Loanstream, Inc. Mortgage Lending & HMDA Data, 2003

In 2003, Loanstream, Inc. of Plano, TX reported 5,373 mortgage applications totaling $660.5 million. The average application was for $122,932, and applicants reported an average income of $64,179. 29% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Dallas, TX (725), Houston, TX (407) and Fort Worth-Arlington, TX (309) (applications in parentheses).

Mortgage Company & Address Loanstream, Inc.
6000 Legacy Drive
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 5,373
Total Mortgage Loan Application Amount $660,519,000
Average Mortgage Loan Application Amount $122,932
Highest Mortgage Loan Application Amount $1,785,000
Average Applicant Income $64,179
Highest Applicant Income $1,627,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loanstream, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loanstream, Inc. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 334 $ 37,292,000 $ 111,652 $ 57,000
Harris, Texas 303 $ 34,826,000 $ 114,937 $ 76,000
Tarrant, Texas 256 $ 27,205,000 $ 106,269 $ 66,000
Bexar, Texas 181 $ 19,549,000 $ 108,005 $ 84,000
Collin, Texas 165 $ 22,163,000 $ 134,321 $ 69,000
Denton, Texas 136 $ 17,426,000 $ 128,132 $ 72,000
Broward, Florida 80 $ 9,985,000 $ 124,812 $ 63,000
Miami-Dade, Florida 69 $ 8,493,000 $ 123,086 $ 79,000
Los Angeles, California 66 $ 13,022,000 $ 197,303 $ 105,000
Travis, Texas 62 $ 7,577,000 $ 122,209 $ 59,000
Montgomery, Texas 48 $ 6,209,000 $ 129,354 $ 95,000
Fort Bend, Texas 44 $ 5,780,000 $ 131,363 $ 84,000
Sacramento, California 38 $ 5,495,000 $ 144,605 $ 63,000
Williamson, Texas 38 $ 4,506,000 $ 118,578 $ 76,000
Pinellas, Florida 37 $ 3,864,000 $ 104,432 $ 42,000
Brazoria, Texas 37 $ 3,830,000 $ 103,513 $ 83,000
San Diego, California 36 $ 6,347,000 $ 176,305 $ 61,000
Bernalillo, New Mexico 36 $ 4,045,000 $ 112,361 $ 52,000
Ellis, Texas 33 $ 3,349,000 $ 101,484 $ 56,000
Galveston, Texas 33 $ 3,852,000 $ 116,727 $ 79,000
Fairfax, Virginia 33 $ 6,730,000 $ 203,939 $ 64,000
Maricopa, Arizona 32 $ 3,454,000 $ 107,937 $ 48,000
Hillsborough, Florida 31 $ 2,841,000 $ 91,645 $ 52,000
Orange, California 29 $ 6,232,000 $ 214,896 $ 88,000
Riverside, California 29 $ 5,261,000 $ 181,413 $ 70,000
Wayne, Michigan 29 $ 3,122,000 $ 107,655 $ 66,000
Johnson, Texas 29 $ 2,699,000 $ 93,068 $ 60,000
San Bernardino, California 27 $ 4,005,000 $ 148,333 $ 64,000
El Paso, Colorado 27 $ 3,706,000 $ 137,259 $ 64,000
Orange, Florida 27 $ 4,707,000 $ 174,333 $ 86,000
Suffolk, New York 27 $ 4,754,000 $ 176,074 $ 74,000
Santa Clara, California 22 $ 4,852,000 $ 220,545 $ 64,000
Palm Beach, Florida 22 $ 2,838,000 $ 129,000 $ 76,000
Cuyahoga, Ohio 22 $ 2,581,000 $ 117,318 $ 73,000
Kaufman, Texas 21 $ 2,084,000 $ 99,238 $ 63,000
King, Washington 21 $ 3,273,000 $ 155,857 $ 68,000
New Haven, Connecticut 20 $ 3,559,000 $ 177,950 $ 86,000
Parker, Texas 20 $ 1,867,000 $ 93,350 $ 54,000
Brevard, Florida 19 $ 1,872,000 $ 98,526 $ 56,000
Cook, Illinois 19 $ 2,717,000 $ 143,000 $ 70,000
El Paso, Texas 19 $ 1,776,000 $ 93,473 $ 49,000
Grayson, Texas 19 $ 1,666,000 $ 87,684 $ 61,000
Manatee, Florida 18 $ 1,881,000 $ 104,500 $ 53,000
Volusia, Florida 18 $ 2,095,000 $ 116,388 $ 73,000
Shelby, Tennessee 18 $ 1,887,000 $ 104,833 $ 67,000
Smith, Texas 18 $ 1,626,000 $ 90,333 $ 56,000
Bell, Texas 17 $ 1,417,000 $ 83,352 $ 43,000
Comal, Texas 17 $ 2,593,000 $ 152,529 $ 69,000
Rockwall, Texas 17 $ 2,663,000 $ 156,647 $ 96,000
Prince William, Virginia 17 $ 3,220,000 $ 189,411 $ 118,000
Duval, Florida 16 $ 1,393,000 $ 87,062 $ 49,000
Prince George's, Maryland 16 $ 2,840,000 $ 177,500 $ 62,000
Queens, New York 16 $ 3,325,000 $ 207,812 $ 69,000
Hays, Texas 16 $ 2,411,000 $ 150,687 $ 79,000
Lee, Florida 15 $ 1,863,000 $ 124,200 $ 56,000
Pasco, Florida 15 $ 1,438,000 $ 95,866 $ 88,000
Montgomery, Maryland 15 $ 2,779,000 $ 185,266 $ 116,000
Hennepin, Minnesota 15 $ 1,998,000 $ 133,200 $ 58,000
Nassau, New York 15 $ 3,541,000 $ 236,066 $ 81,000
Nueces, Texas 15 $ 1,212,000 $ 80,800 $ 51,000
Polk, Florida 14 $ 1,285,000 $ 91,785 $ 43,000
Marion, Indiana 14 $ 1,373,000 $ 98,071 $ 68,000
Henderson, Texas 14 $ 1,202,000 $ 85,857 $ 62,000
Baltimore, Maryland 13 $ 1,444,000 $ 111,076 $ 69,000
St. Louis, Missouri 13 $ 1,349,000 $ 103,769 $ 52,000
Summit, Ohio 13 $ 1,691,000 $ 130,076 $ 67,000
Lake, Florida 12 $ 1,211,000 $ 100,916 $ 46,000
St. Lucie, Florida 12 $ 1,561,000 $ 130,083 $ 105,000
Oakland, Michigan 12 $ 1,507,000 $ 125,583 $ 57,000
Franklin, Ohio 12 $ 1,090,000 $ 90,833 $ 71,000
Chesapeake, Virginia 12 $ 1,554,000 $ 129,500 $ 58,000
Osceola, Florida 11 $ 1,183,000 $ 107,545 $ 85,000
Howard, Maryland 11 $ 1,877,000 $ 170,636 $ 89,000
Jackson, Missouri 11 $ 1,315,000 $ 119,545 $ 68,000
Monroe, New York 11 $ 1,014,000 $ 92,181 $ 37,000
Mecklenburg, North Carolina 11 $ 1,463,000 $ 133,000 $ 68,000
Philadelphia, Pennsylvania 11 $ 861,000 $ 78,272 $ 61,000
Guadalupe, Texas 11 $ 1,364,000 $ 124,000 $ 61,000
McLennan, Texas 11 $ 739,000 $ 67,181 $ 49,000
Jefferson, Alabama 10 $ 1,007,000 $ 100,700 $ 73,000
Kern, California 10 $ 1,141,000 $ 114,100 $ 55,000
Fairfield, Connecticut 10 $ 2,316,000 $ 231,600 $ 83,000
New London, Connecticut 10 $ 1,484,000 $ 148,400 $ 75,000
Marion, Florida 10 $ 642,000 $ 64,200 $ 37,000
Sarasota, Florida 10 $ 970,000 $ 97,000 $ 44,000
Genesee, Michigan 10 $ 937,000 $ 93,700 $ 35,000
Macomb, Michigan 10 $ 1,931,000 $ 193,100 $ 62,000
Westchester, New York 10 $ 2,347,000 $ 234,700 $ 112,000
Jefferson, Texas 10 $ 828,000 $ 82,800 $ 49,000
Spokane, Washington 10 $ 1,031,000 $ 103,100 $ 43,000
Pulaski, Arkansas 9 $ 897,000 $ 99,666 $ 52,000
Contra Costa, California 9 $ 2,012,000 $ 223,555 $ 102,000
San Joaquin, California 9 $ 1,578,000 $ 175,333 $ 80,000
Solano, California 9 $ 2,059,000 $ 228,777 $ 107,000
Hartford, Connecticut 9 $ 1,114,000 $ 123,777 $ 62,000
Hernando, Florida 9 $ 742,000 $ 82,444 $ 33,000
Seminole, Florida 9 $ 1,030,000 $ 114,444 $ 72,000
Middlesex, Massachusetts 9 $ 2,152,000 $ 239,111 $ 67,000
Kent, Michigan 9 $ 1,035,000 $ 115,000 $ 67,000
St. Charles, Missouri 9 $ 1,345,000 $ 149,444 $ 58,000
Santa Fe, New Mexico 9 $ 1,540,000 $ 171,111 $ 78,000
Trumbull, Ohio 9 $ 763,000 $ 84,777 $ 19,000
Luzerne, Pennsylvania 9 $ 574,000 $ 63,777 $ 27,000
Montgomery, Pennsylvania 9 $ 953,000 $ 105,888 $ 66,000
Hidalgo, Texas 9 $ 793,000 $ 88,111 $ 54,000
Kendall, Texas 9 $ 1,221,000 $ 135,666 $ 76,000
Lubbock, Texas 9 $ 849,000 $ 94,333 $ 62,000
Loudoun, Virginia 9 $ 1,920,000 $ 213,333 $ 99,000
Pierce, Washington 9 $ 1,505,000 $ 167,222 $ 84,000
Snohomish, Washington 9 $ 1,553,000 $ 172,555 $ 70,000
Mobile, Alabama 8 $ 640,000 $ 80,000 $ 43,000
Fresno, California 8 $ 1,380,000 $ 172,500 $ 53,000
Stanislaus, California 8 $ 1,272,000 $ 159,000 $ 36,000
Alachua, Florida 8 $ 938,000 $ 117,250 $ 129,000
Will, Illinois 8 $ 878,000 $ 109,750 $ 56,000
Frederick, Maryland 8 $ 1,407,000 $ 175,875 $ 112,000
Rio Arriba, New Mexico 8 $ 1,199,000 $ 149,875 $ 74,000
Ulster, New York 8 $ 1,480,000 $ 185,000 $ 93,000
Beaufort, South Carolina 8 $ 1,038,000 $ 129,750 $ 68,000
Knox, Tennessee 8 $ 1,092,000 $ 136,500 $ 88,000
Gregg, Texas 8 $ 595,000 $ 74,375 $ 63,000
Navarro, Texas 8 $ 680,000 $ 85,000 $ 54,000
Alameda, California 7 $ 1,687,000 $ 241,000 $ 42,000
El Dorado, California 7 $ 1,402,000 $ 200,285 $ 69,000
Placer, California 7 $ 1,346,000 $ 192,285 $ 61,000
Allen, Indiana 7 $ 606,000 $ 86,571 $ 56,000
Sedgwick, Kansas 7 $ 619,000 $ 88,428 $ 53,000
East Baton Rouge, Louisiana 7 $ 689,000 $ 98,428 $ 76,000
Orleans, Louisiana 7 $ 567,000 $ 81,000 $ 58,000
Anne Arundel, Maryland 7 $ 990,000 $ 141,428 $ 63,000
Essex, Massachusetts 7 $ 1,391,000 $ 198,714 $ 95,000
Ramsey, Minnesota 7 $ 761,000 $ 108,714 $ 56,000
Kings, New York 7 $ 1,263,000 $ 180,428 $ 53,000
Montgomery, Ohio 7 $ 668,000 $ 95,428 $ 42,000
Stark, Ohio 7 $ 773,000 $ 110,428 $ 61,000
Oklahoma, Oklahoma 7 $ 841,000 $ 120,142 $ 139,000
Tulsa, Oklahoma 7 $ 750,000 $ 107,142 $ 74,000
Bucks, Pennsylvania 7 $ 1,544,000 $ 220,571 $ 93,000
Horry, South Carolina 7 $ 778,000 $ 111,142 $ 40,000
Atascosa, Texas 7 $ 879,000 $ 125,571 $ 110,000
Liberty, Texas 7 $ 667,000 $ 95,285 $ 58,000
Tom Green, Texas 7 $ 473,000 $ 67,571 $ 66,000
Wise, Texas 7 $ 555,000 $ 79,285 $ 57,000
Salt Lake, Utah 7 $ 745,000 $ 106,428 $ 47,000
Utah, Utah 7 $ 985,000 $ 140,714 $ 52,000
Virginia Beach, Virginia 7 $ 735,000 $ 105,000 $ 70,000
Kitsap, Washington 7 $ 1,092,000 $ 156,000 $ 59,000
Thurston, Washington 7 $ 1,219,000 $ 174,142 $ 88,000
Ventura, California 6 $ 958,000 $ 159,666 $ 125,000
Bay, Florida 6 $ 507,000 $ 84,500 $ 16,000
DuPage, Illinois 6 $ 870,000 $ 145,000 $ 68,000
Jefferson, Louisiana 6 $ 747,000 $ 124,500 $ 48,000
Carroll, Maryland 6 $ 781,000 $ 130,166 $ 67,000
Harford, Maryland 6 $ 1,118,000 $ 186,333 $ 82,000
Worcester, Massachusetts 6 $ 852,000 $ 142,000 $ 57,000
Washtenaw, Michigan 6 $ 633,000 $ 105,500 $ 55,000
Clay, Missouri 6 $ 639,000 $ 106,500 $ 59,000
Erie, New York 6 $ 622,000 $ 103,666 $ 100,000
Orange, New York 6 $ 942,000 $ 157,000 $ 50,000
Harnett, North Carolina 6 $ 521,000 $ 86,833 $ 40,000
Wake, North Carolina 6 $ 1,053,000 $ 175,500 $ 53,000
Columbiana, Ohio 6 $ 508,000 $ 84,666 $ 39,000
Allegheny, Pennsylvania 6 $ 674,000 $ 112,333 $ 40,000
Dauphin, Pennsylvania 6 $ 621,000 $ 103,500 $ 59,000
Westmoreland, Pennsylvania 6 $ 579,000 $ 96,500 $ 36,000
York, Pennsylvania 6 $ 605,000 $ 100,833 $ 60,000
Greenville, South Carolina 6 $ 463,000 $ 77,166 $ 39,000
Davidson, Tennessee 6 $ 805,000 $ 134,166 $ 75,000
Bastrop, Texas 6 $ 703,000 $ 117,166 $ 74,000
Medina, Texas 6 $ 952,000 $ 158,666 $ 78,000
Van Zandt, Texas 6 $ 627,000 $ 104,500 $ 63,000
Victoria, Texas 6 $ 589,000 $ 98,166 $ 73,000
Chesterfield, Virginia 6 $ 1,210,000 $ 201,666 $ 89,000
Clark, Washington 6 $ 846,000 $ 141,000 $ 54,000
Cochise, Arizona 5 $ 481,000 $ 96,200 $ 84,000
Benton, Arkansas 5 $ 660,000 $ 132,000 $ 51,000
Sebastian, Arkansas 5 $ 487,000 $ 97,400 $ 50,000
Calaveras, California 5 $ 779,000 $ 155,800 $ 77,000
San Francisco, California 5 $ 1,292,000 $ 258,400 $ 97,000
Douglas, Colorado 5 $ 845,000 $ 169,000 $ 80,000
Charlotte, Florida 5 $ 421,000 $ 84,200 $ 45,000
Escambia, Florida 5 $ 867,000 $ 173,400 $ 48,000
Leon, Florida 5 $ 548,000 $ 109,600 $ 57,000
Nassau, Florida 5 $ 281,000 $ 56,200 $ 27,000
Okaloosa, Florida 5 $ 664,000 $ 132,800 $ 85,000
Santa Rosa, Florida 5 $ 376,000 $ 75,200 $ 50,000
Canyon, Idaho 5 $ 452,000 $ 90,400 $ 60,000
Kane, Illinois 5 $ 470,000 $ 94,000 $ 74,000
Winnebago, Illinois 5 $ 657,000 $ 131,400 $ 63,000
Lake, Indiana 5 $ 361,000 $ 72,200 $ 52,000
Johnson, Kansas 5 $ 685,000 $ 137,000 $ 48,000
Baltimore City, Maryland 5 $ 428,000 $ 85,600 $ 40,000
Calvert, Maryland 5 $ 824,000 $ 164,800 $ 81,000
Bristol, Massachusetts 5 $ 650,000 $ 130,000 $ 39,000
Hampden, Massachusetts 5 $ 481,000 $ 96,200 $ 57,000
Norfolk, Massachusetts 5 $ 954,000 $ 190,800 $ 59,000
Plymouth, Massachusetts 5 $ 1,124,000 $ 224,800 $ 89,000
Kalamazoo, Michigan 5 $ 626,000 $ 125,200 $ 49,000
Dakota, Minnesota 5 $ 707,000 $ 141,400 $ 99,000
Washington, Minnesota 5 $ 944,000 $ 188,800 $ 89,000
Hinds, Mississippi 5 $ 457,000 $ 91,400 $ 57,000
San Juan, New Mexico 5 $ 432,000 $ 86,400 $ 53,000
Sandoval, New Mexico 5 $ 467,000 $ 93,400 $ 26,000
Rockland, New York 5 $ 1,034,000 $ 206,800 $ 97,000
Schenectady, New York 5 $ 331,000 $ 66,200 $ 66,000
Cabarrus, North Carolina 5 $ 1,055,000 $ 211,000 $ 62,000
Guilford, North Carolina 5 $ 597,000 $ 119,400 $ 35,000
Cleveland, Oklahoma 5 $ 551,000 $ 110,200 $ 55,000
Lincoln, Oregon 5 $ 649,000 $ 129,800 $ 81,000
Berks, Pennsylvania 5 $ 679,000 $ 135,800 $ 55,000
Delaware, Pennsylvania 5 $ 557,000 $ 111,400 $ 120,000
Caldwell, Texas 5 $ 455,000 $ 91,000 $ 84,000
Hill, Texas 5 $ 405,000 $ 81,000 $ 64,000
Hunt, Texas 5 $ 592,000 $ 118,400 $ 65,000
Rusk, Texas 5 $ 425,000 $ 85,000 $ 41,000
Wichita, Texas 5 $ 358,000 $ 71,600 $ 67,000
Wilson, Texas 5 $ 558,000 $ 111,600 $ 69,000
Henrico, Virginia 5 $ 501,000 $ 100,200 $ 42,000
Roanoke, Virginia 5 $ 547,000 $ 109,400 $ 46,000
Spotsylvania, Virginia 5 $ 851,000 $ 170,200 $ 52,000
Stafford, Virginia 5 $ 728,000 $ 145,600 $ 99,000
Baldwin, Alabama 4 $ 474,000 $ 118,500 $ 39,000
Blount, Alabama 4 $ 299,000 $ 74,750 $ 37,000
Houston, Alabama 4 $ 415,000 $ 103,750 $ 50,000
Montgomery, Alabama 4 $ 320,000 $ 80,000 $ 36,000
Pima, Arizona 4 $ 558,000 $ 139,500 $ 83,000
Marin, California 4 $ 840,000 $ 210,000 $ 49,000
Monterey, California 4 $ 838,000 $ 209,500 $ 47,000
San Luis Obispo, California 4 $ 1,057,000 $ 264,250 $ 106,000
San Mateo, California 4 $ 1,894,000 $ 473,500 $ 62,000
Shasta, California 4 $ 527,000 $ 131,750 $ 50,000
Sonoma, California 4 $ 1,579,000 $ 394,750 $ 119,000
Adams, Colorado 4 $ 751,000 $ 187,750 $ 26,000
Arapahoe, Colorado 4 $ 916,000 $ 229,000 $ 78,000
Boulder, Colorado 4 $ 650,000 $ 162,500 $ 65,000
Jefferson, Colorado 4 $ 543,000 $ 135,750 $ 39,000
Tolland, Connecticut 4 $ 436,000 $ 109,000 $ 77,000
Windham, Connecticut 4 $ 375,000 $ 93,750 $ 36,000
Clay, Florida 4 $ 560,000 $ 140,000 $ 78,000
Martin, Florida 4 $ 566,000 $ 141,500 $ 55,000
St. Johns, Florida 4 $ 321,000 $ 80,250 $ 112,000
Kendall, Illinois 4 $ 1,096,000 $ 274,000 $ 95,000
Madison, Illinois 4 $ 284,000 $ 71,000 $ 40,000
Johnson, Indiana 4 $ 631,000 $ 157,750 $ 69,000
Cecil, Maryland 4 $ 467,000 $ 116,750 $ 55,000
Barnstable, Massachusetts 4 $ 1,085,000 $ 271,250 $ 118,000
Hampshire, Massachusetts 4 $ 489,000 $ 122,250 $ 72,000
Allegan, Michigan 4 $ 388,000 $ 97,000 $ 49,000
Calhoun, Michigan 4 $ 306,000 $ 76,500 $ 79,000
Livingston, Michigan 4 $ 481,000 $ 120,250 $ 205,000
Newton, Missouri 4 $ 409,000 $ 102,250 $ 22,000
St. Louis City, Missouri 4 $ 233,000 $ 58,250 $ 46,000
Lincoln, New Mexico 4 $ 424,000 $ 106,000 $ 50,000
Los Alamos, New Mexico 4 $ 540,000 $ 135,000 $ 77,000
Torrance, New Mexico 4 $ 391,000 $ 97,750 $ 15,000
Valencia, New Mexico 4 $ 251,000 $ 62,750 $ 24,000
Dutchess, New York 4 $ 583,000 $ 145,750 $ 71,000
Putnam, New York 4 $ 717,000 $ 179,250 $ 63,000
Orange, North Carolina 4 $ 992,000 $ 248,000 $ 164,000
Lucas, Ohio 4 $ 322,000 $ 80,500 $ 32,000
Atoka, Oklahoma 4 $ 352,000 $ 88,000 $ 45,000
Canadian, Oklahoma 4 $ 349,000 $ 87,250 $ 49,000
Pike, Pennsylvania 4 $ 438,000 $ 109,500 $ 50,000
Aiken, South Carolina 4 $ 392,000 $ 98,000 $ 21,000
Sumner, Tennessee 4 $ 458,000 $ 114,500 $ 58,000
Washington, Tennessee 4 $ 334,000 $ 83,500 $ 23,000
Williamson, Tennessee 4 $ 615,000 $ 153,750 $ 67,000
Angelina, Texas 4 $ 353,000 $ 88,250 $ 69,000
Aransas, Texas 4 $ 324,000 $ 81,000 $ 59,000
Bowie, Texas 4 $ 354,000 $ 88,500 $ 67,000
Brazos, Texas 4 $ 419,000 $ 104,750 $ 72,000
Burnet, Texas 4 $ 531,000 $ 132,750 $ 83,000
Cameron, Texas 4 $ 629,000 $ 157,250 $ 57,000
Hood, Texas 4 $ 540,000 $ 135,000 $ 85,000
Kerr, Texas 4 $ 467,000 $ 116,750 $ 78,000
Llano, Texas 4 $ 2,619,000 $ 654,750 $ 420,000
Randall, Texas 4 $ 402,000 $ 100,500 $ 64,000
Walker, Texas 4 $ 296,000 $ 74,000 $ 55,000
Bedford, Virginia 4 $ 461,000 $ 115,250 $ 57,000
Whatcom, Washington 4 $ 474,000 $ 118,500 $ 55,000
Lawrence, Alabama 3 $ 260,000 $ 86,666 $ 44,000
Madison, Alabama 3 $ 330,000 $ 110,000 $ 93,000
St. Clair, Alabama 3 $ 204,000 $ 68,000 $ 40,000
Gila, Arizona 3 $ 196,000 $ 65,333 $ 41,000
Yavapai, Arizona 3 $ 324,000 $ 108,000 $ 49,000
Faulkner, Arkansas 3 $ 230,000 $ 76,666 $ 62,000
Lake, California 3 $ 296,000 $ 98,666 $ 42,000
Merced, California 3 $ 297,000 $ 99,000 $ 30,000
Napa, California 3 $ 661,000 $ 220,333 $ 115,000
Nevada, California 3 $ 422,000 $ 140,666 $ 31,000
Santa Cruz, California 3 $ 596,000 $ 198,666 $ 95,000
Tulare, California 3 $ 282,000 $ 94,000 $ 36,000
Pueblo, Colorado 3 $ 250,000 $ 83,333 $ 46,000
Litchfield, Connecticut 3 $ 774,000 $ 258,000 $ 65,000
Middlesex, Connecticut 3 $ 364,000 $ 121,333 $ 64,000
Collier, Florida 3 $ 494,000 $ 164,666 $ 76,000
Flagler, Florida 3 $ 208,000 $ 69,333 $ 50,000
Monroe, Florida 3 $ 845,000 $ 281,666 $ 80,000
Ada, Idaho 3 $ 311,000 $ 103,666 $ 36,000
Delaware, Indiana 3 $ 301,000 $ 100,333 $ 82,000
Gibson, Indiana 3 $ 214,000 $ 71,333 $ 22,000
Madison, Indiana 3 $ 445,000 $ 148,333 $ 93,000
St. Joseph, Indiana 3 $ 266,000 $ 88,666 $ 66,000
Vanderburgh, Indiana 3 $ 181,000 $ 60,333 $ 23,000
Vigo, Indiana 3 $ 226,000 $ 75,333 $ 46,000
Douglas, Kansas 3 $ 669,000 $ 223,000 $ 93,000
Shawnee, Kansas 3 $ 357,000 $ 119,000 $ 25,000
Ascension, Louisiana 3 $ 311,000 $ 103,666 $ 83,000
Natchitoches, Louisiana 3 $ 226,000 $ 75,333 $ 48,000
Ouachita, Louisiana 3 $ 342,000 $ 114,000 $ 76,000
Rapides, Louisiana 3 $ 259,000 $ 86,333 $ 40,000
St. Tammany, Louisiana 3 $ 197,000 $ 65,666 $ 31,000
Worcester, Maryland 3 $ 333,000 $ 111,000 $ 73,000
Suffolk, Massachusetts 3 $ 744,000 $ 248,000 $ 145,000
Berrien, Michigan 3 $ 281,000 $ 93,666 $ 62,000
Lapeer, Michigan 3 $ 454,000 $ 151,333 $ 77,000
Anoka, Minnesota 3 $ 348,000 $ 116,000 $ 74,000
Carlton, Minnesota 3 $ 306,000 $ 102,000 $ 24,000
Scott, Minnesota 3 $ 485,000 $ 161,666 $ 72,000
DeSoto, Mississippi 3 $ 207,000 $ 69,000 $ 48,000
Christian, Missouri 3 $ 300,000 $ 100,000 $ 46,000
Jefferson, Missouri 3 $ 231,000 $ 77,000 $ 55,000
Clark, Nevada 3 $ 685,000 $ 228,333 $ 61,000
McKinley, New Mexico 3 $ 202,000 $ 67,333 $ 34,000
Albany, New York 3 $ 323,000 $ 107,666 $ 113,000
Niagara, New York 3 $ 172,000 $ 57,333 $ 16,000
Otsego, New York 3 $ 342,000 $ 114,000 $ 29,000
Richmond, New York 3 $ 813,000 $ 271,000 $ 167,000
Beaufort, North Carolina 3 $ 264,000 $ 88,000 $ 10,000
Forsyth, North Carolina 3 $ 321,000 $ 107,000 $ 62,000
Johnston, North Carolina 3 $ 263,000 $ 87,666 $ 25,000
Lenoir, North Carolina 3 $ 241,000 $ 80,333 $ 28,000
Robeson, North Carolina 3 $ 332,000 $ 110,666 $ 61,000
Rockingham, North Carolina 3 $ 323,000 $ 107,666 $ 60,000
Butler, Ohio 3 $ 423,000 $ 141,000 $ 62,000
Clermont, Ohio 3 $ 325,000 $ 108,333 $ 22,000
Hamilton, Ohio 3 $ 249,000 $ 83,000 $ 90,000
Licking, Ohio 3 $ 377,000 $ 125,666 $ 58,000
Mahoning, Ohio 3 $ 381,000 $ 127,000 $ 26,000
Wayne, Ohio 3 $ 331,000 $ 110,333 $ 51,000
Wagoner, Oklahoma 3 $ 219,000 $ 73,000 $ 47,000
Clackamas, Oregon 3 $ 544,000 $ 181,333 $ 66,000
Linn, Oregon 3 $ 430,000 $ 143,333 $ 31,000
Multnomah, Oregon 3 $ 638,000 $ 212,666 $ 107,000
Beaver, Pennsylvania 3 $ 211,000 $ 70,333 $ 68,000
Butler, Pennsylvania 3 $ 322,000 $ 107,333 $ 39,000
Cambria, Pennsylvania 3 $ 162,000 $ 54,000 $ 18,000
Carbon, Pennsylvania 3 $ 256,000 $ 85,333 $ 25,000
Chester, Pennsylvania 3 $ 503,000 $ 167,666 $ 74,000
Cumberland, Pennsylvania 3 $ 299,000 $ 99,666 $ 24,000
Erie, Pennsylvania 3 $ 223,000 $ 74,333 $ 19,000
Monroe, Pennsylvania 3 $ 612,000 $ 204,000 $ 92,000
Dorchester, South Carolina 3 $ 322,000 $ 107,333 $ 63,000
Hamilton, Tennessee 3 $ 244,000 $ 81,333 $ 40,000
Maury, Tennessee 3 $ 81,000 $ 27,000 $ 60,000
Sevier, Tennessee 3 $ 244,000 $ 81,333 $ 56,000
Austin, Texas 3 $ 540,000 $ 180,000 $ 74,000
Chambers, Texas 3 $ 320,000 $ 106,666 $ 67,000
Fannin, Texas 3 $ 453,000 $ 151,000 $ 43,000
Hardin, Texas 3 $ 354,000 $ 118,000 $ 54,000
Harrison, Texas 3 $ 228,000 $ 76,000 $ 42,000
Kleberg, Texas 3 $ 252,000 $ 84,000 $ 40,000
Lamar, Texas 3 $ 254,000 $ 84,666 $ 49,000
Limestone, Texas 3 $ 403,000 $ 134,333 $ 76,000
Midland, Texas 3 $ 222,000 $ 74,000 $ 90,000
Palo Pinto, Texas 3 $ 492,000 $ 164,000 $ 93,000
San Patricio, Texas 3 $ 229,000 $ 76,333 $ 29,000
Wood, Texas 3 $ 207,000 $ 69,000 $ 87,000
Weber, Utah 3 $ 396,000 $ 132,000 $ 72,000
Albemarle, Virginia 3 $ 311,000 $ 103,666 $ 24,000
Alexandria, Virginia 3 $ 587,000 $ 195,666 $ 119,000
Arlington, Virginia 3 $ 613,000 $ 204,333 $ 163,000
Frederick, Virginia 3 $ 282,000 $ 94,000 $ 34,000
Gloucester, Virginia 3 $ 377,000 $ 125,666 $ 58,000
Hampton, Virginia 3 $ 229,000 $ 76,333 $ 58,000
Newport News, Virginia 3 $ 343,000 $ 114,333 $ 72,000
Norfolk, Virginia 3 $ 215,000 $ 71,666 $ 56,000
Tazewell, Virginia 3 $ 569,000 $ 189,666 $ 91,000
Warren, Virginia 3 $ 132,000 $ 44,000 $ 29,000
Benton, Washington 3 $ 290,000 $ 96,666 $ 56,000
Chelan, Washington 3 $ 331,000 $ 110,333 $ 37,000
Mason, Washington 3 $ 375,000 $ 125,000 $ 75,000
Okanogan, Washington 3 $ 425,000 $ 141,666 $ 43,000
Calhoun, Alabama 2 $ 173,000 $ 86,500 $ 42,000
Etowah, Alabama 2 $ 93,000 $ 46,500 $ 6,000
Jackson, Alabama 2 $ 112,000 $ 56,000 $ 30,000
Lee, Alabama 2 $ 122,000 $ 61,000 $ 44,000
Marshall, Alabama 2 $ 158,000 $ 79,000 $ 27,000
Morgan, Alabama 2 $ 214,000 $ 107,000 $ 42,000
Russell, Alabama 2 $ 238,000 $ 119,000 $ 84,000
Shelby, Alabama 2 $ 552,000 $ 276,000 $ 159,000
Tuscaloosa, Alabama 2 $ 259,000 $ 129,500 $ 67,000
Garland, Arkansas 2 $ 504,000 $ 252,000 $ 113,000
Independence, Arkansas 2 $ 127,000 $ 63,500 $ 25,000
Miller, Arkansas 2 $ 157,000 $ 78,500 $ 58,000
Saline, Arkansas 2 $ 266,000 $ 133,000 $ 47,000
Washington, Arkansas 2 $ 108,000 $ 54,000 $ 23,000
Humboldt, California 2 $ 213,000 $ 106,500 $ 51,000
Imperial, California 2 $ 204,000 $ 102,000 $ 92,000
Kings, California 2 $ 188,000 $ 94,000 $ 149,000
Mendocino, California 2 $ 238,000 $ 119,000 $ 21,000
Santa Barbara, California 2 $ 187,000 $ 93,500 $ 0
Alamosa, Colorado 2 $ 217,000 $ 108,500 $ 32,000
Denver, Colorado 2 $ 317,000 $ 158,500 $ 100,000
Eagle, Colorado 2 $ 590,000 $ 295,000 $ 90,000
Las Animas, Colorado 2 $ 288,000 $ 144,000 $ 66,000
Logan, Colorado 2 $ 77,000 $ 38,500 $ 119,000
Rio Grande, Colorado 2 $ 131,000 $ 65,500 $ 13,000
New Castle, Delaware 2 $ 217,000 $ 108,500 $ 57,000
Gadsden, Florida 2 $ 159,000 $ 79,500 $ 0
Indian River, Florida 2 $ 185,000 $ 92,500 $ 29,000
Putnam, Florida 2 $ 192,000 $ 96,000 $ 40,000
Power, Idaho 2 $ 155,000 $ 77,500 $ 70,000
Boone, Illinois 2 $ 131,000 $ 65,500 $ 39,000
Lake, Illinois 2 $ 262,000 $ 131,000 $ 55,000
McHenry, Illinois 2 $ 240,000 $ 120,000 $ 42,000
Sangamon, Illinois 2 $ 172,000 $ 86,000 $ 49,000
St. Clair, Illinois 2 $ 132,000 $ 66,000 $ 56,000
Tazewell, Illinois 2 $ 199,000 $ 99,500 $ 69,000
Union, Illinois 2 $ 182,000 $ 91,000 $ 92,000
Washington, Illinois 2 $ 130,000 $ 65,000 $ 17,000
Elkhart, Indiana 2 $ 241,000 $ 120,500 $ 36,000
Hamilton, Indiana 2 $ 158,000 $ 79,000 $ 29,000
Hendricks, Indiana 2 $ 227,000 $ 113,500 $ 72,000
LaPorte, Indiana 2 $ 141,000 $ 70,500 $ 21,000
Monroe, Indiana 2 $ 130,000 $ 65,000 $ 103,000
Morgan, Indiana 2 $ 248,000 $ 124,000 $ 43,000
Orange, Indiana 2 $ 88,000 $ 44,000 $ 49,000
Porter, Indiana 2 $ 163,000 $ 81,500 $ 38,000
Shelby, Indiana 2 $ 249,000 $ 124,500 $ 12,000
Leavenworth, Kansas 2 $ 197,000 $ 98,500 $ 39,000
Jefferson, Kentucky 2 $ 195,000 $ 97,500 $ 29,000
McCracken, Kentucky 2 $ 164,000 $ 82,000 $ 67,000
Meade, Kentucky 2 $ 108,000 $ 54,000 $ 50,000
Nelson, Kentucky 2 $ 111,000 $ 55,500 $ 46,000
Caddo, Louisiana 2 $ 224,000 $ 112,000 $ 30,000
Calcasieu, Louisiana 2 $ 148,000 $ 74,000 $ 51,000
Iberia, Louisiana 2 $ 122,000 $ 61,000 $ 28,000
Lafayette, Louisiana 2 $ 208,000 $ 104,000 $ 40,000
Lincoln, Louisiana 2 $ 176,000 $ 88,000 $ 59,000
Livingston, Louisiana 2 $ 173,000 $ 86,500 $ 52,000
Red River, Louisiana 2 $ 95,000 $ 47,500 $ 71,000
St. Bernard, Louisiana 2 $ 156,000 $ 78,000 $ 26,000
St. Landry, Louisiana 2 $ 216,000 $ 108,000 $ 18,000
Allegany, Maryland 2 $ 170,000 $ 85,000 $ 36,000
Washington, Maryland 2 $ 214,000 $ 107,000 $ 41,000
Bay, Michigan 2 $ 155,000 $ 77,500 $ 41,000
Clinton, Michigan 2 $ 232,000 $ 116,000 $ 49,000
Ingham, Michigan 2 $ 485,000 $ 242,500 $ 136,000
Ionia, Michigan 2 $ 244,000 $ 122,000 $ 62,000
Newaygo, Michigan 2 $ 183,000 $ 91,500 $ 36,000
Ottawa, Michigan 2 $ 351,000 $ 175,500 $ 155,000
Saginaw, Michigan 2 $ 234,000 $ 117,000 $ 50,000
Shiawassee, Michigan 2 $ 208,000 $ 104,000 $ 56,000
St. Clair, Michigan 2 $ 220,000 $ 110,000 $ 49,000
Alcorn, Mississippi 2 $ 174,000 $ 87,000 $ 40,000
Chickasaw, Mississippi 2 $ 80,000 $ 40,000 $ 13,000
Hancock, Mississippi 2 $ 212,000 $ 106,000 $ 40,000
Lauderdale, Mississippi 2 $ 157,000 $ 78,500 $ 62,000
Madison, Mississippi 2 $ 279,000 $ 139,500 $ 102,000
Warren, Mississippi 2 $ 136,000 $ 68,000 $ 76,000
Barton, Missouri 2 $ 125,000 $ 62,500 $ 30,000
Boone, Missouri 2 $ 87,000 $ 43,500 $ 28,000
Franklin, Missouri 2 $ 298,000 $ 149,000 $ 99,000
Morgan, Missouri 2 $ 250,000 $ 125,000 $ 54,000
Eddy, New Mexico 2 $ 139,000 $ 69,500 $ 40,000
Luna, New Mexico 2 $ 94,000 $ 47,000 $ 20,000
Broome, New York 2 $ 147,000 $ 73,500 $ 57,000
Cattaraugus, New York 2 $ 132,000 $ 66,000 $ 60,000
Clinton, New York 2 $ 211,000 $ 105,500 $ 56,000
Oneida, New York 2 $ 117,000 $ 58,500 $ 41,000
Onondaga, New York 2 $ 264,000 $ 132,000 $ 63,000
Ontario, New York 2 $ 155,000 $ 77,500 $ 102,000
Oswego, New York 2 $ 229,000 $ 114,500 $ 41,000
Rensselaer, New York 2 $ 165,000 $ 82,500 $ 44,000
Tompkins, New York 2 $ 147,000 $ 73,500 $ 77,000
Alamance, North Carolina 2 $ 162,000 $ 81,000 $ 31,000
Carteret, North Carolina 2 $ 244,000 $ 122,000 $ 53,000
Chatham, North Carolina 2 $ 227,000 $ 113,500 $ 46,000
Cumberland, North Carolina 2 $ 167,000 $ 83,500 $ 42,000
Durham, North Carolina 2 $ 205,000 $ 102,500 $ 59,000
Lincoln, North Carolina 2 $ 123,000 $ 61,500 $ 14,000
New Hanover, North Carolina 2 $ 162,000 $ 81,000 $ 89,000
Onslow, North Carolina 2 $ 174,000 $ 87,000 $ 57,000
Richmond, North Carolina 2 $ 111,000 $ 55,500 $ 15,000
Rowan, North Carolina 2 $ 180,000 $ 90,000 $ 41,000
Ashtabula, Ohio 2 $ 286,000 $ 143,000 $ 55,000
Auglaize, Ohio 2 $ 146,000 $ 73,000 $ 41,000
Erie, Ohio 2 $ 336,000 $ 168,000 $ 57,000
Fairfield, Ohio 2 $ 211,000 $ 105,500 $ 43,000
Hocking, Ohio 2 $ 77,000 $ 38,500 $ 30,000
Lawrence, Ohio 2 $ 181,000 $ 90,500 $ 17,000
Medina, Ohio 2 $ 157,000 $ 78,500 $ 31,000
Morrow, Ohio 2 $ 149,000 $ 74,500 $ 33,000
Seneca, Ohio 2 $ 186,000 $ 93,000 $ 51,000
Shelby, Ohio 2 $ 170,000 $ 85,000 $ 21,000
Comanche, Oklahoma 2 $ 112,000 $ 56,000 $ 78,000
Creek, Oklahoma 2 $ 158,000 $ 79,000 $ 59,000
Grady, Oklahoma 2 $ 194,000 $ 97,000 $ 65,000
Hughes, Oklahoma 2 $ 162,000 $ 81,000 $ 21,000
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Mortgage Loan Application Detail Totals for Loanstream, Inc. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 5,012 $614,721,000 $124,725 $1,000,000 $59,675 $1,627,000
Home Purchase (one-to-four family) 361 $45,798,000 $128,275 $1,785,000 $63,068 $480,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,254 $400,588,000 $128,105 $805,000 $61,105 $1,400,000
Information not provided by applicant in mail or telephone application 1,293 $160,736,000 $122,256 $1,000,000 $55,871 $1,627,000
Black 348 $38,091,000 $110,562 $380,000 $52,187 $300,000
Hispanic 299 $34,081,000 $113,727 $1,785,000 $52,363 $480,000
Other 81 $12,386,000 $155,714 $638,000 $75,238 $413,000
Asian or Pacific Islander 76 $12,296,000 $170,200 $630,000 $76,266 $185,000
American Indian or Alaskan Native 22 $2,341,000 $108,000 $195,000 $48,636 $100,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,364 $659,754,000 $125,025 $1,785,000 $59,575 $1,627,000
FHA-insured (Federal Housing Administration) 9 $765,000 $96,000 $123,000 $64,000 $88,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,586 $306,075,000 $121,575 $1,785,000 $56,775 $1,400,000
Loan Originated 1,545 $192,617,000 $123,454 $685,000 $63,757 $1,200,000
Application Approved But Not Accepted 1,215 $157,325,000 $126,250 $709,000 $64,805 $1,627,000
Application Withdrawn By Applicant 27 $4,502,000 $122,909 $1,000,000 $55,545 $504,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanstream, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loanstream, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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