R M K Financial Corp. Mortgage Lending & HMDA Data, 2018
In 2018, R M K Financial Corp. of Ontario, CA reported 4,172 mortgage applications totaling $935.3 million, down 45% from 2017. The average application was for $224,187, and applicants reported an average income of $98,570. 22% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (189), Los Angeles-Long Beach-Glendale, CA (133) and Atlanta-Sandy Springs-Roswell, GA (89) (applications in parentheses).
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 4,172 |
| Total Mortgage Loan Application Amount | $935,310,000 |
| Average Mortgage Loan Application Amount | $224,187 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $98,570 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R M K Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 189 | $ 46,535,000 | $ 246,216 | $ 101,000 |
| Outside any metro area | 140 | $ 24,850,000 | $ 177,500 | $ 90,114 |
| Los Angeles-Long Beach-Glendale, CA | 133 | $ 45,915,000 | $ 345,225 | $ 117,000 |
| Atlanta-Sandy Springs-Roswell, GA | 89 | $ 18,465,000 | $ 207,471 | $ 87,000 |
| Tampa-St. Petersburg-Clearwater, FL | 84 | $ 17,850,000 | $ 212,500 | $ 95,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 66 | $ 21,070,000 | $ 319,242 | $ 118,515 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 53 | $ 12,745,000 | $ 240,471 | $ 88,886 |
| Orlando-Kissimmee-Sanford, FL | 50 | $ 10,930,000 | $ 218,600 | $ 103,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 42 | $ 9,540,000 | $ 227,142 | $ 89,000 |
| Las Vegas-Henderson-Paradise, NV | 36 | $ 7,850,000 | $ 218,055 | $ 89,000 |
| Baltimore-Columbia-Towson, MD | 35 | $ 9,885,000 | $ 282,428 | $ 101,000 |
| Jacksonville, FL | 35 | $ 7,275,000 | $ 207,857 | $ 106,000 |
| Oakland-Hayward-Berkeley, CA | 31 | $ 7,795,000 | $ 251,451 | $ 112,000 |
| Charlotte-Concord-Gastonia, NC-SC | 30 | $ 5,910,000 | $ 197,000 | $ 109,333 |
| Chicago-Naperville-Arlington Heights, IL | 30 | $ 7,290,000 | $ 243,000 | $ 108,000 |
| Phoenix-Mesa-Scottsdale, AZ | 30 | $ 6,680,000 | $ 222,666 | $ 91,000 |
| Knoxville, TN | 28 | $ 4,800,000 | $ 171,428 | $ 61,000 |
| Houston-The Woodlands-Sugar Land, TX | 26 | $ 4,710,000 | $ 181,153 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 5,535,000 | $ 221,400 | $ 95,000 |
| Dallas-Plano-Irving, TX | 23 | $ 5,055,000 | $ 219,782 | $ 89,000 |
| San Diego-Carlsbad, CA | 23 | $ 6,495,000 | $ 282,391 | $ 98,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 22 | $ 5,810,000 | $ 264,090 | $ 101,500 |
| Richmond, VA | 22 | $ 4,510,000 | $ 205,000 | $ 90,000 |
| Fayetteville, NC | 21 | $ 3,655,000 | $ 174,047 | $ 117,000 |
| Stockton-Lodi, CA | 21 | $ 4,565,000 | $ 217,380 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 19 | $ 7,235,000 | $ 380,789 | $ 127,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 3,570,000 | $ 198,333 | $ 114,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 5,180,000 | $ 287,777 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 4,400,000 | $ 244,444 | $ 95,000 |
| Lakeland-Winter Haven, FL | 18 | $ 3,300,000 | $ 183,333 | $ 121,000 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 4,280,000 | $ 237,777 | $ 113,000 |
| Raleigh, NC | 18 | $ 3,450,000 | $ 191,666 | $ 103,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 4,365,000 | $ 256,764 | $ 90,000 |
| Philadelphia, PA | 17 | $ 3,325,000 | $ 195,588 | $ 94,000 |
| Tacoma-Lakewood, WA | 17 | $ 4,885,000 | $ 287,352 | $ 118,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 2,850,000 | $ 178,125 | $ 74,000 |
| Port St. Lucie, FL | 16 | $ 3,360,000 | $ 210,000 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 16 | $ 4,520,000 | $ 282,500 | $ 90,000 |
| Bakersfield, CA | 15 | $ 3,435,000 | $ 229,000 | $ 84,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,865,000 | $ 191,000 | $ 152,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 3,125,000 | $ 208,333 | $ 120,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 15 | $ 3,635,000 | $ 242,333 | $ 96,000 |
| Montgomery County-Bucks County-Chester County, PA | 14 | $ 3,490,000 | $ 249,285 | $ 112,000 |
| Birmingham-Hoover, AL | 13 | $ 2,365,000 | $ 181,923 | $ 103,000 |
| Huntsville, AL | 13 | $ 2,775,000 | $ 213,461 | $ 173,000 |
| Modesto, CA | 13 | $ 2,885,000 | $ 221,923 | $ 81,000 |
| Vallejo-Fairfield, CA | 13 | $ 3,845,000 | $ 295,769 | $ 130,000 |
| Wilmington, DE-MD-NJ | 13 | $ 2,895,000 | $ 222,692 | $ 85,615 |
| Albuquerque, NM | 12 | $ 2,090,000 | $ 174,166 | $ 60,000 |
| Colorado Springs, CO | 12 | $ 2,910,000 | $ 242,500 | $ 106,000 |
| Columbia, SC | 12 | $ 2,040,000 | $ 170,000 | $ 111,000 |
| New Orleans-Metairie, LA | 12 | $ 1,960,000 | $ 163,333 | $ 83,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 4,760,000 | $ 396,666 | $ 138,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 2,480,000 | $ 206,666 | $ 80,000 |
| Tucson, AZ | 12 | $ 2,020,000 | $ 168,333 | $ 111,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 2,285,000 | $ 207,727 | $ 87,000 |
| Fresno, CA | 11 | $ 2,415,000 | $ 219,545 | $ 86,000 |
| Memphis, TN-MS-AR | 11 | $ 1,635,000 | $ 148,636 | $ 82,000 |
| Montgomery, AL | 11 | $ 1,935,000 | $ 175,909 | $ 105,000 |
| Silver Spring-Frederick-Rockville, MD | 11 | $ 3,365,000 | $ 305,909 | $ 106,000 |
| Bremerton-Silverdale, WA | 10 | $ 2,800,000 | $ 280,000 | $ 100,000 |
| Clarksville, TN-KY | 10 | $ 1,880,000 | $ 188,000 | $ 87,500 |
| Columbus, GA-AL | 10 | $ 2,340,000 | $ 234,000 | $ 132,000 |
| El Paso, TX | 10 | $ 1,460,000 | $ 146,000 | $ 71,000 |
| Fort Worth-Arlington, TX | 10 | $ 1,880,000 | $ 188,000 | $ 89,000 |
| Ocala, FL | 10 | $ 1,820,000 | $ 182,000 | $ 101,000 |
| Panama City, FL | 10 | $ 1,870,000 | $ 187,000 | $ 125,000 |
| San Antonio-New Braunfels, TX | 10 | $ 1,640,000 | $ 164,000 | $ 79,000 |
| Savannah, GA | 10 | $ 1,640,000 | $ 164,000 | $ 90,000 |
| Spokane-Spokane Valley, WA | 10 | $ 1,830,000 | $ 183,000 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 1,635,000 | $ 181,666 | $ 70,666 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 1,725,000 | $ 191,666 | $ 109,000 |
| Jacksonville, NC | 9 | $ 1,555,000 | $ 172,777 | $ 101,000 |
| Mobile, AL | 9 | $ 1,365,000 | $ 151,666 | $ 84,000 |
| New Bern, NC | 9 | $ 1,195,000 | $ 132,777 | $ 63,000 |
| Olympia-Tumwater, WA | 9 | $ 2,475,000 | $ 275,000 | $ 83,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,575,000 | $ 175,000 | $ 62,000 |
| Asheville, NC | 8 | $ 1,650,000 | $ 206,250 | $ 85,000 |
| Baton Rouge, LA | 8 | $ 1,200,000 | $ 150,000 | $ 56,000 |
| Eugene, OR | 8 | $ 1,600,000 | $ 200,000 | $ 115,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,290,000 | $ 161,250 | $ 64,000 |
| Pittsburgh, PA | 8 | $ 1,330,000 | $ 166,250 | $ 98,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 4,280,000 | $ 535,000 | $ 153,000 |
| Winston-Salem, NC | 8 | $ 1,270,000 | $ 158,750 | $ 130,000 |
| Cincinnati, OH-KY-IN | 7 | $ 1,155,000 | $ 165,000 | $ 75,571 |
| Newark, NJ-PA | 7 | $ 1,775,000 | $ 253,571 | $ 93,000 |
| Reno, NV | 7 | $ 2,045,000 | $ 292,142 | $ 209,000 |
| Salem, OR | 7 | $ 1,765,000 | $ 252,142 | $ 416,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,270,000 | $ 211,666 | $ 124,000 |
| Gainesville, FL | 6 | $ 1,240,000 | $ 206,666 | $ 131,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,170,000 | $ 195,000 | $ 112,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 910,000 | $ 151,666 | $ 53,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 980,000 | $ 163,333 | $ 67,000 |
| Shreveport-Bossier City, LA | 6 | $ 620,000 | $ 103,333 | $ 61,000 |
| Warner Robins, GA | 6 | $ 1,260,000 | $ 210,000 | $ 53,000 |
| Austin-Round Rock, TX | 5 | $ 1,245,000 | $ 249,000 | $ 0 |
| Charleston-North Charleston, SC | 5 | $ 1,685,000 | $ 337,000 | $ 92,000 |
| Chattanooga, TN-GA | 5 | $ 965,000 | $ 193,000 | $ 65,000 |
| Cleveland-Elyria, OH | 5 | $ 735,000 | $ 147,000 | $ 92,000 |
| Killeen-Temple, TX | 5 | $ 955,000 | $ 191,000 | $ 138,000 |
| Lafayette, LA | 5 | $ 785,000 | $ 157,000 | $ 125,000 |
| Lebanon, PA | 5 | $ 785,000 | $ 157,000 | $ 102,000 |
| Medford, OR | 5 | $ 1,115,000 | $ 223,000 | $ 92,000 |
| Oklahoma City, OK | 5 | $ 715,000 | $ 143,000 | $ 108,000 |
| Redding, CA | 5 | $ 1,125,000 | $ 225,000 | $ 119,000 |
| Tuscaloosa, AL | 5 | $ 765,000 | $ 153,000 | $ 142,000 |
| Visalia-Porterville, CA | 5 | $ 755,000 | $ 151,000 | $ 88,000 |
| Yuba City, CA | 5 | $ 1,265,000 | $ 253,000 | $ 118,000 |
| Alexandria, LA | 4 | $ 690,000 | $ 172,500 | $ 124,000 |
| Columbus, OH | 4 | $ 840,000 | $ 210,000 | $ 99,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 930,000 | $ 232,500 | $ 153,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 660,000 | $ 165,000 | $ 137,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Goldsboro, NC | 4 | $ 650,000 | $ 162,500 | $ 108,000 |
| Greensboro-High Point, NC | 4 | $ 630,000 | $ 157,500 | $ 86,000 |
| Greenville, NC | 4 | $ 630,000 | $ 157,500 | $ 82,000 |
| Hinesville, GA | 4 | $ 620,000 | $ 155,000 | $ 70,000 |
| Merced, CA | 4 | $ 790,000 | $ 197,500 | $ 59,000 |
| Morristown, TN | 4 | $ 720,000 | $ 180,000 | $ 80,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 870,000 | $ 217,500 | $ 133,000 |
| Napa, CA | 4 | $ 1,900,000 | $ 475,000 | $ 113,000 |
| Punta Gorda, FL | 4 | $ 900,000 | $ 225,000 | $ 137,000 |
| Reading, PA | 4 | $ 570,000 | $ 142,500 | $ 49,000 |
| Roanoke, VA | 4 | $ 750,000 | $ 187,500 | $ 64,000 |
| Rocky Mount, NC | 4 | $ 590,000 | $ 147,500 | $ 69,000 |
| Salinas, CA | 4 | $ 1,470,000 | $ 367,500 | $ 111,000 |
| Salisbury, MD-DE | 4 | $ 950,000 | $ 237,500 | $ 133,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 660,000 | $ 165,000 | $ 74,000 |
| Tallahassee, FL | 4 | $ 650,000 | $ 162,500 | $ 78,000 |
| Albany, OR | 3 | $ 635,000 | $ 211,666 | $ 80,000 |
| Corpus Christi, TX | 3 | $ 545,000 | $ 181,666 | $ 69,000 |
| Dalton, GA | 3 | $ 535,000 | $ 178,333 | $ 93,000 |
| Dover, DE | 3 | $ 935,000 | $ 311,666 | $ 111,000 |
| Erie, PA | 3 | $ 475,000 | $ 158,333 | $ 73,000 |
| Gainesville, GA | 3 | $ 745,000 | $ 248,333 | $ 131,000 |
| Gary, IN | 3 | $ 575,000 | $ 191,666 | $ 78,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 535,000 | $ 178,333 | $ 137,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 445,000 | $ 148,333 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 515,000 | $ 171,666 | $ 161,000 |
| Kennewick-Richland, WA | 3 | $ 795,000 | $ 265,000 | $ 93,000 |
| Lancaster, PA | 3 | $ 655,000 | $ 218,333 | $ 98,000 |
| Lexington-Fayette, KY | 3 | $ 635,000 | $ 211,666 | $ 96,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 575,000 | $ 191,666 | $ 74,000 |
| Lubbock, TX | 3 | $ 1,475,000 | $ 491,666 | $ 129,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 745,000 | $ 248,333 | $ 86,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 825,000 | $ 275,000 | $ 62,000 |
| Pueblo, CO | 3 | $ 705,000 | $ 235,000 | $ 56,000 |
| Sebastian-Vero Beach, FL | 3 | $ 635,000 | $ 211,666 | $ 138,000 |
| Tulsa, OK | 3 | $ 525,000 | $ 175,000 | $ 86,000 |
| Yakima, WA | 3 | $ 535,000 | $ 178,333 | $ 0 |
| York-Hanover, PA | 3 | $ 565,000 | $ 188,333 | $ 77,000 |
| Akron, OH | 2 | $ 290,000 | $ 145,000 | $ 89,000 |
| Ann Arbor, MI | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 440,000 | $ 220,000 | $ 162,000 |
| Bend-Redmond, OR | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Bloomington, IL | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Bloomsburg-Berwick, PA | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Boulder, CO | 2 | $ 600,000 | $ 300,000 | $ 125,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 2,280,000 | $ 1,140,000 | $ 264,000 |
| Brunswick, GA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Chico, CA | 2 | $ 270,000 | $ 135,000 | $ 38,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 280,000 | $ 140,000 | $ 111,000 |
| Elgin, IL | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Flint, MI | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Fort Wayne, IN | 2 | $ 300,000 | $ 150,000 | $ 115,000 |
| Hanford-Corcoran, CA | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 460,000 | $ 230,000 | $ 149,000 |
| Homosassa Springs, FL | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 270,000 | $ 135,000 | $ 32,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 290,000 | $ 145,000 | $ 85,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 290,000 | $ 145,000 | $ 113,000 |
| Lawton, OK | 2 | $ 340,000 | $ 170,000 | $ 122,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Longview, WA | 2 | $ 310,000 | $ 155,000 | $ 124,000 |
| Madera, CA | 2 | $ 580,000 | $ 290,000 | $ 154,000 |
| Madison, WI | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| New Haven-Milford, CT | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Peoria, IL | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Santa Fe, NM | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Spartanburg, SC | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| St. Louis, MO-IL | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Sumter, SC | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| The Villages, FL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Victoria, TX | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Albany, GA | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Athens-Clarke County, GA | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Auburn-Opelika, AL | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Bellingham, WA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Boise City, ID | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Burlington, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Camden, NJ | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Carbondale-Marion, IL | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Carson City, NV | 1 | $ 535,000 | $ 535,000 | $ 192,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Charlottesville, VA | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Cleveland, TN | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Dayton, OH | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Dothan, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Eau Claire, WI | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| El Centro, CA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Florence-Muscle Shoals, AL | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Gettysburg, PA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Grand Junction, CO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greeley, CO | 1 | $ 555,000 | $ 555,000 | $ 218,000 |
| Green Bay, WI | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Hammond, LA | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Jackson, TN | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Johnson City, TN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jonesboro, AR | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Kalamazoo-Portage, MI | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Lake Charles, LA | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Lansing-East Lansing, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Las Cruces, NM | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lynchburg, VA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Mansfield, OH | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Michigan City-La Porte, IN | 1 | $ 135,000 | $ 135,000 | $ 132,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Monroe, LA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Ocean City, NJ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Prescott, AZ | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Racine, WI | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Rockford, IL | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Rome, GA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Saginaw, MI | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 915,000 | $ 915,000 | $ 391,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| State College, PA | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Terre Haute, IN | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Texarkana, TX-AR | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| Valdosta, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wausau, WI | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Winchester, VA-WV | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Yuma, AZ | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,040 | $470,740,000 | $230,000 | $3,505,000 | $101,000 | $2,400,000 |
| Refinancing | 1,609 | $353,155,000 | $219,000 | $1,605,000 | $96,000 | $744,000 |
| Home Purchase | 523 | $111,415,000 | $213,000 | $985,000 | $97,000 | $1,680,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,778 | $413,920,000 | $232,000 | $1,605,000 | $97,000 | $728,000 |
| White | 1,210 | $256,480,000 | $211,000 | $1,345,000 | $101,000 | $2,400,000 |
| Black or African American | 531 | $110,085,000 | $207,000 | $705,000 | $99,000 | $302,000 |
| Hispanic | 498 | $103,320,000 | $207,000 | $815,000 | $86,000 | $994,000 |
| Asian | 110 | $41,780,000 | $379,000 | $3,505,000 | $148,000 | $1,450,000 |
| American Indian or Alaskan Native | 23 | $3,345,000 | $145,000 | $305,000 | $196,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,975,000 | $292,000 | $615,000 | $116,000 | $239,000 |
| Not applicable | 5 | $1,405,000 | $281,000 | $545,000 | $74,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,468 | $559,000,000 | $226,000 | $1,295,000 | $107,000 | $1,156,000 |
| FHA-insured (Federal Housing Administration) | 873 | $186,005,000 | $213,000 | $925,000 | $81,000 | $744,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 831 | $190,305,000 | $229,000 | $3,505,000 | $107,000 | $2,400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,177 | $258,655,000 | $219,000 | $915,000 | $99,000 | $1,156,000 |
| Loan Originated | 910 | $201,620,000 | $221,000 | $3,505,000 | $102,000 | $1,450,000 |
| Application Denied By Financial Institution | 720 | $154,080,000 | $214,000 | $1,345,000 | $88,000 | $1,484,000 |
| File Closed For Incompleteness | 618 | $137,690,000 | $222,000 | $1,295,000 | $107,000 | $2,400,000 |
| Application Approved But Not Accepted | 528 | $131,060,000 | $248,000 | $1,605,000 | $99,000 | $589,000 |
| Preapproval Denied by Financial Institution | 219 | $52,205,000 | $238,000 | $985,000 | $112,000 | $1,680,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3,927 | $883,685,000 | $225,000 | $3,505,000 | $100,000 | $2,400,000 |
| Credit History | 92 | $20,770,000 | $225,000 | $525,000 | $96,000 | $240,000 |
| Other | 82 | $16,860,000 | $205,000 | $875,000 | $90,000 | $168,000 |
| Collateral | 43 | $8,895,000 | $206,000 | $505,000 | $100,000 | $239,000 |
| Unverifiable Information | 17 | $2,905,000 | $170,000 | $355,000 | $99,000 | $258,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,225,000 | $245,000 | $395,000 | $98,000 | $181,000 |
| Employment History | 4 | $660,000 | $165,000 | $185,000 | $51,000 | $71,000 |
| Credit Application Incomplete | 2 | $310,000 | $155,000 | $205,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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