Onewest Bank, FSB Mortgage Lending & HMDA Data, 2010
In 2010, Onewest Bank, FSB of Pasadena, CA reported 15,007 mortgage applications totaling $5.7 billion, down 71% from 2009. The average application was for $380,808, and applicants reported an average income of $91,060. 23% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,921), New York-White Plains-Wayne, NY-NJ (1,136) and Nassau-Suffolk, NY (608) (applications in parentheses).
| Mortgage Company & Address | Onewest Bank, FSB 888 East Walnut St Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 15,007 |
| Total Mortgage Loan Application Amount | $5,714,793,000 |
| Average Mortgage Loan Application Amount | $380,808 |
| Highest Mortgage Loan Application Amount | $11,500,000 |
| Average Applicant Income | $91,060 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onewest Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,921 | $ 819,546,000 | $ 426,624 | $ 119,000 |
| New York-White Plains-Wayne, NY-NJ | 1,136 | $ 430,840,000 | $ 379,260 | $ 81,000 |
| Nassau-Suffolk, NY | 608 | $ 186,094,000 | $ 306,075 | $ 106,000 |
| San Diego-Carlsbad-San Marcos, CA | 607 | $ 436,236,000 | $ 718,675 | $ 79,000 |
| Santa Ana-Anaheim-Irvine, CA | 569 | $ 359,179,000 | $ 631,246 | $ 122,000 |
| Riverside-San Bernardino-Ontario, CA | 474 | $ 162,882,000 | $ 343,632 | $ 108,000 |
| Chicago-Joliet-Naperville, IL | 352 | $ 181,881,000 | $ 516,707 | $ 50,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 332 | $ 104,605,000 | $ 315,075 | $ 100,451 |
| Oakland-Fremont-Hayward, CA | 252 | $ 103,153,000 | $ 409,337 | $ 105,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 234 | $ 90,297,000 | $ 385,884 | $ 76,000 |
| Phoenix-Mesa-Glendale, AZ | 205 | $ 90,325,000 | $ 440,609 | $ 57,000 |
| Newark-Union, NJ-PA | 203 | $ 64,689,000 | $ 318,665 | $ 77,600 |
| Oxnard-Thousand Oaks-Ventura, CA | 200 | $ 89,065,000 | $ 445,325 | $ 127,000 |
| Atlanta-Sandy Springs-Marietta, GA | 194 | $ 37,037,000 | $ 190,912 | $ 72,000 |
| Edison-New Brunswick, NJ | 183 | $ 49,367,000 | $ 269,765 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 173 | $ 49,596,000 | $ 286,682 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 169 | $ 121,851,000 | $ 721,011 | $ 119,000 |
| San Francisco-San Mateo-Redwood City, CA | 164 | $ 86,156,000 | $ 525,341 | $ 158,000 |
| Dallas-Plano-Irving, TX | 155 | $ 73,800,000 | $ 476,129 | $ 66,000 |
| Denver-Aurora-Broomfield, CO | 149 | $ 34,158,000 | $ 229,248 | $ 70,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 140 | $ 33,422,000 | $ 238,728 | $ 76,714 |
| Baltimore-Towson, MD | 137 | $ 48,639,000 | $ 355,029 | $ 75,000 |
| Houston-Sugar Land-Baytown, TX | 127 | $ 34,605,000 | $ 272,480 | $ 86,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 124 | $ 28,610,000 | $ 230,725 | $ 79,709 |
| Boston-Quincy, MA | 115 | $ 34,305,000 | $ 298,304 | $ 94,000 |
| Las Vegas-Paradise, NV | 112 | $ 25,419,000 | $ 226,955 | $ 82,000 |
| Philadelphia, PA | 107 | $ 22,872,000 | $ 213,757 | $ 76,000 |
| Honolulu, HI | 103 | $ 48,665,000 | $ 472,475 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 95 | $ 20,710,000 | $ 218,000 | $ 69,000 |
| Providence-New Bedford-Fall River, RI-MA | 93 | $ 22,886,000 | $ 246,086 | $ 76,215 |
| Cambridge-Newton-Framingham, MA | 92 | $ 27,997,000 | $ 304,315 | $ 84,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 91 | $ 28,373,000 | $ 311,791 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 88 | $ 25,940,000 | $ 294,772 | $ 127,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 84 | $ 21,388,000 | $ 254,619 | $ 93,000 |
| Bethesda-Rockville-Frederick, MD | 82 | $ 26,265,000 | $ 320,304 | $ 105,000 |
| Santa Rosa-Petaluma, CA | 69 | $ 22,663,000 | $ 328,449 | $ 77,000 |
| Hartford-West Hartford-East Hartford, CT | 64 | $ 18,437,000 | $ 288,078 | $ 72,000 |
| Albuquerque, NM | 63 | $ 29,721,000 | $ 471,761 | $ 53,000 |
| Tampa-St. Petersburg-Clearwater, FL | 61 | $ 11,936,000 | $ 195,672 | $ 87,000 |
| Fresno, CA | 60 | $ 30,313,000 | $ 505,216 | $ 115,000 |
| Warren-Troy-Farmington Hills, MI | 59 | $ 15,505,000 | $ 262,796 | $ 71,000 |
| St. Louis, MO-IL | 58 | $ 45,858,000 | $ 790,655 | $ 45,172 |
| Camden, NJ | 57 | $ 12,120,000 | $ 212,631 | $ 94,000 |
| Orlando-Kissimmee-Sanford, FL | 57 | $ 12,843,000 | $ 225,315 | $ 70,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 54 | $ 10,675,000 | $ 197,685 | $ 94,666 |
| Austin-Round Rock-San Marcos, TX | 53 | $ 14,689,000 | $ 277,150 | $ 85,000 |
| Peabody, MA | 53 | $ 15,815,000 | $ 298,396 | $ 99,000 |
| San Luis Obispo-Paso Robles, CA | 53 | $ 18,342,000 | $ 346,075 | $ 92,000 |
| Stockton, CA | 53 | $ 13,151,000 | $ 248,132 | $ 79,000 |
| Tucson, AZ | 53 | $ 20,122,000 | $ 379,660 | $ 51,000 |
| Kansas City, MO-KS | 52 | $ 21,068,000 | $ 405,153 | $ 57,000 |
| San Antonio-New Braunfels, TX | 52 | $ 29,430,000 | $ 565,961 | $ 96,000 |
| Fort Worth-Arlington, TX | 50 | $ 28,853,000 | $ 577,060 | $ 72,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 50 | $ 18,500,000 | $ 370,000 | $ 118,000 |
| Tacoma, WA | 50 | $ 13,873,000 | $ 277,460 | $ 78,000 |
| Bakersfield-Delano, CA | 46 | $ 9,742,000 | $ 211,782 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 44 | $ 9,792,000 | $ 222,545 | $ 66,181 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 44 | $ 14,589,000 | $ 331,568 | $ 154,000 |
| Salinas, CA | 43 | $ 15,804,000 | $ 367,534 | $ 116,000 |
| Jacksonville, FL | 39 | $ 7,938,000 | $ 203,538 | $ 101,000 |
| New Haven-Milford, CT | 39 | $ 8,059,000 | $ 206,641 | $ 70,000 |
| Richmond, VA | 39 | $ 7,256,000 | $ 186,051 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 37 | $ 6,018,000 | $ 162,648 | $ 61,000 |
| Portland-South Portland-Biddeford, ME | 37 | $ 8,428,000 | $ 227,783 | $ 75,000 |
| Visalia-Porterville, CA | 37 | $ 10,915,000 | $ 295,000 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 36 | $ 16,401,000 | $ 455,583 | $ 49,000 |
| Salt Lake City, UT | 34 | $ 12,793,000 | $ 376,264 | $ 71,000 |
| Vallejo-Fairfield, CA | 34 | $ 9,420,000 | $ 277,058 | $ 77,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 6,389,000 | $ 199,656 | $ 89,000 |
| Raleigh-Cary, NC | 31 | $ 5,927,000 | $ 191,193 | $ 69,000 |
| Charleston-North Charleston-Summerville, SC | 30 | $ 6,208,000 | $ 206,933 | $ 78,000 |
| Manchester-Nashua, NH | 30 | $ 7,251,000 | $ 241,700 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 29 | $ 6,851,000 | $ 236,241 | $ 61,482 |
| Cleveland-Elyria-Mentor, OH | 29 | $ 13,956,000 | $ 481,241 | $ 26,000 |
| Colorado Springs, CO | 29 | $ 6,565,000 | $ 226,379 | $ 58,000 |
| Lake County-Kenosha County, IL-WI | 29 | $ 9,829,000 | $ 338,931 | $ 68,344 |
| Reno-Sparks, NV | 29 | $ 12,578,000 | $ 433,724 | $ 71,000 |
| El Paso, TX | 27 | $ 47,541,000 | $ 1,760,777 | $ 14,000 |
| Wilmington, DE-MD-NJ | 27 | $ 7,462,000 | $ 276,370 | $ 85,000 |
| Anchorage, AK | 26 | $ 6,640,000 | $ 255,384 | $ 104,000 |
| Worcester, MA | 26 | $ 5,662,000 | $ 217,769 | $ 58,000 |
| Fort Collins-Loveland, CO | 25 | $ 4,875,000 | $ 195,000 | $ 51,000 |
| North Port-Bradenton-Sarasota, FL | 25 | $ 6,782,000 | $ 271,280 | $ 114,000 |
| Rockingham County-Strafford County, NH | 25 | $ 5,279,000 | $ 211,160 | $ 70,000 |
| Scranton--Wilkes-Barre, PA | 25 | $ 3,679,000 | $ 147,160 | $ 75,000 |
| Boise City-Nampa, ID | 23 | $ 4,714,000 | $ 204,956 | $ 64,000 |
| Indianapolis-Carmel, IN | 22 | $ 17,858,000 | $ 811,727 | $ 88,000 |
| Albany-Schenectady-Troy, NY | 21 | $ 6,029,000 | $ 287,095 | $ 71,000 |
| Bend, OR | 21 | $ 4,802,000 | $ 228,666 | $ 50,000 |
| Cincinnati-Middletown, OH-KY-IN | 21 | $ 7,309,000 | $ 348,047 | $ 79,714 |
| Eugene-Springfield, OR | 21 | $ 4,274,000 | $ 203,523 | $ 74,000 |
| Modesto, CA | 21 | $ 8,445,000 | $ 402,142 | $ 53,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 8,132,000 | $ 387,238 | $ 125,000 |
| Springfield, MO | 21 | $ 56,598,000 | $ 2,695,142 | $ 16,000 |
| Buffalo-Niagara Falls, NY | 20 | $ 3,387,000 | $ 169,350 | $ 67,000 |
| Springfield, MA | 20 | $ 3,983,000 | $ 199,150 | $ 211,000 |
| Columbia, SC | 19 | $ 3,609,000 | $ 189,947 | $ 630,000 |
| Kingston, NY | 19 | $ 4,873,000 | $ 256,473 | $ 53,000 |
| Lakeland-Winter Haven, FL | 19 | $ 4,940,000 | $ 260,000 | $ 35,000 |
| Oklahoma City, OK | 19 | $ 5,639,000 | $ 296,789 | $ 77,000 |
| Pittsburgh, PA | 19 | $ 2,724,000 | $ 143,368 | $ 66,000 |
| Redding, CA | 19 | $ 4,160,000 | $ 218,947 | $ 33,000 |
| Barnstable Town, MA | 18 | $ 4,307,000 | $ 239,277 | $ 35,000 |
| Chico, CA | 18 | $ 5,158,000 | $ 286,555 | $ 98,000 |
| Spokane, WA | 18 | $ 4,079,000 | $ 226,611 | $ 57,000 |
| Baton Rouge, LA | 17 | $ 3,163,000 | $ 186,058 | $ 77,000 |
| Detroit-Livonia-Dearborn, MI | 17 | $ 2,014,000 | $ 118,470 | $ 60,000 |
| Memphis, TN-MS-AR | 17 | $ 3,040,000 | $ 178,823 | $ 75,529 |
| Cape Coral-Fort Myers, FL | 16 | $ 3,629,000 | $ 226,812 | $ 91,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 16 | $ 2,378,000 | $ 148,625 | $ 42,000 |
| Napa, CA | 16 | $ 5,752,000 | $ 359,500 | $ 85,000 |
| Norwich-New London, CT | 16 | $ 3,594,000 | $ 224,625 | $ 194,000 |
| Omaha-Council Bluffs, NE-IA | 16 | $ 12,335,000 | $ 770,937 | $ 34,687 |
| Salem, OR | 16 | $ 5,241,000 | $ 327,562 | $ 75,000 |
| Des Moines-West Des Moines, IA | 15 | $ 15,798,000 | $ 1,053,200 | $ 28,000 |
| Olympia, WA | 15 | $ 3,020,000 | $ 201,333 | $ 80,000 |
| Savannah, GA | 15 | $ 2,501,000 | $ 166,733 | $ 89,000 |
| Trenton-Ewing, NJ | 15 | $ 4,193,000 | $ 279,533 | $ 93,000 |
| El Centro, CA | 14 | $ 6,463,000 | $ 461,642 | $ 30,000 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 1,792,000 | $ 128,000 | $ 55,000 |
| Louisville-Jefferson County, KY-IN | 14 | $ 2,463,000 | $ 175,928 | $ 54,857 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 2,569,000 | $ 183,500 | $ 54,000 |
| Boulder, CO | 13 | $ 4,163,000 | $ 320,230 | $ 131,000 |
| Bremerton-Silverdale, WA | 13 | $ 3,252,000 | $ 250,153 | $ 95,000 |
| Columbus, OH | 13 | $ 3,780,000 | $ 290,769 | $ 90,000 |
| Gary, IN | 13 | $ 11,182,000 | $ 860,153 | $ 41,000 |
| Tulsa, OK | 13 | $ 2,258,000 | $ 173,692 | $ 108,000 |
| Yuba City, CA | 13 | $ 5,009,000 | $ 385,307 | $ 49,000 |
| Asheville, NC | 12 | $ 2,454,000 | $ 204,500 | $ 66,000 |
| Durham-Chapel Hill, NC | 12 | $ 2,762,000 | $ 230,166 | $ 102,000 |
| Greensboro-High Point, NC | 12 | $ 1,629,000 | $ 135,750 | $ 81,000 |
| Gulfport-Biloxi, MS | 12 | $ 1,598,000 | $ 133,166 | $ 960,000 |
| Lexington-Fayette, KY | 12 | $ 1,704,000 | $ 142,000 | $ 117,000 |
| McAllen-Edinburg-Mission, TX | 12 | $ 1,896,000 | $ 158,000 | $ 94,000 |
| Punta Gorda, FL | 12 | $ 2,733,000 | $ 227,750 | $ 51,000 |
| Birmingham-Hoover, AL | 11 | $ 1,705,000 | $ 155,000 | $ 95,000 |
| Coeur D'Alene, ID | 11 | $ 8,184,000 | $ 744,000 | $ 56,000 |
| Corpus Christi, TX | 11 | $ 4,873,000 | $ 443,000 | $ 68,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 2,197,000 | $ 199,727 | $ 83,090 |
| Pueblo, CO | 11 | $ 4,010,000 | $ 364,545 | $ 47,000 |
| Wilmington, NC | 11 | $ 2,648,000 | $ 240,727 | $ 101,000 |
| Ann Arbor, MI | 10 | $ 2,240,000 | $ 224,000 | $ 81,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 4,734,000 | $ 473,400 | $ 24,000 |
| Greeley, CO | 10 | $ 1,786,000 | $ 178,600 | $ 80,000 |
| Greenville-Mauldin-Easley, SC | 10 | $ 1,325,000 | $ 132,500 | $ 39,000 |
| Kennewick-Pasco-Richland, WA | 10 | $ 1,199,000 | $ 119,900 | $ 49,000 |
| Knoxville, TN | 10 | $ 1,607,000 | $ 160,700 | $ 57,000 |
| Naples-Marco Island, FL | 10 | $ 1,997,000 | $ 199,700 | $ 50,000 |
| Provo-Orem, UT | 10 | $ 2,071,000 | $ 207,100 | $ 66,000 |
| Rochester, NY | 10 | $ 4,155,000 | $ 415,500 | $ 41,000 |
| Santa Fe, NM | 10 | $ 2,441,000 | $ 244,100 | $ 73,000 |
| Tallahassee, FL | 10 | $ 1,753,000 | $ 175,300 | $ 34,000 |
| Akron, OH | 9 | $ 934,000 | $ 103,777 | $ 125,000 |
| Atlantic City-Hammonton, NJ | 9 | $ 1,926,000 | $ 214,000 | $ 28,000 |
| College Station-Bryan, TX | 9 | $ 5,137,000 | $ 570,777 | $ 54,000 |
| Gainesville, GA | 9 | $ 1,549,000 | $ 172,111 | $ 44,000 |
| Huntsville, AL | 9 | $ 1,641,000 | $ 182,333 | $ 84,000 |
| Jackson, MS | 9 | $ 1,230,000 | $ 136,666 | $ 59,000 |
| Kalamazoo-Portage, MI | 9 | $ 5,068,000 | $ 563,111 | $ 78,000 |
| Ogden-Clearfield, UT | 9 | $ 1,472,000 | $ 163,555 | $ 76,000 |
| Port St. Lucie, FL | 9 | $ 1,681,000 | $ 186,777 | $ 93,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 1,448,000 | $ 160,888 | $ 59,666 |
| Champaign-Urbana, IL | 8 | $ 20,016,000 | $ 2,502,000 | $ 8,000 |
| Madera-Chowchilla, CA | 8 | $ 1,896,000 | $ 237,000 | $ 71,000 |
| Ocean City, NJ | 8 | $ 2,009,000 | $ 251,125 | $ 75,000 |
| Prescott, AZ | 8 | $ 1,701,000 | $ 212,625 | $ 62,000 |
| Roanoke, VA | 8 | $ 1,568,000 | $ 196,000 | $ 267,000 |
| York-Hanover, PA | 8 | $ 1,741,000 | $ 217,625 | $ 51,000 |
| Canton-Massillon, OH | 7 | $ 1,232,000 | $ 176,000 | $ 64,000 |
| Gainesville, FL | 7 | $ 1,130,000 | $ 161,428 | $ 77,000 |
| Hanford-Corcoran, CA | 7 | $ 1,118,000 | $ 159,714 | $ 77,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,649,000 | $ 235,571 | $ 54,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,572,000 | $ 224,571 | $ 41,000 |
| Mobile, AL | 7 | $ 974,000 | $ 139,142 | $ 63,000 |
| Reading, PA | 7 | $ 1,166,000 | $ 166,571 | $ 49,000 |
| Wichita, KS | 7 | $ 3,370,000 | $ 481,428 | $ 13,000 |
| Yuma, AZ | 7 | $ 4,867,000 | $ 695,285 | $ 55,000 |
| Bellingham, WA | 6 | $ 1,428,000 | $ 238,000 | $ 73,000 |
| Burlington-South Burlington, VT | 6 | $ 1,576,000 | $ 262,666 | $ 19,000 |
| Duluth, MN-WI | 6 | $ 889,000 | $ 148,166 | $ 158,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 1,415,000 | $ 235,833 | $ 102,000 |
| Flagstaff, AZ | 6 | $ 2,070,000 | $ 345,000 | $ 219,000 |
| Johnson City, TN | 6 | $ 1,163,000 | $ 193,833 | $ 69,000 |
| Macon, GA | 6 | $ 1,160,000 | $ 193,333 | $ 43,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,384,000 | $ 230,666 | $ 73,000 |
| Wenatchee-East Wenatchee, WA | 6 | $ 1,589,000 | $ 264,833 | $ 67,000 |
| Winchester, VA-WV | 6 | $ 1,484,000 | $ 247,333 | $ 73,000 |
| Winston-Salem, NC | 6 | $ 709,000 | $ 118,166 | $ 35,000 |
| Yakima, WA | 6 | $ 1,180,000 | $ 196,666 | $ 74,000 |
| Billings, MT | 5 | $ 1,142,000 | $ 228,400 | $ 70,000 |
| Bloomington-Normal, IL | 5 | $ 10,466,000 | $ 2,093,200 | $ 44,000 |
| Flint, MI | 5 | $ 479,000 | $ 95,800 | $ 37,000 |
| Grand Junction, CO | 5 | $ 1,153,000 | $ 230,600 | $ 65,000 |
| Hot Springs, AR | 5 | $ 667,000 | $ 133,400 | $ 68,000 |
| Lafayette, IN | 5 | $ 9,857,000 | $ 1,971,400 | $ 0 |
| Las Cruces, NM | 5 | $ 729,000 | $ 145,800 | $ 72,000 |
| Longview, WA | 5 | $ 912,000 | $ 182,400 | $ 76,000 |
| Manhattan, KS | 5 | $ 879,000 | $ 175,800 | $ 49,000 |
| Medford, OR | 5 | $ 1,797,000 | $ 359,400 | $ 41,000 |
| Merced, CA | 5 | $ 6,450,000 | $ 1,290,000 | $ 72,000 |
| Monroe, MI | 5 | $ 1,044,000 | $ 208,800 | $ 65,000 |
| Ocala, FL | 5 | $ 1,021,000 | $ 204,200 | $ 83,000 |
| Palm Coast, FL | 5 | $ 897,000 | $ 179,400 | $ 66,000 |
| Sherman-Denison, TX | 5 | $ 1,288,000 | $ 257,600 | $ 65,000 |
| Vineland-Millville-Bridgeton, NJ | 5 | $ 878,000 | $ 175,600 | $ 23,000 |
| Auburn-Opelika, AL | 4 | $ 912,000 | $ 228,000 | $ 68,000 |
| Beaumont-Port Arthur, TX | 4 | $ 2,767,000 | $ 691,750 | $ 15,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 855,000 | $ 213,750 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 1,524,000 | $ 381,000 | $ 51,750 |
| Dayton, OH | 4 | $ 5,546,000 | $ 1,386,500 | $ 33,000 |
| Elmira, NY | 4 | $ 4,121,000 | $ 1,030,250 | $ 3,000 |
| Florence, SC | 4 | $ 671,000 | $ 167,750 | $ 20,000 |
| Fort Smith, AR-OK | 4 | $ 2,103,000 | $ 525,750 | $ 31,500 |
| Harrisburg-Carlisle, PA | 4 | $ 620,000 | $ 155,000 | $ 86,000 |
| Hattiesburg, MS | 4 | $ 497,000 | $ 124,250 | $ 15,000 |
| Idaho Falls, ID | 4 | $ 1,169,000 | $ 292,250 | $ 310,000 |
| Lewiston-Auburn, ME | 4 | $ 466,000 | $ 116,500 | $ 28,000 |
| Lynchburg, VA | 4 | $ 513,000 | $ 128,250 | $ 122,000 |
| Madison, WI | 4 | $ 745,000 | $ 186,250 | $ 46,000 |
| Niles-Benton Harbor, MI | 4 | $ 4,425,000 | $ 1,106,250 | $ 14,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 876,000 | $ 219,000 | $ 49,000 |
| Racine, WI | 4 | $ 700,000 | $ 175,000 | $ 75,000 |
| Shreveport-Bossier City, LA | 4 | $ 465,000 | $ 116,250 | $ 82,000 |
| Syracuse, NY | 4 | $ 414,000 | $ 103,500 | $ 26,000 |
| Tyler, TX | 4 | $ 494,000 | $ 123,500 | $ 43,000 |
| Abilene, TX | 3 | $ 445,000 | $ 148,333 | $ 63,000 |
| Altoona, PA | 3 | $ 272,000 | $ 90,666 | $ 35,000 |
| Anderson, IN | 3 | $ 1,567,000 | $ 522,333 | $ 26,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 614,000 | $ 204,666 | $ 53,000 |
| Bismarck, ND | 3 | $ 313,000 | $ 104,333 | $ 37,000 |
| Carson City, NV | 3 | $ 3,978,000 | $ 1,326,000 | $ 21,000 |
| Charlottesville, VA | 3 | $ 603,000 | $ 201,000 | $ 82,000 |
| Chattanooga, TN-GA | 3 | $ 856,000 | $ 285,333 | $ 65,666 |
| Columbia, MO | 3 | $ 527,000 | $ 175,666 | $ 49,000 |
| Corvallis, OR | 3 | $ 504,000 | $ 168,000 | $ 41,000 |
| Danville, IL | 3 | $ 280,000 | $ 93,333 | $ 19,000 |
| Elizabethtown, KY | 3 | $ 441,000 | $ 147,000 | $ 69,000 |
| Fond Du Lac, WI | 3 | $ 343,000 | $ 114,333 | $ 42,000 |
| Fort Wayne, IN | 3 | $ 618,000 | $ 206,000 | $ 98,000 |
| Glens Falls, NY | 3 | $ 505,000 | $ 168,333 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 526,000 | $ 175,333 | $ 147,000 |
| Jonesboro, AR | 3 | $ 232,000 | $ 77,333 | $ 33,000 |
| Kankakee-Bradley, IL | 3 | $ 1,740,000 | $ 580,000 | $ 81,000 |
| Lafayette, LA | 3 | $ 376,000 | $ 125,333 | $ 96,000 |
| Lancaster, PA | 3 | $ 362,000 | $ 120,666 | $ 47,000 |
| Lansing-East Lansing, MI | 3 | $ 2,457,000 | $ 819,000 | $ 83,000 |
| Lawrence, KS | 3 | $ 474,000 | $ 158,000 | $ 62,000 |
| Lubbock, TX | 3 | $ 385,000 | $ 128,333 | $ 64,000 |
| Midland, TX | 3 | $ 1,746,000 | $ 582,000 | $ 302,000 |
| Missoula, MT | 3 | $ 345,000 | $ 115,000 | $ 13,000 |
| Oshkosh-Neenah, WI | 3 | $ 2,150,000 | $ 716,666 | $ 28,000 |
| Pittsfield, MA | 3 | $ 531,000 | $ 177,000 | $ 39,000 |
| Pocatello, ID | 3 | $ 421,000 | $ 140,333 | $ 46,000 |
| Rapid City, SD | 3 | $ 654,000 | $ 218,000 | $ 51,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 3,362,000 | $ 1,120,666 | $ 72,000 |
| St. George, UT | 3 | $ 686,000 | $ 228,666 | $ 14,000 |
| Topeka, KS | 3 | $ 433,000 | $ 144,333 | $ 69,000 |
| Waco, TX | 3 | $ 624,000 | $ 208,000 | $ 318,000 |
| Athens-Clarke County, GA | 2 | $ 2,889,000 | $ 1,444,500 | $ 150,000 |
| Binghamton, NY | 2 | $ 195,000 | $ 97,500 | $ 16,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 366,000 | $ 183,000 | $ 44,000 |
| Brunswick, GA | 2 | $ 159,000 | $ 79,500 | $ 37,000 |
| Casper, WY | 2 | $ 204,000 | $ 102,000 | $ 33,000 |
| Cleveland, TN | 2 | $ 217,000 | $ 108,500 | $ 56,000 |
| Columbus, GA-AL | 2 | $ 200,000 | $ 100,000 | $ 10,000 |
| Cumberland, MD-WV | 2 | $ 255,000 | $ 127,500 | $ 71,000 |
| Dover, DE | 2 | $ 575,000 | $ 287,500 | $ 134,000 |
| Elkhart-Goshen, IN | 2 | $ 288,000 | $ 144,000 | $ 60,000 |
| Erie, PA | 2 | $ 213,000 | $ 106,500 | $ 48,000 |
| Evansville, IN-KY | 2 | $ 147,000 | $ 73,500 | $ 0 |
| Fargo, ND-MN | 2 | $ 346,000 | $ 173,000 | $ 84,500 |
| Farmington, NM | 2 | $ 306,000 | $ 153,000 | $ 75,000 |
| Gadsden, AL | 2 | $ 231,000 | $ 115,500 | $ 3,000 |
| Green Bay, WI | 2 | $ 245,000 | $ 122,500 | $ 37,000 |
| Harrisonburg, VA | 2 | $ 515,000 | $ 257,500 | $ 10,000 |
| Ithaca, NY | 2 | $ 211,000 | $ 105,500 | $ 12,000 |
| Janesville, WI | 2 | $ 2,733,000 | $ 1,366,500 | $ 32,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 198,000 | $ 99,000 | $ 103,500 |
| Laredo, TX | 2 | $ 313,000 | $ 156,500 | $ 89,000 |
| Longview, TX | 2 | $ 1,906,000 | $ 953,000 | $ 33,000 |
| Michigan City-La Porte, IN | 2 | $ 1,515,000 | $ 757,500 | $ 40,000 |
| Monroe, LA | 2 | $ 201,000 | $ 100,500 | $ 49,000 |
| Montgomery, AL | 2 | $ 273,000 | $ 136,500 | $ 57,000 |
| Rockford, IL | 2 | $ 250,000 | $ 125,000 | $ 18,000 |
| Rome, GA | 2 | $ 373,000 | $ 186,500 | $ 94,000 |
| Salisbury, MD | 2 | $ 255,000 | $ 127,500 | $ 0 |
| Sandusky, OH | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| Sebastian-Vero Beach, FL | 2 | $ 315,000 | $ 157,500 | $ 55,000 |
| Terre Haute, IN | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Toledo, OH | 2 | $ 330,000 | $ 165,000 | $ 153,000 |
| Warner Robins, GA | 2 | $ 181,000 | $ 90,500 | $ 79,000 |
| Williamsport, PA | 2 | $ 284,000 | $ 142,000 | $ 55,000 |
| Amarillo, TX | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Ames, IA | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Anderson, SC | 1 | $ 92,000 | $ 92,000 | $ 16,000 |
| Bangor, ME | 1 | $ 300,000 | $ 300,000 | $ 208,000 |
| Battle Creek, MI | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Bay City, MI | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Bowling Green, KY | 1 | $ 118,000 | $ 118,000 | $ 155,000 |
| Brownsville-Harlingen, TX | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Burlington, NC | 1 | $ 149,000 | $ 149,000 | $ 55,000 |
| Cedar Rapids, IA | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Charleston, WV | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Columbus, IN | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Fairbanks, AK | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Goldsboro, NC | 1 | $ 131,000 | $ 131,000 | $ 25,000 |
| Holland-Grand Haven, MI | 1 | $ 156,000 | $ 156,000 | $ 105,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Jackson, MI | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Jackson, TN | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Jacksonville, NC | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Johnstown, PA | 1 | $ 18,000 | $ 18,000 | $ 18,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 87,000 | $ 87,000 | $ 13,000 |
| Kokomo, IN | 1 | $ 136,000 | $ 136,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Lawton, OK | 1 | $ 53,000 | $ 53,000 | $ 154,000 |
| Lewiston, ID-WA | 1 | $ 380,000 | $ 380,000 | $ 85,000 |
| Lincoln, NE | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Logan, UT-ID | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Morgantown, WV | 1 | $ 278,000 | $ 278,000 | $ 117,000 |
| Morristown, TN | 1 | $ 32,000 | $ 32,000 | $ 96,000 |
| Muncie, IN | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Odessa, TX | 1 | $ 67,000 | $ 67,000 | $ 84,000 |
| Owensboro, KY | 1 | $ 154,000 | $ 154,000 | $ 6,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Rochester, MN | 1 | $ 128,000 | $ 128,000 | $ 93,000 |
| Rocky Mount, NC | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Sioux Falls, SD | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Spartanburg, SC | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Springfield, OH | 1 | $ 297,000 | $ 297,000 | $ 60,000 |
| St. Cloud, MN | 1 | $ 119,000 | $ 119,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 132,000 | $ 132,000 | $ 154,000 |
| State College, PA | 1 | $ 194,000 | $ 194,000 | $ 45,000 |
| Victoria, TX | 1 | $ 6,569,000 | $ 6,569,000 | $ 0 |
| Wausau, WI | 1 | $ 321,000 | $ 321,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Onewest Bank, FSB in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,726 | $4,532,004,000 | $330,000 | $11,500,000 | $92,000 | $9,999,000 |
| Home Purchase | 1,041 | $1,123,514,000 | $1,079,000 | $11,048,000 | $69,000 | $2,943,000 |
| Home Improvement | 240 | $59,275,000 | $246,000 | $730,000 | $133,000 | $3,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 6,316 | $1,704,577,000 | $269,000 | $8,000,000 | $91,000 | $9,999,000 |
| White | 5,622 | $1,690,602,000 | $300,000 | $11,000,000 | $106,000 | $7,920,000 |
| Not applicable | 1,049 | $1,749,153,000 | $1,667,000 | $11,500,000 | $0 | $0 |
| Hispanic | 934 | $250,183,000 | $267,000 | $1,850,000 | $88,000 | $9,999,000 |
| Asian | 560 | $184,253,000 | $329,000 | $2,100,000 | $110,000 | $1,320,000 |
| Black or African American | 450 | $112,674,000 | $250,000 | $1,000,000 | $91,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $17,274,000 | $319,000 | $722,000 | $72,000 | $253,000 |
| American Indian or Alaskan Native | 22 | $6,077,000 | $276,000 | $561,000 | $60,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,651 | $5,615,670,000 | $383,000 | $11,500,000 | $91,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 356 | $99,123,000 | $278,000 | $804,000 | $90,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,618 | $2,444,107,000 | $283,000 | $11,000,000 | $99,000 | $9,999,000 |
| Loan Originated | 3,492 | $1,021,477,000 | $292,000 | $5,000,000 | $94,000 | $3,020,000 |
| Application Withdrawn By Applicant | 1,767 | $472,460,000 | $267,000 | $8,000,000 | $95,000 | $1,596,000 |
| Loan Purchased By The Institution | 1,049 | $1,749,153,000 | $1,667,000 | $11,500,000 | $0 | $0 |
| Application Approved But Not Accepted | 81 | $27,596,000 | $340,000 | $5,000,000 | $124,000 | $615,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 3,090 | $880,440,000 | $284,000 | $2,925,000 | $125,000 | $9,999,000 |
| Collateral | 1,944 | $548,049,000 | $281,000 | $1,850,000 | $92,000 | $3,000,000 |
| Credit History | 1,512 | $396,925,000 | $262,000 | $9,750,000 | $83,000 | $2,943,000 |
| Debt-To-Income Ratio | 1,339 | $392,698,000 | $293,000 | $2,700,000 | $75,000 | $1,291,000 |
| Other | 448 | $137,915,000 | $307,000 | $11,000,000 | $66,000 | $3,149,000 |
| Unverifiable Information | 173 | $54,440,000 | $314,000 | $4,615,000 | $153,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 65 | $21,733,000 | $334,000 | $3,000,000 | $110,000 | $487,000 |
| Employment History | 35 | $9,489,000 | $271,000 | $559,000 | $75,000 | $217,000 |
| Mortgage Insurance Denied | 12 | $2,418,000 | $201,000 | $324,000 | $82,000 | $169,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Onewest Bank, FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Onewest Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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