Nationwide Bank Mortgage Lending & HMDA Data, 2012

In 2012, Nationwide Bank of Columbus, OH reported 3,673 mortgage applications totaling $711.1 million, up 12% from 2011. The average application was for $193,588, and applicants reported an average income of $79,947. 27% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Columbus, OH (435), Des Moines-West Des Moines, IA (172) and Denver-Aurora-Broomfield, CO (95) (applications in parentheses).

Mortgage Company & Address Nationwide Bank
One Nationwide Plaza
Columbus, OH 43215
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,673
Total Mortgage Loan Application Amount $711,051,000
Average Mortgage Loan Application Amount $193,588
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $79,947
Highest Applicant Income $1,210,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nationwide Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nationwide Bank by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Columbus, OH 435 $ 75,632,000 $ 173,866 $ 112,000
Des Moines-West Des Moines, IA 172 $ 26,633,000 $ 154,843 $ 94,000
Denver-Aurora-Broomfield, CO 95 $ 27,497,000 $ 289,442 $ 49,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 87 $ 23,168,000 $ 266,298 $ 120,988
Houston-Sugar Land-Baytown, TX 82 $ 18,746,000 $ 228,609 $ 59,000
Minneapolis-St. Paul-Bloomington, MN-WI 81 $ 21,857,000 $ 269,839 $ 45,432
Philadelphia, PA 80 $ 16,287,000 $ 203,587 $ 112,000
Kansas City, MO-KS 78 $ 15,378,000 $ 197,153 $ 53,756
Atlanta-Sandy Springs-Marietta, GA 73 $ 16,970,000 $ 232,465 $ 77,000
St. Louis, MO-IL 73 $ 16,604,000 $ 227,452 $ 18,876
Raleigh-Cary, NC 58 $ 11,270,000 $ 194,310 $ 102,000
Chicago-Joliet-Naperville, IL 55 $ 15,732,000 $ 286,036 $ 85,000
Phoenix-Mesa-Glendale, AZ 53 $ 11,248,000 $ 212,226 $ 109,000
Dallas-Plano-Irving, TX 48 $ 8,761,000 $ 182,520 $ 71,000
Baltimore-Towson, MD 43 $ 10,813,000 $ 251,465 $ 93,000
Charlotte-Gastonia-Rock Hill, NC-SC 43 $ 7,805,000 $ 181,511 $ 71,046
Cleveland-Elyria-Mentor, OH 40 $ 4,226,000 $ 105,650 $ 60,000
Nassau-Suffolk, NY 37 $ 9,488,000 $ 256,432 $ 123,000
New Orleans-Metairie-Kenner, LA 36 $ 8,299,000 $ 230,527 $ 2,000
Richmond, VA 34 $ 7,562,000 $ 222,411 $ 89,000
San Antonio-New Braunfels, TX 34 $ 6,081,000 $ 178,852 $ 47,000
Hartford-West Hartford-East Hartford, CT 33 $ 8,939,000 $ 270,878 $ 30,000
Milwaukee-Waukesha-West Allis, WI 29 $ 6,546,000 $ 225,724 $ 18,000
San Diego-Carlsbad-San Marcos, CA 29 $ 7,572,000 $ 261,103 $ 95,000
Los Angeles-Long Beach-Glendale, CA 28 $ 7,715,000 $ 275,535 $ 145,000
Pittsburgh, PA 28 $ 4,148,000 $ 148,142 $ 91,000
Santa Ana-Anaheim-Irvine, CA 26 $ 7,177,000 $ 276,038 $ 203,000
Bethesda-Rockville-Frederick, MD 25 $ 7,895,000 $ 315,800 $ 91,000
Fort Worth-Arlington, TX 25 $ 4,089,000 $ 163,560 $ 50,000
Harrisburg-Carlisle, PA 25 $ 3,426,000 $ 137,040 $ 85,000
Omaha-Council Bluffs, NE-IA 25 $ 5,480,000 $ 219,200 $ 106,400
Nashville-Davidson--Murfreesboro--Franklin, TN 24 $ 4,361,000 $ 181,708 $ 61,000
Sacramento--Arden-Arcade--Roseville, CA 24 $ 4,831,000 $ 201,291 $ 109,000
New York-White Plains-Wayne, NY-NJ 23 $ 5,627,000 $ 244,652 $ 73,739
Rochester, MN 22 $ 3,854,000 $ 175,181 $ 13,000
Tampa-St. Petersburg-Clearwater, FL 22 $ 4,623,000 $ 210,136 $ 25,000
Virginia Beach-Norfolk-Newport News, VA-NC 22 $ 4,347,000 $ 197,590 $ 75,000
Louisville/Jefferson County, KY-IN 20 $ 3,625,000 $ 181,250 $ 91,800
New Haven-Milford, CT 20 $ 4,615,000 $ 230,750 $ 63,000
Gainesville, FL 19 $ 2,691,000 $ 141,631 $ 56,000
Hickory-Lenoir-Morganton, NC 19 $ 2,488,000 $ 130,947 $ 57,000
North Port-Bradenton-Sarasota, FL 19 $ 3,795,000 $ 199,736 $ 92,000
Lincoln, NE 17 $ 2,851,000 $ 167,705 $ 103,000
Oakland-Fremont-Hayward, CA 17 $ 4,970,000 $ 292,352 $ 148,000
Canton-Massillon, OH 16 $ 2,637,000 $ 164,812 $ 102,000
Greensboro-High Point, NC 16 $ 3,239,000 $ 202,437 $ 74,000
Warren-Troy-Farmington Hills, MI 16 $ 1,463,000 $ 91,437 $ 95,000
Charleston-North Charleston-Summerville, SC 15 $ 4,041,000 $ 269,400 $ 92,000
Cincinnati-Middletown, OH-KY-IN 15 $ 1,607,000 $ 107,133 $ 97,600
Baton Rouge, LA 14 $ 3,399,000 $ 242,785 $ 9,000
Camden, NJ 14 $ 4,120,000 $ 294,285 $ 7,000
San Jose-Sunnyvale-Santa Clara, CA 14 $ 5,912,000 $ 422,285 $ 224,000
Tucson, AZ 14 $ 2,336,000 $ 166,857 $ 73,000
Albany-Schenectady-Troy, NY 13 $ 2,028,000 $ 156,000 $ 67,000
Indianapolis-Carmel, IN 13 $ 1,731,000 $ 133,153 $ 79,000
Wilmington, DE-MD-NJ 13 $ 2,021,000 $ 155,461 $ 96,000
Allentown-Bethlehem-Easton, PA-NJ 12 $ 1,887,000 $ 157,250 $ 74,000
Augusta-Richmond County, GA-SC 12 $ 2,423,000 $ 201,916 $ 73,666
Seattle-Bellevue-Everett, WA 12 $ 3,494,000 $ 291,166 $ 129,000
Shreveport-Bossier City, LA 12 $ 1,957,000 $ 163,083 $ 5,000
Wilmington, NC 12 $ 2,636,000 $ 219,666 $ 93,000
Winston-Salem, NC 12 $ 2,143,000 $ 178,583 $ 72,000
Birmingham-Hoover, AL 11 $ 1,795,000 $ 163,181 $ 96,000
Buffalo-Niagara Falls, NY 11 $ 1,169,000 $ 106,272 $ 80,000
Lake County-Kenosha County, IL-WI 11 $ 3,785,000 $ 344,090 $ 31,000
Madison, WI 11 $ 2,693,000 $ 244,818 $ 0
Portland-Vancouver-Hillsboro, OR-WA 11 $ 1,383,000 $ 125,727 $ 101,272
Roanoke, VA 11 $ 1,665,000 $ 151,363 $ 27,000
Bridgeport-Stamford-Norwalk, CT 10 $ 3,506,000 $ 350,600 $ 29,000
Duluth, MN-WI 10 $ 1,568,000 $ 156,800 $ 9,000
Memphis, TN-MS-AR 10 $ 1,219,000 $ 121,900 $ 41,000
Orlando-Kissimmee-Sanford, FL 10 $ 1,136,000 $ 113,600 $ 37,000
Riverside-San Bernardino-Ontario, CA 10 $ 1,162,000 $ 116,200 $ 73,000
San Francisco-San Mateo-Redwood City, CA 10 $ 2,639,000 $ 263,900 $ 169,000
Scranton--Wilkes-Barre, PA 10 $ 1,447,000 $ 144,700 $ 99,000
Austin-Round Rock-San Marcos, TX 9 $ 2,421,000 $ 269,000 $ 58,000
Charleston, WV 9 $ 953,000 $ 105,888 $ 77,000
Columbia, SC 9 $ 1,654,000 $ 183,777 $ 88,000
Dayton, OH 9 $ 1,039,000 $ 115,444 $ 107,000
Sioux City, IA-NE-SD 9 $ 1,107,000 $ 123,000 $ 75,000
West Palm Beach-Boca Raton-Boynton Beach, FL 9 $ 2,289,000 $ 254,333 $ 64,000
Lynchburg, VA 8 $ 1,673,000 $ 209,125 $ 87,000
Toledo, OH 8 $ 865,000 $ 108,125 $ 92,000
Anderson, SC 7 $ 1,113,000 $ 159,000 $ 101,000
Detroit-Livonia-Dearborn, MI 7 $ 525,000 $ 75,000 $ 49,000
Durham-Chapel Hill, NC 7 $ 1,183,000 $ 169,000 $ 116,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 7 $ 1,791,000 $ 255,857 $ 133,000
Grand Junction, CO 7 $ 2,285,000 $ 326,428 $ 9,000
Greenville-Mauldin-Easley, SC 7 $ 1,364,000 $ 194,857 $ 42,000
Las Vegas-Paradise, NV 7 $ 1,149,000 $ 164,142 $ 59,000
Lubbock, TX 7 $ 1,258,000 $ 179,714 $ 8,000
Port St. Lucie, FL 7 $ 1,513,000 $ 216,142 $ 200,000
Reading, PA 7 $ 985,000 $ 140,714 $ 68,000
Rocky Mount, NC 7 $ 1,128,000 $ 161,142 $ 78,000
Sebastian-Vero Beach, FL 7 $ 1,083,000 $ 154,714 $ 105,000
Springfield, IL 7 $ 1,055,000 $ 150,714 $ 0
Winchester, VA-WV 7 $ 685,000 $ 97,857 $ 32,285
El Paso, TX 6 $ 1,019,000 $ 169,833 $ 30,000
Jacksonville, NC 6 $ 711,000 $ 118,500 $ 72,000
Joplin, MO 6 $ 543,000 $ 90,500 $ 20,000
Miami-Miami Beach-Kendall, FL 6 $ 934,000 $ 155,666 $ 120,000
Providence-New Bedford-Fall River, RI-MA 6 $ 1,007,000 $ 167,833 $ 123,333
Provo-Orem, UT 6 $ 1,511,000 $ 251,833 $ 19,000
Savannah, GA 6 $ 1,220,000 $ 203,333 $ 41,000
Springfield, MO 6 $ 873,000 $ 145,500 $ 83,000
Syracuse, NY 6 $ 694,000 $ 115,666 $ 57,000
Waterloo-Cedar Falls, IA 6 $ 660,000 $ 110,000 $ 92,000
York-Hanover, PA 6 $ 962,000 $ 160,333 $ 57,000
Akron, OH 5 $ 867,000 $ 173,400 $ 109,000
Ann Arbor, MI 5 $ 831,000 $ 166,200 $ 64,000
Asheville, NC 5 $ 1,296,000 $ 259,200 $ 86,000
Cedar Rapids, IA 5 $ 688,000 $ 137,600 $ 66,000
Charlottesville, VA 5 $ 1,006,000 $ 201,200 $ 12,000
Colorado Springs, CO 5 $ 816,000 $ 163,200 $ 41,000
Edison-New Brunswick, NJ 5 $ 556,000 $ 111,200 $ 79,000
Fayetteville-Springdale-Rogers, AR-MO 5 $ 622,000 $ 124,400 $ 101,000
Fort Collins-Loveland, CO 5 $ 1,539,000 $ 307,800 $ 41,000
Jackson, MS 5 $ 800,000 $ 160,000 $ 81,000
Knoxville, TN 5 $ 772,000 $ 154,400 $ 36,000
Lake Charles, LA 5 $ 893,000 $ 178,600 $ 6,000
Lancaster, PA 5 $ 1,085,000 $ 217,000 $ 123,000
Salt Lake City, UT 5 $ 1,022,000 $ 204,400 $ 40,000
Springfield, MA 5 $ 575,000 $ 115,000 $ 130,000
Steubenville-Weirton, OH-WV 5 $ 651,000 $ 130,200 $ 81,000
Amarillo, TX 4 $ 1,015,000 $ 253,750 $ 162,000
Ames, IA 4 $ 435,000 $ 108,750 $ 57,000
Bakersfield-Delano, CA 4 $ 350,000 $ 87,500 $ 75,000
Boston-Quincy, MA 4 $ 1,056,000 $ 264,000 $ 137,000
Cambridge-Newton-Framingham, MA 4 $ 687,000 $ 171,750 $ 100,000
Columbia, MO 4 $ 538,000 $ 134,500 $ 0
Davenport-Moline-Rock Island, IA-IL 4 $ 623,000 $ 155,750 $ 68,000
Erie, PA 4 $ 522,000 $ 130,500 $ 66,000
Hagerstown-Martinsburg, MD-WV 4 $ 381,000 $ 95,250 $ 42,750
Honolulu, HI 4 $ 1,490,000 $ 372,500 $ 121,000
Huntsville, AL 4 $ 349,000 $ 87,250 $ 67,000
Kalamazoo-Portage, MI 4 $ 642,000 $ 160,500 $ 98,000
La Crosse, WI-MN 4 $ 533,000 $ 133,250 $ 0
Lakeland-Winter Haven, FL 4 $ 780,000 $ 195,000 $ 73,000
Manchester-Nashua, NH 4 $ 569,000 $ 142,250 $ 119,000
Montgomery, AL 4 $ 192,000 $ 48,000 $ 33,000
Myrtle Beach-North Myrtle Beach-Conway, SC 4 $ 503,000 $ 125,750 $ 28,000
Newark-Union, NJ-PA 4 $ 1,269,000 $ 317,250 $ 79,000
Oklahoma City, OK 4 $ 526,000 $ 131,500 $ 96,000
Peoria, IL 4 $ 539,000 $ 134,750 $ 0
Rochester, NY 4 $ 2,507,000 $ 626,750 $ 178,000
Tacoma, WA 4 $ 1,278,000 $ 319,500 $ 128,000
Tulsa, OK 4 $ 697,000 $ 174,250 $ 42,000
Wichita, KS 4 $ 659,000 $ 164,750 $ 18,000
Albuquerque, NM 3 $ 541,000 $ 180,333 $ 170,000
Athens-Clarke County, GA 3 $ 606,000 $ 202,000 $ 91,000
Bloomington, IN 3 $ 117,000 $ 39,000 $ 73,000
Bloomington-Normal, IL 3 $ 526,000 $ 175,333 $ 29,000
Boulder, CO 3 $ 997,000 $ 332,333 $ 27,000
Chattanooga, TN-GA 3 $ 456,000 $ 152,000 $ 63,000
College Station-Bryan, TX 3 $ 438,000 $ 146,000 $ 0
Corpus Christi, TX 3 $ 713,000 $ 237,666 $ 0
Cumberland, MD-WV 3 $ 456,000 $ 152,000 $ 137,333
El Centro, CA 3 $ 501,000 $ 167,000 $ 85,000
Flint, MI 3 $ 36,000 $ 12,000 $ 28,000
Gainesville, GA 3 $ 1,006,000 $ 335,333 $ 74,000
Greenville, NC 3 $ 383,000 $ 127,666 $ 102,000
Jacksonville, FL 3 $ 1,346,000 $ 448,666 $ 0
Johnson City, TN 3 $ 644,000 $ 214,666 $ 0
Kingsport-Bristol-Bristol, TN-VA 3 $ 417,000 $ 139,000 $ 10,000
Las Cruces, NM 3 $ 292,000 $ 97,333 $ 67,000
McAllen-Edinburg-Mission, TX 3 $ 511,000 $ 170,333 $ 73,000
Muskegon-Norton Shores, MI 3 $ 247,000 $ 82,333 $ 35,000
Parkersburg-Marietta-Vienna, WV-OH 3 $ 171,000 $ 57,000 $ 77,666
Pensacola-Ferry Pass-Brent, FL 3 $ 635,000 $ 211,666 $ 42,000
Portland-South Portland-Biddeford, ME 3 $ 276,000 $ 92,000 $ 61,000
Salisbury, MD 3 $ 709,000 $ 236,333 $ 96,000
Santa Cruz-Watsonville, CA 3 $ 552,000 $ 184,000 $ 117,000
Spokane, WA 3 $ 462,000 $ 154,000 $ 77,000
Stockton, CA 3 $ 218,000 $ 72,666 $ 75,000
Trenton-Ewing, NJ 3 $ 1,227,000 $ 409,000 $ 30,000
Visalia-Porterville, CA 3 $ 804,000 $ 268,000 $ 114,000
Appleton, WI 2 $ 531,000 $ 265,500 $ 0
Bangor, ME 2 $ 256,000 $ 128,000 $ 76,000
Barnstable Town, MA 2 $ 492,000 $ 246,000 $ 621,000
Blacksburg-Christiansburg-Radford, VA 2 $ 309,000 $ 154,500 $ 30,000
Cape Coral-Fort Myers, FL 2 $ 108,000 $ 54,000 $ 126,000
Columbus, GA-AL 2 $ 1,112,000 $ 556,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 590,000 $ 295,000 $ 0
Dover, DE 2 $ 334,000 $ 167,000 $ 58,000
Dubuque, IA 2 $ 350,000 $ 175,000 $ 42,000
Elmira, NY 2 $ 90,000 $ 45,000 $ 87,000
Gary, IN 2 $ 130,000 $ 65,000 $ 75,000
Grand Rapids-Wyoming, MI 2 $ 130,000 $ 65,000 $ 62,000
Greeley, CO 2 $ 369,000 $ 184,500 $ 67,000
Green Bay, WI 2 $ 999,000 $ 499,500 $ 0
Hattiesburg, MS 2 $ 157,000 $ 78,500 $ 74,000
Houma-Bayou Cane-Thibodaux, LA 2 $ 490,000 $ 245,000 $ 48,000
Jackson, TN 2 $ 142,000 $ 71,000 $ 61,000
Killeen-Temple-Fort Hood, TX 2 $ 576,000 $ 288,000 $ 0
Lafayette, LA 2 $ 632,000 $ 316,000 $ 0
Lake Havasu City-Kingman, AZ 2 $ 447,000 $ 223,500 $ 119,000
Lebanon, PA 2 $ 451,000 $ 225,500 $ 79,000
Little Rock-North Little Rock-Conway, AR 2 $ 95,000 $ 47,500 $ 0
Mankato-North Mankato, MN 2 $ 296,000 $ 148,000 $ 0
Mansfield, OH 2 $ 130,000 $ 65,000 $ 103,000
Mobile, AL 2 $ 77,000 $ 38,500 $ 29,000
Naples-Marco Island, FL 2 $ 385,000 $ 192,500 $ 187,000
Norwich-New London, CT 2 $ 1,237,000 $ 618,500 $ 0
Odessa, TX 2 $ 632,000 $ 316,000 $ 120,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 263,000 $ 131,500 $ 250,000
Palm Bay-Melbourne-Titusville, FL 2 $ 905,000 $ 452,500 $ 0
Poughkeepsie-Newburgh-Middletown, NY 2 $ 275,000 $ 137,500 $ 100,000
Prescott, AZ 2 $ 532,000 $ 266,000 $ 108,000
Pueblo, CO 2 $ 536,000 $ 268,000 $ 0
Punta Gorda, FL 2 $ 245,000 $ 122,500 $ 119,000
San Angelo, TX 2 $ 198,000 $ 99,000 $ 28,000
San Luis Obispo-Paso Robles, CA 2 $ 580,000 $ 290,000 $ 147,000
Spartanburg, SC 2 $ 113,000 $ 56,500 $ 50,000
St. Cloud, MN 2 $ 471,000 $ 235,500 $ 74,000
Topeka, KS 2 $ 53,000 $ 26,500 $ 43,000
Tyler, TX 2 $ 185,000 $ 92,500 $ 60,000
Waco, TX 2 $ 524,000 $ 262,000 $ 0
Wenatchee-East Wenatchee, WA 2 $ 396,000 $ 198,000 $ 42,000
Wheeling, WV-OH 2 $ 73,000 $ 36,500 $ 37,000
Yakima, WA 2 $ 515,000 $ 257,500 $ 126,000
Youngstown-Warren-Boardman, OH-PA 2 $ 217,000 $ 108,500 $ 71,000
Albany, GA 1 $ 99,000 $ 99,000 $ 56,000
Alexandria, LA 1 $ 10,000 $ 10,000 $ 66,000
Altoona, PA 1 $ 20,000 $ 20,000 $ 59,000
Anchorage, AK 1 $ 38,000 $ 38,000 $ 134,000
Anniston-Oxford, AL 1 $ 64,000 $ 64,000 $ 47,000
Battle Creek, MI 1 $ 130,000 $ 130,000 $ 153,000
Bellingham, WA 1 $ 251,000 $ 251,000 $ 91,000
Binghamton, NY 1 $ 53,000 $ 53,000 $ 22,000
Brownsville-Harlingen, TX 1 $ 40,000 $ 40,000 $ 40,000
Burlington-South Burlington, VT 1 $ 171,000 $ 171,000 $ 0
Casper, WY 1 $ 159,000 $ 159,000 $ 0
Champaign-Urbana, IL 1 $ 177,000 $ 177,000 $ 71,000
Chico, CA 1 $ 55,000 $ 55,000 $ 33,000
Cleveland, TN 1 $ 103,000 $ 103,000 $ 106,000
Coeur D'Alene, ID 1 $ 25,000 $ 25,000 $ 26,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 221,000 $ 221,000 $ 0
Dalton, GA 1 $ 340,000 $ 340,000 $ 0
Danville, IL 1 $ 105,000 $ 105,000 $ 97,000
Eau Claire, WI 1 $ 473,000 $ 473,000 $ 0
Elkhart-Goshen, IN 1 $ 105,000 $ 105,000 $ 51,000
Eugene-Springfield, OR 1 $ 70,000 $ 70,000 $ 39,000
Fayetteville, NC 1 $ 130,000 $ 130,000 $ 99,000
Flagstaff, AZ 1 $ 50,000 $ 50,000 $ 140,000
Fort Wayne, IN 1 $ 130,000 $ 130,000 $ 111,000
Fresno, CA 1 $ 291,000 $ 291,000 $ 240,000
Goldsboro, NC 1 $ 80,000 $ 80,000 $ 30,000
Harrisonburg, VA 1 $ 272,000 $ 272,000 $ 59,000
Holland-Grand Haven, MI 1 $ 100,000 $ 100,000 $ 160,000
Hot Springs, AR 1 $ 75,000 $ 75,000 $ 118,000
Iowa City, IA 1 $ 145,000 $ 145,000 $ 57,000
Jackson, MI 1 $ 143,000 $ 143,000 $ 58,000
Janesville, WI 1 $ 20,000 $ 20,000 $ 43,000
Johnstown, PA 1 $ 30,000 $ 30,000 $ 30,000
Kennewick-Pasco-Richland, WA 1 $ 134,000 $ 134,000 $ 111,000
Kingston, NY 1 $ 140,000 $ 140,000 $ 0
Lawton, OK 1 $ 25,000 $ 25,000 $ 65,000
Macon, GA 1 $ 135,000 $ 135,000 $ 0
Madera-Chowchilla, CA 1 $ 100,000 $ 100,000 $ 0
Midland, TX 1 $ 328,000 $ 328,000 $ 0
Modesto, CA 1 $ 190,000 $ 190,000 $ 64,000
Monroe, MI 1 $ 240,000 $ 240,000 $ 114,000
Morgantown, WV 1 $ 340,000 $ 340,000 $ 180,000
Mount Vernon-Anacortes, WA 1 $ 170,000 $ 170,000 $ 111,000
Napa, CA 1 $ 365,000 $ 365,000 $ 0
Ocala, FL 1 $ 200,000 $ 200,000 $ 64,000
Ogden-Clearfield, UT 1 $ 237,000 $ 237,000 $ 0
Olympia, WA 1 $ 175,000 $ 175,000 $ 49,000
Palm Coast, FL 1 $ 320,000 $ 320,000 $ 209,000
Peabody, MA 1 $ 247,000 $ 247,000 $ 108,000
Racine, WI 1 $ 120,000 $ 120,000 $ 33,000
Redding, CA 1 $ 35,000 $ 35,000 $ 136,000
Rockford, IL 1 $ 440,000 $ 440,000 $ 0
Salem, OR 1 $ 135,000 $ 135,000 $ 60,000
Salinas, CA 1 $ 18,000 $ 18,000 $ 83,000
Sandusky, OH 1 $ 115,000 $ 115,000 $ 42,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 70,000 $ 70,000 $ 113,000
Santa Rosa-Petaluma, CA 1 $ 80,000 $ 80,000 $ 54,000
Sheboygan, WI 1 $ 212,000 $ 212,000 $ 0
Sioux Falls, SD 1 $ 130,000 $ 130,000 $ 170,000
South Bend-Mishawaka, IN-MI 1 $ 76,000 $ 76,000 $ 65,000
Springfield, OH 1 $ 148,000 $ 148,000 $ 63,000
St. Joseph, MO-KS 1 $ 200,000 $ 200,000 $ 137,000
Tallahassee, FL 1 $ 367,000 $ 367,000 $ 0
Texarkana, Tx-Texarkana, AR 1 $ 24,000 $ 24,000 $ 60,000
Tuscaloosa, AL 1 $ 274,000 $ 274,000 $ 29,000
Vineland-Millville-Bridgeton, NJ 1 $ 82,000 $ 82,000 $ 67,000
Wausau, WI 1 $ 152,000 $ 152,000 $ 0
Williamsport, PA 1 $ 74,000 $ 74,000 $ 47,000
Worcester, MA 1 $ 386,000 $ 386,000 $ 238,000
Yuba City, CA 1 $ 159,000 $ 159,000 $ 106,000

Mortgage Loan Application Detail Totals for Nationwide Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,119 $394,610,000 $186,000 $2,000,000 $101,000 $1,200,000
Home Purchase 1,191 $304,396,000 $255,000 $2,000,000 $44,000 $1,210,000
Home Improvement 363 $12,045,000 $33,000 $250,000 $75,000 $587,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,788 $530,522,000 $190,000 $2,000,000 $82,000 $1,210,000
Not Provided 380 $83,921,000 $220,000 $1,343,000 $71,000 $560,000
Asian 193 $48,039,000 $248,000 $959,000 $82,000 $658,000
Black or African American 160 $22,810,000 $142,000 $960,000 $68,000 $333,000
Hispanic 136 $22,002,000 $161,000 $895,000 $69,000 $450,000
American Indian or Alaskan Native 12 $3,091,000 $257,000 $1,375,000 $91,000 $374,000
Native Hawaiian or Other Pacific Islander 4 $666,000 $166,000 $223,000 $86,000 $114,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,673 $711,051,000 $193,000 $2,000,000 $80,000 $1,210,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,104 $301,076,000 $272,000 $1,260,000 $32,000 $1,210,000
Loan Originated 986 $177,697,000 $180,000 $1,375,000 $120,000 $787,000
Application Approved But Not Accepted 784 $147,117,000 $187,000 $2,000,000 $106,000 $1,200,000
Application Denied By Financial Institution 758 $80,672,000 $106,000 $2,000,000 $70,000 $1,114,000
Application Withdrawn By Applicant 41 $4,489,000 $109,000 $500,000 $116,000 $560,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 360 $27,447,000 $76,000 $2,000,000 $61,000 $648,000
Debt-To-Income Ratio 209 $31,760,000 $151,000 $960,000 $55,000 $400,000
Collateral 87 $11,924,000 $137,000 $555,000 $82,000 $276,000
Insufficient Cash (Downpayment, Closing Cost) 60 $3,173,000 $52,000 $250,000 $122,000 $1,114,000
Other 17 $2,324,000 $136,000 $623,000 $144,000 $512,000
Employment History 13 $1,882,000 $144,000 $250,000 $98,000 $250,000
Unverifiable Information 10 $1,699,000 $169,000 $330,000 $93,000 $333,000
Credit Application Incomplete 2 $463,000 $231,000 $233,000 $132,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nationwide Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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