Rbc Bank Mortgage Lending & HMDA Data, 2010

In 2010, Rbc Bank of Rocky Mount, NC reported 12,084 mortgage applications totaling $2.2 billion, down 24% from 2009. The average application was for $180,370, and applicants reported an average income of $106,081. 65% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Raleigh-Cary, NC (822), Huntsville, AL (795) and Birmingham-Hoover, AL (615) (applications in parentheses).

Mortgage Company & Address Rbc Bank
131 North Church Street
Rocky Mount, NC 27804
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,084
Total Mortgage Loan Application Amount $2,179,601,000
Average Mortgage Loan Application Amount $180,370
Highest Mortgage Loan Application Amount $3,600,000
Average Applicant Income $106,081
Highest Applicant Income $7,516,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbc Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Rbc Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 696 $ 168,660,000 $ 242,327 $ 106,000
Baldwin, Alabama 652 $ 113,987,000 $ 174,826 $ 110,000
Madison, Alabama 615 $ 101,782,000 $ 165,499 $ 71,000
Jefferson, Alabama 424 $ 92,364,000 $ 217,839 $ 122,000
Mobile, Alabama 380 $ 51,839,000 $ 136,418 $ 76,000
Mecklenburg, North Carolina 305 $ 78,582,000 $ 257,645 $ 135,000
Onslow, North Carolina 287 $ 41,299,000 $ 143,898 $ 67,000
Cumberland, North Carolina 253 $ 35,395,000 $ 139,901 $ 91,000
Pitt, North Carolina 228 $ 32,534,000 $ 142,692 $ 83,000
Guilford, North Carolina 224 $ 35,926,000 $ 160,383 $ 81,000
Morgan, Alabama 207 $ 28,605,000 $ 138,188 $ 68,000
Horry, South Carolina 182 $ 31,684,000 $ 174,087 $ 142,000
Limestone, Alabama 180 $ 26,803,000 $ 148,905 $ 61,000
Nash, North Carolina 167 $ 20,259,000 $ 121,311 $ 68,000
New Hanover, North Carolina 163 $ 28,883,000 $ 177,196 $ 98,000
Shelby, Alabama 152 $ 29,169,000 $ 191,901 $ 92,000
Brevard, Florida 134 $ 20,801,000 $ 155,231 $ 110,000
Orange, Florida 132 $ 26,521,000 $ 200,916 $ 119,000
Fulton, Georgia 132 $ 31,595,000 $ 239,356 $ 136,000
Durham, North Carolina 123 $ 22,969,000 $ 186,739 $ 98,000
Brunswick, North Carolina 116 $ 28,214,000 $ 243,224 $ 137,000
Carteret, North Carolina 115 $ 33,502,000 $ 291,321 $ 229,000
Buncombe, North Carolina 101 $ 19,025,000 $ 188,366 $ 110,000
Forsyth, North Carolina 99 $ 14,421,000 $ 145,666 $ 83,000
Johnston, North Carolina 98 $ 11,774,000 $ 120,142 $ 62,000
Palm Beach, Florida 96 $ 32,435,000 $ 337,864 $ 264,000
Lee, North Carolina 95 $ 10,145,000 $ 106,789 $ 47,000
Escambia, Florida 94 $ 17,887,000 $ 190,287 $ 126,000
Broward, Florida 93 $ 20,551,000 $ 220,978 $ 191,000
Rutherford, North Carolina 93 $ 12,831,000 $ 137,967 $ 92,000
Harnett, North Carolina 89 $ 12,602,000 $ 141,595 $ 72,000
Orange, North Carolina 88 $ 17,671,000 $ 200,806 $ 103,000
Randolph, North Carolina 88 $ 10,178,000 $ 115,659 $ 59,000
Moore, North Carolina 86 $ 18,877,000 $ 219,500 $ 128,000
Lee, Alabama 85 $ 11,219,000 $ 131,988 $ 119,000
Indian River, Florida 85 $ 14,680,000 $ 172,705 $ 95,000
Cobb, Georgia 84 $ 13,669,000 $ 162,726 $ 116,000
Richland, South Carolina 84 $ 14,217,000 $ 169,250 $ 60,000
Tuscaloosa, Alabama 83 $ 11,921,000 $ 143,626 $ 95,000
Alamance, North Carolina 82 $ 11,239,000 $ 137,060 $ 69,000
York, South Carolina 82 $ 12,003,000 $ 146,378 $ 53,000
Chatham, North Carolina 79 $ 18,437,000 $ 233,379 $ 106,000
Virginia Beach, Virginia 76 $ 16,368,000 $ 215,368 $ 115,000
Charleston, South Carolina 72 $ 27,246,000 $ 378,416 $ 187,000
DeKalb, Georgia 70 $ 13,858,000 $ 197,971 $ 88,000
Robeson, North Carolina 70 $ 8,945,000 $ 127,785 $ 62,000
Lexington, South Carolina 70 $ 10,378,000 $ 148,257 $ 60,000
Gwinnett, Georgia 69 $ 12,185,000 $ 176,594 $ 71,000
Columbus, North Carolina 67 $ 6,930,000 $ 103,432 $ 52,000
Osceola, Florida 62 $ 8,161,000 $ 131,629 $ 146,000
Gaston, North Carolina 62 $ 11,711,000 $ 188,887 $ 102,000
Halifax, North Carolina 61 $ 7,127,000 $ 116,836 $ 64,000
Edgecombe, North Carolina 58 $ 4,620,000 $ 79,655 $ 52,000
Craven, North Carolina 57 $ 10,330,000 $ 181,228 $ 94,000
Florence, South Carolina 57 $ 7,935,000 $ 139,210 $ 57,000
Pinellas, Florida 56 $ 9,101,000 $ 162,517 $ 127,000
Wayne, North Carolina 56 $ 6,128,000 $ 109,428 $ 65,000
Iredell, North Carolina 55 $ 12,365,000 $ 224,818 $ 98,000
Volusia, Florida 54 $ 9,006,000 $ 166,777 $ 85,000
Miami-Dade, Florida 53 $ 16,504,000 $ 311,396 $ 397,000
Troup, Georgia 53 $ 4,555,000 $ 85,943 $ 55,000
Watauga, North Carolina 53 $ 10,117,000 $ 190,886 $ 98,000
Sarasota, Florida 52 $ 12,007,000 $ 230,903 $ 213,000
Seminole, Florida 51 $ 10,194,000 $ 199,882 $ 151,000
Montgomery, Alabama 50 $ 6,776,000 $ 135,520 $ 58,000
Dare, North Carolina 50 $ 11,549,000 $ 230,980 $ 136,000
Henderson, North Carolina 50 $ 7,223,000 $ 144,460 $ 63,000
Macon, North Carolina 50 $ 7,834,000 $ 156,680 $ 86,000
Maricopa, Arizona 48 $ 13,583,000 $ 282,979 $ 183,000
Sampson, North Carolina 48 $ 4,037,000 $ 84,104 $ 60,000
Wilson, North Carolina 48 $ 5,578,000 $ 116,208 $ 66,000
Tallapoosa, Alabama 45 $ 6,614,000 $ 146,977 $ 118,000
Elmore, Alabama 44 $ 8,041,000 $ 182,750 $ 128,000
Lee, Florida 44 $ 7,883,000 $ 179,159 $ 292,000
Surry, North Carolina 44 $ 4,930,000 $ 112,045 $ 53,000
Macon, Alabama 43 $ 1,912,000 $ 44,465 $ 60,000
Union, North Carolina 41 $ 12,444,000 $ 303,512 $ 421,000
Hillsborough, Florida 39 $ 5,240,000 $ 134,358 $ 124,000
Northampton, North Carolina 39 $ 3,552,000 $ 91,076 $ 80,000
Manatee, Florida 36 $ 7,194,000 $ 199,833 $ 151,000
Davidson, North Carolina 35 $ 5,483,000 $ 156,657 $ 73,000
Pender, North Carolina 35 $ 6,669,000 $ 190,542 $ 110,000
Greenville, South Carolina 35 $ 8,815,000 $ 251,857 $ 135,000
Polk, Florida 33 $ 4,182,000 $ 126,727 $ 94,000
Collier, Florida 32 $ 10,576,000 $ 330,500 $ 177,000
Santa Rosa, Florida 32 $ 7,438,000 $ 232,437 $ 123,000
Hertford, North Carolina 32 $ 3,768,000 $ 117,750 $ 71,000
Coffee, Alabama 30 $ 4,173,000 $ 139,100 $ 62,000
Paulding, Georgia 30 $ 3,208,000 $ 106,933 $ 59,000
Hoke, North Carolina 30 $ 3,282,000 $ 109,400 $ 56,000
Lake, Florida 28 $ 3,939,000 $ 140,678 $ 86,000
Forsyth, Georgia 28 $ 6,586,000 $ 235,214 $ 98,000
Franklin, North Carolina 28 $ 4,317,000 $ 154,178 $ 69,000
Beaufort, South Carolina 28 $ 8,487,000 $ 303,107 $ 128,000
Caldwell, North Carolina 27 $ 3,886,000 $ 143,925 $ 84,000
Duplin, North Carolina 27 $ 3,643,000 $ 134,925 $ 60,000
Chesapeake, Virginia 27 $ 6,097,000 $ 225,814 $ 104,000
Talladega, Alabama 26 $ 2,319,000 $ 89,192 $ 52,000
Granville, North Carolina 26 $ 3,349,000 $ 128,807 $ 74,000
Lenoir, North Carolina 26 $ 2,541,000 $ 97,730 $ 54,000
St. Clair, Alabama 25 $ 3,480,000 $ 139,200 $ 56,000
Transylvania, North Carolina 25 $ 4,522,000 $ 180,880 $ 105,000
Riverside, California 24 $ 8,438,000 $ 351,583 $ 282,000
Beaufort, North Carolina 24 $ 3,268,000 $ 136,166 $ 74,000
Scotland, North Carolina 24 $ 2,421,000 $ 100,875 $ 69,000
Dallas, Alabama 23 $ 2,314,000 $ 100,608 $ 72,000
Newport News, Virginia 23 $ 4,351,000 $ 189,173 $ 59,000
Bay, Florida 22 $ 5,971,000 $ 271,409 $ 375,000
Catawba, North Carolina 22 $ 4,422,000 $ 201,000 $ 109,000
Cherokee, North Carolina 22 $ 2,171,000 $ 98,681 $ 27,000
Perquimans, North Carolina 22 $ 3,420,000 $ 155,454 $ 63,000
Flagler, Florida 21 $ 2,533,000 $ 120,619 $ 57,000
St. Lucie, Florida 21 $ 3,833,000 $ 182,523 $ 96,000
Chowan, North Carolina 21 $ 2,751,000 $ 131,000 $ 76,000
James City, Virginia 21 $ 4,851,000 $ 231,000 $ 125,000
Richmond, North Carolina 20 $ 852,000 $ 42,600 $ 38,000
Henry, Georgia 18 $ 2,659,000 $ 147,722 $ 96,000
Cabarrus, North Carolina 18 $ 3,649,000 $ 202,722 $ 81,000
Haywood, North Carolina 18 $ 4,547,000 $ 252,611 $ 89,000
Dooly, Georgia 17 $ 1,130,000 $ 66,470 $ 43,000
Norfolk, Virginia 17 $ 2,641,000 $ 155,352 $ 64,000
Cullman, Alabama 16 $ 2,739,000 $ 171,187 $ 150,000
Pasco, Florida 16 $ 1,767,000 $ 110,437 $ 150,000
Cherokee, Georgia 16 $ 3,394,000 $ 212,125 $ 91,000
Douglas, Georgia 16 $ 1,739,000 $ 108,687 $ 48,000
York, Virginia 16 $ 3,811,000 $ 238,187 $ 111,000
Autauga, Alabama 15 $ 1,954,000 $ 130,266 $ 59,000
Coweta, Georgia 15 $ 2,907,000 $ 193,800 $ 67,000
Cleveland, North Carolina 15 $ 2,074,000 $ 138,266 $ 52,000
Gates, North Carolina 15 $ 1,296,000 $ 86,400 $ 61,000
Hampton, Virginia 15 $ 2,692,000 $ 179,466 $ 139,000
Houston, Georgia 14 $ 1,623,000 $ 115,928 $ 49,000
Anson, North Carolina 14 $ 1,408,000 $ 100,571 $ 88,000
Lawrence, Alabama 13 $ 1,667,000 $ 128,230 $ 61,000
Pinal, Arizona 13 $ 1,116,000 $ 85,846 $ 101,000
Clayton, Georgia 13 $ 2,061,000 $ 158,538 $ 101,000
Bertie, North Carolina 13 $ 853,000 $ 65,615 $ 53,000
Currituck, North Carolina 13 $ 3,642,000 $ 280,153 $ 154,000
Ashe, North Carolina 12 $ 2,100,000 $ 175,000 $ 63,000
Clark, Nevada 11 $ 1,498,000 $ 136,181 $ 118,000
Rockingham, North Carolina 11 $ 1,547,000 $ 140,636 $ 59,000
Los Angeles, California 10 $ 8,580,000 $ 858,000 $ 1,078,000
Alachua, Florida 10 $ 2,335,000 $ 233,500 $ 172,000
Marion, Georgia 10 $ 333,000 $ 33,300 $ 68,000
Avery, North Carolina 10 $ 1,916,000 $ 191,600 $ 205,000
Martin, North Carolina 10 $ 922,000 $ 92,200 $ 85,000
Pasquotank, North Carolina 10 $ 1,269,000 $ 126,900 $ 87,000
Rowan, North Carolina 10 $ 1,282,000 $ 128,200 $ 74,000
Lancaster, South Carolina 10 $ 1,513,000 $ 151,300 $ 100,000
Portsmouth, Virginia 10 $ 1,671,000 $ 167,100 $ 61,000
Geneva, Alabama 9 $ 746,000 $ 82,888 $ 47,000
Marshall, Alabama 9 $ 1,639,000 $ 182,111 $ 125,000
Charlotte, Florida 9 $ 1,347,000 $ 149,666 $ 89,000
Walton, Florida 9 $ 2,982,000 $ 331,333 $ 464,000
Carroll, Georgia 9 $ 1,000,000 $ 111,111 $ 59,000
Chatham, Georgia 9 $ 1,789,000 $ 198,777 $ 87,000
Fayette, Georgia 9 $ 1,435,000 $ 159,444 $ 64,000
Greene, North Carolina 9 $ 876,000 $ 97,333 $ 53,000
Jackson, North Carolina 9 $ 2,019,000 $ 224,333 $ 131,000
Yancey, North Carolina 9 $ 1,014,000 $ 112,666 $ 56,000
Berkeley, South Carolina 9 $ 2,859,000 $ 317,666 $ 135,000
Harris, Texas 9 $ 3,877,000 $ 430,777 $ 229,000
Fairfax, Virginia 9 $ 2,340,000 $ 260,000 $ 149,000
Escambia, Alabama 8 $ 1,088,000 $ 136,000 $ 61,000
Jackson, Alabama 8 $ 1,874,000 $ 234,250 $ 144,000
Okaloosa, Florida 8 $ 1,292,000 $ 161,500 $ 107,000
St. Johns, Florida 8 $ 1,486,000 $ 185,750 $ 123,000
Macon, Georgia 8 $ 393,000 $ 49,125 $ 42,000
Jones, North Carolina 8 $ 734,000 $ 91,750 $ 58,000
Lincoln, North Carolina 8 $ 2,033,000 $ 254,125 $ 117,000
Mitchell, North Carolina 8 $ 1,106,000 $ 138,250 $ 69,000
Stokes, North Carolina 8 $ 1,260,000 $ 157,500 $ 70,000
Vance, North Carolina 8 $ 1,016,000 $ 127,000 $ 82,000
Warren, North Carolina 8 $ 1,963,000 $ 245,375 $ 228,000
Spartanburg, South Carolina 8 $ 1,380,000 $ 172,500 $ 104,000
Carroll, Virginia 8 $ 993,000 $ 124,125 $ 89,000
Walker, Alabama 7 $ 1,243,000 $ 177,571 $ 94,000
Muscogee, Georgia 7 $ 1,249,000 $ 178,428 $ 106,000
Darlington, South Carolina 7 $ 688,000 $ 98,285 $ 66,000
Dorchester, South Carolina 7 $ 1,399,000 $ 199,857 $ 70,000
Collin, Texas 7 $ 1,526,000 $ 218,000 $ 142,000
Clay, Alabama 6 $ 407,000 $ 67,833 $ 41,000
Orange, California 6 $ 2,720,000 $ 453,333 $ 1,306,000
District of Columbia, District Of Columbia 6 $ 1,907,000 $ 317,833 $ 146,000
Duval, Florida 6 $ 1,727,000 $ 287,833 $ 78,000
Marion, Florida 6 $ 759,000 $ 126,500 $ 83,000
Martin, Florida 6 $ 730,000 $ 121,666 $ 92,000
Bladen, North Carolina 6 $ 698,000 $ 116,333 $ 68,000
Polk, North Carolina 6 $ 1,165,000 $ 194,166 $ 83,000
Lincoln, Tennessee 6 $ 1,173,000 $ 195,500 $ 92,000
Mecklenburg, Virginia 6 $ 1,040,000 $ 173,333 $ 157,000
King, Washington 6 $ 1,644,000 $ 274,000 $ 77,000
Blount, Alabama 5 $ 566,000 $ 113,200 $ 95,000
Dale, Alabama 5 $ 1,001,000 $ 200,200 $ 68,000
Randolph, Alabama 5 $ 986,000 $ 197,200 $ 306,000
Bartow, Georgia 5 $ 525,000 $ 105,000 $ 93,000
Lowndes, Georgia 5 $ 816,000 $ 163,200 $ 88,000
Rockdale, Georgia 5 $ 433,000 $ 86,600 $ 48,000
Hennepin, Minnesota 5 $ 1,013,000 $ 202,600 $ 53,000
Burke, North Carolina 5 $ 880,000 $ 176,000 $ 104,000
Madison, North Carolina 5 $ 1,005,000 $ 201,000 $ 119,000
Fort Bend, Texas 5 $ 1,002,000 $ 200,400 $ 111,000
Suffolk, Virginia 5 $ 1,299,000 $ 259,800 $ 108,000
Houston, Alabama 4 $ 404,000 $ 101,000 $ 33,000
Lauderdale, Alabama 4 $ 796,000 $ 199,000 $ 79,000
Mohave, Arizona 4 $ 723,000 $ 180,750 $ 114,000
Pima, Arizona 4 $ 676,000 $ 169,000 $ 83,000
Denver, Colorado 4 $ 2,059,000 $ 514,750 $ 2,717,000
El Paso, Colorado 4 $ 1,057,000 $ 264,250 $ 45,000
Clarke, Georgia 4 $ 734,000 $ 183,500 $ 233,000
Polk, Georgia 4 $ 779,000 $ 194,750 $ 72,000
Ramsey, Minnesota 4 $ 810,000 $ 202,500 $ 96,000
New York, New York 4 $ 7,800,000 $ 1,950,000 $ 86,000
Davie, North Carolina 4 $ 1,477,000 $ 369,250 $ 91,000
Pamlico, North Carolina 4 $ 711,000 $ 177,750 $ 122,000
Person, North Carolina 4 $ 441,000 $ 110,250 $ 127,000
Stanly, North Carolina 4 $ 940,000 $ 235,000 $ 227,000
Georgetown, South Carolina 4 $ 1,537,000 $ 384,250 $ 1,410,000
Kershaw, South Carolina 4 $ 574,000 $ 143,500 $ 45,000
Johnson, Tennessee 4 $ 306,000 $ 76,500 $ 47,000
Denton, Texas 4 $ 1,197,000 $ 299,250 $ 181,000
Galveston, Texas 4 $ 1,042,000 $ 260,500 $ 138,000
Montgomery, Texas 4 $ 1,272,000 $ 318,000 $ 178,000
Poquoson, Virginia 4 $ 858,000 $ 214,500 $ 73,000
Calhoun, Alabama 3 $ 180,000 $ 60,000 $ 63,000
Chambers, Alabama 3 $ 409,000 $ 136,333 $ 107,000
DeKalb, Alabama 3 $ 358,000 $ 119,333 $ 135,000
Lowndes, Alabama 3 $ 368,000 $ 122,666 $ 67,000
Pickens, Alabama 3 $ 248,000 $ 82,666 $ 211,000
San Diego, California 3 $ 993,000 $ 331,000 $ 207,000
Monroe, Florida 3 $ 1,660,000 $ 553,333 $ 407,000
Gilmer, Georgia 3 $ 545,000 $ 181,666 $ 41,000
Harris, Georgia 3 $ 857,000 $ 285,666 $ 157,000
Newton, Georgia 3 $ 218,000 $ 72,666 $ 96,000
Peach, Georgia 3 $ 439,000 $ 146,333 $ 95,000
Pike, Georgia 3 $ 438,000 $ 146,000 $ 42,000
Schley, Georgia 3 $ 109,000 $ 36,333 $ 30,000
Spalding, Georgia 3 $ 438,000 $ 146,000 $ 55,000
Union, Georgia 3 $ 108,000 $ 36,000 $ 20,000
Polk, Iowa 3 $ 637,000 $ 212,333 $ 217,000
Middlesex, Massachusetts 3 $ 1,097,000 $ 365,666 $ 149,000
Harrison, Mississippi 3 $ 361,000 $ 120,333 $ 177,000
Lafayette, Mississippi 3 $ 295,000 $ 98,333 $ 44,000
Lancaster, Nebraska 3 $ 352,000 $ 117,333 $ 43,000
Union, New Jersey 3 $ 1,165,000 $ 388,333 $ 116,000
Clay, North Carolina 3 $ 293,000 $ 97,666 $ 83,000
Graham, North Carolina 3 $ 361,000 $ 120,333 $ 72,000
McDowell, North Carolina 3 $ 551,000 $ 183,666 $ 51,000
Swain, North Carolina 3 $ 517,000 $ 172,333 $ 73,000
Yadkin, North Carolina 3 $ 430,000 $ 143,333 $ 68,000
Allegheny, Pennsylvania 3 $ 460,000 $ 153,333 $ 131,000
Anderson, South Carolina 3 $ 560,000 $ 186,666 $ 75,000
Chester, South Carolina 3 $ 549,000 $ 183,000 $ 75,000
Oconee, South Carolina 3 $ 431,000 $ 143,666 $ 137,000
Sumter, South Carolina 3 $ 91,000 $ 30,333 $ 74,000
Sevier, Tennessee 3 $ 684,000 $ 228,000 $ 143,000
Shelby, Tennessee 3 $ 723,000 $ 241,000 $ 132,000
Williamson, Tennessee 3 $ 937,000 $ 312,333 $ 1,043,000
Bexar, Texas 3 $ 328,000 $ 109,333 $ 57,000
Travis, Texas 3 $ 1,140,000 $ 380,000 $ 151,000
Salt Lake, Utah 3 $ 812,000 $ 270,666 $ 126,000
Gloucester, Virginia 3 $ 671,000 $ 223,666 $ 123,000
New Kent, Virginia 3 $ 772,000 $ 257,333 $ 35,000
Prince William, Virginia 3 $ 676,000 $ 225,333 $ 152,000
Richmond City, Virginia 3 $ 890,000 $ 296,666 $ 76,000
Whatcom, Washington 3 $ 782,000 $ 260,666 $ 116,000
Butler, Alabama 2 $ 229,000 $ 114,500 $ 51,000
Conecuh, Alabama 2 $ 175,000 $ 87,500 $ 103,000
Franklin, Alabama 2 $ 225,000 $ 112,500 $ 31,000
Winston, Alabama 2 $ 500,000 $ 250,000 $ 255,000
San Francisco, California 2 $ 670,000 $ 335,000 $ 157,000
Sonoma, California 2 $ 360,000 $ 180,000 $ 75,000
Gulf, Florida 2 $ 1,069,000 $ 534,500 $ 250,000
Leon, Florida 2 $ 342,000 $ 171,000 $ 59,000
Barrow, Georgia 2 $ 553,000 $ 276,500 $ 83,000
Columbia, Georgia 2 $ 147,000 $ 73,500 $ 70,000
Crisp, Georgia 2 $ 92,000 $ 46,000 $ 32,000
Fannin, Georgia 2 $ 143,000 $ 71,500 $ 110,000
Glynn, Georgia 2 $ 610,000 $ 305,000 $ 129,000
Pickens, Georgia 2 $ 141,000 $ 70,500 $ 204,000
Richmond, Georgia 2 $ 475,000 $ 237,500 $ 156,000
Kauai, Hawaii 2 $ 809,000 $ 404,500 $ 152,000
Cook, Illinois 2 $ 442,000 $ 221,000 $ 58,000
East Baton Rouge, Louisiana 2 $ 424,000 $ 212,000 $ 145,000
Lafayette, Louisiana 2 $ 473,000 $ 236,500 $ 179,000
Essex, Massachusetts 2 $ 569,000 $ 284,500 $ 103,000
Norfolk, Massachusetts 2 $ 590,000 $ 295,000 $ 173,000
Suffolk, Massachusetts 2 $ 479,000 $ 239,500 $ 120,000
Oakland, Michigan 2 $ 362,000 $ 181,000 $ 129,000
Otsego, Michigan 2 $ 517,000 $ 258,500 $ 287,000
Bergen, New Jersey 2 $ 786,000 $ 393,000 $ 75,000
Burlington, New Jersey 2 $ 513,000 $ 256,500 $ 154,000
Essex, New Jersey 2 $ 878,000 $ 439,000 $ 208,000
Monmouth, New Jersey 2 $ 527,000 $ 263,500 $ 116,000
Morris, New Jersey 2 $ 1,618,000 $ 809,000 $ 1,270,000
Dona Ana, New Mexico 2 $ 603,000 $ 301,500 $ 134,000
Taos, New Mexico 2 $ 310,000 $ 155,000 $ 61,000
Erie, New York 2 $ 304,000 $ 152,000 $ 66,000
Alexander, North Carolina 2 $ 264,000 $ 132,000 $ 57,000
Camden, North Carolina 2 $ 313,000 $ 156,500 $ 68,000
Caswell, North Carolina 2 $ 466,000 $ 233,000 $ 109,000
Montgomery, North Carolina 2 $ 280,000 $ 140,000 $ 15,000
Washington, North Carolina 2 $ 373,000 $ 186,500 $ 131,000
Wilkes, North Carolina 2 $ 168,000 $ 84,000 $ 45,000
Franklin, Ohio 2 $ 87,000 $ 43,500 $ 10,000
Lancaster, Pennsylvania 2 $ 461,000 $ 230,500 $ 0
Aiken, South Carolina 2 $ 264,000 $ 132,000 $ 116,000
Marlboro, South Carolina 2 $ 109,000 $ 54,500 $ 33,000
Orangeburg, South Carolina 2 $ 253,000 $ 126,500 $ 34,000
Pickens, South Carolina 2 $ 336,000 $ 168,000 $ 37,000
Giles, Tennessee 2 $ 394,000 $ 197,000 $ 72,000
Hays, Texas 2 $ 314,000 $ 157,000 $ 0
Albemarle, Virginia 2 $ 425,000 $ 212,500 $ 75,000
Arlington, Virginia 2 $ 1,657,000 $ 828,500 $ 1,075,000
Franklin, Virginia 2 $ 361,000 $ 180,500 $ 184,000
Henrico, Virginia 2 $ 259,000 $ 129,500 $ 95,000
Loudoun, Virginia 2 $ 293,000 $ 146,500 $ 169,000
Stafford, Virginia 2 $ 636,000 $ 318,000 $ 31,000
Laramie, Wyoming 2 $ 768,000 $ 384,000 $ 84,000
Bibb, Alabama 1 $ 72,000 $ 72,000 $ 28,000
Chilton, Alabama 1 $ 150,000 $ 150,000 $ 67,000
Choctaw, Alabama 1 $ 60,000 $ 60,000 $ 17,000
Clarke, Alabama 1 $ 100,000 $ 100,000 $ 63,000
Colbert, Alabama 1 $ 86,000 $ 86,000 $ 55,000
Covington, Alabama 1 $ 81,000 $ 81,000 $ 66,000
Crenshaw, Alabama 1 $ 220,000 $ 220,000 $ 108,000
Fayette, Alabama 1 $ 25,000 $ 25,000 $ 20,000
Marengo, Alabama 1 $ 197,000 $ 197,000 $ 104,000
Marion, Alabama 1 $ 80,000 $ 80,000 $ 67,000
Perry, Alabama 1 $ 3,000 $ 3,000 $ 16,000
Pike, Alabama 1 $ 159,000 $ 159,000 $ 37,000
Wilcox, Alabama 1 $ 5,000 $ 5,000 $ 73,000
Alameda, California 1 $ 668,000 $ 668,000 $ 165,000
San Bernardino, California 1 $ 357,000 $ 357,000 $ 161,000
San Mateo, California 1 $ 1,484,000 $ 1,484,000 $ 380,000
Santa Clara, California 1 $ 264,000 $ 264,000 $ 90,000
Ventura, California 1 $ 468,000 $ 468,000 $ 170,000
Adams, Colorado 1 $ 349,000 $ 349,000 $ 0
Arapahoe, Colorado 1 $ 811,000 $ 811,000 $ 670,000
Boulder, Colorado 1 $ 50,000 $ 50,000 $ 55,000
Garfield, Colorado 1 $ 845,000 $ 845,000 $ 281,000
La Plata, Colorado 1 $ 341,000 $ 341,000 $ 100,000
Larimer, Colorado 1 $ 135,000 $ 135,000 $ 0
Summit, Colorado 1 $ 133,000 $ 133,000 $ 240,000
Hartford, Connecticut 1 $ 400,000 $ 400,000 $ 404,000
New Haven, Connecticut 1 $ 383,000 $ 383,000 $ 199,000
Sussex, Delaware 1 $ 390,000 $ 390,000 $ 0
Bradford, Florida 1 $ 41,000 $ 41,000 $ 92,000
Hernando, Florida 1 $ 93,000 $ 93,000 $ 165,000
Nassau, Florida 1 $ 172,000 $ 172,000 $ 216,000
Okeechobee, Florida 1 $ 557,000 $ 557,000 $ 636,000
Washington, Florida 1 $ 85,000 $ 85,000 $ 0
Ben Hill, Georgia 1 $ 77,000 $ 77,000 $ 46,000
Brooks, Georgia 1 $ 70,000 $ 70,000 $ 24,000
Bryan, Georgia 1 $ 224,000 $ 224,000 $ 115,000
Butts, Georgia 1 $ 115,000 $ 115,000 $ 105,000
Catoosa, Georgia 1 $ 125,000 $ 125,000 $ 85,000
Chattahoochee, Georgia 1 $ 22,000 $ 22,000 $ 200,000
Clay, Georgia 1 $ 3,000 $ 3,000 $ 41,000
Floyd, Georgia 1 $ 118,000 $ 118,000 $ 135,000
Hall, Georgia 1 $ 52,000 $ 52,000 $ 29,000
Jackson, Georgia 1 $ 128,000 $ 128,000 $ 128,000
Lamar, Georgia 1 $ 134,000 $ 134,000 $ 55,000
Lumpkin, Georgia 1 $ 356,000 $ 356,000 $ 83,000
McDuffie, Georgia 1 $ 65,000 $ 65,000 $ 220,000
Monroe, Georgia 1 $ 70,000 $ 70,000 $ 218,000
Sumter, Georgia 1 $ 216,000 $ 216,000 $ 50,000
Talbot, Georgia 1 $ 75,000 $ 75,000 $ 74,000
Tift, Georgia 1 $ 132,000 $ 132,000 $ 100,000
Towns, Georgia 1 $ 161,000 $ 161,000 $ 61,000
Wilcox, Georgia 1 $ 187,000 $ 187,000 $ 65,000
Worth, Georgia 1 $ 268,000 $ 268,000 $ 152,000
Hawaii, Hawaii 1 $ 1,280,000 $ 1,280,000 $ 549,000
Ada, Idaho 1 $ 180,000 $ 180,000 $ 38,000
Blaine, Idaho 1 $ 417,000 $ 417,000 $ 336,000
Bonner, Idaho 1 $ 385,000 $ 385,000 $ 326,000
Lake, Illinois 1 $ 223,000 $ 223,000 $ 0
Macon, Illinois 1 $ 248,000 $ 248,000 $ 234,000
Rock Island, Illinois 1 $ 210,000 $ 210,000 $ 219,000
Tazewell, Illinois 1 $ 90,000 $ 90,000 $ 125,000
Morgan, Indiana 1 $ 138,000 $ 138,000 $ 0
Tippecanoe, Indiana 1 $ 220,000 $ 220,000 $ 94,000
Linn, Iowa 1 $ 210,000 $ 210,000 $ 125,000
Mills, Iowa 1 $ 220,000 $ 220,000 $ 114,000
Story, Iowa 1 $ 197,000 $ 197,000 $ 90,000
Johnson, Kansas 1 $ 159,000 $ 159,000 $ 63,000
Boone, Kentucky 1 $ 290,000 $ 290,000 $ 0
Jefferson, Kentucky 1 $ 105,000 $ 105,000 $ 19,000
Orleans, Louisiana 1 $ 417,000 $ 417,000 $ 831,000
Aroostook, Maine 1 $ 95,000 $ 95,000 $ 0
Baltimore City, Maryland 1 $ 50,000 $ 50,000 $ 0
Howard, Maryland 1 $ 269,000 $ 269,000 $ 717,000
Hampden, Massachusetts 1 $ 93,000 $ 93,000 $ 187,000
Genesee, Michigan 1 $ 107,000 $ 107,000 $ 0
Macomb, Michigan 1 $ 213,000 $ 213,000 $ 0
Washtenaw, Michigan 1 $ 417,000 $ 417,000 $ 200,000
Wayne, Michigan 1 $ 183,000 $ 183,000 $ 102,000
Anoka, Minnesota 1 $ 217,000 $ 217,000 $ 77,000
Cass, Minnesota 1 $ 174,000 $ 174,000 $ 0
Hubbard, Minnesota 1 $ 334,000 $ 334,000 $ 87,000
Olmsted, Minnesota 1 $ 67,000 $ 67,000 $ 169,000
St. Louis, Minnesota 1 $ 95,000 $ 95,000 $ 89,000
Jackson, Mississippi 1 $ 305,000 $ 305,000 $ 156,000
Oktibbeha, Mississippi 1 $ 240,000 $ 240,000 $ 85,000
Washington, Mississippi 1 $ 152,000 $ 152,000 $ 134,000
Clay, Missouri 1 $ 116,000 $ 116,000 $ 62,000
St. Louis, Missouri 1 $ 58,000 $ 58,000 $ 37,000
Gallatin, Montana 1 $ 1,880,000 $ 1,880,000 $ 1,577,000
Park, Montana 1 $ 350,000 $ 350,000 $ 175,000
Silver Bow, Montana 1 $ 86,000 $ 86,000 $ 146,000
Hillsborough, New Hampshire 1 $ 116,000 $ 116,000 $ 45,000
Merrimack, New Hampshire 1 $ 285,000 $ 285,000 $ 0
Rockingham, New Hampshire 1 $ 403,000 $ 403,000 $ 181,000
Hudson, New Jersey 1 $ 216,000 $ 216,000 $ 31,000
Middlesex, New Jersey 1 $ 412,000 $ 412,000 $ 0
Ocean, New Jersey 1 $ 350,000 $ 350,000 $ 129,000
Santa Fe, New Mexico 1 $ 715,000 $ 715,000 $ 259,000
Nassau, New York 1 $ 296,000 $ 296,000 $ 0
Oneida, New York 1 $ 230,000 $ 230,000 $ 0
Ontario, New York 1 $ 417,000 $ 417,000 $ 91,000
Orange, New York 1 $ 100,000 $ 100,000 $ 119,000
Suffolk, New York 1 $ 150,000 $ 150,000 $ 90,000
Alleghany, North Carolina 1 $ 108,000 $ 108,000 $ 79,000
Hyde, North Carolina 1 $ 188,000 $ 188,000 $ 44,000
Ashtabula, Ohio 1 $ 208,000 $ 208,000 $ 74,000
Cuyahoga, Ohio 1 $ 189,000 $ 189,000 $ 220,000
Delaware, Ohio 1 $ 232,000 $ 232,000 $ 115,000
Lucas, Ohio 1 $ 60,000 $ 60,000 $ 26,000
Lane, Oregon 1 $ 191,000 $ 191,000 $ 60,000
Multnomah, Oregon 1 $ 208,000 $ 208,000 $ 52,000
Berks, Pennsylvania 1 $ 194,000 $ 194,000 $ 223,000
Chester, Pennsylvania 1 $ 230,000 $ 230,000 $ 155,000
Cumberland, Pennsylvania 1 $ 59,000 $ 59,000 $ 67,000
Delaware, Pennsylvania 1 $ 417,000 $ 417,000 $ 467,000
Indiana, Pennsylvania 1 $ 26,000 $ 26,000 $ 157,000
Lackawanna, Pennsylvania 1 $ 210,000 $ 210,000 $ 220,000
Lycoming, Pennsylvania 1 $ 276,000 $ 276,000 $ 130,000
Montgomery, Pennsylvania 1 $ 185,000 $ 185,000 $ 80,000
Chesterfield, South Carolina 1 $ 80,000 $ 80,000 $ 69,000
Colleton, South Carolina 1 $ 2,130,000 $ 2,130,000 $ 639,000
Fairfield, South Carolina 1 $ 34,000 $ 34,000 $ 120,000
Hampton, South Carolina 1 $ 252,000 $ 252,000 $ 71,000
Lee, South Carolina 1 $ 10,000 $ 10,000 $ 43,000
Marion, South Carolina 1 $ 65,000 $ 65,000 $ 88,000
Davidson, Tennessee 1 $ 323,000 $ 323,000 $ 343,000
Franklin, Tennessee 1 $ 375,000 $ 375,000 $ 78,000
Hamilton, Tennessee 1 $ 161,000 $ 161,000 $ 58,000
Jefferson, Tennessee 1 $ 122,000 $ 122,000 $ 45,000
Knox, Tennessee 1 $ 117,000 $ 117,000 $ 56,000
Putnam, Tennessee 1 $ 194,000 $ 194,000 $ 100,000
Sullivan, Tennessee 1 $ 187,000 $ 187,000 $ 84,000
Washington, Tennessee 1 $ 68,000 $ 68,000 $ 49,000
Comal, Texas 1 $ 261,000 $ 261,000 $ 290,000
Dallas, Texas 1 $ 304,000 $ 304,000 $ 251,000
Parker, Texas 1 $ 212,000 $ 212,000 $ 81,000
Tarrant, Texas 1 $ 154,000 $ 154,000 $ 85,000
Washington, Texas 1 $ 175,000 $ 175,000 $ 252,000
Franklin, Vermont 1 $ 343,000 $ 343,000 $ 231,000
Accomack, Virginia 1 $ 92,000 $ 92,000 $ 107,000
Alexandria, Virginia 1 $ 501,000 $ 501,000 $ 205,000
Bedford, Virginia 1 $ 342,000 $ 342,000 $ 106,000
Brunswick, Virginia 1 $ 7,000 $ 7,000 $ 42,000
Chesterfield, Virginia 1 $ 145,000 $ 145,000 $ 0
Danville, Virginia 1 $ 75,000 $ 75,000 $ 48,000
Fauquier, Virginia 1 $ 517,000 $ 517,000 $ 185,000
Goochland, Virginia 1 $ 408,000 $ 408,000 $ 131,000
Hanover, Virginia 1 $ 331,000 $ 331,000 $ 56,000
Isle of Wight, Virginia 1 $ 330,000 $ 330,000 $ 200,000
Lynchburg, Virginia 1 $ 168,000 $ 168,000 $ 52,000
Nelson, Virginia 1 $ 107,000 $ 107,000 $ 141,000
Northampton, Virginia 1 $ 350,000 $ 350,000 $ 113,000
Patrick, Virginia 1 $ 48,000 $ 48,000 $ 27,000
Roanoke, Virginia 1 $ 216,000 $ 216,000 $ 45,000
Westmoreland, Virginia 1 $ 138,000 $ 138,000 $ 78,000
Williamsburg, Virginia 1 $ 174,000 $ 174,000 $ 46,000
Clallam, Washington 1 $ 203,000 $ 203,000 $ 186,000
Pierce, Washington 1 $ 260,000 $ 260,000 $ 65,000
Milwaukee, Wisconsin 1 $ 403,000 $ 403,000 $ 110,000
Oneida, Wisconsin 1 $ 417,000 $ 417,000 $ 700,000
St. Croix, Wisconsin 1 $ 125,000 $ 125,000 $ 61,000
Waukesha, Wisconsin 1 $ 215,000 $ 215,000 $ 105,000
Natrona, Wyoming 1 $ 254,000 $ 254,000 $ 0

Mortgage Loan Application Detail Totals for Rbc Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,090 $1,046,595,000 $171,000 $3,600,000 $99,000 $6,166,000
Refinancing 5,529 $1,112,524,000 $201,000 $3,000,000 $117,000 $7,516,000
Home Improvement 465 $20,482,000 $44,000 $1,500,000 $69,000 $1,197,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,229 $1,717,252,000 $186,000 $3,600,000 $112,000 $7,516,000
Black or African American 1,278 $152,424,000 $119,000 $999,000 $61,000 $5,296,000
Not Provided 903 $195,319,000 $216,000 $1,500,000 $132,000 $6,166,000
Hispanic 353 $48,991,000 $138,000 $1,300,000 $62,000 $650,000
Asian 236 $47,247,000 $200,000 $1,250,000 $101,000 $720,000
American Indian or Alaskan Native 50 $6,938,000 $138,000 $590,000 $93,000 $1,106,000
Native Hawaiian or Other Pacific Islander 20 $3,600,000 $180,000 $915,000 $138,000 $604,000
Not applicable 15 $7,830,000 $522,000 $1,945,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,087 $1,879,274,000 $186,000 $3,600,000 $116,000 $7,516,000
FHA-insured (Federal Housing Administration) 1,289 $184,333,000 $143,000 $423,000 $56,000 $745,000
VA-guaranteed (Veterans Administration) 470 $84,718,000 $180,000 $554,000 $59,000 $385,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 238 $31,276,000 $131,000 $290,000 $45,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,905 $1,456,879,000 $184,000 $3,425,000 $106,000 $6,166,000
Application Denied By Financial Institution 1,778 $249,552,000 $140,000 $3,000,000 $93,000 $7,516,000
Application Withdrawn By Applicant 1,114 $231,779,000 $208,000 $2,850,000 $129,000 $4,200,000
Application Approved But Not Accepted 607 $115,941,000 $191,000 $3,600,000 $127,000 $4,702,000
File Closed For Incompleteness 370 $80,939,000 $218,000 $3,600,000 $119,000 $3,700,000
Loan Purchased By The Institution 201 $26,017,000 $129,000 $423,000 $41,000 $152,000
Preapproval Denied by Financial Institution 109 $18,494,000 $169,000 $1,080,000 $60,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 582 $51,888,000 $89,000 $750,000 $71,000 $2,200,000
Collateral 531 $90,269,000 $169,000 $1,615,000 $118,000 $1,512,000
Debt-To-Income Ratio 475 $73,206,000 $154,000 $973,000 $58,000 $467,000
Other 157 $29,188,000 $185,000 $3,000,000 $186,000 $7,516,000
Unverifiable Information 50 $8,539,000 $170,000 $769,000 $100,000 $869,000
Insufficient Cash (Downpayment, Closing Cost) 34 $6,218,000 $182,000 $1,080,000 $83,000 $265,000
Employment History 33 $4,126,000 $125,000 $348,000 $41,000 $144,000
Credit Application Incomplete 21 $3,614,000 $172,000 $417,000 $130,000 $523,000
Mortgage Insurance Denied 3 $742,000 $247,000 $348,000 $34,000 $57,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rbc Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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