Midfirst Bank Mortgage Lending & HMDA Data, 2015

In 2015, Midfirst Bank of Oklahoma City, OK reported 31,102 mortgage applications totaling $3.4 billion, up 12% from 2014. The average application was for $108,427, and applicants reported an average income of $11,513. 4% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,857), Oklahoma City, OK (1,283) and Dallas-Plano-Irving, TX (987) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 31,102
Total Mortgage Loan Application Amount $3,372,305,000
Average Mortgage Loan Application Amount $108,427
Highest Mortgage Loan Application Amount $8,910,000
Average Applicant Income $11,513
Highest Applicant Income $9,593,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 768 $ 127,384,000 $ 165,864 $ 99,000
Maricopa, Arizona 689 $ 146,876,000 $ 213,172 $ 98,000
Dallas, Texas 687 $ 55,978,000 $ 81,481 $ 0
Harris, Texas 592 $ 53,406,000 $ 90,212 $ 12,000
Tarrant, Texas 564 $ 47,927,000 $ 84,976 $ 1,000
Cook, Illinois 556 $ 59,842,000 $ 107,629 $ 0
Bexar, Texas 529 $ 35,075,000 $ 66,304 $ 0
Marion, Indiana 418 $ 33,498,000 $ 80,138 $ 0
Shelby, Tennessee 403 $ 25,964,000 $ 64,426 $ 0
Tulsa, Oklahoma 320 $ 52,502,000 $ 164,068 $ 124,000
Franklin, Ohio 307 $ 30,736,000 $ 100,117 $ 0
DeKalb, Georgia 306 $ 33,241,000 $ 108,630 $ 0
Philadelphia, Pennsylvania 305 $ 19,249,000 $ 63,111 $ 0
Gwinnett, Georgia 300 $ 40,385,000 $ 134,616 $ 0
Mecklenburg, North Carolina 279 $ 28,056,000 $ 100,559 $ 0
Cleveland, Oklahoma 261 $ 31,041,000 $ 118,931 $ 63,000
Wayne, Michigan 255 $ 22,353,000 $ 87,658 $ 0
Cuyahoga, Ohio 252 $ 20,963,000 $ 83,186 $ 0
Clayton, Georgia 217 $ 23,476,000 $ 108,184 $ 0
St. Louis, Missouri 205 $ 15,397,000 $ 75,107 $ 0
Fulton, Georgia 201 $ 22,824,000 $ 113,552 $ 0
Erie, New York 194 $ 12,323,000 $ 63,520 $ 1,000
Los Angeles, California 187 $ 44,767,000 $ 239,395 $ 45,000
Miami-Dade, Florida 176 $ 24,601,000 $ 139,778 $ 27,000
Cobb, Georgia 174 $ 20,696,000 $ 118,942 $ 0
Prince George's, Maryland 172 $ 27,647,000 $ 160,738 $ 0
Jefferson, Alabama 160 $ 12,241,000 $ 76,506 $ 0
Monroe, New York 157 $ 9,489,000 $ 60,439 $ 0
Canadian, Oklahoma 155 $ 13,988,000 $ 90,245 $ 66,000
El Paso, Texas 154 $ 6,434,000 $ 41,779 $ 0
Duval, Florida 152 $ 12,931,000 $ 85,072 $ 1,000
Clark, Nevada 150 $ 14,600,000 $ 97,333 $ 0
Henry, Georgia 141 $ 17,402,000 $ 123,418 $ 0
Wake, North Carolina 140 $ 14,357,000 $ 102,550 $ 1,000
Travis, Texas 139 $ 12,561,000 $ 90,366 $ 5,000
Hillsborough, Florida 136 $ 11,366,000 $ 83,573 $ 0
Jackson, Missouri 134 $ 11,167,000 $ 83,335 $ 0
Denver, Colorado 133 $ 50,722,000 $ 381,368 $ 113,000
Allegheny, Pennsylvania 130 $ 8,005,000 $ 61,576 $ 0
Baltimore, Maryland 129 $ 16,705,000 $ 129,496 $ 0
Guilford, North Carolina 129 $ 11,387,000 $ 88,271 $ 0
Baltimore City, Maryland 128 $ 8,563,000 $ 66,898 $ 1,000
Suffolk, New York 126 $ 42,791,000 $ 339,611 $ 49,000
New Haven, Connecticut 120 $ 17,495,000 $ 145,791 $ 0
Macomb, Michigan 118 $ 13,713,000 $ 116,211 $ 0
Onondaga, New York 117 $ 6,569,000 $ 56,145 $ 0
San Bernardino, California 113 $ 9,632,000 $ 85,238 $ 0
Will, Illinois 113 $ 15,481,000 $ 137,000 $ 0
Broward, Florida 108 $ 10,652,000 $ 98,629 $ 0
Orange, Florida 108 $ 11,307,000 $ 104,694 $ 3,000
Allen, Indiana 104 $ 7,593,000 $ 73,009 $ 0
Davidson, Tennessee 103 $ 9,355,000 $ 90,825 $ 0
Denton, Texas 102 $ 10,874,000 $ 106,607 $ 0
Richland, South Carolina 101 $ 8,947,000 $ 88,584 $ 0
Camden, New Jersey 100 $ 9,781,000 $ 97,810 $ 0
Summit, Ohio 100 $ 7,903,000 $ 79,030 $ 0
Hartford, Connecticut 99 $ 15,223,000 $ 153,767 $ 0
Lake, Indiana 98 $ 10,267,000 $ 104,765 $ 0
Montgomery, Ohio 98 $ 7,998,000 $ 81,612 $ 0
Pulaski, Arkansas 97 $ 7,258,000 $ 74,824 $ 1,000
Collin, Texas 96 $ 10,868,000 $ 113,208 $ 0
Salt Lake, Utah 94 $ 12,896,000 $ 137,191 $ 0
Queens, New York 90 $ 24,777,000 $ 275,300 $ 0
Pinellas, Florida 89 $ 5,849,000 $ 65,719 $ 0
Jefferson, Kentucky 89 $ 7,993,000 $ 89,808 $ 0
Sedgwick, Kansas 88 $ 6,106,000 $ 69,386 $ 0
Fort Bend, Texas 88 $ 7,414,000 $ 84,250 $ 0
Madison, Alabama 86 $ 7,506,000 $ 87,279 $ 0
Riverside, California 85 $ 10,409,000 $ 122,458 $ 24,000
Arapahoe, Colorado 85 $ 17,924,000 $ 210,870 $ 66,000
New Castle, Delaware 85 $ 9,418,000 $ 110,800 $ 0
Hamilton, Ohio 83 $ 7,559,000 $ 91,072 $ 0
Oakland, Michigan 81 $ 9,158,000 $ 113,061 $ 0
Lorain, Ohio 80 $ 7,947,000 $ 99,337 $ 0
Delaware, Pennsylvania 80 $ 6,831,000 $ 85,387 $ 0
Nueces, Texas 79 $ 6,097,000 $ 77,177 $ 5,000
Adams, Colorado 78 $ 11,521,000 $ 147,705 $ 6,000
Paulding, Georgia 78 $ 10,256,000 $ 131,487 $ 0
Newton, Georgia 77 $ 9,083,000 $ 117,961 $ 0
Hennepin, Minnesota 77 $ 7,578,000 $ 98,415 $ 10,000
Williamson, Texas 76 $ 7,696,000 $ 101,263 $ 0
Genesee, Michigan 75 $ 4,856,000 $ 64,746 $ 0
Douglas, Georgia 73 $ 9,088,000 $ 124,493 $ 0
Cumberland, North Carolina 73 $ 3,529,000 $ 48,342 $ 4,000
Polk, Florida 72 $ 6,163,000 $ 85,597 $ 0
Bernalillo, New Mexico 72 $ 7,557,000 $ 104,958 $ 0
Bell, Texas 70 $ 4,166,000 $ 59,514 $ 1,000
Mobile, Alabama 69 $ 6,472,000 $ 93,797 $ 1,000
St. Louis City, Missouri 68 $ 4,626,000 $ 68,029 $ 0
El Paso, Colorado 67 $ 7,767,000 $ 115,925 $ 1,000
Lake, Illinois 67 $ 8,054,000 $ 120,208 $ 0
Winnebago, Illinois 66 $ 5,492,000 $ 83,212 $ 0
Kent, Michigan 66 $ 6,072,000 $ 92,000 $ 0
Douglas, Nebraska 66 $ 6,304,000 $ 95,515 $ 0
Pima, Arizona 65 $ 4,509,000 $ 69,369 $ 5,000
Palm Beach, Florida 65 $ 8,120,000 $ 124,923 $ 47,000
Montgomery, Alabama 64 $ 4,011,000 $ 62,671 $ 0
Burlington, New Jersey 63 $ 8,145,000 $ 129,285 $ 0
St. Joseph, Indiana 62 $ 4,292,000 $ 69,225 $ 0
East Baton Rouge, Louisiana 62 $ 4,148,000 $ 66,903 $ 0
Jackson, Oklahoma 62 $ 3,624,000 $ 58,451 $ 56,000
Hamilton, Indiana 61 $ 7,533,000 $ 123,491 $ 0
Hinds, Mississippi 61 $ 3,509,000 $ 57,524 $ 0
Milwaukee, Wisconsin 60 $ 6,424,000 $ 107,066 $ 0
DeSoto, Mississippi 58 $ 5,985,000 $ 103,189 $ 0
Kings, New York 58 $ 16,158,000 $ 278,586 $ 2,000
Oneida, New York 58 $ 3,406,000 $ 58,724 $ 2,000
Lubbock, Texas 57 $ 3,431,000 $ 60,192 $ 0
Kalamazoo, Michigan 56 $ 4,630,000 $ 82,678 $ 0
Texas, Oklahoma 56 $ 4,483,000 $ 80,053 $ 46,000
District of Columbia, District Of Columbia 55 $ 3,413,000 $ 62,054 $ 0
Grady, Oklahoma 54 $ 3,505,000 $ 64,907 $ 67,000
Chesterfield, Virginia 53 $ 5,808,000 $ 109,584 $ 0
Kern, California 52 $ 2,218,000 $ 42,653 $ 0
Brevard, Florida 52 $ 4,261,000 $ 81,942 $ 0
Anne Arundel, Maryland 52 $ 6,802,000 $ 130,807 $ 3,000
Woodward, Oklahoma 52 $ 3,505,000 $ 67,403 $ 55,000
Lancaster, Pennsylvania 52 $ 3,955,000 $ 76,057 $ 1,000
Webb, Texas 52 $ 4,459,000 $ 85,750 $ 0
Virginia Beach, Virginia 52 $ 4,050,000 $ 77,884 $ 6,000
Richmond, Georgia 50 $ 2,865,000 $ 57,300 $ 0
Johnson, Indiana 50 $ 4,330,000 $ 86,600 $ 0
Montgomery, Pennsylvania 50 $ 6,449,000 $ 128,980 $ 0
Tuscaloosa, Alabama 49 $ 5,199,000 $ 106,102 $ 0
Nassau, New York 49 $ 16,378,000 $ 334,244 $ 0
Pasco, Florida 48 $ 3,889,000 $ 81,020 $ 0
Essex, New Jersey 48 $ 9,824,000 $ 204,666 $ 0
Forsyth, North Carolina 48 $ 5,267,000 $ 109,729 $ 0
Butler, Ohio 48 $ 4,629,000 $ 96,437 $ 0
Elkhart, Indiana 47 $ 3,535,000 $ 75,212 $ 0
Madison, Indiana 47 $ 3,534,000 $ 75,191 $ 0
Rutherford, Tennessee 47 $ 5,356,000 $ 113,957 $ 0
Kane, Illinois 46 $ 5,954,000 $ 129,434 $ 0
LaPorte, Indiana 46 $ 3,722,000 $ 80,913 $ 0
Ocean, New Jersey 46 $ 7,680,000 $ 166,956 $ 0
Lucas, Ohio 46 $ 3,390,000 $ 73,695 $ 0
Knox, Tennessee 46 $ 3,643,000 $ 79,195 $ 0
McLennan, Texas 46 $ 2,808,000 $ 61,043 $ 0
Seminole, Florida 45 $ 4,051,000 $ 90,022 $ 0
Orange, California 44 $ 34,205,000 $ 777,386 $ 513,000
Escambia, Florida 44 $ 3,239,000 $ 73,613 $ 0
Jefferson, Missouri 44 $ 4,756,000 $ 108,090 $ 0
Hamilton, Tennessee 44 $ 3,419,000 $ 77,704 $ 1,000
Brazoria, Texas 44 $ 3,874,000 $ 88,045 $ 0
Hidalgo, Texas 44 $ 3,569,000 $ 81,113 $ 0
Carroll, Georgia 43 $ 4,556,000 $ 105,953 $ 0
Jefferson, Louisiana 43 $ 3,712,000 $ 86,325 $ 0
Cabarrus, North Carolina 43 $ 4,800,000 $ 111,627 $ 0
Pottawatomie, Oklahoma 43 $ 2,365,000 $ 55,000 $ 44,000
York, Pennsylvania 43 $ 3,821,000 $ 88,860 $ 0
Guadalupe, Texas 43 $ 3,761,000 $ 87,465 $ 0
Pierce, Washington 43 $ 5,821,000 $ 135,372 $ 0
Spokane, Washington 43 $ 3,806,000 $ 88,511 $ 0
Caddo, Louisiana 42 $ 2,101,000 $ 50,023 $ 0
Saginaw, Michigan 42 $ 2,763,000 $ 65,785 $ 0
Middlesex, New Jersey 42 $ 8,165,000 $ 194,404 $ 0
Durham, North Carolina 42 $ 4,035,000 $ 96,071 $ 0
Hendricks, Indiana 41 $ 4,234,000 $ 103,268 $ 0
Polk, Iowa 41 $ 4,244,000 $ 103,512 $ 0
Bay, Michigan 41 $ 3,151,000 $ 76,853 $ 0
Bronx, New York 41 $ 11,027,000 $ 268,951 $ 1,000
Lake, Ohio 41 $ 5,015,000 $ 122,317 $ 0
Jefferson, Colorado 40 $ 8,272,000 $ 206,800 $ 62,000
Worcester, Massachusetts 40 $ 7,233,000 $ 180,825 $ 0
Greene, Missouri 40 $ 3,232,000 $ 80,800 $ 0
Niagara, New York 40 $ 2,717,000 $ 67,925 $ 0
Cameron, Texas 40 $ 2,677,000 $ 66,925 $ 0
Volusia, Florida 39 $ 3,018,000 $ 77,384 $ 0
DuPage, Illinois 39 $ 6,550,000 $ 167,948 $ 0
Muskegon, Michigan 39 $ 2,945,000 $ 75,512 $ 0
Anoka, Minnesota 39 $ 5,413,000 $ 138,794 $ 0
Luzerne, Pennsylvania 39 $ 2,752,000 $ 70,564 $ 0
Galveston, Texas 39 $ 5,866,000 $ 150,410 $ 48,000
Henrico, Virginia 39 $ 3,404,000 $ 87,282 $ 0
King, Washington 39 $ 4,457,000 $ 114,282 $ 0
Cherokee, Georgia 38 $ 5,038,000 $ 132,578 $ 0
Union, North Carolina 38 $ 4,066,000 $ 107,000 $ 0
Lexington, South Carolina 38 $ 3,009,000 $ 79,184 $ 0
Montgomery, Texas 38 $ 4,216,000 $ 110,947 $ 0
Utah, Utah 38 $ 4,930,000 $ 129,736 $ 5,000
Richmond City, Virginia 38 $ 1,983,000 $ 52,184 $ 0
New London, Connecticut 37 $ 5,228,000 $ 141,297 $ 0
Johnson, Kansas 37 $ 3,996,000 $ 108,000 $ 5,000
Mercer, New Jersey 37 $ 5,241,000 $ 141,648 $ 0
Fresno, California 36 $ 1,891,000 $ 52,527 $ 0
Sacramento, California 36 $ 4,813,000 $ 133,694 $ 48,000
Chatham, Georgia 36 $ 2,626,000 $ 72,944 $ 0
Muscogee, Georgia 36 $ 2,315,000 $ 64,305 $ 0
Gloucester, New Jersey 36 $ 4,631,000 $ 128,638 $ 0
Stark, Ohio 36 $ 2,681,000 $ 74,472 $ 0
Dauphin, Pennsylvania 36 $ 2,900,000 $ 80,555 $ 0
Northampton, Pennsylvania 36 $ 4,005,000 $ 111,250 $ 0
Fairfax, Virginia 36 $ 4,827,000 $ 134,083 $ 0
Montgomery, Maryland 35 $ 5,478,000 $ 156,514 $ 0
Ingham, Michigan 35 $ 2,386,000 $ 68,171 $ 0
Johnson, Texas 35 $ 2,961,000 $ 84,600 $ 1,000
Prince William, Virginia 35 $ 4,032,000 $ 115,200 $ 0
Fairfield, Connecticut 34 $ 6,414,000 $ 188,647 $ 0
Hall, Georgia 34 $ 3,451,000 $ 101,500 $ 1,000
St. Charles, Missouri 34 $ 4,678,000 $ 137,588 $ 0
Sarpy, Nebraska 34 $ 3,728,000 $ 109,647 $ 4,000
Union, New Jersey 34 $ 7,409,000 $ 217,911 $ 2,000
Albany, New York 34 $ 3,426,000 $ 100,764 $ 0
Ellis, Texas 34 $ 3,638,000 $ 107,000 $ 0
Hampton, Virginia 34 $ 3,005,000 $ 88,382 $ 6,000
Ramsey, Minnesota 33 $ 2,755,000 $ 83,484 $ 0
Atlantic, New Jersey 33 $ 3,987,000 $ 120,818 $ 0
Smith, Texas 33 $ 2,944,000 $ 89,212 $ 0
McHenry, Illinois 32 $ 4,056,000 $ 126,750 $ 9,000
Wyandotte, Kansas 32 $ 2,494,000 $ 77,937 $ 0
Bucks, Pennsylvania 32 $ 4,384,000 $ 137,000 $ 0
Greenville, South Carolina 32 $ 2,837,000 $ 88,656 $ 0
Limestone, Alabama 31 $ 2,906,000 $ 93,741 $ 0
Morgan, Alabama 31 $ 2,840,000 $ 91,612 $ 1,000
Harford, Maryland 31 $ 5,392,000 $ 173,935 $ 0
Berks, Pennsylvania 31 $ 2,022,000 $ 65,225 $ 2,000
Norfolk, Virginia 31 $ 3,282,000 $ 105,870 $ 0
Weld, Colorado 30 $ 3,928,000 $ 130,933 $ 8,000
Osceola, Florida 30 $ 2,695,000 $ 89,833 $ 0
Walton, Georgia 30 $ 3,745,000 $ 124,833 $ 0
Madison, Illinois 30 $ 2,531,000 $ 84,366 $ 0
Monmouth, New Jersey 30 $ 4,641,000 $ 154,700 $ 15,000
Mahoning, Ohio 30 $ 1,743,000 $ 58,100 $ 0
York, South Carolina 30 $ 3,147,000 $ 104,900 $ 1,000
Jefferson, Texas 30 $ 1,790,000 $ 59,666 $ 0
Pinal, Arizona 29 $ 2,903,000 $ 100,103 $ 13,000
San Diego, California 29 $ 10,157,000 $ 350,241 $ 68,000
Rockdale, Georgia 29 $ 4,094,000 $ 141,172 $ 0
St. Clair, Illinois 29 $ 2,111,000 $ 72,793 $ 0
Lehigh, Pennsylvania 29 $ 2,741,000 $ 94,517 $ 0
Westmoreland, Pennsylvania 29 $ 1,813,000 $ 62,517 $ 1,000
Kaufman, Texas 29 $ 2,621,000 $ 90,379 $ 0
Randall, Texas 29 $ 1,674,000 $ 57,724 $ 0
Yuma, Arizona 28 $ 2,058,000 $ 73,500 $ 1,000
Lee, Florida 28 $ 2,146,000 $ 76,642 $ 0
Bartow, Georgia 28 $ 2,710,000 $ 96,785 $ 0
Bibb, Georgia 28 $ 2,041,000 $ 72,892 $ 0
Hancock, Indiana 28 $ 3,330,000 $ 118,928 $ 0
Fayette, Kentucky 28 $ 2,619,000 $ 93,535 $ 0
Orleans, Louisiana 28 $ 2,447,000 $ 87,392 $ 0
Charles, Maryland 28 $ 5,112,000 $ 182,571 $ 0
Johnston, North Carolina 28 $ 2,599,000 $ 92,821 $ 0
Multnomah, Oregon 28 $ 4,184,000 $ 149,428 $ 10,000
Erie, Pennsylvania 28 $ 1,866,000 $ 66,642 $ 2,000
Saline, Arkansas 27 $ 2,034,000 $ 75,333 $ 0
Barrow, Georgia 27 $ 3,119,000 $ 115,518 $ 0
Houston, Georgia 27 $ 1,647,000 $ 61,000 $ 0
Broome, New York 27 $ 1,640,000 $ 60,740 $ 5,000
Sumner, Tennessee 27 $ 3,242,000 $ 120,074 $ 0
Portsmouth, Virginia 27 $ 2,115,000 $ 78,333 $ 2,000
Clay, Florida 26 $ 2,945,000 $ 113,269 $ 0
Hampden, Massachusetts 26 $ 3,176,000 $ 122,153 $ 0
Jackson, Michigan 26 $ 2,149,000 $ 82,653 $ 0
Clermont, Ohio 26 $ 2,725,000 $ 104,807 $ 0
Rogers, Oklahoma 26 $ 4,831,000 $ 185,807 $ 57,000
Chesapeake, Virginia 26 $ 2,455,000 $ 94,423 $ 0
Tulare, California 25 $ 1,901,000 $ 76,040 $ 0
Porter, Indiana 25 $ 3,237,000 $ 129,480 $ 0
Harrison, Mississippi 25 $ 2,292,000 $ 91,680 $ 5,000
Clay, Missouri 25 $ 2,200,000 $ 88,000 $ 0
Trumbull, Ohio 25 $ 2,015,000 $ 80,600 $ 0
Creek, Oklahoma 25 $ 2,107,000 $ 84,280 $ 20,000
Contra Costa, California 24 $ 4,872,000 $ 203,000 $ 0
Stanislaus, California 24 $ 2,663,000 $ 110,958 $ 0
Okaloosa, Florida 24 $ 1,859,000 $ 77,458 $ 52,000
Coweta, Georgia 24 $ 2,890,000 $ 120,416 $ 0
Howard, Indiana 24 $ 1,782,000 $ 74,250 $ 0
Allegan, Michigan 24 $ 2,065,000 $ 86,041 $ 0
Ottawa, Michigan 24 $ 2,731,000 $ 113,791 $ 0
Passaic, New Jersey 24 $ 4,591,000 $ 191,291 $ 2,000
Gaston, North Carolina 24 $ 2,602,000 $ 108,416 $ 0
Randolph, North Carolina 24 $ 2,516,000 $ 104,833 $ 0
Montgomery, Tennessee 24 $ 1,918,000 $ 79,916 $ 0
Weber, Utah 24 $ 2,484,000 $ 103,500 $ 0
Faulkner, Arkansas 23 $ 1,948,000 $ 84,695 $ 2,000
Washington, Arkansas 23 $ 1,820,000 $ 79,130 $ 0
Sarasota, Florida 23 $ 1,935,000 $ 84,130 $ 0
Canyon, Idaho 23 $ 2,297,000 $ 99,869 $ 0
Bossier, Louisiana 23 $ 1,466,000 $ 63,739 $ 0
Bergen, New Jersey 23 $ 6,787,000 $ 295,086 $ 0
Pitt, North Carolina 23 $ 1,928,000 $ 83,826 $ 0
Medina, Ohio 23 $ 2,707,000 $ 117,695 $ 0
Shelby, Alabama 22 $ 2,384,000 $ 108,363 $ 0
Kent, Delaware 22 $ 2,874,000 $ 130,636 $ 0
Marion, Florida 22 $ 1,668,000 $ 75,818 $ 0
Forsyth, Georgia 22 $ 3,110,000 $ 141,363 $ 0
Lafayette, Louisiana 22 $ 1,982,000 $ 90,090 $ 0
St. Tammany, Louisiana 22 $ 2,326,000 $ 105,727 $ 0
Norfolk, Massachusetts 22 $ 5,529,000 $ 251,318 $ 97,000
Berrien, Michigan 22 $ 1,776,000 $ 80,727 $ 0
Dakota, Minnesota 22 $ 2,820,000 $ 128,181 $ 4,000
Washoe, Nevada 22 $ 1,536,000 $ 69,818 $ 0
Saratoga, New York 22 $ 2,289,000 $ 104,045 $ 0
Schenectady, New York 22 $ 2,162,000 $ 98,272 $ 0
Delaware, Ohio 22 $ 3,055,000 $ 138,863 $ 0
Fairfield, Ohio 22 $ 3,108,000 $ 141,272 $ 0
Comanche, Oklahoma 22 $ 2,118,000 $ 96,272 $ 57,000
Rockwall, Texas 22 $ 2,478,000 $ 112,636 $ 0
Tom Green, Texas 22 $ 1,074,000 $ 48,818 $ 0
St. Lucie, Florida 21 $ 1,804,000 $ 85,904 $ 0
Columbia, Georgia 21 $ 1,955,000 $ 93,095 $ 0
Tippecanoe, Indiana 21 $ 1,885,000 $ 89,761 $ 0
Middlesex, Massachusetts 21 $ 4,527,000 $ 215,571 $ 0
Plymouth, Massachusetts 21 $ 3,990,000 $ 190,000 $ 0
Providence, Rhode Island 21 $ 3,896,000 $ 185,523 $ 1,000
Spartanburg, South Carolina 21 $ 1,614,000 $ 76,857 $ 0
Gregg, Texas 21 $ 1,201,000 $ 57,190 $ 0
Potter, Texas 21 $ 1,163,000 $ 55,380 $ 0
Snohomish, Washington 21 $ 4,694,000 $ 223,523 $ 0
Benton, Arkansas 20 $ 2,065,000 $ 103,250 $ 0
Lake, Florida 20 $ 1,816,000 $ 90,800 $ 0
Ada, Idaho 20 $ 2,146,000 $ 107,300 $ 0
Vanderburgh, Indiana 20 $ 1,337,000 $ 66,850 $ 0
Lancaster, Nebraska 20 $ 2,180,000 $ 109,000 $ 0
Cumberland, New Jersey 20 $ 1,346,000 $ 67,300 $ 0
Sandoval, New Mexico 20 $ 2,056,000 $ 102,800 $ 0
Clark, Ohio 20 $ 1,478,000 $ 73,900 $ 0
Caddo, Oklahoma 20 $ 579,000 $ 28,950 $ 59,000
Logan, Oklahoma 20 $ 2,204,000 $ 110,200 $ 83,000
Berkeley, South Carolina 20 $ 2,642,000 $ 132,100 $ 7,000
Newport News, Virginia 20 $ 2,094,000 $ 104,700 $ 0
Clark, Washington 20 $ 2,721,000 $ 136,050 $ 0
Honolulu, Hawaii 19 $ 1,863,000 $ 98,052 $ 21,000
Kosciusko, Indiana 19 $ 1,978,000 $ 104,105 $ 0
Boone, Kentucky 19 $ 2,420,000 $ 127,368 $ 0
Kenton, Kentucky 19 $ 1,922,000 $ 101,157 $ 3,000
Cayuga, New York 19 $ 977,000 $ 51,421 $ 0
Oswego, New York 19 $ 1,036,000 $ 54,526 $ 0
Rowan, North Carolina 19 $ 1,596,000 $ 84,000 $ 0
Licking, Ohio 19 $ 2,332,000 $ 122,736 $ 0
Portage, Ohio 19 $ 1,971,000 $ 103,736 $ 0
Tipton, Tennessee 19 $ 2,070,000 $ 108,947 $ 0
Grayson, Texas 19 $ 1,395,000 $ 73,421 $ 0
Taylor, Texas 19 $ 443,000 $ 23,315 $ 0
Davis, Utah 19 $ 3,082,000 $ 162,210 $ 0
Calhoun, Alabama 18 $ 931,000 $ 51,722 $ 0
Jefferson, Arkansas 18 $ 881,000 $ 48,944 $ 2,000
Sebastian, Arkansas 18 $ 1,071,000 $ 59,500 $ 0
Mesa, Colorado 18 $ 2,069,000 $ 114,944 $ 0
Litchfield, Connecticut 18 $ 2,563,000 $ 142,388 $ 0
Kankakee, Illinois 18 $ 1,661,000 $ 92,277 $ 0
Sangamon, Illinois 18 $ 1,202,000 $ 66,777 $ 3,000
Delaware, Indiana 18 $ 1,205,000 $ 66,944 $ 0
Penobscot, Maine 18 $ 1,822,000 $ 101,222 $ 0
Calhoun, Michigan 18 $ 1,441,000 $ 80,055 $ 0
Jackson, Mississippi 18 $ 1,512,000 $ 84,000 $ 0
Cass, Missouri 18 $ 1,840,000 $ 102,222 $ 0
Hillsborough, New Hampshire 18 $ 3,099,000 $ 172,166 $ 0
Hudson, New Jersey 18 $ 3,400,000 $ 188,888 $ 6,000
Orange, New York 18 $ 3,805,000 $ 211,388 $ 0
Rensselaer, New York 18 $ 1,922,000 $ 106,777 $ 0
Wayne, New York 18 $ 1,255,000 $ 69,722 $ 0
Onslow, North Carolina 18 $ 784,000 $ 43,555 $ 0
Greene, Ohio 18 $ 1,631,000 $ 90,611 $ 0
Custer, Oklahoma 18 $ 1,733,000 $ 96,277 $ 58,000
Monroe, Pennsylvania 18 $ 2,162,000 $ 120,111 $ 0
Aiken, South Carolina 18 $ 1,205,000 $ 66,944 $ 0
Comal, Texas 18 $ 1,546,000 $ 85,888 $ 0
Victoria, Texas 18 $ 997,000 $ 55,388 $ 0
Racine, Wisconsin 18 $ 1,819,000 $ 101,055 $ 1,000
St. Clair, Alabama 17 $ 1,991,000 $ 117,117 $ 0
Boulder, Colorado 17 $ 6,334,000 $ 372,588 $ 0
Leon, Florida 17 $ 921,000 $ 54,176 $ 0
Dougherty, Georgia 17 $ 854,000 $ 50,235 $ 0
Rock Island, Illinois 17 $ 1,184,000 $ 69,647 $ 0
Calcasieu, Louisiana 17 $ 1,384,000 $ 81,411 $ 0
Kennebec, Maine 17 $ 1,610,000 $ 94,705 $ 0
Bristol, Massachusetts 17 $ 3,455,000 $ 203,235 $ 0
Essex, Massachusetts 17 $ 4,187,000 $ 246,294 $ 0
McClain, Oklahoma 17 $ 2,566,000 $ 150,941 $ 142,000
Charleston, South Carolina 17 $ 1,159,000 $ 68,176 $ 0
Wilson, Tennessee 17 $ 2,086,000 $ 122,705 $ 0
Hunt, Texas 17 $ 1,127,000 $ 66,294 $ 0
Wichita, Texas 17 $ 595,000 $ 35,000 $ 0
Houston, Alabama 16 $ 1,632,000 $ 102,000 $ 0
Morgan, Indiana 16 $ 1,495,000 $ 93,437 $ 0
Scott, Iowa 16 $ 1,386,000 $ 86,625 $ 0
St. John the Baptist, Louisiana 16 $ 1,696,000 $ 106,000 $ 0
St. Clair, Michigan 16 $ 1,874,000 $ 117,125 $ 0
Jasper, Missouri 16 $ 1,081,000 $ 67,562 $ 0
Morris, New Jersey 16 $ 3,749,000 $ 234,312 $ 0
Genesee, New York 16 $ 1,152,000 $ 72,000 $ 0
Wagoner, Oklahoma 16 $ 1,520,000 $ 95,000 $ 24,000
Lane, Oregon 16 $ 2,376,000 $ 148,500 $ 5,000
Sumter, South Carolina 16 $ 570,000 $ 35,625 $ 0
Franklin, Washington 16 $ 1,465,000 $ 91,562 $ 3,000
Russell, Alabama 15 $ 1,568,000 $ 104,533 $ 0
Crittenden, Arkansas 15 $ 1,038,000 $ 69,200 $ 0
Tolland, Connecticut 15 $ 2,041,000 $ 136,066 $ 0
Windham, Connecticut 15 $ 1,890,000 $ 126,000 $ 0
Charlotte, Florida 15 $ 1,054,000 $ 70,266 $ 0
Macon, Illinois 15 $ 624,000 $ 41,600 $ 0
Cass, Michigan 15 $ 1,200,000 $ 80,000 $ 0
Monroe, Michigan 15 $ 1,351,000 $ 90,066 $ 0
Richmond, New York 15 $ 3,522,000 $ 234,800 $ 0
New Hanover, North Carolina 15 $ 2,111,000 $ 140,733 $ 0
Williamson, Tennessee 15 $ 3,526,000 $ 235,066 $ 31,000
Baldwin, Alabama 14 $ 1,741,000 $ 124,357 $ 0
Pueblo, Colorado 14 $ 1,070,000 $ 76,428 $ 0
Floyd, Georgia 14 $ 1,421,000 $ 101,500 $ 4,000
Spalding, Georgia 14 $ 1,362,000 $ 97,285 $ 0
Frederick, Maryland 14 $ 1,955,000 $ 139,642 $ 0
Washington, Maryland 14 $ 2,070,000 $ 147,857 $ 0
Franklin, North Carolina 14 $ 1,222,000 $ 87,285 $ 0
Harnett, North Carolina 14 $ 942,000 $ 67,285 $ 2,000
Washington, Oklahoma 14 $ 732,000 $ 52,285 $ 11,000
Lebanon, Pennsylvania 14 $ 1,202,000 $ 85,857 $ 0
Hamblen, Tennessee 14 $ 1,081,000 $ 77,214 $ 0
Hays, Texas 14 $ 1,433,000 $ 102,357 $ 0
Tooele, Utah 14 $ 1,731,000 $ 123,642 $ 0
Roanoke City, Virginia 14 $ 848,000 $ 60,571 $ 0
Spotsylvania, Virginia 14 $ 1,366,000 $ 97,571 $ 0
Garland, Arkansas 13 $ 1,068,000 $ 82,153 $ 0
Merced, California 13 $ 1,012,000 $ 77,846 $ 0
San Joaquin, California 13 $ 1,968,000 $ 151,384 $ 0
Solano, California 13 $ 2,225,000 $ 171,153 $ 0
Ventura, California 13 $ 4,121,000 $ 317,000 $ 125,000
Sussex, Delaware 13 $ 1,667,000 $ 128,230 $ 0
Hernando, Florida 13 $ 1,164,000 $ 89,538 $ 0
Santa Rosa, Florida 13 $ 828,000 $ 63,692 $ 0
Bannock, Idaho 13 $ 1,302,000 $ 100,153 $ 0
Bartholomew, Indiana 13 $ 1,358,000 $ 104,461 $ 0
Shawnee, Kansas 13 $ 957,000 $ 73,615 $ 0
McCracken, Kentucky 13 $ 729,000 $ 56,076 $ 2,000
Terrebonne, Louisiana 13 $ 942,000 $ 72,461 $ 0
Washtenaw, Michigan 13 $ 2,135,000 $ 164,230 $ 0
Herkimer, New York 13 $ 762,000 $ 58,615 $ 0
Alamance, North Carolina 13 $ 988,000 $ 76,000 $ 0
Davidson, North Carolina 13 $ 1,002,000 $ 77,076 $ 0
Iredell, North Carolina 13 $ 1,369,000 $ 105,307 $ 0
Nash, North Carolina 13 $ 860,000 $ 66,153 $ 6,000
Ashtabula, Ohio 13 $ 1,000,000 $ 76,923 $ 0
Osage, Oklahoma 13 $ 1,221,000 $ 93,923 $ 44,000
Washita, Oklahoma 13 $ 586,000 $ 45,076 $ 53,000
Washington, Oregon 13 $ 1,719,000 $ 132,230 $ 6,000
Lancaster, South Carolina 13 $ 1,461,000 $ 112,384 $ 0
Bastrop, Texas 13 $ 1,094,000 $ 84,153 $ 0
Kenosha, Wisconsin 13 $ 1,638,000 $ 126,000 $ 0
Dale, Alabama 12 $ 920,000 $ 76,666 $ 0
Etowah, Alabama 12 $ 792,000 $ 66,000 $ 0
Lee, Alabama 12 $ 1,047,000 $ 87,250 $ 0
Lonoke, Arkansas 12 $ 978,000 $ 81,500 $ 0
Douglas, Colorado 12 $ 3,025,000 $ 252,083 $ 13,000
Larimer, Colorado 12 $ 1,449,000 $ 120,750 $ 0
Troup, Georgia 12 $ 935,000 $ 77,916 $ 0
Marshall, Indiana 12 $ 1,015,000 $ 84,583 $ 0
Pottawattamie, Iowa 12 $ 865,000 $ 72,083 $ 0
Suffolk, Massachusetts 12 $ 3,971,000 $ 330,916 $ 3,000
Sherburne, Minnesota 12 $ 2,181,000 $ 181,750 $ 0
Yellowstone, Montana 12 $ 906,000 $ 75,500 $ 0
Somerset, New Jersey 12 $ 2,452,000 $ 204,333 $ 0
Madison, New York 12 $ 992,000 $ 82,666 $ 0
Ontario, New York 12 $ 890,000 $ 74,166 $ 0
Westchester, New York 12 $ 3,913,000 $ 326,083 $ 27,000
Warren, Ohio 12 $ 1,318,000 $ 109,833 $ 0
Payne, Oklahoma 12 $ 1,233,000 $ 102,750 $ 39,000
Marion, Oregon 12 $ 1,635,000 $ 136,250 $ 0
Cumberland, Pennsylvania 12 $ 1,032,000 $ 86,000 $ 0
Lackawanna, Pennsylvania 12 $ 927,000 $ 77,250 $ 0
Anderson, South Carolina 12 $ 1,124,000 $ 93,666 $ 0
Madison, Tennessee 12 $ 659,000 $ 54,916 $ 0
Robertson, Tennessee 12 $ 1,267,000 $ 105,583 $ 0
Campbell, Virginia 12 $ 954,000 $ 79,500 $ 0
Petersburg, Virginia 12 $ 839,000 $ 69,916 $ 0
Craighead, Arkansas 11 $ 762,000 $ 69,272 $ 0
Alachua, Florida 11 $ 543,000 $ 49,363 $ 0
Manatee, Florida 11 $ 777,000 $ 70,636 $ 0
Whitfield, Georgia 11 $ 945,000 $ 85,909 $ 4,000
DeKalb, Illinois 11 $ 1,505,000 $ 136,818 $ 0
Kendall, Illinois 11 $ 1,935,000 $ 175,909 $ 0
Wayne, Indiana 11 $ 720,000 $ 65,454 $ 0
Leavenworth, Kansas 11 $ 921,000 $ 83,727 $ 0
Seward, Kansas 11 $ 698,000 $ 63,454 $ 1,000
Ascension, Louisiana 11 $ 1,331,000 $ 121,000 $ 0
Cumberland, Maine 11 $ 1,944,000 $ 176,727 $ 0
Calvert, Maryland 11 $ 2,520,000 $ 229,090 $ 0
Wicomico, Maryland 11 $ 1,027,000 $ 93,363 $ 0
Ionia, Michigan 11 $ 950,000 $ 86,363 $ 0
Livingston, Michigan 11 $ 1,399,000 $ 127,181 $ 0
St. Joseph, Michigan 11 $ 805,000 $ 73,181 $ 0
Wright, Minnesota 11 $ 1,602,000 $ 145,636 $ 0
Rankin, Mississippi 11 $ 1,185,000 $ 107,727 $ 0
Sussex, New Jersey 11 $ 1,661,000 $ 151,000 $ 2,000
Chautauqua, New York 11 $ 876,000 $ 79,636 $ 0
Richland, Ohio 11 $ 900,000 $ 81,818 $ 0
Garfield, Oklahoma 11 $ 933,000 $ 84,818 $ 11,000
Clackamas, Oregon 11 $ 1,553,000 $ 141,181 $ 37,000
Navarro, Texas 11 $ 759,000 $ 69,000 $ 0
Parker, Texas 11 $ 1,203,000 $ 109,363 $ 1,000
Stafford, Virginia 11 $ 1,566,000 $ 142,363 $ 0
Berkeley, West Virginia 11 $ 1,663,000 $ 151,181 $ 0
Cullman, Alabama 10 $ 832,000 $ 83,200 $ 0
Anchorage, Alaska 10 $ 1,664,000 $ 166,400 $ 14,000
Crawford, Arkansas 10 $ 531,000 $ 53,100 $ 0
Mississippi, Arkansas 10 $ 468,000 $ 46,800 $ 0
Pope, Arkansas 10 $ 744,000 $ 74,400 $ 0
Alameda, California 10 $ 1,820,000 $ 182,000 $ 0
Catoosa, Georgia 10 $ 1,062,000 $ 106,200 $ 0
Walker, Georgia 10 $ 709,000 $ 70,900 $ 0
McLean, Illinois 10 $ 916,000 $ 91,600 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 28,627 $3,110,618,000 $108,000 $8,910,000 $6,000 $9,593,000
Refinancing 1,838 $227,057,000 $123,000 $3,000,000 $74,000 $4,571,000
Home Improvement 637 $34,630,000 $54,000 $2,275,000 $79,000 $903,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 28,806 $2,858,200,000 $99,000 $4,125,000 $0 $0
White 1,592 $369,566,000 $232,000 $8,910,000 $170,000 $9,593,000
Not Provided 278 $80,466,000 $289,000 $3,840,000 $223,000 $4,434,000
Hispanic 200 $22,038,000 $110,000 $979,000 $71,000 $847,000
Black or African American 131 $9,095,000 $69,000 $1,107,000 $54,000 $300,000
Asian 59 $28,116,000 $476,000 $2,380,000 $333,000 $3,291,000
American Indian or Alaskan Native 33 $4,634,000 $140,000 $900,000 $79,000 $628,000
Native Hawaiian or Other Pacific Islander 3 $190,000 $63,000 $120,000 $95,000 $164,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 26,428 $2,672,382,000 $101,000 $794,000 $0 $267,000
VA-guaranteed (Veterans Administration) 2,334 $137,417,000 $58,000 $471,000 $1,000 $140,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,251 $556,652,000 $247,000 $8,910,000 $160,000 $9,593,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $5,854,000 $65,000 $159,000 $5,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 28,589 $2,780,703,000 $97,000 $794,000 $0 $0
Loan Originated 1,314 $403,717,000 $307,000 $4,750,000 $191,000 $9,593,000
Application Denied By Financial Institution 789 $65,848,000 $83,000 $3,000,000 $65,000 $850,000
Application Withdrawn By Applicant 342 $98,001,000 $286,000 $8,910,000 $187,000 $3,594,000
File Closed For Incompleteness 39 $2,959,000 $75,000 $265,000 $56,000 $267,000
Application Approved But Not Accepted 29 $21,077,000 $726,000 $6,152,000 $306,000 $2,114,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 288 $21,750,000 $75,000 $1,200,000 $50,000 $432,000
Credit History 287 $14,439,000 $50,000 $417,000 $65,000 $550,000
Collateral 90 $9,556,000 $106,000 $770,000 $91,000 $850,000
Other 54 $12,536,000 $232,000 $3,000,000 $54,000 $364,000
Credit Application Incomplete 42 $3,417,000 $81,000 $300,000 $106,000 $420,000
Unverifiable Information 17 $2,531,000 $148,000 $650,000 $87,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 6 $876,000 $146,000 $417,000 $84,000 $292,000
Employment History 5 $743,000 $148,000 $231,000 $55,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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