Provident Funding Associates Mortgage Lending & HMDA Data, 2014

In 2014, Provident Funding Associates of Santa Rosa, CA reported 26,471 mortgage applications totaling $6.9 billion, down 60% from 2013. The average application was for $261,706, and applicants reported an average income of $102,828. 43% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (1,054), Phoenix-Mesa-Scottsdale, AZ (982) and Los Angeles-Long Beach-Glendale, CA (962) (applications in parentheses).

Mortgage Company & Address Provident Funding Associates
1235 North Dutton Ave Ste E
Santa Rosa, CA 95401
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,471
Total Mortgage Loan Application Amount $6,927,634,000
Average Mortgage Loan Application Amount $261,706
Highest Mortgage Loan Application Amount $7,303,000
Average Applicant Income $102,828
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Provident Funding Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Provident Funding Associates by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 962 $ 307,874,000 $ 320,035 $ 94,000
Maricopa, Arizona 951 $ 215,912,000 $ 227,036 $ 120,000
King, Washington 859 $ 275,457,000 $ 320,671 $ 94,000
Salt Lake, Utah 762 $ 186,268,000 $ 244,446 $ 80,000
Santa Clara, California 674 $ 265,895,000 $ 394,502 $ 138,000
San Diego, California 597 $ 191,210,000 $ 320,284 $ 103,000
Orange, California 522 $ 185,537,000 $ 355,434 $ 135,000
Alameda, California 488 $ 182,085,000 $ 373,125 $ 133,000
Collin, Texas 426 $ 110,574,000 $ 259,563 $ 115,000
Utah, Utah 409 $ 97,651,000 $ 238,755 $ 133,000
Sacramento, California 395 $ 99,153,000 $ 251,020 $ 121,000
Harris, Texas 365 $ 83,289,000 $ 228,189 $ 78,000
Cook, Illinois 346 $ 87,324,000 $ 252,381 $ 131,000
Davis, Utah 341 $ 78,174,000 $ 229,249 $ 67,000
Riverside, California 332 $ 90,472,000 $ 272,506 $ 92,000
Contra Costa, California 331 $ 109,278,000 $ 330,145 $ 111,000
San Bernardino, California 297 $ 73,676,000 $ 248,067 $ 120,000
Washington, Oregon 272 $ 73,902,000 $ 271,698 $ 109,000
Wake, North Carolina 246 $ 59,194,000 $ 240,626 $ 105,000
Fort Bend, Texas 235 $ 59,655,000 $ 253,851 $ 101,000
Mecklenburg, North Carolina 224 $ 48,965,000 $ 218,593 $ 77,000
Middlesex, New Jersey 208 $ 58,323,000 $ 280,399 $ 89,000
Fairfax, Virginia 208 $ 74,369,000 $ 357,543 $ 109,000
Montgomery, Maryland 195 $ 65,076,000 $ 333,723 $ 108,000
Snohomish, Washington 195 $ 55,572,000 $ 284,984 $ 105,000
Montgomery, Pennsylvania 194 $ 52,395,000 $ 270,077 $ 103,000
Jefferson, Colorado 193 $ 48,417,000 $ 250,865 $ 98,000
Oakland, Michigan 190 $ 46,254,000 $ 243,442 $ 118,000
Hartford, Connecticut 185 $ 43,955,000 $ 237,594 $ 98,000
DuPage, Illinois 181 $ 46,519,000 $ 257,011 $ 116,000
Denton, Texas 180 $ 44,994,000 $ 249,966 $ 113,000
Ventura, California 175 $ 56,116,000 $ 320,662 $ 100,000
Douglas, Colorado 171 $ 50,141,000 $ 293,222 $ 103,000
Multnomah, Oregon 171 $ 46,795,000 $ 273,654 $ 116,000
Chester, Pennsylvania 170 $ 49,533,000 $ 291,370 $ 101,000
Jefferson, Kentucky 168 $ 35,277,000 $ 209,982 $ 76,000
Dallas, Texas 168 $ 38,566,000 $ 229,559 $ 130,000
Arapahoe, Colorado 167 $ 41,556,000 $ 248,838 $ 107,000
Middlesex, Massachusetts 166 $ 53,503,000 $ 322,307 $ 57,000
Sonoma, California 165 $ 45,811,000 $ 277,642 $ 105,000
Placer, California 159 $ 44,800,000 $ 281,761 $ 100,000
San Mateo, California 156 $ 61,846,000 $ 396,448 $ 148,000
Denver, Colorado 149 $ 39,964,000 $ 268,214 $ 98,000
Hamilton, Indiana 145 $ 35,901,000 $ 247,593 $ 125,000
Bergen, New Jersey 144 $ 45,769,000 $ 317,840 $ 103,000
Monmouth, New Jersey 143 $ 41,374,000 $ 289,328 $ 81,000
Tarrant, Texas 140 $ 29,124,000 $ 208,028 $ 79,000
Broward, Florida 139 $ 35,583,000 $ 255,992 $ 128,000
Travis, Texas 138 $ 33,876,000 $ 245,478 $ 74,000
Ocean, New Jersey 137 $ 31,931,000 $ 233,072 $ 73,000
Fulton, Georgia 134 $ 36,651,000 $ 273,514 $ 139,000
Morris, New Jersey 132 $ 42,363,000 $ 320,931 $ 98,000
Lake, Illinois 131 $ 36,748,000 $ 280,519 $ 139,000
Solano, California 130 $ 33,384,000 $ 256,800 $ 71,000
Palm Beach, Florida 126 $ 30,103,000 $ 238,912 $ 118,000
San Joaquin, California 122 $ 31,070,000 $ 254,672 $ 141,000
New Haven, Connecticut 117 $ 27,334,000 $ 233,623 $ 101,000
Somerset, New Jersey 117 $ 37,664,000 $ 321,914 $ 61,000
Hennepin, Minnesota 114 $ 26,792,000 $ 235,017 $ 116,000
Fairfield, Connecticut 112 $ 32,504,000 $ 290,214 $ 122,000
Bucks, Pennsylvania 112 $ 32,390,000 $ 289,196 $ 102,000
Pima, Arizona 99 $ 20,300,000 $ 205,050 $ 95,000
Hillsborough, Florida 99 $ 21,956,000 $ 221,777 $ 140,000
Williamson, Texas 97 $ 21,557,000 $ 222,237 $ 86,000
Weber, Utah 97 $ 18,905,000 $ 194,896 $ 76,000
Larimer, Colorado 96 $ 21,707,000 $ 226,114 $ 85,000
Norfolk, Massachusetts 94 $ 26,796,000 $ 285,063 $ 44,000
Essex, New Jersey 93 $ 29,310,000 $ 315,161 $ 91,000
Orange, Florida 91 $ 18,196,000 $ 199,956 $ 119,000
Clackamas, Oregon 91 $ 23,186,000 $ 254,791 $ 116,000
Honolulu, Hawaii 90 $ 40,367,000 $ 448,522 $ 137,000
Boulder, Colorado 89 $ 23,924,000 $ 268,808 $ 119,000
Gwinnett, Georgia 89 $ 17,551,000 $ 197,202 $ 83,000
Philadelphia, Pennsylvania 89 $ 21,783,000 $ 244,752 $ 95,000
St. Louis, Missouri 86 $ 19,274,000 $ 224,116 $ 122,000
San Luis Obispo, California 84 $ 24,361,000 $ 290,011 $ 92,000
Will, Illinois 84 $ 22,852,000 $ 272,047 $ 122,000
Fresno, California 83 $ 18,963,000 $ 228,469 $ 97,000
Adams, Colorado 83 $ 18,854,000 $ 227,156 $ 79,000
Marion, Indiana 79 $ 14,093,000 $ 178,392 $ 113,000
Johnson, Kansas 79 $ 17,409,000 $ 220,367 $ 76,000
Delaware, Pennsylvania 79 $ 20,822,000 $ 263,569 $ 92,000
Howard, Maryland 78 $ 25,418,000 $ 325,871 $ 80,000
Union, New Jersey 78 $ 24,196,000 $ 310,205 $ 78,000
Burlington, New Jersey 77 $ 18,364,000 $ 238,493 $ 102,000
Loudoun, Virginia 77 $ 24,737,000 $ 321,259 $ 106,000
Cobb, Georgia 76 $ 17,333,000 $ 228,065 $ 100,000
El Dorado, California 75 $ 21,041,000 $ 280,546 $ 118,000
Fayette, Kentucky 75 $ 15,558,000 $ 207,440 $ 92,000
Miami-Dade, Florida 74 $ 17,232,000 $ 232,864 $ 112,000
Wayne, Michigan 74 $ 14,926,000 $ 201,702 $ 114,000
Camden, New Jersey 74 $ 15,705,000 $ 212,229 $ 80,000
Stanislaus, California 73 $ 14,427,000 $ 197,630 $ 85,000
Pinellas, Florida 73 $ 15,929,000 $ 218,205 $ 109,000
Clark, Washington 72 $ 15,831,000 $ 219,875 $ 99,000
Montgomery, Texas 68 $ 15,597,000 $ 229,367 $ 98,000
Forsyth, Georgia 67 $ 18,849,000 $ 281,328 $ 133,000
Allegheny, Pennsylvania 67 $ 12,848,000 $ 191,761 $ 80,000
Pierce, Washington 65 $ 16,388,000 $ 252,123 $ 110,000
El Paso, Colorado 64 $ 15,390,000 $ 240,468 $ 103,000
Clark, Nevada 64 $ 12,365,000 $ 193,203 $ 50,000
DeKalb, Georgia 59 $ 15,166,000 $ 257,050 $ 123,000
Santa Cruz, California 58 $ 19,635,000 $ 338,534 $ 115,000
Washington, Utah 58 $ 11,459,000 $ 197,568 $ 92,000
Worcester, Massachusetts 56 $ 14,837,000 $ 264,946 $ 39,000
Gloucester, New Jersey 56 $ 12,133,000 $ 216,660 $ 61,000
Mercer, New Jersey 56 $ 15,658,000 $ 279,607 $ 68,000
Baltimore, Maryland 54 $ 13,683,000 $ 253,388 $ 262,000
Franklin, Ohio 53 $ 10,226,000 $ 192,943 $ 86,000
Kern, California 52 $ 11,653,000 $ 224,096 $ 85,000
Seminole, Florida 51 $ 12,049,000 $ 236,254 $ 113,000
St. Charles, Missouri 51 $ 8,854,000 $ 173,607 $ 109,000
Brazoria, Texas 50 $ 10,362,000 $ 207,240 $ 103,000
Dakota, Minnesota 49 $ 10,398,000 $ 212,204 $ 101,000
Union, North Carolina 49 $ 12,539,000 $ 255,897 $ 77,000
Duval, Florida 48 $ 9,669,000 $ 201,437 $ 101,000
Bexar, Texas 48 $ 10,781,000 $ 224,604 $ 75,000
Lee, Florida 47 $ 9,447,000 $ 201,000 $ 60,000
Anne Arundel, Maryland 47 $ 14,158,000 $ 301,234 $ 103,000
Essex, Massachusetts 47 $ 12,852,000 $ 273,446 $ 39,000
Kane, Illinois 46 $ 11,058,000 $ 240,391 $ 100,000
Lehigh, Pennsylvania 46 $ 9,969,000 $ 216,717 $ 91,000
Spokane, Washington 46 $ 9,658,000 $ 209,956 $ 102,000
San Francisco, California 45 $ 16,986,000 $ 377,466 $ 169,000
Macomb, Michigan 44 $ 7,504,000 $ 170,545 $ 93,000
Lane, Oregon 44 $ 9,412,000 $ 213,909 $ 115,000
Greenville, South Carolina 44 $ 9,110,000 $ 207,045 $ 35,000
Napa, California 43 $ 12,860,000 $ 299,069 $ 103,000
Marin, California 42 $ 13,187,000 $ 313,976 $ 131,000
Weld, Colorado 42 $ 9,538,000 $ 227,095 $ 79,000
Monterey, California 41 $ 11,339,000 $ 276,560 $ 110,000
Anoka, Minnesota 41 $ 8,144,000 $ 198,634 $ 89,000
Henrico, Virginia 41 $ 9,973,000 $ 243,243 $ 45,000
Suffolk, Massachusetts 40 $ 12,223,000 $ 305,575 $ 50,000
Yavapai, Arizona 39 $ 7,633,000 $ 195,717 $ 97,000
Tulsa, Oklahoma 39 $ 8,177,000 $ 209,666 $ 124,000
Cumberland, Maine 38 $ 8,891,000 $ 233,973 $ 157,000
Passaic, New Jersey 38 $ 9,483,000 $ 249,552 $ 104,000
Hudson, New Jersey 37 $ 9,286,000 $ 250,972 $ 67,000
Hunterdon, New Jersey 37 $ 10,438,000 $ 282,108 $ 97,000
Prince William, Virginia 37 $ 10,358,000 $ 279,945 $ 98,000
Yolo, California 36 $ 9,649,000 $ 268,027 $ 101,000
New London, Connecticut 36 $ 14,739,000 $ 409,416 $ 123,000
Cabarrus, North Carolina 36 $ 7,531,000 $ 209,194 $ 79,000
Northampton, Pennsylvania 36 $ 7,534,000 $ 209,277 $ 86,000
Sussex, New Jersey 35 $ 8,199,000 $ 234,257 $ 98,000
Ada, Idaho 34 $ 6,959,000 $ 204,676 $ 63,000
Ramsey, Minnesota 34 $ 6,298,000 $ 185,235 $ 105,000
Deschutes, Oregon 34 $ 7,607,000 $ 223,735 $ 102,000
Tolland, Connecticut 33 $ 7,360,000 $ 223,030 $ 91,000
Hamilton, Ohio 33 $ 6,227,000 $ 188,696 $ 96,000
York, South Carolina 33 $ 7,034,000 $ 213,151 $ 77,000
Santa Barbara, California 32 $ 9,504,000 $ 297,000 $ 417,000
Pinal, Arizona 31 $ 5,588,000 $ 180,258 $ 64,000
Sarasota, Florida 31 $ 6,511,000 $ 210,032 $ 115,000
Oldham, Kentucky 31 $ 8,973,000 $ 289,451 $ 90,000
Hawaii, Hawaii 30 $ 9,521,000 $ 317,366 $ 118,000
Prince George's, Maryland 30 $ 6,747,000 $ 224,900 $ 81,000
New Hanover, North Carolina 30 $ 5,413,000 $ 180,433 $ 42,000
Plymouth, Massachusetts 29 $ 7,703,000 $ 265,620 $ 31,000
Washington, Minnesota 29 $ 6,591,000 $ 227,275 $ 118,000
Davidson, Tennessee 29 $ 5,890,000 $ 203,103 $ 104,000
Waukesha, Wisconsin 29 $ 7,722,000 $ 266,275 $ 140,000
Middlesex, Connecticut 28 $ 6,936,000 $ 247,714 $ 110,000
Brevard, Florida 28 $ 5,723,000 $ 204,392 $ 95,000
McHenry, Illinois 28 $ 4,719,000 $ 168,535 $ 85,000
Durham, North Carolina 28 $ 4,616,000 $ 164,857 $ 70,000
Iredell, North Carolina 28 $ 6,524,000 $ 233,000 $ 84,000
Chesterfield, Virginia 28 $ 6,576,000 $ 234,857 $ 84,000
Washington, Arkansas 27 $ 6,218,000 $ 230,296 $ 108,000
St. Johns, Florida 27 $ 7,111,000 $ 263,370 $ 84,000
Volusia, Florida 27 $ 4,375,000 $ 162,037 $ 120,000
Barnstable, Massachusetts 27 $ 7,103,000 $ 263,074 $ 35,000
Marion, Oregon 27 $ 4,397,000 $ 162,851 $ 63,000
Summit, Utah 27 $ 9,976,000 $ 369,481 $ 506,000
Nevada, California 26 $ 7,424,000 $ 285,538 $ 122,000
Broomfield, Colorado 26 $ 6,011,000 $ 231,192 $ 133,000
Jefferson, Louisiana 26 $ 4,580,000 $ 176,153 $ 75,000
Washtenaw, Michigan 26 $ 5,535,000 $ 212,884 $ 114,000
Galveston, Texas 26 $ 6,013,000 $ 231,269 $ 26,000
Benton, Washington 26 $ 4,868,000 $ 187,230 $ 76,000
Hillsborough, New Hampshire 25 $ 4,703,000 $ 188,120 $ 140,000
Guilford, North Carolina 25 $ 5,942,000 $ 237,680 $ 72,000
Tooele, Utah 25 $ 5,023,000 $ 200,920 $ 80,000
Thurston, Washington 25 $ 6,306,000 $ 252,240 $ 84,000
Cherokee, Georgia 24 $ 6,110,000 $ 254,583 $ 100,000
Clay, Missouri 24 $ 4,307,000 $ 179,458 $ 79,000
Atlantic, New Jersey 24 $ 5,204,000 $ 216,833 $ 105,000
Cuyahoga, Ohio 24 $ 3,232,000 $ 134,666 $ 85,000
Oklahoma, Oklahoma 24 $ 4,491,000 $ 187,125 $ 93,000
Charleston, South Carolina 24 $ 7,279,000 $ 303,291 $ 73,000
Cache, Utah 24 $ 4,234,000 $ 176,416 $ 51,000
Butte, California 23 $ 5,244,000 $ 228,000 $ 74,000
Collier, Florida 23 $ 5,827,000 $ 253,347 $ 495,000
Manatee, Florida 23 $ 5,124,000 $ 222,782 $ 99,000
Pasco, Florida 23 $ 3,580,000 $ 155,652 $ 75,000
Benton, Arkansas 22 $ 3,873,000 $ 176,045 $ 92,000
Osceola, Florida 22 $ 3,903,000 $ 177,409 $ 155,000
Washoe, Nevada 22 $ 4,426,000 $ 201,181 $ 56,000
Williamson, Tennessee 22 $ 5,836,000 $ 265,272 $ 99,000
Boone, Indiana 21 $ 5,950,000 $ 283,333 $ 142,000
Lake, Indiana 21 $ 4,058,000 $ 193,238 $ 93,000
Scott, Minnesota 21 $ 5,515,000 $ 262,619 $ 101,000
Cape May, New Jersey 21 $ 4,713,000 $ 224,428 $ 104,000
Bernalillo, New Mexico 21 $ 3,437,000 $ 163,666 $ 68,000
Centre, Pennsylvania 21 $ 4,562,000 $ 217,238 $ 48,000
Jefferson, Alabama 20 $ 4,267,000 $ 213,350 $ 44,000
Calaveras, California 20 $ 4,959,000 $ 247,950 $ 152,000
Hendricks, Indiana 20 $ 3,262,000 $ 163,100 $ 89,000
Bristol, Massachusetts 20 $ 5,210,000 $ 260,500 $ 30,000
Brunswick, North Carolina 20 $ 4,333,000 $ 216,650 $ 129,000
Orange, North Carolina 20 $ 5,624,000 $ 281,200 $ 181,000
Kauai, Hawaii 19 $ 6,641,000 $ 349,526 $ 97,000
Hampden, Massachusetts 19 $ 3,995,000 $ 210,263 $ 69,000
Summit, Ohio 19 $ 2,829,000 $ 148,894 $ 70,000
Cumberland, Pennsylvania 19 $ 4,383,000 $ 230,684 $ 88,000
Lancaster, Pennsylvania 19 $ 3,451,000 $ 181,631 $ 65,000
Hays, Texas 19 $ 4,482,000 $ 235,894 $ 58,000
Navajo, Arizona 18 $ 3,593,000 $ 199,611 $ 143,000
Shasta, California 18 $ 3,599,000 $ 199,944 $ 98,000
Johnson, Indiana 18 $ 2,393,000 $ 132,944 $ 82,000
Butler, Ohio 18 $ 3,003,000 $ 166,833 $ 85,000
Providence, Rhode Island 18 $ 2,977,000 $ 165,388 $ 16,000
Yakima, Washington 18 $ 3,452,000 $ 191,777 $ 89,000
Litchfield, Connecticut 17 $ 3,596,000 $ 211,529 $ 76,000
Frederick, Maryland 17 $ 3,609,000 $ 212,294 $ 103,000
Jackson, Missouri 17 $ 3,078,000 $ 181,058 $ 85,000
Warren, New Jersey 17 $ 3,218,000 $ 189,294 $ 32,000
Stafford, Virginia 17 $ 4,414,000 $ 259,647 $ 84,000
Whatcom, Washington 17 $ 4,126,000 $ 242,705 $ 99,000
Coconino, Arizona 16 $ 4,376,000 $ 273,500 $ 140,000
Mohave, Arizona 16 $ 2,888,000 $ 180,500 $ 90,000
Pulaski, Arkansas 16 $ 2,149,000 $ 134,312 $ 9,000
Polk, Florida 16 $ 3,034,000 $ 189,625 $ 101,000
Kitsap, Washington 16 $ 3,887,000 $ 242,937 $ 104,000
Milwaukee, Wisconsin 16 $ 2,733,000 $ 170,812 $ 103,000
Merced, California 15 $ 2,561,000 $ 170,733 $ 69,000
Martin, Florida 15 $ 3,632,000 $ 242,133 $ 132,000
Maui, Hawaii 15 $ 6,676,000 $ 445,066 $ 163,000
Rockingham, New Hampshire 15 $ 3,709,000 $ 247,266 $ 100,000
Gaston, North Carolina 15 $ 3,060,000 $ 204,000 $ 75,000
Warren, Ohio 15 $ 3,396,000 $ 226,400 $ 108,000
Berks, Pennsylvania 15 $ 2,806,000 $ 187,066 $ 43,000
Westmoreland, Pennsylvania 15 $ 2,893,000 $ 192,866 $ 97,000
Humboldt, California 14 $ 2,562,000 $ 183,000 $ 65,000
La Plata, Colorado 14 $ 4,583,000 $ 327,357 $ 89,000
New Castle, Delaware 14 $ 3,481,000 $ 248,642 $ 64,000
Lake, Florida 14 $ 2,490,000 $ 177,857 $ 90,000
Hancock, Indiana 14 $ 2,967,000 $ 211,928 $ 70,000
East Baton Rouge, Louisiana 14 $ 2,707,000 $ 193,357 $ 223,000
York, Maine 14 $ 2,976,000 $ 212,571 $ 100,000
Madison, Mississippi 14 $ 4,199,000 $ 299,928 $ 221,000
Buncombe, North Carolina 14 $ 3,633,000 $ 259,500 $ 98,000
Clermont, Ohio 14 $ 2,296,000 $ 164,000 $ 78,000
Rockwall, Texas 14 $ 2,609,000 $ 186,357 $ 86,000
Island, Washington 14 $ 3,254,000 $ 232,428 $ 134,000
Shelby, Alabama 13 $ 2,505,000 $ 192,692 $ 36,000
Wright, Minnesota 13 $ 2,597,000 $ 199,769 $ 83,000
Lincoln, North Carolina 13 $ 2,797,000 $ 215,153 $ 109,000
Pender, North Carolina 13 $ 2,939,000 $ 226,076 $ 51,000
Cleveland, Oklahoma 13 $ 2,383,000 $ 183,307 $ 106,000
York, Pennsylvania 13 $ 2,283,000 $ 175,615 $ 70,000
Pickens, South Carolina 13 $ 2,499,000 $ 192,230 $ 24,000
Knox, Tennessee 13 $ 2,533,000 $ 194,846 $ 54,000
Box Elder, Utah 13 $ 2,262,000 $ 174,000 $ 57,000
Wasatch, Utah 13 $ 4,182,000 $ 321,692 $ 106,000
Tulare, California 12 $ 2,190,000 $ 182,500 $ 89,000
Alachua, Florida 12 $ 2,647,000 $ 220,583 $ 155,000
Chatham, Georgia 12 $ 1,948,000 $ 162,333 $ 21,000
Baltimore City, Maryland 12 $ 3,392,000 $ 282,666 $ 147,000
Jefferson, Missouri 12 $ 1,945,000 $ 162,083 $ 55,000
Benton, Oregon 12 $ 3,060,000 $ 255,000 $ 106,000
Hamilton, Tennessee 12 $ 2,618,000 $ 218,166 $ 182,000
Virginia Beach, Virginia 12 $ 3,131,000 $ 260,916 $ 134,000
Elbert, Colorado 11 $ 3,120,000 $ 283,636 $ 100,000
Charlotte, Florida 11 $ 2,521,000 $ 229,181 $ 302,000
Leon, Florida 11 $ 2,580,000 $ 234,545 $ 104,000
Clark, Indiana 11 $ 1,893,000 $ 172,090 $ 50,000
Franklin, Kentucky 11 $ 1,986,000 $ 180,545 $ 82,000
Harford, Maryland 11 $ 2,745,000 $ 249,545 $ 103,000
St. Louis City, Missouri 11 $ 2,530,000 $ 230,000 $ 119,000
Medina, Ohio 11 $ 1,752,000 $ 159,272 $ 82,000
Jackson, Oregon 11 $ 2,431,000 $ 221,000 $ 113,000
Washington, Pennsylvania 11 $ 2,568,000 $ 233,454 $ 91,000
Richland, South Carolina 11 $ 2,656,000 $ 241,454 $ 170,000
El Paso, Texas 11 $ 2,055,000 $ 186,818 $ 70,000
Nueces, Texas 11 $ 1,722,000 $ 156,545 $ 51,000
Morgan, Utah 11 $ 3,716,000 $ 337,818 $ 101,000
Arlington, Virginia 11 $ 3,645,000 $ 331,363 $ 114,000
Hanover, Virginia 11 $ 2,547,000 $ 231,545 $ 67,000
San Benito, California 10 $ 2,910,000 $ 291,000 $ 89,000
Sutter, California 10 $ 2,020,000 $ 202,000 $ 62,000
Grand, Colorado 10 $ 2,455,000 $ 245,500 $ 114,000
Clay, Florida 10 $ 2,428,000 $ 242,800 $ 89,000
St. Lucie, Florida 10 $ 1,442,000 $ 144,200 $ 70,000
Hall, Georgia 10 $ 2,014,000 $ 201,400 $ 62,000
Henry, Georgia 10 $ 1,511,000 $ 151,100 $ 81,000
Bartholomew, Indiana 10 $ 1,761,000 $ 176,100 $ 65,000
Bullitt, Kentucky 10 $ 1,581,000 $ 158,100 $ 42,000
Chisago, Minnesota 10 $ 2,003,000 $ 200,300 $ 114,000
Carteret, North Carolina 10 $ 2,256,000 $ 225,600 $ 105,000
Forsyth, North Carolina 10 $ 2,128,000 $ 212,800 $ 129,000
Delaware, Ohio 10 $ 2,214,000 $ 221,400 $ 94,000
Stark, Ohio 10 $ 1,362,000 $ 136,200 $ 63,000
Lexington, South Carolina 10 $ 2,599,000 $ 259,900 $ 64,000
Richmond City, Virginia 10 $ 2,084,000 $ 208,400 $ 50,000
Eagle, Colorado 9 $ 2,809,000 $ 312,111 $ 171,000
Summit, Colorado 9 $ 2,754,000 $ 306,000 $ 166,000
Floyd, Indiana 9 $ 2,025,000 $ 225,000 $ 117,000
Morgan, Indiana 9 $ 2,255,000 $ 250,555 $ 97,000
Polk, Iowa 9 $ 1,468,000 $ 163,111 $ 112,000
Boone, Kentucky 9 $ 1,851,000 $ 205,666 $ 37,000
Cecil, Maryland 9 $ 2,361,000 $ 262,333 $ 79,000
Salem, New Jersey 9 $ 1,568,000 $ 174,222 $ 71,000
Johnston, North Carolina 9 $ 1,524,000 $ 169,333 $ 37,000
Butler, Pennsylvania 9 $ 2,519,000 $ 279,888 $ 114,000
Kent, Rhode Island 9 $ 1,370,000 $ 152,222 $ 13,000
Berkeley, South Carolina 9 $ 1,847,000 $ 205,222 $ 49,000
Lancaster, South Carolina 9 $ 2,177,000 $ 241,888 $ 49,000
Parker, Texas 9 $ 2,445,000 $ 271,666 $ 56,000
Iron, Utah 9 $ 1,681,000 $ 186,777 $ 51,000
Albemarle, Virginia 9 $ 2,618,000 $ 290,888 $ 68,000
Madison, Alabama 8 $ 1,352,000 $ 169,000 $ 121,000
Lake, California 8 $ 1,852,000 $ 231,500 $ 97,000
Mendocino, California 8 $ 2,137,000 $ 267,125 $ 119,000
Tuolumne, California 8 $ 1,322,000 $ 165,250 $ 93,000
Mesa, Colorado 8 $ 1,223,000 $ 152,875 $ 11,000
Blaine, Idaho 8 $ 2,344,000 $ 293,000 $ 91,000
Kendall, Illinois 8 $ 1,675,000 $ 209,375 $ 77,000
Porter, Indiana 8 $ 1,909,000 $ 238,625 $ 101,000
Kenton, Kentucky 8 $ 1,236,000 $ 154,500 $ 51,000
Scott, Kentucky 8 $ 1,664,000 $ 208,000 $ 107,000
Lafayette, Louisiana 8 $ 2,101,000 $ 262,625 $ 66,000
Kent, Michigan 8 $ 1,476,000 $ 184,500 $ 67,000
Livingston, Michigan 8 $ 1,913,000 $ 239,125 $ 131,000
Platte, Missouri 8 $ 2,098,000 $ 262,250 $ 69,000
Chatham, North Carolina 8 $ 2,383,000 $ 297,875 $ 85,000
Dauphin, Pennsylvania 8 $ 2,261,000 $ 282,625 $ 134,000
Horry, South Carolina 8 $ 1,506,000 $ 188,250 $ 61,000
Rutherford, Tennessee 8 $ 1,681,000 $ 210,125 $ 121,000
Comal, Texas 8 $ 2,016,000 $ 252,000 $ 80,000
Smith, Texas 8 $ 1,112,000 $ 139,000 $ 24,000
Montgomery, Virginia 8 $ 1,832,000 $ 229,000 $ 50,000
Madera, California 7 $ 1,422,000 $ 203,142 $ 81,000
Siskiyou, California 7 $ 1,114,000 $ 159,142 $ 97,000
Escambia, Florida 7 $ 1,183,000 $ 169,000 $ 96,000
Fayette, Georgia 7 $ 1,975,000 $ 282,142 $ 155,000
Canyon, Idaho 7 $ 1,150,000 $ 164,285 $ 62,000
Kootenai, Idaho 7 $ 1,637,000 $ 233,857 $ 54,000
DeKalb, Illinois 7 $ 1,105,000 $ 157,857 $ 54,000
Tippecanoe, Indiana 7 $ 1,539,000 $ 219,857 $ 109,000
Spencer, Kentucky 7 $ 1,309,000 $ 187,000 $ 51,000
St. Tammany, Louisiana 7 $ 1,616,000 $ 230,857 $ 47,000
Carroll, Maryland 7 $ 2,064,000 $ 294,857 $ 47,000
Washington, Maryland 7 $ 1,639,000 $ 234,142 $ 132,000
Genesee, Michigan 7 $ 1,719,000 $ 245,571 $ 142,000
Sherburne, Minnesota 7 $ 1,304,000 $ 186,285 $ 101,000
Douglas, Nebraska 7 $ 1,098,000 $ 156,857 $ 100,000
Douglas, Nevada 7 $ 1,940,000 $ 277,142 $ 81,000
Merrimack, New Hampshire 7 $ 2,315,000 $ 330,714 $ 168,000
Strafford, New Hampshire 7 $ 1,572,000 $ 224,571 $ 65,000
Mahoning, Ohio 7 $ 1,176,000 $ 168,000 $ 69,000
Luzerne, Pennsylvania 7 $ 1,025,000 $ 146,428 $ 62,000
Anderson, South Carolina 7 $ 1,178,000 $ 168,285 $ 38,000
Wilson, Tennessee 7 $ 1,427,000 $ 203,857 $ 94,000
Ellis, Texas 7 $ 1,363,000 $ 194,714 $ 77,000
Chesapeake, Virginia 7 $ 1,368,000 $ 195,428 $ 52,000
Chelan, Washington 7 $ 1,600,000 $ 228,571 $ 123,000
Skagit, Washington 7 $ 1,768,000 $ 252,571 $ 146,000
Dane, Wisconsin 7 $ 1,643,000 $ 234,714 $ 127,000
St. Clair, Alabama 6 $ 1,012,000 $ 168,666 $ 19,000
District of Columbia, District Of Columbia 6 $ 1,881,000 $ 313,500 $ 0
Indian River, Florida 6 $ 1,014,000 $ 169,000 $ 125,000
Monroe, Florida 6 $ 1,873,000 $ 312,166 $ 123,000
Paulding, Georgia 6 $ 1,360,000 $ 226,666 $ 101,000
Howard, Indiana 6 $ 786,000 $ 131,000 $ 78,000
Calcasieu, Louisiana 6 $ 1,258,000 $ 209,666 $ 0
St. Mary's, Maryland 6 $ 1,639,000 $ 273,166 $ 89,000
Carver, Minnesota 6 $ 1,674,000 $ 279,000 $ 148,000
Boone, Missouri 6 $ 1,007,000 $ 167,833 $ 21,000
Missoula, Montana 6 $ 1,218,000 $ 203,000 $ 72,000
Watauga, North Carolina 6 $ 1,403,000 $ 233,833 $ 154,000
Canadian, Oklahoma 6 $ 889,000 $ 148,166 $ 108,000
Clatsop, Oregon 6 $ 1,024,000 $ 170,666 $ 105,000
Lincoln, Oregon 6 $ 800,000 $ 133,333 $ 101,000
Polk, Oregon 6 $ 1,212,000 $ 202,000 $ 59,000
Monroe, Pennsylvania 6 $ 942,000 $ 157,000 $ 92,000
Bristol, Rhode Island 6 $ 1,539,000 $ 256,500 $ 42,000
Spartanburg, South Carolina 6 $ 879,000 $ 146,500 $ 27,000
Shelby, Tennessee 6 $ 767,000 $ 127,833 $ 59,000
Sumner, Tennessee 6 $ 1,483,000 $ 247,166 $ 103,000
Spotsylvania, Virginia 6 $ 1,486,000 $ 247,666 $ 152,000
Suffolk, Virginia 6 $ 1,760,000 $ 293,333 $ 102,000
Clallam, Washington 6 $ 1,435,000 $ 239,166 $ 83,000
Franklin, Washington 6 $ 1,148,000 $ 191,333 $ 76,000
Imperial, California 5 $ 827,000 $ 165,400 $ 75,000
Garfield, Colorado 5 $ 1,524,000 $ 304,800 $ 75,000
Windham, Connecticut 5 $ 722,000 $ 144,400 $ 110,000
Columbia, Georgia 5 $ 1,700,000 $ 340,000 $ 123,000
Coweta, Georgia 5 $ 740,000 $ 148,000 $ 42,000
Jessamine, Kentucky 5 $ 1,224,000 $ 244,800 $ 112,000
Madison, Kentucky 5 $ 922,000 $ 184,400 $ 84,000
Warren, Kentucky 5 $ 787,000 $ 157,400 $ 24,000
Orleans, Louisiana 5 $ 1,458,000 $ 291,600 $ 151,000
Grand Traverse, Michigan 5 $ 1,072,000 $ 214,400 $ 121,000
Benton, Minnesota 5 $ 859,000 $ 171,800 $ 302,000
Cumberland, New Jersey 5 $ 717,000 $ 143,400 $ 50,000
Sandoval, New Mexico 5 $ 667,000 $ 133,400 $ 79,000
Cumberland, North Carolina 5 $ 897,000 $ 179,400 $ 88,000
Stanly, North Carolina 5 $ 1,065,000 $ 213,000 $ 70,000
Lake, Ohio 5 $ 962,000 $ 192,400 $ 93,000
Carter, Oklahoma 5 $ 1,228,000 $ 245,600 $ 382,000
Rogers, Oklahoma 5 $ 772,000 $ 154,400 $ 75,000
Columbia, Oregon 5 $ 962,000 $ 192,400 $ 75,000
Tillamook, Oregon 5 $ 1,757,000 $ 351,400 $ 169,000
Yamhill, Oregon 5 $ 1,114,000 $ 222,800 $ 87,000
Beaufort, South Carolina 5 $ 798,000 $ 159,600 $ 41,000
Brazos, Texas 5 $ 647,000 $ 129,400 $ 39,000
Cameron, Texas 5 $ 605,000 $ 121,000 $ 41,000
Guadalupe, Texas 5 $ 715,000 $ 143,000 $ 34,000
Kaufman, Texas 5 $ 697,000 $ 139,400 $ 93,000
Duchesne, Utah 5 $ 880,000 $ 176,000 $ 80,000
Alexandria, Virginia 5 $ 1,770,000 $ 354,000 $ 87,000
James City, Virginia 5 $ 1,390,000 $ 278,000 $ 161,000
York, Virginia 5 $ 1,053,000 $ 210,600 $ 37,000
Kittitas, Washington 5 $ 1,489,000 $ 297,800 $ 127,000
Gila, Arizona 4 $ 841,000 $ 210,250 $ 356,000
Saline, Arkansas 4 $ 720,000 $ 180,000 $ 0
Gilpin, Colorado 4 $ 810,000 $ 202,500 $ 97,000
Routt, Colorado 4 $ 1,016,000 $ 254,000 $ 150,000
Bay, Florida 4 $ 624,000 $ 156,000 $ 66,000
Columbia, Florida 4 $ 827,000 $ 206,750 $ 139,000
Flagler, Florida 4 $ 1,136,000 $ 284,000 $ 124,000
Sumter, Florida 4 $ 990,000 $ 247,500 $ 98,000
Douglas, Georgia 4 $ 903,000 $ 225,750 $ 92,000
Greene, Georgia 4 $ 1,190,000 $ 297,500 $ 36,000
Madison, Illinois 4 $ 1,181,000 $ 295,250 $ 25,000
Brown, Indiana 4 $ 936,000 $ 234,000 $ 162,000
Jennings, Indiana 4 $ 757,000 $ 189,250 $ 54,000
St. Joseph, Indiana 4 $ 776,000 $ 194,000 $ 102,000
Steuben, Indiana 4 $ 819,000 $ 204,750 $ 98,000
Vanderburgh, Indiana 4 $ 712,000 $ 178,000 $ 97,000
Sedgwick, Kansas 4 $ 662,000 $ 165,500 $ 49,000
Shawnee, Kansas 4 $ 531,000 $ 132,750 $ 74,000
Shelby, Kentucky 4 $ 755,000 $ 188,750 $ 109,000
Calvert, Maryland 4 $ 1,180,000 $ 295,000 $ 112,000
Worcester, Maryland 4 $ 980,000 $ 245,000 $ 164,000
Ionia, Michigan 4 $ 622,000 $ 155,500 $ 72,000
Lenawee, Michigan 4 $ 636,000 $ 159,000 $ 109,000
Rice, Minnesota 4 $ 464,000 $ 116,000 $ 78,000
St. Louis, Minnesota 4 $ 862,000 $ 215,500 $ 82,000
Rankin, Mississippi 4 $ 697,000 $ 174,250 $ 113,000
Cass, Missouri 4 $ 617,000 $ 154,250 $ 62,000
Dona Ana, New Mexico 4 $ 675,000 $ 168,750 $ 39,000
Santa Fe, New Mexico 4 $ 518,000 $ 129,500 $ 71,000
Alamance, North Carolina 4 $ 904,000 $ 226,000 $ 46,000
Davidson, North Carolina 4 $ 821,000 $ 205,250 $ 138,000
Franklin, North Carolina 4 $ 807,000 $ 201,750 $ 79,000
Pitt, North Carolina 4 $ 440,000 $ 110,000 $ 93,000
Rowan, North Carolina 4 $ 456,000 $ 114,000 $ 74,000
Fairfield, Ohio 4 $ 731,000 $ 182,750 $ 108,000
Wagoner, Oklahoma 4 $ 869,000 $ 217,250 $ 70,000
Douglas, Oregon 4 $ 537,000 $ 134,250 $ 86,000
Hood River, Oregon 4 $ 752,000 $ 188,000 $ 59,000
Linn, Oregon 4 $ 485,000 $ 121,250 $ 52,000
Cambria, Pennsylvania 4 $ 690,000 $ 172,500 $ 83,000
Franklin, Pennsylvania 4 $ 621,000 $ 155,250 $ 66,000
Lebanon, Pennsylvania 4 $ 681,000 $ 170,250 $ 15,000
Florence, South Carolina 4 $ 599,000 $ 149,750 $ 60,000
Sevier, Tennessee 4 $ 736,000 $ 184,000 $ 60,000
Hidalgo, Texas 4 $ 543,000 $ 135,750 $ 66,000
Johnson, Texas 4 $ 684,000 $ 171,000 $ 100,000
Lubbock, Texas 4 $ 673,000 $ 168,250 $ 60,000
McLennan, Texas 4 $ 704,000 $ 176,000 $ 66,000
Windham, Vermont 4 $ 360,000 $ 90,000 $ 159,000
Culpeper, Virginia 4 $ 755,000 $ 188,750 $ 88,000
Rockingham, Virginia 4 $ 707,000 $ 176,750 $ 123,000
Lewis, Washington 4 $ 559,000 $ 139,750 $ 67,000
Kenosha, Wisconsin 4 $ 792,000 $ 198,000 $ 109,000
Tuscaloosa, Alabama 3 $ 547,000 $ 182,333 $ 0
Lonoke, Arkansas 3 $ 504,000 $ 168,000 $ 0
Amador, California 3 $ 367,000 $ 122,333 $ 59,000
Kings, California 3 $ 448,000 $ 149,333 $ 112,000
Tehama, California 3 $ 603,000 $ 201,000 $ 35,000
Yuba, California 3 $ 646,000 $ 215,333 $ 79,000
Archuleta, Colorado 3 $ 734,000 $ 244,666 $ 78,000
Ouray, Colorado 3 $ 672,000 $ 224,000 $ 80,000
Pueblo, Colorado 3 $ 595,000 $ 198,333 $ 105,000
Teller, Colorado 3 $ 766,000 $ 255,333 $ 82,000
Holmes, Florida 3 $ 280,000 $ 93,333 $ 41,000
Nassau, Florida 3 $ 493,000 $ 164,333 $ 124,000
Fannin, Georgia 3 $ 1,342,000 $ 447,333 $ 233,000
Houston, Georgia 3 $ 680,000 $ 226,666 $ 113,000
Oconee, Georgia 3 $ 703,000 $ 234,333 $ 137,000
Pickens, Georgia 3 $ 642,000 $ 214,000 $ 109,000
Thomas, Georgia 3 $ 530,000 $ 176,666 $ 75,000
Troup, Georgia 3 $ 490,000 $ 163,333 $ 111,000
Walton, Georgia 3 $ 423,000 $ 141,000 $ 98,000
Bonneville, Idaho 3 $ 550,000 $ 183,333 $ 83,000
Twin Falls, Idaho 3 $ 481,000 $ 160,333 $ 28,000
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Mortgage Loan Application Detail Totals for Provident Funding Associates in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,998 $4,163,721,000 $260,000 $7,303,000 $107,000 $9,999,000
Home Purchase 9,677 $2,562,027,000 $264,000 $1,792,000 $96,000 $8,640,000
Home Improvement 796 $201,886,000 $253,000 $750,000 $102,000 $378,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,822 $2,320,319,000 $263,000 $1,310,000 $124,000 $8,640,000
Not Provided 7,289 $1,736,825,000 $238,000 $1,792,000 $137,000 $9,999,000
Not applicable 5,639 $1,445,760,000 $256,000 $1,190,000 $0 $0
Asian 3,874 $1,197,026,000 $308,000 $1,425,000 $141,000 $3,180,000
Hispanic 571 $150,798,000 $264,000 $2,000,000 $121,000 $2,820,000
Black or African American 185 $50,235,000 $271,000 $7,303,000 $98,000 $379,000
Native Hawaiian or Other Pacific Islander 52 $17,298,000 $332,000 $600,000 $112,000 $250,000
American Indian or Alaskan Native 39 $9,373,000 $240,000 $417,000 $93,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,447 $6,920,639,000 $261,000 $7,303,000 $103,000 $9,999,000
FHA-insured (Federal Housing Administration) 24 $6,995,000 $291,000 $422,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,478 $3,047,329,000 $265,000 $1,000,000 $123,000 $1,552,000
Loan Purchased By The Institution 5,639 $1,445,760,000 $256,000 $1,190,000 $0 $0
Application Withdrawn By Applicant 3,781 $961,270,000 $254,000 $7,303,000 $143,000 $9,999,000
File Closed For Incompleteness 3,003 $831,425,000 $276,000 $1,792,000 $132,000 $2,496,000
Application Denied By Financial Institution 2,455 $611,728,000 $249,000 $2,000,000 $152,000 $9,999,000
Application Approved But Not Accepted 115 $30,122,000 $261,000 $626,000 $115,000 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 878 $224,200,000 $255,000 $689,000 $156,000 $9,999,000
Credit History 590 $132,738,000 $224,000 $2,000,000 $239,000 $9,999,000
Debt-To-Income Ratio 480 $126,334,000 $263,000 $1,022,000 $77,000 $378,000
Other 283 $69,860,000 $246,000 $575,000 $126,000 $725,000
Employment History 95 $24,286,000 $255,000 $825,000 $89,000 $449,000
Insufficient Cash (Downpayment, Closing Cost) 50 $13,058,000 $261,000 $616,000 $124,000 $444,000
Mortgage Insurance Denied 48 $12,417,000 $258,000 $560,000 $89,000 $157,000
Unverifiable Information 31 $8,835,000 $285,000 $659,000 $107,000 $234,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Provident Funding Associates's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Provident Funding Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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