Manufacturers And Traders Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Manufacturers And Traders Trust Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Manufacturers And Traders Trust Company 701 Seneca Street - Suite 330N Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 40,425 |
| Total Mortgage Loan Application Amount | $6,947,610,000 |
| Average Mortgage Loan Application Amount | $173,000 |
| Highest Mortgage Loan Application Amount | $50,005,000 |
| Average Applicant Income | $106,666 |
| Highest Applicant Income | $9,892,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Manufacturers And Traders Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Manufacturers And Traders Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Manufacturers And Traders Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Manufacturers And Traders Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Manufacturers And Traders Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Manufacturers And Traders Trust Company's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5,728 | $ 631,860,000 | $ 110,000 | $ 92,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4,307 | $ 557,015,000 | $ 129,000 | $ 110,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3,708 | $ 1,168,205,000 | $ 294,000 | $ 141,500 |
| NA (OUTSIDE OF MSA/MD) | 3,367 | $ 399,535,000 | $ 191,822 | $ 115,840 |
| ROCHESTER, NY | 1,876 | $ 212,670,000 | $ 113,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,587 | $ 334,895,000 | $ 216,250 | $ 133,750 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,181 | $ 435,445,000 | $ 368,000 | $ 156,000 |
| SYRACUSE, NY | 1,141 | $ 112,825,000 | $ 98,000 | $ 98,000 |
| YORK-HANOVER, PA | 1,123 | $ 115,955,000 | $ 103,000 | $ 92,000 |
| WILMINGTON, DE-MD-NJ | 1,013 | $ 126,845,000 | $ 140,000 | $ 91,333 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 962 | $ 238,530,000 | $ 247,000 | $ 144,000 |
| SALISBURY, MD-DE | 922 | $ 128,720,000 | $ 131,000 | $ 118,500 |
| NEWARK, NJ-PA | 832 | $ 180,240,000 | $ 167,000 | $ 113,500 |
| BINGHAMTON, NY | 667 | $ 52,825,000 | $ 79,000 | $ 80,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 645 | $ 58,235,000 | $ 90,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 559 | $ 66,705,000 | $ 119,000 | $ 94,000 |
| ALBANY-SCHENECTADY-TROY, NY | 553 | $ 126,595,000 | $ 228,000 | $ 111,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 471 | $ 101,445,000 | $ 215,000 | $ 123,000 |
| UTICA-ROME, NY | 451 | $ 43,055,000 | $ 95,000 | $ 95,000 |
| PHILADELPHIA, PA | 433 | $ 58,955,000 | $ 136,000 | $ 94,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 406 | $ 39,970,000 | $ 98,000 | $ 76,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 397 | $ 80,165,000 | $ 201,000 | $ 179,000 |
| READING, PA | 397 | $ 34,105,000 | $ 85,000 | $ 79,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 345 | $ 35,405,000 | $ 108,000 | $ 78,500 |
| RICHMOND, VA | 314 | $ 110,760,000 | $ 352,000 | $ 122,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 297 | $ 88,105,000 | $ 296,000 | $ 185,000 |
| DOVER, DE | 275 | $ 28,295,000 | $ 102,000 | $ 75,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 272 | $ 57,300,000 | $ 210,000 | $ 75,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 272 | $ 83,830,000 | $ 311,000 | $ 103,000 |
| KINGSTON, NY | 263 | $ 32,465,000 | $ 123,000 | $ 96,000 |
| LANCASTER, PA | 255 | $ 64,125,000 | $ 251,000 | $ 112,000 |
| CAMDEN, NJ | 229 | $ 38,575,000 | $ 168,000 | $ 94,000 |
| ALTOONA, PA | 213 | $ 16,005,000 | $ 75,000 | $ 84,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 172 | $ 17,630,000 | $ 110,000 | $ 100,500 |
| STATE COLLEGE, PA | 153 | $ 17,975,000 | $ 117,000 | $ 97,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 152 | $ 28,320,000 | $ 186,000 | $ 74,000 |
| CUMBERLAND, MD-WV | 144 | $ 11,040,000 | $ 75,500 | $ 78,000 |
| GETTYSBURG, PA | 133 | $ 12,115,000 | $ 91,000 | $ 83,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 128 | $ 30,270,000 | $ 236,000 | $ 100,000 |
| SALT LAKE CITY, UT | 128 | $ 37,260,000 | $ 291,000 | $ 117,000 |
| PROVO-OREM, UT | 124 | $ 32,260,000 | $ 260,000 | $ 87,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 124 | $ 42,760,000 | $ 344,000 | $ 113,000 |
| DENVER-AURORA-LAKEWOOD, CO | 113 | $ 36,635,000 | $ 324,000 | $ 106,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 95 | $ 23,845,000 | $ 251,000 | $ 84,000 |
| WILLIAMSPORT, PA | 89 | $ 8,495,000 | $ 95,000 | $ 86,000 |
| LEBANON, PA | 85 | $ 8,125,000 | $ 95,000 | $ 98,000 |
| BLOOMSBURG-BERWICK, PA | 84 | $ 6,940,000 | $ 82,000 | $ 80,000 |
| ITHACA, NY | 80 | $ 12,250,000 | $ 153,000 | $ 115,000 |
| TACOMA-LAKEWOOD, WA | 80 | $ 24,280,000 | $ 303,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 79 | $ 11,315,000 | $ 143,000 | $ 89,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 78 | $ 16,600,000 | $ 212,000 | $ 88,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 78 | $ 29,470,000 | $ 377,000 | $ 121,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 66 | $ 14,280,000 | $ 216,000 | $ 214,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 63 | $ 12,205,000 | $ 193,000 | $ 114,000 |
| WATERTOWN-FORT DRUM, NY | 56 | $ 7,360,000 | $ 131,000 | $ 86,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 54 | $ 26,540,000 | $ 491,000 | $ 508,000 |
| TRENTON, NJ | 52 | $ 11,640,000 | $ 223,000 | $ 142,000 |
| ELMIRA, NY | 49 | $ 3,145,000 | $ 64,000 | $ 80,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 49 | $ 7,735,000 | $ 157,000 | $ 81,000 |
| WORCESTER, MA-CT | 49 | $ 27,755,000 | $ 423,000 | $ 78,000 |
| COLUMBUS, OH | 47 | $ 9,455,000 | $ 201,000 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 47 | $ 8,515,000 | $ 181,000 | $ 73,000 |
| BOSTON, MA | 44 | $ 48,450,000 | $ 1,101,000 | $ 250,000 |
| PITTSBURGH, PA | 44 | $ 6,190,000 | $ 140,000 | $ 115,000 |
| GLENS FALLS, NY | 43 | $ 7,275,000 | $ 169,000 | $ 184,000 |
| EAST STROUDSBURG, PA | 42 | $ 4,920,000 | $ 117,000 | $ 123,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 41 | $ 13,485,000 | $ 328,000 | $ 327,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 40 | $ 8,160,000 | $ 204,000 | $ 104,000 |
| OGDEN-CLEARFIELD, UT | 39 | $ 11,235,000 | $ 288,000 | $ 102,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 38 | $ 6,420,000 | $ 176,500 | $ 77,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 36 | $ 7,940,000 | $ 261,500 | $ 102,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 36 | $ 5,570,000 | $ 154,000 | $ 72,000 |
| PROVIDENCE-WARWICK, RI-MA | 35 | $ 10,105,000 | $ 285,500 | $ 102,000 |
| CAPE CORAL-FORT MYERS, FL | 33 | $ 7,065,000 | $ 214,000 | $ 127,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 32 | $ 10,800,000 | $ 337,000 | $ 125,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 31 | $ 8,015,000 | $ 258,000 | $ 314,000 |
| CINCINNATI, OH-KY-IN | 31 | $ 5,425,000 | $ 186,000 | $ 83,000 |
| CLEVELAND-ELYRIA, OH | 31 | $ 3,695,000 | $ 119,000 | $ 60,000 |
| ERIE, PA | 31 | $ 3,485,000 | $ 112,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 31 | $ 5,345,000 | $ 172,000 | $ 78,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 30 | $ 5,640,000 | $ 188,000 | $ 73,000 |
| OCEAN CITY, NJ | 30 | $ 24,090,000 | $ 803,000 | $ 653,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 29 | $ 3,155,000 | $ 108,000 | $ 91,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 29 | $ 4,465,000 | $ 153,000 | $ 65,000 |
| JACKSONVILLE, FL | 29 | $ 5,975,000 | $ 206,000 | $ 76,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 29 | $ 6,705,000 | $ 231,000 | $ 151,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 25 | $ 7,625,000 | $ 305,000 | $ 240,000 |
| NORWICH-NEW LONDON, CT | 25 | $ 9,135,000 | $ 365,000 | $ 116,000 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 15,455,000 | $ 618,000 | $ 350,000 |
| STOCKTON-LODI, CA | 25 | $ 6,785,000 | $ 271,000 | $ 100,000 |
| DALLAS-PLANO-IRVING, TX | 24 | $ 5,460,000 | $ 227,000 | $ 100,000 |
| SALEM, OR | 24 | $ 5,980,000 | $ 249,000 | $ 82,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 23 | $ 7,595,000 | $ 330,000 | $ 271,000 |
| VISALIA-PORTERVILLE, CA | 23 | $ 4,655,000 | $ 202,000 | $ 70,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 22 | $ 5,120,000 | $ 232,000 | $ 322,000 |
| ST. LOUIS, MO-IL | 22 | $ 3,180,000 | $ 134,500 | $ 113,000 |
| LAKELAND-WINTER HAVEN, FL | 21 | $ 3,125,000 | $ 148,000 | $ 79,000 |
| WINCHESTER, VA-WV | 21 | $ 2,985,000 | $ 118,000 | $ 51,000 |
| JOHNSTOWN, PA | 20 | $ 1,350,000 | $ 67,000 | $ 58,000 |
| NEW ORLEANS-METAIRIE, LA | 20 | $ 2,940,000 | $ 147,000 | $ 73,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 19 | $ 6,495,000 | $ 341,000 | $ 103,000 |
| SPRINGFIELD, MA | 19 | $ 2,745,000 | $ 144,000 | $ 50,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 2,520,000 | $ 140,000 | $ 72,000 |
| TUCSON, AZ | 18 | $ 2,840,000 | $ 157,000 | $ 58,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 17 | $ 2,355,000 | $ 138,000 | $ 84,000 |
| GARY, IN | 17 | $ 2,615,000 | $ 153,000 | $ 81,000 |
| LONGVIEW, WA | 17 | $ 4,585,000 | $ 269,000 | $ 70,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 17 | $ 4,495,000 | $ 264,000 | $ 87,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 16 | $ 2,680,000 | $ 167,000 | $ 95,000 |
| OLYMPIA-TUMWATER, WA | 16 | $ 5,040,000 | $ 315,000 | $ 99,000 |
| AKRON, OH | 15 | $ 2,515,000 | $ 167,000 | $ 102,000 |
| COLORADO SPRINGS, CO | 15 | $ 3,475,000 | $ 231,000 | $ 107,000 |
| FRESNO, CA | 15 | $ 2,895,000 | $ 193,000 | $ 85,000 |
| KANSAS CITY, MO-KS | 15 | $ 2,105,000 | $ 138,000 | $ 69,500 |
| MEDFORD, OR | 15 | $ 3,515,000 | $ 234,000 | $ 83,000 |
| RALEIGH, NC | 15 | $ 3,095,000 | $ 206,000 | $ 93,000 |
| BAKERSFIELD, CA | 14 | $ 2,660,000 | $ 190,000 | $ 79,000 |
| EUGENE, OR | 14 | $ 3,650,000 | $ 260,000 | $ 66,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 14 | $ 2,710,000 | $ 193,000 | $ 63,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 14 | $ 2,370,000 | $ 169,000 | $ 82,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 13 | $ 5,865,000 | $ 451,000 | $ 174,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 1,685,000 | $ 129,000 | $ 71,000 |
| JACKSON, MS | 13 | $ 1,975,000 | $ 151,000 | $ 77,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 13 | $ 1,905,000 | $ 135,000 | $ 70,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 13 | $ 3,025,000 | $ 229,500 | $ 171,500 |
| WINSTON-SALEM, NC | 13 | $ 1,975,000 | $ 151,000 | $ 78,000 |
| AUSTIN-ROUND ROCK, TX | 12 | $ 2,330,000 | $ 194,000 | $ 119,000 |
| BEND-REDMOND, OR | 12 | $ 3,200,000 | $ 266,000 | $ 89,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 2,260,000 | $ 195,000 | $ 96,000 |
| OKLAHOMA CITY, OK | 12 | $ 1,670,000 | $ 139,000 | $ 57,000 |
| ST. GEORGE, UT | 12 | $ 4,710,000 | $ 392,000 | $ 244,000 |
| ELGIN, IL | 11 | $ 1,925,000 | $ 175,000 | $ 95,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 11 | $ 3,395,000 | $ 308,000 | $ 126,000 |
| ALBUQUERQUE, NM | 10 | $ 1,600,000 | $ 160,000 | $ 76,000 |
| BOISE CITY, ID | 10 | $ 1,790,000 | $ 179,000 | $ 58,000 |
| COLUMBIA, SC | 10 | $ 1,780,000 | $ 178,000 | $ 115,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 1,800,000 | $ 180,000 | $ 94,000 |
| PORTLAND-SOUTH PORTLAND, ME | 10 | $ 2,500,000 | $ 250,000 | $ 115,000 |
| SPOKANE-SPOKANE VALLEY, WA | 10 | $ 2,570,000 | $ 257,000 | $ 89,000 |
| VINELAND-BRIDGETON, NJ | 10 | $ 900,000 | $ 90,000 | $ 68,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 1,575,000 | $ 175,000 | $ 86,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 1,225,000 | $ 136,000 | $ 94,000 |
| LEWISTON-AUBURN, ME | 9 | $ 1,305,000 | $ 145,000 | $ 65,000 |
| MODESTO, CA | 9 | $ 1,835,000 | $ 203,000 | $ 72,000 |
| PORT ST. LUCIE, FL | 9 | $ 1,775,000 | $ 197,000 | $ 169,000 |
| PUNTA GORDA, FL | 9 | $ 1,075,000 | $ 119,000 | $ 84,000 |
| RENO, NV | 9 | $ 2,125,000 | $ 236,000 | $ 101,000 |
| TULSA, OK | 9 | $ 1,405,000 | $ 156,000 | $ 70,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 3,930,000 | $ 491,000 | $ 95,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 1,300,000 | $ 162,000 | $ 79,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 1,730,000 | $ 216,000 | $ 97,000 |
| MONTGOMERY, AL | 8 | $ 1,220,000 | $ 152,000 | $ 81,000 |
| BARNSTABLE TOWN, MA | 7 | $ 2,465,000 | $ 352,000 | $ 371,000 |
| CANTON-MASSILLON, OH | 7 | $ 835,000 | $ 119,000 | $ 50,000 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 975,000 | $ 139,000 | $ 69,000 |
| KNOXVILLE, TN | 7 | $ 13,645,000 | $ 1,949,000 | $ 71,000 |
| MERCED, CA | 7 | $ 1,605,000 | $ 229,000 | $ 100,000 |
| OCALA, FL | 7 | $ 965,000 | $ 137,000 | $ 51,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 785,000 | $ 125,500 | $ 68,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,185,000 | $ 455,000 | $ 115,000 |
| PRESCOTT, AZ | 7 | $ 1,655,000 | $ 236,000 | $ 67,000 |
| ALBANY, OR | 6 | $ 1,490,000 | $ 248,000 | $ 84,000 |
| BATON ROUGE, LA | 6 | $ 890,000 | $ 148,000 | $ 71,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 2,020,000 | $ 336,000 | $ 92,000 |
| CLARKSVILLE, TN-KY | 6 | $ 840,000 | $ 146,000 | $ 99,000 |
| COEUR D'ALENE, ID | 6 | $ 1,550,000 | $ 258,000 | $ 82,000 |
| GRAND JUNCTION, CO | 6 | $ 900,000 | $ 150,000 | $ 49,000 |
| IDAHO FALLS, ID | 6 | $ 1,000,000 | $ 166,000 | $ 68,000 |
| LOGAN, UT-ID | 6 | $ 1,040,000 | $ 173,000 | $ 101,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 1,460,000 | $ 243,000 | $ 121,000 |
| ROANOKE, VA | 6 | $ 1,250,000 | $ 208,000 | $ 136,000 |
| SAVANNAH, GA | 6 | $ 3,380,000 | $ 563,000 | $ 131,000 |
| TALLAHASSEE, FL | 6 | $ 1,010,000 | $ 168,000 | $ 81,000 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 1,820,000 | $ 303,000 | $ 99,000 |
| WACO, TX | 6 | $ 980,000 | $ 163,000 | $ 100,000 |
| WICHITA, KS | 6 | $ 580,000 | $ 96,000 | $ 60,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 400,000 | $ 94,000 | $ 43,500 |
| BOULDER, CO | 5 | $ 1,705,000 | $ 341,000 | $ 119,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 985,000 | $ 197,000 | $ 70,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,765,000 | $ 353,000 | $ 247,000 |
| DAYTON, OH | 5 | $ 515,000 | $ 103,000 | $ 55,000 |
| FLINT, MI | 5 | $ 545,000 | $ 109,000 | $ 92,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 735,000 | $ 147,000 | $ 79,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 705,000 | $ 141,000 | $ 65,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,435,000 | $ 287,000 | $ 95,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 485,000 | $ 92,500 | $ 82,500 |
| HUNTSVILLE, AL | 5 | $ 915,000 | $ 183,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 5 | $ 695,000 | $ 139,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 605,000 | $ 121,000 | $ 54,000 |
| ANN ARBOR, MI | 4 | $ 770,000 | $ 192,000 | $ 161,000 |
| BECKLEY, WV | 4 | $ 190,000 | $ 47,000 | $ 48,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 340,000 | $ 85,000 | $ 110,000 |
| CHATTANOOGA, TN-GA | 4 | $ 520,000 | $ 130,000 | $ 61,500 |
| CHICO, CA | 4 | $ 690,000 | $ 172,000 | $ 92,000 |
| GAINESVILLE, GA | 4 | $ 620,000 | $ 155,000 | $ 51,000 |
| GREELEY, CO | 4 | $ 890,000 | $ 222,000 | $ 76,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 370,000 | $ 92,000 | $ 73,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 590,000 | $ 147,000 | $ 48,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 570,000 | $ 142,000 | $ 148,000 |
| KENNEWICK-RICHLAND, WA | 4 | $ 730,000 | $ 182,000 | $ 79,000 |
| LYNCHBURG, VA | 4 | $ 360,000 | $ 90,000 | $ 119,000 |
| MORGANTOWN, WV | 4 | $ 770,000 | $ 192,000 | $ 91,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,020,000 | $ 255,000 | $ 52,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 380,000 | $ 95,000 | $ 32,000 |
| URBAN HONOLULU, HI | 4 | $ 880,000 | $ 220,000 | $ 0 |
| WILMINGTON, NC | 4 | $ 1,780,000 | $ 445,000 | $ 216,000 |
| YAKIMA, WA | 4 | $ 660,000 | $ 165,000 | $ 234,000 |
| YUMA, AZ | 4 | $ 500,000 | $ 125,000 | $ 29,000 |
| ASHEVILLE, NC | 3 | $ 445,000 | $ 148,000 | $ 79,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 505,000 | $ 168,000 | $ 90,000 |
| BURLINGTON, NC | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| CORPUS CHRISTI, TX | 3 | $ 395,000 | $ 131,000 | $ 56,000 |
| DALTON, GA | 3 | $ 285,000 | $ 95,000 | $ 41,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 695,000 | $ 231,000 | $ 86,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| EL PASO, TX | 3 | $ 265,000 | $ 88,000 | $ 77,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $ 415,000 | $ 138,000 | $ 69,000 |
| FAYETTEVILLE, NC | 3 | $ 475,000 | $ 158,000 | $ 106,000 |
| FORT COLLINS, CO | 3 | $ 535,000 | $ 178,000 | $ 55,000 |
| GREEN BAY, WI | 3 | $ 495,000 | $ 165,000 | $ 84,000 |
| HARRISONBURG, VA | 3 | $ 265,000 | $ 88,000 | $ 77,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 425,000 | $ 141,000 | $ 94,000 |
| JACKSONVILLE, NC | 3 | $ 655,000 | $ 218,000 | $ 137,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 535,000 | $ 178,000 | $ 59,000 |
| LAS CRUCES, NM | 3 | $ 505,000 | $ 168,000 | $ 54,000 |
| LAWTON, OK | 3 | $ 225,000 | $ 75,000 | $ 76,000 |
| MADERA, CA | 3 | $ 645,000 | $ 215,000 | $ 76,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 255,000 | $ 85,000 | $ 26,000 |
| MOBILE, AL | 3 | $ 475,000 | $ 158,000 | $ 119,000 |
| MONROE, MI | 3 | $ 465,000 | $ 155,000 | $ 63,000 |
| PITTSFIELD, MA | 3 | $ 475,000 | $ 158,000 | $ 109,000 |
| SANTA ROSA, CA | 3 | $ 1,245,000 | $ 415,000 | $ 150,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 375,000 | $ 125,000 | $ 38,000 |
| SPARTANBURG, SC | 3 | $ 315,000 | $ 105,000 | $ 41,000 |
| SPRINGFIELD, MO | 3 | $ 445,000 | $ 148,000 | $ 82,000 |
| THE VILLAGES, FL | 3 | $ 775,000 | $ 258,000 | $ 119,000 |
| WENATCHEE, WA | 3 | $ 705,000 | $ 235,000 | $ 119,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| BANGOR, ME | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| BAY CITY, MI | 2 | $ 250,000 | $ 125,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 160,000 | $ 80,000 | $ 29,000 |
| COLUMBIA, MO | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| CORVALLIS, OR | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| DOTHAN, AL | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| DULUTH, MN-WI | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| EL CENTRO, CA | 2 | $ 440,000 | $ 220,000 | $ 140,000 |
| FLORENCE, SC | 2 | $ 280,000 | $ 140,000 | $ 134,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| GRANTS PASS, OR | 2 | $ 680,000 | $ 340,000 | $ 119,000 |
| GREAT FALLS, MT | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| GREENVILLE, NC | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| LAREDO, TX | 2 | $ 280,000 | $ 140,000 | $ 129,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 300,000 | $ 150,000 | $ 0 |
| LUBBOCK, TX | 2 | $ 220,000 | $ 110,000 | $ 107,000 |
| MISSOULA, MT | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
| NEW BERN, NC | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| PEORIA, IL | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| RACINE, WI | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| SAGINAW, MI | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| SALINAS, CA | 2 | $ 610,000 | $ 305,000 | $ 77,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 980,000 | $ 490,000 | $ 198,000 |
| SANTA FE, NM | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 410,000 | $ 205,000 | $ 67,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 1,290,000 | $ 645,000 | $ 799,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| SPRINGFIELD, OH | 2 | $ 220,000 | $ 110,000 | $ 95,000 |
| TOLEDO, OH | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| TOPEKA, KS | 2 | $ 470,000 | $ 235,000 | $ 135,000 |
| WALLA WALLA, WA | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| WARNER ROBINS, GA | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| AMES, IA | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| ANCHORAGE, AK | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| BLOOMINGTON, IN | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| CASPER, WY | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| CEDAR RAPIDS, IA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| CHEYENNE, WY | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| COLUMBUS, GA-AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DANVILLE, IL | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| DECATUR, AL | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| ELKHART-GOSHEN, IN | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| FLAGSTAFF, AZ | 1 | $ 565,000 | $ 565,000 | $ 550,000 |
| FORT WAYNE, IN | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| GAINESVILLE, FL | 1 | $ 4,405,000 | $ 4,405,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| HINESVILLE, GA | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| JACKSON, TN | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| JONESBORO, AR | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| JOPLIN, MO | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 365,000 | $ 365,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| KOKOMO, IN | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| LAFAYETTE, LA | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 245,000 | $ 245,000 | $ 235,000 |
| LIMA, OH | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| LINCOLN, NE | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| MANHATTAN, KS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MIDLAND, TX | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| NAPA, CA | 1 | $ 225,000 | $ 225,000 | $ 238,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| POCATELLO, ID | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| REDDING, CA | 1 | $ 255,000 | $ 255,000 | $ 225,000 |
| ROCHESTER, MN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 1,875,000 | $ 1,875,000 | $ 1,280,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 645,000 | $ 645,000 | $ 159,000 |
| SAN RAFAEL, CA | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| SEBRING, FL | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| SHERMAN-DENISON, TX | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| ST. CLOUD, MN | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| VALDOSTA, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| WICHITA FALLS, TX | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| YUBA CITY, CA | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Manufacturers And Traders Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,873 | $3,082,380,000 | $259,000 | $50,005,000 | $102,000 | $4,375,000 |
| Refinancing | 10,043 | $1,587,655,000 | $158,000 | $27,405,000 | $114,000 | $3,834,000 |
| Home Improvement | 8,968 | $776,870,000 | $86,000 | $30,405,000 | $112,000 | $8,458,000 |
| Other Purpose | 5,200 | $536,650,000 | $103,000 | $5,805,000 | $114,000 | $9,892,000 |
| Cash-out Refinancing | 3,202 | $729,470,000 | $227,000 | $4,405,000 | $114,000 | $5,686,000 |
| Not Applicable | 1,139 | $234,585,000 | $205,000 | $825,000 | $84,000 | $414,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,623 | $3,788,955,000 | $137,000 | $5,805,000 | $115,000 | $9,892,000 |
| Not applicable | 4,160 | $1,817,945,000 | $437,000 | $50,005,000 | $88,000 | $736,000 |
| Black or African American | 3,258 | $411,850,000 | $126,000 | $3,005,000 | $82,000 | $1,650,000 |
| Not Provided | 1,859 | $341,875,000 | $183,000 | $4,405,000 | $133,000 | $5,686,000 |
| Hispanic | 1,847 | $261,505,000 | $141,000 | $1,085,000 | $84,000 | $1,618,000 |
| Asian | 1,201 | $247,445,000 | $206,000 | $1,875,000 | $120,000 | $1,383,000 |
| American Indian or Alaskan Native | 111 | $14,965,000 | $134,000 | $1,005,000 | $104,000 | $928,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $5,895,000 | $159,000 | $505,000 | $89,000 | $340,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,998 | $5,514,595,000 | $162,000 | $50,005,000 | $116,000 | $9,892,000 |
| FHA-insured (Federal Housing Administration) | 5,774 | $1,283,700,000 | $222,000 | $1,215,000 | $74,000 | $710,000 |
| VA-guaranteed (Veterans Administration) | 487 | $120,085,000 | $246,000 | $765,000 | $89,000 | $662,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 166 | $29,230,000 | $176,000 | $455,000 | $56,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,625 | $4,344,530,000 | $183,000 | $50,005,000 | $117,000 | $9,892,000 |
| Application Denied By Financial Institution | 9,841 | $1,093,705,000 | $111,000 | $4,405,000 | $95,000 | $6,577,000 |
| Loan Purchased By The Institution | 3,826 | $965,580,000 | $252,000 | $1,215,000 | $88,000 | $736,000 |
| Application Withdrawn By Applicant | 1,644 | $345,010,000 | $209,000 | $2,615,000 | $117,000 | $2,403,000 |
| Application Approved But Not Accepted | 1,117 | $144,595,000 | $129,000 | $1,465,000 | $115,000 | $2,192,000 |
| File Closed For Incompleteness | 372 | $54,190,000 | $145,000 | $1,315,000 | $126,000 | $1,637,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,584 | $5,853,905,000 | $191,000 | $50,005,000 | $114,000 | $9,892,000 |
| Credit History | 3,098 | $220,710,000 | $71,000 | $1,215,000 | $105,000 | $6,577,000 |
| Collateral | 2,686 | $303,220,000 | $112,000 | $2,155,000 | $116,000 | $1,779,000 |
| Debt-To-Income Ratio | 2,603 | $361,295,000 | $138,000 | $4,405,000 | $58,000 | $844,000 |
| Other | 1,128 | $150,330,000 | $133,000 | $1,075,000 | $120,000 | $5,000,000 |
| Unverifiable Information | 102 | $12,030,000 | $117,000 | $825,000 | $101,000 | $360,000 |
| Credit Application Incomplete | 99 | $22,775,000 | $230,000 | $1,265,000 | $101,000 | $397,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 69 | $16,605,000 | $240,000 | $1,375,000 | $92,000 | $615,000 |
| Employment History | 56 | $6,740,000 | $120,000 | $495,000 | $73,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Manufacturers And Traders Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Manufacturers And Traders Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.