M&I Bank FSB Mortgage Lending & HMDA Data, 2007
In 2007, M&I Bank FSB of Cedarburg, WI reported 23,462 mortgage applications totaling $4.2 billion, down 16% from 2006. The average application was for $179,679, and applicants reported an average income of $79,005. 25% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Kansas City, MO-KS (1,277), St. Louis, MO-IL (1,237) and Atlanta-Sandy Springs-Marietta, GA (912) (applications in parentheses).
| Mortgage Company & Address | M&I Bank FSB W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,462 |
| Total Mortgage Loan Application Amount | $4,215,645,000 |
| Average Mortgage Loan Application Amount | $179,679 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $79,005 |
| Highest Applicant Income | $9,672,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 1,277 | $ 190,574,000 | $ 149,235 | $ 78,205 |
| St. Louis, MO-IL | 1,237 | $ 199,463,000 | $ 161,247 | $ 77,476 |
| Atlanta-Sandy Springs-Marietta, GA | 912 | $ 159,487,000 | $ 174,876 | $ 76,000 |
| Phoenix-Mesa-Scottsdale, AZ | 875 | $ 430,803,000 | $ 492,346 | $ 136,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 839 | $ 179,211,000 | $ 213,600 | $ 88,547 |
| Cincinnati-Middletown, OH-KY-IN | 757 | $ 103,957,000 | $ 137,327 | $ 78,137 |
| Denver-Aurora, CO | 608 | $ 106,029,000 | $ 174,389 | $ 91,000 |
| Milwaukee-Waukesha-West Allis, WI | 517 | $ 76,614,000 | $ 148,189 | $ 72,000 |
| Indianapolis-Carmel, IN | 474 | $ 67,412,000 | $ 142,219 | $ 75,000 |
| Warren-Troy-Farmington Hills, MI | 453 | $ 81,022,000 | $ 178,856 | $ 91,000 |
| Columbus, OH | 423 | $ 60,256,000 | $ 142,449 | $ 81,000 |
| Cleveland-Elyria-Mentor, OH | 403 | $ 50,927,000 | $ 126,369 | $ 72,000 |
| Charlotte-Gastonia-Concord, NC-SC | 365 | $ 58,011,000 | $ 158,934 | $ 79,164 |
| Detroit-Livonia-Dearborn, MI | 335 | $ 41,060,000 | $ 122,567 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 314 | $ 49,841,000 | $ 158,729 | $ 72,000 |
| Tampa-St. Petersburg-Clearwater, FL | 299 | $ 70,983,000 | $ 237,401 | $ 82,000 |
| Des Moines-West Des Moines, IA | 284 | $ 37,096,000 | $ 130,619 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 282 | $ 77,991,000 | $ 276,563 | $ 118,010 |
| Louisville-Jefferson County, KY-IN | 247 | $ 36,915,000 | $ 149,453 | $ 71,728 |
| Chicago-Naperville-Joliet, IL | 229 | $ 44,233,000 | $ 193,157 | $ 87,000 |
| Las Vegas-Paradise, NV | 225 | $ 97,908,000 | $ 435,146 | $ 99,000 |
| Pittsburgh, PA | 194 | $ 25,636,000 | $ 132,144 | $ 78,000 |
| Omaha-Council Bluffs, NE-IA | 184 | $ 24,663,000 | $ 134,038 | $ 75,798 |
| Raleigh-Cary, NC | 177 | $ 30,706,000 | $ 173,480 | $ 84,000 |
| Tucson, AZ | 168 | $ 59,592,000 | $ 354,714 | $ 65,000 |
| Orlando-Kissimmee, FL | 162 | $ 43,649,000 | $ 269,438 | $ 83,000 |
| Baltimore-Towson, MD | 152 | $ 32,589,000 | $ 214,401 | $ 88,000 |
| Dayton, OH | 136 | $ 18,053,000 | $ 132,742 | $ 74,000 |
| Philadelphia, PA | 134 | $ 26,866,000 | $ 200,492 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 134 | $ 28,114,000 | $ 209,805 | $ 77,626 |
| Jacksonville, FL | 125 | $ 24,572,000 | $ 196,576 | $ 79,000 |
| Memphis, TN-MS-AR | 125 | $ 18,702,000 | $ 149,616 | $ 77,352 |
| Green Bay, WI | 124 | $ 15,166,000 | $ 122,306 | $ 69,000 |
| Greenville-Mauldin-Easley, SC | 124 | $ 17,052,000 | $ 137,516 | $ 62,000 |
| Akron, OH | 117 | $ 14,408,000 | $ 123,145 | $ 74,000 |
| Lake Havasu City-Kingman, AZ | 116 | $ 22,025,000 | $ 189,870 | $ 40,000 |
| Gary, IN | 115 | $ 15,326,000 | $ 133,269 | $ 72,000 |
| Prescott, AZ | 113 | $ 24,591,000 | $ 217,619 | $ 75,000 |
| Toledo, OH | 112 | $ 13,970,000 | $ 124,732 | $ 75,000 |
| Wichita, KS | 110 | $ 12,004,000 | $ 109,127 | $ 70,000 |
| Madison, WI | 101 | $ 16,708,000 | $ 165,425 | $ 68,000 |
| Greensboro-High Point, NC | 99 | $ 14,195,000 | $ 143,383 | $ 64,000 |
| Lincoln, NE | 98 | $ 11,892,000 | $ 121,346 | $ 72,000 |
| Richmond, VA | 95 | $ 18,727,000 | $ 197,126 | $ 78,000 |
| Canton-Massillon, OH | 91 | $ 11,425,000 | $ 125,549 | $ 67,000 |
| Columbia, SC | 87 | $ 10,643,000 | $ 122,333 | $ 66,000 |
| Colorado Springs, CO | 84 | $ 13,817,000 | $ 164,488 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 82 | $ 32,773,000 | $ 399,670 | $ 88,000 |
| Cedar Rapids, IA | 81 | $ 10,003,000 | $ 123,493 | $ 65,000 |
| Appleton, WI | 78 | $ 10,563,000 | $ 135,423 | $ 62,000 |
| Fort Wayne, IN | 78 | $ 8,800,000 | $ 112,820 | $ 67,000 |
| Lexington-Fayette, KY | 74 | $ 10,260,000 | $ 138,648 | $ 84,000 |
| Lake County-Kenosha County, IL-WI | 72 | $ 12,498,000 | $ 173,583 | $ 76,000 |
| Salt Lake City, UT | 72 | $ 9,870,000 | $ 137,083 | $ 62,000 |
| Topeka, KS | 72 | $ 7,979,000 | $ 110,819 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 68 | $ 15,082,000 | $ 221,794 | $ 78,000 |
| Hartford-West Hartford-East Hartford, CT | 67 | $ 13,433,000 | $ 200,492 | $ 89,000 |
| Scranton--Wilkes-Barre, PA | 67 | $ 8,615,000 | $ 128,582 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 65 | $ 8,994,000 | $ 138,369 | $ 77,000 |
| Janesville, WI | 65 | $ 8,563,000 | $ 131,738 | $ 65,000 |
| Portland-Vancouver-Beaverton, OR-WA | 65 | $ 13,287,000 | $ 204,415 | $ 73,215 |
| Winston-Salem, NC | 64 | $ 9,354,000 | $ 146,156 | $ 65,000 |
| Springfield, MO | 63 | $ 8,622,000 | $ 136,857 | $ 72,000 |
| Davenport-Moline-Rock Island, IA-IL | 62 | $ 7,371,000 | $ 118,887 | $ 65,645 |
| Greeley, CO | 61 | $ 9,895,000 | $ 162,213 | $ 74,000 |
| Lakeland, FL | 61 | $ 10,398,000 | $ 170,459 | $ 70,000 |
| Charleston-North Charleston, SC | 60 | $ 9,264,000 | $ 154,400 | $ 68,000 |
| Chattanooga, TN-GA | 60 | $ 10,295,000 | $ 171,583 | $ 78,750 |
| Knoxville, TN | 60 | $ 9,210,000 | $ 153,500 | $ 67,000 |
| Racine, WI | 60 | $ 9,216,000 | $ 153,600 | $ 73,000 |
| Youngstown-Warren-Boardman, OH-PA | 60 | $ 7,297,000 | $ 121,616 | $ 68,333 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 59 | $ 16,352,000 | $ 277,152 | $ 89,000 |
| Flint, MI | 56 | $ 8,385,000 | $ 149,732 | $ 74,000 |
| Sarasota-Bradenton-Venice, FL | 56 | $ 15,087,000 | $ 269,410 | $ 78,000 |
| Anderson, SC | 55 | $ 7,285,000 | $ 132,454 | $ 62,000 |
| Ann Arbor, MI | 54 | $ 8,788,000 | $ 162,740 | $ 89,000 |
| Duluth, MN-WI | 54 | $ 7,830,000 | $ 145,000 | $ 73,129 |
| Miami-Miami Beach-Kendall, FL | 54 | $ 19,648,000 | $ 363,851 | $ 147,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 54 | $ 14,470,000 | $ 267,962 | $ 91,000 |
| Palm Bay-Melbourne-Titusville, FL | 53 | $ 10,281,000 | $ 193,981 | $ 69,000 |
| Lansing-East Lansing, MI | 50 | $ 6,265,000 | $ 125,300 | $ 74,000 |
| Tacoma, WA | 50 | $ 10,476,000 | $ 209,520 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 49 | $ 9,157,000 | $ 186,877 | $ 79,000 |
| Durham, NC | 49 | $ 6,995,000 | $ 142,755 | $ 59,000 |
| Bethesda-Gaithersburg-Frederick, MD | 47 | $ 13,411,000 | $ 285,340 | $ 123,000 |
| Eau Claire, WI | 47 | $ 6,466,000 | $ 137,574 | $ 62,000 |
| Rochester, MN | 47 | $ 7,092,000 | $ 150,893 | $ 72,000 |
| Kokomo, IN | 44 | $ 5,847,000 | $ 132,886 | $ 74,000 |
| Oklahoma City, OK | 44 | $ 5,691,000 | $ 129,340 | $ 75,000 |
| Reno-Sparks, NV | 43 | $ 13,578,000 | $ 315,767 | $ 79,000 |
| Fayetteville, NC | 42 | $ 5,696,000 | $ 135,619 | $ 71,000 |
| Tulsa, OK | 42 | $ 5,125,000 | $ 122,023 | $ 60,000 |
| Naples-Marco Island, FL | 41 | $ 24,434,000 | $ 595,951 | $ 75,000 |
| Oshkosh-Neenah, WI | 41 | $ 4,921,000 | $ 120,024 | $ 61,000 |
| Spartanburg, SC | 41 | $ 5,977,000 | $ 145,780 | $ 70,000 |
| Flagstaff, AZ | 40 | $ 10,963,000 | $ 274,075 | $ 69,000 |
| Sheboygan, WI | 40 | $ 5,284,000 | $ 132,100 | $ 72,000 |
| Wausau, WI | 40 | $ 6,193,000 | $ 154,825 | $ 74,000 |
| Clarksville, TN-KY | 39 | $ 5,599,000 | $ 143,564 | $ 61,538 |
| Lafayette, IN | 39 | $ 4,333,000 | $ 111,102 | $ 73,000 |
| Ogden-Clearfield, UT | 39 | $ 5,738,000 | $ 147,128 | $ 75,000 |
| St. Cloud, MN | 39 | $ 5,673,000 | $ 145,461 | $ 71,000 |
| Evansville, IN-KY | 38 | $ 4,761,000 | $ 125,289 | $ 68,736 |
| Hickory-Lenoir-Morganton, NC | 38 | $ 5,616,000 | $ 147,789 | $ 73,000 |
| St. Joseph, MO-KS | 38 | $ 5,840,000 | $ 153,684 | $ 76,000 |
| Bloomington, IN | 36 | $ 4,559,000 | $ 126,638 | $ 59,000 |
| Anderson, IN | 35 | $ 4,569,000 | $ 130,542 | $ 55,000 |
| Augusta-Richmond County, GA-SC | 35 | $ 6,115,000 | $ 174,714 | $ 70,628 |
| Wilmington, NC | 35 | $ 6,651,000 | $ 190,028 | $ 77,000 |
| Albuquerque, NM | 34 | $ 5,229,000 | $ 153,794 | $ 73,000 |
| Harrisburg-Carlisle, PA | 34 | $ 5,126,000 | $ 150,764 | $ 84,000 |
| Lawrence, KS | 34 | $ 5,574,000 | $ 163,941 | $ 85,000 |
| Fort Collins-Loveland, CO | 33 | $ 5,688,000 | $ 172,363 | $ 91,000 |
| Monroe, MI | 33 | $ 4,788,000 | $ 145,090 | $ 80,000 |
| Pensacola-Ferry Pass-Brent, FL | 33 | $ 4,953,000 | $ 150,090 | $ 71,000 |
| York-Hanover, PA | 33 | $ 5,372,000 | $ 162,787 | $ 75,000 |
| Asheville, NC | 32 | $ 4,230,000 | $ 132,187 | $ 56,000 |
| Fargo, ND-MN | 32 | $ 4,557,000 | $ 142,406 | $ 69,500 |
| Ocala, FL | 32 | $ 4,711,000 | $ 147,218 | $ 49,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 31 | $ 5,530,000 | $ 178,387 | $ 66,000 |
| Port St. Lucie, FL | 31 | $ 7,018,000 | $ 226,387 | $ 83,000 |
| Provo-Orem, UT | 31 | $ 4,569,000 | $ 147,387 | $ 54,000 |
| Riverside-San Bernardino-Ontario, CA | 31 | $ 7,922,000 | $ 255,548 | $ 102,000 |
| Sioux City, IA-NE-SD | 30 | $ 3,537,000 | $ 117,900 | $ 65,066 |
| Florence, SC | 28 | $ 3,466,000 | $ 123,785 | $ 53,000 |
| Fond Du Lac, WI | 27 | $ 3,525,000 | $ 130,555 | $ 76,000 |
| La Crosse, WI-MN | 27 | $ 3,945,000 | $ 146,111 | $ 62,888 |
| Muncie, IN | 27 | $ 2,673,000 | $ 99,000 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 26 | $ 4,089,000 | $ 157,269 | $ 77,000 |
| Reading, PA | 25 | $ 4,316,000 | $ 172,640 | $ 63,000 |
| Boulder, CO | 24 | $ 5,549,000 | $ 231,208 | $ 91,000 |
| South Bend-Mishawaka, IN-MI | 24 | $ 2,586,000 | $ 107,750 | $ 65,958 |
| Springfield, OH | 24 | $ 2,236,000 | $ 93,166 | $ 60,000 |
| Lima, OH | 23 | $ 2,563,000 | $ 111,434 | $ 62,000 |
| Terre Haute, IN | 23 | $ 2,857,000 | $ 124,217 | $ 53,000 |
| Dubuque, IA | 22 | $ 2,776,000 | $ 126,181 | $ 62,000 |
| Lancaster, PA | 22 | $ 3,267,000 | $ 148,500 | $ 79,000 |
| Panama City-Lynn Haven, FL | 22 | $ 6,793,000 | $ 308,772 | $ 104,000 |
| Rockford, IL | 22 | $ 3,470,000 | $ 157,727 | $ 85,000 |
| Yuma, AZ | 22 | $ 4,931,000 | $ 224,136 | $ 68,000 |
| Bridgeport-Stamford-Norwalk, CT | 21 | $ 5,635,000 | $ 268,333 | $ 91,000 |
| Burlington, NC | 21 | $ 2,873,000 | $ 136,809 | $ 72,000 |
| Iowa City, IA | 21 | $ 3,025,000 | $ 144,047 | $ 59,000 |
| Jackson, MI | 21 | $ 2,435,000 | $ 115,952 | $ 60,000 |
| Mansfield, OH | 21 | $ 2,241,000 | $ 106,714 | $ 78,000 |
| Elkhart-Goshen, IN | 20 | $ 2,580,000 | $ 129,000 | $ 63,000 |
| Fort Walton Beach-Crestview-Destin, FL | 20 | $ 4,605,000 | $ 230,250 | $ 71,000 |
| Gainesville, GA | 20 | $ 3,899,000 | $ 194,950 | $ 61,000 |
| New Haven-Milford, CT | 20 | $ 3,682,000 | $ 184,100 | $ 70,000 |
| Savannah, GA | 20 | $ 3,069,000 | $ 153,450 | $ 56,000 |
| Kalamazoo-Portage, MI | 19 | $ 2,948,000 | $ 155,157 | $ 72,000 |
| Ames, IA | 18 | $ 2,709,000 | $ 150,500 | $ 76,000 |
| Joplin, MO | 18 | $ 2,225,000 | $ 123,611 | $ 65,000 |
| Boise City-Nampa, ID | 17 | $ 3,702,000 | $ 217,764 | $ 76,000 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 3,817,000 | $ 224,529 | $ 84,529 |
| Norwich-New London, CT | 17 | $ 3,398,000 | $ 199,882 | $ 98,000 |
| Salem, OR | 17 | $ 2,597,000 | $ 152,764 | $ 51,000 |
| Birmingham-Hoover, AL | 16 | $ 2,093,000 | $ 130,812 | $ 73,000 |
| Columbia, MO | 16 | $ 2,556,000 | $ 159,750 | $ 57,000 |
| Columbus, GA-AL | 16 | $ 2,304,000 | $ 144,000 | $ 68,000 |
| Kennewick-Richland-Pasco, WA | 16 | $ 2,878,000 | $ 179,875 | $ 92,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 2,443,000 | $ 152,687 | $ 86,750 |
| Muskegon-Norton Shores, MI | 16 | $ 2,221,000 | $ 138,812 | $ 83,000 |
| Champaign-Urbana, IL | 15 | $ 1,772,000 | $ 118,133 | $ 67,000 |
| Idaho Falls, ID | 15 | $ 1,978,000 | $ 131,866 | $ 54,000 |
| Jefferson City, MO | 15 | $ 3,197,000 | $ 213,133 | $ 94,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 15 | $ 2,789,000 | $ 185,933 | $ 121,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 15 | $ 3,685,000 | $ 245,666 | $ 104,000 |
| Columbus, IN | 14 | $ 1,972,000 | $ 140,857 | $ 71,000 |
| Olympia, WA | 14 | $ 2,572,000 | $ 183,714 | $ 85,000 |
| Tallahassee, FL | 14 | $ 2,804,000 | $ 200,285 | $ 74,000 |
| Jacksonville, NC | 13 | $ 2,101,000 | $ 161,615 | $ 66,000 |
| Pueblo, CO | 13 | $ 1,360,000 | $ 104,615 | $ 48,000 |
| Elizabethtown, KY | 12 | $ 1,538,000 | $ 128,166 | $ 79,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 1,141,000 | $ 95,083 | $ 66,750 |
| Jackson, TN | 12 | $ 1,806,000 | $ 150,500 | $ 76,000 |
| Johnson City, TN | 12 | $ 1,726,000 | $ 143,833 | $ 60,000 |
| Roanoke, VA | 12 | $ 1,831,000 | $ 152,583 | $ 62,000 |
| Athens-Clarke County, GA | 11 | $ 1,992,000 | $ 181,090 | $ 75,000 |
| Bowling Green, KY | 11 | $ 1,354,000 | $ 123,090 | $ 50,000 |
| Cheyenne, WY | 11 | $ 1,864,000 | $ 169,454 | $ 74,000 |
| Dalton, GA | 11 | $ 1,497,000 | $ 136,090 | $ 70,000 |
| Macon, GA | 11 | $ 1,466,000 | $ 133,272 | $ 69,000 |
| Michigan City-La Porte, IN | 11 | $ 1,099,000 | $ 99,909 | $ 65,000 |
| Morristown, TN | 11 | $ 1,297,000 | $ 117,909 | $ 62,000 |
| Rocky Mount, NC | 11 | $ 1,080,000 | $ 98,181 | $ 50,000 |
| San Diego-Carlsbad-San Marcos, CA | 11 | $ 3,882,000 | $ 352,909 | $ 110,000 |
| Bismarck, ND | 10 | $ 1,240,000 | $ 124,000 | $ 60,000 |
| State College, PA | 10 | $ 2,332,000 | $ 233,200 | $ 102,000 |
| Yakima, WA | 10 | $ 1,674,000 | $ 167,400 | $ 85,000 |
| Brunswick, GA | 9 | $ 1,835,000 | $ 203,888 | $ 85,000 |
| Erie, PA | 9 | $ 954,000 | $ 106,000 | $ 59,000 |
| Goldsboro, NC | 9 | $ 1,062,000 | $ 118,000 | $ 79,000 |
| Grand Junction, CO | 9 | $ 1,557,000 | $ 173,000 | $ 66,000 |
| Greenville, NC | 9 | $ 1,077,000 | $ 119,666 | $ 95,000 |
| Newark-Union, NJ-PA | 9 | $ 1,433,000 | $ 159,222 | $ 72,000 |
| Palm Coast, FL | 9 | $ 1,851,000 | $ 205,666 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 9 | $ 692,000 | $ 76,888 | $ 63,333 |
| Punta Gorda, FL | 9 | $ 2,373,000 | $ 263,666 | $ 80,000 |
| Rapid City, SD | 9 | $ 1,247,000 | $ 138,555 | $ 58,000 |
| Warner Robins, GA | 9 | $ 1,232,000 | $ 136,888 | $ 71,000 |
| Bellingham, WA | 8 | $ 1,299,000 | $ 162,375 | $ 61,000 |
| Bremerton-Silverdale, WA | 8 | $ 1,582,000 | $ 197,750 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 904,000 | $ 113,000 | $ 42,000 |
| Fresno, CA | 8 | $ 1,238,000 | $ 154,750 | $ 94,000 |
| Gainesville, FL | 8 | $ 1,254,000 | $ 156,750 | $ 53,000 |
| Johnstown, PA | 8 | $ 648,000 | $ 81,000 | $ 45,000 |
| Niles-Benton Harbor, MI | 8 | $ 1,132,000 | $ 141,500 | $ 92,000 |
| Owensboro, KY | 8 | $ 714,000 | $ 89,250 | $ 61,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 1,116,000 | $ 139,500 | $ 56,000 |
| Spokane, WA | 8 | $ 784,000 | $ 98,000 | $ 35,000 |
| Springfield, IL | 8 | $ 697,000 | $ 87,125 | $ 67,000 |
| Sumter, SC | 8 | $ 645,000 | $ 80,625 | $ 52,000 |
| Winchester, VA-WV | 8 | $ 1,889,000 | $ 236,125 | $ 100,000 |
| Grand Forks, ND-MN | 7 | $ 828,000 | $ 118,285 | $ 60,428 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,266,000 | $ 180,857 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 6,266,000 | $ 895,142 | $ 504,000 |
| Rome, GA | 7 | $ 1,055,000 | $ 150,714 | $ 63,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,351,000 | $ 193,000 | $ 61,000 |
| Williamsport, PA | 7 | $ 750,000 | $ 107,142 | $ 79,000 |
| Bend, OR | 6 | $ 1,718,000 | $ 286,333 | $ 83,000 |
| Casper, WY | 6 | $ 713,000 | $ 118,833 | $ 120,000 |
| Hinesville-Fort Stewart, GA | 6 | $ 758,000 | $ 126,333 | $ 56,000 |
| Lebanon, PA | 6 | $ 967,000 | $ 161,166 | $ 56,000 |
| Longview, WA | 6 | $ 765,000 | $ 127,500 | $ 54,000 |
| Lynchburg, VA | 6 | $ 830,000 | $ 138,333 | $ 60,000 |
| Montgomery, AL | 6 | $ 802,000 | $ 133,666 | $ 56,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 1,924,000 | $ 320,666 | $ 120,000 |
| Peoria, IL | 6 | $ 1,030,000 | $ 171,666 | $ 89,000 |
| Sandusky, OH | 6 | $ 640,000 | $ 106,666 | $ 67,000 |
| St. George, UT | 6 | $ 1,074,000 | $ 179,000 | $ 97,000 |
| Valdosta, GA | 6 | $ 1,226,000 | $ 204,333 | $ 79,000 |
| Visalia-Porterville, CA | 6 | $ 1,610,000 | $ 268,333 | $ 68,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,567,000 | $ 261,166 | $ 66,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 721,000 | $ 144,200 | $ 57,000 |
| Cleveland, TN | 5 | $ 616,000 | $ 123,200 | $ 62,000 |
| Danville, VA | 5 | $ 638,000 | $ 127,600 | $ 82,000 |
| Decatur, IL | 5 | $ 399,000 | $ 79,800 | $ 56,000 |
| Eugene-Springfield, OR | 5 | $ 625,000 | $ 125,000 | $ 10,000 |
| Harrisonburg, VA | 5 | $ 956,000 | $ 191,200 | $ 44,000 |
| Holland-Grand Haven, MI | 5 | $ 750,000 | $ 150,000 | $ 61,000 |
| Mobile, AL | 5 | $ 352,000 | $ 70,400 | $ 75,000 |
| Modesto, CA | 5 | $ 1,356,000 | $ 271,200 | $ 74,000 |
| Santa Fe, NM | 5 | $ 1,218,000 | $ 243,600 | $ 60,000 |
| Sioux Falls, SD | 5 | $ 526,000 | $ 105,200 | $ 80,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 620,000 | $ 124,000 | $ 76,200 |
| Wheeling, WV-OH | 5 | $ 392,000 | $ 78,400 | $ 37,000 |
| Albany, GA | 4 | $ 376,000 | $ 94,000 | $ 112,000 |
| Bay City, MI | 4 | $ 497,000 | $ 124,250 | $ 81,000 |
| Bloomington-Normal, IL | 4 | $ 631,000 | $ 157,750 | $ 78,000 |
| Carson City, NV | 4 | $ 1,153,000 | $ 288,250 | $ 149,000 |
| Medford, OR | 4 | $ 939,000 | $ 234,750 | $ 107,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 897,000 | $ 224,250 | $ 50,000 |
| Stockton, CA | 4 | $ 1,095,000 | $ 273,750 | $ 88,000 |
| Anniston-Oxford, AL | 3 | $ 311,000 | $ 103,666 | $ 67,000 |
| Charlottesville, VA | 3 | $ 1,115,000 | $ 371,666 | $ 94,000 |
| Cumberland, MD-WV | 3 | $ 436,000 | $ 145,333 | $ 60,000 |
| Danville, IL | 3 | $ 358,000 | $ 119,333 | $ 65,000 |
| Jonesboro, AR | 3 | $ 136,000 | $ 45,333 | $ 58,000 |
| Morgantown, WV | 3 | $ 657,000 | $ 219,000 | $ 69,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,287,000 | $ 429,000 | $ 163,000 |
| Pocatello, ID | 3 | $ 420,000 | $ 140,000 | $ 82,000 |
| Bakersfield, CA | 2 | $ 289,000 | $ 144,500 | $ 85,000 |
| Battle Creek, MI | 2 | $ 298,000 | $ 149,000 | $ 72,000 |
| Burlington-South Burlington, VT | 2 | $ 311,000 | $ 155,500 | $ 34,000 |
| Charleston, WV | 2 | $ 171,000 | $ 85,500 | $ 81,000 |
| Corvallis, OR | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Fort Smith, AR-OK | 2 | $ 205,000 | $ 102,500 | $ 122,000 |
| Huntsville, AL | 2 | $ 356,000 | $ 178,000 | $ 52,000 |
| Logan, UT-ID | 2 | $ 88,000 | $ 44,000 | $ 54,000 |
| Merced, CA | 2 | $ 718,000 | $ 359,000 | $ 134,000 |
| Pine Bluff, AR | 2 | $ 299,000 | $ 149,500 | $ 69,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 1,190,000 | $ 595,000 | $ 155,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 1,852,000 | $ 926,000 | $ 5,136,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 908,000 | $ 454,000 | $ 121,000 |
| Vallejo-Fairfield, CA | 2 | $ 338,000 | $ 169,000 | $ 60,000 |
| Wenatchee, WA | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Auburn-Opelika, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chico, CA | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Coeur D'Alene, ID | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Decatur, AL | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| El Centro, CA | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Farmington, NM | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Florence-Muscle Shoals, AL | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Honolulu, HI | 1 | $ 2,671,000 | $ 2,671,000 | $ 609,000 |
| Hot Springs, AR | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Kankakee-Bradley, IL | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Las Cruces, NM | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Lawton, OK | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Lewiston, ID-WA | 1 | $ 271,000 | $ 271,000 | $ 94,000 |
| Madera, CA | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Salinas, CA | 1 | $ 565,000 | $ 565,000 | $ 144,000 |
| Salisbury, MD | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 1,635,000 | $ 1,635,000 | $ 9,672,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 70,000 | $ 70,000 | $ 94,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&I Bank FSB in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,329 | $3,262,885,000 | $168,000 | $4,055,000 | $78,000 | $9,672,000 |
| Home Purchase | 2,360 | $720,773,000 | $305,000 | $10,000,000 | $91,000 | $8,690,000 |
| Home Improvement | 1,773 | $231,987,000 | $130,000 | $4,900,000 | $74,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,236 | $2,788,165,000 | $182,000 | $10,000,000 | $83,000 | $9,672,000 |
| Not Provided | 3,973 | $729,506,000 | $183,000 | $6,496,000 | $79,000 | $1,986,000 |
| Black or African American | 2,432 | $391,610,000 | $161,000 | $2,836,000 | $69,000 | $1,400,000 |
| Hispanic | 936 | $182,236,000 | $194,000 | $2,800,000 | $69,000 | $906,000 |
| Not applicable | 541 | $48,403,000 | $89,000 | $3,750,000 | $36,000 | $9,672,000 |
| Asian | 222 | $49,498,000 | $222,000 | $1,925,000 | $86,000 | $1,730,000 |
| Native Hawaiian or Other Pacific Islander | 67 | $16,491,000 | $246,000 | $1,060,000 | $90,000 | $273,000 |
| American Indian or Alaskan Native | 55 | $9,736,000 | $177,000 | $495,000 | $73,000 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,462 | $4,215,645,000 | $179,000 | $10,000,000 | $79,000 | $9,672,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 10,645 | $1,930,282,000 | $181,000 | $6,500,000 | $76,000 | $8,690,000 |
| Loan Originated | 5,894 | $1,074,174,000 | $182,000 | $10,000,000 | $89,000 | $9,672,000 |
| Application Withdrawn By Applicant | 3,780 | $699,067,000 | $184,000 | $6,300,000 | $81,000 | $3,864,000 |
| File Closed For Incompleteness | 2,371 | $436,209,000 | $183,000 | $2,899,000 | $83,000 | $2,935,000 |
| Loan Purchased By The Institution | 534 | $32,338,000 | $60,000 | $300,000 | $0 | $0 |
| Application Approved But Not Accepted | 238 | $43,575,000 | $183,000 | $1,635,000 | $115,000 | $9,672,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4,166 | $788,771,000 | $189,000 | $6,496,000 | $67,000 | $1,757,000 |
| Credit History | 3,193 | $472,858,000 | $148,000 | $1,950,000 | $74,000 | $2,568,000 |
| Collateral | 2,444 | $504,145,000 | $206,000 | $6,500,000 | $81,000 | $2,568,000 |
| Employment History | 287 | $49,051,000 | $170,000 | $3,321,000 | $71,000 | $345,000 |
| Other | 208 | $38,099,000 | $183,000 | $1,700,000 | $175,000 | $8,690,000 |
| Unverifiable Information | 192 | $42,711,000 | $222,000 | $4,055,000 | $93,000 | $1,623,000 |
| Credit Application Incomplete | 150 | $28,102,000 | $187,000 | $671,000 | $79,000 | $516,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $6,545,000 | $1,309,000 | $4,200,000 | $271,000 | $1,175,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Bank FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Bank FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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