lee, Florida 6 $ 998,000 $ 166,333 $ 83,000
Clarke, Georgia 6 $ 783,000 $ 130,500 $ 67,000
Dodge, Georgia 6 $ 346,000 $ 57,666 $ 26,000
Floyd, Georgia 6 $ 378,000 $ 63,000 $ 42,000
Haralson, Georgia 6 $ 313,000 $ 52,166 $ 34,000
Jackson, Georgia 6 $ 778,000 $ 129,666 $ 57,000
Macon, Georgia 6 $ 296,000 $ 49,333 $ 40,000
Polk, Georgia 6 $ 447,000 $ 74,500 $ 37,000
Putnam, Georgia 6 $ 337,000 $ 56,166 $ 42,000
Screven, Georgia 6 $ 502,000 $ 83,666 $ 37,000
Wilkinson, Georgia 6 $ 383,000 $ 63,833 $ 29,000
Pulaski, Kentucky 6 $ 438,000 $ 73,000 $ 44,000
Richmond, North Carolina 6 $ 307,000 $ 51,166 $ 58,000
Clarendon, South Carolina 6 $ 426,000 $ 71,000 $ 46,000
Darlington, South Carolina 6 $ 507,000 $ 84,500 $ 45,000
Marion, South Carolina 6 $ 461,000 $ 76,833 $ 34,000
Williamsburg, South Carolina 6 $ 443,000 $ 73,833 $ 45,000
Bedford, Virginia 6 $ 769,000 $ 128,166 $ 69,000
Carroll, Virginia 6 $ 439,000 $ 73,166 $ 28,000
Clarke, Virginia 6 $ 54,000 $ 9,000 $ 35,000
Dinwiddie, Virginia 6 $ 423,000 $ 70,500 $ 58,000
Franklin, Virginia 6 $ 571,000 $ 95,166 $ 57,000
Page, Virginia 6 $ 456,000 $ 76,000 $ 34,000
Sussex, Virginia 6 $ 543,000 $ 90,500 $ 35,000
Citrus, Florida 5 $ 347,000 $ 69,400 $ 38,000
Palm Beach, Florida 5 $ 313,000 $ 62,600 $ 55,000
Putnam, Florida 5 $ 370,000 $ 74,000 $ 36,000
Butts, Georgia 5 $ 365,000 $ 73,000 $ 50,000
Lowndes, Georgia 5 $ 504,000 $ 100,800 $ 74,000
Pierce, Georgia 5 $ 348,000 $ 69,600 $ 42,000
Tattnall, Georgia 5 $ 334,000 $ 66,800 $ 35,000
Toombs, Georgia 5 $ 347,000 $ 69,400 $ 29,000
Twiggs, Georgia 5 $ 437,000 $ 87,400 $ 37,000
Barren, Kentucky 5 $ 259,000 $ 51,800 $ 24,000
Harlan, Kentucky 5 $ 178,000 $ 35,600 $ 37,000
Russell, Kentucky 5 $ 238,000 $ 47,600 $ 34,000
Alamance, North Carolina 5 $ 597,000 $ 119,400 $ 77,000
Haywood, North Carolina 5 $ 390,000 $ 78,000 $ 63,000
Jones, North Carolina 5 $ 379,000 $ 75,800 $ 43,000
Scotland, North Carolina 5 $ 329,000 $ 65,800 $ 46,000
Fairfield, South Carolina 5 $ 290,000 $ 58,000 $ 32,000
Hampton, South Carolina 5 $ 406,000 $ 81,200 $ 64,000
Lancaster, South Carolina 5 $ 340,000 $ 68,000 $ 34,000
McMinn, Tennessee 5 $ 303,000 $ 60,600 $ 37,000
Albemarle, Virginia 5 $ 228,000 $ 45,600 $ 35,000
Brunswick, Virginia 5 $ 171,000 $ 34,200 $ 22,000
Charlottesville, Virginia 5 $ 473,000 $ 94,600 $ 56,000
Fredericksburg, Virginia 5 $ 206,000 $ 41,200 $ 39,000
Nelson, Virginia 5 $ 309,000 $ 61,800 $ 39,000
Orange, Virginia 5 $ 274,000 $ 54,800 $ 35,000
Roanoke, Virginia 5 $ 629,000 $ 125,800 $ 54,000
Nicholas, West Virginia 5 $ 219,000 $ 43,800 $ 41,000
Ohio, West Virginia 5 $ 215,000 $ 43,000 $ 26,000
Charlotte, Florida 4 $ 265,000 $ 66,250 $ 45,000
Escambia, Florida 4 $ 346,000 $ 86,500 $ 95,000
Levy, Florida 4 $ 215,000 $ 53,750 $ 30,000
Berrien, Georgia 4 $ 180,000 $ 45,000 $ 25,000
Bryan, Georgia 4 $ 332,000 $ 83,000 $ 48,000
Chattahoochee, Georgia 4 $ 303,000 $ 75,750 $ 38,000
Dooly, Georgia 4 $ 356,000 $ 89,000 $ 75,000
Fayette, Georgia 4 $ 1,044,000 $ 261,000 $ 102,000
Hancock, Georgia 4 $ 270,000 $ 67,500 $ 62,000
Heard, Georgia 4 $ 332,000 $ 83,000 $ 41,000
Lamar, Georgia 4 $ 294,000 $ 73,500 $ 29,000
Liberty, Georgia 4 $ 440,000 $ 110,000 $ 59,000
Madison, Georgia 4 $ 265,000 $ 66,250 $ 58,000
Oglethorpe, Georgia 4 $ 348,000 $ 87,000 $ 34,000
Pulaski, Georgia 4 $ 286,000 $ 71,500 $ 48,000
Christian, Kentucky 4 $ 133,000 $ 33,250 $ 41,000
Floyd, Kentucky 4 $ 146,000 $ 36,500 $ 50,000
Somerset, Maryland 4 $ 207,000 $ 51,750 $ 53,000
Caldwell, North Carolina 4 $ 261,000 $ 65,250 $ 29,000
Granville, North Carolina 4 $ 394,000 $ 98,500 $ 46,000
Henderson, North Carolina 4 $ 362,000 $ 90,500 $ 186,000
Martin, North Carolina 4 $ 140,000 $ 35,000 $ 28,000
Rowan, North Carolina 4 $ 197,000 $ 49,250 $ 35,000
Warren, North Carolina 4 $ 244,000 $ 61,000 $ 44,000
Wilkes, North Carolina 4 $ 246,000 $ 61,500 $ 42,000
Bamberg, South Carolina 4 $ 245,000 $ 61,250 $ 37,000
Barnwell, South Carolina 4 $ 298,000 $ 74,500 $ 51,000
Marion, Tennessee 4 $ 268,000 $ 67,000 $ 33,000
Appomattox, Virginia 4 $ 171,000 $ 42,750 $ 35,000
Augusta, Virginia 4 $ 272,000 $ 68,000 $ 53,000
Bath, Virginia 4 $ 333,000 $ 83,250 $ 32,000
Emporia, Virginia 4 $ 89,000 $ 22,250 $ 22,000
Hopewell, Virginia 4 $ 133,000 $ 33,250 $ 37,000
King George, Virginia 4 $ 77,000 $ 19,250 $ 51,000
Surry, Virginia 4 $ 254,000 $ 63,500 $ 44,000
Winchester, Virginia 4 $ 238,000 $ 59,500 $ 42,000
Jackson, West Virginia 4 $ 195,000 $ 48,750 $ 52,000
Monongalia, West Virginia 4 $ 82,000 $ 20,500 $ 53,000
Baker, Florida 3 $ 257,000 $ 85,666 $ 57,000
Broward, Florida 3 $ 572,000 $ 190,666 $ 78,000
Collier, Florida 3 $ 196,000 $ 65,333 $ 41,000
Flagler, Florida 3 $ 479,000 $ 159,666 $ 49,000
Santa Rosa, Florida 3 $ 206,000 $ 68,666 $ 47,000
Wakulla, Florida 3 $ 173,000 $ 57,666 $ 55,000
Catoosa, Georgia 3 $ 197,000 $ 65,666 $ 47,000
Crisp, Georgia 3 $ 131,000 $ 43,666 $ 18,000
Dougherty, Georgia 3 $ 232,000 $ 77,333 $ 40,000
Evans, Georgia 3 $ 280,000 $ 93,333 $ 40,000
Greene, Georgia 3 $ 79,000 $ 26,333 $ 20,000
McIntosh, Georgia 3 $ 162,000 $ 54,000 $ 70,000
Tift, Georgia 3 $ 204,000 $ 68,000 $ 38,000
Treutlen, Georgia 3 $ 117,000 $ 39,000 $ 28,000
Bullitt, Kentucky 3 $ 233,000 $ 77,666 $ 54,000
Logan, Kentucky 3 $ 265,000 $ 88,333 $ 48,000
Oldham, Kentucky 3 $ 165,000 $ 55,000 $ 51,000
Kent, Maryland 3 $ 155,000 $ 51,666 $ 34,000
Alexander, North Carolina 3 $ 331,000 $ 110,333 $ 54,000
Camden, North Carolina 3 $ 82,000 $ 27,333 $ 26,000
Caswell, North Carolina 3 $ 175,000 $ 58,333 $ 22,000
Chowan, North Carolina 3 $ 185,000 $ 61,666 $ 23,000
Clay, North Carolina 3 $ 134,000 $ 44,666 $ 28,000
Currituck, North Carolina 3 $ 295,000 $ 98,333 $ 49,000
Gates, North Carolina 3 $ 205,000 $ 68,333 $ 26,000
Greene, North Carolina 3 $ 230,000 $ 76,666 $ 58,000
Hoke, North Carolina 3 $ 92,000 $ 30,666 $ 49,000
Lincoln, North Carolina 3 $ 165,000 $ 55,000 $ 32,000
Pender, North Carolina 3 $ 361,000 $ 120,333 $ 43,000
Washington, North Carolina 3 $ 198,000 $ 66,000 $ 39,000
Allendale, South Carolina 3 $ 247,000 $ 82,333 $ 40,000
Chesterfield, South Carolina 3 $ 235,000 $ 78,333 $ 38,000
Alleghany, Virginia 3 $ 380,000 $ 126,666 $ 51,000
Buchanan, Virginia 3 $ 45,000 $ 15,000 $ 27,000
Campbell, Virginia 3 $ 141,000 $ 47,000 $ 45,000
Cumberland, Virginia 3 $ 134,000 $ 44,666 $ 55,000
Falls Church, Virginia 3 $ 103,000 $ 34,333 $ 45,000
Goochland, Virginia 3 $ 132,000 $ 44,000 $ 104,000
Henry, Virginia 3 $ 149,000 $ 49,666 $ 27,000
Lancaster, Virginia 3 $ 22,000 $ 7,333 $ 58,000
Mathews, Virginia 3 $ 125,000 $ 41,666 $ 70,000
New Kent, Virginia 3 $ 136,000 $ 45,333 $ 40,000
Pittsylvania, Virginia 3 $ 189,000 $ 63,000 $ 40,000
Poquoson, Virginia 3 $ 14,000 $ 4,666 $ 30,000
Rockbridge, Virginia 3 $ 163,000 $ 54,333 $ 41,000
Russell, Virginia 3 $ 179,000 $ 59,666 $ 48,000
Salem, Virginia 3 $ 112,000 $ 37,333 $ 36,000
Washington, Virginia 3 $ 224,000 $ 74,666 $ 22,000
Boone, West Virginia 3 $ 105,000 $ 35,000 $ 46,000
Clay, West Virginia 3 $ 231,000 $ 77,000 $ 65,000
Hampshire, West Virginia 3 $ 449,000 $ 149,666 $ 81,000
Harrison, West Virginia 3 $ 122,000 $ 40,666 $ 30,000
Marion, West Virginia 3 $ 137,000 $ 45,666 $ 57,000
Marshall, West Virginia 3 $ 94,000 $ 31,333 $ 31,000
Mineral, West Virginia 3 $ 120,000 $ 40,000 $ 47,000
Monroe, West Virginia 3 $ 198,000 $ 66,000 $ 27,000
Morgan, West Virginia 3 $ 239,000 $ 79,666 $ 55,000
Wayne, West Virginia 3 $ 136,000 $ 45,333 $ 47,000
Webster, West Virginia 3 $ 86,000 $ 28,666 $ 55,000
Baldwin, Alabama 2 $ 340,000 $ 170,000 $ 110,000
Sussex, Delaware 2 $ 133,000 $ 66,500 $ 41,000
Bay, Florida 2 $ 189,000 $ 94,500 $ 52,000
Dixie, Florida 2 $ 112,000 $ 56,000 $ 23,000
Hamilton, Florida 2 $ 191,000 $ 95,500 $ 35,000
Indian River, Florida 2 $ 184,000 $ 92,000 $ 51,000
St. Lucie, Florida 2 $ 136,000 $ 68,000 $ 37,000
Banks, Georgia 2 $ 134,000 $ 67,000 $ 73,000
Brantley, Georgia 2 $ 63,000 $ 31,500 $ 38,000
Charlton, Georgia 2 $ 158,000 $ 79,000 $ 42,000
Chattooga, Georgia 2 $ 281,000 $ 140,500 $ 62,000
Columbia, Georgia 2 $ 115,000 $ 57,500 $ 48,000
Dawson, Georgia 2 $ 197,000 $ 98,500 $ 52,000
Grady, Georgia 2 $ 142,000 $ 71,000 $ 33,000
Hart, Georgia 2 $ 200,000 $ 100,000 $ 38,000
Jefferson, Georgia 2 $ 199,000 $ 99,500 $ 47,000
Lanier, Georgia 2 $ 86,000 $ 43,000 $ 44,000
Laurens, Georgia 2 $ 176,000 $ 88,000 $ 39,000
Meriwether, Georgia 2 $ 100,000 $ 50,000 $ 30,000
Oconee, Georgia 2 $ 267,000 $ 133,500 $ 83,000
Seminole, Georgia 2 $ 190,000 $ 95,000 $ 65,000
Sumter, Georgia 2 $ 116,000 $ 58,000 $ 51,000
Talbot, Georgia 2 $ 95,000 $ 47,500 $ 52,000
Taliaferro, Georgia 2 $ 269,000 $ 134,500 $ 49,000
Telfair, Georgia 2 $ 81,000 $ 40,500 $ 42,000
Turner, Georgia 2 $ 195,000 $ 97,500 $ 50,000
Union, Georgia 2 $ 168,000 $ 84,000 $ 50,000
Warren, Georgia 2 $ 107,000 $ 53,500 $ 46,000
Washington, Georgia 2 $ 61,000 $ 30,500 $ 23,000
Wayne, Georgia 2 $ 262,000 $ 131,000 $ 72,000
White, Georgia 2 $ 132,000 $ 66,000 $ 28,000
Wilkes, Georgia 2 $ 80,000 $ 40,000 $ 55,000
Worth, Georgia 2 $ 118,000 $ 59,000 $ 25,000
Daviess, Kentucky 2 $ 70,000 $ 35,000 $ 30,000
Fayette, Kentucky 2 $ 301,000 $ 150,500 $ 57,000
Lawrence, Kentucky 2 $ 9,000 $ 4,500 $ 22,000
Letcher, Kentucky 2 $ 57,000 $ 28,500 $ 26,000
Lyon, Kentucky 2 $ 310,000 $ 155,000 $ 57,000
Monroe, Kentucky 2 $ 30,000 $ 15,000 $ 33,000
Nelson, Kentucky 2 $ 111,000 $ 55,500 $ 23,000
Warren, Kentucky 2 $ 236,000 $ 118,000 $ 24,000
Wayne, Michigan 2 $ 102,000 $ 51,000 $ 40,000
Beaufort, North Carolina 2 $ 91,000 $ 45,500 $ 25,000
Bladen, North Carolina 2 $ 403,000 $ 201,500 $ 70,000
Chatham, North Carolina 2 $ 387,000 $ 193,500 $ 106,000
Jackson, North Carolina 2 $ 287,000 $ 143,500 $ 62,000
Macon, North Carolina 2 $ 124,000 $ 62,000 $ 32,000
McDowell, North Carolina 2 $ 98,000 $ 49,000 $ 37,000
Northampton, North Carolina 2 $ 48,000 $ 24,000 $ 35,000
Orange, North Carolina 2 $ 113,000 $ 56,500 $ 19,000
Perquimans, North Carolina 2 $ 223,000 $ 111,500 $ 42,000
Person, North Carolina 2 $ 245,000 $ 122,500 $ 61,000
Swain, North Carolina 2 $ 172,000 $ 86,000 $ 34,000
Greene, Pennsylvania 2 $ 182,000 $ 91,000 $ 113,000
Lancaster, Pennsylvania 2 $ 10,000 $ 5,000 $ 24,000
Calhoun, South Carolina 2 $ 128,000 $ 64,000 $ 93,000
Jasper, South Carolina 2 $ 423,000 $ 211,500 $ 81,000
Lee, South Carolina 2 $ 222,000 $ 111,000 $ 55,000
Marlboro, South Carolina 2 $ 156,000 $ 78,000 $ 36,000
Saluda, South Carolina 2 $ 162,000 $ 81,000 $ 37,000
Monroe, Tennessee 2 $ 78,000 $ 39,000 $ 27,000
Washington, Tennessee 2 $ 79,000 $ 39,500 $ 26,000
Accomack, Virginia 2 $ 28,000 $ 14,000 $ 11,000
Bedford City, Virginia 2 $ 283,000 $ 141,500 $ 95,000
Botetourt, Virginia 2 $ 270,000 $ 135,000 $ 64,000
Buckingham, Virginia 2 $ 130,000 $ 65,000 $ 45,000
Buena Vista, Virginia 2 $ 50,000 $ 25,000 $ 26,000
Covington, Virginia 2 $ 54,000 $ 27,000 $ 16,000
Danville, Virginia 2 $ 113,000 $ 56,500 $ 43,000
Floyd, Virginia 2 $ 104,000 $ 52,000 $ 58,000
Franklin City, Virginia 2 $ 58,000 $ 29,000 $ 22,000
Galax, Virginia 2 $ 314,000 $ 157,000 $ 103,000
Giles, Virginia 2 $ 141,000 $ 70,500 $ 37,000
Greensville, Virginia 2 $ 38,000 $ 19,000 $ 28,000
Madison, Virginia 2 $ 134,000 $ 67,000 $ 82,000
Martinsville, Virginia 2 $ 323,000 $ 161,500 $ 65,000
Montgomery, Virginia 2 $ 91,000 $ 45,500 $ 35,000
Nottoway, Virginia 2 $ 58,000 $ 29,000 $ 41,000
Powhatan, Virginia 2 $ 126,000 $ 63,000 $ 70,000
Roanoke City, Virginia 2 $ 83,000 $ 41,500 $ 38,000
Staunton, Virginia 2 $ 113,000 $ 56,500 $ 40,000
Wise, Virginia 2 $ 75,000 $ 37,500 $ 34,000
Wythe, Virginia 2 $ 70,000 $ 35,000 $ 40,000
Lincoln, West Virginia 2 $ 80,000 $ 40,000 $ 26,000
Summers, West Virginia 2 $ 92,000 $ 46,000 $ 49,000
Taylor, West Virginia 2 $ 133,000 $ 66,500 $ 55,000
Marshall, Alabama 1 $ 94,000 $ 94,000 $ 60,000
Bradford, Florida 1 $ 96,000 $ 96,000 $ 41,000
Columbia, Florida 1 $ 99,000 $ 99,000 $ 26,000
Franklin, Florida 1 $ 378,000 $ 378,000 $ 192,000
Gadsden, Florida 1 $ 104,000 $ 104,000 $ 74,000
Gilchrist, Florida 1 $ 30,000 $ 30,000 $ 17,000
Gulf, Florida 1 $ 55,000 $ 55,000 $ 36,000
Hendry, Florida 1 $ 69,000 $ 69,000 $ 52,000
Holmes, Florida 1 $ 68,000 $ 68,000 $ 66,000
Monroe, Florida 1 $ 342,000 $ 342,000 $ 192,000
Okaloosa, Florida 1 $ 83,000 $ 83,000 $ 65,000
Okeechobee, Florida 1 $ 52,000 $ 52,000 $ 19,000
Suwannee, Florida 1 $ 97,000 $ 97,000 $ 28,000
Appling, Georgia 1 $ 76,000 $ 76,000 $ 41,000
Bacon, Georgia 1 $ 34,000 $ 34,000 $ 25,000
Ben Hill, Georgia 1 $ 38,000 $ 38,000 $ 130,000
Brooks, Georgia 1 $ 145,000 $ 145,000 $ 90,000
Colquitt, Georgia 1 $ 44,000 $ 44,000 $ 16,000
Cook, Georgia 1 $ 153,000 $ 153,000 $ 47,000
Dade, Georgia 1 $ 35,000 $ 35,000 $ 55,000
Decatur, Georgia 1 $ 84,000 $ 84,000 $ 41,000
Elbert, Georgia 1 $ 95,000 $ 95,000 $ 35,000
Jeff Davis, Georgia 1 $ 32,000 $ 32,000 $ 30,000
Jenkins, Georgia 1 $ 52,000 $ 52,000 $ 30,000
Johnson, Georgia 1 $ 153,000 $ 153,000 $ 41,000
Lee, Georgia 1 $ 93,000 $ 93,000 $ 96,000
Lincoln, Georgia 1 $ 85,000 $ 85,000 $ 24,000
McDuffie, Georgia 1 $ 30,000 $ 30,000 $ 22,000
Pike, Georgia 1 $ 251,000 $ 251,000 $ 104,000
Rabun, Georgia 1 $ 158,000 $ 158,000 $ 62,000
Stephens, Georgia 1 $ 72,000 $ 72,000 $ 84,000
Towns, Georgia 1 $ 76,000 $ 76,000 $ 25,000
Lake, Illinois 1 $ 9,000 $ 9,000 $ 48,000
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Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement (one-to-four family) 6,483 $52,776,000 $15,000 $254,000 $50,733 $902,000
Refinancing (home purchase or home improvement, one-to-four family) 3,779 $343,187,000 $92,214 $750,000 $53,142 $420,000
Home Purchase (one-to-four family) 1,233 $122,647,000 $113,750 $500,000 $55,833 $336,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 5,248 $141,000,000 $46,000 $500,000 $54,533 $902,000
White 3,535 $254,174,000 $67,875 $750,000 $57,187 $420,000
Black 1,940 $101,234,000 $59,454 $485,000 $46,090 $415,000
Not applicable 359 $3,113,000 $9,200 $94,000 $200 $100,000
Hispanic 270 $11,004,000 $54,100 $243,000 $43,100 $308,000
Other 60 $3,100,000 $69,750 $380,000 $58,250 $201,000
Asian or Pacific Islander 55 $2,514,000 $101,333 $413,000 $77,500 $200,000
American Indian or Alaskan Native 28 $2,471,000 $93,000 $239,000 $50,500 $228,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,495 $518,610,000 $55,411 $750,000 $52,647 $902,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,552 $201,051,000 $55,687 $750,000 $52,125 $700,000
Application Approved But Not Accepted 3,450 $193,236,000 $51,785 $500,000 $51,857 $902,000
Loan Originated 3,031 $115,346,000 $54,083 $500,000 $56,333 $400,000
Loan Purchased By The Institution 360 $3,312,000 $40,833 $199,000 $166 $100,000
Application Withdrawn By Applicant 102 $5,665,000 $61,200 $475,000 $60,000 $280,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,759 $117,909,000 $46,230 $455,000 $47,000 $700,000
Debt-To-Income Ratio 634 $14,222,000 $39,454 $420,000 $40,909 $195,000
Other 467 $39,303,000 $68,400 $750,000 $59,533 $360,000
Collateral 407 $14,475,000 $72,416 $500,000 $60,750 $308,000
Credit Application Incomplete 145 $9,850,000 $59,400 $302,000 $35,000 $207,000
Employment History 67 $4,236,000 $51,777 $194,000 $42,333 $125,000
Unverifiable Information 34 $588,000 $30,000 $110,000 $43,428 $200,000
Insufficient Cash (Downpayment, Closing Cost) 10 $154,000 $18,666 $53,000 $44,333 $79,000
Mortgage Insurance Denied 1 $52,000 $52,000 $52,000 $27,000 $27,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List