Ownit Mortgage Solutions, Inc Mortgage Lending & HMDA Data, 2005

In 2005, Ownit Mortgage Solutions, Inc of Agoura Hills, CA reported 79,690 mortgage applications totaling $11.4 billion, up 100% from 2004. The average application was for $142,685, and applicants reported an average income of $87,297. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Denver-Aurora, CO (4,255), Los Angeles-Long Beach-Glendale, CA (3,167) and Atlanta-Sandy Springs-Marietta, GA (2,783) (applications in parentheses).

Mortgage Company & Address Ownit Mortgage Solutions, Inc
27349 Agoura Rd # 100
Agoura Hills, CA 91301
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  
Total Number of Mortgage Applications 79,690
Total Mortgage Loan Application Amount $11,370,635,000
Average Mortgage Loan Application Amount $142,685
Highest Mortgage Loan Application Amount $1,007,000
Average Applicant Income $87,297
Highest Applicant Income $1,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ownit Mortgage Solutions, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ownit Mortgage Solutions, Inc by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 3,167 $ 741,864,000 $ 234,248 $ 132,000
Maricopa, Arizona 2,243 $ 293,295,000 $ 130,760 $ 119,000
Sacramento, California 2,162 $ 417,890,000 $ 193,288 $ 119,000
San Diego, California 1,821 $ 450,348,000 $ 247,308 $ 135,000
Riverside, California 1,299 $ 277,435,000 $ 213,575 $ 102,000
Kern, California 1,255 $ 182,692,000 $ 145,571 $ 103,000
San Bernardino, California 1,233 $ 244,843,000 $ 198,575 $ 106,000
Multnomah, Oregon 1,226 $ 155,098,000 $ 126,507 $ 73,000
King, Washington 1,215 $ 197,475,000 $ 162,530 $ 93,000
Salt Lake, Utah 1,151 $ 116,687,000 $ 101,378 $ 67,000
Ventura, California 1,085 $ 295,424,000 $ 272,280 $ 142,000
Denver, Colorado 1,066 $ 120,880,000 $ 113,395 $ 129,000
Adams, Colorado 1,014 $ 112,536,000 $ 110,982 $ 100,000
Arapahoe, Colorado 1,002 $ 114,675,000 $ 114,446 $ 113,000
Ada, Idaho 962 $ 93,327,000 $ 97,013 $ 78,000
Wayne, Michigan 861 $ 77,260,000 $ 89,732 $ 78,000
Snohomish, Washington 859 $ 127,578,000 $ 148,519 $ 77,000
Pierce, Washington 857 $ 108,372,000 $ 126,455 $ 68,000
Santa Clara, California 855 $ 258,230,000 $ 302,023 $ 146,000
San Joaquin, California 844 $ 180,560,000 $ 213,933 $ 104,000
Clark, Washington 804 $ 102,648,000 $ 127,671 $ 115,000
Hamilton, Ohio 801 $ 76,759,000 $ 95,828 $ 76,000
Canyon, Idaho 758 $ 54,254,000 $ 71,575 $ 66,000
El Paso, Colorado 732 $ 77,604,000 $ 106,016 $ 74,000
Washington, Oregon 727 $ 95,717,000 $ 131,660 $ 77,000
Jefferson, Colorado 668 $ 86,061,000 $ 128,833 $ 97,000
Clark, Nevada 627 $ 108,984,000 $ 173,818 $ 123,000
Franklin, Ohio 609 $ 58,174,000 $ 95,523 $ 73,000
Milwaukee, Wisconsin 606 $ 56,049,000 $ 92,490 $ 83,000
Alameda, California 598 $ 167,269,000 $ 279,714 $ 157,000
Montgomery, Ohio 558 $ 47,962,000 $ 85,953 $ 70,000
Clackamas, Oregon 535 $ 83,045,000 $ 155,224 $ 83,000
Contra Costa, California 531 $ 143,107,000 $ 269,504 $ 153,000
Weld, Colorado 523 $ 55,414,000 $ 105,954 $ 103,000
Stanislaus, California 505 $ 95,751,000 $ 189,605 $ 117,000
Fulton, Georgia 482 $ 56,153,000 $ 116,500 $ 93,000
Fresno, California 466 $ 70,598,000 $ 151,497 $ 83,000
Butler, Ohio 463 $ 46,821,000 $ 101,125 $ 62,000
Davidson, Tennessee 453 $ 32,649,000 $ 72,072 $ 60,000
DeKalb, Georgia 452 $ 41,913,000 $ 92,727 $ 108,000
Larimer, Colorado 434 $ 52,689,000 $ 121,403 $ 74,000
Cuyahoga, Ohio 432 $ 45,033,000 $ 104,243 $ 68,000
Orange, California 424 $ 128,159,000 $ 302,261 $ 136,000
Gwinnett, Georgia 413 $ 46,749,000 $ 113,193 $ 73,000
Douglas, Colorado 399 $ 60,159,000 $ 150,774 $ 133,000
Placer, California 377 $ 88,872,000 $ 235,734 $ 118,000
Marion, Oregon 371 $ 37,329,000 $ 100,617 $ 67,000
Shelby, Tennessee 358 $ 27,008,000 $ 75,441 $ 97,000
Solano, California 330 $ 82,045,000 $ 248,621 $ 113,000
Warren, Ohio 321 $ 33,820,000 $ 105,358 $ 65,000
Jackson, Missouri 310 $ 25,206,000 $ 81,309 $ 56,000
Utah, Utah 293 $ 29,622,000 $ 101,098 $ 76,000
Oakland, Michigan 285 $ 34,234,000 $ 120,119 $ 92,000
Washoe, Nevada 285 $ 50,093,000 $ 175,764 $ 81,000
Lane, Oregon 270 $ 29,390,000 $ 108,851 $ 83,000
Summit, Ohio 265 $ 25,254,000 $ 95,298 $ 50,000
Lorain, Ohio 260 $ 25,395,000 $ 97,673 $ 52,000
Johnson, Kansas 256 $ 30,703,000 $ 119,933 $ 89,000
Davis, Utah 238 $ 24,500,000 $ 102,941 $ 79,000
Clayton, Georgia 237 $ 19,471,000 $ 82,156 $ 70,000
Cobb, Georgia 228 $ 25,081,000 $ 110,004 $ 63,000
Cowlitz, Washington 226 $ 19,582,000 $ 86,646 $ 58,000
Hennepin, Minnesota 219 $ 30,729,000 $ 140,315 $ 84,000
Merced, California 218 $ 42,041,000 $ 192,848 $ 100,000
Kitsap, Washington 217 $ 29,040,000 $ 133,824 $ 62,000
Mecklenburg, North Carolina 216 $ 18,833,000 $ 87,189 $ 46,000
Anoka, Minnesota 214 $ 26,881,000 $ 125,612 $ 73,000
Rutherford, Tennessee 213 $ 15,460,000 $ 72,582 $ 63,000
Monterey, California 211 $ 64,232,000 $ 304,417 $ 130,000
Sedgwick, Kansas 211 $ 14,763,000 $ 69,966 $ 40,000
Imperial, California 205 $ 29,492,000 $ 143,863 $ 85,000
Shasta, California 194 $ 27,034,000 $ 139,350 $ 91,000
Kenton, Kentucky 193 $ 15,182,000 $ 78,663 $ 56,000
Sarasota, Florida 192 $ 29,744,000 $ 154,916 $ 91,000
Josephine, Oregon 192 $ 28,374,000 $ 147,781 $ 112,000
Macomb, Michigan 191 $ 22,641,000 $ 118,539 $ 70,000
Spokane, Washington 188 $ 17,351,000 $ 92,292 $ 52,000
Clark, Ohio 185 $ 15,766,000 $ 85,221 $ 51,000
Henry, Georgia 184 $ 18,381,000 $ 99,896 $ 96,000
Fayette, Kentucky 184 $ 15,384,000 $ 83,608 $ 68,000
St. Louis, Missouri 183 $ 16,346,000 $ 89,322 $ 76,000
Jackson, Oregon 181 $ 28,322,000 $ 156,475 $ 98,000
Weber, Utah 179 $ 15,026,000 $ 83,944 $ 73,000
Pinal, Arizona 178 $ 19,420,000 $ 109,101 $ 52,000
Hillsborough, Florida 177 $ 21,264,000 $ 120,135 $ 71,000
Santa Barbara, California 174 $ 39,203,000 $ 225,304 $ 129,000
Mesa, Colorado 174 $ 15,701,000 $ 90,235 $ 105,000
Boulder, Colorado 173 $ 24,144,000 $ 139,560 $ 74,000
Sonoma, California 171 $ 47,975,000 $ 280,555 $ 129,000
Clermont, Ohio 168 $ 17,730,000 $ 105,535 $ 57,000
Manatee, Florida 163 $ 21,270,000 $ 130,490 $ 80,000
Clay, Missouri 161 $ 13,931,000 $ 86,527 $ 78,000
Thurston, Washington 157 $ 17,922,000 $ 114,152 $ 73,000
Polk, Iowa 148 $ 12,417,000 $ 83,898 $ 58,000
Butte, California 146 $ 19,914,000 $ 136,397 $ 100,000
Pinellas, Florida 142 $ 16,229,000 $ 114,288 $ 62,000
Pima, Arizona 141 $ 16,735,000 $ 118,687 $ 73,000
Tulare, California 141 $ 21,215,000 $ 150,460 $ 71,000
El Dorado, California 139 $ 33,362,000 $ 240,014 $ 121,000
Sutter, California 139 $ 20,745,000 $ 149,244 $ 64,000
Orange, Florida 134 $ 17,310,000 $ 129,179 $ 58,000
Jefferson, Kentucky 133 $ 11,865,000 $ 89,210 $ 86,000
Broward, Florida 131 $ 21,679,000 $ 165,488 $ 84,000
Okaloosa, Florida 129 $ 18,193,000 $ 141,031 $ 101,000
Douglas, Nebraska 125 $ 9,380,000 $ 75,040 $ 72,000
San Mateo, California 124 $ 44,027,000 $ 355,056 $ 162,000
Wyandotte, Kansas 113 $ 8,073,000 $ 71,442 $ 87,000
Columbia, Oregon 112 $ 10,544,000 $ 94,142 $ 58,000
Genesee, Michigan 111 $ 10,209,000 $ 91,972 $ 48,000
Douglas, Georgia 110 $ 11,239,000 $ 102,172 $ 73,000
Boone, Kentucky 110 $ 11,220,000 $ 102,000 $ 58,000
Lake, Ohio 105 $ 11,486,000 $ 109,390 $ 79,000
Paulding, Georgia 101 $ 7,786,000 $ 77,089 $ 55,000
Santa Cruz, California 97 $ 32,753,000 $ 337,659 $ 178,000
Yolo, California 97 $ 21,178,000 $ 218,329 $ 134,000
Yuba, California 95 $ 15,112,000 $ 159,073 $ 87,000
Skagit, Washington 94 $ 11,518,000 $ 122,531 $ 61,000
Wake, North Carolina 93 $ 9,688,000 $ 104,172 $ 95,000
Yakima, Washington 93 $ 7,843,000 $ 84,333 $ 47,000
Yamhill, Oregon 88 $ 11,533,000 $ 131,056 $ 81,000
Hall, Georgia 86 $ 7,417,000 $ 86,244 $ 84,000
Miami, Ohio 86 $ 8,092,000 $ 94,093 $ 83,000
Stark, Ohio 86 $ 7,970,000 $ 92,674 $ 60,000
Wilson, Tennessee 86 $ 8,343,000 $ 97,011 $ 54,000
Marion, Indiana 85 $ 7,675,000 $ 90,294 $ 53,000
Greene, Ohio 85 $ 8,201,000 $ 96,482 $ 43,000
Lancaster, Nebraska 84 $ 6,033,000 $ 71,821 $ 48,000
Montgomery, Tennessee 84 $ 4,667,000 $ 55,559 $ 44,000
Rockdale, Georgia 83 $ 7,493,000 $ 90,277 $ 87,000
Dakota, Minnesota 83 $ 11,348,000 $ 136,722 $ 83,000
Polk, Oregon 83 $ 9,662,000 $ 116,409 $ 80,000
Fairfield, Ohio 81 $ 9,710,000 $ 119,876 $ 61,000
Whatcom, Washington 81 $ 12,571,000 $ 155,197 $ 72,000
Sumner, Tennessee 80 $ 6,783,000 $ 84,787 $ 48,000
Escambia, Florida 79 $ 6,913,000 $ 87,506 $ 63,000
Medina, Ohio 79 $ 9,022,000 $ 114,202 $ 58,000
Shawnee, Kansas 78 $ 5,375,000 $ 68,910 $ 79,000
San Benito, California 77 $ 22,930,000 $ 297,792 $ 125,000
Pueblo, Colorado 76 $ 6,893,000 $ 90,697 $ 84,000
Bonneville, Idaho 75 $ 5,047,000 $ 67,293 $ 40,000
Portage, Ohio 73 $ 7,772,000 $ 106,465 $ 57,000
Palm Beach, Florida 71 $ 11,701,000 $ 164,802 $ 93,000
Bannock, Idaho 71 $ 4,578,000 $ 64,478 $ 62,000
Boyd, Kentucky 71 $ 5,321,000 $ 74,943 $ 42,000
San Francisco, California 70 $ 23,573,000 $ 336,757 $ 160,000
Delaware, Ohio 70 $ 10,291,000 $ 147,014 $ 101,000
Pasco, Florida 68 $ 7,233,000 $ 106,367 $ 66,000
Amador, California 67 $ 12,275,000 $ 183,208 $ 119,000
San Luis Obispo, California 67 $ 18,045,000 $ 269,328 $ 136,000
Morgan, Colorado 67 $ 3,984,000 $ 59,462 $ 74,000
Deschutes, Oregon 67 $ 9,532,000 $ 142,268 $ 149,000
Forsyth, Georgia 65 $ 9,828,000 $ 151,200 $ 129,000
Campbell, Kentucky 65 $ 6,313,000 $ 97,123 $ 47,000
Linn, Oregon 65 $ 6,237,000 $ 95,953 $ 51,000
Madera, California 64 $ 9,966,000 $ 155,718 $ 98,000
Ramsey, Minnesota 64 $ 8,629,000 $ 134,828 $ 70,000
Washington, Utah 64 $ 7,875,000 $ 123,046 $ 73,000
Williamson, Tennessee 63 $ 7,360,000 $ 116,825 $ 91,000
Santa Rosa, Florida 62 $ 7,499,000 $ 120,951 $ 114,000
Cherokee, Georgia 61 $ 8,279,000 $ 135,721 $ 89,000
Mahoning, Ohio 60 $ 4,793,000 $ 79,883 $ 48,000
Newton, Georgia 59 $ 5,371,000 $ 91,033 $ 83,000
Trumbull, Ohio 59 $ 5,350,000 $ 90,677 $ 57,000
St. Louis City, Missouri 58 $ 4,846,000 $ 83,551 $ 48,000
Bay, Florida 57 $ 7,870,000 $ 138,070 $ 80,000
Muscogee, Georgia 57 $ 4,399,000 $ 77,175 $ 66,000
Union, North Carolina 57 $ 6,490,000 $ 113,859 $ 54,000
Bartow, Georgia 56 $ 5,288,000 $ 94,428 $ 125,000
Bingham, Idaho 56 $ 3,172,000 $ 56,642 $ 52,000
Jefferson, Missouri 56 $ 5,616,000 $ 100,285 $ 72,000
St. Charles, Missouri 56 $ 7,184,000 $ 128,285 $ 88,000
Tehama, California 54 $ 6,988,000 $ 129,407 $ 48,000
Livingston, Michigan 54 $ 6,754,000 $ 125,074 $ 64,000
Licking, Ohio 54 $ 5,278,000 $ 97,740 $ 62,000
Miami-Dade, Florida 53 $ 10,089,000 $ 190,358 $ 101,000
Richland, South Carolina 53 $ 4,618,000 $ 87,132 $ 52,000
Payette, Idaho 52 $ 2,777,000 $ 53,403 $ 60,000
Wright, Minnesota 52 $ 6,357,000 $ 122,250 $ 65,000
Richland, Ohio 52 $ 4,930,000 $ 94,807 $ 50,000
Racine, Wisconsin 52 $ 5,493,000 $ 105,634 $ 213,000
Napa, California 51 $ 14,841,000 $ 291,000 $ 158,000
Knox, Tennessee 51 $ 3,905,000 $ 76,568 $ 115,000
Sherburne, Minnesota 50 $ 6,088,000 $ 121,760 $ 104,000
Tooele, Utah 50 $ 3,998,000 $ 79,960 $ 46,000
Kings, California 49 $ 6,763,000 $ 138,020 $ 51,000
Fayette, Georgia 48 $ 8,721,000 $ 181,687 $ 114,000
Gaston, North Carolina 48 $ 3,560,000 $ 74,166 $ 43,000
Oklahoma, Oklahoma 48 $ 2,861,000 $ 59,604 $ 44,000
Brown, Wisconsin 48 $ 4,315,000 $ 89,895 $ 65,000
Duval, Florida 47 $ 5,169,000 $ 109,978 $ 86,000
Jessamine, Kentucky 47 $ 3,500,000 $ 74,468 $ 39,000
Laurel, Kentucky 47 $ 4,251,000 $ 90,446 $ 45,000
DeSoto, Mississippi 47 $ 3,683,000 $ 78,361 $ 77,000
Muskingum, Ohio 47 $ 4,267,000 $ 90,787 $ 53,000
Clatsop, Oregon 47 $ 5,487,000 $ 116,744 $ 68,000
Osceola, Florida 46 $ 6,016,000 $ 130,782 $ 74,000
Seminole, Florida 46 $ 6,450,000 $ 140,217 $ 87,000
Walton, Georgia 46 $ 4,081,000 $ 88,717 $ 53,000
Yavapai, Arizona 45 $ 5,939,000 $ 131,977 $ 83,000
Scott, Kentucky 45 $ 3,634,000 $ 80,755 $ 46,000
Grays Harbor, Washington 45 $ 3,693,000 $ 82,066 $ 101,000
Broomfield, Colorado 44 $ 6,312,000 $ 143,454 $ 103,000
Cabarrus, North Carolina 44 $ 3,232,000 $ 73,454 $ 44,000
Allen, Ohio 44 $ 3,529,000 $ 80,204 $ 63,000
York, South Carolina 44 $ 3,646,000 $ 82,863 $ 54,000
Benton, Arkansas 43 $ 4,302,000 $ 100,046 $ 83,000
Barrow, Georgia 43 $ 3,282,000 $ 76,325 $ 84,000
Pottawattamie, Iowa 43 $ 2,688,000 $ 62,511 $ 76,000
Cumberland, North Carolina 43 $ 2,938,000 $ 68,325 $ 49,000
Ashtabula, Ohio 43 $ 3,469,000 $ 80,674 $ 43,000
Lucas, Ohio 43 $ 3,870,000 $ 90,000 $ 35,000
Isanti, Minnesota 42 $ 5,152,000 $ 122,666 $ 55,000
Garfield, Colorado 41 $ 6,066,000 $ 147,951 $ 61,000
Polk, Florida 41 $ 5,325,000 $ 129,878 $ 75,000
Lyon, Nevada 41 $ 5,131,000 $ 125,146 $ 60,000
Clinton, Ohio 41 $ 3,709,000 $ 90,463 $ 60,000
Darke, Ohio 41 $ 3,844,000 $ 93,756 $ 70,000
Platte, Missouri 40 $ 4,174,000 $ 104,350 $ 75,000
Sarpy, Nebraska 40 $ 3,677,000 $ 91,925 $ 55,000
Brown, Ohio 40 $ 2,684,000 $ 67,100 $ 46,000
Erie, Ohio 40 $ 3,801,000 $ 95,025 $ 48,000
Preble, Ohio 40 $ 3,749,000 $ 93,725 $ 46,000
Volusia, Florida 39 $ 5,018,000 $ 128,666 $ 76,000
Clark, Kentucky 39 $ 3,032,000 $ 77,743 $ 43,000
Calaveras, California 38 $ 7,858,000 $ 206,789 $ 78,000
Nevada, California 38 $ 8,802,000 $ 231,631 $ 77,000
Charlotte, Florida 38 $ 4,619,000 $ 121,552 $ 57,000
Lee, Florida 38 $ 4,910,000 $ 129,210 $ 77,000
Fremont, Colorado 37 $ 3,166,000 $ 85,567 $ 79,000
Leavenworth, Kansas 37 $ 3,185,000 $ 86,081 $ 57,000
Washington, Minnesota 37 $ 4,580,000 $ 123,783 $ 65,000
Winnebago, Wisconsin 37 $ 2,860,000 $ 77,297 $ 41,000
Walton, Florida 36 $ 9,450,000 $ 262,500 $ 184,000
Kootenai, Idaho 36 $ 4,235,000 $ 117,638 $ 96,000
Pickaway, Ohio 36 $ 3,744,000 $ 104,000 $ 96,000
Malheur, Oregon 36 $ 2,723,000 $ 75,638 $ 86,000
Lexington, South Carolina 36 $ 3,220,000 $ 89,444 $ 50,000
Robertson, Tennessee 36 $ 2,739,000 $ 76,083 $ 60,000
St. Lucie, Florida 35 $ 4,775,000 $ 136,428 $ 57,000
Gem, Idaho 35 $ 2,262,000 $ 64,628 $ 88,000
Scott, Iowa 35 $ 2,886,000 $ 82,457 $ 51,000
Geauga, Ohio 35 $ 5,103,000 $ 145,800 $ 81,000
Knox, Ohio 34 $ 3,165,000 $ 93,088 $ 48,000
Lake, California 33 $ 5,499,000 $ 166,636 $ 58,000
Hernando, Florida 33 $ 3,958,000 $ 119,939 $ 52,000
Carson City, Nevada 33 $ 5,361,000 $ 162,454 $ 219,000
Benton, Washington 33 $ 2,394,000 $ 72,545 $ 48,000
Waukesha, Wisconsin 33 $ 4,274,000 $ 129,515 $ 69,000
Guilford, North Carolina 32 $ 2,901,000 $ 90,656 $ 70,000
Wood, Ohio 32 $ 3,269,000 $ 102,156 $ 88,000
Glenn, California 31 $ 3,888,000 $ 125,419 $ 71,000
Brevard, Florida 31 $ 3,318,000 $ 107,032 $ 50,000
Madison, Kentucky 31 $ 2,979,000 $ 96,096 $ 57,000
Montgomery, Kentucky 31 $ 2,363,000 $ 76,225 $ 36,000
New Hanover, North Carolina 31 $ 3,272,000 $ 105,548 $ 59,000
Champaign, Ohio 31 $ 2,878,000 $ 92,838 $ 59,000
Columbiana, Ohio 31 $ 3,024,000 $ 97,548 $ 44,000
Highland, Ohio 31 $ 2,652,000 $ 85,548 $ 63,000
Maury, Tennessee 31 $ 2,179,000 $ 70,290 $ 41,000
Island, Washington 31 $ 3,724,000 $ 120,129 $ 53,000
Mason, Washington 31 $ 3,491,000 $ 112,612 $ 58,000
Outagamie, Wisconsin 31 $ 2,298,000 $ 74,129 $ 68,000
Rock, Wisconsin 31 $ 2,355,000 $ 75,967 $ 49,000
Washington, Arkansas 30 $ 2,349,000 $ 78,300 $ 64,000
Elbert, Colorado 30 $ 5,462,000 $ 182,066 $ 121,000
Twin Falls, Idaho 30 $ 2,458,000 $ 81,933 $ 84,000
Washtenaw, Michigan 30 $ 3,749,000 $ 124,966 $ 62,000
Marion, Ohio 30 $ 2,383,000 $ 79,433 $ 43,000
Bedford, Tennessee 30 $ 2,184,000 $ 72,800 $ 55,000
Mohave, Arizona 29 $ 4,627,000 $ 159,551 $ 70,000
Marin, California 29 $ 10,498,000 $ 362,000 $ 227,000
Spalding, Georgia 29 $ 2,054,000 $ 70,827 $ 46,000
Cass, Missouri 29 $ 2,951,000 $ 101,758 $ 61,000
Saline, Missouri 29 $ 2,337,000 $ 80,586 $ 41,000
Huron, Ohio 29 $ 2,540,000 $ 87,586 $ 49,000
Union, Ohio 29 $ 2,785,000 $ 96,034 $ 61,000
Klamath, Oregon 29 $ 2,786,000 $ 96,068 $ 58,000
Lewis, Washington 29 $ 2,726,000 $ 94,000 $ 51,000
Portage, Wisconsin 29 $ 2,161,000 $ 74,517 $ 52,000
Allen, Indiana 28 $ 2,470,000 $ 88,214 $ 71,000
Kittitas, Washington 28 $ 3,159,000 $ 112,821 $ 52,000
Richmond, Georgia 27 $ 1,735,000 $ 64,259 $ 42,000
Thomas, Georgia 27 $ 2,489,000 $ 92,185 $ 41,000
Clark, Indiana 27 $ 2,417,000 $ 89,518 $ 53,000
Greenup, Kentucky 27 $ 1,976,000 $ 73,185 $ 32,000
Lapeer, Michigan 27 $ 3,859,000 $ 142,925 $ 57,000
Perry, Ohio 27 $ 2,703,000 $ 100,111 $ 38,000
Marathon, Wisconsin 27 $ 1,999,000 $ 74,037 $ 77,000
Washington, Wisconsin 27 $ 3,605,000 $ 133,518 $ 71,000
Chatham, Georgia 26 $ 2,683,000 $ 103,192 $ 48,000
Coweta, Georgia 26 $ 2,355,000 $ 90,576 $ 73,000
Ingham, Michigan 26 $ 2,501,000 $ 96,192 $ 105,000
Carter, Kentucky 25 $ 2,055,000 $ 82,200 $ 74,000
Defiance, Ohio 25 $ 2,032,000 $ 81,280 $ 63,000
Charleston, South Carolina 25 $ 2,774,000 $ 110,960 $ 80,000
Anderson, Tennessee 25 $ 1,795,000 $ 71,800 $ 37,000
Dane, Wisconsin 25 $ 2,536,000 $ 101,440 $ 60,000
Glynn, Georgia 24 $ 2,826,000 $ 117,750 $ 50,000
Adams, Indiana 24 $ 2,092,000 $ 87,166 $ 47,000
Grant, Kentucky 24 $ 2,514,000 $ 104,750 $ 59,000
Logan, Ohio 24 $ 1,736,000 $ 72,333 $ 50,000
Umatilla, Oregon 24 $ 2,049,000 $ 85,375 $ 80,000
White, Tennessee 24 $ 1,459,000 $ 60,791 $ 39,000
Logan, Colorado 23 $ 1,582,000 $ 68,782 $ 70,000
Madison, Ohio 23 $ 2,337,000 $ 101,608 $ 64,000
Sandusky, Ohio 23 $ 1,779,000 $ 77,347 $ 48,000
Seneca, Ohio 23 $ 1,683,000 $ 73,173 $ 48,000
Douglas, Oregon 23 $ 2,381,000 $ 103,521 $ 60,000
Navajo, Arizona 22 $ 2,703,000 $ 122,863 $ 65,000
Bibb, Georgia 22 $ 2,313,000 $ 105,136 $ 77,000
Miami, Kansas 22 $ 2,031,000 $ 92,318 $ 61,000
Forsyth, North Carolina 22 $ 2,834,000 $ 128,818 $ 73,000
Wayne, Ohio 22 $ 2,093,000 $ 95,136 $ 45,000
Yuma, Arizona 21 $ 2,461,000 $ 117,190 $ 62,000
Lake, Florida 21 $ 3,495,000 $ 166,428 $ 83,000
Elmore, Idaho 21 $ 1,843,000 $ 87,761 $ 44,000
Dearborn, Indiana 21 $ 2,572,000 $ 122,476 $ 83,000
Durham, North Carolina 21 $ 1,776,000 $ 84,571 $ 54,000
Fayette, Ohio 21 $ 1,782,000 $ 84,857 $ 84,000
Shelby, Ohio 21 $ 1,840,000 $ 87,619 $ 48,000
Mendocino, California 20 $ 4,603,000 $ 230,150 $ 105,000
Park, Colorado 20 $ 2,319,000 $ 115,950 $ 77,000
Jackson, Georgia 20 $ 1,947,000 $ 97,350 $ 64,000
Troup, Georgia 20 $ 1,233,000 $ 61,650 $ 43,000
Owyhee, Idaho 20 $ 1,629,000 $ 81,450 $ 41,000
Cook, Illinois 20 $ 2,579,000 $ 128,950 $ 74,000
Hamilton, Indiana 20 $ 3,418,000 $ 170,900 $ 110,000
Anderson, Kentucky 20 $ 1,411,000 $ 70,550 $ 39,000
Prince George's, Maryland 20 $ 3,669,000 $ 183,450 $ 140,000
Franklin, Missouri 20 $ 1,687,000 $ 84,350 $ 84,000
Brunswick, North Carolina 20 $ 2,852,000 $ 142,600 $ 122,000
Iredell, North Carolina 20 $ 1,837,000 $ 91,850 $ 65,000
Johnston, North Carolina 20 $ 1,670,000 $ 83,500 $ 72,000
Crawford, Ohio 20 $ 1,660,000 $ 83,000 $ 38,000
Mercer, Ohio 20 $ 1,620,000 $ 81,000 $ 41,000
Scioto, Ohio 20 $ 1,506,000 $ 75,300 $ 46,000
Lincoln, Oregon 20 $ 2,853,000 $ 142,650 $ 93,000
Teller, Colorado 19 $ 2,538,000 $ 133,578 $ 127,000
Jefferson, Idaho 19 $ 1,833,000 $ 96,473 $ 73,000
Johnson, Indiana 19 $ 2,206,000 $ 116,105 $ 65,000
Butler, Kansas 19 $ 1,350,000 $ 71,052 $ 51,000
Saline, Kansas 19 $ 1,379,000 $ 72,578 $ 46,000
Buchanan, Missouri 19 $ 1,192,000 $ 62,736 $ 37,000
Dodge, Nebraska 19 $ 1,370,000 $ 72,105 $ 64,000
Ross, Ohio 19 $ 2,116,000 $ 111,368 $ 91,000
Orangeburg, South Carolina 19 $ 1,410,000 $ 74,210 $ 37,000
Cheatham, Tennessee 19 $ 1,410,000 $ 74,210 $ 80,000
Cache, Utah 19 $ 1,845,000 $ 97,105 $ 41,000
Marion, Florida 18 $ 1,613,000 $ 89,611 $ 42,000
Carroll, Georgia 18 $ 1,527,000 $ 84,833 $ 105,000
Rock Island, Illinois 18 $ 1,203,000 $ 66,833 $ 40,000
Garrard, Kentucky 18 $ 1,340,000 $ 74,444 $ 39,000
Monroe, Michigan 18 $ 2,604,000 $ 144,666 $ 103,000
St. Clair, Michigan 18 $ 1,864,000 $ 103,555 $ 46,000
Carver, Minnesota 18 $ 2,711,000 $ 150,611 $ 64,000
Scott, Minnesota 18 $ 2,711,000 $ 150,611 $ 76,000
Edgecombe, North Carolina 18 $ 1,029,000 $ 57,166 $ 27,000
Auglaize, Ohio 18 $ 1,698,000 $ 94,333 $ 40,000
Hardin, Ohio 18 $ 1,311,000 $ 72,833 $ 42,000
Tuscarawas, Ohio 18 $ 1,631,000 $ 90,611 $ 39,000
Claiborne, Tennessee 18 $ 1,225,000 $ 68,055 $ 42,000
Putnam, Tennessee 18 $ 1,364,000 $ 75,777 $ 51,000
Franklin, Washington 18 $ 1,360,000 $ 75,555 $ 52,000
Dodge, Wisconsin 18 $ 1,534,000 $ 85,222 $ 32,000
Siskiyou, California 17 $ 2,013,000 $ 118,411 $ 125,000
Martin, Florida 17 $ 2,989,000 $ 175,823 $ 131,000
St. Clair, Illinois 17 $ 1,089,000 $ 64,058 $ 59,000
St. Joseph, Indiana 17 $ 1,491,000 $ 87,705 $ 95,000
Warren, Iowa 17 $ 1,967,000 $ 115,705 $ 66,000
Warren, Kentucky 17 $ 1,437,000 $ 84,529 $ 68,000
Lincoln, Nebraska 17 $ 1,041,000 $ 61,235 $ 47,000
Hamilton, Tennessee 17 $ 1,831,000 $ 107,705 $ 94,000
Tuolumne, California 16 $ 3,385,000 $ 211,562 $ 88,000
Clarke, Georgia 16 $ 1,483,000 $ 92,687 $ 101,000
Lowndes, Georgia 16 $ 1,421,000 $ 88,812 $ 63,000
Madison, Illinois 16 $ 1,138,000 $ 71,125 $ 52,000
Jasper, Iowa 16 $ 1,128,000 $ 70,500 $ 44,000
Mille Lacs, Minnesota 16 $ 2,135,000 $ 133,437 $ 56,000
Polk, Wisconsin 16 $ 1,944,000 $ 121,500 $ 55,000
Humboldt, California 15 $ 3,079,000 $ 205,266 $ 199,000
Montrose, Colorado 15 $ 1,639,000 $ 109,266 $ 57,000
Bullitt, Kentucky 15 $ 1,330,000 $ 88,666 $ 39,000
Calhoun, Michigan 15 $ 1,197,000 $ 79,800 $ 36,000
Chisago, Minnesota 15 $ 2,123,000 $ 141,533 $ 78,000
Douglas, Nevada 15 $ 2,755,000 $ 183,666 $ 85,000
Rowan, North Carolina 15 $ 901,000 $ 60,066 $ 37,000
Benton, Oregon 15 $ 1,485,000 $ 99,000 $ 92,000
Hood River, Oregon 15 $ 2,222,000 $ 148,133 $ 90,000
Greenville, South Carolina 15 $ 1,016,000 $ 67,733 $ 38,000
Hamblen, Tennessee 15 $ 829,000 $ 55,266 $ 103,000
Chelan, Washington 15 $ 1,274,000 $ 84,933 $ 60,000
Kenosha, Wisconsin 15 $ 1,416,000 $ 94,400 $ 43,000
Clay, Florida 14 $ 1,332,000 $ 95,142 $ 40,000
Boise, Idaho 14 $ 1,144,000 $ 81,714 $ 69,000
Washington, Idaho 14 $ 806,000 $ 57,571 $ 40,000
Bell, Kentucky 14 $ 1,201,000 $ 85,785 $ 38,000
Stearns, Minnesota 14 $ 1,495,000 $ 106,785 $ 71,000
St. Francois, Missouri 14 $ 846,000 $ 60,428 $ 32,000
Churchill, Nevada 14 $ 1,607,000 $ 114,785 $ 45,000
Lawrence, Ohio 14 $ 1,271,000 $ 90,785 $ 35,000
Williams, Ohio 14 $ 1,091,000 $ 77,928 $ 38,000
Blount, Tennessee 14 $ 1,002,000 $ 71,571 $ 54,000
Dickson, Tennessee 14 $ 1,270,000 $ 90,714 $ 51,000
Box Elder, Utah 14 $ 1,163,000 $ 83,071 $ 63,000
Cochise, Arizona 13 $ 1,567,000 $ 120,538 $ 57,000
Reno, Kansas 13 $ 1,008,000 $ 77,538 $ 69,000
Oldham, Kentucky 13 $ 1,276,000 $ 98,153 $ 66,000
Jasper, Missouri 13 $ 828,000 $ 63,692 $ 35,000
Nash, North Carolina 13 $ 1,535,000 $ 118,076 $ 59,000
Ashland, Ohio 13 $ 1,607,000 $ 123,615 $ 51,000
Dorchester, South Carolina 13 $ 1,353,000 $ 104,076 $ 66,000
Horry, South Carolina 13 $ 1,643,000 $ 126,384 $ 111,000
Loudon, Tennessee 13 $ 1,291,000 $ 99,307 $ 92,000
Clallam, Washington 13 $ 1,595,000 $ 122,692 $ 74,000
St. Croix, Wisconsin 13 $ 1,831,000 $ 140,846 $ 55,000
Wood, Wisconsin 13 $ 986,000 $ 75,846 $ 48,000
Natrona, Wyoming 13 $ 906,000 $ 69,692 $ 43,000
Colusa, California 12 $ 2,204,000 $ 183,666 $ 81,000
Citrus, Florida 12 $ 1,490,000 $ 124,166 $ 77,000
Dawson, Georgia 12 $ 1,538,000 $ 128,166 $ 62,000
Lumpkin, Georgia 12 $ 1,042,000 $ 86,833 $ 56,000
Whitley, Kentucky 12 $ 1,090,000 $ 90,833 $ 40,000
Jackson, Michigan 12 $ 1,238,000 $ 103,166 $ 47,000
Davidson, North Carolina 12 $ 1,612,000 $ 134,333 $ 61,000
Jackson, Ohio 12 $ 1,002,000 $ 83,500 $ 41,000
Jefferson, Ohio 12 $ 857,000 $ 71,416 $ 32,000
Canadian, Oklahoma 12 $ 870,000 $ 72,500 $ 58,000
Wallowa, Oregon 12 $ 856,000 $ 71,333 $ 47,000
Wasatch, Utah 12 $ 1,412,000 $ 117,666 $ 58,000
Ozaukee, Wisconsin 12 $ 2,153,000 $ 179,416 $ 261,000
Walworth, Wisconsin 12 $ 1,496,000 $ 124,666 $ 54,000
Gila, Arizona 11 $ 656,000 $ 59,636 $ 37,000
Moffat, Colorado 11 $ 864,000 $ 78,545 $ 64,000
Otero, Colorado 11 $ 726,000 $ 66,000 $ 52,000
Columbia, Georgia 11 $ 1,083,000 $ 98,454 $ 61,000
Power, Idaho 11 $ 568,000 $ 51,636 $ 32,000
Douglas, Kansas 11 $ 1,002,000 $ 91,090 $ 54,000
Franklin, Kentucky 11 $ 868,000 $ 78,909 $ 41,000
Henderson, Kentucky 11 $ 887,000 $ 80,636 $ 40,000
Camden, New Jersey 11 $ 1,127,000 $ 102,454 $ 55,000
Catawba, North Carolina 11 $ 874,000 $ 79,454 $ 44,000
Hoke, North Carolina 11 $ 771,000 $ 70,090 $ 59,000
Morrow, Ohio 11 $ 1,084,000 $ 98,545 $ 50,000
Van Wert, Ohio 11 $ 770,000 $ 70,000 $ 41,000
Cleveland, Oklahoma 11 $ 693,000 $ 63,000 $ 49,000
Crook, Oregon 11 $ 1,711,000 $ 155,545 $ 77,000
Douglas, Washington 11 $ 1,262,000 $ 114,727 $ 55,000
Grant, Washington 11 $ 744,000 $ 67,636 $ 71,000
Stevens, Washington 11 $ 743,000 $ 67,545 $ 43,000
Sauk, Wisconsin 11 $ 960,000 $ 87,272 $ 34,000
Laramie, Wyoming 11 $ 1,078,000 $ 98,000 $ 54,000
Graham, Arizona 10 $ 865,000 $ 86,500 $ 55,000
Baldwin, Georgia 10 $ 872,000 $ 87,200 $ 74,000
Nelson, Kentucky 10 $ 770,000 $ 77,000 $ 53,000
Woodford, Kentucky 10 $ 657,000 $ 65,700 $ 41,000
Tuscola, Michigan 10 $ 709,000 $ 70,900 $ 77,000
Ray, Missouri 10 $ 922,000 $ 92,200 $ 46,000
Onslow, North Carolina 10 $ 910,000 $ 91,000 $ 74,000
Tillamook, Oregon 10 $ 1,059,000 $ 105,900 $ 74,000
Summit, Utah 10 $ 1,819,000 $ 181,900 $ 86,000
Fond du Lac, Wisconsin 10 $ 638,000 $ 63,800 $ 44,000
Leon, Florida 9 $ 1,487,000 $ 165,222 $ 62,000
Pickens, Georgia 9 $ 849,000 $ 94,333 $ 79,000
Floyd, Indiana 9 $ 670,000 $ 74,444 $ 55,000
Lake, Indiana 9 $ 913,000 $ 101,444 $ 44,000
Linn, Iowa 9 $ 779,000 $ 86,555 $ 35,000
Estill, Kentucky 9 $ 646,000 $ 71,777 $ 33,000
Saginaw, Michigan 9 $ 793,000 $ 88,111 $ 32,000
Shiawassee, Michigan 9 $ 728,000 $ 80,888 $ 37,000
Kanabec, Minnesota 9 $ 769,000 $ 85,444 $ 53,000
Warren, Missouri 9 $ 702,000 $ 78,000 $ 51,000
Coos, Oregon 9 $ 1,001,000 $ 111,222 $ 61,000
Union, Oregon 9 $ 712,000 $ 79,111 $ 137,000
Wasco, Oregon 9 $ 729,000 $ 81,000 $ 46,000
Berkeley, South Carolina 9 $ 1,067,000 $ 118,555 $ 64,000
Kershaw, South Carolina 9 $ 845,000 $ 93,888 $ 55,000
Monroe, Tennessee 9 $ 619,000 $ 68,777 $ 54,000
Sevier, Utah 9 $ 770,000 $ 85,555 $ 50,000
Calumet, Wisconsin 9 $ 601,000 $ 66,777 $ 60,000
Jefferson, Wisconsin 9 $ 825,000 $ 91,666 $ 59,000
Manitowoc, Wisconsin 9 $ 992,000 $ 110,222 $ 59,000
Delta, Colorado 8 $ 669,000 $ 83,625 $ 102,000
Butts, Georgia 8 $ 498,000 $ 62,250 $ 53,000
Meriwether, Georgia 8 $ 550,000 $ 68,750 $ 48,000
Lemhi, Idaho 8 $ 561,000 $ 70,125 $ 71,000
Madison, Idaho 8 $ 621,000 $ 77,625 $ 48,000
Valley, Idaho 8 $ 1,277,000 $ 159,625 $ 197,000
Hendricks, Indiana 8 $ 1,037,000 $ 129,625 $ 53,000
Vigo, Indiana 8 $ 821,000 $ 102,625 $ 44,000
Story, Iowa 8 $ 562,000 $ 70,250 $ 37,000
Franklin, Kansas 8 $ 632,000 $ 79,000 $ 156,000
Jefferson, Kansas 8 $ 1,189,000 $ 148,625 $ 67,000
Johnson, Kentucky 8 $ 637,000 $ 79,625 $ 40,000
Knox, Kentucky 8 $ 630,000 $ 78,750 $ 50,000
McCracken, Kentucky 8 $ 798,000 $ 99,750 $ 60,000
Pendleton, Kentucky 8 $ 532,000 $ 66,500 $ 51,000
Pike, Kentucky 8 $ 867,000 $ 108,375 $ 33,000
Powell, Kentucky 8 $ 558,000 $ 69,750 $ 33,000
Crow Wing, Minnesota 8 $ 1,723,000 $ 215,375 $ 234,000
Boone, Missouri 8 $ 595,000 $ 74,375 $ 125,000
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Mortgage Loan Application Detail Totals for Ownit Mortgage Solutions, Inc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 79,690 $11,370,635,000 $115,775 $1,007,000 $78,825 $1,999,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 52,792 $7,522,249,000 $118,236 $1,000,000 $70,894 $1,999,000
White 15,405 $1,987,395,000 $120,064 $1,000,000 $83,354 $1,999,000
Hispanic 6,566 $1,123,132,000 $95,560 $800,000 $80,160 $1,999,000
Black or African American 2,850 $351,628,000 $114,518 $875,000 $90,666 $1,520,000
Asian 1,256 $264,882,000 $131,789 $1,007,000 $86,684 $1,703,000
Native Hawaiian or Other Pacific Islander 675 $99,587,000 $103,782 $739,000 $67,695 $821,000
American Indian or Alaskan Native 146 $21,762,000 $126,117 $820,000 $100,294 $632,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 79,686 $11,370,369,000 $115,775 $1,007,000 $78,850 $1,999,000
VA-guaranteed (Veterans Administration) 4 $266,000 $66,500 $109,000 $37,000 $48,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 57,501 $8,291,890,000 $112,621 $998,000 $67,270 $1,999,000
Application Denied By Financial Institution 8,040 $1,117,727,000 $118,342 $1,000,000 $77,628 $1,441,000
Application Withdrawn By Applicant 7,001 $1,055,874,000 $123,060 $1,007,000 $82,545 $1,311,000
Application Approved But Not Accepted 3,297 $370,109,000 $119,818 $1,000,000 $67,545 $1,060,000
File Closed For Incompleteness 2,595 $325,803,000 $111,866 $799,000 $86,400 $1,140,000
Preapproval Denied by Financial Institution 1,249 $208,723,000 $129,086 $784,000 $105,869 $574,000
Preapproval Approved but not Accepted 7 $509,000 $73,800 $140,000 $58,000 $250,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 2,905 $452,475,000 $119,466 $1,000,000 $85,333 $1,176,000
Credit History 1,310 $174,167,000 $116,413 $910,000 $79,482 $819,000
Debt-To-Income Ratio 1,262 $170,371,000 $114,400 $770,000 $67,433 $466,000
Collateral 900 $114,380,000 $112,866 $1,000,000 $86,633 $1,441,000
Employment History 228 $29,054,000 $122,360 $529,000 $67,520 $275,000
Unverifiable Information 136 $20,329,000 $128,333 $576,000 $112,476 $615,000
Credit Application Incomplete 32 $4,651,000 $96,272 $407,000 $73,818 $250,000
Insufficient Cash (Downpayment, Closing Cost) 8 $975,000 $143,000 $255,000 $51,800 $118,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ownit Mortgage Solutions, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ownit Mortgage Solutions, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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