Peoples Bank Mortgage Lending & HMDA Data, 2015

In 2015, Peoples Bank of Lawrence, KS reported 23,961 mortgage applications totaling $5.5 billion, up 75% from 2014. The average application was for $228,554, and applicants reported an average income of $77,304. 31% of its applications resulted in an originated loan and 17% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,342), Kansas City, MO-KS (845) and Orlando-Kissimmee-Sanford, FL (579) (applications in parentheses).

Mortgage Company & Address Peoples Bank
4831 W 6th St
Lawrence, KS 66049
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,961
Total Mortgage Loan Application Amount $5,476,386,000
Average Mortgage Loan Application Amount $228,554
Highest Mortgage Loan Application Amount $4,727,000
Average Applicant Income $77,304
Highest Applicant Income $3,958,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peoples Bank by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
New York-Jersey City-White Plains, NY-NJ 1,342 $ 442,203,000 $ 329,510 $ 109,188
Kansas City, MO-KS 845 $ 151,413,000 $ 179,186 $ 78,919
Orlando-Kissimmee-Sanford, FL 579 $ 118,205,000 $ 204,153 $ 81,000
Atlanta-Sandy Springs-Roswell, GA 552 $ 112,038,000 $ 202,967 $ 66,000
Phoenix-Mesa-Scottsdale, AZ 501 $ 111,589,000 $ 222,732 $ 82,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 465 $ 168,690,000 $ 362,774 $ 109,105
Riverside-San Bernardino-Ontario, CA 461 $ 125,186,000 $ 271,553 $ 83,000
Las Vegas-Henderson-Paradise, NV 428 $ 103,481,000 $ 241,778 $ 64,000
Los Angeles-Long Beach-Glendale, CA 391 $ 138,616,000 $ 354,516 $ 90,000
Houston-The Woodlands-Sugar Land, TX 382 $ 73,225,000 $ 191,688 $ 83,000
Newark, NJ-PA 370 $ 112,817,000 $ 304,910 $ 126,594
Tampa-St. Petersburg-Clearwater, FL 366 $ 73,973,000 $ 202,112 $ 74,000
Chicago-Naperville-Arlington Heights, IL 351 $ 79,747,000 $ 227,199 $ 74,000
Cincinnati, OH-KY-IN 326 $ 53,037,000 $ 162,690 $ 65,944
Nassau County-Suffolk County, NY 276 $ 92,348,000 $ 334,594 $ 108,000
Dallas-Plano-Irving, TX 263 $ 51,945,000 $ 197,509 $ 75,000
Albuquerque, NM 259 $ 48,635,000 $ 187,779 $ 80,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 238 $ 60,178,000 $ 252,848 $ 85,000
Denver-Aurora-Lakewood, CO 237 $ 59,932,000 $ 252,877 $ 79,000
San Diego-Carlsbad, CA 237 $ 86,976,000 $ 366,987 $ 95,000
Virginia Beach-Norfolk-Newport News, VA-NC 234 $ 52,010,000 $ 222,264 $ 55,410
Minneapolis-St. Paul-Bloomington, MN-WI 224 $ 49,356,000 $ 220,339 $ 72,901
Baltimore-Columbia-Towson, MD 211 $ 55,236,000 $ 261,781 $ 87,000
Warren-Troy-Farmington Hills, MI 193 $ 40,549,000 $ 210,098 $ 73,000
Columbus, OH 192 $ 33,734,000 $ 175,697 $ 66,000
San Antonio-New Braunfels, TX 189 $ 39,973,000 $ 211,497 $ 79,000
Indianapolis-Carmel-Anderson, IN 186 $ 34,626,000 $ 186,161 $ 76,000
Providence-Warwick, RI-MA 183 $ 41,571,000 $ 227,163 $ 68,770
Oakland-Hayward-Berkeley, CA 178 $ 66,500,000 $ 373,595 $ 111,000
Miami-Miami Beach-Kendall, FL 171 $ 40,411,000 $ 236,321 $ 87,000
Montgomery County-Bucks County-Chester County, PA 163 $ 41,601,000 $ 255,220 $ 122,000
Sacramento--Roseville--Arden-Arcade, CA 163 $ 45,868,000 $ 281,398 $ 74,000
St. Louis, MO-IL 163 $ 28,379,000 $ 174,104 $ 62,509
Boston, MA 162 $ 49,939,000 $ 308,265 $ 87,000
Fort Worth-Arlington, TX 160 $ 30,791,000 $ 192,443 $ 71,000
Charlotte-Concord-Gastonia, NC-SC 159 $ 32,900,000 $ 206,918 $ 66,245
Jacksonville, FL 152 $ 31,227,000 $ 205,440 $ 71,000
Lawrence, KS 151 $ 28,011,000 $ 185,503 $ 104,000
West Palm Beach-Boca Raton-Delray Beach, FL 149 $ 37,690,000 $ 252,953 $ 83,000
Nashville-Davidson--Murfreesboro--Franklin, TN 147 $ 32,030,000 $ 217,891 $ 69,000
Deltona-Daytona Beach-Ormond Beach, FL 146 $ 23,853,000 $ 163,376 $ 64,000
Austin-Round Rock, TX 142 $ 28,784,000 $ 202,704 $ 73,000
Cambridge-Newton-Framingham, MA 137 $ 39,878,000 $ 291,080 $ 88,000
Portland-Vancouver-Hillsboro, OR-WA 133 $ 31,730,000 $ 238,571 $ 71,067
Hartford-West Hartford-East Hartford, CT 131 $ 26,888,000 $ 205,251 $ 63,000
Camden, NJ 123 $ 25,729,000 $ 209,178 $ 69,000
Tucson, AZ 119 $ 22,741,000 $ 191,100 $ 48,000
Anaheim-Santa Ana-Irvine, CA 112 $ 46,793,000 $ 417,794 $ 109,000
Colorado Springs, CO 111 $ 23,697,000 $ 213,486 $ 64,000
Oklahoma City, OK 109 $ 19,786,000 $ 181,522 $ 61,000
Worcester, MA-CT 106 $ 21,639,000 $ 204,141 $ 62,867
Richmond, VA 104 $ 21,567,000 $ 207,375 $ 59,000
Memphis, TN-MS-AR 96 $ 19,065,000 $ 198,593 $ 59,375
Raleigh, NC 96 $ 21,687,000 $ 225,906 $ 69,000
Philadelphia, PA 95 $ 18,934,000 $ 199,305 $ 69,000
Cleveland-Elyria, OH 94 $ 16,705,000 $ 177,712 $ 72,000
Bakersfield, CA 93 $ 19,883,000 $ 213,795 $ 60,000
Charleston-North Charleston, SC 92 $ 21,966,000 $ 238,760 $ 66,000
Wilmington, DE-MD-NJ 91 $ 19,578,000 $ 215,142 $ 63,604
Little Rock-North Little Rock-Conway, AR 88 $ 15,986,000 $ 181,659 $ 64,000
Fayetteville, NC 87 $ 15,703,000 $ 180,494 $ 49,000
Pittsburgh, PA 87 $ 15,116,000 $ 173,747 $ 73,000
Cape Coral-Fort Myers, FL 85 $ 16,848,000 $ 198,211 $ 71,000
Augusta-Richmond County, GA-SC 83 $ 15,435,000 $ 185,963 $ 54,180
Bridgeport-Stamford-Norwalk, CT 83 $ 24,023,000 $ 289,433 $ 80,000
New Orleans-Metairie, LA 83 $ 14,809,000 $ 178,421 $ 76,000
New Haven-Milford, CT 82 $ 17,024,000 $ 207,609 $ 103,000
Columbia, SC 80 $ 15,962,000 $ 199,525 $ 72,000
Boise City, ID 77 $ 16,030,000 $ 208,181 $ 61,000
Reno, NV 77 $ 19,960,000 $ 259,220 $ 71,000
Salt Lake City, UT 77 $ 17,703,000 $ 229,909 $ 65,000
Gary, IN 74 $ 14,411,000 $ 194,743 $ 66,000
Greenville-Anderson-Mauldin, SC 74 $ 14,479,000 $ 195,662 $ 68,000
Ogden-Clearfield, UT 74 $ 15,252,000 $ 206,108 $ 61,000
Palm Bay-Melbourne-Titusville, FL 73 $ 15,981,000 $ 218,917 $ 89,000
Louisville/Jefferson County, KY-IN 72 $ 13,873,000 $ 192,680 $ 48,888
Omaha-Council Bluffs, NE-IA 72 $ 13,880,000 $ 192,777 $ 70,416
Lakeland-Winter Haven, FL 71 $ 12,197,000 $ 171,788 $ 65,000
Santa Rosa, CA 71 $ 24,429,000 $ 344,070 $ 88,000
Albany-Schenectady-Troy, NY 70 $ 13,238,000 $ 189,114 $ 70,000
Urban Honolulu, HI 70 $ 30,854,000 $ 440,771 $ 87,000
Birmingham-Hoover, AL 68 $ 13,592,000 $ 199,882 $ 62,000
Tulsa, OK 67 $ 11,438,000 $ 170,716 $ 68,000
Killeen-Temple, TX 66 $ 11,975,000 $ 181,439 $ 47,000
Baton Rouge, LA 65 $ 12,498,000 $ 192,276 $ 61,000
North Port-Sarasota-Bradenton, FL 65 $ 15,525,000 $ 238,846 $ 82,000
York-Hanover, PA 65 $ 12,193,000 $ 187,584 $ 68,000
Pensacola-Ferry Pass-Brent, FL 64 $ 12,945,000 $ 202,265 $ 65,000
Stockton-Lodi, CA 64 $ 16,012,000 $ 250,187 $ 74,000
El Paso, TX 61 $ 10,114,000 $ 165,803 $ 57,000
Allentown-Bethlehem-Easton, PA-NJ 59 $ 13,026,000 $ 220,779 $ 73,338
San Jose-Sunnyvale-Santa Clara, CA 57 $ 28,570,000 $ 501,228 $ 113,000
Portland-South Portland, ME 55 $ 12,351,000 $ 224,563 $ 81,000
Anchorage, AK 54 $ 13,747,000 $ 254,574 $ 68,000
Dutchess County-Putnam County, NY 54 $ 13,378,000 $ 247,740 $ 104,000
Fresno, CA 54 $ 12,244,000 $ 226,740 $ 65,000
Milwaukee-Waukesha-West Allis, WI 54 $ 12,182,000 $ 225,592 $ 71,000
Huntsville, AL 53 $ 10,798,000 $ 203,735 $ 77,000
San Francisco-Redwood City-South San Francisco, CA 53 $ 27,755,000 $ 523,679 $ 110,000
Springfield, MA 53 $ 10,417,000 $ 196,547 $ 71,000
Detroit-Dearborn-Livonia, MI 52 $ 9,075,000 $ 174,519 $ 70,000
Atlantic City-Hammonton, NJ 51 $ 10,349,000 $ 202,921 $ 112,000
Manchester-Nashua, NH 50 $ 10,911,000 $ 218,220 $ 69,000
Modesto, CA 50 $ 11,720,000 $ 234,400 $ 66,000
Vallejo-Fairfield, CA 50 $ 14,607,000 $ 292,140 $ 69,000
Jacksonville, NC 49 $ 8,489,000 $ 173,244 $ 35,000
Crestview-Fort Walton Beach-Destin, FL 48 $ 10,681,000 $ 222,520 $ 83,000
Clarksville, TN-KY 46 $ 8,162,000 $ 177,434 $ 76,760
Columbus, GA-AL 46 $ 8,643,000 $ 187,891 $ 43,304
Lake County-Kenosha County, IL-WI 46 $ 9,459,000 $ 205,630 $ 72,673
Port St. Lucie, FL 45 $ 8,544,000 $ 189,866 $ 115,000
Savannah, GA 45 $ 8,683,000 $ 192,955 $ 52,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 44 $ 9,907,000 $ 225,159 $ 87,750
Oxnard-Thousand Oaks-Ventura, CA 44 $ 16,033,000 $ 364,386 $ 113,000
Provo-Orem, UT 44 $ 10,041,000 $ 228,204 $ 54,000
Rockingham County-Strafford County, NH 43 $ 9,703,000 $ 225,651 $ 74,000
Salem, OR 43 $ 9,167,000 $ 213,186 $ 59,000
Dayton, OH 42 $ 7,575,000 $ 180,357 $ 55,000
Des Moines-West Des Moines, IA 42 $ 7,718,000 $ 183,761 $ 57,000
Rochester, NY 42 $ 6,153,000 $ 146,500 $ 58,000
Shreveport-Bossier City, LA 42 $ 7,602,000 $ 181,000 $ 61,000
Chattanooga, TN-GA 41 $ 6,387,000 $ 155,780 $ 71,975
Dover, DE 41 $ 9,326,000 $ 227,463 $ 54,000
Buffalo-Cheektowaga-Niagara Falls, NY 39 $ 6,856,000 $ 175,794 $ 178,000
Trenton, NJ 39 $ 8,652,000 $ 221,846 $ 77,000
Akron, OH 38 $ 6,049,000 $ 159,184 $ 61,000
Wichita, KS 38 $ 5,663,000 $ 149,026 $ 53,000
Salisbury, MD-DE 37 $ 9,733,000 $ 263,054 $ 98,459
Silver Spring-Frederick-Rockville, MD 37 $ 11,650,000 $ 314,864 $ 124,000
Medford, OR 36 $ 8,247,000 $ 229,083 $ 57,000
Ocean City, NJ 35 $ 7,785,000 $ 222,428 $ 107,000
Gulfport-Biloxi-Pascagoula, MS 34 $ 6,004,000 $ 176,588 $ 42,000
Jackson, MS 34 $ 6,579,000 $ 193,500 $ 62,000
Lexington-Fayette, KY 34 $ 5,542,000 $ 163,000 $ 59,000
Fayetteville-Springdale-Rogers, AR-MO 33 $ 5,494,000 $ 166,484 $ 63,636
Greensboro-High Point, NC 33 $ 5,874,000 $ 178,000 $ 51,000
Winston-Salem, NC 33 $ 5,770,000 $ 174,848 $ 44,000
Durham-Chapel Hill, NC 32 $ 6,619,000 $ 206,843 $ 66,000
Lake Havasu City-Kingman, AZ 32 $ 5,697,000 $ 178,031 $ 45,000
Syracuse, NY 32 $ 5,201,000 $ 162,531 $ 59,000
Harrisburg-Carlisle, PA 31 $ 6,800,000 $ 219,354 $ 78,000
Reading, PA 31 $ 5,847,000 $ 188,612 $ 73,000
Springfield, MO 31 $ 5,469,000 $ 176,419 $ 64,000
Mobile, AL 30 $ 5,534,000 $ 184,466 $ 69,000
Naples-Immokalee-Marco Island, FL 30 $ 8,612,000 $ 287,066 $ 103,000
Knoxville, TN 29 $ 5,220,000 $ 180,000 $ 74,000
Eugene, OR 28 $ 5,574,000 $ 199,071 $ 66,000
Norwich-New London, CT 27 $ 6,119,000 $ 226,629 $ 88,000
Ocala, FL 27 $ 4,068,000 $ 150,666 $ 63,000
Tallahassee, FL 27 $ 5,250,000 $ 194,444 $ 71,000
Panama City, FL 26 $ 5,307,000 $ 204,115 $ 69,000
Visalia-Porterville, CA 26 $ 6,036,000 $ 232,153 $ 84,000
Asheville, NC 25 $ 5,374,000 $ 214,960 $ 55,000
Sierra Vista-Douglas, AZ 25 $ 4,273,000 $ 170,920 $ 69,000
Toledo, OH 25 $ 4,355,000 $ 174,200 $ 63,000
Cheyenne, WY 24 $ 4,864,000 $ 202,666 $ 53,000
Greeley, CO 24 $ 5,705,000 $ 237,708 $ 67,000
Hilton Head Island-Bluffton-Beaufort, SC 24 $ 6,291,000 $ 262,125 $ 56,000
Topeka, KS 24 $ 3,974,000 $ 165,583 $ 50,000
Billings, MT 23 $ 4,796,000 $ 208,521 $ 64,000
Burlington-South Burlington, VT 23 $ 5,239,000 $ 227,782 $ 75,000
Elgin, IL 23 $ 4,291,000 $ 186,565 $ 76,000
Grand Junction, CO 23 $ 4,540,000 $ 197,391 $ 39,000
Las Cruces, NM 23 $ 3,826,000 $ 166,347 $ 58,000
Santa Fe, NM 23 $ 7,956,000 $ 345,913 $ 109,000
Warner Robins, GA 23 $ 3,931,000 $ 170,913 $ 46,000
Albany, OR 22 $ 3,902,000 $ 177,363 $ 55,000
Bend-Redmond, OR 22 $ 5,551,000 $ 252,318 $ 65,000
Coeur D'Alene, ID 22 $ 4,674,000 $ 212,454 $ 75,000
Elizabethtown-Fort Knox, KY 22 $ 3,584,000 $ 162,909 $ 57,000
Lancaster, PA 22 $ 5,062,000 $ 230,090 $ 69,000
Prescott, AZ 22 $ 4,873,000 $ 221,500 $ 61,000
Salinas, CA 22 $ 7,407,000 $ 336,681 $ 89,000
Youngstown-Warren-Boardman, OH-PA 22 $ 3,756,000 $ 170,727 $ 72,272
Hagerstown-Martinsburg, MD-WV 21 $ 4,071,000 $ 193,857 $ 54,904
Lawton, OK 21 $ 3,329,000 $ 158,523 $ 48,000
Montgomery, AL 21 $ 4,631,000 $ 220,523 $ 52,000
Punta Gorda, FL 21 $ 3,793,000 $ 180,619 $ 67,000
Amarillo, TX 20 $ 3,446,000 $ 172,300 $ 56,000
Daphne-Fairhope-Foley, AL 20 $ 4,338,000 $ 216,900 $ 75,000
Fort Collins, CO 20 $ 4,971,000 $ 248,550 $ 87,000
Hinesville, GA 20 $ 3,332,000 $ 166,600 $ 45,000
Lincoln, NE 20 $ 3,501,000 $ 175,050 $ 78,000
Redding, CA 20 $ 4,019,000 $ 200,950 $ 53,000
Scranton--Wilkes-Barre--Hazleton, PA 20 $ 3,553,000 $ 177,650 $ 60,000
Spartanburg, SC 20 $ 3,610,000 $ 180,500 $ 59,000
St. George, UT 20 $ 4,232,000 $ 211,600 $ 58,000
Huntington-Ashland, WV-KY-OH 19 $ 3,263,000 $ 171,736 $ 70,105
Kingston, NY 19 $ 3,956,000 $ 208,210 $ 99,000
McAllen-Edinburg-Mission, TX 19 $ 2,905,000 $ 152,894 $ 61,000
Pueblo, CO 19 $ 3,420,000 $ 180,000 $ 61,000
Roanoke, VA 19 $ 4,535,000 $ 238,684 $ 68,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 19 $ 7,045,000 $ 370,789 $ 95,000
Watertown-Fort Drum, NY 19 $ 3,273,000 $ 172,263 $ 53,000
Wilmington, NC 19 $ 4,618,000 $ 243,052 $ 76,000
Lubbock, TX 18 $ 3,417,000 $ 189,833 $ 51,000
Santa Maria-Santa Barbara, CA 18 $ 6,532,000 $ 362,888 $ 92,000
Yuba City, CA 18 $ 3,437,000 $ 190,944 $ 60,000
Chico, CA 17 $ 4,032,000 $ 237,176 $ 79,000
Flagstaff, AZ 17 $ 4,054,000 $ 238,470 $ 63,000
Grand Rapids-Wyoming, MI 17 $ 3,006,000 $ 176,823 $ 89,000
Grants Pass, OR 17 $ 3,462,000 $ 203,647 $ 44,000
Hickory-Lenoir-Morganton, NC 17 $ 3,301,000 $ 194,176 $ 68,000
Yuma, AZ 17 $ 2,845,000 $ 167,352 $ 55,000
Barnstable Town, MA 16 $ 4,013,000 $ 250,812 $ 116,000
Canton-Massillon, OH 16 $ 3,048,000 $ 190,500 $ 56,000
Corpus Christi, TX 16 $ 2,824,000 $ 176,500 $ 63,000
Davenport-Moline-Rock Island, IA-IL 16 $ 3,035,000 $ 189,687 $ 63,812
Flint, MI 16 $ 3,077,000 $ 192,312 $ 79,000
Hanford-Corcoran, CA 16 $ 2,957,000 $ 184,812 $ 70,000
New Bern, NC 16 $ 3,196,000 $ 199,750 $ 69,000
Fairbanks, AK 15 $ 2,662,000 $ 177,466 $ 36,000
Florence, SC 14 $ 2,554,000 $ 182,428 $ 53,000
Idaho Falls, ID 14 $ 2,885,000 $ 206,071 $ 62,000
Kingsport-Bristol-Bristol, TN-VA 14 $ 2,759,000 $ 197,071 $ 59,714
Lafayette, LA 14 $ 2,581,000 $ 184,357 $ 91,000
Sumter, SC 14 $ 2,238,000 $ 159,857 $ 65,000
Albany, GA 13 $ 2,677,000 $ 205,923 $ 70,000
Boulder, CO 13 $ 4,266,000 $ 328,153 $ 66,000
Evansville, IN-KY 13 $ 1,897,000 $ 145,923 $ 58,384
Fort Smith, AR-OK 13 $ 2,733,000 $ 210,230 $ 93,230
Lynchburg, VA 13 $ 2,317,000 $ 178,230 $ 37,000
Merced, CA 13 $ 2,609,000 $ 200,692 $ 41,000
Rapid City, SD 13 $ 2,477,000 $ 190,538 $ 47,000
Utica-Rome, NY 13 $ 2,634,000 $ 202,615 $ 70,000
Bangor, ME 12 $ 2,118,000 $ 176,500 $ 77,000
Binghamton, NY 12 $ 1,657,000 $ 138,083 $ 51,000
East Stroudsburg, PA 12 $ 2,292,000 $ 191,000 $ 69,000
El Centro, CA 12 $ 2,326,000 $ 193,833 $ 72,000
Fargo, ND-MN 12 $ 2,244,000 $ 187,000 $ 60,500
Gettysburg, PA 12 $ 2,321,000 $ 193,416 $ 64,000
Glens Falls, NY 12 $ 2,254,000 $ 187,833 $ 68,000
Great Falls, MT 12 $ 2,665,000 $ 222,083 $ 69,000
Kahului-Wailuku-Lahaina, HI 12 $ 4,328,000 $ 360,666 $ 86,000
Lansing-East Lansing, MI 12 $ 1,699,000 $ 141,583 $ 65,000
Madison, WI 12 $ 2,191,000 $ 182,583 $ 48,000
Midland, TX 12 $ 2,678,000 $ 223,166 $ 81,000
Monroe, MI 12 $ 1,972,000 $ 164,333 $ 64,000
The Villages, FL 12 $ 3,156,000 $ 263,000 $ 60,000
Tyler, TX 12 $ 2,244,000 $ 187,000 $ 71,000
Winchester, VA-WV 12 $ 3,186,000 $ 265,500 $ 78,000
Decatur, AL 11 $ 1,680,000 $ 152,727 $ 42,000
Gainesville, FL 11 $ 2,116,000 $ 192,363 $ 55,000
Gainesville, GA 11 $ 2,126,000 $ 193,272 $ 75,000
Goldsboro, NC 11 $ 1,943,000 $ 176,636 $ 49,000
Homosassa Springs, FL 11 $ 1,916,000 $ 174,181 $ 89,000
Houma-Thibodaux, LA 11 $ 1,977,000 $ 179,727 $ 71,000
Lake Charles, LA 11 $ 2,089,000 $ 189,909 $ 75,000
Parkersburg-Vienna, WV 11 $ 1,929,000 $ 175,363 $ 65,000
Sebastian-Vero Beach, FL 11 $ 1,653,000 $ 150,272 $ 50,000
Vineland-Bridgeton, NJ 11 $ 2,075,000 $ 188,636 $ 58,000
Waco, TX 11 $ 1,819,000 $ 165,363 $ 59,000
Abilene, TX 10 $ 1,606,000 $ 160,600 $ 82,000
Alexandria, LA 10 $ 1,683,000 $ 168,300 $ 66,000
Auburn-Opelika, AL 10 $ 1,736,000 $ 173,600 $ 34,000
Brunswick, GA 10 $ 1,870,000 $ 187,000 $ 53,000
Cedar Rapids, IA 10 $ 2,571,000 $ 257,100 $ 96,000
Champaign-Urbana, IL 10 $ 1,543,000 $ 154,300 $ 89,000
Hot Springs, AR 10 $ 2,127,000 $ 212,700 $ 83,000
Kalamazoo-Portage, MI 10 $ 1,507,000 $ 150,700 $ 57,000
Missoula, MT 10 $ 2,361,000 $ 236,100 $ 49,000
Morgantown, WV 10 $ 1,793,000 $ 179,300 $ 94,000
Seattle-Bellevue-Everett, WA 10 $ 2,607,000 $ 260,700 $ 67,000
Athens-Clarke County, GA 9 $ 1,840,000 $ 204,444 $ 85,000
Beaumont-Port Arthur, TX 9 $ 1,599,000 $ 177,666 $ 72,000
Blacksburg-Christiansburg-Radford, VA 9 $ 1,737,000 $ 193,000 $ 43,000
Casper, WY 9 $ 1,565,000 $ 173,888 $ 43,000
Columbia, MO 9 $ 1,404,000 $ 156,000 $ 180,000
Duluth, MN-WI 9 $ 1,715,000 $ 190,555 $ 51,444
Jackson, MI 9 $ 1,057,000 $ 117,444 $ 66,000
Joplin, MO 9 $ 1,431,000 $ 159,000 $ 53,000
Madera, CA 9 $ 1,703,000 $ 189,222 $ 57,000
Oshkosh-Neenah, WI 9 $ 1,203,000 $ 133,666 $ 43,000
Rockford, IL 9 $ 1,426,000 $ 158,444 $ 47,000
Santa Cruz-Watsonville, CA 9 $ 4,651,000 $ 516,777 $ 132,000
Sherman-Denison, TX 9 $ 1,434,000 $ 159,333 $ 67,000
St. Cloud, MN 9 $ 1,609,000 $ 178,777 $ 46,000
Texarkana, TX-AR 9 $ 1,570,000 $ 174,444 $ 84,555
Appleton, WI 8 $ 1,001,000 $ 125,125 $ 76,000
Bloomington, IN 8 $ 2,246,000 $ 280,750 $ 75,000
Bremerton-Silverdale, WA 8 $ 1,982,000 $ 247,750 $ 89,000
Cleveland, TN 8 $ 1,239,000 $ 154,875 $ 59,000
Eau Claire, WI 8 $ 1,394,000 $ 174,250 $ 64,000
Elkhart-Goshen, IN 8 $ 1,306,000 $ 163,250 $ 65,000
Hammond, LA 8 $ 1,364,000 $ 170,500 $ 62,000
Harrisonburg, VA 8 $ 2,253,000 $ 281,625 $ 124,000
Lebanon, PA 8 $ 1,268,000 $ 158,500 $ 36,000
Macon, GA 8 $ 1,528,000 $ 191,000 $ 71,000
South Bend-Mishawaka, IN-MI 8 $ 1,583,000 $ 197,875 $ 91,375
Waterloo-Cedar Falls, IA 8 $ 1,285,000 $ 160,625 $ 66,000
Ann Arbor, MI 7 $ 1,325,000 $ 189,285 $ 67,000
Anniston-Oxford-Jacksonville, AL 7 $ 1,272,000 $ 181,714 $ 41,000
Beckley, WV 7 $ 1,474,000 $ 210,571 $ 66,000
Charlottesville, VA 7 $ 1,450,000 $ 207,142 $ 50,000
Dothan, AL 7 $ 952,000 $ 136,000 $ 73,000
Erie, PA 7 $ 1,203,000 $ 171,857 $ 70,000
Green Bay, WI 7 $ 1,102,000 $ 157,428 $ 52,000
Greenville, NC 7 $ 1,199,000 $ 171,285 $ 57,000
Lafayette-West Lafayette, IN 7 $ 1,045,000 $ 149,285 $ 54,000
Lewiston, ID-WA 7 $ 1,511,000 $ 215,857 $ 79,857
Logan, UT-ID 7 $ 1,366,000 $ 195,142 $ 61,142
Michigan City-La Porte, IN 7 $ 1,787,000 $ 255,285 $ 90,000
Peoria, IL 7 $ 908,000 $ 129,714 $ 45,000
Pocatello, ID 7 $ 1,181,000 $ 168,714 $ 55,000
Springfield, OH 7 $ 936,000 $ 133,714 $ 53,000
Wichita Falls, TX 7 $ 918,000 $ 131,142 $ 28,000
Cape Girardeau, MO-IL 6 $ 996,000 $ 166,000 $ 57,000
Chambersburg-Waynesboro, PA 6 $ 1,200,000 $ 200,000 $ 64,000
Charleston, WV 6 $ 1,067,000 $ 177,833 $ 49,000
Dalton, GA 6 $ 841,000 $ 140,166 $ 52,000
Farmington, NM 6 $ 1,172,000 $ 195,333 $ 46,000
Janesville-Beloit, WI 6 $ 999,000 $ 166,500 $ 29,000
Longview, TX 6 $ 729,000 $ 121,500 $ 50,000
Muskegon, MI 6 $ 1,031,000 $ 171,833 $ 88,000
Odessa, TX 6 $ 1,160,000 $ 193,333 $ 38,000
Olympia-Tumwater, WA 6 $ 1,578,000 $ 263,000 $ 96,000
Pine Bluff, AR 6 $ 855,000 $ 142,500 $ 44,000
Racine, WI 6 $ 1,278,000 $ 213,000 $ 40,000
Rocky Mount, NC 6 $ 1,077,000 $ 179,500 $ 47,000
Tacoma-Lakewood, WA 6 $ 1,625,000 $ 270,833 $ 70,000
Tuscaloosa, AL 6 $ 1,055,000 $ 175,833 $ 95,000
Burlington, NC 5 $ 710,000 $ 142,000 $ 30,000
College Station-Bryan, TX 5 $ 791,000 $ 158,200 $ 31,000
Fort Wayne, IN 5 $ 1,069,000 $ 213,800 $ 42,000
Kankakee, IL 5 $ 595,000 $ 119,000 $ 35,000
Kokomo, IN 5 $ 875,000 $ 175,000 $ 59,000
Laredo, TX 5 $ 940,000 $ 188,000 $ 77,000
Lewiston-Auburn, ME 5 $ 781,000 $ 156,200 $ 36,000
Manhattan, KS 5 $ 895,000 $ 179,000 $ 50,000
Saginaw, MI 5 $ 679,000 $ 135,800 $ 51,000
Sioux Falls, SD 5 $ 761,000 $ 152,200 $ 66,000
State College, PA 5 $ 1,365,000 $ 273,000 $ 44,000
Staunton-Waynesboro, VA 5 $ 994,000 $ 198,800 $ 53,000
Valdosta, GA 5 $ 730,000 $ 146,000 $ 10,000
Wausau, WI 5 $ 874,000 $ 174,800 $ 40,000
Altoona, PA 4 $ 631,000 $ 157,750 $ 57,000
Battle Creek, MI 4 $ 679,000 $ 169,750 $ 78,000
Bismarck, ND 4 $ 901,000 $ 225,250 $ 84,000
Bloomsburg-Berwick, PA 4 $ 716,000 $ 179,000 $ 79,000
Brownsville-Harlingen, TX 4 $ 506,000 $ 126,500 $ 63,000
Corvallis, OR 4 $ 1,357,000 $ 339,250 $ 152,000
Gadsden, AL 4 $ 704,000 $ 176,000 $ 57,000
Jackson, TN 4 $ 631,000 $ 157,750 $ 34,000
Jefferson City, MO 4 $ 465,000 $ 116,250 $ 47,000
Lima, OH 4 $ 597,000 $ 149,250 $ 63,000
Napa, CA 4 $ 1,452,000 $ 363,000 $ 96,000
Pittsfield, MA 4 $ 702,000 $ 175,500 $ 49,000
San Rafael, CA 4 $ 1,732,000 $ 433,000 $ 214,000
St. Joseph, MO-KS 4 $ 709,000 $ 177,250 $ 149,000
Terre Haute, IN 4 $ 640,000 $ 160,000 $ 33,000
Wheeling, WV-OH 4 $ 667,000 $ 166,750 $ 40,500
Williamsport, PA 4 $ 824,000 $ 206,000 $ 125,000
California-Lexington Park, MD 3 $ 668,000 $ 222,666 $ 44,000
Carbondale-Marion, IL 3 $ 360,000 $ 120,000 $ 63,000
Elmira, NY 3 $ 513,000 $ 171,000 $ 70,000
Florence-Muscle Shoals, AL 3 $ 583,000 $ 194,333 $ 58,000
Fond Du Lac, WI 3 $ 459,000 $ 153,000 $ 51,000
Hattiesburg, MS 3 $ 490,000 $ 163,333 $ 58,000
La Crosse-Onalaska, WI-MN 3 $ 646,000 $ 215,333 $ 117,000
Mansfield, OH 3 $ 308,000 $ 102,666 $ 41,000
Midland, MI 3 $ 417,000 $ 139,000 $ 39,000
Monroe, LA 3 $ 390,000 $ 130,000 $ 51,000
Morristown, TN 3 $ 522,000 $ 174,000 $ 85,000
Sheboygan, WI 3 $ 458,000 $ 152,666 $ 48,000
Springfield, IL 3 $ 505,000 $ 168,333 $ 76,000
Weirton-Steubenville, WV-OH 3 $ 356,000 $ 118,666 $ 53,666
Ames, IA 2 $ 378,000 $ 189,000 $ 45,000
Bellingham, WA 2 $ 502,000 $ 251,000 $ 87,000
Bloomington, IL 2 $ 269,000 $ 134,500 $ 67,000
Carson City, NV 2 $ 410,000 $ 205,000 $ 60,000
Cumberland, MD-WV 2 $ 369,000 $ 184,500 $ 105,000
Johnson City, TN 2 $ 253,000 $ 126,500 $ 58,000
Niles-Benton Harbor, MI 2 $ 540,000 $ 270,000 $ 159,000
Owensboro, KY 2 $ 324,000 $ 162,000 $ 36,000
Rochester, MN 2 $ 427,000 $ 213,500 $ 51,000
Rome, GA 2 $ 358,000 $ 179,000 $ 49,000
Sebring, FL 2 $ 306,000 $ 153,000 $ 70,000
Sioux City, IA-NE-SD 2 $ 452,000 $ 226,000 $ 103,000
Spokane-Spokane Valley, WA 2 $ 277,000 $ 138,500 $ 101,000
Bowling Green, KY 1 $ 176,000 $ 176,000 $ 60,000
Danville, IL 1 $ 109,000 $ 109,000 $ 48,000
Decatur, IL 1 $ 76,000 $ 76,000 $ 60,000
Dubuque, IA 1 $ 149,000 $ 149,000 $ 50,000
Grand Forks, ND-MN 1 $ 207,000 $ 207,000 $ 71,000
Grand Island, NE 1 $ 121,000 $ 121,000 $ 49,000
Iowa City, IA 1 $ 174,000 $ 174,000 $ 18,000
Ithaca, NY 1 $ 195,000 $ 195,000 $ 83,000
Johnstown, PA 1 $ 118,000 $ 118,000 $ 68,000
Jonesboro, AR 1 $ 116,000 $ 116,000 $ 26,000
Kennewick-Richland, WA 1 $ 395,000 $ 395,000 $ 226,000
Mankato-North Mankato, MN 1 $ 172,000 $ 172,000 $ 77,000
Mount Vernon-Anacortes, WA 1 $ 173,000 $ 173,000 $ 0
Muncie, IN 1 $ 337,000 $ 337,000 $ 110,000
San Angelo, TX 1 $ 325,000 $ 325,000 $ 80,000
Victoria, TX 1 $ 160,000 $ 160,000 $ 0
Wenatchee, WA 1 $ 201,000 $ 201,000 $ 50,000

Mortgage Loan Application Detail Totals for Peoples Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,303 $4,470,109,000 $231,000 $4,727,000 $74,000 $3,923,000
Home Purchase 3,580 $761,856,000 $212,000 $2,269,000 $91,000 $3,958,000
Home Improvement 1,078 $244,421,000 $226,000 $2,600,000 $91,000 $582,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,076 $2,741,438,000 $227,000 $1,985,000 $83,000 $3,958,000
Not Provided 7,328 $1,672,442,000 $228,000 $4,727,000 $70,000 $2,597,000
Black or African American 1,901 $415,776,000 $218,000 $1,442,000 $68,000 $551,000
Hispanic 1,806 $402,988,000 $223,000 $1,000,000 $70,000 $480,000
Asian 573 $165,057,000 $288,000 $1,280,000 $105,000 $1,584,000
Native Hawaiian or Other Pacific Islander 138 $38,448,000 $278,000 $687,000 $78,000 $341,000
American Indian or Alaskan Native 94 $19,509,000 $207,000 $621,000 $69,000 $209,000
Not applicable 45 $20,728,000 $460,000 $2,600,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,981 $2,221,788,000 $247,000 $4,727,000 $104,000 $3,958,000
VA-guaranteed (Veterans Administration) 8,806 $1,976,155,000 $224,000 $1,343,000 $63,000 $1,308,000
FHA-insured (Federal Housing Administration) 6,053 $1,261,021,000 $208,000 $938,000 $58,000 $660,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $17,422,000 $143,000 $301,000 $53,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,455 $1,639,812,000 $219,000 $2,600,000 $71,000 $1,801,000
Application Withdrawn By Applicant 6,657 $1,530,043,000 $229,000 $1,985,000 $83,000 $3,923,000
File Closed For Incompleteness 5,154 $1,217,498,000 $236,000 $1,370,000 $84,000 $3,958,000
Application Denied By Financial Institution 4,036 $936,163,000 $231,000 $4,727,000 $72,000 $2,597,000
Application Approved But Not Accepted 659 $152,870,000 $231,000 $950,000 $75,000 $791,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,239 $312,093,000 $251,000 $1,450,000 $61,000 $2,000,000
Credit History 1,191 $266,375,000 $223,000 $1,199,000 $70,000 $2,597,000
Other 763 $166,909,000 $218,000 $4,727,000 $76,000 $900,000
Collateral 577 $132,558,000 $229,000 $1,600,000 $86,000 $1,189,000
Credit Application Incomplete 116 $28,426,000 $245,000 $942,000 $108,000 $2,223,000
Employment History 51 $8,980,000 $176,000 $391,000 $51,000 $257,000
Insufficient Cash (Downpayment, Closing Cost) 40 $8,543,000 $213,000 $538,000 $83,000 $888,000
Unverifiable Information 39 $10,512,000 $269,000 $650,000 $110,000 $341,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peoples Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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