Prime Choice Funding Inc. Mortgage Lending & HMDA Data, 2021
In 2021, Prime Choice Funding Inc. of Tustin, CA reported 6,178 mortgage applications totaling $2.3 billion, down 42% from 2020. The average application was for $372,630, and applicants reported an average income of $120,476. 67% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (879), Riverside-San Bernardino-Ontario, CA (582) and Anaheim-Santa Ana-Irvine, CA (412) (applications in parentheses).
| Mortgage Company & Address | Prime Choice Funding Inc. 17852 17th St #107 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 6,178 |
| Total Mortgage Loan Application Amount | $2,302,110,000 |
| Average Mortgage Loan Application Amount | $372,630 |
| Highest Mortgage Loan Application Amount | $4,365,000 |
| Average Applicant Income | $120,476 |
| Highest Applicant Income | $1,398,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prime Choice Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 879 | $ 362,755,000 | $ 412,690 | $ 129,000 |
| Riverside-San Bernardino-Ontario, CA | 582 | $ 202,440,000 | $ 347,835 | $ 110,000 |
| Anaheim-Santa Ana-Irvine, CA | 412 | $ 183,960,000 | $ 446,504 | $ 143,000 |
| Phoenix-Mesa-Scottsdale, AZ | 264 | $ 90,070,000 | $ 341,174 | $ 106,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 232 | $ 96,610,000 | $ 416,422 | $ 116,754 |
| Oakland-Hayward-Berkeley, CA | 225 | $ 95,775,000 | $ 425,666 | $ 140,000 |
| San Diego-Carlsbad, CA | 209 | $ 90,745,000 | $ 434,186 | $ 119,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 195 | $ 74,315,000 | $ 381,102 | $ 142,000 |
| Outside any metro area | 163 | $ 54,475,000 | $ 334,202 | $ 106,343 |
| Atlanta-Sandy Springs-Roswell, GA | 143 | $ 47,225,000 | $ 330,244 | $ 111,000 |
| Denver-Aurora-Lakewood, CO | 142 | $ 52,840,000 | $ 372,112 | $ 110,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 115 | $ 52,495,000 | $ 456,478 | $ 183,000 |
| Houston-The Woodlands-Sugar Land, TX | 103 | $ 31,045,000 | $ 301,407 | $ 124,000 |
| Baltimore-Columbia-Towson, MD | 89 | $ 31,135,000 | $ 349,831 | $ 89,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 88 | $ 35,470,000 | $ 403,068 | $ 126,000 |
| Dallas-Plano-Irving, TX | 74 | $ 26,620,000 | $ 359,729 | $ 150,000 |
| Stockton-Lodi, CA | 72 | $ 28,490,000 | $ 395,694 | $ 122,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 65 | $ 23,285,000 | $ 358,230 | $ 93,000 |
| Austin-Round Rock, TX | 64 | $ 21,420,000 | $ 334,687 | $ 119,000 |
| San Francisco-Redwood City-South San Francisco, CA | 60 | $ 29,120,000 | $ 485,333 | $ 167,000 |
| Charlotte-Concord-Gastonia, NC-SC | 58 | $ 18,400,000 | $ 317,241 | $ 98,758 |
| Colorado Springs, CO | 57 | $ 21,115,000 | $ 370,438 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 56 | $ 20,410,000 | $ 364,464 | $ 110,000 |
| Fresno, CA | 55 | $ 17,515,000 | $ 318,454 | $ 96,000 |
| Tampa-St. Petersburg-Clearwater, FL | 52 | $ 18,800,000 | $ 361,538 | $ 105,000 |
| Montgomery County-Bucks County-Chester County, PA | 49 | $ 17,345,000 | $ 353,979 | $ 126,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 49 | $ 15,025,000 | $ 306,632 | $ 72,489 |
| Washington-Baltimore-Arlington, DC | 49 | $ 19,155,000 | $ 390,918 | $ 118,000 |
| New York-Newark, NY | 47 | $ 15,915,000 | $ 338,617 | $ 128,000 |
| Vallejo-Fairfield, CA | 45 | $ 17,565,000 | $ 390,333 | $ 103,000 |
| Boston, MA | 42 | $ 16,400,000 | $ 390,476 | $ 140,000 |
| New York-Jersey City-White Plains, NY-NJ | 37 | $ 14,065,000 | $ 380,135 | $ 146,000 |
| Raleigh, NC | 36 | $ 10,750,000 | $ 298,611 | $ 123,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 11,945,000 | $ 361,969 | $ 119,000 |
| Santa Rosa, CA | 33 | $ 12,815,000 | $ 388,333 | $ 164,000 |
| Bakersfield, CA | 31 | $ 9,995,000 | $ 322,419 | $ 124,000 |
| Cambridge-Newton-Framingham, MA | 31 | $ 13,295,000 | $ 428,870 | $ 132,000 |
| Orlando-Kissimmee-Sanford, FL | 31 | $ 9,245,000 | $ 298,225 | $ 90,000 |
| Fort Worth-Arlington, TX | 30 | $ 11,190,000 | $ 373,000 | $ 144,000 |
| Newark, NJ-PA | 30 | $ 12,650,000 | $ 421,666 | $ 139,000 |
| Boise City, ID | 29 | $ 9,625,000 | $ 331,896 | $ 107,000 |
| Jacksonville, FL | 29 | $ 9,835,000 | $ 339,137 | $ 102,000 |
| Modesto, CA | 28 | $ 8,710,000 | $ 311,071 | $ 130,000 |
| Richmond, VA | 28 | $ 9,150,000 | $ 326,785 | $ 125,000 |
| San Antonio-New Braunfels, TX | 27 | $ 8,035,000 | $ 297,592 | $ 102,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 25 | $ 11,145,000 | $ 445,800 | $ 141,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 7,785,000 | $ 311,400 | $ 125,000 |
| Bend-Redmond, OR | 24 | $ 8,870,000 | $ 369,583 | $ 101,000 |
| Fort Collins, CO | 24 | $ 9,090,000 | $ 378,750 | $ 118,000 |
| Miami-Miami Beach-Kendall, FL | 24 | $ 8,190,000 | $ 341,250 | $ 108,000 |
| Salinas, CA | 22 | $ 9,140,000 | $ 415,454 | $ 106,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 8,265,000 | $ 393,571 | $ 141,000 |
| Santa Maria-Santa Barbara, CA | 19 | $ 6,915,000 | $ 363,947 | $ 139,000 |
| Worcester, MA-CT | 18 | $ 5,320,000 | $ 295,555 | $ 133,000 |
| Tucson, AZ | 16 | $ 3,850,000 | $ 240,625 | $ 111,000 |
| Charleston-North Charleston, SC | 15 | $ 3,895,000 | $ 259,666 | $ 106,000 |
| Camden, NJ | 14 | $ 4,330,000 | $ 309,285 | $ 136,000 |
| Providence-Warwick, RI-MA | 14 | $ 4,780,000 | $ 341,428 | $ 94,428 |
| Santa Cruz-Watsonville, CA | 14 | $ 6,100,000 | $ 435,714 | $ 115,000 |
| Asheville, NC | 13 | $ 4,135,000 | $ 318,076 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 13 | $ 3,415,000 | $ 262,692 | $ 77,153 |
| Greeley, CO | 13 | $ 4,475,000 | $ 344,230 | $ 104,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 3,190,000 | $ 265,833 | $ 106,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 3,490,000 | $ 290,833 | $ 105,000 |
| Durham-Chapel Hill, NC | 12 | $ 4,070,000 | $ 339,166 | $ 122,000 |
| Napa, CA | 12 | $ 5,290,000 | $ 440,833 | $ 152,000 |
| Philadelphia, PA | 12 | $ 3,200,000 | $ 266,666 | $ 81,000 |
| Pittsburgh, PA | 12 | $ 3,220,000 | $ 268,333 | $ 122,000 |
| Boulder, CO | 11 | $ 4,265,000 | $ 387,727 | $ 95,000 |
| Knoxville, TN | 11 | $ 3,265,000 | $ 296,818 | $ 117,000 |
| Lakeland-Winter Haven, FL | 11 | $ 2,665,000 | $ 242,272 | $ 70,000 |
| Manchester-Nashua, NH | 11 | $ 3,575,000 | $ 325,000 | $ 96,000 |
| Merced, CA | 11 | $ 3,305,000 | $ 300,454 | $ 100,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 3,345,000 | $ 304,090 | $ 147,000 |
| San Rafael, CA | 11 | $ 5,375,000 | $ 488,636 | $ 163,000 |
| Springfield, MA | 11 | $ 4,165,000 | $ 378,636 | $ 77,000 |
| Winston-Salem, NC | 11 | $ 3,105,000 | $ 282,272 | $ 82,000 |
| Coeur D'Alene, ID | 10 | $ 3,020,000 | $ 302,000 | $ 58,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 3,190,000 | $ 319,000 | $ 102,000 |
| Rockingham County-Strafford County, NH | 10 | $ 4,200,000 | $ 420,000 | $ 117,000 |
| Albuquerque, NM | 9 | $ 2,355,000 | $ 261,666 | $ 89,000 |
| Salem, OR | 9 | $ 2,865,000 | $ 318,333 | $ 94,000 |
| Savannah, GA | 9 | $ 2,335,000 | $ 259,444 | $ 88,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 2,905,000 | $ 322,777 | $ 155,000 |
| York-Hanover, PA | 9 | $ 2,425,000 | $ 269,444 | $ 89,000 |
| Birmingham-Hoover, AL | 8 | $ 2,320,000 | $ 290,000 | $ 101,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 2,260,000 | $ 282,500 | $ 75,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,790,000 | $ 348,750 | $ 139,000 |
| Eugene, OR | 8 | $ 2,870,000 | $ 358,750 | $ 94,000 |
| Huntsville, AL | 8 | $ 2,240,000 | $ 280,000 | $ 86,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 2,980,000 | $ 372,500 | $ 157,000 |
| Port St. Lucie, FL | 8 | $ 2,690,000 | $ 336,250 | $ 92,000 |
| Anchorage, AK | 7 | $ 2,495,000 | $ 356,428 | $ 10,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 1,865,000 | $ 266,428 | $ 117,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 2,165,000 | $ 309,285 | $ 62,000 |
| Indianapolis-Carmel-Anderson, IN | 7 | $ 2,505,000 | $ 357,857 | $ 94,000 |
| Medford, OR | 7 | $ 2,005,000 | $ 286,428 | $ 161,000 |
| Memphis, TN-MS-AR | 7 | $ 1,915,000 | $ 273,571 | $ 133,000 |
| Panama City, FL | 7 | $ 2,055,000 | $ 293,571 | $ 73,000 |
| Santa Fe, NM | 7 | $ 2,625,000 | $ 375,000 | $ 75,000 |
| Yuba City, CA | 7 | $ 2,335,000 | $ 333,571 | $ 124,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,430,000 | $ 405,000 | $ 211,000 |
| Chicago-Naperville, IL | 6 | $ 1,500,000 | $ 250,000 | $ 201,000 |
| Chico, CA | 6 | $ 1,990,000 | $ 331,666 | $ 149,000 |
| Cincinnati, OH-KY-IN | 6 | $ 1,910,000 | $ 318,333 | $ 101,666 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,690,000 | $ 281,666 | $ 73,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,340,000 | $ 223,333 | $ 108,000 |
| New Haven-Milford, CT | 6 | $ 1,520,000 | $ 253,333 | $ 117,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 2,020,000 | $ 336,666 | $ 61,000 |
| Visalia-Porterville, CA | 6 | $ 1,650,000 | $ 275,000 | $ 88,000 |
| California-Lexington Park, MD | 5 | $ 1,485,000 | $ 297,000 | $ 40,000 |
| Clarksville, TN-KY | 5 | $ 1,145,000 | $ 229,000 | $ 60,000 |
| El Paso, TX | 5 | $ 1,285,000 | $ 257,000 | $ 75,000 |
| Flagstaff, AZ | 5 | $ 1,825,000 | $ 365,000 | $ 158,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,475,000 | $ 295,000 | $ 111,000 |
| Greensboro-High Point, NC | 5 | $ 1,685,000 | $ 337,000 | $ 164,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,865,000 | $ 373,000 | $ 140,000 |
| Lancaster, PA | 5 | $ 1,435,000 | $ 287,000 | $ 159,000 |
| Lynchburg, VA | 5 | $ 1,575,000 | $ 315,000 | $ 131,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,325,000 | $ 265,000 | $ 115,200 |
| Ocala, FL | 5 | $ 1,225,000 | $ 245,000 | $ 28,000 |
| Portland-South Portland, ME | 5 | $ 1,795,000 | $ 359,000 | $ 128,000 |
| Redding, CA | 5 | $ 1,325,000 | $ 265,000 | $ 106,000 |
| Spartanburg, SC | 5 | $ 1,405,000 | $ 281,000 | $ 146,000 |
| Trenton, NJ | 5 | $ 1,795,000 | $ 359,000 | $ 130,000 |
| Barnstable Town, MA | 4 | $ 1,520,000 | $ 380,000 | $ 116,000 |
| Brunswick, GA | 4 | $ 1,550,000 | $ 387,500 | $ 55,000 |
| Chattanooga, TN-GA | 4 | $ 980,000 | $ 245,000 | $ 79,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,120,000 | $ 280,000 | $ 119,000 |
| Gainesville, GA | 4 | $ 1,840,000 | $ 460,000 | $ 31,000 |
| Grand Junction, CO | 4 | $ 950,000 | $ 237,500 | $ 72,000 |
| Idaho Falls, ID | 4 | $ 1,250,000 | $ 312,500 | $ 114,000 |
| Madera, CA | 4 | $ 1,380,000 | $ 345,000 | $ 174,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,400,000 | $ 350,000 | $ 78,000 |
| Valdosta, GA | 4 | $ 1,070,000 | $ 267,500 | $ 308,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,230,000 | $ 307,500 | $ 136,000 |
| Albany, OR | 3 | $ 1,025,000 | $ 341,666 | $ 81,000 |
| Ann Arbor, MI | 3 | $ 635,000 | $ 211,666 | $ 106,000 |
| Burlington, NC | 3 | $ 1,065,000 | $ 355,000 | $ 131,000 |
| Columbus, OH | 3 | $ 765,000 | $ 255,000 | $ 83,000 |
| Corpus Christi, TX | 3 | $ 895,000 | $ 298,333 | $ 134,000 |
| El Centro, CA | 3 | $ 775,000 | $ 258,333 | $ 99,000 |
| Fayetteville, NC | 3 | $ 515,000 | $ 171,666 | $ 72,000 |
| Gettysburg, PA | 3 | $ 695,000 | $ 231,666 | $ 95,000 |
| Harrisburg-Carlisle, PA | 3 | $ 775,000 | $ 258,333 | $ 100,000 |
| Johnson City, TN | 3 | $ 685,000 | $ 228,333 | $ 59,000 |
| Lansing-East Lansing, MI | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 945,000 | $ 315,000 | $ 130,000 |
| New Orleans-Metairie, LA | 3 | $ 805,000 | $ 268,333 | $ 109,000 |
| Reading, PA | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| Salisbury, MD-DE | 3 | $ 735,000 | $ 245,000 | $ 58,666 |
| State College, PA | 3 | $ 885,000 | $ 295,000 | $ 139,000 |
| Tallahassee, FL | 3 | $ 915,000 | $ 305,000 | $ 84,000 |
| Wilmington, NC | 3 | $ 1,085,000 | $ 361,666 | $ 118,000 |
| Winchester, VA-WV | 3 | $ 995,000 | $ 331,666 | $ 36,000 |
| Akron, OH | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Baton Rouge, LA | 2 | $ 740,000 | $ 370,000 | $ 58,000 |
| Brownsville-Harlingen, TX | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| College Station-Bryan, TX | 2 | $ 840,000 | $ 420,000 | $ 155,000 |
| Columbia, SC | 2 | $ 410,000 | $ 205,000 | $ 28,000 |
| Columbus, GA-AL | 2 | $ 580,000 | $ 290,000 | $ 35,500 |
| Fairbanks, AK | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Farmington, NM | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Fort Wayne, IN | 2 | $ 620,000 | $ 310,000 | $ 298,000 |
| Gary, IN | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| Goldsboro, NC | 2 | $ 640,000 | $ 320,000 | $ 210,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 570,000 | $ 285,000 | $ 97,000 |
| Hanford-Corcoran, CA | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 520,000 | $ 260,000 | $ 50,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 480,000 | $ 240,000 | $ 56,000 |
| Ocean City, NJ | 2 | $ 790,000 | $ 395,000 | $ 117,000 |
| Punta Gorda, FL | 2 | $ 780,000 | $ 390,000 | $ 168,000 |
| Roanoke, VA | 2 | $ 570,000 | $ 285,000 | $ 69,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 530,000 | $ 265,000 | $ 59,000 |
| Tuscaloosa, AL | 2 | $ 650,000 | $ 325,000 | $ 239,000 |
| Warner Robins, GA | 2 | $ 490,000 | $ 245,000 | $ 55,000 |
| Abilene, TX | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Albany, GA | 1 | $ 235,000 | $ 235,000 | $ 199,000 |
| Altoona, PA | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Athens-Clarke County, GA | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Bangor, ME | 1 | $ 145,000 | $ 145,000 | $ 256,000 |
| Battle Creek, MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Charlottesville, VA | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Cheyenne, WY | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Cleveland, TN | 1 | $ 455,000 | $ 455,000 | $ 118,000 |
| Cleveland-Elyria, OH | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Corvallis, OR | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Cumberland, MD-WV | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| Dalton, GA | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Dover, DE | 1 | $ 255,000 | $ 255,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 295,000 | $ 295,000 | $ 185,000 |
| Elgin, IL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Florence, SC | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Gainesville, FL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Grants Pass, OR | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Greenville, NC | 1 | $ 455,000 | $ 455,000 | $ 280,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Hinesville, GA | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Homosassa Springs, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Jackson, MI | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Jackson, TN | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jacksonville, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Johnstown, PA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Las Cruces, NM | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Lebanon, PA | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Lewiston, ID-WA | 1 | $ 325,000 | $ 325,000 | $ 166,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Macon-Bibb County, GA | 1 | $ 475,000 | $ 475,000 | $ 233,000 |
| Midland, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mobile, AL | 1 | $ 395,000 | $ 395,000 | $ 126,000 |
| Monroe, MI | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Morristown, TN | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| New Bern, NC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Norwich-New London, CT | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Odessa, TX | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Pueblo, CO | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| San Angelo, TX | 1 | $ 435,000 | $ 435,000 | $ 213,000 |
| Sebastian-Vero Beach, FL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Sebring, FL | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Springfield, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| The Villages, FL | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Toledo, OH | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Topeka, KS | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Twin Falls, ID | 1 | $ 385,000 | $ 385,000 | $ 134,000 |
| Wichita Falls, TX | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,395 | $1,223,485,000 | $360,000 | $4,365,000 | $117,000 | $1,398,000 |
| Cash-out Refinancing | 2,387 | $903,585,000 | $378,000 | $1,735,000 | $124,000 | $936,000 |
| Home Purchase | 395 | $174,735,000 | $442,000 | $1,555,000 | $129,000 | $686,000 |
| Home Improvement | 1 | $305,000 | $305,000 | $305,000 | $147,000 | $147,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,147 | $1,161,905,000 | $369,000 | $4,365,000 | $123,000 | $1,340,000 |
| White | 1,894 | $707,050,000 | $373,000 | $1,735,000 | $121,000 | $1,398,000 |
| Hispanic | 514 | $187,150,000 | $364,000 | $1,095,000 | $101,000 | $430,000 |
| Asian | 346 | $144,510,000 | $417,000 | $835,000 | $144,000 | $818,000 |
| Black or African American | 253 | $90,785,000 | $358,000 | $1,095,000 | $87,000 | $334,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,285,000 | $389,000 | $545,000 | $111,000 | $225,000 |
| American Indian or Alaskan Native | 9 | $4,585,000 | $509,000 | $1,365,000 | $122,000 | $312,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,024 | $1,872,240,000 | $372,000 | $4,365,000 | $137,000 | $1,398,000 |
| VA-guaranteed (Veterans Administration) | 952 | $363,040,000 | $381,000 | $1,365,000 | $46,000 | $402,000 |
| FHA-insured (Federal Housing Administration) | 202 | $66,830,000 | $330,000 | $695,000 | $71,000 | $216,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,123 | $1,548,165,000 | $375,000 | $1,735,000 | $120,000 | $1,398,000 |
| Application Withdrawn By Applicant | 1,264 | $474,070,000 | $375,000 | $4,365,000 | $125,000 | $716,000 |
| Application Approved But Not Accepted | 571 | $199,855,000 | $350,000 | $905,000 | $119,000 | $697,000 |
| Application Denied By Financial Institution | 163 | $58,195,000 | $357,000 | $1,075,000 | $95,000 | $687,000 |
| File Closed For Incompleteness | 57 | $21,825,000 | $382,000 | $1,045,000 | $111,000 | $303,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,015 | $2,243,915,000 | $373,000 | $4,365,000 | $121,000 | $1,398,000 |
| Debt-To-Income Ratio | 75 | $27,215,000 | $362,000 | $815,000 | $67,000 | $356,000 |
| Other | 26 | $9,000,000 | $346,000 | $1,075,000 | $131,000 | $687,000 |
| Unverifiable Information | 25 | $9,275,000 | $371,000 | $655,000 | $113,000 | $303,000 |
| Credit History | 13 | $4,245,000 | $326,000 | $465,000 | $87,000 | $193,000 |
| Collateral | 12 | $4,610,000 | $384,000 | $725,000 | $125,000 | $386,000 |
| Credit Application Incomplete | 5 | $1,705,000 | $341,000 | $465,000 | $165,000 | $292,000 |
| Employment History | 4 | $1,330,000 | $332,000 | $495,000 | $123,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $815,000 | $271,000 | $305,000 | $63,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Choice Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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