Mortgage Research Center, LLC Mortgage Lending & HMDA Data, 2010

In 2010, Mortgage Research Center, LLC of Columbia, MO reported 5,899 mortgage applications totaling $1.1 billion, up 73% from 2009. The average application was for $191,498, and applicants reported an average income of $68,608. 70% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (152), Atlanta-Sandy Springs-Marietta, GA (149) and Phoenix-Mesa-Glendale, AZ (132) (applications in parentheses).

Mortgage Company & Address Mortgage Research Center, LLC
2101 Chapel Plaza Court Suite 107
Columbia, MO 65203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 5,899
Total Mortgage Loan Application Amount $1,129,647,000
Average Mortgage Loan Application Amount $191,498
Highest Mortgage Loan Application Amount $700,000
Average Applicant Income $68,608
Highest Applicant Income $491,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Research Center, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mortgage Research Center, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 103 $ 18,100,000 $ 175,728 $ 77,000
Riverside, California 93 $ 23,796,000 $ 255,870 $ 87,000
Los Angeles, California 75 $ 20,564,000 $ 274,186 $ 71,000
San Diego, California 74 $ 22,552,000 $ 304,756 $ 79,000
Clark, Nevada 64 $ 10,560,000 $ 165,000 $ 62,000
Cook, Illinois 60 $ 12,037,000 $ 200,616 $ 72,000
Harris, Texas 59 $ 10,295,000 $ 174,491 $ 82,000
Pulaski, Missouri 55 $ 8,951,000 $ 162,745 $ 56,000
El Paso, Colorado 48 $ 9,686,000 $ 201,791 $ 65,000
Bexar, Texas 48 $ 8,395,000 $ 174,895 $ 78,000
Prince William, Virginia 44 $ 11,585,000 $ 263,295 $ 80,000
Broward, Florida 42 $ 8,121,000 $ 193,357 $ 73,000
Tarrant, Texas 42 $ 7,581,000 $ 180,500 $ 72,000
Hillsborough, Florida 37 $ 6,786,000 $ 183,405 $ 76,000
Pierce, Washington 37 $ 8,094,000 $ 218,756 $ 70,000
San Bernardino, California 35 $ 6,570,000 $ 187,714 $ 65,000
Onslow, North Carolina 35 $ 6,009,000 $ 171,685 $ 54,000
Virginia Beach, Virginia 35 $ 7,487,000 $ 213,914 $ 63,000
Cumberland, North Carolina 34 $ 5,858,000 $ 172,294 $ 58,000
El Paso, Texas 32 $ 5,328,000 $ 166,500 $ 64,000
Pinal, Arizona 29 $ 4,115,000 $ 141,896 $ 51,000
Sacramento, California 28 $ 6,169,000 $ 220,321 $ 71,000
Palm Beach, Florida 28 $ 6,254,000 $ 223,357 $ 84,000
Solano, California 27 $ 6,333,000 $ 234,555 $ 74,000
Prince George's, Maryland 27 $ 6,207,000 $ 229,888 $ 74,000
Miami-Dade, Florida 26 $ 5,065,000 $ 194,807 $ 71,000
New Haven, Connecticut 25 $ 5,603,000 $ 224,120 $ 68,000
Fulton, Georgia 25 $ 5,026,000 $ 201,040 $ 68,000
Worcester, Massachusetts 25 $ 5,624,000 $ 224,960 $ 73,000
Duval, Florida 24 $ 4,059,000 $ 169,125 $ 55,000
Orange, Florida 24 $ 4,125,000 $ 171,875 $ 57,000
Houston, Georgia 24 $ 3,952,000 $ 164,666 $ 62,000
Middlesex, Massachusetts 24 $ 7,929,000 $ 330,375 $ 78,000
Gwinnett, Georgia 22 $ 3,879,000 $ 176,318 $ 60,000
Bell, Texas 22 $ 3,226,000 $ 146,636 $ 63,000
Wayne, Michigan 21 $ 2,741,000 $ 130,523 $ 57,000
Dallas, Texas 21 $ 3,927,000 $ 187,000 $ 85,000
Stafford, Virginia 21 $ 5,679,000 $ 270,428 $ 99,000
Kern, California 20 $ 3,586,000 $ 179,300 $ 80,000
Fairfax, Virginia 20 $ 6,885,000 $ 344,250 $ 82,000
Norfolk, Virginia 20 $ 3,645,000 $ 182,250 $ 54,000
Pima, Arizona 19 $ 3,210,000 $ 168,947 $ 61,000
Brevard, Florida 19 $ 3,128,000 $ 164,631 $ 55,000
Lee, Florida 19 $ 3,054,000 $ 160,736 $ 58,000
Pasco, Florida 19 $ 3,044,000 $ 160,210 $ 72,000
Pinellas, Florida 19 $ 3,401,000 $ 179,000 $ 73,000
Anne Arundel, Maryland 19 $ 5,234,000 $ 275,473 $ 72,000
Plymouth, Massachusetts 19 $ 4,347,000 $ 228,789 $ 68,000
Montgomery, Tennessee 19 $ 2,994,000 $ 157,578 $ 60,000
Chatham, Georgia 18 $ 3,059,000 $ 169,944 $ 62,000
Harnett, North Carolina 18 $ 3,087,000 $ 171,500 $ 55,000
Mecklenburg, North Carolina 18 $ 2,540,000 $ 141,111 $ 49,000
Washington, Oregon 18 $ 4,517,000 $ 250,944 $ 81,000
Contra Costa, California 17 $ 5,097,000 $ 299,823 $ 85,000
Hartford, Connecticut 17 $ 3,320,000 $ 195,294 $ 75,000
Sedgwick, Kansas 17 $ 2,633,000 $ 154,882 $ 59,000
Boone, Missouri 17 $ 2,879,000 $ 169,352 $ 66,000
St. Louis, Missouri 17 $ 2,744,000 $ 161,411 $ 65,000
Erie, New York 17 $ 2,120,000 $ 124,705 $ 61,000
Alameda, California 16 $ 5,335,000 $ 333,437 $ 97,000
Lake, Illinois 16 $ 2,959,000 $ 184,937 $ 60,000
Jefferson, New York 16 $ 2,603,000 $ 162,687 $ 61,000
Montgomery, Pennsylvania 16 $ 3,651,000 $ 228,187 $ 71,000
Philadelphia, Pennsylvania 16 $ 2,863,000 $ 178,937 $ 62,000
Richland, South Carolina 16 $ 2,766,000 $ 172,875 $ 66,000
Nueces, Texas 16 $ 2,699,000 $ 168,687 $ 71,000
Clark, Washington 16 $ 3,406,000 $ 212,875 $ 69,000
Snohomish, Washington 16 $ 3,675,000 $ 229,687 $ 67,000
Arapahoe, Colorado 15 $ 3,084,000 $ 205,600 $ 64,000
DeKalb, Georgia 15 $ 2,725,000 $ 181,666 $ 67,000
Hampden, Massachusetts 15 $ 2,578,000 $ 171,866 $ 67,000
Bernalillo, New Mexico 15 $ 3,173,000 $ 211,533 $ 68,000
Nassau, New York 15 $ 4,845,000 $ 323,000 $ 100,000
Craven, North Carolina 15 $ 2,687,000 $ 179,133 $ 65,000
Chesterfield, Virginia 15 $ 2,805,000 $ 187,000 $ 66,000
Lonoke, Arkansas 14 $ 2,034,000 $ 145,285 $ 55,000
Orange, California 14 $ 5,902,000 $ 421,571 $ 89,000
Clay, Florida 14 $ 2,004,000 $ 143,142 $ 52,000
Cobb, Georgia 14 $ 2,494,000 $ 178,142 $ 67,000
Bossier, Louisiana 14 $ 2,366,000 $ 169,000 $ 65,000
Macomb, Michigan 14 $ 2,544,000 $ 181,714 $ 76,000
Suffolk, New York 14 $ 3,256,000 $ 232,571 $ 94,000
Franklin, Ohio 14 $ 2,114,000 $ 151,000 $ 67,000
Chesapeake, Virginia 14 $ 3,538,000 $ 252,714 $ 70,000
Spokane, Washington 14 $ 2,571,000 $ 183,642 $ 63,000
Thurston, Washington 14 $ 3,215,000 $ 229,642 $ 67,000
San Joaquin, California 13 $ 2,969,000 $ 228,384 $ 98,000
Marion, Florida 13 $ 2,098,000 $ 161,384 $ 64,000
St. Lucie, Florida 13 $ 1,710,000 $ 131,538 $ 56,000
Essex, Massachusetts 13 $ 4,282,000 $ 329,384 $ 104,000
Dakota, Minnesota 13 $ 2,501,000 $ 192,384 $ 50,000
Oklahoma, Oklahoma 13 $ 1,818,000 $ 139,846 $ 74,000
Placer, California 12 $ 4,252,000 $ 354,333 $ 94,000
Denver, Colorado 12 $ 2,407,000 $ 200,583 $ 76,000
Larimer, Colorado 12 $ 2,880,000 $ 240,000 $ 106,000
Okaloosa, Florida 12 $ 2,076,000 $ 173,000 $ 63,000
Muscogee, Georgia 12 $ 1,821,000 $ 151,750 $ 48,000
St. Clair, Illinois 12 $ 2,249,000 $ 187,416 $ 78,000
Will, Illinois 12 $ 2,121,000 $ 176,750 $ 80,000
Hillsborough, New Hampshire 12 $ 2,263,000 $ 188,583 $ 68,000
Burlington, New Jersey 12 $ 2,897,000 $ 241,416 $ 100,000
Orange, New York 12 $ 3,192,000 $ 266,000 $ 91,000
Carteret, North Carolina 12 $ 2,320,000 $ 193,333 $ 64,000
Hoke, North Carolina 12 $ 1,677,000 $ 139,750 $ 51,000
Tulsa, Oklahoma 12 $ 1,913,000 $ 159,416 $ 51,000
Multnomah, Oregon 12 $ 3,626,000 $ 302,166 $ 91,000
Allegheny, Pennsylvania 12 $ 1,768,000 $ 147,333 $ 62,000
Providence, Rhode Island 12 $ 2,443,000 $ 203,583 $ 40,000
Travis, Texas 12 $ 2,269,000 $ 189,083 $ 100,000
Williamson, Texas 12 $ 2,000,000 $ 166,666 $ 64,000
Salt Lake, Utah 12 $ 2,409,000 $ 200,750 $ 64,000
Pulaski, Arkansas 11 $ 1,823,000 $ 165,727 $ 62,000
Jefferson, Colorado 11 $ 2,472,000 $ 224,727 $ 73,000
Collier, Florida 11 $ 1,578,000 $ 143,454 $ 41,000
Volusia, Florida 11 $ 1,556,000 $ 141,454 $ 68,000
Columbia, Georgia 11 $ 1,778,000 $ 161,636 $ 49,000
Lowndes, Georgia 11 $ 1,825,000 $ 165,909 $ 56,000
St. Tammany, Louisiana 11 $ 1,784,000 $ 162,181 $ 62,000
York, Maine 11 $ 2,122,000 $ 192,909 $ 74,000
Oakland, Michigan 11 $ 1,677,000 $ 152,454 $ 62,000
Sarpy, Nebraska 11 $ 1,825,000 $ 165,909 $ 65,000
Washoe, Nevada 11 $ 1,986,000 $ 180,545 $ 70,000
Ocean, New Jersey 11 $ 2,671,000 $ 242,818 $ 98,000
Union, New Jersey 11 $ 2,522,000 $ 229,272 $ 84,000
Wake, North Carolina 11 $ 2,556,000 $ 232,363 $ 73,000
Cleveland, Oklahoma 11 $ 1,612,000 $ 146,545 $ 56,000
Delaware, Pennsylvania 11 $ 2,262,000 $ 205,636 $ 73,000
Luzerne, Pennsylvania 11 $ 1,450,000 $ 131,818 $ 72,000
York, Pennsylvania 11 $ 1,871,000 $ 170,090 $ 65,000
Horry, South Carolina 11 $ 1,679,000 $ 152,636 $ 52,000
Denton, Texas 11 $ 1,996,000 $ 181,454 $ 88,000
Yuma, Arizona 10 $ 1,697,000 $ 169,700 $ 55,000
Flagler, Florida 10 $ 1,451,000 $ 145,100 $ 54,000
Polk, Florida 10 $ 1,586,000 $ 158,600 $ 69,000
Santa Rosa, Florida 10 $ 1,833,000 $ 183,300 $ 65,000
Sarasota, Florida 10 $ 1,680,000 $ 168,000 $ 52,000
Camden, Georgia 10 $ 1,537,000 $ 153,700 $ 55,000
Fayette, Georgia 10 $ 2,612,000 $ 261,200 $ 89,000
Henry, Georgia 10 $ 1,958,000 $ 195,800 $ 83,000
Johnson, Kansas 10 $ 1,967,000 $ 196,700 $ 71,000
Shawnee, Kansas 10 $ 1,710,000 $ 171,000 $ 58,000
Lafayette, Louisiana 10 $ 1,550,000 $ 155,000 $ 48,000
Charles, Maryland 10 $ 2,567,000 $ 256,700 $ 85,000
Norfolk, Massachusetts 10 $ 2,829,000 $ 282,900 $ 71,000
Suffolk, Massachusetts 10 $ 2,412,000 $ 241,200 $ 59,000
Harrison, Mississippi 10 $ 1,605,000 $ 160,500 $ 61,000
Onondaga, New York 10 $ 1,454,000 $ 145,400 $ 68,000
Cuyahoga, Ohio 10 $ 1,270,000 $ 127,000 $ 66,000
Comanche, Oklahoma 10 $ 1,428,000 $ 142,800 $ 58,000
Greenville, South Carolina 10 $ 1,698,000 $ 169,800 $ 50,000
Shelby, Tennessee 10 $ 1,291,000 $ 129,100 $ 61,000
Brazoria, Texas 10 $ 1,657,000 $ 165,700 $ 66,000
Collin, Texas 10 $ 2,242,000 $ 224,200 $ 90,000
Fort Bend, Texas 10 $ 1,767,000 $ 176,700 $ 75,000
Guadalupe, Texas 10 $ 2,166,000 $ 216,600 $ 96,000
Newport News, Virginia 10 $ 1,809,000 $ 180,900 $ 61,000
Jefferson, Alabama 9 $ 1,486,000 $ 165,111 $ 61,000
Madison, Alabama 9 $ 1,457,000 $ 161,888 $ 74,000
Mobile, Alabama 9 $ 1,411,000 $ 156,777 $ 62,000
Fresno, California 9 $ 1,794,000 $ 199,333 $ 75,000
Fairfield, Connecticut 9 $ 2,752,000 $ 305,777 $ 79,000
Escambia, Florida 9 $ 1,686,000 $ 187,333 $ 95,000
Douglas, Georgia 9 $ 1,379,000 $ 153,222 $ 76,000
Newton, Georgia 9 $ 1,068,000 $ 118,666 $ 46,000
Polk, Iowa 9 $ 1,359,000 $ 151,000 $ 57,000
Montgomery, Maryland 9 $ 3,643,000 $ 404,777 $ 103,000
Bristol, Massachusetts 9 $ 2,187,000 $ 243,000 $ 60,000
St. Charles, Missouri 9 $ 1,586,000 $ 176,222 $ 81,000
Curry, New Mexico 9 $ 1,717,000 $ 190,777 $ 60,000
Johnston, North Carolina 9 $ 1,399,000 $ 155,444 $ 62,000
Berks, Pennsylvania 9 $ 1,557,000 $ 173,000 $ 83,000
Cumberland, Pennsylvania 9 $ 1,637,000 $ 181,888 $ 64,000
Dauphin, Pennsylvania 9 $ 1,817,000 $ 201,888 $ 99,000
Beaufort, South Carolina 9 $ 2,439,000 $ 271,000 $ 90,000
Montgomery, Texas 9 $ 2,056,000 $ 228,444 $ 93,000
Kitsap, Washington 9 $ 2,102,000 $ 233,555 $ 58,000
Kings, California 8 $ 1,445,000 $ 180,625 $ 68,000
Douglas, Colorado 8 $ 2,080,000 $ 260,000 $ 66,000
Lake, Florida 8 $ 1,427,000 $ 178,375 $ 84,000
Seminole, Florida 8 $ 1,915,000 $ 239,375 $ 92,000
Liberty, Georgia 8 $ 1,110,000 $ 138,750 $ 44,000
East Baton Rouge, Louisiana 8 $ 1,471,000 $ 183,875 $ 69,000
Jefferson, Louisiana 8 $ 1,391,000 $ 173,875 $ 62,000
Barnstable, Massachusetts 8 $ 1,505,000 $ 188,125 $ 66,000
Jackson, Missouri 8 $ 1,223,000 $ 152,875 $ 63,000
Schenectady, New York 8 $ 1,311,000 $ 163,875 $ 66,000
Pitt, North Carolina 8 $ 1,306,000 $ 163,250 $ 63,000
Grand Forks, North Dakota 8 $ 1,110,000 $ 138,750 $ 54,000
Lucas, Ohio 8 $ 985,000 $ 123,125 $ 57,000
Kent, Rhode Island 8 $ 1,563,000 $ 195,375 $ 68,000
Berkeley, South Carolina 8 $ 1,259,000 $ 157,375 $ 62,000
Charleston, South Carolina 8 $ 1,930,000 $ 241,250 $ 69,000
York, South Carolina 8 $ 1,488,000 $ 186,000 $ 65,000
Galveston, Texas 8 $ 1,220,000 $ 152,500 $ 75,000
Hidalgo, Texas 8 $ 911,000 $ 113,875 $ 58,000
Taylor, Texas 8 $ 1,073,000 $ 134,125 $ 61,000
Spotsylvania, Virginia 8 $ 2,035,000 $ 254,375 $ 98,000
Baldwin, Alabama 7 $ 956,000 $ 136,571 $ 55,000
Lee, Alabama 7 $ 1,161,000 $ 165,857 $ 67,000
Tuscaloosa, Alabama 7 $ 973,000 $ 139,000 $ 59,000
Anchorage, Alaska 7 $ 1,812,000 $ 258,857 $ 65,000
Yavapai, Arizona 7 $ 1,199,000 $ 171,285 $ 70,000
Monterey, California 7 $ 2,816,000 $ 402,285 $ 126,000
San Mateo, California 7 $ 2,506,000 $ 358,000 $ 98,000
Litchfield, Connecticut 7 $ 1,650,000 $ 235,714 $ 76,000
Kent, Delaware 7 $ 1,480,000 $ 211,428 $ 65,000
Manatee, Florida 7 $ 1,010,000 $ 144,285 $ 60,000
Osceola, Florida 7 $ 898,000 $ 128,285 $ 46,000
St. Johns, Florida 7 $ 1,805,000 $ 257,857 $ 105,000
Bryan, Georgia 7 $ 1,502,000 $ 214,571 $ 67,000
Cherokee, Georgia 7 $ 1,364,000 $ 194,857 $ 76,000
Coweta, Georgia 7 $ 1,261,000 $ 180,142 $ 84,000
Lee, Georgia 7 $ 1,399,000 $ 199,857 $ 85,000
Madison, Illinois 7 $ 1,073,000 $ 153,285 $ 58,000
Leavenworth, Kansas 7 $ 967,000 $ 138,142 $ 70,000
Baltimore, Maryland 7 $ 1,596,000 $ 228,000 $ 65,000
Baltimore City, Maryland 7 $ 1,149,000 $ 164,142 $ 64,000
Anoka, Minnesota 7 $ 1,238,000 $ 176,857 $ 71,000
Douglas, Nebraska 7 $ 1,130,000 $ 161,428 $ 71,000
Rockingham, New Hampshire 7 $ 1,648,000 $ 235,428 $ 86,000
Sandoval, New Mexico 7 $ 958,000 $ 136,857 $ 71,000
Brunswick, North Carolina 7 $ 1,308,000 $ 186,857 $ 92,000
Guilford, North Carolina 7 $ 1,313,000 $ 187,571 $ 75,000
Ward, North Dakota 7 $ 1,092,000 $ 156,000 $ 54,000
Butler, Ohio 7 $ 1,316,000 $ 188,000 $ 58,000
Clermont, Ohio 7 $ 1,149,000 $ 164,142 $ 52,000
Canadian, Oklahoma 7 $ 1,262,000 $ 180,285 $ 76,000
Lane, Oregon 7 $ 1,352,000 $ 193,142 $ 54,000
Lebanon, Pennsylvania 7 $ 1,112,000 $ 158,857 $ 60,000
Dorchester, South Carolina 7 $ 1,242,000 $ 177,428 $ 59,000
Knox, Tennessee 7 $ 1,068,000 $ 152,571 $ 66,000
Island, Washington 7 $ 1,777,000 $ 253,857 $ 68,000
King, Washington 7 $ 1,732,000 $ 247,428 $ 63,000
Fairbanks North Star, Alaska 6 $ 1,197,000 $ 199,500 $ 56,000
Baxter, Arkansas 6 $ 688,000 $ 114,666 $ 40,000
Benton, Arkansas 6 $ 755,000 $ 125,833 $ 74,000
Saline, Arkansas 6 $ 863,000 $ 143,833 $ 35,000
Santa Barbara, California 6 $ 1,357,000 $ 226,166 $ 87,000
Yuba, California 6 $ 1,070,000 $ 178,333 $ 59,000
Adams, Colorado 6 $ 1,156,000 $ 192,666 $ 60,000
Pueblo, Colorado 6 $ 1,033,000 $ 172,166 $ 76,000
New London, Connecticut 6 $ 1,347,000 $ 224,500 $ 91,000
New Castle, Delaware 6 $ 1,824,000 $ 304,000 $ 87,000
Richmond, Georgia 6 $ 1,104,000 $ 184,000 $ 63,000
Honolulu, Hawaii 6 $ 2,254,000 $ 375,666 $ 85,000
Ada, Idaho 6 $ 983,000 $ 163,833 $ 61,000
DuPage, Illinois 6 $ 1,455,000 $ 242,500 $ 81,000
Kane, Illinois 6 $ 1,373,000 $ 228,833 $ 81,000
Winnebago, Illinois 6 $ 845,000 $ 140,833 $ 64,000
Lake, Indiana 6 $ 1,017,000 $ 169,500 $ 71,000
Geary, Kansas 6 $ 1,127,000 $ 187,833 $ 83,000
Ascension, Louisiana 6 $ 1,117,000 $ 186,166 $ 66,000
Cecil, Maryland 6 $ 1,425,000 $ 237,500 $ 87,000
Hennepin, Minnesota 6 $ 1,336,000 $ 222,666 $ 88,000
Rankin, Mississippi 6 $ 945,000 $ 157,500 $ 60,000
Clay, Missouri 6 $ 926,000 $ 154,333 $ 49,000
Grafton, New Hampshire 6 $ 956,000 $ 159,333 $ 66,000
Bergen, New Jersey 6 $ 2,044,000 $ 340,666 $ 103,000
Essex, New Jersey 6 $ 2,053,000 $ 342,166 $ 54,000
Morris, New Jersey 6 $ 1,571,000 $ 261,833 $ 88,000
Sussex, New Jersey 6 $ 1,083,000 $ 180,500 $ 65,000
Dona Ana, New Mexico 6 $ 1,207,000 $ 201,166 $ 69,000
Dutchess, New York 6 $ 1,793,000 $ 298,833 $ 83,000
Monroe, New York 6 $ 1,021,000 $ 170,166 $ 79,000
Rensselaer, New York 6 $ 1,055,000 $ 175,833 $ 70,000
Buncombe, North Carolina 6 $ 1,042,000 $ 173,666 $ 64,000
Catawba, North Carolina 6 $ 1,090,000 $ 181,666 $ 66,000
Durham, North Carolina 6 $ 1,278,000 $ 213,000 $ 65,000
New Hanover, North Carolina 6 $ 1,521,000 $ 253,500 $ 62,000
Delaware, Ohio 6 $ 1,422,000 $ 237,000 $ 79,000
Montgomery, Ohio 6 $ 819,000 $ 136,500 $ 79,000
Clackamas, Oregon 6 $ 1,473,000 $ 245,500 $ 69,000
Deschutes, Oregon 6 $ 1,311,000 $ 218,500 $ 62,000
Jackson, Oregon 6 $ 958,000 $ 159,666 $ 50,000
Marion, Oregon 6 $ 1,003,000 $ 167,166 $ 52,000
Bucks, Pennsylvania 6 $ 1,554,000 $ 259,000 $ 78,000
Lancaster, Pennsylvania 6 $ 1,024,000 $ 170,666 $ 63,000
Pike, Pennsylvania 6 $ 1,334,000 $ 222,333 $ 82,000
Westmoreland, Pennsylvania 6 $ 959,000 $ 159,833 $ 74,000
Washington, Rhode Island 6 $ 1,671,000 $ 278,500 $ 90,000
Aiken, South Carolina 6 $ 1,082,000 $ 180,333 $ 60,000
Anderson, South Carolina 6 $ 991,000 $ 165,166 $ 73,000
Lexington, South Carolina 6 $ 805,000 $ 134,166 $ 57,000
Sumter, South Carolina 6 $ 961,000 $ 160,166 $ 59,000
Pennington, South Dakota 6 $ 1,083,000 $ 180,500 $ 45,000
Coryell, Texas 6 $ 834,000 $ 139,000 $ 50,000
McLennan, Texas 6 $ 1,113,000 $ 185,500 $ 89,000
Davis, Utah 6 $ 1,226,000 $ 204,333 $ 62,000
Weber, Utah 6 $ 1,338,000 $ 223,000 $ 90,000
Hampton, Virginia 6 $ 982,000 $ 163,666 $ 66,000
Portsmouth, Virginia 6 $ 1,124,000 $ 187,333 $ 68,000
Coffee, Alabama 5 $ 740,000 $ 148,000 $ 71,000
Cullman, Alabama 5 $ 871,000 $ 174,200 $ 40,000
Shelby, Alabama 5 $ 1,000,000 $ 200,000 $ 49,000
Matanuska-Susitna, Alaska 5 $ 1,075,000 $ 215,000 $ 82,000
Cochise, Arizona 5 $ 858,000 $ 171,600 $ 72,000
Navajo, Arizona 5 $ 796,000 $ 159,200 $ 63,000
Faulkner, Arkansas 5 $ 764,000 $ 152,800 $ 72,000
Santa Clara, California 5 $ 1,787,000 $ 357,400 $ 104,000
Sonoma, California 5 $ 1,667,000 $ 333,400 $ 75,000
Stanislaus, California 5 $ 747,000 $ 149,400 $ 60,000
Tulare, California 5 $ 889,000 $ 177,800 $ 63,000
Bay, Florida 5 $ 1,082,000 $ 216,400 $ 78,000
Charlotte, Florida 5 $ 639,000 $ 127,800 $ 51,000
Leon, Florida 5 $ 1,237,000 $ 247,400 $ 85,000
Forsyth, Georgia 5 $ 1,070,000 $ 214,000 $ 69,000
Canyon, Idaho 5 $ 839,000 $ 167,800 $ 70,000
Champaign, Illinois 5 $ 716,000 $ 143,200 $ 81,000
DeKalb, Illinois 5 $ 960,000 $ 192,000 $ 64,000
Sangamon, Illinois 5 $ 602,000 $ 120,400 $ 77,000
Hamilton, Indiana 5 $ 866,000 $ 173,200 $ 90,000
Marion, Indiana 5 $ 705,000 $ 141,000 $ 60,000
Porter, Indiana 5 $ 809,000 $ 161,800 $ 61,000
Washington, Minnesota 5 $ 975,000 $ 195,000 $ 58,000
Cass, Missouri 5 $ 806,000 $ 161,200 $ 81,000
Johnson, Missouri 5 $ 705,000 $ 141,000 $ 58,000
St. Louis City, Missouri 5 $ 586,000 $ 117,200 $ 48,000
Yellowstone, Montana 5 $ 845,000 $ 169,000 $ 68,000
Cape May, New Jersey 5 $ 1,235,000 $ 247,000 $ 64,000
Middlesex, New Jersey 5 $ 1,176,000 $ 235,200 $ 77,000
Monmouth, New Jersey 5 $ 1,360,000 $ 272,000 $ 98,000
Queens, New York 5 $ 1,847,000 $ 369,400 $ 94,000
Ulster, New York 5 $ 1,034,000 $ 206,800 $ 71,000
Duplin, North Carolina 5 $ 874,000 $ 174,800 $ 73,000
Pasquotank, North Carolina 5 $ 949,000 $ 189,800 $ 55,000
Hamilton, Ohio 5 $ 1,148,000 $ 229,600 $ 101,000
Licking, Ohio 5 $ 732,000 $ 146,400 $ 55,000
Mahoning, Ohio 5 $ 568,000 $ 113,600 $ 39,000
Miami, Ohio 5 $ 742,000 $ 148,400 $ 59,000
Stark, Ohio 5 $ 591,000 $ 118,200 $ 54,000
Summit, Ohio 5 $ 755,000 $ 151,000 $ 42,000
Monroe, Pennsylvania 5 $ 958,000 $ 191,600 $ 82,000
Kershaw, South Carolina 5 $ 754,000 $ 150,800 $ 61,000
Rutherford, Tennessee 5 $ 898,000 $ 179,600 $ 62,000
Lubbock, Texas 5 $ 843,000 $ 168,600 $ 58,000
Midland, Texas 5 $ 1,189,000 $ 237,800 $ 112,000
Smith, Texas 5 $ 781,000 $ 156,200 $ 81,000
Wilson, Texas 5 $ 1,288,000 $ 257,600 $ 110,000
Frederick, Virginia 5 $ 1,185,000 $ 237,000 $ 83,000
Loudoun, Virginia 5 $ 2,111,000 $ 422,200 $ 107,000
Benton, Washington 5 $ 1,039,000 $ 207,800 $ 89,000
Russell, Alabama 4 $ 650,000 $ 162,500 $ 53,000
Coconino, Arizona 4 $ 863,000 $ 215,750 $ 55,000
Bradley, Arkansas 4 $ 457,000 $ 114,250 $ 48,000
Jefferson, Arkansas 4 $ 571,000 $ 142,750 $ 55,000
Merced, California 4 $ 716,000 $ 179,000 $ 82,000
Ventura, California 4 $ 1,207,000 $ 301,750 $ 72,000
Las Animas, Colorado 4 $ 723,000 $ 180,750 $ 39,000
Tolland, Connecticut 4 $ 846,000 $ 211,500 $ 61,000
Windham, Connecticut 4 $ 850,000 $ 212,500 $ 61,000
Sussex, Delaware 4 $ 887,000 $ 221,750 $ 89,000
Jackson, Georgia 4 $ 741,000 $ 185,250 $ 60,000
Peach, Georgia 4 $ 714,000 $ 178,500 $ 93,000
McHenry, Illinois 4 $ 1,022,000 $ 255,500 $ 88,000
Bartholomew, Indiana 4 $ 594,000 $ 148,500 $ 66,000
Clark, Indiana 4 $ 652,000 $ 163,000 $ 51,000
Monroe, Indiana 4 $ 616,000 $ 154,000 $ 71,000
Shelby, Indiana 4 $ 849,000 $ 212,250 $ 82,000
Livingston, Louisiana 4 $ 676,000 $ 169,000 $ 58,000
Orleans, Louisiana 4 $ 855,000 $ 213,750 $ 63,000
Kennebec, Maine 4 $ 625,000 $ 156,250 $ 70,000
Penobscot, Maine 4 $ 601,000 $ 150,250 $ 50,000
Harford, Maryland 4 $ 1,410,000 $ 352,500 $ 133,000
Howard, Maryland 4 $ 1,363,000 $ 340,750 $ 109,000
Wicomico, Maryland 4 $ 893,000 $ 223,250 $ 75,000
Franklin, Massachusetts 4 $ 824,000 $ 206,000 $ 54,000
Ottawa, Michigan 4 $ 619,000 $ 154,750 $ 68,000
Itasca, Minnesota 4 $ 753,000 $ 188,250 $ 107,000
Lamar, Mississippi 4 $ 652,000 $ 163,000 $ 62,000
Callaway, Missouri 4 $ 826,000 $ 206,500 $ 74,000
Cole, Missouri 4 $ 615,000 $ 153,750 $ 59,000
Phelps, Missouri 4 $ 623,000 $ 155,750 $ 61,000
Lancaster, Nebraska 4 $ 539,000 $ 134,750 $ 55,000
Churchill, Nevada 4 $ 735,000 $ 183,750 $ 63,000
Lyon, Nevada 4 $ 512,000 $ 128,000 $ 52,000
Merrimack, New Hampshire 4 $ 925,000 $ 231,250 $ 76,000
Strafford, New Hampshire 4 $ 695,000 $ 173,750 $ 59,000
Sullivan, New Hampshire 4 $ 574,000 $ 143,500 $ 39,000
Camden, New Jersey 4 $ 863,000 $ 215,750 $ 67,000
Hudson, New Jersey 4 $ 1,278,000 $ 319,500 $ 102,000
Mercer, New Jersey 4 $ 1,217,000 $ 304,250 $ 161,000
Eddy, New Mexico 4 $ 701,000 $ 175,250 $ 74,000
Santa Fe, New Mexico 4 $ 850,000 $ 212,500 $ 78,000
Greene, New York 4 $ 709,000 $ 177,250 $ 57,000
Niagara, New York 4 $ 376,000 $ 94,000 $ 55,000
St. Lawrence, New York 4 $ 413,000 $ 103,250 $ 48,000
Wayne, New York 4 $ 650,000 $ 162,500 $ 69,000
Cleveland, North Carolina 4 $ 693,000 $ 173,250 $ 61,000
Davidson, North Carolina 4 $ 509,000 $ 127,250 $ 111,000
Forsyth, North Carolina 4 $ 474,000 $ 118,500 $ 65,000
Wayne, North Carolina 4 $ 625,000 $ 156,250 $ 54,000
Medina, Ohio 4 $ 751,000 $ 187,750 $ 67,000
Creek, Oklahoma 4 $ 630,000 $ 157,500 $ 60,000
Coos, Oregon 4 $ 1,015,000 $ 253,750 $ 105,000
Lincoln, Oregon 4 $ 695,000 $ 173,750 $ 54,000
Linn, Oregon 4 $ 581,000 $ 145,250 $ 43,000
Beaver, Pennsylvania 4 $ 688,000 $ 172,000 $ 45,000
Bedford, Pennsylvania 4 $ 670,000 $ 167,500 $ 62,000
Butler, Pennsylvania 4 $ 378,000 $ 94,500 $ 37,000
Carbon, Pennsylvania 4 $ 750,000 $ 187,500 $ 52,000
Chester, Pennsylvania 4 $ 1,235,000 $ 308,750 $ 104,000
Crawford, Pennsylvania 4 $ 400,000 $ 100,000 $ 41,000
Lackawanna, Pennsylvania 4 $ 774,000 $ 193,500 $ 83,000
Lycoming, Pennsylvania 4 $ 623,000 $ 155,750 $ 50,000
Davidson, Tennessee 4 $ 584,000 $ 146,000 $ 42,000
Dickson, Tennessee 4 $ 633,000 $ 158,250 $ 46,000
Sevier, Tennessee 4 $ 685,000 $ 171,250 $ 55,000
Sullivan, Tennessee 4 $ 558,000 $ 139,500 $ 40,000
Sumner, Tennessee 4 $ 760,000 $ 190,000 $ 51,000
Wilson, Tennessee 4 $ 637,000 $ 159,250 $ 47,000
Comal, Texas 4 $ 1,352,000 $ 338,000 $ 93,000
Parker, Texas 4 $ 896,000 $ 224,000 $ 97,000
Tom Green, Texas 4 $ 495,000 $ 123,750 $ 66,000
Alexandria, Virginia 4 $ 1,294,000 $ 323,500 $ 105,000
Culpeper, Virginia 4 $ 949,000 $ 237,250 $ 92,000
Fauquier, Virginia 4 $ 1,030,000 $ 257,500 $ 82,000
Gloucester, Virginia 4 $ 813,000 $ 203,250 $ 71,000
Henrico, Virginia 4 $ 787,000 $ 196,750 $ 51,000
Suffolk, Virginia 4 $ 928,000 $ 232,000 $ 90,000
Whatcom, Washington 4 $ 1,463,000 $ 365,750 $ 105,000
Milwaukee, Wisconsin 4 $ 586,000 $ 146,500 $ 43,000
Laramie, Wyoming 4 $ 848,000 $ 212,000 $ 54,000
Houston, Alabama 3 $ 587,000 $ 195,666 $ 64,000
Morgan, Alabama 3 $ 462,000 $ 154,000 $ 84,000
St. Clair, Alabama 3 $ 668,000 $ 222,666 $ 67,000
Graham, Arizona 3 $ 443,000 $ 147,666 $ 47,000
Crawford, Arkansas 3 $ 396,000 $ 132,000 $ 56,000
Garland, Arkansas 3 $ 547,000 $ 182,333 $ 56,000
El Dorado, California 3 $ 828,000 $ 276,000 $ 73,000
Lake, California 3 $ 508,000 $ 169,333 $ 90,000
Columbia, Florida 3 $ 533,000 $ 177,666 $ 67,000
Nassau, Florida 3 $ 790,000 $ 263,333 $ 109,000
Sumter, Florida 3 $ 519,000 $ 173,000 $ 65,000
Barrow, Georgia 3 $ 396,000 $ 132,000 $ 53,000
Bartow, Georgia 3 $ 467,000 $ 155,666 $ 60,000
Bibb, Georgia 3 $ 382,000 $ 127,333 $ 72,000
Carroll, Georgia 3 $ 442,000 $ 147,333 $ 67,000
Colquitt, Georgia 3 $ 692,000 $ 230,666 $ 90,000
Dougherty, Georgia 3 $ 469,000 $ 156,333 $ 55,000
Effingham, Georgia 3 $ 542,000 $ 180,666 $ 63,000
Hall, Georgia 3 $ 783,000 $ 261,000 $ 136,000
Lumpkin, Georgia 3 $ 512,000 $ 170,666 $ 54,000
Upson, Georgia 3 $ 453,000 $ 151,000 $ 47,000
Elmore, Idaho 3 $ 563,000 $ 187,666 $ 73,000
Kootenai, Idaho 3 $ 646,000 $ 215,333 $ 61,000
Coles, Illinois 3 $ 345,000 $ 115,000 $ 52,000
Kendall, Illinois 3 $ 558,000 $ 186,000 $ 79,000
Ogle, Illinois 3 $ 345,000 $ 115,000 $ 48,000
Perry, Illinois 3 $ 432,000 $ 144,000 $ 53,000
Allen, Indiana 3 $ 358,000 $ 119,333 $ 53,000
Hendricks, Indiana 3 $ 431,000 $ 143,666 $ 77,000
Johnson, Indiana 3 $ 347,000 $ 115,666 $ 54,000
LaPorte, Indiana 3 $ 479,000 $ 159,666 $ 46,000
Vanderburgh, Indiana 3 $ 342,000 $ 114,000 $ 37,000
Reno, Kansas 3 $ 388,000 $ 129,333 $ 69,000
Riley, Kansas 3 $ 501,000 $ 167,000 $ 61,000
Beauregard, Louisiana 3 $ 608,000 $ 202,666 $ 79,000
Caddo, Louisiana 3 $ 650,000 $ 216,666 $ 83,000
Calcasieu, Louisiana 3 $ 929,000 $ 309,666 $ 75,000
Vernon, Louisiana 3 $ 253,000 $ 84,333 $ 48,000
Androscoggin, Maine 3 $ 373,000 $ 124,333 $ 65,000
Somerset, Maine 3 $ 520,000 $ 173,333 $ 70,000
Frederick, Maryland 3 $ 991,000 $ 330,333 $ 69,000
Berkshire, Massachusetts 3 $ 750,000 $ 250,000 $ 54,000
Emmet, Michigan 3 $ 422,000 $ 140,666 $ 70,000
Genesee, Michigan 3 $ 451,000 $ 150,333 $ 78,000
Kent, Michigan 3 $ 434,000 $ 144,666 $ 53,000
Lapeer, Michigan 3 $ 762,000 $ 254,000 $ 81,000
Saginaw, Michigan 3 $ 196,000 $ 65,333 $ 48,000
Washtenaw, Michigan 3 $ 502,000 $ 167,333 $ 73,000
Carver, Minnesota 3 $ 531,000 $ 177,000 $ 64,000
Chisago, Minnesota 3 $ 523,000 $ 174,333 $ 60,000
Scott, Minnesota 3 $ 606,000 $ 202,000 $ 39,000
Jackson, Mississippi 3 $ 435,000 $ 145,000 $ 49,000
Audrain, Missouri 3 $ 601,000 $ 200,333 $ 72,000
Greene, Missouri 3 $ 521,000 $ 173,666 $ 59,000
Jefferson, Missouri 3 $ 495,000 $ 165,000 $ 43,000
Miller, Missouri 3 $ 319,000 $ 106,333 $ 60,000
Pettis, Missouri 3 $ 371,000 $ 123,666 $ 62,000
Platte, Missouri 3 $ 628,000 $ 209,333 $ 82,000
Cascade, Montana 3 $ 395,000 $ 131,666 $ 68,000
Ravalli, Montana 3 $ 565,000 $ 188,333 $ 62,000
Belknap, New Hampshire 3 $ 598,000 $ 199,333 $ 68,000
Carroll, New Hampshire 3 $ 510,000 $ 170,000 $ 54,000
Cheshire, New Hampshire 3 $ 425,000 $ 141,666 $ 83,000
Cumberland, New Jersey 3 $ 563,000 $ 187,666 $ 44,000
Salem, New Jersey 3 $ 412,000 $ 137,333 $ 44,000
Somerset, New Jersey 3 $ 967,000 $ 322,333 $ 94,000
Chaves, New Mexico 3 $ 561,000 $ 187,000 $ 64,000
Grant, New Mexico 3 $ 531,000 $ 177,000 $ 67,000
Otero, New Mexico 3 $ 347,000 $ 115,666 $ 49,000
Bronx, New York 3 $ 927,000 $ 309,000 $ 73,000
Broome, New York 3 $ 502,000 $ 167,333 $ 98,000
Kings, New York 3 $ 1,413,000 $ 471,000 $ 113,000
Oneida, New York 3 $ 371,000 $ 123,666 $ 80,000
Ontario, New York 3 $ 410,000 $ 136,666 $ 51,000
Oswego, New York 3 $ 664,000 $ 221,333 $ 95,000
Richmond, New York 3 $ 687,000 $ 229,000 $ 60,000
Saratoga, New York 3 $ 639,000 $ 213,000 $ 74,000
Moore, North Carolina 3 $ 666,000 $ 222,000 $ 67,000
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Mortgage Loan Application Detail Totals for Mortgage Research Center, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,129 $981,285,000 $191,000 $700,000 $69,000 $473,000
Refinancing 770 $148,362,000 $192,000 $699,000 $66,000 $491,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,326 $809,953,000 $187,000 $700,000 $69,000 $491,000
Black or African American 802 $159,322,000 $198,000 $653,000 $70,000 $285,000
Hispanic 444 $89,071,000 $200,000 $592,000 $66,000 $208,000
Not Provided 146 $29,626,000 $202,000 $457,000 $64,000 $250,000
Asian 80 $18,778,000 $234,000 $585,000 $66,000 $165,000
American Indian or Alaskan Native 63 $14,040,000 $222,000 $681,000 $74,000 $198,000
Native Hawaiian or Other Pacific Islander 38 $8,857,000 $233,000 $588,000 $71,000 $165,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 5,878 $1,126,412,000 $191,000 $700,000 $69,000 $491,000
FHA-insured (Federal Housing Administration) 14 $2,172,000 $155,000 $353,000 $72,000 $155,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4 $658,000 $164,000 $210,000 $64,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $405,000 $135,000 $168,000 $46,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,105 $797,791,000 $194,000 $700,000 $69,000 $491,000
Application Denied By Financial Institution 1,094 $199,354,000 $182,000 $595,000 $65,000 $473,000
Application Withdrawn By Applicant 682 $128,809,000 $188,000 $663,000 $70,000 $306,000
Preapproval Denied by Financial Institution 18 $3,693,000 $205,000 $400,000 $68,000 $140,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 682 $126,356,000 $185,000 $588,000 $68,000 $325,000
Credit History 149 $27,902,000 $187,000 $574,000 $63,000 $301,000
Insufficient Cash (Downpayment, Closing Cost) 143 $26,096,000 $182,000 $417,000 $62,000 $473,000
Employment History 55 $9,247,000 $168,000 $595,000 $66,000 $260,000
Other 41 $6,228,000 $151,000 $351,000 $57,000 $139,000
Debt-To-Income Ratio 41 $7,118,000 $173,000 $384,000 $56,000 $165,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Research Center, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mortgage Research Center, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

Download the Missouri Lender List