Midfirst Bank Mortgage Lending & HMDA Data, 2015
In 2015, Midfirst Bank of Oklahoma City, OK reported 31,102 mortgage applications totaling $3.4 billion, up 12% from 2014. The average application was for $108,427, and applicants reported an average income of $11,513. 4% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,857), Oklahoma City, OK (1,283) and Dallas-Plano-Irving, TX (987) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 31,102 |
| Total Mortgage Loan Application Amount | $3,372,305,000 |
| Average Mortgage Loan Application Amount | $108,427 |
| Highest Mortgage Loan Application Amount | $8,910,000 |
| Average Applicant Income | $11,513 |
| Highest Applicant Income | $9,593,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 1,857 | $ 220,558,000 | $ 118,771 | $ 0 |
| Oklahoma City, OK | 1,283 | $ 181,577,000 | $ 141,525 | $ 86,000 |
| Dallas-Plano-Irving, TX | 987 | $ 87,584,000 | $ 88,737 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 823 | $ 76,878,000 | $ 93,411 | $ 11,000 |
| Chicago-Naperville-Arlington Heights, IL | 758 | $ 88,839,000 | $ 117,201 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 718 | $ 149,779,000 | $ 208,605 | $ 95,000 |
| Indianapolis-Carmel-Anderson, IN | 687 | $ 60,316,000 | $ 87,796 | $ 0 |
| Fort Worth-Arlington, TX | 630 | $ 53,914,000 | $ 85,577 | $ 1,000 |
| San Antonio-New Braunfels, TX | 604 | $ 41,876,000 | $ 69,331 | $ 0 |
| Memphis, TN-MS-AR | 509 | $ 36,362,000 | $ 71,438 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 466 | $ 47,651,000 | $ 102,255 | $ 0 |
| St. Louis, MO-IL | 435 | $ 36,911,000 | $ 84,852 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 429 | $ 108,558,000 | $ 253,048 | $ 4,146 |
| Tulsa, OK | 409 | $ 63,092,000 | $ 154,259 | $ 105,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 405 | $ 56,260,000 | $ 138,913 | $ 0 |
| Columbus, OH | 404 | $ 43,281,000 | $ 107,131 | $ 0 |
| Cleveland-Elyria, OH | 402 | $ 37,391,000 | $ 93,012 | $ 0 |
| Philadelphia, PA | 385 | $ 26,080,000 | $ 67,740 | $ 0 |
| Baltimore-Columbia-Towson, MD | 364 | $ 40,485,000 | $ 111,222 | $ 1,000 |
| Denver-Aurora-Lakewood, CO | 357 | $ 92,667,000 | $ 259,571 | $ 66,000 |
| Tampa-St. Petersburg-Clearwater, FL | 286 | $ 22,268,000 | $ 77,860 | $ 0 |
| Kansas City, MO-KS | 275 | $ 24,346,000 | $ 88,530 | $ 625 |
| Detroit-Dearborn-Livonia, MI | 255 | $ 22,353,000 | $ 87,658 | $ 0 |
| Austin-Round Rock, TX | 242 | $ 22,784,000 | $ 94,148 | $ 3,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 242 | $ 26,913,000 | $ 111,210 | $ 2,000 |
| Warren-Troy-Farmington Hills, MI | 236 | $ 27,200,000 | $ 115,254 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 234 | $ 15,040,000 | $ 64,273 | $ 1,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 229 | $ 27,189,000 | $ 118,729 | $ 2,973 |
| Cincinnati, OH-KY-IN | 226 | $ 22,315,000 | $ 98,738 | $ 225 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 219 | $ 20,345,000 | $ 92,899 | $ 1,963 |
| Birmingham-Hoover, AL | 214 | $ 17,820,000 | $ 83,271 | $ 1,000 |
| Rochester, NY | 204 | $ 12,742,000 | $ 62,460 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 203 | $ 19,869,000 | $ 97,876 | $ 2,000 |
| Camden, NJ | 199 | $ 22,557,000 | $ 113,351 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 198 | $ 20,041,000 | $ 101,217 | $ 10,000 |
| Richmond, VA | 195 | $ 17,702,000 | $ 90,779 | $ 0 |
| Jacksonville, FL | 192 | $ 17,811,000 | $ 92,765 | $ 0 |
| Pittsburgh, PA | 191 | $ 12,571,000 | $ 65,816 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 187 | $ 44,767,000 | $ 239,395 | $ 45,000 |
| Raleigh, NC | 182 | $ 18,178,000 | $ 99,879 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 176 | $ 24,601,000 | $ 139,778 | $ 27,000 |
| Nassau County-Suffolk County, NY | 175 | $ 59,169,000 | $ 338,108 | $ 35,000 |
| Greensboro-High Point, NC | 163 | $ 14,557,000 | $ 89,306 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 160 | $ 12,397,000 | $ 77,481 | $ 1,000 |
| El Paso, TX | 154 | $ 6,434,000 | $ 41,779 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 150 | $ 14,600,000 | $ 97,333 | $ 0 |
| Columbia, SC | 149 | $ 13,021,000 | $ 87,389 | $ 0 |
| Syracuse, NY | 148 | $ 8,597,000 | $ 58,087 | $ 0 |
| Louisville/Jefferson County, KY-IN | 131 | $ 11,631,000 | $ 88,786 | $ 0 |
| Gary, IN | 130 | $ 14,151,000 | $ 108,853 | $ 0 |
| New Orleans-Metairie, LA | 127 | $ 11,747,000 | $ 92,496 | $ 0 |
| Dayton, OH | 125 | $ 10,471,000 | $ 83,768 | $ 0 |
| Newark, NJ-PA | 124 | $ 25,612,000 | $ 206,548 | $ 983 |
| Hartford-West Hartford-East Hartford, CT | 121 | $ 18,316,000 | $ 151,371 | $ 0 |
| New Haven-Milford, CT | 120 | $ 17,495,000 | $ 145,791 | $ 0 |
| Akron, OH | 119 | $ 9,874,000 | $ 82,974 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 119 | $ 11,678,000 | $ 98,134 | $ 890 |
| Huntsville, AL | 117 | $ 10,412,000 | $ 88,991 | $ 0 |
| Fort Wayne, IN | 112 | $ 8,109,000 | $ 72,401 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 108 | $ 10,652,000 | $ 98,629 | $ 0 |
| Salt Lake City, UT | 108 | $ 14,627,000 | $ 135,435 | $ 0 |
| Grand Rapids-Wyoming, MI | 104 | $ 9,922,000 | $ 95,403 | $ 0 |
| Wichita, KS | 104 | $ 7,173,000 | $ 68,971 | $ 0 |
| Albuquerque, NM | 101 | $ 10,120,000 | $ 100,198 | $ 0 |
| Wilmington, DE-MD-NJ | 101 | $ 11,602,000 | $ 114,871 | $ 0 |
| Albany-Schenectady-Troy, NY | 100 | $ 10,205,000 | $ 102,050 | $ 0 |
| Augusta-Richmond County, GA-SC | 98 | $ 6,898,000 | $ 70,387 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 92 | $ 11,641,000 | $ 126,532 | $ 0 |
| Baton Rouge, LA | 85 | $ 6,593,000 | $ 77,564 | $ 0 |
| Corpus Christi, TX | 84 | $ 6,312,000 | $ 75,142 | $ 5,000 |
| Jackson, MS | 83 | $ 5,881,000 | $ 70,855 | $ 0 |
| Fayetteville, NC | 80 | $ 4,085,000 | $ 51,062 | $ 4,000 |
| Lake County-Kenosha County, IL-WI | 80 | $ 9,692,000 | $ 121,150 | $ 0 |
| Killeen-Temple, TX | 79 | $ 4,401,000 | $ 55,708 | $ 1,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 77 | $ 10,722,000 | $ 139,246 | $ 10,181 |
| South Bend-Mishawaka, IN-MI | 77 | $ 5,492,000 | $ 71,324 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 76 | $ 8,010,000 | $ 105,394 | $ 0 |
| Flint, MI | 75 | $ 4,856,000 | $ 64,746 | $ 0 |
| Rockford, IL | 75 | $ 6,461,000 | $ 86,146 | $ 0 |
| Winston-Salem, NC | 75 | $ 7,648,000 | $ 101,973 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 73 | $ 8,915,000 | $ 122,123 | $ 0 |
| Lakeland-Winter Haven, FL | 72 | $ 6,163,000 | $ 85,597 | $ 0 |
| Utica-Rome, NY | 71 | $ 4,168,000 | $ 58,704 | $ 2,000 |
| Montgomery, AL | 70 | $ 4,681,000 | $ 66,871 | $ 0 |
| Colorado Springs, CO | 69 | $ 8,051,000 | $ 116,681 | $ 1,000 |
| Mobile, AL | 69 | $ 6,472,000 | $ 93,797 | $ 1,000 |
| Chattanooga, TN-GA | 68 | $ 5,701,000 | $ 83,838 | $ 691 |
| Knoxville, TN | 68 | $ 5,639,000 | $ 82,926 | $ 0 |
| Shreveport-Bossier City, LA | 67 | $ 3,620,000 | $ 54,029 | $ 0 |
| Kalamazoo-Portage, MI | 66 | $ 5,613,000 | $ 85,045 | $ 0 |
| Tucson, AZ | 65 | $ 4,509,000 | $ 69,369 | $ 5,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 65 | $ 8,120,000 | $ 124,923 | $ 47,000 |
| Youngstown-Warren-Boardman, OH-PA | 62 | $ 4,232,000 | $ 68,258 | $ 1,693 |
| Seattle-Bellevue-Everett, WA | 60 | $ 9,151,000 | $ 152,516 | $ 0 |
| Toledo, OH | 60 | $ 4,942,000 | $ 82,366 | $ 0 |
| Durham-Chapel Hill, NC | 58 | $ 5,530,000 | $ 95,344 | $ 0 |
| Elgin, IL | 57 | $ 7,459,000 | $ 130,859 | $ 0 |
| Lubbock, TX | 57 | $ 3,431,000 | $ 60,192 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 57 | $ 4,067,000 | $ 71,350 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 56 | $ 4,834,000 | $ 86,321 | $ 0 |
| Boston, MA | 55 | $ 13,490,000 | $ 245,272 | $ 39,000 |
| Worcester, MA-CT | 55 | $ 9,123,000 | $ 165,872 | $ 0 |
| Amarillo, TX | 54 | $ 2,960,000 | $ 54,814 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 53 | $ 3,801,000 | $ 71,716 | $ 0 |
| Bakersfield, CA | 52 | $ 2,218,000 | $ 42,653 | $ 0 |
| Columbus, GA-AL | 52 | $ 3,933,000 | $ 75,634 | $ 0 |
| Des Moines-West Des Moines, IA | 52 | $ 5,260,000 | $ 101,153 | $ 0 |
| Harrisburg-Carlisle, PA | 52 | $ 4,409,000 | $ 84,788 | $ 0 |
| Lancaster, PA | 52 | $ 3,955,000 | $ 76,057 | $ 1,000 |
| Laredo, TX | 52 | $ 4,459,000 | $ 85,750 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 52 | $ 4,261,000 | $ 81,942 | $ 0 |
| Tuscaloosa, AL | 52 | $ 5,488,000 | $ 105,538 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 51 | $ 7,835,000 | $ 153,627 | $ 34,000 |
| Savannah, GA | 51 | $ 4,459,000 | $ 87,431 | $ 0 |
| Ogden-Clearfield, UT | 50 | $ 6,441,000 | $ 128,820 | $ 0 |
| Providence-Warwick, RI-MA | 50 | $ 9,061,000 | $ 181,220 | $ 660 |
| Silver Spring-Frederick-Rockville, MD | 49 | $ 7,433,000 | $ 151,693 | $ 0 |
| Springfield, MO | 48 | $ 4,173,000 | $ 86,937 | $ 0 |
| Charleston-North Charleston, SC | 47 | $ 5,154,000 | $ 109,659 | $ 4,000 |
| Elkhart-Goshen, IN | 47 | $ 3,535,000 | $ 75,212 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 47 | $ 4,269,000 | $ 90,829 | $ 0 |
| Waco, TX | 47 | $ 2,895,000 | $ 61,595 | $ 0 |
| Boise City, ID | 46 | $ 4,719,000 | $ 102,586 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 46 | $ 4,096,000 | $ 89,043 | $ 3,000 |
| Michigan City-La Porte, IN | 46 | $ 3,722,000 | $ 80,913 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 44 | $ 34,205,000 | $ 777,386 | $ 513,000 |
| Lansing-East Lansing, MI | 44 | $ 3,400,000 | $ 77,272 | $ 0 |
| McAllen-Edinburg-Mission, TX | 44 | $ 3,569,000 | $ 81,113 | $ 0 |
| Spokane-Spokane Valley, WA | 44 | $ 3,840,000 | $ 87,272 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 43 | $ 3,885,000 | $ 90,348 | $ 0 |
| Tacoma-Lakewood, WA | 43 | $ 5,821,000 | $ 135,372 | $ 0 |
| York-Hanover, PA | 43 | $ 3,821,000 | $ 88,860 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 42 | $ 3,426,000 | $ 81,571 | $ 0 |
| Lexington-Fayette, KY | 42 | $ 3,898,000 | $ 92,809 | $ 0 |
| Saginaw, MI | 42 | $ 2,763,000 | $ 65,785 | $ 0 |
| Bay City, MI | 41 | $ 3,151,000 | $ 76,853 | $ 0 |
| Brownsville-Harlingen, TX | 40 | $ 2,677,000 | $ 66,925 | $ 0 |
| Fort Smith, AR-OK | 39 | $ 2,336,000 | $ 59,897 | $ 11,564 |
| Muskegon, MI | 39 | $ 2,945,000 | $ 75,512 | $ 0 |
| Provo-Orem, UT | 39 | $ 5,012,000 | $ 128,512 | $ 5,000 |
| Cambridge-Newton-Framingham, MA | 38 | $ 8,714,000 | $ 229,315 | $ 0 |
| Decatur, AL | 38 | $ 3,631,000 | $ 95,552 | $ 1,000 |
| Canton-Massillon, OH | 37 | $ 2,735,000 | $ 73,918 | $ 0 |
| Norwich-New London, CT | 37 | $ 5,228,000 | $ 141,297 | $ 0 |
| Trenton, NJ | 37 | $ 5,241,000 | $ 141,648 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 36 | $ 2,816,000 | $ 78,222 | $ 0 |
| Fresno, CA | 36 | $ 1,891,000 | $ 52,527 | $ 0 |
| Beaumont-Port Arthur, TX | 35 | $ 2,174,000 | $ 62,114 | $ 0 |
| Macon, GA | 35 | $ 2,830,000 | $ 80,857 | $ 0 |
| Binghamton, NY | 34 | $ 1,848,000 | $ 54,352 | $ 4,000 |
| Bridgeport-Stamford-Norwalk, CT | 34 | $ 6,414,000 | $ 188,647 | $ 0 |
| Gainesville, GA | 34 | $ 3,451,000 | $ 101,500 | $ 1,000 |
| North Port-Sarasota-Bradenton, FL | 34 | $ 2,712,000 | $ 79,764 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 34 | $ 6,692,000 | $ 196,823 | $ 0 |
| Atlantic City-Hammonton, NJ | 33 | $ 3,987,000 | $ 120,818 | $ 0 |
| Tyler, TX | 33 | $ 2,944,000 | $ 89,212 | $ 0 |
| Reading, PA | 31 | $ 2,022,000 | $ 65,225 | $ 2,000 |
| Greeley, CO | 30 | $ 3,928,000 | $ 130,933 | $ 8,000 |
| Springfield, MA | 30 | $ 3,653,000 | $ 121,766 | $ 0 |
| Warner Robins, GA | 30 | $ 1,850,000 | $ 61,666 | $ 0 |
| Clarksville, TN-KY | 29 | $ 2,336,000 | $ 80,551 | $ 0 |
| Salisbury, MD-DE | 29 | $ 3,152,000 | $ 108,689 | $ 0 |
| San Diego-Carlsbad, CA | 29 | $ 10,157,000 | $ 350,241 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 2,146,000 | $ 76,642 | $ 0 |
| Erie, PA | 28 | $ 1,866,000 | $ 66,642 | $ 2,000 |
| Evansville, IN-KY | 28 | $ 1,869,000 | $ 66,750 | $ 0 |
| Lafayette, LA | 28 | $ 2,347,000 | $ 83,821 | $ 0 |
| Tallahassee, FL | 28 | $ 1,651,000 | $ 58,964 | $ 0 |
| Yuma, AZ | 28 | $ 2,058,000 | $ 73,500 | $ 1,000 |
| Longview, TX | 27 | $ 1,730,000 | $ 64,074 | $ 0 |
| Lynchburg, VA | 27 | $ 2,012,000 | $ 74,518 | $ 0 |
| Jackson, MI | 26 | $ 2,149,000 | $ 82,653 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 25 | $ 1,996,000 | $ 79,840 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 3,733,000 | $ 149,320 | $ 0 |
| Lafayette-West Lafayette, IN | 25 | $ 2,177,000 | $ 87,080 | $ 0 |
| Visalia-Porterville, CA | 25 | $ 1,901,000 | $ 76,040 | $ 0 |
| Kokomo, IN | 24 | $ 1,782,000 | $ 74,250 | $ 0 |
| Modesto, CA | 24 | $ 2,663,000 | $ 110,958 | $ 0 |
| Port St. Lucie, FL | 24 | $ 1,936,000 | $ 80,666 | $ 0 |
| Roanoke, VA | 24 | $ 1,512,000 | $ 63,000 | $ 0 |
| Greenville, NC | 23 | $ 1,928,000 | $ 83,826 | $ 0 |
| Kennewick-Richland, WA | 23 | $ 2,169,000 | $ 94,304 | $ 2,000 |
| Dover, DE | 22 | $ 2,874,000 | $ 130,636 | $ 0 |
| Lawton, OK | 22 | $ 2,118,000 | $ 96,272 | $ 57,000 |
| Niles-Benton Harbor, MI | 22 | $ 1,776,000 | $ 80,727 | $ 0 |
| Ocala, FL | 22 | $ 1,668,000 | $ 75,818 | $ 0 |
| Reno, NV | 22 | $ 1,536,000 | $ 69,818 | $ 0 |
| San Angelo, TX | 22 | $ 1,074,000 | $ 48,818 | $ 0 |
| Spartanburg, SC | 22 | $ 1,669,000 | $ 75,863 | $ 0 |
| Albany, GA | 21 | $ 1,164,000 | $ 55,428 | $ 0 |
| Lincoln, NE | 21 | $ 2,235,000 | $ 106,428 | $ 0 |
| Pine Bluff, AR | 21 | $ 1,004,000 | $ 47,809 | $ 2,000 |
| Hickory-Lenoir-Morganton, NC | 20 | $ 2,123,000 | $ 106,150 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 20 | $ 1,255,000 | $ 62,750 | $ 0 |
| Morristown, TN | 20 | $ 1,617,000 | $ 80,850 | $ 0 |
| Peoria, IL | 20 | $ 1,340,000 | $ 67,000 | $ 0 |
| Springfield, OH | 20 | $ 1,478,000 | $ 73,900 | $ 0 |
| Vineland-Bridgeton, NJ | 20 | $ 1,346,000 | $ 67,300 | $ 0 |
| Wichita Falls, TX | 20 | $ 834,000 | $ 41,700 | $ 0 |
| Abilene, TX | 19 | $ 443,000 | $ 23,315 | $ 0 |
| Dothan, AL | 19 | $ 1,907,000 | $ 100,368 | $ 0 |
| Houma-Thibodaux, LA | 19 | $ 1,367,000 | $ 71,947 | $ 0 |
| Joplin, MO | 19 | $ 1,325,000 | $ 69,736 | $ 0 |
| Portland-South Portland, ME | 19 | $ 3,260,000 | $ 171,578 | $ 0 |
| Rocky Mount, NC | 19 | $ 1,221,000 | $ 64,263 | $ 4,000 |
| Sherman-Denison, TX | 19 | $ 1,395,000 | $ 73,421 | $ 0 |
| Urban Honolulu, HI | 19 | $ 1,863,000 | $ 98,052 | $ 21,000 |
| Wilmington, NC | 19 | $ 2,506,000 | $ 131,894 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 18 | $ 931,000 | $ 51,722 | $ 0 |
| Bangor, ME | 18 | $ 1,822,000 | $ 101,222 | $ 0 |
| Battle Creek, MI | 18 | $ 1,441,000 | $ 80,055 | $ 0 |
| East Stroudsburg, PA | 18 | $ 2,162,000 | $ 120,111 | $ 0 |
| Grand Junction, CO | 18 | $ 2,069,000 | $ 114,944 | $ 0 |
| Jacksonville, NC | 18 | $ 784,000 | $ 43,555 | $ 0 |
| Kankakee, IL | 18 | $ 1,661,000 | $ 92,277 | $ 0 |
| Manchester-Nashua, NH | 18 | $ 3,099,000 | $ 172,166 | $ 0 |
| Muncie, IN | 18 | $ 1,205,000 | $ 66,944 | $ 0 |
| Racine, WI | 18 | $ 1,819,000 | $ 101,055 | $ 1,000 |
| Springfield, IL | 18 | $ 1,202,000 | $ 66,777 | $ 3,000 |
| Victoria, TX | 18 | $ 997,000 | $ 55,388 | $ 0 |
| Boulder, CO | 17 | $ 6,334,000 | $ 372,588 | $ 0 |
| Lake Charles, LA | 17 | $ 1,384,000 | $ 81,411 | $ 0 |
| Athens-Clarke County, GA | 16 | $ 1,312,000 | $ 82,000 | $ 0 |
| Dalton, GA | 16 | $ 1,448,000 | $ 90,500 | $ 2,000 |
| Eugene, OR | 16 | $ 2,376,000 | $ 148,500 | $ 5,000 |
| Sumter, SC | 16 | $ 570,000 | $ 35,625 | $ 0 |
| Topeka, KS | 16 | $ 1,198,000 | $ 74,875 | $ 0 |
| Decatur, IL | 15 | $ 624,000 | $ 41,600 | $ 0 |
| Dutchess County-Putnam County, NY | 15 | $ 3,181,000 | $ 212,066 | $ 0 |
| Jackson, TN | 15 | $ 905,000 | $ 60,333 | $ 0 |
| Monroe, MI | 15 | $ 1,351,000 | $ 90,066 | $ 0 |
| Punta Gorda, FL | 15 | $ 1,054,000 | $ 70,266 | $ 0 |
| Billings, MT | 14 | $ 908,000 | $ 64,857 | $ 0 |
| Daphne-Fairhope-Foley, AL | 14 | $ 1,741,000 | $ 124,357 | $ 0 |
| Jonesboro, AR | 14 | $ 996,000 | $ 71,142 | $ 0 |
| Lebanon, PA | 14 | $ 1,202,000 | $ 85,857 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 14 | $ 1,801,000 | $ 128,642 | $ 0 |
| Pueblo, CO | 14 | $ 1,070,000 | $ 76,428 | $ 0 |
| Rome, GA | 14 | $ 1,421,000 | $ 101,500 | $ 4,000 |
| Texarkana, TX-AR | 14 | $ 452,000 | $ 32,285 | $ 2,571 |
| Ann Arbor, MI | 13 | $ 2,135,000 | $ 164,230 | $ 0 |
| Burlington, NC | 13 | $ 988,000 | $ 76,000 | $ 0 |
| Columbus, IN | 13 | $ 1,358,000 | $ 104,461 | $ 0 |
| Hot Springs, AR | 13 | $ 1,068,000 | $ 82,153 | $ 0 |
| Merced, CA | 13 | $ 1,012,000 | $ 77,846 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 4,121,000 | $ 317,000 | $ 125,000 |
| Pocatello, ID | 13 | $ 1,302,000 | $ 100,153 | $ 0 |
| Rockingham County-Strafford County, NH | 13 | $ 2,244,000 | $ 172,615 | $ 0 |
| Salem, OR | 13 | $ 1,723,000 | $ 132,538 | $ 0 |
| St. Joseph, MO-KS | 13 | $ 887,000 | $ 68,230 | $ 6,000 |
| Staunton-Waynesboro, VA | 13 | $ 921,000 | $ 70,846 | $ 4,000 |
| Stockton-Lodi, CA | 13 | $ 1,968,000 | $ 151,384 | $ 0 |
| Vallejo-Fairfield, CA | 13 | $ 2,225,000 | $ 171,153 | $ 0 |
| Auburn-Opelika, AL | 12 | $ 1,047,000 | $ 87,250 | $ 0 |
| College Station-Bryan, TX | 12 | $ 905,000 | $ 75,416 | $ 0 |
| Fort Collins, CO | 12 | $ 1,449,000 | $ 120,750 | $ 0 |
| Gadsden, AL | 12 | $ 792,000 | $ 66,000 | $ 0 |
| Gainesville, FL | 12 | $ 654,000 | $ 54,500 | $ 0 |
| Hinesville, GA | 12 | $ 920,000 | $ 76,666 | $ 0 |
| Anchorage, AK | 11 | $ 1,762,000 | $ 160,181 | $ 12,000 |
| Charleston, WV | 11 | $ 520,000 | $ 47,272 | $ 0 |
| Charlottesville, VA | 11 | $ 1,088,000 | $ 98,909 | $ 0 |
| Glens Falls, NY | 11 | $ 494,000 | $ 44,909 | $ 0 |
| Green Bay, WI | 11 | $ 1,326,000 | $ 120,545 | $ 0 |
| Jefferson City, MO | 11 | $ 1,107,000 | $ 100,636 | $ 0 |
| Mansfield, OH | 11 | $ 900,000 | $ 81,818 | $ 0 |
| New Bern, NC | 11 | $ 705,000 | $ 64,090 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 10 | $ 1,078,000 | $ 107,800 | $ 0 |
| Bloomington, IL | 10 | $ 916,000 | $ 91,600 | $ 0 |
| Cleveland, TN | 10 | $ 836,000 | $ 83,600 | $ 0 |
| Florence, SC | 10 | $ 811,000 | $ 81,100 | $ 0 |
| Hammond, LA | 10 | $ 1,252,000 | $ 125,200 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 739,000 | $ 73,900 | $ 0 |
| Lewiston-Auburn, ME | 10 | $ 1,059,000 | $ 105,900 | $ 0 |
| Midland, MI | 10 | $ 769,000 | $ 76,900 | $ 2,000 |
| Monroe, LA | 10 | $ 735,000 | $ 73,500 | $ 0 |
| Oshkosh-Neenah, WI | 10 | $ 956,000 | $ 95,600 | $ 0 |
| Owensboro, KY | 10 | $ 837,000 | $ 83,700 | $ 0 |
| Panama City, FL | 10 | $ 820,000 | $ 82,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 10 | $ 721,000 | $ 72,100 | $ 17,000 |
| Winchester, VA-WV | 10 | $ 1,192,000 | $ 119,200 | $ 0 |
| Yakima, WA | 10 | $ 610,000 | $ 61,000 | $ 0 |
| Bloomington, IN | 9 | $ 522,000 | $ 58,000 | $ 0 |
| Brunswick, GA | 9 | $ 719,000 | $ 79,888 | $ 0 |
| Champaign-Urbana, IL | 9 | $ 403,000 | $ 44,777 | $ 0 |
| Danville, IL | 9 | $ 413,000 | $ 45,888 | $ 0 |
| Duluth, MN-WI | 9 | $ 753,000 | $ 83,666 | $ 0 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,064,000 | $ 118,222 | $ 0 |
| Flagstaff, AZ | 9 | $ 2,221,000 | $ 246,777 | $ 455,000 |
| Florence-Muscle Shoals, AL | 9 | $ 835,000 | $ 92,777 | $ 0 |
| Homosassa Springs, FL | 9 | $ 617,000 | $ 68,555 | $ 0 |
| Janesville-Beloit, WI | 9 | $ 525,000 | $ 58,333 | $ 0 |
| Johnson City, TN | 9 | $ 962,000 | $ 106,888 | $ 0 |
| Kingston, NY | 9 | $ 1,510,000 | $ 167,777 | $ 0 |
| Madera, CA | 9 | $ 814,000 | $ 90,444 | $ 0 |
| Midland, TX | 9 | $ 361,000 | $ 40,111 | $ 0 |
| Sioux City, IA-NE-SD | 9 | $ 435,000 | $ 48,333 | $ 8,888 |
| St. Cloud, MN | 9 | $ 1,166,000 | $ 129,555 | $ 0 |
| Asheville, NC | 8 | $ 934,000 | $ 116,750 | $ 0 |
| Bloomsburg-Berwick, PA | 8 | $ 661,000 | $ 82,625 | $ 0 |
| California-Lexington Park, MD | 8 | $ 275,000 | $ 34,375 | $ 0 |
| Casper, WY | 8 | $ 729,000 | $ 91,125 | $ 78,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,230,000 | $ 153,750 | $ 0 |
| Chico, CA | 8 | $ 1,010,000 | $ 126,250 | $ 0 |
| Fargo, ND-MN | 8 | $ 563,000 | $ 70,375 | $ 0 |
| Lima, OH | 8 | $ 676,000 | $ 84,500 | $ 0 |
| Longview, WA | 8 | $ 1,135,000 | $ 141,875 | $ 0 |
| Odessa, TX | 8 | $ 368,000 | $ 46,000 | $ 0 |
| Prescott, AZ | 8 | $ 1,309,000 | $ 163,625 | $ 74,000 |
| Sioux Falls, SD | 8 | $ 997,000 | $ 124,625 | $ 0 |
| Appleton, WI | 7 | $ 817,000 | $ 116,714 | $ 0 |
| Bremerton-Silverdale, WA | 7 | $ 860,000 | $ 122,857 | $ 0 |
| Cedar Rapids, IA | 7 | $ 594,000 | $ 84,857 | $ 0 |
| Great Falls, MT | 7 | $ 499,000 | $ 71,285 | $ 0 |
| Harrisonburg, VA | 7 | $ 687,000 | $ 98,142 | $ 0 |
| Idaho Falls, ID | 7 | $ 678,000 | $ 96,857 | $ 0 |
| Madison, WI | 7 | $ 1,210,000 | $ 172,857 | $ 0 |
| Olympia-Tumwater, WA | 7 | $ 796,000 | $ 113,714 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 1,187,000 | $ 169,571 | $ 0 |
| St. George, UT | 7 | $ 719,000 | $ 102,714 | $ 0 |
| Watertown-Fort Drum, NY | 7 | $ 509,000 | $ 72,714 | $ 0 |
| Alexandria, LA | 6 | $ 582,000 | $ 97,000 | $ 0 |
| Cheyenne, WY | 6 | $ 634,000 | $ 105,666 | $ 0 |
| Coeur D'Alene, ID | 6 | $ 810,000 | $ 135,000 | $ 0 |
| Columbia, MO | 6 | $ 650,000 | $ 108,333 | $ 0 |
| Elmira, NY | 6 | $ 271,000 | $ 45,166 | $ 0 |
| Goldsboro, NC | 6 | $ 292,000 | $ 48,666 | $ 0 |
| Grand Island, NE | 6 | $ 409,000 | $ 68,166 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 935,000 | $ 155,833 | $ 0 |
| Johnstown, PA | 6 | $ 278,000 | $ 46,333 | $ 0 |
| Mount Vernon-Anacortes, WA | 6 | $ 605,000 | $ 100,833 | $ 0 |
| Redding, CA | 6 | $ 517,000 | $ 86,166 | $ 0 |
| Santa Fe, NM | 6 | $ 1,455,000 | $ 242,500 | $ 93,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 228,000 | $ 38,000 | $ 0 |
| Wheeling, WV-OH | 6 | $ 266,000 | $ 44,333 | $ 0 |
| Barnstable Town, MA | 5 | $ 1,482,000 | $ 296,400 | $ 0 |
| Farmington, NM | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Gettysburg, PA | 5 | $ 613,000 | $ 122,600 | $ 0 |
| Hanford-Corcoran, CA | 5 | $ 384,000 | $ 76,800 | $ 0 |
| Las Cruces, NM | 5 | $ 415,000 | $ 83,000 | $ 0 |
| Manhattan, KS | 5 | $ 532,000 | $ 106,400 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 539,000 | $ 107,800 | $ 57,000 |
| Sebastian-Vero Beach, FL | 5 | $ 214,000 | $ 42,800 | $ 0 |
| Sebring, FL | 5 | $ 193,000 | $ 38,600 | $ 0 |
| Bowling Green, KY | 4 | $ 237,000 | $ 59,250 | $ 0 |
| Eau Claire, WI | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Iowa City, IA | 4 | $ 651,000 | $ 162,750 | $ 0 |
| Medford, OR | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Santa Maria-Santa Barbara, CA | 4 | $ 519,000 | $ 129,750 | $ 175,000 |
| Terre Haute, IN | 4 | $ 244,000 | $ 61,000 | $ 0 |
| The Villages, FL | 4 | $ 312,000 | $ 78,000 | $ 0 |
| Valdosta, GA | 4 | $ 413,000 | $ 103,250 | $ 0 |
| Arecibo, PR | 3 | $ 219,000 | $ 73,000 | $ 0 |
| Beckley, WV | 3 | $ 244,000 | $ 81,333 | $ 0 |
| Carbondale-Marion, IL | 3 | $ 296,000 | $ 98,666 | $ 0 |
| Carson City, NV | 3 | $ 139,000 | $ 46,333 | $ 0 |
| Cumberland, MD-WV | 3 | $ 261,000 | $ 87,000 | $ 0 |
| Hattiesburg, MS | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Lake Havasu City-Kingman, AZ | 3 | $ 84,000 | $ 28,000 | $ 0 |
| Lawrence, KS | 3 | $ 392,000 | $ 130,666 | $ 0 |
| Logan, UT-ID | 3 | $ 185,000 | $ 61,666 | $ 0 |
| Ocean City, NJ | 3 | $ 96,000 | $ 32,000 | $ 0 |
| Rapid City, SD | 3 | $ 351,000 | $ 117,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 91,000 | $ 30,333 | $ 0 |
| Sierra Vista-Douglas, AZ | 3 | $ 304,000 | $ 101,333 | $ 22,000 |
| Wenatchee, WA | 3 | $ 358,000 | $ 119,333 | $ 0 |
| Williamsport, PA | 3 | $ 209,000 | $ 69,666 | $ 0 |
| Albany, OR | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Altoona, PA | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Cape Girardeau, MO-IL | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Dubuque, IA | 2 | $ 196,000 | $ 98,000 | $ 0 |
| El Centro, CA | 2 | $ 147,000 | $ 73,500 | $ 0 |
| Fairbanks, AK | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Fond Du Lac, WI | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 129,000 | $ 64,500 | $ 0 |
| Morgantown, WV | 2 | $ 345,000 | $ 172,500 | $ 0 |
| Pittsfield, MA | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Ponce, PR | 2 | $ 61,000 | $ 30,500 | $ 0 |
| Rochester, MN | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Salinas, CA | 2 | $ 361,000 | $ 180,500 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Sheboygan, WI | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Yuba City, CA | 2 | $ 31,000 | $ 15,500 | $ 0 |
| Bend-Redmond, OR | 1 | $ 575,000 | $ 575,000 | $ 56,000 |
| Bismarck, ND | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Grants Pass, OR | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Ithaca, NY | 1 | $ 114,000 | $ 114,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Napa, CA | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 34,000 | $ 34,000 | $ 0 |
| San German-Cabo Rojo, PR | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| State College, PA | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Walla Walla, WA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Wausau, WI | 1 | $ 91,000 | $ 91,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 28,627 | $3,110,618,000 | $108,000 | $8,910,000 | $6,000 | $9,593,000 |
| Refinancing | 1,838 | $227,057,000 | $123,000 | $3,000,000 | $74,000 | $4,571,000 |
| Home Improvement | 637 | $34,630,000 | $54,000 | $2,275,000 | $79,000 | $903,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 28,806 | $2,858,200,000 | $99,000 | $4,125,000 | $0 | $0 |
| White | 1,592 | $369,566,000 | $232,000 | $8,910,000 | $170,000 | $9,593,000 |
| Not Provided | 278 | $80,466,000 | $289,000 | $3,840,000 | $223,000 | $4,434,000 |
| Hispanic | 200 | $22,038,000 | $110,000 | $979,000 | $71,000 | $847,000 |
| Black or African American | 131 | $9,095,000 | $69,000 | $1,107,000 | $54,000 | $300,000 |
| Asian | 59 | $28,116,000 | $476,000 | $2,380,000 | $333,000 | $3,291,000 |
| American Indian or Alaskan Native | 33 | $4,634,000 | $140,000 | $900,000 | $79,000 | $628,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $190,000 | $63,000 | $120,000 | $95,000 | $164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 26,428 | $2,672,382,000 | $101,000 | $794,000 | $0 | $267,000 |
| VA-guaranteed (Veterans Administration) | 2,334 | $137,417,000 | $58,000 | $471,000 | $1,000 | $140,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,251 | $556,652,000 | $247,000 | $8,910,000 | $160,000 | $9,593,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $5,854,000 | $65,000 | $159,000 | $5,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 28,589 | $2,780,703,000 | $97,000 | $794,000 | $0 | $0 |
| Loan Originated | 1,314 | $403,717,000 | $307,000 | $4,750,000 | $191,000 | $9,593,000 |
| Application Denied By Financial Institution | 789 | $65,848,000 | $83,000 | $3,000,000 | $65,000 | $850,000 |
| Application Withdrawn By Applicant | 342 | $98,001,000 | $286,000 | $8,910,000 | $187,000 | $3,594,000 |
| File Closed For Incompleteness | 39 | $2,959,000 | $75,000 | $265,000 | $56,000 | $267,000 |
| Application Approved But Not Accepted | 29 | $21,077,000 | $726,000 | $6,152,000 | $306,000 | $2,114,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 288 | $21,750,000 | $75,000 | $1,200,000 | $50,000 | $432,000 |
| Credit History | 287 | $14,439,000 | $50,000 | $417,000 | $65,000 | $550,000 |
| Collateral | 90 | $9,556,000 | $106,000 | $770,000 | $91,000 | $850,000 |
| Other | 54 | $12,536,000 | $232,000 | $3,000,000 | $54,000 | $364,000 |
| Credit Application Incomplete | 42 | $3,417,000 | $81,000 | $300,000 | $106,000 | $420,000 |
| Unverifiable Information | 17 | $2,531,000 | $148,000 | $650,000 | $87,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $876,000 | $146,000 | $417,000 | $84,000 | $292,000 |
| Employment History | 5 | $743,000 | $148,000 | $231,000 | $55,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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