Onemain Financial, Inc. Mortgage Lending & HMDA Data, 2012
In 2012, Onemain Financial, Inc. of Baltimore, MD reported 3,726 mortgage applications totaling $258.2 million, down 60% from 2011. The average application was for $69,297, and applicants reported an average income of $40,864. 11% of its applications resulted in an originated loan and 75% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (114), McAllen-Edinburg-Mission, TX (86) and Brownsville-Harlingen, TX (71) (applications in parentheses).
| Mortgage Company & Address | Onemain Financial, Inc. 300 St. Paul Place Baltimore, MD 21202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 3,726 |
| Total Mortgage Loan Application Amount | $258,202,000 |
| Average Mortgage Loan Application Amount | $69,297 |
| Highest Mortgage Loan Application Amount | $989,000 |
| Average Applicant Income | $40,864 |
| Highest Applicant Income | $830,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onemain Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 114 | $ 6,540,000 | $ 57,368 | $ 53,000 |
| McAllen-Edinburg-Mission, TX | 86 | $ 3,095,000 | $ 35,988 | $ 41,000 |
| Brownsville-Harlingen, TX | 71 | $ 2,537,000 | $ 35,732 | $ 37,000 |
| Atlanta-Sandy Springs-Marietta, GA | 65 | $ 6,496,000 | $ 99,938 | $ 40,000 |
| San Antonio-New Braunfels, TX | 57 | $ 2,367,000 | $ 41,526 | $ 40,000 |
| Greensboro-High Point, NC | 54 | $ 4,141,000 | $ 76,685 | $ 32,000 |
| El Paso, TX | 53 | $ 3,442,000 | $ 64,943 | $ 54,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 50 | $ 3,843,000 | $ 76,860 | $ 31,800 |
| Dallas-Plano-Irving, TX | 48 | $ 2,585,000 | $ 53,854 | $ 52,000 |
| Cincinnati-Middletown, OH-KY-IN | 43 | $ 3,349,000 | $ 77,883 | $ 45,279 |
| Fort Worth-Arlington, TX | 36 | $ 2,134,000 | $ 59,277 | $ 49,000 |
| Austin-Round Rock-San Marcos, TX | 35 | $ 2,459,000 | $ 70,257 | $ 48,000 |
| Hickory-Lenoir-Morganton, NC | 33 | $ 1,955,000 | $ 59,242 | $ 28,000 |
| St. Louis, MO-IL | 33 | $ 1,873,000 | $ 56,757 | $ 36,909 |
| Baltimore-Towson, MD | 31 | $ 3,589,000 | $ 115,774 | $ 53,000 |
| Wilmington, NC | 31 | $ 2,753,000 | $ 88,806 | $ 51,000 |
| Greenville-Mauldin-Easley, SC | 30 | $ 1,927,000 | $ 64,233 | $ 31,000 |
| Augusta-Richmond County, GA-SC | 29 | $ 1,470,000 | $ 50,689 | $ 26,103 |
| Corpus Christi, TX | 29 | $ 1,286,000 | $ 44,344 | $ 45,000 |
| Odessa, TX | 29 | $ 1,311,000 | $ 45,206 | $ 58,000 |
| Pittsburgh, PA | 29 | $ 2,070,000 | $ 71,379 | $ 57,000 |
| Cleveland-Elyria-Mentor, OH | 26 | $ 1,833,000 | $ 70,500 | $ 40,000 |
| Youngstown-Warren-Boardman, OH-PA | 25 | $ 1,870,000 | $ 74,800 | $ 39,200 |
| Asheville, NC | 24 | $ 1,892,000 | $ 78,833 | $ 36,000 |
| Indianapolis-Carmel, IN | 24 | $ 1,636,000 | $ 68,166 | $ 42,000 |
| Winston-Salem, NC | 23 | $ 1,748,000 | $ 76,000 | $ 52,000 |
| Columbus, OH | 21 | $ 1,956,000 | $ 93,142 | $ 43,000 |
| Canton-Massillon, OH | 20 | $ 1,560,000 | $ 78,000 | $ 34,000 |
| Greenville, NC | 19 | $ 1,416,000 | $ 74,526 | $ 42,000 |
| Midland, TX | 19 | $ 1,253,000 | $ 65,947 | $ 57,000 |
| Mobile, AL | 19 | $ 1,532,000 | $ 80,631 | $ 31,000 |
| Dayton, OH | 18 | $ 1,307,000 | $ 72,611 | $ 44,000 |
| Birmingham-Hoover, AL | 17 | $ 1,285,000 | $ 75,588 | $ 49,000 |
| Chicago-Joliet-Naperville, IL | 17 | $ 2,011,000 | $ 118,294 | $ 41,000 |
| Florence, SC | 17 | $ 1,209,000 | $ 71,117 | $ 30,000 |
| Harrisburg-Carlisle, PA | 17 | $ 1,482,000 | $ 87,176 | $ 45,000 |
| Albany, GA | 16 | $ 730,000 | $ 45,625 | $ 36,000 |
| Longview, TX | 16 | $ 759,000 | $ 47,437 | $ 44,000 |
| Akron, OH | 15 | $ 1,115,000 | $ 74,333 | $ 32,000 |
| Baton Rouge, LA | 15 | $ 1,077,000 | $ 71,800 | $ 65,000 |
| Columbia, SC | 15 | $ 1,101,000 | $ 73,400 | $ 89,000 |
| Des Moines-West Des Moines, IA | 15 | $ 1,717,000 | $ 114,466 | $ 44,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 1,077,000 | $ 76,928 | $ 43,857 |
| Lubbock, TX | 14 | $ 461,000 | $ 32,928 | $ 36,000 |
| Spartanburg, SC | 14 | $ 825,000 | $ 58,928 | $ 27,000 |
| Tallahassee, FL | 14 | $ 1,230,000 | $ 87,857 | $ 55,000 |
| Albuquerque, NM | 13 | $ 1,518,000 | $ 116,769 | $ 40,000 |
| Fayetteville, NC | 13 | $ 1,154,000 | $ 88,769 | $ 49,000 |
| New Orleans-Metairie-Kenner, LA | 13 | $ 1,335,000 | $ 102,692 | $ 52,000 |
| Victoria, TX | 13 | $ 634,000 | $ 48,769 | $ 40,000 |
| College Station-Bryan, TX | 12 | $ 824,000 | $ 68,666 | $ 53,000 |
| Columbus, GA-AL | 12 | $ 903,000 | $ 75,250 | $ 24,666 |
| Florence-Muscle Shoals, AL | 12 | $ 673,000 | $ 56,083 | $ 32,000 |
| Killeen-Temple-Fort Hood, TX | 12 | $ 722,000 | $ 60,166 | $ 46,000 |
| Laredo, TX | 12 | $ 764,000 | $ 63,666 | $ 68,000 |
| Philadelphia, PA | 12 | $ 1,129,000 | $ 94,083 | $ 48,000 |
| Raleigh-Cary, NC | 12 | $ 1,208,000 | $ 100,666 | $ 45,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12 | $ 761,000 | $ 63,416 | $ 42,000 |
| Tuscaloosa, AL | 12 | $ 815,000 | $ 67,916 | $ 49,000 |
| Waco, TX | 12 | $ 579,000 | $ 48,250 | $ 36,000 |
| Lancaster, PA | 11 | $ 479,000 | $ 43,545 | $ 49,000 |
| Macon, GA | 11 | $ 828,000 | $ 75,272 | $ 38,000 |
| Wichita Falls, TX | 11 | $ 485,000 | $ 44,090 | $ 46,000 |
| Charleston-North Charleston-Summerville, SC | 10 | $ 767,000 | $ 76,700 | $ 32,000 |
| Dover, DE | 10 | $ 753,000 | $ 75,300 | $ 37,000 |
| Durham-Chapel Hill, NC | 10 | $ 612,000 | $ 61,200 | $ 43,000 |
| Rocky Mount, NC | 10 | $ 750,000 | $ 75,000 | $ 31,000 |
| Sherman-Denison, TX | 10 | $ 504,000 | $ 50,400 | $ 42,000 |
| Springfield, MA | 10 | $ 1,073,000 | $ 107,300 | $ 29,000 |
| Tulsa, OK | 10 | $ 687,000 | $ 68,700 | $ 50,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 1,838,000 | $ 183,800 | $ 72,000 |
| Bloomington, IN | 9 | $ 589,000 | $ 65,444 | $ 31,000 |
| Denver-Aurora-Broomfield, CO | 9 | $ 852,000 | $ 94,666 | $ 48,000 |
| Erie, PA | 9 | $ 407,000 | $ 45,222 | $ 45,000 |
| Huntsville, AL | 9 | $ 672,000 | $ 74,666 | $ 35,000 |
| Jacksonville, FL | 9 | $ 744,000 | $ 82,666 | $ 33,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 701,000 | $ 77,888 | $ 24,111 |
| Abilene, TX | 8 | $ 378,000 | $ 47,250 | $ 41,000 |
| Anderson, SC | 8 | $ 500,000 | $ 62,500 | $ 32,000 |
| Beaumont-Port Arthur, TX | 8 | $ 368,000 | $ 46,000 | $ 43,000 |
| Camden, NJ | 8 | $ 1,118,000 | $ 139,750 | $ 62,000 |
| Colorado Springs, CO | 8 | $ 1,487,000 | $ 185,875 | $ 64,000 |
| Kansas City, MO-KS | 8 | $ 730,000 | $ 91,250 | $ 43,375 |
| Lakeland-Winter Haven, FL | 8 | $ 417,000 | $ 52,125 | $ 43,000 |
| Newark-Union, NJ-PA | 8 | $ 1,160,000 | $ 145,000 | $ 52,375 |
| Pascagoula, MS | 8 | $ 497,000 | $ 62,125 | $ 43,000 |
| Salt Lake City, UT | 8 | $ 1,178,000 | $ 147,250 | $ 51,000 |
| Santa Fe, NM | 8 | $ 773,000 | $ 96,625 | $ 57,000 |
| Amarillo, TX | 7 | $ 307,000 | $ 43,857 | $ 50,000 |
| Boise City-Nampa, ID | 7 | $ 1,235,000 | $ 176,428 | $ 45,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 341,000 | $ 48,714 | $ 132,000 |
| Fort Smith, AR-OK | 7 | $ 380,000 | $ 54,285 | $ 37,000 |
| Greeley, CO | 7 | $ 779,000 | $ 111,285 | $ 38,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,107,000 | $ 158,142 | $ 36,000 |
| Toledo, OH | 7 | $ 327,000 | $ 46,714 | $ 30,000 |
| York-Hanover, PA | 7 | $ 585,000 | $ 83,571 | $ 45,000 |
| Casper, WY | 6 | $ 824,000 | $ 137,333 | $ 36,000 |
| Dothan, AL | 6 | $ 260,000 | $ 43,333 | $ 16,000 |
| Gadsden, AL | 6 | $ 277,000 | $ 46,166 | $ 33,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 272,000 | $ 45,333 | $ 35,000 |
| Jacksonville, NC | 6 | $ 594,000 | $ 99,000 | $ 41,000 |
| Lexington-Fayette, KY | 6 | $ 465,000 | $ 77,500 | $ 37,000 |
| Manchester-Nashua, NH | 6 | $ 1,095,000 | $ 182,500 | $ 68,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 525,000 | $ 87,500 | $ 34,000 |
| Port St. Lucie, FL | 6 | $ 364,000 | $ 60,666 | $ 23,000 |
| Savannah, GA | 6 | $ 925,000 | $ 154,166 | $ 31,000 |
| St. Joseph, MO-KS | 6 | $ 267,000 | $ 44,500 | $ 32,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 226,000 | $ 37,666 | $ 28,000 |
| Wichita, KS | 6 | $ 540,000 | $ 90,000 | $ 50,000 |
| Wilmington, DE-MD-NJ | 6 | $ 724,000 | $ 120,666 | $ 34,000 |
| Athens-Clarke County, GA | 5 | $ 353,000 | $ 70,600 | $ 48,000 |
| Bangor, ME | 5 | $ 311,000 | $ 62,200 | $ 40,000 |
| Burlington, NC | 5 | $ 838,000 | $ 167,600 | $ 41,000 |
| Burlington-South Burlington, VT | 5 | $ 402,000 | $ 80,400 | $ 41,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 386,000 | $ 77,200 | $ 40,600 |
| Decatur, AL | 5 | $ 405,000 | $ 81,000 | $ 40,000 |
| Gary, IN | 5 | $ 359,000 | $ 71,800 | $ 47,000 |
| Great Falls, MT | 5 | $ 184,000 | $ 36,800 | $ 29,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 655,000 | $ 131,000 | $ 53,000 |
| Kankakee-Bradley, IL | 5 | $ 214,000 | $ 42,800 | $ 41,000 |
| North Port-Bradenton-Sarasota, FL | 5 | $ 338,000 | $ 67,600 | $ 28,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 983,000 | $ 196,600 | $ 48,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 481,000 | $ 96,200 | $ 28,000 |
| Springfield, IL | 5 | $ 295,000 | $ 59,000 | $ 24,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 215,000 | $ 43,000 | $ 24,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 547,000 | $ 136,750 | $ 80,000 |
| Anderson, IN | 4 | $ 148,000 | $ 37,000 | $ 37,000 |
| Columbus, IN | 4 | $ 286,000 | $ 71,500 | $ 40,000 |
| Edison-New Brunswick, NJ | 4 | $ 924,000 | $ 231,000 | $ 52,000 |
| Evansville, IN-KY | 4 | $ 324,000 | $ 81,000 | $ 56,000 |
| Goldsboro, NC | 4 | $ 279,000 | $ 69,750 | $ 28,000 |
| Gulfport-Biloxi, MS | 4 | $ 356,000 | $ 89,000 | $ 30,000 |
| Hattiesburg, MS | 4 | $ 484,000 | $ 121,000 | $ 55,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 196,000 | $ 49,000 | $ 21,000 |
| Johnstown, PA | 4 | $ 215,000 | $ 53,750 | $ 19,000 |
| Lafayette, IN | 4 | $ 341,000 | $ 85,250 | $ 43,000 |
| Lafayette, LA | 4 | $ 521,000 | $ 130,250 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 318,000 | $ 79,500 | $ 35,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 319,000 | $ 79,750 | $ 16,000 |
| Ogden-Clearfield, UT | 4 | $ 319,000 | $ 79,750 | $ 68,000 |
| Sioux Falls, SD | 4 | $ 239,000 | $ 59,750 | $ 25,000 |
| Springfield, MO | 4 | $ 305,000 | $ 76,250 | $ 24,000 |
| Utica-Rome, NY | 4 | $ 101,000 | $ 25,250 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 283,000 | $ 70,750 | $ 31,250 |
| Alexandria, LA | 3 | $ 327,000 | $ 109,000 | $ 54,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 457,000 | $ 152,333 | $ 37,000 |
| Auburn-Opelika, AL | 3 | $ 189,000 | $ 63,000 | $ 20,000 |
| Billings, MT | 3 | $ 329,000 | $ 109,666 | $ 39,000 |
| Bloomington-Normal, IL | 3 | $ 291,000 | $ 97,000 | $ 41,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 228,000 | $ 76,000 | $ 66,000 |
| Clarksville, TN-KY | 3 | $ 141,000 | $ 47,000 | $ 22,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 357,000 | $ 119,000 | $ 67,000 |
| Cumberland, MD-WV | 3 | $ 188,000 | $ 62,666 | $ 19,000 |
| Danville, IL | 3 | $ 102,000 | $ 34,000 | $ 41,000 |
| Fort Collins-Loveland, CO | 3 | $ 691,000 | $ 230,333 | $ 64,000 |
| Gainesville, FL | 3 | $ 368,000 | $ 122,666 | $ 44,000 |
| Grand Forks, ND-MN | 3 | $ 284,000 | $ 94,666 | $ 46,000 |
| Iowa City, IA | 3 | $ 137,000 | $ 45,666 | $ 30,000 |
| Joplin, MO | 3 | $ 227,000 | $ 75,666 | $ 34,000 |
| Lake Charles, LA | 3 | $ 157,000 | $ 52,333 | $ 13,000 |
| Lincoln, NE | 3 | $ 87,000 | $ 29,000 | $ 45,000 |
| Monroe, LA | 3 | $ 226,000 | $ 75,333 | $ 30,000 |
| New York-White Plains-Wayne, NY-NJ | 3 | $ 335,000 | $ 111,666 | $ 65,333 |
| Ocala, FL | 3 | $ 132,000 | $ 44,000 | $ 23,000 |
| Oklahoma City, OK | 3 | $ 207,000 | $ 69,000 | $ 36,000 |
| Phoenix-Mesa-Glendale, AZ | 3 | $ 176,000 | $ 58,666 | $ 26,000 |
| Pocatello, ID | 3 | $ 284,000 | $ 94,666 | $ 41,000 |
| Rochester, NY | 3 | $ 139,000 | $ 46,333 | $ 42,000 |
| Rome, GA | 3 | $ 294,000 | $ 98,000 | $ 44,000 |
| San Angelo, TX | 3 | $ 124,000 | $ 41,333 | $ 49,000 |
| St. George, UT | 3 | $ 1,109,000 | $ 369,666 | $ 28,000 |
| State College, PA | 3 | $ 266,000 | $ 88,666 | $ 51,000 |
| Tucson, AZ | 3 | $ 156,000 | $ 52,000 | $ 29,000 |
| Tyler, TX | 3 | $ 115,000 | $ 38,333 | $ 29,000 |
| Valdosta, GA | 3 | $ 270,000 | $ 90,000 | $ 50,000 |
| Altoona, PA | 2 | $ 116,000 | $ 58,000 | $ 44,000 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 592,000 | $ 296,000 | $ 100,000 |
| Bismarck, ND | 2 | $ 104,000 | $ 52,000 | $ 40,000 |
| Boston-Quincy, MA | 2 | $ 83,000 | $ 41,500 | $ 83,000 |
| Bowling Green, KY | 2 | $ 93,000 | $ 46,500 | $ 18,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 32,000 | $ 16,000 | $ 46,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 209,000 | $ 104,500 | $ 32,000 |
| Elkhart-Goshen, IN | 2 | $ 168,000 | $ 84,000 | $ 29,000 |
| Elmira, NY | 2 | $ 31,000 | $ 15,500 | $ 145,000 |
| Flagstaff, AZ | 2 | $ 445,000 | $ 222,500 | $ 68,000 |
| Grand Junction, CO | 2 | $ 322,000 | $ 161,000 | $ 66,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 272,000 | $ 136,000 | $ 12,000 |
| Kokomo, IN | 2 | $ 26,000 | $ 13,000 | $ 36,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 456,000 | $ 228,000 | $ 167,000 |
| Logan, UT-ID | 2 | $ 186,000 | $ 93,000 | $ 27,000 |
| Muncie, IN | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Ocean City, NJ | 2 | $ 163,000 | $ 81,500 | $ 5,000 |
| Palm Coast, FL | 2 | $ 144,000 | $ 72,000 | $ 38,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 108,000 | $ 54,000 | $ 47,000 |
| Peoria, IL | 2 | $ 180,000 | $ 90,000 | $ 22,000 |
| Punta Gorda, FL | 2 | $ 97,000 | $ 48,500 | $ 8,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Syracuse, NY | 2 | $ 146,000 | $ 73,000 | $ 59,000 |
| Terre Haute, IN | 2 | $ 156,000 | $ 78,000 | $ 38,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Worcester, MA | 2 | $ 187,000 | $ 93,500 | $ 32,000 |
| Ames, IA | 1 | $ 101,000 | $ 101,000 | $ 119,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Barnstable Town, MA | 1 | $ 296,000 | $ 296,000 | $ 66,000 |
| Brunswick, GA | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Champaign-Urbana, IL | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Chattanooga, TN-GA | 1 | $ 47,000 | $ 47,000 | $ 36,000 |
| Cheyenne, WY | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Elizabethtown, KY | 1 | $ 67,000 | $ 67,000 | $ 12,000 |
| Fargo, ND-MN | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Farmington, NM | 1 | $ 82,000 | $ 82,000 | $ 12,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Fort Wayne, IN | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Gainesville, GA | 1 | $ 98,000 | $ 98,000 | $ 2,000 |
| Harrisonburg, VA | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Idaho Falls, ID | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Jefferson City, MO | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Lawton, OK | 1 | $ 274,000 | $ 274,000 | $ 81,000 |
| Lima, OH | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Mansfield, OH | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Michigan City-La Porte, IN | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Missoula, MT | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Nassau-Suffolk, NY | 1 | $ 36,000 | $ 36,000 | $ 48,000 |
| Owensboro, KY | 1 | $ 32,000 | $ 32,000 | $ 12,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 23,000 | $ 23,000 | $ 3,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 11,000 | $ 11,000 | $ 82,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Pittsfield, MA | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Provo-Orem, UT | 1 | $ 59,000 | $ 59,000 | $ 69,000 |
| Rapid City, SD | 1 | $ 57,000 | $ 57,000 | $ 9,000 |
| Reading, PA | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Richmond, VA | 1 | $ 11,000 | $ 11,000 | $ 71,000 |
| Rockford, IL | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Shreveport-Bossier City, LA | 1 | $ 94,000 | $ 94,000 | $ 101,000 |
| Springfield, OH | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Sumter, SC | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Topeka, KS | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Williamsport, PA | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Yuma, AZ | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Onemain Financial, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,954 | $224,627,000 | $76,000 | $989,000 | $39,000 | $616,000 |
| Home Improvement | 772 | $33,575,000 | $43,000 | $342,000 | $48,000 | $830,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,057 | $157,741,000 | $76,000 | $989,000 | $42,000 | $616,000 |
| Black or African American | 834 | $56,688,000 | $67,000 | $439,000 | $36,000 | $210,000 |
| Hispanic | 594 | $28,700,000 | $48,000 | $250,000 | $43,000 | $830,000 |
| Not Provided | 182 | $10,993,000 | $60,000 | $291,000 | $49,000 | $211,000 |
| American Indian or Alaskan Native | 27 | $1,514,000 | $56,000 | $167,000 | $32,000 | $69,000 |
| Asian | 18 | $1,473,000 | $81,000 | $171,000 | $40,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,093,000 | $78,000 | $164,000 | $42,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,726 | $258,202,000 | $69,000 | $989,000 | $41,000 | $830,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,809 | $210,480,000 | $74,000 | $989,000 | $37,000 | $830,000 |
| Application Approved But Not Accepted | 435 | $21,057,000 | $48,000 | $296,000 | $54,000 | $616,000 |
| Loan Originated | 427 | $23,943,000 | $56,000 | $230,000 | $51,000 | $216,000 |
| Application Withdrawn By Applicant | 55 | $2,722,000 | $49,000 | $192,000 | $49,000 | $100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Onemain Financial, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Onemain Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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