Peoples Bank Mortgage Lending & HMDA Data, 2015

In 2015, Peoples Bank of Lawrence, KS reported 23,961 mortgage applications totaling $5.5 billion, up 75% from 2014. The average application was for $228,554, and applicants reported an average income of $77,304. 31% of its applications resulted in an originated loan and 17% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,342), Kansas City, MO-KS (845) and Orlando-Kissimmee-Sanford, FL (579) (applications in parentheses).

Mortgage Company & Address Peoples Bank
4831 W 6th St
Lawrence, KS 66049
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,961
Total Mortgage Loan Application Amount $5,476,386,000
Average Mortgage Loan Application Amount $228,554
Highest Mortgage Loan Application Amount $4,727,000
Average Applicant Income $77,304
Highest Applicant Income $3,958,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 465 $ 105,756,000 $ 227,432 $ 83,000
Clark, Nevada 428 $ 103,481,000 $ 241,778 $ 64,000
Los Angeles, California 391 $ 138,616,000 $ 354,516 $ 90,000
Orange, Florida 284 $ 59,564,000 $ 209,732 $ 89,000
Riverside, California 281 $ 77,514,000 $ 275,850 $ 86,000
Johnson, Kansas 257 $ 54,634,000 $ 212,583 $ 103,000
Richmond, New York 245 $ 83,679,000 $ 341,546 $ 108,000
Broward, Florida 238 $ 60,178,000 $ 252,848 $ 85,000
San Diego, California 237 $ 86,976,000 $ 366,987 $ 95,000
Harris, Texas 225 $ 41,746,000 $ 185,537 $ 85,000
Cook, Illinois 223 $ 49,261,000 $ 220,901 $ 73,000
Jackson, Missouri 217 $ 34,819,000 $ 160,456 $ 64,000
Monmouth, New Jersey 216 $ 63,446,000 $ 293,731 $ 110,000
Bernalillo, New Mexico 192 $ 36,124,000 $ 188,145 $ 80,000
San Bernardino, California 180 $ 47,672,000 $ 264,844 $ 78,000
Hillsborough, Florida 172 $ 35,805,000 $ 208,168 $ 77,000
Miami-Dade, Florida 171 $ 40,411,000 $ 236,321 $ 87,000
Suffolk, New York 155 $ 47,466,000 $ 306,232 $ 98,000
Douglas, Kansas 151 $ 28,011,000 $ 185,503 $ 104,000
Palm Beach, Florida 149 $ 37,690,000 $ 252,953 $ 83,000
Seminole, Florida 141 $ 29,344,000 $ 208,113 $ 83,000
Bexar, Texas 136 $ 27,263,000 $ 200,463 $ 77,000
Kings, New York 134 $ 55,693,000 $ 415,619 $ 93,000
Middlesex, New Jersey 132 $ 34,244,000 $ 259,424 $ 124,000
Tarrant, Texas 131 $ 24,030,000 $ 183,435 $ 70,000
Clay, Missouri 130 $ 22,195,000 $ 170,730 $ 70,000
Ocean, New Jersey 126 $ 32,076,000 $ 254,571 $ 104,000
Hamilton, Ohio 125 $ 18,911,000 $ 151,288 $ 65,000
Queens, New York 122 $ 46,327,000 $ 379,729 $ 92,000
Nassau, New York 121 $ 44,882,000 $ 370,925 $ 120,000
Pima, Arizona 119 $ 22,741,000 $ 191,100 $ 48,000
Volusia, Florida 119 $ 18,598,000 $ 156,285 $ 64,000
Gwinnett, Georgia 118 $ 23,160,000 $ 196,271 $ 62,000
Sacramento, California 114 $ 30,123,000 $ 264,236 $ 71,000
Franklin, Ohio 113 $ 18,458,000 $ 163,345 $ 61,000
Orange, California 112 $ 46,793,000 $ 417,794 $ 109,000
Saline, Kansas 110 $ 13,913,000 $ 126,481 $ 56,000
Oakland, Michigan 108 $ 24,380,000 $ 225,740 $ 77,000
El Paso, Colorado 107 $ 22,902,000 $ 214,037 $ 64,000
Essex, New Jersey 106 $ 30,885,000 $ 291,367 $ 112,000
Fairfax, Virginia 104 $ 45,476,000 $ 437,269 $ 133,000
Hartford, Connecticut 100 $ 20,355,000 $ 203,550 $ 63,000
Union, New Jersey 98 $ 27,571,000 $ 281,336 $ 106,000
Pinellas, Florida 97 $ 20,405,000 $ 210,360 $ 75,000
Alameda, California 94 $ 36,187,000 $ 384,968 $ 112,000
Prince William, Virginia 94 $ 32,329,000 $ 343,925 $ 97,000
Kern, California 93 $ 19,883,000 $ 213,795 $ 60,000
Morris, New Jersey 91 $ 30,022,000 $ 329,912 $ 140,000
Bergen, New Jersey 89 $ 32,533,000 $ 365,539 $ 134,000
Worcester, Massachusetts 86 $ 17,913,000 $ 208,290 $ 64,000
Lee, Florida 85 $ 16,848,000 $ 198,211 $ 71,000
Contra Costa, California 84 $ 30,313,000 $ 360,869 $ 109,000
Fairfield, Connecticut 83 $ 24,023,000 $ 289,433 $ 80,000
Duval, Florida 83 $ 16,156,000 $ 194,650 $ 76,000
Osceola, Florida 83 $ 15,945,000 $ 192,108 $ 63,000
Wake, North Carolina 83 $ 19,077,000 $ 229,843 $ 70,000
Butler, Ohio 83 $ 13,423,000 $ 161,722 $ 76,000
New Haven, Connecticut 82 $ 17,024,000 $ 207,609 $ 103,000
New Castle, Delaware 82 $ 18,169,000 $ 221,573 $ 64,000
Dallas, Texas 80 $ 13,816,000 $ 172,700 $ 71,000
Mecklenburg, North Carolina 79 $ 16,468,000 $ 208,455 $ 68,000
Montgomery, Pennsylvania 78 $ 18,982,000 $ 243,358 $ 86,000
Providence, Rhode Island 78 $ 14,779,000 $ 189,474 $ 66,000
Fulton, Georgia 77 $ 17,653,000 $ 229,259 $ 78,000
Marion, Indiana 77 $ 12,511,000 $ 162,480 $ 71,000
Middlesex, Massachusetts 76 $ 23,869,000 $ 314,065 $ 96,000
Washoe, Nevada 75 $ 19,464,000 $ 259,520 $ 71,000
Westchester, New York 74 $ 28,458,000 $ 384,567 $ 126,000
Philadelphia, Pennsylvania 74 $ 13,413,000 $ 181,256 $ 66,000
Brevard, Florida 73 $ 15,981,000 $ 218,917 $ 89,000
Sonoma, California 71 $ 24,429,000 $ 344,070 $ 88,000
Lake, Florida 71 $ 13,352,000 $ 188,056 $ 66,000
Pasco, Florida 71 $ 12,886,000 $ 181,492 $ 73,000
Polk, Florida 71 $ 12,197,000 $ 171,788 $ 65,000
Cumberland, North Carolina 71 $ 12,878,000 $ 181,380 $ 53,000
Honolulu, Hawaii 70 $ 30,854,000 $ 440,771 $ 87,000
Collin, Texas 70 $ 14,297,000 $ 204,242 $ 74,000
Wyandotte, Kansas 69 $ 8,275,000 $ 119,927 $ 50,000
Macomb, Michigan 69 $ 12,967,000 $ 187,927 $ 68,000
Salt Lake, Utah 69 $ 16,194,000 $ 234,695 $ 66,000
Virginia Beach, Virginia 69 $ 15,191,000 $ 220,159 $ 53,000
York, Pennsylvania 65 $ 12,193,000 $ 187,584 $ 68,000
San Joaquin, California 64 $ 16,012,000 $ 250,187 $ 74,000
Denton, Texas 63 $ 13,720,000 $ 217,777 $ 78,000
Oklahoma, Oklahoma 62 $ 11,376,000 $ 183,483 $ 62,000
Bell, Texas 62 $ 11,197,000 $ 180,596 $ 47,000
Essex, Massachusetts 61 $ 16,009,000 $ 262,442 $ 79,000
El Paso, Texas 61 $ 10,114,000 $ 165,803 $ 57,000
Travis, Texas 61 $ 13,242,000 $ 217,081 $ 68,000
Cass, Missouri 60 $ 9,685,000 $ 161,416 $ 70,000
Plymouth, Massachusetts 58 $ 16,701,000 $ 287,948 $ 84,000
Hennepin, Minnesota 58 $ 12,861,000 $ 221,741 $ 54,000
Ada, Idaho 57 $ 12,670,000 $ 222,280 $ 68,000
St. Louis, Missouri 57 $ 10,592,000 $ 185,824 $ 73,000
Cobb, Georgia 56 $ 12,615,000 $ 225,267 $ 83,000
Suffolk, Massachusetts 56 $ 18,953,000 $ 338,446 $ 76,000
Richland, South Carolina 56 $ 10,970,000 $ 195,892 $ 78,000
District of Columbia, District Of Columbia 55 $ 19,069,000 $ 346,709 $ 132,000
Fort Bend, Texas 55 $ 11,340,000 $ 206,181 $ 81,000
Fresno, California 54 $ 12,244,000 $ 226,740 $ 65,000
Burlington, New Jersey 54 $ 12,635,000 $ 233,981 $ 77,000
Williamson, Texas 54 $ 9,839,000 $ 182,203 $ 71,000
Santa Clara, California 53 $ 27,328,000 $ 515,622 $ 115,000
Adams, Colorado 53 $ 10,936,000 $ 206,339 $ 56,000
Bronx, New York 53 $ 18,802,000 $ 354,754 $ 85,000
Wayne, Michigan 52 $ 9,075,000 $ 174,519 $ 70,000
Sandoval, New Mexico 52 $ 10,406,000 $ 200,115 $ 77,000
Arapahoe, Colorado 51 $ 14,887,000 $ 291,901 $ 92,000
Bristol, Massachusetts 51 $ 12,687,000 $ 248,764 $ 63,000
Atlantic, New Jersey 51 $ 10,349,000 $ 202,921 $ 112,000
Tulsa, Oklahoma 51 $ 8,776,000 $ 172,078 $ 72,000
Greenville, South Carolina 51 $ 10,538,000 $ 206,627 $ 69,000
Solano, California 50 $ 14,607,000 $ 292,140 $ 69,000
Stanislaus, California 50 $ 11,720,000 $ 234,400 $ 66,000
Hamilton, Indiana 50 $ 11,958,000 $ 239,160 $ 95,000
Lake, Indiana 50 $ 9,535,000 $ 190,700 $ 68,000
Hillsborough, New Hampshire 50 $ 10,911,000 $ 218,220 $ 69,000
Will, Illinois 49 $ 9,819,000 $ 200,387 $ 56,000
Jefferson, Kentucky 49 $ 9,589,000 $ 195,693 $ 42,000
Onslow, North Carolina 49 $ 8,489,000 $ 173,244 $ 35,000
Pulaski, Arkansas 48 $ 9,217,000 $ 192,020 $ 69,000
Queen Anne's, Maryland 48 $ 12,749,000 $ 265,604 $ 99,000
Norfolk, Massachusetts 48 $ 14,285,000 $ 297,604 $ 103,000
Shelby, Tennessee 48 $ 9,999,000 $ 208,312 $ 57,000
Somerset, New Jersey 47 $ 15,723,000 $ 334,531 $ 125,000
Loudoun, Virginia 47 $ 18,448,000 $ 392,510 $ 109,000
Madison, Alabama 46 $ 9,323,000 $ 202,673 $ 76,000
Orange, New York 46 $ 12,871,000 $ 279,804 $ 105,000
Cuyahoga, Ohio 46 $ 7,281,000 $ 158,282 $ 66,000
Warren, Ohio 45 $ 8,245,000 $ 183,222 $ 74,000
Ventura, California 44 $ 16,033,000 $ 364,386 $ 113,000
Jefferson, Louisiana 44 $ 7,336,000 $ 166,727 $ 71,000
Utah, Utah 44 $ 10,041,000 $ 228,204 $ 54,000
Anchorage, Alaska 43 $ 11,444,000 $ 266,139 $ 74,000
Denver, Colorado 43 $ 10,185,000 $ 236,860 $ 71,000
Jefferson, Colorado 43 $ 11,169,000 $ 259,744 $ 91,000
Baltimore City, Maryland 43 $ 6,839,000 $ 159,046 $ 87,000
Platte, Missouri 43 $ 8,919,000 $ 207,418 $ 90,000
Bucks, Pennsylvania 43 $ 10,765,000 $ 250,348 $ 174,000
DeKalb, Georgia 42 $ 7,864,000 $ 187,238 $ 55,000
Multnomah, Oregon 42 $ 9,539,000 $ 227,119 $ 71,000
Chester, Pennsylvania 42 $ 11,854,000 $ 282,238 $ 135,000
Kent, Delaware 41 $ 9,326,000 $ 227,463 $ 54,000
Hampden, Massachusetts 41 $ 7,930,000 $ 193,414 $ 69,000
Montgomery, Texas 41 $ 7,935,000 $ 193,536 $ 72,000
Dutchess, New York 40 $ 9,099,000 $ 227,475 $ 102,000
Henry, Georgia 39 $ 8,479,000 $ 217,410 $ 65,000
DuPage, Illinois 39 $ 12,414,000 $ 318,307 $ 88,000
Franklin, Kansas 39 $ 3,974,000 $ 101,897 $ 52,000
St. Charles, Missouri 39 $ 6,921,000 $ 177,461 $ 62,000
Hudson, New Jersey 39 $ 12,995,000 $ 333,205 $ 128,000
Mercer, New Jersey 39 $ 8,652,000 $ 221,846 $ 77,000
Washington, Oregon 39 $ 9,159,000 $ 234,846 $ 75,000
Montgomery, Tennessee 39 $ 6,988,000 $ 179,179 $ 83,000
Davis, Utah 39 $ 8,105,000 $ 207,820 $ 58,000
Jefferson, Alabama 38 $ 7,461,000 $ 196,342 $ 54,000
San Mateo, California 38 $ 19,298,000 $ 507,842 $ 111,000
Okaloosa, Florida 38 $ 7,998,000 $ 210,473 $ 58,000
Camden, New Jersey 38 $ 6,545,000 $ 172,236 $ 61,000
Manatee, Florida 37 $ 9,603,000 $ 259,540 $ 92,000
Anoka, Minnesota 37 $ 7,407,000 $ 200,189 $ 61,000
Stafford, Virginia 37 $ 11,790,000 $ 318,648 $ 88,000
Pinal, Arizona 36 $ 5,833,000 $ 162,027 $ 57,000
Baltimore, Maryland 36 $ 8,967,000 $ 249,083 $ 71,000
Jackson, Oregon 36 $ 8,247,000 $ 229,083 $ 57,000
Marion, Oregon 36 $ 7,713,000 $ 214,250 $ 53,000
Allegheny, Pennsylvania 36 $ 5,730,000 $ 159,166 $ 74,000
Chesapeake, Virginia 36 $ 8,459,000 $ 234,972 $ 46,000
Richmond, Georgia 35 $ 5,487,000 $ 156,771 $ 44,000
Cape May, New Jersey 35 $ 7,785,000 $ 222,428 $ 107,000
Clackamas, Oregon 35 $ 9,017,000 $ 257,628 $ 69,000
Rutherford, Tennessee 35 $ 6,368,000 $ 181,942 $ 60,000
Chatham, Georgia 34 $ 6,699,000 $ 197,029 $ 50,000
East Baton Rouge, Louisiana 34 $ 6,282,000 $ 184,764 $ 56,000
Prince George's, Maryland 34 $ 10,244,000 $ 301,294 $ 89,000
Dakota, Minnesota 34 $ 7,890,000 $ 232,058 $ 106,000
Charleston, South Carolina 34 $ 9,688,000 $ 284,941 $ 71,000
Taos, New Mexico 33 $ 5,013,000 $ 151,909 $ 89,000
Clermont, Ohio 33 $ 5,534,000 $ 167,696 $ 55,000
Horry, South Carolina 33 $ 6,407,000 $ 194,151 $ 68,000
Davidson, Tennessee 33 $ 6,870,000 $ 208,181 $ 69,000
Mohave, Arizona 32 $ 5,697,000 $ 178,031 $ 45,000
Clay, Florida 32 $ 6,235,000 $ 194,843 $ 50,000
Escambia, Florida 32 $ 5,791,000 $ 180,968 $ 54,000
Santa Rosa, Florida 32 $ 7,154,000 $ 223,562 $ 76,000
Douglas, Nebraska 32 $ 6,297,000 $ 196,781 $ 76,000
Hamilton, Tennessee 32 $ 5,055,000 $ 157,968 $ 63,000
Galveston, Texas 32 $ 6,674,000 $ 208,562 $ 90,000
Columbia, Georgia 31 $ 6,752,000 $ 217,806 $ 67,000
Lake, Illinois 31 $ 6,570,000 $ 211,935 $ 73,000
Montgomery, Maryland 31 $ 9,801,000 $ 316,161 $ 140,000
Gloucester, New Jersey 31 $ 6,549,000 $ 211,258 $ 67,000
Passaic, New Jersey 31 $ 8,322,000 $ 268,451 $ 89,000
Erie, New York 31 $ 5,577,000 $ 179,903 $ 209,000
Berks, Pennsylvania 31 $ 5,847,000 $ 188,612 $ 73,000
Weber, Utah 31 $ 6,507,000 $ 209,903 $ 62,000
Mobile, Alabama 30 $ 5,534,000 $ 184,466 $ 69,000
Sussex, Delaware 30 $ 7,164,000 $ 238,800 $ 89,000
Collier, Florida 30 $ 8,612,000 $ 287,066 $ 103,000
Polk, Iowa 30 $ 5,235,000 $ 174,500 $ 50,000
Sedgwick, Kansas 30 $ 4,467,000 $ 148,900 $ 50,000
Dorchester, South Carolina 30 $ 6,194,000 $ 206,466 $ 82,000
Chesterfield, Virginia 30 $ 6,141,000 $ 204,700 $ 54,000
Henrico, Virginia 30 $ 6,423,000 $ 214,100 $ 59,000
Douglas, Colorado 29 $ 7,834,000 $ 270,137 $ 94,000
Muscogee, Georgia 29 $ 5,143,000 $ 177,344 $ 40,000
Rockingham, New Hampshire 29 $ 6,617,000 $ 228,172 $ 84,000
Sarasota, Florida 28 $ 5,922,000 $ 211,500 $ 69,000
York, Maine 28 $ 5,885,000 $ 210,178 $ 72,000
Monroe, New York 28 $ 3,881,000 $ 138,607 $ 56,000
Lane, Oregon 28 $ 5,574,000 $ 199,071 $ 66,000
Berkeley, South Carolina 28 $ 6,084,000 $ 217,285 $ 42,000
Newport News, Virginia 28 $ 5,691,000 $ 203,250 $ 58,000
Norfolk, Virginia 28 $ 5,209,000 $ 186,035 $ 48,000
New London, Connecticut 27 $ 6,119,000 $ 226,629 $ 88,000
Flagler, Florida 27 $ 5,255,000 $ 194,629 $ 64,000
Marion, Florida 27 $ 4,068,000 $ 150,666 $ 63,000
Leavenworth, Kansas 27 $ 5,387,000 $ 199,518 $ 83,000
Rockland, New York 27 $ 9,149,000 $ 338,851 $ 154,000
Saratoga, New York 27 $ 5,725,000 $ 212,037 $ 72,000
Summit, Ohio 27 $ 4,263,000 $ 157,888 $ 57,000
Guadalupe, Texas 27 $ 5,492,000 $ 203,407 $ 64,000
Tulare, California 26 $ 6,036,000 $ 232,153 $ 84,000
Hernando, Florida 26 $ 4,877,000 $ 187,576 $ 60,000
St. Johns, Florida 26 $ 6,671,000 $ 256,576 $ 88,000
St. Lucie, Florida 26 $ 4,536,000 $ 174,461 $ 60,000
Miami, Kansas 26 $ 5,100,000 $ 196,153 $ 87,000
Cumberland, Maine 26 $ 6,242,000 $ 240,076 $ 94,000
Lehigh, Pennsylvania 26 $ 5,411,000 $ 208,115 $ 61,000
Hays, Texas 26 $ 5,567,000 $ 214,115 $ 85,000
Cochise, Arizona 25 $ 4,273,000 $ 170,920 $ 69,000
Cherokee, Georgia 25 $ 4,792,000 $ 191,680 $ 54,000
Coweta, Georgia 25 $ 4,645,000 $ 185,800 $ 79,000
Harford, Maryland 25 $ 7,280,000 $ 291,200 $ 76,000
DeSoto, Mississippi 25 $ 5,135,000 $ 205,400 $ 64,000
Weld, Colorado 24 $ 5,705,000 $ 237,708 $ 67,000
Hampton, Virginia 24 $ 4,670,000 $ 194,583 $ 53,000
Laramie, Wyoming 24 $ 4,864,000 $ 202,666 $ 53,000
Placer, California 23 $ 7,595,000 $ 330,217 $ 75,000
Mesa, Colorado 23 $ 4,540,000 $ 197,391 $ 39,000
Clayton, Georgia 23 $ 3,704,000 $ 161,043 $ 42,000
McHenry, Illinois 23 $ 4,495,000 $ 195,434 $ 89,000
Porter, Indiana 23 $ 4,626,000 $ 201,130 $ 62,000
Caddo, Louisiana 23 $ 3,894,000 $ 169,304 $ 58,000
Anne Arundel, Maryland 23 $ 6,877,000 $ 299,000 $ 106,000
Dona Ana, New Mexico 23 $ 3,826,000 $ 166,347 $ 58,000
Santa Fe, New Mexico 23 $ 7,956,000 $ 345,913 $ 109,000
Onondaga, New York 23 $ 3,845,000 $ 167,173 $ 56,000
Forsyth, North Carolina 23 $ 3,490,000 $ 151,739 $ 39,000
Guilford, North Carolina 23 $ 3,821,000 $ 166,130 $ 45,000
Montgomery, Ohio 23 $ 3,942,000 $ 171,391 $ 60,000
Beaufort, South Carolina 23 $ 6,077,000 $ 264,217 $ 57,000
Wilson, Tennessee 23 $ 5,345,000 $ 232,391 $ 69,000
Milwaukee, Wisconsin 23 $ 4,803,000 $ 208,826 $ 69,000
Yavapai, Arizona 22 $ 4,873,000 $ 221,500 $ 61,000
Monterey, California 22 $ 7,407,000 $ 336,681 $ 89,000
Bay, Florida 22 $ 4,430,000 $ 201,363 $ 71,000
Houston, Georgia 22 $ 3,774,000 $ 171,545 $ 43,000
Kootenai, Idaho 22 $ 4,674,000 $ 212,454 $ 75,000
Fayette, Kentucky 22 $ 3,635,000 $ 165,227 $ 56,000
Sarpy, Nebraska 22 $ 3,673,000 $ 166,954 $ 41,000
Licking, Ohio 22 $ 3,958,000 $ 179,909 $ 76,000
Deschutes, Oregon 22 $ 5,551,000 $ 252,318 $ 65,000
Linn, Oregon 22 $ 3,902,000 $ 177,363 $ 55,000
Lancaster, Pennsylvania 22 $ 5,062,000 $ 230,090 $ 69,000
Washington, Rhode Island 22 $ 5,059,000 $ 229,954 $ 85,000
Brazoria, Texas 22 $ 4,074,000 $ 185,181 $ 74,000
Shelby, Alabama 21 $ 4,279,000 $ 203,761 $ 85,000
Charlotte, Florida 21 $ 3,793,000 $ 180,619 $ 67,000
Leon, Florida 21 $ 4,233,000 $ 201,571 $ 71,000
Paulding, Georgia 21 $ 3,654,000 $ 174,000 $ 58,000
St. Tammany, Louisiana 21 $ 3,923,000 $ 186,809 $ 84,000
Harrison, Mississippi 21 $ 3,586,000 $ 170,761 $ 32,000
Greene, Missouri 21 $ 3,570,000 $ 170,000 $ 61,000
Yellowstone, Montana 21 $ 4,361,000 $ 207,666 $ 62,000
Canadian, Oklahoma 21 $ 3,580,000 $ 170,476 $ 50,000
Delaware, Pennsylvania 21 $ 5,521,000 $ 262,904 $ 77,000
Waukesha, Wisconsin 21 $ 5,228,000 $ 248,952 $ 69,000
Baldwin, Alabama 20 $ 4,338,000 $ 216,900 $ 75,000
Shasta, California 20 $ 4,019,000 $ 200,950 $ 53,000
Larimer, Colorado 20 $ 4,971,000 $ 248,550 $ 87,000
Windham, Connecticut 20 $ 3,726,000 $ 186,300 $ 58,000
Forsyth, Georgia 20 $ 4,437,000 $ 221,850 $ 94,000
Howard, Maryland 20 $ 7,385,000 $ 369,250 $ 76,000
Jefferson, Missouri 20 $ 3,365,000 $ 168,250 $ 62,000
Comanche, Oklahoma 20 $ 3,156,000 $ 157,800 $ 46,000
Spartanburg, South Carolina 20 $ 3,610,000 $ 180,500 $ 59,000
Washington, Utah 20 $ 4,232,000 $ 211,600 $ 58,000
Berkeley, West Virginia 20 $ 3,885,000 $ 194,250 $ 54,000
San Luis Obispo, California 19 $ 7,045,000 $ 370,789 $ 95,000
Pueblo, Colorado 19 $ 3,420,000 $ 180,000 $ 61,000
Litchfield, Connecticut 19 $ 4,748,000 $ 249,894 $ 69,000
Martin, Florida 19 $ 4,008,000 $ 210,947 $ 190,000
Rockdale, Georgia 19 $ 4,304,000 $ 226,526 $ 79,000
Ramsey, Minnesota 19 $ 4,690,000 $ 246,842 $ 96,000
Lancaster, Nebraska 19 $ 3,389,000 $ 178,368 $ 75,000
Jefferson, New York 19 $ 3,273,000 $ 172,263 $ 53,000
Ulster, New York 19 $ 3,956,000 $ 208,210 $ 99,000
Harnett, North Carolina 19 $ 3,446,000 $ 181,368 $ 53,000
Lucas, Ohio 19 $ 3,075,000 $ 161,842 $ 62,000
Hidalgo, Texas 19 $ 2,905,000 $ 152,894 $ 61,000
Rockwall, Texas 19 $ 4,095,000 $ 215,526 $ 73,000
Spotsylvania, Virginia 19 $ 5,513,000 $ 290,157 $ 86,000
Benton, Arkansas 18 $ 3,100,000 $ 172,222 $ 70,000
Santa Barbara, California 18 $ 6,532,000 $ 362,888 $ 92,000
Hawaii, Hawaii 18 $ 5,633,000 $ 312,944 $ 69,000
Hardin, Kentucky 18 $ 2,987,000 $ 165,944 $ 67,000
Bossier, Louisiana 18 $ 3,511,000 $ 195,055 $ 61,000
Caroline, Maryland 18 $ 3,585,000 $ 199,166 $ 83,000
Pulaski, Missouri 18 $ 3,033,000 $ 168,500 $ 37,000
Lorain, Ohio 18 $ 3,243,000 $ 180,166 $ 64,000
Lubbock, Texas 18 $ 3,417,000 $ 189,833 $ 51,000
Coconino, Arizona 17 $ 4,054,000 $ 238,470 $ 63,000
Yuma, Arizona 17 $ 2,845,000 $ 167,352 $ 55,000
Butte, California 17 $ 4,032,000 $ 237,176 $ 79,000
Tolland, Connecticut 17 $ 3,237,000 $ 190,411 $ 50,000
Shawnee, Kansas 17 $ 2,897,000 $ 170,411 $ 51,000
Albany, New York 17 $ 3,266,000 $ 192,117 $ 60,000
Fairfield, Ohio 17 $ 3,053,000 $ 179,588 $ 70,000
Josephine, Oregon 17 $ 3,462,000 $ 203,647 $ 44,000
Northampton, Pennsylvania 17 $ 4,014,000 $ 236,117 $ 71,000
Anderson, South Carolina 17 $ 2,686,000 $ 158,000 $ 48,000
Lonoke, Arkansas 16 $ 2,515,000 $ 157,187 $ 45,000
Kings, California 16 $ 2,957,000 $ 184,812 $ 70,000
Liberty, Georgia 16 $ 2,435,000 $ 152,187 $ 46,000
Canyon, Idaho 16 $ 2,495,000 $ 155,937 $ 34,000
St. Clair, Illinois 16 $ 2,405,000 $ 150,312 $ 39,000
Hendricks, Indiana 16 $ 3,130,000 $ 195,625 $ 69,000
Livingston, Louisiana 16 $ 3,504,000 $ 219,000 $ 69,000
Carroll, Maryland 16 $ 5,139,000 $ 321,187 $ 87,000
Barnstable, Massachusetts 16 $ 4,013,000 $ 250,812 $ 116,000
Genesee, Michigan 16 $ 3,077,000 $ 192,312 $ 79,000
Schenectady, New York 16 $ 2,387,000 $ 149,187 $ 75,000
Durham, North Carolina 16 $ 3,070,000 $ 191,875 $ 64,000
Hoke, North Carolina 16 $ 2,825,000 $ 176,562 $ 34,000
Union, North Carolina 16 $ 3,480,000 $ 217,500 $ 65,000
Stark, Ohio 16 $ 3,048,000 $ 190,500 $ 56,000
Kent, Rhode Island 16 $ 4,234,000 $ 264,625 $ 82,000
Lexington, South Carolina 16 $ 3,321,000 $ 207,562 $ 63,000
Knox, Tennessee 16 $ 2,948,000 $ 184,250 $ 68,000
Comal, Texas 16 $ 5,105,000 $ 319,062 $ 121,000
Ellis, Texas 16 $ 3,365,000 $ 210,312 $ 80,000
Randall, Texas 16 $ 2,800,000 $ 175,000 $ 67,000
Chittenden, Vermont 16 $ 3,708,000 $ 231,750 $ 84,000
Fairbanks North Star, Alaska 15 $ 2,662,000 $ 177,466 $ 36,000
Saline, Arkansas 15 $ 2,744,000 $ 182,933 $ 86,000
San Francisco, California 15 $ 8,457,000 $ 563,800 $ 106,000
Yolo, California 15 $ 4,307,000 $ 287,133 $ 67,000
Newton, Georgia 15 $ 2,309,000 $ 153,933 $ 49,000
Sherburne, Minnesota 15 $ 2,851,000 $ 190,066 $ 61,000
Buncombe, North Carolina 15 $ 3,627,000 $ 241,800 $ 56,000
Cabarrus, North Carolina 15 $ 2,993,000 $ 199,533 $ 72,000
Craven, North Carolina 15 $ 3,071,000 $ 204,733 $ 67,000
Lake, Ohio 15 $ 2,799,000 $ 186,600 $ 65,000
Cleveland, Oklahoma 15 $ 2,810,000 $ 187,333 $ 65,000
Cumberland, Pennsylvania 15 $ 3,758,000 $ 250,533 $ 87,000
Aiken, South Carolina 15 $ 2,967,000 $ 197,800 $ 55,000
York, South Carolina 15 $ 3,284,000 $ 218,933 $ 73,000
Sumner, Tennessee 15 $ 3,868,000 $ 257,866 $ 64,000
Nueces, Texas 15 $ 2,584,000 $ 172,266 $ 66,000
Kenosha, Wisconsin 15 $ 2,889,000 $ 192,600 $ 72,000
Middlesex, Connecticut 14 $ 3,296,000 $ 235,428 $ 80,000
Bonneville, Idaho 14 $ 2,885,000 $ 206,071 $ 62,000
Kane, Illinois 14 $ 2,835,000 $ 202,500 $ 82,000
Ascension, Louisiana 14 $ 2,563,000 $ 183,071 $ 66,000
Washington, Minnesota 14 $ 2,784,000 $ 198,857 $ 78,000
Rankin, Mississippi 14 $ 2,666,000 $ 190,428 $ 57,000
Strafford, New Hampshire 14 $ 3,086,000 $ 220,428 $ 55,000
Valencia, New Mexico 14 $ 2,051,000 $ 146,500 $ 80,000
Putnam, New York 14 $ 4,279,000 $ 305,642 $ 111,000
Dauphin, Pennsylvania 14 $ 2,704,000 $ 193,142 $ 69,000
Sumter, South Carolina 14 $ 2,238,000 $ 159,857 $ 65,000
Williamson, Tennessee 14 $ 4,995,000 $ 356,785 $ 122,000
Jefferson, West Virginia 14 $ 4,006,000 $ 286,142 $ 95,000
Washington, Arkansas 13 $ 2,105,000 $ 161,923 $ 60,000
Merced, California 13 $ 2,609,000 $ 200,692 $ 41,000
Boulder, Colorado 13 $ 4,266,000 $ 328,153 $ 66,000
Walton, Georgia 13 $ 2,426,000 $ 186,615 $ 31,000
Kendall, Illinois 13 $ 2,870,000 $ 220,769 $ 86,000
Johnson, Indiana 13 $ 2,070,000 $ 159,230 $ 66,000
Orleans, Louisiana 13 $ 2,799,000 $ 215,307 $ 80,000
Livingston, Michigan 13 $ 2,605,000 $ 200,384 $ 71,000
Merrimack, New Hampshire 13 $ 2,566,000 $ 197,384 $ 74,000
Sussex, New Jersey 13 $ 4,454,000 $ 342,615 $ 243,000
Delaware, Ohio 13 $ 3,203,000 $ 246,384 $ 91,000
Trumbull, Ohio 13 $ 1,861,000 $ 143,153 $ 75,000
Luzerne, Pennsylvania 13 $ 2,398,000 $ 184,461 $ 49,000
Parker, Texas 13 $ 3,273,000 $ 251,769 $ 80,000
Montgomery, Alabama 12 $ 2,519,000 $ 209,916 $ 47,000
Imperial, California 12 $ 2,326,000 $ 193,833 $ 72,000
Nevada, California 12 $ 3,670,000 $ 305,833 $ 81,000
Sumter, Florida 12 $ 3,156,000 $ 263,000 $ 60,000
Maui, Hawaii 12 $ 4,328,000 $ 360,666 $ 86,000
Kenton, Kentucky 12 $ 1,783,000 $ 148,583 $ 28,000
Penobscot, Maine 12 $ 2,118,000 $ 176,500 $ 77,000
Hampshire, Massachusetts 12 $ 2,487,000 $ 207,250 $ 80,000
Monroe, Michigan 12 $ 1,972,000 $ 164,333 $ 64,000
Scott, Minnesota 12 $ 3,514,000 $ 292,833 $ 88,000
Cascade, Montana 12 $ 2,665,000 $ 222,083 $ 69,000
Belknap, New Hampshire 12 $ 2,464,000 $ 205,333 $ 48,000
Douglas, Oregon 12 $ 2,232,000 $ 186,000 $ 71,000
Klamath, Oregon 12 $ 2,139,000 $ 178,250 $ 44,000
Adams, Pennsylvania 12 $ 2,321,000 $ 193,416 $ 64,000
Beaver, Pennsylvania 12 $ 1,881,000 $ 156,750 $ 63,000
Monroe, Pennsylvania 12 $ 2,292,000 $ 191,000 $ 69,000
Westmoreland, Pennsylvania 12 $ 2,466,000 $ 205,500 $ 69,000
Kaufman, Texas 12 $ 2,109,000 $ 175,750 $ 91,000
Midland, Texas 12 $ 2,678,000 $ 223,166 $ 81,000
Smith, Texas 12 $ 2,244,000 $ 187,000 $ 71,000
Arlington, Virginia 12 $ 5,716,000 $ 476,333 $ 125,000
Matanuska-Susitna, Alaska 11 $ 2,303,000 $ 209,363 $ 43,000
El Dorado, California 11 $ 3,843,000 $ 349,363 $ 108,000
Yuba, California 11 $ 2,158,000 $ 196,181 $ 63,000
Alachua, Florida 11 $ 2,116,000 $ 192,363 $ 55,000
Citrus, Florida 11 $ 1,916,000 $ 174,181 $ 89,000
Indian River, Florida 11 $ 1,653,000 $ 150,272 $ 50,000
Hall, Georgia 11 $ 2,126,000 $ 193,272 $ 75,000
Pottawattamie, Iowa 11 $ 2,075,000 $ 188,636 $ 54,000
Scott, Iowa 11 $ 1,985,000 $ 180,454 $ 56,000
Boone, Kentucky 11 $ 2,119,000 $ 192,636 $ 77,000
Calcasieu, Louisiana 11 $ 2,089,000 $ 189,909 $ 75,000
Talbot, Maryland 11 $ 2,328,000 $ 211,636 $ 81,000
Wright, Minnesota 11 $ 2,227,000 $ 202,454 $ 54,000
Douglas, Nevada 11 $ 2,828,000 $ 257,090 $ 70,000
Cumberland, New Jersey 11 $ 2,075,000 $ 188,636 $ 58,000
Warren, New Jersey 11 $ 2,677,000 $ 243,363 $ 101,000
Otero, New Mexico 11 $ 2,093,000 $ 190,272 $ 54,000
Brunswick, North Carolina 11 $ 3,500,000 $ 318,181 $ 147,000
New Hanover, North Carolina 11 $ 2,733,000 $ 248,454 $ 86,000
Wayne, North Carolina 11 $ 1,943,000 $ 176,636 $ 49,000
Portage, Ohio 11 $ 1,786,000 $ 162,363 $ 72,000
Florence, South Carolina 11 $ 2,001,000 $ 181,909 $ 48,000
Sevier, Tennessee 11 $ 2,062,000 $ 187,454 $ 88,000
McLennan, Texas 11 $ 1,819,000 $ 165,363 $ 59,000
Alexandria, Virginia 11 $ 4,454,000 $ 404,909 $ 152,000
Frederick, Virginia 11 $ 3,017,000 $ 274,272 $ 82,000
Suffolk, Virginia 11 $ 2,598,000 $ 236,181 $ 63,000
Wood, West Virginia 11 $ 1,929,000 $ 175,363 $ 65,000
Sweetwater, Wyoming 11 $ 2,258,000 $ 205,272 $ 63,000
Lee, Alabama 10 $ 1,736,000 $ 173,600 $ 34,000
Morgan, Alabama 10 $ 1,524,000 $ 152,400 $ 46,000
Russell, Alabama 10 $ 1,866,000 $ 186,600 $ 48,000
Garland, Arkansas 10 $ 2,127,000 $ 212,700 $ 83,000
Lake, California 10 $ 1,773,000 $ 177,300 $ 63,000
Walton, Florida 10 $ 2,683,000 $ 268,300 $ 177,000
Bartow, Georgia 10 $ 1,635,000 $ 163,500 $ 63,000
Douglas, Georgia 10 $ 2,635,000 $ 263,500 $ 60,000
Fayette, Georgia 10 $ 2,573,000 $ 257,300 $ 73,000
Champaign, Illinois 10 $ 1,543,000 $ 154,300 $ 89,000
Rapides, Louisiana 10 $ 1,683,000 $ 168,300 $ 66,000
Kent, Maryland 10 $ 2,229,000 $ 222,900 $ 98,000
Kent, Michigan 10 $ 1,799,000 $ 179,900 $ 82,000
Hinds, Mississippi 10 $ 1,743,000 $ 174,300 $ 68,000
Missoula, Montana 10 $ 2,361,000 $ 236,100 $ 49,000
Hunterdon, New Jersey 10 $ 3,111,000 $ 311,100 $ 199,000
Broome, New York 10 $ 1,298,000 $ 129,800 $ 53,000
Johnston, North Carolina 10 $ 1,944,000 $ 194,400 $ 63,000
Ward, North Dakota 10 $ 2,310,000 $ 231,000 $ 65,000
Greene, Ohio 10 $ 1,853,000 $ 185,300 $ 37,000
Scioto, Ohio 10 $ 1,382,000 $ 138,200 $ 59,000
Yamhill, Oregon 10 $ 2,519,000 $ 251,900 $ 72,000
Washington, Pennsylvania 10 $ 1,886,000 $ 188,600 $ 83,000
Newport, Rhode Island 10 $ 3,217,000 $ 321,700 $ 45,000
Pennington, South Dakota 10 $ 1,826,000 $ 182,600 $ 57,000
Taylor, Texas 10 $ 1,606,000 $ 160,600 $ 82,000
Richmond City, Virginia 10 $ 2,043,000 $ 204,300 $ 73,000
St. Croix, Wisconsin 10 $ 2,130,000 $ 213,000 $ 68,000
White, Arkansas 9 $ 1,465,000 $ 162,777 $ 84,000
Madera, California 9 $ 1,703,000 $ 189,222 $ 57,000
Santa Cruz, California 9 $ 4,651,000 $ 516,777 $ 132,000
Glynn, Georgia 9 $ 1,565,000 $ 173,888 $ 48,000
Bonner, Idaho 9 $ 1,718,000 $ 190,888 $ 66,000
DeKalb, Illinois 9 $ 1,456,000 $ 161,777 $ 67,000
Lafayette, Louisiana 9 $ 1,759,000 $ 195,444 $ 91,000
Jackson, Michigan 9 $ 1,057,000 $ 117,444 $ 66,000
Boone, Missouri 9 $ 1,404,000 $ 156,000 $ 180,000
Elko, Nevada 9 $ 1,957,000 $ 217,444 $ 83,000
Oneida, New York 9 $ 1,251,000 $ 139,000 $ 60,000
Sullivan, New York 9 $ 1,263,000 $ 140,333 $ 99,000
Davidson, North Carolina 9 $ 2,092,000 $ 232,444 $ 62,000
Gaston, North Carolina 9 $ 1,817,000 $ 201,888 $ 52,000
Iredell, North Carolina 9 $ 1,747,000 $ 194,111 $ 70,000
Moore, North Carolina 9 $ 2,072,000 $ 230,222 $ 37,000
Cass, North Dakota 9 $ 1,687,000 $ 187,444 $ 66,000
Fayette, Ohio 9 $ 1,028,000 $ 114,222 $ 54,000
Miami, Ohio 9 $ 1,780,000 $ 197,777 $ 63,000
Pickaway, Ohio 9 $ 1,646,000 $ 182,888 $ 88,000
Butler, Pennsylvania 9 $ 1,700,000 $ 188,888 $ 56,000
Lancaster, South Carolina 9 $ 1,867,000 $ 207,444 $ 43,000
Grayson, Texas 9 $ 1,434,000 $ 159,333 $ 67,000
Fauquier, Virginia 9 $ 3,296,000 $ 366,222 $ 55,000
Monongalia, West Virginia 9 $ 1,555,000 $ 172,777 $ 92,000
Winnebago, Wisconsin 9 $ 1,203,000 $ 133,666 $ 43,000
Natrona, Wyoming 9 $ 1,565,000 $ 173,888 $ 43,000
Elmore, Alabama 8 $ 1,921,000 $ 240,125 $ 59,000
Faulkner, Arkansas 8 $ 1,319,000 $ 164,875 $ 39,000
Humboldt, California 8 $ 1,781,000 $ 222,625 $ 57,000
Tehama, California 8 $ 1,681,000 $ 210,125 $ 69,000
Monroe, Florida 8 $ 2,514,000 $ 314,250 $ 100,000
Nassau, Florida 8 $ 1,724,000 $ 215,500 $ 57,000
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Mortgage Loan Application Detail Totals for Peoples Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,303 $4,470,109,000 $231,000 $4,727,000 $74,000 $3,923,000
Home Purchase 3,580 $761,856,000 $212,000 $2,269,000 $91,000 $3,958,000
Home Improvement 1,078 $244,421,000 $226,000 $2,600,000 $91,000 $582,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,076 $2,741,438,000 $227,000 $1,985,000 $83,000 $3,958,000
Not Provided 7,328 $1,672,442,000 $228,000 $4,727,000 $70,000 $2,597,000
Black or African American 1,901 $415,776,000 $218,000 $1,442,000 $68,000 $551,000
Hispanic 1,806 $402,988,000 $223,000 $1,000,000 $70,000 $480,000
Asian 573 $165,057,000 $288,000 $1,280,000 $105,000 $1,584,000
Native Hawaiian or Other Pacific Islander 138 $38,448,000 $278,000 $687,000 $78,000 $341,000
American Indian or Alaskan Native 94 $19,509,000 $207,000 $621,000 $69,000 $209,000
Not applicable 45 $20,728,000 $460,000 $2,600,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,981 $2,221,788,000 $247,000 $4,727,000 $104,000 $3,958,000
VA-guaranteed (Veterans Administration) 8,806 $1,976,155,000 $224,000 $1,343,000 $63,000 $1,308,000
FHA-insured (Federal Housing Administration) 6,053 $1,261,021,000 $208,000 $938,000 $58,000 $660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $17,422,000 $143,000 $301,000 $53,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,455 $1,639,812,000 $219,000 $2,600,000 $71,000 $1,801,000
Application Withdrawn By Applicant 6,657 $1,530,043,000 $229,000 $1,985,000 $83,000 $3,923,000
File Closed For Incompleteness 5,154 $1,217,498,000 $236,000 $1,370,000 $84,000 $3,958,000
Application Denied By Financial Institution 4,036 $936,163,000 $231,000 $4,727,000 $72,000 $2,597,000
Application Approved But Not Accepted 659 $152,870,000 $231,000 $950,000 $75,000 $791,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,239 $312,093,000 $251,000 $1,450,000 $61,000 $2,000,000
Credit History 1,191 $266,375,000 $223,000 $1,199,000 $70,000 $2,597,000
Other 763 $166,909,000 $218,000 $4,727,000 $76,000 $900,000
Collateral 577 $132,558,000 $229,000 $1,600,000 $86,000 $1,189,000
Credit Application Incomplete 116 $28,426,000 $245,000 $942,000 $108,000 $2,223,000
Employment History 51 $8,980,000 $176,000 $391,000 $51,000 $257,000
Insufficient Cash (Downpayment, Closing Cost) 40 $8,543,000 $213,000 $538,000 $83,000 $888,000
Unverifiable Information 39 $10,512,000 $269,000 $650,000 $110,000 $341,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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