Home Point Financial Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Home Point Financial Corporation 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 342,452 |
| Total Mortgage Loan Application Amount | $116,901,600,000 |
| Average Mortgage Loan Application Amount | $299,333 |
| Highest Mortgage Loan Application Amount | $8,445,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $8,134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Home Point Financial Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Point Financial Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Home Point Financial Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Point Financial Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Point Financial Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Point Financial Corporation's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 19,674 | $ 4,866,820,000 | $ 248,617 | $ 99,978 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 16,970 | $ 7,913,570,000 | $ 466,000 | $ 147,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 11,442 | $ 4,261,220,000 | $ 372,000 | $ 118,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9,042 | $ 4,420,400,000 | $ 488,000 | $ 164,000 |
| SAN DIEGO-CARLSBAD, CA | 8,863 | $ 4,102,075,000 | $ 462,000 | $ 141,000 |
| CHICAGO-NAPERVILLE, IL | 8,800 | $ 2,501,670,000 | $ 284,000 | $ 114,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8,666 | $ 3,243,870,000 | $ 374,000 | $ 121,000 |
| DALLAS-PLANO-IRVING, TX | 8,373 | $ 2,829,355,000 | $ 337,000 | $ 144,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 8,202 | $ 2,681,150,000 | $ 326,000 | $ 114,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7,872 | $ 3,227,000,000 | $ 388,500 | $ 124,750 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7,662 | $ 2,287,550,000 | $ 298,000 | $ 140,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7,385 | $ 2,220,855,000 | $ 300,000 | $ 121,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 7,117 | $ 3,460,925,000 | $ 470,000 | $ 153,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6,749 | $ 3,318,185,000 | $ 491,000 | $ 172,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 6,090 | $ 2,298,320,000 | $ 377,000 | $ 125,000 |
| AUSTIN-ROUND ROCK, TX | 5,422 | $ 1,918,790,000 | $ 353,000 | $ 164,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5,394 | $ 2,745,750,000 | $ 509,000 | $ 204,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4,773 | $ 2,114,095,000 | $ 442,000 | $ 163,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4,696 | $ 1,461,460,000 | $ 311,000 | $ 100,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4,646 | $ 1,306,180,000 | $ 281,000 | $ 109,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4,286 | $ 1,015,060,000 | $ 230,500 | $ 90,000 |
| NEW YORK-NEWARK, NY | 3,965 | $ 1,496,985,000 | $ 368,500 | $ 180,000 |
| SALT LAKE CITY, UT | 3,750 | $ 1,349,020,000 | $ 359,000 | $ 116,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,596 | $ 1,177,580,000 | $ 327,000 | $ 117,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,164 | $ 851,220,000 | $ 269,000 | $ 115,000 |
| NEWARK, NJ-PA | 3,130 | $ 1,179,860,000 | $ 299,500 | $ 123,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,990 | $ 900,940,000 | $ 294,000 | $ 100,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2,906 | $ 1,518,590,000 | $ 522,000 | $ 185,000 |
| KANSAS CITY, MO-KS | 2,806 | $ 745,920,000 | $ 267,500 | $ 111,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2,695 | $ 772,845,000 | $ 286,000 | $ 107,000 |
| ST. LOUIS, MO-IL | 2,664 | $ 697,530,000 | $ 240,000 | $ 94,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,610 | $ 962,940,000 | $ 362,000 | $ 118,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,602 | $ 845,820,000 | $ 325,000 | $ 123,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2,473 | $ 1,086,035,000 | $ 439,000 | $ 153,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,288 | $ 695,220,000 | $ 303,000 | $ 103,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2,241 | $ 745,445,000 | $ 332,000 | $ 137,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,228 | $ 866,450,000 | $ 388,000 | $ 133,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,220 | $ 705,390,000 | $ 317,000 | $ 121,000 |
| PROVO-OREM, UT | 2,156 | $ 783,450,000 | $ 363,000 | $ 109,000 |
| FRESNO, CA | 2,052 | $ 632,240,000 | $ 308,000 | $ 109,000 |
| COLUMBUS, OH | 2,019 | $ 529,625,000 | $ 262,000 | $ 111,000 |
| CINCINNATI, OH-KY-IN | 1,988 | $ 483,160,000 | $ 249,333 | $ 102,333 |
| URBAN HONOLULU, HI | 1,971 | $ 1,046,745,000 | $ 531,000 | $ 119,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,933 | $ 571,985,000 | $ 295,000 | $ 118,000 |
| FORT WORTH-ARLINGTON, TX | 1,876 | $ 528,670,000 | $ 281,000 | $ 122,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,857 | $ 746,925,000 | $ 402,000 | $ 148,000 |
| OGDEN-CLEARFIELD, UT | 1,794 | $ 622,970,000 | $ 347,000 | $ 106,000 |
| BOSTON, MA | 1,792 | $ 693,720,000 | $ 387,000 | $ 130,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,785 | $ 820,205,000 | $ 459,000 | $ 150,000 |
| COLORADO SPRINGS, CO | 1,739 | $ 591,855,000 | $ 340,000 | $ 102,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,697 | $ 515,245,000 | $ 299,000 | $ 120,000 |
| STOCKTON-LODI, CA | 1,647 | $ 618,715,000 | $ 375,000 | $ 120,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,613 | $ 450,605,000 | $ 279,000 | $ 118,000 |
| RALEIGH, NC | 1,568 | $ 498,680,000 | $ 318,000 | $ 134,000 |
| JACKSONVILLE, FL | 1,556 | $ 456,760,000 | $ 293,000 | $ 109,000 |
| PROVIDENCE-WARWICK, RI-MA | 1,505 | $ 438,125,000 | $ 300,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,488 | $ 468,620,000 | $ 314,000 | $ 135,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,389 | $ 386,525,000 | $ 278,000 | $ 116,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1,363 | $ 362,545,000 | $ 265,000 | $ 116,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,350 | $ 328,430,000 | $ 243,000 | $ 105,000 |
| LAFAYETTE, LA | 1,337 | $ 314,685,000 | $ 235,000 | $ 90,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,332 | $ 393,960,000 | $ 324,000 | $ 94,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,273 | $ 331,695,000 | $ 260,000 | $ 119,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,212 | $ 356,080,000 | $ 271,500 | $ 107,500 |
| BAKERSFIELD, CA | 1,200 | $ 328,900,000 | $ 274,000 | $ 96,000 |
| SANTA ROSA, CA | 1,162 | $ 518,010,000 | $ 445,000 | $ 144,000 |
| BIRMINGHAM-HOOVER, AL | 1,145 | $ 279,635,000 | $ 244,000 | $ 91,000 |
| PHILADELPHIA, PA | 1,139 | $ 304,465,000 | $ 267,000 | $ 111,000 |
| CAMDEN, NJ | 1,136 | $ 279,350,000 | $ 245,000 | $ 101,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,123 | $ 413,805,000 | $ 368,000 | $ 161,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,111 | $ 267,485,000 | $ 240,000 | $ 97,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1,066 | $ 455,840,000 | $ 427,000 | $ 135,000 |
| WORCESTER, MA-CT | 1,011 | $ 299,335,000 | $ 269,000 | $ 95,500 |
| TACOMA-LAKEWOOD, WA | 1,005 | $ 376,945,000 | $ 375,000 | $ 119,000 |
| PITTSBURGH, PA | 999 | $ 235,915,000 | $ 236,000 | $ 97,000 |
| MODESTO, CA | 980 | $ 306,900,000 | $ 313,000 | $ 104,000 |
| VALLEJO-FAIRFIELD, CA | 978 | $ 378,370,000 | $ 386,000 | $ 118,000 |
| NEW HAVEN-MILFORD, CT | 970 | $ 262,850,000 | $ 270,000 | $ 119,000 |
| SALINAS, CA | 964 | $ 425,990,000 | $ 441,000 | $ 131,000 |
| ELGIN, IL | 948 | $ 241,360,000 | $ 254,000 | $ 107,000 |
| BATON ROUGE, LA | 947 | $ 251,935,000 | $ 266,000 | $ 114,000 |
| RICHMOND, VA | 932 | $ 288,700,000 | $ 309,000 | $ 124,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 930 | $ 215,380,000 | $ 215,000 | $ 95,000 |
| DES MOINES-WEST DES MOINES, IA | 892 | $ 212,070,000 | $ 237,000 | $ 97,000 |
| KNOXVILLE, TN | 880 | $ 229,730,000 | $ 261,000 | $ 90,000 |
| GREELEY, CO | 873 | $ 306,485,000 | $ 351,000 | $ 97,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 842 | $ 191,070,000 | $ 226,000 | $ 95,000 |
| CAPE CORAL-FORT MYERS, FL | 840 | $ 230,590,000 | $ 274,000 | $ 115,000 |
| FORT COLLINS, CO | 829 | $ 297,045,000 | $ 358,000 | $ 116,000 |
| SANTA MARIA-SANTA BARBARA, CA | 826 | $ 321,770,000 | $ 389,000 | $ 112,000 |
| HUNTSVILLE, AL | 815 | $ 229,415,000 | $ 281,000 | $ 114,000 |
| CLEVELAND-ELYRIA, OH | 750 | $ 168,180,000 | $ 224,000 | $ 103,000 |
| HARRISBURG-CARLISLE, PA | 743 | $ 164,315,000 | $ 221,000 | $ 94,000 |
| BOULDER, CO | 731 | $ 297,065,000 | $ 406,000 | $ 148,000 |
| NEW ORLEANS-METAIRIE, LA | 723 | $ 191,565,000 | $ 264,000 | $ 101,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 690 | $ 195,790,000 | $ 283,000 | $ 95,000 |
| SHREVEPORT-BOSSIER CITY, LA | 644 | $ 148,580,000 | $ 230,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 625 | $ 159,415,000 | $ 255,000 | $ 105,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 623 | $ 155,765,000 | $ 250,000 | $ 117,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 615 | $ 141,975,000 | $ 230,000 | $ 93,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 602 | $ 202,530,000 | $ 336,000 | $ 107,000 |
| FARGO, ND-MN | 588 | $ 138,860,000 | $ 226,000 | $ 115,000 |
| SANTA CRUZ-WATSONVILLE, CA | 588 | $ 297,010,000 | $ 505,000 | $ 155,000 |
| SAN RAFAEL, CA | 561 | $ 302,365,000 | $ 538,000 | $ 175,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 553 | $ 152,455,000 | $ 275,000 | $ 100,000 |
| MEMPHIS, TN-MS-AR | 550 | $ 144,310,000 | $ 246,333 | $ 108,666 |
| GARY, IN | 548 | $ 123,820,000 | $ 225,000 | $ 86,000 |
| LAKELAND-WINTER HAVEN, FL | 541 | $ 124,415,000 | $ 229,000 | $ 83,000 |
| PORT ST. LUCIE, FL | 526 | $ 138,240,000 | $ 262,000 | $ 99,000 |
| TUCSON, AZ | 509 | $ 137,495,000 | $ 270,000 | $ 94,000 |
| BARNSTABLE TOWN, MA | 501 | $ 167,635,000 | $ 334,000 | $ 117,000 |
| WILMINGTON, DE-MD-NJ | 499 | $ 144,105,000 | $ 262,666 | $ 106,333 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 474 | $ 119,660,000 | $ 257,500 | $ 113,000 |
| MOBILE, AL | 465 | $ 96,195,000 | $ 206,000 | $ 85,000 |
| BOISE CITY, ID | 462 | $ 160,610,000 | $ 347,000 | $ 114,000 |
| LEXINGTON-FAYETTE, KY | 460 | $ 106,910,000 | $ 232,000 | $ 134,000 |
| RENO, NV | 459 | $ 157,485,000 | $ 343,000 | $ 109,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 452 | $ 111,110,000 | $ 245,000 | $ 100,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 446 | $ 146,980,000 | $ 329,000 | $ 113,000 |
| MADERA, CA | 434 | $ 122,370,000 | $ 281,000 | $ 100,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 430 | $ 108,740,000 | $ 254,500 | $ 106,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 422 | $ 102,540,000 | $ 242,000 | $ 98,000 |
| GRAND RAPIDS-WYOMING, MI | 415 | $ 96,825,000 | $ 233,000 | $ 93,000 |
| ROCHESTER, NY | 415 | $ 93,875,000 | $ 226,000 | $ 98,000 |
| SIOUX FALLS, SD | 414 | $ 120,370,000 | $ 290,000 | $ 114,000 |
| ST. GEORGE, UT | 407 | $ 143,245,000 | $ 351,000 | $ 132,000 |
| VISALIA-PORTERVILLE, CA | 396 | $ 111,830,000 | $ 282,000 | $ 97,000 |
| WICHITA, KS | 380 | $ 79,360,000 | $ 208,000 | $ 89,000 |
| DURHAM-CHAPEL HILL, NC | 378 | $ 115,620,000 | $ 305,000 | $ 137,000 |
| SALISBURY, MD-DE | 377 | $ 107,715,000 | $ 279,500 | $ 131,000 |
| JEFFERSON CITY, MO | 369 | $ 76,155,000 | $ 206,000 | $ 87,000 |
| WILMINGTON, NC | 363 | $ 107,425,000 | $ 295,000 | $ 119,000 |
| MANCHESTER-NASHUA, NH | 360 | $ 108,880,000 | $ 302,000 | $ 117,000 |
| LINCOLN, NE | 359 | $ 84,535,000 | $ 235,000 | $ 86,000 |
| OKLAHOMA CITY, OK | 352 | $ 83,250,000 | $ 236,000 | $ 96,000 |
| SPOKANE-SPOKANE VALLEY, WA | 350 | $ 107,190,000 | $ 306,000 | $ 112,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 338 | $ 102,210,000 | $ 302,000 | $ 91,000 |
| WINSTON-SALEM, NC | 338 | $ 83,930,000 | $ 248,000 | $ 100,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 331 | $ 108,475,000 | $ 327,000 | $ 126,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 326 | $ 107,830,000 | $ 330,000 | $ 152,000 |
| ALBUQUERQUE, NM | 325 | $ 86,785,000 | $ 267,000 | $ 98,000 |
| COLUMBIA, SC | 323 | $ 77,615,000 | $ 240,000 | $ 92,000 |
| AKRON, OH | 316 | $ 64,870,000 | $ 205,000 | $ 91,000 |
| CEDAR RAPIDS, IA | 311 | $ 71,125,000 | $ 228,000 | $ 93,000 |
| MERCED, CA | 299 | $ 83,575,000 | $ 279,000 | $ 107,000 |
| SAVANNAH, GA | 298 | $ 82,780,000 | $ 277,000 | $ 102,000 |
| EL PASO, TX | 297 | $ 57,085,000 | $ 192,000 | $ 72,000 |
| YUBA CITY, CA | 294 | $ 94,400,000 | $ 321,000 | $ 99,000 |
| SALEM, OR | 293 | $ 93,125,000 | $ 317,000 | $ 95,000 |
| PUNTA GORDA, FL | 292 | $ 75,920,000 | $ 260,000 | $ 107,000 |
| REDDING, CA | 292 | $ 93,120,000 | $ 318,000 | $ 107,000 |
| CHATTANOOGA, TN-GA | 288 | $ 72,620,000 | $ 245,000 | $ 112,000 |
| ANCHORAGE, AK | 279 | $ 101,305,000 | $ 363,000 | $ 121,000 |
| BREMERTON-SILVERDALE, WA | 279 | $ 102,945,000 | $ 368,000 | $ 127,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 279 | $ 72,675,000 | $ 260,000 | $ 103,000 |
| ANN ARBOR, MI | 278 | $ 81,930,000 | $ 294,000 | $ 132,000 |
| CORPUS CHRISTI, TX | 273 | $ 70,125,000 | $ 256,000 | $ 117,000 |
| AUBURN-OPELIKA, AL | 272 | $ 69,070,000 | $ 253,000 | $ 101,000 |
| BELLINGHAM, WA | 267 | $ 97,195,000 | $ 364,000 | $ 112,000 |
| GREENSBORO-HIGH POINT, NC | 264 | $ 70,310,000 | $ 266,000 | $ 106,000 |
| TRENTON, NJ | 263 | $ 85,235,000 | $ 324,000 | $ 141,000 |
| NAPA, CA | 262 | $ 116,990,000 | $ 446,000 | $ 156,000 |
| NORWICH-NEW LONDON, CT | 260 | $ 66,050,000 | $ 254,000 | $ 105,000 |
| EL CENTRO, CA | 254 | $ 65,930,000 | $ 259,000 | $ 81,000 |
| MADISON, WI | 250 | $ 75,300,000 | $ 301,000 | $ 99,000 |
| READING, PA | 249 | $ 53,315,000 | $ 214,000 | $ 80,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 247 | $ 53,595,000 | $ 216,000 | $ 88,000 |
| EVANSVILLE, IN-KY | 247 | $ 49,395,000 | $ 180,000 | $ 60,500 |
| YORK-HANOVER, PA | 243 | $ 54,235,000 | $ 223,000 | $ 91,000 |
| ABILENE, TX | 242 | $ 55,090,000 | $ 227,000 | $ 84,000 |
| FLINT, MI | 240 | $ 49,090,000 | $ 204,000 | $ 78,000 |
| CHICO, CA | 236 | $ 74,990,000 | $ 317,000 | $ 114,000 |
| OLYMPIA-TUMWATER, WA | 236 | $ 79,580,000 | $ 337,000 | $ 93,000 |
| BISMARCK, ND | 233 | $ 61,395,000 | $ 263,000 | $ 79,000 |
| OCEAN CITY, NJ | 232 | $ 71,390,000 | $ 307,000 | $ 129,000 |
| GRAND JUNCTION, CO | 230 | $ 66,050,000 | $ 287,000 | $ 84,000 |
| PORTLAND-SOUTH PORTLAND, ME | 230 | $ 71,090,000 | $ 309,000 | $ 103,000 |
| BEND-REDMOND, OR | 222 | $ 86,050,000 | $ 387,000 | $ 118,000 |
| ASHEVILLE, NC | 221 | $ 58,055,000 | $ 262,000 | $ 104,000 |
| OCALA, FL | 220 | $ 45,860,000 | $ 208,000 | $ 82,000 |
| CHEYENNE, WY | 219 | $ 70,635,000 | $ 322,000 | $ 71,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 214 | $ 51,910,000 | $ 239,000 | $ 87,500 |
| MORGANTOWN, WV | 213 | $ 53,055,000 | $ 249,000 | $ 93,000 |
| LAREDO, TX | 210 | $ 53,180,000 | $ 253,000 | $ 113,000 |
| SPRINGFIELD, MO | 203 | $ 45,595,000 | $ 224,000 | $ 80,000 |
| PEORIA, IL | 202 | $ 28,040,000 | $ 138,000 | $ 69,000 |
| ROCKFORD, IL | 197 | $ 32,175,000 | $ 163,000 | $ 69,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 196 | $ 44,360,000 | $ 226,000 | $ 73,000 |
| GAINESVILLE, GA | 196 | $ 57,050,000 | $ 291,000 | $ 111,000 |
| CLARKSVILLE, TN-KY | 192 | $ 46,780,000 | $ 219,500 | $ 74,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 191 | $ 48,555,000 | $ 254,000 | $ 113,000 |
| TULSA, OK | 190 | $ 41,820,000 | $ 220,000 | $ 90,000 |
| PUEBLO, CO | 188 | $ 43,620,000 | $ 232,000 | $ 71,000 |
| SIOUX CITY, IA-NE-SD | 185 | $ 34,645,000 | $ 197,333 | $ 89,333 |
| FAYETTEVILLE, NC | 184 | $ 37,830,000 | $ 205,000 | $ 78,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 181 | $ 41,665,000 | $ 230,000 | $ 83,000 |
| SPRINGFIELD, MA | 181 | $ 43,895,000 | $ 242,000 | $ 95,000 |
| KILLEEN-TEMPLE, TX | 175 | $ 40,495,000 | $ 231,000 | $ 106,000 |
| LAKE CHARLES, LA | 175 | $ 43,255,000 | $ 247,000 | $ 108,000 |
| DOVER, DE | 174 | $ 45,350,000 | $ 260,000 | $ 74,000 |
| PANAMA CITY, FL | 174 | $ 46,220,000 | $ 265,000 | $ 112,000 |
| ST. CLOUD, MN | 174 | $ 38,680,000 | $ 222,000 | $ 77,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 173 | $ 91,945,000 | $ 531,000 | $ 132,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 171 | $ 32,565,000 | $ 190,000 | $ 78,000 |
| CHARLOTTESVILLE, VA | 171 | $ 55,685,000 | $ 325,000 | $ 133,000 |
| TEXARKANA, TX-AR | 168 | $ 38,040,000 | $ 217,500 | $ 84,000 |
| JACKSON, MS | 165 | $ 42,495,000 | $ 257,000 | $ 96,000 |
| MONROE, LA | 164 | $ 36,550,000 | $ 222,000 | $ 85,000 |
| LANCASTER, PA | 163 | $ 41,325,000 | $ 253,000 | $ 111,000 |
| MCALLEN-EDINBURG-MISSION, TX | 161 | $ 32,355,000 | $ 200,000 | $ 103,000 |
| LOGAN, UT-ID | 159 | $ 51,515,000 | $ 315,500 | $ 97,000 |
| FLAGSTAFF, AZ | 156 | $ 51,930,000 | $ 332,000 | $ 153,000 |
| HANFORD-CORCORAN, CA | 154 | $ 43,490,000 | $ 282,000 | $ 85,000 |
| JOPLIN, MO | 154 | $ 25,690,000 | $ 166,000 | $ 119,000 |
| LANSING-EAST LANSING, MI | 153 | $ 31,185,000 | $ 203,000 | $ 80,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 150 | $ 35,460,000 | $ 232,500 | $ 77,500 |
| EUGENE, OR | 148 | $ 44,510,000 | $ 300,000 | $ 86,000 |
| KENNEWICK-RICHLAND, WA | 145 | $ 45,075,000 | $ 310,000 | $ 106,000 |
| MONTGOMERY, AL | 145 | $ 34,285,000 | $ 236,000 | $ 74,000 |
| CANTON-MASSILLON, OH | 140 | $ 26,060,000 | $ 186,000 | $ 81,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 139 | $ 29,515,000 | $ 210,500 | $ 86,500 |
| TALLAHASSEE, FL | 139 | $ 34,495,000 | $ 248,000 | $ 117,000 |
| FORT WAYNE, IN | 137 | $ 27,335,000 | $ 199,000 | $ 87,000 |
| HATTIESBURG, MS | 135 | $ 32,435,000 | $ 240,000 | $ 91,000 |
| JACKSONVILLE, NC | 134 | $ 30,210,000 | $ 225,000 | $ 84,000 |
| COLLEGE STATION-BRYAN, TX | 132 | $ 37,180,000 | $ 281,000 | $ 139,000 |
| WINCHESTER, VA-WV | 131 | $ 38,005,000 | $ 248,000 | $ 79,000 |
| MOUNT VERNON-ANACORTES, WA | 129 | $ 44,825,000 | $ 347,000 | $ 103,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 128 | $ 45,820,000 | $ 357,000 | $ 130,000 |
| COLUMBIA, MO | 127 | $ 31,675,000 | $ 249,000 | $ 118,000 |
| CASPER, WY | 126 | $ 33,590,000 | $ 266,000 | $ 105,000 |
| SPARTANBURG, SC | 126 | $ 25,140,000 | $ 199,000 | $ 60,000 |
| GLENS FALLS, NY | 125 | $ 26,185,000 | $ 209,000 | $ 96,000 |
| JACKSON, MI | 125 | $ 23,255,000 | $ 186,000 | $ 72,000 |
| LYNCHBURG, VA | 125 | $ 28,675,000 | $ 229,000 | $ 111,000 |
| BEAUMONT-PORT ARTHUR, TX | 123 | $ 27,425,000 | $ 222,000 | $ 87,000 |
| GAINESVILLE, FL | 123 | $ 29,545,000 | $ 240,000 | $ 111,000 |
| BRUNSWICK, GA | 118 | $ 32,800,000 | $ 277,000 | $ 109,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 115 | $ 32,265,000 | $ 280,000 | $ 107,000 |
| EAST STROUDSBURG, PA | 110 | $ 22,610,000 | $ 205,000 | $ 83,000 |
| HOMOSASSA SPRINGS, FL | 110 | $ 22,860,000 | $ 207,000 | $ 82,000 |
| VICTORIA, TX | 107 | $ 24,935,000 | $ 233,000 | $ 84,000 |
| TOLEDO, OH | 106 | $ 24,470,000 | $ 230,000 | $ 125,000 |
| ROANOKE, VA | 105 | $ 25,855,000 | $ 246,000 | $ 92,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 105 | $ 23,095,000 | $ 219,000 | $ 129,000 |
| RACINE, WI | 103 | $ 25,495,000 | $ 247,000 | $ 96,000 |
| SHERMAN-DENISON, TX | 103 | $ 27,515,000 | $ 267,000 | $ 103,000 |
| BOWLING GREEN, KY | 101 | $ 22,415,000 | $ 221,000 | $ 83,000 |
| COEUR D'ALENE, ID | 101 | $ 33,275,000 | $ 329,000 | $ 99,000 |
| MEDFORD, OR | 101 | $ 31,165,000 | $ 308,000 | $ 104,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 101 | $ 17,475,000 | $ 179,000 | $ 100,000 |
| DULUTH, MN-WI | 99 | $ 18,875,000 | $ 178,000 | $ 66,500 |
| GRAND FORKS, ND-MN | 99 | $ 19,605,000 | $ 195,500 | $ 79,500 |
| SEBASTIAN-VERO BEACH, FL | 99 | $ 26,225,000 | $ 264,000 | $ 98,000 |
| DECATUR, AL | 96 | $ 20,980,000 | $ 218,000 | $ 75,000 |
| DOTHAN, AL | 96 | $ 16,500,000 | $ 171,000 | $ 77,000 |
| AMES, IA | 95 | $ 23,715,000 | $ 249,000 | $ 93,000 |
| VALDOSTA, GA | 95 | $ 18,935,000 | $ 199,000 | $ 79,000 |
| COLUMBUS, GA-AL | 91 | $ 19,715,000 | $ 206,500 | $ 72,000 |
| TUSCALOOSA, AL | 90 | $ 19,230,000 | $ 213,000 | $ 97,000 |
| TYLER, TX | 90 | $ 21,810,000 | $ 242,000 | $ 135,000 |
| WENATCHEE, WA | 90 | $ 32,820,000 | $ 364,000 | $ 172,000 |
| BROWNSVILLE-HARLINGEN, TX | 89 | $ 19,085,000 | $ 214,000 | $ 122,000 |
| ATHENS-CLARKE COUNTY, GA | 88 | $ 23,430,000 | $ 266,000 | $ 129,000 |
| MORRISTOWN, TN | 87 | $ 19,925,000 | $ 229,000 | $ 80,000 |
| HICKORY-LENOIR-MORGANTON, NC | 86 | $ 20,710,000 | $ 240,000 | $ 92,000 |
| WACO, TX | 83 | $ 21,025,000 | $ 253,000 | $ 138,000 |
| THE VILLAGES, FL | 79 | $ 19,565,000 | $ 247,000 | $ 105,000 |
| ALBANY, OR | 78 | $ 23,070,000 | $ 295,000 | $ 92,000 |
| WARNER ROBINS, GA | 78 | $ 19,590,000 | $ 251,000 | $ 81,000 |
| HOUMA-THIBODAUX, LA | 77 | $ 14,445,000 | $ 187,000 | $ 67,000 |
| SHEBOYGAN, WI | 76 | $ 14,070,000 | $ 185,000 | $ 94,000 |
| FLORENCE-MUSCLE SHOALS, AL | 75 | $ 17,045,000 | $ 227,000 | $ 61,000 |
| HARRISONBURG, VA | 75 | $ 19,595,000 | $ 261,000 | $ 122,000 |
| KALAMAZOO-PORTAGE, MI | 74 | $ 17,380,000 | $ 234,000 | $ 94,000 |
| LONGVIEW, WA | 74 | $ 22,270,000 | $ 300,000 | $ 84,000 |
| WATERLOO-CEDAR FALLS, IA | 74 | $ 15,980,000 | $ 215,000 | $ 84,000 |
| CLEVELAND, TN | 72 | $ 16,170,000 | $ 224,000 | $ 75,000 |
| YUMA, AZ | 71 | $ 15,925,000 | $ 224,000 | $ 77,000 |
| JOHNSON CITY, TN | 69 | $ 16,175,000 | $ 234,000 | $ 84,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 69 | $ 15,605,000 | $ 226,000 | $ 128,000 |
| MICHIGAN CITY-LA PORTE, IN | 69 | $ 14,345,000 | $ 207,000 | $ 95,000 |
| GREEN BAY, WI | 68 | $ 13,550,000 | $ 199,000 | $ 80,000 |
| MANHATTAN, KS | 68 | $ 14,340,000 | $ 210,000 | $ 95,000 |
| MONROE, MI | 68 | $ 13,670,000 | $ 201,000 | $ 84,000 |
| LUBBOCK, TX | 67 | $ 16,865,000 | $ 251,000 | $ 165,000 |
| YAKIMA, WA | 67 | $ 16,975,000 | $ 253,000 | $ 83,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 66 | $ 10,660,000 | $ 161,000 | $ 70,000 |
| CORVALLIS, OR | 66 | $ 22,350,000 | $ 338,000 | $ 110,000 |
| BLOOMINGTON, IL | 65 | $ 15,005,000 | $ 230,000 | $ 81,000 |
| ERIE, PA | 65 | $ 11,745,000 | $ 180,000 | $ 84,000 |
| TOPEKA, KS | 63 | $ 12,085,000 | $ 191,000 | $ 71,000 |
| UTICA-ROME, NY | 63 | $ 9,575,000 | $ 151,000 | $ 65,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 60 | $ 12,710,000 | $ 225,500 | $ 93,000 |
| APPLETON, WI | 59 | $ 14,425,000 | $ 244,000 | $ 108,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 59 | $ 12,445,000 | $ 201,500 | $ 40,500 |
| LONGVIEW, TX | 59 | $ 15,085,000 | $ 255,000 | $ 153,000 |
| STATE COLLEGE, PA | 58 | $ 17,310,000 | $ 298,000 | $ 126,000 |
| IOWA CITY, IA | 57 | $ 15,185,000 | $ 266,000 | $ 89,000 |
| MACON-BIBB COUNTY, GA | 56 | $ 11,770,000 | $ 210,000 | $ 72,000 |
| SYRACUSE, NY | 56 | $ 11,740,000 | $ 209,000 | $ 94,000 |
| AMARILLO, TX | 55 | $ 12,945,000 | $ 235,000 | $ 105,000 |
| MIDLAND, TX | 54 | $ 16,660,000 | $ 308,000 | $ 158,000 |
| HAMMOND, LA | 53 | $ 10,345,000 | $ 195,000 | $ 69,000 |
| MANSFIELD, OH | 53 | $ 7,985,000 | $ 150,000 | $ 74,000 |
| KINGSTON, NY | 51 | $ 14,035,000 | $ 275,000 | $ 123,000 |
| LAWRENCE, KS | 51 | $ 13,025,000 | $ 255,000 | $ 114,000 |
| COLUMBUS, IN | 50 | $ 9,980,000 | $ 199,000 | $ 87,000 |
| GREENVILLE, NC | 50 | $ 11,060,000 | $ 221,000 | $ 86,000 |
| VINELAND-BRIDGETON, NJ | 50 | $ 9,800,000 | $ 196,000 | $ 76,000 |
| GETTYSBURG, PA | 49 | $ 11,075,000 | $ 226,000 | $ 97,000 |
| HINESVILLE, GA | 49 | $ 9,805,000 | $ 200,000 | $ 71,000 |
| STAUNTON-WAYNESBORO, VA | 49 | $ 11,395,000 | $ 232,000 | $ 73,000 |
| LEBANON, PA | 48 | $ 10,630,000 | $ 221,000 | $ 105,000 |
| NILES-BENTON HARBOR, MI | 48 | $ 12,840,000 | $ 267,000 | $ 107,000 |
| WAUSAU, WI | 48 | $ 9,020,000 | $ 187,000 | $ 114,000 |
| KANKAKEE, IL | 47 | $ 8,415,000 | $ 179,000 | $ 75,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 46 | $ 15,190,000 | $ 330,000 | $ 79,000 |
| CHAMPAIGN-URBANA, IL | 46 | $ 8,130,000 | $ 176,000 | $ 67,000 |
| ELKHART-GOSHEN, IN | 46 | $ 8,230,000 | $ 178,000 | $ 58,000 |
| RAPID CITY, SD | 45 | $ 11,905,000 | $ 264,000 | $ 79,000 |
| SEBRING, FL | 45 | $ 8,985,000 | $ 199,000 | $ 75,000 |
| BURLINGTON, NC | 41 | $ 9,495,000 | $ 231,000 | $ 92,000 |
| FORT SMITH, AR-OK | 41 | $ 8,215,000 | $ 144,000 | $ 84,000 |
| IDAHO FALLS, ID | 39 | $ 11,225,000 | $ 287,000 | $ 133,000 |
| BLOOMINGTON, IN | 38 | $ 8,510,000 | $ 223,000 | $ 73,000 |
| CARBONDALE-MARION, IL | 38 | $ 5,650,000 | $ 148,000 | $ 77,000 |
| OSHKOSH-NEENAH, WI | 38 | $ 7,560,000 | $ 198,000 | $ 62,000 |
| PARKERSBURG-VIENNA, WV | 38 | $ 6,030,000 | $ 158,000 | $ 67,000 |
| TWIN FALLS, ID | 38 | $ 10,480,000 | $ 275,000 | $ 85,000 |
| DALTON, GA | 37 | $ 7,685,000 | $ 207,000 | $ 86,000 |
| JANESVILLE-BELOIT, WI | 37 | $ 7,035,000 | $ 190,000 | $ 67,000 |
| MUSKEGON, MI | 37 | $ 6,935,000 | $ 187,000 | $ 71,000 |
| SIERRA VISTA-DOUGLAS, AZ | 37 | $ 8,645,000 | $ 233,000 | $ 86,000 |
| BINGHAMTON, NY | 36 | $ 5,340,000 | $ 148,000 | $ 64,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 35 | $ 5,735,000 | $ 160,666 | $ 66,666 |
| NEW BERN, NC | 35 | $ 7,925,000 | $ 226,000 | $ 73,000 |
| LEWISTON-AUBURN, ME | 34 | $ 8,440,000 | $ 248,000 | $ 85,000 |
| ROCHESTER, MN | 34 | $ 8,570,000 | $ 252,000 | $ 124,000 |
| ALEXANDRIA, LA | 32 | $ 6,980,000 | $ 218,000 | $ 100,000 |
| ROME, GA | 32 | $ 7,000,000 | $ 218,000 | $ 83,000 |
| SAN ANGELO, TX | 32 | $ 8,410,000 | $ 262,000 | $ 81,000 |
| SUMTER, SC | 32 | $ 7,020,000 | $ 219,000 | $ 96,000 |
| CARSON CITY, NV | 31 | $ 8,365,000 | $ 269,000 | $ 85,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 31 | $ 3,875,000 | $ 125,500 | $ 38,000 |
| ST. JOSEPH, MO-KS | 29 | $ 5,605,000 | $ 141,000 | $ 68,500 |
| BILLINGS, MT | 28 | $ 8,820,000 | $ 315,000 | $ 129,000 |
| HOT SPRINGS, AR | 28 | $ 6,070,000 | $ 216,000 | $ 110,000 |
| ODESSA, TX | 28 | $ 5,910,000 | $ 211,000 | $ 94,000 |
| SAGINAW, MI | 28 | $ 5,180,000 | $ 185,000 | $ 73,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 27 | $ 6,375,000 | $ 236,000 | $ 88,000 |
| ROCKY MOUNT, NC | 27 | $ 6,165,000 | $ 228,000 | $ 84,000 |
| SANTA FE, NM | 27 | $ 6,995,000 | $ 259,000 | $ 67,000 |
| LAS CRUCES, NM | 26 | $ 6,320,000 | $ 243,000 | $ 113,000 |
| POCATELLO, ID | 26 | $ 7,530,000 | $ 289,000 | $ 129,000 |
| SPRINGFIELD, IL | 26 | $ 5,000,000 | $ 192,000 | $ 133,000 |
| WALLA WALLA, WA | 26 | $ 7,990,000 | $ 307,000 | $ 86,000 |
| GRANTS PASS, OR | 25 | $ 6,905,000 | $ 276,000 | $ 65,000 |
| ALBANY, GA | 24 | $ 4,260,000 | $ 177,000 | $ 66,000 |
| GOLDSBORO, NC | 24 | $ 4,750,000 | $ 197,000 | $ 72,000 |
| OWENSBORO, KY | 24 | $ 4,790,000 | $ 199,000 | $ 68,000 |
| PITTSFIELD, MA | 24 | $ 7,080,000 | $ 295,000 | $ 149,000 |
| DECATUR, IL | 23 | $ 3,255,000 | $ 141,000 | $ 63,000 |
| JACKSON, TN | 23 | $ 5,435,000 | $ 236,000 | $ 93,000 |
| LAWTON, OK | 23 | $ 5,345,000 | $ 232,000 | $ 96,000 |
| EAU CLAIRE, WI | 22 | $ 4,970,000 | $ 225,000 | $ 47,000 |
| FLORENCE, SC | 22 | $ 4,040,000 | $ 183,000 | $ 46,000 |
| BANGOR, ME | 21 | $ 4,585,000 | $ 218,000 | $ 61,000 |
| GADSDEN, AL | 19 | $ 4,085,000 | $ 215,000 | $ 65,000 |
| BATTLE CREEK, MI | 18 | $ 2,800,000 | $ 155,000 | $ 66,000 |
| CAPE GIRARDEAU, MO-IL | 18 | $ 3,710,000 | $ 153,500 | $ 83,000 |
| DUBUQUE, IA | 18 | $ 3,370,000 | $ 187,000 | $ 54,000 |
| MANKATO-NORTH MANKATO, MN | 18 | $ 4,910,000 | $ 272,000 | $ 117,000 |
| SPRINGFIELD, OH | 18 | $ 3,900,000 | $ 216,000 | $ 120,000 |
| LIMA, OH | 17 | $ 2,755,000 | $ 162,000 | $ 65,000 |
| FARMINGTON, NM | 16 | $ 3,110,000 | $ 194,000 | $ 66,000 |
| FOND DU LAC, WI | 16 | $ 3,620,000 | $ 226,000 | $ 78,000 |
| GRAND ISLAND, NE | 16 | $ 2,700,000 | $ 168,000 | $ 71,000 |
| LEWISTON, ID-WA | 16 | $ 3,980,000 | $ 257,500 | $ 118,000 |
| PINE BLUFF, AR | 16 | $ 3,240,000 | $ 202,000 | $ 47,000 |
| LA CROSSE-ONALASKA, WI-MN | 15 | $ 2,015,000 | $ 149,000 | $ 65,000 |
| TERRE HAUTE, IN | 15 | $ 2,865,000 | $ 191,000 | $ 106,000 |
| MUNCIE, IN | 14 | $ 2,650,000 | $ 189,000 | $ 50,000 |
| DANVILLE, IL | 13 | $ 1,805,000 | $ 138,000 | $ 84,000 |
| MIDLAND, MI | 13 | $ 1,855,000 | $ 142,000 | $ 85,000 |
| WATERTOWN-FORT DRUM, NY | 13 | $ 2,595,000 | $ 199,000 | $ 48,000 |
| WHEELING, WV-OH | 13 | $ 2,135,000 | $ 151,000 | $ 28,500 |
| WICHITA FALLS, TX | 13 | $ 3,855,000 | $ 296,000 | $ 106,000 |
| BAY CITY, MI | 12 | $ 1,910,000 | $ 159,000 | $ 58,000 |
| BLOOMSBURG-BERWICK, PA | 11 | $ 2,555,000 | $ 232,000 | $ 102,000 |
| CHARLESTON, WV | 11 | $ 2,525,000 | $ 229,000 | $ 106,000 |
| FAIRBANKS, AK | 11 | $ 3,185,000 | $ 289,000 | $ 82,000 |
| GREAT FALLS, MT | 11 | $ 3,075,000 | $ 279,000 | $ 106,000 |
| ALTOONA, PA | 10 | $ 1,380,000 | $ 138,000 | $ 57,000 |
| CUMBERLAND, MD-WV | 10 | $ 1,640,000 | $ 173,500 | $ 56,500 |
| KOKOMO, IN | 10 | $ 1,640,000 | $ 164,000 | $ 15,000 |
| JONESBORO, AR | 9 | $ 1,715,000 | $ 190,000 | $ 35,000 |
| WILLIAMSPORT, PA | 9 | $ 2,605,000 | $ 289,000 | $ 128,000 |
| BECKLEY, WV | 8 | $ 1,220,000 | $ 152,000 | $ 101,000 |
| JOHNSTOWN, PA | 8 | $ 1,010,000 | $ 126,000 | $ 51,000 |
| ENID, OK | 7 | $ 945,000 | $ 135,000 | $ 103,000 |
| MISSOULA, MT | 6 | $ 1,820,000 | $ 303,000 | $ 99,000 |
| ELMIRA, NY | 4 | $ 430,000 | $ 107,000 | $ 52,000 |
| ITHACA, NY | 2 | $ 540,000 | $ 270,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 150,921 | $50,660,765,000 | $335,000 | $1,975,000 | $131,000 | $8,134,000 |
| Home Purchase | 103,468 | $35,848,660,000 | $346,000 | $2,385,000 | $116,000 | $5,359,000 |
| Cash-out Refinancing | 84,600 | $29,348,840,000 | $346,000 | $8,445,000 | $129,000 | $8,108,000 |
| Home Improvement | 3,453 | $1,040,435,000 | $301,000 | $1,505,000 | $120,000 | $2,475,000 |
| Not Applicable | 9 | $2,735,000 | $303,000 | $485,000 | $0 | $0 |
| Other Purpose | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 150,087 | $50,877,455,000 | $338,000 | $8,445,000 | $127,000 | $7,093,000 |
| Not applicable | 71,001 | $21,851,365,000 | $307,000 | $1,325,000 | $0 | $0 |
| Not Provided | 41,948 | $15,310,930,000 | $364,000 | $1,945,000 | $133,000 | $4,680,000 |
| Asian | 35,541 | $14,349,045,000 | $403,000 | $1,615,000 | $150,000 | $8,134,000 |
| Hispanic | 29,042 | $9,760,680,000 | $336,000 | $2,385,000 | $96,000 | $7,700,000 |
| Black or African American | 13,246 | $4,160,170,000 | $314,000 | $1,625,000 | $94,000 | $1,766,000 |
| American Indian or Alaskan Native | 734 | $252,660,000 | $344,000 | $1,945,000 | $115,000 | $938,000 |
| Native Hawaiian or Other Pacific Islander | 651 | $262,865,000 | $403,000 | $1,195,000 | $109,000 | $569,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 288,007 | $99,844,025,000 | $346,000 | $8,445,000 | $137,000 | $8,134,000 |
| VA-guaranteed (Veterans Administration) | 27,061 | $9,801,035,000 | $362,000 | $2,385,000 | $73,000 | $2,406,000 |
| FHA-insured (Federal Housing Administration) | 23,902 | $6,572,730,000 | $274,000 | $1,535,000 | $63,000 | $601,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,482 | $683,810,000 | $196,000 | $775,000 | $54,000 | $307,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 209,325 | $74,393,705,000 | $355,000 | $2,045,000 | $129,000 | $8,108,000 |
| Loan Purchased By The Institution | 71,002 | $21,851,810,000 | $307,000 | $1,325,000 | $0 | $0 |
| Application Withdrawn By Applicant | 22,777 | $7,657,325,000 | $336,000 | $8,445,000 | $120,000 | $2,879,000 |
| Application Denied By Financial Institution | 21,833 | $7,214,605,000 | $330,000 | $2,005,000 | $105,000 | $8,134,000 |
| File Closed For Incompleteness | 16,012 | $5,245,400,000 | $327,000 | $2,385,000 | $131,000 | $7,700,000 |
| Application Approved But Not Accepted | 997 | $334,575,000 | $335,000 | $1,585,000 | $109,000 | $696,000 |
| Preapproval Denied by Financial Institution | 327 | $126,845,000 | $387,000 | $995,000 | $66,000 | $255,000 |
| Preapproval Approved but not Accepted | 179 | $77,335,000 | $432,000 | $955,000 | $107,000 | $610,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 320,292 | $109,560,150,000 | $342,000 | $8,445,000 | $128,000 | $8,108,000 |
| Credit Application Incomplete | 8,476 | $2,722,320,000 | $321,000 | $1,585,000 | $117,000 | $1,688,000 |
| Debt-To-Income Ratio | 5,026 | $1,763,630,000 | $350,000 | $1,535,000 | $73,000 | $1,920,000 |
| Collateral | 2,803 | $928,845,000 | $331,000 | $1,615,000 | $127,000 | $2,528,000 |
| Credit History | 2,364 | $751,200,000 | $317,000 | $1,055,000 | $81,000 | $973,000 |
| Other | 1,735 | $583,555,000 | $336,000 | $2,005,000 | $122,000 | $8,134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 750 | $247,420,000 | $329,000 | $1,215,000 | $117,000 | $2,441,000 |
| Unverifiable Information | 636 | $223,630,000 | $351,000 | $1,155,000 | $119,000 | $1,284,000 |
| Employment History | 370 | $120,850,000 | $326,000 | $825,000 | $81,000 | $535,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.