Midfirst Bank Mortgage Lending & HMDA Data, 2010

In 2010, Midfirst Bank of Oklahoma City, OK reported 21,899 mortgage applications totaling $2.0 billion, down 32% from 2009. The average application was for $91,421, and applicants reported an average income of $12,517. 6% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Oklahoma City, OK (1,703), Atlanta-Sandy Springs-Marietta, GA (890) and Dallas-Plano-Irving, TX (649) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,899
Total Mortgage Loan Application Amount $2,002,042,000
Average Mortgage Loan Application Amount $91,421
Highest Mortgage Loan Application Amount $25,000,000
Average Applicant Income $12,517
Highest Applicant Income $6,346,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 997 $ 125,781,000 $ 126,159 $ 99,000
Maricopa, Arizona 517 $ 95,641,000 $ 184,992 $ 43,000
Dallas, Texas 455 $ 31,141,000 $ 68,441 $ 0
Harris, Texas 367 $ 21,929,000 $ 59,752 $ 6,000
Shelby, Tennessee 362 $ 20,688,000 $ 57,149 $ 1,000
Marion, Indiana 338 $ 30,164,000 $ 89,242 $ 0
Cleveland, Oklahoma 304 $ 29,179,000 $ 95,983 $ 70,000
Tulsa, Oklahoma 299 $ 44,875,000 $ 150,083 $ 105,000
Cook, Illinois 283 $ 22,721,000 $ 80,286 $ 2,000
Tarrant, Texas 280 $ 19,099,000 $ 68,210 $ 0
Canadian, Oklahoma 249 $ 24,248,000 $ 97,381 $ 69,000
Bexar, Texas 248 $ 11,489,000 $ 46,326 $ 1,000
Mecklenburg, North Carolina 191 $ 16,933,000 $ 88,654 $ 0
Wayne, Michigan 188 $ 12,821,000 $ 68,196 $ 0
Philadelphia, Pennsylvania 188 $ 9,834,000 $ 52,308 $ 0
DeKalb, Georgia 162 $ 14,447,000 $ 89,179 $ 0
St. Louis, Missouri 153 $ 9,945,000 $ 65,000 $ 2,000
El Paso, Texas 148 $ 4,360,000 $ 29,459 $ 0
Wake, North Carolina 144 $ 14,942,000 $ 103,763 $ 3,000
Gwinnett, Georgia 135 $ 14,555,000 $ 107,814 $ 0
Jackson, Oklahoma 135 $ 9,564,000 $ 70,844 $ 62,000
Sedgwick, Kansas 133 $ 10,290,000 $ 77,368 $ 1,000
Clark, Nevada 133 $ 16,330,000 $ 122,781 $ 0
Orange, Florida 130 $ 10,592,000 $ 81,476 $ 0
Franklin, Ohio 129 $ 11,138,000 $ 86,341 $ 0
Jefferson, Alabama 127 $ 5,168,000 $ 40,692 $ 2,000
Guilford, North Carolina 118 $ 9,673,000 $ 81,974 $ 0
Clayton, Georgia 117 $ 10,173,000 $ 86,948 $ 0
Prince George's, Maryland 114 $ 12,626,000 $ 110,754 $ 0
Jackson, Missouri 114 $ 8,934,000 $ 78,368 $ 1,000
Davidson, Tennessee 114 $ 9,877,000 $ 86,640 $ 0
New Castle, Delaware 110 $ 11,073,000 $ 100,663 $ 0
Duval, Florida 110 $ 7,145,000 $ 64,954 $ 0
Baltimore City, Maryland 110 $ 5,902,000 $ 53,654 $ 0
Salt Lake, Utah 103 $ 13,445,000 $ 130,533 $ 1,000
Miami-Dade, Florida 102 $ 6,833,000 $ 66,990 $ 0
Cobb, Georgia 101 $ 9,839,000 $ 97,415 $ 0
Pottawatomie, Oklahoma 101 $ 7,049,000 $ 69,792 $ 61,000
Travis, Texas 98 $ 8,730,000 $ 89,081 $ 0
Cuyahoga, Ohio 97 $ 6,444,000 $ 66,432 $ 0
Fulton, Georgia 88 $ 7,282,000 $ 82,750 $ 0
Broward, Florida 85 $ 5,589,000 $ 65,752 $ 0
Hillsborough, Florida 84 $ 6,357,000 $ 75,678 $ 1,000
El Paso, Colorado 81 $ 10,584,000 $ 130,666 $ 1,000
Williamson, Texas 80 $ 8,659,000 $ 108,237 $ 1,000
Cumberland, North Carolina 79 $ 5,205,000 $ 65,886 $ 1,000
Grady, Oklahoma 79 $ 6,679,000 $ 84,544 $ 65,000
Woodward, Oklahoma 79 $ 6,775,000 $ 85,759 $ 65,000
Arapahoe, Colorado 78 $ 10,145,000 $ 130,064 $ 0
Baltimore, Maryland 78 $ 9,462,000 $ 121,307 $ 3,000
Pima, Arizona 77 $ 7,376,000 $ 95,792 $ 3,000
New Haven, Connecticut 77 $ 11,517,000 $ 149,571 $ 0
Montgomery, Ohio 76 $ 5,683,000 $ 74,776 $ 0
Los Angeles, California 75 $ 8,176,000 $ 109,013 $ 5,000
San Bernardino, California 75 $ 7,962,000 $ 106,160 $ 0
Polk, Florida 75 $ 5,934,000 $ 79,120 $ 0
Genesee, Michigan 74 $ 5,931,000 $ 80,148 $ 0
Denton, Texas 74 $ 7,019,000 $ 94,851 $ 0
Adams, Colorado 73 $ 10,864,000 $ 148,821 $ 0
Erie, New York 70 $ 2,891,000 $ 41,300 $ 4,000
Caddo, Oklahoma 69 $ 4,367,000 $ 63,289 $ 62,000
Texas, Oklahoma 69 $ 4,259,000 $ 61,724 $ 46,000
Denver, Colorado 67 $ 8,618,000 $ 128,626 $ 0
Palm Beach, Florida 66 $ 5,048,000 $ 76,484 $ 0
Delaware, Pennsylvania 66 $ 4,743,000 $ 71,863 $ 1,000
Pinellas, Florida 64 $ 3,213,000 $ 50,203 $ 0
Camden, New Jersey 60 $ 5,342,000 $ 89,033 $ 1,000
Douglas, Nebraska 59 $ 5,477,000 $ 92,830 $ 0
Ada, Idaho 58 $ 8,420,000 $ 145,172 $ 0
Madison, Indiana 58 $ 4,891,000 $ 84,327 $ 0
Fort Bend, Texas 57 $ 3,663,000 $ 64,263 $ 0
Hinds, Mississippi 56 $ 2,595,000 $ 46,339 $ 0
Macomb, Michigan 55 $ 5,895,000 $ 107,181 $ 0
Hartford, Connecticut 54 $ 7,684,000 $ 142,296 $ 2,000
Monroe, New York 54 $ 2,753,000 $ 50,981 $ 0
Onondaga, New York 53 $ 2,503,000 $ 47,226 $ 4,000
Richland, South Carolina 52 $ 3,923,000 $ 75,442 $ 0
Montgomery, Alabama 51 $ 1,342,000 $ 26,313 $ 0
Allen, Indiana 51 $ 3,979,000 $ 78,019 $ 0
Collin, Texas 51 $ 4,511,000 $ 88,450 $ 0
Greene, Missouri 50 $ 3,886,000 $ 77,720 $ 0
Johnson, Texas 50 $ 4,467,000 $ 89,340 $ 0
Nueces, Texas 50 $ 2,601,000 $ 52,020 $ 0
Pinal, Arizona 49 $ 6,125,000 $ 125,000 $ 14,000
Riverside, California 49 $ 5,627,000 $ 114,836 $ 0
Mobile, Alabama 48 $ 2,122,000 $ 44,208 $ 4,000
Volusia, Florida 48 $ 3,976,000 $ 82,833 $ 0
Allegheny, Pennsylvania 48 $ 1,886,000 $ 39,291 $ 0
Pulaski, Arkansas 47 $ 1,989,000 $ 42,319 $ 0
Johnson, Indiana 47 $ 4,452,000 $ 94,723 $ 0
East Baton Rouge, Louisiana 47 $ 2,444,000 $ 52,000 $ 0
Will, Illinois 46 $ 5,676,000 $ 123,391 $ 0
Brazoria, Texas 46 $ 3,328,000 $ 72,347 $ 0
King, Washington 46 $ 7,046,000 $ 153,173 $ 5,000
Henry, Georgia 45 $ 5,526,000 $ 122,800 $ 0
Kent, Michigan 45 $ 4,097,000 $ 91,044 $ 0
Jefferson, Colorado 44 $ 6,488,000 $ 147,454 $ 0
Lake, Indiana 44 $ 3,161,000 $ 71,840 $ 0
Washita, Oklahoma 44 $ 3,003,000 $ 68,250 $ 50,000
Hamilton, Tennessee 44 $ 2,703,000 $ 61,431 $ 3,000
Seminole, Florida 42 $ 3,990,000 $ 95,000 $ 0
Kane, Illinois 42 $ 5,166,000 $ 123,000 $ 0
Canyon, Idaho 41 $ 4,354,000 $ 106,195 $ 0
Hamilton, Ohio 41 $ 3,156,000 $ 76,975 $ 0
Custer, Oklahoma 41 $ 4,540,000 $ 110,731 $ 56,000
Providence, Rhode Island 41 $ 8,429,000 $ 205,585 $ 0
St. Clair, Illinois 40 $ 3,395,000 $ 84,875 $ 0
Hamilton, Indiana 40 $ 5,374,000 $ 134,350 $ 0
Oakland, Michigan 40 $ 4,330,000 $ 108,250 $ 1,000
St. Louis City, Missouri 40 $ 2,253,000 $ 56,325 $ 1,000
Burlington, New Jersey 40 $ 4,503,000 $ 112,575 $ 1,000
Pasco, Florida 39 $ 2,290,000 $ 58,717 $ 0
Lake, Illinois 39 $ 4,150,000 $ 106,410 $ 1,000
York, Pennsylvania 39 $ 3,615,000 $ 92,692 $ 0
Rutherford, Tennessee 39 $ 3,987,000 $ 102,230 $ 0
Logan, Oklahoma 38 $ 5,558,000 $ 146,263 $ 68,000
Lancaster, Pennsylvania 38 $ 3,337,000 $ 87,815 $ 1,000
Bell, Texas 38 $ 2,077,000 $ 54,657 $ 2,000
Pierce, Washington 38 $ 5,684,000 $ 149,578 $ 1,000
DeSoto, Mississippi 37 $ 2,986,000 $ 80,702 $ 0
Lubbock, Texas 37 $ 1,387,000 $ 37,486 $ 0
Brevard, Florida 36 $ 2,485,000 $ 69,027 $ 0
Madison, Illinois 36 $ 2,547,000 $ 70,750 $ 0
Anne Arundel, Maryland 36 $ 4,873,000 $ 135,361 $ 1,000
Gloucester, New Jersey 36 $ 3,698,000 $ 102,722 $ 0
Luzerne, Pennsylvania 36 $ 2,220,000 $ 61,666 $ 2,000
Lee, Florida 35 $ 2,431,000 $ 69,457 $ 0
Paulding, Georgia 35 $ 3,186,000 $ 91,028 $ 0
Hancock, Indiana 35 $ 4,220,000 $ 120,571 $ 0
Howard, Indiana 35 $ 2,865,000 $ 81,857 $ 0
Queens, New York 35 $ 3,208,000 $ 91,657 $ 3,000
Hidalgo, Texas 35 $ 2,045,000 $ 58,428 $ 0
Jefferson, Kentucky 34 $ 2,812,000 $ 82,705 $ 0
Sumner, Tennessee 34 $ 4,093,000 $ 120,382 $ 3,000
Virginia Beach, Virginia 34 $ 3,401,000 $ 100,029 $ 5,000
Snohomish, Washington 34 $ 6,614,000 $ 194,529 $ 0
Spokane, Washington 34 $ 3,706,000 $ 109,000 $ 0
Richmond, Georgia 33 $ 1,433,000 $ 43,424 $ 0
Hendricks, Indiana 33 $ 3,817,000 $ 115,666 $ 0
Durham, North Carolina 33 $ 2,241,000 $ 67,909 $ 0
Union, North Carolina 33 $ 3,347,000 $ 101,424 $ 0
Summit, Ohio 33 $ 2,405,000 $ 72,878 $ 0
Yuma, Arizona 30 $ 3,043,000 $ 101,433 $ 11,000
Kern, California 30 $ 1,836,000 $ 61,200 $ 0
Kent, Delaware 30 $ 3,521,000 $ 117,366 $ 0
Chatham, Georgia 30 $ 1,529,000 $ 50,966 $ 0
Caddo, Louisiana 30 $ 935,000 $ 31,166 $ 0
Kalamazoo, Michigan 30 $ 2,329,000 $ 77,633 $ 0
Forsyth, North Carolina 30 $ 2,138,000 $ 71,266 $ 0
Lehigh, Pennsylvania 30 $ 2,631,000 $ 87,700 $ 0
Montgomery, Tennessee 30 $ 2,612,000 $ 87,066 $ 0
Henrico, Virginia 30 $ 1,932,000 $ 64,400 $ 1,000
Escambia, Florida 29 $ 1,526,000 $ 52,620 $ 0
Sarasota, Florida 29 $ 2,343,000 $ 80,793 $ 0
Bibb, Georgia 29 $ 1,282,000 $ 44,206 $ 0
Muscogee, Georgia 29 $ 1,668,000 $ 57,517 $ 0
Winnebago, Illinois 29 $ 2,116,000 $ 72,965 $ 0
St. Joseph, Indiana 29 $ 2,563,000 $ 88,379 $ 0
Bernalillo, New Mexico 29 $ 3,007,000 $ 103,689 $ 0
Ellis, Texas 29 $ 2,693,000 $ 92,862 $ 0
Clark, Washington 29 $ 4,742,000 $ 163,517 $ 3,000
Fresno, California 28 $ 1,460,000 $ 52,142 $ 0
Cherokee, Georgia 28 $ 3,302,000 $ 117,928 $ 0
Douglas, Georgia 28 $ 2,053,000 $ 73,321 $ 0
Newton, Georgia 28 $ 3,288,000 $ 117,428 $ 0
Suffolk, New York 28 $ 3,342,000 $ 119,357 $ 10,000
McLennan, Texas 28 $ 1,549,000 $ 55,321 $ 0
Chesterfield, Virginia 28 $ 2,465,000 $ 88,035 $ 0
District of Columbia, District Of Columbia 27 $ 2,085,000 $ 77,222 $ 0
Osceola, Florida 27 $ 2,663,000 $ 98,629 $ 0
Sarpy, Nebraska 27 $ 2,937,000 $ 108,777 $ 0
Middlesex, New Jersey 27 $ 4,107,000 $ 152,111 $ 0
Union, New Jersey 27 $ 4,858,000 $ 179,925 $ 0
Rogers, Oklahoma 27 $ 2,316,000 $ 85,777 $ 34,000
Lake, Florida 26 $ 2,871,000 $ 110,423 $ 0
Elmore, Idaho 26 $ 3,623,000 $ 139,346 $ 0
Hennepin, Minnesota 26 $ 2,001,000 $ 76,961 $ 0
Ocean, New Jersey 26 $ 3,342,000 $ 128,538 $ 2,000
Alamance, North Carolina 26 $ 1,724,000 $ 66,307 $ 3,000
Dauphin, Pennsylvania 26 $ 1,763,000 $ 67,807 $ 3,000
Knox, Tennessee 26 $ 1,706,000 $ 65,615 $ 0
Delaware, Indiana 25 $ 1,851,000 $ 74,040 $ 0
Hillsborough, New Hampshire 25 $ 4,641,000 $ 185,640 $ 3,000
Essex, New Jersey 25 $ 3,010,000 $ 120,400 $ 1,000
Wagoner, Oklahoma 25 $ 2,534,000 $ 101,360 $ 60,000
Victoria, Texas 25 $ 1,745,000 $ 69,800 $ 0
Madison, Alabama 24 $ 1,035,000 $ 43,125 $ 0
Marion, Florida 24 $ 1,820,000 $ 75,833 $ 0
Seward, Kansas 24 $ 1,960,000 $ 81,666 $ 0
Penobscot, Maine 24 $ 2,763,000 $ 115,125 $ 0
Worcester, Massachusetts 24 $ 4,247,000 $ 176,958 $ 0
Ingham, Michigan 24 $ 1,862,000 $ 77,583 $ 0
McClain, Oklahoma 24 $ 2,968,000 $ 123,666 $ 65,000
Payne, Oklahoma 24 $ 2,040,000 $ 85,000 $ 94,000
Multnomah, Oregon 24 $ 3,298,000 $ 137,416 $ 0
Lexington, South Carolina 24 $ 1,779,000 $ 74,125 $ 4,000
Portsmouth, Virginia 24 $ 2,228,000 $ 92,833 $ 5,000
Mississippi, Arkansas 23 $ 1,256,000 $ 54,608 $ 7,000
Saginaw, Michigan 23 $ 1,590,000 $ 69,130 $ 0
Galveston, Texas 23 $ 1,672,000 $ 72,695 $ 0
Utah, Utah 23 $ 3,278,000 $ 142,521 $ 0
Chesapeake, Virginia 23 $ 2,888,000 $ 125,565 $ 0
Sussex, Delaware 22 $ 3,274,000 $ 148,818 $ 0
Clay, Florida 22 $ 1,877,000 $ 85,318 $ 0
Carroll, Georgia 22 $ 2,130,000 $ 96,818 $ 0
Honolulu, Hawaii 22 $ 4,431,000 $ 201,409 $ 4,000
Tippecanoe, Indiana 22 $ 1,897,000 $ 86,227 $ 0
Johnson, Kansas 22 $ 2,322,000 $ 105,545 $ 2,000
Richmond City, Virginia 22 $ 665,000 $ 30,227 $ 2,000
Crittenden, Arkansas 21 $ 1,387,000 $ 66,047 $ 0
Polk, Iowa 21 $ 1,785,000 $ 85,000 $ 4,000
Fayette, Kentucky 21 $ 1,173,000 $ 55,857 $ 0
Montgomery, Maryland 21 $ 2,327,000 $ 110,809 $ 3,000
Muskegon, Michigan 21 $ 1,445,000 $ 68,809 $ 0
Jefferson, Missouri 21 $ 2,006,000 $ 95,523 $ 0
Gaston, North Carolina 21 $ 1,780,000 $ 84,761 $ 0
Lucas, Ohio 21 $ 1,205,000 $ 57,380 $ 0
Northampton, Pennsylvania 21 $ 1,783,000 $ 84,904 $ 4,000
Pike, Pennsylvania 21 $ 2,858,000 $ 136,095 $ 4,000
Greenville, South Carolina 21 $ 953,000 $ 45,380 $ 2,000
Montgomery, Texas 21 $ 1,883,000 $ 89,666 $ 0
Hampton, Virginia 21 $ 2,049,000 $ 97,571 $ 0
Norfolk, Virginia 21 $ 1,861,000 $ 88,619 $ 1,000
Milwaukee, Wisconsin 21 $ 1,441,000 $ 68,619 $ 1,000
Calhoun, Alabama 20 $ 1,121,000 $ 56,050 $ 0
Houston, Georgia 20 $ 1,174,000 $ 58,700 $ 0
Morgan, Indiana 20 $ 1,943,000 $ 97,150 $ 0
Buchanan, Missouri 20 $ 1,520,000 $ 76,000 $ 1,000
Mercer, New Jersey 20 $ 2,336,000 $ 116,800 $ 0
Sacramento, California 19 $ 2,025,000 $ 106,578 $ 0
Douglas, Colorado 19 $ 3,870,000 $ 203,684 $ 0
DuPage, Illinois 19 $ 2,977,000 $ 156,684 $ 0
Jefferson, Louisiana 19 $ 780,000 $ 41,052 $ 0
Orleans, Louisiana 19 $ 1,132,000 $ 59,578 $ 0
St. Tammany, Louisiana 19 $ 2,032,000 $ 106,947 $ 0
Washoe, Nevada 19 $ 2,496,000 $ 131,368 $ 0
Onslow, North Carolina 19 $ 1,678,000 $ 88,315 $ 0
Berks, Pennsylvania 19 $ 1,186,000 $ 62,421 $ 3,000
Montgomery, Pennsylvania 19 $ 2,465,000 $ 129,736 $ 0
Madison, Tennessee 19 $ 776,000 $ 40,842 $ 0
Cameron, Texas 19 $ 578,000 $ 30,421 $ 0
Grayson, Texas 19 $ 1,093,000 $ 57,526 $ 0
Kaufman, Texas 19 $ 2,266,000 $ 119,263 $ 0
Wichita, Texas 19 $ 956,000 $ 50,315 $ 0
Alachua, Florida 18 $ 549,000 $ 30,500 $ 0
Reno, Kansas 18 $ 1,002,000 $ 55,666 $ 0
Harford, Maryland 18 $ 3,122,000 $ 173,444 $ 0
Anoka, Minnesota 18 $ 1,257,000 $ 69,833 $ 0
Lowndes, Mississippi 18 $ 473,000 $ 26,277 $ 0
Kings, New York 18 $ 2,659,000 $ 147,722 $ 0
Creek, Oklahoma 18 $ 1,410,000 $ 78,333 $ 45,000
Bucks, Pennsylvania 18 $ 1,429,000 $ 79,388 $ 0
Berkeley, South Carolina 18 $ 924,000 $ 51,333 $ 1,000
Spartanburg, South Carolina 18 $ 1,363,000 $ 75,722 $ 1,000
Parker, Texas 18 $ 1,794,000 $ 99,666 $ 0
Benton, Arkansas 17 $ 1,117,000 $ 65,705 $ 0
Jefferson, Arkansas 17 $ 721,000 $ 42,411 $ 2,000
San Diego, California 17 $ 2,310,000 $ 135,882 $ 0
New London, Connecticut 17 $ 2,608,000 $ 153,411 $ 0
Bannock, Idaho 17 $ 1,464,000 $ 86,117 $ 0
LaPorte, Indiana 17 $ 1,552,000 $ 91,294 $ 0
Bristol, Massachusetts 17 $ 4,103,000 $ 241,352 $ 0
Niagara, New York 17 $ 858,000 $ 50,470 $ 0
Randall, Texas 17 $ 1,125,000 $ 66,176 $ 0
Fairfax, Virginia 17 $ 1,570,000 $ 92,352 $ 0
Cochise, Arizona 16 $ 882,000 $ 55,125 $ 6,000
Pueblo, Colorado 16 $ 1,179,000 $ 73,687 $ 0
Miami, Indiana 16 $ 1,047,000 $ 65,437 $ 0
Wyandotte, Kansas 16 $ 1,011,000 $ 63,187 $ 0
Hampden, Massachusetts 16 $ 2,175,000 $ 135,937 $ 0
Berrien, Michigan 16 $ 1,099,000 $ 68,687 $ 0
Clay, Missouri 16 $ 1,985,000 $ 124,062 $ 0
St. Charles, Missouri 16 $ 2,127,000 $ 132,937 $ 0
Atlantic, New Jersey 16 $ 1,491,000 $ 93,187 $ 0
Cabarrus, North Carolina 16 $ 1,707,000 $ 106,687 $ 1,000
Franklin, North Carolina 16 $ 1,582,000 $ 98,875 $ 0
Johnston, North Carolina 16 $ 1,449,000 $ 90,562 $ 0
Ellis, Oklahoma 16 $ 1,752,000 $ 109,500 $ 59,000
York, South Carolina 16 $ 1,622,000 $ 101,375 $ 9,000
Tipton, Tennessee 16 $ 1,414,000 $ 88,375 $ 0
Smith, Texas 16 $ 1,277,000 $ 79,812 $ 0
Weber, Utah 16 $ 1,850,000 $ 115,625 $ 0
Sebastian, Arkansas 15 $ 835,000 $ 55,666 $ 0
St. Lucie, Florida 15 $ 852,000 $ 56,800 $ 0
Christian, Missouri 15 $ 1,364,000 $ 90,933 $ 0
Albany, New York 15 $ 1,139,000 $ 75,933 $ 0
Butler, Ohio 15 $ 1,159,000 $ 77,266 $ 0
Lorain, Ohio 15 $ 1,235,000 $ 82,333 $ 0
Washington, Oregon 15 $ 2,366,000 $ 157,733 $ 0
Charleston, South Carolina 15 $ 990,000 $ 66,000 $ 0
Gregg, Texas 15 $ 427,000 $ 28,466 $ 4,000
Jefferson, Texas 15 $ 730,000 $ 48,666 $ 0
Prince William, Virginia 15 $ 1,359,000 $ 90,600 $ 4,000
Morgan, Alabama 14 $ 707,000 $ 50,500 $ 0
Tulare, California 14 $ 601,000 $ 42,928 $ 2,000
Litchfield, Connecticut 14 $ 2,099,000 $ 149,928 $ 0
Rockdale, Georgia 14 $ 1,274,000 $ 91,000 $ 0
Spalding, Georgia 14 $ 1,219,000 $ 87,071 $ 0
McHenry, Illinois 14 $ 1,999,000 $ 142,785 $ 0
Elkhart, Indiana 14 $ 1,087,000 $ 77,642 $ 0
Shawnee, Kansas 14 $ 618,000 $ 44,142 $ 3,000
Kenton, Kentucky 14 $ 1,304,000 $ 93,142 $ 0
Plymouth, Massachusetts 14 $ 2,844,000 $ 203,142 $ 0
Stark, Ohio 14 $ 969,000 $ 69,214 $ 2,000
Lane, Oregon 14 $ 2,280,000 $ 162,857 $ 0
Monroe, Pennsylvania 14 $ 1,188,000 $ 84,857 $ 4,000
Taylor, Texas 14 $ 605,000 $ 43,214 $ 0
Wise, Texas 14 $ 1,516,000 $ 108,285 $ 0
Davis, Utah 14 $ 1,287,000 $ 91,928 $ 0
Tuscaloosa, Alabama 13 $ 756,000 $ 58,153 $ 3,000
Weld, Colorado 13 $ 1,751,000 $ 134,692 $ 0
Leon, Florida 13 $ 938,000 $ 72,153 $ 0
Manatee, Florida 13 $ 1,433,000 $ 110,230 $ 0
Santa Rosa, Florida 13 $ 1,391,000 $ 107,000 $ 0
Scott, Iowa 13 $ 755,000 $ 58,076 $ 0
Calcasieu, Louisiana 13 $ 354,000 $ 27,230 $ 0
Cass, Missouri 13 $ 1,517,000 $ 116,692 $ 3,000
Harnett, North Carolina 13 $ 974,000 $ 74,923 $ 0
Rockingham, North Carolina 13 $ 915,000 $ 70,384 $ 0
Marion, Oregon 13 $ 1,588,000 $ 122,153 $ 0
Lebanon, Pennsylvania 13 $ 909,000 $ 69,923 $ 6,000
Wilson, Tennessee 13 $ 1,170,000 $ 90,000 $ 0
Roanoke City, Virginia 13 $ 627,000 $ 48,230 $ 0
Charlotte, Florida 12 $ 1,163,000 $ 96,916 $ 0
Bartow, Georgia 12 $ 1,035,000 $ 86,250 $ 5,000
Hall, Georgia 12 $ 1,311,000 $ 109,250 $ 0
Sangamon, Illinois 12 $ 552,000 $ 46,000 $ 1,000
McCracken, Kentucky 12 $ 760,000 $ 63,333 $ 0
Ouachita, Louisiana 12 $ 852,000 $ 71,000 $ 0
Essex, Massachusetts 12 $ 2,447,000 $ 203,916 $ 0
Washington, Mississippi 12 $ 376,000 $ 31,333 $ 0
Cumberland, New Jersey 12 $ 1,158,000 $ 96,500 $ 0
Passaic, New Jersey 12 $ 3,185,000 $ 265,416 $ 0
Randolph, North Carolina 12 $ 1,012,000 $ 84,333 $ 0
Rowan, North Carolina 12 $ 1,098,000 $ 91,500 $ 0
Clermont, Ohio 12 $ 1,238,000 $ 103,166 $ 0
Lincoln, Oklahoma 12 $ 866,000 $ 72,166 $ 39,000
Osage, Oklahoma 12 $ 881,000 $ 73,416 $ 27,000
Beaufort, South Carolina 12 $ 1,336,000 $ 111,333 $ 0
Robertson, Tennessee 12 $ 1,371,000 $ 114,250 $ 2,000
Hays, Texas 12 $ 1,477,000 $ 123,083 $ 0
Hunt, Texas 12 $ 714,000 $ 59,500 $ 0
Potter, Texas 12 $ 673,000 $ 56,083 $ 0
Newport News, Virginia 12 $ 1,035,000 $ 86,250 $ 0
Yavapai, Arizona 11 $ 963,000 $ 87,545 $ 23,000
Craighead, Arkansas 11 $ 813,000 $ 73,909 $ 0
Orange, California 11 $ 1,576,000 $ 143,272 $ 0
Okaloosa, Florida 11 $ 631,000 $ 57,363 $ 0
Walton, Georgia 11 $ 1,130,000 $ 102,727 $ 0
Rock Island, Illinois 11 $ 502,000 $ 45,636 $ 0
Bartholomew, Indiana 11 $ 1,012,000 $ 92,000 $ 0
Henry, Indiana 11 $ 808,000 $ 73,454 $ 0
Porter, Indiana 11 $ 1,426,000 $ 129,636 $ 0
Butler, Kansas 11 $ 836,000 $ 76,000 $ 0
Bossier, Louisiana 11 $ 673,000 $ 61,181 $ 0
Terrebonne, Louisiana 11 $ 862,000 $ 78,363 $ 0
Cumberland, Maine 11 $ 1,385,000 $ 125,909 $ 0
Frederick, Maryland 11 $ 1,097,000 $ 99,727 $ 0
Van Buren, Michigan 11 $ 810,000 $ 73,636 $ 0
Merrimack, New Hampshire 11 $ 1,718,000 $ 156,181 $ 0
Monmouth, New Jersey 11 $ 1,815,000 $ 165,000 $ 0
Oswego, New York 11 $ 665,000 $ 60,454 $ 0
New Hanover, North Carolina 11 $ 651,000 $ 59,181 $ 0
Lake, Ohio 11 $ 731,000 $ 66,454 $ 0
Portage, Ohio 11 $ 1,187,000 $ 107,909 $ 0
Clackamas, Oregon 11 $ 2,147,000 $ 195,181 $ 0
Cumberland, Pennsylvania 11 $ 776,000 $ 70,545 $ 0
Midland, Texas 11 $ 375,000 $ 34,090 $ 0
Racine, Wisconsin 11 $ 812,000 $ 73,818 $ 18,000
Union, Arkansas 10 $ 305,000 $ 30,500 $ 3,000
Larimer, Colorado 10 $ 1,180,000 $ 118,000 $ 0
Hernando, Florida 10 $ 586,000 $ 58,600 $ 0
Coweta, Georgia 10 $ 1,127,000 $ 112,700 $ 0
Dougherty, Georgia 10 $ 422,000 $ 42,200 $ 0
Fayette, Georgia 10 $ 830,000 $ 83,000 $ 0
Gordon, Georgia 10 $ 813,000 $ 81,300 $ 0
Lowndes, Georgia 10 $ 607,000 $ 60,700 $ 0
Clinton, Indiana 10 $ 831,000 $ 83,100 $ 0
Huntington, Indiana 10 $ 672,000 $ 67,200 $ 0
Kosciusko, Indiana 10 $ 897,000 $ 89,700 $ 0
Noble, Indiana 10 $ 1,290,000 $ 129,000 $ 0
Lafayette, Louisiana 10 $ 543,000 $ 54,300 $ 0
Livingston, Louisiana 10 $ 763,000 $ 76,300 $ 0
Howard, Maryland 10 $ 1,049,000 $ 104,900 $ 4,000
Washtenaw, Michigan 10 $ 1,340,000 $ 134,000 $ 0
Ramsey, Minnesota 10 $ 250,000 $ 25,000 $ 0
Harrison, Mississippi 10 $ 627,000 $ 62,700 $ 0
Rockingham, New Hampshire 10 $ 1,917,000 $ 191,700 $ 0
Bergen, New Jersey 10 $ 2,186,000 $ 218,600 $ 0
Bronx, New York 10 $ 502,000 $ 50,200 $ 42,000
Nassau, New York 10 $ 669,000 $ 66,900 $ 8,000
Oneida, New York 10 $ 369,000 $ 36,900 $ 4,000
Pitt, North Carolina 10 $ 462,000 $ 46,200 $ 9,000
Wilson, North Carolina 10 $ 775,000 $ 77,500 $ 0
Delaware, Oklahoma 10 $ 1,695,000 $ 169,500 $ 112,000
Harper, Oklahoma 10 $ 528,000 $ 52,800 $ 69,000
Spotsylvania, Virginia 10 $ 1,382,000 $ 138,200 $ 0
Houston, Alabama 9 $ 210,000 $ 23,333 $ 7,000
Whitfield, Georgia 9 $ 787,000 $ 87,444 $ 0
Bonneville, Idaho 9 $ 1,025,000 $ 113,888 $ 0
Twin Falls, Idaho 9 $ 875,000 $ 97,222 $ 0
Clark, Indiana 9 $ 658,000 $ 73,111 $ 0
Vanderburgh, Indiana 9 $ 477,000 $ 53,000 $ 0
Charles, Maryland 9 $ 1,778,000 $ 197,555 $ 0
Wicomico, Maryland 9 $ 930,000 $ 103,333 $ 0
Eaton, Michigan 9 $ 816,000 $ 90,666 $ 0
Jackson, Michigan 9 $ 860,000 $ 95,555 $ 0
St. Clair, Michigan 9 $ 841,000 $ 93,444 $ 0
Dakota, Minnesota 9 $ 1,083,000 $ 120,333 $ 0
Jackson, Mississippi 9 $ 644,000 $ 71,555 $ 0
Rankin, Mississippi 9 $ 673,000 $ 74,777 $ 0
Platte, Missouri 9 $ 929,000 $ 103,222 $ 0
San Juan, New Mexico 9 $ 1,607,000 $ 178,555 $ 0
Sandoval, New Mexico 9 $ 1,091,000 $ 121,222 $ 0
Orange, New York 9 $ 855,000 $ 95,000 $ 13,000
Davidson, North Carolina 9 $ 785,000 $ 87,222 $ 0
Person, North Carolina 9 $ 776,000 $ 86,222 $ 0
Robeson, North Carolina 9 $ 621,000 $ 69,000 $ 0
Brown, Ohio 9 $ 719,000 $ 79,888 $ 0
Clark, Ohio 9 $ 485,000 $ 53,888 $ 0
Greene, Ohio 9 $ 823,000 $ 91,444 $ 0
Washington, Oklahoma 9 $ 628,000 $ 69,777 $ 18,000
Chester, Pennsylvania 9 $ 1,260,000 $ 140,000 $ 0
Dorchester, South Carolina 9 $ 626,000 $ 69,555 $ 0
Pickens, South Carolina 9 $ 411,000 $ 45,666 $ 10,000
Bastrop, Texas 9 $ 848,000 $ 94,222 $ 0
Harrison, Texas 9 $ 605,000 $ 67,222 $ 0
Hood, Texas 9 $ 716,000 $ 79,555 $ 0
Rockwall, Texas 9 $ 780,000 $ 86,666 $ 0
San Patricio, Texas 9 $ 324,000 $ 36,000 $ 0
Tom Green, Texas 9 $ 318,000 $ 35,333 $ 0
Washington, Utah 9 $ 1,164,000 $ 129,333 $ 0
Stafford, Virginia 9 $ 1,883,000 $ 209,222 $ 0
Benton, Washington 9 $ 961,000 $ 106,777 $ 5,000
Franklin, Washington 9 $ 867,000 $ 96,333 $ 0
Kitsap, Washington 9 $ 793,000 $ 88,111 $ 0
Russell, Alabama 8 $ 681,000 $ 85,125 $ 0
Coconino, Arizona 8 $ 1,342,000 $ 167,750 $ 75,000
Mohave, Arizona 8 $ 496,000 $ 62,000 $ 0
Pope, Arkansas 8 $ 288,000 $ 36,000 $ 0
Washington, Arkansas 8 $ 504,000 $ 63,000 $ 0
San Joaquin, California 8 $ 1,117,000 $ 139,625 $ 0
Stanislaus, California 8 $ 1,300,000 $ 162,500 $ 0
Fairfield, Connecticut 8 $ 1,295,000 $ 161,875 $ 0
Tolland, Connecticut 8 $ 1,231,000 $ 153,875 $ 0
Martin, Florida 8 $ 644,000 $ 80,500 $ 5,000
Barrow, Georgia 8 $ 847,000 $ 105,875 $ 0
Forsyth, Georgia 8 $ 1,089,000 $ 136,125 $ 0
McLean, Illinois 8 $ 519,000 $ 64,875 $ 0
Starke, Indiana 8 $ 765,000 $ 95,625 $ 0
Wabash, Indiana 8 $ 534,000 $ 66,750 $ 0
Rapides, Louisiana 8 $ 310,000 $ 38,750 $ 0
Kennebec, Maine 8 $ 954,000 $ 119,250 $ 0
Middlesex, Massachusetts 8 $ 2,366,000 $ 295,750 $ 0
Suffolk, Massachusetts 8 $ 2,149,000 $ 268,625 $ 0
Allegan, Michigan 8 $ 982,000 $ 122,750 $ 0
Hudson, New Jersey 8 $ 1,684,000 $ 210,500 $ 0
Salem, New Jersey 8 $ 734,000 $ 91,750 $ 0
Catawba, North Carolina 8 $ 681,000 $ 85,125 $ 0
Iredell, North Carolina 8 $ 544,000 $ 68,000 $ 0
Hancock, Ohio 8 $ 656,000 $ 82,000 $ 0
Licking, Ohio 8 $ 1,044,000 $ 130,500 $ 0
Trumbull, Ohio 8 $ 554,000 $ 69,250 $ 0
Warren, Ohio 8 $ 977,000 $ 122,125 $ 0
Muskogee, Oklahoma 8 $ 517,000 $ 64,625 $ 39,000
Linn, Oregon 8 $ 1,123,000 $ 140,375 $ 0
Crawford, Pennsylvania 8 $ 482,000 $ 60,250 $ 0
Erie, Pennsylvania 8 $ 261,000 $ 32,625 $ 0
Franklin, Pennsylvania 8 $ 1,147,000 $ 143,375 $ 0
Schuylkill, Pennsylvania 8 $ 480,000 $ 60,000 $ 0
Florence, South Carolina 8 $ 730,000 $ 91,250 $ 0
Horry, South Carolina 8 $ 619,000 $ 77,375 $ 0
Brazos, Texas 8 $ 526,000 $ 65,750 $ 0
Coryell, Texas 8 $ 323,000 $ 40,375 $ 0
Guadalupe, Texas 8 $ 614,000 $ 76,750 $ 0
Orange, Texas 8 $ 336,000 $ 42,000 $ 0
Campbell, Virginia 8 $ 768,000 $ 96,000 $ 5,000
Hopewell, Virginia 8 $ 313,000 $ 39,125 $ 6,000
Laramie, Wyoming 8 $ 1,161,000 $ 145,125 $ 0
Cullman, Alabama 7 $ 418,000 $ 59,714 $ 0
St. Clair, Alabama 7 $ 535,000 $ 76,428 $ 0
Garland, Arkansas 7 $ 306,000 $ 43,714 $ 0
Contra Costa, California 7 $ 1,124,000 $ 160,571 $ 0
Mesa, Colorado 7 $ 980,000 $ 140,000 $ 0
Middlesex, Connecticut 7 $ 1,020,000 $ 145,714 $ 0
Windham, Connecticut 7 $ 1,235,000 $ 176,428 $ 0
Nassau, Florida 7 $ 611,000 $ 87,285 $ 0
Putnam, Florida 7 $ 453,000 $ 64,714 $ 0
Columbia, Georgia 7 $ 536,000 $ 76,571 $ 0
Murray, Georgia 7 $ 533,000 $ 76,142 $ 0
Troup, Georgia 7 $ 385,000 $ 55,000 $ 0
DeKalb, Indiana 7 $ 623,000 $ 89,000 $ 0
Grant, Kansas 7 $ 611,000 $ 87,285 $ 0
Boone, Kentucky 7 $ 740,000 $ 105,714 $ 0
Christian, Kentucky 7 $ 450,000 $ 64,285 $ 0
Calvert, Maryland 7 $ 998,000 $ 142,571 $ 0
St. Mary's, Maryland 7 $ 895,000 $ 127,857 $ 0
Norfolk, Massachusetts 7 $ 1,381,000 $ 197,285 $ 0
Bay, Michigan 7 $ 676,000 $ 96,571 $ 0
Ottawa, Michigan 7 $ 591,000 $ 84,428 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,412 $1,699,183,000 $92,000 $25,000,000 $4,000 $6,346,000
Refinancing 2,627 $266,944,000 $101,000 $3,570,000 $57,000 $1,700,000
Home Improvement 860 $35,915,000 $41,000 $643,000 $59,000 $935,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,901 $1,637,133,000 $86,000 $25,000,000 $0 $148,000
White 2,393 $294,830,000 $123,000 $3,500,000 $93,000 $1,700,000
Not Provided 199 $37,263,000 $187,000 $7,000,000 $162,000 $6,346,000
Hispanic 169 $13,442,000 $79,000 $417,000 $58,000 $442,000
Black or African American 143 $6,411,000 $44,000 $225,000 $51,000 $752,000
American Indian or Alaskan Native 46 $4,166,000 $90,000 $417,000 $65,000 $340,000
Asian 37 $7,497,000 $202,000 $1,200,000 $270,000 $1,950,000
Native Hawaiian or Other Pacific Islander 11 $1,300,000 $118,000 $280,000 $56,000 $97,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 15,920 $1,366,043,000 $85,000 $479,000 $2,000 $213,000
VA-guaranteed (Veterans Administration) 3,198 $273,970,000 $85,000 $480,000 $0 $169,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,554 $344,706,000 $134,000 $25,000,000 $98,000 $6,346,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 227 $17,323,000 $76,000 $250,000 $3,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 18,883 $1,607,732,000 $85,000 $578,000 $0 $0
Loan Originated 1,405 $225,283,000 $160,000 $25,000,000 $109,000 $1,950,000
Application Denied By Financial Institution 1,158 $86,109,000 $74,000 $1,583,000 $67,000 $1,299,000
Application Withdrawn By Applicant 429 $80,368,000 $187,000 $7,000,000 $126,000 $6,346,000
Application Approved But Not Accepted 21 $2,321,000 $110,000 $417,000 $82,000 $399,000
File Closed For Incompleteness 3 $229,000 $76,000 $112,000 $54,000 $92,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 585 $26,033,000 $44,000 $417,000 $55,000 $600,000
Collateral 182 $18,584,000 $102,000 $1,325,000 $90,000 $570,000
Debt-To-Income Ratio 180 $14,285,000 $79,000 $417,000 $55,000 $360,000
Credit Application Incomplete 115 $11,955,000 $103,000 $417,000 $84,000 $319,000
Other 56 $7,230,000 $129,000 $1,583,000 $104,000 $1,299,000
Unverifiable Information 14 $2,493,000 $178,000 $417,000 $53,000 $330,000
Employment History 10 $1,213,000 $121,000 $283,000 $68,000 $185,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,902,000 $290,000 $1,400,000 $93,000 $261,000
Mortgage Insurance Denied 6 $1,414,000 $235,000 $380,000 $122,000 $230,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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