Raymond James Bank Mortgage Lending & HMDA Data, 2010

In 2010, Raymond James Bank of St Petersburg, FL reported 1,030 mortgage applications totaling $448.3 million, up 37% from 2009. The average application was for $435,251, and applicants reported an average income of $209,704. 28% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Santa Ana-Anaheim-Irvine, CA (100), Tampa-St. Petersburg-Clearwater, FL (73) and Los Angeles-Long Beach-Glendale, CA (64) (applications in parentheses).

Mortgage Company & Address Raymond James Bank
710 Carillon Pkwy
St Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,030
Total Mortgage Loan Application Amount $448,309,000
Average Mortgage Loan Application Amount $435,251
Highest Mortgage Loan Application Amount $3,750,000
Average Applicant Income $209,704
Highest Applicant Income $3,567,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Raymond James Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, California 100 $ 37,561,000 $ 375,610 $ 168,000
Los Angeles, California 64 $ 49,978,000 $ 780,906 $ 306,000
Pinellas, Florida 49 $ 12,811,000 $ 261,448 $ 123,000
Alameda, California 42 $ 23,043,000 $ 548,642 $ 163,000
San Diego, California 42 $ 27,447,000 $ 653,500 $ 216,000
Yolo, California 34 $ 15,183,000 $ 446,558 $ 153,000
Santa Cruz, California 32 $ 11,308,000 $ 353,375 $ 126,000
San Francisco, California 23 $ 16,467,000 $ 715,956 $ 314,000
Hillsborough, Florida 20 $ 7,409,000 $ 370,450 $ 195,000
Contra Costa, California 17 $ 11,252,000 $ 661,882 $ 175,000
Palm Beach, Florida 15 $ 9,985,000 $ 665,666 $ 212,000
Travis, Texas 15 $ 8,449,000 $ 563,266 $ 238,000
Santa Barbara, California 14 $ 6,735,000 $ 481,071 $ 269,000
Cook, Illinois 14 $ 5,542,000 $ 395,857 $ 359,000
Oakland, Michigan 14 $ 3,871,000 $ 276,500 $ 232,000
Riverside, California 12 $ 3,080,000 $ 256,666 $ 210,000
Miami-Dade, Florida 12 $ 5,519,000 $ 459,916 $ 185,000
Harris, Texas 11 $ 3,351,000 $ 304,636 $ 249,000
Collier, Florida 10 $ 5,048,000 $ 504,800 $ 525,000
Hamilton, Indiana 10 $ 2,363,000 $ 236,300 $ 119,000
Fairfield, Connecticut 9 $ 8,103,000 $ 900,333 $ 376,000
Lee, Florida 9 $ 3,417,000 $ 379,666 $ 143,000
Fulton, Georgia 9 $ 5,487,000 $ 609,666 $ 234,000
Dallas, Texas 9 $ 4,105,000 $ 456,111 $ 265,000
Marin, California 8 $ 6,433,000 $ 804,125 $ 225,000
Montgomery, Maryland 8 $ 3,445,000 $ 430,625 $ 256,000
Montgomery, Pennsylvania 8 $ 3,443,000 $ 430,375 $ 331,000
Maricopa, Arizona 7 $ 3,265,000 $ 466,428 $ 134,000
Santa Clara, California 7 $ 5,362,000 $ 766,000 $ 222,000
District of Columbia, District Of Columbia 7 $ 1,535,000 $ 219,285 $ 140,000
Duval, Florida 7 $ 3,621,000 $ 517,285 $ 265,000
Seminole, Florida 7 $ 1,638,000 $ 234,000 $ 117,000
Merced, California 6 $ 1,500,000 $ 250,000 $ 110,000
Marion, Indiana 6 $ 1,316,000 $ 219,333 $ 152,000
Suffolk, New York 6 $ 3,589,000 $ 598,166 $ 317,000
Sarasota, Florida 5 $ 3,329,000 $ 665,800 $ 186,000
Wayne, Michigan 5 $ 1,314,000 $ 262,800 $ 196,000
Shelby, Tennessee 5 $ 800,000 $ 160,000 $ 138,000
Fairfax, Virginia 5 $ 3,788,000 $ 757,600 $ 299,000
King, Washington 5 $ 1,949,000 $ 389,800 $ 148,000
Sacramento, California 4 $ 1,420,000 $ 355,000 $ 188,000
San Mateo, California 4 $ 4,056,000 $ 1,014,000 $ 990,000
Brevard, Florida 4 $ 951,000 $ 237,750 $ 94,000
Manatee, Florida 4 $ 1,703,000 $ 425,750 $ 245,000
Jefferson, Kentucky 4 $ 649,000 $ 162,250 $ 111,000
St. Louis, Missouri 4 $ 1,400,000 $ 350,000 $ 322,000
Oklahoma, Oklahoma 4 $ 1,163,000 $ 290,750 $ 140,000
Beaufort, South Carolina 4 $ 1,498,000 $ 374,500 $ 135,000
New Castle, Delaware 3 $ 1,153,000 $ 384,333 $ 373,000
Broward, Florida 3 $ 1,659,000 $ 553,000 $ 252,000
Citrus, Florida 3 $ 1,240,000 $ 413,333 $ 278,000
Hernando, Florida 3 $ 545,000 $ 181,666 $ 83,000
St. Johns, Florida 3 $ 993,000 $ 331,000 $ 121,000
Volusia, Florida 3 $ 515,000 $ 171,666 $ 74,000
Barrow, Georgia 3 $ 450,000 $ 150,000 $ 37,000
Cobb, Georgia 3 $ 1,035,000 $ 345,000 $ 213,000
Gilmer, Georgia 3 $ 520,000 $ 173,333 $ 189,000
Allen, Indiana 3 $ 556,000 $ 185,333 $ 89,000
Hendricks, Indiana 3 $ 502,000 $ 167,333 $ 115,000
Johnson, Indiana 3 $ 479,000 $ 159,666 $ 97,000
Hennepin, Minnesota 3 $ 517,000 $ 172,333 $ 135,000
Bernalillo, New Mexico 3 $ 507,000 $ 169,000 $ 131,000
New York, New York 3 $ 3,698,000 $ 1,232,666 $ 1,780,000
Cuyahoga, Ohio 3 $ 717,000 $ 239,000 $ 138,000
Ellis, Texas 3 $ 465,000 $ 155,000 $ 114,000
Tarrant, Texas 3 $ 508,000 $ 169,333 $ 82,000
Benton, Arkansas 2 $ 257,000 $ 128,500 $ 65,000
Pulaski, Arkansas 2 $ 1,035,000 $ 517,500 $ 139,000
El Dorado, California 2 $ 2,280,000 $ 1,140,000 $ 514,000
San Luis Obispo, California 2 $ 783,000 $ 391,500 $ 140,000
Arapahoe, Colorado 2 $ 369,000 $ 184,500 $ 61,000
El Paso, Colorado 2 $ 1,002,000 $ 501,000 $ 244,000
Larimer, Colorado 2 $ 267,000 $ 133,500 $ 29,000
San Miguel, Colorado 2 $ 2,000,000 $ 1,000,000 $ 1,142,000
Summit, Colorado 2 $ 857,000 $ 428,500 $ 578,000
Teller, Colorado 2 $ 677,000 $ 338,500 $ 116,000
Litchfield, Connecticut 2 $ 461,000 $ 230,500 $ 155,000
Charlotte, Florida 2 $ 220,000 $ 110,000 $ 59,000
Martin, Florida 2 $ 1,300,000 $ 650,000 $ 197,000
Walton, Florida 2 $ 779,000 $ 389,500 $ 368,000
Boone, Illinois 2 $ 772,000 $ 386,000 $ 359,000
DuPage, Illinois 2 $ 598,000 $ 299,000 $ 66,000
Macon, Illinois 2 $ 414,000 $ 207,000 $ 99,000
Vermilion, Illinois 2 $ 132,000 $ 66,000 $ 50,000
Winnebago, Illinois 2 $ 263,000 $ 131,500 $ 65,000
Lake, Indiana 2 $ 199,000 $ 99,500 $ 51,000
East Baton Rouge, Louisiana 2 $ 817,000 $ 408,500 $ 300,000
Rapides, Louisiana 2 $ 1,052,000 $ 526,000 $ 301,000
Anne Arundel, Maryland 2 $ 465,000 $ 232,500 $ 99,000
Baltimore, Maryland 2 $ 240,000 $ 120,000 $ 17,000
Middlesex, Massachusetts 2 $ 563,000 $ 281,500 $ 71,000
Allegan, Michigan 2 $ 351,000 $ 175,500 $ 52,000
Livingston, Michigan 2 $ 647,000 $ 323,500 $ 188,000
Ottawa, Michigan 2 $ 262,000 $ 131,000 $ 92,000
Hillsborough, New Hampshire 2 $ 436,000 $ 218,000 $ 200,000
Cape May, New Jersey 2 $ 2,213,000 $ 1,106,500 $ 409,000
Middlesex, New Jersey 2 $ 490,000 $ 245,000 $ 87,000
Nassau, New York 2 $ 1,160,000 $ 580,000 $ 221,000
Haywood, North Carolina 2 $ 335,000 $ 167,500 $ 126,000
New Hanover, North Carolina 2 $ 607,000 $ 303,500 $ 138,000
Wake, North Carolina 2 $ 283,000 $ 141,500 $ 79,000
Franklin, Ohio 2 $ 282,000 $ 141,000 $ 102,000
Medina, Ohio 2 $ 388,000 $ 194,000 $ 299,000
Bucks, Pennsylvania 2 $ 858,000 $ 429,000 $ 136,000
Charleston, South Carolina 2 $ 2,000,000 $ 1,000,000 $ 1,992,000
Georgetown, South Carolina 2 $ 644,000 $ 322,000 $ 134,000
Horry, South Carolina 2 $ 387,000 $ 193,500 $ 86,000
Hamilton, Tennessee 2 $ 432,000 $ 216,000 $ 72,000
Bexar, Texas 2 $ 1,076,000 $ 538,000 $ 303,000
Collin, Texas 2 $ 818,000 $ 409,000 $ 117,000
Fort Bend, Texas 2 $ 478,000 $ 239,000 $ 83,000
Utah, Utah 2 $ 405,000 $ 202,500 $ 113,000
Kitsap, Washington 2 $ 372,000 $ 186,000 $ 89,000
Racine, Wisconsin 2 $ 307,000 $ 153,500 $ 57,000
Baldwin, Alabama 1 $ 60,000 $ 60,000 $ 156,000
Coffee, Alabama 1 $ 65,000 $ 65,000 $ 34,000
Elmore, Alabama 1 $ 133,000 $ 133,000 $ 100,000
Limestone, Alabama 1 $ 168,000 $ 168,000 $ 275,000
Pima, Arizona 1 $ 170,000 $ 170,000 $ 153,000
Baxter, Arkansas 1 $ 50,000 $ 50,000 $ 24,000
Ouachita, Arkansas 1 $ 170,000 $ 170,000 $ 128,000
Saline, Arkansas 1 $ 195,000 $ 195,000 $ 160,000
Fresno, California 1 $ 202,000 $ 202,000 $ 142,000
Mariposa, California 1 $ 187,000 $ 187,000 $ 79,000
Napa, California 1 $ 1,780,000 $ 1,780,000 $ 171,000
San Bernardino, California 1 $ 335,000 $ 335,000 $ 113,000
Solano, California 1 $ 198,000 $ 198,000 $ 176,000
Ventura, California 1 $ 221,000 $ 221,000 $ 144,000
Boulder, Colorado 1 $ 1,150,000 $ 1,150,000 $ 150,000
Denver, Colorado 1 $ 405,000 $ 405,000 $ 88,000
Eagle, Colorado 1 $ 2,964,000 $ 2,964,000 $ 750,000
Grand, Colorado 1 $ 155,000 $ 155,000 $ 170,000
Jefferson, Colorado 1 $ 350,000 $ 350,000 $ 79,000
La Plata, Colorado 1 $ 113,000 $ 113,000 $ 42,000
Mineral, Colorado 1 $ 280,000 $ 280,000 $ 106,000
Hartford, Connecticut 1 $ 235,000 $ 235,000 $ 258,000
New Haven, Connecticut 1 $ 284,000 $ 284,000 $ 128,000
Bay, Florida 1 $ 119,000 $ 119,000 $ 76,000
Flagler, Florida 1 $ 416,000 $ 416,000 $ 222,000
Highlands, Florida 1 $ 417,000 $ 417,000 $ 1,560,000
Indian River, Florida 1 $ 417,000 $ 417,000 $ 366,000
Lake, Florida 1 $ 180,000 $ 180,000 $ 68,000
Leon, Florida 1 $ 274,000 $ 274,000 $ 262,000
Monroe, Florida 1 $ 990,000 $ 990,000 $ 310,000
Nassau, Florida 1 $ 750,000 $ 750,000 $ 246,000
Osceola, Florida 1 $ 138,000 $ 138,000 $ 96,000
Pasco, Florida 1 $ 125,000 $ 125,000 $ 132,000
Polk, Florida 1 $ 300,000 $ 300,000 $ 114,000
Fayette, Georgia 1 $ 124,000 $ 124,000 $ 37,000
Forsyth, Georgia 1 $ 100,000 $ 100,000 $ 120,000
Hall, Georgia 1 $ 175,000 $ 175,000 $ 120,000
Pickens, Georgia 1 $ 139,000 $ 139,000 $ 66,000
Walker, Georgia 1 $ 122,000 $ 122,000 $ 55,000
Maui, Hawaii 1 $ 310,000 $ 310,000 $ 274,000
Blaine, Idaho 1 $ 320,000 $ 320,000 $ 103,000
Kootenai, Idaho 1 $ 137,000 $ 137,000 $ 53,000
Kane, Illinois 1 $ 409,000 $ 409,000 $ 185,000
Madison, Illinois 1 $ 120,000 $ 120,000 $ 44,000
Boone, Indiana 1 $ 417,000 $ 417,000 $ 400,000
Brown, Indiana 1 $ 225,000 $ 225,000 $ 419,000
Delaware, Indiana 1 $ 187,000 $ 187,000 $ 237,000
Hancock, Indiana 1 $ 100,000 $ 100,000 $ 110,000
Howard, Indiana 1 $ 210,000 $ 210,000 $ 71,000
Monroe, Indiana 1 $ 315,000 $ 315,000 $ 78,000
Whitley, Indiana 1 $ 130,000 $ 130,000 $ 150,000
Ringgold, Iowa 1 $ 240,000 $ 240,000 $ 189,000
Douglas, Kansas 1 $ 120,000 $ 120,000 $ 72,000
Daviess, Kentucky 1 $ 205,000 $ 205,000 $ 135,000
St. Tammany, Louisiana 1 $ 240,000 $ 240,000 $ 84,000
Cumberland, Maine 1 $ 300,000 $ 300,000 $ 159,000
Hancock, Maine 1 $ 240,000 $ 240,000 $ 61,000
Knox, Maine 1 $ 185,000 $ 185,000 $ 95,000
Lincoln, Maine 1 $ 166,000 $ 166,000 $ 87,000
Calvert, Maryland 1 $ 300,000 $ 300,000 $ 49,000
Carroll, Maryland 1 $ 100,000 $ 100,000 $ 82,000
Queen Anne's, Maryland 1 $ 880,000 $ 880,000 $ 251,000
Worcester, Maryland 1 $ 73,000 $ 73,000 $ 35,000
Berkshire, Massachusetts 1 $ 150,000 $ 150,000 $ 53,000
Alcona, Michigan 1 $ 125,000 $ 125,000 $ 98,000
Barry, Michigan 1 $ 500,000 $ 500,000 $ 310,000
Calhoun, Michigan 1 $ 500,000 $ 500,000 $ 169,000
Charlevoix, Michigan 1 $ 300,000 $ 300,000 $ 268,000
Clinton, Michigan 1 $ 182,000 $ 182,000 $ 80,000
Genesee, Michigan 1 $ 450,000 $ 450,000 $ 556,000
Ingham, Michigan 1 $ 680,000 $ 680,000 $ 537,000
Kalamazoo, Michigan 1 $ 93,000 $ 93,000 $ 66,000
Kalkaska, Michigan 1 $ 278,000 $ 278,000 $ 82,000
Macomb, Michigan 1 $ 246,000 $ 246,000 $ 101,000
Monroe, Michigan 1 $ 131,000 $ 131,000 $ 88,000
Montmorency, Michigan 1 $ 105,000 $ 105,000 $ 194,000
Saginaw, Michigan 1 $ 261,000 $ 261,000 $ 135,000
Shiawassee, Michigan 1 $ 260,000 $ 260,000 $ 199,000
Van Buren, Michigan 1 $ 208,000 $ 208,000 $ 123,000
St. Louis, Minnesota 1 $ 75,000 $ 75,000 $ 44,000
Scott, Missouri 1 $ 110,000 $ 110,000 $ 154,000
St. Charles, Missouri 1 $ 508,000 $ 508,000 $ 113,000
St. Louis City, Missouri 1 $ 125,000 $ 125,000 $ 147,000
Gallatin, Montana 1 $ 168,000 $ 168,000 $ 103,000
Ravalli, Montana 1 $ 417,000 $ 417,000 $ 120,000
Clark, Nevada 1 $ 1,000,000 $ 1,000,000 $ 332,000
Washoe, Nevada 1 $ 207,000 $ 207,000 $ 274,000
Bergen, New Jersey 1 $ 1,080,000 $ 1,080,000 $ 526,000
Camden, New Jersey 1 $ 150,000 $ 150,000 $ 227,000
Hudson, New Jersey 1 $ 179,000 $ 179,000 $ 69,000
Hunterdon, New Jersey 1 $ 304,000 $ 304,000 $ 165,000
Monmouth, New Jersey 1 $ 535,000 $ 535,000 $ 237,000
Ocean, New Jersey 1 $ 251,000 $ 251,000 $ 163,000
Passaic, New Jersey 1 $ 240,000 $ 240,000 $ 74,000
Grant, New Mexico 1 $ 410,000 $ 410,000 $ 118,000
Erie, New York 1 $ 128,000 $ 128,000 $ 88,000
Franklin, New York 1 $ 85,000 $ 85,000 $ 45,000
Niagara, New York 1 $ 39,000 $ 39,000 $ 20,000
Putnam, New York 1 $ 625,000 $ 625,000 $ 193,000
Queens, New York 1 $ 380,000 $ 380,000 $ 50,000
Ulster, New York 1 $ 215,000 $ 215,000 $ 84,000
Avery, North Carolina 1 $ 975,000 $ 975,000 $ 606,000
Brunswick, North Carolina 1 $ 642,000 $ 642,000 $ 86,000
Buncombe, North Carolina 1 $ 1,000,000 $ 1,000,000 $ 338,000
Burke, North Carolina 1 $ 260,000 $ 260,000 $ 87,000
Cherokee, North Carolina 1 $ 262,000 $ 262,000 $ 114,000
Durham, North Carolina 1 $ 231,000 $ 231,000 $ 162,000
Forsyth, North Carolina 1 $ 134,000 $ 134,000 $ 66,000
Henderson, North Carolina 1 $ 197,000 $ 197,000 $ 304,000
McDowell, North Carolina 1 $ 417,000 $ 417,000 $ 261,000
Mecklenburg, North Carolina 1 $ 417,000 $ 417,000 $ 248,000
Orange, North Carolina 1 $ 148,000 $ 148,000 $ 120,000
Ashtabula, Ohio 1 $ 162,000 $ 162,000 $ 267,000
Butler, Ohio 1 $ 240,000 $ 240,000 $ 251,000
Holmes, Ohio 1 $ 124,000 $ 124,000 $ 508,000
Montgomery, Ohio 1 $ 60,000 $ 60,000 $ 15,000
Sandusky, Ohio 1 $ 124,000 $ 124,000 $ 100,000
Summit, Ohio 1 $ 324,000 $ 324,000 $ 210,000
Crook, Oregon 1 $ 260,000 $ 260,000 $ 152,000
Jackson, Oregon 1 $ 200,000 $ 200,000 $ 681,000
Lane, Oregon 1 $ 118,000 $ 118,000 $ 97,000
Berks, Pennsylvania 1 $ 88,000 $ 88,000 $ 88,000
Blair, Pennsylvania 1 $ 125,000 $ 125,000 $ 57,000
Chester, Pennsylvania 1 $ 140,000 $ 140,000 $ 18,000
Delaware, Pennsylvania 1 $ 417,000 $ 417,000 $ 202,000
Lancaster, Pennsylvania 1 $ 265,000 $ 265,000 $ 258,000
Perry, Pennsylvania 1 $ 136,000 $ 136,000 $ 50,000
Aiken, South Carolina 1 $ 264,000 $ 264,000 $ 51,000
Greenville, South Carolina 1 $ 1,042,000 $ 1,042,000 $ 508,000
Lexington, South Carolina 1 $ 195,000 $ 195,000 $ 208,000
Oconee, South Carolina 1 $ 417,000 $ 417,000 $ 101,000
Davidson, Tennessee 1 $ 182,000 $ 182,000 $ 325,000
Dickson, Tennessee 1 $ 400,000 $ 400,000 $ 250,000
Sumner, Tennessee 1 $ 304,000 $ 304,000 $ 132,000
Williamson, Tennessee 1 $ 200,000 $ 200,000 $ 158,000
Brazos, Texas 1 $ 130,000 $ 130,000 $ 34,000
Brown, Texas 1 $ 152,000 $ 152,000 $ 71,000
Comal, Texas 1 $ 285,000 $ 285,000 $ 155,000
Grayson, Texas 1 $ 380,000 $ 380,000 $ 245,000
Hays, Texas 1 $ 580,000 $ 580,000 $ 126,000
Henderson, Texas 1 $ 280,000 $ 280,000 $ 668,000
Hidalgo, Texas 1 $ 52,000 $ 52,000 $ 74,000
Hockley, Texas 1 $ 82,000 $ 82,000 $ 69,000
Lubbock, Texas 1 $ 156,000 $ 156,000 $ 107,000
Montgomery, Texas 1 $ 855,000 $ 855,000 $ 662,000
Rockwall, Texas 1 $ 532,000 $ 532,000 $ 68,000
Wasatch, Utah 1 $ 2,000,000 $ 2,000,000 $ 806,000
Henrico, Virginia 1 $ 110,000 $ 110,000 $ 95,000
Orange, Virginia 1 $ 75,000 $ 75,000 $ 39,000
Portsmouth, Virginia 1 $ 194,000 $ 194,000 $ 131,000
Virginia Beach, Virginia 1 $ 1,246,000 $ 1,246,000 $ 260,000
Clallam, Washington 1 $ 89,000 $ 89,000 $ 76,000
Clark, Washington 1 $ 230,000 $ 230,000 $ 110,000
Mason, Washington 1 $ 336,000 $ 336,000 $ 156,000
Pierce, Washington 1 $ 1,050,000 $ 1,050,000 $ 290,000
Snohomish, Washington 1 $ 128,000 $ 128,000 $ 45,000
Cabell, West Virginia 1 $ 310,000 $ 310,000 $ 103,000
Tucker, West Virginia 1 $ 77,000 $ 77,000 $ 117,000
Milwaukee, Wisconsin 1 $ 75,000 $ 75,000 $ 26,000
Waukesha, Wisconsin 1 $ 377,000 $ 377,000 $ 341,000

Mortgage Loan Application Detail Totals for Raymond James Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 536 $249,075,000 $464,000 $1,700,000 $209,000 $3,567,000
Refinancing 472 $192,395,000 $407,000 $3,750,000 $209,000 $1,670,000
Home Improvement 22 $6,839,000 $310,000 $1,000,000 $242,000 $1,560,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 519 $179,451,000 $345,000 $3,000,000 $193,000 $2,835,000
Not Provided 484 $256,336,000 $529,000 $2,964,000 $227,000 $3,567,000
Hispanic 13 $8,597,000 $661,000 $3,750,000 $277,000 $1,275,000
Black or African American 7 $1,027,000 $146,000 $225,000 $75,000 $190,000
Asian 5 $2,375,000 $475,000 $1,000,000 $395,000 $1,231,000
American Indian or Alaskan Native 1 $183,000 $183,000 $183,000 $62,000 $62,000
Native Hawaiian or Other Pacific Islander 1 $340,000 $340,000 $340,000 $52,000 $52,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,026 $447,596,000 $436,000 $3,750,000 $211,000 $3,567,000
FHA-insured (Federal Housing Administration) 4 $713,000 $178,000 $296,000 $82,000 $164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 401 $218,983,000 $546,000 $1,700,000 $234,000 $3,567,000
Loan Originated 285 $102,187,000 $358,000 $2,964,000 $187,000 $2,689,000
Application Withdrawn By Applicant 167 $53,851,000 $322,000 $1,625,000 $229,000 $2,835,000
Application Denied By Financial Institution 130 $57,581,000 $442,000 $3,750,000 $163,000 $1,030,000
File Closed For Incompleteness 46 $15,290,000 $332,000 $1,150,000 $205,000 $830,000
Application Approved But Not Accepted 1 $417,000 $417,000 $417,000 $525,000 $525,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 54 $28,714,000 $531,000 $3,750,000 $130,000 $1,030,000
Collateral 35 $16,606,000 $474,000 $2,100,000 $207,000 $582,000
Credit History 20 $6,366,000 $318,000 $1,265,000 $197,000 $660,000
Other 9 $2,370,000 $263,000 $585,000 $107,000 $245,000
Unverifiable Information 8 $2,162,000 $270,000 $720,000 $174,000 $668,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,313,000 $437,000 $720,000 $189,000 $311,000
Employment History 1 $50,000 $50,000 $50,000 $36,000 $36,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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