Premium Capital Funding LLC Mortgage Lending & HMDA Data, 2004

In 2004, Premium Capital Funding LLC of Jericho, NY reported 1,699 mortgage applications totaling $318.2 million, up 79% from 2003. The average application was for $187,304, and applicants reported an average income of $75,495. 56% of its applications resulted in an originated loan and 20% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (227), Nassau-Suffolk, NY (177) and Boston-Quincy, MA (54) (applications in parentheses).

Mortgage Company & Address Premium Capital Funding LLC
125 Jericho Tpke
Jericho, NY 11753
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,699
Total Mortgage Loan Application Amount $318,230,000
Average Mortgage Loan Application Amount $187,304
Highest Mortgage Loan Application Amount $799,000
Average Applicant Income $75,495
Highest Applicant Income $863,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Capital Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Capital Funding LLC by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk, New York 98 $ 19,971,000 $ 203,785 $ 90,000
Queens, New York 90 $ 22,988,000 $ 255,422 $ 75,000
Nassau, New York 79 $ 20,959,000 $ 265,303 $ 106,000
Kings, New York 53 $ 14,038,000 $ 264,867 $ 77,000
Prince George's, Maryland 39 $ 7,875,000 $ 201,923 $ 75,000
Los Angeles, California 31 $ 8,308,000 $ 268,000 $ 87,000
Bronx, New York 28 $ 6,767,000 $ 241,678 $ 100,000
Cook, Illinois 26 $ 3,464,000 $ 133,230 $ 75,000
Broward, Florida 25 $ 5,148,000 $ 205,920 $ 84,000
Suffolk, Massachusetts 23 $ 5,810,000 $ 252,608 $ 92,000
Westchester, New York 22 $ 6,510,000 $ 295,909 $ 163,000
Plymouth, Massachusetts 21 $ 4,404,000 $ 209,714 $ 68,000
Richmond, New York 21 $ 4,710,000 $ 224,285 $ 66,000
Palm Beach, Florida 20 $ 3,389,000 $ 169,450 $ 82,000
Essex, Massachusetts 20 $ 4,733,000 $ 236,650 $ 70,000
Worcester, Massachusetts 20 $ 4,785,000 $ 239,250 $ 84,000
Miami-Dade, Florida 18 $ 2,745,000 $ 152,500 $ 120,000
Baltimore, Maryland 18 $ 2,830,000 $ 157,222 $ 71,000
Middlesex, Massachusetts 17 $ 4,079,000 $ 239,941 $ 81,000
San Bernardino, California 16 $ 3,010,000 $ 188,125 $ 54,000
Philadelphia, Pennsylvania 15 $ 1,240,000 $ 82,666 $ 32,000
New Haven, Connecticut 13 $ 1,703,000 $ 131,000 $ 65,000
Middlesex, New Jersey 13 $ 2,306,000 $ 177,384 $ 64,000
Union, New Jersey 13 $ 2,642,000 $ 203,230 $ 83,000
Dutchess, New York 13 $ 2,302,000 $ 177,076 $ 243,000
Fairfield, Connecticut 12 $ 2,461,000 $ 205,083 $ 88,000
Hudson, New Jersey 12 $ 2,278,000 $ 189,833 $ 104,000
Hartford, Connecticut 11 $ 1,602,000 $ 145,636 $ 70,000
Onondaga, New York 11 $ 980,000 $ 89,090 $ 59,000
Chesterfield, Virginia 11 $ 1,224,000 $ 111,272 $ 63,000
Fairfax, Virginia 11 $ 3,075,000 $ 279,545 $ 78,000
Bristol, Massachusetts 10 $ 1,956,000 $ 195,600 $ 97,000
Norfolk, Massachusetts 10 $ 2,204,000 $ 220,400 $ 78,000
Oneida, New York 10 $ 905,000 $ 90,500 $ 79,000
Orange, New York 10 $ 1,688,000 $ 168,800 $ 120,000
Maricopa, Arizona 9 $ 1,515,000 $ 168,333 $ 87,000
Harford, Maryland 9 $ 2,000,000 $ 222,222 $ 77,000
Mercer, New Jersey 9 $ 1,372,000 $ 152,444 $ 53,000
Ocean, New Jersey 9 $ 2,142,000 $ 238,000 $ 74,000
Loudoun, Virginia 9 $ 2,319,000 $ 257,666 $ 81,000
Prince William, Virginia 9 $ 1,950,000 $ 216,666 $ 75,000
St. Lucie, Florida 8 $ 1,179,000 $ 147,375 $ 83,000
Essex, New Jersey 8 $ 1,340,000 $ 167,500 $ 77,000
Monmouth, New Jersey 8 $ 1,693,000 $ 211,625 $ 75,000
Ulster, New York 8 $ 1,338,000 $ 167,250 $ 64,000
Spotsylvania, Virginia 8 $ 1,920,000 $ 240,000 $ 82,000
Osceola, Florida 7 $ 839,000 $ 119,857 $ 44,000
Calvert, Maryland 7 $ 874,000 $ 124,857 $ 59,000
Hillsborough, New Hampshire 7 $ 1,204,000 $ 172,000 $ 84,000
Stafford, Virginia 7 $ 1,966,000 $ 280,857 $ 58,000
Riverside, California 6 $ 1,117,000 $ 186,166 $ 79,000
Hillsborough, Florida 6 $ 903,000 $ 150,500 $ 44,000
McHenry, Illinois 6 $ 766,000 $ 127,666 $ 72,000
Baltimore City, Maryland 6 $ 508,000 $ 84,666 $ 37,000
Cheshire, New Hampshire 6 $ 985,000 $ 164,166 $ 65,000
Rensselaer, New York 6 $ 693,000 $ 115,500 $ 41,000
San Joaquin, California 5 $ 1,169,000 $ 233,800 $ 96,000
Arapahoe, Colorado 5 $ 692,000 $ 138,400 $ 62,000
New London, Connecticut 5 $ 856,000 $ 171,200 $ 46,000
Brevard, Florida 5 $ 657,000 $ 131,400 $ 105,000
Polk, Florida 5 $ 487,000 $ 97,400 $ 46,000
Will, Illinois 5 $ 622,000 $ 124,400 $ 55,000
Androscoggin, Maine 5 $ 383,000 $ 76,600 $ 49,000
Anne Arundel, Maryland 5 $ 923,000 $ 184,600 $ 51,000
Montgomery, Maryland 5 $ 1,074,000 $ 214,800 $ 114,000
Hampden, Massachusetts 5 $ 645,000 $ 129,000 $ 84,000
Wayne, Michigan 5 $ 591,000 $ 118,200 $ 75,000
Washington, Minnesota 5 $ 604,000 $ 120,800 $ 71,000
Burlington, New Jersey 5 $ 585,000 $ 117,000 $ 63,000
Albany, New York 5 $ 876,000 $ 175,200 $ 103,000
Rockland, New York 5 $ 1,514,000 $ 302,800 $ 102,000
Montgomery, Pennsylvania 5 $ 812,000 $ 162,400 $ 85,000
Providence, Rhode Island 5 $ 609,000 $ 121,800 $ 103,000
Henrico, Virginia 5 $ 862,000 $ 172,400 $ 78,000
Virginia Beach, Virginia 5 $ 561,000 $ 112,200 $ 63,000
Contra Costa, California 4 $ 1,005,000 $ 251,250 $ 77,000
Fresno, California 4 $ 1,116,000 $ 279,000 $ 84,000
Sacramento, California 4 $ 905,000 $ 226,250 $ 49,000
San Diego, California 4 $ 893,000 $ 223,250 $ 80,000
Charlotte, Florida 4 $ 422,000 $ 105,500 $ 45,000
Martin, Florida 4 $ 381,000 $ 95,250 $ 75,000
Orange, Florida 4 $ 649,000 $ 162,250 $ 69,000
Seminole, Florida 4 $ 657,000 $ 164,250 $ 76,000
Cumberland, Maine 4 $ 778,000 $ 194,500 $ 67,000
Charles, Maryland 4 $ 780,000 $ 195,000 $ 80,000
Washington, Maryland 4 $ 827,000 $ 206,750 $ 59,000
Erie, New York 4 $ 511,000 $ 127,750 $ 63,000
New York, New York 4 $ 1,459,000 $ 364,750 $ 264,000
Putnam, New York 4 $ 677,000 $ 169,250 $ 90,000
Saratoga, New York 4 $ 699,000 $ 174,750 $ 62,000
Warren, New York 4 $ 338,000 $ 84,500 $ 52,000
Wake, North Carolina 4 $ 547,000 $ 136,750 $ 66,000
Cuyahoga, Ohio 4 $ 450,000 $ 112,500 $ 48,000
Lucas, Ohio 4 $ 293,000 $ 73,250 $ 66,000
Northampton, Pennsylvania 4 $ 815,000 $ 203,750 $ 76,000
Frederick, Virginia 4 $ 743,000 $ 185,750 $ 82,000
Newport News, Virginia 4 $ 471,000 $ 117,750 $ 61,000
Alameda, California 3 $ 800,000 $ 266,666 $ 83,000
Kern, California 3 $ 475,000 $ 158,333 $ 52,000
Orange, California 3 $ 1,024,000 $ 341,333 $ 106,000
Tulare, California 3 $ 408,000 $ 136,000 $ 52,000
Denver, Colorado 3 $ 736,000 $ 245,333 $ 63,000
Litchfield, Connecticut 3 $ 729,000 $ 243,000 $ 75,000
Middlesex, Connecticut 3 $ 782,000 $ 260,666 $ 101,000
Windham, Connecticut 3 $ 526,000 $ 175,333 $ 65,000
Okaloosa, Florida 3 $ 421,000 $ 140,333 $ 93,000
Pasco, Florida 3 $ 370,000 $ 123,333 $ 44,000
Volusia, Florida 3 $ 392,000 $ 130,666 $ 43,000
Walton, Florida 3 $ 481,000 $ 160,333 $ 81,000
Newton, Georgia 3 $ 230,000 $ 76,666 $ 51,000
Oxford, Maine 3 $ 347,000 $ 115,666 $ 50,000
York, Maine 3 $ 481,000 $ 160,333 $ 62,000
Carroll, Maryland 3 $ 762,000 $ 254,000 $ 72,000
Dorchester, Maryland 3 $ 332,000 $ 110,666 $ 47,000
Berkshire, Massachusetts 3 $ 398,000 $ 132,666 $ 46,000
Calhoun, Michigan 3 $ 214,000 $ 71,333 $ 26,000
Oakland, Michigan 3 $ 346,000 $ 115,333 $ 64,000
Aitkin, Minnesota 3 $ 336,000 $ 112,000 $ 60,000
St. Louis, Minnesota 3 $ 514,000 $ 171,333 $ 81,000
Belknap, New Hampshire 3 $ 557,000 $ 185,666 $ 58,000
Bergen, New Jersey 3 $ 840,000 $ 280,000 $ 74,000
Camden, New Jersey 3 $ 480,000 $ 160,000 $ 94,000
Cape May, New Jersey 3 $ 866,000 $ 288,666 $ 97,000
Passaic, New Jersey 3 $ 672,000 $ 224,000 $ 82,000
Somerset, New Jersey 3 $ 539,000 $ 179,666 $ 80,000
Sussex, New Jersey 3 $ 738,000 $ 246,000 $ 93,000
Chautauqua, New York 3 $ 230,000 $ 76,666 $ 48,000
Clinton, New York 3 $ 327,000 $ 109,000 $ 91,000
Herkimer, New York 3 $ 266,000 $ 88,666 $ 69,000
Jefferson, New York 3 $ 211,000 $ 70,333 $ 60,000
Monroe, New York 3 $ 345,000 $ 115,000 $ 82,000
Sullivan, New York 3 $ 305,000 $ 101,666 $ 50,000
Dare, North Carolina 3 $ 734,000 $ 244,666 $ 84,000
Mecklenburg, North Carolina 3 $ 329,000 $ 109,666 $ 45,000
Cambria, Pennsylvania 3 $ 203,000 $ 67,666 $ 34,000
Chester, Pennsylvania 3 $ 791,000 $ 263,666 $ 66,000
Cumberland, Pennsylvania 3 $ 390,000 $ 130,000 $ 46,000
Pike, Pennsylvania 3 $ 347,000 $ 115,666 $ 94,000
York, Pennsylvania 3 $ 344,000 $ 114,666 $ 52,000
Halifax, Virginia 3 $ 156,000 $ 52,000 $ 20,000
Manassas, Virginia 3 $ 535,000 $ 178,333 $ 81,000
Portsmouth, Virginia 3 $ 373,000 $ 124,333 $ 45,000
Pulaski, Virginia 3 $ 344,000 $ 114,666 $ 37,000
Washington, Virginia 3 $ 215,000 $ 71,666 $ 50,000
Pierce, Washington 3 $ 487,000 $ 162,333 $ 77,000
Pima, Arizona 2 $ 274,000 $ 137,000 $ 53,000
Merced, California 2 $ 377,000 $ 188,500 $ 45,000
Monterey, California 2 $ 501,000 $ 250,500 $ 62,000
Nevada, California 2 $ 672,000 $ 336,000 $ 123,000
Placer, California 2 $ 656,000 $ 328,000 $ 172,000
Santa Barbara, California 2 $ 665,000 $ 332,500 $ 84,000
Ventura, California 2 $ 506,000 $ 253,000 $ 132,000
Alachua, Florida 2 $ 329,000 $ 164,500 $ 55,000
Escambia, Florida 2 $ 233,000 $ 116,500 $ 74,000
Hernando, Florida 2 $ 260,000 $ 130,000 $ 84,000
Lee, Florida 2 $ 344,000 $ 172,000 $ 61,000
McDuffie, Georgia 2 $ 216,000 $ 108,000 $ 90,000
Menard, Illinois 2 $ 144,000 $ 72,000 $ 31,000
Montgomery, Illinois 2 $ 144,000 $ 72,000 $ 57,000
St. Clair, Illinois 2 $ 143,000 $ 71,500 $ 63,000
Adams, Indiana 2 $ 275,000 $ 137,500 $ 76,000
Allen, Indiana 2 $ 385,000 $ 192,500 $ 69,000
Marion, Indiana 2 $ 672,000 $ 336,000 $ 90,000
Tippecanoe, Indiana 2 $ 176,000 $ 88,000 $ 52,000
Johnson, Kansas 2 $ 243,000 $ 121,500 $ 45,000
Shawnee, Kansas 2 $ 192,000 $ 96,000 $ 43,000
Fayette, Kentucky 2 $ 342,000 $ 171,000 $ 149,000
Franklin, Maine 2 $ 230,000 $ 115,000 $ 73,000
Kennebec, Maine 2 $ 229,000 $ 114,500 $ 45,000
Caroline, Maryland 2 $ 307,000 $ 153,500 $ 99,000
Cecil, Maryland 2 $ 347,000 $ 173,500 $ 57,000
Frederick, Maryland 2 $ 178,000 $ 89,000 $ 69,000
Queen Anne's, Maryland 2 $ 499,000 $ 249,500 $ 130,000
St. Mary's, Maryland 2 $ 518,000 $ 259,000 $ 115,000
Barnstable, Massachusetts 2 $ 1,119,000 $ 559,500 $ 220,000
Hampshire, Massachusetts 2 $ 312,000 $ 156,000 $ 38,000
Bay, Michigan 2 $ 178,000 $ 89,000 $ 24,000
Anoka, Minnesota 2 $ 406,000 $ 203,000 $ 54,000
Becker, Minnesota 2 $ 224,000 $ 112,000 $ 40,000
Steele, Minnesota 2 $ 365,000 $ 182,500 $ 75,000
Todd, Minnesota 2 $ 200,000 $ 100,000 $ 53,000
Carroll, New Hampshire 2 $ 331,000 $ 165,500 $ 48,000
Coos, New Hampshire 2 $ 125,000 $ 62,500 $ 32,000
Merrimack, New Hampshire 2 $ 353,000 $ 176,500 $ 54,000
Rockingham, New Hampshire 2 $ 377,000 $ 188,500 $ 47,000
Sullivan, New Hampshire 2 $ 284,000 $ 142,000 $ 83,000
Atlantic, New Jersey 2 $ 328,000 $ 164,000 $ 75,000
Morris, New Jersey 2 $ 616,000 $ 308,000 $ 71,000
Columbia, New York 2 $ 155,000 $ 77,500 $ 61,000
Franklin, New York 2 $ 140,000 $ 70,000 $ 22,000
Greene, New York 2 $ 210,000 $ 105,000 $ 48,000
Lewis, New York 2 $ 185,000 $ 92,500 $ 42,000
Oswego, New York 2 $ 148,000 $ 74,000 $ 70,000
Schenectady, New York 2 $ 190,000 $ 95,000 $ 44,000
Steuben, New York 2 $ 197,000 $ 98,500 $ 42,000
Linn, Oregon 2 $ 351,000 $ 175,500 $ 80,000
Berks, Pennsylvania 2 $ 104,000 $ 52,000 $ 44,000
Bucks, Pennsylvania 2 $ 473,000 $ 236,500 $ 82,000
Dauphin, Pennsylvania 2 $ 206,000 $ 103,000 $ 76,000
Luzerne, Pennsylvania 2 $ 202,000 $ 101,000 $ 57,000
Schuylkill, Pennsylvania 2 $ 177,000 $ 88,500 $ 36,000
Washington, Pennsylvania 2 $ 147,000 $ 73,500 $ 48,000
Wayne, Pennsylvania 2 $ 307,000 $ 153,500 $ 70,000
Anderson, South Carolina 2 $ 202,000 $ 101,000 $ 44,000
Beaufort, South Carolina 2 $ 418,000 $ 209,000 $ 107,000
Greenville, South Carolina 2 $ 237,000 $ 118,500 $ 50,000
Horry, South Carolina 2 $ 97,000 $ 48,500 $ 79,000
Sumter, South Carolina 2 $ 168,000 $ 84,000 $ 50,000
Tooele, Utah 2 $ 131,000 $ 65,500 $ 61,000
Chesapeake, Virginia 2 $ 281,000 $ 140,500 $ 38,000
Isle of Wight, Virginia 2 $ 331,000 $ 165,500 $ 66,000
James City, Virginia 2 $ 524,000 $ 262,000 $ 116,000
Norfolk, Virginia 2 $ 223,000 $ 111,500 $ 60,000
Shenandoah, Virginia 2 $ 183,000 $ 91,500 $ 36,000
Sussex, Virginia 2 $ 214,000 $ 107,000 $ 70,000
Waynesboro, Virginia 2 $ 246,000 $ 123,000 $ 67,000
Benton, Washington 2 $ 229,000 $ 114,500 $ 55,000
Grays Harbor, Washington 2 $ 129,000 $ 64,500 $ 39,000
Matanuska-Susitna, Alaska 1 $ 180,000 $ 180,000 $ 97,000
Amador, California 1 $ 164,000 $ 164,000 $ 40,000
Butte, California 1 $ 221,000 $ 221,000 $ 85,000
Calaveras, California 1 $ 319,000 $ 319,000 $ 79,000
Kings, California 1 $ 136,000 $ 136,000 $ 64,000
Lake, California 1 $ 244,000 $ 244,000 $ 73,000
Madera, California 1 $ 160,000 $ 160,000 $ 125,000
Mendocino, California 1 $ 214,000 $ 214,000 $ 60,000
San Luis Obispo, California 1 $ 163,000 $ 163,000 $ 30,000
Santa Clara, California 1 $ 255,000 $ 255,000 $ 39,000
Siskiyou, California 1 $ 68,000 $ 68,000 $ 46,000
Solano, California 1 $ 280,000 $ 280,000 $ 80,000
Sonoma, California 1 $ 468,000 $ 468,000 $ 178,000
Stanislaus, California 1 $ 184,000 $ 184,000 $ 63,000
Tehama, California 1 $ 161,000 $ 161,000 $ 91,000
Tuolumne, California 1 $ 190,000 $ 190,000 $ 31,000
Yuba, California 1 $ 79,000 $ 79,000 $ 31,000
Adams, Colorado 1 $ 213,000 $ 213,000 $ 85,000
Broomfield, Colorado 1 $ 259,000 $ 259,000 $ 115,000
Douglas, Colorado 1 $ 365,000 $ 365,000 $ 114,000
El Paso, Colorado 1 $ 158,000 $ 158,000 $ 45,000
Jefferson, Colorado 1 $ 165,000 $ 165,000 $ 71,000
Teller, Colorado 1 $ 110,000 $ 110,000 $ 36,000
Tolland, Connecticut 1 $ 165,000 $ 165,000 $ 42,000
Citrus, Florida 1 $ 55,000 $ 55,000 $ 10,000
Clay, Florida 1 $ 166,000 $ 166,000 $ 36,000
Collier, Florida 1 $ 128,000 $ 128,000 $ 83,000
Duval, Florida 1 $ 88,000 $ 88,000 $ 20,000
Hendry, Florida 1 $ 84,000 $ 84,000 $ 47,000
Indian River, Florida 1 $ 180,000 $ 180,000 $ 171,000
Jackson, Florida 1 $ 128,000 $ 128,000 $ 75,000
Lake, Florida 1 $ 60,000 $ 60,000 $ 67,000
Leon, Florida 1 $ 88,000 $ 88,000 $ 72,000
Levy, Florida 1 $ 158,000 $ 158,000 $ 81,000
Marion, Florida 1 $ 188,000 $ 188,000 $ 90,000
Okeechobee, Florida 1 $ 75,000 $ 75,000 $ 54,000
Pinellas, Florida 1 $ 99,000 $ 99,000 $ 19,000
Sarasota, Florida 1 $ 105,000 $ 105,000 $ 20,000
Sumter, Florida 1 $ 325,000 $ 325,000 $ 72,000
Clayton, Georgia 1 $ 132,000 $ 132,000 $ 44,000
Cobb, Georgia 1 $ 114,000 $ 114,000 $ 60,000
Columbia, Georgia 1 $ 111,000 $ 111,000 $ 33,000
Dougherty, Georgia 1 $ 159,000 $ 159,000 $ 66,000
Fulton, Georgia 1 $ 95,000 $ 95,000 $ 26,000
Habersham, Georgia 1 $ 177,000 $ 177,000 $ 65,000
Henry, Georgia 1 $ 455,000 $ 455,000 $ 143,000
Lumpkin, Georgia 1 $ 153,000 $ 153,000 $ 72,000
Monroe, Georgia 1 $ 167,000 $ 167,000 $ 54,000
Richmond, Georgia 1 $ 50,000 $ 50,000 $ 29,000
Adams, Illinois 1 $ 49,000 $ 49,000 $ 51,000
Boone, Illinois 1 $ 91,000 $ 91,000 $ 36,000
Champaign, Illinois 1 $ 67,000 $ 67,000 $ 60,000
DeKalb, Illinois 1 $ 146,000 $ 146,000 $ 50,000
Kendall, Illinois 1 $ 185,000 $ 185,000 $ 82,000
Knox, Illinois 1 $ 76,000 $ 76,000 $ 50,000
Lake, Illinois 1 $ 109,000 $ 109,000 $ 56,000
Macoupin, Illinois 1 $ 99,000 $ 99,000 $ 41,000
McLean, Illinois 1 $ 396,000 $ 396,000 $ 101,000
Sangamon, Illinois 1 $ 100,000 $ 100,000 $ 35,000
Vermilion, Illinois 1 $ 55,000 $ 55,000 $ 30,000
Bartholomew, Indiana 1 $ 109,000 $ 109,000 $ 31,000
Johnson, Indiana 1 $ 388,000 $ 388,000 $ 125,000
Lake, Indiana 1 $ 181,000 $ 181,000 $ 77,000
Montgomery, Indiana 1 $ 104,000 $ 104,000 $ 64,000
St. Joseph, Indiana 1 $ 94,000 $ 94,000 $ 54,000
Wells, Indiana 1 $ 216,000 $ 216,000 $ 107,000
Riley, Kansas 1 $ 108,000 $ 108,000 $ 42,000
Nelson, Kentucky 1 $ 102,000 $ 102,000 $ 41,000
Piscataquis, Maine 1 $ 72,000 $ 72,000 $ 27,000
Sagadahoc, Maine 1 $ 474,000 $ 474,000 $ 114,000
Waldo, Maine 1 $ 115,000 $ 115,000 $ 35,000
Allegany, Maryland 1 $ 68,000 $ 68,000 $ 45,000
Garrett, Maryland 1 $ 90,000 $ 90,000 $ 59,000
Howard, Maryland 1 $ 543,000 $ 543,000 $ 98,000
Dukes, Massachusetts 1 $ 200,000 $ 200,000 $ 61,000
Berrien, Michigan 1 $ 126,000 $ 126,000 $ 44,000
Clinton, Michigan 1 $ 124,000 $ 124,000 $ 31,000
Hillsdale, Michigan 1 $ 180,000 $ 180,000 $ 41,000
Lenawee, Michigan 1 $ 311,000 $ 311,000 $ 117,000
Roscommon, Michigan 1 $ 98,000 $ 98,000 $ 28,000
Saginaw, Michigan 1 $ 109,000 $ 109,000 $ 40,000
St. Joseph, Michigan 1 $ 111,000 $ 111,000 $ 69,000
Beltrami, Minnesota 1 $ 120,000 $ 120,000 $ 48,000
Cass, Minnesota 1 $ 392,000 $ 392,000 $ 90,000
Clay, Minnesota 1 $ 128,000 $ 128,000 $ 32,000
Dakota, Minnesota 1 $ 211,000 $ 211,000 $ 84,000
Goodhue, Minnesota 1 $ 126,000 $ 126,000 $ 20,000
Grant, Minnesota 1 $ 108,000 $ 108,000 $ 63,000
Hennepin, Minnesota 1 $ 125,000 $ 125,000 $ 75,000
Isanti, Minnesota 1 $ 150,000 $ 150,000 $ 34,000
Itasca, Minnesota 1 $ 70,000 $ 70,000 $ 68,000
Kanabec, Minnesota 1 $ 117,000 $ 117,000 $ 32,000
Marshall, Minnesota 1 $ 49,000 $ 49,000 $ 34,000
Martin, Minnesota 1 $ 120,000 $ 120,000 $ 48,000
McLeod, Minnesota 1 $ 137,000 $ 137,000 $ 43,000
Mower, Minnesota 1 $ 101,000 $ 101,000 $ 31,000
Nicollet, Minnesota 1 $ 42,000 $ 42,000 $ 35,000
Norman, Minnesota 1 $ 54,000 $ 54,000 $ 59,000
Roseau, Minnesota 1 $ 30,000 $ 30,000 $ 12,000
Stearns, Minnesota 1 $ 136,000 $ 136,000 $ 46,000
Wright, Minnesota 1 $ 117,000 $ 117,000 $ 33,000
Jefferson, Montana 1 $ 53,000 $ 53,000 $ 18,000
Park, Montana 1 $ 248,000 $ 248,000 $ 288,000
Ravalli, Montana 1 $ 152,000 $ 152,000 $ 81,000
Yellowstone, Montana 1 $ 144,000 $ 144,000 $ 54,000
Douglas, Nebraska 1 $ 132,000 $ 132,000 $ 53,000
Knox, Nebraska 1 $ 131,000 $ 131,000 $ 28,000
Grafton, New Hampshire 1 $ 124,000 $ 124,000 $ 52,000
Strafford, New Hampshire 1 $ 151,000 $ 151,000 $ 87,000
Gloucester, New Jersey 1 $ 157,000 $ 157,000 $ 72,000
Hunterdon, New Jersey 1 $ 100,000 $ 100,000 $ 30,000
Bernalillo, New Mexico 1 $ 195,000 $ 195,000 $ 76,000
Dona Ana, New Mexico 1 $ 151,000 $ 151,000 $ 168,000
Rio Arriba, New Mexico 1 $ 132,000 $ 132,000 $ 23,000
San Juan, New Mexico 1 $ 123,000 $ 123,000 $ 59,000
San Miguel, New Mexico 1 $ 111,000 $ 111,000 $ 108,000
Santa Fe, New Mexico 1 $ 111,000 $ 111,000 $ 33,000
Valencia, New Mexico 1 $ 108,000 $ 108,000 $ 25,000
Cayuga, New York 1 $ 102,000 $ 102,000 $ 28,000
Chemung, New York 1 $ 81,000 $ 81,000 $ 37,000
Cortland, New York 1 $ 60,000 $ 60,000 $ 30,000
Delaware, New York 1 $ 170,000 $ 170,000 $ 356,000
Genesee, New York 1 $ 148,000 $ 148,000 $ 60,000
Madison, New York 1 $ 120,000 $ 120,000 $ 61,000
Montgomery, New York 1 $ 112,000 $ 112,000 $ 36,000
Ontario, New York 1 $ 107,000 $ 107,000 $ 70,000
Orleans, New York 1 $ 90,000 $ 90,000 $ 40,000
Otsego, New York 1 $ 48,000 $ 48,000 $ 16,000
Schoharie, New York 1 $ 103,000 $ 103,000 $ 35,000
Schuyler, New York 1 $ 91,000 $ 91,000 $ 53,000
Seneca, New York 1 $ 122,000 $ 122,000 $ 29,000
St. Lawrence, New York 1 $ 99,000 $ 99,000 $ 56,000
Buncombe, North Carolina 1 $ 151,000 $ 151,000 $ 44,000
Camden, North Carolina 1 $ 162,000 $ 162,000 $ 78,000
Cleveland, North Carolina 1 $ 89,000 $ 89,000 $ 62,000
Cumberland, North Carolina 1 $ 225,000 $ 225,000 $ 90,000
Gaston, North Carolina 1 $ 80,000 $ 80,000 $ 33,000
Guilford, North Carolina 1 $ 162,000 $ 162,000 $ 39,000
Henderson, North Carolina 1 $ 60,000 $ 60,000 $ 0
Martin, North Carolina 1 $ 81,000 $ 81,000 $ 35,000
Nash, North Carolina 1 $ 107,000 $ 107,000 $ 43,000
Randolph, North Carolina 1 $ 64,000 $ 64,000 $ 30,000
Richmond, North Carolina 1 $ 107,000 $ 107,000 $ 32,000
Robeson, North Carolina 1 $ 116,000 $ 116,000 $ 128,000
Rutherford, North Carolina 1 $ 64,000 $ 64,000 $ 81,000
Union, North Carolina 1 $ 198,000 $ 198,000 $ 122,000
Vance, North Carolina 1 $ 102,000 $ 102,000 $ 29,000
Allen, Ohio 1 $ 142,000 $ 142,000 $ 68,000
Auglaize, Ohio 1 $ 116,000 $ 116,000 $ 38,000
Hardin, Ohio 1 $ 106,000 $ 106,000 $ 47,000
Jackson, Ohio 1 $ 135,000 $ 135,000 $ 62,000
Lake, Ohio 1 $ 164,000 $ 164,000 $ 34,000
Sandusky, Ohio 1 $ 69,000 $ 69,000 $ 29,000
Summit, Ohio 1 $ 102,000 $ 102,000 $ 41,000
Tuscarawas, Ohio 1 $ 97,000 $ 97,000 $ 31,000
Warren, Ohio 1 $ 198,000 $ 198,000 $ 108,000
Coos, Oregon 1 $ 198,000 $ 198,000 $ 131,000
Douglas, Oregon 1 $ 74,000 $ 74,000 $ 56,000
Allegheny, Pennsylvania 1 $ 72,000 $ 72,000 $ 34,000
Butler, Pennsylvania 1 $ 143,000 $ 143,000 $ 56,000
Elk, Pennsylvania 1 $ 54,000 $ 54,000 $ 17,000
Franklin, Pennsylvania 1 $ 149,000 $ 149,000 $ 61,000
Jefferson, Pennsylvania 1 $ 186,000 $ 186,000 $ 39,000
Lehigh, Pennsylvania 1 $ 74,000 $ 74,000 $ 40,000
Lycoming, Pennsylvania 1 $ 133,000 $ 133,000 $ 84,000
Mercer, Pennsylvania 1 $ 132,000 $ 132,000 $ 71,000
Mifflin, Pennsylvania 1 $ 88,000 $ 88,000 $ 59,000
Monroe, Pennsylvania 1 $ 97,000 $ 97,000 $ 35,000
Tioga, Pennsylvania 1 $ 66,000 $ 66,000 $ 25,000
Bristol, Rhode Island 1 $ 289,000 $ 289,000 $ 69,000
Bamberg, South Carolina 1 $ 63,000 $ 63,000 $ 74,000
Colleton, South Carolina 1 $ 260,000 $ 260,000 $ 77,000
Kershaw, South Carolina 1 $ 124,000 $ 124,000 $ 39,000
Newberry, South Carolina 1 $ 63,000 $ 63,000 $ 13,000
Pickens, South Carolina 1 $ 106,000 $ 106,000 $ 23,000
Salt Lake, Utah 1 $ 193,000 $ 193,000 $ 80,000
Accomack, Virginia 1 $ 72,000 $ 72,000 $ 36,000
Alexandria, Virginia 1 $ 358,000 $ 358,000 $ 72,000
Amherst, Virginia 1 $ 87,000 $ 87,000 $ 48,000
Augusta, Virginia 1 $ 105,000 $ 105,000 $ 39,000
Caroline, Virginia 1 $ 100,000 $ 100,000 $ 47,000
Fauquier, Virginia 1 $ 219,000 $ 219,000 $ 75,000
Franklin City, Virginia 1 $ 123,000 $ 123,000 $ 42,000
Fredericksburg, Virginia 1 $ 160,000 $ 160,000 $ 56,000
Hampton, Virginia 1 $ 108,000 $ 108,000 $ 35,000
Hanover, Virginia 1 $ 128,000 $ 128,000 $ 61,000
Harrisonburg, Virginia 1 $ 164,000 $ 164,000 $ 44,000
King George, Virginia 1 $ 101,000 $ 101,000 $ 59,000
Lancaster, Virginia 1 $ 54,000 $ 54,000 $ 36,000
Louisa, Virginia 1 $ 172,000 $ 172,000 $ 77,000
Madison, Virginia 1 $ 130,000 $ 130,000 $ 38,000
Middlesex, Virginia 1 $ 265,000 $ 265,000 $ 59,000
Montgomery, Virginia 1 $ 108,000 $ 108,000 $ 59,000
Nottoway, Virginia 1 $ 88,000 $ 88,000 $ 32,000
Orange, Virginia 1 $ 351,000 $ 351,000 $ 93,000
Prince Edward, Virginia 1 $ 73,000 $ 73,000 $ 177,000
Prince George, Virginia 1 $ 111,000 $ 111,000 $ 69,000
Richmond City, Virginia 1 $ 130,000 $ 130,000 $ 41,000
Roanoke, Virginia 1 $ 204,000 $ 204,000 $ 112,000
Rockbridge, Virginia 1 $ 110,000 $ 110,000 $ 24,000
Rockingham, Virginia 1 $ 188,000 $ 188,000 $ 59,000
Suffolk, Virginia 1 $ 122,000 $ 122,000 $ 50,000
Tazewell, Virginia 1 $ 64,000 $ 64,000 $ 14,000
Westmoreland, Virginia 1 $ 70,000 $ 70,000 $ 43,000
York, Virginia 1 $ 99,000 $ 99,000 $ 43,000
Clark, Washington 1 $ 128,000 $ 128,000 $ 79,000
King, Washington 1 $ 47,000 $ 47,000 $ 84,000
Thurston, Washington 1 $ 206,000 $ 206,000 $ 39,000

Mortgage Loan Application Detail Totals for Premium Capital Funding LLC in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,494 $279,300,000 $153,935 $799,000 $69,451 $863,000
Home Purchase 173 $31,549,000 $171,391 $500,000 $82,391 $785,000
Home Improvement 32 $7,381,000 $225,909 $484,000 $75,727 $144,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,261 $237,839,000 $161,379 $648,000 $68,482 $863,000
White 303 $54,563,000 $153,269 $799,000 $68,076 $349,000
Black or African American 95 $16,985,000 $151,105 $470,000 $68,736 $168,000
Hispanic 29 $5,889,000 $174,800 $417,000 $68,300 $152,000
Asian 9 $2,508,000 $282,333 $500,000 $157,833 $386,000
American Indian or Alaskan Native 1 $109,000 $109,000 $109,000 $76,000 $76,000
Native Hawaiian or Other Pacific Islander 1 $337,000 $337,000 $337,000 $106,000 $106,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,699 $318,230,000 $153,903 $799,000 $70,612 $863,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 952 $183,121,000 $152,310 $600,000 $68,344 $781,000
Application Denied By Financial Institution 333 $58,093,000 $152,192 $625,000 $64,076 $300,000
Application Approved But Not Accepted 254 $47,842,000 $163,280 $799,000 $66,920 $863,000
Application Withdrawn By Applicant 119 $20,905,000 $149,434 $683,000 $78,391 $288,000
File Closed For Incompleteness 41 $8,269,000 $174,600 $543,000 $80,300 $540,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 255 $42,985,000 $157,208 $625,000 $64,250 $300,000
Credit History 24 $4,940,000 $177,000 $480,000 $52,818 $102,000
Collateral 15 $2,278,000 $153,250 $500,000 $58,416 $138,000
Debt-To-Income Ratio 7 $1,356,000 $184,200 $384,000 $43,400 $83,000
Employment History 6 $1,455,000 $212,000 $460,000 $69,000 $101,000
Unverifiable Information 4 $900,000 $175,500 $300,000 $118,500 $215,000
Insufficient Cash (Downpayment, Closing Cost) 2 $148,000 $74,000 $118,000 $47,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Capital Funding LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Capital Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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