Navy Federal Credit Union Mortgage Lending & HMDA Data, 2019
In 2019, Navy Federal Credit Union of Vienna, VA reported 195,975 mortgage applications totaling $44.9 billion, up 14% from 2018. The average application was for $229,164, and applicants reported an average income of $107,630. 42% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (17,372), Virginia Beach-Norfolk-Newport News, VA-NC (8,529) and Atlanta-Sandy Springs-Roswell, GA (7,196) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 195,975 |
| Total Mortgage Loan Application Amount | $44,910,585,000 |
| Average Mortgage Loan Application Amount | $229,164 |
| Highest Mortgage Loan Application Amount | $3,805,000 |
| Average Applicant Income | $107,630 |
| Highest Applicant Income | $8,052,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 17,372 | $ 4,994,410,000 | $ 287,497 | $ 142,174 |
| Outside any metro area | 12,787 | $ 2,262,295,000 | $ 176,921 | $ 95,172 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8,529 | $ 1,642,825,000 | $ 192,616 | $ 99,463 |
| Atlanta-Sandy Springs-Roswell, GA | 7,196 | $ 1,351,660,000 | $ 187,834 | $ 99,000 |
| San Diego-Carlsbad, CA | 7,017 | $ 2,340,865,000 | $ 333,599 | $ 131,000 |
| Jacksonville, FL | 4,862 | $ 910,980,000 | $ 187,367 | $ 94,000 |
| Baltimore-Columbia-Towson, MD | 4,404 | $ 1,140,520,000 | $ 258,973 | $ 130,000 |
| Riverside-San Bernardino-Ontario, CA | 4,088 | $ 1,027,750,000 | $ 251,406 | $ 118,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,197 | $ 720,485,000 | $ 225,362 | $ 105,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,097 | $ 648,565,000 | $ 209,417 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 3,066 | $ 528,360,000 | $ 172,328 | $ 88,000 |
| Las Vegas-Henderson-Paradise, NV | 2,645 | $ 625,435,000 | $ 236,459 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 2,190 | $ 451,090,000 | $ 205,977 | $ 104,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,186 | $ 484,830,000 | $ 221,788 | $ 114,000 |
| Charleston-North Charleston, SC | 2,093 | $ 404,625,000 | $ 193,322 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 1,988 | $ 590,760,000 | $ 297,162 | $ 128,000 |
| San Antonio-New Braunfels, TX | 1,967 | $ 453,525,000 | $ 230,566 | $ 107,000 |
| Dallas-Plano-Irving, TX | 1,945 | $ 475,395,000 | $ 244,419 | $ 121,000 |
| Jacksonville, NC | 1,896 | $ 310,660,000 | $ 163,850 | $ 78,000 |
| Washington-Baltimore-Arlington, DC | 1,852 | $ 552,450,000 | $ 298,299 | $ 150,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,646 | $ 582,940,000 | $ 354,155 | $ 143,000 |
| Richmond, VA | 1,592 | $ 323,570,000 | $ 203,247 | $ 105,000 |
| Fort Worth-Arlington, TX | 1,554 | $ 326,020,000 | $ 209,794 | $ 111,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,521 | $ 316,365,000 | $ 207,998 | $ 108,894 |
| Bremerton-Silverdale, WA | 1,387 | $ 341,155,000 | $ 245,966 | $ 110,000 |
| Colorado Springs, CO | 1,371 | $ 347,775,000 | $ 253,665 | $ 104,000 |
| Seattle-Bellevue-Everett, WA | 1,302 | $ 452,430,000 | $ 347,488 | $ 139,000 |
| Fayetteville, NC | 1,205 | $ 189,855,000 | $ 157,556 | $ 83,000 |
| Raleigh, NC | 1,149 | $ 273,245,000 | $ 237,811 | $ 112,000 |
| Chicago-Naperville, IL | 1,141 | $ 236,445,000 | $ 207,226 | $ 113,000 |
| Memphis, TN-MS-AR | 1,112 | $ 191,300,000 | $ 172,032 | $ 100,141 |
| Urban Honolulu, HI | 1,039 | $ 401,045,000 | $ 385,991 | $ 138,000 |
| Augusta-Richmond County, GA-SC | 1,029 | $ 181,005,000 | $ 175,903 | $ 90,344 |
| Tacoma-Lakewood, WA | 1,019 | $ 269,945,000 | $ 264,911 | $ 111,000 |
| New Orleans-Metairie, LA | 953 | $ 170,545,000 | $ 178,955 | $ 100,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 928 | $ 214,400,000 | $ 231,034 | $ 113,000 |
| Anaheim-Santa Ana-Irvine, CA | 897 | $ 356,655,000 | $ 397,608 | $ 157,000 |
| Camden, NJ | 869 | $ 148,285,000 | $ 170,638 | $ 108,000 |
| Columbia, SC | 866 | $ 151,660,000 | $ 175,127 | $ 89,000 |
| St. Louis, MO-IL | 845 | $ 145,935,000 | $ 172,704 | $ 92,733 |
| Killeen-Temple, TX | 825 | $ 131,495,000 | $ 159,387 | $ 93,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 800 | $ 206,360,000 | $ 257,950 | $ 112,000 |
| Philadelphia, PA | 794 | $ 120,630,000 | $ 151,926 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 777 | $ 161,035,000 | $ 207,252 | $ 103,000 |
| Austin-Round Rock, TX | 776 | $ 216,880,000 | $ 279,484 | $ 125,000 |
| New York-Newark, NY | 763 | $ 184,405,000 | $ 241,684 | $ 127,169 |
| New York-Jersey City-White Plains, NY-NJ | 752 | $ 229,570,000 | $ 305,279 | $ 140,962 |
| Montgomery County-Bucks County-Chester County, PA | 742 | $ 182,180,000 | $ 245,525 | $ 129,000 |
| Miami-Miami Beach-Kendall, FL | 730 | $ 165,710,000 | $ 227,000 | $ 114,000 |
| Cleveland-Elyria, OH | 729 | $ 105,845,000 | $ 145,192 | $ 92,000 |
| Oklahoma City, OK | 716 | $ 129,870,000 | $ 181,382 | $ 90,000 |
| Providence-Warwick, RI-MA | 714 | $ 174,770,000 | $ 244,775 | $ 123,165 |
| Portland-Vancouver-Hillsboro, OR-WA | 704 | $ 196,600,000 | $ 279,261 | $ 126,359 |
| Savannah, GA | 694 | $ 120,270,000 | $ 173,299 | $ 89,000 |
| California-Lexington Park, MD | 673 | $ 156,385,000 | $ 232,369 | $ 134,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 673 | $ 207,075,000 | $ 307,689 | $ 135,000 |
| Clarksville, TN-KY | 638 | $ 104,490,000 | $ 163,777 | $ 81,840 |
| El Paso, TX | 633 | $ 102,235,000 | $ 161,508 | $ 92,000 |
| Kansas City, MO-KS | 624 | $ 121,190,000 | $ 194,214 | $ 105,123 |
| Crestview-Fort Walton Beach-Destin, FL | 598 | $ 129,340,000 | $ 216,287 | $ 98,000 |
| New Bern, NC | 598 | $ 94,700,000 | $ 158,361 | $ 88,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 595 | $ 118,525,000 | $ 199,201 | $ 96,000 |
| Norwich-New London, CT | 575 | $ 117,935,000 | $ 205,104 | $ 108,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 528 | $ 123,840,000 | $ 234,545 | $ 117,431 |
| Indianapolis-Carmel-Anderson, IN | 526 | $ 100,680,000 | $ 191,406 | $ 105,000 |
| Albuquerque, NM | 522 | $ 114,190,000 | $ 218,754 | $ 103,000 |
| North Port-Sarasota-Bradenton, FL | 514 | $ 116,090,000 | $ 225,856 | $ 106,000 |
| Oakland-Hayward-Berkeley, CA | 513 | $ 200,505,000 | $ 390,847 | $ 168,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 511 | $ 122,805,000 | $ 240,322 | $ 115,000 |
| Pittsburgh, PA | 510 | $ 82,890,000 | $ 162,529 | $ 98,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 504 | $ 95,750,000 | $ 189,980 | $ 90,000 |
| Warren-Troy-Farmington Hills, MI | 497 | $ 99,675,000 | $ 200,553 | $ 103,000 |
| Gulfport-Biloxi-Pascagoula, MS | 486 | $ 77,630,000 | $ 159,732 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 484 | $ 178,810,000 | $ 369,442 | $ 150,000 |
| Columbus, OH | 481 | $ 90,395,000 | $ 187,931 | $ 104,000 |
| Tucson, AZ | 479 | $ 103,845,000 | $ 216,795 | $ 106,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 458 | $ 88,130,000 | $ 192,423 | $ 108,491 |
| Columbus, GA-AL | 456 | $ 66,820,000 | $ 146,535 | $ 85,217 |
| Corpus Christi, TX | 450 | $ 86,150,000 | $ 191,444 | $ 99,000 |
| Yuma, AZ | 450 | $ 73,760,000 | $ 163,911 | $ 85,000 |
| Nassau County-Suffolk County, NY | 442 | $ 128,440,000 | $ 290,588 | $ 143,000 |
| Newark, NJ-PA | 435 | $ 117,785,000 | $ 270,770 | $ 143,179 |
| Cincinnati, OH-KY-IN | 432 | $ 78,900,000 | $ 182,638 | $ 100,648 |
| Huntsville, AL | 426 | $ 102,600,000 | $ 240,845 | $ 121,000 |
| Lakeland-Winter Haven, FL | 409 | $ 66,925,000 | $ 163,630 | $ 84,000 |
| Olympia-Tumwater, WA | 408 | $ 109,110,000 | $ 267,426 | $ 102,000 |
| Winchester, VA-WV | 401 | $ 85,695,000 | $ 213,703 | $ 107,461 |
| Bakersfield, CA | 398 | $ 76,740,000 | $ 192,814 | $ 104,000 |
| Lake County-Kenosha County, IL-WI | 396 | $ 80,300,000 | $ 202,777 | $ 107,414 |
| Omaha-Council Bluffs, NE-IA | 384 | $ 75,850,000 | $ 197,526 | $ 103,945 |
| Hagerstown-Martinsburg, MD-WV | 371 | $ 70,765,000 | $ 190,741 | $ 107,245 |
| Durham-Chapel Hill, NC | 362 | $ 79,640,000 | $ 220,000 | $ 98,000 |
| Wilmington, DE-MD-NJ | 362 | $ 79,640,000 | $ 220,000 | $ 108,988 |
| Boston, MA | 359 | $ 130,975,000 | $ 364,832 | $ 160,000 |
| Louisville/Jefferson County, KY-IN | 353 | $ 60,155,000 | $ 170,410 | $ 97,490 |
| Cape Coral-Fort Myers, FL | 342 | $ 66,470,000 | $ 194,356 | $ 99,000 |
| Montgomery, AL | 336 | $ 48,670,000 | $ 144,851 | $ 80,000 |
| Greenville-Anderson-Mauldin, SC | 332 | $ 60,110,000 | $ 181,054 | $ 97,000 |
| Vallejo-Fairfield, CA | 315 | $ 95,585,000 | $ 303,444 | $ 131,000 |
| Boise City, ID | 312 | $ 78,270,000 | $ 250,865 | $ 111,000 |
| Daphne-Fairhope-Foley, AL | 311 | $ 58,635,000 | $ 188,536 | $ 95,000 |
| Detroit-Dearborn-Livonia, MI | 311 | $ 39,375,000 | $ 126,607 | $ 94,000 |
| Birmingham-Hoover, AL | 308 | $ 54,830,000 | $ 178,019 | $ 88,000 |
| Wilmington, NC | 306 | $ 64,880,000 | $ 212,026 | $ 120,000 |
| Panama City, FL | 304 | $ 65,310,000 | $ 214,835 | $ 100,000 |
| Salisbury, MD-DE | 304 | $ 72,440,000 | $ 238,289 | $ 136,717 |
| Hartford-West Hartford-East Hartford, CT | 294 | $ 62,590,000 | $ 212,891 | $ 124,000 |
| Knoxville, TN | 289 | $ 59,255,000 | $ 205,034 | $ 104,000 |
| Cambridge-Newton-Framingham, MA | 283 | $ 96,605,000 | $ 341,360 | $ 155,000 |
| Port St. Lucie, FL | 283 | $ 52,065,000 | $ 183,975 | $ 111,000 |
| Portland-South Portland, ME | 277 | $ 64,005,000 | $ 231,064 | $ 117,000 |
| Hinesville, GA | 274 | $ 36,940,000 | $ 134,817 | $ 75,000 |
| Dayton-Springfield-Kettering, OH | 273 | $ 52,035,000 | $ 190,604 | $ 107,000 |
| Harrisburg-Carlisle, PA | 268 | $ 54,670,000 | $ 203,992 | $ 107,000 |
| Greensboro-High Point, NC | 263 | $ 46,895,000 | $ 178,307 | $ 91,000 |
| Milwaukee-Waukesha-West Allis, WI | 241 | $ 47,235,000 | $ 195,995 | $ 111,000 |
| Albany, GA | 237 | $ 26,305,000 | $ 110,991 | $ 80,000 |
| Hanford-Corcoran, CA | 232 | $ 47,750,000 | $ 205,818 | $ 94,000 |
| Warner Robins, GA | 232 | $ 41,810,000 | $ 180,215 | $ 92,000 |
| Reno, NV | 225 | $ 64,845,000 | $ 288,200 | $ 121,000 |
| Winston-Salem, NC | 220 | $ 38,280,000 | $ 174,000 | $ 91,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 216 | $ 32,020,000 | $ 148,240 | $ 99,000 |
| Albany-Schenectady-Troy, NY | 214 | $ 43,010,000 | $ 200,981 | $ 109,000 |
| York-Hanover, PA | 213 | $ 40,385,000 | $ 189,600 | $ 105,000 |
| Little Rock-North Little Rock-Conway, AR | 211 | $ 37,405,000 | $ 177,274 | $ 89,000 |
| Mobile, AL | 210 | $ 27,500,000 | $ 130,952 | $ 83,000 |
| Sierra Vista-Douglas, AZ | 205 | $ 31,705,000 | $ 154,658 | $ 98,000 |
| Ogden-Clearfield, UT | 204 | $ 56,870,000 | $ 278,774 | $ 108,000 |
| Worcester, MA-CT | 204 | $ 49,370,000 | $ 242,009 | $ 115,838 |
| Fresno, CA | 203 | $ 47,355,000 | $ 233,275 | $ 118,000 |
| Ocala, FL | 199 | $ 31,225,000 | $ 156,909 | $ 84,000 |
| Salt Lake City, UT | 197 | $ 55,185,000 | $ 280,126 | $ 110,000 |
| Akron, OH | 194 | $ 29,740,000 | $ 153,298 | $ 92,000 |
| Elizabethtown-Fort Knox, KY | 192 | $ 28,070,000 | $ 146,197 | $ 84,000 |
| Asheville, NC | 191 | $ 42,335,000 | $ 221,649 | $ 102,000 |
| Charlottesville, VA | 191 | $ 53,305,000 | $ 279,083 | $ 124,000 |
| Tulsa, OK | 190 | $ 31,610,000 | $ 166,368 | $ 104,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 189 | $ 37,315,000 | $ 197,433 | $ 111,608 |
| Spokane-Spokane Valley, WA | 189 | $ 47,825,000 | $ 253,042 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 188 | $ 81,890,000 | $ 435,585 | $ 175,000 |
| New Haven-Milford, CT | 185 | $ 39,225,000 | $ 212,027 | $ 113,000 |
| Rockingham County-Strafford County, NH | 184 | $ 49,620,000 | $ 269,673 | $ 119,000 |
| Stockton-Lodi, CA | 183 | $ 51,575,000 | $ 281,830 | $ 112,000 |
| Jackson, MS | 174 | $ 32,130,000 | $ 184,655 | $ 113,000 |
| Lawton, OK | 170 | $ 25,190,000 | $ 148,176 | $ 84,000 |
| Chattanooga, TN-GA | 167 | $ 36,205,000 | $ 216,796 | $ 98,652 |
| Baton Rouge, LA | 166 | $ 29,800,000 | $ 179,518 | $ 110,000 |
| Tallahassee, FL | 158 | $ 26,120,000 | $ 165,316 | $ 99,000 |
| Auburn-Opelika, AL | 157 | $ 27,655,000 | $ 176,146 | $ 91,000 |
| Greeley, CO | 157 | $ 40,415,000 | $ 257,420 | $ 112,000 |
| Rochester, NY | 156 | $ 25,940,000 | $ 166,282 | $ 113,000 |
| Gary, IN | 153 | $ 26,655,000 | $ 174,215 | $ 84,000 |
| Salinas, CA | 153 | $ 64,035,000 | $ 418,529 | $ 160,000 |
| Gainesville, FL | 148 | $ 27,360,000 | $ 184,864 | $ 101,000 |
| Wichita, KS | 148 | $ 23,920,000 | $ 161,621 | $ 85,000 |
| Mount Vernon-Anacortes, WA | 147 | $ 34,465,000 | $ 234,455 | $ 101,000 |
| Roanoke, VA | 145 | $ 29,965,000 | $ 206,655 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 142 | $ 49,900,000 | $ 351,408 | $ 161,000 |
| Elgin, IL | 141 | $ 29,875,000 | $ 211,879 | $ 118,000 |
| Prescott Valley-Prescott, AZ | 141 | $ 33,925,000 | $ 240,602 | $ 94,000 |
| Anchorage, AK | 140 | $ 35,970,000 | $ 256,928 | $ 130,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 140 | $ 28,190,000 | $ 201,357 | $ 106,000 |
| Grand Rapids-Wyoming, MI | 140 | $ 24,870,000 | $ 177,642 | $ 93,000 |
| Manchester-Nashua, NH | 140 | $ 34,710,000 | $ 247,928 | $ 119,000 |
| Naples-Immokalee-Marco Island, FL | 139 | $ 42,155,000 | $ 303,273 | $ 153,000 |
| Toledo, OH | 138 | $ 20,110,000 | $ 145,724 | $ 87,000 |
| Manhattan, KS | 136 | $ 20,110,000 | $ 147,867 | $ 86,000 |
| Fort Collins, CO | 133 | $ 41,225,000 | $ 309,962 | $ 119,000 |
| Punta Gorda, FL | 131 | $ 25,085,000 | $ 191,488 | $ 86,000 |
| Sumter, SC | 131 | $ 20,445,000 | $ 156,068 | $ 77,000 |
| Spartanburg, SC | 130 | $ 23,530,000 | $ 181,000 | $ 80,000 |
| Brunswick, GA | 129 | $ 20,875,000 | $ 161,821 | $ 108,000 |
| Springfield, MA | 127 | $ 22,705,000 | $ 178,779 | $ 96,000 |
| Visalia-Porterville, CA | 127 | $ 26,915,000 | $ 211,929 | $ 89,000 |
| Lake Havasu City-Kingman, AZ | 119 | $ 21,845,000 | $ 183,571 | $ 83,000 |
| Lexington-Fayette, KY | 116 | $ 22,690,000 | $ 195,603 | $ 98,000 |
| Lynchburg, VA | 111 | $ 20,745,000 | $ 186,891 | $ 103,000 |
| Syracuse, NY | 111 | $ 16,805,000 | $ 151,396 | $ 98,000 |
| Homosassa Springs, FL | 109 | $ 16,415,000 | $ 150,596 | $ 76,000 |
| Las Cruces, NM | 109 | $ 18,935,000 | $ 173,715 | $ 100,000 |
| Hickory-Lenoir-Morganton, NC | 106 | $ 18,420,000 | $ 173,773 | $ 106,000 |
| The Villages, FL | 105 | $ 24,675,000 | $ 235,000 | $ 110,000 |
| Dothan, AL | 104 | $ 17,850,000 | $ 171,634 | $ 85,000 |
| Dover, DE | 102 | $ 18,490,000 | $ 181,274 | $ 82,000 |
| Lansing-East Lansing, MI | 102 | $ 16,440,000 | $ 161,176 | $ 85,000 |
| Salem, OR | 102 | $ 23,450,000 | $ 229,901 | $ 101,000 |
| Lancaster, PA | 101 | $ 18,765,000 | $ 185,792 | $ 107,000 |
| Gainesville, GA | 98 | $ 21,750,000 | $ 221,938 | $ 110,000 |
| San Francisco-Redwood City-South San Francisco, CA | 96 | $ 52,380,000 | $ 545,625 | $ 205,000 |
| Modesto, CA | 95 | $ 21,635,000 | $ 227,736 | $ 97,000 |
| Kennewick-Richland, WA | 93 | $ 22,615,000 | $ 243,172 | $ 118,000 |
| Barnstable Town, MA | 92 | $ 27,180,000 | $ 295,434 | $ 145,000 |
| Greenville, NC | 92 | $ 16,820,000 | $ 182,826 | $ 86,000 |
| Youngstown-Warren-Boardman, OH-PA | 92 | $ 11,090,000 | $ 120,543 | $ 80,423 |
| Pueblo, CO | 91 | $ 18,305,000 | $ 201,153 | $ 85,000 |
| Santa Maria-Santa Barbara, CA | 91 | $ 33,965,000 | $ 373,241 | $ 149,000 |
| Springfield, MO | 90 | $ 15,240,000 | $ 169,333 | $ 83,000 |
| Rocky Mount, NC | 89 | $ 10,875,000 | $ 122,191 | $ 75,000 |
| Sebastian-Vero Beach, FL | 88 | $ 17,280,000 | $ 196,363 | $ 94,000 |
| Eugene, OR | 87 | $ 22,345,000 | $ 256,839 | $ 100,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 87 | $ 13,415,000 | $ 154,195 | $ 83,000 |
| Watertown-Fort Drum, NY | 87 | $ 14,755,000 | $ 169,597 | $ 99,000 |
| Athens-Clarke County, GA | 86 | $ 17,280,000 | $ 200,930 | $ 158,000 |
| Atlantic City-Hammonton, NJ | 86 | $ 17,010,000 | $ 197,790 | $ 102,000 |
| Des Moines-West Des Moines, IA | 86 | $ 16,960,000 | $ 197,209 | $ 143,000 |
| Waco, TX | 85 | $ 16,535,000 | $ 194,529 | $ 107,000 |
| Bellingham, WA | 84 | $ 21,520,000 | $ 256,190 | $ 124,000 |
| Bend-Redmond, OR | 83 | $ 22,155,000 | $ 266,927 | $ 111,000 |
| Trenton, NJ | 83 | $ 15,215,000 | $ 183,313 | $ 129,000 |
| Shreveport-Bossier City, LA | 82 | $ 15,500,000 | $ 189,024 | $ 99,000 |
| Valdosta, GA | 82 | $ 12,320,000 | $ 150,243 | $ 88,000 |
| Macon-Bibb County, GA | 80 | $ 11,240,000 | $ 140,500 | $ 94,000 |
| Boulder, CO | 78 | $ 29,110,000 | $ 373,205 | $ 149,000 |
| Coeur D'Alene, ID | 78 | $ 21,300,000 | $ 273,076 | $ 110,000 |
| Provo-Orem, UT | 77 | $ 23,225,000 | $ 301,623 | $ 117,000 |
| Chambersburg-Waynesboro, PA | 75 | $ 14,365,000 | $ 191,533 | $ 102,000 |
| Florence, SC | 73 | $ 11,855,000 | $ 162,397 | $ 84,000 |
| Johnson City, TN | 71 | $ 13,095,000 | $ 184,436 | $ 99,000 |
| Kingsport-Bristol-Bristol, TN-VA | 70 | $ 12,500,000 | $ 178,571 | $ 81,542 |
| Reading, PA | 70 | $ 12,620,000 | $ 180,285 | $ 110,000 |
| Santa Fe, NM | 70 | $ 19,080,000 | $ 272,571 | $ 185,000 |
| Lafayette, LA | 69 | $ 12,035,000 | $ 174,420 | $ 107,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 68 | $ 27,250,000 | $ 400,735 | $ 163,000 |
| East Stroudsburg, PA | 67 | $ 9,705,000 | $ 144,850 | $ 93,000 |
| Madison, WI | 65 | $ 15,785,000 | $ 242,846 | $ 108,000 |
| Staunton-Waynesboro, VA | 64 | $ 12,700,000 | $ 198,437 | $ 99,000 |
| Goldsboro, NC | 63 | $ 9,255,000 | $ 146,904 | $ 77,000 |
| Beaumont-Port Arthur, TX | 62 | $ 9,790,000 | $ 157,903 | $ 86,000 |
| Flint, MI | 61 | $ 8,095,000 | $ 132,704 | $ 81,000 |
| McAllen-Edinburg-Mission, TX | 61 | $ 10,665,000 | $ 174,836 | $ 113,000 |
| Green Bay, WI | 60 | $ 10,650,000 | $ 177,500 | $ 135,000 |
| Longview, TX | 60 | $ 10,850,000 | $ 180,833 | $ 92,000 |
| South Bend-Mishawaka, IN-MI | 59 | $ 9,075,000 | $ 153,813 | $ 103,898 |
| Brownsville-Harlingen, TX | 58 | $ 9,020,000 | $ 155,517 | $ 90,000 |
| Canton-Massillon, OH | 58 | $ 7,160,000 | $ 123,448 | $ 83,000 |
| El Centro, CA | 58 | $ 9,980,000 | $ 172,068 | $ 97,000 |
| Idaho Falls, ID | 58 | $ 14,620,000 | $ 252,068 | $ 113,000 |
| College Station-Bryan, TX | 57 | $ 11,935,000 | $ 209,385 | $ 110,000 |
| Fort Wayne, IN | 57 | $ 10,005,000 | $ 175,526 | $ 103,000 |
| Lubbock, TX | 57 | $ 10,755,000 | $ 188,684 | $ 96,000 |
| Wichita Falls, TX | 56 | $ 10,190,000 | $ 181,964 | $ 94,000 |
| Abilene, TX | 55 | $ 10,855,000 | $ 197,363 | $ 94,000 |
| Ocean City, NJ | 55 | $ 13,435,000 | $ 244,272 | $ 169,000 |
| Ann Arbor, MI | 54 | $ 12,380,000 | $ 229,259 | $ 126,000 |
| Medford, OR | 54 | $ 14,690,000 | $ 272,037 | $ 107,000 |
| Amarillo, TX | 53 | $ 11,255,000 | $ 212,358 | $ 118,000 |
| Gettysburg, PA | 53 | $ 11,175,000 | $ 210,849 | $ 127,000 |
| Yuba City, CA | 53 | $ 12,005,000 | $ 226,509 | $ 127,000 |
| Columbia, MO | 52 | $ 10,590,000 | $ 203,653 | $ 103,000 |
| Bloomington, IN | 51 | $ 10,245,000 | $ 200,882 | $ 100,000 |
| Burlington, NC | 51 | $ 9,555,000 | $ 187,352 | $ 85,000 |
| Davenport-Moline-Rock Island, IA-IL | 51 | $ 10,685,000 | $ 209,509 | $ 102,705 |
| Fairbanks, AK | 51 | $ 13,265,000 | $ 260,098 | $ 90,000 |
| Rockford, IL | 51 | $ 6,585,000 | $ 129,117 | $ 95,000 |
| St. George, UT | 50 | $ 13,900,000 | $ 278,000 | $ 99,000 |
| Blacksburg-Christiansburg-Radford, VA | 49 | $ 9,595,000 | $ 195,816 | $ 116,000 |
| Duluth, MN-WI | 49 | $ 8,025,000 | $ 163,775 | $ 89,469 |
| Evansville, IN-KY | 49 | $ 8,445,000 | $ 172,346 | $ 85,959 |
| Hattiesburg, MS | 49 | $ 7,725,000 | $ 157,653 | $ 78,000 |
| Lincoln, NE | 49 | $ 7,895,000 | $ 161,122 | $ 85,000 |
| Racine, WI | 49 | $ 8,755,000 | $ 178,673 | $ 115,000 |
| Santa Rosa, CA | 49 | $ 17,465,000 | $ 356,428 | $ 150,000 |
| Flagstaff, AZ | 48 | $ 12,440,000 | $ 259,166 | $ 125,000 |
| Fort Smith, AR-OK | 48 | $ 7,940,000 | $ 165,416 | $ 80,875 |
| Huntington-Ashland, WV-KY-OH | 48 | $ 6,330,000 | $ 131,875 | $ 78,729 |
| Madera, CA | 46 | $ 11,760,000 | $ 255,652 | $ 100,000 |
| Kahului-Wailuku-Lahaina, HI | 45 | $ 18,795,000 | $ 417,666 | $ 131,000 |
| Kalamazoo-Portage, MI | 45 | $ 7,505,000 | $ 166,777 | $ 83,000 |
| Peoria, IL | 45 | $ 5,825,000 | $ 129,444 | $ 99,000 |
| San Angelo, TX | 45 | $ 7,815,000 | $ 173,666 | $ 87,000 |
| Tuscaloosa, AL | 45 | $ 7,545,000 | $ 167,666 | $ 71,000 |
| Albany, OR | 44 | $ 9,500,000 | $ 215,909 | $ 89,000 |
| Chico, CA | 44 | $ 10,320,000 | $ 234,545 | $ 123,000 |
| Grand Junction, CO | 44 | $ 10,010,000 | $ 227,500 | $ 96,000 |
| Bangor, ME | 43 | $ 6,535,000 | $ 151,976 | $ 92,000 |
| Topeka, KS | 43 | $ 6,975,000 | $ 162,209 | $ 111,000 |
| Tyler, TX | 43 | $ 9,055,000 | $ 210,581 | $ 108,000 |
| Anniston-Oxford-Jacksonville, AL | 42 | $ 6,700,000 | $ 159,523 | $ 78,000 |
| Lebanon, PA | 41 | $ 7,715,000 | $ 188,170 | $ 95,000 |
| Billings, MT | 40 | $ 7,840,000 | $ 196,000 | $ 90,000 |
| Binghamton, NY | 40 | $ 4,850,000 | $ 121,250 | $ 85,000 |
| Erie, PA | 40 | $ 5,680,000 | $ 142,000 | $ 75,000 |
| Cleveland, TN | 39 | $ 6,255,000 | $ 160,384 | $ 86,000 |
| Merced, CA | 39 | $ 8,965,000 | $ 229,871 | $ 102,000 |
| Battle Creek, MI | 38 | $ 5,610,000 | $ 147,631 | $ 99,000 |
| Longview, WA | 38 | $ 8,640,000 | $ 227,368 | $ 122,000 |
| Morgantown, WV | 38 | $ 6,460,000 | $ 170,000 | $ 113,000 |
| Springfield, IL | 38 | $ 5,560,000 | $ 146,315 | $ 113,000 |
| Utica-Rome, NY | 38 | $ 4,390,000 | $ 115,526 | $ 101,000 |
| Lafayette-West Lafayette, IN | 37 | $ 7,045,000 | $ 190,405 | $ 85,000 |
| Monroe, MI | 37 | $ 6,895,000 | $ 186,351 | $ 95,000 |
| Morristown, TN | 37 | $ 7,075,000 | $ 191,216 | $ 90,000 |
| Redding, CA | 37 | $ 7,895,000 | $ 213,378 | $ 116,000 |
| Cheyenne, WY | 36 | $ 9,030,000 | $ 250,833 | $ 100,000 |
| Decatur, AL | 36 | $ 5,480,000 | $ 152,222 | $ 87,000 |
| Hammond, LA | 36 | $ 5,120,000 | $ 142,222 | $ 80,000 |
| Lake Charles, LA | 36 | $ 6,070,000 | $ 168,611 | $ 86,000 |
| Missoula, MT | 36 | $ 9,240,000 | $ 256,666 | $ 139,000 |
| Appleton, WI | 35 | $ 8,255,000 | $ 235,857 | $ 90,000 |
| Glens Falls, NY | 35 | $ 5,935,000 | $ 169,571 | $ 95,000 |
| Lewiston-Auburn, ME | 35 | $ 6,015,000 | $ 171,857 | $ 103,000 |
| Harrisonburg, VA | 34 | $ 9,250,000 | $ 272,058 | $ 148,000 |
| Houma-Thibodaux, LA | 34 | $ 4,250,000 | $ 125,000 | $ 119,000 |
| State College, PA | 34 | $ 8,360,000 | $ 245,882 | $ 118,000 |
| Cedar Rapids, IA | 33 | $ 6,915,000 | $ 209,545 | $ 96,000 |
| Charleston, WV | 33 | $ 4,255,000 | $ 128,939 | $ 70,000 |
| Monroe, LA | 33 | $ 3,665,000 | $ 111,060 | $ 82,000 |
| Santa Cruz-Watsonville, CA | 33 | $ 16,285,000 | $ 493,484 | $ 177,000 |
| Sioux Falls, SD | 33 | $ 7,685,000 | $ 232,878 | $ 105,000 |
| Wenatchee, WA | 33 | $ 7,115,000 | $ 215,606 | $ 123,000 |
| Hot Springs, AR | 32 | $ 6,810,000 | $ 212,812 | $ 119,000 |
| Jackson, TN | 32 | $ 6,530,000 | $ 204,062 | $ 113,000 |
| Janesville-Beloit, WI | 32 | $ 5,510,000 | $ 172,187 | $ 105,000 |
| Sebring, FL | 32 | $ 4,270,000 | $ 133,437 | $ 79,000 |
| Texarkana, TX-AR | 32 | $ 4,590,000 | $ 143,437 | $ 96,562 |
| Burlington-South Burlington, VT | 31 | $ 7,695,000 | $ 248,225 | $ 107,000 |
| Rochester, MN | 31 | $ 6,805,000 | $ 219,516 | $ 102,000 |
| Pittsfield, MA | 30 | $ 7,460,000 | $ 248,666 | $ 125,000 |
| Terre Haute, IN | 30 | $ 3,860,000 | $ 128,666 | $ 82,000 |
| Midland, TX | 29 | $ 5,525,000 | $ 190,517 | $ 106,000 |
| Sherman-Denison, TX | 29 | $ 5,865,000 | $ 202,241 | $ 92,000 |
| Gadsden, AL | 28 | $ 4,040,000 | $ 144,285 | $ 85,000 |
| Napa, CA | 28 | $ 8,440,000 | $ 301,428 | $ 152,000 |
| Rapid City, SD | 28 | $ 4,520,000 | $ 161,428 | $ 85,000 |
| Springfield, OH | 28 | $ 4,130,000 | $ 147,500 | $ 84,000 |
| Williamsport, PA | 28 | $ 4,770,000 | $ 170,357 | $ 80,000 |
| Niles-Benton Harbor, MI | 27 | $ 4,385,000 | $ 162,407 | $ 105,000 |
| Yakima, WA | 27 | $ 6,215,000 | $ 230,185 | $ 114,000 |
| Alexandria, LA | 26 | $ 4,450,000 | $ 171,153 | $ 119,000 |
| Jackson, MI | 26 | $ 3,720,000 | $ 143,076 | $ 72,000 |
| Muskegon, MI | 26 | $ 4,380,000 | $ 168,461 | $ 105,000 |
| Rome, GA | 26 | $ 4,910,000 | $ 188,846 | $ 105,000 |
| Corvallis, OR | 25 | $ 4,385,000 | $ 175,400 | $ 121,000 |
| Oshkosh-Neenah, WI | 25 | $ 5,785,000 | $ 231,400 | $ 159,000 |
| Carson City, NV | 24 | $ 8,260,000 | $ 344,166 | $ 131,000 |
| Eau Claire, WI | 24 | $ 4,690,000 | $ 195,416 | $ 109,000 |
| Great Falls, MT | 24 | $ 4,380,000 | $ 182,500 | $ 97,000 |
| Kingston, NY | 24 | $ 5,220,000 | $ 217,500 | $ 141,000 |
| Laredo, TX | 24 | $ 4,270,000 | $ 177,916 | $ 92,000 |
| Sioux City, IA-NE-SD | 24 | $ 4,060,000 | $ 169,166 | $ 89,625 |
| Parkersburg-Vienna, WV | 23 | $ 3,095,000 | $ 134,565 | $ 91,000 |
| Pocatello, ID | 23 | $ 4,165,000 | $ 181,086 | $ 102,000 |
| Twin Falls, ID | 23 | $ 5,005,000 | $ 217,608 | $ 90,000 |
| Bloomsburg-Berwick, PA | 22 | $ 3,460,000 | $ 157,272 | $ 72,000 |
| Farmington, NM | 22 | $ 4,450,000 | $ 202,272 | $ 107,000 |
| Grants Pass, OR | 22 | $ 5,620,000 | $ 255,454 | $ 91,000 |
| Mansfield, OH | 22 | $ 2,980,000 | $ 135,454 | $ 67,000 |
| Odessa, TX | 22 | $ 4,250,000 | $ 193,181 | $ 94,000 |
| Beckley, WV | 21 | $ 2,515,000 | $ 119,761 | $ 70,000 |
| Bowling Green, KY | 21 | $ 2,915,000 | $ 138,809 | $ 90,000 |
| Carbondale-Marion, IL | 21 | $ 2,975,000 | $ 141,666 | $ 69,000 |
| Cumberland, MD-WV | 21 | $ 2,985,000 | $ 142,142 | $ 75,142 |
| Joplin, MO | 21 | $ 2,255,000 | $ 107,380 | $ 106,000 |
| Kokomo, IN | 21 | $ 3,595,000 | $ 171,190 | $ 85,000 |
| Owensboro, KY | 21 | $ 2,595,000 | $ 123,571 | $ 73,000 |
| Weirton-Steubenville, WV-OH | 21 | $ 2,485,000 | $ 118,333 | $ 69,666 |
| Fargo, ND-MN | 20 | $ 4,040,000 | $ 202,000 | $ 80,200 |
| Florence-Muscle Shoals, AL | 20 | $ 2,590,000 | $ 129,500 | $ 80,000 |
| Lawrence, KS | 20 | $ 4,920,000 | $ 246,000 | $ 104,000 |
| Lima, OH | 20 | $ 3,500,000 | $ 175,000 | $ 78,000 |
| San Rafael, CA | 20 | $ 11,600,000 | $ 580,000 | $ 203,000 |
| St. Joseph, MO-KS | 20 | $ 2,440,000 | $ 122,000 | $ 67,100 |
| Wausau, WI | 20 | $ 3,130,000 | $ 156,500 | $ 128,000 |
| Elmira, NY | 19 | $ 3,095,000 | $ 162,894 | $ 96,000 |
| Pine Bluff, AR | 19 | $ 2,485,000 | $ 130,789 | $ 73,000 |
| Champaign-Urbana, IL | 18 | $ 2,580,000 | $ 143,333 | $ 89,000 |
| Jefferson City, MO | 18 | $ 3,700,000 | $ 205,555 | $ 110,000 |
| Jonesboro, AR | 18 | $ 2,920,000 | $ 162,222 | $ 74,000 |
| Saginaw, MI | 18 | $ 2,120,000 | $ 117,777 | $ 78,000 |
| Vineland-Bridgeton, NJ | 18 | $ 2,380,000 | $ 132,222 | $ 73,000 |
| Dalton, GA | 17 | $ 2,365,000 | $ 139,117 | $ 77,000 |
| Decatur, IL | 17 | $ 2,475,000 | $ 145,588 | $ 104,000 |
| Sheboygan, WI | 17 | $ 2,775,000 | $ 163,235 | $ 90,000 |
| St. Cloud, MN | 17 | $ 3,365,000 | $ 197,941 | $ 98,000 |
| Bloomington, IL | 16 | $ 2,690,000 | $ 168,125 | $ 89,000 |
| Johnstown, PA | 16 | $ 1,790,000 | $ 111,875 | $ 67,000 |
| Walla Walla, WA | 16 | $ 3,730,000 | $ 233,125 | $ 122,000 |
| Cape Girardeau, MO-IL | 15 | $ 2,855,000 | $ 190,333 | $ 116,000 |
| Elkhart-Goshen, IN | 15 | $ 2,415,000 | $ 161,000 | $ 90,000 |
| Michigan City-La Porte, IN | 15 | $ 1,665,000 | $ 111,000 | $ 129,000 |
| Casper, WY | 14 | $ 2,920,000 | $ 208,571 | $ 78,000 |
| Grand Forks, ND-MN | 14 | $ 2,390,000 | $ 170,714 | $ 99,714 |
| Ithaca, NY | 14 | $ 2,500,000 | $ 178,571 | $ 122,000 |
| Logan, UT-ID | 14 | $ 3,680,000 | $ 262,857 | $ 140,428 |
| Midland, MI | 14 | $ 2,000,000 | $ 142,857 | $ 67,000 |
| Wheeling, WV-OH | 14 | $ 1,470,000 | $ 105,000 | $ 77,500 |
| Ames, IA | 13 | $ 1,805,000 | $ 138,846 | $ 82,000 |
| Enid, OK | 13 | $ 2,145,000 | $ 165,000 | $ 94,000 |
| La Crosse-Onalaska, WI-MN | 13 | $ 3,455,000 | $ 265,769 | $ 173,000 |
| Columbus, IN | 12 | $ 1,910,000 | $ 159,166 | $ 85,000 |
| Kankakee, IL | 12 | $ 1,580,000 | $ 131,666 | $ 77,000 |
| Muncie, IN | 12 | $ 1,410,000 | $ 117,500 | $ 52,000 |
| Altoona, PA | 11 | $ 1,345,000 | $ 122,272 | $ 80,000 |
| Bay City, MI | 11 | $ 1,425,000 | $ 129,545 | $ 84,000 |
| Grand Island, NE | 11 | $ 1,785,000 | $ 162,272 | $ 79,000 |
| Iowa City, IA | 11 | $ 3,095,000 | $ 281,363 | $ 145,000 |
| Victoria, TX | 11 | $ 2,415,000 | $ 219,545 | $ 106,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 1,645,000 | $ 149,545 | $ 81,000 |
| Fond Du Lac, WI | 10 | $ 1,490,000 | $ 149,000 | $ 78,000 |
| Lewiston, ID-WA | 10 | $ 1,700,000 | $ 170,000 | $ 109,400 |
| Dubuque, IA | 9 | $ 1,485,000 | $ 165,000 | $ 72,000 |
| Danville, IL | 8 | $ 960,000 | $ 120,000 | $ 45,000 |
| Mankato-North Mankato, MN | 8 | $ 1,590,000 | $ 198,750 | $ 83,000 |
| Bismarck, ND | 7 | $ 2,285,000 | $ 326,428 | $ 127,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 97,114 | $26,746,520,000 | $275,000 | $2,055,000 | $97,000 | $6,550,000 |
| Cash-out Refinancing | 32,500 | $8,640,690,000 | $265,000 | $2,805,000 | $115,000 | $5,274,000 |
| Refinancing | 23,253 | $6,682,825,000 | $287,000 | $3,805,000 | $130,000 | $6,840,000 |
| Other Purpose | 21,688 | $1,548,900,000 | $71,000 | $1,405,000 | $111,000 | $5,470,000 |
| Home Improvement | 21,310 | $1,268,630,000 | $59,000 | $1,625,000 | $117,000 | $8,052,000 |
| Not Applicable | 110 | $23,020,000 | $209,000 | $505,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 100,300 | $23,015,740,000 | $229,000 | $2,065,000 | $112,000 | $5,470,000 |
| Black or African American | 42,845 | $8,823,265,000 | $205,000 | $1,945,000 | $94,000 | $8,052,000 |
| Hispanic | 19,328 | $4,451,070,000 | $230,000 | $1,525,000 | $96,000 | $2,460,000 |
| Not Provided | 19,048 | $4,864,700,000 | $255,000 | $2,245,000 | $119,000 | $6,840,000 |
| Asian | 8,267 | $2,270,875,000 | $274,000 | $2,005,000 | $113,000 | $6,360,000 |
| American Indian or Alaskan Native | 2,764 | $572,900,000 | $207,000 | $3,805,000 | $94,000 | $3,600,000 |
| Native Hawaiian or Other Pacific Islander | 743 | $179,135,000 | $241,000 | $1,175,000 | $101,000 | $1,077,000 |
| Not applicable | 239 | $48,515,000 | $202,000 | $835,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 116,950 | $22,164,450,000 | $189,000 | $3,805,000 | $113,000 | $8,052,000 |
| VA-guaranteed (Veterans Administration) | 73,443 | $21,518,585,000 | $292,000 | $2,065,000 | $97,000 | $3,078,000 |
| FHA-insured (Federal Housing Administration) | 5,582 | $1,227,550,000 | $219,000 | $755,000 | $76,000 | $521,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 81,930 | $19,779,000,000 | $241,000 | $2,005,000 | $110,000 | $2,445,000 |
| Application Withdrawn By Applicant | 43,668 | $11,093,860,000 | $254,000 | $3,805,000 | $121,000 | $6,840,000 |
| Application Denied By Financial Institution | 40,938 | $6,901,050,000 | $168,000 | $2,245,000 | $100,000 | $8,052,000 |
| Preapproval Denied by Financial Institution | 20,786 | $5,140,490,000 | $247,000 | $1,805,000 | $73,000 | $3,714,000 |
| File Closed For Incompleteness | 7,099 | $1,580,005,000 | $222,000 | $2,005,000 | $122,000 | $2,186,000 |
| Application Approved But Not Accepted | 1,149 | $284,945,000 | $247,000 | $1,525,000 | $116,000 | $1,193,000 |
| Preapproval Approved but not Accepted | 284 | $105,420,000 | $371,000 | $1,085,000 | $109,000 | $421,000 |
| Loan Purchased By The Institution | 121 | $25,815,000 | $213,000 | $505,000 | $98,000 | $181,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 134,251 | $32,869,045,000 | $244,000 | $3,805,000 | $114,000 | $6,840,000 |
| Credit History | 22,264 | $3,942,100,000 | $177,000 | $1,505,000 | $97,000 | $7,939,000 |
| Debt-To-Income Ratio | 18,503 | $4,225,245,000 | $228,000 | $2,005,000 | $62,000 | $600,000 |
| Other | 13,111 | $2,174,395,000 | $165,000 | $2,245,000 | $117,000 | $8,052,000 |
| Collateral | 3,023 | $556,745,000 | $184,000 | $1,525,000 | $114,000 | $2,112,000 |
| Unverifiable Information | 1,945 | $464,115,000 | $238,000 | $2,005,000 | $101,000 | $6,360,000 |
| Employment History | 1,056 | $227,720,000 | $215,000 | $885,000 | $76,000 | $890,000 |
| Credit Application Incomplete | 1,005 | $257,945,000 | $256,000 | $1,655,000 | $105,000 | $3,078,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 817 | $193,275,000 | $236,000 | $1,785,000 | $90,000 | $1,025,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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