Prime Choice Funding Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Prime Choice Funding Inc. of Tustin, CA reported 6,178 mortgage applications totaling $2.3 billion, down 42% from 2020. The average application was for $372,630, and applicants reported an average income of $120,476. 67% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (879), Riverside-San Bernardino-Ontario, CA (582) and Anaheim-Santa Ana-Irvine, CA (412) (applications in parentheses).

Mortgage Company & Address Prime Choice Funding Inc.
17852 17th St #107
Tustin, CA 92780
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 6,178
Total Mortgage Loan Application Amount $2,302,110,000
Average Mortgage Loan Application Amount $372,630
Highest Mortgage Loan Application Amount $4,365,000
Average Applicant Income $120,476
Highest Applicant Income $1,398,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prime Choice Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Prime Choice Funding Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 879 $ 362,755,000 $ 412,690 $ 129,000
Orange, California 412 $ 183,960,000 $ 446,504 $ 143,000
Riverside, California 347 $ 123,025,000 $ 354,538 $ 109,000
Maricopa, Arizona 248 $ 85,910,000 $ 346,411 $ 107,000
San Bernardino, California 235 $ 79,415,000 $ 337,936 $ 113,000
San Diego, California 209 $ 90,745,000 $ 434,186 $ 119,000
Contra Costa, California 126 $ 51,610,000 $ 409,603 $ 131,000
Sacramento, California 113 $ 40,905,000 $ 361,991 $ 135,000
Santa Clara, California 107 $ 48,895,000 $ 456,962 $ 187,000
Alameda, California 99 $ 44,165,000 $ 446,111 $ 152,000
Ventura, California 88 $ 35,470,000 $ 403,068 $ 126,000
San Joaquin, California 72 $ 28,490,000 $ 395,694 $ 122,000
El Paso, Colorado 56 $ 20,790,000 $ 371,250 $ 81,000
Prince George's, Maryland 56 $ 19,830,000 $ 354,107 $ 112,000
Fresno, California 55 $ 17,515,000 $ 318,454 $ 96,000
Fairfax, Virginia 55 $ 24,525,000 $ 445,909 $ 130,000
Harris, Texas 48 $ 14,830,000 $ 308,958 $ 125,000
Solano, California 45 $ 17,565,000 $ 390,333 $ 103,000
San Mateo, California 41 $ 19,785,000 $ 482,560 $ 157,000
Montgomery, Maryland 39 $ 15,525,000 $ 398,076 $ 120,000
Placer, California 38 $ 15,860,000 $ 417,368 $ 148,000
Sonoma, California 33 $ 12,815,000 $ 388,333 $ 164,000
Broward, Florida 33 $ 11,945,000 $ 361,969 $ 119,000
Anne Arundel, Maryland 33 $ 12,225,000 $ 370,454 $ 91,000
Arapahoe, Colorado 32 $ 11,910,000 $ 372,187 $ 110,000
El Dorado, California 31 $ 13,075,000 $ 421,774 $ 155,000
Kern, California 31 $ 9,995,000 $ 322,419 $ 124,000
Jefferson, Colorado 31 $ 12,575,000 $ 405,645 $ 112,000
Wake, North Carolina 31 $ 9,505,000 $ 306,612 $ 132,000
Williamson, Texas 31 $ 10,105,000 $ 325,967 $ 134,000
Fort Bend, Texas 30 $ 9,440,000 $ 314,666 $ 135,000
Fulton, Georgia 29 $ 9,525,000 $ 328,448 $ 127,000
Mecklenburg, North Carolina 29 $ 9,305,000 $ 320,862 $ 106,000
Prince William, Virginia 29 $ 10,245,000 $ 353,275 $ 105,000
Stanislaus, California 28 $ 8,710,000 $ 311,071 $ 130,000
Travis, Texas 28 $ 9,500,000 $ 339,285 $ 107,000
Collin, Texas 26 $ 10,260,000 $ 394,615 $ 155,000
San Luis Obispo, California 25 $ 11,145,000 $ 445,800 $ 141,000
Palm Beach, Florida 25 $ 7,785,000 $ 311,400 $ 125,000
Loudoun, Virginia 25 $ 15,265,000 $ 610,600 $ 149,000
Larimer, Colorado 24 $ 9,090,000 $ 378,750 $ 118,000
Miami-Dade, Florida 24 $ 8,190,000 $ 341,250 $ 108,000
Deschutes, Oregon 24 $ 8,870,000 $ 369,583 $ 101,000
Multnomah, Oregon 24 $ 8,320,000 $ 346,666 $ 94,000
Washington, Oregon 23 $ 8,275,000 $ 359,782 $ 87,000
Monterey, California 22 $ 9,140,000 $ 415,454 $ 106,000
Denver, Colorado 22 $ 7,770,000 $ 353,181 $ 123,000
Douglas, Colorado 22 $ 8,710,000 $ 395,909 $ 109,000
Middlesex, Massachusetts 22 $ 9,440,000 $ 429,090 $ 139,000
Tarrant, Texas 22 $ 7,860,000 $ 357,272 $ 144,000
Adams, Colorado 21 $ 7,055,000 $ 335,952 $ 102,000
Hillsborough, Florida 21 $ 7,945,000 $ 378,333 $ 103,000
Cobb, Georgia 21 $ 7,465,000 $ 355,476 $ 161,000
Middlesex, New Jersey 21 $ 7,145,000 $ 340,238 $ 144,000
Virginia Beach, Virginia 21 $ 6,625,000 $ 315,476 $ 88,000
Chester, Pennsylvania 20 $ 7,310,000 $ 365,500 $ 136,000
Dallas, Texas 20 $ 6,880,000 $ 344,000 $ 128,000
San Francisco, California 19 $ 9,335,000 $ 491,315 $ 188,000
Santa Barbara, California 19 $ 6,915,000 $ 363,947 $ 139,000
Bergen, New Jersey 19 $ 7,555,000 $ 397,631 $ 166,000
Denton, Texas 19 $ 6,655,000 $ 350,263 $ 170,000
Forsyth, Georgia 18 $ 6,970,000 $ 387,222 $ 97,000
Gwinnett, Georgia 18 $ 5,280,000 $ 293,333 $ 86,000
Ada, Idaho 18 $ 6,130,000 $ 340,555 $ 112,000
Howard, Maryland 18 $ 6,500,000 $ 361,111 $ 94,000
Plymouth, Massachusetts 18 $ 6,730,000 $ 373,888 $ 116,000
District of Columbia, District Of Columbia 17 $ 7,755,000 $ 456,176 $ 151,000
Duval, Florida 17 $ 5,495,000 $ 323,235 $ 116,000
Manatee, Florida 17 $ 6,645,000 $ 390,882 $ 145,000
Norfolk, Massachusetts 17 $ 7,085,000 $ 416,764 $ 171,000
Worcester, Massachusetts 17 $ 5,125,000 $ 301,470 $ 137,000
Clackamas, Oregon 17 $ 6,295,000 $ 370,294 $ 97,000
Montgomery, Pennsylvania 17 $ 5,395,000 $ 317,352 $ 107,000
Davidson, Tennessee 17 $ 5,205,000 $ 306,176 $ 95,000
Pima, Arizona 16 $ 3,850,000 $ 240,625 $ 111,000
Pinal, Arizona 16 $ 4,160,000 $ 260,000 $ 99,000
Pinellas, Florida 16 $ 6,010,000 $ 375,625 $ 150,000
Williamson, Tennessee 15 $ 6,525,000 $ 435,000 $ 120,000
Santa Cruz, California 14 $ 6,100,000 $ 435,714 $ 115,000
Bexar, Texas 14 $ 4,460,000 $ 318,571 $ 102,000
Montgomery, Texas 14 $ 3,870,000 $ 276,428 $ 113,000
Yolo, California 13 $ 4,475,000 $ 344,230 $ 151,000
Weld, Colorado 13 $ 4,475,000 $ 344,230 $ 104,000
Carroll, Maryland 13 $ 4,975,000 $ 382,692 $ 96,000
Napa, California 12 $ 5,290,000 $ 440,833 $ 152,000
Lee, Florida 12 $ 3,490,000 $ 290,833 $ 105,000
Pasco, Florida 12 $ 4,190,000 $ 349,166 $ 65,000
Baltimore, Maryland 12 $ 4,080,000 $ 340,000 $ 69,000
Charles, Maryland 12 $ 4,710,000 $ 392,500 $ 92,000
Bucks, Pennsylvania 12 $ 4,640,000 $ 386,666 $ 138,000
Stafford, Virginia 12 $ 3,940,000 $ 328,333 $ 68,000
Marin, California 11 $ 5,375,000 $ 488,636 $ 163,000
Merced, California 11 $ 3,305,000 $ 300,454 $ 100,000
Boulder, Colorado 11 $ 4,265,000 $ 387,727 $ 95,000
Brevard, Florida 11 $ 3,345,000 $ 304,090 $ 147,000
Polk, Florida 11 $ 2,665,000 $ 242,272 $ 70,000
Canyon, Idaho 11 $ 3,495,000 $ 317,727 $ 99,000
Hillsborough, New Hampshire 11 $ 3,575,000 $ 325,000 $ 96,000
Monmouth, New Jersey 11 $ 3,805,000 $ 345,909 $ 99,000
Orange, Florida 10 $ 3,580,000 $ 358,000 $ 87,000
DeKalb, Georgia 10 $ 3,490,000 $ 349,000 $ 147,000
Kootenai, Idaho 10 $ 3,020,000 $ 302,000 $ 58,000
Frederick, Maryland 10 $ 3,630,000 $ 363,000 $ 112,000
Bristol, Massachusetts 10 $ 2,920,000 $ 292,000 $ 85,000
Morris, New Jersey 10 $ 4,410,000 $ 441,000 $ 132,000
Ocean, New Jersey 10 $ 3,290,000 $ 329,000 $ 102,000
Passaic, New Jersey 10 $ 2,950,000 $ 295,000 $ 95,000
Klamath, Oregon 10 $ 2,140,000 $ 214,000 $ 47,000
Charleston, South Carolina 10 $ 2,690,000 $ 269,000 $ 120,000
Chesterfield, Virginia 10 $ 4,000,000 $ 400,000 $ 145,000
Henrico, Virginia 10 $ 2,920,000 $ 292,000 $ 84,000
Columbia, Georgia 9 $ 2,315,000 $ 257,222 $ 70,000
Essex, Massachusetts 9 $ 3,855,000 $ 428,333 $ 114,000
Hampden, Massachusetts 9 $ 3,425,000 $ 380,555 $ 68,000
Rockingham, New Hampshire 9 $ 3,715,000 $ 412,777 $ 113,000
Union, New Jersey 9 $ 3,625,000 $ 402,777 $ 125,000
York, Pennsylvania 9 $ 2,425,000 $ 269,444 $ 89,000
Knox, Tennessee 9 $ 2,685,000 $ 298,333 $ 143,000
Sumner, Tennessee 9 $ 2,845,000 $ 316,111 $ 99,000
Chesapeake, Virginia 9 $ 3,005,000 $ 333,888 $ 63,000
Baldwin, Alabama 8 $ 2,790,000 $ 348,750 $ 139,000
Madison, Alabama 8 $ 2,240,000 $ 280,000 $ 86,000
San Benito, California 8 $ 3,600,000 $ 450,000 $ 125,000
Collier, Florida 8 $ 2,980,000 $ 372,500 $ 157,000
Lake, Florida 8 $ 2,050,000 $ 256,250 $ 75,000
Baltimore City, Maryland 8 $ 1,830,000 $ 228,750 $ 81,000
Hudson, New Jersey 8 $ 3,560,000 $ 445,000 $ 162,000
Bernalillo, New Mexico 8 $ 2,010,000 $ 251,250 $ 84,000
Buncombe, North Carolina 8 $ 2,580,000 $ 322,500 $ 125,000
Lane, Oregon 8 $ 2,870,000 $ 358,750 $ 94,000
Allegheny, Pennsylvania 8 $ 2,390,000 $ 298,750 $ 134,000
Nevada, California 7 $ 2,755,000 $ 393,571 $ 201,000
Bay, Florida 7 $ 2,055,000 $ 293,571 $ 73,000
Seminole, Florida 7 $ 1,935,000 $ 276,428 $ 92,000
Chatham, Georgia 7 $ 1,875,000 $ 267,857 $ 103,000
Cherokee, Georgia 7 $ 2,075,000 $ 296,428 $ 86,000
Suffolk, Massachusetts 7 $ 2,585,000 $ 369,285 $ 126,000
Oakland, Michigan 7 $ 2,415,000 $ 345,000 $ 184,000
Atlantic, New Jersey 7 $ 1,865,000 $ 266,428 $ 117,000
Burlington, New Jersey 7 $ 2,385,000 $ 340,714 $ 139,000
Essex, New Jersey 7 $ 3,045,000 $ 435,000 $ 146,000
Gloucester, New Jersey 7 $ 1,945,000 $ 277,857 $ 133,000
Santa Fe, New Mexico 7 $ 2,625,000 $ 375,000 $ 75,000
Jackson, Oregon 7 $ 2,005,000 $ 286,428 $ 161,000
Philadelphia, Pennsylvania 7 $ 1,745,000 $ 249,285 $ 83,000
Beaufort, South Carolina 7 $ 2,165,000 $ 309,285 $ 62,000
Shelby, Tennessee 7 $ 1,915,000 $ 273,571 $ 133,000
Comal, Texas 7 $ 2,085,000 $ 297,857 $ 118,000
Yavapai, Arizona 6 $ 2,020,000 $ 336,666 $ 61,000
Butte, California 6 $ 1,990,000 $ 331,666 $ 149,000
Tulare, California 6 $ 1,650,000 $ 275,000 $ 88,000
Broomfield, Colorado 6 $ 2,050,000 $ 341,666 $ 91,000
Fairfield, Connecticut 6 $ 2,430,000 $ 405,000 $ 211,000
New Haven, Connecticut 6 $ 1,520,000 $ 253,333 $ 117,000
Okaloosa, Florida 6 $ 1,490,000 $ 248,333 $ 66,000
Osceola, Florida 6 $ 1,680,000 $ 280,000 $ 112,000
St. Johns, Florida 6 $ 2,550,000 $ 425,000 $ 116,000
Henry, Georgia 6 $ 1,760,000 $ 293,333 $ 95,000
Hennepin, Minnesota 6 $ 1,840,000 $ 306,666 $ 102,000
Cabarrus, North Carolina 6 $ 1,990,000 $ 331,666 $ 92,000
Durham, North Carolina 6 $ 1,920,000 $ 320,000 $ 142,000
Gaston, North Carolina 6 $ 1,370,000 $ 228,333 $ 88,000
Lehigh, Pennsylvania 6 $ 1,780,000 $ 296,666 $ 130,000
Wilson, Tennessee 6 $ 2,870,000 $ 478,333 $ 123,000
Richmond City, Virginia 6 $ 1,790,000 $ 298,333 $ 166,000
Spotsylvania, Virginia 6 $ 2,590,000 $ 431,666 $ 91,000
Jefferson, Alabama 5 $ 1,315,000 $ 263,000 $ 128,000
Coconino, Arizona 5 $ 1,825,000 $ 365,000 $ 158,000
Amador, California 5 $ 1,915,000 $ 383,000 $ 94,000
Humboldt, California 5 $ 2,095,000 $ 419,000 $ 127,000
Shasta, California 5 $ 1,325,000 $ 265,000 $ 106,000
Marion, Florida 5 $ 1,225,000 $ 245,000 $ 28,000
St. Lucie, Florida 5 $ 1,555,000 $ 311,000 $ 61,000
Walton, Georgia 5 $ 1,405,000 $ 281,000 $ 45,000
Cook, Illinois 5 $ 1,155,000 $ 231,000 $ 241,000
Harford, Maryland 5 $ 1,525,000 $ 305,000 $ 100,000
St. Mary's, Maryland 5 $ 1,485,000 $ 297,000 $ 40,000
Mercer, New Jersey 5 $ 1,795,000 $ 359,000 $ 130,000
Somerset, New Jersey 5 $ 1,675,000 $ 335,000 $ 179,000
Forsyth, North Carolina 5 $ 1,395,000 $ 279,000 $ 83,000
Guilford, North Carolina 5 $ 1,685,000 $ 337,000 $ 164,000
Lincoln, North Carolina 5 $ 1,485,000 $ 297,000 $ 100,000
Douglas, Oregon 5 $ 1,425,000 $ 285,000 $ 92,000
Polk, Oregon 5 $ 1,565,000 $ 313,000 $ 99,000
Delaware, Pennsylvania 5 $ 1,455,000 $ 291,000 $ 77,000
Lancaster, Pennsylvania 5 $ 1,435,000 $ 287,000 $ 159,000
Spartanburg, South Carolina 5 $ 1,405,000 $ 281,000 $ 146,000
Montgomery, Tennessee 5 $ 1,145,000 $ 229,000 $ 60,000
Brazoria, Texas 5 $ 1,205,000 $ 241,000 $ 115,000
El Paso, Texas 5 $ 1,285,000 $ 257,000 $ 75,000
Galveston, Texas 5 $ 1,455,000 $ 291,000 $ 110,000
Arlington, Virginia 5 $ 1,915,000 $ 383,000 $ 104,000
Anchorage, Alaska 4 $ 1,690,000 $ 422,500 $ 0
Calaveras, California 4 $ 990,000 $ 247,500 $ 117,000
Madera, California 4 $ 1,380,000 $ 345,000 $ 174,000
Sutter, California 4 $ 1,270,000 $ 317,500 $ 169,000
Elbert, Colorado 4 $ 1,440,000 $ 360,000 $ 64,000
La Plata, Colorado 4 $ 1,390,000 $ 347,500 $ 73,000
Mesa, Colorado 4 $ 950,000 $ 237,500 $ 72,000
Flagler, Florida 4 $ 1,230,000 $ 307,500 $ 96,000
Nassau, Florida 4 $ 1,060,000 $ 265,000 $ 70,000
Sarasota, Florida 4 $ 1,620,000 $ 405,000 $ 126,000
Coweta, Georgia 4 $ 1,170,000 $ 292,500 $ 82,000
Douglas, Georgia 4 $ 1,210,000 $ 302,500 $ 102,000
Fayette, Georgia 4 $ 1,520,000 $ 380,000 $ 0
Hall, Georgia 4 $ 1,840,000 $ 460,000 $ 31,000
Jackson, Georgia 4 $ 1,160,000 $ 290,000 $ 18,000
Lowndes, Georgia 4 $ 1,070,000 $ 267,500 $ 308,000
Paulding, Georgia 4 $ 1,560,000 $ 390,000 $ 137,000
Bonneville, Idaho 4 $ 1,250,000 $ 312,500 $ 114,000
Cecil, Maryland 4 $ 1,230,000 $ 307,500 $ 136,000
Barnstable, Massachusetts 4 $ 1,520,000 $ 380,000 $ 116,000
Wayne, Michigan 4 $ 1,120,000 $ 280,000 $ 119,000
Cleveland, North Carolina 4 $ 950,000 $ 237,500 $ 75,000
Henderson, North Carolina 4 $ 1,380,000 $ 345,000 $ 91,000
Iredell, North Carolina 4 $ 1,370,000 $ 342,500 $ 62,000
Union, North Carolina 4 $ 1,280,000 $ 320,000 $ 118,000
Marion, Oregon 4 $ 1,300,000 $ 325,000 $ 87,000
Greenville, South Carolina 4 $ 710,000 $ 177,500 $ 94,000
Hamilton, Tennessee 4 $ 980,000 $ 245,000 $ 79,000
Maury, Tennessee 4 $ 1,270,000 $ 317,500 $ 90,000
Rutherford, Tennessee 4 $ 1,350,000 $ 337,500 $ 83,000
Kaufman, Texas 4 $ 1,020,000 $ 255,000 $ 161,000
Parker, Texas 4 $ 2,090,000 $ 522,500 $ 197,000
Alexandria, Virginia 4 $ 1,690,000 $ 422,500 $ 31,000
Matanuska-Susitna, Alaska 3 $ 805,000 $ 268,333 $ 24,000
Gila, Arizona 3 $ 1,205,000 $ 401,666 $ 107,000
Imperial, California 3 $ 775,000 $ 258,333 $ 99,000
Yuba, California 3 $ 1,065,000 $ 355,000 $ 64,000
Hernando, Florida 3 $ 655,000 $ 218,333 $ 32,000
Leon, Florida 3 $ 915,000 $ 305,000 $ 84,000
Martin, Florida 3 $ 1,135,000 $ 378,333 $ 143,000
Santa Rosa, Florida 3 $ 1,145,000 $ 381,666 $ 104,000
Clayton, Georgia 3 $ 855,000 $ 285,000 $ 100,000
Glynn, Georgia 3 $ 1,325,000 $ 441,666 $ 73,000
Bonner, Idaho 3 $ 1,295,000 $ 431,666 $ 84,000
Hendricks, Indiana 3 $ 1,035,000 $ 345,000 $ 149,000
York, Maine 3 $ 725,000 $ 241,666 $ 101,000
Kent, Michigan 3 $ 965,000 $ 321,666 $ 148,000
Washtenaw, Michigan 3 $ 635,000 $ 211,666 $ 106,000
Dakota, Minnesota 3 $ 1,085,000 $ 361,666 $ 138,000
Grafton, New Hampshire 3 $ 1,015,000 $ 338,333 $ 78,000
Sussex, New Jersey 3 $ 1,265,000 $ 421,666 $ 199,000
Warren, New Jersey 3 $ 665,000 $ 221,666 $ 115,000
Otero, New Mexico 3 $ 985,000 $ 328,333 $ 47,000
Alamance, North Carolina 3 $ 1,065,000 $ 355,000 $ 131,000
Brunswick, North Carolina 3 $ 895,000 $ 298,333 $ 136,000
Dare, North Carolina 3 $ 1,455,000 $ 485,000 $ 98,000
Davidson, North Carolina 3 $ 1,005,000 $ 335,000 $ 88,000
Harnett, North Carolina 3 $ 515,000 $ 171,666 $ 72,000
Johnston, North Carolina 3 $ 685,000 $ 228,333 $ 90,000
Franklin, Ohio 3 $ 765,000 $ 255,000 $ 83,000
Linn, Oregon 3 $ 1,025,000 $ 341,666 $ 81,000
Adams, Pennsylvania 3 $ 695,000 $ 231,666 $ 95,000
Berks, Pennsylvania 3 $ 765,000 $ 255,000 $ 100,000
Centre, Pennsylvania 3 $ 885,000 $ 295,000 $ 139,000
Northampton, Pennsylvania 3 $ 745,000 $ 248,333 $ 50,000
Berkeley, South Carolina 3 $ 705,000 $ 235,000 $ 74,000
Sevier, Tennessee 3 $ 1,035,000 $ 345,000 $ 134,000
Washington, Tennessee 3 $ 685,000 $ 228,333 $ 59,000
Guadalupe, Texas 3 $ 535,000 $ 178,333 $ 76,000
Hays, Texas 3 $ 975,000 $ 325,000 $ 96,000
Johnson, Texas 3 $ 855,000 $ 285,000 $ 77,000
Nueces, Texas 3 $ 895,000 $ 298,333 $ 134,000
Rockwall, Texas 3 $ 1,125,000 $ 375,000 $ 114,000
Fauquier, Virginia 3 $ 1,155,000 $ 385,000 $ 78,000
James City, Virginia 3 $ 1,285,000 $ 428,333 $ 36,000
Lynchburg, Virginia 3 $ 735,000 $ 245,000 $ 112,000
Newport News, Virginia 3 $ 615,000 $ 205,000 $ 107,000
Norfolk, Virginia 3 $ 745,000 $ 248,333 $ 52,000
Tuscaloosa, Alabama 2 $ 650,000 $ 325,000 $ 239,000
Fairbanks North Star, Alaska 2 $ 710,000 $ 355,000 $ 0
Cochise, Arizona 2 $ 530,000 $ 265,000 $ 59,000
Mohave, Arizona 2 $ 520,000 $ 260,000 $ 50,000
Kings, California 2 $ 620,000 $ 310,000 $ 94,000
Tehama, California 2 $ 760,000 $ 380,000 $ 28,000
Clear Creek, Colorado 2 $ 440,000 $ 220,000 $ 120,000
Eagle, Colorado 2 $ 900,000 $ 450,000 $ 96,000
Montezuma, Colorado 2 $ 340,000 $ 170,000 $ 28,000
Summit, Colorado 2 $ 690,000 $ 345,000 $ 354,000
Hartford, Connecticut 2 $ 590,000 $ 295,000 $ 152,000
Middlesex, Connecticut 2 $ 950,000 $ 475,000 $ 126,000
Charlotte, Florida 2 $ 780,000 $ 390,000 $ 168,000
Clay, Florida 2 $ 730,000 $ 365,000 $ 0
Monroe, Florida 2 $ 1,160,000 $ 580,000 $ 79,000
Volusia, Florida 2 $ 460,000 $ 230,000 $ 27,000
Walton, Florida 2 $ 770,000 $ 385,000 $ 103,000
Barrow, Georgia 2 $ 490,000 $ 245,000 $ 95,000
Bartow, Georgia 2 $ 620,000 $ 310,000 $ 122,000
Camden, Georgia 2 $ 390,000 $ 195,000 $ 38,000
Houston, Georgia 2 $ 490,000 $ 245,000 $ 55,000
Richmond, Georgia 2 $ 260,000 $ 130,000 $ 73,000
Spalding, Georgia 2 $ 590,000 $ 295,000 $ 102,000
White, Georgia 2 $ 740,000 $ 370,000 $ 55,000
Blaine, Idaho 2 $ 450,000 $ 225,000 $ 144,000
Allen, Indiana 2 $ 620,000 $ 310,000 $ 298,000
Hamilton, Indiana 2 $ 890,000 $ 445,000 $ 0
Marion, Indiana 2 $ 580,000 $ 290,000 $ 104,000
Harrison, Kentucky 2 $ 270,000 $ 135,000 $ 69,000
Jefferson, Kentucky 2 $ 610,000 $ 305,000 $ 196,000
Ascension, Louisiana 2 $ 740,000 $ 370,000 $ 58,000
Jefferson, Louisiana 2 $ 340,000 $ 170,000 $ 60,000
Cumberland, Maine 2 $ 1,070,000 $ 535,000 $ 170,000
Calvert, Maryland 2 $ 960,000 $ 480,000 $ 149,000
Washington, Maryland 2 $ 570,000 $ 285,000 $ 97,000
Worcester, Maryland 2 $ 440,000 $ 220,000 $ 88,000
Eaton, Michigan 2 $ 370,000 $ 185,000 $ 58,000
Macomb, Michigan 2 $ 490,000 $ 245,000 $ 53,000
Ottawa, Michigan 2 $ 510,000 $ 255,000 $ 57,000
Cape May, New Jersey 2 $ 790,000 $ 395,000 $ 117,000
Los Alamos, New Mexico 2 $ 550,000 $ 275,000 $ 121,000
San Juan, New Mexico 2 $ 460,000 $ 230,000 $ 96,000
Davie, North Carolina 2 $ 530,000 $ 265,000 $ 65,000
Franklin, North Carolina 2 $ 560,000 $ 280,000 $ 35,000
Granville, North Carolina 2 $ 860,000 $ 430,000 $ 129,000
Orange, North Carolina 2 $ 470,000 $ 235,000 $ 102,000
Pender, North Carolina 2 $ 540,000 $ 270,000 $ 90,000
Wayne, North Carolina 2 $ 640,000 $ 320,000 $ 210,000
Butler, Ohio 2 $ 420,000 $ 210,000 $ 125,000
Summit, Ohio 2 $ 730,000 $ 365,000 $ 0
Warren, Ohio 2 $ 810,000 $ 405,000 $ 88,000
Coos, Oregon 2 $ 580,000 $ 290,000 $ 116,000
Crook, Oregon 2 $ 710,000 $ 355,000 $ 59,000
Jefferson, Oregon 2 $ 430,000 $ 215,000 $ 54,000
Butler, Pennsylvania 2 $ 450,000 $ 225,000 $ 106,000
Dauphin, Pennsylvania 2 $ 530,000 $ 265,000 $ 97,000
Luzerne, Pennsylvania 2 $ 360,000 $ 180,000 $ 56,000
Providence, Rhode Island 2 $ 780,000 $ 390,000 $ 83,000
Aiken, South Carolina 2 $ 840,000 $ 420,000 $ 111,000
Dorchester, South Carolina 2 $ 500,000 $ 250,000 $ 82,000
Horry, South Carolina 2 $ 430,000 $ 215,000 $ 84,000
Lancaster, South Carolina 2 $ 640,000 $ 320,000 $ 41,000
Lexington, South Carolina 2 $ 410,000 $ 205,000 $ 28,000
Oconee, South Carolina 2 $ 870,000 $ 435,000 $ 206,000
York, South Carolina 2 $ 960,000 $ 480,000 $ 124,000
Putnam, Tennessee 2 $ 520,000 $ 260,000 $ 70,000
Brazos, Texas 2 $ 840,000 $ 420,000 $ 155,000
Cameron, Texas 2 $ 520,000 $ 260,000 $ 80,000
Ellis, Texas 2 $ 680,000 $ 340,000 $ 155,000
Hidalgo, Texas 2 $ 480,000 $ 240,000 $ 56,000
Medina, Texas 2 $ 590,000 $ 295,000 $ 82,000
Bedford, Virginia 2 $ 840,000 $ 420,000 $ 159,000
Frederick, Virginia 2 $ 500,000 $ 250,000 $ 54,000
Hampton, Virginia 2 $ 480,000 $ 240,000 $ 117,000
Manassas, Virginia 2 $ 900,000 $ 450,000 $ 164,000
Portsmouth, Virginia 2 $ 290,000 $ 145,000 $ 0
Suffolk, Virginia 2 $ 750,000 $ 375,000 $ 43,000
Calhoun, Alabama 1 $ 105,000 $ 105,000 $ 26,000
Chilton, Alabama 1 $ 315,000 $ 315,000 $ 84,000
Mobile, Alabama 1 $ 395,000 $ 395,000 $ 126,000
Russell, Alabama 1 $ 335,000 $ 335,000 $ 71,000
Shelby, Alabama 1 $ 315,000 $ 315,000 $ 0
St. Clair, Alabama 1 $ 375,000 $ 375,000 $ 85,000
Tallapoosa, Alabama 1 $ 515,000 $ 515,000 $ 170,000
La Paz, Arizona 1 $ 215,000 $ 215,000 $ 275,000
Santa Cruz, Arizona 1 $ 335,000 $ 335,000 $ 72,000
Saline, Arkansas 1 $ 145,000 $ 145,000 $ 116,000
Colusa, California 1 $ 335,000 $ 335,000 $ 107,000
Lake, California 1 $ 205,000 $ 205,000 $ 35,000
Mendocino, California 1 $ 445,000 $ 445,000 $ 0
Mono, California 1 $ 505,000 $ 505,000 $ 264,000
Tuolumne, California 1 $ 135,000 $ 135,000 $ 152,000
Fremont, Colorado 1 $ 315,000 $ 315,000 $ 0
Garfield, Colorado 1 $ 545,000 $ 545,000 $ 0
Gilpin, Colorado 1 $ 435,000 $ 435,000 $ 118,000
Grand, Colorado 1 $ 235,000 $ 235,000 $ 73,000
Lake, Colorado 1 $ 435,000 $ 435,000 $ 75,000
Ouray, Colorado 1 $ 385,000 $ 385,000 $ 51,000
Park, Colorado 1 $ 455,000 $ 455,000 $ 188,000
Pueblo, Colorado 1 $ 225,000 $ 225,000 $ 57,000
San Miguel, Colorado 1 $ 725,000 $ 725,000 $ 221,000
Teller, Colorado 1 $ 325,000 $ 325,000 $ 0
New London, Connecticut 1 $ 245,000 $ 245,000 $ 160,000
Tolland, Connecticut 1 $ 325,000 $ 325,000 $ 146,000
Windham, Connecticut 1 $ 195,000 $ 195,000 $ 65,000
Kent, Delaware 1 $ 255,000 $ 255,000 $ 0
Sussex, Delaware 1 $ 295,000 $ 295,000 $ 0
Alachua, Florida 1 $ 245,000 $ 245,000 $ 0
Citrus, Florida 1 $ 215,000 $ 215,000 $ 0
Escambia, Florida 1 $ 255,000 $ 255,000 $ 0
Highlands, Florida 1 $ 195,000 $ 195,000 $ 161,000
Indian River, Florida 1 $ 245,000 $ 245,000 $ 0
Sumter, Florida 1 $ 275,000 $ 275,000 $ 48,000
Bibb, Georgia 1 $ 475,000 $ 475,000 $ 233,000
Bleckley, Georgia 1 $ 265,000 $ 265,000 $ 58,000
Bryan, Georgia 1 $ 335,000 $ 335,000 $ 0
Carroll, Georgia 1 $ 235,000 $ 235,000 $ 59,000
Effingham, Georgia 1 $ 125,000 $ 125,000 $ 73,000
Lee, Georgia 1 $ 235,000 $ 235,000 $ 199,000
Liberty, Georgia 1 $ 165,000 $ 165,000 $ 53,000
Lumpkin, Georgia 1 $ 205,000 $ 205,000 $ 269,000
McIntosh, Georgia 1 $ 225,000 $ 225,000 $ 0
Muscogee, Georgia 1 $ 245,000 $ 245,000 $ 0
Newton, Georgia 1 $ 225,000 $ 225,000 $ 83,000
Oconee, Georgia 1 $ 245,000 $ 245,000 $ 138,000
Pike, Georgia 1 $ 525,000 $ 525,000 $ 243,000
Rockdale, Georgia 1 $ 255,000 $ 255,000 $ 0
Troup, Georgia 1 $ 935,000 $ 935,000 $ 243,000
Whitfield, Georgia 1 $ 285,000 $ 285,000 $ 106,000
Adams, Idaho 1 $ 255,000 $ 255,000 $ 204,000
Elmore, Idaho 1 $ 335,000 $ 335,000 $ 0
Nez Perce, Idaho 1 $ 325,000 $ 325,000 $ 166,000
Twin Falls, Idaho 1 $ 385,000 $ 385,000 $ 134,000
Valley, Idaho 1 $ 455,000 $ 455,000 $ 172,000
Kane, Illinois 1 $ 225,000 $ 225,000 $ 0
Lake, Illinois 1 $ 255,000 $ 255,000 $ 100,000
Madison, Illinois 1 $ 315,000 $ 315,000 $ 0
McHenry, Illinois 1 $ 345,000 $ 345,000 $ 0
Sangamon, Illinois 1 $ 165,000 $ 165,000 $ 0
Lake, Indiana 1 $ 225,000 $ 225,000 $ 106,000
Porter, Indiana 1 $ 185,000 $ 185,000 $ 47,000
Jefferson, Kansas 1 $ 235,000 $ 235,000 $ 157,000
Boone, Kentucky 1 $ 395,000 $ 395,000 $ 70,000
Kenton, Kentucky 1 $ 285,000 $ 285,000 $ 117,000
Mercer, Kentucky 1 $ 205,000 $ 205,000 $ 78,000
Spencer, Kentucky 1 $ 335,000 $ 335,000 $ 0
Lafourche, Louisiana 1 $ 195,000 $ 195,000 $ 92,000
Orleans, Louisiana 1 $ 465,000 $ 465,000 $ 208,000
Lincoln, Maine 1 $ 245,000 $ 245,000 $ 103,000
Penobscot, Maine 1 $ 145,000 $ 145,000 $ 256,000
Somerset, Maine 1 $ 315,000 $ 315,000 $ 144,000
Allegany, Maryland 1 $ 415,000 $ 415,000 $ 90,000
Caroline, Maryland 1 $ 355,000 $ 355,000 $ 121,000
Dorchester, Maryland 1 $ 225,000 $ 225,000 $ 113,000
Franklin, Massachusetts 1 $ 305,000 $ 305,000 $ 0
Hampshire, Massachusetts 1 $ 435,000 $ 435,000 $ 234,000
Barry, Michigan 1 $ 325,000 $ 325,000 $ 119,000
Berrien, Michigan 1 $ 175,000 $ 175,000 $ 52,000
Calhoun, Michigan 1 $ 255,000 $ 255,000 $ 0
Ingham, Michigan 1 $ 215,000 $ 215,000 $ 57,000
Jackson, Michigan 1 $ 235,000 $ 235,000 $ 126,000
Midland, Michigan 1 $ 165,000 $ 165,000 $ 0
Monroe, Michigan 1 $ 165,000 $ 165,000 $ 97,000
Anoka, Minnesota 1 $ 265,000 $ 265,000 $ 0
Douglas, Minnesota 1 $ 455,000 $ 455,000 $ 137,000
Belknap, New Hampshire 1 $ 285,000 $ 285,000 $ 195,000
Merrimack, New Hampshire 1 $ 305,000 $ 305,000 $ 118,000
Strafford, New Hampshire 1 $ 485,000 $ 485,000 $ 154,000
Hunterdon, New Jersey 1 $ 305,000 $ 305,000 $ 122,000
Chaves, New Mexico 1 $ 355,000 $ 355,000 $ 79,000
Dona Ana, New Mexico 1 $ 245,000 $ 245,000 $ 65,000
Eddy, New Mexico 1 $ 365,000 $ 365,000 $ 96,000
Lincoln, New Mexico 1 $ 475,000 $ 475,000 $ 89,000
Valencia, New Mexico 1 $ 345,000 $ 345,000 $ 126,000
Ashe, North Carolina 1 $ 185,000 $ 185,000 $ 143,000
Avery, North Carolina 1 $ 345,000 $ 345,000 $ 330,000
Carteret, North Carolina 1 $ 465,000 $ 465,000 $ 134,000
Catawba, North Carolina 1 $ 275,000 $ 275,000 $ 83,000
Chatham, North Carolina 1 $ 565,000 $ 565,000 $ 118,000
Craven, North Carolina 1 $ 205,000 $ 205,000 $ 0
Currituck, North Carolina 1 $ 225,000 $ 225,000 $ 0
Madison, North Carolina 1 $ 175,000 $ 175,000 $ 34,000
New Hanover, North Carolina 1 $ 545,000 $ 545,000 $ 175,000
Northampton, North Carolina 1 $ 395,000 $ 395,000 $ 182,000
Onslow, North Carolina 1 $ 135,000 $ 135,000 $ 0
Person, North Carolina 1 $ 255,000 $ 255,000 $ 38,000
Pitt, North Carolina 1 $ 455,000 $ 455,000 $ 280,000
Stokes, North Carolina 1 $ 175,000 $ 175,000 $ 95,000
Warren, North Carolina 1 $ 315,000 $ 315,000 $ 475,000
Wilson, North Carolina 1 $ 265,000 $ 265,000 $ 0
Cuyahoga, Ohio 1 $ 325,000 $ 325,000 $ 0
Lucas, Ohio 1 $ 225,000 $ 225,000 $ 86,000
Montgomery, Ohio 1 $ 335,000 $ 335,000 $ 0
Muskingum, Ohio 1 $ 285,000 $ 285,000 $ 0
Benton, Oregon 1 $ 255,000 $ 255,000 $ 130,000
Clatsop, Oregon 1 $ 255,000 $ 255,000 $ 79,000
Josephine, Oregon 1 $ 185,000 $ 185,000 $ 54,000
Tillamook, Oregon 1 $ 545,000 $ 545,000 $ 145,000
Umatilla, Oregon 1 $ 395,000 $ 395,000 $ 132,000
Union, Oregon 1 $ 445,000 $ 445,000 $ 58,000
Wasco, Oregon 1 $ 405,000 $ 405,000 $ 149,000
Yamhill, Oregon 1 $ 395,000 $ 395,000 $ 176,000
Beaver, Pennsylvania 1 $ 185,000 $ 185,000 $ 96,000
Bedford, Pennsylvania 1 $ 295,000 $ 295,000 $ 53,000
Blair, Pennsylvania 1 $ 475,000 $ 475,000 $ 144,000
Cambria, Pennsylvania 1 $ 325,000 $ 325,000 $ 0
Cumberland, Pennsylvania 1 $ 245,000 $ 245,000 $ 106,000
Lebanon, Pennsylvania 1 $ 165,000 $ 165,000 $ 72,000
Monroe, Pennsylvania 1 $ 295,000 $ 295,000 $ 185,000
Washington, Pennsylvania 1 $ 195,000 $ 195,000 $ 79,000
Wayne, Pennsylvania 1 $ 205,000 $ 205,000 $ 140,000
Kent, Rhode Island 1 $ 535,000 $ 535,000 $ 152,000
Newport, Rhode Island 1 $ 545,000 $ 545,000 $ 154,000
Anderson, South Carolina 1 $ 285,000 $ 285,000 $ 48,000
Florence, South Carolina 1 $ 265,000 $ 265,000 $ 0
Georgetown, South Carolina 1 $ 355,000 $ 355,000 $ 0
Pickens, South Carolina 1 $ 345,000 $ 345,000 $ 225,000
Blount, Tennessee 1 $ 185,000 $ 185,000 $ 0
Bradley, Tennessee 1 $ 455,000 $ 455,000 $ 118,000
Chester, Tennessee 1 $ 235,000 $ 235,000 $ 0
Cocke, Tennessee 1 $ 215,000 $ 215,000 $ 188,000
Hamblen, Tennessee 1 $ 355,000 $ 355,000 $ 144,000
Monroe, Tennessee 1 $ 275,000 $ 275,000 $ 0
Robertson, Tennessee 1 $ 345,000 $ 345,000 $ 449,000
Union, Tennessee 1 $ 395,000 $ 395,000 $ 0
Bastrop, Texas 1 $ 345,000 $ 345,000 $ 49,000
Bell, Texas 1 $ 5,000 $ 5,000 $ 59,000
Caldwell, Texas 1 $ 495,000 $ 495,000 $ 114,000
Chambers, Texas 1 $ 245,000 $ 245,000 $ 72,000
Cooke, Texas 1 $ 345,000 $ 345,000 $ 72,000
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Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,395 $1,223,485,000 $360,000 $4,365,000 $117,000 $1,398,000
Cash-out Refinancing 2,387 $903,585,000 $378,000 $1,735,000 $124,000 $936,000
Home Purchase 395 $174,735,000 $442,000 $1,555,000 $129,000 $686,000
Home Improvement 1 $305,000 $305,000 $305,000 $147,000 $147,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 3,147 $1,161,905,000 $369,000 $4,365,000 $123,000 $1,340,000
White 1,894 $707,050,000 $373,000 $1,735,000 $121,000 $1,398,000
Hispanic 514 $187,150,000 $364,000 $1,095,000 $101,000 $430,000
Asian 346 $144,510,000 $417,000 $835,000 $144,000 $818,000
Black or African American 253 $90,785,000 $358,000 $1,095,000 $87,000 $334,000
Native Hawaiian or Other Pacific Islander 11 $4,285,000 $389,000 $545,000 $111,000 $225,000
American Indian or Alaskan Native 9 $4,585,000 $509,000 $1,365,000 $122,000 $312,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,024 $1,872,240,000 $372,000 $4,365,000 $137,000 $1,398,000
VA-guaranteed (Veterans Administration) 952 $363,040,000 $381,000 $1,365,000 $46,000 $402,000
FHA-insured (Federal Housing Administration) 202 $66,830,000 $330,000 $695,000 $71,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,123 $1,548,165,000 $375,000 $1,735,000 $120,000 $1,398,000
Application Withdrawn By Applicant 1,264 $474,070,000 $375,000 $4,365,000 $125,000 $716,000
Application Approved But Not Accepted 571 $199,855,000 $350,000 $905,000 $119,000 $697,000
Application Denied By Financial Institution 163 $58,195,000 $357,000 $1,075,000 $95,000 $687,000
File Closed For Incompleteness 57 $21,825,000 $382,000 $1,045,000 $111,000 $303,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,015 $2,243,915,000 $373,000 $4,365,000 $121,000 $1,398,000
Debt-To-Income Ratio 75 $27,215,000 $362,000 $815,000 $67,000 $356,000
Other 26 $9,000,000 $346,000 $1,075,000 $131,000 $687,000
Unverifiable Information 25 $9,275,000 $371,000 $655,000 $113,000 $303,000
Credit History 13 $4,245,000 $326,000 $465,000 $87,000 $193,000
Collateral 12 $4,610,000 $384,000 $725,000 $125,000 $386,000
Credit Application Incomplete 5 $1,705,000 $341,000 $465,000 $165,000 $292,000
Employment History 4 $1,330,000 $332,000 $495,000 $123,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 3 $815,000 $271,000 $305,000 $63,000 $109,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Prime Choice Funding Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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