Principal Bank Mortgage Lending & HMDA Data, 2007

In 2007, Principal Bank of Des Moines, IA reported 3,896 mortgage applications totaling $222.9 million, up 70% from 2006. The average application was for $57,218, and applicants reported an average income of $108,108. 4% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (485), Dallas-Plano-Irving, TX (294) and Chicago-Naperville-Joliet, IL (209) (applications in parentheses).

Mortgage Company & Address Principal Bank
711 High Street
Des Moines, IA 50392
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,896
Total Mortgage Loan Application Amount $222,922,000
Average Mortgage Loan Application Amount $57,218
Highest Mortgage Loan Application Amount $1,620,000
Average Applicant Income $108,108
Highest Applicant Income $1,365,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Principal Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Principal Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 167 $ 8,693,000 $ 52,053 $ 101,000
Cook, Illinois 145 $ 9,546,000 $ 65,834 $ 128,000
Polk, Iowa 136 $ 5,319,000 $ 39,110 $ 99,000
Collin, Texas 119 $ 6,010,000 $ 50,504 $ 122,000
Dallas, Texas 94 $ 5,882,000 $ 62,574 $ 143,000
Tarrant, Texas 71 $ 3,805,000 $ 53,591 $ 125,000
Harris, Texas 69 $ 3,651,000 $ 52,913 $ 108,000
Anoka, Minnesota 61 $ 2,998,000 $ 49,147 $ 87,000
Denton, Texas 60 $ 3,503,000 $ 58,383 $ 125,000
Dakota, Minnesota 52 $ 2,721,000 $ 52,326 $ 96,000
Travis, Texas 50 $ 3,211,000 $ 64,220 $ 139,000
Maricopa, Arizona 49 $ 3,716,000 $ 75,836 $ 115,000
Middlesex, Massachusetts 48 $ 2,816,000 $ 58,666 $ 141,000
Ramsey, Minnesota 48 $ 2,477,000 $ 51,604 $ 93,000
Washington, Minnesota 38 $ 2,248,000 $ 59,157 $ 98,000
Bernalillo, New Mexico 38 $ 2,196,000 $ 57,789 $ 91,000
Dallas, Iowa 33 $ 1,325,000 $ 40,151 $ 115,000
Norfolk, Massachusetts 31 $ 1,672,000 $ 53,935 $ 124,000
Williamson, Texas 31 $ 1,528,000 $ 49,290 $ 97,000
Milwaukee, Wisconsin 29 $ 1,482,000 $ 51,103 $ 97,000
Lake, Illinois 27 $ 2,112,000 $ 78,222 $ 141,000
Los Angeles, California 26 $ 2,735,000 $ 105,192 $ 161,000
Wright, Minnesota 26 $ 1,379,000 $ 53,038 $ 95,000
Scott, Minnesota 25 $ 1,634,000 $ 65,360 $ 117,000
Essex, Massachusetts 24 $ 1,674,000 $ 69,750 $ 141,000
Fulton, Georgia 23 $ 1,609,000 $ 69,956 $ 132,000
Clark, Nevada 23 $ 1,265,000 $ 55,000 $ 95,000
DuPage, Illinois 22 $ 3,139,000 $ 142,681 $ 118,000
Providence, Rhode Island 22 $ 1,653,000 $ 75,136 $ 123,000
Salt Lake, Utah 22 $ 1,376,000 $ 62,545 $ 107,000
St. Louis, Missouri 21 $ 1,490,000 $ 70,952 $ 104,000
Waukesha, Wisconsin 21 $ 1,358,000 $ 64,666 $ 98,000
Carver, Minnesota 20 $ 1,306,000 $ 65,300 $ 101,000
Bexar, Texas 20 $ 917,000 $ 45,850 $ 111,000
San Diego, California 19 $ 1,876,000 $ 98,736 $ 130,000
Gwinnett, Georgia 18 $ 986,000 $ 54,777 $ 99,000
Suffolk, Massachusetts 18 $ 1,073,000 $ 59,611 $ 132,000
Mecklenburg, North Carolina 18 $ 936,000 $ 52,000 $ 106,000
Tulsa, Oklahoma 18 $ 661,000 $ 36,722 $ 74,000
King, Washington 18 $ 1,594,000 $ 88,555 $ 111,000
Santa Clara, California 17 $ 1,847,000 $ 108,647 $ 130,000
Cobb, Georgia 17 $ 802,000 $ 47,176 $ 112,000
DeKalb, Georgia 17 $ 877,000 $ 51,588 $ 94,000
Sherburne, Minnesota 16 $ 727,000 $ 45,437 $ 84,000
St. Charles, Missouri 16 $ 1,077,000 $ 67,312 $ 97,000
Fort Bend, Texas 16 $ 839,000 $ 52,437 $ 131,000
Jefferson, Colorado 15 $ 1,008,000 $ 67,200 $ 103,000
Kane, Illinois 15 $ 1,276,000 $ 85,066 $ 118,000
Marion, Indiana 15 $ 495,000 $ 33,000 $ 68,000
Jackson, Missouri 15 $ 639,000 $ 42,600 $ 84,000
Allegheny, Pennsylvania 15 $ 459,000 $ 30,600 $ 81,000
Dane, Wisconsin 15 $ 741,000 $ 49,400 $ 135,000
Will, Illinois 14 $ 564,000 $ 40,285 $ 89,000
Plymouth, Massachusetts 14 $ 804,000 $ 57,428 $ 128,000
Kalamazoo, Michigan 14 $ 534,000 $ 38,142 $ 127,000
Johnson, Kansas 13 $ 661,000 $ 50,846 $ 108,000
Bristol, Massachusetts 13 $ 855,000 $ 65,769 $ 107,000
Franklin, Ohio 13 $ 814,000 $ 62,615 $ 106,000
Pima, Arizona 12 $ 661,000 $ 55,083 $ 89,000
Isanti, Minnesota 12 $ 671,000 $ 55,916 $ 101,000
Lane, Oregon 12 $ 803,000 $ 66,916 $ 68,000
Rockwall, Texas 12 $ 727,000 $ 60,583 $ 137,000
Utah, Utah 12 $ 643,000 $ 53,583 $ 75,000
St. Croix, Wisconsin 12 $ 514,000 $ 42,833 $ 91,000
Alameda, California 11 $ 938,000 $ 85,272 $ 195,000
Riverside, California 11 $ 948,000 $ 86,181 $ 138,000
El Paso, Colorado 11 $ 731,000 $ 66,454 $ 107,000
Hartford, Connecticut 11 $ 628,000 $ 57,090 $ 111,000
New Haven, Connecticut 11 $ 577,000 $ 52,454 $ 114,000
Suffolk, New York 11 $ 643,000 $ 58,454 $ 103,000
Wake, North Carolina 11 $ 831,000 $ 75,545 $ 131,000
Washington, Oregon 11 $ 784,000 $ 71,272 $ 118,000
Montgomery, Texas 11 $ 608,000 $ 55,272 $ 112,000
Miami-Dade, Florida 10 $ 587,000 $ 58,700 $ 118,000
Jefferson, Missouri 10 $ 415,000 $ 41,500 $ 88,000
Oklahoma, Oklahoma 10 $ 597,000 $ 59,700 $ 95,000
Multnomah, Oregon 10 $ 524,000 $ 52,400 $ 107,000
Davis, Utah 10 $ 586,000 $ 58,600 $ 78,000
Brown, Wisconsin 10 $ 387,000 $ 38,700 $ 71,000
Contra Costa, California 9 $ 879,000 $ 97,666 $ 317,000
Orange, California 9 $ 953,000 $ 105,888 $ 123,000
Denver, Colorado 9 $ 438,000 $ 48,666 $ 96,000
Douglas, Colorado 9 $ 493,000 $ 54,777 $ 93,000
Broward, Florida 9 $ 778,000 $ 86,444 $ 102,000
Hamilton, Indiana 9 $ 594,000 $ 66,000 $ 125,000
Lake, Indiana 9 $ 386,000 $ 42,888 $ 134,000
Warren, Iowa 9 $ 287,000 $ 31,888 $ 100,000
Worcester, Massachusetts 9 $ 485,000 $ 53,888 $ 99,000
Wayne, Michigan 9 $ 323,000 $ 35,888 $ 84,000
St. Louis, Minnesota 9 $ 466,000 $ 51,777 $ 61,000
Rockingham, New Hampshire 9 $ 814,000 $ 90,444 $ 160,000
Hays, Texas 9 $ 354,000 $ 39,333 $ 89,000
Pierce, Washington 9 $ 564,000 $ 62,666 $ 91,000
Snohomish, Washington 9 $ 772,000 $ 85,777 $ 106,000
San Bernardino, California 8 $ 831,000 $ 103,875 $ 119,000
Sonoma, California 8 $ 510,000 $ 63,750 $ 122,000
Larimer, Colorado 8 $ 265,000 $ 33,125 $ 95,000
Weld, Colorado 8 $ 527,000 $ 65,875 $ 96,000
Hillsborough, Florida 8 $ 253,000 $ 31,625 $ 82,000
Olmsted, Minnesota 8 $ 447,000 $ 55,875 $ 86,000
Stearns, Minnesota 8 $ 389,000 $ 48,625 $ 92,000
Brazoria, Texas 8 $ 416,000 $ 52,000 $ 121,000
Clark, Washington 8 $ 479,000 $ 59,875 $ 108,000
Outagamie, Wisconsin 8 $ 364,000 $ 45,500 $ 82,000
Racine, Wisconsin 8 $ 313,000 $ 39,125 $ 89,000
Jefferson, Alabama 7 $ 310,000 $ 44,285 $ 65,000
Sacramento, California 7 $ 372,000 $ 53,142 $ 109,000
Fairfield, Connecticut 7 $ 541,000 $ 77,285 $ 128,000
Tolland, Connecticut 7 $ 447,000 $ 63,857 $ 125,000
McHenry, Illinois 7 $ 414,000 $ 59,142 $ 141,000
Linn, Iowa 7 $ 284,000 $ 40,571 $ 82,000
Chisago, Minnesota 7 $ 354,000 $ 50,571 $ 63,000
Cass, Missouri 7 $ 421,000 $ 60,142 $ 88,000
Clay, Missouri 7 $ 363,000 $ 51,857 $ 89,000
Lancaster, Nebraska 7 $ 272,000 $ 38,857 $ 98,000
Nassau, New York 7 $ 854,000 $ 122,000 $ 164,000
Canadian, Oklahoma 7 $ 339,000 $ 48,428 $ 86,000
Chester, Pennsylvania 7 $ 478,000 $ 68,285 $ 88,000
El Paso, Texas 7 $ 447,000 $ 63,857 $ 110,000
Washington, Wisconsin 7 $ 481,000 $ 68,714 $ 111,000
Kern, California 6 $ 587,000 $ 97,833 $ 146,000
Kendall, Illinois 6 $ 395,000 $ 65,833 $ 123,000
Jasper, Iowa 6 $ 283,000 $ 47,166 $ 84,000
York, Maine 6 $ 287,000 $ 47,833 $ 80,000
Kent, Michigan 6 $ 184,000 $ 30,666 $ 66,000
Rice, Minnesota 6 $ 374,000 $ 62,333 $ 69,000
Buncombe, North Carolina 6 $ 331,000 $ 55,166 $ 91,000
Butler, Ohio 6 $ 155,000 $ 25,833 $ 61,000
York, Pennsylvania 6 $ 322,000 $ 53,666 $ 133,000
Washington, Rhode Island 6 $ 320,000 $ 53,333 $ 155,000
Richland, South Carolina 6 $ 517,000 $ 86,166 $ 192,000
Parker, Texas 6 $ 307,000 $ 51,166 $ 127,000
Orange, Florida 5 $ 245,000 $ 49,000 $ 102,000
Pinellas, Florida 5 $ 194,000 $ 38,800 $ 78,000
St. Johns, Florida 5 $ 352,000 $ 70,400 $ 111,000
Coweta, Georgia 5 $ 139,000 $ 27,800 $ 88,000
Forsyth, Georgia 5 $ 263,000 $ 52,600 $ 115,000
Story, Iowa 5 $ 241,000 $ 48,200 $ 74,000
Baltimore, Maryland 5 $ 257,000 $ 51,400 $ 93,000
Calhoun, Michigan 5 $ 159,000 $ 31,800 $ 90,000
Macomb, Michigan 5 $ 186,000 $ 37,200 $ 70,000
Oakland, Michigan 5 $ 360,000 $ 72,000 $ 242,000
Blue Earth, Minnesota 5 $ 272,000 $ 54,400 $ 77,000
St. Louis City, Missouri 5 $ 223,000 $ 44,600 $ 75,000
Douglas, Nebraska 5 $ 140,000 $ 28,000 $ 108,000
Hall, Nebraska 5 $ 170,000 $ 34,000 $ 56,000
Strafford, New Hampshire 5 $ 301,000 $ 60,200 $ 114,000
Middlesex, New Jersey 5 $ 343,000 $ 68,600 $ 142,000
Richmond, New York 5 $ 383,000 $ 76,600 $ 139,000
Hamilton, Ohio 5 $ 323,000 $ 64,600 $ 101,000
Bucks, Pennsylvania 5 $ 327,000 $ 65,400 $ 113,000
Dauphin, Pennsylvania 5 $ 138,000 $ 27,600 $ 175,000
Lancaster, Pennsylvania 5 $ 248,000 $ 49,600 $ 79,000
Philadelphia, Pennsylvania 5 $ 153,000 $ 30,600 $ 101,000
Galveston, Texas 5 $ 227,000 $ 45,400 $ 172,000
Hidalgo, Texas 5 $ 245,000 $ 49,000 $ 93,000
Kaufman, Texas 5 $ 231,000 $ 46,200 $ 116,000
Weber, Utah 5 $ 287,000 $ 57,400 $ 108,000
Douglas, Wisconsin 5 $ 311,000 $ 62,200 $ 62,000
Napa, California 4 $ 307,000 $ 76,750 $ 133,000
San Mateo, California 4 $ 577,000 $ 144,250 $ 167,000
Solano, California 4 $ 292,000 $ 73,000 $ 139,000
Arapahoe, Colorado 4 $ 236,000 $ 59,000 $ 124,000
New London, Connecticut 4 $ 372,000 $ 93,000 $ 96,000
Clay, Florida 4 $ 322,000 $ 80,500 $ 154,000
Duval, Florida 4 $ 186,000 $ 46,500 $ 80,000
Lake, Florida 4 $ 150,000 $ 37,500 $ 64,000
Lee, Florida 4 $ 173,000 $ 43,250 $ 129,000
St. Lucie, Florida 4 $ 198,000 $ 49,500 $ 134,000
Barrow, Georgia 4 $ 118,000 $ 29,500 $ 55,000
Cherokee, Georgia 4 $ 188,000 $ 47,000 $ 77,000
Paulding, Georgia 4 $ 296,000 $ 74,000 $ 150,000
Porter, Indiana 4 $ 366,000 $ 91,500 $ 125,000
Scott, Iowa 4 $ 139,000 $ 34,750 $ 81,000
Jefferson, Kentucky 4 $ 107,000 $ 26,750 $ 57,000
Barnstable, Massachusetts 4 $ 113,000 $ 28,250 $ 82,000
Allegan, Michigan 4 $ 266,000 $ 66,500 $ 214,000
Washtenaw, Michigan 4 $ 104,000 $ 26,000 $ 71,000
Mower, Minnesota 4 $ 107,000 $ 26,750 $ 59,000
Bergen, New Jersey 4 $ 346,000 $ 86,500 $ 406,000
Morris, New Jersey 4 $ 341,000 $ 85,250 $ 151,000
Sandoval, New Mexico 4 $ 263,000 $ 65,750 $ 85,000
Santa Fe, New Mexico 4 $ 180,000 $ 45,000 $ 80,000
Kings, New York 4 $ 314,000 $ 78,500 $ 284,000
Clackamas, Oregon 4 $ 230,000 $ 57,500 $ 121,000
Polk, Oregon 4 $ 288,000 $ 72,000 $ 118,000
Montgomery, Pennsylvania 4 $ 325,000 $ 81,250 $ 150,000
Westmoreland, Pennsylvania 4 $ 113,000 $ 28,250 $ 89,000
York, South Carolina 4 $ 239,000 $ 59,750 $ 106,000
Ellis, Texas 4 $ 258,000 $ 64,500 $ 136,000
McLennan, Texas 4 $ 132,000 $ 33,000 $ 86,000
Ozaukee, Wisconsin 4 $ 166,000 $ 41,500 $ 85,000
Sauk, Wisconsin 4 $ 132,000 $ 33,000 $ 71,000
Wood, Wisconsin 4 $ 166,000 $ 41,500 $ 70,000
Madison, Alabama 3 $ 109,000 $ 36,333 $ 69,000
Mohave, Arizona 3 $ 123,000 $ 41,000 $ 73,000
Pinal, Arizona 3 $ 208,000 $ 69,333 $ 82,000
Monterey, California 3 $ 202,000 $ 67,333 $ 93,000
San Joaquin, California 3 $ 281,000 $ 93,666 $ 139,000
Ventura, California 3 $ 426,000 $ 142,000 $ 106,000
New Castle, Delaware 3 $ 138,000 $ 46,000 $ 114,000
Leon, Florida 3 $ 279,000 $ 93,000 $ 117,000
Marion, Florida 3 $ 245,000 $ 81,666 $ 89,000
Palm Beach, Florida 3 $ 263,000 $ 87,666 $ 127,000
Pasco, Florida 3 $ 120,000 $ 40,000 $ 118,000
Polk, Florida 3 $ 219,000 $ 73,000 $ 144,000
Seminole, Florida 3 $ 288,000 $ 96,000 $ 131,000
Fayette, Georgia 3 $ 147,000 $ 49,000 $ 133,000
Hall, Georgia 3 $ 103,000 $ 34,333 $ 101,000
Lowndes, Georgia 3 $ 213,000 $ 71,000 $ 134,000
Madison, Illinois 3 $ 115,000 $ 38,333 $ 97,000
Winnebago, Illinois 3 $ 98,000 $ 32,666 $ 82,000
Clarke, Iowa 3 $ 2,361,000 $ 787,000 $ 14,000
Johnson, Iowa 3 $ 86,000 $ 28,666 $ 68,000
Marshall, Iowa 3 $ 181,000 $ 60,333 $ 65,000
Worth, Iowa 3 $ 82,000 $ 27,333 $ 45,000
Wyandotte, Kansas 3 $ 120,000 $ 40,000 $ 90,000
Boone, Kentucky 3 $ 82,000 $ 27,333 $ 86,000
Kenton, Kentucky 3 $ 228,000 $ 76,000 $ 87,000
Anne Arundel, Maryland 3 $ 229,000 $ 76,333 $ 106,000
Baltimore City, Maryland 3 $ 176,000 $ 58,666 $ 113,000
Charles, Maryland 3 $ 315,000 $ 105,000 $ 113,000
Howard, Maryland 3 $ 233,000 $ 77,666 $ 114,000
Prince George's, Maryland 3 $ 229,000 $ 76,333 $ 144,000
Hampden, Massachusetts 3 $ 121,000 $ 40,333 $ 79,000
Genesee, Michigan 3 $ 100,000 $ 33,333 $ 68,000
Livingston, Michigan 3 $ 152,000 $ 50,666 $ 78,000
Van Buren, Michigan 3 $ 115,000 $ 38,333 $ 111,000
Kandiyohi, Minnesota 3 $ 93,000 $ 31,000 $ 88,000
McLeod, Minnesota 3 $ 139,000 $ 46,333 $ 119,000
Nicollet, Minnesota 3 $ 115,000 $ 38,333 $ 80,000
DeSoto, Mississippi 3 $ 114,000 $ 38,000 $ 104,000
Henry, Missouri 3 $ 60,000 $ 20,000 $ 34,000
Platte, Missouri 3 $ 121,000 $ 40,333 $ 106,000
Hillsborough, New Hampshire 3 $ 195,000 $ 65,000 $ 110,000
Merrimack, New Hampshire 3 $ 217,000 $ 72,333 $ 94,000
Burlington, New Jersey 3 $ 257,000 $ 85,666 $ 128,000
Essex, New Jersey 3 $ 250,000 $ 83,333 $ 199,000
Gloucester, New Jersey 3 $ 151,000 $ 50,333 $ 123,000
Union, New Jersey 3 $ 172,000 $ 57,333 $ 109,000
Bronx, New York 3 $ 152,000 $ 50,666 $ 407,000
Erie, New York 3 $ 214,000 $ 71,333 $ 115,000
Queens, New York 3 $ 349,000 $ 116,333 $ 143,000
St. Lawrence, New York 3 $ 63,000 $ 21,000 $ 70,000
Carteret, North Carolina 3 $ 171,000 $ 57,000 $ 119,000
Forsyth, North Carolina 3 $ 89,000 $ 29,666 $ 78,000
Henderson, North Carolina 3 $ 122,000 $ 40,666 $ 58,000
Lake, Ohio 3 $ 76,000 $ 25,333 $ 51,000
Montgomery, Ohio 3 $ 91,000 $ 30,333 $ 60,000
Portage, Ohio 3 $ 205,000 $ 68,333 $ 83,000
Warren, Ohio 3 $ 88,000 $ 29,333 $ 68,000
Benton, Oregon 3 $ 226,000 $ 75,333 $ 109,000
Berks, Pennsylvania 3 $ 224,000 $ 74,666 $ 80,000
Delaware, Pennsylvania 3 $ 176,000 $ 58,666 $ 138,000
Washington, Pennsylvania 3 $ 120,000 $ 40,000 $ 51,000
Berkeley, South Carolina 3 $ 118,000 $ 39,333 $ 79,000
Charleston, South Carolina 3 $ 217,000 $ 72,333 $ 113,000
Florence, South Carolina 3 $ 117,000 $ 39,000 $ 119,000
Sumner, Tennessee 3 $ 51,000 $ 17,000 $ 117,000
Comal, Texas 3 $ 91,000 $ 30,333 $ 84,000
Henderson, Texas 3 $ 135,000 $ 45,000 $ 179,000
Llano, Texas 3 $ 228,000 $ 76,000 $ 141,000
Smith, Texas 3 $ 154,000 $ 51,333 $ 151,000
Webb, Texas 3 $ 162,000 $ 54,000 $ 124,000
Cache, Utah 3 $ 102,000 $ 34,000 $ 62,000
Chesapeake, Virginia 3 $ 179,000 $ 59,666 $ 92,000
Fairfax, Virginia 3 $ 198,000 $ 66,000 $ 159,000
Cowlitz, Washington 3 $ 150,000 $ 50,000 $ 79,000
Spokane, Washington 3 $ 209,000 $ 69,666 $ 71,000
Eau Claire, Wisconsin 3 $ 156,000 $ 52,000 $ 64,000
Kenosha, Wisconsin 3 $ 126,000 $ 42,000 $ 81,000
Oconto, Wisconsin 3 $ 168,000 $ 56,000 $ 66,000
Rock, Wisconsin 3 $ 144,000 $ 48,000 $ 63,000
Lauderdale, Alabama 2 $ 30,000 $ 15,000 $ 32,000
Mobile, Alabama 2 $ 122,000 $ 61,000 $ 71,000
Pickens, Alabama 2 $ 99,000 $ 49,500 $ 85,000
Anchorage, Alaska 2 $ 215,000 $ 107,500 $ 182,000
Yavapai, Arizona 2 $ 42,000 $ 21,000 $ 39,000
Benton, Arkansas 2 $ 71,000 $ 35,500 $ 69,000
Garland, Arkansas 2 $ 59,000 $ 29,500 $ 65,000
Butte, California 2 $ 120,000 $ 60,000 $ 240,000
Fresno, California 2 $ 171,000 $ 85,500 $ 143,000
Humboldt, California 2 $ 225,000 $ 112,500 $ 111,000
Placer, California 2 $ 138,000 $ 69,000 $ 76,000
San Francisco, California 2 $ 264,000 $ 132,000 $ 224,000
Tuolumne, California 2 $ 230,000 $ 115,000 $ 114,000
Yolo, California 2 $ 219,000 $ 109,500 $ 203,000
Adams, Colorado 2 $ 107,000 $ 53,500 $ 99,000
Boulder, Colorado 2 $ 67,000 $ 33,500 $ 117,000
Broomfield, Colorado 2 $ 78,000 $ 39,000 $ 162,000
Routt, Colorado 2 $ 125,000 $ 62,500 $ 90,000
Middlesex, Connecticut 2 $ 120,000 $ 60,000 $ 71,000
Flagler, Florida 2 $ 77,000 $ 38,500 $ 72,000
Martin, Florida 2 $ 185,000 $ 92,500 $ 99,000
Nassau, Florida 2 $ 120,000 $ 60,000 $ 59,000
Volusia, Florida 2 $ 80,000 $ 40,000 $ 106,000
Carroll, Georgia 2 $ 87,000 $ 43,500 $ 86,000
Catoosa, Georgia 2 $ 108,000 $ 54,000 $ 86,000
Chatham, Georgia 2 $ 75,000 $ 37,500 $ 233,000
Jackson, Georgia 2 $ 79,000 $ 39,500 $ 65,000
Lumpkin, Georgia 2 $ 96,000 $ 48,000 $ 84,000
Monroe, Georgia 2 $ 91,000 $ 45,500 $ 106,000
Muscogee, Georgia 2 $ 36,000 $ 18,000 $ 37,000
Walton, Georgia 2 $ 96,000 $ 48,000 $ 85,000
Ada, Idaho 2 $ 43,000 $ 21,500 $ 42,000
Bannock, Idaho 2 $ 120,000 $ 60,000 $ 59,000
Twin Falls, Idaho 2 $ 100,000 $ 50,000 $ 75,000
Rock Island, Illinois 2 $ 93,000 $ 46,500 $ 86,000
St. Clair, Illinois 2 $ 75,000 $ 37,500 $ 85,000
Vermilion, Illinois 2 $ 95,000 $ 47,500 $ 49,000
Elkhart, Indiana 2 $ 165,000 $ 82,500 $ 123,000
Jasper, Indiana 2 $ 61,000 $ 30,500 $ 77,000
Monroe, Indiana 2 $ 115,000 $ 57,500 $ 89,000
St. Joseph, Indiana 2 $ 124,000 $ 62,000 $ 157,000
Tippecanoe, Indiana 2 $ 182,000 $ 91,000 $ 45,000
Warrick, Indiana 2 $ 152,000 $ 76,000 $ 138,000
Hamilton, Iowa 2 $ 59,000 $ 29,500 $ 82,000
Madison, Iowa 2 $ 214,000 $ 107,000 $ 127,000
Leavenworth, Kansas 2 $ 127,000 $ 63,500 $ 95,000
Linn, Kansas 2 $ 78,000 $ 39,000 $ 95,000
Spencer, Kentucky 2 $ 73,000 $ 36,500 $ 100,000
Harford, Maryland 2 $ 121,000 $ 60,500 $ 99,000
Montgomery, Maryland 2 $ 171,000 $ 85,500 $ 151,000
Jackson, Michigan 2 $ 160,000 $ 80,000 $ 54,000
Newaygo, Michigan 2 $ 47,000 $ 23,500 $ 63,000
St. Clair, Michigan 2 $ 61,000 $ 30,500 $ 72,000
Beltrami, Minnesota 2 $ 66,000 $ 33,000 $ 56,000
Benton, Minnesota 2 $ 73,000 $ 36,500 $ 58,000
Brown, Minnesota 2 $ 68,000 $ 34,000 $ 64,000
Carlton, Minnesota 2 $ 113,000 $ 56,500 $ 87,000
Crow Wing, Minnesota 2 $ 105,000 $ 52,500 $ 52,000
Kanabec, Minnesota 2 $ 87,000 $ 43,500 $ 77,000
Mille Lacs, Minnesota 2 $ 132,000 $ 66,000 $ 93,000
Polk, Minnesota 2 $ 54,000 $ 27,000 $ 48,000
Steele, Minnesota 2 $ 56,000 $ 28,000 $ 58,000
Waseca, Minnesota 2 $ 97,000 $ 48,500 $ 76,000
Winona, Minnesota 2 $ 72,000 $ 36,000 $ 117,000
Buchanan, Missouri 2 $ 41,000 $ 20,500 $ 140,000
Johnson, Missouri 2 $ 84,000 $ 42,000 $ 51,000
Lincoln, Missouri 2 $ 118,000 $ 59,000 $ 95,000
Camden, New Jersey 2 $ 112,000 $ 56,000 $ 99,000
Hunterdon, New Jersey 2 $ 75,000 $ 37,500 $ 85,000
Monmouth, New Jersey 2 $ 121,000 $ 60,500 $ 84,000
Salem, New Jersey 2 $ 47,000 $ 23,500 $ 79,000
Dutchess, New York 2 $ 145,000 $ 72,500 $ 108,000
Onondaga, New York 2 $ 73,000 $ 36,500 $ 59,000
Orange, New York 2 $ 140,000 $ 70,000 $ 113,000
Rockland, New York 2 $ 110,000 $ 55,000 $ 153,000
Ulster, New York 2 $ 65,000 $ 32,500 $ 85,000
Warren, New York 2 $ 106,000 $ 53,000 $ 56,000
Westchester, New York 2 $ 57,000 $ 28,500 $ 90,000
Cabarrus, North Carolina 2 $ 47,000 $ 23,500 $ 47,000
Catawba, North Carolina 2 $ 95,000 $ 47,500 $ 124,000
Gaston, North Carolina 2 $ 138,000 $ 69,000 $ 140,000
Johnston, North Carolina 2 $ 46,000 $ 23,000 $ 55,000
New Hanover, North Carolina 2 $ 49,000 $ 24,500 $ 80,000
Surry, North Carolina 2 $ 100,000 $ 50,000 $ 62,000
Union, North Carolina 2 $ 173,000 $ 86,500 $ 126,000
Cass, North Dakota 2 $ 120,000 $ 60,000 $ 136,000
Clermont, Ohio 2 $ 84,000 $ 42,000 $ 78,000
Fairfield, Ohio 2 $ 248,000 $ 124,000 $ 84,000
Hancock, Ohio 2 $ 146,000 $ 73,000 $ 45,000
Highland, Ohio 2 $ 43,000 $ 21,500 $ 55,000
Lorain, Ohio 2 $ 81,000 $ 40,500 $ 53,000
Lucas, Ohio 2 $ 69,000 $ 34,500 $ 115,000
Preble, Ohio 2 $ 61,000 $ 30,500 $ 78,000
Stark, Ohio 2 $ 225,000 $ 112,500 $ 131,000
Union, Ohio 2 $ 93,000 $ 46,500 $ 94,000
Cleveland, Oklahoma 2 $ 166,000 $ 83,000 $ 188,000
Delaware, Oklahoma 2 $ 112,000 $ 56,000 $ 328,000
Wagoner, Oklahoma 2 $ 100,000 $ 50,000 $ 111,000
Columbia, Oregon 2 $ 145,000 $ 72,500 $ 73,000
Deschutes, Oregon 2 $ 105,000 $ 52,500 $ 81,000
Jackson, Oregon 2 $ 33,000 $ 16,500 $ 58,000
Lincoln, Oregon 2 $ 105,000 $ 52,500 $ 73,000
Linn, Oregon 2 $ 160,000 $ 80,000 $ 104,000
Marion, Oregon 2 $ 81,000 $ 40,500 $ 39,000
Beaver, Pennsylvania 2 $ 105,000 $ 52,500 $ 99,000
Butler, Pennsylvania 2 $ 170,000 $ 85,000 $ 104,000
Cumberland, Pennsylvania 2 $ 76,000 $ 38,000 $ 241,000
Lawrence, Pennsylvania 2 $ 73,000 $ 36,500 $ 68,000
Northampton, Pennsylvania 2 $ 221,000 $ 110,500 $ 122,000
Bristol, Rhode Island 2 $ 159,000 $ 79,500 $ 164,000
Kent, Rhode Island 2 $ 170,000 $ 85,000 $ 79,000
Newport, Rhode Island 2 $ 128,000 $ 64,000 $ 152,000
Greenville, South Carolina 2 $ 97,000 $ 48,500 $ 83,000
Oconee, South Carolina 2 $ 65,000 $ 32,500 $ 48,000
Hamilton, Tennessee 2 $ 67,000 $ 33,500 $ 78,000
Montgomery, Tennessee 2 $ 66,000 $ 33,000 $ 90,000
Rutherford, Tennessee 2 $ 53,000 $ 26,500 $ 53,000
Shelby, Tennessee 2 $ 172,000 $ 86,000 $ 87,000
Bastrop, Texas 2 $ 130,000 $ 65,000 $ 110,000
Chambers, Texas 2 $ 95,000 $ 47,500 $ 109,000
Liberty, Texas 2 $ 80,000 $ 40,000 $ 91,000
Lubbock, Texas 2 $ 98,000 $ 49,000 $ 287,000
Val Verde, Texas 2 $ 70,000 $ 35,000 $ 89,000
Box Elder, Utah 2 $ 117,000 $ 58,500 $ 79,000
Rutland, Vermont 2 $ 82,000 $ 41,000 $ 104,000
Chesterfield, Virginia 2 $ 142,000 $ 71,000 $ 131,000
Frederick, Virginia 2 $ 85,000 $ 42,500 $ 66,000
Hanover, Virginia 2 $ 160,000 $ 80,000 $ 97,000
Henrico, Virginia 2 $ 172,000 $ 86,000 $ 135,000
Lynchburg, Virginia 2 $ 58,000 $ 29,000 $ 52,000
Newport News, Virginia 2 $ 118,000 $ 59,000 $ 93,000
Prince William, Virginia 2 $ 98,000 $ 49,000 $ 141,000
Stafford, Virginia 2 $ 168,000 $ 84,000 $ 87,000
Virginia Beach, Virginia 2 $ 157,000 $ 78,500 $ 91,000
Thurston, Washington 2 $ 70,000 $ 35,000 $ 61,000
Whatcom, Washington 2 $ 129,000 $ 64,500 $ 104,000
Ohio, West Virginia 2 $ 60,000 $ 30,000 $ 63,000
Barron, Wisconsin 2 $ 82,000 $ 41,000 $ 66,000
Burnett, Wisconsin 2 $ 45,000 $ 22,500 $ 123,000
Fond du Lac, Wisconsin 2 $ 84,000 $ 42,000 $ 115,000
Manitowoc, Wisconsin 2 $ 59,000 $ 29,500 $ 64,000
Marathon, Wisconsin 2 $ 60,000 $ 30,000 $ 92,000
Sheboygan, Wisconsin 2 $ 122,000 $ 61,000 $ 95,000
Trempealeau, Wisconsin 2 $ 91,000 $ 45,500 $ 68,000
Walworth, Wisconsin 2 $ 138,000 $ 69,000 $ 86,000
Washburn, Wisconsin 2 $ 153,000 $ 76,500 $ 235,000
Waupaca, Wisconsin 2 $ 84,000 $ 42,000 $ 61,000
Winnebago, Wisconsin 2 $ 43,000 $ 21,500 $ 41,000
Autauga, Alabama 1 $ 68,000 $ 68,000 $ 123,000
Baldwin, Alabama 1 $ 100,000 $ 100,000 $ 214,000
Calhoun, Alabama 1 $ 21,000 $ 21,000 $ 47,000
Dallas, Alabama 1 $ 20,000 $ 20,000 $ 64,000
DeKalb, Alabama 1 $ 35,000 $ 35,000 $ 90,000
Henry, Alabama 1 $ 22,000 $ 22,000 $ 101,000
Limestone, Alabama 1 $ 71,000 $ 71,000 $ 99,000
Marshall, Alabama 1 $ 40,000 $ 40,000 $ 20,000
Shelby, Alabama 1 $ 110,000 $ 110,000 $ 98,000
St. Clair, Alabama 1 $ 85,000 $ 85,000 $ 55,000
Fairbanks North Star, Alaska 1 $ 75,000 $ 75,000 $ 94,000
Juneau, Alaska 1 $ 65,000 $ 65,000 $ 60,000
Matanuska-Susitna, Alaska 1 $ 120,000 $ 120,000 $ 118,000
Navajo, Arizona 1 $ 33,000 $ 33,000 $ 94,000
Yuma, Arizona 1 $ 30,000 $ 30,000 $ 130,000
Carroll, Arkansas 1 $ 30,000 $ 30,000 $ 138,000
Miller, Arkansas 1 $ 12,000 $ 12,000 $ 47,000
Pulaski, Arkansas 1 $ 37,000 $ 37,000 $ 97,000
Calaveras, California 1 $ 55,000 $ 55,000 $ 74,000
Kings, California 1 $ 131,000 $ 131,000 $ 115,000
Lake, California 1 $ 140,000 $ 140,000 $ 114,000
Lassen, California 1 $ 73,000 $ 73,000 $ 211,000
Marin, California 1 $ 69,000 $ 69,000 $ 178,000
Mendocino, California 1 $ 80,000 $ 80,000 $ 62,000
San Luis Obispo, California 1 $ 41,000 $ 41,000 $ 201,000
Santa Cruz, California 1 $ 55,000 $ 55,000 $ 148,000
Shasta, California 1 $ 44,000 $ 44,000 $ 83,000
Siskiyou, California 1 $ 30,000 $ 30,000 $ 44,000
Stanislaus, California 1 $ 57,000 $ 57,000 $ 80,000
Sutter, California 1 $ 105,000 $ 105,000 $ 181,000
Tulare, California 1 $ 26,000 $ 26,000 $ 70,000
Alamosa, Colorado 1 $ 47,000 $ 47,000 $ 78,000
La Plata, Colorado 1 $ 35,000 $ 35,000 $ 73,000
Las Animas, Colorado 1 $ 67,000 $ 67,000 $ 88,000
Mesa, Colorado 1 $ 75,000 $ 75,000 $ 107,000
Montrose, Colorado 1 $ 50,000 $ 50,000 $ 76,000
Otero, Colorado 1 $ 41,000 $ 41,000 $ 71,000
Park, Colorado 1 $ 65,000 $ 65,000 $ 71,000
Windham, Connecticut 1 $ 75,000 $ 75,000 $ 120,000
Kent, Delaware 1 $ 69,000 $ 69,000 $ 81,000
Sussex, Delaware 1 $ 150,000 $ 150,000 $ 288,000
District of Columbia, District Of Columbia 1 $ 27,000 $ 27,000 $ 77,000
Alachua, Florida 1 $ 32,000 $ 32,000 $ 38,000
Baker, Florida 1 $ 25,000 $ 25,000 $ 77,000
Bay, Florida 1 $ 23,000 $ 23,000 $ 84,000
Brevard, Florida 1 $ 45,000 $ 45,000 $ 66,000
Charlotte, Florida 1 $ 83,000 $ 83,000 $ 121,000
Citrus, Florida 1 $ 116,000 $ 116,000 $ 127,000
Collier, Florida 1 $ 15,000 $ 15,000 $ 56,000
Escambia, Florida 1 $ 81,000 $ 81,000 $ 115,000
Hernando, Florida 1 $ 66,000 $ 66,000 $ 73,000
Indian River, Florida 1 $ 87,000 $ 87,000 $ 118,000
Manatee, Florida 1 $ 10,000 $ 10,000 $ 24,000
Okaloosa, Florida 1 $ 71,000 $ 71,000 $ 682,000
Osceola, Florida 1 $ 126,000 $ 126,000 $ 156,000
Santa Rosa, Florida 1 $ 27,000 $ 27,000 $ 65,000
Sarasota, Florida 1 $ 10,000 $ 10,000 $ 31,000
Walton, Florida 1 $ 35,000 $ 35,000 $ 641,000
Appling, Georgia 1 $ 24,000 $ 24,000 $ 109,000
Bibb, Georgia 1 $ 16,000 $ 16,000 $ 81,000
Bryan, Georgia 1 $ 25,000 $ 25,000 $ 80,000
Clarke, Georgia 1 $ 16,000 $ 16,000 $ 192,000
Clayton, Georgia 1 $ 25,000 $ 25,000 $ 98,000
Columbia, Georgia 1 $ 25,000 $ 25,000 $ 77,000
Cook, Georgia 1 $ 10,000 $ 10,000 $ 97,000
Dawson, Georgia 1 $ 1,000 $ 1,000 $ 0
Dougherty, Georgia 1 $ 211,000 $ 211,000 $ 121,000
Douglas, Georgia 1 $ 25,000 $ 25,000 $ 85,000
Fannin, Georgia 1 $ 58,000 $ 58,000 $ 78,000
Gordon, Georgia 1 $ 43,000 $ 43,000 $ 50,000
Harris, Georgia 1 $ 86,000 $ 86,000 $ 86,000
Heard, Georgia 1 $ 50,000 $ 50,000 $ 45,000
Henry, Georgia 1 $ 36,000 $ 36,000 $ 35,000
Lee, Georgia 1 $ 65,000 $ 65,000 $ 89,000
Long, Georgia 1 $ 10,000 $ 10,000 $ 64,000
Meriwether, Georgia 1 $ 47,000 $ 47,000 $ 37,000
Morgan, Georgia 1 $ 38,000 $ 38,000 $ 68,000
Murray, Georgia 1 $ 41,000 $ 41,000 $ 57,000
Putnam, Georgia 1 $ 42,000 $ 42,000 $ 59,000
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Mortgage Loan Application Detail Totals for Principal Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,834 $115,519,000 $62,000 $1,571,000 $100,000 $672,000
Home Purchase 1,587 $85,781,000 $54,000 $368,000 $122,000 $1,365,000
Home Improvement 475 $21,622,000 $45,000 $1,620,000 $93,000 $546,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,567 $206,591,000 $57,000 $368,000 $110,000 $1,365,000
White 208 $11,193,000 $53,000 $1,620,000 $87,000 $546,000
Not Provided 88 $3,591,000 $40,000 $325,000 $86,000 $384,000
Black or African American 12 $317,000 $26,000 $75,000 $94,000 $314,000
Asian 8 $268,000 $33,000 $77,000 $87,000 $129,000
Hispanic 6 $522,000 $87,000 $350,000 $232,000 $516,000
American Indian or Alaskan Native 4 $391,000 $97,000 $300,000 $66,000 $79,000
Native Hawaiian or Other Pacific Islander 3 $49,000 $16,000 $20,000 $35,000 $43,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,896 $222,922,000 $57,000 $1,620,000 $108,000 $1,365,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,566 $206,223,000 $57,000 $291,000 $110,000 $1,365,000
Loan Originated 139 $7,691,000 $55,000 $1,571,000 $98,000 $314,000
Application Denied By Financial Institution 136 $6,238,000 $45,000 $1,620,000 $76,000 $546,000
Application Approved But Not Accepted 55 $2,770,000 $50,000 $325,000 $96,000 $285,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 122 $5,762,000 $47,000 $1,620,000 $79,000 $546,000
Debt-To-Income Ratio 14 $476,000 $34,000 $55,000 $50,000 $110,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Principal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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