Onemain Financial, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Onemain Financial, Inc. of Baltimore, MD reported 3,726 mortgage applications totaling $258.2 million, down 60% from 2011. The average application was for $69,297, and applicants reported an average income of $40,864. 11% of its applications resulted in an originated loan and 75% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (114), McAllen-Edinburg-Mission, TX (86) and Brownsville-Harlingen, TX (71) (applications in parentheses).

Mortgage Company & Address Onemain Financial, Inc.
300 St. Paul Place
Baltimore, MD 21202
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 3,726
Total Mortgage Loan Application Amount $258,202,000
Average Mortgage Loan Application Amount $69,297
Highest Mortgage Loan Application Amount $989,000
Average Applicant Income $40,864
Highest Applicant Income $830,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onemain Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Onemain Financial, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hidalgo, Texas 86 $ 3,095,000 $ 35,988 $ 41,000
Cameron, Texas 71 $ 2,537,000 $ 35,732 $ 37,000
Harris, Texas 57 $ 3,243,000 $ 56,894 $ 53,000
El Paso, Texas 53 $ 3,442,000 $ 64,943 $ 54,000
Bexar, Texas 45 $ 1,740,000 $ 38,666 $ 39,000
Iredell, North Carolina 32 $ 2,344,000 $ 73,250 $ 33,000
Tarrant, Texas 32 $ 1,981,000 $ 61,906 $ 48,000
Ector, Texas 29 $ 1,311,000 $ 45,206 $ 58,000
Randolph, North Carolina 26 $ 1,878,000 $ 72,230 $ 37,000
Sussex, Delaware 23 $ 2,581,000 $ 112,217 $ 28,000
Nueces, Texas 23 $ 1,122,000 $ 48,782 $ 45,000
Cuyahoga, Ohio 21 $ 1,429,000 $ 68,047 $ 40,000
Stark, Ohio 20 $ 1,560,000 $ 78,000 $ 34,000
Mobile, Alabama 19 $ 1,532,000 $ 80,631 $ 31,000
Davidson, North Carolina 19 $ 1,157,000 $ 60,894 $ 29,000
Midland, Texas 19 $ 1,253,000 $ 65,947 $ 57,000
Jackson, Alabama 18 $ 1,122,000 $ 62,333 $ 23,000
Hamilton, Ohio 18 $ 1,638,000 $ 91,000 $ 50,000
Dallas, Texas 18 $ 806,000 $ 44,777 $ 41,000
Marion, Indiana 17 $ 1,111,000 $ 65,352 $ 40,000
Rowan, North Carolina 17 $ 1,310,000 $ 77,058 $ 51,000
Mahoning, Ohio 17 $ 1,087,000 $ 63,941 $ 27,000
Travis, Texas 17 $ 1,082,000 $ 63,647 $ 51,000
Tallapoosa, Alabama 16 $ 801,000 $ 50,062 $ 24,000
Forsyth, North Carolina 16 $ 1,330,000 $ 83,125 $ 57,000
Guilford, North Carolina 15 $ 1,385,000 $ 92,333 $ 27,000
Union, North Carolina 15 $ 1,514,000 $ 100,933 $ 42,000
Pickens, South Carolina 15 $ 882,000 $ 58,800 $ 31,000
Escambia, Alabama 14 $ 606,000 $ 43,285 $ 27,000
Colquitt, Georgia 14 $ 792,000 $ 56,571 $ 27,000
Brunswick, North Carolina 14 $ 1,194,000 $ 85,285 $ 49,000
Catawba, North Carolina 14 $ 913,000 $ 65,214 $ 28,000
Columbus, North Carolina 14 $ 1,001,000 $ 71,500 $ 31,000
Gaston, North Carolina 14 $ 929,000 $ 66,357 $ 26,000
Greenville, South Carolina 14 $ 1,015,000 $ 72,500 $ 29,000
Spartanburg, South Carolina 14 $ 825,000 $ 58,928 $ 27,000
Lubbock, Texas 14 $ 461,000 $ 32,928 $ 36,000
Jefferson, Alabama 13 $ 974,000 $ 74,923 $ 53,000
Baltimore City, Maryland 13 $ 1,317,000 $ 101,307 $ 57,000
Rockingham, North Carolina 13 $ 878,000 $ 67,538 $ 30,000
Dauphin, Pennsylvania 13 $ 1,146,000 $ 88,153 $ 47,000
Aiken, South Carolina 13 $ 699,000 $ 53,769 $ 18,000
Montgomery, Texas 13 $ 731,000 $ 56,230 $ 42,000
Tuscaloosa, Alabama 12 $ 815,000 $ 67,916 $ 49,000
Dougherty, Georgia 12 $ 607,000 $ 50,583 $ 38,000
Halifax, North Carolina 12 $ 674,000 $ 56,166 $ 26,000
Butler, Ohio 12 $ 738,000 $ 61,500 $ 35,000
Montgomery, Ohio 12 $ 1,046,000 $ 87,166 $ 42,000
Brazoria, Texas 12 $ 796,000 $ 66,333 $ 55,000
McLennan, Texas 12 $ 579,000 $ 48,250 $ 36,000
Webb, Texas 12 $ 764,000 $ 63,666 $ 68,000
Craven, North Carolina 11 $ 615,000 $ 55,909 $ 54,000
Pitt, North Carolina 11 $ 856,000 $ 77,818 $ 44,000
Lancaster, Pennsylvania 11 $ 479,000 $ 43,545 $ 49,000
Victoria, Texas 11 $ 496,000 $ 45,090 $ 38,000
Kent, Delaware 10 $ 753,000 $ 75,300 $ 37,000
DeKalb, Georgia 10 $ 800,000 $ 80,000 $ 42,000
Gwinnett, Georgia 10 $ 1,628,000 $ 162,800 $ 38,000
Thomas, Georgia 10 $ 719,000 $ 71,900 $ 25,000
Polk, Iowa 10 $ 1,365,000 $ 136,500 $ 52,000
Kennebec, Maine 10 $ 952,000 $ 95,200 $ 50,000
Hampden, Massachusetts 10 $ 1,073,000 $ 107,300 $ 29,000
New Hanover, North Carolina 10 $ 963,000 $ 96,300 $ 47,000
Portage, Ohio 10 $ 803,000 $ 80,300 $ 29,000
Collin, Texas 10 $ 617,000 $ 61,700 $ 55,000
Fort Bend, Texas 10 $ 419,000 $ 41,900 $ 62,000
Grayson, Texas 10 $ 504,000 $ 50,400 $ 42,000
Gregg, Texas 10 $ 468,000 $ 46,800 $ 47,000
Hale, Texas 10 $ 207,000 $ 20,700 $ 34,000
Wichita, Texas 10 $ 456,000 $ 45,600 $ 48,000
Decatur, Georgia 9 $ 618,000 $ 68,666 $ 34,000
East Baton Rouge, Louisiana 9 $ 723,000 $ 80,333 $ 46,000
Buncombe, North Carolina 9 $ 599,000 $ 66,555 $ 32,000
Cabarrus, North Carolina 9 $ 541,000 $ 60,111 $ 30,000
Carteret, North Carolina 9 $ 915,000 $ 101,666 $ 36,000
Cleveland, North Carolina 9 $ 539,000 $ 59,888 $ 35,000
Cumberland, North Carolina 9 $ 926,000 $ 102,888 $ 52,000
Wilson, North Carolina 9 $ 553,000 $ 61,444 $ 31,000
Allegheny, Pennsylvania 9 $ 398,000 $ 44,222 $ 61,000
Erie, Pennsylvania 9 $ 407,000 $ 45,222 $ 45,000
Darlington, South Carolina 9 $ 578,000 $ 64,222 $ 24,000
Anderson, Texas 9 $ 365,000 $ 40,555 $ 44,000
Kaufman, Texas 9 $ 442,000 $ 49,111 $ 41,000
Rutland, Vermont 9 $ 1,014,000 $ 112,666 $ 38,000
Marshall, Alabama 8 $ 625,000 $ 78,125 $ 28,000
Leon, Florida 8 $ 814,000 $ 101,750 $ 55,000
Polk, Florida 8 $ 417,000 $ 52,125 $ 43,000
Clayton, Georgia 8 $ 562,000 $ 70,250 $ 33,000
Cook, Illinois 8 $ 814,000 $ 101,750 $ 45,000
Bernalillo, New Mexico 8 $ 917,000 $ 114,625 $ 42,000
Santa Fe, New Mexico 8 $ 773,000 $ 96,625 $ 57,000
Burke, North Carolina 8 $ 419,000 $ 52,375 $ 28,000
Caldwell, North Carolina 8 $ 350,000 $ 43,750 $ 30,000
Greene, North Carolina 8 $ 560,000 $ 70,000 $ 40,000
Henderson, North Carolina 8 $ 874,000 $ 109,250 $ 45,000
Robeson, North Carolina 8 $ 524,000 $ 65,500 $ 29,000
Anderson, South Carolina 8 $ 500,000 $ 62,500 $ 32,000
Florence, South Carolina 8 $ 631,000 $ 78,875 $ 36,000
Cherokee, Texas 8 $ 265,000 $ 33,125 $ 47,000
Galveston, Texas 8 $ 613,000 $ 76,625 $ 48,000
Taylor, Texas 8 $ 378,000 $ 47,250 $ 41,000
El Paso, Colorado 7 $ 1,279,000 $ 182,714 $ 63,000
Weld, Colorado 7 $ 779,000 $ 111,285 $ 38,000
Volusia, Florida 7 $ 341,000 $ 48,714 $ 132,000
Muscogee, Georgia 7 $ 548,000 $ 78,285 $ 22,000
Richmond, Georgia 7 $ 338,000 $ 48,285 $ 45,000
Sumter, Georgia 7 $ 415,000 $ 59,285 $ 48,000
Harlan, Kentucky 7 $ 293,000 $ 41,857 $ 33,000
Baltimore, Maryland 7 $ 653,000 $ 93,285 $ 45,000
Carroll, New Hampshire 7 $ 980,000 $ 140,000 $ 42,000
Merrimack, New Hampshire 7 $ 860,000 $ 122,857 $ 42,000
Harnett, North Carolina 7 $ 450,000 $ 64,285 $ 33,000
Pender, North Carolina 7 $ 596,000 $ 85,142 $ 63,000
Lucas, Ohio 7 $ 327,000 $ 46,714 $ 30,000
Scioto, Ohio 7 $ 381,000 $ 54,428 $ 39,000
Beaver, Pennsylvania 7 $ 617,000 $ 88,142 $ 89,000
York, Pennsylvania 7 $ 585,000 $ 83,571 $ 45,000
Richland, South Carolina 7 $ 473,000 $ 67,571 $ 47,000
Bastrop, Texas 7 $ 636,000 $ 90,857 $ 44,000
Bell, Texas 7 $ 490,000 $ 70,000 $ 48,000
Brazos, Texas 7 $ 449,000 $ 64,142 $ 56,000
Potter, Texas 7 $ 307,000 $ 43,857 $ 50,000
Uvalde, Texas 7 $ 219,000 $ 31,285 $ 24,000
Salt Lake, Utah 7 $ 1,024,000 $ 146,285 $ 50,000
Sheridan, Wyoming 7 $ 922,000 $ 131,714 $ 45,000
Colbert, Alabama 6 $ 371,000 $ 61,833 $ 27,000
Etowah, Alabama 6 $ 277,000 $ 46,166 $ 33,000
Lauderdale, Alabama 6 $ 302,000 $ 50,333 $ 37,000
Madison, Alabama 6 $ 490,000 $ 81,666 $ 40,000
New Castle, Delaware 6 $ 724,000 $ 120,666 $ 34,000
Henry, Georgia 6 $ 420,000 $ 70,000 $ 41,000
Madison, Illinois 6 $ 225,000 $ 37,500 $ 34,000
Monroe, Indiana 6 $ 490,000 $ 81,666 $ 34,000
Clinton, Iowa 6 $ 445,000 $ 74,166 $ 55,000
Jefferson, Kentucky 6 $ 482,000 $ 80,333 $ 53,000
Jackson, Mississippi 6 $ 446,000 $ 74,333 $ 46,000
Buchanan, Missouri 6 $ 267,000 $ 44,500 $ 32,000
St. Louis, Missouri 6 $ 415,000 $ 69,166 $ 31,000
Douglas, Nebraska 6 $ 392,000 $ 65,333 $ 21,000
Hillsborough, New Hampshire 6 $ 1,095,000 $ 182,500 $ 68,000
Strafford, New Hampshire 6 $ 1,013,000 $ 168,833 $ 34,000
Rio Arriba, New Mexico 6 $ 421,000 $ 70,166 $ 42,000
Lenoir, North Carolina 6 $ 334,000 $ 55,666 $ 38,000
Onslow, North Carolina 6 $ 594,000 $ 99,000 $ 41,000
Person, North Carolina 6 $ 430,000 $ 71,666 $ 50,000
Surry, North Carolina 6 $ 481,000 $ 80,166 $ 53,000
Washington, North Carolina 6 $ 469,000 $ 78,166 $ 33,000
Franklin, Ohio 6 $ 583,000 $ 97,166 $ 47,000
Jefferson, Ohio 6 $ 226,000 $ 37,666 $ 28,000
Lawrence, Ohio 6 $ 272,000 $ 45,333 $ 35,000
Warren, Pennsylvania 6 $ 307,000 $ 51,166 $ 20,000
Westmoreland, Pennsylvania 6 $ 595,000 $ 99,166 $ 47,000
Berkeley, South Carolina 6 $ 478,000 $ 79,666 $ 33,000
Brown, Texas 6 $ 282,000 $ 47,000 $ 32,000
Caldwell, Texas 6 $ 364,000 $ 60,666 $ 40,000
Maverick, Texas 6 $ 254,000 $ 42,333 $ 23,000
Nacogdoches, Texas 6 $ 211,000 $ 35,166 $ 44,000
San Jacinto, Texas 6 $ 400,000 $ 66,666 $ 59,000
Natrona, Wyoming 6 $ 824,000 $ 137,333 $ 36,000
Cullman, Alabama 5 $ 374,000 $ 74,800 $ 25,000
Gadsden, Florida 5 $ 347,000 $ 69,400 $ 60,000
Pasco, Florida 5 $ 266,000 $ 53,200 $ 55,000
Putnam, Florida 5 $ 283,000 $ 56,600 $ 27,000
St. Lucie, Florida 5 $ 294,000 $ 58,800 $ 22,000
Fulton, Georgia 5 $ 480,000 $ 96,000 $ 36,000
Newton, Georgia 5 $ 472,000 $ 94,400 $ 37,000
Washington, Georgia 5 $ 216,000 $ 43,200 $ 16,000
Kankakee, Illinois 5 $ 214,000 $ 42,800 $ 41,000
Sangamon, Illinois 5 $ 295,000 $ 59,000 $ 24,000
Sedgwick, Kansas 5 $ 524,000 $ 104,800 $ 53,000
McCracken, Kentucky 5 $ 272,000 $ 54,400 $ 23,000
Orleans, Louisiana 5 $ 392,000 $ 78,400 $ 36,000
Vernon, Louisiana 5 $ 395,000 $ 79,000 $ 42,000
Penobscot, Maine 5 $ 311,000 $ 62,200 $ 40,000
Dorchester, Maryland 5 $ 407,000 $ 81,400 $ 28,000
Washington, Maryland 5 $ 655,000 $ 131,000 $ 53,000
Bristol, Massachusetts 5 $ 983,000 $ 196,600 $ 48,000
Cascade, Montana 5 $ 184,000 $ 36,800 $ 29,000
Grafton, New Hampshire 5 $ 767,000 $ 153,400 $ 59,000
Camden, New Jersey 5 $ 820,000 $ 164,000 $ 60,000
Alamance, North Carolina 5 $ 838,000 $ 167,600 $ 41,000
Duplin, North Carolina 5 $ 364,000 $ 72,800 $ 44,000
Edgecombe, North Carolina 5 $ 313,000 $ 62,600 $ 30,000
Nash, North Carolina 5 $ 437,000 $ 87,400 $ 33,000
Scotland, North Carolina 5 $ 348,000 $ 69,600 $ 33,000
Stokes, North Carolina 5 $ 304,000 $ 60,800 $ 43,000
Wake, North Carolina 5 $ 572,000 $ 114,400 $ 62,000
Stark, North Dakota 5 $ 461,000 $ 92,200 $ 59,000
Licking, Ohio 5 $ 250,000 $ 50,000 $ 31,000
Pickaway, Ohio 5 $ 712,000 $ 142,400 $ 45,000
Summit, Ohio 5 $ 312,000 $ 62,400 $ 40,000
Le Flore, Oklahoma 5 $ 239,000 $ 47,800 $ 37,000
Muskogee, Oklahoma 5 $ 276,000 $ 55,200 $ 21,000
Luzerne, Pennsylvania 5 $ 481,000 $ 96,200 $ 28,000
Mercer, Pennsylvania 5 $ 394,000 $ 78,800 $ 40,000
Monroe, Pennsylvania 5 $ 448,000 $ 89,600 $ 66,000
Philadelphia, Pennsylvania 5 $ 407,000 $ 81,400 $ 39,000
Lexington, South Carolina 5 $ 347,000 $ 69,400 $ 57,000
York, South Carolina 5 $ 365,000 $ 73,000 $ 30,000
Comal, Texas 5 $ 282,000 $ 56,400 $ 45,000
Denton, Texas 5 $ 443,000 $ 88,600 $ 103,000
Henderson, Texas 5 $ 224,000 $ 44,800 $ 36,000
Kleberg, Texas 5 $ 123,000 $ 24,600 $ 48,000
Medina, Texas 5 $ 261,000 $ 52,200 $ 42,000
San Patricio, Texas 5 $ 132,000 $ 26,400 $ 56,000
Wharton, Texas 5 $ 246,000 $ 49,200 $ 42,000
Bennington, Vermont 5 $ 376,000 $ 75,200 $ 25,000
Baldwin, Alabama 4 $ 402,000 $ 100,500 $ 27,000
Conecuh, Alabama 4 $ 253,000 $ 63,250 $ 19,000
Houston, Alabama 4 $ 166,000 $ 41,500 $ 15,000
Morgan, Alabama 4 $ 349,000 $ 87,250 $ 40,000
Russell, Alabama 4 $ 275,000 $ 68,750 $ 34,000
Talladega, Alabama 4 $ 194,000 $ 48,500 $ 16,000
Adams, Colorado 4 $ 327,000 $ 81,750 $ 52,000
Duval, Florida 4 $ 260,000 $ 65,000 $ 36,000
Miami-Dade, Florida 4 $ 318,000 $ 79,500 $ 35,000
Orange, Florida 4 $ 454,000 $ 113,500 $ 41,000
Bibb, Georgia 4 $ 328,000 $ 82,000 $ 34,000
Cobb, Georgia 4 $ 602,000 $ 150,500 $ 92,000
Elbert, Georgia 4 $ 208,000 $ 52,000 $ 19,000
Tift, Georgia 4 $ 208,000 $ 52,000 $ 35,000
Ware, Georgia 4 $ 227,000 $ 56,750 $ 25,000
Greene, Illinois 4 $ 85,000 $ 21,250 $ 50,000
Bartholomew, Indiana 4 $ 286,000 $ 71,500 $ 40,000
Madison, Indiana 4 $ 148,000 $ 37,000 $ 37,000
Dallas, Iowa 4 $ 324,000 $ 81,000 $ 30,000
Scott, Iowa 4 $ 354,000 $ 88,500 $ 45,000
Knox, Kentucky 4 $ 199,000 $ 49,750 $ 23,000
Pulaski, Kentucky 4 $ 176,000 $ 44,000 $ 27,000
Terrebonne, Louisiana 4 $ 196,000 $ 49,000 $ 21,000
Somerset, Maine 4 $ 248,000 $ 62,000 $ 38,000
Calvert, Maryland 4 $ 725,000 $ 181,250 $ 42,000
Carroll, Maryland 4 $ 849,000 $ 212,250 $ 65,000
Prince George's, Maryland 4 $ 755,000 $ 188,750 $ 118,000
Grenada, Mississippi 4 $ 122,000 $ 30,500 $ 36,000
Daviess, Missouri 4 $ 370,000 $ 92,500 $ 53,000
Scott, Missouri 4 $ 181,000 $ 45,250 $ 24,000
St. Charles, Missouri 4 $ 500,000 $ 125,000 $ 50,000
Deer Lodge, Montana 4 $ 180,000 $ 45,000 $ 29,000
Flathead, Montana 4 $ 419,000 $ 104,750 $ 29,000
Gallatin, Montana 4 $ 344,000 $ 86,000 $ 27,000
Dawson, Nebraska 4 $ 280,000 $ 70,000 $ 33,000
Chaves, New Mexico 4 $ 175,000 $ 43,750 $ 33,000
Franklin, North Carolina 4 $ 376,000 $ 94,000 $ 24,000
Haywood, North Carolina 4 $ 247,000 $ 61,750 $ 32,000
Hertford, North Carolina 4 $ 117,000 $ 29,250 $ 24,000
Hoke, North Carolina 4 $ 228,000 $ 57,000 $ 42,000
Lee, North Carolina 4 $ 215,000 $ 53,750 $ 25,000
Lincoln, North Carolina 4 $ 287,000 $ 71,750 $ 45,000
Mecklenburg, North Carolina 4 $ 252,000 $ 63,000 $ 25,000
Montgomery, North Carolina 4 $ 216,000 $ 54,000 $ 22,000
Transylvania, North Carolina 4 $ 411,000 $ 102,750 $ 39,000
Wayne, North Carolina 4 $ 279,000 $ 69,750 $ 28,000
Auglaize, Ohio 4 $ 259,000 $ 64,750 $ 41,000
Morgan, Ohio 4 $ 317,000 $ 79,250 $ 31,000
Cambria, Pennsylvania 4 $ 215,000 $ 53,750 $ 19,000
Crawford, Pennsylvania 4 $ 69,000 $ 17,250 $ 29,000
Jefferson, Pennsylvania 4 $ 150,000 $ 37,500 $ 33,000
Lawrence, Pennsylvania 4 $ 138,000 $ 34,500 $ 17,000
Abbeville, South Carolina 4 $ 319,000 $ 79,750 $ 37,000
Edgefield, South Carolina 4 $ 128,000 $ 32,000 $ 12,000
Horry, South Carolina 4 $ 319,000 $ 79,750 $ 16,000
Orangeburg, South Carolina 4 $ 151,000 $ 37,750 $ 27,000
Coryell, Texas 4 $ 196,000 $ 49,000 $ 30,000
DeWitt, Texas 4 $ 129,000 $ 32,250 $ 42,000
Howard, Texas 4 $ 142,000 $ 35,500 $ 50,000
Jefferson, Texas 4 $ 184,000 $ 46,000 $ 49,000
Jim Wells, Texas 4 $ 89,000 $ 22,250 $ 56,000
Liberty, Texas 4 $ 228,000 $ 57,000 $ 92,000
Madison, Texas 4 $ 187,000 $ 46,750 $ 43,000
Navarro, Texas 4 $ 129,000 $ 32,250 $ 27,000
Reeves, Texas 4 $ 98,000 $ 24,500 $ 50,000
Rusk, Texas 4 $ 228,000 $ 57,000 $ 41,000
Willacy, Texas 4 $ 112,000 $ 28,000 $ 26,000
Williamson, Texas 4 $ 325,000 $ 81,250 $ 60,000
Iron, Utah 4 $ 313,000 $ 78,250 $ 38,000
Orange, Vermont 4 $ 401,000 $ 100,250 $ 65,000
Washington, Vermont 4 $ 505,000 $ 126,250 $ 57,000
Chambers, Alabama 3 $ 164,000 $ 54,666 $ 28,000
Coosa, Alabama 3 $ 313,000 $ 104,333 $ 65,000
DeKalb, Alabama 3 $ 180,000 $ 60,000 $ 25,000
Franklin, Alabama 3 $ 108,000 $ 36,000 $ 31,000
Lee, Alabama 3 $ 189,000 $ 63,000 $ 20,000
Limestone, Alabama 3 $ 182,000 $ 60,666 $ 25,000
Pickens, Alabama 3 $ 115,000 $ 38,333 $ 38,000
Cochise, Arizona 3 $ 46,000 $ 15,333 $ 41,000
Pima, Arizona 3 $ 156,000 $ 52,000 $ 29,000
Larimer, Colorado 3 $ 691,000 $ 230,333 $ 64,000
Alachua, Florida 3 $ 368,000 $ 122,666 $ 44,000
Bradford, Florida 3 $ 94,000 $ 31,333 $ 20,000
Hillsborough, Florida 3 $ 283,000 $ 94,333 $ 41,000
Levy, Florida 3 $ 235,000 $ 78,333 $ 21,000
Manatee, Florida 3 $ 192,000 $ 64,000 $ 29,000
Marion, Florida 3 $ 132,000 $ 44,000 $ 23,000
Okaloosa, Florida 3 $ 357,000 $ 119,000 $ 67,000
St. Johns, Florida 3 $ 437,000 $ 145,666 $ 31,000
Taylor, Florida 3 $ 111,000 $ 37,000 $ 22,000
Ben Hill, Georgia 3 $ 158,000 $ 52,666 $ 55,000
Bryan, Georgia 3 $ 366,000 $ 122,000 $ 41,000
Carroll, Georgia 3 $ 395,000 $ 131,666 $ 29,000
Chatham, Georgia 3 $ 559,000 $ 186,333 $ 20,000
Floyd, Georgia 3 $ 294,000 $ 98,000 $ 44,000
Jefferson, Georgia 3 $ 173,000 $ 57,666 $ 21,000
Madison, Georgia 3 $ 230,000 $ 76,666 $ 50,000
Miller, Georgia 3 $ 136,000 $ 45,333 $ 27,000
Randolph, Georgia 3 $ 181,000 $ 60,333 $ 54,000
Troup, Georgia 3 $ 114,000 $ 38,000 $ 35,000
Bannock, Idaho 3 $ 284,000 $ 94,666 $ 41,000
Canyon, Idaho 3 $ 414,000 $ 138,000 $ 34,000
Elmore, Idaho 3 $ 260,000 $ 86,666 $ 27,000
Macoupin, Illinois 3 $ 116,000 $ 38,666 $ 48,000
McLean, Illinois 3 $ 291,000 $ 97,000 $ 41,000
St. Clair, Illinois 3 $ 142,000 $ 47,333 $ 33,000
Vermilion, Illinois 3 $ 102,000 $ 34,000 $ 41,000
Will, Illinois 3 $ 458,000 $ 152,666 $ 27,000
Clinton, Indiana 3 $ 188,000 $ 62,666 $ 25,000
Jay, Indiana 3 $ 205,000 $ 68,333 $ 36,000
Jennings, Indiana 3 $ 151,000 $ 50,333 $ 56,000
Lake, Indiana 3 $ 186,000 $ 62,000 $ 34,000
Tippecanoe, Indiana 3 $ 260,000 $ 86,666 $ 48,000
Black Hawk, Iowa 3 $ 100,000 $ 33,333 $ 18,000
Washington, Iowa 3 $ 137,000 $ 45,666 $ 30,000
Barren, Kentucky 3 $ 171,000 $ 57,000 $ 36,000
Bell, Kentucky 3 $ 162,000 $ 54,000 $ 27,000
Clay, Kentucky 3 $ 168,000 $ 56,000 $ 84,000
Franklin, Kentucky 3 $ 290,000 $ 96,666 $ 41,000
Meade, Kentucky 3 $ 159,000 $ 53,000 $ 31,000
Nicholas, Kentucky 3 $ 174,000 $ 58,000 $ 24,000
Pendleton, Kentucky 3 $ 90,000 $ 30,000 $ 59,000
Trigg, Kentucky 3 $ 141,000 $ 47,000 $ 22,000
Acadia, Louisiana 3 $ 84,000 $ 28,000 $ 27,000
Calcasieu, Louisiana 3 $ 157,000 $ 52,333 $ 13,000
Jefferson, Louisiana 3 $ 149,000 $ 49,666 $ 84,000
Livingston, Louisiana 3 $ 221,000 $ 73,666 $ 119,000
Ouachita, Louisiana 3 $ 226,000 $ 75,333 $ 30,000
Rapides, Louisiana 3 $ 327,000 $ 109,000 $ 54,000
Knox, Maine 3 $ 114,000 $ 38,000 $ 38,000
Lincoln, Maine 3 $ 158,000 $ 52,666 $ 25,000
Allegany, Maryland 3 $ 188,000 $ 62,666 $ 19,000
Anne Arundel, Maryland 3 $ 573,000 $ 191,000 $ 40,000
Caroline, Maryland 3 $ 321,000 $ 107,000 $ 33,000
Queen Anne's, Maryland 3 $ 182,000 $ 60,666 $ 21,000
Talbot, Maryland 3 $ 142,000 $ 47,333 $ 18,000
Middlesex, Massachusetts 3 $ 228,000 $ 76,000 $ 66,000
Forrest, Mississippi 3 $ 385,000 $ 128,333 $ 56,000
Monroe, Mississippi 3 $ 149,000 $ 49,666 $ 28,000
Cass, Missouri 3 $ 358,000 $ 119,333 $ 42,000
Greene, Missouri 3 $ 278,000 $ 92,666 $ 29,000
Jackson, Missouri 3 $ 284,000 $ 94,666 $ 43,000
Pondera, Montana 3 $ 340,000 $ 113,333 $ 59,000
Yellowstone, Montana 3 $ 329,000 $ 109,666 $ 39,000
Lancaster, Nebraska 3 $ 87,000 $ 29,000 $ 45,000
Monmouth, New Jersey 3 $ 617,000 $ 205,666 $ 63,000
Sandoval, New Mexico 3 $ 341,000 $ 113,666 $ 45,000
Oneida, New York 3 $ 76,000 $ 25,333 $ 81,000
Alexander, North Carolina 3 $ 273,000 $ 91,000 $ 20,000
Anson, North Carolina 3 $ 242,000 $ 80,666 $ 17,000
Bertie, North Carolina 3 $ 137,000 $ 45,666 $ 41,000
Bladen, North Carolina 3 $ 226,000 $ 75,333 $ 31,000
Camden, North Carolina 3 $ 235,000 $ 78,333 $ 26,000
Currituck, North Carolina 3 $ 273,000 $ 91,000 $ 21,000
Gates, North Carolina 3 $ 289,000 $ 96,333 $ 50,000
Johnston, North Carolina 3 $ 260,000 $ 86,666 $ 45,000
Jones, North Carolina 3 $ 337,000 $ 112,333 $ 59,000
Madison, North Carolina 3 $ 172,000 $ 57,333 $ 31,000
Moore, North Carolina 3 $ 280,000 $ 93,333 $ 49,000
Northampton, North Carolina 3 $ 251,000 $ 83,666 $ 39,000
Grand Forks, North Dakota 3 $ 284,000 $ 94,666 $ 46,000
Ward, North Dakota 3 $ 171,000 $ 57,000 $ 98,000
Ashtabula, Ohio 3 $ 224,000 $ 74,666 $ 33,000
Clermont, Ohio 3 $ 354,000 $ 118,000 $ 53,000
Lorain, Ohio 3 $ 152,000 $ 50,666 $ 39,000
Madison, Ohio 3 $ 214,000 $ 71,333 $ 40,000
Perry, Ohio 3 $ 57,000 $ 19,000 $ 24,000
Trumbull, Ohio 3 $ 389,000 $ 129,666 $ 104,000
Tuscarawas, Ohio 3 $ 243,000 $ 81,000 $ 47,000
Carter, Oklahoma 3 $ 164,000 $ 54,666 $ 48,000
Stephens, Oklahoma 3 $ 146,000 $ 48,666 $ 23,000
Tulsa, Oklahoma 3 $ 119,000 $ 39,666 $ 32,000
Centre, Pennsylvania 3 $ 266,000 $ 88,666 $ 51,000
Cumberland, Pennsylvania 3 $ 283,000 $ 94,333 $ 46,000
Fayette, Pennsylvania 3 $ 114,000 $ 38,000 $ 9,000
Greene, Pennsylvania 3 $ 171,000 $ 57,000 $ 30,000
Montgomery, Pennsylvania 3 $ 226,000 $ 75,333 $ 77,000
Northumberland, Pennsylvania 3 $ 153,000 $ 51,000 $ 51,000
Pike, Pennsylvania 3 $ 422,000 $ 140,666 $ 23,000
Snyder, Pennsylvania 3 $ 111,000 $ 37,000 $ 36,000
Venango, Pennsylvania 3 $ 110,000 $ 36,666 $ 30,000
Beaufort, South Carolina 3 $ 257,000 $ 85,666 $ 39,000
Cherokee, South Carolina 3 $ 174,000 $ 58,000 $ 31,000
Chester, South Carolina 3 $ 181,000 $ 60,333 $ 23,000
Greenwood, South Carolina 3 $ 121,000 $ 40,333 $ 28,000
Marlboro, South Carolina 3 $ 159,000 $ 53,000 $ 28,000
Saluda, South Carolina 3 $ 281,000 $ 93,666 $ 238,000
Burleson, Texas 3 $ 185,000 $ 61,666 $ 59,000
Colorado, Texas 3 $ 193,000 $ 64,333 $ 54,000
Ellis, Texas 3 $ 126,000 $ 42,000 $ 59,000
Falls, Texas 3 $ 90,000 $ 30,000 $ 44,000
Fayette, Texas 3 $ 351,000 $ 117,000 $ 56,000
Limestone, Texas 3 $ 55,000 $ 18,333 $ 22,000
Martin, Texas 3 $ 133,000 $ 44,333 $ 60,000
Orange, Texas 3 $ 167,000 $ 55,666 $ 40,000
Pecos, Texas 3 $ 184,000 $ 61,333 $ 71,000
Smith, Texas 3 $ 115,000 $ 38,333 $ 29,000
Starr, Texas 3 $ 133,000 $ 44,333 $ 48,000
Titus, Texas 3 $ 115,000 $ 38,333 $ 36,000
Tom Green, Texas 3 $ 124,000 $ 41,333 $ 49,000
Val Verde, Texas 3 $ 168,000 $ 56,000 $ 52,000
Walker, Texas 3 $ 145,000 $ 48,333 $ 41,000
Waller, Texas 3 $ 87,000 $ 29,000 $ 40,000
Winkler, Texas 3 $ 97,000 $ 32,333 $ 64,000
Yoakum, Texas 3 $ 137,000 $ 45,666 $ 115,000
Zavala, Texas 3 $ 127,000 $ 42,333 $ 48,000
Washington, Utah 3 $ 1,109,000 $ 369,666 $ 28,000
Caledonia, Vermont 3 $ 312,000 $ 104,000 $ 42,000
Franklin, Vermont 3 $ 231,000 $ 77,000 $ 35,000
Sweetwater, Wyoming 3 $ 579,000 $ 193,000 $ 61,000
Blount, Alabama 2 $ 94,000 $ 47,000 $ 45,000
Chilton, Alabama 2 $ 217,000 $ 108,500 $ 30,000
Clay, Alabama 2 $ 32,000 $ 16,000 $ 21,000
Covington, Alabama 2 $ 56,000 $ 28,000 $ 6,000
Dallas, Alabama 2 $ 140,000 $ 70,000 $ 44,000
Geneva, Alabama 2 $ 94,000 $ 47,000 $ 17,000
Randolph, Alabama 2 $ 47,000 $ 23,500 $ 20,000
Coconino, Arizona 2 $ 445,000 $ 222,500 $ 68,000
Maricopa, Arizona 2 $ 54,000 $ 27,000 $ 26,000
Arapahoe, Colorado 2 $ 221,000 $ 110,500 $ 61,000
Denver, Colorado 2 $ 262,000 $ 131,000 $ 54,000
Fremont, Colorado 2 $ 122,000 $ 61,000 $ 47,000
Mesa, Colorado 2 $ 322,000 $ 161,000 $ 66,000
Montrose, Colorado 2 $ 260,000 $ 130,000 $ 26,000
Charlotte, Florida 2 $ 97,000 $ 48,500 $ 8,000
Escambia, Florida 2 $ 108,000 $ 54,000 $ 47,000
Flagler, Florida 2 $ 144,000 $ 72,000 $ 38,000
Hernando, Florida 2 $ 80,000 $ 40,000 $ 22,000
Lake, Florida 2 $ 71,000 $ 35,500 $ 20,000
Lee, Florida 2 $ 209,000 $ 104,500 $ 32,000
Okeechobee, Florida 2 $ 130,000 $ 65,000 $ 50,000
Pinellas, Florida 2 $ 132,000 $ 66,000 $ 31,000
Sarasota, Florida 2 $ 146,000 $ 73,000 $ 27,000
Berrien, Georgia 2 $ 174,000 $ 87,000 $ 21,000
Burke, Georgia 2 $ 79,000 $ 39,500 $ 21,000
Cook, Georgia 2 $ 103,000 $ 51,500 $ 24,000
Fannin, Georgia 2 $ 288,000 $ 144,000 $ 40,000
Franklin, Georgia 2 $ 126,000 $ 63,000 $ 26,000
Haralson, Georgia 2 $ 148,000 $ 74,000 $ 35,000
Hart, Georgia 2 $ 69,000 $ 34,500 $ 27,000
Jones, Georgia 2 $ 42,000 $ 21,000 $ 23,000
Lamar, Georgia 2 $ 74,000 $ 37,000 $ 36,000
Laurens, Georgia 2 $ 48,000 $ 24,000 $ 62,000
Lee, Georgia 2 $ 45,000 $ 22,500 $ 33,000
Liberty, Georgia 2 $ 272,000 $ 136,000 $ 12,000
Lowndes, Georgia 2 $ 253,000 $ 126,500 $ 56,000
Macon, Georgia 2 $ 98,000 $ 49,000 $ 31,000
McDuffie, Georgia 2 $ 160,000 $ 80,000 $ 39,000
Meriwether, Georgia 2 $ 199,000 $ 99,500 $ 25,000
Mitchell, Georgia 2 $ 97,000 $ 48,500 $ 24,000
Monroe, Georgia 2 $ 101,000 $ 50,500 $ 47,000
Twiggs, Georgia 2 $ 291,000 $ 145,500 $ 62,000
Wilkinson, Georgia 2 $ 59,000 $ 29,500 $ 52,000
Ada, Idaho 2 $ 558,000 $ 279,000 $ 71,000
Fremont, Idaho 2 $ 329,000 $ 164,500 $ 59,000
Gem, Idaho 2 $ 263,000 $ 131,500 $ 36,000
Madison, Idaho 2 $ 297,000 $ 148,500 $ 25,000
Twin Falls, Idaho 2 $ 58,000 $ 29,000 $ 22,000
DuPage, Illinois 2 $ 170,000 $ 85,000 $ 37,000
Jersey, Illinois 2 $ 61,000 $ 30,500 $ 36,000
Kane, Illinois 2 $ 286,000 $ 143,000 $ 50,000
Knox, Illinois 2 $ 128,000 $ 64,000 $ 19,000
Lake, Illinois 2 $ 456,000 $ 228,000 $ 167,000
Massac, Illinois 2 $ 117,000 $ 58,500 $ 16,000
Monroe, Illinois 2 $ 31,000 $ 15,500 $ 84,000
Peoria, Illinois 2 $ 180,000 $ 90,000 $ 22,000
Delaware, Indiana 2 $ 80,000 $ 40,000 $ 42,000
Elkhart, Indiana 2 $ 168,000 $ 84,000 $ 29,000
Greene, Indiana 2 $ 82,000 $ 41,000 $ 27,000
Howard, Indiana 2 $ 26,000 $ 13,000 $ 36,000
Miami, Indiana 2 $ 128,000 $ 64,000 $ 34,000
Morgan, Indiana 2 $ 140,000 $ 70,000 $ 17,000
Porter, Indiana 2 $ 173,000 $ 86,500 $ 68,000
Putnam, Indiana 2 $ 192,000 $ 96,000 $ 58,000
St. Joseph, Indiana 2 $ 100,000 $ 50,000 $ 46,000
White, Indiana 2 $ 98,000 $ 49,000 $ 20,000
Franklin, Iowa 2 $ 94,000 $ 47,000 $ 53,000
Grundy, Iowa 2 $ 115,000 $ 57,500 $ 32,000
Hancock, Iowa 2 $ 44,000 $ 22,000 $ 53,000
Winnebago, Iowa 2 $ 115,000 $ 57,500 $ 46,000
Norton, Kansas 2 $ 90,000 $ 45,000 $ 22,000
Anderson, Kentucky 2 $ 93,000 $ 46,500 $ 40,000
Edmonson, Kentucky 2 $ 93,000 $ 46,500 $ 18,000
Estill, Kentucky 2 $ 98,000 $ 49,000 $ 40,000
Fayette, Kentucky 2 $ 196,000 $ 98,000 $ 64,000
Henderson, Kentucky 2 $ 137,000 $ 68,500 $ 31,000
Kenton, Kentucky 2 $ 169,000 $ 84,500 $ 42,000
Laurel, Kentucky 2 $ 157,000 $ 78,500 $ 45,000
Lincoln, Kentucky 2 $ 81,000 $ 40,500 $ 17,000
Marshall, Kentucky 2 $ 121,000 $ 60,500 $ 9,000
Scott, Kentucky 2 $ 99,000 $ 49,500 $ 21,000
Wayne, Kentucky 2 $ 195,000 $ 97,500 $ 37,000
Whitley, Kentucky 2 $ 159,000 $ 79,500 $ 25,000
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Mortgage Loan Application Detail Totals for Onemain Financial, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,954 $224,627,000 $76,000 $989,000 $39,000 $616,000
Home Improvement 772 $33,575,000 $43,000 $342,000 $48,000 $830,000
Home Purchase 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,057 $157,741,000 $76,000 $989,000 $42,000 $616,000
Black or African American 834 $56,688,000 $67,000 $439,000 $36,000 $210,000
Hispanic 594 $28,700,000 $48,000 $250,000 $43,000 $830,000
Not Provided 182 $10,993,000 $60,000 $291,000 $49,000 $211,000
American Indian or Alaskan Native 27 $1,514,000 $56,000 $167,000 $32,000 $69,000
Asian 18 $1,473,000 $81,000 $171,000 $40,000 $100,000
Native Hawaiian or Other Pacific Islander 14 $1,093,000 $78,000 $164,000 $42,000 $82,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,726 $258,202,000 $69,000 $989,000 $41,000 $830,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,809 $210,480,000 $74,000 $989,000 $37,000 $830,000
Application Approved But Not Accepted 435 $21,057,000 $48,000 $296,000 $54,000 $616,000
Loan Originated 427 $23,943,000 $56,000 $230,000 $51,000 $216,000
Application Withdrawn By Applicant 55 $2,722,000 $49,000 $192,000 $49,000 $100,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Onemain Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Onemain Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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