Onewest Bank, FSB Mortgage Lending & HMDA Data, 2010

In 2010, Onewest Bank, FSB of Pasadena, CA reported 15,007 mortgage applications totaling $5.7 billion, down 71% from 2009. The average application was for $380,808, and applicants reported an average income of $91,060. 23% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,921), New York-White Plains-Wayne, NY-NJ (1,136) and Nassau-Suffolk, NY (608) (applications in parentheses).

Mortgage Company & Address Onewest Bank, FSB
888 East Walnut St
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  
Total Number of Mortgage Applications 15,007
Total Mortgage Loan Application Amount $5,714,793,000
Average Mortgage Loan Application Amount $380,808
Highest Mortgage Loan Application Amount $11,500,000
Average Applicant Income $91,060
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onewest Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Onewest Bank, FSB by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,921 $ 819,546,000 $ 426,624 $ 119,000
San Diego, California 607 $ 436,236,000 $ 718,675 $ 79,000
Orange, California 569 $ 359,179,000 $ 631,246 $ 122,000
Suffolk, New York 326 $ 95,810,000 $ 293,895 $ 101,000
Queens, New York 291 $ 117,309,000 $ 403,123 $ 70,000
Nassau, New York 282 $ 90,284,000 $ 320,156 $ 113,000
Riverside, California 255 $ 102,016,000 $ 400,062 $ 133,000
Cook, Illinois 234 $ 125,721,000 $ 537,269 $ 46,000
San Bernardino, California 219 $ 60,866,000 $ 277,926 $ 80,000
Kings, New York 214 $ 80,178,000 $ 374,663 $ 83,000
Ventura, California 200 $ 89,065,000 $ 445,325 $ 127,000
Maricopa, Arizona 193 $ 87,575,000 $ 453,756 $ 59,000
Santa Clara, California 164 $ 120,545,000 $ 735,030 $ 118,000
Alameda, California 143 $ 55,005,000 $ 384,650 $ 98,000
Westchester, New York 134 $ 49,947,000 $ 372,738 $ 99,000
Sacramento, California 131 $ 53,609,000 $ 409,229 $ 64,000
Clark, Nevada 112 $ 25,419,000 $ 226,955 $ 82,000
Contra Costa, California 109 $ 48,148,000 $ 441,724 $ 114,000
King, Washington 106 $ 30,141,000 $ 284,349 $ 87,000
Honolulu, Hawaii 103 $ 48,665,000 $ 472,475 $ 76,000
Bronx, New York 102 $ 41,567,000 $ 407,519 $ 55,000
Richmond, New York 96 $ 33,833,000 $ 352,427 $ 97,000
Miami-Dade, Florida 95 $ 20,710,000 $ 218,000 $ 69,000
Middlesex, Massachusetts 92 $ 27,997,000 $ 304,315 $ 84,000
Broward, Florida 91 $ 28,373,000 $ 311,791 $ 77,000
Fairfield, Connecticut 88 $ 25,940,000 $ 294,772 $ 127,000
Harris, Texas 80 $ 26,433,000 $ 330,412 $ 73,000
Prince George's, Maryland 76 $ 20,612,000 $ 271,210 $ 54,000
Bergen, New Jersey 76 $ 23,125,000 $ 304,276 $ 85,000
San Mateo, California 72 $ 36,016,000 $ 500,222 $ 131,000
Hawaii, Hawaii 70 $ 37,309,000 $ 532,985 $ 62,000
Fairfax, Virginia 70 $ 22,744,000 $ 324,914 $ 134,000
Sonoma, California 69 $ 22,663,000 $ 328,449 $ 77,000
Maui, Hawaii 69 $ 59,469,000 $ 861,869 $ 61,000
Snohomish, Washington 67 $ 19,455,000 $ 290,373 $ 67,000
New York, New York 66 $ 39,067,000 $ 591,924 $ 83,000
Montgomery, Maryland 64 $ 21,497,000 $ 335,890 $ 103,000
Middlesex, New Jersey 64 $ 16,678,000 $ 260,593 $ 86,000
Dallas, Texas 64 $ 42,965,000 $ 671,328 $ 57,000
Fresno, California 60 $ 30,313,000 $ 505,216 $ 115,000
Morris, New Jersey 59 $ 17,864,000 $ 302,779 $ 71,000
Monmouth, New Jersey 57 $ 17,004,000 $ 298,315 $ 79,000
District of Columbia, District Of Columbia 55 $ 20,229,000 $ 367,800 $ 105,000
Essex, New Jersey 54 $ 20,765,000 $ 384,537 $ 69,000
Pima, Arizona 53 $ 20,122,000 $ 379,660 $ 51,000
Placer, California 53 $ 16,388,000 $ 309,207 $ 80,000
San Joaquin, California 53 $ 13,151,000 $ 248,132 $ 79,000
San Luis Obispo, California 53 $ 18,342,000 $ 346,075 $ 92,000
Essex, Massachusetts 53 $ 15,815,000 $ 298,396 $ 99,000
Hudson, New Jersey 51 $ 14,389,000 $ 282,137 $ 74,000
San Francisco, California 50 $ 27,990,000 $ 559,800 $ 160,000
Santa Barbara, California 50 $ 18,500,000 $ 370,000 $ 118,000
Suffolk, Massachusetts 50 $ 15,816,000 $ 316,320 $ 117,000
Pierce, Washington 50 $ 13,873,000 $ 277,460 $ 78,000
DuPage, Illinois 48 $ 24,511,000 $ 510,645 $ 56,000
Multnomah, Oregon 48 $ 10,050,000 $ 209,375 $ 55,000
Hennepin, Minnesota 47 $ 11,872,000 $ 252,595 $ 81,000
Bernalillo, New Mexico 47 $ 26,831,000 $ 570,872 $ 40,000
Kern, California 46 $ 9,742,000 $ 211,782 $ 96,000
Hartford, Connecticut 46 $ 14,380,000 $ 312,608 $ 66,000
Passaic, New Jersey 45 $ 12,892,000 $ 286,488 $ 82,000
Palm Beach, Florida 44 $ 14,589,000 $ 331,568 $ 154,000
Monterey, California 43 $ 15,804,000 $ 367,534 $ 116,000
Dutchess, New York 43 $ 11,120,000 $ 258,604 $ 110,000
Tarrant, Texas 43 $ 25,410,000 $ 590,930 $ 70,000
Marin, California 42 $ 22,150,000 $ 527,380 $ 200,000
Anne Arundel, Maryland 42 $ 11,274,000 $ 268,428 $ 89,000
Union, New Jersey 42 $ 14,591,000 $ 347,404 $ 75,000
Providence, Rhode Island 42 $ 9,081,000 $ 216,214 $ 76,000
Bexar, Texas 42 $ 27,330,000 $ 650,714 $ 91,000
Ocean, New Jersey 41 $ 9,598,000 $ 234,097 $ 74,000
Orange, New York 41 $ 10,268,000 $ 250,439 $ 74,000
Collin, Texas 41 $ 10,296,000 $ 251,121 $ 78,000
New Haven, Connecticut 39 $ 8,059,000 $ 206,641 $ 70,000
Gwinnett, Georgia 39 $ 6,809,000 $ 174,589 $ 49,000
Rockland, New York 38 $ 11,516,000 $ 303,052 $ 96,000
Loudoun, Virginia 38 $ 12,862,000 $ 338,473 $ 124,000
Tulare, California 37 $ 10,915,000 $ 295,000 $ 48,000
Norfolk, Massachusetts 37 $ 10,433,000 $ 281,972 $ 81,000
El Dorado, California 36 $ 11,367,000 $ 315,750 $ 118,000
Fulton, Georgia 36 $ 7,661,000 $ 212,805 $ 101,000
Cobb, Georgia 35 $ 6,597,000 $ 188,485 $ 72,000
Solano, California 34 $ 9,420,000 $ 277,058 $ 77,000
Denver, Colorado 33 $ 7,661,000 $ 232,151 $ 58,000
Baltimore, Maryland 33 $ 9,677,000 $ 293,242 $ 70,000
Mecklenburg, North Carolina 33 $ 6,521,000 $ 197,606 $ 111,000
Clark, Washington 33 $ 7,940,000 $ 240,606 $ 99,000
Oakland, Michigan 32 $ 10,569,000 $ 330,281 $ 74,000
Bucks, Pennsylvania 32 $ 8,228,000 $ 257,125 $ 86,000
Salt Lake, Utah 31 $ 11,851,000 $ 382,290 $ 66,000
Jefferson, Colorado 30 $ 6,874,000 $ 229,133 $ 82,000
Hillsborough, Florida 30 $ 5,377,000 $ 179,233 $ 83,000
Will, Illinois 30 $ 13,914,000 $ 463,800 $ 56,000
Hillsborough, New Hampshire 30 $ 7,251,000 $ 241,700 $ 81,000
Philadelphia, Pennsylvania 30 $ 4,978,000 $ 165,933 $ 54,000
Denton, Texas 30 $ 9,404,000 $ 313,466 $ 88,000
Orange, Florida 28 $ 7,759,000 $ 277,107 $ 82,000
Plymouth, Massachusetts 28 $ 8,056,000 $ 287,714 $ 69,000
Washoe, Nevada 28 $ 12,247,000 $ 437,392 $ 74,000
Travis, Texas 28 $ 8,621,000 $ 307,892 $ 59,000
Nevada, California 27 $ 14,597,000 $ 540,629 $ 112,000
Wake, North Carolina 27 $ 5,274,000 $ 195,333 $ 67,000
Washington, Oregon 27 $ 6,002,000 $ 222,296 $ 62,000
El Paso, Texas 27 $ 47,541,000 $ 1,760,777 $ 14,000
York, Maine 26 $ 5,846,000 $ 224,846 $ 80,000
Worcester, Massachusetts 26 $ 5,662,000 $ 217,769 $ 58,000
Arapahoe, Colorado 25 $ 5,780,000 $ 231,200 $ 75,000
El Paso, Colorado 25 $ 5,475,000 $ 219,000 $ 57,000
Larimer, Colorado 25 $ 4,875,000 $ 195,000 $ 51,000
Baltimore City, Maryland 25 $ 17,564,000 $ 702,560 $ 59,000
Burlington, New Jersey 24 $ 5,634,000 $ 234,750 $ 110,000
Prince William, Virginia 24 $ 6,768,000 $ 282,000 $ 113,000
DeKalb, Georgia 23 $ 4,583,000 $ 199,260 $ 62,000
Lake, Illinois 23 $ 8,745,000 $ 380,217 $ 82,000
Putnam, New York 23 $ 7,017,000 $ 305,086 $ 122,000
Douglas, Colorado 22 $ 6,237,000 $ 283,500 $ 91,000
Duval, Florida 22 $ 4,907,000 $ 223,045 $ 123,000
Milwaukee, Wisconsin 22 $ 13,361,000 $ 607,318 $ 49,000
Santa Cruz, California 21 $ 8,132,000 $ 387,238 $ 125,000
Stanislaus, California 21 $ 8,445,000 $ 402,142 $ 53,000
Adams, Colorado 21 $ 3,986,000 $ 189,809 $ 57,000
Ada, Idaho 21 $ 4,230,000 $ 201,428 $ 64,000
St. Louis City, Missouri 21 $ 8,116,000 $ 386,476 $ 62,000
Somerset, New Jersey 21 $ 6,087,000 $ 289,857 $ 153,000
Clackamas, Oregon 21 $ 7,164,000 $ 341,142 $ 95,000
Deschutes, Oregon 21 $ 4,802,000 $ 228,666 $ 50,000
Lane, Oregon 21 $ 4,274,000 $ 203,523 $ 74,000
Montgomery, Pennsylvania 21 $ 4,858,000 $ 231,333 $ 98,000
Davidson, Tennessee 21 $ 3,838,000 $ 182,761 $ 89,000
Pinellas, Florida 20 $ 4,584,000 $ 229,200 $ 97,000
Bristol, Massachusetts 20 $ 4,718,000 $ 235,900 $ 77,000
Anoka, Minnesota 20 $ 4,642,000 $ 232,100 $ 48,000
Anchorage, Alaska 19 $ 4,785,000 $ 251,842 $ 114,000
Shasta, California 19 $ 4,160,000 $ 218,947 $ 33,000
New Castle, Delaware 19 $ 5,550,000 $ 292,105 $ 86,000
Polk, Florida 19 $ 4,940,000 $ 260,000 $ 35,000
Charles, Maryland 19 $ 5,014,000 $ 263,894 $ 89,000
St. Louis, Missouri 19 $ 21,835,000 $ 1,149,210 $ 51,000
Rockingham, New Hampshire 19 $ 4,478,000 $ 235,684 $ 69,000
Hunterdon, New Jersey 19 $ 5,789,000 $ 304,684 $ 111,000
Ulster, New York 19 $ 4,873,000 $ 256,473 $ 53,000
Cuyahoga, Ohio 19 $ 10,497,000 $ 552,473 $ 25,000
Fort Bend, Texas 19 $ 2,990,000 $ 157,368 $ 86,000
Butte, California 18 $ 5,158,000 $ 286,555 $ 98,000
Kane, Illinois 18 $ 3,474,000 $ 193,000 $ 71,000
Frederick, Maryland 18 $ 4,768,000 $ 264,888 $ 112,000
Barnstable, Massachusetts 18 $ 4,307,000 $ 239,277 $ 35,000
Jackson, Missouri 18 $ 4,540,000 $ 252,222 $ 57,000
Camden, New Jersey 18 $ 3,062,000 $ 170,111 $ 68,000
Sussex, New Jersey 18 $ 3,815,000 $ 211,944 $ 67,000
Spokane, Washington 18 $ 4,079,000 $ 226,611 $ 57,000
Johnson, Kansas 17 $ 7,349,000 $ 432,294 $ 68,000
Wayne, Michigan 17 $ 2,014,000 $ 118,470 $ 60,000
Luzerne, Pennsylvania 17 $ 2,410,000 $ 141,764 $ 79,000
Charleston, South Carolina 17 $ 3,923,000 $ 230,764 $ 78,000
Napa, California 16 $ 5,752,000 $ 359,500 $ 85,000
New London, Connecticut 16 $ 3,594,000 $ 224,625 $ 194,000
Lee, Florida 16 $ 3,629,000 $ 226,812 $ 91,000
Orleans, Louisiana 16 $ 2,836,000 $ 177,250 $ 53,000
Macomb, Michigan 16 $ 2,653,000 $ 165,812 $ 56,000
Ramsey, Minnesota 16 $ 3,661,000 $ 228,812 $ 101,000
Greene, Missouri 16 $ 50,315,000 $ 3,144,687 $ 14,000
Monroe, Pennsylvania 16 $ 2,857,000 $ 178,562 $ 39,000
Horry, South Carolina 16 $ 2,378,000 $ 148,625 $ 42,000
Williamson, Texas 16 $ 2,765,000 $ 172,812 $ 139,000
Litchfield, Connecticut 15 $ 3,776,000 $ 251,733 $ 66,000
Hampden, Massachusetts 15 $ 3,005,000 $ 200,333 $ 94,000
Gloucester, New Jersey 15 $ 3,424,000 $ 228,266 $ 102,000
Mercer, New Jersey 15 $ 4,193,000 $ 279,533 $ 93,000
Erie, New York 15 $ 2,350,000 $ 156,666 $ 69,000
Delaware, Pennsylvania 15 $ 2,981,000 $ 198,733 $ 65,000
Thurston, Washington 15 $ 3,020,000 $ 201,333 $ 80,000
Imperial, California 14 $ 6,463,000 $ 461,642 $ 30,000
Yolo, California 14 $ 8,933,000 $ 638,071 $ 61,000
Brevard, Florida 14 $ 2,569,000 $ 183,500 $ 54,000
Kauai, Hawaii 14 $ 12,048,000 $ 860,571 $ 66,000
Dakota, Minnesota 14 $ 2,896,000 $ 206,857 $ 70,000
Oklahoma, Oklahoma 14 $ 3,277,000 $ 234,071 $ 76,000
Beaufort, South Carolina 14 $ 4,226,000 $ 301,857 $ 57,000
Boulder, Colorado 13 $ 4,163,000 $ 320,230 $ 131,000
Manatee, Florida 13 $ 3,121,000 $ 240,076 $ 76,000
St. Tammany, Louisiana 13 $ 2,018,000 $ 155,230 $ 77,000
Marion, Oregon 13 $ 4,681,000 $ 360,076 $ 71,000
Alexandria, Virginia 13 $ 4,155,000 $ 319,615 $ 121,000
Arlington, Virginia 13 $ 5,062,000 $ 389,384 $ 132,000
Chesterfield, Virginia 13 $ 2,425,000 $ 186,538 $ 80,000
Kitsap, Washington 13 $ 3,252,000 $ 250,153 $ 95,000
Pinal, Arizona 12 $ 2,750,000 $ 229,166 $ 28,000
Humboldt, California 12 $ 3,862,000 $ 321,833 $ 43,000
Mendocino, California 12 $ 3,339,000 $ 278,250 $ 72,000
Eagle, Colorado 12 $ 4,108,000 $ 342,333 $ 63,000
Summit, Colorado 12 $ 4,611,000 $ 384,250 $ 193,000
Charlotte, Florida 12 $ 2,733,000 $ 227,750 $ 51,000
Sarasota, Florida 12 $ 3,661,000 $ 305,083 $ 156,000
McHenry, Illinois 12 $ 7,192,000 $ 599,333 $ 64,000
Marion, Indiana 12 $ 15,843,000 $ 1,320,250 $ 60,000
East Baton Rouge, Louisiana 12 $ 2,295,000 $ 191,250 $ 79,000
Sullivan, New York 12 $ 2,526,000 $ 210,500 $ 81,000
Hidalgo, Texas 12 $ 1,896,000 $ 158,000 $ 94,000
Garfield, Colorado 11 $ 2,932,000 $ 266,545 $ 37,000
La Plata, Colorado 11 $ 2,840,000 $ 258,181 $ 120,000
Pueblo, Colorado 11 $ 4,010,000 $ 364,545 $ 47,000
Sussex, Delaware 11 $ 2,474,000 $ 224,909 $ 38,000
Osceola, Florida 11 $ 1,934,000 $ 175,818 $ 29,000
Cherokee, Georgia 11 $ 2,055,000 $ 186,818 $ 51,000
Kootenai, Idaho 11 $ 8,184,000 $ 744,000 $ 56,000
Polk, Iowa 11 $ 10,673,000 $ 970,272 $ 29,000
Cumberland, Maine 11 $ 2,582,000 $ 234,727 $ 63,000
Harford, Maryland 11 $ 3,088,000 $ 280,727 $ 53,000
Howard, Maryland 11 $ 3,325,000 $ 302,272 $ 103,000
Carroll, New Hampshire 11 $ 2,253,000 $ 204,818 $ 62,000
Warren, New Jersey 11 $ 2,487,000 $ 226,090 $ 77,000
Sandoval, New Mexico 11 $ 1,828,000 $ 166,181 $ 109,000
Pike, Pennsylvania 11 $ 1,865,000 $ 169,545 $ 123,000
Brazoria, Texas 11 $ 1,847,000 $ 167,909 $ 68,000
Virginia Beach, Virginia 11 $ 2,358,000 $ 214,363 $ 68,000
Calaveras, California 10 $ 2,721,000 $ 272,100 $ 64,000
Weld, Colorado 10 $ 1,786,000 $ 178,600 $ 80,000
Collier, Florida 10 $ 1,997,000 $ 199,700 $ 50,000
Lake, Florida 10 $ 1,769,000 $ 176,900 $ 106,000
Pasco, Florida 10 $ 1,859,000 $ 185,900 $ 81,000
Volusia, Florida 10 $ 4,734,000 $ 473,400 $ 24,000
Lake, Indiana 10 $ 2,905,000 $ 290,500 $ 45,000
Carroll, Maryland 10 $ 2,611,000 $ 261,100 $ 73,000
Washtenaw, Michigan 10 $ 2,240,000 $ 224,000 $ 81,000
Douglas, Nebraska 10 $ 8,771,000 $ 877,100 $ 32,000
Santa Fe, New Mexico 10 $ 2,441,000 $ 244,100 $ 73,000
Northampton, Pennsylvania 10 $ 3,210,000 $ 321,000 $ 44,000
Montgomery, Texas 10 $ 2,088,000 $ 208,800 $ 224,000
Utah, Utah 10 $ 2,071,000 $ 207,100 $ 66,000
Henrico, Virginia 10 $ 1,889,000 $ 188,900 $ 51,000
Navajo, Arizona 9 $ 3,405,000 $ 378,333 $ 70,000
Mono, California 9 $ 2,719,000 $ 302,111 $ 152,000
Siskiyou, California 9 $ 1,725,000 $ 191,666 $ 67,000
Tuolumne, California 9 $ 2,368,000 $ 263,111 $ 80,000
Middlesex, Connecticut 9 $ 2,086,000 $ 231,777 $ 115,000
Tolland, Connecticut 9 $ 1,971,000 $ 219,000 $ 57,000
Monroe, Florida 9 $ 2,055,000 $ 228,333 $ 58,000
St. Johns, Florida 9 $ 1,923,000 $ 213,666 $ 86,000
Chatham, Georgia 9 $ 1,490,000 $ 165,555 $ 103,000
Hall, Georgia 9 $ 1,549,000 $ 172,111 $ 44,000
Ravalli, Montana 9 $ 1,691,000 $ 187,888 $ 78,000
Atlantic, New Jersey 9 $ 1,926,000 $ 214,000 $ 28,000
Union, North Carolina 9 $ 1,771,000 $ 196,777 $ 60,000
Hamilton, Ohio 9 $ 5,346,000 $ 594,000 $ 120,000
Allegheny, Pennsylvania 9 $ 1,434,000 $ 159,333 $ 53,000
Chester, Pennsylvania 9 $ 1,827,000 $ 203,000 $ 77,000
Kent, Rhode Island 9 $ 2,577,000 $ 286,333 $ 67,000
Newport, Rhode Island 9 $ 2,999,000 $ 333,222 $ 144,000
Washington, Rhode Island 9 $ 2,569,000 $ 285,444 $ 49,000
Richland, South Carolina 9 $ 2,102,000 $ 233,555 $ 1,208,000
Shelby, Tennessee 9 $ 1,431,000 $ 159,000 $ 85,000
Brazos, Texas 9 $ 5,137,000 $ 570,777 $ 54,000
Ellis, Texas 9 $ 5,079,000 $ 564,333 $ 23,000
Windsor, Vermont 9 $ 2,143,000 $ 238,111 $ 88,000
Benton, Washington 9 $ 1,107,000 $ 123,000 $ 50,000
Kenai Peninsula, Alaska 8 $ 1,659,000 $ 207,375 $ 116,000
Yavapai, Arizona 8 $ 1,701,000 $ 212,625 $ 62,000
Madera, California 8 $ 1,896,000 $ 237,000 $ 71,000
Sutter, California 8 $ 3,206,000 $ 400,750 $ 57,000
Seminole, Florida 8 $ 1,381,000 $ 172,625 $ 39,000
Fayette, Georgia 8 $ 2,111,000 $ 263,875 $ 153,000
Forsyth, Georgia 8 $ 1,566,000 $ 195,750 $ 83,000
Kalamazoo, Michigan 8 $ 5,034,000 $ 629,250 $ 82,000
Wright, Minnesota 8 $ 1,139,000 $ 142,375 $ 48,000
Harrison, Mississippi 8 $ 1,117,000 $ 139,625 $ 164,000
Douglas, Nevada 8 $ 4,040,000 $ 505,000 $ 70,000
Cape May, New Jersey 8 $ 2,009,000 $ 251,125 $ 75,000
Lea, New Mexico 8 $ 574,000 $ 71,750 $ 5,000
Albany, New York 8 $ 1,336,000 $ 167,000 $ 81,000
Lorain, Ohio 8 $ 1,346,000 $ 168,250 $ 36,000
Lackawanna, Pennsylvania 8 $ 1,269,000 $ 158,625 $ 66,000
York, Pennsylvania 8 $ 1,741,000 $ 217,625 $ 51,000
Greenville, South Carolina 8 $ 1,229,000 $ 153,625 $ 34,000
Lexington, South Carolina 8 $ 1,353,000 $ 169,125 $ 133,000
Knox, Tennessee 8 $ 1,324,000 $ 165,500 $ 57,000
Waukesha, Wisconsin 8 $ 1,803,000 $ 225,375 $ 61,000
Madison, Alabama 7 $ 1,272,000 $ 181,714 $ 79,000
Mobile, Alabama 7 $ 974,000 $ 139,142 $ 63,000
Matanuska-Susitna, Alaska 7 $ 1,855,000 $ 265,000 $ 75,000
Mohave, Arizona 7 $ 1,572,000 $ 224,571 $ 41,000
Yuma, Arizona 7 $ 4,867,000 $ 695,285 $ 55,000
Pulaski, Arkansas 7 $ 658,000 $ 94,000 $ 47,000
Kings, California 7 $ 1,118,000 $ 159,714 $ 77,000
Windham, Connecticut 7 $ 1,868,000 $ 266,857 $ 92,000
Alachua, Florida 7 $ 1,130,000 $ 161,428 $ 77,000
Martin, Florida 7 $ 1,415,000 $ 202,142 $ 96,000
Nassau, Florida 7 $ 899,000 $ 128,428 $ 52,000
Champaign, Illinois 7 $ 19,932,000 $ 2,847,428 $ 0
Fayette, Kentucky 7 $ 999,000 $ 142,714 $ 159,000
Livingston, Michigan 7 $ 1,802,000 $ 257,428 $ 99,000
Monroe, New York 7 $ 3,754,000 $ 536,285 $ 35,000
Durham, North Carolina 7 $ 1,024,000 $ 146,285 $ 100,000
Iredell, North Carolina 7 $ 1,545,000 $ 220,714 $ 80,000
Franklin, Ohio 7 $ 2,733,000 $ 390,428 $ 118,000
Stark, Ohio 7 $ 1,232,000 $ 176,000 $ 64,000
Tulsa, Oklahoma 7 $ 1,177,000 $ 168,142 $ 85,000
Berks, Pennsylvania 7 $ 1,166,000 $ 166,571 $ 49,000
Berkeley, South Carolina 7 $ 913,000 $ 130,428 $ 78,000
Nueces, Texas 7 $ 960,000 $ 137,142 $ 33,000
Chesapeake, Virginia 7 $ 1,743,000 $ 249,000 $ 85,000
Jefferson, Alabama 6 $ 717,000 $ 119,500 $ 58,000
Coconino, Arizona 6 $ 2,070,000 $ 345,000 $ 219,000
Lake, California 6 $ 1,270,000 $ 211,666 $ 67,000
Tehama, California 6 $ 1,208,000 $ 201,333 $ 61,000
Broomfield, Colorado 6 $ 970,000 $ 161,666 $ 82,000
Grand, Colorado 6 $ 1,287,000 $ 214,500 $ 85,000
Park, Colorado 6 $ 1,333,000 $ 222,166 $ 61,000
Pitkin, Colorado 6 $ 2,854,000 $ 475,666 $ 59,000
Leon, Florida 6 $ 1,058,000 $ 176,333 $ 39,000
Gilmer, Georgia 6 $ 1,885,000 $ 314,166 $ 75,000
Sedgwick, Kansas 6 $ 3,215,000 $ 535,833 $ 15,000
Washington, Maryland 6 $ 1,084,000 $ 180,666 $ 89,000
Gallatin, Montana 6 $ 1,807,000 $ 301,166 $ 161,000
Cheshire, New Hampshire 6 $ 850,000 $ 141,666 $ 94,000
Strafford, New Hampshire 6 $ 801,000 $ 133,500 $ 75,000
Hamilton, New York 6 $ 1,337,000 $ 222,833 $ 61,000
Saratoga, New York 6 $ 1,158,000 $ 193,000 $ 97,000
Buncombe, North Carolina 6 $ 1,515,000 $ 252,500 $ 84,000
Catawba, North Carolina 6 $ 1,540,000 $ 256,666 $ 56,000
Guilford, North Carolina 6 $ 760,000 $ 126,666 $ 87,000
Lincoln, North Carolina 6 $ 1,479,000 $ 246,500 $ 89,000
Mahoning, Ohio 6 $ 869,000 $ 144,833 $ 57,000
Douglas, Oregon 6 $ 943,000 $ 157,166 $ 62,000
Yamhill, Oregon 6 $ 1,101,000 $ 183,500 $ 68,000
Carbon, Pennsylvania 6 $ 884,000 $ 147,333 $ 44,000
Dorchester, South Carolina 6 $ 1,372,000 $ 228,666 $ 78,000
York, South Carolina 6 $ 1,307,000 $ 217,833 $ 84,000
Washington, Tennessee 6 $ 1,163,000 $ 193,833 $ 69,000
Williamson, Tennessee 6 $ 1,897,000 $ 316,166 $ 130,000
Galveston, Texas 6 $ 1,009,000 $ 168,166 $ 68,000
Hays, Texas 6 $ 2,941,000 $ 490,166 $ 59,000
Chittenden, Vermont 6 $ 1,576,000 $ 262,666 $ 19,000
Suffolk, Virginia 6 $ 1,285,000 $ 214,166 $ 69,000
Skagit, Washington 6 $ 1,384,000 $ 230,666 $ 73,000
Whatcom, Washington 6 $ 1,428,000 $ 238,000 $ 73,000
Yakima, Washington 6 $ 1,180,000 $ 196,666 $ 74,000
Jefferson, West Virginia 6 $ 1,599,000 $ 266,500 $ 92,000
Kenosha, Wisconsin 6 $ 1,084,000 $ 180,666 $ 16,000
Garland, Arkansas 5 $ 667,000 $ 133,400 $ 68,000
Amador, California 5 $ 1,081,000 $ 216,200 $ 57,000
Merced, California 5 $ 6,450,000 $ 1,290,000 $ 72,000
San Benito, California 5 $ 1,306,000 $ 261,200 $ 156,000
Yuba, California 5 $ 1,803,000 $ 360,600 $ 37,000
Archuleta, Colorado 5 $ 1,108,000 $ 221,600 $ 53,000
Mesa, Colorado 5 $ 1,153,000 $ 230,600 $ 65,000
Flagler, Florida 5 $ 897,000 $ 179,400 $ 66,000
Highlands, Florida 5 $ 578,000 $ 115,600 $ 64,000
Marion, Florida 5 $ 1,021,000 $ 204,200 $ 83,000
Bibb, Georgia 5 $ 1,015,000 $ 203,000 $ 45,000
Clayton, Georgia 5 $ 650,000 $ 130,000 $ 45,000
Effingham, Georgia 5 $ 836,000 $ 167,200 $ 64,000
Henry, Georgia 5 $ 1,096,000 $ 219,200 $ 105,000
Madison, Illinois 5 $ 4,037,000 $ 807,400 $ 15,000
McLean, Illinois 5 $ 10,466,000 $ 2,093,200 $ 44,000
Tippecanoe, Indiana 5 $ 9,857,000 $ 1,971,400 $ 0
Wyandotte, Kansas 5 $ 2,447,000 $ 489,400 $ 37,000
Cecil, Maryland 5 $ 1,308,000 $ 261,600 $ 65,000
Queen Anne's, Maryland 5 $ 1,100,000 $ 220,000 $ 61,000
Worcester, Maryland 5 $ 1,073,000 $ 214,600 $ 168,000
Hampshire, Massachusetts 5 $ 978,000 $ 195,600 $ 565,000
Genesee, Michigan 5 $ 479,000 $ 95,800 $ 37,000
Monroe, Michigan 5 $ 1,044,000 $ 208,800 $ 65,000
St. Louis, Minnesota 5 $ 753,000 $ 150,600 $ 179,000
Washington, Minnesota 5 $ 1,190,000 $ 238,000 $ 81,000
DeSoto, Mississippi 5 $ 1,124,000 $ 224,800 $ 57,000
Grafton, New Hampshire 5 $ 1,031,000 $ 206,200 $ 27,000
Cumberland, New Jersey 5 $ 878,000 $ 175,600 $ 23,000
Dona Ana, New Mexico 5 $ 729,000 $ 145,800 $ 72,000
Niagara, New York 5 $ 1,037,000 $ 207,400 $ 62,000
Schenectady, New York 5 $ 2,822,000 $ 564,400 $ 17,000
Brunswick, North Carolina 5 $ 1,150,000 $ 230,000 $ 145,000
New Hanover, North Carolina 5 $ 1,143,000 $ 228,600 $ 68,000
Randolph, North Carolina 5 $ 733,000 $ 146,600 $ 77,000
Butler, Ohio 5 $ 743,000 $ 148,600 $ 36,000
Summit, Ohio 5 $ 517,000 $ 103,400 $ 31,000
Jackson, Oregon 5 $ 1,797,000 $ 359,400 $ 41,000
Wayne, Pennsylvania 5 $ 857,000 $ 171,400 $ 104,000
Grayson, Texas 5 $ 1,288,000 $ 257,600 $ 65,000
Kendall, Texas 5 $ 1,216,000 $ 243,200 $ 201,000
Rockwall, Texas 5 $ 1,094,000 $ 218,800 $ 59,000
Davis, Utah 5 $ 1,022,000 $ 204,400 $ 84,000
Stafford, Virginia 5 $ 1,524,000 $ 304,800 $ 71,000
Cowlitz, Washington 5 $ 912,000 $ 182,400 $ 76,000
Berkeley, West Virginia 5 $ 1,113,000 $ 222,600 $ 76,000
Albany, Wyoming 5 $ 1,383,000 $ 276,600 $ 153,000
Sweetwater, Wyoming 5 $ 762,000 $ 152,400 $ 47,000
Lee, Alabama 4 $ 912,000 $ 228,000 $ 68,000
Shelby, Alabama 4 $ 871,000 $ 217,750 $ 156,000
Benton, Arkansas 4 $ 1,011,000 $ 252,750 $ 139,000
Mariposa, California 4 $ 1,320,000 $ 330,000 $ 134,000
Elbert, Colorado 4 $ 974,000 $ 243,500 $ 18,000
Teller, Colorado 4 $ 1,090,000 $ 272,500 $ 69,000
Okaloosa, Florida 4 $ 855,000 $ 213,750 $ 49,000
Sumter, Florida 4 $ 576,000 $ 144,000 $ 39,000
Bartow, Georgia 4 $ 576,000 $ 144,000 $ 52,000
Bonner, Idaho 4 $ 612,000 $ 153,000 $ 49,000
Bonneville, Idaho 4 $ 1,169,000 $ 292,250 $ 310,000
DeKalb, Illinois 4 $ 5,809,000 $ 1,452,250 $ 20,000
Kendall, Illinois 4 $ 750,000 $ 187,500 $ 47,000
St. Clair, Illinois 4 $ 10,056,000 $ 2,514,000 $ 0
Clark, Indiana 4 $ 418,000 $ 104,500 $ 33,000
Jefferson, Kentucky 4 $ 1,007,000 $ 251,750 $ 93,000
Ascension, Louisiana 4 $ 693,000 $ 173,250 $ 89,000
Androscoggin, Maine 4 $ 466,000 $ 116,500 $ 28,000
Calvert, Maryland 4 $ 1,427,000 $ 356,750 $ 72,000
Berrien, Michigan 4 $ 4,425,000 $ 1,106,250 $ 14,000
Carver, Minnesota 4 $ 1,137,000 $ 284,250 $ 152,000
Hancock, Mississippi 4 $ 481,000 $ 120,250 $ 2,553,000
Madison, Mississippi 4 $ 753,000 $ 188,250 $ 70,000
Camden, Missouri 4 $ 726,000 $ 181,500 $ 39,000
Christian, Missouri 4 $ 3,016,000 $ 754,000 $ 29,000
St. Charles, Missouri 4 $ 860,000 $ 215,000 $ 46,000
Yellowstone, Montana 4 $ 1,080,000 $ 270,000 $ 63,000
Rio Arriba, New Mexico 4 $ 410,000 $ 102,500 $ 37,000
Valencia, New Mexico 4 $ 672,000 $ 168,000 $ 34,000
Chemung, New York 4 $ 4,121,000 $ 1,030,250 $ 3,000
Franklin, New York 4 $ 851,000 $ 212,750 $ 80,000
Davidson, North Carolina 4 $ 1,093,000 $ 273,250 $ 26,000
Forsyth, North Carolina 4 $ 387,000 $ 96,750 $ 36,000
Henderson, North Carolina 4 $ 624,000 $ 156,000 $ 54,000
Orange, North Carolina 4 $ 1,640,000 $ 410,000 $ 127,000
Portage, Ohio 4 $ 417,000 $ 104,250 $ 243,000
Garfield, Oklahoma 4 $ 552,000 $ 138,000 $ 46,000
Rogers, Oklahoma 4 $ 848,000 $ 212,000 $ 167,000
Columbia, Oregon 4 $ 897,000 $ 224,250 $ 95,000
Coos, Oregon 4 $ 534,000 $ 133,500 $ 62,000
Westmoreland, Pennsylvania 4 $ 426,000 $ 106,500 $ 65,000
Bristol, Rhode Island 4 $ 942,000 $ 235,500 $ 7,000
Florence, South Carolina 4 $ 671,000 $ 167,750 $ 20,000
Sevier, Tennessee 4 $ 970,000 $ 242,500 $ 70,000
Hunt, Texas 4 $ 4,691,000 $ 1,172,750 $ 21,000
Kerr, Texas 4 $ 586,000 $ 146,500 $ 84,000
Smith, Texas 4 $ 494,000 $ 123,500 $ 43,000
Weber, Utah 4 $ 450,000 $ 112,500 $ 66,000
Windham, Vermont 4 $ 818,000 $ 204,500 $ 144,000
Frederick, Virginia 4 $ 1,093,000 $ 273,250 $ 85,000
Powhatan, Virginia 4 $ 772,000 $ 193,000 $ 31,000
York, Virginia 4 $ 1,158,000 $ 289,500 $ 85,000
Chelan, Washington 4 $ 1,144,000 $ 286,000 $ 83,000
Island, Washington 4 $ 930,000 $ 232,500 $ 67,000
Jefferson, Washington 4 $ 1,178,000 $ 294,500 $ 155,000
Lewis, Washington 4 $ 896,000 $ 224,000 $ 84,000
Dunn, Wisconsin 4 $ 495,000 $ 123,750 $ 63,000
Racine, Wisconsin 4 $ 700,000 $ 175,000 $ 75,000
Juneau, Alaska 3 $ 763,000 $ 254,333 $ 66,000
Cochise, Arizona 3 $ 548,000 $ 182,666 $ 138,000
Gila, Arizona 3 $ 532,000 $ 177,333 $ 67,000
Craighead, Arkansas 3 $ 232,000 $ 77,333 $ 33,000
Del Norte, California 3 $ 320,000 $ 106,666 $ 63,000
Inyo, California 3 $ 362,000 $ 120,666 $ 50,000
Montrose, Colorado 3 $ 541,000 $ 180,333 $ 140,000
San Miguel, Colorado 3 $ 760,000 $ 253,333 $ 27,000
Calhoun, Florida 3 $ 257,000 $ 85,666 $ 41,000
Citrus, Florida 3 $ 862,000 $ 287,333 $ 44,000
Santa Rosa, Florida 3 $ 614,000 $ 204,666 $ 40,000
Gordon, Georgia 3 $ 457,000 $ 152,333 $ 63,000
Habersham, Georgia 3 $ 521,000 $ 173,666 $ 41,000
Heard, Georgia 3 $ 545,000 $ 181,666 $ 56,000
Newton, Georgia 3 $ 556,000 $ 185,333 $ 42,000
Toombs, Georgia 3 $ 455,000 $ 151,666 $ 102,000
Bannock, Idaho 3 $ 421,000 $ 140,333 $ 46,000
Valley, Idaho 3 $ 853,000 $ 284,333 $ 61,000
Kankakee, Illinois 3 $ 1,740,000 $ 580,000 $ 81,000
Vermilion, Illinois 3 $ 280,000 $ 93,333 $ 19,000
Johnson, Indiana 3 $ 465,000 $ 155,000 $ 42,000
Madison, Indiana 3 $ 1,567,000 $ 522,333 $ 26,000
Morgan, Indiana 3 $ 448,000 $ 149,333 $ 55,000
Porter, Indiana 3 $ 8,277,000 $ 2,759,000 $ 31,000
Douglas, Kansas 3 $ 474,000 $ 158,000 $ 62,000
Geary, Kansas 3 $ 525,000 $ 175,000 $ 52,000
Scott, Kentucky 3 $ 334,000 $ 111,333 $ 61,000
Caddo, Louisiana 3 $ 341,000 $ 113,666 $ 88,000
Jefferson, Louisiana 3 $ 335,000 $ 111,666 $ 34,000
Lafayette, Louisiana 3 $ 376,000 $ 125,333 $ 96,000
St. Charles, Louisiana 3 $ 567,000 $ 189,000 $ 89,000
St. Mary's, Maryland 3 $ 900,000 $ 300,000 $ 83,000
Berkshire, Massachusetts 3 $ 531,000 $ 177,000 $ 39,000
Nantucket, Massachusetts 3 $ 1,084,000 $ 361,333 $ 113,000
Antrim, Michigan 3 $ 357,000 $ 119,000 $ 23,000
Emmet, Michigan 3 $ 666,000 $ 222,000 $ 75,000
Grand Traverse, Michigan 3 $ 618,000 $ 206,000 $ 75,000
Ingham, Michigan 3 $ 2,457,000 $ 819,000 $ 83,000
Kent, Michigan 3 $ 526,000 $ 175,333 $ 147,000
Lenawee, Michigan 3 $ 415,000 $ 138,333 $ 32,000
Roscommon, Michigan 3 $ 391,000 $ 130,333 $ 97,000
St. Clair, Michigan 3 $ 337,000 $ 112,333 $ 55,000
Norman, Minnesota 3 $ 351,000 $ 117,000 $ 10,000
Sherburne, Minnesota 3 $ 720,000 $ 240,000 $ 81,000
Hinds, Mississippi 3 $ 229,000 $ 76,333 $ 28,000
Lamar, Mississippi 3 $ 370,000 $ 123,333 $ 0
Boone, Missouri 3 $ 527,000 $ 175,666 $ 49,000
Clay, Missouri 3 $ 3,937,000 $ 1,312,333 $ 28,000
Jefferson, Missouri 3 $ 717,000 $ 239,000 $ 12,000
Platte, Missouri 3 $ 533,000 $ 177,666 $ 94,000
Flathead, Montana 3 $ 966,000 $ 322,000 $ 72,000
Lake, Montana 3 $ 711,000 $ 237,000 $ 91,000
Missoula, Montana 3 $ 345,000 $ 115,000 $ 13,000
Sarpy, Nebraska 3 $ 3,051,000 $ 1,017,000 $ 0
Carson City, Nevada 3 $ 3,978,000 $ 1,326,000 $ 21,000
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Mortgage Loan Application Detail Totals for Onewest Bank, FSB in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,726 $4,532,004,000 $330,000 $11,500,000 $92,000 $9,999,000
Home Purchase 1,041 $1,123,514,000 $1,079,000 $11,048,000 $69,000 $2,943,000
Home Improvement 240 $59,275,000 $246,000 $730,000 $133,000 $3,600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 6,316 $1,704,577,000 $269,000 $8,000,000 $91,000 $9,999,000
White 5,622 $1,690,602,000 $300,000 $11,000,000 $106,000 $7,920,000
Not applicable 1,049 $1,749,153,000 $1,667,000 $11,500,000 $0 $0
Hispanic 934 $250,183,000 $267,000 $1,850,000 $88,000 $9,999,000
Asian 560 $184,253,000 $329,000 $2,100,000 $110,000 $1,320,000
Black or African American 450 $112,674,000 $250,000 $1,000,000 $91,000 $9,999,000
Native Hawaiian or Other Pacific Islander 54 $17,274,000 $319,000 $722,000 $72,000 $253,000
American Indian or Alaskan Native 22 $6,077,000 $276,000 $561,000 $60,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,651 $5,615,670,000 $383,000 $11,500,000 $91,000 $9,999,000
FHA-insured (Federal Housing Administration) 356 $99,123,000 $278,000 $804,000 $90,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,618 $2,444,107,000 $283,000 $11,000,000 $99,000 $9,999,000
Loan Originated 3,492 $1,021,477,000 $292,000 $5,000,000 $94,000 $3,020,000
Application Withdrawn By Applicant 1,767 $472,460,000 $267,000 $8,000,000 $95,000 $1,596,000
Loan Purchased By The Institution 1,049 $1,749,153,000 $1,667,000 $11,500,000 $0 $0
Application Approved But Not Accepted 81 $27,596,000 $340,000 $5,000,000 $124,000 $615,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,090 $880,440,000 $284,000 $2,925,000 $125,000 $9,999,000
Collateral 1,944 $548,049,000 $281,000 $1,850,000 $92,000 $3,000,000
Credit History 1,512 $396,925,000 $262,000 $9,750,000 $83,000 $2,943,000
Debt-To-Income Ratio 1,339 $392,698,000 $293,000 $2,700,000 $75,000 $1,291,000
Other 448 $137,915,000 $307,000 $11,000,000 $66,000 $3,149,000
Unverifiable Information 173 $54,440,000 $314,000 $4,615,000 $153,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 65 $21,733,000 $334,000 $3,000,000 $110,000 $487,000
Employment History 35 $9,489,000 $271,000 $559,000 $75,000 $217,000
Mortgage Insurance Denied 12 $2,418,000 $201,000 $324,000 $82,000 $169,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Onewest Bank, FSB's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Onewest Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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