Magnolia Bank, Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Magnolia Bank, Incorporated 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Magnolia Bank, Incorporated 794 Old Elizabethtown Rd Magnolia, KY 42748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,559 |
| Total Mortgage Loan Application Amount | $1,000,635,000 |
| Average Mortgage Loan Application Amount | $238,800 |
| Highest Mortgage Loan Application Amount | $1,915,000 |
| Average Applicant Income | $108,600 |
| Highest Applicant Income | $3,433,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Magnolia Bank, Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Magnolia Bank, Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Magnolia Bank, Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Magnolia Bank, Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Magnolia Bank, Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Magnolia Bank, Incorporated's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 735 | $ 169,215,000 | $ 276,418 | $ 90,883 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 335 | $ 78,625,000 | $ 232,000 | $ 99,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 282 | $ 79,090,000 | $ 280,000 | $ 97,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 76 | $ 14,200,000 | $ 186,000 | $ 125,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 76 | $ 17,880,000 | $ 235,000 | $ 99,000 |
| FORT WORTH-ARLINGTON, TX | 53 | $ 17,825,000 | $ 336,000 | $ 142,000 |
| SAVANNAH, GA | 47 | $ 12,265,000 | $ 260,000 | $ 94,000 |
| BOWLING GREEN, KY | 46 | $ 11,020,000 | $ 239,000 | $ 106,000 |
| FLORENCE, SC | 46 | $ 11,640,000 | $ 253,000 | $ 91,000 |
| COLUMBIA, SC | 41 | $ 9,615,000 | $ 234,000 | $ 99,000 |
| DALLAS-PLANO-IRVING, TX | 40 | $ 16,520,000 | $ 413,000 | $ 254,000 |
| ATHENS-CLARKE COUNTY, GA | 39 | $ 8,775,000 | $ 225,000 | $ 80,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 38 | $ 9,340,000 | $ 245,000 | $ 79,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 37 | $ 10,285,000 | $ 277,000 | $ 155,000 |
| JACKSON, MS | 36 | $ 9,470,000 | $ 263,000 | $ 112,000 |
| AUSTIN-ROUND ROCK, TX | 35 | $ 15,445,000 | $ 441,000 | $ 161,000 |
| WILMINGTON, DE-MD-NJ | 34 | $ 9,960,000 | $ 292,000 | $ 90,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 32 | $ 13,460,000 | $ 420,000 | $ 133,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 30 | $ 10,160,000 | $ 378,000 | $ 86,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 30 | $ 7,770,000 | $ 247,500 | $ 80,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 29 | $ 10,825,000 | $ 373,000 | $ 119,000 |
| CLEVELAND-ELYRIA, OH | 29 | $ 5,665,000 | $ 195,000 | $ 99,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 29 | $ 11,345,000 | $ 391,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 29 | $ 10,635,000 | $ 386,000 | $ 123,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 29 | $ 13,425,000 | $ 402,000 | $ 103,666 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 28 | $ 9,570,000 | $ 341,000 | $ 105,000 |
| CHATTANOOGA, TN-GA | 27 | $ 7,235,000 | $ 314,500 | $ 111,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 26 | $ 7,910,000 | $ 304,000 | $ 118,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 25 | $ 12,025,000 | $ 475,500 | $ 138,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 6,025,000 | $ 268,000 | $ 98,000 |
| ASHEVILLE, NC | 22 | $ 6,120,000 | $ 278,000 | $ 115,000 |
| PROVIDENCE-WARWICK, RI-MA | 22 | $ 8,870,000 | $ 403,500 | $ 100,000 |
| IDAHO FALLS, ID | 20 | $ 5,680,000 | $ 284,000 | $ 118,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 18 | $ 6,910,000 | $ 383,000 | $ 92,000 |
| NEW HAVEN-MILFORD, CT | 18 | $ 4,430,000 | $ 246,000 | $ 88,000 |
| BIRMINGHAM-HOOVER, AL | 17 | $ 5,375,000 | $ 316,000 | $ 101,000 |
| FAYETTEVILLE, NC | 17 | $ 4,245,000 | $ 249,000 | $ 89,000 |
| CINCINNATI, OH-KY-IN | 16 | $ 4,120,000 | $ 271,333 | $ 88,666 |
| HUNTSVILLE, AL | 16 | $ 4,830,000 | $ 301,000 | $ 91,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 16 | $ 7,270,000 | $ 454,000 | $ 160,000 |
| NEW ORLEANS-METAIRIE, LA | 16 | $ 4,390,000 | $ 274,000 | $ 87,000 |
| NEW YORK-NEWARK, NY | 16 | $ 7,040,000 | $ 485,500 | $ 136,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 4,530,000 | $ 283,000 | $ 123,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 16 | $ 7,780,000 | $ 486,000 | $ 117,000 |
| ALBUQUERQUE, NM | 15 | $ 4,625,000 | $ 308,000 | $ 70,000 |
| BOSTON, MA | 15 | $ 8,625,000 | $ 575,000 | $ 131,000 |
| RALEIGH, NC | 15 | $ 5,795,000 | $ 386,000 | $ 109,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 14 | $ 4,010,000 | $ 286,000 | $ 160,000 |
| DENVER-AURORA-LAKEWOOD, CO | 14 | $ 6,270,000 | $ 447,000 | $ 86,000 |
| OKLAHOMA CITY, OK | 14 | $ 3,890,000 | $ 277,000 | $ 206,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 13 | $ 2,885,000 | $ 221,000 | $ 91,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 13 | $ 5,195,000 | $ 399,000 | $ 154,000 |
| CHICAGO-NAPERVILLE, IL | 12 | $ 3,440,000 | $ 286,000 | $ 97,000 |
| CLARKSVILLE, TN-KY | 12 | $ 3,200,000 | $ 261,000 | $ 77,000 |
| HINESVILLE, GA | 12 | $ 3,280,000 | $ 273,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 12 | $ 8,900,000 | $ 741,000 | $ 95,000 |
| RICHMOND, VA | 12 | $ 3,960,000 | $ 330,000 | $ 100,000 |
| CAMDEN, NJ | 11 | $ 3,175,000 | $ 288,000 | $ 82,000 |
| CANTON-MASSILLON, OH | 11 | $ 2,715,000 | $ 246,000 | $ 76,000 |
| COLORADO SPRINGS, CO | 11 | $ 3,755,000 | $ 341,000 | $ 81,000 |
| COLUMBUS, OH | 11 | $ 2,725,000 | $ 247,000 | $ 75,000 |
| DOVER, DE | 11 | $ 3,275,000 | $ 297,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 11 | $ 3,255,000 | $ 308,500 | $ 104,500 |
| MEMPHIS, TN-MS-AR | 11 | $ 3,095,000 | $ 290,500 | $ 106,000 |
| PITTSBURGH, PA | 11 | $ 2,835,000 | $ 257,000 | $ 105,000 |
| ST. LOUIS, MO-IL | 11 | $ 2,925,000 | $ 269,000 | $ 108,000 |
| AKRON, OH | 10 | $ 1,670,000 | $ 167,000 | $ 87,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 3,280,000 | $ 328,000 | $ 75,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 9 | $ 4,545,000 | $ 505,000 | $ 118,000 |
| DANVILLE, IL | 9 | $ 825,000 | $ 91,000 | $ 49,000 |
| LANCASTER, PA | 9 | $ 3,045,000 | $ 338,000 | $ 137,000 |
| PHILADELPHIA, PA | 9 | $ 1,835,000 | $ 203,000 | $ 76,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 9 | $ 3,635,000 | $ 403,000 | $ 95,000 |
| SALT LAKE CITY, UT | 9 | $ 3,285,000 | $ 365,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD, CA | 9 | $ 4,945,000 | $ 549,000 | $ 119,000 |
| SPARTANBURG, SC | 9 | $ 1,735,000 | $ 192,000 | $ 82,000 |
| TUCSON, AZ | 9 | $ 2,445,000 | $ 271,000 | $ 85,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,780,000 | $ 222,000 | $ 70,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,630,000 | $ 318,500 | $ 82,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8 | $ 1,860,000 | $ 232,000 | $ 109,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 1,965,000 | $ 280,000 | $ 101,000 |
| BOISE CITY, ID | 7 | $ 2,545,000 | $ 363,000 | $ 75,000 |
| KNOXVILLE, TN | 7 | $ 2,845,000 | $ 406,000 | $ 121,000 |
| NEWARK, NJ-PA | 7 | $ 2,825,000 | $ 312,500 | $ 90,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 2,135,000 | $ 305,000 | $ 102,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 2,555,000 | $ 365,000 | $ 90,000 |
| WINSTON-SALEM, NC | 7 | $ 1,955,000 | $ 279,000 | $ 73,000 |
| ANCHORAGE, AK | 6 | $ 2,160,000 | $ 360,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 6 | $ 1,370,000 | $ 228,000 | $ 61,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 3,010,000 | $ 501,000 | $ 118,000 |
| COLUMBIA, MO | 6 | $ 1,250,000 | $ 208,000 | $ 57,000 |
| COLUMBUS, GA-AL | 6 | $ 1,580,000 | $ 212,000 | $ 79,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 1,660,000 | $ 276,000 | $ 108,000 |
| GARY, IN | 6 | $ 1,430,000 | $ 238,000 | $ 68,000 |
| JACKSONVILLE, FL | 6 | $ 2,120,000 | $ 353,000 | $ 153,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 6 | $ 3,360,000 | $ 560,000 | $ 126,000 |
| OGDEN-CLEARFIELD, UT | 6 | $ 2,110,000 | $ 351,000 | $ 82,000 |
| SALEM, OR | 6 | $ 2,100,000 | $ 350,000 | $ 112,000 |
| SHERMAN-DENISON, TX | 6 | $ 2,470,000 | $ 411,000 | $ 163,000 |
| TACOMA-LAKEWOOD, WA | 6 | $ 2,680,000 | $ 446,000 | $ 94,000 |
| TULSA, OK | 6 | $ 1,570,000 | $ 261,000 | $ 85,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 1,680,000 | $ 280,000 | $ 100,000 |
| BATON ROUGE, LA | 5 | $ 1,315,000 | $ 263,000 | $ 72,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 675,000 | $ 135,000 | $ 91,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,435,000 | $ 287,000 | $ 62,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 1,265,000 | $ 253,000 | $ 85,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,155,000 | $ 231,000 | $ 53,000 |
| GREELEY, CO | 5 | $ 1,655,000 | $ 331,000 | $ 82,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 1,335,000 | $ 267,000 | $ 79,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 1,415,000 | $ 283,000 | $ 102,000 |
| HATTIESBURG, MS | 5 | $ 1,335,000 | $ 267,000 | $ 95,000 |
| MOBILE, AL | 5 | $ 1,045,000 | $ 209,000 | $ 96,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,695,000 | $ 339,000 | $ 106,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 1,095,000 | $ 165,000 | $ 95,000 |
| OWENSBORO, KY | 5 | $ 815,000 | $ 163,000 | $ 67,000 |
| WORCESTER, MA-CT | 5 | $ 1,565,000 | $ 313,000 | $ 99,500 |
| YORK-HANOVER, PA | 5 | $ 1,295,000 | $ 259,000 | $ 109,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,070,000 | $ 256,500 | $ 98,000 |
| AUBURN-OPELIKA, AL | 4 | $ 1,010,000 | $ 252,000 | $ 75,000 |
| BAKERSFIELD, CA | 4 | $ 1,110,000 | $ 277,000 | $ 81,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,710,000 | $ 427,000 | $ 97,000 |
| BLOOMINGTON, IN | 4 | $ 670,000 | $ 167,000 | $ 63,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 4 | $ 710,000 | $ 177,000 | $ 91,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 890,000 | $ 222,000 | $ 62,000 |
| CLEVELAND, TN | 4 | $ 1,350,000 | $ 337,000 | $ 112,000 |
| EVANSVILLE, IN-KY | 4 | $ 670,000 | $ 167,500 | $ 51,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 1,670,000 | $ 417,000 | $ 240,000 |
| GAINESVILLE, GA | 4 | $ 900,000 | $ 225,000 | $ 80,000 |
| GOLDSBORO, NC | 4 | $ 1,040,000 | $ 260,000 | $ 100,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 980,000 | $ 245,000 | $ 56,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 1,250,000 | $ 312,000 | $ 97,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 810,000 | $ 202,000 | $ 78,000 |
| JACKSONVILLE, NC | 4 | $ 920,000 | $ 230,000 | $ 61,000 |
| MONTGOMERY, AL | 4 | $ 1,260,000 | $ 315,000 | $ 92,000 |
| OCALA, FL | 4 | $ 590,000 | $ 147,000 | $ 69,000 |
| ROME, GA | 4 | $ 720,000 | $ 180,000 | $ 61,000 |
| SALISBURY, MD-DE | 4 | $ 1,480,000 | $ 370,000 | $ 130,000 |
| ANN ARBOR, MI | 3 | $ 1,095,000 | $ 365,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 745,000 | $ 248,000 | $ 119,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 635,000 | $ 211,000 | $ 85,000 |
| FARMINGTON, NM | 3 | $ 1,035,000 | $ 345,000 | $ 112,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 595,000 | $ 198,000 | $ 78,000 |
| FRESNO, CA | 3 | $ 1,045,000 | $ 348,000 | $ 139,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 675,000 | $ 225,000 | $ 54,000 |
| HOT SPRINGS, AR | 3 | $ 255,000 | $ 85,000 | $ 40,000 |
| JOHNSON CITY, TN | 3 | $ 765,000 | $ 255,000 | $ 76,000 |
| JONESBORO, AR | 3 | $ 655,000 | $ 218,000 | $ 73,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 695,000 | $ 231,000 | $ 104,000 |
| LAWTON, OK | 3 | $ 825,000 | $ 275,000 | $ 130,000 |
| MADISON, WI | 3 | $ 765,000 | $ 255,000 | $ 86,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 1,085,000 | $ 361,000 | $ 71,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 765,000 | $ 255,000 | $ 72,000 |
| MONROE, LA | 3 | $ 755,000 | $ 251,000 | $ 90,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 805,000 | $ 268,000 | $ 89,000 |
| REDDING, CA | 3 | $ 745,000 | $ 248,000 | $ 152,000 |
| ROANOKE, VA | 3 | $ 935,000 | $ 311,000 | $ 114,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 1,075,000 | $ 358,000 | $ 106,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 515,000 | $ 171,000 | $ 59,000 |
| SEBRING, FL | 3 | $ 615,000 | $ 205,000 | $ 72,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 855,000 | $ 285,000 | $ 89,000 |
| SPRINGFIELD, IL | 3 | $ 875,000 | $ 291,000 | $ 119,000 |
| SPRINGFIELD, MO | 3 | $ 1,115,000 | $ 371,000 | $ 78,000 |
| TOLEDO, OH | 3 | $ 655,000 | $ 218,000 | $ 53,000 |
| TRENTON, NJ | 3 | $ 765,000 | $ 255,000 | $ 78,000 |
| WARNER ROBINS, GA | 3 | $ 715,000 | $ 238,000 | $ 105,000 |
| ALBANY, GA | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 2 | $ 1,040,000 | $ 520,000 | $ 177,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 230,000 | $ 115,000 | $ 92,000 |
| BURLINGTON, NC | 2 | $ 610,000 | $ 305,000 | $ 86,000 |
| CARSON CITY, NV | 2 | $ 600,000 | $ 300,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 2 | $ 550,000 | $ 275,000 | $ 85,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 680,000 | $ 340,000 | $ 110,000 |
| DECATUR, AL | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 440,000 | $ 220,000 | $ 67,000 |
| DOTHAN, AL | 2 | $ 780,000 | $ 390,000 | $ 119,000 |
| EAST STROUDSBURG, PA | 2 | $ 610,000 | $ 305,000 | $ 101,000 |
| EUGENE, OR | 2 | $ 770,000 | $ 385,000 | $ 80,000 |
| FLAGSTAFF, AZ | 2 | $ 980,000 | $ 490,000 | $ 166,000 |
| GRAND ISLAND, NE | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 600,000 | $ 300,000 | $ 86,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 360,000 | $ 180,000 | $ 111,000 |
| JACKSON, MI | 2 | $ 570,000 | $ 285,000 | $ 91,000 |
| JACKSON, TN | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| JOPLIN, MO | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| KINGSTON, NY | 2 | $ 840,000 | $ 420,000 | $ 109,000 |
| LAFAYETTE, LA | 2 | $ 520,000 | $ 260,000 | $ 56,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| LAS CRUCES, NM | 2 | $ 720,000 | $ 360,000 | $ 111,000 |
| MANHATTAN, KS | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| MEDFORD, OR | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 1,060,000 | $ 530,000 | $ 99,000 |
| MONROE, MI | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| MORGANTOWN, WV | 2 | $ 550,000 | $ 275,000 | $ 140,000 |
| NEW BERN, NC | 2 | $ 670,000 | $ 335,000 | $ 93,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 1,260,000 | $ 630,000 | $ 139,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 470,000 | $ 235,000 | $ 54,000 |
| PEORIA, IL | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| PUEBLO, CO | 2 | $ 600,000 | $ 300,000 | $ 63,000 |
| RAPID CITY, SD | 2 | $ 710,000 | $ 355,000 | $ 149,000 |
| READING, PA | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| RENO, NV | 2 | $ 880,000 | $ 440,000 | $ 96,000 |
| ROCHESTER, NY | 2 | $ 370,000 | $ 185,000 | $ 177,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 530,000 | $ 265,000 | $ 98,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 1,180,000 | $ 590,000 | $ 123,000 |
| STOCKTON-LODI, CA | 2 | $ 720,000 | $ 360,000 | $ 64,000 |
| SUMTER, SC | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
| TALLAHASSEE, FL | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| TOPEKA, KS | 2 | $ 490,000 | $ 245,000 | $ 97,000 |
| TUSCALOOSA, AL | 2 | $ 590,000 | $ 295,000 | $ 122,000 |
| VALDOSTA, GA | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 880,000 | $ 440,000 | $ 71,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 680,000 | $ 340,000 | $ 93,000 |
| WALLA WALLA, WA | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| WILMINGTON, NC | 2 | $ 690,000 | $ 345,000 | $ 72,000 |
| YUMA, AZ | 2 | $ 690,000 | $ 345,000 | $ 87,000 |
| ALEXANDRIA, LA | 1 | $ 125,000 | $ 125,000 | $ 169,000 |
| APPLETON, WI | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| BINGHAMTON, NY | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| CARBONDALE-MARION, IL | 1 | $ 375,000 | $ 375,000 | $ 136,000 |
| CHARLOTTESVILLE, VA | 1 | $ 725,000 | $ 725,000 | $ 434,000 |
| CHEYENNE, WY | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| COEUR D'ALENE, ID | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| DULUTH, MN-WI | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
| EAU CLAIRE, WI | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| ELGIN, IL | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| ELKHART-GOSHEN, IN | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| ERIE, PA | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| FAIRBANKS, AK | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| FLINT, MI | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| FORT COLLINS, CO | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| FORT SMITH, AR-OK | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| GAINESVILLE, FL | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| GRAND FORKS, ND-MN | 1 | $ 285,000 | $ 285,000 | $ 529,000 |
| GRAND JUNCTION, CO | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| GRANTS PASS, OR | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| GREEN BAY, WI | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| GREENVILLE, NC | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 1 | $ 465,000 | $ 465,000 | $ 135,000 |
| HARRISONBURG, VA | 1 | $ 525,000 | $ 525,000 | $ 96,000 |
| IOWA CITY, IA | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| ITHACA, NY | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| JEFFERSON CITY, MO | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| LAKE CHARLES, LA | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| LANSING-EAST LANSING, MI | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| LEBANON, PA | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| LEWISTON, ID-WA | 1 | $ 275,000 | $ 275,000 | $ 40,000 |
| LONGVIEW, TX | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| MANSFIELD, OH | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| MERCED, CA | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| MISSOULA, MT | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| MUSKEGON, MI | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 445,000 | $ 445,000 | $ 177,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 465,000 | $ 465,000 | $ 71,000 |
| OCEAN CITY, NJ | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 485,000 | $ 485,000 | $ 228,000 |
| PANAMA CITY, FL | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| PINE BLUFF, AR | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| PORT ST. LUCIE, FL | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| PROVO-OREM, UT | 1 | $ 425,000 | $ 425,000 | $ 91,000 |
| RACINE, WI | 1 | $ 345,000 | $ 345,000 | $ 99,000 |
| ROCHESTER, MN | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| ROCKFORD, IL | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| SAGINAW, MI | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 615,000 | $ 615,000 | $ 109,000 |
| SANTA FE, NM | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 535,000 | $ 535,000 | $ 177,000 |
| SANTA ROSA, CA | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| SHEBOYGAN, WI | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| SPRINGFIELD, MA | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| SPRINGFIELD, OH | 1 | $ 265,000 | $ 265,000 | $ 43,000 |
| TERRE HAUTE, IN | 1 | $ 475,000 | $ 475,000 | $ 178,000 |
| WACO, TX | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 585,000 | $ 585,000 | $ 208,000 |
| WAUSAU, WI | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 515,000 | $ 515,000 | $ 110,000 |
| WICHITA, KS | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Magnolia Bank, Incorporated in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,998 | $514,610,000 | $257,000 | $905,000 | $107,000 | $3,433,000 |
| Cash-out Refinancing | 1,352 | $442,650,000 | $327,000 | $1,915,000 | $93,000 | $536,000 |
| Refinancing | 82 | $19,150,000 | $233,000 | $1,285,000 | $130,000 | $630,000 |
| Other Purpose | 68 | $14,500,000 | $213,000 | $725,000 | $115,000 | $943,000 |
| Home Improvement | 59 | $9,725,000 | $164,000 | $525,000 | $98,000 | $424,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,399 | $648,715,000 | $270,000 | $1,915,000 | $103,000 | $3,433,000 |
| Black or African American | 485 | $155,365,000 | $320,000 | $885,000 | $94,000 | $361,000 |
| Hispanic | 262 | $75,670,000 | $288,000 | $895,000 | $102,000 | $1,283,000 |
| Not Provided | 227 | $67,355,000 | $296,000 | $1,815,000 | $108,000 | $371,000 |
| Asian | 128 | $39,480,000 | $308,000 | $1,005,000 | $115,000 | $504,000 |
| Not applicable | 25 | $4,345,000 | $173,000 | $355,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $6,300,000 | $286,000 | $635,000 | $81,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,300,000 | $325,000 | $395,000 | $74,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,454 | $368,970,000 | $253,000 | $1,915,000 | $120,000 | $3,433,000 |
| VA-guaranteed (Veterans Administration) | 1,304 | $444,180,000 | $340,000 | $1,105,000 | $96,000 | $317,000 |
| FHA-insured (Federal Housing Administration) | 608 | $153,510,000 | $252,000 | $885,000 | $87,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $33,975,000 | $176,000 | $365,000 | $66,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,649 | $717,025,000 | $270,000 | $985,000 | $103,000 | $1,283,000 |
| Application Withdrawn By Applicant | 525 | $163,395,000 | $311,000 | $1,815,000 | $111,000 | $3,433,000 |
| Application Denied By Financial Institution | 326 | $100,260,000 | $307,000 | $945,000 | $86,000 | $536,000 |
| File Closed For Incompleteness | 30 | $11,640,000 | $388,000 | $1,915,000 | $94,000 | $305,000 |
| Application Approved But Not Accepted | 22 | $7,050,000 | $320,000 | $715,000 | $98,000 | $283,000 |
| Loan Purchased By The Institution | 7 | $1,265,000 | $180,000 | $355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,233 | $900,375,000 | $278,000 | $1,915,000 | $104,000 | $3,433,000 |
| Debt-To-Income Ratio | 139 | $44,765,000 | $322,000 | $945,000 | $70,000 | $322,000 |
| Collateral | 73 | $23,785,000 | $325,000 | $815,000 | $112,000 | $454,000 |
| Credit History | 52 | $13,350,000 | $256,000 | $595,000 | $87,000 | $200,000 |
| Other | 28 | $7,690,000 | $274,000 | $835,000 | $91,000 | $214,000 |
| Unverifiable Information | 15 | $5,325,000 | $355,000 | $725,000 | $125,000 | $536,000 |
| Employment History | 12 | $2,820,000 | $235,000 | $705,000 | $58,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,370,000 | $395,000 | $645,000 | $82,000 | $203,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $99,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank, Incorporated's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Magnolia Bank, Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.