Netbank Fundings Services Mortgage Lending & HMDA Data, 2007

In 2007, Netbank Fundings Services of Columbia, SC reported 6,278 mortgage applications totaling $1.4 billion, down 79% from 2006. The average application was for $224,297, and applicants reported an average income of $87,015. 33% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (246), Chicago-Naperville-Joliet, IL (243) and Minneapolis-St. Paul-Bloomington, MN-WI (234) (applications in parentheses).

Mortgage Company & Address Netbank Fundings Services
9710 Two Notch Road
Columbia, SC 29223
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,278
Total Mortgage Loan Application Amount $1,408,139,000
Average Mortgage Loan Application Amount $224,297
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $87,015
Highest Applicant Income $1,080,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Netbank Fundings Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Netbank Fundings Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 179 $ 37,155,000 $ 207,569 $ 72,000
Los Angeles, California 156 $ 56,825,000 $ 364,262 $ 90,000
Jefferson, Alabama 147 $ 18,052,000 $ 122,802 $ 67,000
Cook, Illinois 147 $ 40,467,000 $ 275,285 $ 112,000
Middlesex, Massachusetts 139 $ 47,702,000 $ 343,179 $ 96,000
Miami-Dade, Florida 121 $ 28,183,000 $ 232,917 $ 102,000
Essex, Massachusetts 118 $ 36,990,000 $ 313,474 $ 71,000
Orange, California 81 $ 35,314,000 $ 435,975 $ 112,000
St. Louis, Missouri 72 $ 12,249,000 $ 170,125 $ 63,000
Prince George's, Maryland 70 $ 19,213,000 $ 274,471 $ 89,000
Hennepin, Minnesota 70 $ 17,094,000 $ 244,200 $ 83,000
Riverside, California 69 $ 20,355,000 $ 295,000 $ 112,000
Norfolk, Massachusetts 65 $ 20,694,000 $ 318,369 $ 107,000
St. Louis, Minnesota 64 $ 13,113,000 $ 204,890 $ 77,000
Broward, Florida 58 $ 13,345,000 $ 230,086 $ 101,000
Clark, Nevada 58 $ 13,008,000 $ 224,275 $ 105,000
Atlantic, New Jersey 56 $ 10,271,000 $ 183,410 $ 81,000
Wayne, Michigan 55 $ 7,426,000 $ 135,018 $ 78,000
San Bernardino, California 49 $ 14,822,000 $ 302,489 $ 90,000
Gwinnett, Georgia 49 $ 9,279,000 $ 189,367 $ 76,000
Santa Clara, California 48 $ 31,475,000 $ 655,729 $ 223,000
Montgomery, Maryland 48 $ 15,824,000 $ 329,666 $ 110,000
Fulton, Georgia 46 $ 9,537,000 $ 207,326 $ 101,000
Queens, New York 46 $ 16,152,000 $ 351,130 $ 97,000
Suffolk, Massachusetts 45 $ 14,516,000 $ 322,577 $ 70,000
District of Columbia, District Of Columbia 42 $ 13,036,000 $ 310,380 $ 93,000
Plymouth, Massachusetts 42 $ 13,693,000 $ 326,023 $ 63,000
DeKalb, Georgia 40 $ 5,502,000 $ 137,550 $ 51,000
Kings, New York 37 $ 13,268,000 $ 358,594 $ 87,000
Harris, Texas 37 $ 5,739,000 $ 155,108 $ 81,000
Lake, Illinois 36 $ 11,114,000 $ 308,722 $ 133,000
Shelby, Tennessee 36 $ 5,772,000 $ 160,333 $ 82,000
Baltimore, Maryland 35 $ 7,403,000 $ 211,514 $ 89,000
Bristol, Massachusetts 35 $ 7,490,000 $ 214,000 $ 89,000
Cumberland, North Carolina 35 $ 5,501,000 $ 157,171 $ 71,000
Dakota, Minnesota 34 $ 7,756,000 $ 228,117 $ 107,000
Orange, Florida 33 $ 7,421,000 $ 224,878 $ 84,000
Worcester, Massachusetts 33 $ 7,728,000 $ 234,181 $ 44,000
Suffolk, New York 32 $ 10,193,000 $ 318,531 $ 115,000
DuPage, Illinois 31 $ 7,991,000 $ 257,774 $ 122,000
Ramsey, Minnesota 31 $ 5,875,000 $ 189,516 $ 101,000
Salt Lake, Utah 31 $ 6,288,000 $ 202,838 $ 63,000
Madison, Alabama 30 $ 3,770,000 $ 125,666 $ 78,000
Baldwin, Alabama 29 $ 7,075,000 $ 243,965 $ 176,000
Duval, Florida 29 $ 4,593,000 $ 158,379 $ 76,000
Franklin, Ohio 29 $ 5,444,000 $ 187,724 $ 101,000
Denver, Colorado 28 $ 5,052,000 $ 180,428 $ 97,000
Clayton, Georgia 28 $ 3,439,000 $ 122,821 $ 47,000
Limestone, Alabama 27 $ 4,313,000 $ 159,740 $ 93,000
Alameda, California 27 $ 15,241,000 $ 564,481 $ 180,000
Hillsborough, Florida 25 $ 5,213,000 $ 208,520 $ 102,000
Dallas, Texas 25 $ 4,015,000 $ 160,600 $ 103,000
Mesa, Colorado 24 $ 4,052,000 $ 168,833 $ 58,000
Kane, Illinois 24 $ 3,804,000 $ 158,500 $ 87,000
Fresno, California 23 $ 4,674,000 $ 203,217 $ 68,000
Baltimore City, Maryland 23 $ 3,130,000 $ 136,086 $ 68,000
Anoka, Minnesota 23 $ 4,222,000 $ 183,565 $ 69,000
St. Louis City, Missouri 23 $ 3,016,000 $ 131,130 $ 54,000
Ocean, New Jersey 23 $ 5,522,000 $ 240,086 $ 82,000
Travis, Texas 23 $ 3,679,000 $ 159,956 $ 124,000
Jefferson, Colorado 22 $ 3,945,000 $ 179,318 $ 81,000
Anne Arundel, Maryland 22 $ 5,494,000 $ 249,727 $ 100,000
Harford, Maryland 22 $ 4,203,000 $ 191,045 $ 83,000
Oakland, Michigan 22 $ 4,551,000 $ 206,863 $ 96,000
Camden, New Jersey 22 $ 3,484,000 $ 158,363 $ 70,000
El Paso, Colorado 21 $ 4,134,000 $ 196,857 $ 76,000
Washington, Minnesota 21 $ 5,924,000 $ 282,095 $ 151,000
Monmouth, New Jersey 21 $ 6,741,000 $ 321,000 $ 105,000
Nassau, New York 21 $ 7,412,000 $ 352,952 $ 126,000
Arapahoe, Colorado 20 $ 4,736,000 $ 236,800 $ 124,000
McHenry, Illinois 20 $ 4,066,000 $ 203,300 $ 76,000
Goodhue, Minnesota 20 $ 2,975,000 $ 148,750 $ 191,000
Philadelphia, Pennsylvania 20 $ 2,111,000 $ 105,550 $ 67,000
Henry, Georgia 19 $ 3,551,000 $ 186,894 $ 74,000
St. Clair, Illinois 19 $ 2,318,000 $ 122,000 $ 65,000
Charles, Maryland 19 $ 4,733,000 $ 249,105 $ 98,000
King, Washington 19 $ 6,791,000 $ 357,421 $ 158,000
Adams, Colorado 18 $ 3,379,000 $ 187,722 $ 93,000
Volusia, Florida 18 $ 3,383,000 $ 187,944 $ 93,000
Tulare, California 17 $ 3,586,000 $ 210,941 $ 90,000
Washtenaw, Michigan 17 $ 3,067,000 $ 180,411 $ 72,000
Mecklenburg, North Carolina 17 $ 2,972,000 $ 174,823 $ 21,000
Wake, North Carolina 17 $ 3,797,000 $ 223,352 $ 121,000
Providence, Rhode Island 17 $ 3,760,000 $ 221,176 $ 107,000
Richland, South Carolina 17 $ 1,867,000 $ 109,823 $ 67,000
Mohave, Arizona 16 $ 4,608,000 $ 288,000 $ 112,000
San Mateo, California 16 $ 9,067,000 $ 566,687 $ 255,000
Weld, Colorado 16 $ 3,810,000 $ 238,125 $ 118,000
Cobb, Georgia 16 $ 2,760,000 $ 172,500 $ 88,000
Barnstable, Massachusetts 16 $ 4,756,000 $ 297,250 $ 71,000
Scott, Minnesota 16 $ 3,736,000 $ 233,500 $ 117,000
Boone, Missouri 16 $ 2,879,000 $ 179,937 $ 102,000
Jefferson, Missouri 16 $ 2,046,000 $ 127,875 $ 76,000
Yellowstone, Montana 16 $ 2,313,000 $ 144,562 $ 60,000
Davidson, Tennessee 16 $ 3,020,000 $ 188,750 $ 112,000
Shelby, Alabama 15 $ 2,668,000 $ 177,866 $ 51,000
Kings, California 15 $ 2,867,000 $ 191,133 $ 78,000
San Diego, California 15 $ 5,742,000 $ 382,800 $ 143,000
Palm Beach, Florida 15 $ 3,442,000 $ 229,466 $ 102,000
Columbia, Georgia 15 $ 1,911,000 $ 127,400 $ 61,000
Troup, Georgia 15 $ 1,923,000 $ 128,200 $ 86,000
East Baton Rouge, Louisiana 15 $ 1,885,000 $ 125,666 $ 94,000
Burlington, New Jersey 15 $ 2,593,000 $ 172,866 $ 67,000
Hamilton, Tennessee 15 $ 2,456,000 $ 163,733 $ 72,000
Tarrant, Texas 15 $ 2,138,000 $ 142,533 $ 101,000
Fairfax, Virginia 15 $ 5,422,000 $ 361,466 $ 138,000
Cross, Arkansas 14 $ 1,214,000 $ 86,714 $ 55,000
Boulder, Colorado 14 $ 4,184,000 $ 298,857 $ 145,000
New Haven, Connecticut 14 $ 2,541,000 $ 181,500 $ 68,000
Douglas, Georgia 14 $ 1,882,000 $ 134,428 $ 73,000
Richmond, Georgia 14 $ 1,614,000 $ 115,285 $ 63,000
Will, Illinois 14 $ 2,694,000 $ 192,428 $ 73,000
Jackson, Missouri 14 $ 2,317,000 $ 165,500 $ 77,000
Richmond, New York 14 $ 3,755,000 $ 268,214 $ 60,000
Kent, Rhode Island 14 $ 2,270,000 $ 162,142 $ 58,000
Mobile, Alabama 13 $ 1,938,000 $ 149,076 $ 48,000
Bonneville, Idaho 13 $ 1,831,000 $ 140,846 $ 83,000
Crow Wing, Minnesota 13 $ 3,097,000 $ 238,230 $ 87,000
Stearns, Minnesota 13 $ 1,981,000 $ 152,384 $ 61,000
St. Charles, Missouri 13 $ 1,987,000 $ 152,846 $ 115,000
Rockingham, New Hampshire 13 $ 2,730,000 $ 210,000 $ 49,000
Orange, New York 13 $ 3,404,000 $ 261,846 $ 195,000
Osceola, Florida 12 $ 2,525,000 $ 210,416 $ 56,000
Washoe, Nevada 12 $ 2,534,000 $ 211,166 $ 98,000
Onslow, North Carolina 12 $ 2,086,000 $ 173,833 $ 66,000
Cuyahoga, Ohio 12 $ 1,873,000 $ 156,083 $ 54,000
St. Croix, Wisconsin 12 $ 3,826,000 $ 318,833 $ 109,000
San Luis Obispo, California 11 $ 3,663,000 $ 333,000 $ 108,000
Atchison, Kansas 11 $ 1,526,000 $ 138,727 $ 59,000
Frederick, Maryland 11 $ 2,993,000 $ 272,090 $ 73,000
Roseau, Minnesota 11 $ 1,281,000 $ 116,454 $ 48,000
Fort Bend, Texas 11 $ 1,677,000 $ 152,454 $ 76,000
Chambers, Alabama 10 $ 768,000 $ 76,800 $ 79,000
St. Clair, Alabama 10 $ 1,419,000 $ 141,900 $ 58,000
Collier, Florida 10 $ 3,377,000 $ 337,700 $ 176,000
Leavenworth, Kansas 10 $ 2,187,000 $ 218,700 $ 91,000
Christian, Missouri 10 $ 1,792,000 $ 179,200 $ 101,000
Greene, Missouri 10 $ 1,083,000 $ 108,300 $ 59,000
Bergen, New Jersey 10 $ 3,379,000 $ 337,900 $ 70,000
Hudson, New Jersey 10 $ 2,754,000 $ 275,400 $ 78,000
Middlesex, New Jersey 10 $ 2,543,000 $ 254,300 $ 101,000
Morris, New Jersey 10 $ 2,165,000 $ 216,500 $ 114,000
Bexar, Texas 10 $ 1,375,000 $ 137,500 $ 82,000
Milwaukee, Wisconsin 10 $ 1,250,000 $ 125,000 $ 56,000
Pima, Arizona 9 $ 1,767,000 $ 196,333 $ 76,000
Fairfield, Connecticut 9 $ 2,039,000 $ 226,555 $ 47,000
Hartford, Connecticut 9 $ 1,687,000 $ 187,444 $ 9,000
Lee, Florida 9 $ 2,208,000 $ 245,333 $ 83,000
Pinellas, Florida 9 $ 1,551,000 $ 172,333 $ 101,000
Polk, Florida 9 $ 1,472,000 $ 163,555 $ 127,000
Madison, Illinois 9 $ 1,247,000 $ 138,555 $ 42,000
Howard, Maryland 9 $ 2,710,000 $ 301,111 $ 146,000
Queen Anne's, Maryland 9 $ 2,289,000 $ 254,333 $ 77,000
Carlton, Minnesota 9 $ 1,836,000 $ 204,000 $ 61,000
Carver, Minnesota 9 $ 2,038,000 $ 226,444 $ 106,000
DeSoto, Mississippi 9 $ 1,520,000 $ 168,888 $ 65,000
Gloucester, New Jersey 9 $ 1,548,000 $ 172,000 $ 71,000
Mercer, New Jersey 9 $ 1,878,000 $ 208,666 $ 106,000
Union, New Jersey 9 $ 2,987,000 $ 331,888 $ 91,000
Lorain, Ohio 9 $ 1,418,000 $ 157,555 $ 78,000
Lawrence, Tennessee 9 $ 753,000 $ 83,666 $ 36,000
Davis, Utah 9 $ 1,737,000 $ 193,000 $ 64,000
Colbert, Alabama 8 $ 967,000 $ 120,875 $ 56,000
Lee, Alabama 8 $ 1,247,000 $ 155,875 $ 53,000
Logan, Arkansas 8 $ 668,000 $ 83,500 $ 66,000
Butte, California 8 $ 1,893,000 $ 236,625 $ 109,000
Kern, California 8 $ 2,271,000 $ 283,875 $ 163,000
Brevard, Florida 8 $ 1,177,000 $ 147,125 $ 104,000
Seminole, Florida 8 $ 1,820,000 $ 227,500 $ 77,000
Bureau, Illinois 8 $ 946,000 $ 118,250 $ 44,000
Orleans, Louisiana 8 $ 1,501,000 $ 187,625 $ 86,000
Hampden, Massachusetts 8 $ 1,464,000 $ 183,000 $ 34,000
Sherburne, Minnesota 8 $ 1,611,000 $ 201,375 $ 109,000
San Juan, New Mexico 8 $ 1,473,000 $ 184,125 $ 102,000
Cass, North Dakota 8 $ 987,000 $ 123,375 $ 34,000
Knox, Tennessee 8 $ 1,750,000 $ 218,750 $ 102,000
Roane, Tennessee 8 $ 779,000 $ 97,375 $ 58,000
Utah, Utah 8 $ 2,164,000 $ 270,500 $ 125,000
Lauderdale, Alabama 7 $ 879,000 $ 125,571 $ 48,000
Pinal, Arizona 7 $ 1,961,000 $ 280,142 $ 102,000
Jackson, Georgia 7 $ 1,254,000 $ 179,142 $ 70,000
McLean, Illinois 7 $ 795,000 $ 113,571 $ 52,000
Whiteside, Illinois 7 $ 722,000 $ 103,142 $ 28,000
Jefferson, Kentucky 7 $ 1,212,000 $ 173,142 $ 99,000
Penobscot, Maine 7 $ 891,000 $ 127,285 $ 42,000
Rice, Minnesota 7 $ 1,144,000 $ 163,428 $ 120,000
Franklin, Missouri 7 $ 1,572,000 $ 224,571 $ 124,000
Phillips, Montana 7 $ 531,000 $ 75,857 $ 39,000
Essex, New Jersey 7 $ 1,709,000 $ 244,142 $ 96,000
Bronx, New York 7 $ 2,682,000 $ 383,142 $ 83,000
Hoke, North Carolina 7 $ 1,038,000 $ 148,285 $ 59,000
Williamson, Tennessee 7 $ 1,420,000 $ 202,857 $ 81,000
Weber, Utah 7 $ 863,000 $ 123,285 $ 61,000
King George, Virginia 7 $ 1,767,000 $ 252,428 $ 138,000
Blount, Alabama 6 $ 873,000 $ 145,500 $ 65,000
Russell, Alabama 6 $ 711,000 $ 118,500 $ 90,000
Boone, Arkansas 6 $ 582,000 $ 97,000 $ 47,000
Placer, California 6 $ 1,510,000 $ 251,666 $ 128,000
Ventura, California 6 $ 3,045,000 $ 507,500 $ 163,000
Glynn, Georgia 6 $ 1,553,000 $ 258,833 $ 107,000
Hall, Georgia 6 $ 871,000 $ 145,166 $ 44,000
Hamilton, Indiana 6 $ 1,053,000 $ 175,500 $ 88,000
Johnson, Kansas 6 $ 1,761,000 $ 293,500 $ 113,000
Calcasieu, Louisiana 6 $ 903,000 $ 150,500 $ 49,000
Calvert, Maryland 6 $ 1,626,000 $ 271,000 $ 121,000
Cecil, Maryland 6 $ 875,000 $ 145,833 $ 27,000
Berkshire, Massachusetts 6 $ 977,000 $ 162,833 $ 79,000
Benton, Minnesota 6 $ 1,412,000 $ 235,333 $ 58,000
Cass, Minnesota 6 $ 1,160,000 $ 193,333 $ 213,000
Clay, Minnesota 6 $ 701,000 $ 116,833 $ 56,000
Wright, Minnesota 6 $ 1,196,000 $ 199,333 $ 61,000
Lincoln, Missouri 6 $ 889,000 $ 148,166 $ 66,000
Cascade, Montana 6 $ 937,000 $ 156,166 $ 33,000
Passaic, New Jersey 6 $ 2,465,000 $ 410,833 $ 58,000
Westchester, New York 6 $ 2,222,000 $ 370,333 $ 48,000
Durham, North Carolina 6 $ 954,000 $ 159,000 $ 30,000
Harnett, North Carolina 6 $ 469,000 $ 78,166 $ 80,000
Stutsman, North Dakota 6 $ 519,000 $ 86,500 $ 45,000
Butler, Ohio 6 $ 810,000 $ 135,000 $ 48,000
Hamilton, Ohio 6 $ 1,275,000 $ 212,500 $ 34,000
Warren, Ohio 6 $ 1,676,000 $ 279,333 $ 195,000
Greenville, South Carolina 6 $ 702,000 $ 117,000 $ 57,000
Collin, Texas 6 $ 1,522,000 $ 253,666 $ 126,000
Denton, Texas 6 $ 1,368,000 $ 228,000 $ 185,000
Jefferson, Texas 6 $ 494,000 $ 82,333 $ 52,000
Washington, Utah 6 $ 1,359,000 $ 226,500 $ 103,000
Chittenden, Vermont 6 $ 1,432,000 $ 238,666 $ 0
Prince William, Virginia 6 $ 1,875,000 $ 312,500 $ 60,000
Pierce, Washington 6 $ 2,065,000 $ 344,166 $ 51,000
Tuscaloosa, Alabama 5 $ 754,000 $ 150,800 $ 65,000
Sacramento, California 5 $ 1,255,000 $ 251,000 $ 48,000
Broomfield, Colorado 5 $ 671,000 $ 134,200 $ 74,000
Delta, Colorado 5 $ 1,285,000 $ 257,000 $ 38,000
Pueblo, Colorado 5 $ 844,000 $ 168,800 $ 71,000
Escambia, Florida 5 $ 692,000 $ 138,400 $ 55,000
Marion, Florida 5 $ 1,007,000 $ 201,400 $ 157,000
Sarasota, Florida 5 $ 1,286,000 $ 257,200 $ 89,000
St. Johns, Florida 5 $ 816,000 $ 163,200 $ 75,000
Clarke, Georgia 5 $ 424,000 $ 84,800 $ 160,000
Newton, Georgia 5 $ 831,000 $ 166,200 $ 57,000
Rockdale, Georgia 5 $ 1,094,000 $ 218,800 $ 29,000
Ada, Idaho 5 $ 928,000 $ 185,600 $ 58,000
Lake, Indiana 5 $ 723,000 $ 144,600 $ 37,000
Bossier, Louisiana 5 $ 917,000 $ 183,400 $ 88,000
Caddo, Louisiana 5 $ 932,000 $ 186,400 $ 60,000
Jefferson, Louisiana 5 $ 750,000 $ 150,000 $ 53,000
Lafayette, Louisiana 5 $ 767,000 $ 153,400 $ 55,000
York, Maine 5 $ 1,308,000 $ 261,600 $ 100,000
Macomb, Michigan 5 $ 1,257,000 $ 251,400 $ 86,000
Beltrami, Minnesota 5 $ 918,000 $ 183,600 $ 82,000
Douglas, Minnesota 5 $ 921,000 $ 184,200 $ 36,000
Kandiyohi, Minnesota 5 $ 670,000 $ 134,000 $ 57,000
McLeod, Minnesota 5 $ 854,000 $ 170,800 $ 52,000
Nobles, Minnesota 5 $ 725,000 $ 145,000 $ 55,000
Stone, Missouri 5 $ 648,000 $ 129,600 $ 123,000
Santa Fe, New Mexico 5 $ 1,028,000 $ 205,600 $ 241,000
Stark, North Dakota 5 $ 617,000 $ 123,400 $ 60,000
Delaware, Ohio 5 $ 1,048,000 $ 209,600 $ 33,000
Montgomery, Ohio 5 $ 497,000 $ 99,400 $ 40,000
Multnomah, Oregon 5 $ 1,616,000 $ 323,200 $ 94,000
Adams, Pennsylvania 5 $ 802,000 $ 160,400 $ 90,000
Horry, South Carolina 5 $ 679,000 $ 135,800 $ 24,000
Blount, Tennessee 5 $ 871,000 $ 174,200 $ 68,000
Giles, Tennessee 5 $ 456,000 $ 91,200 $ 46,000
Chesterfield, Virginia 5 $ 769,000 $ 153,800 $ 80,000
Stafford, Virginia 5 $ 897,000 $ 179,400 $ 71,000
Thurston, Washington 5 $ 1,375,000 $ 275,000 $ 61,000
Waukesha, Wisconsin 5 $ 1,072,000 $ 214,400 $ 92,000
Montgomery, Alabama 4 $ 957,000 $ 239,250 $ 108,000
Talladega, Alabama 4 $ 501,000 $ 125,250 $ 64,000
Yavapai, Arizona 4 $ 870,000 $ 217,500 $ 21,000
Garland, Arkansas 4 $ 569,000 $ 142,250 $ 73,000
Poinsett, Arkansas 4 $ 266,000 $ 66,500 $ 72,000
Sebastian, Arkansas 4 $ 381,000 $ 95,250 $ 73,000
Contra Costa, California 4 $ 2,569,000 $ 642,250 $ 224,000
San Joaquin, California 4 $ 904,000 $ 226,000 $ 47,000
Douglas, Colorado 4 $ 753,000 $ 188,250 $ 61,000
Larimer, Colorado 4 $ 734,000 $ 183,500 $ 69,000
Okaloosa, Florida 4 $ 688,000 $ 172,000 $ 26,000
Pasco, Florida 4 $ 691,000 $ 172,750 $ 24,000
St. Lucie, Florida 4 $ 774,000 $ 193,500 $ 109,000
Union, Florida 4 $ 317,000 $ 79,250 $ 31,000
Cherokee, Georgia 4 $ 981,000 $ 245,250 $ 62,000
Dougherty, Georgia 4 $ 193,000 $ 48,250 $ 31,000
Fannin, Georgia 4 $ 887,000 $ 221,750 $ 133,000
Paulding, Georgia 4 $ 567,000 $ 141,750 $ 82,000
Union, Georgia 4 $ 672,000 $ 168,000 $ 31,000
Kendall, Illinois 4 $ 842,000 $ 210,500 $ 141,000
Woodford, Illinois 4 $ 496,000 $ 124,000 $ 49,000
Delaware, Indiana 4 $ 682,000 $ 170,500 $ 320,000
Marion, Indiana 4 $ 1,036,000 $ 259,000 $ 84,000
St. Tammany, Louisiana 4 $ 905,000 $ 226,250 $ 138,000
Carroll, Maryland 4 $ 1,306,000 $ 326,500 $ 61,000
Talbot, Maryland 4 $ 580,000 $ 145,000 $ 165,000
Monroe, Michigan 4 $ 434,000 $ 108,500 $ 57,000
Becker, Minnesota 4 $ 790,000 $ 197,500 $ 26,000
Mille Lacs, Minnesota 4 $ 638,000 $ 159,500 $ 24,000
Olmsted, Minnesota 4 $ 1,077,000 $ 269,250 $ 72,000
Pipestone, Minnesota 4 $ 338,000 $ 84,500 $ 79,000
Steele, Minnesota 4 $ 694,000 $ 173,500 $ 37,000
Jasper, Missouri 4 $ 343,000 $ 85,750 $ 24,000
Taney, Missouri 4 $ 554,000 $ 138,500 $ 59,000
Douglas, Nebraska 4 $ 664,000 $ 166,000 $ 90,000
Lancaster, Nebraska 4 $ 969,000 $ 242,250 $ 180,000
Belknap, New Hampshire 4 $ 1,163,000 $ 290,750 $ 0
Hunterdon, New Jersey 4 $ 1,033,000 $ 258,250 $ 90,000
Somerset, New Jersey 4 $ 1,007,000 $ 251,750 $ 56,000
Albany, New York 4 $ 1,294,000 $ 323,500 $ 108,000
Dare, North Carolina 4 $ 1,795,000 $ 448,750 $ 0
Union, North Carolina 4 $ 649,000 $ 162,250 $ 0
Morton, North Dakota 4 $ 530,000 $ 132,500 $ 56,000
Tuscarawas, Ohio 4 $ 545,000 $ 136,250 $ 26,000
Canadian, Oklahoma 4 $ 535,000 $ 133,750 $ 91,000
Montgomery, Pennsylvania 4 $ 695,000 $ 173,750 $ 153,000
York, Pennsylvania 4 $ 706,000 $ 176,500 $ 62,000
Washington, Rhode Island 4 $ 1,273,000 $ 318,250 $ 94,000
Lexington, South Carolina 4 $ 654,000 $ 163,500 $ 57,000
Orangeburg, South Carolina 4 $ 479,000 $ 119,750 $ 44,000
Dickson, Tennessee 4 $ 538,000 $ 134,500 $ 26,000
Greene, Tennessee 4 $ 487,000 $ 121,750 $ 72,000
Madison, Tennessee 4 $ 652,000 $ 163,000 $ 62,000
Tipton, Tennessee 4 $ 467,000 $ 116,750 $ 29,000
Galveston, Texas 4 $ 259,000 $ 64,750 $ 150,000
Montgomery, Texas 4 $ 673,000 $ 168,250 $ 61,000
Williamson, Texas 4 $ 760,000 $ 190,000 $ 198,000
Henrico, Virginia 4 $ 841,000 $ 210,250 $ 75,000
Mason, Washington 4 $ 764,000 $ 191,000 $ 78,000
Hardy, West Virginia 4 $ 683,000 $ 170,750 $ 97,000
Kenosha, Wisconsin 4 $ 576,000 $ 144,000 $ 20,000
Benton, Arkansas 3 $ 609,000 $ 203,000 $ 48,000
Craighead, Arkansas 3 $ 404,000 $ 134,666 $ 86,000
El Dorado, California 3 $ 1,146,000 $ 382,000 $ 81,000
Madera, California 3 $ 457,000 $ 152,333 $ 92,000
Plumas, California 3 $ 575,000 $ 191,666 $ 124,000
San Francisco, California 3 $ 2,268,000 $ 756,000 $ 483,000
Santa Barbara, California 3 $ 2,034,000 $ 678,000 $ 93,000
Teller, Colorado 3 $ 337,000 $ 112,333 $ 160,000
Sussex, Delaware 3 $ 1,021,000 $ 340,333 $ 218,000
Charlotte, Florida 3 $ 574,000 $ 191,333 $ 108,000
Clay, Florida 3 $ 845,000 $ 281,666 $ 71,000
Monroe, Florida 3 $ 1,379,000 $ 459,666 $ 117,000
Camden, Georgia 3 $ 425,000 $ 141,666 $ 40,000
Fayette, Georgia 3 $ 1,170,000 $ 390,000 $ 69,000
Lumpkin, Georgia 3 $ 472,000 $ 157,333 $ 32,000
Walker, Georgia 3 $ 291,000 $ 97,000 $ 0
White, Georgia 3 $ 792,000 $ 264,000 $ 188,000
Marshall, Illinois 3 $ 270,000 $ 90,000 $ 31,000
Johnson, Indiana 3 $ 501,000 $ 167,000 $ 17,000
Polk, Iowa 3 $ 593,000 $ 197,666 $ 44,000
Kenton, Kentucky 3 $ 303,000 $ 101,000 $ 58,000
Madison, Kentucky 3 $ 371,000 $ 123,666 $ 71,000
Shelby, Kentucky 3 $ 491,000 $ 163,666 $ 226,000
Avoyelles, Louisiana 3 $ 474,000 $ 158,000 $ 79,000
Garrett, Maryland 3 $ 721,000 $ 240,333 $ 31,000
St. Mary's, Maryland 3 $ 563,000 $ 187,666 $ 102,000
Hampshire, Massachusetts 3 $ 509,000 $ 169,666 $ 103,000
St. Clair, Michigan 3 $ 423,000 $ 141,000 $ 136,000
Itasca, Minnesota 3 $ 477,000 $ 159,000 $ 61,000
Koochiching, Minnesota 3 $ 1,156,000 $ 385,333 $ 97,000
Meeker, Minnesota 3 $ 738,000 $ 246,000 $ 98,000
Watonwan, Minnesota 3 $ 536,000 $ 178,666 $ 62,000
Clay, Missouri 3 $ 578,000 $ 192,666 $ 112,000
Webster, Missouri 3 $ 329,000 $ 109,666 $ 40,000
Big Horn, Montana 3 $ 352,000 $ 117,333 $ 62,000
Flathead, Montana 3 $ 874,000 $ 291,333 $ 0
Saunders, Nebraska 3 $ 493,000 $ 164,333 $ 62,000
Hillsborough, New Hampshire 3 $ 612,000 $ 204,000 $ 68,000
Sullivan, New Hampshire 3 $ 621,000 $ 207,000 $ 20,000
Cape May, New Jersey 3 $ 1,184,000 $ 394,666 $ 206,000
Cumberland, New Jersey 3 $ 370,000 $ 123,333 $ 71,000
Warren, New Jersey 3 $ 777,000 $ 259,000 $ 106,000
Onondaga, New York 3 $ 425,000 $ 141,666 $ 119,000
Saratoga, New York 3 $ 661,000 $ 220,333 $ 117,000
Cherokee, North Carolina 3 $ 544,000 $ 181,333 $ 0
Forsyth, North Carolina 3 $ 232,000 $ 77,333 $ 33,000
Burleigh, North Dakota 3 $ 434,000 $ 144,666 $ 58,000
Williams, North Dakota 3 $ 294,000 $ 98,000 $ 86,000
Clark, Ohio 3 $ 473,000 $ 157,666 $ 125,000
Licking, Ohio 3 $ 343,000 $ 114,333 $ 37,000
Summit, Ohio 3 $ 1,088,000 $ 362,666 $ 23,000
Creek, Oklahoma 3 $ 405,000 $ 135,000 $ 99,000
Haskell, Oklahoma 3 $ 460,000 $ 153,333 $ 68,000
Oklahoma, Oklahoma 3 $ 960,000 $ 320,000 $ 114,000
Tulsa, Oklahoma 3 $ 266,000 $ 88,666 $ 100,000
Clackamas, Oregon 3 $ 618,000 $ 206,000 $ 67,000
Josephine, Oregon 3 $ 775,000 $ 258,333 $ 187,000
Marion, Oregon 3 $ 584,000 $ 194,666 $ 48,000
Centre, Pennsylvania 3 $ 655,000 $ 218,333 $ 94,000
Chester, Pennsylvania 3 $ 567,000 $ 189,000 $ 166,000
Delaware, Pennsylvania 3 $ 701,000 $ 233,666 $ 25,000
Edgefield, South Carolina 3 $ 267,000 $ 89,000 $ 0
Florence, South Carolina 3 $ 309,000 $ 103,000 $ 33,000
Spartanburg, South Carolina 3 $ 179,000 $ 59,666 $ 30,000
Carroll, Tennessee 3 $ 442,000 $ 147,333 $ 40,000
Bell, Texas 3 $ 353,000 $ 117,666 $ 28,000
Brazoria, Texas 3 $ 443,000 $ 147,666 $ 132,000
Hays, Texas 3 $ 494,000 $ 164,666 $ 139,000
Lubbock, Texas 3 $ 671,000 $ 223,666 $ 227,000
Franklin, Vermont 3 $ 495,000 $ 165,000 $ 26,000
Windham, Vermont 3 $ 550,000 $ 183,333 $ 23,000
Windsor, Vermont 3 $ 685,000 $ 228,333 $ 13,000
Hanover, Virginia 3 $ 564,000 $ 188,000 $ 67,000
Newport News, Virginia 3 $ 750,000 $ 250,000 $ 86,000
Portsmouth, Virginia 3 $ 511,000 $ 170,333 $ 51,000
Westmoreland, Virginia 3 $ 558,000 $ 186,000 $ 72,000
Lewis, Washington 3 $ 517,000 $ 172,333 $ 96,000
Yakima, Washington 3 $ 543,000 $ 181,000 $ 83,000
Grant, West Virginia 3 $ 468,000 $ 156,000 $ 63,000
Douglas, Wisconsin 3 $ 549,000 $ 183,000 $ 79,000
Polk, Wisconsin 3 $ 403,000 $ 134,333 $ 46,000
Racine, Wisconsin 3 $ 696,000 $ 232,000 $ 125,000
Walworth, Wisconsin 3 $ 559,000 $ 186,333 $ 35,000
Calhoun, Alabama 2 $ 270,000 $ 135,000 $ 70,000
Fayette, Alabama 2 $ 158,000 $ 79,000 $ 61,000
Houston, Alabama 2 $ 191,000 $ 95,500 $ 119,000
Cleburne, Arkansas 2 $ 310,000 $ 155,000 $ 321,000
Franklin, Arkansas 2 $ 374,000 $ 187,000 $ 71,000
Johnson, Arkansas 2 $ 238,000 $ 119,000 $ 66,000
Pope, Arkansas 2 $ 280,000 $ 140,000 $ 75,000
Pulaski, Arkansas 2 $ 372,000 $ 186,000 $ 240,000
Randolph, Arkansas 2 $ 102,000 $ 51,000 $ 37,000
St. Francis, Arkansas 2 $ 130,000 $ 65,000 $ 99,000
Washington, Arkansas 2 $ 309,000 $ 154,500 $ 99,000
Woodruff, Arkansas 2 $ 203,000 $ 101,500 $ 76,000
Nevada, California 2 $ 420,000 $ 210,000 $ 100,000
Stanislaus, California 2 $ 544,000 $ 272,000 $ 213,000
Gunnison, Colorado 2 $ 440,000 $ 220,000 $ 32,000
Montrose, Colorado 2 $ 602,000 $ 301,000 $ 22,000
Morgan, Colorado 2 $ 215,000 $ 107,500 $ 73,000
Park, Colorado 2 $ 271,000 $ 135,500 $ 179,000
Summit, Colorado 2 $ 596,000 $ 298,000 $ 34,000
Litchfield, Connecticut 2 $ 491,000 $ 245,500 $ 42,000
New London, Connecticut 2 $ 342,000 $ 171,000 $ 73,000
Tolland, Connecticut 2 $ 669,000 $ 334,500 $ 0
Windham, Connecticut 2 $ 296,000 $ 148,000 $ 134,000
Alachua, Florida 2 $ 478,000 $ 239,000 $ 82,000
Flagler, Florida 2 $ 338,000 $ 169,000 $ 0
Lake, Florida 2 $ 339,000 $ 169,500 $ 75,000
Santa Rosa, Florida 2 $ 720,000 $ 360,000 $ 0
Sumter, Florida 2 $ 445,000 $ 222,500 $ 77,000
Walton, Florida 2 $ 1,100,000 $ 550,000 $ 393,000
Baldwin, Georgia 2 $ 149,000 $ 74,500 $ 38,000
Barrow, Georgia 2 $ 333,000 $ 166,500 $ 54,000
Carroll, Georgia 2 $ 162,000 $ 81,000 $ 22,000
Coweta, Georgia 2 $ 230,000 $ 115,000 $ 34,000
Crawford, Georgia 2 $ 210,000 $ 105,000 $ 66,000
Forsyth, Georgia 2 $ 849,000 $ 424,500 $ 34,000
Harris, Georgia 2 $ 246,000 $ 123,000 $ 63,000
Towns, Georgia 2 $ 307,000 $ 153,500 $ 27,000
Canyon, Idaho 2 $ 365,000 $ 182,500 $ 27,000
Champaign, Illinois 2 $ 115,000 $ 57,500 $ 42,000
DeKalb, Illinois 2 $ 289,000 $ 144,500 $ 63,000
Lee, Illinois 2 $ 133,000 $ 66,500 $ 51,000
Peoria, Illinois 2 $ 227,000 $ 113,500 $ 137,000
Randolph, Illinois 2 $ 254,000 $ 127,000 $ 58,000
Hendricks, Indiana 2 $ 879,000 $ 439,500 $ 295,000
LaPorte, Indiana 2 $ 438,000 $ 219,000 $ 0
Lawrence, Indiana 2 $ 245,000 $ 122,500 $ 41,000
Noble, Indiana 2 $ 115,000 $ 57,500 $ 32,000
Porter, Indiana 2 $ 176,000 $ 88,000 $ 18,000
Shelby, Indiana 2 $ 180,000 $ 90,000 $ 35,000
Mills, Iowa 2 $ 167,000 $ 83,500 $ 86,000
Douglas, Kansas 2 $ 218,000 $ 109,000 $ 40,000
Jefferson, Kansas 2 $ 233,000 $ 116,500 $ 79,000
Taylor, Kentucky 2 $ 207,000 $ 103,500 $ 42,000
Beauregard, Louisiana 2 $ 147,000 $ 73,500 $ 60,000
Iberia, Louisiana 2 $ 171,000 $ 85,500 $ 93,000
Livingston, Louisiana 2 $ 327,000 $ 163,500 $ 68,000
St. Martin, Louisiana 2 $ 254,000 $ 127,000 $ 126,000
Tangipahoa, Louisiana 2 $ 222,000 $ 111,000 $ 47,000
West Baton Rouge, Louisiana 2 $ 277,000 $ 138,500 $ 52,000
Cumberland, Maine 2 $ 374,000 $ 187,000 $ 26,000
Caroline, Maryland 2 $ 248,000 $ 124,000 $ 26,000
Dorchester, Maryland 2 $ 292,000 $ 146,000 $ 25,000
Kent, Maryland 2 $ 750,000 $ 375,000 $ 231,000
Washington, Maryland 2 $ 311,000 $ 155,500 $ 37,000
Wicomico, Maryland 2 $ 615,000 $ 307,500 $ 36,000
Worcester, Maryland 2 $ 761,000 $ 380,500 $ 72,000
Berrien, Michigan 2 $ 581,000 $ 290,500 $ 205,000
Clinton, Michigan 2 $ 214,000 $ 107,000 $ 104,000
Genesee, Michigan 2 $ 452,000 $ 226,000 $ 141,000
Livingston, Michigan 2 $ 300,000 $ 150,000 $ 36,000
Blue Earth, Minnesota 2 $ 279,000 $ 139,500 $ 53,000
Isanti, Minnesota 2 $ 374,000 $ 187,000 $ 57,000
Otter Tail, Minnesota 2 $ 292,000 $ 146,000 $ 33,000
Pope, Minnesota 2 $ 478,000 $ 239,000 $ 33,000
Swift, Minnesota 2 $ 135,000 $ 67,500 $ 135,000
Todd, Minnesota 2 $ 361,000 $ 180,500 $ 65,000
Wabasha, Minnesota 2 $ 160,000 $ 80,000 $ 70,000
Lee, Mississippi 2 $ 124,000 $ 62,000 $ 19,000
Washington, Mississippi 2 $ 268,000 $ 134,000 $ 38,000
Adair, Missouri 2 $ 289,000 $ 144,500 $ 72,000
Camden, Missouri 2 $ 499,000 $ 249,500 $ 114,000
Henry, Missouri 2 $ 391,000 $ 195,500 $ 56,000
Miller, Missouri 2 $ 197,000 $ 98,500 $ 146,000
Perry, Missouri 2 $ 200,000 $ 100,000 $ 66,000
Gallatin, Montana 2 $ 300,000 $ 150,000 $ 60,000
Teton, Montana 2 $ 239,000 $ 119,500 $ 59,000
Valley, Montana 2 $ 139,000 $ 69,500 $ 40,000
Dodge, Nebraska 2 $ 402,000 $ 201,000 $ 103,000
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Mortgage Loan Application Detail Totals for Netbank Fundings Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,810 $945,305,000 $248,000 $1,000,000 $87,000 $1,045,000
Home Purchase 2,373 $439,189,000 $185,000 $1,000,000 $86,000 $750,000
Home Improvement 95 $23,645,000 $248,000 $990,000 $113,000 $1,080,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,733 $609,624,000 $223,000 $1,000,000 $87,000 $1,045,000
Not applicable 2,001 $429,061,000 $214,000 $745,000 $86,000 $1,080,000
Black or African American 612 $108,772,000 $177,000 $932,000 $67,000 $492,000
Hispanic 425 $107,889,000 $253,000 $1,000,000 $80,000 $406,000
Not Provided 264 $58,863,000 $222,000 $1,000,000 $89,000 $444,000
Asian 214 $86,995,000 $406,000 $1,000,000 $144,000 $400,000
Native Hawaiian or Other Pacific Islander 18 $3,892,000 $216,000 $477,000 $94,000 $210,000
American Indian or Alaskan Native 11 $3,043,000 $276,000 $640,000 $91,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,565 $1,301,537,000 $233,000 $1,000,000 $90,000 $1,080,000
FHA-insured (Federal Housing Administration) 580 $81,681,000 $140,000 $368,000 $54,000 $330,000
VA-guaranteed (Veterans Administration) 133 $24,921,000 $187,000 $400,000 $63,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,059 $462,177,000 $224,000 $1,000,000 $79,000 $750,000
Loan Purchased By The Institution 2,001 $429,061,000 $214,000 $745,000 $86,000 $1,080,000
Application Denied By Financial Institution 1,226 $287,210,000 $234,000 $1,000,000 $93,000 $1,045,000
File Closed For Incompleteness 855 $197,236,000 $230,000 $1,000,000 $94,000 $600,000
Application Approved But Not Accepted 123 $28,951,000 $235,000 $1,000,000 $91,000 $773,000
Application Withdrawn By Applicant 14 $3,504,000 $250,000 $410,000 $92,000 $216,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 760 $178,400,000 $234,000 $1,000,000 $95,000 $540,000
Credit History 138 $29,044,000 $210,000 $995,000 $63,000 $324,000
Debt-To-Income Ratio 138 $32,473,000 $235,000 $1,000,000 $97,000 $1,045,000
Collateral 93 $22,683,000 $243,000 $880,000 $97,000 $425,000
Unverifiable Information 46 $12,342,000 $268,000 $960,000 $121,000 $404,000
Employment History 36 $8,575,000 $238,000 $640,000 $133,000 $492,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,476,000 $184,000 $295,000 $53,000 $141,000
Credit Application Incomplete 7 $2,217,000 $316,000 $644,000 $53,000 $178,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Netbank Fundings Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Netbank Fundings Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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