Primary Residential Mortgage Mortgage Lending & HMDA Data, 2010

In 2010, Primary Residential Mortgage of Salt Lake City, UT reported 31,568 mortgage applications totaling $6.3 billion, down 2% from 2009. The average application was for $199,410, and applicants reported an average income of $74,583. 65% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,746), Baltimore-Towson, MD (1,579) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (1,261) (applications in parentheses).

Mortgage Company & Address Primary Residential Mortgage
4750 W Wiley Post Way Suite 200
Salt Lake City, UT 84116
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31,568
Total Mortgage Loan Application Amount $6,294,981,000
Average Mortgage Loan Application Amount $199,410
Highest Mortgage Loan Application Amount $2,510,000
Average Applicant Income $74,583
Highest Applicant Income $4,938,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Primary Residential Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Primary Residential Mortgage by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Broward, Florida 1,261 $ 252,989,000 $ 200,625 $ 87,000
Miami-Dade, Florida 1,111 $ 199,912,000 $ 179,938 $ 82,000
Los Angeles, California 990 $ 272,133,000 $ 274,881 $ 91,000
San Diego, California 830 $ 274,789,000 $ 331,071 $ 101,000
Salt Lake, Utah 663 $ 138,520,000 $ 208,929 $ 60,000
Lee, Florida 578 $ 76,115,000 $ 131,686 $ 83,000
Baltimore, Maryland 574 $ 141,761,000 $ 246,970 $ 84,000
Wake, North Carolina 537 $ 109,924,000 $ 204,700 $ 84,000
Gwinnett, Georgia 447 $ 62,452,000 $ 139,713 $ 53,000
Maricopa, Arizona 432 $ 80,372,000 $ 186,046 $ 76,000
Palm Beach, Florida 415 $ 81,035,000 $ 195,265 $ 101,000
Riverside, California 369 $ 84,268,000 $ 228,368 $ 63,000
Fulton, Georgia 353 $ 57,941,000 $ 164,138 $ 69,000
Clark, Nevada 337 $ 57,032,000 $ 169,234 $ 54,000
Bernalillo, New Mexico 329 $ 47,811,000 $ 145,322 $ 56,000
San Bernardino, California 310 $ 64,507,000 $ 208,087 $ 74,000
Orange, California 309 $ 121,356,000 $ 392,737 $ 122,000
Harford, Maryland 294 $ 75,999,000 $ 258,500 $ 88,000
Hartford, Connecticut 291 $ 55,535,000 $ 190,841 $ 77,000
Anne Arundel, Maryland 290 $ 76,583,000 $ 264,079 $ 82,000
Fairfax, Virginia 271 $ 85,803,000 $ 316,616 $ 115,000
Henry, Georgia 265 $ 31,916,000 $ 120,437 $ 47,000
Honolulu, Hawaii 261 $ 100,341,000 $ 384,448 $ 119,000
Greenville, South Carolina 253 $ 43,978,000 $ 173,826 $ 77,000
DeKalb, Georgia 245 $ 28,366,000 $ 115,779 $ 56,000
Orange, Florida 244 $ 49,075,000 $ 201,127 $ 94,000
Jefferson, Kentucky 244 $ 37,835,000 $ 155,061 $ 64,000
Davis, Utah 241 $ 48,955,000 $ 203,132 $ 71,000
Davidson, Tennessee 236 $ 40,554,000 $ 171,838 $ 74,000
Sedgwick, Kansas 235 $ 29,627,000 $ 126,072 $ 57,000
Prince George's, Maryland 231 $ 51,775,000 $ 224,134 $ 69,000
Cobb, Georgia 217 $ 35,981,000 $ 165,811 $ 65,000
Baltimore City, Maryland 212 $ 36,889,000 $ 174,004 $ 67,000
Kern, California 196 $ 28,876,000 $ 147,326 $ 53,000
Collier, Florida 187 $ 40,381,000 $ 215,941 $ 132,000
Hamilton, Indiana 185 $ 39,435,000 $ 213,162 $ 92,000
Weber, Utah 180 $ 26,583,000 $ 147,683 $ 59,000
Arapahoe, Colorado 178 $ 36,893,000 $ 207,264 $ 65,000
Fayette, Kentucky 178 $ 29,193,000 $ 164,005 $ 76,000
Tarrant, Texas 176 $ 26,322,000 $ 149,556 $ 65,000
Montgomery, Maryland 174 $ 57,777,000 $ 332,051 $ 106,000
Stanislaus, California 173 $ 29,539,000 $ 170,745 $ 53,000
Utah, Utah 171 $ 34,552,000 $ 202,058 $ 59,000
Denton, Texas 169 $ 29,930,000 $ 177,100 $ 75,000
Collin, Texas 164 $ 31,610,000 $ 192,743 $ 92,000
Clayton, Georgia 159 $ 14,965,000 $ 94,119 $ 40,000
Sacramento, California 157 $ 36,888,000 $ 234,955 $ 76,000
Coweta, Georgia 156 $ 24,017,000 $ 153,955 $ 60,000
Jefferson, Colorado 155 $ 35,466,000 $ 228,812 $ 78,000
Denver, Colorado 149 $ 31,420,000 $ 210,872 $ 70,000
Clark, Washington 145 $ 29,702,000 $ 204,841 $ 68,000
Johnston, North Carolina 144 $ 25,780,000 $ 179,027 $ 71,000
Dallas, Texas 144 $ 24,553,000 $ 170,506 $ 79,000
New Castle, Delaware 141 $ 27,644,000 $ 196,056 $ 53,000
Reno, Kansas 139 $ 14,318,000 $ 103,007 $ 46,000
Harris, Texas 136 $ 22,001,000 $ 161,772 $ 61,000
Adams, Colorado 134 $ 24,421,000 $ 182,246 $ 52,000
Douglas, Colorado 124 $ 34,599,000 $ 279,024 $ 93,000
Contra Costa, California 123 $ 36,686,000 $ 298,260 $ 91,000
Pulaski, Arkansas 121 $ 21,125,000 $ 174,586 $ 79,000
New Haven, Connecticut 121 $ 25,429,000 $ 210,157 $ 78,000
Muscogee, Georgia 120 $ 22,959,000 $ 191,325 $ 88,000
Newton, Georgia 120 $ 13,986,000 $ 116,550 $ 46,000
Santa Clara, California 119 $ 51,515,000 $ 432,899 $ 134,000
Pinellas, Florida 119 $ 21,188,000 $ 178,050 $ 87,000
Marion, Indiana 116 $ 16,742,000 $ 144,327 $ 57,000
Chesterfield, Virginia 113 $ 23,242,000 $ 205,681 $ 74,000
Tolland, Connecticut 106 $ 22,143,000 $ 208,896 $ 78,000
Howard, Maryland 106 $ 33,424,000 $ 315,320 $ 117,000
Tulare, California 105 $ 17,322,000 $ 164,971 $ 77,000
Prince William, Virginia 104 $ 25,536,000 $ 245,538 $ 81,000
Sonoma, California 101 $ 30,357,000 $ 300,564 $ 90,000
Ventura, California 101 $ 35,075,000 $ 347,277 $ 97,000
Douglas, Georgia 99 $ 15,105,000 $ 152,575 $ 57,000
Gordon, Georgia 99 $ 11,417,000 $ 115,323 $ 42,000
Wayne, Michigan 98 $ 14,351,000 $ 146,438 $ 68,000
York, Pennsylvania 98 $ 17,693,000 $ 180,540 $ 74,000
Alameda, California 94 $ 33,028,000 $ 351,361 $ 82,000
Fresno, California 94 $ 17,090,000 $ 181,808 $ 68,000
Houston, Georgia 92 $ 16,020,000 $ 174,130 $ 63,000
Forsyth, Georgia 91 $ 18,898,000 $ 207,670 $ 82,000
Paulding, Georgia 88 $ 11,418,000 $ 129,750 $ 47,000
Sandoval, New Mexico 88 $ 13,703,000 $ 155,715 $ 56,000
Rockingham, Virginia 87 $ 18,492,000 $ 212,551 $ 93,000
Garland, Arkansas 86 $ 11,925,000 $ 138,662 $ 57,000
Escambia, Florida 86 $ 13,532,000 $ 157,348 $ 64,000
Hillsborough, Florida 86 $ 14,011,000 $ 162,918 $ 70,000
El Paso, Colorado 85 $ 17,866,000 $ 210,188 $ 73,000
Rockdale, Georgia 85 $ 13,130,000 $ 154,470 $ 58,000
Carroll, Maryland 83 $ 22,386,000 $ 269,710 $ 86,000
Russell, Alabama 81 $ 13,989,000 $ 172,703 $ 62,000
Whitfield, Georgia 81 $ 7,696,000 $ 95,012 $ 38,000
Loudoun, Virginia 81 $ 24,690,000 $ 304,814 $ 112,000
Cherokee, Georgia 79 $ 13,013,000 $ 164,721 $ 58,000
Oakland, Michigan 79 $ 13,030,000 $ 164,936 $ 54,000
Rutherford, Tennessee 77 $ 11,825,000 $ 153,571 $ 54,000
Roosevelt, New Mexico 75 $ 10,488,000 $ 139,840 $ 72,000
Volusia, Florida 74 $ 9,896,000 $ 133,729 $ 65,000
Lancaster, Pennsylvania 74 $ 11,776,000 $ 159,135 $ 66,000
Wilson, Tennessee 74 $ 13,988,000 $ 189,027 $ 70,000
Smith, Texas 73 $ 10,256,000 $ 140,493 $ 63,000
Weld, Colorado 72 $ 14,497,000 $ 201,347 $ 61,000
Forsyth, North Carolina 72 $ 9,866,000 $ 137,027 $ 46,000
Fayette, Georgia 71 $ 12,431,000 $ 175,084 $ 71,000
Lee, Alabama 69 $ 12,703,000 $ 184,101 $ 52,000
Fairfield, Ohio 68 $ 9,026,000 $ 132,735 $ 58,000
Spartanburg, South Carolina 68 $ 10,310,000 $ 151,617 $ 69,000
Fairfield, Connecticut 67 $ 15,671,000 $ 233,895 $ 85,000
San Joaquin, California 66 $ 15,773,000 $ 238,984 $ 65,000
Bibb, Georgia 65 $ 9,111,000 $ 140,169 $ 53,000
Bartow, Georgia 64 $ 8,006,000 $ 125,093 $ 51,000
Lorain, Ohio 64 $ 8,751,000 $ 136,734 $ 59,000
Anderson, South Carolina 61 $ 9,101,000 $ 149,196 $ 55,000
Yavapai, Arizona 60 $ 13,340,000 $ 222,333 $ 152,000
Washington, Utah 60 $ 13,141,000 $ 219,016 $ 109,000
Cumberland, Pennsylvania 59 $ 10,409,000 $ 176,423 $ 94,000
Williamson, Tennessee 59 $ 15,217,000 $ 257,915 $ 115,000
Fort Bend, Texas 59 $ 11,925,000 $ 202,118 $ 90,000
Henrico, Virginia 59 $ 11,225,000 $ 190,254 $ 81,000
Tooele, Utah 58 $ 9,836,000 $ 169,586 $ 52,000
Spalding, Georgia 57 $ 6,239,000 $ 109,456 $ 45,000
Dauphin, Pennsylvania 55 $ 9,195,000 $ 167,181 $ 93,000
Seminole, Florida 54 $ 10,166,000 $ 188,259 $ 80,000
San Francisco, California 53 $ 27,826,000 $ 525,018 $ 132,000
New London, Connecticut 52 $ 10,775,000 $ 207,211 $ 71,000
Durham, North Carolina 52 $ 8,060,000 $ 155,000 $ 53,000
Sumner, Tennessee 52 $ 8,528,000 $ 164,000 $ 60,000
Butler, Kansas 51 $ 7,210,000 $ 141,372 $ 58,000
Pima, Arizona 50 $ 9,857,000 $ 197,140 $ 45,000
Boulder, Colorado 50 $ 14,356,000 $ 287,120 $ 93,000
Sullivan, Tennessee 50 $ 6,342,000 $ 126,840 $ 42,000
Mobile, Alabama 49 $ 6,933,000 $ 141,489 $ 54,000
Douglas, Nebraska 49 $ 8,198,000 $ 167,306 $ 48,000
Travis, Texas 49 $ 10,077,000 $ 205,653 $ 77,000
Lamoille, Vermont 49 $ 13,471,000 $ 274,918 $ 145,000
Middlesex, Connecticut 48 $ 10,464,000 $ 218,000 $ 85,000
Calvert, Maryland 48 $ 13,869,000 $ 288,937 $ 80,000
San Mateo, California 47 $ 21,511,000 $ 457,680 $ 136,000
San Juan, Utah 47 $ 8,092,000 $ 172,170 $ 74,000
Placer, California 46 $ 14,399,000 $ 313,021 $ 108,000
Walton, Georgia 46 $ 6,824,000 $ 148,347 $ 73,000
Montgomery, Ohio 45 $ 4,394,000 $ 97,644 $ 43,000
Calaveras, California 44 $ 7,984,000 $ 181,454 $ 71,000
Sarasota, Florida 44 $ 7,697,000 $ 174,931 $ 74,000
Oldham, Kentucky 44 $ 7,743,000 $ 175,977 $ 81,000
Pinal, Arizona 43 $ 6,111,000 $ 142,116 $ 42,000
Snohomish, Washington 43 $ 11,498,000 $ 267,395 $ 82,000
Larimer, Colorado 42 $ 9,324,000 $ 222,000 $ 95,000
Washington, Tennessee 42 $ 5,780,000 $ 137,619 $ 57,000
Pasco, Florida 41 $ 4,609,000 $ 112,414 $ 55,000
Harris, Georgia 41 $ 10,806,000 $ 263,560 $ 83,000
Harvey, Kansas 41 $ 4,712,000 $ 114,926 $ 59,000
Curry, New Mexico 41 $ 5,916,000 $ 144,292 $ 67,000
Allegheny, Pennsylvania 41 $ 7,702,000 $ 187,853 $ 121,000
Solano, California 40 $ 8,925,000 $ 223,125 $ 78,000
Union, Oregon 40 $ 6,741,000 $ 168,525 $ 65,000
Cecil, Maryland 39 $ 8,171,000 $ 209,512 $ 63,000
Berks, Pennsylvania 39 $ 5,863,000 $ 150,333 $ 62,000
Bexar, Texas 39 $ 6,596,000 $ 169,128 $ 46,000
Cache, Utah 38 $ 7,400,000 $ 194,736 $ 51,000
Saline, Arkansas 37 $ 6,158,000 $ 166,432 $ 71,000
Rockingham, New Hampshire 37 $ 8,329,000 $ 225,108 $ 62,000
Franklin, Ohio 37 $ 4,517,000 $ 122,081 $ 63,000
Wasatch, Utah 37 $ 8,978,000 $ 242,648 $ 102,000
Arlington, Virginia 36 $ 12,030,000 $ 334,166 $ 120,000
East Baton Rouge, Louisiana 35 $ 6,672,000 $ 190,628 $ 96,000
Penobscot, Maine 35 $ 5,481,000 $ 156,600 $ 62,000
Frederick, Maryland 35 $ 9,090,000 $ 259,714 $ 89,000
Boone, Missouri 35 $ 6,451,000 $ 184,314 $ 75,000
Strafford, New Hampshire 35 $ 7,332,000 $ 209,485 $ 69,000
Cuyahoga, Ohio 35 $ 4,676,000 $ 133,600 $ 52,000
Faulkner, Arkansas 34 $ 5,873,000 $ 172,735 $ 60,000
Marin, California 34 $ 15,591,000 $ 458,558 $ 159,000
Martin, Florida 34 $ 7,478,000 $ 219,941 $ 93,000
Hillsborough, New Hampshire 34 $ 7,667,000 $ 225,500 $ 65,000
Valencia, New Mexico 34 $ 4,531,000 $ 133,264 $ 52,000
Pickens, South Carolina 34 $ 4,905,000 $ 144,264 $ 49,000
Roanoke, Virginia 34 $ 5,884,000 $ 173,058 $ 59,000
Teller, Colorado 33 $ 6,508,000 $ 197,212 $ 74,000
Charles, Maryland 33 $ 7,937,000 $ 240,515 $ 85,000
Tulsa, Oklahoma 33 $ 5,908,000 $ 179,030 $ 75,000
Roanoke City, Virginia 33 $ 4,311,000 $ 130,636 $ 52,000
Benton, Arkansas 32 $ 5,210,000 $ 162,812 $ 50,000
Alexandria, Virginia 32 $ 10,642,000 $ 332,562 $ 150,000
Richmond City, Virginia 32 $ 5,831,000 $ 182,218 $ 60,000
Charlotte, Florida 31 $ 4,650,000 $ 150,000 $ 72,000
Murray, Georgia 31 $ 3,052,000 $ 98,451 $ 39,000
Peach, Georgia 31 $ 4,811,000 $ 155,193 $ 51,000
Hendricks, Indiana 31 $ 4,878,000 $ 157,354 $ 65,000
Shelby, Tennessee 31 $ 3,902,000 $ 125,870 $ 49,000
Williamson, Texas 31 $ 5,104,000 $ 164,645 $ 58,000
Osceola, Florida 29 $ 4,164,000 $ 143,586 $ 65,000
Jones, Georgia 29 $ 4,371,000 $ 150,724 $ 63,000
San Juan, New Mexico 29 $ 5,889,000 $ 203,068 $ 65,000
Buncombe, North Carolina 29 $ 6,022,000 $ 207,655 $ 58,000
Santa Rosa, Florida 28 $ 4,923,000 $ 175,821 $ 87,000
Scott, Kentucky 28 $ 4,751,000 $ 169,678 $ 77,000
Livingston, Michigan 28 $ 3,926,000 $ 140,214 $ 60,000
Charleston, South Carolina 28 $ 5,032,000 $ 179,714 $ 43,000
Augusta, Virginia 28 $ 6,461,000 $ 230,750 $ 68,000
Baldwin, Alabama 27 $ 4,012,000 $ 148,592 $ 63,000
Lake, Florida 27 $ 4,525,000 $ 167,592 $ 71,000
Lake, Indiana 27 $ 4,862,000 $ 180,074 $ 61,000
El Dorado, California 26 $ 8,284,000 $ 318,615 $ 145,000
Kent, Delaware 26 $ 5,286,000 $ 203,307 $ 28,000
Troup, Georgia 26 $ 3,083,000 $ 118,576 $ 49,000
Philadelphia, Pennsylvania 26 $ 4,311,000 $ 165,807 $ 47,000
Windham, Connecticut 25 $ 4,216,000 $ 168,640 $ 67,000
Chatham, Georgia 25 $ 4,165,000 $ 166,600 $ 64,000
Hall, Georgia 25 $ 6,469,000 $ 258,760 $ 95,000
Hardin, Kentucky 25 $ 3,123,000 $ 124,920 $ 42,000
Mecklenburg, North Carolina 25 $ 4,274,000 $ 170,960 $ 75,000
Montgomery, Texas 25 $ 3,975,000 $ 159,000 $ 33,000
Harrisonburg, Virginia 25 $ 4,123,000 $ 164,920 $ 90,000
St. Lucie, Florida 24 $ 3,782,000 $ 157,583 $ 95,000
Cook, Illinois 24 $ 5,317,000 $ 221,541 $ 70,000
Clark, Indiana 24 $ 2,697,000 $ 112,375 $ 37,000
Madison, Kentucky 24 $ 3,611,000 $ 150,458 $ 66,000
Harrison, Mississippi 24 $ 4,009,000 $ 167,041 $ 78,000
Multnomah, Oregon 24 $ 5,259,000 $ 219,125 $ 72,000
Coconino, Arizona 23 $ 5,339,000 $ 232,130 $ 72,000
Jackson, Georgia 23 $ 3,710,000 $ 161,304 $ 76,000
Oconee, South Carolina 23 $ 4,248,000 $ 184,695 $ 97,000
Lonoke, Arkansas 22 $ 3,182,000 $ 144,636 $ 48,000
Barrow, Georgia 22 $ 2,537,000 $ 115,318 $ 34,000
Carroll, Georgia 22 $ 2,486,000 $ 113,000 $ 50,000
Worcester, Maryland 22 $ 4,881,000 $ 221,863 $ 128,000
Hennepin, Minnesota 22 $ 4,817,000 $ 218,954 $ 111,000
Summit, Utah 22 $ 6,733,000 $ 306,045 $ 143,000
Brevard, Florida 21 $ 3,726,000 $ 177,428 $ 48,000
Manatee, Florida 21 $ 2,855,000 $ 135,952 $ 135,000
Johnson, Indiana 21 $ 3,749,000 $ 178,523 $ 50,000
Ross, Ohio 21 $ 2,502,000 $ 119,142 $ 44,000
Chittenden, Vermont 21 $ 4,068,000 $ 193,714 $ 121,000
Pulaski, Virginia 21 $ 2,699,000 $ 128,523 $ 45,000
Broomfield, Colorado 20 $ 4,723,000 $ 236,150 $ 85,000
Jessamine, Kentucky 20 $ 3,843,000 $ 192,150 $ 79,000
Queen Anne's, Maryland 20 $ 5,028,000 $ 251,400 $ 81,000
Middlesex, Massachusetts 20 $ 6,262,000 $ 313,100 $ 73,000
St. Louis, Missouri 20 $ 4,054,000 $ 202,700 $ 57,000
Oklahoma, Oklahoma 20 $ 2,708,000 $ 135,400 $ 53,000
Montgomery, Pennsylvania 20 $ 4,603,000 $ 230,150 $ 76,000
Washington, Arkansas 19 $ 2,939,000 $ 154,684 $ 48,000
Lake, California 19 $ 3,907,000 $ 205,631 $ 119,000
Monterey, California 19 $ 5,057,000 $ 266,157 $ 76,000
Boone, Indiana 19 $ 3,819,000 $ 201,000 $ 76,000
Kenton, Kentucky 19 $ 2,779,000 $ 146,263 $ 70,000
Bossier, Louisiana 19 $ 3,763,000 $ 198,052 $ 82,000
Greene, Ohio 19 $ 2,240,000 $ 117,894 $ 46,000
Washington, Oregon 19 $ 4,582,000 $ 241,157 $ 58,000
Bucks, Pennsylvania 19 $ 4,190,000 $ 220,526 $ 74,000
Beaufort, South Carolina 19 $ 4,419,000 $ 232,578 $ 181,000
Berkeley, South Carolina 19 $ 2,871,000 $ 151,105 $ 55,000
Salem, Virginia 19 $ 2,901,000 $ 152,684 $ 52,000
Santa Cruz, California 18 $ 7,710,000 $ 428,333 $ 122,000
St. Charles, Missouri 18 $ 3,310,000 $ 183,888 $ 48,000
Chester, Pennsylvania 18 $ 4,822,000 $ 267,888 $ 91,000
Hawkins, Tennessee 18 $ 2,055,000 $ 114,166 $ 50,000
Montgomery, Virginia 18 $ 2,967,000 $ 164,833 $ 46,000
Yolo, California 17 $ 5,830,000 $ 342,941 $ 93,000
Duval, Florida 17 $ 2,773,000 $ 163,117 $ 26,000
Polk, Florida 17 $ 1,957,000 $ 115,117 $ 88,000
Hancock, Indiana 17 $ 2,783,000 $ 163,705 $ 55,000
Bullitt, Kentucky 17 $ 2,269,000 $ 133,470 $ 51,000
St. Mary's, Maryland 17 $ 4,173,000 $ 245,470 $ 58,000
Licking, Ohio 17 $ 2,627,000 $ 154,529 $ 69,000
Dorchester, South Carolina 17 $ 2,697,000 $ 158,647 $ 60,000
Box Elder, Utah 17 $ 2,201,000 $ 129,470 $ 50,000
Bedford, Virginia 17 $ 4,023,000 $ 236,647 $ 86,000
Jefferson, Alabama 16 $ 2,845,000 $ 177,812 $ 59,000
Napa, California 16 $ 5,623,000 $ 351,437 $ 95,000
Litchfield, Connecticut 16 $ 3,447,000 $ 215,437 $ 127,000
Porter, Indiana 16 $ 2,661,000 $ 166,312 $ 48,000
Macomb, Michigan 16 $ 2,536,000 $ 158,500 $ 25,000
Granville, North Carolina 16 $ 3,142,000 $ 196,375 $ 76,000
Clackamas, Oregon 16 $ 4,446,000 $ 277,875 $ 91,000
Richland, South Carolina 16 $ 2,422,000 $ 151,375 $ 57,000
Ellis, Texas 16 $ 2,430,000 $ 151,875 $ 51,000
Christian, Kentucky 15 $ 2,264,000 $ 150,933 $ 55,000
Caddo, Louisiana 15 $ 2,882,000 $ 192,133 $ 71,000
Jefferson, Louisiana 15 $ 2,027,000 $ 135,133 $ 67,000
Cumberland, Maine 15 $ 3,108,000 $ 207,200 $ 55,000
Franklin, North Carolina 15 $ 2,258,000 $ 150,533 $ 68,000
Harnett, North Carolina 15 $ 2,179,000 $ 145,266 $ 43,000
Lebanon, Pennsylvania 15 $ 2,493,000 $ 166,200 $ 101,000
Luzerne, Pennsylvania 15 $ 1,862,000 $ 124,133 $ 69,000
Cheatham, Tennessee 15 $ 2,694,000 $ 179,600 $ 57,000
Galveston, Texas 15 $ 2,595,000 $ 173,000 $ 105,000
Parker, Texas 15 $ 3,236,000 $ 215,733 $ 89,000
Lamar, Georgia 14 $ 2,047,000 $ 146,214 $ 57,000
Liberty, Georgia 14 $ 2,291,000 $ 163,642 $ 34,000
York, Maine 14 $ 2,895,000 $ 206,785 $ 107,000
Maury, Tennessee 14 $ 1,821,000 $ 130,071 $ 43,000
Morgan, Utah 14 $ 3,766,000 $ 269,000 $ 99,000
Prince George, Virginia 14 $ 2,983,000 $ 213,071 $ 56,000
Stafford, Virginia 14 $ 3,521,000 $ 251,500 $ 104,000
Pierce, Washington 14 $ 3,336,000 $ 238,285 $ 27,000
Sussex, Delaware 13 $ 2,581,000 $ 198,538 $ 123,000
Johnson, Kansas 13 $ 1,936,000 $ 148,923 $ 56,000
Franklin, Kentucky 13 $ 1,760,000 $ 135,384 $ 43,000
Washington, Maryland 13 $ 2,783,000 $ 214,076 $ 61,000
Becker, Minnesota 13 $ 2,639,000 $ 203,000 $ 72,000
Hinds, Mississippi 13 $ 1,711,000 $ 131,615 $ 35,000
Sarpy, Nebraska 13 $ 1,547,000 $ 119,000 $ 49,000
Cumberland, North Carolina 13 $ 1,440,000 $ 110,769 $ 54,000
Johnson, Texas 13 $ 1,780,000 $ 136,923 $ 54,000
Kaufman, Texas 13 $ 1,992,000 $ 153,230 $ 73,000
Nacogdoches, Texas 13 $ 1,974,000 $ 151,846 $ 135,000
Mississippi, Arkansas 12 $ 1,193,000 $ 99,416 $ 42,000
Madera, California 12 $ 1,914,000 $ 159,500 $ 59,000
Jasper, Georgia 12 $ 1,266,000 $ 105,500 $ 52,000
Richmond, Georgia 12 $ 1,936,000 $ 161,333 $ 39,000
Shelby, Kentucky 12 $ 2,300,000 $ 191,666 $ 50,000
Warren, Kentucky 12 $ 1,497,000 $ 124,750 $ 38,000
Essex, Massachusetts 12 $ 3,124,000 $ 260,333 $ 65,000
Washtenaw, Michigan 12 $ 2,001,000 $ 166,750 $ 44,000
Ramsey, Minnesota 12 $ 2,777,000 $ 231,416 $ 61,000
Miami, Ohio 12 $ 1,788,000 $ 149,000 $ 60,000
Delaware, Pennsylvania 12 $ 2,830,000 $ 235,833 $ 130,000
Lehigh, Pennsylvania 12 $ 2,615,000 $ 217,916 $ 85,000
Greene, Tennessee 12 $ 1,686,000 $ 140,500 $ 43,000
Robertson, Tennessee 12 $ 1,898,000 $ 158,166 $ 47,000
Hidalgo, Texas 12 $ 1,589,000 $ 132,416 $ 14,000
Sevier, Utah 12 $ 1,949,000 $ 162,416 $ 44,000
Franklin, Virginia 12 $ 2,842,000 $ 236,833 $ 102,000
Hanover, Virginia 12 $ 2,563,000 $ 213,583 $ 131,000
Boone, Arkansas 11 $ 1,696,000 $ 154,181 $ 53,000
Hot Spring, Arkansas 11 $ 1,073,000 $ 97,545 $ 44,000
Monroe, Florida 11 $ 4,904,000 $ 445,818 $ 212,000
Butts, Georgia 11 $ 1,049,000 $ 95,363 $ 44,000
Floyd, Indiana 11 $ 1,657,000 $ 150,636 $ 49,000
Monroe, Indiana 11 $ 1,718,000 $ 156,181 $ 41,000
Boone, Kentucky 11 $ 1,758,000 $ 159,818 $ 60,000
Norfolk, Massachusetts 11 $ 3,118,000 $ 283,454 $ 57,000
Genesee, Michigan 11 $ 1,616,000 $ 146,909 $ 50,000
Cabarrus, North Carolina 11 $ 1,723,000 $ 156,636 $ 46,000
New Hanover, North Carolina 11 $ 1,958,000 $ 178,000 $ 65,000
Pickaway, Ohio 11 $ 1,637,000 $ 148,818 $ 61,000
Georgetown, South Carolina 11 $ 2,658,000 $ 241,636 $ 57,000
Craighead, Arkansas 10 $ 1,245,000 $ 124,500 $ 24,000
Greene, Arkansas 10 $ 1,064,000 $ 106,400 $ 30,000
Merced, California 10 $ 1,566,000 $ 156,600 $ 25,000
San Luis Obispo, California 10 $ 3,927,000 $ 392,700 $ 109,000
Pueblo, Colorado 10 $ 1,549,000 $ 154,900 $ 42,000
Madison, Indiana 10 $ 1,011,000 $ 101,100 $ 41,000
Woodford, Kentucky 10 $ 1,648,000 $ 164,800 $ 44,000
Worcester, Massachusetts 10 $ 2,277,000 $ 227,700 $ 58,000
Scott, Minnesota 10 $ 1,976,000 $ 197,600 $ 52,000
Lee, Mississippi 10 $ 1,430,000 $ 143,000 $ 54,000
Guilford, North Carolina 10 $ 1,683,000 $ 168,300 $ 45,000
Iredell, North Carolina 10 $ 1,762,000 $ 176,200 $ 34,000
Northumberland, Pennsylvania 10 $ 1,437,000 $ 143,700 $ 59,000
Washington, Pennsylvania 10 $ 1,717,000 $ 171,700 $ 53,000
Abbeville, South Carolina 10 $ 1,146,000 $ 114,600 $ 34,000
York, South Carolina 10 $ 1,868,000 $ 186,800 $ 48,000
Carter, Tennessee 10 $ 972,000 $ 97,200 $ 40,000
Montgomery, Tennessee 10 $ 2,000,000 $ 200,000 $ 90,000
Brazoria, Texas 10 $ 1,566,000 $ 156,600 $ 35,000
Grayson, Texas 10 $ 1,612,000 $ 161,200 $ 95,000
Hays, Texas 10 $ 1,765,000 $ 176,500 $ 20,000
Lubbock, Texas 10 $ 1,423,000 $ 142,300 $ 23,000
Fauquier, Virginia 10 $ 2,366,000 $ 236,600 $ 93,000
Frederick, Virginia 10 $ 1,818,000 $ 181,800 $ 35,000
Radford, Virginia 10 $ 1,066,000 $ 106,600 $ 38,000
Shenandoah, Virginia 10 $ 1,472,000 $ 147,200 $ 54,000
Spotsylvania, Virginia 10 $ 2,278,000 $ 227,800 $ 58,000
King, Washington 10 $ 3,207,000 $ 320,700 $ 76,000
Spokane, Washington 10 $ 1,855,000 $ 185,500 $ 31,000
Santa Barbara, California 9 $ 2,839,000 $ 315,444 $ 83,000
Pike, Georgia 9 $ 1,447,000 $ 160,777 $ 80,000
St. Joseph, Indiana 9 $ 1,182,000 $ 131,333 $ 27,000
Spencer, Kentucky 9 $ 1,605,000 $ 178,333 $ 54,000
Clay, Minnesota 9 $ 1,466,000 $ 162,888 $ 73,000
Dakota, Minnesota 9 $ 1,560,000 $ 173,333 $ 40,000
Oktibbeha, Mississippi 9 $ 1,350,000 $ 150,000 $ 44,000
Dona Ana, New Mexico 9 $ 1,358,000 $ 150,888 $ 16,000
Chatham, North Carolina 9 $ 2,158,000 $ 239,777 $ 83,000
Stokes, North Carolina 9 $ 1,296,000 $ 144,000 $ 46,000
Greenwood, South Carolina 9 $ 1,018,000 $ 113,111 $ 28,000
Lexington, South Carolina 9 $ 1,108,000 $ 123,111 $ 46,000
Rockwall, Texas 9 $ 2,007,000 $ 223,000 $ 101,000
Grand, Utah 9 $ 1,885,000 $ 209,444 $ 81,000
Iron, Utah 9 $ 2,259,000 $ 251,000 $ 53,000
Floyd, Virginia 9 $ 1,319,000 $ 146,555 $ 45,000
Virginia Beach, Virginia 9 $ 2,426,000 $ 269,555 $ 96,000
Jefferson, Arkansas 8 $ 783,000 $ 97,875 $ 64,000
Elbert, Colorado 8 $ 1,955,000 $ 244,375 $ 72,000
Gilpin, Colorado 8 $ 2,433,000 $ 304,125 $ 118,000
District of Columbia, District Of Columbia 8 $ 2,505,000 $ 313,125 $ 116,000
Flagler, Florida 8 $ 1,356,000 $ 169,500 $ 92,000
Putnam, Georgia 8 $ 1,629,000 $ 203,625 $ 121,000
Allen, Indiana 8 $ 1,025,000 $ 128,125 $ 57,000
Bartholomew, Indiana 8 $ 1,295,000 $ 161,875 $ 49,000
Tippecanoe, Indiana 8 $ 1,244,000 $ 155,500 $ 29,000
Sumner, Kansas 8 $ 1,109,000 $ 138,625 $ 43,000
Clark, Kentucky 8 $ 956,000 $ 119,500 $ 53,000
Trimble, Kentucky 8 $ 917,000 $ 114,625 $ 35,000
Otter Tail, Minnesota 8 $ 1,527,000 $ 190,875 $ 66,000
Lancaster, Nebraska 8 $ 1,306,000 $ 163,250 $ 21,000
Davidson, North Carolina 8 $ 1,199,000 $ 149,875 $ 67,000
Cass, North Dakota 8 $ 1,220,000 $ 152,500 $ 37,000
Hocking, Ohio 8 $ 1,027,000 $ 128,375 $ 59,000
Florence, South Carolina 8 $ 978,000 $ 122,250 $ 85,000
Horry, South Carolina 8 $ 1,144,000 $ 143,000 $ 83,000
Laurens, South Carolina 8 $ 1,053,000 $ 131,625 $ 63,000
Brazos, Texas 8 $ 1,376,000 $ 172,000 $ 83,000
Guadalupe, Texas 8 $ 1,381,000 $ 172,625 $ 14,000
Botetourt, Virginia 8 $ 1,319,000 $ 164,875 $ 63,000
Essex, Virginia 8 $ 1,488,000 $ 186,000 $ 45,000
Fairfax City, Virginia 8 $ 2,562,000 $ 320,250 $ 176,000
Manassas, Virginia 8 $ 1,477,000 $ 184,625 $ 43,000
Powhatan, Virginia 8 $ 1,543,000 $ 192,875 $ 38,000
Shasta, California 7 $ 1,125,000 $ 160,714 $ 73,000
Mesa, Colorado 7 $ 1,324,000 $ 189,142 $ 23,000
St. Johns, Florida 7 $ 1,585,000 $ 226,428 $ 39,000
Bryan, Georgia 7 $ 2,001,000 $ 285,857 $ 130,000
Monroe, Georgia 7 $ 1,568,000 $ 224,000 $ 111,000
McHenry, Illinois 7 $ 1,457,000 $ 208,142 $ 86,000
Elkhart, Indiana 7 $ 673,000 $ 96,142 $ 59,000
Putnam, Indiana 7 $ 1,034,000 $ 147,714 $ 50,000
Vigo, Indiana 7 $ 558,000 $ 79,714 $ 72,000
Boyd, Kentucky 7 $ 807,000 $ 115,285 $ 51,000
Daviess, Kentucky 7 $ 799,000 $ 114,142 $ 40,000
Henry, Kentucky 7 $ 939,000 $ 134,142 $ 52,000
Nelson, Kentucky 7 $ 1,059,000 $ 151,285 $ 60,000
Allegany, Maryland 7 $ 508,000 $ 72,571 $ 122,000
Bristol, Massachusetts 7 $ 1,847,000 $ 263,857 $ 91,000
Plymouth, Massachusetts 7 $ 1,632,000 $ 233,142 $ 68,000
Kent, Michigan 7 $ 931,000 $ 133,000 $ 32,000
McLeod, Minnesota 7 $ 854,000 $ 122,000 $ 17,000
Santa Fe, New Mexico 7 $ 1,643,000 $ 234,714 $ 37,000
Davie, North Carolina 7 $ 892,000 $ 127,428 $ 57,000
Henderson, North Carolina 7 $ 1,388,000 $ 198,285 $ 47,000
Logan, Ohio 7 $ 609,000 $ 87,000 $ 34,000
Perry, Ohio 7 $ 857,000 $ 122,428 $ 49,000
Lane, Oregon 7 $ 1,578,000 $ 225,428 $ 88,000
Darlington, South Carolina 7 $ 763,000 $ 109,000 $ 45,000
Orangeburg, South Carolina 7 $ 787,000 $ 112,428 $ 46,000
Hamilton, Tennessee 7 $ 1,206,000 $ 172,285 $ 65,000
Knox, Tennessee 7 $ 1,467,000 $ 209,571 $ 189,000
El Paso, Texas 7 $ 1,144,000 $ 163,428 $ 41,000
Jefferson, Texas 7 $ 979,000 $ 139,857 $ 27,000
Cowlitz, Washington 7 $ 1,005,000 $ 143,571 $ 52,000
Madison, Alabama 6 $ 1,901,000 $ 316,833 $ 110,000
Shelby, Alabama 6 $ 1,471,000 $ 245,166 $ 96,000
Mohave, Arizona 6 $ 874,000 $ 145,666 $ 62,000
Butte, California 6 $ 1,225,000 $ 204,166 $ 54,000
Nevada, California 6 $ 1,535,000 $ 255,833 $ 94,000
Tuolumne, California 6 $ 1,027,000 $ 171,166 $ 91,000
Yuba, California 6 $ 1,012,000 $ 168,666 $ 19,000
Park, Colorado 6 $ 1,232,000 $ 205,333 $ 115,000
Routt, Colorado 6 $ 1,673,000 $ 278,833 $ 82,000
Alachua, Florida 6 $ 896,000 $ 149,333 $ 89,000
Bay, Florida 6 $ 862,000 $ 143,666 $ 45,000
Baldwin, Georgia 6 $ 1,425,000 $ 237,500 $ 94,000
Columbia, Georgia 6 $ 1,318,000 $ 219,666 $ 78,000
Kane, Illinois 6 $ 1,305,000 $ 217,500 $ 21,000
Franklin, Indiana 6 $ 786,000 $ 131,000 $ 68,000
Howard, Indiana 6 $ 961,000 $ 160,166 $ 47,000
Morgan, Indiana 6 $ 1,148,000 $ 191,333 $ 70,000
Noble, Indiana 6 $ 952,000 $ 158,666 $ 49,000
Ascension, Louisiana 6 $ 1,221,000 $ 203,500 $ 119,000
Hancock, Maine 6 $ 1,049,000 $ 174,833 $ 57,000
Caroline, Maryland 6 $ 1,109,000 $ 184,833 $ 50,000
Dorchester, Maryland 6 $ 1,326,000 $ 221,000 $ 103,000
Van Buren, Michigan 6 $ 1,091,000 $ 181,833 $ 48,000
Carver, Minnesota 6 $ 1,370,000 $ 228,333 $ 129,000
St. Louis City, Missouri 6 $ 850,000 $ 141,666 $ 51,000
Orange, North Carolina 6 $ 1,571,000 $ 261,833 $ 105,000
Rowan, North Carolina 6 $ 623,000 $ 103,833 $ 19,000
Medina, Ohio 6 $ 919,000 $ 153,166 $ 61,000
Marion, Oregon 6 $ 977,000 $ 162,833 $ 29,000
Dickson, Tennessee 6 $ 731,000 $ 121,833 $ 42,000
Bowie, Texas 6 $ 908,000 $ 151,333 $ 46,000
McLennan, Texas 6 $ 744,000 $ 124,000 $ 26,000
Nueces, Texas 6 $ 773,000 $ 128,833 $ 21,000
Taylor, Texas 6 $ 605,000 $ 100,833 $ 49,000
Chesapeake, Virginia 6 $ 1,266,000 $ 211,000 $ 32,000
Giles, Virginia 6 $ 709,000 $ 118,166 $ 43,000
Washington, Wisconsin 6 $ 1,084,000 $ 180,666 $ 48,000
Blount, Alabama 5 $ 846,000 $ 169,200 $ 34,000
Chambers, Alabama 5 $ 668,000 $ 133,600 $ 50,000
Cochise, Arizona 5 $ 885,000 $ 177,000 $ 55,000
Imperial, California 5 $ 755,000 $ 151,000 $ 23,000
Sutter, California 5 $ 767,000 $ 153,400 $ 25,000
Fremont, Colorado 5 $ 683,000 $ 136,600 $ 34,000
Highlands, Florida 5 $ 824,000 $ 164,800 $ 103,000
Marion, Florida 5 $ 764,000 $ 152,800 $ 21,000
Floyd, Georgia 5 $ 768,000 $ 153,600 $ 23,000
Meriwether, Georgia 5 $ 552,000 $ 110,400 $ 48,000
Morgan, Georgia 5 $ 1,013,000 $ 202,600 $ 98,000
Walker, Georgia 5 $ 480,000 $ 96,000 $ 52,000
Dearborn, Indiana 5 $ 696,000 $ 139,200 $ 43,000
Shelby, Indiana 5 $ 657,000 $ 131,400 $ 51,000
Warrick, Indiana 5 $ 647,000 $ 129,400 $ 115,000
Marion, Kansas 5 $ 380,000 $ 76,000 $ 39,000
McPherson, Kansas 5 $ 851,000 $ 170,200 $ 75,000
Shawnee, Kansas 5 $ 628,000 $ 125,600 $ 28,000
Boyle, Kentucky 5 $ 482,000 $ 96,400 $ 63,000
McCracken, Kentucky 5 $ 815,000 $ 163,000 $ 47,000
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Mortgage Loan Application Detail Totals for Primary Residential Mortgage in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,791 $3,006,589,000 $179,000 $2,400,000 $74,000 $1,633,000
Refinancing 14,474 $3,230,200,000 $223,000 $2,510,000 $75,000 $4,938,000
Home Improvement 303 $58,192,000 $192,000 $1,333,000 $87,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,533 $4,396,904,000 $204,000 $2,138,000 $79,000 $4,938,000
Hispanic 3,995 $695,611,000 $174,000 $2,400,000 $59,000 $1,530,000
Black or African American 3,169 $506,356,000 $159,000 $2,510,000 $54,000 $501,000
Not Provided 1,496 $325,170,000 $217,000 $1,364,000 $84,000 $2,160,000
Asian 1,184 $326,446,000 $275,000 $1,590,000 $95,000 $876,000
Native Hawaiian or Other Pacific Islander 126 $31,965,000 $253,000 $1,500,000 $78,000 $741,000
American Indian or Alaskan Native 65 $12,529,000 $192,000 $700,000 $76,000 $527,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 17,108 $3,116,116,000 $182,000 $975,000 $50,000 $1,597,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,387 $2,763,644,000 $223,000 $2,510,000 $111,000 $4,938,000
VA-guaranteed (Veterans Administration) 1,652 $359,817,000 $217,000 $865,000 $66,000 $586,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 421 $55,404,000 $131,000 $341,000 $42,000 $168,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,524 $4,026,038,000 $196,000 $1,950,000 $74,000 $3,987,000
File Closed For Incompleteness 4,041 $868,737,000 $214,000 $2,510,000 $80,000 $4,938,000
Application Withdrawn By Applicant 3,614 $739,362,000 $204,000 $2,400,000 $76,000 $2,160,000
Application Denied By Financial Institution 3,060 $600,738,000 $196,000 $1,500,000 $72,000 $1,536,000
Application Approved But Not Accepted 329 $60,106,000 $182,000 $817,000 $70,000 $405,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $743,000 $247,000 $417,000 $57,000 $98,000
Other 2 $217,000 $108,000 $128,000 $34,000 $34,000
Insufficient Cash (Downpayment, Closing Cost) 1 $80,000 $80,000 $80,000 $25,000 $25,000
Collateral 1 $146,000 $146,000 $146,000 $52,000 $52,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Primary Residential Mortgage's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Primary Residential Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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