Lsi Mortgage Plus Mortgage Lending & HMDA Data, 2015
In 2015, Lsi Mortgage Plus of Duluth, GA reported 1,823 mortgage applications totaling $430.7 million, down 23% from 2014. The average application was for $236,251, and applicants reported an average income of $93,536. 39% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (188), St. Louis, MO-IL (122) and Chicago-Naperville-Arlington Heights, IL (75) (applications in parentheses).
| Mortgage Company & Address | Lsi Mortgage Plus 6470 E Johns Crossing Ste 400 Duluth, GA 30097 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,823 |
| Total Mortgage Loan Application Amount | $430,686,000 |
| Average Mortgage Loan Application Amount | $236,251 |
| Highest Mortgage Loan Application Amount | $1,147,000 |
| Average Applicant Income | $93,536 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lsi Mortgage Plus filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 188 | $ 38,819,000 | $ 206,484 | $ 81,000 |
| St. Louis, MO-IL | 122 | $ 23,285,000 | $ 190,860 | $ 81,868 |
| Chicago-Naperville-Arlington Heights, IL | 75 | $ 18,617,000 | $ 248,226 | $ 94,000 |
| Houston-The Woodlands-Sugar Land, TX | 62 | $ 11,947,000 | $ 192,693 | $ 107,000 |
| New York-Jersey City-White Plains, NY-NJ | 57 | $ 19,256,000 | $ 337,824 | $ 128,000 |
| Denver-Aurora-Lakewood, CO | 51 | $ 12,381,000 | $ 242,764 | $ 78,000 |
| Dallas-Plano-Irving, TX | 47 | $ 9,854,000 | $ 209,659 | $ 103,000 |
| Baltimore-Columbia-Towson, MD | 46 | $ 13,389,000 | $ 291,065 | $ 109,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 40 | $ 11,605,000 | $ 290,125 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 35 | $ 9,341,000 | $ 266,885 | $ 100,400 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 12,278,000 | $ 361,117 | $ 101,000 |
| Newark, NJ-PA | 33 | $ 9,957,000 | $ 301,727 | $ 135,000 |
| Kansas City, MO-KS | 32 | $ 6,192,000 | $ 193,500 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 31 | $ 6,585,000 | $ 212,419 | $ 77,548 |
| Silver Spring-Frederick-Rockville, MD | 29 | $ 10,405,000 | $ 358,793 | $ 116,000 |
| Indianapolis-Carmel-Anderson, IN | 27 | $ 4,727,000 | $ 175,074 | $ 72,000 |
| Raleigh, NC | 26 | $ 6,749,000 | $ 259,576 | $ 86,000 |
| Albuquerque, NM | 25 | $ 4,959,000 | $ 198,360 | $ 95,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 5,020,000 | $ 239,047 | $ 77,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 5,188,000 | $ 259,400 | $ 104,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 5,434,000 | $ 286,000 | $ 92,000 |
| San Diego-Carlsbad, CA | 18 | $ 5,486,000 | $ 304,777 | $ 91,000 |
| San Antonio-New Braunfels, TX | 17 | $ 3,807,000 | $ 223,941 | $ 79,000 |
| Anaheim-Santa Ana-Irvine, CA | 16 | $ 7,068,000 | $ 441,750 | $ 119,000 |
| Oakland-Hayward-Berkeley, CA | 15 | $ 5,859,000 | $ 390,600 | $ 102,000 |
| Camden, NJ | 14 | $ 2,845,000 | $ 203,214 | $ 78,000 |
| Fort Worth-Arlington, TX | 14 | $ 3,011,000 | $ 215,071 | $ 80,000 |
| Austin-Round Rock, TX | 13 | $ 3,051,000 | $ 234,692 | $ 82,000 |
| Gainesville, GA | 13 | $ 2,950,000 | $ 226,923 | $ 73,000 |
| Charleston-North Charleston, SC | 12 | $ 3,502,000 | $ 291,833 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 2,609,000 | $ 217,416 | $ 110,000 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 2,352,000 | $ 213,818 | $ 98,000 |
| Birmingham-Hoover, AL | 10 | $ 2,299,000 | $ 229,900 | $ 92,000 |
| Colorado Springs, CO | 10 | $ 1,909,000 | $ 190,900 | $ 69,000 |
| Elgin, IL | 9 | $ 2,159,000 | $ 239,888 | $ 97,000 |
| Asheville, NC | 8 | $ 2,398,000 | $ 299,750 | $ 99,000 |
| Chattanooga, TN-GA | 8 | $ 1,396,000 | $ 174,500 | $ 46,125 |
| Springfield, MO | 8 | $ 1,261,000 | $ 157,625 | $ 58,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 2,182,000 | $ 311,714 | $ 106,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,805,000 | $ 257,857 | $ 86,000 |
| Greeley, CO | 7 | $ 1,449,000 | $ 207,000 | $ 85,000 |
| Greensboro-High Point, NC | 7 | $ 1,344,000 | $ 192,000 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,597,000 | $ 228,142 | $ 137,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 2,205,000 | $ 315,000 | $ 143,000 |
| Worcester, MA-CT | 7 | $ 1,837,000 | $ 262,428 | $ 87,000 |
| Boulder, CO | 6 | $ 1,785,000 | $ 297,500 | $ 60,000 |
| Fayetteville, NC | 6 | $ 1,102,000 | $ 183,666 | $ 69,000 |
| Fort Wayne, IN | 6 | $ 906,000 | $ 151,000 | $ 67,000 |
| Gary, IN | 6 | $ 999,000 | $ 166,500 | $ 68,000 |
| Memphis, TN-MS-AR | 6 | $ 1,002,000 | $ 167,000 | $ 75,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6 | $ 3,173,000 | $ 528,833 | $ 176,000 |
| Stockton-Lodi, CA | 6 | $ 1,416,000 | $ 236,000 | $ 88,000 |
| Winston-Salem, NC | 6 | $ 1,490,000 | $ 248,333 | $ 68,000 |
| Columbia, SC | 5 | $ 793,000 | $ 158,600 | $ 78,000 |
| Fort Collins, CO | 5 | $ 1,183,000 | $ 236,600 | $ 93,000 |
| Huntsville, AL | 5 | $ 1,314,000 | $ 262,800 | $ 107,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,287,000 | $ 257,400 | $ 222,000 |
| New Haven-Milford, CT | 5 | $ 1,145,000 | $ 229,000 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,859,000 | $ 371,800 | $ 131,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,243,000 | $ 248,600 | $ 60,000 |
| Wilmington, NC | 5 | $ 1,195,000 | $ 239,000 | $ 88,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,064,000 | $ 266,000 | $ 104,000 |
| Evansville, IN-KY | 4 | $ 979,000 | $ 244,750 | $ 171,000 |
| Farmington, NM | 4 | $ 928,000 | $ 232,000 | $ 105,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,111,000 | $ 277,750 | $ 87,500 |
| Fresno, CA | 4 | $ 794,000 | $ 198,500 | $ 77,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 859,000 | $ 214,750 | $ 92,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,131,000 | $ 282,750 | $ 42,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,830,000 | $ 457,500 | $ 280,000 |
| Macon, GA | 4 | $ 585,000 | $ 146,250 | $ 84,000 |
| Mobile, AL | 4 | $ 1,051,000 | $ 262,750 | $ 88,000 |
| Rochester, MN | 4 | $ 762,000 | $ 190,500 | $ 46,000 |
| Salisbury, MD-DE | 4 | $ 1,211,000 | $ 302,750 | $ 133,250 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,277,000 | $ 319,250 | $ 121,000 |
| Trenton, NJ | 4 | $ 737,000 | $ 184,250 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 296,000 | $ 98,666 | $ 138,000 |
| Brunswick, GA | 3 | $ 698,000 | $ 232,666 | $ 66,000 |
| California-Lexington Park, MD | 3 | $ 697,000 | $ 232,333 | $ 51,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 448,000 | $ 149,333 | $ 76,000 |
| Casper, WY | 3 | $ 586,000 | $ 195,333 | $ 112,000 |
| Cincinnati, OH-KY-IN | 3 | $ 383,000 | $ 127,666 | $ 82,000 |
| Duluth, MN-WI | 3 | $ 449,000 | $ 149,666 | $ 30,000 |
| El Paso, TX | 3 | $ 450,000 | $ 150,000 | $ 97,000 |
| Janesville-Beloit, WI | 3 | $ 570,000 | $ 190,000 | $ 51,000 |
| Joplin, MO | 3 | $ 556,000 | $ 185,333 | $ 90,000 |
| Las Cruces, NM | 3 | $ 699,000 | $ 233,000 | $ 311,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 562,000 | $ 187,333 | $ 80,666 |
| Madison, WI | 3 | $ 541,000 | $ 180,333 | $ 58,000 |
| Michigan City-La Porte, IN | 3 | $ 503,000 | $ 167,666 | $ 49,000 |
| Modesto, CA | 3 | $ 676,000 | $ 225,333 | $ 164,000 |
| Montgomery, AL | 3 | $ 608,000 | $ 202,666 | $ 105,000 |
| Napa, CA | 3 | $ 1,296,000 | $ 432,000 | $ 115,000 |
| Norwich-New London, CT | 3 | $ 459,000 | $ 153,000 | $ 35,000 |
| Salem, OR | 3 | $ 505,000 | $ 168,333 | $ 77,000 |
| San Angelo, TX | 3 | $ 531,000 | $ 177,000 | $ 179,000 |
| Santa Fe, NM | 3 | $ 857,000 | $ 285,666 | $ 68,000 |
| Savannah, GA | 3 | $ 617,000 | $ 205,666 | $ 61,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3 | $ 826,000 | $ 275,333 | $ 134,000 |
| Warner Robins, GA | 3 | $ 560,000 | $ 186,666 | $ 68,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 293,000 | $ 146,500 | $ 79,000 |
| Amarillo, TX | 2 | $ 343,000 | $ 171,500 | $ 38,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 436,000 | $ 218,000 | $ 104,000 |
| Bend-Redmond, OR | 2 | $ 599,000 | $ 299,500 | $ 77,000 |
| Bloomington, IL | 2 | $ 532,000 | $ 266,000 | $ 288,000 |
| Boston, MA | 2 | $ 735,000 | $ 367,500 | $ 117,000 |
| Bowling Green, KY | 2 | $ 336,000 | $ 168,000 | $ 83,000 |
| Champaign-Urbana, IL | 2 | $ 464,000 | $ 232,000 | $ 117,000 |
| Cleveland, TN | 2 | $ 488,000 | $ 244,000 | $ 99,000 |
| Columbia, MO | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Dalton, GA | 2 | $ 295,000 | $ 147,500 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 349,000 | $ 174,500 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 514,000 | $ 257,000 | $ 85,000 |
| Dothan, AL | 2 | $ 626,000 | $ 313,000 | $ 141,000 |
| Dover, DE | 2 | $ 558,000 | $ 279,000 | $ 86,000 |
| Fond Du Lac, WI | 2 | $ 583,000 | $ 291,500 | $ 103,000 |
| Jacksonville, FL | 2 | $ 353,000 | $ 176,500 | $ 93,000 |
| Jefferson City, MO | 2 | $ 365,000 | $ 182,500 | $ 81,000 |
| Knoxville, TN | 2 | $ 533,000 | $ 266,500 | $ 90,000 |
| Lafayette-West Lafayette, IN | 2 | $ 350,000 | $ 175,000 | $ 117,000 |
| Merced, CA | 2 | $ 327,000 | $ 163,500 | $ 65,000 |
| New Bern, NC | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 485,000 | $ 242,500 | $ 258,000 |
| Oshkosh-Neenah, WI | 2 | $ 355,000 | $ 177,500 | $ 62,000 |
| Peoria, IL | 2 | $ 316,000 | $ 158,000 | $ 103,000 |
| Redding, CA | 2 | $ 437,000 | $ 218,500 | $ 134,000 |
| Rockford, IL | 2 | $ 455,000 | $ 227,500 | $ 310,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 953,000 | $ 476,500 | $ 133,000 |
| Santa Rosa, CA | 2 | $ 594,000 | $ 297,000 | $ 89,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 265,000 | $ 132,500 | $ 49,000 |
| St. Joseph, MO-KS | 2 | $ 337,000 | $ 168,500 | $ 37,000 |
| Vallejo-Fairfield, CA | 2 | $ 577,000 | $ 288,500 | $ 40,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 453,000 | $ 226,500 | $ 81,000 |
| Visalia-Porterville, CA | 2 | $ 360,000 | $ 180,000 | $ 81,000 |
| Yuba City, CA | 2 | $ 256,000 | $ 128,000 | $ 58,000 |
| Abilene, TX | 1 | $ 187,000 | $ 187,000 | $ 141,000 |
| Appleton, WI | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Bakersfield, CA | 1 | $ 220,000 | $ 220,000 | $ 58,000 |
| Bloomington, IN | 1 | $ 193,000 | $ 193,000 | $ 3,000,000 |
| Brownsville-Harlingen, TX | 1 | $ 320,000 | $ 320,000 | $ 112,000 |
| Carbondale-Marion, IL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Cheyenne, WY | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Chico, CA | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Columbus, GA-AL | 1 | $ 171,000 | $ 171,000 | $ 52,000 |
| Columbus, IN | 1 | $ 264,000 | $ 264,000 | $ 130,000 |
| Corpus Christi, TX | 1 | $ 157,000 | $ 157,000 | $ 106,000 |
| Cumberland, MD-WV | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Decatur, AL | 1 | $ 307,000 | $ 307,000 | $ 326,000 |
| Decatur, IL | 1 | $ 222,000 | $ 222,000 | $ 153,000 |
| Eau Claire, WI | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| El Centro, CA | 1 | $ 171,000 | $ 171,000 | $ 96,000 |
| Elkhart-Goshen, IN | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Eugene, OR | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Fargo, ND-MN | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Florence, SC | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Fort Smith, AR-OK | 1 | $ 146,000 | $ 146,000 | $ 124,000 |
| Goldsboro, NC | 1 | $ 299,000 | $ 299,000 | $ 150,000 |
| Grand Island, NE | 1 | $ 234,000 | $ 234,000 | $ 126,000 |
| Green Bay, WI | 1 | $ 198,000 | $ 198,000 | $ 54,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Jackson, TN | 1 | $ 238,000 | $ 238,000 | $ 142,000 |
| Jacksonville, NC | 1 | $ 188,000 | $ 188,000 | $ 94,000 |
| Johnson City, TN | 1 | $ 359,000 | $ 359,000 | $ 263,000 |
| Killeen-Temple, TX | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Lexington-Fayette, KY | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Longview, TX | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Lubbock, TX | 1 | $ 167,000 | $ 167,000 | $ 109,000 |
| Madera, CA | 1 | $ 417,000 | $ 417,000 | $ 99,000 |
| Mankato-North Mankato, MN | 1 | $ 274,000 | $ 274,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 352,000 | $ 352,000 | $ 114,000 |
| Odessa, TX | 1 | $ 141,000 | $ 141,000 | $ 222,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 200,000 | $ 200,000 | $ 118,000 |
| Providence-Warwick, RI-MA | 1 | $ 197,000 | $ 197,000 | $ 40,000 |
| Racine, WI | 1 | $ 352,000 | $ 352,000 | $ 73,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 202,000 | $ 202,000 | $ 82,000 |
| Sheboygan, WI | 1 | $ 376,000 | $ 376,000 | $ 217,000 |
| Spartanburg, SC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Springfield, IL | 1 | $ 198,000 | $ 198,000 | $ 30,000 |
| St. Cloud, MN | 1 | $ 159,000 | $ 159,000 | $ 101,000 |
| Terre Haute, IN | 1 | $ 152,000 | $ 152,000 | $ 136,000 |
| Tuscaloosa, AL | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Victoria, TX | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 372,000 | $ 372,000 | $ 404,000 |
| Wichita Falls, TX | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Lsi Mortgage Plus in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,654 | $393,288,000 | $237,000 | $1,147,000 | $94,000 | $3,000,000 |
| Home Purchase | 169 | $37,398,000 | $221,000 | $569,000 | $89,000 | $486,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,459 | $345,252,000 | $236,000 | $1,147,000 | $95,000 | $3,000,000 |
| Black or African American | 141 | $30,109,000 | $213,000 | $675,000 | $74,000 | $280,000 |
| Hispanic | 121 | $27,996,000 | $231,000 | $878,000 | $90,000 | $565,000 |
| Asian | 81 | $22,541,000 | $278,000 | $775,000 | $107,000 | $759,000 |
| Not Provided | 13 | $2,781,000 | $213,000 | $502,000 | $84,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,445,000 | $289,000 | $625,000 | $115,000 | $180,000 |
| American Indian or Alaskan Native | 2 | $459,000 | $229,000 | $230,000 | $42,000 | $84,000 |
| Not applicable | 1 | $103,000 | $103,000 | $103,000 | $54,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,170 | $284,899,000 | $243,000 | $1,147,000 | $108,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 489 | $103,930,000 | $212,000 | $595,000 | $63,000 | $430,000 |
| VA-guaranteed (Veterans Administration) | 162 | $41,396,000 | $255,000 | $687,000 | $85,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $461,000 | $230,000 | $325,000 | $88,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 711 | $165,013,000 | $232,000 | $675,000 | $91,000 | $498,000 |
| File Closed For Incompleteness | 473 | $114,636,000 | $242,000 | $1,147,000 | $100,000 | $3,000,000 |
| Application Denied By Financial Institution | 369 | $86,333,000 | $233,000 | $878,000 | $90,000 | $759,000 |
| Application Withdrawn By Applicant | 188 | $45,160,000 | $240,000 | $1,143,000 | $93,000 | $404,000 |
| Application Approved But Not Accepted | 82 | $19,544,000 | $238,000 | $475,000 | $99,000 | $725,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 196 | $45,237,000 | $230,000 | $775,000 | $101,000 | $759,000 |
| Debt-To-Income Ratio | 89 | $22,994,000 | $258,000 | $745,000 | $65,000 | $178,000 |
| Credit History | 48 | $10,757,000 | $224,000 | $878,000 | $84,000 | $565,000 |
| Other | 12 | $2,700,000 | $225,000 | $417,000 | $121,000 | $270,000 |
| Unverifiable Information | 9 | $1,986,000 | $220,000 | $417,000 | $91,000 | $190,000 |
| Employment History | 6 | $1,089,000 | $181,000 | $229,000 | $94,000 | $194,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $152,000 | $152,000 | $152,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lsi Mortgage Plus's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lsi Mortgage Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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