Rbc Bank Mortgage Lending & HMDA Data, 2009

In 2009, Rbc Bank of Rocky Mount, NC reported 15,958 mortgage applications totaling $3.0 billion, up 36% from 2008. The average application was for $187,395, and applicants reported an average income of $116,388. 67% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Raleigh-Cary, NC (1,107), Huntsville, AL (1,025) and Atlanta-Sandy Springs-Marietta, GA (977) (applications in parentheses).

Mortgage Company & Address Rbc Bank
131 North Church Street
Rocky Mount, NC 27804
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,958
Total Mortgage Loan Application Amount $2,990,457,000
Average Mortgage Loan Application Amount $187,395
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $116,388
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rbc Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Rbc Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 937 $ 211,023,000 $ 225,211 $ 126,000
Madison, Alabama 817 $ 161,224,000 $ 197,336 $ 98,000
Baldwin, Alabama 800 $ 162,017,000 $ 202,521 $ 126,000
Jefferson, Alabama 518 $ 122,091,000 $ 235,696 $ 117,000
Mobile, Alabama 505 $ 70,135,000 $ 138,881 $ 86,000
Cumberland, North Carolina 373 $ 60,512,000 $ 162,230 $ 93,000
Mecklenburg, North Carolina 332 $ 81,557,000 $ 245,653 $ 184,000
Onslow, North Carolina 332 $ 54,120,000 $ 163,012 $ 70,000
New Hanover, North Carolina 321 $ 65,659,000 $ 204,545 $ 235,000
Nash, North Carolina 269 $ 36,348,000 $ 135,122 $ 71,000
Morgan, Alabama 260 $ 41,796,000 $ 160,753 $ 88,000
Pitt, North Carolina 254 $ 38,335,000 $ 150,925 $ 83,000
Brunswick, North Carolina 228 $ 53,974,000 $ 236,728 $ 141,000
Fulton, Georgia 222 $ 50,002,000 $ 225,234 $ 138,000
Limestone, Alabama 208 $ 34,932,000 $ 167,942 $ 82,000
Horry, South Carolina 202 $ 44,570,000 $ 220,643 $ 194,000
Durham, North Carolina 187 $ 33,237,000 $ 177,737 $ 108,000
Cobb, Georgia 181 $ 31,315,000 $ 173,011 $ 102,000
Guilford, North Carolina 181 $ 31,398,000 $ 173,469 $ 115,000
Shelby, Alabama 174 $ 33,289,000 $ 191,316 $ 92,000
Brevard, Florida 168 $ 29,534,000 $ 175,797 $ 104,000
Buncombe, North Carolina 167 $ 35,693,000 $ 213,730 $ 143,000
Carteret, North Carolina 164 $ 37,238,000 $ 227,060 $ 149,000
Wayne, North Carolina 137 $ 18,411,000 $ 134,386 $ 70,000
DeKalb, Georgia 133 $ 22,581,000 $ 169,781 $ 107,000
Johnston, North Carolina 131 $ 18,749,000 $ 143,122 $ 80,000
Gwinnett, Georgia 130 $ 19,494,000 $ 149,953 $ 131,000
Orange, North Carolina 122 $ 25,219,000 $ 206,713 $ 121,000
Rutherford, North Carolina 120 $ 16,138,000 $ 134,483 $ 66,000
Lee, North Carolina 119 $ 15,823,000 $ 132,966 $ 66,000
Charleston, South Carolina 119 $ 35,867,000 $ 301,403 $ 169,000
Richland, South Carolina 112 $ 19,721,000 $ 176,080 $ 78,000
Florence, South Carolina 111 $ 16,135,000 $ 145,360 $ 76,000
Harnett, North Carolina 110 $ 19,932,000 $ 181,200 $ 86,000
Halifax, North Carolina 108 $ 10,951,000 $ 101,398 $ 61,000
Orange, Florida 107 $ 24,364,000 $ 227,700 $ 150,000
Maricopa, Arizona 106 $ 23,759,000 $ 224,141 $ 204,000
Indian River, Florida 101 $ 19,218,000 $ 190,277 $ 112,000
Craven, North Carolina 101 $ 16,906,000 $ 167,386 $ 77,000
Moore, North Carolina 100 $ 20,526,000 $ 205,260 $ 126,000
Virginia Beach, Virginia 99 $ 21,218,000 $ 214,323 $ 109,000
Lee, Alabama 97 $ 13,360,000 $ 137,731 $ 137,000
Broward, Florida 97 $ 22,121,000 $ 228,051 $ 169,000
Escambia, Florida 97 $ 19,087,000 $ 196,773 $ 111,000
Gaston, North Carolina 95 $ 19,444,000 $ 204,673 $ 140,000
Edgecombe, North Carolina 93 $ 7,317,000 $ 78,677 $ 55,000
Palm Beach, Florida 92 $ 22,286,000 $ 242,239 $ 175,000
Iredell, North Carolina 92 $ 18,261,000 $ 198,489 $ 99,000
Dare, North Carolina 91 $ 20,549,000 $ 225,813 $ 122,000
Osceola, Florida 89 $ 12,193,000 $ 137,000 $ 99,000
Union, North Carolina 88 $ 21,582,000 $ 245,250 $ 232,000
Troup, Georgia 82 $ 9,112,000 $ 111,121 $ 64,000
Lexington, South Carolina 78 $ 14,945,000 $ 191,602 $ 87,000
Randolph, North Carolina 77 $ 9,277,000 $ 120,480 $ 63,000
Alamance, North Carolina 76 $ 11,628,000 $ 153,000 $ 104,000
Robeson, North Carolina 76 $ 10,240,000 $ 134,736 $ 65,000
York, South Carolina 74 $ 14,866,000 $ 200,891 $ 109,000
Forsyth, North Carolina 73 $ 13,853,000 $ 189,767 $ 113,000
Chatham, North Carolina 72 $ 14,211,000 $ 197,375 $ 98,000
Montgomery, Alabama 70 $ 9,831,000 $ 140,442 $ 71,000
Volusia, Florida 69 $ 12,776,000 $ 185,159 $ 110,000
Watauga, North Carolina 66 $ 13,588,000 $ 205,878 $ 155,000
Columbus, North Carolina 65 $ 7,591,000 $ 116,784 $ 67,000
Macon, North Carolina 64 $ 10,645,000 $ 166,328 $ 68,000
Macon, Alabama 63 $ 2,829,000 $ 44,904 $ 141,000
Beaufort, South Carolina 63 $ 19,487,000 $ 309,317 $ 134,000
Santa Rosa, Florida 62 $ 12,537,000 $ 202,209 $ 97,000
Henderson, North Carolina 61 $ 10,760,000 $ 176,393 $ 82,000
Lee, Florida 59 $ 11,396,000 $ 193,152 $ 176,000
Paulding, Georgia 59 $ 8,648,000 $ 146,576 $ 72,000
Hertford, North Carolina 58 $ 6,048,000 $ 104,275 $ 78,000
Richmond, North Carolina 53 $ 4,040,000 $ 76,226 $ 59,000
Sampson, North Carolina 53 $ 6,593,000 $ 124,396 $ 83,000
Pinellas, Florida 52 $ 9,682,000 $ 186,192 $ 115,000
Perquimans, North Carolina 51 $ 9,465,000 $ 185,588 $ 96,000
Pender, North Carolina 50 $ 12,888,000 $ 257,760 $ 129,000
Tuscaloosa, Alabama 49 $ 7,572,000 $ 154,530 $ 246,000
Collier, Florida 49 $ 13,683,000 $ 279,244 $ 177,000
Polk, Florida 48 $ 4,865,000 $ 101,354 $ 100,000
Forsyth, Georgia 48 $ 9,587,000 $ 199,729 $ 121,000
Bay, Florida 46 $ 11,118,000 $ 241,695 $ 244,000
Wilson, North Carolina 46 $ 6,198,000 $ 134,739 $ 74,000
Greenville, South Carolina 46 $ 9,543,000 $ 207,456 $ 120,000
Hillsborough, Florida 45 $ 7,683,000 $ 170,733 $ 139,000
Catawba, North Carolina 45 $ 9,109,000 $ 202,422 $ 94,000
Surry, North Carolina 45 $ 5,679,000 $ 126,200 $ 70,000
Sarasota, Florida 43 $ 10,773,000 $ 250,534 $ 231,000
Tallapoosa, Alabama 42 $ 5,096,000 $ 121,333 $ 73,000
Henry, Georgia 42 $ 4,954,000 $ 117,952 $ 65,000
Caldwell, North Carolina 42 $ 5,993,000 $ 142,690 $ 72,000
Northampton, North Carolina 42 $ 4,055,000 $ 96,547 $ 53,000
Houston, Georgia 40 $ 6,683,000 $ 167,075 $ 45,000
Chesapeake, Virginia 40 $ 9,557,000 $ 238,925 $ 97,000
Franklin, North Carolina 39 $ 5,022,000 $ 128,769 $ 100,000
James City, Virginia 39 $ 12,996,000 $ 333,230 $ 139,000
Coffee, Alabama 38 $ 4,842,000 $ 127,421 $ 59,000
St. Clair, Alabama 38 $ 4,682,000 $ 123,210 $ 69,000
Autauga, Alabama 36 $ 5,097,000 $ 141,583 $ 62,000
Seminole, Florida 36 $ 7,760,000 $ 215,555 $ 171,000
Lenoir, North Carolina 35 $ 4,208,000 $ 120,228 $ 71,000
Scotland, North Carolina 35 $ 3,418,000 $ 97,657 $ 62,000
Flagler, Florida 34 $ 6,588,000 $ 193,764 $ 94,000
Manatee, Florida 34 $ 7,475,000 $ 219,852 $ 164,000
Granville, North Carolina 34 $ 4,472,000 $ 131,529 $ 65,000
Newport News, Virginia 34 $ 6,989,000 $ 205,558 $ 81,000
Lake, Florida 33 $ 4,661,000 $ 141,242 $ 91,000
Miami-Dade, Florida 31 $ 9,892,000 $ 319,096 $ 246,000
Cabarrus, North Carolina 31 $ 5,146,000 $ 166,000 $ 108,000
Elmore, Alabama 30 $ 4,281,000 $ 142,700 $ 66,000
Duplin, North Carolina 30 $ 3,309,000 $ 110,300 $ 54,000
Pasquotank, North Carolina 30 $ 3,574,000 $ 119,133 $ 90,000
Hoke, North Carolina 29 $ 3,421,000 $ 117,965 $ 66,000
York, Virginia 29 $ 8,303,000 $ 286,310 $ 113,000
Alachua, Florida 28 $ 4,819,000 $ 172,107 $ 94,000
Norfolk, Virginia 28 $ 5,658,000 $ 202,071 $ 84,000
Riverside, California 27 $ 7,421,000 $ 274,851 $ 286,000
Coweta, Georgia 27 $ 3,571,000 $ 132,259 $ 78,000
Douglas, Georgia 27 $ 4,656,000 $ 172,444 $ 51,000
Hampton, Virginia 26 $ 5,474,000 $ 210,538 $ 91,000
Bertie, North Carolina 24 $ 2,549,000 $ 106,208 $ 77,000
Transylvania, North Carolina 24 $ 5,572,000 $ 232,166 $ 121,000
Fairfax, Virginia 24 $ 7,249,000 $ 302,041 $ 205,000
Cleveland, North Carolina 23 $ 3,585,000 $ 155,869 $ 78,000
Fayette, Georgia 22 $ 4,012,000 $ 182,363 $ 109,000
Anson, North Carolina 22 $ 1,984,000 $ 90,181 $ 83,000
Haywood, North Carolina 22 $ 2,284,000 $ 103,818 $ 87,000
Lincoln, North Carolina 22 $ 5,178,000 $ 235,363 $ 105,000
Warren, North Carolina 22 $ 5,227,000 $ 237,590 $ 182,000
Lawrence, Alabama 21 $ 2,812,000 $ 133,904 $ 63,000
Talladega, Alabama 21 $ 3,304,000 $ 157,333 $ 86,000
St. Lucie, Florida 21 $ 3,655,000 $ 174,047 $ 122,000
Walton, Florida 21 $ 9,993,000 $ 475,857 $ 335,000
Beaufort, North Carolina 21 $ 3,944,000 $ 187,809 $ 92,000
Chowan, North Carolina 21 $ 3,394,000 $ 161,619 $ 94,000
Winston, Alabama 20 $ 5,735,000 $ 286,750 $ 344,000
Pinal, Arizona 19 $ 2,087,000 $ 109,842 $ 113,000
Okaloosa, Florida 19 $ 3,109,000 $ 163,631 $ 94,000
Davidson, North Carolina 19 $ 3,188,000 $ 167,789 $ 83,000
Vance, North Carolina 19 $ 2,797,000 $ 147,210 $ 91,000
Clayton, Georgia 18 $ 1,256,000 $ 69,777 $ 64,000
Currituck, North Carolina 18 $ 4,349,000 $ 241,611 $ 110,000
Jackson, North Carolina 18 $ 5,171,000 $ 287,277 $ 174,000
Cherokee, Georgia 17 $ 3,241,000 $ 190,647 $ 124,000
Marshall, Alabama 16 $ 2,666,000 $ 166,625 $ 81,000
Chatham, Georgia 16 $ 3,814,000 $ 238,375 $ 180,000
Clark, Nevada 16 $ 4,218,000 $ 263,625 $ 152,000
Clay, Alabama 15 $ 941,000 $ 62,733 $ 49,000
Carroll, Georgia 15 $ 2,012,000 $ 134,133 $ 78,000
Yancey, North Carolina 15 $ 2,038,000 $ 135,866 $ 93,000
Bladen, North Carolina 14 $ 2,316,000 $ 165,428 $ 186,000
Lancaster, South Carolina 14 $ 3,335,000 $ 238,214 $ 174,000
Blount, Alabama 13 $ 2,053,000 $ 157,923 $ 76,000
Dallas, Alabama 13 $ 1,359,000 $ 104,538 $ 56,000
Cherokee, North Carolina 13 $ 1,276,000 $ 98,153 $ 63,000
Gates, North Carolina 13 $ 1,014,000 $ 78,000 $ 71,000
Berkeley, South Carolina 13 $ 3,074,000 $ 236,461 $ 120,000
Cullman, Alabama 12 $ 2,378,000 $ 198,166 $ 153,000
Walker, Alabama 12 $ 2,118,000 $ 176,500 $ 148,000
Bibb, Georgia 12 $ 2,109,000 $ 175,750 $ 110,000
Dooly, Georgia 12 $ 690,000 $ 57,500 $ 57,000
Macon, Georgia 12 $ 824,000 $ 68,666 $ 57,000
Muscogee, Georgia 12 $ 1,791,000 $ 149,250 $ 61,000
Rowan, North Carolina 12 $ 2,158,000 $ 179,833 $ 105,000
Darlington, South Carolina 12 $ 1,158,000 $ 96,500 $ 62,000
Chambers, Alabama 11 $ 847,000 $ 77,000 $ 41,000
Charlotte, Florida 11 $ 2,089,000 $ 189,909 $ 160,000
Harris, Texas 11 $ 3,019,000 $ 274,454 $ 109,000
Calhoun, Alabama 10 $ 1,156,000 $ 115,600 $ 52,000
Los Angeles, California 10 $ 8,459,000 $ 845,900 $ 877,000
Hall, Georgia 10 $ 1,843,000 $ 184,300 $ 186,000
Dorchester, South Carolina 10 $ 1,626,000 $ 162,600 $ 67,000
Georgetown, South Carolina 10 $ 2,495,000 $ 249,500 $ 130,000
Henrico, Virginia 10 $ 1,665,000 $ 166,500 $ 110,000
Pasco, Florida 9 $ 1,354,000 $ 150,444 $ 77,000
Martin, North Carolina 9 $ 636,000 $ 70,666 $ 53,000
Mitchell, North Carolina 9 $ 1,002,000 $ 111,333 $ 65,000
Stokes, North Carolina 9 $ 1,169,000 $ 129,888 $ 61,000
Jackson, Alabama 8 $ 1,751,000 $ 218,875 $ 69,000
Lauderdale, Alabama 8 $ 1,411,000 $ 176,375 $ 72,000
Polk, Georgia 8 $ 1,018,000 $ 127,250 $ 43,000
Alexander, North Carolina 8 $ 1,443,000 $ 180,375 $ 237,000
Burke, North Carolina 8 $ 617,000 $ 77,125 $ 38,000
Davie, North Carolina 8 $ 1,591,000 $ 198,875 $ 107,000
McDowell, North Carolina 8 $ 1,580,000 $ 197,500 $ 86,000
Lincoln, Tennessee 8 $ 1,254,000 $ 156,750 $ 82,000
Portsmouth, Virginia 8 $ 1,253,000 $ 156,625 $ 66,000
Williamsburg, Virginia 8 $ 2,973,000 $ 371,625 $ 184,000
Russell, Alabama 7 $ 918,000 $ 131,142 $ 57,000
San Diego, California 7 $ 3,072,000 $ 438,857 $ 312,000
Marion, Florida 7 $ 1,146,000 $ 163,714 $ 87,000
Cook, Illinois 7 $ 2,805,000 $ 400,714 $ 286,000
Ashe, North Carolina 7 $ 1,122,000 $ 160,285 $ 134,000
Greene, North Carolina 7 $ 1,227,000 $ 175,285 $ 58,000
Montgomery, North Carolina 7 $ 1,363,000 $ 194,714 $ 131,000
Rockingham, North Carolina 7 $ 1,904,000 $ 272,000 $ 196,000
Pickens, South Carolina 7 $ 1,070,000 $ 152,857 $ 223,000
Davidson, Tennessee 7 $ 2,795,000 $ 399,285 $ 996,000
Travis, Texas 7 $ 1,619,000 $ 231,285 $ 130,000
Arlington, Virginia 7 $ 2,001,000 $ 285,857 $ 280,000
Chesterfield, Virginia 7 $ 1,418,000 $ 202,571 $ 173,000
Loudoun, Virginia 7 $ 1,397,000 $ 199,571 $ 159,000
Mecklenburg, Virginia 7 $ 1,277,000 $ 182,428 $ 131,000
Poquoson, Virginia 7 $ 1,848,000 $ 264,000 $ 111,000
Suffolk, Virginia 7 $ 1,708,000 $ 244,000 $ 115,000
Orange, California 6 $ 3,398,000 $ 566,333 $ 1,268,000
Arapahoe, Colorado 6 $ 1,505,000 $ 250,833 $ 153,000
Martin, Florida 6 $ 919,000 $ 153,166 $ 115,000
Marion, Georgia 6 $ 388,000 $ 64,666 $ 39,000
Newton, Georgia 6 $ 828,000 $ 138,000 $ 77,000
Walton, Georgia 6 $ 761,000 $ 126,833 $ 33,000
Camden, North Carolina 6 $ 1,691,000 $ 281,833 $ 94,000
Caswell, North Carolina 6 $ 681,000 $ 113,500 $ 107,000
Jones, North Carolina 6 $ 1,304,000 $ 217,333 $ 326,000
Yadkin, North Carolina 6 $ 1,044,000 $ 174,000 $ 63,000
Anderson, South Carolina 6 $ 1,162,000 $ 193,666 $ 96,000
Sevier, Tennessee 6 $ 1,291,000 $ 215,166 $ 105,000
Gloucester, Virginia 6 $ 1,707,000 $ 284,500 $ 201,000
Isle of Wight, Virginia 6 $ 1,993,000 $ 332,166 $ 123,000
Prince William, Virginia 6 $ 858,000 $ 143,000 $ 153,000
Bibb, Alabama 5 $ 569,000 $ 113,800 $ 45,000
Clarke, Alabama 5 $ 496,000 $ 99,200 $ 50,000
Coosa, Alabama 5 $ 646,000 $ 129,200 $ 101,000
Covington, Alabama 5 $ 597,000 $ 119,400 $ 76,000
Dale, Alabama 5 $ 814,000 $ 162,800 $ 50,000
Houston, Alabama 5 $ 1,075,000 $ 215,000 $ 90,000
Douglas, Colorado 5 $ 1,306,000 $ 261,200 $ 109,000
Duval, Florida 5 $ 977,000 $ 195,400 $ 95,000
Monroe, Florida 5 $ 1,643,000 $ 328,600 $ 301,000
St. Johns, Florida 5 $ 1,448,000 $ 289,600 $ 219,000
Ramsey, Minnesota 5 $ 1,680,000 $ 336,000 $ 169,000
Avery, North Carolina 5 $ 951,000 $ 190,200 $ 134,000
Pamlico, North Carolina 5 $ 948,000 $ 189,600 $ 98,000
Polk, North Carolina 5 $ 1,079,000 $ 215,800 $ 94,000
Washington, North Carolina 5 $ 277,000 $ 55,400 $ 23,000
Aiken, South Carolina 5 $ 1,416,000 $ 283,200 $ 127,000
Spartanburg, South Carolina 5 $ 990,000 $ 198,000 $ 208,000
Collin, Texas 5 $ 1,038,000 $ 207,600 $ 110,000
Richmond City, Virginia 5 $ 1,060,000 $ 212,000 $ 71,000
King, Washington 5 $ 1,910,000 $ 382,000 $ 177,000
Etowah, Alabama 4 $ 561,000 $ 140,250 $ 48,000
Geneva, Alabama 4 $ 677,000 $ 169,250 $ 68,000
Contra Costa, California 4 $ 1,841,000 $ 460,250 $ 121,000
Baldwin, Georgia 4 $ 828,000 $ 207,000 $ 133,000
Barrow, Georgia 4 $ 910,000 $ 227,500 $ 114,000
Camden, Georgia 4 $ 856,000 $ 214,000 $ 267,000
Floyd, Georgia 4 $ 555,000 $ 138,750 $ 90,000
Glynn, Georgia 4 $ 1,044,000 $ 261,000 $ 400,000
Meriwether, Georgia 4 $ 288,000 $ 72,000 $ 59,000
Peach, Georgia 4 $ 567,000 $ 141,750 $ 21,000
Rockdale, Georgia 4 $ 680,000 $ 170,000 $ 130,000
Orleans, Louisiana 4 $ 1,431,000 $ 357,750 $ 164,000
Dakota, Minnesota 4 $ 1,330,000 $ 332,500 $ 93,000
Hennepin, Minnesota 4 $ 1,316,000 $ 329,000 $ 230,000
Monroe, New York 4 $ 488,000 $ 122,000 $ 159,000
Madison, North Carolina 4 $ 911,000 $ 227,750 $ 157,000
Wilkes, North Carolina 4 $ 311,000 $ 77,750 $ 88,000
Washington, Utah 4 $ 740,000 $ 185,000 $ 123,000
Albemarle, Virginia 4 $ 1,160,000 $ 290,000 $ 186,000
Brunswick, Virginia 4 $ 1,511,000 $ 377,750 $ 386,000
Carroll, Virginia 4 $ 735,000 $ 183,750 $ 81,000
New Kent, Virginia 4 $ 846,000 $ 211,500 $ 74,000
Okanogan, Washington 4 $ 1,166,000 $ 291,500 $ 154,000
Chilton, Alabama 3 $ 602,000 $ 200,666 $ 72,000
Colbert, Alabama 3 $ 583,000 $ 194,333 $ 113,000
DeKalb, Alabama 3 $ 566,000 $ 188,666 $ 112,000
Escambia, Alabama 3 $ 589,000 $ 196,333 $ 63,000
Pima, Arizona 3 $ 540,000 $ 180,000 $ 92,000
Santa Clara, California 3 $ 679,000 $ 226,333 $ 117,000
Denver, Colorado 3 $ 928,000 $ 309,333 $ 202,000
Fairfield, Connecticut 3 $ 1,579,000 $ 526,333 $ 205,000
Leon, Florida 3 $ 574,000 $ 191,333 $ 56,000
Levy, Florida 3 $ 490,000 $ 163,333 $ 66,000
Sumter, Florida 3 $ 765,000 $ 255,000 $ 106,000
Bartow, Georgia 3 $ 349,000 $ 116,333 $ 88,000
Columbia, Georgia 3 $ 700,000 $ 233,333 $ 92,000
Dawson, Georgia 3 $ 683,000 $ 227,666 $ 217,000
Gilmer, Georgia 3 $ 710,000 $ 236,666 $ 101,000
Greene, Georgia 3 $ 914,000 $ 304,666 $ 126,000
Middlesex, Massachusetts 3 $ 708,000 $ 236,000 $ 133,000
Oakland, Michigan 3 $ 280,000 $ 93,333 $ 152,000
Washoe, Nevada 3 $ 925,000 $ 308,333 $ 379,000
New York, New York 3 $ 2,181,000 $ 727,000 $ 679,000
Graham, North Carolina 3 $ 264,000 $ 88,000 $ 88,000
Hyde, North Carolina 3 $ 1,031,000 $ 343,666 $ 118,000
Person, North Carolina 3 $ 285,000 $ 95,000 $ 178,000
Oklahoma, Oklahoma 3 $ 882,000 $ 294,000 $ 76,000
Allegheny, Pennsylvania 3 $ 472,000 $ 157,333 $ 96,000
Clarendon, South Carolina 3 $ 428,000 $ 142,666 $ 77,000
Colleton, South Carolina 3 $ 414,000 $ 138,000 $ 309,000
Kershaw, South Carolina 3 $ 779,000 $ 259,666 $ 159,000
Marion, South Carolina 3 $ 326,000 $ 108,666 $ 71,000
Oconee, South Carolina 3 $ 333,000 $ 111,000 $ 37,000
Williamson, Tennessee 3 $ 564,000 $ 188,000 $ 119,000
Denton, Texas 3 $ 1,018,000 $ 339,333 $ 149,000
Montgomery, Texas 3 $ 989,000 $ 329,666 $ 583,000
Franklin, Virginia 3 $ 1,006,000 $ 335,333 $ 228,000
Greensville, Virginia 3 $ 143,000 $ 47,666 $ 48,000
Roanoke, Virginia 3 $ 592,000 $ 197,333 $ 90,000
Stafford, Virginia 3 $ 328,000 $ 109,333 $ 108,000
Whatcom, Washington 3 $ 445,000 $ 148,333 $ 59,000
Door, Wisconsin 3 $ 425,000 $ 141,666 $ 43,000
Butler, Alabama 2 $ 401,000 $ 200,500 $ 84,000
Cherokee, Alabama 2 $ 345,000 $ 172,500 $ 47,000
Greene, Alabama 2 $ 218,000 $ 109,000 $ 72,000
Marengo, Alabama 2 $ 268,000 $ 134,000 $ 35,000
Pickens, Alabama 2 $ 162,000 $ 81,000 $ 22,000
Randolph, Alabama 2 $ 186,000 $ 93,000 $ 20,000
Washington, Alabama 2 $ 338,000 $ 169,000 $ 66,000
Wilcox, Alabama 2 $ 271,000 $ 135,500 $ 252,000
District of Columbia, District Of Columbia 2 $ 709,000 $ 354,500 $ 29,000
Citrus, Florida 2 $ 250,000 $ 125,000 $ 68,000
Crisp, Georgia 2 $ 306,000 $ 153,000 $ 66,000
Gordon, Georgia 2 $ 645,000 $ 322,500 $ 115,000
Haralson, Georgia 2 $ 370,000 $ 185,000 $ 49,000
Jackson, Georgia 2 $ 485,000 $ 242,500 $ 55,000
Laurens, Georgia 2 $ 167,000 $ 83,500 $ 27,000
Schley, Georgia 2 $ 83,000 $ 41,500 $ 11,000
Towns, Georgia 2 $ 834,000 $ 417,000 $ 156,000
Bonner, Idaho 2 $ 662,000 $ 331,000 $ 175,000
Pottawattamie, Iowa 2 $ 643,000 $ 321,500 $ 87,000
Jefferson, Kentucky 2 $ 336,000 $ 168,000 $ 96,000
East Baton Rouge, Louisiana 2 $ 321,000 $ 160,500 $ 92,000
Macomb, Michigan 2 $ 412,000 $ 206,000 $ 111,000
Scott, Minnesota 2 $ 538,000 $ 269,000 $ 110,000
Jackson, Mississippi 2 $ 310,000 $ 155,000 $ 99,000
Lamar, Mississippi 2 $ 350,000 $ 175,000 $ 77,000
Gallatin, Montana 2 $ 489,000 $ 244,500 $ 131,000
Clinton, New York 2 $ 720,000 $ 360,000 $ 157,000
Erie, New York 2 $ 258,000 $ 129,000 $ 62,000
Onondaga, New York 2 $ 396,000 $ 198,000 $ 152,000
Putnam, New York 2 $ 1,187,000 $ 593,500 $ 327,000
Stanly, North Carolina 2 $ 468,000 $ 234,000 $ 194,000
Tyrrell, North Carolina 2 $ 204,000 $ 102,000 $ 46,000
Hamilton, Ohio 2 $ 323,000 $ 161,500 $ 103,000
Licking, Ohio 2 $ 180,000 $ 90,000 $ 0
Multnomah, Oregon 2 $ 618,000 $ 309,000 $ 78,000
Berks, Pennsylvania 2 $ 349,000 $ 174,500 $ 46,000
Bucks, Pennsylvania 2 $ 444,000 $ 222,000 $ 96,000
Philadelphia, Pennsylvania 2 $ 667,000 $ 333,500 $ 258,000
Chester, South Carolina 2 $ 523,000 $ 261,500 $ 112,000
Laurens, South Carolina 2 $ 228,000 $ 114,000 $ 91,000
Giles, Tennessee 2 $ 259,000 $ 129,500 $ 52,000
Guadalupe, Texas 2 $ 487,000 $ 243,500 $ 142,000
Hidalgo, Texas 2 $ 406,000 $ 203,000 $ 148,000
Kerr, Texas 2 $ 518,000 $ 259,000 $ 120,000
Wasatch, Utah 2 $ 497,000 $ 248,500 $ 192,000
Bedford, Virginia 2 $ 438,000 $ 219,000 $ 142,000
Charlottesville, Virginia 2 $ 360,000 $ 180,000 $ 49,000
Danville, Virginia 2 $ 225,000 $ 112,500 $ 418,000
Fluvanna, Virginia 2 $ 355,000 $ 177,500 $ 73,000
King William, Virginia 2 $ 332,000 $ 166,000 $ 118,000
Patrick, Virginia 2 $ 233,000 $ 116,500 $ 26,000
Powhatan, Virginia 2 $ 367,000 $ 183,500 $ 79,000
Southampton, Virginia 2 $ 569,000 $ 284,500 $ 55,000
Snohomish, Washington 2 $ 484,000 $ 242,000 $ 77,000
Conecuh, Alabama 1 $ 21,000 $ 21,000 $ 32,000
Crenshaw, Alabama 1 $ 46,000 $ 46,000 $ 16,000
Henry, Alabama 1 $ 132,000 $ 132,000 $ 76,000
Lowndes, Alabama 1 $ 100,000 $ 100,000 $ 58,000
Marion, Alabama 1 $ 112,000 $ 112,000 $ 97,000
Perry, Alabama 1 $ 93,000 $ 93,000 $ 47,000
Pike, Alabama 1 $ 75,000 $ 75,000 $ 37,000
Craighead, Arkansas 1 $ 151,000 $ 151,000 $ 160,000
Garland, Arkansas 1 $ 224,000 $ 224,000 $ 185,000
Amador, California 1 $ 344,000 $ 344,000 $ 142,000
Kern, California 1 $ 400,000 $ 400,000 $ 148,000
Marin, California 1 $ 815,000 $ 815,000 $ 1,336,000
San Bernardino, California 1 $ 220,000 $ 220,000 $ 90,000
San Francisco, California 1 $ 532,000 $ 532,000 $ 307,000
San Joaquin, California 1 $ 106,000 $ 106,000 $ 39,000
Santa Barbara, California 1 $ 417,000 $ 417,000 $ 83,000
Solano, California 1 $ 417,000 $ 417,000 $ 216,000
Sonoma, California 1 $ 357,000 $ 357,000 $ 113,000
Stanislaus, California 1 $ 86,000 $ 86,000 $ 47,000
Ventura, California 1 $ 750,000 $ 750,000 $ 170,000
Gunnison, Colorado 1 $ 417,000 $ 417,000 $ 156,000
La Plata, Colorado 1 $ 338,000 $ 338,000 $ 250,000
Montrose, Colorado 1 $ 398,000 $ 398,000 $ 54,000
Park, Colorado 1 $ 734,000 $ 734,000 $ 646,000
Summit, Colorado 1 $ 275,000 $ 275,000 $ 114,000
New Castle, Delaware 1 $ 164,000 $ 164,000 $ 91,000
Columbia, Florida 1 $ 122,000 $ 122,000 $ 31,000
Franklin, Florida 1 $ 329,000 $ 329,000 $ 181,000
Gilchrist, Florida 1 $ 135,000 $ 135,000 $ 104,000
Hamilton, Florida 1 $ 106,000 $ 106,000 $ 42,000
Hernando, Florida 1 $ 45,000 $ 45,000 $ 102,000
Highlands, Florida 1 $ 64,000 $ 64,000 $ 127,000
Nassau, Florida 1 $ 157,000 $ 157,000 $ 207,000
Putnam, Florida 1 $ 360,000 $ 360,000 $ 88,000
Taylor, Florida 1 $ 113,000 $ 113,000 $ 55,000
Bulloch, Georgia 1 $ 157,000 $ 157,000 $ 42,000
Butts, Georgia 1 $ 49,000 $ 49,000 $ 20,000
Chattahoochee, Georgia 1 $ 22,000 $ 22,000 $ 45,000
Clarke, Georgia 1 $ 100,000 $ 100,000 $ 48,000
Coffee, Georgia 1 $ 364,000 $ 364,000 $ 257,000
Colquitt, Georgia 1 $ 97,000 $ 97,000 $ 92,000
Evans, Georgia 1 $ 245,000 $ 245,000 $ 148,000
Franklin, Georgia 1 $ 213,000 $ 213,000 $ 109,000
Jasper, Georgia 1 $ 416,000 $ 416,000 $ 316,000
Lamar, Georgia 1 $ 34,000 $ 34,000 $ 47,000
Lee, Georgia 1 $ 417,000 $ 417,000 $ 225,000
Lincoln, Georgia 1 $ 143,000 $ 143,000 $ 142,000
Monroe, Georgia 1 $ 200,000 $ 200,000 $ 736,000
Pickens, Georgia 1 $ 360,000 $ 360,000 $ 137,000
Putnam, Georgia 1 $ 194,000 $ 194,000 $ 142,000
Rabun, Georgia 1 $ 417,000 $ 417,000 $ 330,000
Screven, Georgia 1 $ 100,000 $ 100,000 $ 105,000
Stephens, Georgia 1 $ 165,000 $ 165,000 $ 202,000
Sumter, Georgia 1 $ 115,000 $ 115,000 $ 38,000
Twiggs, Georgia 1 $ 73,000 $ 73,000 $ 44,000
Union, Georgia 1 $ 88,000 $ 88,000 $ 26,000
Maui, Hawaii 1 $ 750,000 $ 750,000 $ 809,000
DuPage, Illinois 1 $ 337,000 $ 337,000 $ 219,000
Kane, Illinois 1 $ 262,000 $ 262,000 $ 128,000
Lake, Illinois 1 $ 535,000 $ 535,000 $ 225,000
McHenry, Illinois 1 $ 150,000 $ 150,000 $ 48,000
Perry, Illinois 1 $ 99,000 $ 99,000 $ 107,000
Tazewell, Illinois 1 $ 174,000 $ 174,000 $ 545,000
Will, Illinois 1 $ 191,000 $ 191,000 $ 105,000
Allen, Indiana 1 $ 500,000 $ 500,000 $ 238,000
Elkhart, Indiana 1 $ 163,000 $ 163,000 $ 57,000
Marshall, Indiana 1 $ 417,000 $ 417,000 $ 3,700,000
St. Joseph, Indiana 1 $ 417,000 $ 417,000 $ 141,000
Tippecanoe, Indiana 1 $ 232,000 $ 232,000 $ 117,000
Polk, Iowa 1 $ 180,000 $ 180,000 $ 152,000
Scott, Iowa 1 $ 75,000 $ 75,000 $ 82,000
Fayette, Kentucky 1 $ 100,000 $ 100,000 $ 44,000
Letcher, Kentucky 1 $ 280,000 $ 280,000 $ 129,000
Marion, Kentucky 1 $ 76,000 $ 76,000 $ 52,000
Pulaski, Kentucky 1 $ 166,000 $ 166,000 $ 132,000
Caddo, Louisiana 1 $ 100,000 $ 100,000 $ 44,000
Calcasieu, Louisiana 1 $ 222,000 $ 222,000 $ 343,000
Lafayette, Louisiana 1 $ 125,000 $ 125,000 $ 141,000
St. Charles, Louisiana 1 $ 140,000 $ 140,000 $ 216,000
Cumberland, Maine 1 $ 233,000 $ 233,000 $ 278,000
Queen Anne's, Maryland 1 $ 248,000 $ 248,000 $ 83,000
Barnstable, Massachusetts 1 $ 75,000 $ 75,000 $ 70,000
Berkshire, Massachusetts 1 $ 131,000 $ 131,000 $ 95,000
Nantucket, Massachusetts 1 $ 115,000 $ 115,000 $ 27,000
Norfolk, Massachusetts 1 $ 402,000 $ 402,000 $ 112,000
Plymouth, Massachusetts 1 $ 201,000 $ 201,000 $ 70,000
Worcester, Massachusetts 1 $ 273,000 $ 273,000 $ 67,000
Allegan, Michigan 1 $ 108,000 $ 108,000 $ 55,000
Antrim, Michigan 1 $ 243,000 $ 243,000 $ 21,000
Berrien, Michigan 1 $ 140,000 $ 140,000 $ 54,000
Grand Traverse, Michigan 1 $ 65,000 $ 65,000 $ 54,000
Kalamazoo, Michigan 1 $ 284,000 $ 284,000 $ 120,000
Kent, Michigan 1 $ 64,000 $ 64,000 $ 59,000
Roscommon, Michigan 1 $ 292,000 $ 292,000 $ 192,000
Saginaw, Michigan 1 $ 175,000 $ 175,000 $ 192,000
Washtenaw, Michigan 1 $ 547,000 $ 547,000 $ 432,000
Wayne, Michigan 1 $ 417,000 $ 417,000 $ 1,300,000
Anoka, Minnesota 1 $ 315,000 $ 315,000 $ 116,000
DeSoto, Mississippi 1 $ 136,000 $ 136,000 $ 65,000
Harrison, Mississippi 1 $ 187,000 $ 187,000 $ 70,000
Madison, Mississippi 1 $ 360,000 $ 360,000 $ 278,000
Clay, Missouri 1 $ 107,000 $ 107,000 $ 103,000
Jasper, Missouri 1 $ 164,000 $ 164,000 $ 98,000
St. Louis, Missouri 1 $ 145,000 $ 145,000 $ 164,000
Flathead, Montana 1 $ 280,000 $ 280,000 $ 414,000
Lancaster, Nebraska 1 $ 150,000 $ 150,000 $ 73,000
Coos, New Hampshire 1 $ 92,000 $ 92,000 $ 58,000
Rockingham, New Hampshire 1 $ 149,000 $ 149,000 $ 31,000
Strafford, New Hampshire 1 $ 225,000 $ 225,000 $ 59,000
Essex, New Jersey 1 $ 400,000 $ 400,000 $ 126,000
Gloucester, New Jersey 1 $ 380,000 $ 380,000 $ 110,000
Hunterdon, New Jersey 1 $ 175,000 $ 175,000 $ 121,000
Monmouth, New Jersey 1 $ 115,000 $ 115,000 $ 66,000
Passaic, New Jersey 1 $ 338,000 $ 338,000 $ 136,000
Union, New Jersey 1 $ 279,000 $ 279,000 $ 151,000
Bernalillo, New Mexico 1 $ 160,000 $ 160,000 $ 55,000
Delaware, New York 1 $ 245,000 $ 245,000 $ 118,000
Kings, New York 1 $ 410,000 $ 410,000 $ 107,000
Oneida, New York 1 $ 101,000 $ 101,000 $ 87,000
Orange, New York 1 $ 100,000 $ 100,000 $ 119,000
Richmond, New York 1 $ 380,000 $ 380,000 $ 185,000
Rockland, New York 1 $ 266,000 $ 266,000 $ 125,000
Steuben, New York 1 $ 262,000 $ 262,000 $ 94,000
Suffolk, New York 1 $ 250,000 $ 250,000 $ 150,000
Wayne, New York 1 $ 62,000 $ 62,000 $ 97,000
Clay, North Carolina 1 $ 160,000 $ 160,000 $ 139,000
Ward, North Dakota 1 $ 176,000 $ 176,000 $ 78,000
Ashtabula, Ohio 1 $ 90,000 $ 90,000 $ 60,000
Fairfield, Ohio 1 $ 145,000 $ 145,000 $ 142,000
Franklin, Ohio 1 $ 78,000 $ 78,000 $ 200,000
Muskingum, Ohio 1 $ 159,000 $ 159,000 $ 75,000
Summit, Ohio 1 $ 84,000 $ 84,000 $ 40,000
Warren, Ohio 1 $ 304,000 $ 304,000 $ 198,000
Beckham, Oklahoma 1 $ 58,000 $ 58,000 $ 72,000
Tulsa, Oklahoma 1 $ 90,000 $ 90,000 $ 81,000
Douglas, Oregon 1 $ 137,000 $ 137,000 $ 14,000
Armstrong, Pennsylvania 1 $ 92,000 $ 92,000 $ 390,000
Cumberland, Pennsylvania 1 $ 320,000 $ 320,000 $ 103,000
Delaware, Pennsylvania 1 $ 248,000 $ 248,000 $ 53,000
Luzerne, Pennsylvania 1 $ 38,000 $ 38,000 $ 495,000
Westmoreland, Pennsylvania 1 $ 145,000 $ 145,000 $ 91,000
Allendale, South Carolina 1 $ 49,000 $ 49,000 $ 80,000
Cherokee, South Carolina 1 $ 166,000 $ 166,000 $ 126,000
Chesterfield, South Carolina 1 $ 136,000 $ 136,000 $ 67,000
Dillon, South Carolina 1 $ 310,000 $ 310,000 $ 0
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Mortgage Loan Application Detail Totals for Rbc Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,748 $1,885,595,000 $193,000 $2,550,000 $116,000 $9,999,000
Home Purchase 5,732 $1,081,473,000 $188,000 $4,000,000 $121,000 $7,872,000
Home Improvement 478 $23,389,000 $48,000 $417,000 $69,000 $2,100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,634 $2,442,185,000 $193,000 $3,715,000 $119,000 $9,999,000
Not Provided 1,271 $247,442,000 $194,000 $4,000,000 $134,000 $7,872,000
Black or African American 1,253 $157,478,000 $125,000 $1,294,000 $79,000 $7,757,000
Asian 331 $67,262,000 $203,000 $862,000 $123,000 $1,200,000
Hispanic 329 $49,692,000 $151,000 $1,350,000 $84,000 $626,000
American Indian or Alaskan Native 82 $11,697,000 $142,000 $450,000 $72,000 $348,000
Native Hawaiian or Other Pacific Islander 37 $7,433,000 $200,000 $750,000 $128,000 $870,000
Not applicable 21 $7,268,000 $346,000 $2,550,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,826 $2,669,975,000 $193,000 $4,000,000 $125,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,376 $195,447,000 $142,000 $406,000 $56,000 $1,682,000
VA-guaranteed (Veterans Administration) 526 $96,694,000 $183,000 $451,000 $61,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 230 $28,341,000 $123,000 $418,000 $42,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,632 $2,102,312,000 $197,000 $4,000,000 $122,000 $9,999,000
Application Denied By Financial Institution 2,003 $270,420,000 $135,000 $3,715,000 $100,000 $7,092,000
Application Withdrawn By Applicant 1,698 $353,731,000 $208,000 $1,600,000 $119,000 $5,000,000
Loan Purchased By The Institution 583 $80,802,000 $138,000 $417,000 $51,000 $564,000
File Closed For Incompleteness 464 $101,924,000 $219,000 $1,400,000 $131,000 $4,500,000
Application Approved But Not Accepted 450 $61,944,000 $137,000 $1,400,000 $117,000 $3,281,000
Preapproval Denied by Financial Institution 128 $19,324,000 $150,000 $474,000 $58,000 $346,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 613 $59,989,000 $97,000 $3,715,000 $85,000 $6,012,000
Debt-To-Income Ratio 564 $80,818,000 $143,000 $1,000,000 $83,000 $7,092,000
Collateral 549 $83,596,000 $152,000 $1,210,000 $112,000 $1,193,000
Other 209 $32,324,000 $154,000 $1,817,000 $132,000 $1,942,000
Credit Application Incomplete 68 $9,529,000 $140,000 $437,000 $104,000 $719,000
Unverifiable Information 49 $9,607,000 $196,000 $960,000 $128,000 $840,000
Insufficient Cash (Downpayment, Closing Cost) 39 $6,685,000 $171,000 $417,000 $95,000 $400,000
Employment History 28 $4,969,000 $177,000 $417,000 $67,000 $360,000
Mortgage Insurance Denied 12 $2,227,000 $185,000 $342,000 $101,000 $296,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rbc Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rbc Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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