Navy Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Navy Federal Credit Union of Vienna, VA reported 169,004 mortgage applications totaling $40.7 billion, down 4% from 2021. The average application was for $240,717, and applicants reported an average income of $130,111. 45% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (12,721), Atlanta-Sandy Springs-Roswell, GA (8,114) and Virginia Beach-Norfolk-Newport News, VA-NC (7,155) (applications in parentheses).
| Mortgage Company & Address | Navy Federal Credit Union 820 Follin Lane Vienna, VA 22180 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 169,004 |
| Total Mortgage Loan Application Amount | $40,682,250,000 |
| Average Mortgage Loan Application Amount | $240,717 |
| Highest Mortgage Loan Application Amount | $5,505,000 |
| Average Applicant Income | $130,111 |
| Highest Applicant Income | $9,106,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Navy Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 13,729 | $ 2,851,415,000 | $ 207,692 | $ 112,743 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12,721 | $ 3,500,665,000 | $ 275,187 | $ 163,918 |
| Atlanta-Sandy Springs-Roswell, GA | 8,114 | $ 1,829,910,000 | $ 225,525 | $ 119,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7,155 | $ 1,423,665,000 | $ 198,974 | $ 119,532 |
| San Diego-Carlsbad, CA | 5,171 | $ 1,399,005,000 | $ 270,548 | $ 159,000 |
| Jacksonville, FL | 4,329 | $ 939,575,000 | $ 217,042 | $ 115,000 |
| Baltimore-Columbia-Towson, MD | 3,851 | $ 975,995,000 | $ 253,439 | $ 149,000 |
| Riverside-San Bernardino-Ontario, CA | 3,702 | $ 933,010,000 | $ 252,028 | $ 137,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,394 | $ 818,760,000 | $ 241,237 | $ 128,000 |
| Houston-The Woodlands-Sugar Land, TX | 3,008 | $ 806,800,000 | $ 268,218 | $ 141,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,948 | $ 746,770,000 | $ 253,314 | $ 134,000 |
| Pensacola-Ferry Pass-Brent, FL | 2,680 | $ 536,700,000 | $ 200,261 | $ 112,000 |
| Orlando-Kissimmee-Sanford, FL | 2,373 | $ 547,195,000 | $ 230,592 | $ 125,000 |
| Las Vegas-Henderson-Paradise, NV | 2,295 | $ 595,285,000 | $ 259,383 | $ 125,000 |
| Dallas-Plano-Irving, TX | 2,242 | $ 614,820,000 | $ 274,228 | $ 151,000 |
| San Antonio-New Braunfels, TX | 1,942 | $ 536,180,000 | $ 276,096 | $ 128,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,649 | $ 409,295,000 | $ 248,208 | $ 125,044 |
| Charleston-North Charleston, SC | 1,642 | $ 377,670,000 | $ 230,006 | $ 117,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,601 | $ 542,065,000 | $ 338,579 | $ 171,000 |
| Richmond, VA | 1,557 | $ 349,425,000 | $ 224,421 | $ 124,000 |
| Washington-Baltimore-Arlington, DC | 1,551 | $ 446,045,000 | $ 287,585 | $ 178,000 |
| Chicago-Naperville, IL | 1,464 | $ 313,900,000 | $ 214,412 | $ 118,000 |
| Fort Worth-Arlington, TX | 1,442 | $ 372,570,000 | $ 258,370 | $ 145,000 |
| Raleigh, NC | 1,412 | $ 367,630,000 | $ 260,361 | $ 135,000 |
| Jacksonville, NC | 1,404 | $ 274,800,000 | $ 195,726 | $ 98,000 |
| Denver-Aurora-Lakewood, CO | 1,392 | $ 425,460,000 | $ 305,646 | $ 152,000 |
| Fayetteville, NC | 1,267 | $ 234,345,000 | $ 184,960 | $ 98,000 |
| Memphis, TN-MS-AR | 1,153 | $ 221,905,000 | $ 192,458 | $ 111,418 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,072 | $ 269,080,000 | $ 251,007 | $ 136,000 |
| Seattle-Bellevue-Everett, WA | 1,042 | $ 361,040,000 | $ 346,487 | $ 167,000 |
| St. Louis, MO-IL | 1,035 | $ 193,355,000 | $ 186,816 | $ 110,000 |
| Colorado Springs, CO | 1,008 | $ 294,500,000 | $ 292,162 | $ 132,000 |
| Augusta-Richmond County, GA-SC | 997 | $ 206,665,000 | $ 207,286 | $ 109,397 |
| Camden, NJ | 982 | $ 192,550,000 | $ 196,079 | $ 124,000 |
| New Orleans-Metairie, LA | 963 | $ 200,675,000 | $ 208,385 | $ 114,000 |
| Philadelphia, PA | 963 | $ 156,815,000 | $ 162,840 | $ 109,000 |
| Columbia, SC | 915 | $ 190,985,000 | $ 208,726 | $ 105,000 |
| Bremerton-Silverdale, WA | 903 | $ 222,885,000 | $ 246,827 | $ 126,000 |
| New York-Newark, NY | 886 | $ 243,860,000 | $ 275,237 | $ 145,191 |
| Urban Honolulu, HI | 880 | $ 319,650,000 | $ 363,238 | $ 149,000 |
| New York-Jersey City-White Plains, NY-NJ | 862 | $ 318,850,000 | $ 369,895 | $ 167,494 |
| Austin-Round Rock, TX | 843 | $ 272,835,000 | $ 323,647 | $ 168,000 |
| Palm Bay-Melbourne-Titusville, FL | 842 | $ 201,970,000 | $ 239,869 | $ 132,000 |
| Tacoma-Lakewood, WA | 809 | $ 220,705,000 | $ 272,812 | $ 144,000 |
| Oklahoma City, OK | 800 | $ 171,400,000 | $ 214,250 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 798 | $ 239,100,000 | $ 299,624 | $ 142,000 |
| Killeen-Temple, TX | 786 | $ 167,720,000 | $ 213,384 | $ 114,000 |
| Cleveland-Elyria, OH | 784 | $ 119,130,000 | $ 151,951 | $ 108,000 |
| Miami-Miami Beach-Kendall, FL | 781 | $ 231,605,000 | $ 296,549 | $ 153,000 |
| Anaheim-Santa Ana-Irvine, CA | 769 | $ 267,815,000 | $ 348,263 | $ 193,000 |
| Montgomery County-Bucks County-Chester County, PA | 755 | $ 183,945,000 | $ 243,635 | $ 154,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 686 | $ 210,480,000 | $ 306,822 | $ 146,295 |
| El Paso, TX | 678 | $ 125,050,000 | $ 184,439 | $ 100,000 |
| Providence-Warwick, RI-MA | 671 | $ 160,615,000 | $ 239,366 | $ 139,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 668 | $ 165,820,000 | $ 248,233 | $ 142,000 |
| Savannah, GA | 645 | $ 124,415,000 | $ 192,891 | $ 110,000 |
| Kansas City, MO-KS | 644 | $ 141,160,000 | $ 219,192 | $ 113,347 |
| Clarksville, TN-KY | 641 | $ 135,235,000 | $ 210,975 | $ 97,053 |
| Deltona-Daytona Beach-Ormond Beach, FL | 613 | $ 144,715,000 | $ 236,076 | $ 118,000 |
| Gulfport-Biloxi-Pascagoula, MS | 584 | $ 106,870,000 | $ 182,996 | $ 97,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 576 | $ 169,920,000 | $ 295,000 | $ 157,000 |
| Newark, NJ-PA | 571 | $ 157,005,000 | $ 274,964 | $ 152,616 |
| Norwich-New London, CT | 567 | $ 111,855,000 | $ 197,275 | $ 122,000 |
| North Port-Sarasota-Bradenton, FL | 566 | $ 163,320,000 | $ 288,551 | $ 144,000 |
| Indianapolis-Carmel-Anderson, IN | 556 | $ 127,740,000 | $ 229,748 | $ 121,000 |
| California-Lexington Park, MD | 547 | $ 131,815,000 | $ 240,978 | $ 156,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 543 | $ 123,305,000 | $ 227,081 | $ 125,348 |
| Crestview-Fort Walton Beach-Destin, FL | 527 | $ 133,535,000 | $ 253,387 | $ 122,000 |
| Pittsburgh, PA | 523 | $ 98,495,000 | $ 188,326 | $ 122,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 522 | $ 144,060,000 | $ 275,977 | $ 142,980 |
| Warren-Troy-Farmington Hills, MI | 521 | $ 103,035,000 | $ 197,763 | $ 119,000 |
| New Bern, NC | 518 | $ 93,550,000 | $ 180,598 | $ 108,000 |
| Lakeland-Winter Haven, FL | 516 | $ 118,660,000 | $ 229,961 | $ 114,000 |
| Albuquerque, NM | 515 | $ 121,175,000 | $ 235,291 | $ 117,000 |
| Tucson, AZ | 513 | $ 113,345,000 | $ 220,945 | $ 121,000 |
| Columbus, OH | 502 | $ 107,770,000 | $ 214,681 | $ 132,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 479 | $ 109,975,000 | $ 229,592 | $ 117,000 |
| Birmingham-Hoover, AL | 477 | $ 108,105,000 | $ 226,635 | $ 125,000 |
| Cincinnati, OH-KY-IN | 477 | $ 104,775,000 | $ 219,654 | $ 123,515 |
| Huntsville, AL | 456 | $ 120,660,000 | $ 264,605 | $ 134,000 |
| Nassau County-Suffolk County, NY | 447 | $ 169,175,000 | $ 378,467 | $ 167,000 |
| Hagerstown-Martinsburg, MD-WV | 445 | $ 94,885,000 | $ 213,224 | $ 115,435 |
| Greenville-Anderson-Mauldin, SC | 436 | $ 96,060,000 | $ 220,321 | $ 119,000 |
| Columbus, GA-AL | 431 | $ 73,025,000 | $ 169,431 | $ 108,953 |
| Oakland-Hayward-Berkeley, CA | 430 | $ 164,080,000 | $ 381,581 | $ 198,000 |
| Wilmington, DE-MD-NJ | 421 | $ 100,805,000 | $ 239,441 | $ 128,458 |
| Yuma, AZ | 407 | $ 72,325,000 | $ 177,702 | $ 101,000 |
| Bakersfield, CA | 405 | $ 85,805,000 | $ 211,864 | $ 122,000 |
| Winchester, VA-WV | 404 | $ 81,040,000 | $ 200,594 | $ 119,631 |
| Cape Coral-Fort Myers, FL | 398 | $ 93,570,000 | $ 235,100 | $ 129,000 |
| Detroit-Dearborn-Livonia, MI | 397 | $ 65,855,000 | $ 165,881 | $ 100,000 |
| Hartford-West Hartford-East Hartford, CT | 383 | $ 79,845,000 | $ 208,472 | $ 137,000 |
| Durham-Chapel Hill, NC | 379 | $ 98,945,000 | $ 261,068 | $ 127,000 |
| Louisville/Jefferson County, KY-IN | 379 | $ 75,115,000 | $ 198,192 | $ 115,126 |
| Daphne-Fairhope-Foley, AL | 370 | $ 89,980,000 | $ 243,189 | $ 116,000 |
| Omaha-Council Bluffs, NE-IA | 370 | $ 80,530,000 | $ 217,648 | $ 123,470 |
| Knoxville, TN | 367 | $ 101,735,000 | $ 277,207 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 364 | $ 82,500,000 | $ 226,648 | $ 126,291 |
| Port St. Lucie, FL | 364 | $ 94,160,000 | $ 258,681 | $ 134,000 |
| Corpus Christi, TX | 358 | $ 88,390,000 | $ 246,899 | $ 125,000 |
| Hinesville, GA | 355 | $ 66,795,000 | $ 188,154 | $ 93,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 354 | $ 110,540,000 | $ 312,259 | $ 166,000 |
| Salisbury, MD-DE | 345 | $ 86,765,000 | $ 251,492 | $ 167,266 |
| Greensboro-High Point, NC | 339 | $ 70,745,000 | $ 208,687 | $ 107,000 |
| Panama City, FL | 335 | $ 88,895,000 | $ 265,358 | $ 128,000 |
| Montgomery, AL | 327 | $ 63,065,000 | $ 192,859 | $ 105,000 |
| Boston, MA | 320 | $ 116,540,000 | $ 364,187 | $ 159,000 |
| Wilmington, NC | 313 | $ 78,055,000 | $ 249,376 | $ 129,000 |
| Ocala, FL | 302 | $ 60,950,000 | $ 201,821 | $ 97,000 |
| Little Rock-North Little Rock-Conway, AR | 297 | $ 66,595,000 | $ 224,225 | $ 108,000 |
| Dayton-Springfield-Kettering, OH | 286 | $ 60,230,000 | $ 210,594 | $ 111,000 |
| Olympia-Tumwater, WA | 273 | $ 74,875,000 | $ 274,267 | $ 129,000 |
| Winston-Salem, NC | 263 | $ 55,825,000 | $ 212,262 | $ 105,000 |
| Albany-Schenectady-Troy, NY | 259 | $ 60,665,000 | $ 234,227 | $ 121,000 |
| Baton Rouge, LA | 254 | $ 53,690,000 | $ 211,377 | $ 124,000 |
| Cambridge-Newton-Framingham, MA | 254 | $ 92,200,000 | $ 362,992 | $ 170,000 |
| Mobile, AL | 253 | $ 39,505,000 | $ 156,146 | $ 102,000 |
| Warner Robins, GA | 245 | $ 53,305,000 | $ 217,571 | $ 108,000 |
| Albany, GA | 243 | $ 37,655,000 | $ 154,958 | $ 97,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 243 | $ 45,125,000 | $ 185,699 | $ 114,000 |
| New Haven-Milford, CT | 242 | $ 54,330,000 | $ 224,504 | $ 130,000 |
| Worcester, MA-CT | 240 | $ 57,470,000 | $ 239,458 | $ 127,287 |
| Tulsa, OK | 239 | $ 51,935,000 | $ 217,301 | $ 117,000 |
| Vallejo-Fairfield, CA | 239 | $ 78,115,000 | $ 326,841 | $ 156,000 |
| Harrisburg-Carlisle, PA | 237 | $ 49,015,000 | $ 206,814 | $ 124,000 |
| Boise City, ID | 227 | $ 66,875,000 | $ 294,603 | $ 133,000 |
| Chattanooga, TN-GA | 226 | $ 56,280,000 | $ 249,026 | $ 128,424 |
| Portland-South Portland, ME | 221 | $ 59,215,000 | $ 267,941 | $ 147,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 220 | $ 50,900,000 | $ 231,363 | $ 119,900 |
| Milwaukee-Waukesha-West Allis, WI | 220 | $ 44,840,000 | $ 203,818 | $ 111,000 |
| Asheville, NC | 213 | $ 54,745,000 | $ 257,018 | $ 123,000 |
| Fresno, CA | 207 | $ 50,125,000 | $ 242,149 | $ 135,000 |
| Akron, OH | 206 | $ 32,950,000 | $ 159,951 | $ 111,000 |
| Tallahassee, FL | 206 | $ 43,660,000 | $ 211,941 | $ 120,000 |
| York-Hanover, PA | 206 | $ 45,740,000 | $ 222,038 | $ 127,000 |
| Reno, NV | 205 | $ 66,935,000 | $ 326,512 | $ 155,000 |
| Sierra Vista-Douglas, AZ | 200 | $ 35,860,000 | $ 179,300 | $ 106,000 |
| Anchorage, AK | 196 | $ 58,590,000 | $ 298,928 | $ 133,000 |
| Lawton, OK | 192 | $ 32,680,000 | $ 170,208 | $ 101,000 |
| Jackson, MS | 190 | $ 40,300,000 | $ 212,105 | $ 113,000 |
| Charlottesville, VA | 185 | $ 50,655,000 | $ 273,810 | $ 176,000 |
| Hanford-Corcoran, CA | 182 | $ 41,500,000 | $ 228,021 | $ 105,000 |
| Stockton-Lodi, CA | 182 | $ 52,830,000 | $ 290,274 | $ 137,000 |
| Macon-Bibb County, GA | 177 | $ 32,295,000 | $ 182,457 | $ 90,000 |
| Manhattan, KS | 176 | $ 29,450,000 | $ 167,329 | $ 87,000 |
| Gary, IN | 174 | $ 31,860,000 | $ 183,103 | $ 105,000 |
| Rochester, NY | 171 | $ 27,315,000 | $ 159,736 | $ 112,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 169 | $ 46,115,000 | $ 272,869 | $ 124,000 |
| Salt Lake City, UT | 164 | $ 53,330,000 | $ 325,182 | $ 146,000 |
| Elizabethtown-Fort Knox, KY | 161 | $ 30,875,000 | $ 191,770 | $ 108,000 |
| Spokane-Spokane Valley, WA | 161 | $ 44,145,000 | $ 274,192 | $ 124,000 |
| Las Cruces, NM | 160 | $ 40,700,000 | $ 254,375 | $ 105,000 |
| Bridgeport-Stamford-Norwalk, CT | 157 | $ 49,075,000 | $ 312,579 | $ 187,000 |
| Greeley, CO | 157 | $ 44,675,000 | $ 284,554 | $ 133,000 |
| Elgin, IL | 155 | $ 36,505,000 | $ 235,516 | $ 127,000 |
| Syracuse, NY | 155 | $ 25,745,000 | $ 166,096 | $ 113,000 |
| Rockingham County-Strafford County, NH | 153 | $ 49,315,000 | $ 322,320 | $ 153,000 |
| Punta Gorda, FL | 152 | $ 35,030,000 | $ 230,460 | $ 117,000 |
| Auburn-Opelika, AL | 151 | $ 31,645,000 | $ 209,569 | $ 101,000 |
| Dover, DE | 151 | $ 38,795,000 | $ 256,920 | $ 123,000 |
| Gainesville, FL | 149 | $ 35,365,000 | $ 237,348 | $ 105,000 |
| Spartanburg, SC | 148 | $ 31,660,000 | $ 213,918 | $ 109,000 |
| Wichita, KS | 145 | $ 32,115,000 | $ 221,482 | $ 111,000 |
| Springfield, MA | 144 | $ 32,240,000 | $ 223,888 | $ 121,000 |
| Manchester-Nashua, NH | 143 | $ 40,185,000 | $ 281,013 | $ 150,000 |
| Prescott Valley-Prescott, AZ | 141 | $ 36,795,000 | $ 260,957 | $ 122,000 |
| Fort Collins, CO | 140 | $ 46,630,000 | $ 333,071 | $ 153,000 |
| Ogden-Clearfield, UT | 138 | $ 42,370,000 | $ 307,028 | $ 129,000 |
| Lynchburg, VA | 137 | $ 30,755,000 | $ 224,489 | $ 126,000 |
| Naples-Immokalee-Marco Island, FL | 137 | $ 44,025,000 | $ 321,350 | $ 180,000 |
| Brunswick, GA | 135 | $ 29,095,000 | $ 215,518 | $ 104,000 |
| Lake Havasu City-Kingman, AZ | 135 | $ 29,255,000 | $ 216,703 | $ 101,000 |
| Homosassa Springs, FL | 133 | $ 26,255,000 | $ 197,406 | $ 103,000 |
| Shreveport-Bossier City, LA | 133 | $ 26,615,000 | $ 200,112 | $ 103,000 |
| Springfield, MO | 132 | $ 33,140,000 | $ 251,060 | $ 114,000 |
| Lafayette, LA | 130 | $ 22,170,000 | $ 170,538 | $ 110,000 |
| Roanoke, VA | 130 | $ 31,000,000 | $ 238,461 | $ 131,000 |
| Toledo, OH | 129 | $ 20,615,000 | $ 159,806 | $ 91,000 |
| Hickory-Lenoir-Morganton, NC | 127 | $ 26,135,000 | $ 205,787 | $ 106,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 124 | $ 22,940,000 | $ 185,000 | $ 107,000 |
| Grand Rapids-Wyoming, MI | 122 | $ 25,540,000 | $ 209,344 | $ 108,000 |
| Valdosta, GA | 119 | $ 23,725,000 | $ 199,369 | $ 90,000 |
| Salinas, CA | 118 | $ 39,440,000 | $ 334,237 | $ 171,000 |
| Sumter, SC | 118 | $ 20,040,000 | $ 169,830 | $ 92,000 |
| McAllen-Edinburg-Mission, TX | 117 | $ 24,135,000 | $ 206,282 | $ 91,000 |
| Atlantic City-Hammonton, NJ | 115 | $ 23,145,000 | $ 201,260 | $ 121,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 113 | $ 55,525,000 | $ 491,371 | $ 216,000 |
| The Villages, FL | 113 | $ 31,585,000 | $ 279,513 | $ 127,000 |
| Watertown-Fort Drum, NY | 112 | $ 22,340,000 | $ 199,464 | $ 100,000 |
| East Stroudsburg, PA | 110 | $ 23,750,000 | $ 215,909 | $ 121,000 |
| Greenville, NC | 110 | $ 19,530,000 | $ 177,545 | $ 102,000 |
| Rocky Mount, NC | 110 | $ 20,140,000 | $ 183,090 | $ 98,000 |
| Goldsboro, NC | 107 | $ 21,035,000 | $ 196,588 | $ 94,000 |
| Mount Vernon-Anacortes, WA | 104 | $ 30,290,000 | $ 291,250 | $ 130,000 |
| Lancaster, PA | 103 | $ 21,305,000 | $ 206,844 | $ 115,000 |
| Lexington-Fayette, KY | 103 | $ 23,225,000 | $ 225,485 | $ 119,000 |
| Youngstown-Warren-Boardman, OH-PA | 101 | $ 14,915,000 | $ 147,673 | $ 110,445 |
| Reading, PA | 100 | $ 17,450,000 | $ 174,500 | $ 122,000 |
| Sebastian-Vero Beach, FL | 98 | $ 25,220,000 | $ 257,346 | $ 115,000 |
| Visalia-Porterville, CA | 98 | $ 24,060,000 | $ 245,510 | $ 110,000 |
| Modesto, CA | 97 | $ 22,245,000 | $ 229,329 | $ 135,000 |
| Gainesville, GA | 96 | $ 25,750,000 | $ 268,229 | $ 118,000 |
| Kennewick-Richland, WA | 96 | $ 28,800,000 | $ 300,000 | $ 135,000 |
| Waco, TX | 96 | $ 21,790,000 | $ 226,979 | $ 127,000 |
| Burlington, NC | 95 | $ 21,395,000 | $ 225,210 | $ 106,000 |
| Provo-Orem, UT | 95 | $ 34,155,000 | $ 359,526 | $ 142,000 |
| Trenton, NJ | 94 | $ 20,420,000 | $ 217,234 | $ 125,000 |
| Pueblo, CO | 93 | $ 20,415,000 | $ 219,516 | $ 99,000 |
| Bellingham, WA | 92 | $ 28,700,000 | $ 311,956 | $ 126,000 |
| Athens-Clarke County, GA | 90 | $ 15,640,000 | $ 173,777 | $ 115,000 |
| Des Moines-West Des Moines, IA | 90 | $ 18,150,000 | $ 201,666 | $ 124,000 |
| College Station-Bryan, TX | 89 | $ 21,715,000 | $ 243,988 | $ 134,000 |
| Fort Wayne, IN | 84 | $ 15,490,000 | $ 184,404 | $ 100,000 |
| Kingsport-Bristol-Bristol, TN-VA | 84 | $ 21,340,000 | $ 254,047 | $ 121,571 |
| Dothan, AL | 81 | $ 15,755,000 | $ 194,506 | $ 211,000 |
| Tuscaloosa, AL | 80 | $ 17,400,000 | $ 217,500 | $ 109,000 |
| Barnstable Town, MA | 78 | $ 25,210,000 | $ 323,205 | $ 183,000 |
| Brownsville-Harlingen, TX | 78 | $ 17,770,000 | $ 227,820 | $ 118,000 |
| Canton-Massillon, OH | 78 | $ 12,690,000 | $ 162,692 | $ 94,000 |
| Salem, OR | 77 | $ 19,915,000 | $ 258,636 | $ 133,000 |
| Johnson City, TN | 76 | $ 19,720,000 | $ 259,473 | $ 108,000 |
| San Francisco-Redwood City-South San Francisco, CA | 76 | $ 40,530,000 | $ 533,289 | $ 239,000 |
| Boulder, CO | 73 | $ 23,405,000 | $ 320,616 | $ 158,000 |
| Florence, SC | 73 | $ 12,015,000 | $ 164,589 | $ 96,000 |
| South Bend-Mishawaka, IN-MI | 72 | $ 13,310,000 | $ 184,861 | $ 122,125 |
| Santa Maria-Santa Barbara, CA | 71 | $ 29,295,000 | $ 412,605 | $ 181,000 |
| Lansing-East Lansing, MI | 70 | $ 14,320,000 | $ 204,571 | $ 128,000 |
| Fairbanks, AK | 69 | $ 19,295,000 | $ 279,637 | $ 124,000 |
| Flint, MI | 68 | $ 10,830,000 | $ 159,264 | $ 110,000 |
| Huntington-Ashland, WV-KY-OH | 68 | $ 12,480,000 | $ 183,529 | $ 98,558 |
| Tyler, TX | 68 | $ 16,910,000 | $ 248,676 | $ 136,000 |
| Amarillo, TX | 67 | $ 14,985,000 | $ 223,656 | $ 113,000 |
| Chambersburg-Waynesboro, PA | 67 | $ 14,975,000 | $ 223,507 | $ 135,000 |
| Davenport-Moline-Rock Island, IA-IL | 67 | $ 15,195,000 | $ 226,791 | $ 107,671 |
| Madison, WI | 66 | $ 14,840,000 | $ 224,848 | $ 117,000 |
| Rockford, IL | 64 | $ 11,260,000 | $ 175,937 | $ 103,000 |
| Wichita Falls, TX | 64 | $ 14,040,000 | $ 219,375 | $ 90,000 |
| El Centro, CA | 61 | $ 12,025,000 | $ 197,131 | $ 117,000 |
| Peoria, IL | 61 | $ 8,305,000 | $ 136,147 | $ 103,000 |
| Utica-Rome, NY | 61 | $ 9,245,000 | $ 151,557 | $ 94,000 |
| Grand Junction, CO | 60 | $ 14,620,000 | $ 243,666 | $ 135,000 |
| Sherman-Denison, TX | 60 | $ 15,640,000 | $ 260,666 | $ 125,000 |
| Coeur D'Alene, ID | 58 | $ 18,670,000 | $ 321,896 | $ 151,000 |
| Flagstaff, AZ | 58 | $ 17,710,000 | $ 305,344 | $ 163,000 |
| Santa Fe, NM | 58 | $ 22,670,000 | $ 390,862 | $ 169,000 |
| Bangor, ME | 57 | $ 11,185,000 | $ 196,228 | $ 117,000 |
| Hattiesburg, MS | 57 | $ 12,465,000 | $ 218,684 | $ 128,000 |
| Bowling Green, KY | 56 | $ 11,320,000 | $ 202,142 | $ 95,000 |
| Lake Charles, LA | 56 | $ 10,180,000 | $ 181,785 | $ 91,000 |
| Longview, TX | 56 | $ 10,310,000 | $ 184,107 | $ 103,000 |
| Racine, WI | 56 | $ 12,140,000 | $ 216,785 | $ 117,000 |
| Eugene, OR | 55 | $ 16,465,000 | $ 299,363 | $ 112,000 |
| Columbia, MO | 54 | $ 12,180,000 | $ 225,555 | $ 107,000 |
| Lubbock, TX | 54 | $ 11,570,000 | $ 214,259 | $ 117,000 |
| Medford, OR | 53 | $ 18,405,000 | $ 347,264 | $ 129,000 |
| Vineland-Bridgeton, NJ | 53 | $ 9,755,000 | $ 184,056 | $ 160,000 |
| Ann Arbor, MI | 52 | $ 16,390,000 | $ 315,192 | $ 161,000 |
| Beaumont-Port Arthur, TX | 52 | $ 11,850,000 | $ 227,884 | $ 118,000 |
| Jackson, TN | 52 | $ 10,240,000 | $ 196,923 | $ 117,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 52 | $ 13,460,000 | $ 258,846 | $ 145,000 |
| Bend-Redmond, OR | 51 | $ 15,695,000 | $ 307,745 | $ 154,000 |
| Burlington-South Burlington, VT | 51 | $ 14,735,000 | $ 288,921 | $ 155,000 |
| Kalamazoo-Portage, MI | 51 | $ 12,215,000 | $ 239,509 | $ 92,000 |
| Lincoln, NE | 51 | $ 10,455,000 | $ 205,000 | $ 109,000 |
| Blacksburg-Christiansburg-Radford, VA | 50 | $ 13,300,000 | $ 266,000 | $ 128,000 |
| Fort Smith, AR-OK | 50 | $ 10,710,000 | $ 214,200 | $ 97,820 |
| Morgantown, WV | 50 | $ 12,370,000 | $ 247,400 | $ 124,000 |
| Staunton-Waynesboro, VA | 50 | $ 11,780,000 | $ 235,600 | $ 105,000 |
| Topeka, KS | 50 | $ 9,590,000 | $ 191,800 | $ 99,000 |
| Abilene, TX | 49 | $ 9,395,000 | $ 191,734 | $ 101,000 |
| Erie, PA | 49 | $ 6,755,000 | $ 137,857 | $ 88,000 |
| Gettysburg, PA | 49 | $ 11,885,000 | $ 242,551 | $ 127,000 |
| Santa Rosa, CA | 49 | $ 17,685,000 | $ 360,918 | $ 148,000 |
| Yuba City, CA | 49 | $ 14,385,000 | $ 293,571 | $ 116,000 |
| Bloomington, IN | 48 | $ 11,370,000 | $ 236,875 | $ 136,000 |
| Harrisonburg, VA | 48 | $ 12,690,000 | $ 264,375 | $ 139,000 |
| Charleston, WV | 47 | $ 7,235,000 | $ 153,936 | $ 117,000 |
| Cheyenne, WY | 47 | $ 11,115,000 | $ 236,489 | $ 127,000 |
| Lafayette-West Lafayette, IN | 47 | $ 9,765,000 | $ 207,765 | $ 98,000 |
| Billings, MT | 46 | $ 11,980,000 | $ 260,434 | $ 118,000 |
| Cleveland, TN | 46 | $ 11,180,000 | $ 243,043 | $ 104,000 |
| Morristown, TN | 46 | $ 13,220,000 | $ 287,391 | $ 132,000 |
| Ocean City, NJ | 46 | $ 13,060,000 | $ 283,913 | $ 165,000 |
| Redding, CA | 46 | $ 11,760,000 | $ 255,652 | $ 130,000 |
| Kingston, NY | 45 | $ 9,445,000 | $ 209,888 | $ 131,000 |
| Sebring, FL | 45 | $ 7,555,000 | $ 167,888 | $ 111,000 |
| Chico, CA | 44 | $ 13,700,000 | $ 311,363 | $ 153,000 |
| San Angelo, TX | 43 | $ 9,525,000 | $ 221,511 | $ 98,000 |
| Sioux Falls, SD | 43 | $ 10,345,000 | $ 240,581 | $ 107,000 |
| Carbondale-Marion, IL | 42 | $ 6,760,000 | $ 160,952 | $ 89,000 |
| Duluth, MN-WI | 42 | $ 8,010,000 | $ 190,714 | $ 102,047 |
| Houma-Thibodaux, LA | 42 | $ 8,040,000 | $ 191,428 | $ 87,000 |
| Green Bay, WI | 40 | $ 7,270,000 | $ 181,750 | $ 115,000 |
| Albany, OR | 39 | $ 8,405,000 | $ 215,512 | $ 100,000 |
| Anniston-Oxford-Jacksonville, AL | 39 | $ 5,455,000 | $ 139,871 | $ 94,000 |
| Hammond, LA | 39 | $ 6,695,000 | $ 171,666 | $ 89,000 |
| Kahului-Wailuku-Lahaina, HI | 39 | $ 16,415,000 | $ 420,897 | $ 206,000 |
| Niles-Benton Harbor, MI | 39 | $ 8,605,000 | $ 220,641 | $ 104,000 |
| Yakima, WA | 39 | $ 12,595,000 | $ 322,948 | $ 140,000 |
| Monroe, LA | 38 | $ 6,250,000 | $ 164,473 | $ 99,000 |
| Rapid City, SD | 38 | $ 10,670,000 | $ 280,789 | $ 129,000 |
| Decatur, AL | 37 | $ 8,525,000 | $ 230,405 | $ 113,000 |
| Idaho Falls, ID | 37 | $ 9,595,000 | $ 259,324 | $ 135,000 |
| Madera, CA | 37 | $ 11,375,000 | $ 307,432 | $ 131,000 |
| State College, PA | 37 | $ 9,205,000 | $ 248,783 | $ 177,000 |
| Alexandria, LA | 36 | $ 7,880,000 | $ 218,888 | $ 104,000 |
| Cumberland, MD-WV | 36 | $ 4,800,000 | $ 133,333 | $ 109,527 |
| Lewiston-Auburn, ME | 36 | $ 5,580,000 | $ 155,000 | $ 122,000 |
| St. George, UT | 36 | $ 11,830,000 | $ 328,611 | $ 144,000 |
| Gadsden, AL | 35 | $ 6,015,000 | $ 171,857 | $ 88,000 |
| Glens Falls, NY | 35 | $ 6,775,000 | $ 193,571 | $ 125,000 |
| Laredo, TX | 35 | $ 8,145,000 | $ 232,714 | $ 173,000 |
| Terre Haute, IN | 35 | $ 5,685,000 | $ 162,428 | $ 104,000 |
| Battle Creek, MI | 34 | $ 5,770,000 | $ 169,705 | $ 111,000 |
| Evansville, IN-KY | 34 | $ 6,460,000 | $ 190,000 | $ 92,705 |
| Kankakee, IL | 34 | $ 4,180,000 | $ 122,941 | $ 99,000 |
| Merced, CA | 34 | $ 10,980,000 | $ 322,941 | $ 122,000 |
| Saginaw, MI | 34 | $ 4,200,000 | $ 123,529 | $ 69,000 |
| Appleton, WI | 33 | $ 6,795,000 | $ 205,909 | $ 89,000 |
| Binghamton, NY | 33 | $ 3,615,000 | $ 109,545 | $ 95,000 |
| Hot Springs, AR | 33 | $ 5,195,000 | $ 157,424 | $ 107,000 |
| Monroe, MI | 33 | $ 5,965,000 | $ 180,757 | $ 97,000 |
| Cedar Rapids, IA | 32 | $ 5,520,000 | $ 172,500 | $ 90,000 |
| Mansfield, OH | 32 | $ 4,040,000 | $ 126,250 | $ 122,000 |
| Midland, TX | 32 | $ 10,150,000 | $ 317,187 | $ 147,000 |
| Muskegon, MI | 32 | $ 5,430,000 | $ 169,687 | $ 85,000 |
| Rochester, MN | 32 | $ 8,570,000 | $ 267,812 | $ 149,000 |
| Springfield, OH | 31 | $ 5,285,000 | $ 170,483 | $ 98,000 |
| Champaign-Urbana, IL | 30 | $ 6,160,000 | $ 205,333 | $ 101,000 |
| Great Falls, MT | 30 | $ 6,700,000 | $ 223,333 | $ 98,000 |
| Eau Claire, WI | 29 | $ 5,695,000 | $ 196,379 | $ 117,000 |
| Jefferson City, MO | 29 | $ 6,165,000 | $ 212,586 | $ 105,000 |
| Longview, WA | 29 | $ 8,355,000 | $ 288,103 | $ 118,000 |
| Missoula, MT | 29 | $ 10,505,000 | $ 362,241 | $ 156,000 |
| Pittsfield, MA | 29 | $ 6,665,000 | $ 229,827 | $ 127,000 |
| St. Joseph, MO-KS | 29 | $ 3,785,000 | $ 130,517 | $ 72,000 |
| Enid, OK | 28 | $ 5,940,000 | $ 212,142 | $ 107,000 |
| Florence-Muscle Shoals, AL | 28 | $ 5,130,000 | $ 183,214 | $ 101,000 |
| Rome, GA | 28 | $ 3,910,000 | $ 139,642 | $ 115,000 |
| Lebanon, PA | 27 | $ 4,645,000 | $ 172,037 | $ 117,000 |
| Midland, MI | 27 | $ 4,955,000 | $ 183,518 | $ 99,000 |
| Texarkana, TX-AR | 27 | $ 6,095,000 | $ 225,740 | $ 89,370 |
| Napa, CA | 25 | $ 7,665,000 | $ 306,600 | $ 180,000 |
| Wenatchee, WA | 25 | $ 5,965,000 | $ 238,600 | $ 124,000 |
| Altoona, PA | 24 | $ 5,180,000 | $ 215,833 | $ 100,000 |
| Fargo, ND-MN | 24 | $ 6,570,000 | $ 273,750 | $ 96,250 |
| Farmington, NM | 24 | $ 4,910,000 | $ 204,583 | $ 86,000 |
| Jackson, MI | 24 | $ 3,500,000 | $ 145,833 | $ 91,000 |
| Lima, OH | 24 | $ 4,130,000 | $ 172,083 | $ 94,000 |
| Springfield, IL | 24 | $ 6,150,000 | $ 256,250 | $ 156,000 |
| St. Cloud, MN | 24 | $ 5,200,000 | $ 216,666 | $ 79,000 |
| Williamsport, PA | 24 | $ 4,490,000 | $ 187,083 | $ 123,000 |
| Beckley, WV | 23 | $ 2,835,000 | $ 123,260 | $ 91,000 |
| Casper, WY | 23 | $ 6,395,000 | $ 278,043 | $ 103,000 |
| Janesville-Beloit, WI | 23 | $ 3,655,000 | $ 158,913 | $ 65,000 |
| Johnstown, PA | 23 | $ 2,255,000 | $ 98,043 | $ 97,000 |
| Jonesboro, AR | 23 | $ 4,905,000 | $ 213,260 | $ 108,000 |
| Victoria, TX | 23 | $ 4,485,000 | $ 195,000 | $ 107,000 |
| Kokomo, IN | 22 | $ 3,170,000 | $ 144,090 | $ 130,000 |
| Lawrence, KS | 22 | $ 5,080,000 | $ 230,909 | $ 104,000 |
| Bay City, MI | 21 | $ 3,195,000 | $ 152,142 | $ 76,000 |
| Bloomsburg-Berwick, PA | 21 | $ 4,515,000 | $ 215,000 | $ 123,000 |
| Odessa, TX | 21 | $ 4,615,000 | $ 219,761 | $ 145,000 |
| Carson City, NV | 20 | $ 5,730,000 | $ 286,500 | $ 117,000 |
| Decatur, IL | 20 | $ 2,740,000 | $ 137,000 | $ 130,000 |
| Joplin, MO | 20 | $ 3,140,000 | $ 157,000 | $ 108,000 |
| Logan, UT-ID | 20 | $ 5,120,000 | $ 256,000 | $ 111,000 |
| Michigan City-La Porte, IN | 20 | $ 5,230,000 | $ 261,500 | $ 112,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 9,260,000 | $ 463,000 | $ 217,000 |
| Wheeling, WV-OH | 20 | $ 2,670,000 | $ 133,500 | $ 74,400 |
| Corvallis, OR | 19 | $ 4,755,000 | $ 250,263 | $ 140,000 |
| Dalton, GA | 19 | $ 3,525,000 | $ 185,526 | $ 69,000 |
| Oshkosh-Neenah, WI | 19 | $ 3,365,000 | $ 177,105 | $ 147,000 |
| Pine Bluff, AR | 19 | $ 2,745,000 | $ 144,473 | $ 98,000 |
| San Rafael, CA | 19 | $ 8,405,000 | $ 442,368 | $ 214,000 |
| Wausau, WI | 19 | $ 3,855,000 | $ 202,894 | $ 118,000 |
| Ames, IA | 18 | $ 3,290,000 | $ 182,777 | $ 98,000 |
| Cape Girardeau, MO-IL | 18 | $ 3,330,000 | $ 185,000 | $ 70,000 |
| Elmira, NY | 18 | $ 2,900,000 | $ 161,111 | $ 84,000 |
| Iowa City, IA | 18 | $ 3,890,000 | $ 216,111 | $ 87,000 |
| Lewiston, ID-WA | 18 | $ 4,390,000 | $ 243,888 | $ 106,222 |
| Twin Falls, ID | 18 | $ 3,900,000 | $ 216,666 | $ 131,000 |
| Bloomington, IL | 17 | $ 2,475,000 | $ 145,588 | $ 98,000 |
| Elkhart-Goshen, IN | 17 | $ 3,455,000 | $ 203,235 | $ 112,000 |
| Grants Pass, OR | 17 | $ 3,985,000 | $ 234,411 | $ 145,000 |
| Sheboygan, WI | 17 | $ 3,375,000 | $ 198,529 | $ 101,000 |
| Grand Forks, ND-MN | 16 | $ 4,070,000 | $ 254,375 | $ 126,500 |
| La Crosse-Onalaska, WI-MN | 16 | $ 4,700,000 | $ 293,750 | $ 116,375 |
| Muncie, IN | 16 | $ 2,800,000 | $ 175,000 | $ 107,000 |
| Owensboro, KY | 16 | $ 2,930,000 | $ 183,125 | $ 130,000 |
| Ithaca, NY | 15 | $ 2,865,000 | $ 191,000 | $ 138,000 |
| Pocatello, ID | 15 | $ 3,255,000 | $ 217,000 | $ 112,000 |
| Columbus, IN | 14 | $ 3,150,000 | $ 225,000 | $ 85,000 |
| Sioux City, IA-NE-SD | 13 | $ 4,365,000 | $ 335,769 | $ 94,923 |
| Waterloo-Cedar Falls, IA | 13 | $ 2,475,000 | $ 190,384 | $ 96,000 |
| Weirton-Steubenville, WV-OH | 13 | $ 2,005,000 | $ 154,230 | $ 75,692 |
| Mankato-North Mankato, MN | 12 | $ 2,460,000 | $ 205,000 | $ 84,000 |
| Parkersburg-Vienna, WV | 12 | $ 1,630,000 | $ 135,833 | $ 99,000 |
| Danville, IL | 11 | $ 1,265,000 | $ 115,000 | $ 71,000 |
| Fond Du Lac, WI | 11 | $ 1,515,000 | $ 137,727 | $ 92,000 |
| Walla Walla, WA | 11 | $ 3,345,000 | $ 304,090 | $ 149,000 |
| Bismarck, ND | 10 | $ 4,010,000 | $ 401,000 | $ 142,000 |
| Grand Island, NE | 8 | $ 1,750,000 | $ 218,750 | $ 88,000 |
| Dubuque, IA | 3 | $ 875,000 | $ 291,666 | $ 152,000 |
Mortgage Loan Application Detail Totals for Navy Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 74,442 | $25,456,280,000 | $341,000 | $3,955,000 | $126,000 | $4,535,000 |
| Home Improvement | 36,576 | $3,570,460,000 | $97,000 | $4,405,000 | $145,000 | $5,201,000 |
| Other Purpose | 25,960 | $2,913,210,000 | $112,000 | $3,005,000 | $132,000 | $4,465,000 |
| Cash-out Refinancing | 20,874 | $6,078,910,000 | $291,000 | $2,505,000 | $119,000 | $7,552,000 |
| Refinancing | 10,884 | $2,615,070,000 | $240,000 | $5,505,000 | $125,000 | $9,106,000 |
| Not Applicable | 268 | $48,320,000 | $180,000 | $515,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 81,006 | $19,066,100,000 | $235,000 | $3,955,000 | $135,000 | $9,106,000 |
| Black or African American | 36,781 | $8,526,725,000 | $231,000 | $2,705,000 | $116,000 | $7,552,000 |
| Not Provided | 21,684 | $5,596,470,000 | $258,000 | $5,505,000 | $137,000 | $6,547,000 |
| Hispanic | 16,892 | $4,096,470,000 | $242,000 | $2,005,000 | $123,000 | $4,535,000 |
| Asian | 6,417 | $1,850,225,000 | $288,000 | $4,405,000 | $142,000 | $4,368,000 |
| American Indian or Alaskan Native | 2,418 | $554,240,000 | $229,000 | $1,985,000 | $117,000 | $965,000 |
| Not applicable | 673 | $152,925,000 | $227,000 | $1,265,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 472 | $118,010,000 | $250,000 | $1,705,000 | $130,000 | $4,465,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 123,445 | $24,179,715,000 | $195,000 | $5,505,000 | $135,000 | $9,106,000 |
| VA-guaranteed (Veterans Administration) | 45,539 | $16,498,705,000 | $362,000 | $2,415,000 | $117,000 | $6,547,000 |
| FHA-insured (Federal Housing Administration) | 20 | $3,830,000 | $191,000 | $385,000 | $96,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 75,462 | $18,816,640,000 | $249,000 | $2,415,000 | $128,000 | $2,473,000 |
| Application Denied By Financial Institution | 45,747 | $9,529,765,000 | $208,000 | $5,505,000 | $119,000 | $9,106,000 |
| Application Withdrawn By Applicant | 40,593 | $10,788,595,000 | $265,000 | $3,005,000 | $145,000 | $7,552,000 |
| File Closed For Incompleteness | 5,667 | $1,199,615,000 | $211,000 | $2,055,000 | $145,000 | $3,316,000 |
| Application Approved But Not Accepted | 786 | $159,960,000 | $203,000 | $1,785,000 | $125,000 | $1,257,000 |
| Loan Purchased By The Institution | 633 | $143,045,000 | $225,000 | $1,265,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 98 | $37,680,000 | $384,000 | $1,305,000 | $115,000 | $392,000 |
| Preapproval Approved but not Accepted | 18 | $6,950,000 | $386,000 | $1,045,000 | $120,000 | $412,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 123,159 | $31,114,805,000 | $252,000 | $3,005,000 | $134,000 | $7,552,000 |
| Debt-To-Income Ratio | 19,285 | $4,379,685,000 | $227,000 | $2,805,000 | $94,000 | $1,929,000 |
| Other | 9,872 | $1,788,020,000 | $181,000 | $5,505,000 | $145,000 | $3,756,000 |
| Credit History | 9,276 | $1,697,840,000 | $183,000 | $4,405,000 | $141,000 | $5,201,000 |
| Collateral | 2,894 | $548,530,000 | $189,000 | $2,005,000 | $138,000 | $2,518,000 |
| Credit Application Incomplete | 1,666 | $423,200,000 | $254,000 | $2,005,000 | $131,000 | $3,501,000 |
| Unverifiable Information | 1,418 | $351,400,000 | $247,000 | $3,005,000 | $113,000 | $9,106,000 |
| Employment History | 915 | $225,565,000 | $246,000 | $1,805,000 | $73,000 | $1,449,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 518 | $153,190,000 | $295,000 | $1,665,000 | $120,000 | $825,000 |
| Mortgage Insurance Denied | 1 | $15,000 | $15,000 | $15,000 | $86,000 | $86,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Navy Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Navy Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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