Provident Funding Associates Mortgage Lending & HMDA Data, 2010

In 2010, Provident Funding Associates of Santa Rosa, CA reported 143,261 mortgage applications totaling $38.3 billion, down 31% from 2009. The average application was for $267,458, and applicants reported an average income of $125,515. 61% of its applications resulted in an originated loan and 18% were denied. Its largest markets were San Jose-Sunnyvale-Santa Clara, CA (8,351), Oakland-Fremont-Hayward, CA (5,804) and Phoenix-Mesa-Glendale, AZ (5,792) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 143,261
Total Mortgage Loan Application Amount $38,316,302,000
Average Mortgage Loan Application Amount $267,458
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $125,515
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara, California 8,309 $ 3,397,232,000 $ 408,861 $ 159,000
Maricopa, Arizona 5,640 $ 1,239,443,000 $ 219,759 $ 120,000
Los Angeles, California 5,038 $ 1,680,162,000 $ 333,497 $ 141,000
San Diego, California 3,939 $ 1,272,228,000 $ 322,982 $ 138,000
Alameda, California 3,903 $ 1,443,101,000 $ 369,741 $ 143,000
Orange, California 3,684 $ 1,270,457,000 $ 344,858 $ 138,000
Salt Lake, Utah 3,340 $ 742,166,000 $ 222,205 $ 97,000
King, Washington 3,195 $ 975,748,000 $ 305,398 $ 129,000
Middlesex, Massachusetts 2,164 $ 649,741,000 $ 300,250 $ 130,000
Contra Costa, California 1,901 $ 710,352,000 $ 373,672 $ 164,000
Montgomery, Maryland 1,876 $ 634,365,000 $ 338,147 $ 149,000
Fairfax, Virginia 1,845 $ 627,525,000 $ 340,121 $ 144,000
San Mateo, California 1,759 $ 719,443,000 $ 409,006 $ 161,000
Hartford, Connecticut 1,638 $ 356,345,000 $ 217,548 $ 114,000
Cook, Illinois 1,615 $ 402,410,000 $ 249,170 $ 117,000
Fairfield, Connecticut 1,360 $ 457,785,000 $ 336,606 $ 166,000
Collin, Texas 1,339 $ 277,644,000 $ 207,351 $ 116,000
Wake, North Carolina 1,318 $ 315,929,000 $ 239,703 $ 117,000
Utah, Utah 1,273 $ 264,071,000 $ 207,439 $ 92,000
Davis, Utah 1,204 $ 256,376,000 $ 212,936 $ 88,000
Sacramento, California 1,166 $ 270,015,000 $ 231,573 $ 114,000
Middlesex, New Jersey 1,074 $ 302,148,000 $ 281,329 $ 123,000
New Haven, Connecticut 1,023 $ 235,585,000 $ 230,288 $ 114,000
Oakland, Michigan 1,020 $ 237,360,000 $ 232,705 $ 129,000
Bergen, New Jersey 1,017 $ 323,062,000 $ 317,661 $ 150,000
Norfolk, Massachusetts 990 $ 294,648,000 $ 297,624 $ 134,000
Harris, Texas 988 $ 208,204,000 $ 210,732 $ 127,000
Ventura, California 945 $ 306,476,000 $ 324,313 $ 134,000
Washington, Oregon 944 $ 227,747,000 $ 241,257 $ 111,000
Jefferson, Kentucky 943 $ 190,596,000 $ 202,116 $ 110,000
Hamilton, Indiana 914 $ 209,237,000 $ 228,924 $ 124,000
Broward, Florida 900 $ 226,118,000 $ 251,242 $ 134,000
Palm Beach, Florida 867 $ 211,549,000 $ 244,001 $ 142,000
Multnomah, Oregon 862 $ 195,644,000 $ 226,965 $ 105,000
Monmouth, New Jersey 850 $ 257,248,000 $ 302,644 $ 173,000
DuPage, Illinois 843 $ 211,217,000 $ 250,553 $ 125,000
San Francisco, California 830 $ 332,797,000 $ 400,960 $ 166,000
Douglas, Colorado 792 $ 207,519,000 $ 262,018 $ 123,000
Montgomery, Pennsylvania 790 $ 193,195,000 $ 244,550 $ 120,000
Snohomish, Washington 762 $ 194,710,000 $ 255,524 $ 102,000
Sonoma, California 743 $ 217,084,000 $ 292,172 $ 123,000
Riverside, California 719 $ 167,999,000 $ 233,656 $ 126,000
Lake, Illinois 717 $ 186,732,000 $ 260,435 $ 131,000
Mecklenburg, North Carolina 706 $ 160,933,000 $ 227,950 $ 119,000
Hennepin, Minnesota 703 $ 162,921,000 $ 231,751 $ 122,000
Ocean, New Jersey 693 $ 171,346,000 $ 247,252 $ 125,000
San Luis Obispo, California 692 $ 202,084,000 $ 292,028 $ 117,000
Fort Bend, Texas 690 $ 145,566,000 $ 210,965 $ 116,000
Essex, Massachusetts 675 $ 188,142,000 $ 278,728 $ 125,000
Arapahoe, Colorado 674 $ 158,194,000 $ 234,709 $ 125,000
Santa Cruz, California 669 $ 228,055,000 $ 340,889 $ 137,000
Pima, Arizona 662 $ 137,372,000 $ 207,510 $ 108,000
Jefferson, Colorado 659 $ 155,374,000 $ 235,772 $ 111,000
Dallas, Texas 658 $ 143,163,000 $ 217,572 $ 119,000
Howard, Maryland 641 $ 194,827,000 $ 303,942 $ 129,000
Fulton, Georgia 635 $ 164,327,000 $ 258,782 $ 143,000
Boulder, Colorado 634 $ 169,832,000 $ 267,873 $ 123,000
Morris, New Jersey 622 $ 198,271,000 $ 318,763 $ 151,000
Denver, Colorado 618 $ 154,826,000 $ 250,527 $ 132,000
Chester, Pennsylvania 615 $ 166,861,000 $ 271,318 $ 127,000
San Bernardino, California 603 $ 148,670,000 $ 246,550 $ 116,000
Somerset, New Jersey 567 $ 182,362,000 $ 321,626 $ 154,000
Marin, California 554 $ 224,557,000 $ 405,337 $ 192,000
Denton, Texas 547 $ 117,721,000 $ 215,212 $ 124,000
Marion, Indiana 546 $ 96,242,000 $ 176,267 $ 123,000
Worcester, Massachusetts 546 $ 138,426,000 $ 253,527 $ 114,000
Clark, Nevada 545 $ 95,327,000 $ 174,911 $ 105,000
Hillsborough, Florida 544 $ 112,523,000 $ 206,843 $ 114,000
St. Louis, Missouri 528 $ 113,261,000 $ 214,509 $ 132,000
Lane, Oregon 515 $ 98,504,000 $ 191,269 $ 84,000
Placer, California 493 $ 130,603,000 $ 264,914 $ 146,000
Bucks, Pennsylvania 490 $ 123,673,000 $ 252,393 $ 126,000
Essex, New Jersey 485 $ 158,547,000 $ 326,901 $ 162,000
Clackamas, Oregon 463 $ 111,699,000 $ 241,250 $ 108,000
Pinellas, Florida 462 $ 92,157,000 $ 199,474 $ 109,000
Cobb, Georgia 456 $ 97,059,000 $ 212,848 $ 108,000
Plymouth, Massachusetts 452 $ 123,779,000 $ 273,847 $ 139,000
Wayne, Michigan 452 $ 99,947,000 $ 221,121 $ 113,000
Loudoun, Virginia 439 $ 153,344,000 $ 349,302 $ 141,000
Cumberland, Maine 432 $ 92,480,000 $ 214,074 $ 109,000
Burlington, New Jersey 432 $ 102,389,000 $ 237,011 $ 122,000
Gwinnett, Georgia 428 $ 84,209,000 $ 196,750 $ 102,000
Weber, Utah 423 $ 78,078,000 $ 184,581 $ 83,000
Miami-Dade, Florida 412 $ 104,730,000 $ 254,199 $ 140,000
Santa Barbara, California 384 $ 138,027,000 $ 359,445 $ 144,000
Fayette, Kentucky 382 $ 72,448,000 $ 189,654 $ 94,000
Baltimore, Maryland 380 $ 97,196,000 $ 255,778 $ 112,000
Delaware, Pennsylvania 379 $ 91,015,000 $ 240,145 $ 124,000
Washington, Utah 374 $ 76,541,000 $ 204,655 $ 103,000
Orange, Florida 373 $ 73,978,000 $ 198,332 $ 107,000
Suffolk, Massachusetts 371 $ 99,533,000 $ 268,283 $ 118,000
Union, New Jersey 370 $ 113,990,000 $ 308,081 $ 149,000
Washtenaw, Michigan 368 $ 81,587,000 $ 221,703 $ 109,000
El Dorado, California 366 $ 101,549,000 $ 277,456 $ 134,000
Will, Illinois 365 $ 86,049,000 $ 235,750 $ 121,000
Barnstable, Massachusetts 339 $ 89,378,000 $ 263,651 $ 161,000
Passaic, New Jersey 339 $ 93,200,000 $ 274,926 $ 128,000
Rockingham, New Hampshire 338 $ 83,306,000 $ 246,467 $ 119,000
Larimer, Colorado 335 $ 73,884,000 $ 220,549 $ 102,000
Bristol, Massachusetts 331 $ 79,363,000 $ 239,767 $ 110,000
Anne Arundel, Maryland 329 $ 96,281,000 $ 292,647 $ 118,000
Philadelphia, Pennsylvania 329 $ 62,858,000 $ 191,057 $ 88,000
Yavapai, Arizona 326 $ 65,106,000 $ 199,711 $ 100,000
Duval, Florida 322 $ 63,254,000 $ 196,440 $ 107,000
Tolland, Connecticut 301 $ 64,100,000 $ 212,956 $ 99,000
Middlesex, Connecticut 292 $ 65,915,000 $ 225,736 $ 104,000
Mercer, New Jersey 290 $ 78,827,000 $ 271,817 $ 148,000
DeKalb, Georgia 289 $ 67,633,000 $ 234,024 $ 116,000
Waukesha, Wisconsin 286 $ 66,009,000 $ 230,800 $ 113,000
Forsyth, Georgia 281 $ 67,477,000 $ 240,131 $ 118,000
Travis, Texas 280 $ 65,748,000 $ 234,814 $ 134,000
San Joaquin, California 278 $ 56,074,000 $ 201,705 $ 115,000
Summit, Utah 277 $ 89,913,000 $ 324,595 $ 143,000
Pierce, Washington 268 $ 64,643,000 $ 241,205 $ 109,000
New London, Connecticut 265 $ 57,542,000 $ 217,139 $ 118,000
El Paso, Colorado 264 $ 58,141,000 $ 220,231 $ 101,000
Solano, California 263 $ 61,348,000 $ 233,262 $ 115,000
St. Charles, Missouri 258 $ 46,966,000 $ 182,038 $ 93,000
Hudson, New Jersey 249 $ 71,063,000 $ 285,393 $ 126,000
Prince William, Virginia 248 $ 63,965,000 $ 257,923 $ 117,000
Seminole, Florida 246 $ 50,958,000 $ 207,146 $ 109,000
Johnson, Kansas 245 $ 52,766,000 $ 215,371 $ 113,000
Tarrant, Texas 245 $ 49,421,000 $ 201,718 $ 116,000
Hillsborough, New Hampshire 244 $ 53,073,000 $ 217,512 $ 128,000
Dakota, Minnesota 241 $ 50,508,000 $ 209,576 $ 104,000
Spokane, Washington 237 $ 46,711,000 $ 197,092 $ 96,000
Adams, Colorado 232 $ 44,862,000 $ 193,370 $ 101,000
Nevada, California 225 $ 62,398,000 $ 277,324 $ 164,000
Camden, New Jersey 223 $ 46,715,000 $ 209,484 $ 123,000
Fresno, California 221 $ 48,232,000 $ 218,244 $ 108,000
Lee, Florida 215 $ 43,768,000 $ 203,572 $ 122,000
Ramsey, Minnesota 214 $ 42,550,000 $ 198,831 $ 106,000
Franklin, Ohio 214 $ 43,002,000 $ 200,943 $ 115,000
York, Maine 213 $ 43,720,000 $ 205,258 $ 106,000
Cache, Utah 211 $ 36,507,000 $ 173,018 $ 71,000
Monterey, California 209 $ 71,651,000 $ 342,827 $ 154,000
Clark, Washington 204 $ 44,035,000 $ 215,857 $ 94,000
Tulsa, Oklahoma 203 $ 40,490,000 $ 199,458 $ 112,000
Honolulu, Hawaii 201 $ 73,559,000 $ 365,965 $ 122,000
Hunterdon, New Jersey 198 $ 59,728,000 $ 301,656 $ 149,000
Arlington, Virginia 197 $ 78,275,000 $ 397,335 $ 162,000
Lehigh, Pennsylvania 196 $ 40,585,000 $ 207,066 $ 104,000
Yolo, California 189 $ 52,282,000 $ 276,624 $ 128,000
Hamilton, Ohio 189 $ 42,569,000 $ 225,232 $ 140,000
Deschutes, Oregon 187 $ 43,642,000 $ 233,379 $ 118,000
Sussex, Delaware 185 $ 39,455,000 $ 213,270 $ 89,000
Milwaukee, Wisconsin 183 $ 33,769,000 $ 184,530 $ 92,000
Allegheny, Pennsylvania 182 $ 34,390,000 $ 188,956 $ 121,000
Union, North Carolina 180 $ 45,986,000 $ 255,477 $ 123,000
Greenville, South Carolina 178 $ 33,667,000 $ 189,140 $ 93,000
Litchfield, Connecticut 177 $ 40,236,000 $ 227,322 $ 120,000
Clay, Missouri 176 $ 28,984,000 $ 164,681 $ 88,000
Manatee, Florida 168 $ 37,448,000 $ 222,904 $ 120,000
Pasco, Florida 168 $ 29,126,000 $ 173,369 $ 94,000
Sarasota, Florida 167 $ 33,895,000 $ 202,964 $ 107,000
Jackson, Missouri 167 $ 28,722,000 $ 171,988 $ 110,000
Kane, Illinois 166 $ 37,627,000 $ 226,668 $ 130,000
St. Johns, Florida 163 $ 39,896,000 $ 244,760 $ 121,000
Williamson, Tennessee 162 $ 40,635,000 $ 250,833 $ 118,000
Gloucester, New Jersey 161 $ 32,820,000 $ 203,850 $ 105,000
Oldham, Kentucky 158 $ 39,367,000 $ 249,158 $ 116,000
Anoka, Minnesota 158 $ 30,536,000 $ 193,265 $ 106,000
Oklahoma, Oklahoma 157 $ 29,212,000 $ 186,063 $ 108,000
Davidson, Tennessee 157 $ 29,313,000 $ 186,707 $ 93,000
Brevard, Florida 154 $ 29,856,000 $ 193,870 $ 109,000
Pinal, Arizona 152 $ 25,961,000 $ 170,796 $ 96,000
Alachua, Florida 152 $ 28,577,000 $ 188,006 $ 99,000
Whatcom, Washington 151 $ 36,203,000 $ 239,754 $ 91,000
Prince George's, Maryland 146 $ 34,118,000 $ 233,684 $ 103,000
Washington, Minnesota 145 $ 32,160,000 $ 221,793 $ 112,000
Jackson, Oregon 144 $ 30,737,000 $ 213,451 $ 98,000
Cape May, New Jersey 143 $ 40,125,000 $ 280,594 $ 253,000
Williamson, Texas 141 $ 26,109,000 $ 185,170 $ 113,000
Frederick, Maryland 139 $ 38,209,000 $ 274,884 $ 124,000
Cherokee, Georgia 138 $ 28,005,000 $ 202,934 $ 117,000
Marion, Oregon 138 $ 24,210,000 $ 175,434 $ 75,000
Washoe, Nevada 137 $ 34,788,000 $ 253,927 $ 146,000
Durham, North Carolina 135 $ 25,589,000 $ 189,548 $ 98,000
Broomfield, Colorado 131 $ 33,857,000 $ 258,450 $ 142,000
Boone, Indiana 130 $ 33,520,000 $ 257,846 $ 151,000
Dane, Wisconsin 130 $ 29,313,000 $ 225,484 $ 106,000
Kern, California 129 $ 28,152,000 $ 218,232 $ 129,000
Hendricks, Indiana 128 $ 22,801,000 $ 178,132 $ 92,000
East Baton Rouge, Louisiana 128 $ 25,350,000 $ 198,046 $ 122,000
Macomb, Michigan 127 $ 22,225,000 $ 175,000 $ 90,000
Northampton, Pennsylvania 126 $ 25,136,000 $ 199,492 $ 95,000
Yakima, Washington 126 $ 25,354,000 $ 201,222 $ 108,000
Jefferson, Louisiana 125 $ 22,594,000 $ 180,752 $ 93,000
Guilford, North Carolina 123 $ 26,419,000 $ 214,788 $ 128,000
Coconino, Arizona 120 $ 28,190,000 $ 234,916 $ 149,000
Washington, Arkansas 120 $ 23,544,000 $ 196,200 $ 100,000
Lake, Indiana 120 $ 22,830,000 $ 190,250 $ 96,000
Cuyahoga, Ohio 119 $ 23,917,000 $ 200,983 $ 129,000
Johnson, Indiana 117 $ 21,742,000 $ 185,829 $ 104,000
Collier, Florida 115 $ 30,805,000 $ 267,869 $ 155,000
Scott, Minnesota 115 $ 26,781,000 $ 232,878 $ 123,000
Stanislaus, California 114 $ 21,293,000 $ 186,780 $ 113,000
Albemarle, Virginia 114 $ 29,937,000 $ 262,605 $ 120,000
Atlantic, New Jersey 113 $ 25,546,000 $ 226,070 $ 121,000
Polk, Florida 109 $ 18,051,000 $ 165,605 $ 96,000
Leon, Florida 108 $ 22,918,000 $ 212,203 $ 106,000
Napa, California 106 $ 33,932,000 $ 320,113 $ 172,000
Weld, Colorado 104 $ 22,499,000 $ 216,336 $ 108,000
New Castle, Delaware 104 $ 26,775,000 $ 257,451 $ 108,000
Montgomery, Texas 104 $ 25,366,000 $ 243,903 $ 138,000
St. Tammany, Louisiana 103 $ 21,586,000 $ 209,572 $ 123,000
Sussex, New Jersey 103 $ 24,302,000 $ 235,941 $ 126,000
New Hanover, North Carolina 103 $ 21,494,000 $ 208,679 $ 121,000
Volusia, Florida 102 $ 15,419,000 $ 151,166 $ 87,000
McHenry, Illinois 101 $ 21,634,000 $ 214,198 $ 109,000
Butler, Ohio 100 $ 18,960,000 $ 189,600 $ 108,000
Bernalillo, New Mexico 98 $ 20,490,000 $ 209,081 $ 102,000
Shawnee, Kansas 97 $ 15,105,000 $ 155,721 $ 87,000
Warren, Ohio 97 $ 20,931,000 $ 215,783 $ 107,000
Chesterfield, Virginia 96 $ 22,517,000 $ 234,552 $ 110,000
Harford, Maryland 95 $ 23,525,000 $ 247,631 $ 108,000
Allen, Indiana 93 $ 13,913,000 $ 149,602 $ 84,000
Brazoria, Texas 93 $ 16,772,000 $ 180,344 $ 120,000
Ada, Idaho 92 $ 17,437,000 $ 189,532 $ 91,000
Iredell, North Carolina 91 $ 21,046,000 $ 231,274 $ 100,000
Tooele, Utah 90 $ 14,685,000 $ 163,166 $ 70,000
Butte, California 89 $ 17,942,000 $ 201,595 $ 88,000
Virginia Beach, Virginia 89 $ 21,451,000 $ 241,022 $ 107,000
Charleston, South Carolina 86 $ 24,557,000 $ 285,546 $ 132,000
Mohave, Arizona 85 $ 12,844,000 $ 151,105 $ 91,000
Cabarrus, North Carolina 85 $ 16,800,000 $ 197,647 $ 114,000
Henrico, Virginia 84 $ 20,521,000 $ 244,297 $ 160,000
Kitsap, Washington 83 $ 19,012,000 $ 229,060 $ 111,000
Porter, Indiana 82 $ 14,413,000 $ 175,768 $ 81,000
Wasatch, Utah 82 $ 21,152,000 $ 257,951 $ 120,000
Orange, North Carolina 79 $ 20,862,000 $ 264,075 $ 128,000
Lancaster, Pennsylvania 79 $ 15,082,000 $ 190,911 $ 92,000
Knox, Tennessee 79 $ 15,661,000 $ 198,240 $ 104,000
Thurston, Washington 79 $ 19,535,000 $ 247,278 $ 111,000
Summit, Ohio 78 $ 13,636,000 $ 174,820 $ 109,000
Benton, Oregon 78 $ 18,511,000 $ 237,320 $ 109,000
York, South Carolina 78 $ 18,286,000 $ 234,435 $ 96,000
Strafford, New Hampshire 77 $ 16,078,000 $ 208,805 $ 104,000
Delaware, Ohio 76 $ 17,941,000 $ 236,065 $ 149,000
Bexar, Texas 75 $ 16,741,000 $ 223,213 $ 137,000
Shasta, California 74 $ 14,981,000 $ 202,445 $ 105,000
Floyd, Indiana 74 $ 14,032,000 $ 189,621 $ 100,000
Clermont, Ohio 74 $ 14,069,000 $ 190,121 $ 112,000
Brunswick, North Carolina 72 $ 16,101,000 $ 223,625 $ 119,000
Monroe, Florida 71 $ 21,279,000 $ 299,704 $ 186,000
Orleans, Louisiana 71 $ 17,077,000 $ 240,521 $ 140,000
Carver, Minnesota 71 $ 17,382,000 $ 244,816 $ 119,000
Calcasieu, Louisiana 70 $ 13,112,000 $ 187,314 $ 101,000
Stafford, Virginia 70 $ 19,504,000 $ 278,628 $ 123,000
Osceola, Florida 69 $ 11,314,000 $ 163,971 $ 124,000
Carroll, Maryland 69 $ 19,609,000 $ 284,188 $ 137,000
Jefferson, Missouri 69 $ 11,888,000 $ 172,289 $ 81,000
Missoula, Montana 69 $ 14,428,000 $ 209,101 $ 85,000
Lake, Florida 68 $ 11,660,000 $ 171,470 $ 93,000
Hall, Georgia 68 $ 13,733,000 $ 201,955 $ 115,000
Boone, Kentucky 68 $ 13,973,000 $ 205,485 $ 107,000
Baltimore City, Maryland 68 $ 15,082,000 $ 221,794 $ 142,000
Alexandria, Virginia 68 $ 24,286,000 $ 357,147 $ 142,000
Hampden, Massachusetts 67 $ 15,414,000 $ 230,059 $ 102,000
Douglas, Nebraska 67 $ 14,361,000 $ 214,343 $ 139,000
Benton, Arkansas 66 $ 15,929,000 $ 241,348 $ 127,000
Clay, Florida 65 $ 11,774,000 $ 181,138 $ 97,000
Monroe, Indiana 65 $ 12,526,000 $ 192,707 $ 112,000
Charlotte, Florida 64 $ 11,371,000 $ 177,671 $ 116,000
Indian River, Florida 63 $ 10,259,000 $ 162,841 $ 82,000
Fayette, Georgia 63 $ 14,352,000 $ 227,809 $ 111,000
La Plata, Colorado 62 $ 16,132,000 $ 260,193 $ 111,000
Lafourche, Louisiana 62 $ 9,613,000 $ 155,048 $ 77,000
Wright, Minnesota 61 $ 11,856,000 $ 194,360 $ 94,000
Calaveras, California 60 $ 13,336,000 $ 222,266 $ 143,000
Pulaski, Arkansas 59 $ 9,740,000 $ 165,084 $ 85,000
Summit, Colorado 59 $ 18,453,000 $ 312,762 $ 194,000
Bullitt, Kentucky 59 $ 9,885,000 $ 167,542 $ 70,000
Cleveland, Oklahoma 59 $ 9,437,000 $ 159,949 $ 97,000
Douglas, Oregon 59 $ 10,886,000 $ 184,508 $ 75,000
Island, Washington 59 $ 15,509,000 $ 262,864 $ 117,000
Hancock, Indiana 58 $ 9,864,000 $ 170,068 $ 96,000
Lafayette, Louisiana 58 $ 9,529,000 $ 164,293 $ 92,000
Madison, Mississippi 58 $ 11,674,000 $ 201,275 $ 129,000
Warren, New Jersey 58 $ 13,567,000 $ 233,913 $ 105,000
Navajo, Arizona 56 $ 11,650,000 $ 208,035 $ 138,000
Tulare, California 56 $ 11,601,000 $ 207,160 $ 115,000
Martin, Florida 56 $ 13,335,000 $ 238,125 $ 134,000
Richland, South Carolina 56 $ 9,994,000 $ 178,464 $ 93,000
Windham, Connecticut 55 $ 10,408,000 $ 189,236 $ 83,000
Kenton, Kentucky 55 $ 9,578,000 $ 174,145 $ 111,000
Platte, Missouri 55 $ 10,795,000 $ 196,272 $ 132,000
Cumberland, Pennsylvania 55 $ 11,430,000 $ 207,818 $ 122,000
Galveston, Texas 55 $ 10,661,000 $ 193,836 $ 129,000
Grand Traverse, Michigan 54 $ 10,216,000 $ 189,185 $ 100,000
St. Louis City, Missouri 54 $ 8,518,000 $ 157,740 $ 98,000
Roanoke, Virginia 54 $ 11,038,000 $ 204,407 $ 99,000
Clallam, Washington 54 $ 11,080,000 $ 205,185 $ 77,000
Gila, Arizona 53 $ 12,139,000 $ 229,037 $ 154,000
Kootenai, Idaho 52 $ 9,648,000 $ 185,538 $ 82,000
Clark, Indiana 52 $ 7,597,000 $ 146,096 $ 71,000
Merrimack, New Hampshire 52 $ 10,110,000 $ 194,423 $ 92,000
Scott, Kentucky 51 $ 10,529,000 $ 206,450 $ 84,000
Johnston, North Carolina 51 $ 9,110,000 $ 178,627 $ 94,000
St. Lucie, Florida 50 $ 7,065,000 $ 141,300 $ 95,000
Box Elder, Utah 50 $ 9,292,000 $ 185,840 $ 79,000
Clarke, Georgia 49 $ 7,547,000 $ 154,020 $ 93,000
Rutherford, Tennessee 49 $ 8,869,000 $ 181,000 $ 92,000
Chelan, Washington 49 $ 12,788,000 $ 260,979 $ 169,000
Mendocino, California 48 $ 12,646,000 $ 263,458 $ 101,000
Eagle, Colorado 48 $ 15,418,000 $ 321,208 $ 163,000
York, Pennsylvania 48 $ 8,081,000 $ 168,354 $ 75,000
Tuolumne, California 47 $ 11,653,000 $ 247,936 $ 135,000
Chatham, North Carolina 47 $ 11,996,000 $ 255,234 $ 123,000
Forsyth, North Carolina 46 $ 8,542,000 $ 185,695 $ 115,000
Marion, Florida 45 $ 7,879,000 $ 175,088 $ 89,000
Belknap, New Hampshire 45 $ 8,158,000 $ 181,288 $ 95,000
Buncombe, North Carolina 45 $ 8,615,000 $ 191,444 $ 80,000
Ozaukee, Wisconsin 44 $ 10,279,000 $ 233,613 $ 114,000
Kendall, Illinois 43 $ 9,159,000 $ 213,000 $ 113,000
Dauphin, Pennsylvania 43 $ 7,460,000 $ 173,488 $ 92,000
Washington, Wisconsin 43 $ 8,773,000 $ 204,023 $ 117,000
San Benito, California 42 $ 12,886,000 $ 306,809 $ 105,000
Coweta, Georgia 42 $ 8,197,000 $ 195,166 $ 92,000
St. Joseph, Indiana 42 $ 6,711,000 $ 159,785 $ 106,000
Polk, Iowa 42 $ 7,090,000 $ 168,809 $ 86,000
Shelby, Kentucky 42 $ 9,427,000 $ 224,452 $ 126,000
Gaston, North Carolina 42 $ 7,454,000 $ 177,476 $ 92,000
Stark, Ohio 42 $ 6,265,000 $ 149,166 $ 92,000
Chesapeake, Virginia 42 $ 9,521,000 $ 226,690 $ 100,000
Benton, Washington 42 $ 8,670,000 $ 206,428 $ 123,000
Madison, Kentucky 41 $ 5,967,000 $ 145,536 $ 67,000
Calvert, Maryland 41 $ 11,803,000 $ 287,878 $ 142,000
Hanover, Virginia 41 $ 9,221,000 $ 224,902 $ 93,000
Providence, Rhode Island 40 $ 8,277,000 $ 206,925 $ 107,000
Flagler, Florida 39 $ 6,156,000 $ 157,846 $ 95,000
Tippecanoe, Indiana 39 $ 8,029,000 $ 205,871 $ 138,000
Jessamine, Kentucky 39 $ 8,726,000 $ 223,743 $ 103,000
Lincoln, North Carolina 39 $ 9,215,000 $ 236,282 $ 93,000
Bartholomew, Indiana 38 $ 8,469,000 $ 222,868 $ 154,000
Grafton, New Hampshire 38 $ 8,154,000 $ 214,578 $ 111,000
Fairfield, Ohio 38 $ 7,282,000 $ 191,631 $ 91,000
Linn, Oregon 38 $ 6,496,000 $ 170,947 $ 72,000
Berks, Pennsylvania 38 $ 7,313,000 $ 192,447 $ 86,000
Butler, Pennsylvania 38 $ 7,989,000 $ 210,236 $ 112,000
Spotsylvania, Virginia 38 $ 10,038,000 $ 264,157 $ 120,000
Jefferson, Alabama 37 $ 7,782,000 $ 210,324 $ 116,000
Madera, California 37 $ 7,094,000 $ 191,729 $ 99,000
Henry, Georgia 37 $ 6,028,000 $ 162,918 $ 70,000
Peoria, Illinois 37 $ 8,454,000 $ 228,486 $ 159,000
Livingston, Michigan 37 $ 6,615,000 $ 178,783 $ 120,000
York, Virginia 37 $ 9,866,000 $ 266,648 $ 115,000
Skagit, Washington 37 $ 9,312,000 $ 251,675 $ 81,000
Grand, Colorado 36 $ 8,314,000 $ 230,944 $ 192,000
Escambia, Florida 36 $ 6,118,000 $ 169,944 $ 81,000
Sherburne, Minnesota 36 $ 6,589,000 $ 183,027 $ 86,000
Polk, Oregon 36 $ 6,855,000 $ 190,416 $ 97,000
Morgan, Utah 36 $ 8,227,000 $ 228,527 $ 78,000
Fairfax City, Virginia 36 $ 11,300,000 $ 313,888 $ 122,000
Fauquier, Virginia 36 $ 10,017,000 $ 278,250 $ 116,000
Chatham, Georgia 35 $ 7,029,000 $ 200,828 $ 99,000
Elkhart, Indiana 35 $ 5,191,000 $ 148,314 $ 87,000
Vanderburgh, Indiana 35 $ 4,997,000 $ 142,771 $ 82,000
Ascension, Louisiana 35 $ 7,190,000 $ 205,428 $ 91,000
Lake, California 34 $ 7,132,000 $ 209,764 $ 99,000
Paulding, Georgia 34 $ 6,035,000 $ 177,500 $ 81,000
Hawaii, Hawaii 34 $ 10,386,000 $ 305,470 $ 112,000
Sumter, Florida 33 $ 5,721,000 $ 173,363 $ 85,000
Morgan, Indiana 33 $ 6,094,000 $ 184,666 $ 89,000
Androscoggin, Maine 33 $ 5,166,000 $ 156,545 $ 96,000
Kent, Michigan 33 $ 6,417,000 $ 194,454 $ 108,000
Sandoval, New Mexico 33 $ 6,919,000 $ 209,666 $ 116,000
Lincoln, Oregon 33 $ 8,135,000 $ 246,515 $ 139,000
Yamhill, Oregon 33 $ 6,478,000 $ 196,303 $ 96,000
Outagamie, Wisconsin 33 $ 5,429,000 $ 164,515 $ 89,000
Faulkner, Arkansas 32 $ 5,953,000 $ 186,031 $ 79,000
Livingston, Louisiana 32 $ 5,686,000 $ 177,687 $ 86,000
Berrien, Michigan 32 $ 6,114,000 $ 191,062 $ 126,000
Douglas, Nevada 32 $ 7,940,000 $ 248,125 $ 198,000
Tillamook, Oregon 32 $ 7,450,000 $ 232,812 $ 174,000
Kent, Delaware 31 $ 4,984,000 $ 160,774 $ 68,000
Campbell, Kentucky 31 $ 5,941,000 $ 191,645 $ 89,000
Ingham, Michigan 31 $ 6,333,000 $ 204,290 $ 91,000
Westmoreland, Pennsylvania 31 $ 5,853,000 $ 188,806 $ 172,000
Wilson, Tennessee 31 $ 6,101,000 $ 196,806 $ 91,000
Iron, Utah 31 $ 5,079,000 $ 163,838 $ 126,000
Racine, Wisconsin 31 $ 6,559,000 $ 211,580 $ 107,000
Columbia, Georgia 30 $ 6,072,000 $ 202,400 $ 87,000
Santa Fe, New Mexico 30 $ 8,417,000 $ 280,566 $ 97,000
Canadian, Oklahoma 30 $ 5,210,000 $ 173,666 $ 73,000
Washington, Pennsylvania 30 $ 5,426,000 $ 180,866 $ 100,000
Madison, Alabama 29 $ 5,159,000 $ 177,896 $ 110,000
Merced, California 29 $ 4,488,000 $ 154,758 $ 108,000
Hernando, Florida 29 $ 4,407,000 $ 151,965 $ 80,000
Terrebonne, Louisiana 29 $ 4,849,000 $ 167,206 $ 74,000
St. Louis, Minnesota 29 $ 4,222,000 $ 145,586 $ 84,000
Carroll, New Hampshire 29 $ 6,212,000 $ 214,206 $ 147,000
Monroe, Pennsylvania 29 $ 5,510,000 $ 190,000 $ 157,000
Lancaster, South Carolina 29 $ 5,942,000 $ 204,896 $ 93,000
Shelby, Tennessee 29 $ 5,737,000 $ 197,827 $ 104,000
Louisa, Virginia 29 $ 7,382,000 $ 254,551 $ 199,000
Shelby, Alabama 28 $ 6,095,000 $ 217,678 $ 121,000
Santa Rosa, Florida 28 $ 6,096,000 $ 217,714 $ 139,000
Kennebec, Maine 28 $ 4,410,000 $ 157,500 $ 90,000
Charles, Maryland 28 $ 7,140,000 $ 255,000 $ 145,000
St. Mary's, Maryland 28 $ 6,814,000 $ 243,357 $ 140,000
Lake, Ohio 28 $ 4,600,000 $ 164,285 $ 135,000
Rogers, Oklahoma 28 $ 5,483,000 $ 195,821 $ 114,000
Kane, Utah 28 $ 4,600,000 $ 164,285 $ 79,000
Sanpete, Utah 28 $ 4,092,000 $ 146,142 $ 53,000
Medina, Ohio 27 $ 4,472,000 $ 165,629 $ 82,000
Spartanburg, South Carolina 27 $ 5,081,000 $ 188,185 $ 88,000
Hamilton, Tennessee 27 $ 5,492,000 $ 203,407 $ 105,000
Charlottesville, Virginia 27 $ 5,980,000 $ 221,481 $ 88,000
Brown, Wisconsin 27 $ 4,285,000 $ 158,703 $ 107,000
Park, Colorado 26 $ 5,565,000 $ 214,038 $ 112,000
Franklin, Kentucky 26 $ 5,161,000 $ 198,500 $ 106,000
St. Charles, Louisiana 26 $ 4,509,000 $ 173,423 $ 90,000
Hancock, Maine 26 $ 5,779,000 $ 222,269 $ 108,000
Midland, Michigan 26 $ 5,630,000 $ 216,538 $ 112,000
Boone, Missouri 26 $ 4,222,000 $ 162,384 $ 109,000
Salem, New Jersey 26 $ 5,385,000 $ 207,115 $ 100,000
Bay, Florida 25 $ 4,335,000 $ 173,400 $ 86,000
Woodford, Kentucky 25 $ 4,476,000 $ 179,040 $ 89,000
Chisago, Minnesota 25 $ 5,003,000 $ 200,120 $ 90,000
Cass, Missouri 25 $ 4,532,000 $ 181,280 $ 94,000
James City, Virginia 25 $ 6,247,000 $ 249,880 $ 101,000
Mason, Washington 25 $ 5,704,000 $ 228,160 $ 102,000
Amador, California 24 $ 5,216,000 $ 217,333 $ 94,000
Inyo, California 24 $ 5,692,000 $ 237,166 $ 94,000
Dawson, Georgia 24 $ 4,445,000 $ 185,208 $ 95,000
Douglas, Georgia 24 $ 4,117,000 $ 171,541 $ 99,000
Oconee, Georgia 24 $ 5,253,000 $ 218,875 $ 89,000
Madison, Indiana 24 $ 3,287,000 $ 136,958 $ 63,000
Worcester, Maryland 24 $ 5,314,000 $ 221,416 $ 180,000
Camden, Missouri 24 $ 5,371,000 $ 223,791 $ 144,000
Davidson, North Carolina 24 $ 5,213,000 $ 217,208 $ 90,000
Montgomery, Ohio 24 $ 3,481,000 $ 145,041 $ 112,000
Portage, Ohio 24 $ 3,870,000 $ 161,250 $ 69,000
Clatsop, Oregon 24 $ 5,189,000 $ 216,208 $ 103,000
Hood River, Oregon 24 $ 5,553,000 $ 231,375 $ 110,000
Josephine, Oregon 24 $ 5,285,000 $ 220,208 $ 101,000
Beaufort, South Carolina 24 $ 6,148,000 $ 256,166 $ 151,000
Blount, Tennessee 24 $ 4,992,000 $ 208,000 $ 81,000
Hays, Texas 24 $ 4,838,000 $ 201,583 $ 136,000
Botetourt, Virginia 24 $ 5,154,000 $ 214,750 $ 91,000
Norfolk, Virginia 24 $ 5,425,000 $ 226,041 $ 101,000
St. Croix, Wisconsin 24 $ 5,624,000 $ 234,333 $ 91,000
Clear Creek, Colorado 23 $ 5,983,000 $ 260,130 $ 99,000
Twin Falls, Idaho 23 $ 4,174,000 $ 181,478 $ 79,000
Franklin, Missouri 23 $ 4,054,000 $ 176,260 $ 89,000
Cumberland, New Jersey 23 $ 3,618,000 $ 157,304 $ 85,000
Anderson, South Carolina 23 $ 3,974,000 $ 172,782 $ 79,000
Sumner, Tennessee 23 $ 5,102,000 $ 221,826 $ 96,000
Saline, Arkansas 22 $ 3,235,000 $ 147,045 $ 83,000
Humboldt, California 22 $ 4,374,000 $ 198,818 $ 99,000
Citrus, Florida 22 $ 3,523,000 $ 160,136 $ 96,000
Dallas, Iowa 22 $ 5,024,000 $ 228,363 $ 125,000
Queen Anne's, Maryland 22 $ 6,586,000 $ 299,363 $ 144,000
Dukes, Massachusetts 22 $ 7,117,000 $ 323,500 $ 408,000
Catawba, North Carolina 22 $ 4,537,000 $ 206,227 $ 117,000
Henderson, North Carolina 22 $ 4,977,000 $ 226,227 $ 94,000
Moore, North Carolina 22 $ 5,050,000 $ 229,545 $ 103,000
Beaver, Pennsylvania 22 $ 3,323,000 $ 151,045 $ 86,000
Bristol, Rhode Island 22 $ 6,171,000 $ 280,500 $ 109,000
Richmond City, Virginia 22 $ 4,545,000 $ 206,590 $ 110,000
Kenosha, Wisconsin 22 $ 5,031,000 $ 228,681 $ 123,000
Stearns, Minnesota 21 $ 3,390,000 $ 161,428 $ 61,000
Gallatin, Montana 21 $ 3,876,000 $ 184,571 $ 75,000
Washington, Rhode Island 21 $ 4,690,000 $ 223,333 $ 115,000
Lexington, South Carolina 21 $ 3,980,000 $ 189,523 $ 79,000
Campbell, Tennessee 21 $ 2,451,000 $ 116,714 $ 88,000
Jefferson, Texas 21 $ 3,296,000 $ 156,952 $ 104,000
Hampton, Virginia 21 $ 3,424,000 $ 163,047 $ 82,000
Cowlitz, Washington 21 $ 4,489,000 $ 213,761 $ 162,000
Mesa, Colorado 20 $ 4,823,000 $ 241,150 $ 102,000
Okaloosa, Florida 20 $ 4,841,000 $ 242,050 $ 101,000
Walton, Florida 20 $ 6,213,000 $ 310,650 $ 414,000
Flathead, Montana 20 $ 4,509,000 $ 225,450 $ 128,000
Watauga, North Carolina 20 $ 5,179,000 $ 258,950 $ 142,000
Bartow, Georgia 19 $ 3,987,000 $ 209,842 $ 124,000
Spencer, Kentucky 19 $ 3,254,000 $ 171,263 $ 77,000
Hampshire, Massachusetts 19 $ 3,902,000 $ 205,368 $ 103,000
Lowndes, Mississippi 19 $ 3,455,000 $ 181,842 $ 80,000
Sevier, Tennessee 19 $ 2,887,000 $ 151,947 $ 75,000
Montgomery, Virginia 19 $ 4,389,000 $ 231,000 $ 91,000
Maui, Hawaii 18 $ 6,118,000 $ 339,888 $ 127,000
Bonneville, Idaho 18 $ 3,693,000 $ 205,166 $ 174,000
Canyon, Idaho 18 $ 2,571,000 $ 142,833 $ 50,000
Washington, Maryland 18 $ 3,783,000 $ 210,166 $ 92,000
Kalamazoo, Michigan 18 $ 2,756,000 $ 153,111 $ 164,000
Ottawa, Michigan 18 $ 3,311,000 $ 183,944 $ 94,000
Crow Wing, Minnesota 18 $ 4,086,000 $ 227,000 $ 416,000
Dona Ana, New Mexico 18 $ 3,598,000 $ 199,888 $ 82,000
Mahoning, Ohio 18 $ 3,288,000 $ 182,666 $ 124,000
Luzerne, Pennsylvania 18 $ 3,058,000 $ 169,888 $ 87,000
Florence, South Carolina 18 $ 3,575,000 $ 198,611 $ 114,000
Newport News, Virginia 18 $ 3,572,000 $ 198,444 $ 120,000
Roanoke City, Virginia 18 $ 3,215,000 $ 178,611 $ 93,000
Elbert, Colorado 17 $ 4,695,000 $ 276,176 $ 108,000
Garfield, Colorado 17 $ 4,629,000 $ 272,294 $ 106,000
Routt, Colorado 17 $ 5,420,000 $ 318,823 $ 86,000
Houston, Georgia 17 $ 3,303,000 $ 194,294 $ 124,000
Penobscot, Maine 17 $ 3,221,000 $ 189,470 $ 133,000
Alamance, North Carolina 17 $ 3,087,000 $ 181,588 $ 83,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 121,993 $32,977,764,000 $270,000 $925,000 $127,000 $9,999,000
Home Purchase 21,268 $5,338,538,000 $251,000 $1,200,000 $117,000 $4,451,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 92,542 $23,514,060,000 $254,000 $925,000 $125,000 $8,084,000
Asian 31,864 $9,874,564,000 $309,000 $801,000 $130,000 $9,999,000
Not Provided 12,568 $3,420,921,000 $272,000 $1,200,000 $132,000 $9,999,000
Hispanic 4,018 $999,265,000 $248,000 $730,000 $106,000 $1,511,000
Black or African American 1,333 $292,026,000 $219,000 $716,000 $97,000 $1,161,000
Native Hawaiian or Other Pacific Islander 376 $103,713,000 $275,000 $730,000 $125,000 $2,805,000
American Indian or Alaskan Native 289 $72,951,000 $252,000 $730,000 $113,000 $587,000
Not applicable 271 $38,802,000 $143,000 $504,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 143,261 $38,316,302,000 $267,000 $1,200,000 $125,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 87,715 $23,003,810,000 $262,000 $802,000 $125,000 $9,999,000
Application Denied By Financial Institution 26,287 $7,220,167,000 $274,000 $1,200,000 $115,000 $9,999,000
Application Withdrawn By Applicant 22,213 $6,163,967,000 $277,000 $778,000 $137,000 $6,167,000
File Closed For Incompleteness 5,323 $1,481,075,000 $278,000 $831,000 $132,000 $3,317,000
Application Approved But Not Accepted 1,452 $408,481,000 $281,000 $730,000 $129,000 $2,248,000
Loan Purchased By The Institution 271 $38,802,000 $143,000 $504,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 8,205 $2,348,481,000 $286,000 $1,200,000 $138,000 $9,999,000
Debt-To-Income Ratio 8,079 $2,302,209,000 $284,000 $730,000 $87,000 $9,999,000
Collateral 7,504 $1,933,486,000 $257,000 $925,000 $119,000 $2,489,000
Insufficient Cash (Downpayment, Closing Cost) 803 $205,335,000 $255,000 $730,000 $125,000 $8,084,000
Unverifiable Information 735 $194,834,000 $265,000 $730,000 $127,000 $1,800,000
Credit History 488 $116,329,000 $238,000 $730,000 $112,000 $998,000
Employment History 343 $84,617,000 $246,000 $730,000 $97,000 $1,100,000
Mortgage Insurance Denied 76 $22,335,000 $293,000 $696,000 $131,000 $2,062,000
Credit Application Incomplete 53 $12,378,000 $233,000 $490,000 $125,000 $326,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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